<SEC-DOCUMENT>0000950103-25-013169.txt : 20251015
<SEC-HEADER>0000950103-25-013169.hdr.sgml : 20251015
<ACCEPTANCE-DATETIME>20251014212211
ACCESSION NUMBER:		0000950103-25-013169
CONFORMED SUBMISSION TYPE:	FWP
PUBLIC DOCUMENT COUNT:		3
FILED AS OF DATE:		20251015
DATE AS OF CHANGE:		20251014

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CITIGROUP INC
		CENTRAL INDEX KEY:			0000831001
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		EIN:				521568099
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		FWP
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	333-270327
		FILM NUMBER:		251393266

	BUSINESS ADDRESS:	
		STREET 1:		388 GREENWICH STREET
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10013
		BUSINESS PHONE:		2125591000

	MAIL ADDRESS:	
		STREET 1:		388 GREENWICH STREET
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10013

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	TRAVELERS GROUP INC
		DATE OF NAME CHANGE:	19950519

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	TRAVELERS INC
		DATE OF NAME CHANGE:	19940103

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	PRIMERICA CORP /NEW/
		DATE OF NAME CHANGE:	19920703

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CITIGROUP INC
		CENTRAL INDEX KEY:			0000831001
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		EIN:				521568099
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		FWP

	BUSINESS ADDRESS:	
		STREET 1:		388 GREENWICH STREET
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10013
		BUSINESS PHONE:		2125591000

	MAIL ADDRESS:	
		STREET 1:		388 GREENWICH STREET
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10013

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	TRAVELERS GROUP INC
		DATE OF NAME CHANGE:	19950519

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	TRAVELERS INC
		DATE OF NAME CHANGE:	19940103

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	PRIMERICA CORP /NEW/
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
<DOCUMENT>
<TYPE>FWP
<SEQUENCE>1
<FILENAME>dp235840_fwp-us2519694.htm
<DESCRIPTION>OFFERING SUMMARY
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 42%">
    <P STYLE="color: #C00000; font: 12pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Citigroup Global Markets Holdings Inc.</B></P>
    <P STYLE="color: #C00000; font: 12pt Times New Roman, Times, Serif; margin: 0pt 0"></P>
    <P STYLE="color: #C00000; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B><I>Fully and Unconditionally Guaranteed by Citigroup
    Inc.</I></B></P>
    <P STYLE="color: #C00000; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P></TD>
    <TD STYLE="font-size: 36pt; color: #688FCF; text-align: center; width: 16%"><FONT STYLE="font-size: 10pt; color: white"><IMG SRC="image_001.jpg" ALT="" STYLE="height: 55px; width: 81px"></FONT></TD>
    <TD STYLE="width: 42%">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right; text-indent: -2.95pt; color: #B2B2B2"><B>Term
Sheet No. 2025-USNCH28856</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right; text-indent: -2.95pt; color: #B2B2B2"><B>Dated
October 13, 2025 relating to<BR>
Preliminary Pricing Supplement No. 2025-USNCH28856</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right; text-indent: -2.95pt; color: #B2B2B2"><B>dated
October 13, 2025</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right; color: #B2B2B2"><B>Registration Statement Nos.
333-270327 and 333-270327-01</B></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right; color: #B2B2B2"><B>Filed Pursuant to Rule 433</B></P></TD></TR>
  </TABLE>

<P STYLE="margin: 0"></P>

<P STYLE="margin: 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="background-color: rgb(143,143,143); vertical-align: top; text-align: left">
  <TD STYLE="padding: 4pt; width: 100%"><P STYLE="color: white; font: 12pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">Market
                                        Linked Securities&mdash;Auto-Callable with Contingent Downside</FONT></P>

<P STYLE="color: white; font: 12pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="color: white; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">Principal
at Risk Securities Linked to the Lowest Performing of the EURO STOXX 50<SUP>&reg;</SUP> Index, the Russell 2000<SUP>&reg;</SUP> Index
and the S&amp;P 500<SUP>&reg;</SUP> Index due November 3, 2028</FONT></P>

<P STYLE="color: white; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="color: white; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">Term
Sheet to Preliminary Pricing Supplement No. 2025-USNCH28856 dated October 13, 2025</FONT></P>

<P STYLE="color: white; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>
</TD></TR>
</TABLE>

<P STYLE="margin: 0"></P>

<DIV STYLE="float: left; width: 49%">

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<P STYLE="font: 13pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 4.5pt; color: rgb(143,143,143)">Summary of Terms</P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 4.5pt; color: #8F8F8F"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 4pt; width: 33%; border: Black 1pt solid; font-size: 10pt; padding-left: 4pt"><FONT STYLE="font-size: 10pt">Issuer and Guarantor:</FONT></TD>
    <TD STYLE="padding-right: 4pt; width: 67%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; padding-left: 4pt"><FONT STYLE="font-size: 10pt">Citigroup Global Markets Holdings Inc. (issuer) and Citigroup Inc. (guarantor)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font-size: 10pt; padding-left: 4pt"><FONT STYLE="font-size: 10pt">Underlyings:</FONT></TD>
    <TD STYLE="padding-right: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; padding-left: 4pt"><FONT STYLE="font-size: 10pt">EURO STOXX 50<SUP>&reg;</SUP> Index, Russell 2000<SUP>&reg;</SUP> Index and S&amp;P 500<SUP>&reg;</SUP> Index (each an &ldquo;<U>underlying</U>&rdquo; and collectively the &ldquo;<U>underlyings</U>&rdquo;)</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font-size: 10pt; padding-left: 4pt"><FONT STYLE="font-size: 10pt">Pricing Date*:</FONT></TD>
    <TD STYLE="padding-right: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; padding-left: 4pt"><FONT STYLE="font-size: 10pt">October 31, 2025</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font-size: 10pt; padding-left: 4pt"><FONT STYLE="font-size: 10pt">Issue Date*:</FONT></TD>
    <TD STYLE="padding-right: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; padding-left: 4pt"><FONT STYLE="font-size: 10pt">November 5, 2025</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font-size: 10pt; padding-left: 4pt"><FONT STYLE="font-size: 10pt">Stated Principal Amount:</FONT></TD>
    <TD STYLE="padding-right: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; padding-left: 4pt"><FONT STYLE="font-size: 10pt">$1,000 per security</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font-size: 10pt; padding-left: 4pt"><FONT STYLE="font-size: 10pt">Automatic Call:</FONT></TD>
    <TD STYLE="padding-right: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; padding-left: 4pt"><FONT STYLE="font-size: 10pt">If the closing value of the lowest performing underlying on any call date (including the final calculation day) is greater than or equal to its starting value, the securities will be automatically called for redemption on the related call settlement date for an amount in cash per security equal to $1,000 <I>plus</I> the call premium applicable to that call date.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-left: Black 1pt solid; padding-right: 4pt; font-size: 10pt; padding-left: 4pt"><FONT STYLE="font-size: 10pt">Call Dates* and Call Premiums:</FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; padding-right: 4pt; padding-left: 4pt">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The call premium applicable to each call date will be determined on
    the pricing date and will be at least the value indicated below.</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P></TD></TR>
  </TABLE>
<P STYLE="margin-top: 0; margin-bottom: 0"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="text-align: center; vertical-align: bottom">
    <TD STYLE="border-right: Black 1pt solid; border-left: Black 1pt solid; width: 33%; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="width: 38%; font-size: 10pt"><FONT STYLE="font-size: 10pt"><B>Call Date</B></FONT></TD>
    <TD STYLE="border-right: Black 1pt solid; width: 29%; font-size: 12pt"><P STYLE="margin-top: 0; margin-bottom: 0"><FONT STYLE="font-size: 10pt"><B>Call
                                            Premium (% of the</B></FONT></P>
                                                                                <P STYLE="margin-top: 0; margin-bottom: 0"><FONT STYLE="font-size: 10pt"><B>stated
                                            principal amount)</B></FONT></P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-left: Black 1pt solid; font-size: 10pt">&nbsp;</TD>
    <TD STYLE="text-align: center">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">November 5, 2026</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">December 7, 2026</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">January 5, 2027</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">February 5, 2027</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">March 5, 2027</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">April 5, 2027</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">May 5, 2027</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">June 7, 2027</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">July 6, 2027</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">August 5, 2027</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">September 7, 2027</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">October 5, 2027</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">November 5, 2027</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">December 6, 2027</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">January 5, 2028</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">February 7, 2028</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">March 6, 2028</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">April 5, 2028</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">May 5, 2028</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">June 5, 2028</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">July 5, 2028</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">August 7, 2028</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">September 5, 2028</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">October 5, 2028</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">October 31, 2028 (the</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">&ldquo;<U>final calculation day</U>&rdquo;)</P>


<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P></TD>
    <TD STYLE="border-right: Black 1pt solid; text-align: center">
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">14.100%</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">15.275%</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">16.450%</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">17.625%</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">18.800%</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">19.975%</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">21.150%</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">22.325%</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">23.500%</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">24.675%</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">25.850%</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">27.025%</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">28.200%</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">29.375%</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">30.550%</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">31.725%</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">32.900%</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">34.075%</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">35.250%</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">36.425%</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">37.600%</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">38.775%</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">39.950%</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"></P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">41.125%</P>
    <P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">42.300%</P>


</TD></TR>
  </TABLE>

<P STYLE="margin: 0"></P>

<P STYLE="margin: 0"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 4pt; width: 33%; border: Black 1pt solid; font-size: 10pt; padding-left: 4pt"><FONT STYLE="font-size: 10pt">Maturity Payment Amount (per security):</FONT></TD>
    <TD STYLE="padding-right: 4pt; width: 67%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 4pt">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">If the securities are not automatically called for redemption prior
    to or at maturity, and, accordingly, the ending value of the lowest performing underlying on the final calculation day is less than its
    starting value, you will receive a maturity payment amount for each $1,000 stated principal amount security you hold at maturity:</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 12.35pt; text-indent: -13.5pt"><FONT STYLE="font-family: Symbol">&middot;&#9;</FONT>&nbsp;&nbsp;&nbsp;if
    the ending value of the lowest performing underlying on the final calculation day is <B>greater than or equal to</B> its threshold value:
    $1,000; or</P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 12.35pt; text-indent: -13.5pt"></P>
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 12.35pt; text-indent: -13.5pt"><FONT STYLE="font-family: Symbol">&middot;&#9;</FONT>&nbsp;&nbsp;&nbsp;if
the ending value of the lowest performing underlying on the final calculation day is <B>less than</B> its threshold value: $1,000 &times;
the performance factor of the lowest performing underlying on the final calculation day&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font-size: 10pt; padding-left: 4pt"><FONT STYLE="font-size: 10pt">Call Settlement Dates:</FONT></TD>
    <TD STYLE="padding-right: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; padding-left: 4pt"><FONT STYLE="font-size: 10pt">For any call date, the third business day after such call date, except that the call settlement date for the final calculation day shall be the maturity date.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font-size: 10pt; padding-left: 4pt"><FONT STYLE="font-size: 10pt">Maturity Date*:</FONT></TD>
    <TD STYLE="padding-right: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; padding-left: 4pt"><FONT STYLE="font-size: 10pt">November 3, 2028</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font-size: 10pt; padding-left: 4pt"><FONT STYLE="font-size: 10pt">Lowest Performing Underlying:</FONT></TD>
    <TD STYLE="padding-right: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; padding-left: 4pt"><FONT STYLE="font-size: 10pt">For any call date, the underlying with the lowest performance factor determined as of that call date</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font-size: 10pt; padding-left: 4pt"><FONT STYLE="font-size: 10pt">Performance Factor:</FONT></TD>
    <TD STYLE="padding-right: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; padding-left: 4pt"><FONT STYLE="font-size: 10pt">For each underlying on any call date, its closing value on that call date divided by its starting value</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font-size: 10pt; padding-left: 4pt"><FONT STYLE="font-size: 10pt">Starting Value:</FONT></TD>
    <TD STYLE="padding-right: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; padding-left: 4pt"><FONT STYLE="font-size: 10pt">For each underlying, its closing value on the pricing date</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font-size: 10pt; padding-left: 4pt"><FONT STYLE="font-size: 10pt">Threshold Value:</FONT></TD>
    <TD STYLE="padding-right: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; padding-left: 4pt"><FONT STYLE="font-size: 10pt">For each underlying, 75% of its starting value</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font-size: 10pt; padding-left: 4pt"><FONT STYLE="font-size: 10pt">Ending Value:</FONT></TD>
    <TD STYLE="padding-right: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; padding-left: 4pt"><FONT STYLE="font-size: 10pt">For each underlying, its closing value on the final calculation day</FONT></TD></TR>
  </TABLE>

<P STYLE="margin: 0"></P>

</DIV>

<DIV STYLE="float: right; width: 49%">

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<P STYLE="font: 13pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 4.5pt; color: rgb(143,143,143)">Summary of Terms (continued)</P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 4.5pt; color: #8F8F8F"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 4pt; width: 22%; border: Black 1pt solid; font-size: 10pt; padding-left: 4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Calculation Agent:</FONT></TD>
    <TD STYLE="padding-right: 4pt; width: 78%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; padding-left: 4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Citigroup Global Markets Inc. (&ldquo;<U>CGMI</U>&rdquo;), an affiliate of Citigroup Global Markets Holdings Inc.</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font-size: 10pt; padding-left: 4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Denominations:</FONT></TD>
    <TD STYLE="padding-right: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; padding-left: 4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">$1,000 and any integral multiple of $1,000</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font-size: 10pt; padding-left: 4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Agent Discount**:</FONT></TD>
    <TD STYLE="padding-right: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; padding-left: 4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Up to 2.575%; dealers, including those using the trade name Wells Fargo Advisors (&ldquo;<U>WFA</U>&rdquo;), may receive a selling concession of 2.00% and WFA may receive a distribution expense fee of 0.075%. </FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font-size: 10pt; padding-left: 4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">CUSIP / ISIN:</FONT></TD>
    <TD STYLE="padding-right: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; padding-left: 4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">17331BJK6 / US17331BJK61</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; font-size: 10pt; padding-left: 4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">United States Federal Tax Considerations:</FONT></TD>
    <TD STYLE="padding-right: 4pt; border-right: Black 1pt solid; border-bottom: Black 1pt solid; font-size: 12pt; padding-left: 4pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">See the preliminary pricing supplement.</FONT></TD></TR>
  </TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<P STYLE="margin: 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="border: Black 1pt solid; width: 100%"><P STYLE="font: 13pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 4.5pt; color: rgb(143,143,143)">Hypothetical Payout Profile<SUP>***/****</SUP></P>

<P STYLE="font: 13pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 4.5pt; color: #8F8F8F">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><IMG SRC="image_008.jpg" ALT=""><B></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 4.5pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 4.5pt">***Assumes call premiums equal to the lowest possible call
premiums that may be determined on the pricing date</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 4.5pt"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 4.5pt">**** Not all call dates are reflected; reflects only the
first, ninth, seventeenth and final call dates for illustrative purposes only</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 4.5pt"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 4.3pt"><B>Any positive return on the securities will be limited
to the applicable call premium, even if the closing value of the lowest performing underlying on the applicable call date significantly
exceeds its starting value. You will not participate in any appreciation of any underlying beyond the applicable call premium. </B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 4.3pt"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 4.3pt"><B>If the securities are not automatically called for redemption
prior to or at maturity, and the ending value of the lowest performing underlying on the final calculation day is less than its threshold
value, you will have full downside exposure to the decrease in the value of the lowest performing underlying from its starting value and
you will receive significantly less than the stated principal amount of your securities, and possibly nothing, at maturity.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 4.3pt"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 4.3pt; color: #8F8F8F">On the date of the related preliminary pricing
supplement, Citigroup Global Markets Holdings Inc. expects that the estimated value of the securities on the pricing date will be at least
$910.50 per security, which will be less than the public offering price. The estimated value of the securities is based on CGMI&rsquo;s
proprietary pricing models and Citigroup Global Markets Holdings Inc.&rsquo;s internal funding rate. It is not an indication of actual
profit to CGMI or other of Citigroup Global Markets Holdings Inc.&rsquo;s affiliates, nor is it an indication of the price, if any, at
which CGMI or any other person may be willing to buy the securities from you at any time after issuance. See &ldquo;Valuation of the Securities&rdquo;
in the accompanying preliminary pricing supplement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 4.3pt; color: #8F8F8F"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 4.5pt">Preliminary Pricing Supplement:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 4.5pt"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 4.5pt"><A HREF="https://www.sec.gov/Archives/edgar/data/200245/000095010325013120/dp235803_424b2-us2519694d.htm" STYLE="color: Blue; text-decoration: underline">https://www.sec.gov/Archives/edgar/data/200245/000095010325013120/dp235803_424b2-us2519694d.htm</A></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 4.5pt"></P>
</TD></TR>
</TABLE>

<P STYLE="margin: 0"></P>

<P STYLE="margin: 0"></P>

<P STYLE="margin: 0pt 0; font-size: 10pt"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 4.5pt; text-indent: -4.5pt">* subject to change</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 4.5pt; text-indent: -4.5pt"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">** In addition, CGMI may pay a fee of up to 0.3% to selected securities
dealers in consideration for marketing and other services in connection with the distribution of<BR>
the securities to other securities dealers.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="margin: 0"></P>

</DIV>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 100%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="border-top: Black 1pt solid"><P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">The securities have complex features and investing in the securities
involves risks not associated with an investment in conventional debt securities. See &ldquo;Summary Risk Factors&rdquo; in this term
sheet and the accompanying preliminary pricing supplement and &ldquo;Risk Factors&rdquo; in the accompanying product supplement.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; color: #BB0826"><B>This introductory term sheet
does not provide all of the information that an investor should consider prior to making an investment decision. </B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; color: #BB0826"></P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">Investors should carefully review the accompanying preliminary
pricing supplement, product supplement, underlying supplement, prospectus supplement and prospectus before making a decision to invest
in the securities.</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">NOT A BANK DEPOSIT AND NOT INSURED OR GUARANTEED BY THE FDIC OR ANY
OTHER GOVERNMENTAL AGENT</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>
</TD></TR>
</TABLE>

<P STYLE="margin: 0"></P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0pt 0; color: #8F8F8F">Summary Risk Factors</P>

<P STYLE="font: 14pt Times New Roman, Times, Serif; margin: 0pt 0; color: #8F8F8F"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The risks set forth below are discussed in detail
in the &ldquo;Summary Risk Factors&rdquo; section in the accompanying preliminary pricing supplement and the &ldquo;Risk Factors&rdquo;
section in the accompanying product supplement. Please review those risk disclosures carefully.</P>

<DIV STYLE="float: left; width: 49%">

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="margin: 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>You May Lose Some Or All Of Your Investment. </B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>The Securities Do Not Pay Interest.</B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>Your Potential Return On The Securities Is Limited.</B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>Higher Call Premiums Are Associated With Greater Risk.</B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>The Securities Are Subject To Heightened Risk Because They Have Multiple Underlyings.</B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>The Securities Are Subject To The Risks Of Each Of The Underlyings And Will Be Negatively Affected If Any One Underlying Performs
Poorly, Regardless Of The Performance Of Any Other Underlying.</B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>You Will Not Benefit In Any Way From The Performance Of Any Better Performing Underlying.</B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>You Will Be Subject To Risks Relating To The Relationship Between The Underlyings.</B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>You May Not Be Adequately Compensated For Assuming The Downside Risk Of The Lowest Performing Underlying.</B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>The Securities May Be Automatically Called For Redemption Prior To Maturity, Limiting The Term Of The Securities.</B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>The Securities Offer Downside Exposure To The Lowest Performing Underlying, But No Upside Exposure To Any Underlying.</B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>You Will Not Receive Dividends Or Have Any Other Rights With Respect To The Securities Included In Any Underlying.</B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>The Performance Of The Securities Will Depend On The Closing Values Of The Underlyings Solely On The Call Dates, Which Makes The
Securities Particularly Sensitive To Volatility In The Closing Values Of The Underlyings On Or Near The Call Dates.</B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>The Securities Are Subject To The Credit Risk Of Citigroup Global Markets Holdings Inc. And Citigroup Inc.</B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>The Securities Will Not Be Listed On Any Securities Exchange And You May Not Be Able To Sell Them Prior To Maturity.</B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; font-style: normal; font-weight: normal">&middot;</FONT></TD><TD><FONT STYLE="font-style: normal"><B>The Estimated Value Of The Securities On The Pricing Date, Based On CGMI&rsquo;s Proprietary Pricing
Models And Our Internal Funding Rate, Is Less Than The Public Offering Price.</B></FONT></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif"></P>

</DIV>

<DIV STYLE="float: right; width: 49%">

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>The Estimated Value Of The Securities Was Determined For Us By Our Affiliate Using Proprietary Pricing Models. </B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>The Estimated Value Of The Securities Would Be Lower If It Were Calculated Based On Wells Fargo&rsquo;s Determination Of The Secondary
Market Rate With Respect To Us.</B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>The Estimated Value Of The Securities Is Not An Indication Of The Price, If Any, At Which Any Person May Be Willing To Buy The
Securities From You In The Secondary Market. </B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>The Value Of The Securities Prior To Maturity Will Fluctuate Based On Many Unpredictable Factors.</B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>We Have Been Advised That, Immediately Following Issuance, Any Secondary Market Bid Price Provided By Wells Fargo, And The Value
That Will Be Indicated On Any Brokerage Account Statements Prepared By Wells Fargo Or Its Affiliates, Will Reflect A Temporary Upward
Adjustment.</B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>The EURO STOXX 50<SUP>&reg;</SUP> Index Is Subject To Risks Associated With Non-U.S. Markets.</B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>The Performance Of The EURO STOXX 50<SUP>&reg; </SUP>Index Will Not Be Adjusted For Changes In The Exchange Rate Between The Euro
And The U.S. Dollar. </B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>The Russell 2000<SUP>&reg;</SUP> Index Is Subject To Risks Associated With Small Capitalization Stocks.</B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>Our Offering Of The Securities Is Not A Recommendation Of Any Underlying.</B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>The Closing Value Of An Underlying May Be Adversely Affected By Our Or Our Affiliates&rsquo;, Or By Wells Fargo And Its Affiliates&rsquo;,
Hedging And Other Trading Activities. </B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>We And Our Affiliates And Wells Fargo And Its Affiliates May Have Economic Interests That Are Adverse To Yours As A Result Of Our
And Their Respective Business Activities.</B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>The Calculation Agent, Which Is An Affiliate Of Ours, Will Make Important Determinations With Respect To The Securities.</B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>Changes That Affect The Underlyings May Affect The Value Of Your Securities.</B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>A Call Settlement Date O</B>r <B>The Stated Maturity Date May Be Postponed If A Call Date is Postponed.</B></TD></TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD><B>The U.S. Federal Tax Consequences Of An Investment In The
Securities Are Unclear.</B></TD>
</TR></TABLE>

<P STYLE="margin-top: 0pt; margin-bottom: 0pt; font: 10pt Times New Roman, Times, Serif"></P>

</DIV>

<P STYLE="margin: 0"></P>

<P STYLE="margin: 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 100%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; color: #8F8F8F">Citigroup Global Markets Holdings Inc. and Citigroup
Inc. have filed a registration statement (including a related preliminary pricing supplement, an accompanying product supplement, underlying
supplement, prospectus supplement and prospectus) with the Securities and Exchange Commission (&ldquo;SEC&rdquo;) for the offering to
which this communication relates. You should read the related preliminary pricing supplement and the accompanying product supplement,
underlying supplement, prospectus supplement and prospectus in that registration statement (File Nos. 333-270327 and 333-270327-01) and
the other documents Citigroup Global Markets Holdings Inc. and Citigroup Inc. have filed with the SEC for more complete information about
Citigroup Global Markets Holdings Inc., Citigroup Inc. and this offering. You may get these documents for free by visiting EDGAR on the
SEC&rsquo;s website at www.sec.gov. Alternatively, you can request the related preliminary pricing supplement, accompanying product supplement,
underlying supplement, prospectus supplement and prospectus by calling toll-free 1-800-831-9146.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; color: #8F8F8F">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; color: #8F8F8F">Wells Fargo Advisors is a trade name used by Wells
Fargo Clearing Services, LLC and Wells Fargo Advisors Financial Network, LLC, members SIPC, separate registered broker-dealers and non-bank
affiliates of Wells Fargo Finance LLC and Wells Fargo&nbsp;&amp; Company.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; color: #8F8F8F"></P>
</TD></TR>
</TABLE>

<P STYLE="margin: 0"></P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 2; Options: Last -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>image_001.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_001.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  H'!PD'!@H)" D+"PH,#QD0#PX.
M#QX6%Q(9)" F)2,@(R(H+3DP*"HV*R(C,D0R-CL]0$! )C!&2T4^2CD_0#W_
MVP!# 0L+"P\-#QT0$!T]*2,I/3T]/3T]/3T]/3T]/3T]/3T]/3T]/3T]/3T]
M/3T]/3T]/3T]/3T]/3T]/3T]/3T]/3W_P  1"  W %$# 2(  A$! Q$!_\0
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BHKE&%%%% !1110 4444 %%%% !1110 4444 %%%% '__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>image_008.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_008.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0@)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" &* @$# 2(  A$! Q$!_\0
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MV/?\L#Z 5J4P"BBB@84444 %%%% !1110 4444 %%%% !24M1S&18RT:AF[
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M*U*;Q098;N."=/W:QR6T!!7YY,;_ />4 'KTW5%:ZGXL>"))K(Q)A,N('9P
M("<Y8[L[YAV/R\=.9*N=U1DUR%C+KXTVX@N8YLJ8W654;S"C3,' R3DB, C'
M/(]J35[S6FD6STRUN/L9V-YY$@ESYBD\GMC(.3G'MS4A<Z\@YS0!7(/_ &VN
ME:8$^U_;1IZ@\L0;G]W_ *SM_>SN]Z!JGB9UDG-E&I5)1%!Y;X=L1%=Q(R",
MR#@'[IQGBJ Z\#FG55TY[J2PB>\6);@@EQ$&"CGMN /YBK5 PHHHH 3%+110
M 4444 %%%% !1110 4444 !&12;12T4 &**** "BBB@ HHHH **** "BBB@
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M_/4?K2L!AMX'T5H1$T+% JC!P1E69@=I&W.7?MCGIP,=#%$L,:QH $4!5 Z
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M@,_W2Q Z\>M84HVSR@9XE;J<]S0,;1110 4444 %%%% !1110 4444 %%%%
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M71=ZYV?_ (^9O^NK_P S3 91110 4444 %%%% !1110 4444 %%%% !1110
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M $8/ (_G0 ZRO[>_5VMS(=G#+)$\;+UZA@#V_P YI\]S';B,ONQ)(L8('<G
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M@33[6,Y6$9(P223NZGGUZGKZT 4I_$FGVTSPR.XD0$E0N2!SZ=?NG\OP,/\
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M_P#C];%4I]0 E,%K&;BX'\*_=4_[3=!_.B_D'*^Y2EU74H8VDETY411DLTF
M!47]J:M<V^ZVL-F[[KGG]#BM!-/>:02W\IF.01$.(U/T[_4_I5\#   X%%_(
M.5]SGK9M0MF,G]EM).W+2R298_X#V'%6?[0U7_H%_P#C];%%%_(.5]S'_M#5
M?^@7_P"/T?VAJO\ T"__ !^MBBB_D'*^YC_VAJO_ $"__'Z/[0U7_H%_^/UL
M447\@Y7W,?\ M#5?^@7_ ./T?VAJO_0+_P#'ZV**+^0<K[F/_:&J_P#0+_\
M'Z/[0U7_ *!?_C];%%%_(.5]S'_M#5?^@7_X_1_:&J_] O\ \?K8HHOY!RON
M8_\ :&J_] O_ ,?H_M#5?^@7_P"/UL447\@Y7W,?^T-5_P"@7_X_1_:&J_\
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M'8"DMP@B C)*Y/4=\\U+6)J8NMSM9ZCHMR#\K7?V9_\ =D4@?^/!*VJR?$D
MFT.:0_>MF2Z4^\;!_P#V7'XUK4 %%%% $4Q5?+W+G+@#V/K4M1RL5V87=E@#
MQT]ZDH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !72K]P?2N:KI5^X/I0
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M2,H22I\I4;(QZIQR>O:MRL_31=KI%B)GFEGVKYCS1A';W(R<'\:T*0PHHHH
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M?%&H0W,5F]E;F[G6"6(K*QC$<K%?F..H]N#VK9B\/Z3!)&\-E''Y>W8J9"C
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M[Z- &)16W_9MM_=;_OHT?V;;?W6_[Z- &)16W_9MM_=;_OHT?V;;?W6_[Z-
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MD8JF-*L5U5M3^S)]M:(0^<1E@@).!Z<GMUX]!4R2Q&38LBE\;MH/./6I-PH
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ML\N#OED:,!NP (ZY_/BK<^O2_P#$G>WMQY=].T3B4D% J.Q(QU^X>?3ZB@#
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?1>E+0,**** "BBB@ HHHH **** "BBB@ HHHH __V0$!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
