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Operating Expenses (Tables)
12 Months Ended
Dec. 31, 2020
Analysis of income and expense [abstract]  
Operating Expenses
Operating expenses for the years ended December 31 consist of the following:
20202019
Employee expenses(1)
$4,445 $4,090 
Premises and equipment158 163 
Capital asset depreciation 250 241 
Service fees946 919 
Amortization of intangible assets (Note 9)
156 137 
Impairment of intangible assets (Note 9)
11 15 
Other expenses1,435 1,468 
Total operating expenses$7,401 $7,033 

(1)    See table below for further details.
Employee Expenses
Employee expenses for the years ended December 31 consist of the following:
20202019
Salaries, bonus, employee benefits $3,879 $3,497 
Share-based payments (Note 19)
540 549 
Other personnel costs26 44 
Total employee expenses$4,445 $4,090