NAME OF COMPANY: ZENITH BANK PLC AND ITS SUBSIDIARIESDATE: 2 APRIL 2013PERIOD: 31 DECEMBER 2012Statement of Comprehensive IncomeTurnover/Revenue Audited 31/12/2012 (N�m) 307,082 Audited 31-12-11 (N�m) 243,948 Interest and similar incomes Audited 12 (N�m) 221,318 Audited 11 (N�m) 163,192 Interest and similar expense 12 Audited (N�m) (64,561) (N�m) Audited 11 (N�m) (34,906) Impairment for credit losses Audited 12 (N�m) (9,099) Audited 11 (N�m) (16,514) Fees and Commission income Audited 12 (N�m) 50,480 Audited 11 (N�m) 42,197 Net gains on financial instruments measured at fair value through profit or loss Audited 12 (N�m) 19,012 Audited 11 (N�m) 18,524 Other Operating Income Audited 12 (N�m) 1,038 Audited 11 (N�m) 6,803 Share of profit of associates12 (N�m) 23 Audited 11 (N�m) 45 Amortisation of intangibles Audited 12 (N�m) (1,059) Audited 11 (N�m) (310) Operating Expenses Audited 12 (N�m) (118,560) Audited 11 (N�m) (115,918) Profit before Tax Audited 12 (N�m) 102,100 Audited 11 (N�m) 67,440Taxation Audited 12 (N�m) (1,419) Audited 11 (N�m) (18,736) Profit after Tax Audited 12 (N�m) 100,681 Audited 11 (N�m) 48,704 Earnings Per Share (K) Basic Audited 12 319 k Audited 11 154 k Earnings per Share (k) Diluted Audited 12 319 k Audited 11 154 kStatement of Financial PositionProperty, Plant & Equipment Audited 31-12 -12 (N�m) 68,782 Audited 31-12-11 (N�m) 68,366 Intangible Assets Audited 12 (N�m) 1,406 Audited 11 (N�m) 770 Loans and Advances Audited 12 (N�m) 989,814 Audited 11 (N�m) 893,834 Investment Securities Audited 12 (N�m) 299,343 Audited 11 (N�m) 308,231 Investment in associates Audited 12 (N�m) 420 Audited 11 (N�m) 1,756 (N�m) Deferred Tax assets 12 (N�m) 432 Audited 11 (N�m) 186 (N�m) Cash and Cash Equivalents Audited 12 (N�m) 1,183,699 Audited 11 (N�m) 968,446 Other Assets Audited 12 (N�m) 28,665 (N�m) Audited 11 (N�m) 25,510 Assets classified as held for sale Audited 12 (N�m) 31,943 Audited 11 (N�m) 52,482 Investment Property Audited 12 (N�m) NIL Audited 11 (N�m) 7,114 (N�m) Total Assets Audited 12 (N�m) 2,604,504 Audited 11 (N�m) 2,326,695 Customers� Deposits Audited 12 (N�m) 1,929,244 Audited 11 (N�m) 1,655,458 Current Tax Liabilities Audited 12 (N�m) 6,577 Audited 11 (N�m) 13,348 Other Liabilities Audited 12 (N�m) 117,355 Audited 11 (N�m) 152,836 On-lending Facilities Audited 12 (N�m) 56,066 Audited 11 (N�m) 49,370 Long term Borrowings Audited 12 (N�m) 15,138 Audited 11 (N�m) 21,070 Deferred Tax Liabilities Audited 12 (N�m) 5,584 Audited 11 (N�m) 10,742 Liabilities classified as held for sale Audited 12 (N�m) 11,584 Audited 11 (N�m) 29,603 Total Liabilities Audited 12 (N�m) 2,141,548 Audited 11 (N�m) 1,932,427 Net Assets Audited 12 (N�m) 462,956 Audited 11 (N�m) 394,268Statement of Cash Flows Cash Flow From Operating Activities 31-12-12 Audited (N�m) (32,250) 31-12-11 Audited (31,828) (N�m) Operating Cash Flow Changes: Working Capital Changes Audited 12 (N�m) 7,553 Audited 11 (N�m) (161,790) Net Cash Generated from Operating Activities Audited 12 (N�m) 103,640 Audited 11 (N�m) (48,219) Cash Flow Investing Activities Audited 12 (N�m) (948) Audited 11 (N�m) (16,521) Cash Flow From Financing Activities Audited 12 (N�m) (29,063) Audited 11 (N�m) (10,654) Net Increase/Decrease Cash and Cash Equivalent Audited 12 (N�m) 73,629 Audited 11 (N�m) (75,394) Cash and Cash Equivalent Beginning of the Year Audited 12 (N�m) 525,616 Audited 11 (N�m) 644,988 Cash and Cash Equivalent at End of the Year Audited 12 (N�m) 614,817 Audited 11 (N�m) 525,616Corporate ActionsProposed Dividend(N�m) 50,234 Proposed Bonus N/aQualification Date N/aClosure Date 15/04/2013AGM Date 24/04/2013Note: Please clearly indicate if the figure against each variable is in million ((N�m)) or billion ((N�b))