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Unaudited Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Operating activities    
Net income $ 605,502 $ 527,953
Adjustments to reconcile net income to net cash used in operating activities:    
Depreciation 72,100 58,177
Stock-based compensation 59,509 47,234
Provision for credit losses on accounts and other receivables 90,650 62,162
Provision for legal settlement 100,000 0
Amortization of deferred financing costs and discounts 7,246 4,842
Amortization of intangible assets and premium on receivables 161,023 125,361
Loss on extinguishment of debt 6,557 1,596
Deferred income taxes (53,612) (25,499)
Gain on disposition of business (122,522) 0
Other non-cash operating expense (income), net 28,860 (8,700)
Changes in operating assets and liabilities (net of acquisitions/disposition):    
Accounts and other receivables (1,082,858) (740,361)
Prepaid expenses and other current assets 6,525 (35,197)
Derivative assets and liabilities, net (12,511) (43,775)
Other assets (23,333) 20,903
Accounts payable, accrued expenses and customer deposits 1,570,343 1,071,400
Net cash provided by operating activities 1,413,479 1,066,096
Investing activities    
Acquisitions, net of cash acquired 0 (154,648)
Purchases of property and equipment (105,529) (97,407)
Proceeds from disposal of a business, net of cash disposed 421,701 0
Proceeds from sale of cost method investment 30 14,843
Other 5,252 14,572
Net cash provided by (used in) investing activities 321,454 (222,640)
Financing activities    
Proceeds from issuance of common stock 86,425 55,962
Repurchase of common stock (1,112,526) (90,877)
Borrowings on securitization facility, net 477,000 316,000
Deferred financing costs (28,189) (10,827)
Proceeds from notes payable 5,350,400 750,000
Principal payments on notes payable (5,989,311) (98,570)
Borrowings from revolver 7,947,000 4,490,000
Payments on revolver (7,212,000) (5,357,000)
Borrowings on subsidiary swingline, net 60,779 23,667
Other 756 0
Net cash (used in) provided by financing activities (419,666) 78,355
Effect of foreign currency exchange rates on cash (114,140) 153,202
Net increase in cash and cash equivalents and restricted cash 1,201,127 1,075,013
Net decrease in cash classified within current assets held for sale (24,725) 0
Cash and cash equivalents and restricted cash, beginning of period 8,991,940 4,456,345
Cash and cash equivalents and restricted cash, end of period 10,168,342 5,531,358
Supplemental cash flow information    
Cash paid for interest 281,019 238,796
Cash paid for income taxes 350,478 261,987
Fixed assets accrued at the end of the period $ 23,032 $ 8,264