<SEC-DOCUMENT>0001097362-25-000018.txt : 20250509
<SEC-HEADER>0001097362-25-000018.hdr.sgml : 20250509
<ACCEPTANCE-DATETIME>20250508183857
ACCESSION NUMBER:		0001097362-25-000018
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		9
CONFORMED PERIOD OF REPORT:	20250331
FILED AS OF DATE:		20250509
DATE AS OF CHANGE:		20250508

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SUN LIFE FINANCIAL INC
		CENTRAL INDEX KEY:			0001097362
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		ORGANIZATION NAME:           	02 Finance
		EIN:				000000000
		STATE OF INCORPORATION:			Z4
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15014
		FILM NUMBER:		25927802

	BUSINESS ADDRESS:	
		STREET 1:		SUN LIFE ASSURANCE CO OF CANADA
		STREET 2:		ONE YORK STREET
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M5J 0B6
		BUSINESS PHONE:		4169794800

	MAIL ADDRESS:	
		STREET 1:		SUN LIFE ASSURANCE CO OF CANADA
		STREET 2:		ONE YORK STREET
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M5J 0B6

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SUN LIFE FINANCIAL SERVICES INC
		DATE OF NAME CHANGE:	20030702

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SUN LIFE FINANCIAL SERVICES OF CANADA INC
		DATE OF NAME CHANGE:	20000224
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>a2025q1form6-kwrap3shareho.htm
<DESCRIPTION>6-K
<TEXT>
<html><head>
<!-- Document created using Wdesk -->
<!-- Copyright 2025 Workiva -->
<title>Document</title></head><body><div id="id874df25aa514da48caac26a90208f59_1"></div><div style="min-height:36pt;width:100%"><div><font><br></font></div></div><div style="-sec-extract:summary;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.826%"><tr><td style="width:1.0%"></td><td style="width:22.030%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:22.030%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:22.030%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:22.030%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.380%"></td><td style="width:0.1%"></td></tr><tr style="height:5pt"><td colspan="3" style="border-bottom:2pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:2pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:2pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:2pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:2pt solid #000000;padding:0 1pt"></td></tr></table></div><div><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%">UNITED STATES</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%">SECURITIES AND EXCHANGE COMMISSION</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Washington, D.C. 20549</font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:18pt;font-weight:700;line-height:120%">FORM 6-K</font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Report of Foreign Private Issuer</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Pursuant to Rule 13a-16 or 15d-16</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%">under the Securities Exchange Act of</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%">1934</font></div><div style="text-align:center"><font><br></font></div><div><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%">For the month of May, 2025</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:120%">Commission File Number&#58;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%">001-15014</font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:18pt;font-weight:700;line-height:120%">SUN LIFE FINANCIAL INC.</font></div><div style="text-align:center"><font><br></font></div><div><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.826%"><tr><td style="width:1.0%"></td><td style="width:22.030%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:22.030%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:22.030%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:22.030%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.380%"></td><td style="width:0.1%"></td></tr><tr style="height:5pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"></td></tr></table></div><div><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">(Translation of registrant&#8217;s name into English)</font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:14pt;font-style:italic;font-weight:700;line-height:120%">1 York Street, 31</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9.1pt;font-style:italic;font-weight:700;line-height:120%;position:relative;top:-4.89pt;vertical-align:baseline">st</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:14pt;font-style:italic;font-weight:700;line-height:120%"> Floor, Toronto, Ontario M5J 0B6</font></div><div><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.826%"><tr><td style="width:1.0%"></td><td style="width:22.030%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:22.030%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:22.030%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:22.030%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.380%"></td><td style="width:0.1%"></td></tr><tr style="height:5pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"></td></tr></table></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">(Address of principal executive offices)</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Indicate by check mark whether the registrant files or will file annual reports under cover Form 20-F or Form 40-F.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Form 20-F&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Form 40-F&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:underline">X</font></div><div><font><br></font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.826%"><tr><td style="width:1.0%"></td><td style="width:22.030%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:22.030%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:22.030%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:22.030%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.380%"></td><td style="width:0.1%"></td></tr><tr style="height:5pt"><td colspan="3" style="border-bottom:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:3pt double #000000;padding:0 1pt"></td></tr></table></div><div><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div><div><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Exhibit</font></div><div style="padding-left:54pt;text-indent:-40.5pt"><font><br></font></div><div style="padding-left:54pt;text-indent:-40.5pt"><font style="color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a href="q12025shareholdersreport.htm" style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline">99.1</a></font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Shareholders&#8217; Report</font></div><div style="padding-left:54pt;text-indent:-40.5pt"><font style="color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a href="a2025q1certificationinteri.htm" style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline">99.2</a></font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Certificates of the Chief Executive Officer and Chief Financial Officer pursuant to Canadian National Instrument 52-109 - </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Certification of Disclosure in Issuers&#8217; Annual and Interim Filings</font></div><div style="padding-left:54pt;text-indent:-40.5pt"><font style="color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a href="a2025q1earningscoveragerat.htm" style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline">99.3</a></font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Earnings Coverage Ratio pursuant to Canadian National Instrument 44-102 -</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%"> Shelf Distributions</font></div><div style="padding-left:45pt"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:36pt;width:100%"><div><font><br></font></div></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%">SIGNATURE</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Pursuant to the requirement of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-style:italic;font-weight:700;line-height:120%">Sun Life Financial Inc.</font></div><div><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(Registrant)</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Date&#58; May 8, 2025&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;By&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline">&#47;s&#47; &#8220;Tracie Allan&#8221;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div><div><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Tracie Allan</font></div><div style="padding-left:252pt;text-indent:-252pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;VP, Associated General Counsel, Corporate Legal</font></div><div style="padding-left:252pt"><font><br></font></div><div><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:36pt;width:100%"><div><font><br></font></div></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:115%">Exhibit 99.1</font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:36pt;width:100%"><div><font><br></font></div></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:115%">Exhibit 99.2</font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:36pt;width:100%"><div><font><br></font></div></div><div style="text-align:right"><font><br></font></div><div style="text-align:right"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:115%">Exhibit 99.3</font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font><br></font></div></div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>q12025shareholdersreport.htm
<DESCRIPTION>EX-99.1
<TEXT>
<html><head>
<!-- Document created using Wdesk -->
<!-- Copyright 2025 Workiva -->
<title>q12025shareholdersreport.htm</title></head>
<body style="font-family:Times New Roman;font-size:10pt;">
<div id="i4d6b6a686d3048f0b35701d13d39efbd_1"></div><div style="min-height:0pt;width:100%"><div><font><br></font></div></div><div><img alt="quarterlyreportq1_ex85x11xa.jpg" src="quarterlyreportq1_ex85x11xa.jpg" style="height:1052px;margin-bottom:5pt;vertical-align:text-bottom;width:816px"></div><div style="height:0pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font><br></font></div></div></div><div id="i4d6b6a686d3048f0b35701d13d39efbd_4"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.707%"><tr><td style="width:0.1%"></td><td style="width:0.533%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:97.433%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td></tr><tr style="height:630pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:3pt"><td colspan="3" style="border-left:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-left:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8.5pt;font-style:italic;font-weight:400;line-height:100%">CANADIAN RESIDENTS PARTICIPATING IN THE SHARE ACCOUNT</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">Shareholders holding shares in the Canadian Share Account can sell their shares for $15 plus 3 cents per share.</font></div><div><font style="color:#000000;font-family:'Calibri',sans-serif;font-size:8.5pt;font-weight:400;line-height:100%">For more information call TSX Trust Company at 1 877 224-1760.</font></div><div><font><br></font></div></td><td colspan="3" style="border-right:0.5pt solid #000000;padding:0 1pt"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding:0 1pt"></td></tr></table></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font><br></font></div></div></div><div style="page-break-after:always">&nbsp;</div>
<div id="iff3f9e6c98f94c5f8713ae049252bc8b_10"></div><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.415%"><tr><td style="width:1.0%"></td><td style="width:18.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.900%"></td><td style="width:0.1%"></td></tr><tr><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:2pt;text-align:center"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">Sun Life Reports First Quarter 2025 Results</font></div></td></tr></table></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:6.5pt;font-weight:400;line-height:112%">Sun Life Financial Inc. (&#34;SLF Inc.&#34;), its subsidiaries and, where applicable, its joint ventures and associates are collectively referred to as &#34;the Company&#34;, &#34;Sun Life&#34;, &#34;we&#34;, &#34;our&#34;, and &#34;us&#34;. We manage our operations and report our financial results in five business segments&#58; Asset Management, Canada, United States (&#34;U.S.&#34;), Asia, and Corporate. The information in this document is based on the unaudited interim financial results of SLF Inc. for the period ended March&#160;31, 2025 and should be read in conjunction with the interim management's discussion and analysis (&#34;MD&#38;A&#34;) and our unaudited interim consolidated financial statements and accompanying notes (&#34;Interim Consolidated Financial Statements&#34;) for the period ended March&#160;31, 2025, prepared in accordance with International Financial Reporting Standards (&#34;IFRS&#34;). We report certain financial information using non-IFRS financial measures. For more details, refer to the Non-IFRS Financial Measures section in this document. Additional information relating to SLF Inc. is available on </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:6.5pt;font-weight:400;line-height:112%;text-decoration:underline">www.sunlife.com</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:6.5pt;font-weight:400;line-height:112%"> under Investors &#8211; Financial results and reports, on the SEDAR+ website at </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:6.5pt;font-weight:400;line-height:112%;text-decoration:underline">www.sedarplus.ca</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:6.5pt;font-weight:400;line-height:112%">, and on the U.S. Securities and Exchange Commission's website at </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:6.5pt;font-weight:400;line-height:112%;text-decoration:underline">www.sec.gov.</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:6.5pt;font-weight:400;line-height:112%"> Reported net income (loss) refers to Common shareholders' net income (loss) determined in accordance with IFRS. Unless otherwise noted, all amounts are in Canadian dollars. Amounts in this document may be impacted by rounding. </font></div><div><font><br></font></div><div style="margin-bottom:0.5pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:700;line-height:120%">TORONTO, ON - (May&#160;8, 2025) - </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">Sun Life Financial Inc.</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">(TSX&#58; SLF) (NYSE&#58; SLF) announced its results for the first quarter ended <br>March&#160;31, 2025. </font></div><div><font><br></font></div><div style="margin-bottom:0.5pt;padding-left:18pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:6.53pt">Underlying net income</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%"> of $1,045 million increased $170 million or 19% from Q1'24&#59; underlying return on equity (&#34;ROE&#34;)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%"> was 17.7%. </font></div><div><font><br></font></div><div style="padding-left:35.72pt;text-indent:-9.07pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">&#9702;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:700;line-height:120%;padding-left:6.51pt">Asset management &#38; wealth</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:700;line-height:120%"> underlying net income</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:700;line-height:120%">&#58; </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">$487 million, up</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">$79 million or 19%.</font></div><div style="padding-left:35.72pt;text-indent:-9.07pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">&#9702;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:700;line-height:120%;padding-left:6.51pt">Group - Health &#38; Protection underlying net income</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:700;line-height:120%">&#58;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%"> $330 million, up</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">$50 million or 18%.</font></div><div style="padding-left:35.72pt;text-indent:-9.07pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">&#9702;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:700;line-height:120%;padding-left:6.51pt">Individual - Protection underlying net income</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)(3)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:700;line-height:120%">&#58;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%"> $325 million, up</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">$55 million or 20%.</font></div><div style="margin-bottom:0.5pt;padding-left:35.72pt;text-indent:-9.07pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">&#9702;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:700;line-height:120%;padding-left:6.51pt">Corporate expenses &#38; other</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)(3)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:700;line-height:120%">&#58;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:700;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">$(97) million net loss, increase in net loss of $(14) million or 17%.</font></div><div><font><br></font></div><div style="padding-left:18pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:6.53pt">Reported net income of $928 million increased $110 million or 13% from Q1'24&#59; reported ROE</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">was 15.7%.</font></div><div style="padding-left:18pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:6.53pt">Assets under management (&#34;AUM&#34;)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%"> of $1,551 billion increased $81 billion or 6% from Q1'24.</font></div><div style="padding-left:18pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:6.53pt">Increase to common share dividend from $0.84 to $0.88 per share.</font></div><div style="text-indent:4.5pt"><font><br></font></div><div id="iff3f9e6c98f94c5f8713ae049252bc8b_13"></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.4pt;font-weight:400;line-height:120%">&#8220;This quarter, we achieved strong top and bottom-line growth across all of our businesses, reflecting the trust and confidence our Clients continue to place in Sun Life for their health and financial needs,&#8221; said Kevin Strain, President and CEO of Sun Life. &#8220;In an increasingly complex business environment, we continue to advance on our Client Impact Strategy and strategic imperatives, underscored by new digital tools and capabilities, robust capital raising at SLC Management and strong sales and distribution in Asia.&#8221;  </font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.4pt;font-weight:400;line-height:120%">&#8220;We&#8217;re pleased with our overall results this quarter, which were supported by our strong fundamentals, while continuing to progress towards our Medium-Term Objectives,&#8221; said Tim Deacon, Executive Vice-President and Chief Financial Officer for Sun Life. &#8220;Our capital position remains strong with a LICAT ratio of 149%, providing resilience and financial flexibility. This quarter we also announced a five percent increase to our common share dividend and are seeking to renew our normal course issuer bid to enable continued share buybacks.&#8221;</font></div><div><font><br></font></div><div id="iff3f9e6c98f94c5f8713ae049252bc8b_16"></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">Financial and Operational Highlights </font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:2.408%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:75.800%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.697%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Quarterly results</font></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="6" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Profitability</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Q1'25</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Q1'24</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Underlying net income ($ millions)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,045</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">875</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Reported net income - Common shareholders ($ millions)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">928</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">818</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Underlying EPS ($)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)(4)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1.82</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1.50</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Reported EPS ($)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(4)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1.62</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1.40</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Underlying ROE</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">17.7%</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">16.0%</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Reported ROE</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">15.7%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">15.0%</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr style="height:3pt"><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Growth</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Q1'25</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Q1'24</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Asset management gross flows &#38; wealth sales ($ millions)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">62,221</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">46,898</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Group - Health &#38; Protection sales ($ millions)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">580</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">528</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Individual - Protection sales ($ millions)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">874</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">757</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Assets under management (&#34;AUM&#34;) ($ billions)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,551</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,470</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">New business Contractual Service Margin (&#34;CSM&#34;) ($ millions)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">406</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">347</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr style="height:3pt"><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Financial Strength</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Q1'25</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Q1'24</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">LICAT ratios (at period end)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(5)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 10pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Sun Life Financial Inc.</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">149%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">148%</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Sun Life Assurance</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(6)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">141%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">142%</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Financial leverage ratio (at period end)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)(7)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">20.1%</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">21.1%</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:5.927%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.687%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.541%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:47.951%"></td><td style="width:0.1%"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"></td><td colspan="12" style="padding:0 1pt"></td></tr></table></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">Represents a non-IFRS financial measure. For more details, see the Non-IFRS Financial Measures section in this document and in Q1'25 MD&#38;A.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.93pt">Effective Q1'25, the Wealth &#38; asset management business type was renamed to Asset management &#38; wealth.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(3)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.89pt">Effective Q1'25, Regional Office in Asia was moved from the Corporate expenses &#38; other business type to the Individual - Protection business type, reflecting a reporting refinement. Prior period amounts reflect current presentation.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(4)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.76pt">All earnings per share (&#34;EPS&#34;) measures refer to fully diluted EPS, unless otherwise stated. </font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(5)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.86pt">Life Insurance Capital Adequacy Test (&#34;LICAT&#34;) ratio. Our LICAT ratios are calculated in accordance with the OSFI-mandated guideline, Life Insurance Capital Adequacy Test.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(6)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.8pt">Sun Life Assurance Company of Canada (&#34;Sun Life Assurance&#34;) is SLF Inc.'s principal operating life insurance subsidiary.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(7)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.19pt">The calculation for the financial leverage ratio includes the CSM balance (net of taxes) in the denominator. The CSM (net of taxes) was $10.5 billion as at March&#160;31, 2025 (March&#160;31, 2024 - $9.9 billion).</font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;</font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">EARNINGS NEWS RELEASE</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Sun Life Financial Inc. &#160;&#160;&#160;&#160;First Quarter 2025&#160;&#160;&#160;&#160;1</font></div></div></div><div id="iff3f9e6c98f94c5f8713ae049252bc8b_841"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">Financial and Operational Highlights - Quarterly Comparison (Q1'25 vs. Q1'24)</font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:42.174%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.110%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.572%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.110%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.110%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.110%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.114%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">($ millions)</font></td><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:center"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Q1'25</font></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Underlying net income by business type</font><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)(2)</font><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#58;</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Sun Life</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Asset Management</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Canada</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">U.S.</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Asia</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Corporate</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Asset management &#38; wealth</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">487</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">351</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">112</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">24</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Group - Health &#38; Protection</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">330</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">145</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">185</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Individual - Protection</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(3)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">325</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">119</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">33</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">173</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Corporate expenses &#38; other</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(3)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(97)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(97)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Underlying net income</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,045</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">351</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">376</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">218</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">197</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(97)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Reported net income (loss) - Common shareholders</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">928</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">326</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">351</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">186</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">166</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(101)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Change in underlying net income (% year-over-year)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">19%</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">24%</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">21%</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">15%</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">11%</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">nm</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(4)</font></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Change in reported net income (% year-over-year)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">13%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">15%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">21%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">92%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(29)%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">nm</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(4)</font></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Asset management gross flows &#38; wealth sales</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">62,221</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">52,521</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">6,527</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">3,173</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Group - Health &#38; Protection sales</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="2" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">580</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">375</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">176</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">29</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Individual - Protection sales</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="2" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">874</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">139</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">735</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Change in asset management gross flows &#38; wealth sales </font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(% year-over-year)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">33%</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">29%</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">60%</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">51%</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Change in group sales (% year-over-year)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">10%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">21%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(8)%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">12%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;</font></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Change in individual sales (% year-over-year)</font></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">15%</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">7%</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">17%</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;</font></td></tr></table></div><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">Represents a non-IFRS financial measure. For more details, see the Non-IFRS Financial Measures section in this document and in the Q1'25 MD&#38;A.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:115%;position:relative;top:-2.62pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:115%;padding-left:2.93pt">For more information about the business types in Sun Life's business groups, see section A - How We Report Our Results in the Q1'25 MD&#38;A.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(3)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.89pt">Effective Q1'25, Regional Office in Asia was moved from the Corporate expenses &#38; other business type to the Individual - Protection business type, reflecting a reporting refinement. Prior period amounts reflect current presentation.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(4)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.76pt">Not meaningful.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Underlying net income</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> of $1,045 million increased $170 million or 19% from prior year, driven by&#58;</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Asset management &#38; wealth</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1) </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">up</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">$79 million&#58; Higher fee-related earnings from catch-up fees and strong performance of net seed investment income in SLC Management, and higher fee income in Canada and Asia.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Group - Health &#38; Protection</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> up</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">$50 million&#58;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Business growth and favourable protection experience in Canada primarily from morbidity and mortality experience, and higher U.S. Dental results, partially offset by moderately unfavourable morbidity experience in U.S. medical stop-loss.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Individual - Protection</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">up</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">$55 million&#58; Business growth and higher contributions from joint ventures in Asia, and improved protection experience in Canada largely from mortality experience. </font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Corporate expenses &#38; other</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> $(14) million increase in net loss primarily reflecting lower investment income from surplus assets. </font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Reported net income of $928 million increased $110 million or 13% from prior year, driven by&#58;</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">The increase in underlying net income&#59;</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Market-related impacts primarily reflecting improved real estate experience</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(3)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> and favourable interest rate impacts partially offset by unfavourable equity market impacts&#59; and</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Fair value changes in MFS</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(4)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> shares owned by management&#59; partially offset by</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Prior year gains on partial sale of ABSLAMC</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(5)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> and the early termination of a distribution agreement in Asset Management.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Underlying ROE was 17.7% and reported ROE was 15.7% (Q1'24 - 16.0% and 15.0%, respectively). SLF Inc. ended the quarter with a LICAT ratio of 149%.</font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:5.927%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.687%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.541%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:47.951%"></td><td style="width:0.1%"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"></td><td colspan="12" style="padding:0 1pt"></td></tr></table></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">Refer to section C - Profitability in the Q1'25 MD&#38;A for more information on notable items attributable to reported and underlying net income items and the Non-IFRS Financial Measures in this document for a reconciliation between reported net income and underlying net income. For more information about the business types in Sun Life's operating segments&#47;business groups, see section A - How We Report Our Results in the Q1'25 MD&#38;A.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.93pt">Effective Q1'25, Regional Office in Asia was moved from the Corporate expenses &#38; other business type to the Individual - Protection business type, reflecting a reporting refinement. Prior period amounts reflect current presentation.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(3)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.89pt">Real estate experience reflects the difference between the actual value of real estate investments compared to management's longer-term expected returns supporting insurance contract liabilities (&#34;real estate experience&#34;). </font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(4)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.76pt">MFS Investment Management (&#34;MFS&#34;).</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(5)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.86pt">To meet regulatory obligations, on March 21, 2024, we completed the sale of 6.3% of our ownership interest in Aditya Birla Sun Life AMC Limited (&#8220;partial sale of ABSLAMC&#8221;), generating a gain of $84 million. As a result of the transaction, our ownership interest in ABSLAMC was reduced from 36.5% to 30.2% for gross proceeds of $136 million. Subsequently, on May 31, 2024, we sold an additional 0.2% of our ownership interest.</font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">2&#160;&#160;&#160;&#160;Sun Life Financial Inc. &#160;&#160;&#160;&#160;First Quarter 2025&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">EARNINGS NEWS RELEASE</font></div></div></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">Business Group Highlights</font></div><div><font><br></font></div><div id="iff3f9e6c98f94c5f8713ae049252bc8b_31"></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">Asset Management&#58; A global leader in both public and alternative asset classes through MFS and SLC Management</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Asset Management underlying net income of $351 million increased $69 million or 24% from prior year, driven by&#58;</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">MFS </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">up $12 million (down $3 million on a U.S. dollar basis)&#58; Driven by favourable foreign exchange translation. Higher fee income from higher average net assets (&#34;ANA&#34;) and lower expenses were offset by a decrease in net investment income and the effect of one less calendar day in the quarter. The MFS pre-tax net operating profit margin</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> was 35.4% for Q1'25, compared to 37.2% in the prior year. </font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">SLC Management </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">up</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">$57 million&#58; Higher fee-related earnings and strong performance of net seed investment income primarily from BentallGreenOak (&#34;BGO&#34;), largely attributed to market gains reflecting appreciation due to completion of construction and strong leasing fundamentals. Fee-related earnings</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> increased 43% driven by higher catch-up fees, reflecting strong capital raising, partially offset by higher expenses. Fee-related earnings margin</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> was 24.3% for Q1'25, compared to 23.9% in the prior year.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Reported net income of $326 million increased $42 million or 15% from prior year, driven by the increase in underlying net income and fair value changes in MFS shares owned by management, partially offset by the prior year gain on the early termination of a distribution agreement.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Foreign exchange translation led to an increase of $16 million in underlying net income and an increase of $20 million in reported net income.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Asset Management ended Q1'25 with $1,124 billion of AUM</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">, consisting of $869&#160;billion (US$604 billion) in MFS and $255 billion in SLC Management. Total Asset Management net outflows of $8.7 billion in Q1'25 reflected MFS net outflows of $11.6 billion (US$8.1 billion) primarily reflecting retail net outflows driven by uncertainty in equity markets, partially offset by SLC Management net inflows of $2.9 billion reflecting strong capital raising.</font></div><div><font><br></font></div><div id="iff3f9e6c98f94c5f8713ae049252bc8b_34"></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">MFS is focused on meeting Client needs by providing a diverse range of investment products. MFS won the 2025 Lipper Award</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> for Fixed Income as the top large fixed income manager in the U.S. over a three-year period, demonstrating consistent returns across a deep product line during a period of high inflation followed by a sharp rise in interest rates. The award points to the strength of the fixed income platform that MFS has built, which continues to be well-positioned for growth globally. </font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">MFS continued to experience solid fixed income flows and saw positive momentum with the Q4'24 launch of active exchange traded funds (&#34;ETFs&#34;), generating approximately US$1 billion and US$200 million in net inflows, respectively, for these asset classes in the first quarter. </font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">BGO raised an additional US$1.6 billion in the quarter, bringing total capital raised to US$4.6 billion for a fund within the Asia Value Add Series. The capital raised surpasses initial targets and demonstrates robust demand for BGO's strong investment capabilities as well as continued growth opportunities in Asia. </font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">BGO also partnered with Northtree Investment Management (&#34;Northtree&#34;) to create an urban logistics portfolio in the UK of over &#163;100 million. The joint venture is part of BGO&#8217;s Strategic Capital Partners platform, which focuses on secondary investments and co-investment opportunities. The partnership leverages BGO's global investment expertise and Northtree's market knowledge to deliver high-quality logistics assets, addressing the rising demand in the sector. In addition, BGO&#8217;s Strategic Capital Partners platform also partnered with Orka Investments to expand its presence in the UK student housing market with a new &#163;100 million platform. This investment strategy positions the portfolio for sustained rental growth and operational improvements amongst growing demand for student housing, and aligns with BGO&#8217;s broader focus on partnering with mid-cap managers to deliver innovative capital solutions and expand portfolios.</font></div><div><font><br></font></div><div id="iff3f9e6c98f94c5f8713ae049252bc8b_19"></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">Canada&#58; A leader in health, wealth, and insurance</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Canada underlying net income of $376 million increased $66 million or 21% from prior year, reflecting&#58;</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Asset management &#38; wealth </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">up $3 million&#58; Higher fee income driven by higher AUM reflecting market movements and strong net inflows.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Group - Health &#38; Protection </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">up $31 million&#58; Business growth and favourable protection experience primarily driven by favourable morbidity reflecting shorter claims durations, and favourable mortality reflecting lower claims severity.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Individual - Protection </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">up $32 million&#58; Improved protection experience largely driven by favourable mortality reflecting lower claims severity.</font></div><div><font><br></font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Reported net income of $351 million increased $61 million or 21% from prior year, driven by the increase in underlying net income. The market-related impacts were in line with prior year as improved real estate experience and favourable interest rate impacts were offset by unfavourable equity market impacts. </font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Canada's sales</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(3)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#58;</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Asset management gross flows &#38; wealth sales of $7 billion were up 60%, driven by higher defined contribution sales in Group Retirement Services (&#34;GRS&#34;) from higher large case sales, and higher mutual fund sales in Individual Wealth. </font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Group - Health &#38; Protection sales of $375 million were up 21%, driven by higher large case sales.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Individual - Protection sales of</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">$139 million were</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">up 7%, driven by higher SLFD</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(4)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> and third-party sales.</font></div><div><font><br></font></div><div id="iff3f9e6c98f94c5f8713ae049252bc8b_22"></div><div><font><br></font></div><div><font><br></font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:5.927%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.687%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.541%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:47.951%"></td><td style="width:0.1%"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"></td><td colspan="12" style="padding:0 1pt"></td></tr></table></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">Represents a non-IFRS financial measure. For more details, see the Non-IFRS Financial Measures section in this document and in the Q1'25 MD&#38;A.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.93pt">The LSEG Lipper Fund Awards, granted annually, highlight funds and fund companies that have excelled in delivering consistently strong risk-adjusted performance relative to their peers.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(3)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.89pt">Compared to the prior year.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(4)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.76pt">Sun Life Financial Distribution (&#34;SLFD&#34;) is our proprietary career advisory network. </font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;</font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">EARNINGS NEWS RELEASE</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Sun Life Financial Inc. &#160;&#160;&#160;&#160;First Quarter 2025&#160;&#160;&#160;&#160;3</font></div></div></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Our Purpose is at the heart of what we do, and this extends to supporting Clients and their loved ones. During the first quarter, we partnered with Empathy, a bereavement support platform, to provide support to beneficiaries and their families as part of the group life insurance claims process, helping them navigate the challenges of loss and grief. Sun Life is one of the first insurers in Canada to use Empathy as part of its claims services.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">We also continue to introduce new, more flexible ways to help plan members achieve financial security. During the first quarter, we launched Sun Life Choices Flex, an option for plan members to add additional savings streams to their workplace plan and manage them in one convenient place.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div id="iff3f9e6c98f94c5f8713ae049252bc8b_25"></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">U.S.&#58; A leader in health and benefits</font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">U.S. underlying net income of US$151 million increased US$10 million or 7% ($218 million increased $29 million or 15%) from prior year, driven by&#58;</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Group - Health &#38; Protection </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">up US$5 million&#58;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Higher Dental results primarily reflecting improved claims experience driven by the impact of Medicaid repricing and the prior year impacts following the end of the Public Health Emergency, partially offset by moderately unfavourable morbidity experience in medical stop-loss reflecting less favourable loss ratios. </font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Individual - Protection </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">up</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">US$5 million&#58; Higher net investment results primarily driven by improved credit experience.</font></div><div><font><br></font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Reported net income of US$129 million increased US$58 million or 82% ($186 million increased $89 million or 92%) from prior year, driven by market-related impacts and the increase in underlying net income. The market-related impacts were primarily from improved real estate experience and favourable interest rate impacts, partially offset by unfavourable equity market impacts. </font></div><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Foreign exchange translation led to an increase of $13 million in underlying net income and an increase of $11 million in reported net income.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">U.S. group sales of US$123&#160;million were down 13% ($176 million, down 8%), reflecting lower Medicaid sales in Dental and lower employee benefits sales in Group Benefits.</font></div><div><font><br></font></div><div id="iff3f9e6c98f94c5f8713ae049252bc8b_28"></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">We continue to help our members access the health care and coverage they need while helping employers simplify benefits through digital capabilities and automation. Sun Life U.S. Employee Benefits is one of the first strategic Workday Wellness partners, utilizing Workday&#8217;s AI platform to show a real-time view of the benefits and wellness programs that employers are offering. The partnership will simplify benefits management, streamline enrollment, enhance leave administration, and reduce administrative burdens.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">We also expanded our Family Leave Insurance (&#34;FLI&#34;) offering to Georgia, Louisiana, Mississippi and South Carolina. FLI makes it easier for small and mid-size employers to help employees meet their family&#8217;s health needs. Designed to attract and retain employees, our simple solution is built on our extensive knowledge and is fuelled by our advocacy to expand access to paid family leave to more people. Including our state programs with statutory paid family leave, we now offer family leave services in 17 states representing more than 40% of the U.S. population.</font></div><div><font><br></font></div><div id="iff3f9e6c98f94c5f8713ae049252bc8b_37"></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">Asia&#58; A regional leader focused on fast-growing markets</font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Asia underlying net income of $197 million increased $20 million or 11% from prior year, driven by&#58;</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Asset management &#38; wealth </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">up $7 million&#58; Higher fee income primarily driven by higher AUM.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Individual - Protection</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">up $13 million&#58; Good sales momentum and in-force business growth, and higher contributions from joint ventures, partially offset by lower earnings on surplus and unfavourable mortality experience in International.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Reported net income of $166 million decreased $69 million or 29% from prior year, reflecting a prior year gain on partial sale of ABSLAMC partially offset by the increase in underlying net income. Market-related impacts were in line with prior year as improved real estate experience was offset by unfavourable interest rate and equity market impacts.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Foreign exchange translation led to an increase of </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8.5pt;font-weight:400;line-height:120%">$10 million</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> in underlying net income and an increase of </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8.5pt;font-weight:400;line-height:120%">$8 million</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> in reported net income.</font></div><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Asia's sales</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#58;</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Individual sales of $735 million were up 17%, driven by higher sales in&#58;</font></div><div style="padding-left:72pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#9702;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.27pt">India from bancassurance and direct-to-consumer channels&#59; </font></div><div style="padding-left:72pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#9702;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.27pt">Hong Kong from agency and bancassurance channels&#59; and </font></div><div style="padding-left:72pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#9702;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.27pt">China from the bancassurance channel.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Asset management gross flows &#38; wealth sales of $3 billion were up 51%, driven by higher fixed income fund sales in India.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">New business CSM of $273 million in Q1'25 was up from $230 million in the prior year, primarily driven by strong profit margins in Hong Kong.</font></div><div><font><br></font></div><div id="iff3f9e6c98f94c5f8713ae049252bc8b_40"></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">We continue to focus on expanding our distribution in fast-growth markets. During the first quarter, we launched an expanded 15-year partnership with CIMB Niaga, the second largest private bank in Indonesia, contributing to Sun Life Indonesia's Q1'25 sales growth of approximately 54% compared to prior year. Together, our digital capabilities and strong product offerings will better serve a broader Indonesian customer base. </font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">We deliver on Client experiences by providing products that meet their life goals. In Hong Kong, we launched a new constituent fund</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(3)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> which provides Clients with stable income and capital appreciation over the medium-to-long-term to help them save for a comfortable retirement. </font></div><div><font><br></font></div><div><font><br></font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:5.927%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.687%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.541%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:47.951%"></td><td style="width:0.1%"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"></td><td colspan="12" style="padding:0 1pt"></td></tr></table></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">Effective Q1'25, Regional office expenses &#38; other was moved to the Individual - Protection business type, reflecting a reporting refinement. Prior period amounts reflect current presentation.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.93pt">Compared to the prior year.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(3)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.89pt">Sun Life MPF Income Fund.</font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">4&#160;&#160;&#160;&#160;Sun Life Financial Inc. &#160;&#160;&#160;&#160;First Quarter 2025&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">EARNINGS NEWS RELEASE</font></div></div></div><div id="iff3f9e6c98f94c5f8713ae049252bc8b_43"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">Corporate</font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Underlying net loss was $97 million compared to underlying net loss of $83 million in the prior year, reflecting lower investment income from surplus assets.</font></div><div><font><br></font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Reported net loss was $101 million compared to reported net loss of $88 million in the prior year, reflecting the decline in underlying net income.</font></div><div><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;</font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">EARNINGS NEWS RELEASE</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Sun Life Financial Inc. &#160;&#160;&#160;&#160;First Quarter 2025&#160;&#160;&#160;&#160;5</font></div></div></div><div style="page-break-after:always">&nbsp;</div>
<div id="i952356f7f0884e13a5afd1ee78fb8667_10"></div><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">Sun Life Financial Inc.</font></div><div style="margin-bottom:2pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">Management's Discussion and Analysis</font></div><div style="margin-bottom:2pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">For the period ended March&#160;31, 2025</font></div><div style="margin-bottom:2pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Dated May&#160;8, 2025</font></div><div style="margin-bottom:2pt"><font><br></font></div><div style="margin-bottom:2pt"><font><br></font></div><div style="margin-bottom:2pt"><font><br></font></div><div style="margin-bottom:2pt"><font><br></font></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.245%"><tr><td style="width:1.0%"></td><td style="width:5.001%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:88.036%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.663%"></td><td style="width:0.1%"></td></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">Table of Contents</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">A.</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">How We Report Our Results</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"><a href="#i952356f7f0884e13a5afd1ee78fb8667_16" style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">7</a></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">B.</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Financial Summary</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"><a href="#i952356f7f0884e13a5afd1ee78fb8667_64" style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">9</a></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">C.</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Profitability</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"><a href="#i952356f7f0884e13a5afd1ee78fb8667_67" style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">10</a></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">D.</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Growth</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"><a href="#i952356f7f0884e13a5afd1ee78fb8667_103" style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">12</a></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">E.</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Contractual Service Margin</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"><a href="#i952356f7f0884e13a5afd1ee78fb8667_3687" style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">14</a></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">F.</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Financial Strength</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"><a href="#i952356f7f0884e13a5afd1ee78fb8667_121" style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">15</a></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">G.</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Performance by Business Segment</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"><a href="#i952356f7f0884e13a5afd1ee78fb8667_136" style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">17</a></font></div></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1. Asset Management</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"><a href="#i952356f7f0884e13a5afd1ee78fb8667_202" style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">18</a></font></div></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2. Canada</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"><a href="#i952356f7f0884e13a5afd1ee78fb8667_148" style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">20</a></font></div></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">3. U.S.</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"><a href="#i952356f7f0884e13a5afd1ee78fb8667_175" style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">21</a></font></div></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">4. Asia</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"><a href="#i952356f7f0884e13a5afd1ee78fb8667_223" style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">22</a></font></div></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">5. Corporate</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"><a href="#i952356f7f0884e13a5afd1ee78fb8667_247" style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">23</a></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">H.</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Investments</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"><a href="#i952356f7f0884e13a5afd1ee78fb8667_265" style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">24</a></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">I.</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Risk Management</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"><a href="#i952356f7f0884e13a5afd1ee78fb8667_358" style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">27</a></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">J.</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Additional Financial Disclosure</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"><a href="#i952356f7f0884e13a5afd1ee78fb8667_454" style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">32</a></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">K.</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Legal and Regulatory Proceedings</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"><a href="#i952356f7f0884e13a5afd1ee78fb8667_595" style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">36</a></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">L.</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Changes in Accounting Policies</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"><a href="#i952356f7f0884e13a5afd1ee78fb8667_544" style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">36</a></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">M.</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Internal Control Over Financial Reporting</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"><a href="#i952356f7f0884e13a5afd1ee78fb8667_547" style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">36</a></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">N.</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Non-IFRS Financial Measures</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"><a href="#i952356f7f0884e13a5afd1ee78fb8667_550" style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">37</a></font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">O.</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Forward-looking Statements</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"><a href="#i952356f7f0884e13a5afd1ee78fb8667_598" style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:none">45</a></font></div></td></tr><tr style="height:8pt"><td colspan="3" style="border-bottom:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #004f73;padding:0 1pt"></td></tr></table></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">6     Sun Life Financial Inc.     First Quarter 2025&#160;&#160;&#160;&#160;           &#160;&#160;&#160;&#160;</font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%"> &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div></div></div><div id="i952356f7f0884e13a5afd1ee78fb8667_4810"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">About Sun Life</font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_13"></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Sun Life is a leading international financial services organization providing asset management, wealth, insurance and health solutions to individual and institutional Clients. Sun Life has operations in a number of markets worldwide, including Canada, the United States, the United Kingdom, Ireland, Hong Kong, the Philippines, Japan, Indonesia, India, China, Australia, Singapore, Vietnam, Malaysia and Bermuda. As of March&#160;31, 2025, Sun Life had total assets under management (&#34;AUM&#34;) of $1.55 trillion. For more information, please visit&#160;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:underline">www.sunlife.com</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Sun Life Financial Inc. trades on the Toronto (TSX), New York (NYSE) and Philippine (PSE) stock exchanges under the ticker symbol SLF.</font></div><div><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_16"></div><div style="margin-top:9pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:48.753%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:49.047%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">A.  How We Report Our Results</font></td><td colspan="3" style="border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div id="i952356f7f0884e13a5afd1ee78fb8667_19"></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Sun Life Financial Inc. (&#34;SLF Inc.&#34;), its subsidiaries and, where applicable, its joint ventures and associates are collectively referred to as &#34;the Company&#34;, &#34;Sun Life&#34;, &#34;we&#34;, &#34;our&#34;, and &#34;us&#34;. We manage our operations and report our financial results in five business segments&#58; Asset Management, Canada, United States (&#34;U.S.&#34;), Asia, and Corporate. Information concerning these segments is included in our annual and interim consolidated financial statements and accompanying notes (&#34;Annual Consolidated Financial Statements&#34; and &#34;Interim Consolidated Financial Statements&#34;, respectively, and &#34;Consolidated Financial Statements&#34; collectively) and interim and annual management's discussion and analysis (&#34;MD&#38;A&#34;). We prepare our unaudited Interim Consolidated Financial Statements using International Financial Reporting Standards (&#34;IFRS&#34;), the accounting requirements of the Office of the Superintendent of Financial Institutions (&#34;OSFI&#34;) and in accordance with the International Accounting Standard (&#34;IAS&#34;) 34 </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Interim Financial Reporting.</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> Reported net income (loss) refers to Common shareholders' net income (loss) determined in accordance with IFRS. </font></div><div><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_5963"></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Unless otherwise noted, all amounts are in Canadian dollars. Amounts in this document may be impacted by rounding.</font></div><div><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_28"></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">Underlying net income by Business Types</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Sun Life has a diversified mix of businesses and our earnings by business type supports the analysis of our results&#58; </font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Asset management &#38; wealth</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#58; </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Sun Life&#8217;s asset management &#38; wealth businesses generate fee income and&#47;or spread on investment products. </font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Group - Health &#38; Protection&#58; </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Group businesses provide health and protection benefits to employer and government plan members. The products generally have shorter-term coverage periods, and more frequent repricing. The revenues are driven by premiums for coverage provided as well as fee-based earnings (i.e., Administrative Services Only plans, and dental fees).</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Individual - Protection&#58; </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Generally, individual protection businesses have a longer-term profitability profile and are more sensitive to experience trends. The premiums include a margin for providing protection and are invested to earn a return over the expected amounts required to fulfill insurance liabilities.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The following provides an overview of the business types in Sun Life's business segments&#47;business groups&#58;</font></div><div><font><br></font></div><div><img alt="imagea.jpg" src="imagea.jpg" style="height:230px;margin-bottom:5pt;vertical-align:text-bottom;width:684px"></div><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:5.927%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.687%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.541%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:47.951%"></td><td style="width:0.1%"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"></td><td colspan="12" style="padding:0 1pt"></td></tr></table></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">Effective Q1'25, the Wealth &#38; asset management business type was renamed to Asset management &#38; wealth.</font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;     </font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Sun Life Financial Inc.     First Quarter 2025     7</font></div></div></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">1. Use of Non-IFRS Financial Measures</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">We report certain financial information using non-IFRS financial measures, as we believe that these measures provide information that is useful to investors in understanding our performance and facilitate a comparison of our quarterly and full year results from period to period. These non-IFRS financial measures do not have any standardized meaning and may not be comparable with similar measures used by other companies. For certain non-IFRS financial measures, there are no directly comparable amounts under IFRS. These non-IFRS financial measures should not be viewed in isolation from or as alternatives to measures of financial performance determined in accordance with IFRS. Additional information concerning non-IFRS financial measures and, if applicable, reconciliations to the closest IFRS measures are available in section N - Non-IFRS Financial Measures in this document and the Supplementary Financial Information package on </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:underline">www.sunlife.com</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> under Investors - Financial results and reports. </font></div><div><font><br></font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">2. Forward-looking Statements</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Certain statements in this document are forward-looking statements within the meaning of certain securities laws, including the &#34;safe&#160;harbour&#34; provisions of the United States Private Securities Litigation Reform Act of 1995 and applicable Canadian securities legislation. Additional information concerning forward-looking statements and important risk factors that could cause our assumptions, estimates, expectations and projections to be inaccurate and our actual results or events to differ materially from those expressed in or implied by such forward-looking statements can be found in section O - Forward-looking Statements in this document.</font></div><div><font><br></font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">3. Additional Information </font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Additional information about SLF Inc. can be found in the Consolidated Financial Statements, the annual and interim MD&#38;A, and SLF Inc.'s Annual Information Form (&#34;AIF&#34;) for the year ended December&#160;31, 2024. These documents are filed with securities regulators in Canada and are available at </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:underline">www.sedarplus.ca</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">. SLF Inc.'s Annual Consolidated Financial Statements, annual MD&#38;A and AIF are filed with the United States Securities and Exchange Commission (&#34;SEC&#34;) in SLF Inc.'s annual report on Form 40-F and SLF Inc.'s interim MD&#38;A and Interim Consolidated Financial Statements are furnished to the SEC on Form 6-Ks and are available at </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;text-decoration:underline">www.sec.gov</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">.</font></div><div style="margin-bottom:3pt"><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">8     Sun Life Financial Inc.     First Quarter 2025&#160;&#160;&#160;&#160;           &#160;&#160;&#160;&#160;</font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%"> &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div></div></div><div id="i952356f7f0884e13a5afd1ee78fb8667_64"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:46.999%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:50.801%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">B.  Financial Summary</font></td><td colspan="3" style="border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:0.1%"></td><td style="width:2.723%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:70.976%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.235%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ millions, unless otherwise noted)</font></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Quarterly results</font></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="6" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Profitability</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Q1'25</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q4'24</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q1'24</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Net income (loss)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:11.25pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Underlying net income (loss)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1,045</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">965</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">875</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:1pt;margin-top:1pt;padding-left:11.25pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Reported net income (loss) - Common shareholders</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">928</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">237</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">818</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Diluted earnings per share (&#34;EPS&#34;) ($)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:1pt;margin-top:1pt;padding-left:11.25pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Underlying EPS (diluted)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1.82</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1.68</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1.50</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:1pt;margin-top:1pt;padding-left:11.25pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Reported EPS (diluted)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1.62</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">0.41</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1.40</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Return on equity (&#34;ROE&#34;) (%)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:11.25pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Underlying ROE</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">17.7%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">16.5%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">16.0%</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:11.25pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Reported ROE</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">15.7%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">4.0%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">15.0%</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr style="height:6pt"><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Growth</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Q1'25</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q4'24</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q1'24</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Sales</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:11.25pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#160;Asset management gross flows &#38; wealth sales</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">62,221</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">60,999</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">46,898</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Group - Health &#38; Protection sales</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">580</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,270</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">528</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Individual - Protection sales</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">874</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">743</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">757</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Total AUM ($ billions)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1,550.9</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,542.3</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,470.1</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">New business Contractual Service Margin (&#34;CSM&#34;)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">406</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">306</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">347</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr style="height:6pt"><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Financial Strength</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Q1'25</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q4'24</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q1'24</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">LICAT ratios</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(2)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Sun Life Financial Inc.</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">149%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">152%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">148%</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:11.25pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Sun Life Assurance</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(3)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">141%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">146%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">142%</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Financial leverage ratio</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)(4)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">20.1%</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">20.1%</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">21.1%</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Book value per common share ($)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">40.84</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">40.63</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">37.41</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Weighted average common shares outstanding for basic EPS (millions)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">572</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">575</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">584</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Closing common shares outstanding (millions)</font></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">568</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">574</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">583</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div style="text-indent:8.93pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">Represents a non-IFRS financial measure. For more details, see section N - Non-IFRS Financial Measures in this document.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.93pt">Life Insurance Capital Adequacy Test (&#34;LICAT&#34;) ratio. Our LICAT ratios are calculated in accordance with the OSFI-mandated guideline, Life Insurance Capital Adequacy Test.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(3)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.89pt">Sun Life Assurance is SLF Inc.&#8217;s principal operating life insurance subsidiary.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(4)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.76pt">The calculation for the financial leverage ratio includes the CSM balance (net of taxes) in the denominator. The CSM (net of taxes) was $10.5 billion as at March&#160;31, 2025 (December&#160;31, 2024</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> - </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">$10.3 billion&#59;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">March&#160;31, 2024 - $9.9 billion).</font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;     </font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Sun Life Financial Inc.     First Quarter 2025     9</font></div></div></div><div id="i952356f7f0884e13a5afd1ee78fb8667_67"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:18.783%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.783%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.783%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.783%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:19.368%"></td><td style="width:0.1%"></td></tr><tr><td colspan="15" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">C.  Profitability</font></td></tr></table></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The following table reconciles our Common shareholders' net income (&#34;reported net income&#34;) and underlying net income. All factors discussed in this document that impact underlying net income are also applicable to reported net income. Certain adjustments and notable items also impact the CSM, such as mortality experience and assumption changes&#59; see section E - Contractual Service Margin in this document for more information.</font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:73.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.234%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Quarterly results</font></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ millions, after-tax)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Q1'25</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q4'24</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q1'24</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Underlying net income (loss) by business type</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#58;</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:0 7pt 0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Asset management &#38; wealth</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">487</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">486</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">408</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Group - Health &#38; Protection</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">330</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">266</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">280</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Individual - Protection</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(2)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">325</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">310</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">270</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Corporate expenses &#38; other</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(2)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(97)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(97)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(83)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Underlying net income</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1,045</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">965</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">875</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:5.25pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;&#160;&#160;Add&#58; Market-related impacts</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(22)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(179)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(70)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:22.34pt;text-indent:-0.01pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;&#160;&#160;&#160;Assumption changes and management actions (&#34;ACMA&#34;)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(4)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">11</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(7)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:28.34pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;Other adjustments</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(91)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(560)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">20</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Reported net income - Common shareholders</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">928</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">237</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">818</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Underlying ROE</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">17.7%</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">16.5%</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">16.0%</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:middle"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Reported ROE</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">15.7%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">4.0%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">15.0%</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:2pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Notable items attributable to reported and underlying net income</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#58;</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Mortality </font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">5</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">10</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(5)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Morbidity </font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">19</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(22)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">3</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Lapse and other policyholder behaviour (&#34;policyholder behaviour&#34;)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(2)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(8)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Expenses</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(26)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(10)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(12)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:11.25pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Net credit</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(3)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">8</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(6)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">7</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Other</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(4)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">51</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">16</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">34</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">Represents a non-IFRS financial measure. For more details, see section N - Non-IFRS Financial Measures in this document. For more information about business types in Sun Life's business groups, see section A - How We Report Our Results in this document. </font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.93pt">Effective Q1'25, Regional Office in Asia was moved from the Corporate expenses &#38; other business type to the Individual - Protection business type, reflecting a reporting refinement. Prior period amounts reflect current presentation.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(3)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.89pt">Credit includes rating changes on assets measured at Fair value through profit or loss (&#34;FVTPL&#34;), and the Expected credit loss (&#34;ECL&#34;) impact for assets measured at Fair value through other comprehensive income (&#34;FVOCI&#34;). Effective Q1'25, the release of credit risk adjustments, which are reported in Expected Investment Earnings in the Driver of Earnings analysis, are included in this balance. Prior period amounts reflect current presentation.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(4)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.76pt">Other notable items are recorded in Net Insurance Service Result and Net Investment Result in the Drivers of Earnings analysis. For more details, see section N - Non-IFRS Financial Measures in this document.</font></div><div><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_73"></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">Quarterly Comparison - Q1'25 vs. Q1'24</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Underlying net income</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> of $1,045 million</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">increased $170 million or 19%, driven by&#58;</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Asset management &#38; wealth</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">up</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">$79 million&#58; Higher fee-related earnings from catch-up fees and strong performance of net seed investment income in SLC Management, and higher fee income in Canada and Asia.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Group - Health &#38; Protection</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">up</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">$50 million&#58;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Business growth and favourable protection experience in Canada primarily from morbidity and mortality experience, and higher U.S. Dental results, partially offset by moderately unfavourable morbidity experience in U.S. medical stop-loss.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Individual - Protection</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">up</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">$55 million&#58; Business growth and higher contributions from joint ventures in Asia, and improved protection experience in Canada largely from mortality experience.   </font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Corporate expenses &#38; other</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">$(14) million increase in net loss primarily reflecting lower investment income from surplus assets. </font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:5.927%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.687%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.541%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:47.951%"></td><td style="width:0.1%"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"></td><td colspan="12" style="padding:0 1pt"></td></tr></table></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">Refer to section N - Non-IFRS Financial Measures in this document for a reconciliation between reported net income and underlying net income. </font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.93pt">Effective Q1'25, Regional Office in Asia was moved from the Corporate expenses &#38; other business type to the Individual - Protection business type, reflecting a reporting refinement. Prior period amounts reflect current presentation.</font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">10     Sun Life Financial Inc.     First Quarter 2025&#160;&#160;&#160;&#160;           &#160;&#160;&#160;&#160;</font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%"> &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div></div></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Reported net income of $928 million increased $110 million or 13%, driven by&#58;</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">The increase in underlying net income&#59;</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Market-related impacts primarily reflecting improved real estate experience</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> and favourable interest rate impacts partially offset by unfavourable equity market impacts&#59; and</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Fair value changes in MFS</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> shares owned by management&#59; partially offset by</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Prior year gains on partial sale of ABSLAMC</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(3)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> and the early termination of a distribution agreement in Asset Management.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Foreign exchange translation led to an increase of $39&#160;million in underlying net income and an increase of $41&#160;million in reported net income. </font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Underlying ROE was 17.7% and reported ROE was 15.7% (Q1'24 - 16.0% and 15.0%, respectively).</font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_3669"></div><div style="margin-bottom:3pt;padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">1.</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:10.54pt">Market-related impacts</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Market-related impacts represent the difference between actual versus expected market movements</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(4)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">. Market-related impacts resulted in a decrease of $22 million to reported net income, driven by unfavourable equity market impacts and real estate experience partially offset by favourable interest rate impacts. </font></div><div style="padding-left:17.86pt"><font><br></font></div><div style="margin-bottom:3pt;padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">2.</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:8.65pt">Assumption changes and management actions</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The net impact of assumption changes and management actions was a decrease of $4 million to reported net income and includes methods and assumptions changes on insurance contracts as well as related impacts. These included various small enhancements. </font></div><div style="padding-left:17.86pt"><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_76"></div><div style="margin-bottom:3pt;padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">3.</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:8.6pt">Other adjustments</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Other adjustments decreased reported net income by $91 million, driven by DentaQuest acquisition, integration and restructuring costs and amortization of acquired intangible assets, and SLC Management's acquisition-related liabilities</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(5)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">.</font></div><div style="padding-left:17.86pt"><font><br></font></div><div style="margin-bottom:3pt;padding-left:17.86pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">4.</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:8.1pt">Experience-related items</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> </font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">In the first quarter of 2025, notable experience items included&#58;</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Favourable morbidity experience primarily in Canada&#59;</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Unfavourable expense experience largely in the U.S. and Canada&#59; and</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Other experience was favourable primarily from Canada and the U.S.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_91"></div><div style="margin-bottom:3pt;padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">5.</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:8.45pt">Income taxes </font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The statutory tax rate is impacted by various tax items, such as lower taxes on income subject to tax in foreign jurisdictions, tax-exempt or low-taxed investment income, and other sustainable tax benefits.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Global Minimum Tax (&#34;GMT&#34;) rules applied to Sun Life effective January 1, 2024&#58; </font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Canadian GMT legislation requires the ultimate parent entity of a group to pay top-up tax, on a jurisdiction-by-jurisdiction basis, on profits of its subsidiaries that are taxed below 15%. Some jurisdictions have enacted a Qualifying Domestic Minimum Top-Up Tax (&#34;QDMTT&#34;) which requires the GMT top-up tax to be paid locally rather than to the ultimate parent entity's jurisdiction. </font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">In response to the GMT rules, Bermuda enacted a Corporate Income Tax (&#34;CIT&#34;) regime, including a corporate income tax rate of 15%, which applies to Sun Life effective January 1, 2025. The Bermuda CIT is not a QDMTT for the purposes of GMT.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Other Sun Life subsidiaries that are currently subject to a statutory tax rate or to a tax regime that could result in taxing profits at a rate below 15% include those in Hong Kong and Ireland. Ireland has enacted a QDMTT, while Hong Kong's GMT legislation is not yet substantively enacted but will also include a QDMTT. </font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">For additional information, refer to Note&#160;8 in our Interim Consolidated Financial Statements for the period ended March&#160;31, 2025.</font></div><div style="padding-left:18pt"><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The Q1'25 effective income tax rate</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(6)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> on underlying net income and reported net income was 18.7% and 19.4% respectively. </font></div><div style="padding-left:18pt"><font><br></font></div><div style="margin-bottom:3pt;padding-left:17.86pt;text-indent:-17.86pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">6.</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%;padding-left:8.18pt">Impacts of foreign exchange translation</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Foreign exchange translation led to an increase of $39&#160;million in underlying net income and an increase of $41&#160;million in reported net income. </font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div style="margin-bottom:3pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:5.927%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.687%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.541%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:47.951%"></td><td style="width:0.1%"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"></td><td colspan="12" style="padding:0 1pt"></td></tr></table></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">Real estate experience reflects the difference between the actual value of real estate investments compared to management's longer-term expected returns supporting insurance contract liabilities (&#34;real estate experience&#34;).  </font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.93pt">MFS Investment Management (&#34;MFS&#34;).</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(3)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.89pt">To meet regulatory obligations, on March 21, 2024, we completed the sale of 6.3% of our ownership interest in Aditya Birla Sun Life AMC Limited (&#8220;partial sale of ABSLAMC&#8221;), generating a gain of $84 million. As a result of the transaction, our ownership interest in ABSLAMC was reduced from 36.5% to 30.2% for gross proceeds of $136 million. Subsequently, on May 31, 2024, we sold an additional 0.2% of our ownership interest.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(4)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.76pt">Except for risk free rates which are based on current rates, expected market movements are based on our medium-term outlook which is reviewed annually.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(5)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.86pt">Amounts relate to acquisition costs for our SLC Management affiliates, BentallGreenOak, Crescent Capital Group LP and Advisors Asset Management, Inc, which include the unwinding of the discount for Other financial liabilities.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(6)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.8pt">Our effective income tax rate on reported net income is calculated using Total income (loss) before income taxes, as detailed in Note&#160;8 in our<br>Interim Consolidated Financial Statements for the period ended March&#160;31, 2025. Our effective income tax rate on underlying net income is calculated using pre-tax underlying net income, as detailed in section N - Non-IFRS Financial Measures in this document, and the associated income tax expense.</font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;     </font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Sun Life Financial Inc.     First Quarter 2025     11</font></div></div></div><div id="i952356f7f0884e13a5afd1ee78fb8667_103"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div style="padding-left:9pt;text-indent:-9pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.707%"><tr><td style="width:1.0%"></td><td style="width:47.140%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:50.660%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">D.  Growth</font></td><td colspan="3" style="border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div id="i952356f7f0884e13a5afd1ee78fb8667_106"></div><div style="margin-top:6pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">1. Sales and Gross Flows</font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:73.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.234%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Quarterly results</font></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ millions)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Q1'25</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q4'24</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q1'24</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:2pt;margin-top:2pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Asset management gross flows &#38; wealth sales by business segment</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:2pt;margin-top:2pt;padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Asset Management gross flows</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">52,521</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">54,008</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">40,718</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:2pt;margin-top:2pt;padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Canada asset management gross flows &#38; wealth sales</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">6,527</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">4,938</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">4,079</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Asia asset management gross flows &#38; wealth sales</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">3,173</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2,053</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2,101</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Total asset management gross flows &#38; wealth sales</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">62,221</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">60,999</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">46,898</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:2pt;margin-top:2pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Group - Health &#38; Protection sales</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">by business segment</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Canada</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">375</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">88</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">311</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">U.S.</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">176</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,161</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">191</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Asia</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(2)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">29</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">21</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">26</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Total group sales</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">580</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,270</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">528</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:2pt;margin-top:2pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Individual - Protection sales</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">by business segment</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Canada</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">139</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">142</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">130</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Asia</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">735</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">601</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">627</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Total individual sales</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">874</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">743</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">757</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">CSM - Impact of new insurance business (&#34;New business CSM&#34;)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">406</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">306</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">347</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:115%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:115%;padding-left:3.78pt">Represents a non-IFRS financial measure. For more details, see section N - Non-IFRS Financial Measures in this document.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:115%;position:relative;top:-2.62pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:115%;padding-left:2.93pt">In underlying net income by business type, Group businesses in Asia have been included with Individual - Protection. For more information about business types in Sun Life's business groups, see section A - How We Report Our Results in this document.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_112"></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Total asset management gross flows &#38; wealth sales increased $15.3 billion or 33% from prior year ($12.2 billion</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> or 26%</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">, excluding foreign exchange translation).</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Asset Management gross flows increased $8.8 billion</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> or 22%</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">, primarily from higher gross flows in MFS.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Canada asset management gross flows &#38; wealth sales increased $2.4 billion or 60%, driven by higher defined contribution sales in Group Retirement Services (&#34;GRS&#34;) from higher large case sales, and higher mutual fund sales in Individual Wealth. </font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Asia asset management gross flows &#38; wealth sales increased $1.0 billion</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> or 46%</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">, driven by higher fixed income fund sales in India.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Total group health &#38; protection sales increased $52 million or 10% from prior year ($41 million</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> or 8%</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">, excluding foreign exchange translation).</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Canada group sales increased $64 million or 21%, driven by higher large case sales.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">U.S. group sales decreased $25 million</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> or 13%</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">, reflecting lower Medicaid sales in Dental and lower employee benefits sales in Group Benefits.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Total individual protection sales increased $117 million or 15% from prior year ($79 million</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> or 10%</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">, excluding foreign exchange translation).</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Canada individual sales increased $9 million or 7%, driven by higher SLFD</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> and third-party sales.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Asia individual sales increased $70 million</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> or 11%</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">, driven by higher sales in&#58;</font></div><div style="padding-left:72pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#9702;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.27pt">India from bancassurance and direct-to-consumer channels&#59; </font></div><div style="padding-left:72pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#9702;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.27pt">Hong Kong from agency and bancassurance channels&#59; and </font></div><div style="padding-left:72pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#9702;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.27pt">China from the bancassurance channel.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">New business CSM represents growth derived from sales activity in the period. The impact of new insurance business drove a $406 million increase in CSM, compared to new business CSM of $347 million in the prior year, primarily driven by strong profit margins in Hong Kong.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:5.927%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.687%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.541%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:47.951%"></td><td style="width:0.1%"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"></td><td colspan="12" style="padding:0 1pt"></td></tr></table></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">This change excludes the impacts of foreign exchange translation. For more information about these non-IFRS financial measures, see section <br>N - Non-IFRS Financial Measures in this document.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.93pt">Sun Life Financial Distribution (&#34;SLFD&#34;) is our proprietary career advisory network. </font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">12     Sun Life Financial Inc.     First Quarter 2025&#160;&#160;&#160;&#160;           &#160;&#160;&#160;&#160;</font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%"> &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div></div></div><div id="i952356f7f0884e13a5afd1ee78fb8667_115"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">2. Assets Under Management</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">AUM consists of general funds, the investments for segregated fund holders (&#34;segregated funds&#34;) and third-party assets managed by the Company. Third-party AUM is comprised of institutional and managed funds, as well as other AUM related to our joint ventures.</font></div><div><font><br></font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:49.923%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.697%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Quarterly results</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ millions)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Q1'25</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q4'24</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q3'24</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q2'24</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q1'24</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Assets under management</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">General fund assets</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">223,310</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">221,935</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">216,180</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">207,545</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">204,986</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Segregated funds</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">149,650</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">148,786</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">145,072</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">136,971</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">135,541</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Third-party assets under management</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:24pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Retail</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">645,183</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">648,515</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">633,767</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">607,727</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">606,320</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:24pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Institutional, managed funds and other</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">579,587</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">568,437</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">562,565</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">553,798</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">563,773</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Total third-party AUM</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1,224,770</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,216,952</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,196,332</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,161,525</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,170,093</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Consolidation adjustments</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(46,847)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(45,333)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(43,014)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(41,240)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(40,540)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Total assets under management</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1,550,883</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,542,340</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,514,570</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,464,801</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,470,080</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">Represents a non-IFRS financial measure. See section N - Non-IFRS Financial Measures in this document.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">AUM increased $8.5 billion or 1% from December&#160;31, 2024, primarily driven by&#58;</font></div><div style="padding-left:27pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(i)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:10.27pt">favourable market movements on the value of segregated, retail, institutional and managed funds of $9.2 billion&#59; </font></div><div style="padding-left:27pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(ii)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.12pt">an increase of $3.6 billion from other business activities&#59; </font></div><div style="padding-left:27pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(iii)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:5.97pt">an increase of $2.5 billion from foreign exchange translation (excluding the impacts of general fund assets)&#59; and</font></div><div style="padding-left:27pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(iv)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.23pt">an increase in AUM of general fund assets of $1.4 billion primarily driven by general operating activities and net fair value growth from declining interest rates&#59; partially offset by</font></div><div style="padding-left:27pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(v)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.38pt">net outflows from segregated funds and third-party AUM of $6.4 billion&#59; and</font></div><div style="padding-left:27pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(vi)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.23pt">Client distributions of $1.8 billion.</font></div><div><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_6675"></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Segregated fund and third-party AUM net outflows of $6.4 billion during the quarter were comprised of&#58;</font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:49.923%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.697%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Quarterly results</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ billions)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Q1'25</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q4'24</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q3'24</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q2'24</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q1'24</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:2pt;margin-top:2pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Net flows for Segregated fund and Third-party AUM&#58;</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:2pt;margin-top:2pt;padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">MFS</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(11.6)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(28.5)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(19.1)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(20.2)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(11.7)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">SLC Management</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">2.9</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">14.1</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1.7</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(0.7)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1.5</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Canada, Asia and other</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">2.3</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">0.8</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">0.5</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1.1</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(0.3)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:2pt;margin-top:2pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Total net flows for Segregated fund and Third-party AUM</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(6.4)</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(13.6)</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(16.9)</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(19.8)</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(10.5)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;     </font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Sun Life Financial Inc.     First Quarter 2025     13</font></div></div></div><div id="i952356f7f0884e13a5afd1ee78fb8667_3687"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.707%"><tr><td style="width:1.0%"></td><td style="width:47.140%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:50.660%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">E.  Contractual Service Margin</font></td><td colspan="3" style="border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Contractual Service Margin represents a source of stored value for future insurance profits and qualifies as available capital for LICAT purposes. CSM is a component of insurance contract liabilities. The following table shows the change in CSM including its recognition into net income in the period, as well as the growth from new insurance sales activity. </font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:54.163%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:21.268%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:21.269%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">For the three months ended</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">For the full year ended</font></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ millions)</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">March 31, 2025</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">December 31, 2024</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Beginning of Period</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">13,366</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">11,786</font></td></tr><tr><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:24pt"><font style="background-color:#ffffff;color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Impact of new insurance business</font><font style="background-color:#ffffff;color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">406</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,473</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:24pt"><font style="background-color:#ffffff;color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Expected movements from asset returns &#38; locked-in rates</font><font style="background-color:#ffffff;color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">191</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">703</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:24pt"><font style="background-color:#ffffff;color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Insurance experience gains&#47;losses</font><font style="background-color:#ffffff;color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">20</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(77)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:bottom"><font style="background-color:#ffffff;color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">CSM recognized for services provided</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(303)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(1,135)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="background-color:#ffffff;color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Organic CSM Movement</font><font style="background-color:#ffffff;color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)(2)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">314</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">964</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:24pt"><font style="background-color:#ffffff;color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Impact of markets &#38; other</font><font style="background-color:#ffffff;color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(74)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">124</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:24pt"><font style="background-color:#ffffff;color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Impact of change in assumptions</font><font style="background-color:#ffffff;color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(6)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">30</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:bottom"><font style="background-color:#ffffff;color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Currency impact</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">19</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">462</font></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="background-color:#ffffff;color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Total CSM Movement</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">253</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,580</font></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="background-color:#ffffff;color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Contractual Service Margin, End of Period</font><font style="background-color:#ffffff;color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(3)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">13,619</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">13,366</font></td></tr></table></div><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">Represents a non-IFRS financial measure. For more details, see section N - Non-IFRS Financial Measures in this document.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.93pt">Organic CSM movement is a component of both total CSM movement and organic capital generation. </font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(3)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.89pt">Total company CSM presented above is comprised of CSM on Insurance contracts issued of $13,296 million (December&#160;31, 2024 - $13,028 million), net of CSM Reinsurance contracts held of $(323) million (December&#160;31, 2024 - $(338) million).</font></div><div><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_4366"></div><div style="text-align:justify"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Total CSM ended Q1'25 at $13.6 billion, an increase of $0.3 billion or 2% for the first three months of 2025.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Organic CSM movement was driven by the impact of new insurance business, reflecting strong sales in Asia, primarily in Hong Kong, and Canada, primarily in individual protection.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Unfavourable impact of markets and other driven by equity experience.</font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">14     Sun Life Financial Inc.     First Quarter 2025&#160;&#160;&#160;&#160;           &#160;&#160;&#160;&#160;</font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%"> &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div></div></div><div id="i952356f7f0884e13a5afd1ee78fb8667_121"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.707%"><tr><td style="width:1.0%"></td><td style="width:47.140%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:50.660%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">F.  Financial Strength</font></td><td colspan="3" style="border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:57.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:7.235%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Quarterly results</font></div></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ millions, unless otherwise stated)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Q1'25</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q4'24</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q3'24</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q2'24</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q1'24</font></div></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">LICAT ratio</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Sun Life Financial Inc.</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">149%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">152%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">152%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">150%</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">148%</font></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:1.5pt;padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Sun Life Assurance</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">141%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">146%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">147%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">142%</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">142%</font></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-bottom:2pt;margin-top:2pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Capital</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Subordinated debt</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">6,179</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">6,179</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">6,177</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">6,926</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">6,179</font></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:2pt;margin-top:2pt;padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Innovative capital instruments</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(2)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">200</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">200</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">200</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">200</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">200</font></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Equity in the participating account</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">547</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">496</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">621</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">567</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">510</font></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Non-controlling interests</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">74</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">76</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">79</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">92</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">106</font></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Preferred shares and other equity instruments</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">2,239</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2,239</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2,239</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2,239</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2,239</font></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Common shareholders' equity</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(3)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">23,179</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">23,318</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">22,989</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">21,803</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">21,790</font></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Contractual Service Margin</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(4)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">13,619</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">13,366</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">12,836</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">12,512</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #f6f4f1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">12,141</font></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Total capita</font><font style="background-color:#ffffff;color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">l</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">46,037</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">45,874</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">45,141</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">44,339</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">43,165</font></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:2pt;margin-top:2pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Financial leverage ratio</font><font style="background-color:#ffffff;color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(4)(5)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">20.1%</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">20.1%</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">20.4%</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">22.6%</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">21.1%</font></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Dividend</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:2pt;margin-top:2pt;padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Underlying dividend payout ratio</font><font style="background-color:#ffffff;color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(5)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">46%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">50%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">46%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">47%</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">52%</font></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Dividends per common share ($)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">0.840</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">0.840</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">0.810</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">0.810</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">0.780</font></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Book value per common share ($)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">40.84</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">40.63</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">39.88</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">37.70</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">37.41</font></td><td colspan="3" style="display:none"></td></tr></table></div><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">Our LICAT ratios are calculated in accordance with the OSFI-mandated guideline, Life Insurance Capital Adequacy Test.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.93pt">Innovative capital instruments consist of Sun Life ExchangEable Capital Securities (&#34;SLEECS&#34;), see section J - Capital and Liquidity Management in the 2024 Annual MD&#38;A.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(3)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.89pt">Common shareholders&#8217; equity is equal to Total shareholders&#8217; equity less Preferred shares and other equity instruments.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(4)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.76pt">The calculation for the financial leverage ratio includes the CSM balance (net of taxes) in the denominator. The CSM (net of taxes) was $10.5 billion as at March&#160;31, 2025 (December&#160;31, 2024 - $10.3 billion&#59; September&#160;30, 2024 - $9.9 billion&#59; June&#160;30, 2024 - $9.6 billion&#59; March&#160;31, 2024 - $9.9 billion).</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(5)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.86pt">Represents a non-IFRS financial measure. For more details, see section N - Non-IFRS Financial Measures in this document.</font></div><div style="text-indent:18pt"><font><br></font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">1. Life Insurance Capital Adequacy Test</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The Office of the Superintendent of Financial Institutions has developed the regulatory capital framework referred to as the Life Insurance Capital Adequacy Test for Canada. LICAT measures the capital adequacy of an insurer using a risk-based approach and includes elements that contribute to financial strength through periods when an insurer is under stress as well as elements that contribute to policyholder and creditor protection wind-up.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">SLF Inc. is a non-operating insurance company and is subject to the LICAT guideline. Sun Life Assurance, SLF Inc.'s principal operating life insurance subsidiary, is also subject to the LICAT guideline. </font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">SLF Inc.'s LICAT ratio of 149% as at March&#160;31, 2025 decreased three percentage points compared to December&#160;31, 2024, driven by share buybacks and M&#38;A</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> activity, partially offset by ACMA and organic capital generation, net of shareholder dividend payments.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Sun Life Assurance's LICAT ratio of 141% as at March&#160;31, 2025 decreased five percentage points compared to December&#160;31, 2024, driven by organic capital generation net of dividend payments to SLF Inc. and M&#38;A activity, partially offset by ACMA.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The Sun Life Assurance LICAT ratios in both periods are well above OSFI's supervisory ratio of 100% and regulatory minimum ratio of 90%. </font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:5.927%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.687%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.541%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:47.951%"></td><td style="width:0.1%"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"></td><td colspan="12" style="padding:0 1pt"></td></tr></table></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">Mergers &#38; Acquisitions (&#34;M&#38;A&#34;).</font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;     </font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Sun Life Financial Inc.     First Quarter 2025     15</font></div></div></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">2. Capital</font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Our total capital consists of subordinated debt and other capital instruments, CSM, equity in the participating account and total shareholders' equity which includes common shareholders' equity, preferred shares and other equity instruments, and non-controlling interests. As at March&#160;31, 2025, our total capital was $46.0 billion, an increase of $0.2 billion compared to December&#160;31, 2024. The increase to total capital included reported net income of $928 million, an increase of $253 million in CSM, and net unrealized gains on FVOCI assets of $120 million. This was partially offset by a decrease of $520 million from the repurchase and cancellation of common shares, which is detailed below, and the payment of $480 million of dividends on common shares of SLF Inc. (&#34;common shares&#34;).</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">In Q1'25, organic capital generation</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> was $308 million, which measures the change in capital, net of dividends, above LICAT requirements excluding the impacts of markets and other non-recurring items. Organic capital generation was driven by growth in underlying net income and new business CSM.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Our capital and liquidity positions remain strong with a LICAT ratio of 149% at SLF Inc., a financial leverage ratio of 20.1%</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> and $1.3&#160;billion in cash and other liquid assets</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> as at March&#160;31, 2025 in SLF Inc.</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> (December&#160;31, 2024 - $1.4&#160;billion).</font></div><div><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_133"></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">Normal Course Issuer Bids</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">On August 26, 2024, SLF Inc. announced that OSFI and the Toronto Stock Exchange (&#8220;TSX&#8221;) had approved its previously announced renewal of its normal course issuer bid to purchase up to 15 million of its common shares (the &#8220;2024 NCIB&#8221;). The 2024 NCIB commenced on August 29, 2024 and continues until August 28, 2025, or such earlier date as SLF Inc. may determine, or such date as SLF Inc. completes its purchases of common shares pursuant to the 2024 NCIB. Any common shares purchased by SLF Inc. pursuant to the 2024 NCIB will be cancelled or used in connection with certain equity settled incentive arrangements. </font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Shares purchased and subsequently cancelled under the 2024 bid were as follows&#58;</font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:57.964%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.133%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.133%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:9.133%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.137%"></td><td style="width:0.1%"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="border-bottom:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Quarterly results</font></div></td><td colspan="3" style="display:none"></td><td colspan="6" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:center"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Aggregate</font><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Q1'25</font></div></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Common shares purchased</font></div><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(millions)</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Amount </font></div><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ millions)</font><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(2)</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Common shares purchased</font></div><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(millions)</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Amount </font></div><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ millions)</font><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(2)</font></div></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2024 NCIB </font></div></td><td colspan="2" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">6.4&#160;</font></td><td style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">520&#160;</font></td><td style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">10.2&#160;</font></td><td style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">829&#160;</font></td><td style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">Represents the balance of common shares purchased and subsequently cancelled under the life of the normal course issuer bid to-date.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.93pt">Excludes the impact of excise tax on net repurchases of equity. The Government of Canada's 2023 Budget introduced a new 2% excise tax on net repurchases of equity occurring on or after January 1, 2024, and this new legislation became enacted in June 2024.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_130"></div><div style="margin-bottom:3pt;padding-right:13.5pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">Subsequent Events</font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">On May 8, 2025, SLF Inc. announced its intention to renew its normal course issuer bid, subject to the approval of OSFI and the Toronto Stock Exchange (&#8220;TSX&#8221;). The 2024 NCIB permits the repurchase of up to 15,000,000 common shares, 13,018,997 of which have been repurchased as of May 7, 2025. Once SLF Inc. has repurchased all 15,000,000 common shares under the 2024 NCIB (the &#8220;2024 Repurchased Shares&#8221;), it expects to establish a new normal course issuer bid pursuant to which it will be permitted to purchase up to an additional 10,000,000 of its common shares (the &#8220;2025 NCIB&#8221;), subject to the receipt of applicable approvals from OSFI and the TSX. The 2025 NCIB will expire on the date that is 12 months after its commencement or such earlier date as SLF Inc. may determine. Purchases under the 2025 NCIB may be made through the facilities of the TSX, other Canadian stock exchanges, the New York Stock Exchange, and&#47;or alternative trading platforms in Canada and the United States, at prevailing market rates. Subject to regulatory approval, purchases under the 2025 NCIB may also be made by way of private agreements or share repurchase programs under issuer bid exemption orders issued by securities regulatory authorities. Any purchases made under an exemption order issued by a securities regulatory authority will generally be at a discount to the prevailing market price. The actual number of common shares purchased under the 2025 NCIB, and the timing of such purchases (if any), will be determined by SLF Inc. Any common shares purchased by SLF Inc. pursuant to the 2025 NCIB will be cancelled or used in connection with certain equity settled incentive arrangements. The 2025 NCIB will provide the Company with the flexibility to acquire common shares in order to return capital to shareholders as part of its overall capital management strategy.</font></div><div><font><br></font></div><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:5.927%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.687%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.541%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:47.951%"></td><td style="width:0.1%"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"></td><td colspan="12" style="padding:0 1pt"></td></tr></table></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">Represents a non-IFRS financial measure. For more details, see section N - Non-IFRS Financial Measures in this document.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.93pt">SLF Inc. (the ultimate parent company) and its wholly-owned holding companies.</font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">16     Sun Life Financial Inc.     First Quarter 2025&#160;&#160;&#160;&#160;           &#160;&#160;&#160;&#160;</font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%"> &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div></div></div><div id="i952356f7f0884e13a5afd1ee78fb8667_136"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.707%"><tr><td style="width:1.0%"></td><td style="width:78.518%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:19.282%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">G.  Performance by Business Segment</font></td><td colspan="3" style="border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div id="i952356f7f0884e13a5afd1ee78fb8667_142"></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:73.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.234%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Quarterly results</font></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ millions)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Q1'25</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q4'24</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q1'24</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Underlying net income (loss)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Asset Management</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;text-indent:-7.09pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">351</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;text-indent:-7.09pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">360</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;text-indent:-7.09pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">282</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Canada</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;text-indent:-7.09pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">376</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;text-indent:-7.09pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">366</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;text-indent:-7.09pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">310</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">U.S.</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;text-indent:-7.09pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">218</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;text-indent:-7.09pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">161</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;text-indent:-7.09pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">189</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Asia</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;text-indent:-7.09pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">197</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;text-indent:-7.09pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">175</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;text-indent:-7.09pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">177</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Corporate</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;text-indent:-0.01pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(97)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(97)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;text-indent:-7.09pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(83)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Total underlying net income (loss)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;text-indent:-7.09pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1,045</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;text-indent:-7.09pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">965</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;text-indent:-7.09pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">875</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Reported net income (loss) - Common shareholders</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Asset Management</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;text-indent:-7.09pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">326</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;text-indent:-7.09pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">326</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;text-indent:-7.09pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">284</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Canada</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;text-indent:-7.09pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">351</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;text-indent:-7.09pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">253</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;text-indent:-7.09pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">290</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">U.S.</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;text-indent:-7.09pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">186</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;text-indent:-7.09pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(7)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">97</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Asia</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;text-indent:-7.09pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">166</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;text-indent:-7.09pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">11</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;text-indent:-7.09pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">235</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Corporate</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;text-indent:-7.09pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(101)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(346)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;text-indent:-7.09pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(88)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Total reported net income (loss) - Common shareholders</font></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;text-indent:-7.09pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">928</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;text-indent:-7.09pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">237</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;text-indent:-7.09pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">818</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">Represents a non-IFRS financial measure. For more details, see section N - Non-IFRS Financial Measures in this document.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">All factors discussed in this document that impact our underlying net income are also applicable to reported net income.</font></div><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;     </font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Sun Life Financial Inc.     First Quarter 2025     17</font></div></div></div><div id="i952356f7f0884e13a5afd1ee78fb8667_202"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:3pt"><font id="i44237de4b42b4bac8862d4dbfbf2678c_10"></font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">1. Asset Management</font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_208"></div><div style="margin-bottom:1pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:73.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.234%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Quarterly results</font></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Asset Management (C$ millions)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Q1'25</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q4'24</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q1'24</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Underlying net income</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">351</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">360</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">282</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Add&#58; Market-related impacts</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(7)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(14)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:30pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">MFS shares owned by management</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">5</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(12)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:30pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Acquisition, integration and restructuring</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(2)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(16)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(14)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(27)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 31pt;text-align:left;vertical-align:bottom"><font style="background-color:#ffffff;color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Intangible asset amortization</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(7)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(6)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(6)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:30pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Other</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">46</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Reported net income - Common shareholders</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">326</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">326</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">284</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Assets under management (C$ billions)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1,123.7</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,121.3</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,078.6</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Gross flows (C$ billions)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">52.5</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">54.0</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">40.7</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Net flows (C$ billions)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(8.7)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(14.3)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(10.1)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">MFS</font><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%"> </font><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(C$ millions)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Underlying net income</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">266</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">301</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">254</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Add&#58; </font><font style="background-color:#ffffff;color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">MFS shares owned by management</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">5</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(12)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Reported net income - Common shareholders</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">271</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">301</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">242</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Assets under management (C$ billions)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">868.7</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">871.2</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">852.3</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Gross flows (C$ billions)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">45.7</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">37.2</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">35.1</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Net flows (C$ billions)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(11.6)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(28.5)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(11.7)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">MFS (US$ millions)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Underlying net income</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">186</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">216</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">189</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Add&#58; </font><font style="background-color:#ffffff;color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">MFS shares owned by management</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">4</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(9)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Reported net income - Common shareholders</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">190</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">216</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">180</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Pre-tax net operating margin for MFS</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">35.4%</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">40.5%</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">37.2%</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Average net assets (US$ billions)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">615.9</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">630.5</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">609.3</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Assets under management (US$ billions)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)(3)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">603.8</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">605.9</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">629.6</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Gross flows (US$ billions)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">31.9</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">26.6</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">26.1</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Net flows (US$ billions)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(8.1)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(20.4)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(8.6)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Asset appreciation (depreciation) (US$ billions)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">6.0</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(19.1)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">39.7</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">SLC Management (C$ millions)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:0 7pt 0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 7pt 0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Underlying net income</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">85</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">59</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">28</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Add&#58; Market-related impacts</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(7)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(14)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Acquisition, integration and restructuring</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(2)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(16)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(14)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(27)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:30pt"><font style="background-color:#ffffff;color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;Intangible asset amortization</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(7)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(6)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(6)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:30pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;Other</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">46</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Reported net income - Common shareholders</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">55</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">25</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">42</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Fee-related earnings</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">99</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">79</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">69</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Pre-tax fee-related earnings margin</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)(4)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">24.3%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">23.0%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">23.9%</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Pre-tax net operating margin</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)(4)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">25.5%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">21.1%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">21.8%</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Assets under management (C$ billions)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">255.0</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">250.1</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">226.3</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Gross flows - AUM (C$ billions)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">6.8</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">16.8</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">5.6</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Net flows - AUM (C$ billions)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">2.9</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">14.1</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1.5</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Fee earning assets under management (&#34;FE AUM&#34;) (C$ billions)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">201.0</font></td><td colspan="2" style="border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">192.7&#160;</font></td><td style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">178.5</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Gross flows - FE AUM (C$ billions)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">13.1</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">8.6</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">7.0</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Net flows - FE AUM (C$ billions)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">9.8</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">6.5</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2.9</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="background-color:#ffffff;color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Assets under administration (&#34;AUA&#34;) (C$ billions)</font><font style="background-color:#ffffff;color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">15.8</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">15.9</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">11.2</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Capital raising (C$ billions)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">4.4</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">10.2</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">3.5</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Deployment (C$ billions)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">10.6</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">6.3</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">5.6</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">Represents a non-IFRS financial measure. For more details, see section N - Non-IFRS Financial Measures in this document.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.93pt">Amounts relate to acquisition costs for our SLC Management affiliates, BentallGreenOak, InfraRed Capital Partners, Crescent Capital Group LP and Advisors Asset Management, Inc, which include the unwinding of the discount for Other financial liabilities of $14&#160;million in Q1'25 (Q4'24 - $13&#160;million&#59; Q1'24 - $22&#160;million).</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(3)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.89pt">Monthly information on AUM is provided by MFS in its Corporate Fact Sheet, which can be found at </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;text-decoration:underline">www.mfs.com&#47;CorpFact</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">. The Corporate Fact Sheet also provides MFS' U.S. GAAP assets and liabilities as at December&#160;31, 2024.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(4)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.76pt">Based on a trailing 12-month basis. For more details, see section N - Non-IFRS Financial Measures in this document.</font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">18     Sun Life Financial Inc.     First Quarter 2025&#160;&#160;&#160;&#160;           &#160;&#160;&#160;&#160;</font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%"> &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div></div></div><div id="i952356f7f0884e13a5afd1ee78fb8667_211"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">Profitability</font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Quarterly Comparison - Q1'25 vs. Q1'24 </font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Asset Management underlying net income of $351 million increased $69 million or 24%, driven by&#58;</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">MFS </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">up $12 million (down $3 million on a U.S. dollar basis)&#58; Driven by favourable foreign exchange translation. Higher fee income from higher average net assets (&#34;ANA&#34;) and lower expenses were offset by a decrease in net investment income and the effect of one less calendar day in the quarter. The MFS pre-tax net operating profit margin</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> was 35.4% for Q1'25, compared to 37.2% in the prior year.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">SLC Management </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">up $57 million&#58; Higher fee-related earnings and strong performance of net seed investment income primarily from BentallGreenOak (&#34;BGO&#34;), largely attributed to market gains reflecting appreciation due to completion of construction and strong leasing fundamentals. Fee-related earnings</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> increased 43% driven by higher catch-up fees, reflecting strong capital raising, partially offset by higher expenses. Fee-related earnings margin</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> was 24.3% for Q1'25, compared to 23.9% in the prior year.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Reported net income of $326 million increased $42 million or 15%, driven by the increase in underlying net income and fair value changes in MFS shares owned by management, partially offset by the prior year gain on the early termination of a distribution agreement.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Foreign exchange translation led to an increase of $16 million in underlying net income and an increase of $20 million in reported net income.</font></div><div><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_217"></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">Growth</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Asset Management AUM of $1,123.7 billion increased $2.4 billion from December&#160;31, 2024, driven by&#58; </font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Net asset value changes of $12.8 billion&#59; mostly offset by</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Net outflows of $8.7 billion&#59; and</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Client distributions of $1.8 billion.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">MFS' AUM decreased US$2.1 billion from December&#160;31, 2024, driven by&#58;</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Net outflows of US$8.1&#160;billion mostly offset by the increase in asset values from higher equity markets of US$6.0&#160;billion. </font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">In Q1'25, 92%, 27%, and 71% of MFS' U.S. retail mutual fund assets ranked in the top half of their Morningstar categories based on ten-, five- and three-year performance, respectively. </font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">SLC Management's AUM increased $4.9 billion or 2% from December&#160;31, 2024, driven by&#58;</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Asset value changes of $3.8 billion and net inflows of $2.9 billion, partially offset by Client distributions of $1.8 billion. </font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Net inflows were comprised of capital raising and Client contributions, totaling $6.8 billion, partially offset by outflows of </font></div><div style="text-indent:36pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">$3.9 billion.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">SLC Management's FE AUM increased $8.2 billion or 4% from December&#160;31, 2024, driven by&#58; </font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Net inflows of $9.8 billion and asset value changes of $2.0 billion, partially offset by Client distributions of $3.6 billion.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Net inflows were comprised of capital deployment and Client contributions, totaling $13.1 billion, partially offset by outflows of <br>$3.3 billion.</font></div><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:3pt"><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:5.927%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.687%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.541%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:47.951%"></td><td style="width:0.1%"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"></td><td colspan="12" style="padding:0 1pt"></td></tr></table></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">Represents a non-IFRS financial measure. For more details, see section N - Non-IFRS Financial Measures in this document.</font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;     </font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Sun Life Financial Inc.     First Quarter 2025     19</font></div></div></div><div id="i952356f7f0884e13a5afd1ee78fb8667_148"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">2. Canada</font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_154"></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:73.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.234%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Quarterly results</font></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ millions)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Q1'25</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q4'24</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q1'24</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Asset management &#38; wealth</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">112</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">101</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">109</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:middle"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Group - Health &#38; Protection</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">145</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">153</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">114</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:middle"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Individual - Protection</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">119</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">112</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">87</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Underlying net income</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">376</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">366</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">310</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Add&#58; Market-related impacts</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(7)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(106)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(9)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">ACMA</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(1)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(1)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(5)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Acquisition, integration and restructuring</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(11)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Intangible asset amortization</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(6)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(6)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(6)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Reported net income - Common shareholder</font><font style="background-color:#ffffff;color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">s</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">351</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">253</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">290</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Underlying ROE (%)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">25.3%</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">23.0%</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">19.2%</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:middle"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Reported ROE (%)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">23.6%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">15.9%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">17.9%</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Asset management gross flows &#38; wealth sales</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">6,527</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">4,938</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">4,079</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:middle"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Group - Health &#38; Protection sales</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">375</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">88</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">311</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:middle"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Individual - Protection sales</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">139</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">142</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">130</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">Represents a non-IFRS financial measure. For more details, see section N - Non-IFRS Financial Measures in this document. For more information about business types in Sun Life's business groups, see section A - How We Report Our Results in this document.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_157"></div><div style="margin-bottom:2pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">Profitability</font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Quarterly Comparison - Q1'25 vs. Q1'24 </font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Underlying net income of $376 million increased $66 million or 21%, reflecting&#58;</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Asset management &#38; wealth </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">up $3 million&#58; Higher fee income driven by higher AUM reflecting market movements and strong net inflows.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Group - Health &#38; Protection </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">up $31 million&#58; Business growth and favourable protection experience primarily driven by favourable morbidity reflecting shorter claims durations, and favourable mortality reflecting lower claims severity.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Individual - Protection </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">up $32 million&#58; Improved protection experience largely driven by favourable mortality reflecting lower claims severity.</font></div><div style="margin-bottom:3pt"><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Reported net income of $351 million increased $61 million or 21%, driven by the increase in underlying net income. The market-related impacts were in line with prior year as improved real estate experience and favourable interest rate impacts were offset by unfavourable equity market impacts. </font></div><div style="margin-bottom:3pt"><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_163"></div><div style="margin-bottom:2pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">Growth</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Quarterly Comparison - Q1'25 vs. Q1'24 </font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Canada's sales included&#58;</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Asset management gross flows &#38; wealth sales of $6.5 billion were up 60%, driven by higher defined contribution sales in GRS from higher large case sales, and higher mutual fund sales in Individual Wealth. </font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Group - Health &#38; Protection sales of $375 million were up 21%, driven by higher large case sales.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Individual - Protection sales of $139 million were up 7%, driven by higher SLFD and third-party sales. </font></div><div style="margin-bottom:3pt"><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_4660"></div><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:3pt"><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">20     Sun Life Financial Inc.     First Quarter 2025&#160;&#160;&#160;&#160;           &#160;&#160;&#160;&#160;</font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%"> &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div></div></div><div id="i952356f7f0884e13a5afd1ee78fb8667_175"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:2pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">3. U.S.</font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_181"></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:73.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.234%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Quarterly results</font></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(US$ millions)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Q1'25</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q4'24</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q1'24</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Group - Health &#38; Protection</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">129</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">82</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">124</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:middle"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Individual - Protection</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">22</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">33</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">17</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Underlying net income</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">151</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">115</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">141</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Add&#58; Market-related impact</font><font style="background-color:#ffffff;color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">s</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">10</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(39)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(32)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 30.25pt;text-align:left;text-indent:-0.01pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#160;ACMA</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:29.25pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#160;Acquisition, integration and restructuring</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(2)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(16)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(9)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(22)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 30.25pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#160;Intangible asset amortization</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(16)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(16)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(17)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #ebe8e1;padding:2px 1pt 2px 30.25pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#160;Other</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #ebe8e1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:1pt solid #ebe8e1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(52)</font></td><td colspan="3" style="border-top:1pt solid #ebe8e1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Reported net income - Common shareholder</font><font style="background-color:#ffffff;color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">s</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">129</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(1)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">71</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Underlying ROE (%)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">12.6%</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">9.5%</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">12.0%</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:top"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Reported ROE (%)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">10.7%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(0.1)%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">6.2%</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:top"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">After-tax profit margin for Group Benefits (%)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)(3)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">8.0%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">8.3%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">9.6%</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="background-color:#ffffff;color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Group - Health &#38; Protection s</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">ales</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">123</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">830</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">142</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">Represents a non-IFRS financial measure. For more details, see section N - Non-IFRS Financial Measures in this document</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8.5pt;font-weight:400;line-height:120%">. </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">For more information about business types in Sun Life's business groups, see section A - How We Report Our Results in this document. </font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.93pt">Includes acquisition, integration and restructuring costs associated with DentaQuest, acquired on June 1, 2022. </font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(3)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.89pt">Based on underlying net income, on a trailing four-quarter basis. For more details, see section N - Non-IFRS Financial Measures in this document.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_184"></div><div style="margin-bottom:2pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">Profitability</font></div><div style="margin-bottom:2pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Quarterly Comparison - Q1'25 vs. Q1'24 </font></div><div style="margin-bottom:2pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Underlying net income of US$151 million increased US$10 million or 7%, driven by&#58;</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Group - Health &#38; Protection </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">up US$5 million&#58;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Higher Dental results primarily reflecting improved claims experience driven by the impact of Medicaid repricing and the prior year impacts following the end of the Public Health Emergency, partially offset by moderately unfavourable morbidity experience in medical stop-loss reflecting less favourable loss ratios. </font></div><div style="padding-left:36pt;text-indent:-17.86pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.22pt">Individual - Protection </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">up</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">US$5 million&#58;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Higher net investment results primarily driven by improved credit experience.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Reported net income of US$129 million increased US$58 million or 82%, driven by market-related impacts and the increase in underlying net income. The market-related impacts were primarily from improved real estate experience and favourable interest rate impacts, partially offset by unfavourable equity market impacts.</font></div><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Foreign exchange translation led to an increase of $13 million in underlying net income and an increase of $11 million in reported net income.</font></div><div><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_190"></div><div style="margin-bottom:2pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">Growth</font></div><div style="margin-bottom:2pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Quarterly Comparison - Q1'25 vs. Q1'24 </font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">U.S. group sales of US$123 million were down 13%, reflecting lower Medicaid sales in Dental and lower employee benefits sales in Group Benefits.</font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;     </font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Sun Life Financial Inc.     First Quarter 2025     21</font></div></div></div><div id="i952356f7f0884e13a5afd1ee78fb8667_223"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">4. Asia</font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_229"></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:73.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.234%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Quarterly results</font></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ millions)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Q1'25</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q4'24</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q1'24</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Asset management &#38; wealth</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">24</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">25</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">17</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Individual - Protection</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)(2)(3)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">173</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">150</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">160</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Underlying net income</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">197</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">175</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">177</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Add&#58; Market-related impa</font><font style="background-color:#ffffff;color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">cts</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(18)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">16</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(15)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt;text-indent:18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;ACMA</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(3)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">13</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(3)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:29.25pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;Acquisition, integration and restructuring</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(4)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(5)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">78</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:29.25pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;Intangible asset amortization</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(3)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(188)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(2)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:29.25pt;text-indent:-0.01pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;Other</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(3)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Reported net income - Common shareholde</font><font style="background-color:#ffffff;color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">rs</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">166</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">11</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">235</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Underlying ROE (%)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">14.6%</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">12.6%</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">13.0%</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Reported ROE (%)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">12.3%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">0.8%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">17.3%</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Asset management gross flows &#38; wealth sales</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">3,173</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2,053</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2,101</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Individual - Protection sales</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">735</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">601</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">627</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Group - Health &#38; Protection sales</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)(2)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">29</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">21</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">26</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">New business CSM</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">273</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">201</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">230</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">Represents a non-IFRS financial measure. For more details, see section N - Non-IFRS Financial Measures in this document. For more information about business types in Sun Life's business groups, see section A - How We Report Our Results in this document.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.93pt">In underlying net income by business type, Group businesses in Asia have been included with Individual - Protection.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(3)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.89pt">Effective Q1'25, Regional office expenses &#38; other was moved to the Individual - Protection business type, reflecting a reporting refinement. Prior period amounts reflect current presentation.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_232"></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">Profitability</font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Quarterly Comparison - Q1'25 vs. Q1'24 </font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Underlying net income of $197 million increased $20 million or 11%, driven by&#58;</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Asset management &#38; wealth </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">up $7 million&#58; Higher fee income primarily driven by higher AUM.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Individual - Protection</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">up $13 million&#58;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Good sales momentum and in-force business growth, and higher contributions from joint ventures, partially offset by lower earnings on surplus and unfavourable mortality experience in International.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Reported net income of $166 million decreased $69 million or 29%, reflecting a prior year gain on partial sale of ABSLAMC partially offset by the increase in underlying net income. Market-related impacts were in line with prior year as improved real estate experience was offset by unfavourable interest rate and equity market impacts.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Foreign exchange translation led to an increase of $10 million in underlying net income and an increase of $8 million in reported net income.</font></div><div><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_4448"></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">Growth</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Quarterly Comparison - Q1'25 vs. Q1'24 </font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Asia's sales included&#58;</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Individual sales of $735&#160;million were up 11%</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">, driven by higher sales in&#58;</font></div><div style="padding-left:72pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#9702;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.27pt">India from bancassurance and direct-to-consumer channels&#59; </font></div><div style="padding-left:72pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#9702;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.27pt">Hong Kong from agency and bancassurance channels&#59; and </font></div><div style="padding-left:72pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#9702;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.27pt">China from the bancassurance channel.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Asset management gross flows &#38; wealth sales of $3.2&#160;billion were up 46%</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">, driven by higher fixed income fund sales in India.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">New business CSM of $273 million in Q1'25, was up from $230 million in the prior year, primarily driven by strong profit margins in Hong Kong.</font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:5.927%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.687%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.541%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:47.951%"></td><td style="width:0.1%"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"></td><td colspan="12" style="padding:0 1pt"></td></tr></table></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">Effective Q1'25, Regional office expenses &#38; other was moved to the Individual - Protection business type, reflecting a reporting refinement. Prior period amounts reflect current presentation.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.93pt">This change excludes the impacts of foreign exchange translation. For more information about these non-IFRS financial measures, see section <br>N - Non-IFRS Financial Measures in this document.</font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">22     Sun Life Financial Inc.     First Quarter 2025&#160;&#160;&#160;&#160;           &#160;&#160;&#160;&#160;</font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%"> &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div></div></div><div id="i952356f7f0884e13a5afd1ee78fb8667_247"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">5. Corporate</font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_253"></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:73.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.234%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Quarterly results</font></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ millions)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Q1'25</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q4'24</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q1'24</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Corporate expenses &#38; other</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(97)</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(97)</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(83)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Underlying net income (loss)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(97)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(97)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(83)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Add&#58; Market-related impac</font><font style="background-color:#ffffff;color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">ts</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(4)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(15)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(5)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 30.25pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#160;Other</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(234)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Reported net income (loss) - Common sharehold</font><font style="background-color:#ffffff;color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">ers</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(101)</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(346)</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(88)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">Represents a non-IFRS financial measure. For more details, see section N - Non-IFRS Financial Measures in this document. For more information about business types in Sun Life's business groups, see section A - How We Report Our Results in this document. </font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_4092"></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">Profitability</font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Quarterly Comparison - Q1'25 vs. Q1'24 </font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Underlying net loss was $97 million compared to underlying net loss of $83 million in the prior year, reflecting lower investment income from surplus assets.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Reported net loss was $101 million compared to reported net loss of $88 million in the prior year, reflecting the decline in underlying net income.</font></div><div><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;     </font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Sun Life Financial Inc.     First Quarter 2025     23</font></div></div></div><div id="i952356f7f0884e13a5afd1ee78fb8667_265"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.707%"><tr><td style="width:1.0%"></td><td style="width:47.140%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:50.660%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">H.  Investments</font></td><td colspan="3" style="border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div id="i952356f7f0884e13a5afd1ee78fb8667_271"></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:112%">Total general fund invested assets of $191.0 billion&#160;as at March&#160;31, 2025, were up $1.2&#160;billion from December&#160;31, 2024. The increase was primarily from general operating activities and net fair value growth from declining interest rates. Our general fund invested assets are well-diversified across investment types, geographies and sectors with the majority of our portfolio invested in high quality fixed income assets.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The following table sets out the composition of our general fund invested assets</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#58;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">  </font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:59.661%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.709%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.712%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:center;text-indent:14.17pt;vertical-align:middle"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">March 31, 2025</font></td><td colspan="6" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">December 31, 2024</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ millions)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Carrying value</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">% of Total carrying value </font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Carrying value</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">% of Total carrying value</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Cash, cash equivalents and short-term securities</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">11,506</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">6%</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">13,873</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">7%</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">84,630</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">44%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">81,955</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">43%</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Equity securities</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">9,656</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">5%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">9,974</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">5%</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Mortgages and loans</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">58,749</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">31%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">57,619</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">31%</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Derivative assets</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1,839</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,971</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1%</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Other invested assets</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">15,330</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">8%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">15,135</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">8%</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Investment properties</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">9,335</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">5%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">9,290</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">5%</font></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Total invested assets</font></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">191,045</font></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">100%</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">189,817</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">100%</font></td></tr></table></div><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">The values and ratios presented are based on the fair value of the respective asset categories. Generally, the carrying values for invested assets are equal to their fair values. For invested assets supporting insurance contracts, in the event of default, if the amounts recovered are insufficient to satisfy the related insurance contract liability cash flows that the assets are intended to support, credit exposure may be greater than the carrying value of the assets.</font></div><div><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_277"></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">1. Debt Securities</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The debt securities portfolio is actively managed through a regular program of purchases and sales aimed at optimizing yield, quality, and liquidity, while ensuring that it remains well-diversified and duration-matched to insurance contract liabilities. As at March&#160;31, 2025, with the exception of certain countries where we have business operations, including Canada, the United States, the United Kingdom and the Philippines, our exposure to debt securities from any single country did not exceed 1% of total invested assets.</font></div><div><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_283"></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">Debt Securities by Geography</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The carrying value of our debt securities by geographic location is presented in the following table. </font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:20.537%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.698%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="12" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">March 31, 2025</font></td><td colspan="12" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">December 31, 2024</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ millions)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">FVTPL debt<br>securities</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">FVOCI debt securities</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Total</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">% of Total</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">FVTPL debt<br>securities</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">FVOCI debt securities</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Total</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">% of Total</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities by geography&#58;</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Canada</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">35,358</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">3,837</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">39,195</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">46%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">34,472</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">3,614</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">38,086</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">46%</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">United States</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">21,609</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">6,753</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">28,362</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">34%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">20,986</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">6,486</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">27,472</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">34%</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Europe</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">4,178</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1,609</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">5,787</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">7%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">4,145</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,664</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">5,809</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">7%</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Asia</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">6,890</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1,073</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">7,963</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">9%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">6,891</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">950</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">7,841</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">10%</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Other</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1,962</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1,361</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">3,323</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">4%</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,612</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,135</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2,747</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">3%</font></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Total debt securities</font></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">69,997</font></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">14,633</font></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">84,630</font></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">100%</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">68,106</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">13,849</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">81,955</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">100%</font></td></tr></table></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Our gross unrealized losses as at March&#160;31, 2025 for FVTPL and FVOCI debt securities were $6,057 million and $403 million, respectively (December&#160;31, 2024 - $6,775 million and $508 million, respectively). The decrease in gross unrealized losses was largely due to the impact from declining interest rates.</font></div><div><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_286"></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">Debt Securities by Credit Rating</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities with a credit rating of &#34;A&#34; or higher represented 76% of the total debt securities as at March&#160;31, 2025 (December&#160;31, 2024 - 75%). Debt securities with a credit rating of &#34;BBB&#34; or higher represented 99% of total debt securities as at March&#160;31, 2025 (December&#160;31, 2024 - 99%).</font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">24     Sun Life Financial Inc.     First Quarter 2025&#160;&#160;&#160;&#160;           &#160;&#160;&#160;&#160;</font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%"> &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div></div></div><div id="i952356f7f0884e13a5afd1ee78fb8667_295"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">2. Mortgages and Loans</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Our mortgage portfolio consisted almost entirely of first mortgages and our loan portfolio consisted of private placement loans. </font></div><div style="margin-bottom:3pt;margin-top:6pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">Mortgages and Loans by Geography</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The carrying value of mortgages and loans by geographic location is presented in the following table.</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1) </font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:40.128%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.697%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">March 31, 2025</font></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">December 31, 2024</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ millions)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Mortgages</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Loans</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Total</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Mortgages</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Loans</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Total</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Canada</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">9,615</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">12,732</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">22,347</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">9,402</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">12,560</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">21,962</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">United States</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">4,774</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">19,695</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">24,469</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">4,828</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">18,856</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">23,684</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Europe</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">217</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">8,444</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">8,661</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">208</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">8,488</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">8,696</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Asia</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#8212;</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">688</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">688</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">680</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">680</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Other</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#8212;</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">2,584</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">2,584</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2,597</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2,597</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Total mortgages and loans</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">14,606</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">44,143</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">58,749</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">14,438</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">43,181</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">57,619</font></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">% of Total invested assets</font></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">8%</font></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">23%</font></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">31%</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">8%</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">23%</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">31%</font></td></tr></table></div><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">The geographic location for mortgages is based on the location of the property and for loans it is based on the country of the creditor's parent. </font></div><div><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_298"></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">Mortgage Portfolio</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">As at March&#160;31, 2025, we held $14.6 billion of mortgages (December&#160;31, 2024 - $14.4 billion). Our mortgage portfolio consists entirely of commercial mortgages, as presented in the following table. </font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:40.128%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.697%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">March 31, 2025</font></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">December 31, 2024</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ millions)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Insured</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Uninsured</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Total</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Insured</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Uninsured</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Total</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Mortgages&#58;</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Retail</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#8212;</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">2,584</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">2,584</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2,567</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2,567</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Office</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#8212;</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">2,618</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">2,618</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2,633</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2,633</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Multi-family residential</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">3,232</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1,273</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">4,505</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">3,205</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,294</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">4,499</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Industrial </font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#8212;</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">3,765</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">3,765</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">3,683</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">3,683</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Other</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">427</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">707</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1,134</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">425</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">631</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,056</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Total mortgages</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">3,659</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">10,947</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">14,606</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">3,630</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">10,808</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">14,438</font></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">% of Total mortgages</font></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">25%</font></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">75%</font></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">100%</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">25%</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">75%</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">100%</font></td></tr></table></div><div><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_301"></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Our mortgage portfolio consists entirely of commercial mortgages, including retail, office, multi-family, and industrial properties. As at March&#160;31, 2025, 31% of our commercial mortgage portfolio consisted of multi-family residential mortgages&#59; there are no single-family residential mortgages. Our uninsured commercial portfolio had a weighted average loan-to-value ratio of approximately 54% as at March&#160;31, 2025 (December&#160;31, 2024 - 54%). While we generally limit the maximum loan-to-value ratio to 75% at issuance, we may invest in mortgages with a higher loan-to-value ratio in Canada if the mortgage is insured by the Canada Mortgage and Housing Corporation (&#34;CMHC&#34;). The estimated weighted average debt service coverage for our uninsured commercial portfolio is 1.77 times. Of the $3.5 billion of multi-family residential mortgages in the Canadian commercial mortgage portfolio, 92% were insured by the CMHC.</font></div><div><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_307"></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">As at March&#160;31, 2025, we held&#160;$44.1 billion of loans (December&#160;31, 2024 - $43.2 billion). Private placement loans provide diversification by type of loan, industry segment and borrower credit quality. The private placement loan portfolio consists of senior secured and unsecured loans to large- and mid-market corporate borrowers, securitized lease&#47;loan obligations secured by a variety of assets, and project finance loans in sectors such as power and infrastructure. </font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">As at March&#160;31, 2025, our impaired mortgages and loans, net of allowances for losses, were $31 million (December&#160;31, 2024 - $30 million).</font></div><div><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_316"></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">3. Derivatives</font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_319"></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The values associated with our derivative instruments are presented in the following table. Notional amounts serve as the basis for payments calculated under derivatives contracts and are generally not exchanged. </font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:65.859%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.420%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.421%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ millions)</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">March 31, 2025</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">December 31, 2024</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Net fair value asset (liability)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(47)</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(106)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Total notional amount</font></td><td colspan="2" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">80,897</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#160;</font></td><td style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">74,954&#160;</font></td><td style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Credit equivalent amount</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="2" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1,257</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#160;</font></td><td style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,347&#160;</font></td><td style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Risk-weighted credit equivalent amount</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="2" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">29</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#160;</font></td><td style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">30&#160;</font></td><td style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">Amounts presented are net of collateral received.</font></div><div style="padding-right:9pt"><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:112%">The net fair value of derivatives was a liability of $47 million as at March&#160;31, 2025 (December&#160;31, 2024 - liability of $106 million). The increase in net fair value was driven by an increase in interest rate and foreign exchange contracts due to relative downward shifts in yield curves, partially offset by a decrease due to the depreciation of the Canadian dollar against foreign currencies.</font></div><div style="padding-right:9pt"><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;     </font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Sun Life Financial Inc.     First Quarter 2025     25</font></div></div></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div></div><div style="padding-right:9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The total notional amount of our derivatives increased to $80.9 billion&#160;as at March&#160;31, 2025 (December&#160;31, 2024 - $75.0 billion). The change in notional amount is mainly attributable to an increase in interest rate contracts used for duration matching and foreign exchange contracts used for hedging foreign currency assets. </font></div><div style="padding-right:9pt"><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_325"></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">4. Investment Properties</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">As at March&#160;31, 2025, we held $9.3&#160;billion of investment properties (December&#160;31, 2024 - $9.3&#160;billion). The increase in our investment property portfolio is predominantly driven by net purchases in Canada and increases in market value.<br></font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:10pt;font-weight:700;line-height:120%">Investment Properties by Type and Geography</font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.830%"><tr><td style="width:1.0%"></td><td style="width:26.858%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.811%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.811%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.811%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.994%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.811%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.811%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.293%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">March 31, 2025</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ millions)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Office</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Industrial</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Retail</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Multi-family<br>residential</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Other</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Total</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">% of Total by Geography</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Canada</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1,479</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">3,492</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">943</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1,485</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">468</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">7,867</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">84%</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">United States</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">334</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">976</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">118</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">38</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">2</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1,468</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">16%</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Total</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1,813</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">4,468</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1,061</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1,523</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">470</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">9,335</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">100%</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">% of Total by Type</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">20%</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">48%</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">11%</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">16%</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">5%</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">100%</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:0 1pt"></td></tr><tr style="height:3pt"><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">December 31, 2024</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ millions)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Office</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Industrial</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Retail</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Multi-family<br>residential</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Other</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Total</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">% of Total by Geography</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Canada</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,476</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">3,496</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">933</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,469</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">448</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">7,822</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">84%</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">United States</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">347</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">965</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">118</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">36</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,468</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">16%</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Total</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,823</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">4,461</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,051</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,505</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">450</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">9,290</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">100%</font></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">% of Total by Type</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">20%</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">48%</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">11%</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">16%</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">5%</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">100%</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:0 1pt"></td></tr></table></div><div><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_328"></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">5. Loss Allowance and Provision for Credit Losses</font></div><div style="padding-right:9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The balance of the total loss allowance was $95 million as at March&#160;31, 2025 (December&#160;31, 2024</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">- $88 million) and the provision for credit losses increased by $7 million for the three months ended March&#160;31, 2025 (decreased by $5 million for the three months ended March&#160;31, 2024).</font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="padding-right:9pt"><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">26     Sun Life Financial Inc.     First Quarter 2025&#160;&#160;&#160;&#160;           &#160;&#160;&#160;&#160;</font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%"> &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div></div></div><div id="i952356f7f0884e13a5afd1ee78fb8667_358"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.707%"><tr><td style="width:1.0%"></td><td style="width:47.140%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:50.660%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">I.  Risk Management</font></td><td colspan="3" style="border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div id="i952356f7f0884e13a5afd1ee78fb8667_361"></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">We have established a Risk Management Framework to assist in identifying, measuring, managing, monitoring and reporting risks. The Risk Management Framework covers all risks and these have been grouped into six major categories&#58; market, insurance, credit, business and strategic, operational and liquidity risks. Through our enterprise risk management processes, we oversee the various risk factors identified in the Risk Management Framework and provide reports to senior management and to the Board Committees at least quarterly. Our enterprise risk management processes and risk factors are described in our 2024 Annual MD&#38;A.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">This section includes our disclosure on market risks and should be read in conjunction with our unaudited Interim Consolidated Financial Statements for the quarter ended March&#160;31, 2025. When referring to segregated funds in this section, it is inclusive of segregated fund guarantees, variable annuities and investment products. </font></div><div><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_549755820903"></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">Equity Risk</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Equity risk is the potential for financial loss arising from declines or volatility in public or private equity market prices. We are exposed to equity risk from a number of sources.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">We generate revenue in our asset management businesses and from certain protection and wealth contracts where fees are levied on account balances that are affected directly by equity market levels. Accordingly, we have further exposure to equity risk as adverse fluctuations in the market value of such assets will result in corresponding adverse impacts on revenue, income, the contractual service margin, and capital. In addition, declining and volatile equity markets may have a negative impact on sales and redemptions (surrenders) in these businesses, and this may result in further adverse impacts on net income, the contractual service margin, and capital.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">A portion of our exposure to equity risk arises in connection with benefit guarantees on segregated fund products, some participating insurance contracts, some adjustable insurance contracts, and some universal life contracts. These benefit guarantees may be triggered upon death, maturity, withdrawal or annuitization. The cost of providing these guarantees is uncertain and depends upon a number of factors, including general capital market conditions, our hedging strategies, policyholder behaviour and mortality experience, each of which may result in negative impacts on net income, the contractual service margin, and capital. </font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">We also have direct exposure to equity markets from the investments supporting other general account liabilities, surplus, and employee benefit plans. These exposures fall within our risk-taking philosophy and appetite, and are therefore generally not hedged. </font></div><div><font><br></font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">Interest Rate and Spread Risk</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Interest rate and spread risk includes the potential for financial loss arising from changes in the value of insurance and investment contract liabilities and financial assets due to changes or volatility in interest rates or spreads. In practice, when asset cash flows and the policy obligations they support are not matched, this may result in the need to either sell assets to meet policy payments and expenses or reinvest excess asset cash flows in unfavourable interest rate or credit spread environments. This risk is managed in our asset-liability management program. Details of the asset-liability management program are discussed under the heading &#34;Market Risk Management Strategies&#34; in section K - Risk Management in the 2024 Annual MD&#38;A.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Our primary exposure to interest rate and spread risk arises from insurance and investment contracts that contain guarantees in the form of minimum crediting rates, maximum premium rates, settlement options, guaranteed annuitization options and minimum benefits. If investment returns fall below guaranteed levels, we may be required to increase liabilities or capital in respect of these contracts. The guarantees attached to these products may be applicable to both past premiums collected and future premiums not yet received. Segregated fund contracts provide benefit guarantees that are linked to underlying fund performance and may be triggered upon death, maturity, withdrawal or annuitization. Exposure to guarantees is managed within our risk appetite limits through our asset-liability management program, which may include the use of hedging strategies utilizing interest rate derivatives such as interest rate floors, swaps, futures and swaptions. The impact of these guarantees on net income, contractual service margin, and capital are included in the disclosed market risk sensitivities. </font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Significant changes or volatility in interest rates or spreads could have a negative impact on sales of certain protection and wealth products, and adversely impact the expected pattern of redemptions (surrenders) on existing policies. </font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Increases in interest rates or widening credit spreads may increase the risk that policyholders will surrender their contracts, potentially forcing us to liquidate assets at a loss. While we have established hedging programs in place and our protection and wealth products often contain surrender mitigation features, these may not be sufficient to fully offset the adverse impact of changes in interest rates or spreads. </font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Declines in interest rates or narrowing spreads can result in compression of the net spread between interest earned on investments and interest credited to policyholders, increased asset calls, mortgage and structured security prepayments, and net reinvestment of positive cash flows at lower yields, and therefore can adversely impact our profitability and financial position. </font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Negative interest rates may additionally result in losses on our cash and short-term deposits and low or negative returns on our fixed income assets impacting our profitability.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">A sustained low interest rate environment may additionally adversely impact our net income, CSM, capital, and our ability to implement our business strategy and plans. This may be realized through lower sales, less profitable new business, changes in the pattern of redemptions on existing policies, among other impacts.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">We also have direct exposure to interest rates and spreads from investments supporting other general account liabilities, surplus and employee benefit plans. Higher interest rates or wider spreads will reduce the value of our existing assets. Conversely, lower interest rates or a narrowing of spreads will result in reduced investment income on new fixed income asset purchases. These exposures fall within our risk-taking philosophy and appetite and are therefore generally not hedged.</font></div><div><font><br></font></div><div><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;     </font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Sun Life Financial Inc.     First Quarter 2025     27</font></div></div></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">Real Estate Risk</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Real estate risk is the potential for financial loss arising from fluctuations in the value of, or future cash flows from, our investments in real estate. We are exposed to real estate risk and may experience financial losses resulting from the direct ownership of real estate investments or indirectly through fixed income investments secured by real estate property, leasehold interests, ground rents, and purchase and leaseback transactions.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Real estate price risk may arise from external market conditions, inadequate property analysis, inadequate insurance coverage, inappropriate real estate appraisals, or from environmental risk exposures.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">We hold real estate investments that support general account liabilities and surplus, and fluctuations in value will affect our net income, CSM, and capital. A material and sustained increase in interest rates may lead to deterioration in real estate values.</font></div><div style="margin-bottom:3pt"><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_1099511634806"></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">Foreign Currency Risk</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Foreign currency risk is the result of mismatches in the currency of our assets and liabilities (inclusive of capital), and cash flows. This risk may arise from a variety of sources such as foreign currency transactions and services, foreign currency hedging, investments denominated in foreign currencies, investments in foreign subsidiaries and net income from foreign operations. Changes or volatility in foreign exchange rates, including a change to currencies that are fixed in value to another currency, could adversely affect our net income, contractual service margin and capital. </font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">As an international provider of financial services, we operate in a number of countries, with revenues and expenses denominated in several local currencies. In each country in which we operate, we generally maintain the currency profile of assets to match the currency of liabilities and required capital. This approach provides an operational hedge against disruptions in local operations caused by currency fluctuations. Foreign currency derivative contracts such as currency swaps and forwards are used as a risk management tool to manage the currency exposure in accordance with our Asset Liability Management Policy. As at March&#160;31, 2025 and December&#160;31, 2024, the Company did not have a material foreign currency risk exposure. </font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Changes in exchange rates can affect our net income and surplus when financial results in functional currencies are translated into Canadian dollars. Net income earned outside of Canada is generally not currency hedged and a weakening in the local currency of our foreign operations relative to the Canadian dollar can have a negative impact on our net income reported in Canadian currency. A strengthening in the local currency of our foreign operations relative to the Canadian dollar would have the opposite effect. Regulatory capital ratios could also be impacted by changes in exchange rates. </font></div><div><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_1099511634823"></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">Inflation Risk</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Inflation risk is the potential for financial loss arising from changes in inflation rates. This risk results from insurance contract liabilities that are linked to market measures of inflation such as the Consumer Price Index. The primary sources for this risk exposure are from certain group and retail annuity contracts and group long term disability contracts. In these contracts, the annuity and disability benefit payments may be linked to an indexing formula containing an inflation price index. Benefit payments linked to inflation indices may also include various caps, floors and averaging mechanisms that vary across product designs. </font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Exposure to inflation risk is managed within our asset-liability management program, primarily by investing in inflation linked assets to match liability exposures.</font></div><div><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_6493"></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">i. Market Risk Sensitivities</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">We utilize a variety of methods and measures to quantify our market risk exposures. These include duration management, key rate duration techniques, convexity measures, cash flow gap analysis, scenario testing, and sensitivity testing of earnings and regulatory capital ratios versus risk appetite limits.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The measurement of liabilities and assets are affected by the level of equity market performance, interest rates, credit and swap spreads and other market risk variables. The following sections set out the estimated immediate impact on, or sensitivity of, our net income</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">, contractual service margin, OCI and SLF Inc.'s LICAT ratio to certain instantaneous changes in market variables as at March&#160;31, 2025 and December&#160;31, 2024.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The estimated sensitivities in the tables below reflect the impact of market movements on insurance contracts and investment contracts, assets backing insurance contracts, assets backing investment contracts, assets backing the surplus segment, and seed investments in our asset management subsidiaries.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Net income sensitivities to equity and real estate market movements are driven primarily by changes in the value of investments backing general account liabilities and surplus. Net income sensitivities to interest rates and spreads are driven by the net impact on liabilities and the assets backing them. Lower interest rates or a narrowing of spreads will result in increased liabilities for insurance contracts, offset by increased values of the assets backing general account liabilities. Higher interest rates or a widening of spreads will result in decreased liabilities for insurance contracts, offset by decreased values of the assets backing general account liabilities. Further detail on the impact of changes or volatility in market prices on assets and liabilities is provided under the headings &#34;Equity Risk&#34;, &#34;Interest Rate and Spread Risk&#34;, and &#34;Real Estate Risk&#34; above. </font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">OCI sensitivities are impacted by changes in the market value of assets classified as FVOCI. The market value of FVOCI fixed income assets, which are held primarily backing surplus, investment contracts and CSM liabilities, increases with lower interest rates or a narrowing of spreads, and decreases with higher interest rates or widening of spreads.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:5.927%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.687%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.541%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:47.951%"></td><td style="width:0.1%"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"></td><td colspan="12" style="padding:0 1pt"></td></tr></table></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">Net income in section I - Risk Management in this document refers to common shareholders' net income.</font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">28     Sun Life Financial Inc.     First Quarter 2025&#160;&#160;&#160;&#160;           &#160;&#160;&#160;&#160;</font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%"> &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div></div></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">As these market risk sensitivities reflect an instantaneous impact on net income, CSM, OCI and SLF Inc.'s LICAT ratio, they do not include impacts over time such as the effect on fee income in our asset management businesses.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Refer to Additional Cautionary Language and Key Assumptions Related to Sensitivities in this section for important additional information regarding these estimates.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_1099511634832"></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">1. Private and Public Equity Market Sensitivities</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The following table sets out the estimated immediate impact on, or sensitivity of, our net income, CSM, OCI and SLF Inc.'s LICAT ratio to certain instantaneous changes in public or private equity market prices as at March&#160;31, 2025 and December&#160;31, 2024. The sensitivities shown outline the impact of the same percentage increase or decrease applied to each of private equity and public equity. About 60% of our expected net income sensitivity to changes in equity markets is driven by investments in private equity.</font></div><div><font><br></font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:30.964%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.289%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.394%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.289%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.394%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.289%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.394%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.289%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.398%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ millions, unless otherwise noted)                                                                                                                                                        </font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="border-bottom:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">As at March 31, 2025</font></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Change in Private and Public Equity Markets</font><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)(2)(3)</font></div></td><td colspan="6" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">25% decrease</font></td><td colspan="6" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">10% decrease</font></td><td colspan="6" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">10% increase</font></td><td colspan="6" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">25% increase</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.25pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Potential impact on net income </font></div><div style="padding-left:11.25pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(after-tax)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(550)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(225)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="2" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">225</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#160;</font></td><td style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="2" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">575</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#160;</font></td><td style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Potential impact on CSM (pre-tax)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(725)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(275)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="2" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">250</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#160;</font></td><td style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="2" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">625</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#160;</font></td><td style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.25pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Potential impact on OCI</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(4)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="2" style="background-color:#f6f4f1;border-bottom:0.5pt solid #e0dcd1;border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#160;</font></td><td style="background-color:#f6f4f1;border-bottom:0.5pt solid #e0dcd1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="2" style="background-color:#f6f4f1;border-bottom:0.5pt solid #e0dcd1;border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#160;</font></td><td style="background-color:#f6f4f1;border-bottom:0.5pt solid #e0dcd1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:0 1pt 0 12.25pt"></td><td colspan="2" style="background-color:#f6f4f1;border-bottom:0.5pt solid #e0dcd1;border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#160;</font></td><td style="background-color:#f6f4f1;border-bottom:0.5pt solid #e0dcd1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="2" style="background-color:#f6f4f1;border-bottom:0.5pt solid #e0dcd1;border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#160;</font></td><td style="background-color:#f6f4f1;border-bottom:0.5pt solid #e0dcd1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.25pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Potential impact on LICAT ratio</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(5)</font></div></td><td colspan="6" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1.5% point decrease</font></td><td colspan="6" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">0.5% point decrease</font></td><td colspan="6" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">0.5% point increase</font></td><td colspan="6" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1.0% point increase</font></td></tr><tr style="height:5pt"><td colspan="6" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ millions, unless otherwise noted)                                                                                                                                                          </font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="border-bottom:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">As at December 31, 2024</font></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Change in Private and Public Equity Markets</font><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)(2)(3)</font></div></td><td colspan="6" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">25% decrease</font></td><td colspan="6" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">10% decrease</font></td><td colspan="6" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">10% increase</font></td><td colspan="6" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">25% increase</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.25pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Potential impact on net income </font></div><div style="padding-left:11.25pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(after-tax)</font></div></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(550)</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(225)</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">225</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">575</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Potential impact on CSM (pre-tax)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(775)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(300)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">275</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">650</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.25pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Potential impact on OCI</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(4)</font></div></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="2" style="border-bottom:0.5pt solid #e0dcd1;border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;</font></td><td style="border-bottom:0.5pt solid #e0dcd1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="2" style="border-bottom:0.5pt solid #e0dcd1;border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;</font></td><td style="border-bottom:0.5pt solid #e0dcd1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="2" style="border-bottom:0.5pt solid #e0dcd1;border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;</font></td><td style="border-bottom:0.5pt solid #e0dcd1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="2" style="border-bottom:0.5pt solid #e0dcd1;border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;</font></td><td style="border-bottom:0.5pt solid #e0dcd1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.25pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Potential impact on LICAT ratio</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(5)</font></div></td><td colspan="6" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2.0% point decrease</font></td><td colspan="6" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">0.5% point decrease</font></td><td colspan="6" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">0.5% point increase</font></td><td colspan="6" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1.0% point increase</font></td></tr><tr><td colspan="27" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">Represents the respective change across all equity exposures as at March&#160;31, 2025 and December&#160;31, 2024. Due to the impact of active management, basis risk, and other factors, realized sensitivities may differ significantly from expectations. Sensitivities include the impact of re-balancing equity hedges for hedging programs at 2% intervals (for 10% changes in equity markets) and at 5% intervals (for 25% changes in equity markets).</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.93pt">The market risk sensitivities include the estimated impact of our hedging programs in effect as at March&#160;31, 2025 and December&#160;31, 2024, and include new business added and product changes implemented prior to such dates.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(3)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.89pt">Net income, CSM and OCI sensitivities have been rounded in increments of $25 million. The sensitivities exclude the market impacts on the income from our joint ventures in China and India.</font></div></td></tr><tr><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(4)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">  The market risk OCI sensitivities exclude the impact of changes in the defined benefit obligations and plan assets.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(5)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.86pt">The LICAT sensitivities illustrate the impact on SLF Inc. as at March&#160;31, 2025 and December&#160;31, 2024. LICAT ratios are rounded in increments of 0.5%.</font></div></td></tr></table></div><div><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;     </font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Sun Life Financial Inc.     First Quarter 2025     29</font></div></div></div><div id="i952356f7f0884e13a5afd1ee78fb8667_1099511634842"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">2. Interest Rate Sensitivities</font></div><div style="margin-top:3pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:31.261%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.278%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.331%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.278%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.331%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.278%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.331%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.278%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.334%"></td><td style="width:0.1%"></td></tr><tr><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The following table sets out the estimated immediate impact on, or sensitivity of, our net income, CSM, OCI and SLF Inc.'s LICAT ratio to certain instantaneous changes in interest rates as at March&#160;31, 2025 and December&#160;31, 2024. </font></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ millions, unless otherwise noted)</font></td><td colspan="12" style="border-bottom:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">As at March 31, 2025</font></td><td colspan="12" style="border-bottom:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">As at December 31, 2024</font></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Change in Interest Rates</font><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)(2)(3)</font></div></td><td colspan="6" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">50 basis point decrease</font></td><td colspan="6" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">50 basis point increase</font></td><td colspan="6" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">50 basis point decrease</font></td><td colspan="6" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">50 basis point increase</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.25pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Potential impact on net income </font></div><div style="padding-left:11.25pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(after-tax)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(25)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(50)</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">25</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Potential impact on CSM (pre-tax)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">175</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(175)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">150</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(150)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:11.25pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Potential impact on OCI</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(4)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #e0dcd1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">225</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #e0dcd1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(225)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-bottom:0.5pt solid #e0dcd1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">200</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-bottom:0.5pt solid #e0dcd1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(200)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.25pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Potential impact on LICAT ratio</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(5)</font></div></td><td colspan="6" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">2.5% point increase</font></td><td colspan="6" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">2.5% point decrease</font></td><td colspan="6" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2.5% point increase</font></td><td colspan="6" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2.0% point decrease</font></td></tr><tr><td colspan="27" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:115%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:115%;padding-left:3.78pt">Interest rate sensitivities assume a parallel shift in assumed interest rates across the entire yield curve as at March&#160;31, 2025 and December&#160;31, 2024 with no change to the ultimate risk-free rate. Variations in realized yields based on factors such as different terms to maturity and geographies may result in realized sensitivities being significantly different from those illustrated above. Sensitivities include the impact of re-balancing interest rate hedges for hedging programs at 10 basis point intervals (for 50 basis point changes in interest rates).</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:115%;position:relative;top:-2.62pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:115%;padding-left:2.93pt">The market risk sensitivities include the estimated impact of our hedging programs in effect as at March&#160;31, 2025 and December&#160;31, 2024, and include new business added and product changes implemented prior to such dates.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:115%;position:relative;top:-2.62pt;vertical-align:baseline">(3)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:115%;padding-left:2.89pt">Net income, CSM and OCI sensitivities have been rounded in increments of $25 million. The sensitivities exclude the market impacts on the income from our joint ventures in China and India. </font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:115%;position:relative;top:-2.62pt;vertical-align:baseline">(4)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:115%;padding-left:2.76pt">The market risk OCI sensitivities exclude the impact of changes in the defined benefit obligations and plan assets.</font></div></td></tr><tr><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:2pt;padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:115%;position:relative;top:-2.62pt;vertical-align:baseline">(5)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:115%;padding-left:2.86pt">The LICAT sensitivities illustrate the impact on SLF Inc. as at March&#160;31, 2025 and December&#160;31, 2024. The sensitivities reflect the worst scenario as at March&#160;31, 2025 and assume that a scenario switch does not occur in the quarter. LICAT ratios are rounded in increments of 0.5%.</font></div></td></tr><tr style="height:9pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The above sensitivities were determined using a 50 basis point change in interest rates and 10% and 25% changes in our equity markets because we believe that these market shocks were reasonably possible as at March&#160;31, 2025. Significant changes in market variables may result in other than proportionate impacts on our sensitivities.</font></div></td></tr></table></div><div><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_1099511634853"></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">3. Credit Spread and Swap Sensitivities</font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The following tables set out the estimated immediate impact on, or sensitivity of, our net income, CSM, OCI and SLF Inc.'s LICAT ratio to certain instantaneous changes in credit spreads and our net income, CSM, and OCI to certain changes in swap spreads as at March&#160;31, 2025 and December&#160;31, 2024.</font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.705%"><tr><td style="width:1.0%"></td><td style="width:30.864%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.292%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.416%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.292%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.416%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.292%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.416%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.292%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.420%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ millions, unless otherwise noted)</font></td><td colspan="12" style="border-bottom:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">As at March 31, 2025</font></div></td><td colspan="12" style="border-bottom:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">As at December 31, 2024</font></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Change in Credit Spreads</font><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)(2)</font></div></td><td colspan="6" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">50 basis point decrease</font></td><td colspan="6" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">50 basis point increase</font></td><td colspan="6" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">50 basis point decrease</font></td><td colspan="6" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">50 basis point increase</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.25pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Potential impact on net income </font></div><div style="padding-left:11.25pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(after-tax)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">75</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(75)</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">75</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(50)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Potential impact on CSM (pre-tax)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">125</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(175)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">125</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(125)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:11.25pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Potential impact on OCI</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(3)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #e0dcd1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">200</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #e0dcd1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(200)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-bottom:0.5pt solid #e0dcd1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">200</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-bottom:0.5pt solid #e0dcd1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(200)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:11.25pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Potential impact on LICAT ratio</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(4)</font></div></td><td colspan="6" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">2.0% point increase</font></td><td colspan="6" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">2.5% point decrease</font></td><td colspan="6" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2.0% point increase</font></td><td colspan="6" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2.0% point decrease</font></td></tr><tr><td colspan="27" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">The credit spread sensitivities assume a parallel shift in the indicated spreads across the entire term structure with no change to the ultimate liquidity premium. The sensitivities reflect a floor of zero on credit spreads where the spreads are not currently negative. Variations in realized spread changes based on different terms to maturity, geographies, asset classes and derivative types, underlying interest rate movements, and ratings may result in realized sensitivities being significantly different from those provided above.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.93pt">Net income, CSM, and OCI sensitivities have been rounded in increments of $25 million. The sensitivities exclude the market impacts on the income from our joint ventures in China and India.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(3)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.89pt">The market risk OCI sensitivities exclude the impact of changes in the defined benefit obligations and plan assets.</font></div></td></tr><tr><td colspan="27" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:2pt;padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(4)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.76pt">The LICAT sensitivities illustrate the impact on SLF Inc. as at March&#160;31, 2025 and December&#160;31, 2024. The sensitivities reflect the worst scenario as of March&#160;31, 2025 and assume that a scenario switch does not occur in the quarter. LICAT ratios are rounded in increments of 0.5%.</font></div></td></tr></table></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">30     Sun Life Financial Inc.     First Quarter 2025&#160;&#160;&#160;&#160;           &#160;&#160;&#160;&#160;</font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%"> &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div></div></div><div id="i952356f7f0884e13a5afd1ee78fb8667_1099511634863"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div></div><div style="margin-bottom:3pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.707%"><tr><td style="width:1.0%"></td><td style="width:30.278%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.697%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.697%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.404%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.404%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.404%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.404%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.404%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.408%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ millions, unless otherwise noted)</font></td><td colspan="12" style="border-bottom:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">As at March 31, 2025</font></div></td><td colspan="12" style="border-bottom:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">As at December 31, 2024</font></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Change in Swap Spreads</font><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)(2)</font></div></td><td colspan="6" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">20 basis point decrease</font></td><td colspan="6" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">20 basis point increase</font></td><td colspan="6" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">20 basis point decrease</font></td><td colspan="6" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">20 basis point increase</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:11.25pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Potential impact on net income </font></div><div style="padding-left:11.25pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(after-tax)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(25)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="2" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">25</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#160;</font></td><td style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(25)</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">25&#160;</font></td><td style="border-top:1pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="27" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-indent:18pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:115%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:115%;padding-left:3.78pt">The swap spread sensitivities assume a parallel shift in the indicated spreads across the entire term structure. Variations in realized spread changes based on different terms to maturity, geographies, asset classes and derivative types, underlying interest rate movements, and ratings may result in realized sensitivities being significantly different from those provided above.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:115%;position:relative;top:-2.62pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:115%;padding-left:2.93pt">Net income, CSM, and OCI sensitivities have been rounded in increments of $25 million. The sensitivities exclude the market impacts on the income from our joint ventures in China and India.</font></div></td></tr></table></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_1099511634873"></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">4. Real Estate Sensitivities</font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The following table sets out the estimated immediate impact on, or sensitivity of, our net income, OCI and CSM to certain instantaneous changes in the value of our real estate investments as at March&#160;31, 2025 and December&#160;31, 2024.</font></div><div><font><br></font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:48.022%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.619%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.619%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.619%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.621%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ millions, unless otherwise noted)</font></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">As at March 31, 2025</font></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">As at December 31, 2024</font></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Change in Real Estate Values</font><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"> (1)</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">10% decrease</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">10% increase</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">10% decrease</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">10% increase</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Potential impact on net income (after-tax)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(475)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">475</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(450)</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">450</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Potential impact on CSM (pre-tax)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(100)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">100</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(100)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">100</font></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="15" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:2pt;padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">Net income, CSM, and OCI sensitivities have been rounded in increments of $25 million. The sensitivities exclude the market impacts on the income from our joint ventures in China and India.</font></div></td></tr></table></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_5332"></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:10pt;font-weight:700;line-height:120%">LICAT Interest Rate Scenario Switch</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The LICAT interest rate risk is assessed under four different interest rate scenarios, and the scenario leading to the highest capital requirement is chosen as the worst scenario for each geographic region as defined by the LICAT guideline. Changes and interaction between the level and term movements in interest rates and credit spreads can shift the interest rate scenario applied in the LICAT calculation causing a discontinuity where capital requirements change materially. In 2020, OSFI updated the LICAT guideline for interest rate risk requirements for participating businesses to be smoothed over six quarters. As a result, the actual impact to the LICAT ratio from participating businesses in any quarter will reflect the scenarios from current quarter as well as the prior five quarters and switching between the scenarios would have the effect of offsetting the previous impacts over time. It should be noted that switching of the scenario can also change the direction of our sensitivities.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">For SLF Inc., assuming no further scenario switches, no additional LICAT ratio impact is expected over the next five quarters.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">For Sun Life Assurance, assuming no further scenario switches, the remaining impact of one-half percentage point is expected to increase the LICAT ratio for the next quarter.</font></div><div><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_1099511634881"></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">5. Additional Cautionary Language and Key Assumptions Related to Sensitivities</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Our market risk sensitivities are measures of our estimated change in net income, OCI, CSM and LICAT ratio for changes in market risk variables described above, based on market risk variables and business in force as at the reporting date. These sensitivities are calculated independently for each risk factor, generally assuming that all other risk variables stay constant. The sensitivities do not take into account indirect effects such as potential impacts on goodwill impairment or valuation allowances on deferred tax assets. </font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">We have provided measures of our net income sensitivity to instantaneous changes in equity markets, interest rates, credit spreads, swap spreads, real estate price levels, and capital sensitivities to changes in equity price levels, interest rates and credit spreads. The LICAT ratio and CSM sensitivities are non-IFRS financial measures, and for additional information, see section N - Non-IFRS Financial Measures in this document. The cautionary language which appears in this section is applicable to all net income, CSM, OCI and LICAT ratio sensitivities.</font></div><div><font><br></font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Actual results can differ materially from these estimates for a variety of reasons, including differences in the pattern or distribution of the market shocks, the interaction between these risk factors, model error, or changes in other assumptions such as business mix, effective tax rates, policyholder behaviour, currency exchange rates and other market variables relative to those underlying the calculation of these sensitivities. The extent to which actual results may differ from the indicative ranges will generally increase with larger movements in risk variables. Our sensitivities as at December&#160;31, 2024 have been included for comparative purposes only.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Sensitivities to interest rates and credit spreads assume a parallel shift in assumed interest rates across the entire yield curve or a parallel shift in the indicated spreads across the entire term structure, with no change to the ultimate risk-free rate or ultimate liquidity premium. Realized sensitivities may be significantly different from those illustrated based on factors such as different terms to maturity, geographies, asset classes and derivative types, and ratings.</font></div><div><font><br></font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The sensitivities reflect the composition of our assets and liabilities as at March&#160;31, 2025 and December&#160;31, 2024, respectively. Changes in these positions due to new sales or maturities, asset purchases&#47;sales, or other management actions could result in material changes to these reported sensitivities. In particular, these sensitivities reflect the expected impact of hedging activities based on the hedging programs in place as at the respective calculation dates. The actual impact of hedging activity can differ materially from that assumed in the estimated sensitivities due to ongoing hedge re-balancing activities, changes in the scale or scope of hedging activities, changes in the cost or general availability of hedging instruments, basis risk (i.e., the risk that hedges do not exactly replicate the underlying portfolio experience), model </font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;     </font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Sun Life Financial Inc.     First Quarter 2025     31</font></div></div></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">risk, and other operational risks in the ongoing management of the hedge programs or the potential failure of hedge counterparties to perform in accordance with expectations.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The sensitivities are based on methods and assumptions in effect as at March&#160;31, 2025 and December&#160;31, 2024, as applicable. Changes in the regulatory environment, assumptions or methods used to measure assets and liabilities after those dates could result in material changes to the estimated sensitivities. Changes in market risk variables in excess of the changes illustrated may result in other than proportionate impacts.</font></div><div><font><br></font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The sensitivities reflect the CSM as at March&#160;31, 2025 and December&#160;31, 2024. For insurance contracts measured using the VFA, where the change in the effect of the time value of money and financial risk not arising from the underlying items adjusts the CSM, changes in the CSM balance will affect the sensitivity of income to changes in market risk variables.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Our LICAT sensitivities may be non-linear and can change due to the interrelationship between market rates and spreads, actuarial assumptions and our LICAT calculations.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">For the reasons outlined above, our sensitivities should only be viewed as indicative estimates of the underlying sensitivities of each factor under these specialized assumptions, and should not be viewed as predictors of our future income, OCI, CSM or capital. Given the nature of these calculations, we cannot provide assurance that actual impacts will be consistent with the estimates provided.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Information related to market risk sensitivities should be read in conjunction with the information contained in section </font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">N - Accounting and Control Matters - 1 - Critical Accounting Policies and Estimates in the 2024 Annual MD&#38;A. Additional information on market risk can be found in Note&#160;6 of the 2024 Annual Consolidated Financial Statements and the Risk Factors section in the 2024 AIF.</font></div><div style="margin-bottom:3pt"><font><br></font></div><div><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_454"></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:46.999%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:50.801%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">J.  Additional Financial Disclosure</font></td><td colspan="3" style="border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div id="i952356f7f0884e13a5afd1ee78fb8667_463"></div><div style="margin-bottom:3pt;margin-top:6pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">1. Revenue</font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_466"></div><div style="padding-left:9pt;text-indent:-9pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:73.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.234%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Quarterly results</font></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ millions)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Q1'25</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q4'24</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q1'24</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Insurance revenue</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Annuities</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">619</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">610</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">581</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Life insurance</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1,420</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,485</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,360</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Health insurance</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">3,979</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">3,784</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">3,599</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Total insurance revenue</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">6,018</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">5,879</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">5,540</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Net Investment income (loss)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">3,093</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(720)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(677)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Fee income</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">2,240</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2,350</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2,012</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Total revenue</font></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">11,351</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">7,509</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">6,875</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_469"></div><div style="margin-top:2pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Total revenue increased $4.5&#160;billion compared to the prior year, primarily driven by net investment income from fair value changes of invested assets and higher insurance revenue. Foreign exchange translation led to a $412 million increase in revenue. By business group, total revenue reflected net investment income from fair value changes of invested assets primarily in Canada, the U.S., and Asia, and higher insurance revenue primarily in the U.S. and Canada.</font></div><div><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_499"></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">2. Changes in the Statements of Financial Position and in Shareholders' Equity</font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_5707"></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Total general fund assets were $223.3&#160;billion as at March&#160;31, 2025 (December&#160;31, 2024 - $221.9&#160;billion), primarily driven by general operating activities and net fair value growth from declining interest rates.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The net liabilities balance for insurance contracts issued</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> was $149.8&#160;billion as at March&#160;31, 2025 (December&#160;31, 2024 - $146.9&#160;billion), primarily driven by insurance finance income and expenses and cash flows, partially offset by the change in insurance service result.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Total shareholders' equity, including preferred shares and other equity instruments, is $25.4&#160;billion as at March&#160;31, 2025 <br>(December&#160;31, 2024 - $25.6&#160;billion). The change in total shareholders' equity included&#58;</font></div><div style="padding-left:27pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(i)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:10.27pt">total shareholders' net income of $948&#160;million, before preferred share dividends of $20&#160;million&#59; and</font></div><div style="padding-left:27pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(ii)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.12pt">net unrealized gains on FVOCI assets of $120 million&#59; offset by</font></div><div style="padding-left:27pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(iii)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:5.97pt">a decrease of $520&#160;million from the repurchase and cancellation of common shares&#59; and</font></div><div style="padding-left:27pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(iv)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:6.23pt">common share dividend payments of $480&#160;million.</font></div><div><font><br></font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">As at April&#160;25, 2025, SLF Inc. had 565,400,576 common shares, 3,526,506 options to acquire SLF Inc. common shares, and 52,200,000 Class A Shares outstanding.</font></div><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:3pt"><font><br></font></div><div style="margin-bottom:3pt"><font><br></font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:5.927%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.687%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.541%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:47.951%"></td><td style="width:0.1%"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"></td><td colspan="12" style="padding:0 1pt"></td></tr></table></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">For more information about the changes in the net insurance contract liabilities, refer to Note 6 of the Interim Consolidated Financial Statements for the period ended March&#160;31, 2025.</font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">32     Sun Life Financial Inc.     First Quarter 2025&#160;&#160;&#160;&#160;           &#160;&#160;&#160;&#160;</font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%"> &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div></div></div><div id="i952356f7f0884e13a5afd1ee78fb8667_493"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">3. Cash Flows</font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_352"></div><div style="margin-bottom:3pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:73.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.234%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:middle"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Quarterly results</font></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ millions)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Q1'25</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q4'24</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q1'24</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Net cash and cash equivalents, beginning of period</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">9,954</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">10,207</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">11,170</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Cash flows provided by (used in)&#58;</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 24.34pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Operating activities</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(382)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">612</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(2,487)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 24.34pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Investing activities</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(80)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(181)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">16</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 24.34pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Financing activities</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(1,642)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(1,019)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(925)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Changes due to fluctuations in exchange rates</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">19</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">335</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">134</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Increase (decrease) in cash and cash equivalents</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(2,085)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(253)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(3,262)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Net cash and cash equivalents, end of period</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">7,869</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">9,954</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">7,908</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Short-term securities, end of period</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">3,608</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">3,744</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">3,215</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Net cash, cash equivalents and short-term securities, end of period</font></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">11,477</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">13,698</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">11,123</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_496"></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Our operating activities generate cash flows which include net premiums, net investment income, fee income, and the sale and maturity of investments. They are the principal source of funds to pay for policyholder claims and benefits, commissions, operating expenses, and the purchase of investments. Cash flows used in investing activities primarily include transactions related to associates, joint ventures and acquisitions. Cash flows provided by and used in financing activities largely reflect capital transactions including payments of dividends, the issuance and repurchase of shares, as well as the issuance and retirement of debt instruments and preferred shares.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q1'25 cash flows used in financing activities were higher year-over-year from higher repayments of borrowings from credit facilities and the impact from common shares purchased for cancellation. </font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;     </font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Sun Life Financial Inc.     First Quarter 2025     33</font></div></div></div><div id="i952356f7f0884e13a5afd1ee78fb8667_541"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">4. Quarterly Financial Results</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The following table provides a summary of our results for the eight most recently completed quarters. A more complete discussion of our historical quarterly results can be found in our Interim and Annual MD&#38;A for the relevant periods.</font></div><div><font><br></font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:49.777%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.040%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.040%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.040%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.040%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.040%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.040%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.040%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.043%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="24" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Quarterly results</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ millions, unless otherwise noted)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Q1'25</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q4'24</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q3'24</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q2'24</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q1'24</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q4'23</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q3'23</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q2'23</font></div></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Total revenue</font></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #e0dcd1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">11,351</font></td><td colspan="3" style="border-bottom:0.5pt solid #e0dcd1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">7,509</font></td><td colspan="3" style="border-bottom:0.5pt solid #e0dcd1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">15,333</font></td><td colspan="3" style="border-bottom:0.5pt solid #e0dcd1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">8,916</font></td><td colspan="3" style="border-bottom:0.5pt solid #e0dcd1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">6,875</font></td><td colspan="3" style="border-bottom:0.5pt solid #e0dcd1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">18,684</font></td><td colspan="3" style="border-bottom:0.5pt solid #e0dcd1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2,439</font></td><td colspan="3" style="border-bottom:0.5pt solid #e0dcd1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">7,668</font></td></tr><tr><td colspan="27" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Common shareholders' net income (loss)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Underlying net income</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1,045</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">965</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,016</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,000</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">875</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">983</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">930</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">920</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:2pt;margin-top:2pt;padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Add&#58; Market-related impacts</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(22)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(179)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">29</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(153)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(70)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(193)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">23</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(220)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;text-indent:18pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">ACMA</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(4)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">11</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">36</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">16</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(7)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(1)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">35</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">7</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:2pt;margin-top:2pt;padding-left:12pt;text-indent:18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Other adjustments</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(91)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(560)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">267</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(217)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">20</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(40)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(117)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(47)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:2pt;margin-top:2pt;padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Reported net income - Common shareholder</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">928</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">237</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,348</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">646</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">818</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">749</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">871</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">660</font></td></tr><tr><td colspan="27" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Diluted EPS ($)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:2pt;margin-top:2pt;padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Underlying</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1.82</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1.68</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1.76</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1.72</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1.50</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1.68</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1.59</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1.57</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:2pt;margin-top:2pt;padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Reported</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #e0dcd1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1.62</font></td><td colspan="3" style="border-bottom:0.5pt solid #e0dcd1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">0.41</font></td><td colspan="3" style="border-bottom:0.5pt solid #e0dcd1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2.33</font></td><td colspan="3" style="border-bottom:0.5pt solid #e0dcd1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1.11</font></td><td colspan="3" style="border-bottom:0.5pt solid #e0dcd1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1.40</font></td><td colspan="3" style="border-bottom:0.5pt solid #e0dcd1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1.28</font></td><td colspan="3" style="border-bottom:0.5pt solid #e0dcd1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1.48</font></td><td colspan="3" style="border-bottom:0.5pt solid #e0dcd1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1.12</font></td></tr><tr><td colspan="27" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Basic reported EPS ($)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Reported</font></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1.62</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">0.41</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2.33</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1.11</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1.40</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1.28</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1.49</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1.12</font></td></tr><tr><td colspan="27" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Underlying net income (loss) by segment</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Asset Management</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">351</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">360</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">344</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">307</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">282</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">331</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">330</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">296</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Canada</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">376</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">366</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">375</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">402</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">310</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">350</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">338</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">372</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">U.S.</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">218</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">161</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">219</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">204</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">189</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">253</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">185</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">215</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Asia</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">197</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">175</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">170</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">179</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">177</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">143</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">166</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">150</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Corporate</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(97)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(97)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(92)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(92)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(83)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(94)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(89)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(113)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Total underlying net income (loss)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1,045</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">965</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,016</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,000</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">875</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">983</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">930</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">920</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:2pt;margin-top:2pt;padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Add&#58; Market-related impacts (pre-tax)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(28)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(221)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(12)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(169)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(26)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(436)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">107</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(298)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 31pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">ACMA (pre-tax)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(5)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">13</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">63</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">18</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(8)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">6</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">41</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">11</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:30pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Other adjustments (pre-tax)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(113)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(378)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">246</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(254)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">41</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(118)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(156)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(89)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 31pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Tax expense (benefit) on above items</font></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">29</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(142)</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">35</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">51</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(64)</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">314</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(51)</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">116</font></td></tr><tr><td colspan="27" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Reported net income (loss) by segment - Common shareholders</font></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:2pt;margin-top:2pt;padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Asset Management</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">326</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">326</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">644</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">274</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">284</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">297</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">268</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">248</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:2pt;margin-top:2pt;padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Canada</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">351</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">253</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">382</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">292</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">290</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">348</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">365</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">210</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:2pt;margin-top:2pt;padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">U.S.</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">186</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(7)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">339</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">127</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">97</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">101</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">132</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">175</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:2pt;margin-top:2pt;padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Asia</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">166</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">11</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">32</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">151</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">235</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">44</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">211</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">122</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:2pt;margin-top:2pt;padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Corporate</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(101)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(346)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(49)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(198)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(88)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(41)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(105)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(95)</font></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:2pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Total reported net income (loss) - Common shareholders</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">928</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">237</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,348</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">646</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">818</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">749</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">871</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">660</font></td></tr></table></div><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">Represents a non-IFRS financial measure. For more details, see section N - Non-IFRS Financial Measures in this document.</font></div><div><font><br></font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8.5pt;font-weight:700;line-height:120%">Fourth Quarter 2024</font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Underlying net income of $965 million decreased $18 million or 2%, driven by&#58;</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Asset management &#38; wealth </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">up</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">$47 million&#58; Higher fee income in Asset Management, Canada, and Asia, partially offset by lower net investment results in Canada.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Group - Health &#38; Protection</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> down</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">$99 million&#58;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Unfavourable morbidity experience in U.S. medical stop-loss and less favourable morbidity experience in Canada, partially offset by business growth in Canada.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Individual - Protection </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">up</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">$55 million&#58; Improved protection experience in Asia and Canada and higher contributions from joint ventures in Asia. </font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Corporate expenses &#38; other</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> $(21) million increase in net loss primarily reflecting higher expenses largely from continued investments in our Asia businesses and incentive compensation in Asia. </font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Reported net income of $237 million decreased $512 million or 68%, driven by lower tax-exempt investment income of $234 million in Corporate, an impairment charge of $186 million on an intangible asset related to bancassurance in Vietnam reflecting updates resulting from changes in regulatory and macro-economic factors, and a non-recurring provision in U.S. Dental, partially offset by market-related impacts primarily reflecting improved real estate experience.</font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">34     Sun Life Financial Inc.     First Quarter 2025&#160;&#160;&#160;&#160;           &#160;&#160;&#160;&#160;</font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%"> &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div></div></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8.5pt;font-weight:700;line-height:120%">Third Quarter 2024</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Underlying net income of $1,016 million</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">increased $86 million or 9%, driven by&#58;</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Asset management &#38; wealth</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> up</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">$17 million&#58; Higher fee income in Asset Management, Asia, and Canada, partially offset by unfavourable credit experience in Canada.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Group - Health &#38; Protection </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">up</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">$60 million&#58;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Strong business growth in U.S. Group Benefits and Canada, higher fee-based income in Canada, and improved group life mortality experience in the U.S., partially offset by lower U.S. Dental results.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Individual - Protection </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">up</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">$9 million&#58; Business growth in Asia and Canada partially offset by unfavourable mortality experience in Asia.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Corporate expenses &#38; other </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">were in line with prior year. </font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Reported net income of $1,348 million increased $477 million or 55%, driven by a decrease in SLC Management's estimated acquisition-related liabilities and the increase in underlying net income. Favourable equity market impacts and improved real estate experience were offset by interest rate impacts.</font></div><div><font><br></font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8.5pt;font-weight:700;line-height:120%">Second Quarter 2024</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Underlying net income of $1,000 million</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">increased $80 million or 9%, driven by&#58;</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Asset management &#38; wealth </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">up</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">$36 million&#58; Higher fee income in Asset Management, Canada, and Asia, partially offset by higher expenses in Asset Management.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Group - Health &#38; Protection</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">down</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">$55 million&#58;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Lower results in U.S. Dental primarily reflecting the impact of Medicaid redeterminations and related claims following the end of the Public Health Emergency, less favourable morbidity experience in Canada, and unfavourable morbidity experience in U.S. medical stop-loss, partially offset by strong business growth in U.S. Group Benefits and Canada.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Individual - Protection </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">up $82 million&#58; Business growth in Asia and Canada, and favourable mortality experience in Canada and the U.S. </font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Corporate expenses &#38; other</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">$17 million decrease in net loss driven by lower operating expenses and financing costs.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Reported net income of $646 million decreased $14 million or 2%. Financial discipline remains core to our Client Impact Strategy and business. In Q2'24, we recorded a restructuring charge of $138 million (post-tax $108 million) reflecting actions taken to improve productivity and drive earnings growth at the higher-end of our Medium-Term Financial Objectives. We expect these actions to result in annual savings of approximately $200 million (pre-tax) by 2026. The restructuring charge is offset by the increase in underlying net income&#59; and market-related impacts primarily reflecting interest rates and real estate investments.</font></div><div><font><br></font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8.5pt;font-weight:700;line-height:120%">First Quarter 2024</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Underlying net income of $875 million decreased $20 million from prior year, driven by&#58;</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Asset management &#38; wealth</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">down</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">$3 million&#58; Higher fee income offset by higher expenses in Asset Management, as well as lower net seed investment income in SLC Management.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Group - Health &#38; Protection</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> down</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">$23 million&#58;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Less favourable morbidity experience in U.S. medical stop-loss and lower results in U.S. Dental primarily reflecting the impact of Medicaid redeterminations following the end of the Public Health Emergency, partially offset by strong revenue growth in U.S. Group Benefits, and business growth and improved disability experience in Canada.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Individual - Protection</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">down</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">$13 million&#58; Lower earnings due to the sale of Sun Life UK partially offset by business growth in Asia. </font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Corporate expenses &#38; other</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">$19 million decrease in net loss driven by lower financing costs.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Reported net income of $818 million increased $12 million from prior year, driven by the gains on partial sale of ABSLAMC and the early termination of a distribution agreement in Asset Management, largely offset by the prior year gain on sale of the sponsored markets business in Canada, fair value changes in MFS shares owned by management, and the decrease in underlying net income. Unfavourable real estate experience was mostly offset by favourable interest rate impacts.</font></div><div><font><br></font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8.5pt;font-weight:700;line-height:120%">Fourth Quarter 2023</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Underlying net income of $983 million increased $91 million or 10% from prior year, driven by&#58;</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Asset management &#38; wealth</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">up</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">$27 million&#58; Higher Asset Management fee-related earnings and higher investment income driven by volume growth and an increase in yields.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Group - Health &#38; Protection</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> up</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">$44 million&#58;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Business premium growth in the U.S. and Canada, improved disability experience in Canada, and higher investment contributions in the U.S., partially offset by lower results in U.S. Dental.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Individual - Protection</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">up</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">$53 million&#58; Business growth reflecting good sales momentum in Asia, and higher investment contributions in Canada, partially offset by lower earnings due to the sale of Sun Life UK. </font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Corporate expenses &#38; other</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">$(33) million increase in net loss driven by higher operating expenses reflecting business growth and continued investments in the business, partially offset by a lower effective tax rate.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Higher earnings on surplus primarily driven by higher net interest income and lower realized losses.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Reported net income of $749 million decreased $416 million or 36%, driven by unfavourable market-related impacts primarily reflecting interest rates and real estate experience, the prior year impact of the Canada Tax Rate Change, and fair value changes in MFS shares owned by management&#59; partially offset by the increase in underlying net income, the impact of the Bermuda Corporate Income Tax Change&#59; and lower DentaQuest integration costs. </font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;     </font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Sun Life Financial Inc.     First Quarter 2025     35</font></div></div></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8.5pt;font-weight:700;line-height:120%">Third Quarter 2023</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Underlying net income of $930 million</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">decreased $19 million or 2%, driven by&#58;</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Asset management &#38; wealth </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">up</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">$38 million</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#58;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> Higher investment income driven by volume growth and an increase in yields, and higher Asset Management fee-related earnings.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Group - Health &#38; Protection</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">up</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">$4 million</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#58; </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Strong revenue growth across all U.S. businesses and better disability experience in Canada, largely offset by health and protection experience in the U.S., and lower fee-related earnings in Canada.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Individual - Protection</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">down</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">$8 million</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#58;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> Lower earnings due to the sale of Sun Life UK, and lower net investment results in the U.S., partially offset by business growth reflecting good sales momentum during the past year in Asia.   </font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Corporate expenses &#38; other</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">$(53) million increase in net loss includes higher debt financing costs.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Higher expenses across business types were driven by volume growth, continued investments in the business, and higher incentive compensation.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Reported net income of $871 million increased $760 million, driven by favourable market-related impacts primarily reflecting interest rates partially offset by real estate experience, a $170 million charge related to the sale of Sun Life UK</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">and a higher increase in SLC Management's acquisition-related liabilities</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">in the prior year, and ACMA impacts&#59; partially offset by fair value changes in MFS shares owned by management. </font></div><div><font><br></font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8.5pt;font-weight:700;line-height:120%">Second Quarter 2023</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Underlying net income of $920 million</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">increased $112 million or 14%, driven by&#58;</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Asset management &#38; wealth </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">down</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">$1 million&#58; Higher investment income driven by volume growth and an increase in yields was largely offset by lower fee-based earnings in MFS, reflecting equity market declines over the past year, as well as higher expenses in Canada.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Group - Health &#38; Protection </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">up</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">$122 million&#58;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Strong performance driven by good premium growth and better disability experience in Canada and the U.S., as well as a full quarter of DentaQuest contributions.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Individual - Protection</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">up</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">$50 million&#58; Higher premiums reflecting good sales momentum during the past year in Asia, and improved insurance experience in Canada and the U.S. </font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Corporate expenses &#38; other </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">$(59) million increased net loss driven by higher operating expenses including incentive compensation and an increase in debt financing costs.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.36pt">Higher earnings on surplus reflecting an increase in realized gains and net interest income from higher rates.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Reported net income of $660 million decreased $270 million or 29%, driven by market-related impacts primarily reflecting interest rates and real estate investments, the prior year gain on the sale-leaseback of the Wellesley office in the U.S., and fair value changes in MFS shares owned by management&#59; partially offset by the increase in underlying net income. </font></div><div><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_595"></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:49.046%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:48.754%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">K.  Legal and Regulatory Proceedings</font></td><td colspan="3" style="border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div id="i952356f7f0884e13a5afd1ee78fb8667_6630"></div><div style="margin-bottom:3pt;margin-top:6pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Information concerning legal and regulatory matters is provided in our Annual Consolidated Financial Statements, our annual MD&#38;A and the AIF, in each case for the year ended December&#160;31, 2024, and in our Interim Consolidated Financial Statements for the period ended March&#160;31, 2025.</font></div><div><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_544"></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:18.783%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.783%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.783%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.783%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:19.368%"></td><td style="width:0.1%"></td></tr><tr><td colspan="15" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">L.  Changes in Accounting Policies</font></td></tr></table></div><div style="margin-top:6pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">We have not adopted any new or amended IFRS standards in Q1'25. For additional information on other changes in accounting policy, refer to Note&#160;2 in our Interim Consolidated Financial Statements for the period ended March&#160;31, 2025.</font></div><div><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_547"></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:18.783%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.783%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.783%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.783%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:19.368%"></td><td style="width:0.1%"></td></tr><tr><td colspan="15" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">M.  Internal Control Over Financial Reporting</font></td></tr></table></div><div style="margin-top:6pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Management is responsible for establishing and maintaining adequate internal control over financial reporting to provide reasonable assurance regarding the reliability of the Company's financial reporting and the preparation of its financial statements in accordance with IFRS.</font></div><div style="margin-top:6pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">There were no changes to the Company's internal control over financial reporting during the period, which began on January&#160;1, 2025 and ended on March&#160;31, 2025 that have materially affected, or are reasonably likely to materially affect, the Company's internal control over financial reporting. </font></div><div><font><br></font></div><div style="margin-bottom:3pt"><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">36     Sun Life Financial Inc.     First Quarter 2025&#160;&#160;&#160;&#160;           &#160;&#160;&#160;&#160;</font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%"> &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div></div></div><div id="i952356f7f0884e13a5afd1ee78fb8667_550"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:3pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.707%"><tr><td style="width:1.0%"></td><td style="width:47.140%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:50.660%"></td><td style="width:0.1%"></td></tr><tr><td colspan="6" style="border-bottom:1pt solid #000;border-left:1pt solid #000;border-right:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">N.  Non-IFRS Financial Measures</font></td></tr></table></div><div id="i952356f7f0884e13a5afd1ee78fb8667_3856"></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">1. Common Shareholders' View of Reported Net Income</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The following table provides the reconciliation of the Drivers of Earnings (&#34;DOE&#34;) analysis to the Statement of Operations total net income. The DOE analysis provides additional detail on the sources of earnings, primarily for protection and health businesses, and explains the actual results compared to the longer term expectations. The underlying DOE and reported DOE are both presented on a common shareholders' basis by removing the allocations to participating policyholders.</font></div><div><font><br></font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:34.426%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.256%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.180%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.443%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.087%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.260%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ millions)</font></td><td colspan="18" style="padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Q1'25</font></td></tr><tr style="height:15pt"><td colspan="3" rowspan="2" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Statement of Operations</font></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Underlying DOE</font><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Non-underlying adjustments</font><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Common Shareholders' Reported DOE</font><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(2)(3)</font></div></td><td colspan="6" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Adjustment for&#58;</font></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Reported <br>(per IFRS)</font></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Par</font><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(2)</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Net</font><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(3)</font></div></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Net insurance service result</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">837</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">837</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">72</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">910</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Net investment result</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">422</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(22)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">400</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">9</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">75</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">484</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:top"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">ACMA</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(3)</font></div></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(5)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(5)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">5</font></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Fee income&#58;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;Asset Management</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">483</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(38)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">445</font></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(445)</font></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;Other fee income</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">80</font></td><td colspan="2" style="border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;</font></td><td style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">80</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(5)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2,165</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2,240</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Fee income</font></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2,240</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Other expenses</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(494)</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(88)</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(582)</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(1,803)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(2,385)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Income before taxes</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,328</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(153)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,175</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">76</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(2)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,249</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Income tax (expense) benefit</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(248)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">29</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(219)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(23)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(242)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Total net income</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,080</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(124)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">956</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">53</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(2)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,007</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:17.86pt;text-indent:-17.86pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Allocated to Participating and NCI</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(4)</font></div></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(15)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">7</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(8)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(53)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(59)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:top"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Dividends and Distributions</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(5)</font></div></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(20)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(20)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(20)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Underlying net income</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,045</font></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #004f73;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Reported net income - Common shareholders</font></td><td colspan="3" style="background-color:#e0dcd1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(117)</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">928</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">928</font></td></tr></table></div><div><font><br></font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:34.426%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.256%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.180%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.443%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.087%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.260%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ millions)</font></td><td colspan="18" style="padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q4'24</font></td></tr><tr style="height:15pt"><td colspan="3" rowspan="2" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Statement of Operations</font></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Underlying DOE</font><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Non-underlying adjustments</font><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Common Shareholders' Reported DOE</font><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(2)(3)</font></div></td><td colspan="6" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Adjustment for&#58;</font></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Reported <br>(per IFRS)</font></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Par</font><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(2)</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Net</font><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(3)</font></div></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Net insurance service result</font></td><td colspan="2" style="border-top:1pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">735&#160;</font></td><td style="border-top:1pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="2" style="border-top:1pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">735&#160;</font></td><td style="border-top:1pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:1pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">75&#160;</font></td><td style="border-top:1pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">14</font></td><td colspan="2" style="border-top:1pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">824&#160;</font></td><td style="border-top:1pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Net investment result</font></td><td colspan="2" style="border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">402&#160;</font></td><td style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(205)</font></td><td colspan="2" style="border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">197&#160;</font></td><td style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(166)</font></td><td style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">140&#160;</font></td><td style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">171&#160;</font></td><td style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:top"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">ACMA</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(3)</font></div></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">13</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">13</font></td><td colspan="2" style="border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;</font></td><td style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(13)</font></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Fee income&#58;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;Asset Management</font></td><td colspan="2" style="border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">505&#160;</font></td><td style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(59)</font></td><td colspan="2" style="border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">446&#160;</font></td><td style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="background-color:#e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(446)</font></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;Other fee income</font></td><td colspan="2" style="border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">91&#160;</font></td><td style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;</font></td><td style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">91&#160;</font></td><td style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(6)</font></td><td colspan="2" style="border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2,265&#160;</font></td><td style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2,350&#160;</font></td><td style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Fee income</font></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2,350&#160;</font></td><td style="border-top:0.5pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Other expenses</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(513)</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(342)</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(855)</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(1,901)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(2,756)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Income before taxes</font></td><td colspan="2" style="border-top:0.5pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,220&#160;</font></td><td style="border-top:0.5pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(593)</font></td><td colspan="2" style="border-top:0.5pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">627&#160;</font></td><td style="border-top:0.5pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.5pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(97)</font></td><td style="border-top:0.5pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">59</font></td><td colspan="2" style="border-top:0.5pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">589&#160;</font></td><td style="border-top:0.5pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Income tax (expense) benefit</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(212)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(142)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(354)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(18)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(372)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Total net income</font></td><td colspan="2" style="border-top:0.5pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,008&#160;</font></td><td style="border-top:0.5pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(735)</font></td><td colspan="2" style="border-top:0.5pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">273&#160;</font></td><td style="border-top:0.5pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.5pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(115)</font></td><td style="border-top:0.5pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">59</font></td><td colspan="2" style="border-top:0.5pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">217&#160;</font></td><td style="border-top:0.5pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:17.86pt;text-indent:-17.86pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Allocated to Participating and NCI</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(4)</font></div></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(23)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">7</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(16)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">115</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(59)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">40</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:top"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Dividends and Distributions</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(5)</font></div></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(20)</font></td><td colspan="2" style="border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;</font></td><td style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(20)</font></td><td colspan="2" style="border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;</font></td><td style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;</font></td><td style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(20)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Underlying net income</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="2" style="border-top:0.5pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">965&#160;</font></td><td style="border-top:0.5pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #004f73;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Reported net income - Common shareholders</font></td><td colspan="3" style="background-color:#e0dcd1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(728)</font></td><td colspan="2" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">237&#160;</font></td><td style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;</font></td><td style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;</font></td><td style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">237&#160;</font></td><td style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr></table></div><div style="text-indent:18pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">For a breakdown of non-underlying adjustments made to arrive at underlying net income as well as the underlying DOE analysis, see the heading &#34;Underlying Net Income and Underlying EPS&#34; below.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.93pt">Removes the components attributable to the participating policyholders.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(3)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.89pt">Certain amounts within the Drivers of Earnings are presented on a net basis to reflect how the business is managed, compared to a gross basis in the Consolidated Financial Statements. For more details, refer to &#34;Drivers of Earnings&#34; in section 3 - Additional Non-IFRS Financial Measures below. Further, in this document, the reported net income impact of ACMA excludes amounts attributable to participating policyholders and includes non-liability impacts. In contrast, the Interim Consolidated Financial Statements for the period ended March&#160;31, 2025 (Note&#160;10.B.v of the 2024 Annual Consolidated Financial Statements) shows the pre-tax net income impacts of method and assumption changes, and CSM Impacts include amounts attributable to participating policyholders. </font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(4)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.76pt">Allocated to equity in the participating account and attributable to non-controlling interests.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(5)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.86pt">Dividends on preferred shares and distributions on other equity instruments.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;     </font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Sun Life Financial Inc.     First Quarter 2025     37</font></div></div></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:34.864%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.256%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.180%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.443%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.087%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.822%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ millions)</font></td><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q1'24</font></div></td></tr><tr style="height:15pt"><td colspan="3" rowspan="2" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Statement of Operations</font></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Underlying DOE</font><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Non-underlying adjustments</font><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Common Shareholders' Reported DOE</font><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(2)(3)</font></div></td><td colspan="6" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Adjustment for&#58;</font></td><td colspan="3" rowspan="2" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Reported <br>(per IFRS)</font></td></tr><tr style="height:15pt"><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Par</font><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(2)</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Net</font><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(3)</font></div></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Net insurance service result</font></td><td colspan="2" style="border-top:1pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">712&#160;</font></td><td style="border-top:1pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">712</font></td><td colspan="2" style="border-top:1pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">51&#160;</font></td><td style="border-top:1pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(2)</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">761</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Net investment result</font></td><td colspan="2" style="border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">419&#160;</font></td><td style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">69</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">488</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">30</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">91</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">609</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:top"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">ACMA</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(3)</font></div></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(8)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(8)</font></td><td colspan="2" style="border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;</font></td><td style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">8</font></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Fee income&#58;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;Asset Management</font></td><td colspan="2" style="border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">383&#160;</font></td><td style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">60</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">443</font></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(443)</font></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;Other fee income</font></td><td colspan="2" style="border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">48&#160;</font></td><td style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;</font></td><td style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">48&#160;</font></td><td style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(4)</font></td><td colspan="2" style="border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,968&#160;</font></td><td style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2,012&#160;</font></td><td style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Fee income</font></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2,012&#160;</font></td><td style="border-top:0.5pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Other expenses</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(479)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(82)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(561)</font></td><td colspan="2" style="border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;</font></td><td style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(1,624)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(2,185)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Income before taxes</font></td><td colspan="2" style="border-top:0.5pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,083&#160;</font></td><td style="border-top:0.5pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">39</font></td><td colspan="2" style="border-top:0.5pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,122&#160;</font></td><td style="border-top:0.5pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">77</font></td><td colspan="2" style="border-top:0.5pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(2)</font></td><td style="border-top:0.5pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.5pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,197&#160;</font></td><td style="border-top:0.5pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Income tax (expense) benefit</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(175)</font></td><td colspan="2" style="border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(64)</font></td><td style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(239)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(22)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(261)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Total net income</font></td><td colspan="2" style="border-top:0.5pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">908&#160;</font></td><td style="border-top:0.5pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(25)</font></td><td colspan="2" style="border-top:0.5pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">883&#160;</font></td><td style="border-top:0.5pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.5pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">55&#160;</font></td><td style="border-top:0.5pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(2)</font></td><td colspan="2" style="border-top:0.5pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">936&#160;</font></td><td style="border-top:0.5pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:17.86pt;text-indent:-17.86pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Allocated to Participating and NCI</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(4)</font></div></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(13)</font></td><td colspan="2" style="border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(32)</font></td><td style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(45)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(55)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(98)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:top"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Dividends and Distributions</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(5)</font></div></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(20)</font></td><td colspan="2" style="border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;</font></td><td style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(20)</font></td><td colspan="2" style="border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;</font></td><td style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-top:0.5pt solid #e0dcd1;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;</font></td><td style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(20)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Underlying net income</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="2" style="border-top:0.5pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">875&#160;</font></td><td style="border-top:0.5pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="background-color:#e0dcd1;border-top:0.5pt solid #004f73;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Reported net income - Common shareholders</font></td><td colspan="3" style="background-color:#e0dcd1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(57)</font></td><td colspan="2" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">818&#160;</font></td><td style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;</font></td><td style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;&#160;</font></td><td style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td><td colspan="2" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">818&#160;</font></td><td style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"></td></tr></table><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">Refer to the footnotes on the previous page.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_553"></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">2. Underlying Net Income and Underlying EPS</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Underlying net income is a non-IFRS financial measure that assists in understanding Sun Life's business performance by making certain adjustments to IFRS income. Underlying net income, along with common shareholders&#8217; net income (Reported net income), is used as a basis for management planning, and is also a key measure in our employee incentive compensation programs. This measure reflects management's view of the underlying business performance of the company and long-term earnings potential. For example, due to the longer term nature of our individual protection businesses, market movements related to interest rates, equity markets and investment properties can have a significant impact on reported net income in the reporting period. However, these impacts are not necessarily realized, and may never be realized, if markets move in the opposite direction in subsequent periods or in the case of interest rates, the fixed income investment is held to maturity.    </font></div><div style="padding-left:13.5pt;text-indent:-13.5pt"><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_5989"></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Underlying net income removes the impact of the following items from reported net income&#58;</font></div><div style="margin-top:6pt;padding-left:17.86pt;text-indent:-0.01pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.51pt">Market-related impacts reflecting the after-tax difference in actual versus expected market movements, including&#58; </font></div><div style="padding-left:72pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">i)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:13.06pt">Net interest impact from risk-free rate, credit spread, swap spread movements, and other impacts, reflecting accounting mismatches between assets and liabilities&#58;</font></div><div style="padding-left:86.17pt;text-indent:-14.18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">a.</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.93pt">Differences arising from fair value changes</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> of fixed income assets (including derivatives) measured at FVTPL supporting insurance contracts, compared to fair value changes of the liabilities</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#59; </font></div><div style="padding-left:86.17pt;text-indent:-14.18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">b.</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.31pt">Fair value changes of fixed income assets (including derivatives) measured at FVTPL supporting our investment contract liability and surplus portfolios</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(3)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#59; and</font></div><div style="margin-bottom:6pt;padding-left:86.17pt;text-indent:-14.18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">c.</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.1pt">Tax-exempt investment</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(4)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> income above or below expected long-term tax savings relating to our Canadian multi-national insurance operations.</font></div><div style="padding-left:72pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">ii)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:10.91pt">Non-fixed income investments where the weighted average expected return is approximately 2% per quarter, including&#58;</font></div><div style="padding-left:86.17pt;text-indent:-14.18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">a.</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.93pt">Equity investments (including derivatives) supporting insurance contracts and surplus portfolios&#59; and</font></div><div style="padding-left:86.17pt;text-indent:-14.18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">b.</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:7.31pt">Investment properties supporting insurance contracts and surplus portfolios.</font></div><div style="margin-top:6pt;padding-left:17.86pt;text-indent:-0.01pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.51pt">ACMA &#8211; captures the impact of method and assumption changes, and management actions on insurance and reinsurance contracts.</font></div><div style="margin-top:6pt;padding-left:17.86pt;text-indent:-0.01pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:15.51pt">Other adjustments&#58;</font></div><div style="padding-left:71.72pt;text-indent:-17.86pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">i)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:12.92pt">MFS shares owned by management &#8211; this adjustment removes the change in fair value and other activity related to MFS common shares owned by management.</font></div><div style="padding-left:71.72pt;text-indent:-17.86pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">ii)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:10.77pt">Acquisition, integration, and restructuring &#8211; expense and income related to acquisition or disposal of a business. Also includes expenses related to restructuring activities.</font></div><div style="padding-left:71.72pt;text-indent:-17.86pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">iii)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.62pt">Intangible asset amortization &#8211; removes the amortization expense associated with finite life intangible assets arising from acquisitions or business combinations excluding amortization of software and distribution agreements.</font></div><div style="padding-left:71.72pt;text-indent:-17.86pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">iv)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.88pt">Other &#8211; represents items that are unusual or exceptional in nature which management believes are not representative of the long-term performance of the Company.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Underlying EPS (diluted).</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> This measure is used in comparing the profitability across multiple periods and is calculated by dividing underlying net income by weighted average common shares outstanding for diluted EPS, excluding the dilutive impact of convertible instruments. For additional information about the underlying net income, see above. For additional information about the composition of the EPS, please refer to Note&#160;12 of our Interim Consolidated Financial Statements for the period ended March&#160;31, 2025. For additional information about the SLEECS, please refer to Note 12 of our 2024 Annual Consolidated Financial Statements. </font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:5.927%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.687%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.394%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.541%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:47.951%"></td><td style="width:0.1%"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:0.5pt solid #000000;padding:0 1pt"></td><td colspan="12" style="padding:0 1pt"></td></tr></table></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">For fixed income assets, Underlying Net Income includes credit experience from rating changes on assets measured at FVTPL, and the ECL impact for assets measured at FVOCI.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.93pt">Underlying net income is based on observable discount curves and exchange rates at the beginning of the period. </font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(3)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.89pt">Underlying net income for earnings on surplus includes realized gains (losses) on fixed income assets classified as FVOCI. </font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(4)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.76pt">Q4'24 balances are isolated in Other within Other adjustments. </font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">38     Sun Life Financial Inc.     First Quarter 2025&#160;&#160;&#160;&#160;           &#160;&#160;&#160;&#160;</font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%"> &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div></div></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The following table sets out the post-tax amounts that were excluded from our underlying net income (loss) and underlying EPS and provides a reconciliation to our reported net income and EPS based on IFRS.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Reconciliations of Select Net Income Measures</font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:73.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.234%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"><div style="margin-top:3pt"><font><br></font></div></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Quarterly results</font></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ millions, after-tax)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Q1'25</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q4'24</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q1'24</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Underlying net income</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1,045</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">965</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">875</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Market-related impacts</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 22.25pt;text-align:left;text-indent:7.08pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#160;Equity market impacts</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(48)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(15)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">12</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:21.25pt;text-indent:7.08pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#160;Interest rate impacts</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">57</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(86)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">40</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:30pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Impacts of changes in the fair value of investment properties (real estate experience)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(31)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(78)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(122)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Add&#58; Market-related impacts</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(22)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(179)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(70)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Add&#58; Assumption changes and management actions</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(4)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">11</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(7)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;text-indent:18pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Other adjustments</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:42pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">MFS shares owned by management</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">5</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(12)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:42pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Acquisition, integration and restructuring</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(2)(3)(4)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(54)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(30)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">22</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:42pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Intangible asset amortization</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(5)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(39)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(223)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(36)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:42pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Other</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(6)(7)(8)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(3)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(307)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">46</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Add&#58; Total of other adjustments</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(91)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(560)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">20</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Reported net income - Common shareholders</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">928</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">237</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">818</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Underlying EPS (diluted) ($)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1.82</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1.68</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1.50</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Add&#58; Market-related impacts ($)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(0.04)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(0.31)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(0.13)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;text-indent:18pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Assumption changes and management actions ($)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(0.01)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">0.02</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(0.01)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:30pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">MFS shares owned by management ($)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">0.01</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(0.02)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;text-indent:18pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Acquisition, integration and restructuring ($)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(0.09)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(0.05)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">0.04</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 31pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Intangible asset amortization ($)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(0.07)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(0.39)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(0.06)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;text-indent:18pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Other ($)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(0.01)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(0.54)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">0.08</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;text-indent:18pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Impact of convertible securities on diluted EPS ($)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">0.01</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Reported EPS (diluted) ($)</font></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1.62</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">0.41</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1.40</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">Our results are sensitive to long term interest rates given the nature of our business and to non-parallel yield curve movements (for example flattening, inversion, steepening, etc.).</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.93pt">Amounts relate to acquisition costs for our SLC Management affiliates, BentallGreenOak, InfraRed Capital Partners, Crescent Capital Group LP and Advisors Asset Management, Inc, which include the unwinding of the discount for Other financial liabilities of $14&#160;million in Q1'25 (Q4'24 - $13&#160;million, Q1'24</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> - </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">$22&#160;million).</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(3)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.89pt">Includes acquisition, integration and restructuring costs associated with DentaQuest, acquired on June 1, 2022. </font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(4)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.76pt">To meet regulatory obligations, in Q1'24, we sold 6.3% of our ownership interest in ABSLAMC, generating a gain of $84 million. As a result of the transaction, our ownership interest in ABSLAMC was reduced from 36.5% to 30.2% for gross proceeds of $136 million. Subsequently in Q2'24, we sold an additional 0.2% of our ownership interest.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(5)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.86pt">Includes an impairment charge of $186 million on an intangible asset related to bancassurance in Vietnam reflecting updates resulting from changes in regulatory and macro-economic factors in Q4'24.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(6)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.8pt">Includes the early termination of a distribution agreement in Asset Management in Q1'24. </font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(7)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.19pt">Includes a non-recurring provision in U.S. Dental in Q4'24.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(8)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.76pt">Includes an adjustment for lower tax exempt investment income of $234 million in the Corporate business group in Q4'24.</font></div><div style="text-indent:18pt"><font><br></font></div><div style="text-indent:18pt"><font><br></font></div><div style="text-indent:18pt"><font><br></font></div><div style="text-indent:18pt"><font><br></font></div><div style="text-indent:18pt"><font><br></font></div><div style="text-indent:18pt"><font><br></font></div><div style="text-indent:18pt"><font><br></font></div><div style="text-indent:18pt"><font><br></font></div><div style="text-indent:18pt"><font><br></font></div><div style="text-indent:18pt"><font><br></font></div><div style="text-indent:18pt"><font><br></font></div><div style="text-indent:18pt"><font><br></font></div><div style="text-indent:18pt"><font><br></font></div><div style="text-indent:18pt"><font><br></font></div><div style="text-indent:18pt"><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;     </font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Sun Life Financial Inc.     First Quarter 2025     39</font></div></div></div><div id="i952356f7f0884e13a5afd1ee78fb8667_556"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The following table shows the pre-tax amount of underlying net income adjustments&#58;</font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:73.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.234%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Quarterly results</font></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ millions)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Q1'25</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q4'24</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q1'24</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Underlying net income (after-tax)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1,045</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">965</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">875</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Underlying net income adjustments (pre-tax)&#58;</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt 0 13pt"></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:0 1pt 0 13pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Add&#58; Market-related impacts</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(28)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(221)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(26)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt;text-indent:18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Assumption changes and management actions</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(5)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">13</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(8)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 31pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Other adjustments</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(113)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(378)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">41</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt 2px 13pt;text-align:left;text-indent:17.86pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Total underlying net income adjustments (pre-tax)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(146)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(586)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">7</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Add&#58; Taxes related to underlying net income adjustments</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">29</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(142)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(64)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Reported net income - Common shareholders (after-tax)</font></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">928</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">237</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">818</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">In this document, the reported net income impact of ACMA excludes amounts attributable to participating policyholders and includes non-liability impacts. In contrast, the Interim Consolidated Financial Statements for the period ended March&#160;31, 2025 (Note&#160;10.B.v of the 2024 Annual Consolidated Financial Statements) shows the pre-tax net income impacts of method and assumption changes, and CSM Impacts include amounts attributable to participating policyholders.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Taxes related to underlying net income adjustments may vary from the expected effective tax rate range reflecting the mix of business based on the Company's international operations and other tax-related adjustments.</font></div><div><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_559"></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">3. Additional Non-IFRS Financial Measures</font></div><div style="margin-bottom:6pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Management also uses the following non-IFRS financial measures&#58;</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">After-tax profit margin for U.S. Group Benefits.</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> This ratio expresses U.S. Group Benefits underlying net income as a percentage of net premiums. It assists in explaining our results from period to period and measures profitability. This ratio is calculated by dividing underlying net income (loss) by net premiums for the trailing four quarters. There is no directly comparable IFRS measure.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Assets under administration (in SLC Management). </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">AUA represents Client assets for which Sun Life provides administrative services. In Asset Management, AUA includes assets distributed mostly by SLC Management's affiliate, Advisors Asset Management, Inc. There is no directly comparable IFRS measure.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Assets under management. </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">AUM is a non-IFRS financial measure that indicates the size of our Company's assets across asset management, wealth, and insurance. There is no standardized financial measure under IFRS. In addition to the most directly comparable IFRS measures, which are the balance of General funds and Segregated funds on our Statements of Financial Position, AUM also includes Third-party AUM and Consolidation adjustments. &#34;Consolidation adjustments&#34; is presented separately as consolidation adjustments apply to all components of total AUM. </font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">AUM not yet earning fees. </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">This measure represents the committed uninvested capital portion of total AUM not currently earning management fees. The amount depends on the specific terms and conditions of each fund. There is no directly comparable IFRS measure.</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"><br>Capital raising.</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> This measure consists of increases in SLC Management's commitments from fund raising activities for all real estate, infrastructure and alternative credit Clients excluding leverage. Investment-grade fixed income capital raising consists of sales made to new Clients. There is no directly comparable IFRS measure.</font></div><div><font><br></font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Cash and other liquid assets. </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">This measure is comprised of cash, cash equivalents, short-term investments, and publicly traded securities, net of loans related to acquisitions and short-term loans that are held at SLF Inc. (the ultimate parent company), and its wholly owned holding companies. This measure is a key consideration of available funds for capital re-deployment to support business growth.</font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:58.549%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:19.367%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.784%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ millions)</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">As at March 31, 2025</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">As at December 31, 2024</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Cash and other liquid assets (held at SLF Inc. and its wholly owned holding companies)&#58;</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Cash, cash equivalents &#38; short-term securities</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">617</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">479</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">722</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">780</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Equity securities</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(2)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">112</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Sub-total</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1,339</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,371</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Less&#58; Loans related to acquisitions and short-term loans</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(3)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> (held at SLF Inc. and its wholly owned holding companies)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(17)</font></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Cash and other liquid assets (held at SLF Inc. and its wholly owned holding companies)</font></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1,339</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1,354</font></td></tr></table></div><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">Includes publicly traded bonds.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.93pt">Includes ETF Investments.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(3)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.89pt">Includes drawdowns from credit facilities to manage timing of cash flows.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Constant currency.</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> We remove the impacts of foreign exchange translation from certain IFRS and non-IFRS measures to assist in comparing our results from period to period. The impacts of foreign exchange translation is approximated by using the foreign exchange rates in effect during the comparative period, using the average or period end foreign exchange rates, as appropriate.</font></div><div><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">40     Sun Life Financial Inc.     First Quarter 2025&#160;&#160;&#160;&#160;           &#160;&#160;&#160;&#160;</font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%"> &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div></div></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">CSM Movement Analysis </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">includes certain non-IFRS financial measures, detailed below, and also presents certain measures on a net basis to reflect how the business is managed, compared to a gross basis in the Consolidated Financial Statements. Examples include i) The impacts of insurance contracts issued is presented net of reinsurance&#59; ii) Impact of new business is presented net of acquisition expense gain&#47;loss&#59; and iii)&#160;Certain methodology changes are presented as an impact of change in assumptions, whereas the Consolidated Financial Statement presentation is a contract modification.</font></div><div style="margin-top:3pt;padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Organic CSM Movement</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> is comprised of the Impact of new insurance business, Expected movements from asset returns &#38; locked-in rates, Insurance experience gains&#47;losses, and CSM recognized for services provided.</font></div><div style="margin-top:3pt;padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Impact of new insurance business on CSM</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">, also referred to as &#34;new business CSM&#34;, represents growth from sales activity in the period, including individual protection sales (excluding joint ventures), and defined benefit solutions and segregated fund wealth sales in Canada. New business CSM is presented net of acquisition expense gain&#47;loss.</font></div><div style="margin-top:3pt;padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Expected movements from asset returns &#38; locked-in rates</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> applies to variable fee approach (&#34;VFA&#34;) and general measurement approach (&#34;GMA&#34;) contracts. For VFA contracts, this component of the CSM movement analysis is comprised of two factors&#58; (i) the expected return on underlying assets and (ii) the measurement of financial guarantees. The difference between actual and expected results are reported as the impact of markets. For GMA contracts, this component of the CSM includes the accretion of the CSM balance at locked-in rates, which refer to the term structure associated with locked-in discount rates, set when the insurance contract was sold or on transition to IFRS 17. Average locked-in rates increase with the passage of time on in-force business and new business added at current rates.  </font></div><div style="margin-top:3pt;padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Impact of markets &#38; other </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">includes the difference between actual and expected movement for VFA contracts for&#58; (i) the return on underlying assets and (ii) the measurement of financial guarantees. Also includes other amounts excluded from Organic CSM Movement.</font></div><div style="margin-top:3pt;padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Insurance experience gains&#47;losses </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">represents the current period impacts of insurance experience, resulting in a change in future cash flows that adjust CSM.</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> </font></div><div style="margin-top:3pt;padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">Impact of change in assumptions</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> represents the future period impacts of changes in fulfilment cash flows that adjust CSM.</font></div><div style="margin-top:3pt;padding-left:36pt;text-indent:-18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8226;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%;padding-left:15.36pt">CSM market sensitivities.</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> CSM market sensitivities are non-IFRS financial measures for which there are no directly comparable measures under IFRS so it is not possible to provide a reconciliation of these amounts to the most directly comparable IFRS measures.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Deployment. </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">This measure represents the amount of capital that has been invested in the period, including leverage where applicable. Deployment also includes capital committed in infrastructure deals to be invested in specific assets. There is no directly comparable IFRS measure.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Drivers of Earnings. </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The Drivers of Earnings (&#34;DOE&#34;) analysis provides additional detail on the sources of earnings, primarily for protection and health businesses, and explains the actual results compared to the longer term expectations. The DOE is presented on a reported and underlying common shareholders' basis. Within the net insurance service result, the underlying DOE provides detail on expected insurance earnings, impact of new insurance business and experience gains (losses). Within the net investment result, the underlying DOE provides detail on expected investment earnings, credit experience, earnings on surplus, and joint ventures &#38; other. For more information, refer to the headings &#34;Underlying net income and Underlying EPS&#34;, &#34;Earnings on surplus&#34;, &#34;Notable items attributable to reported and underlying net income&#34;, in this document.<br><br>Certain amounts in the DOE are presented on a net basis to reflect how the business is managed, compared to a gross basis in the Consolidated Financial Statements. Examples include&#58; i) Net investment result and Other expenses of the Asset Management operating segment are combined with Fee Income to report the net contribution to earnings&#59; ii) Income for fee-based businesses is reported net of the associated expenses&#59; iii) Carried interest in SLC Management within Fee Income excludes the carried interest that Sun Life does not participate in economically, and nets the non-controlling interest portion of the carried interest against fee income and expenses of consolidated funds&#59; iv) Net investment results include assets returns net of the crediting rate for investment contract liabilities and the unwinding of and changes in the discount rate for insurance contract liabilities&#59; v) Earnings on surplus reflects net spread earned from investment strategies&#59; and vi) Earnings attributable to the participating account are excluded.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Earnings on Surplus. </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">This component of the Drivers of Earnings represents the net income earned on a company&#8217;s surplus funds. Earnings on Surplus is comprised of realized gains on fair value through other comprehensive income assets, as well as net investment returns on surplus, such as investment income, gains (losses) on seed investments and investment properties mark-to-market, and also includes impacts from derivatives, currency and other items.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Experience-related items attributable to reported net income and underlying net income.</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> These notable items attributable to reported net income and underlying net income are components of the Drivers of Earnings represents gains and losses that are due to differences between the actual results during the reporting period and management&#8217;s estimate of the expected longer-term returns on assets and liabilities (i.e. expected insurance earnings and expected investment earnings) at the start of the reporting period. </font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Fee earning AUM. </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">FE AUM consists of assets managed by SLC Management, which are beneficially owned by Clients, on which we earn management fees for providing investment management, property management or advisory-related services. There is no directly comparable IFRS measure.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Fee-related earnings and Operating income. Fee-related earnings</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> represent profitability of SLC Management's fee-related portfolios, and is calculated as Fee-related revenue less Fee-related expenses. </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Operating income </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">represents profit realized from our business operations, and is calculated as the sum of Fee-related earnings, Investment income (loss) and performance fees, and Interest and other. </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Fee-related revenue </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">represents all fee income, with the exception of performance fees, generated from third-party investors. </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Fee-related expenses</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> represent all expenses directly related to generating fee revenue from third-party investors. </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Investment income (loss) and performance fees </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">represent total income or loss from our seed investments, net of the related expenses. </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Interest and other </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">represents performance fee compensation, our net interest income or expense and income from managing the General Account assets.</font></div><div><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;     </font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Sun Life Financial Inc.     First Quarter 2025     41</font></div></div></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Fee-related earnings </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">and </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Operating income</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> are non-IFRS financial measures within SLC Management's Supplemental Income Statement, which enhances the comparability of SLC Management's results with publicly traded alternative asset managers. For more details, see our Supplementary Financial Information package for the quarter.</font></div><div><font><br></font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The following table provides a reconciliation from Fee-related earnings and Operating income to SLC Management's Fee income and Total expenses based on IFRS.</font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:73.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.234%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">SLC Management</font></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Quarterly results</font></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ millions)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Q1'25</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q4'24</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q1'24</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Fee income (per IFRS)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">473</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">572</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">561</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Less&#58; Non-fee-related revenue adjustments</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)(2)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">110</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">242</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">258</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Fee-related revenue</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">363</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">330</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">303</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Total expenses (per IFRS)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">452</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">509</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">471</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Less&#58; Non-fee-related expense adjustments</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(2)(3)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">188</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">258</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">237</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Fee-related expenses</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">264</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">251</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">234</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Fee-related earnings</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">99</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">79</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">69</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Add&#58; Investment income (loss) and performance fees</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(4)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">52</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">60</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">5</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Add&#58; Interest and other</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(5)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(19)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(36)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(28)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Operating income</font></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">132</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">103</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">46</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">Includes Interest and other - fee income, Investment income (loss) and performance fees - fee income, and Other - fee income. </font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.93pt">Excludes the income and related expenses for certain property management agreements to provide more accurate metrics on our fee-related business.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(3)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.89pt">Includes Interest and other, Placement fees - other, Amortization of intangibles, Acquisition, integration and restructuring, and Other - expenses.</font></div><div style="margin-bottom:2pt;padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(4)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.76pt">Investment income (loss) and performance fee in SLC Management's Supplemental Income Statement relates to the underlying results of our seed investments. As such, we have excluded non-underlying market-related impacts as well as the gains or losses of certain non-seed hedges that are reported under Net investment income (loss) under IFRS. The reconciliation is as follows (amounts have been adjusted for rounding)&#58;</font><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.245%"><tr><td style="width:1.0%"></td><td style="width:73.453%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.382%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.382%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.383%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">Quarterly results</font></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">($ millions)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:700;line-height:120%">Q1'25</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">Q4'24</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">Q1'24</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">Net investment income (loss) (per IFRS)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:700;line-height:120%">59</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">37</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">22</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">Less&#58; Market-related impacts and Other - Investment income (loss)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:700;line-height:120%">7</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">(2)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">18</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">Add&#58; Investment income (loss) and performance fees - fee income</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:700;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">21</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">1</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">Investment income (loss) and performance fees</font></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:700;line-height:120%">52</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">60</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">5</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(5)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.86pt">Includes Interest and other reported under Fee income under IFRS, net of Interest and other reported under Total expenses under IFRS.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Financial leverage ratio. </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">This ratio is an indicator of the Company's balance sheet strength measured by its proportion of capital qualifying debt in accordance with OSFI guidelines. This is calculated as the ratio of total debt plus preferred shares to total capital including the contractual service margin net of taxes, where debt consists of all capital-qualifying debt securities. Capital-qualifying debt securities consist of subordinated debt and innovative capital instruments. The CSM is included net of taxes because debts are repaid and serviced from available after-tax funds. </font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Impacts of foreign exchange translation. </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">To assist in comparing our results from period-to-period, the favourable or unfavourable impacts of foreign exchange translation are approximated using the foreign exchange rates, in effect during the comparative period, for several IFRS and Non-IFRS financial measures using the average or period end foreign exchange rates, as appropriate. Items impacting a reporting period, such as Revenue, Expenses, and Reported net income (loss) in our Consolidated Statements of Operations, as well as underlying net income (loss), and sales, are translated into Canadian dollars using average exchange rates for the appropriate daily, monthly, or quarterly period. For Assets and Liabilities in our Consolidated Statements of Financial Position, as well as the AUM and certain components of the Drivers of Earnings disclosure, period-end rates are used for currency translation purposes. </font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">LICAT market sensitivities.</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> LICAT market sensitivities are non-IFRS financial measures for which there are no directly comparable measures under IFRS so it is not possible to provide a reconciliation of these amounts to the most directly comparable IFRS measures.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Organic capital generation. </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">This supplementary financial measure provides a view of the Company&#8217;s ability to generate excess capital under the normal course of business, excluding non-recurring items&#59; where excess capital is defined as LICAT Available Capital and Surplus Allowance above LICAT Base Solvency Buffer at target ratio, as defined and calculated under OSFI-mandated guideline. This amount is determined as follows&#58; underlying net income and organic CSM movement net of shareholder dividends and change in base solvency buffer for new business and aging of in-force. This amount excludes non-recurring impacts to available capital or base solvency buffer from markets, assumption changes, management actions, and other non-underlying items.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Pre-tax fee related earnings margin. </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">This ratio is a measure of SLC Management's profitability in relation to funds that earn recurring fee revenues, while excluding investment income and performance fees. The ratio is calculated by dividing fee-related earnings by fee-related revenues and is based on the last twelve months. There is no directly comparable IFRS measure.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Pre-tax net operating margin.</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> This ratio is a measure of the profitability and there is no directly comparable IFRS measure. For MFS, this ratio is calculated by excluding MFS shares owned by management and certain commission expenses that are offsetting. These commission expenses are excluded in order to neutralize the impact these items have on the pre-tax net operating margin and have no impact on the profitability of MFS. For SLC Management, the ratio is calculated by dividing the total operating income by fee-related revenue plus investment Income (loss) and performance fees, and is based on the last twelve months. </font></div><div><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">42     Sun Life Financial Inc.     First Quarter 2025&#160;&#160;&#160;&#160;           &#160;&#160;&#160;&#160;</font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%"> &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div></div></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The following table provides a reconciliation to calculate MFS' pre-tax net operating margin&#58;</font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:73.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.234%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">MFS</font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Quarterly results</font></div></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(US$ millions)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Q1'25</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q4'24</font></div></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q1'24</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Revenue</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Fee income (per IFRS)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">818</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">855</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">826</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Less&#58; Commissions</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">95</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">100</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">99</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Less&#58; Other</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(15)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(14)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(13)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Adjusted revenue</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">738</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">769</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">740</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Expenses</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Expenses (per IFRS)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">581</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">583</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">613</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Net investment (income)&#47;loss (per IFRS)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(16)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(19)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(30)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Less&#58; MFS shares owned by management (net of NCI)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(2)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">4</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">10</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">18</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:36pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#160;Compensation-related equity plan adjustments</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">6</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">10</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">12</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:36pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#160;Commissions</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">95</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">100</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">99</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:36pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#160;Other</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:120%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(17)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(13)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(11)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Adjusted expenses</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">477</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">457</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">465</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Pre-tax net operating margin</font></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">35.4%</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">40.5%</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">37.2%</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:3.78pt">Other includes accounting basis differences, such as sub-advisory expenses and product allowances.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%;padding-left:2.93pt">Excluding non-controlling interest. For more information on MFS shares owned by management, see the heading Underlying Net Income and Underlying EPS.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Return on equity.</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8.5pt;font-weight:400;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">IFRS does not prescribe the calculation of ROE and therefore a comparable measure under IFRS is not available. To determine reported ROE and underlying ROE, respectively, reported net income (loss) and underlying net income (loss) is divided by the total weighted average common shareholders&#8217; equity for the period. The ROE provides an indication of the overall profitability of the Company. The quarterly ROE is annualized.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Sales and flows.</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8.5pt;font-weight:400;line-height:120%"> </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Asset Management gross flows includes funds from retail and institutional Clients&#59; SLC Management gross flows include capital raising, such as uncalled capital commitments and fund leverage. Asset Management net flows consist of gross flows less gross outflows&#59; SLC Management's net flows do not include Client distributions from the sale of underlying assets in closed-end funds. In Canada and in Asia, net sales consist of asset management gross flows &#38; wealth sales less redemptions. In Canada, asset management gross flows &#38; wealth sales consist of sales in Group Retirement Services (excluding retained sales) and Individual Wealth&#59; group - health &#38; protection sales consist of workplace benefits sold by Sun Life Health&#59; and individual - protection sales refer to individual insurance sales. In the U.S., group - health &#38; protection sales consist of sales by Group Benefits and Dental. In Asia, asset management gross flows &#38; wealth sales consist of Hong Kong asset management gross flows &#38; wealth sales, Philippines mutual fund sales, asset management gross flows &#38; wealth sales by our India and China joint ventures and associates, and Aditya Birla Sun Life AMC Limited's equity and fixed income mutual fund sales based on our proportionate equity interest, including sales as reported by our bank distribution partners&#59; individual - protection sales consist of the individual insurance sales, by our subsidiaries and joint ventures and associates, based on our proportionate equity interest, in the Philippines, Indonesia, India, China, Malaysia, Vietnam, International, Hong Kong and Singapore. Asia also has group - health &#38; protection sales in the Philippines, Hong Kong and our joint ventures. To provide greater comparability across reporting periods, we exclude the impacts of foreign exchange translation from sales and gross flows. There is no directly comparable IFRS measure.</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> </font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Third-party AUM.</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> Third-party AUM is composed of retail, institutional, and other third party assets, which includes general fund and segregated fund assets managed by our joint ventures. In Asset Management, third-party AUM includes Client assets for retail and institutional Clients, as well as capital raising, such as uncalled commitments and fund leverage in SLC Management. In Canada, third-party AUM includes Client assets in retail mutual fund products of Sun Life Global Investments. In Asia, third-party AUM includes Client assets in Hong Kong managed fund products, International asset management &#38; wealth products, Philippines mutual and managed fund products, Aditya Birla Sun Life AMC Limited equity and fixed income mutual fund products, Sun Life Everbright Asset Management products and our joint ventures&#8217; general fund and segregated fund assets based on our proportionate equity interest. There is no directly comparable IFRS financial measure.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Total weighted premium income (&#34;TWPI&#34;). </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">This measure consists of 100% renewal premiums, 100% of first year premiums, and 10% of single premiums. In contrast to sales, which only includes premiums from new business, TWPI includes renewal premiums, reflecting the strength of the in-force block and providing a better understanding of both new and existing business. There is no directly comparable IFRS measure. </font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Underlying dividend payout ratio. </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">This is the ratio of dividends paid per share to diluted underlying EPS for the period. The ratio is utilized during the medium-term capital budgeting process to inform our planned capital initiatives. We target an underlying dividend payout ratio of between 40% and 50% based on underlying EPS. For more information, see Section J - Capital and Liquidity Management in the 2024 Annual MD&#38;A.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Underlying effective tax rate.</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> This measure is calculated using the pre-tax underlying net income and the income tax expense associated with it. Our statutory tax rate is normally reduced by various tax benefits, such as lower taxes on income subject to tax in foreign jurisdictions, a range of tax-exempt investment income, and other sustainable tax benefits. Our effective tax rate helps in the analysis of the income tax impacts in the period.</font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;     </font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Sun Life Financial Inc.     First Quarter 2025     43</font></div></div></div><div id="i952356f7f0884e13a5afd1ee78fb8667_562"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">4. Reconciliations of Select Non-IFRS Financial Measures</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8.5pt;font-weight:700;line-height:120%">Underlying Net Income to Reported Net Income Reconciliation - Pre-tax by Business Group</font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:33.110%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.864%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.864%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.864%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.864%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.864%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.870%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="18" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Q1'25</font></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ millions)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Asset<br>Management</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#160;Canada</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#160;U.S.</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Asia</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Corporate</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Total</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Underlying net income (loss)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">351</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">376</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">218</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">197</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(97)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1,045</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Add&#58; Market-related impacts (pre-tax)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(11)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(9)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">15</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(19)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(4)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(28)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;text-indent:18pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">ACMA (pre-tax)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#8212;</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(2)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#8212;</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(3)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#8212;</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(5)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;text-indent:18pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Other adjustments (pre-tax)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(20)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(23)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(60)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(10)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#8212;</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(113)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt;text-indent:17.86pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Tax expense (benefit)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">6</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">9</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">13</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">1</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#8212;</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">29</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Reported net income (loss) - Common shareholders</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">326</font></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">351</font></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">186</font></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">166</font></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(101)</font></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">928</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="18" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q4'24</font></div></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Underlying net income (loss)</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">360</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">366</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">161</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">175</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(97)</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">965</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Add&#58; Market-related impacts (pre-tax)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(18)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(142)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(74)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">27</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(14)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(221)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;text-indent:18pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">ACMA (pre-tax)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(1)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(1)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">15</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">13</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;text-indent:18pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Other adjustments (pre-tax)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(34)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(8)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(143)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(193)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(378)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;text-indent:18pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Tax expense (benefit) on above items</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">18</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">38</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">50</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(13)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(235)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(142)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Reported net income (loss) - Common shareholders</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">326</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">253</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(7)</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">11</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(346)</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">237</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:0 1pt"></td><td colspan="18" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q1'24</font></div></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Underlying net income (loss)</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">282</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">310</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">189</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">177</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(83)</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">875</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Add&#58; Market-related impacts (pre-tax)</font></div></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">45</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(53)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(16)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(4)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(26)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;text-indent:18pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">ACMA (pre-tax)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(7)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(3)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(8)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;text-indent:18pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Other adjustments (pre-tax)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">26</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(8)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(67)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">90</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">41</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt;text-indent:18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Tax expense (benefit) </font></div></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(26)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(50)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">26</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(13)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(1)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(64)</font></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Reported net income (loss) - Common shareholders</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">284</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">290</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">97</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">235</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(88)</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">818</font></td></tr></table></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_565"></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8.5pt;font-weight:700;line-height:120%">Underlying Net Income to Reported Net Income Reconciliation - Pre-tax by Business Unit - Asset Management</font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:33.402%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.864%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.718%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.864%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.864%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.864%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.724%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Q1'25</font></div></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q4'24</font></div></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q1'24</font></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">($ millions)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">MFS</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">SLC<br>Management</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">MFS</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">SLC<br>Management</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">MFS</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">SLC<br>Management</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Underlying net income (loss)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">266</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">85</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">301</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">59</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">254</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">28</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Add&#58; Market-related impacts (pre-tax)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#8212;</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(11)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(18)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Other adjustments (pre-tax)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">9</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(29)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">4</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(38)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(8)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">34</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt;text-indent:18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Tax expense (benefit) </font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(4)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">10</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(4)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">22</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(4)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(22)</font></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Reported net income (loss) - Common shareholders</font></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">271</font></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">55</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">301</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">25</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">242</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">42</font></td></tr></table></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_568"></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8.5pt;font-weight:700;line-height:120%">Underlying Net Income to Reported Net Income Reconciliation - Pre-tax in U.S. dollars</font></div><div style="margin-bottom:3pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:33.256%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.864%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.864%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.718%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.864%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.864%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.870%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Q1'25</font></div></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q4'24</font></div></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q1'24</font></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(US$ millions)</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">U.S.</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">MFS</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">U.S.</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">MFS</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">U.S.</font></td><td colspan="3" style="border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">MFS</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Underlying net income (loss)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">151</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">186</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">115</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">216</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">141</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">189</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Add&#58; Market-related impacts (pre-tax)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">11</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(52)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(41)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;text-indent:18pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">ACMA (pre-tax)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#8212;</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;text-indent:18pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Other adjustments (pre-tax)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(42)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">6</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(103)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">3</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(51)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(6)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt;text-indent:18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Tax expense (benefit) </font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">9</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(2)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">39</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(3)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">20</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(3)</font></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Reported net income (loss) - Common shareholders</font></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">129</font></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">190</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(1)</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">216</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">71</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">180</font></td></tr></table></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">44     Sun Life Financial Inc.     First Quarter 2025&#160;&#160;&#160;&#160;           &#160;&#160;&#160;&#160;</font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%"> &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div></div></div><div id="i952356f7f0884e13a5afd1ee78fb8667_571"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8.5pt;font-weight:700;line-height:120%">Underlying Net Income to Reported Net Income Reconciliation - U.S. Group Benefits - Pre-tax in U.S. dollars</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The following table sets out the amounts that were excluded from our reported net income (loss) for U.S. Group Benefits, which is used to calculate the trailing four-quarter after-tax profit margin for U.S. Group Benefits.</font></div><div><font><br></font></div><div style="margin-bottom:3pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:43.929%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.771%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.771%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.771%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.771%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.771%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.771%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.771%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.774%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(US$ millions)</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">Q1'25</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q4'24</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q3'24</font></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q2'24</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q1'24</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q4'23</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q3'23</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#004f73;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Q2'23</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:2pt;margin-top:2pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Underlying net income (loss) for U.S. Group Benefits</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">105</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">62</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">118</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">124</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">118</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">138</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">96</font></td><td colspan="3" style="border-top:1pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">116</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Add&#58; Market-related impacts (pre-tax)</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">8</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(18)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">17</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(11)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(8)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">14</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(10)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(6)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;text-indent:18pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">ACMA (pre-tax)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">8</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(11)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">47</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">&#8212;</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt 2px 13pt;text-align:left;text-indent:18pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Other adjustments (pre-tax)</font></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(4)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(5)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(5)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(6)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(7)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(9)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(6)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(6)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt;text-indent:18pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Tax expense (benefit) </font></div></td><td colspan="3" style="background-color:#f6f4f1;border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">(1)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">5</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(4)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">3</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">3</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">1</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">(6)</font></td><td colspan="3" style="border-top:0.5pt solid #e0dcd1;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">2</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Reported net income (loss) - Common shareholders</font></div></td><td colspan="3" style="background-color:#f6f4f1;border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">108</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">44</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">134</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">110</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">106</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">133</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">121</font></td><td colspan="3" style="border-bottom:0.5pt solid #004f73;border-top:0.5pt solid #004f73;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">106</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div style="padding-left:9pt;text-indent:-9pt"><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_598"></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:50.508%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:47.292%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">O.  Forward-looking Statements</font></td><td colspan="3" style="border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">From time to time, the Company makes written or oral forward-looking statements within the meaning of certain securities laws, including the &#8220;safe harbour&#8221; provisions of the United States Private Securities Litigation Reform Act of 1995 and applicable Canadian securities legislation. Forward-looking statements contained in this document include statements (i) relating to our strategies, plans, targets, goals and priorities&#59; (ii) relating to our growth initiatives and other business objectives&#59; (iii) relating to the  renewal of our normal course issuer bid (including, but not limited to, statements relating to the repurchase of the 2024 Repurchased Shares and the size of the 2025 NCIB)&#59; (iv) set out in this document under the heading I - Risk Management - Market Risk Sensitivities - Interest Rate Sensitivities&#59; (v) relating to expected changes in our LICAT ratio&#59; (vi) that are predictive in nature or that depend upon or refer to future events or conditions&#59; and (vii) that include words such as &#8220;achieve&#8221;, &#8220;aim&#8221;, &#8220;ambition&#8221;, &#8220;anticipate&#8221;, &#8220;aspiration&#8221;, &#8220;assumption&#8221;, &#8220;believe&#8221;, &#8220;could&#8221;, &#8220;estimate&#8221;, &#8220;expect&#8221;, &#8220;goal&#8221;, &#8220;initiatives&#8221;, &#8220;intend&#8221;, &#8220;may&#8221;, &#8220;objective&#8221;, &#8220;outlook&#8221;, &#8220;plan&#8221;, &#8220;project&#8221;, &#8220;seek&#8221;, &#8220;should&#8221;, &#8220;strategy&#8221;, &#8220;strive&#8221;, &#8220;target&#8221;, &#8220;will&#8221;, and similar expressions. Forward-looking statements include the information concerning our possible or assumed future results of operations. These statements represent our current expectations, estimates, and projections regarding future events and are not historical facts, and remain subject to change. </font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:112%">Forward-looking statements are not a guarantee of future performance and involve risks and uncertainties that are difficult to predict. Future results and shareholder value may differ materially from those expressed in these forward-looking statements due to, among other factors, the matters set out in this document under the headings C - Profitability - 5 - Income taxes, F - Financial Strength and I - Risk Management and in SLF Inc.&#8217;s 2024 AIF under the heading Risk Factors, and the factors detailed in SLF Inc.&#8217;s other filings with Canadian and U.S. securities regulators, which are available for review at </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:112%;text-decoration:underline">www.sedarplus.ca </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:112%">and </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:112%;text-decoration:underline">www.sec.gov</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:112%">, respectively. </font></div><div><font><br></font></div><div id="i952356f7f0884e13a5afd1ee78fb8667_5491"></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Important risk factors that could cause our assumptions and estimates, and expectations and projections to be inaccurate and our actual results or events to differ materially from those expressed in or implied by the forward-looking statements contained in this document, are set out below. The realization of our forward-looking statements essentially depends on our business performance which, in turn, is subject to many risks. Factors that could cause actual results to differ materially from expectations include, but are not limited to&#58; </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">market risks </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">- related to the performance of equity markets&#59; changes or volatility in interest rates or credit spreads or swap spreads&#59; real estate investments&#59; fluctuations in foreign currency exchange rates&#59; and inflation&#59; </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">insurance risks </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">- related to mortality experience, morbidity experience and longevity&#59; policyholder behaviour&#59; product design and pricing&#59; the impact of higher-than-expected future expenses&#59; and the availability, cost and effectiveness of reinsurance&#59;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%"> credit risks</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> - related to issuers of securities held in our investment portfolio, debtors, structured securities, reinsurers, counterparties, other financial institutions and other entities&#59; </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">business and strategic risks</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> - related to global economic and geopolitical conditions&#59; the design and implementation of business strategies&#59; changes in distribution channels or Client behaviour including risks relating to market conduct by intermediaries and agents&#59; the impact of competition&#59; the performance of our investments and investment portfolios managed for Clients such as segregated and mutual funds&#59; shifts in investing trends and Client preference towards products that differ from our investment products and strategies&#59; changes in the legal or regulatory environment, including capital requirements and tax laws&#59; environmental and social issues and their related laws and regulations&#59; </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">operational risks</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> - related to breaches or failure of information system security and privacy, including cyber-attacks&#59; our ability to attract and retain employees&#59; legal, regulatory compliance and market conduct, including the impact of regulatory inquiries and investigations&#59; the execution and integration of mergers, acquisitions, strategic investments and divestitures&#59; our information technology infrastructure&#59; a failure of information systems and Internet-enabled technology&#59; dependence on third-party relationships, including outsourcing arrangements&#59; business continuity&#59; model errors&#59; information management&#59; </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">liquidity risks</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> - the possibility that we will not be able to fund all cash outflow commitments as they fall due&#59; and </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:120%">other risks</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> - changes to accounting standards in the jurisdictions in which we operate&#59; risks associated with our international operations, including our joint ventures&#59; market conditions that affect our capital position or ability to raise capital&#59; downgrades in financial strength or credit ratings&#59; and tax matters, including estimates and judgements used in calculating taxes.</font></div><div><font><br></font></div><div style="padding-right:6.75pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The Company does not undertake any obligation to update or revise its forward-looking statements to reflect events or circumstances after the date of this document or to reflect the occurrence of unanticipated events, except as required by law.</font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;     </font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">MANAGEMENT'S DISCUSSION AND ANALYSIS </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Sun Life Financial Inc.     First Quarter 2025     45</font></div></div></div><div style="page-break-after:always">&nbsp;</div>
<div id="i0e614d36be5243918d47409a5a6633be_28"></div><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:20.391%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.783%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.783%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:17.028%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:19.515%"></td><td style="width:0.1%"></td></tr><tr><td colspan="15" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:justify;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">CONSOLIDATED STATEMENTS OF OPERATIONS</font></td></tr></table></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:74.338%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:2.847%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.847%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.235%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="12" style="border-bottom:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">For the three months ended</font></div></td></tr><tr style="height:12pt"><td colspan="3" rowspan="2" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(unaudited, in millions of Canadian dollars, except for per share amounts)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">March&#160;31, 2025</font></td><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">March&#160;31, 2024</font></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Insurance service result</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.91pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Insurance revenue (Note&#160;6)</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">6,018</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">5,540&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.91pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Insurance service expenses </font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(5,095)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(4,840)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.91pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Reinsurance contract held net income (expenses) </font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(13)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">61&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Net insurance service result</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">910</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">761&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Investment result</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19.99pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Investment result excluding result for account of segregated fund holders&#58;</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:24.09pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Net investment income (loss) (Note&#160;4)</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">3,093</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(677)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:31.18pt;text-indent:-7.09pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Insurance finance income (expenses) from insurance contracts issued </font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(2,579)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,376&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:31.18pt;text-indent:-7.09pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Insurance finance income (expenses) from reinsurance contracts held </font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">56</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">9&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:24.09pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Decrease (increase) in investment contract liabilities</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(86)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(99)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18.99pt;text-indent:-7.09pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Net investment result excluding result for account of segregated fund holders</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">484</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">609&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt 2px 19.99pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Investment result for insurance contracts for account of segregated fund&#160;holders&#58;</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 32.18pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Investment income (loss) on investments for account of segregated fund&#160;holders</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(1)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,056&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:24.09pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Insurance finance income (expenses) (Note&#160;10)</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(1,056)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt 2px 19.99pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Net investment result for insurance contracts for account of segregated fund&#160;holders</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Net investment result</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">484</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">609&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Fee income (Note&#160;7)</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,240</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,012&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Other expenses (income)</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.91pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Other income</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(161)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.91pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Operating expenses and commissions </font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,252</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,187&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.91pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Interest expenses</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">133</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">159&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Total other expenses (income)</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,385</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,185&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Income (loss) before income taxes</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,249</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,197&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.91pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Less&#58; Income tax expense (benefit) (Note&#160;8)</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">242</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">261&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Total net income (loss)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,007</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">936&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.91pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Less&#58; Net income (loss) allocated to the participating account </font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">53</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">55&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 37.99pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;Net income (loss) attributable to non-controlling interests</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">6</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">43&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Shareholders' net income (loss)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">948</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">838&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 40.69pt;text-align:left;text-indent:-28.35pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Less&#58; Dividends on preferred shares and distributions on other equity instruments</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">20</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">20&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Common shareholders' net income (loss)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">928</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">818&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:5pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt 0 10pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Average exchange rates during the reporting periods&#58;           </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">U.S. dollars  </font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1.43</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1.35&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:5pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Earnings (loss) per share (Note&#160;12)</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.91pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Basic</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1.62</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1.40&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.91pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Diluted</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1.62</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1.40&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:5pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Dividends per common share</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">0.840</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">0.780&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">The attached notes form part of these Interim Consolidated Financial Statements.</font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="padding-right:-1.41pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:2.413%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.541%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.541%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:21.740%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:21.740%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.569%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">46</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">Sun Life Financial Inc.</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">First Quarter 2025</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">INTERIM CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED)</font></div></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div></div></div><div id="i0e614d36be5243918d47409a5a6633be_31"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:18.783%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.783%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.783%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:37.057%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.994%"></td><td style="width:0.1%"></td></tr><tr><td colspan="15" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="margin-bottom:3pt;text-align:justify"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:100%">CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS)</font></div></td></tr></table></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:74.338%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:2.847%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.847%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.235%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="12" style="border-bottom:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">For the three months ended</font></div></td></tr><tr style="height:12pt"><td colspan="3" rowspan="2" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(unaudited, in millions of Canadian dollars)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="6" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">March&#160;31, 2025</font></td><td colspan="6" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">March&#160;31, 2024</font></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Total net income (loss)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,007</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">936&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Other comprehensive income (loss), net of taxes&#58;</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.91pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Items that may be reclassified subsequently to income&#58;</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 13pt 0 1pt"></td><td colspan="3" style="padding:0 13pt 0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Change in unrealized foreign currency translation gains (losses)&#58;</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 13pt 0 1pt"></td><td colspan="3" style="padding:0 13pt 0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 37pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Unrealized gains (losses) </font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">25</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 13pt 0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">292&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="6" style="padding:2px 1pt 2px 32.75pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Change in unrealized gains (losses) on investments at fair value through other comprehensive&#160;income&#58;</font></td><td colspan="3" style="padding:0 32.75pt 0 1pt;text-indent:-7.09pt"></td><td colspan="3" style="padding:0 13pt 0 1pt"></td><td colspan="3" style="padding:0 13pt 0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 37pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Unrealized gains (losses)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 13pt 0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">101</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 13pt 0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(31)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 44.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Reclassifications to net income (loss) and provision for credit losses recognized into income</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 13pt 0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">19</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 13pt 0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(17)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Change in unrealized gains (losses) on cash flow hedges&#58;</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 13pt 0 1pt"></td><td colspan="3" style="padding:0 13pt 0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 37pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Unrealized gains (losses)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">5</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 13pt 0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">27&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 37pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Reclassifications to net income (loss)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(3)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 13pt 0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(25)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 32.18pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Share of other comprehensive income (loss) in joint ventures and associates&#58;</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 13pt 0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 13pt 0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 37pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Unrealized gains (losses)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(70)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 13pt 0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">115&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total items that may be reclassified subsequently to income</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">77</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">361&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Items that will not be reclassified subsequently to income&#58;</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Remeasurement of defined benefit plans</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(12)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">7&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 32.18pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Share of other comprehensive income (loss) in joint ventures and associates</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(1)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(9)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total items that will not be reclassified subsequently to income</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(13)</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(2)</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total other comprehensive income (loss)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">64</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">359&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Total comprehensive income (loss)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,071</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,295&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.91pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Less&#58; Comprehensive income (loss) allocated to the participating account </font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">51</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">53&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:32.03pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Non-controlling interests' comprehensive income (loss) </font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">6</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">48&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Shareholders&#8217; comprehensive income (loss)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,014</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,194&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div><font><br></font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.556%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:justify;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">INCOME TAXES INCLUDED IN OTHER COMPREHENSIVE INCOME (LOSS)</font></td><td colspan="3" style="border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:74.338%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:2.847%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.847%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.235%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="12" style="border-bottom:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">For the three months ended</font></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(unaudited, in millions of Canadian dollars)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="6" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">March&#160;31, 2025</font></td><td colspan="6" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">March&#160;31, 2024</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Income tax benefit (expense)&#58;</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Items that may be reclassified subsequently to income&#58;</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 32.75pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Unrealized foreign currency translation gains (losses)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(2)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 32.75pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Unrealized gains (losses) on investments at fair value through other comprehensive&#160;income</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(25)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">12&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 32.75pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Reclassifications to net income (loss) and provision for credit losses recognized into income on investments at fair value through other comprehensive&#160;income</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">3</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">3&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Unrealized gains (losses) on cash flow hedges</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(3)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Reclassifications to net income (loss) for cash flow hedges</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">3&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total items that may be reclassified subsequently to income</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(21)</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">13&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Items that will not be reclassified subsequently to income&#58;</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Remeasurement of defined benefit plans</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">5</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(3)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total items that will not be reclassified subsequently to income</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">5</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(3)</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Total income tax benefit (expense) included in other comprehensive income (loss)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(16)</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">10&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">The attached notes form part of these Interim Consolidated Financial Statements.</font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:12.516%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:22.765%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:22.765%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.541%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.541%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.416%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">INTERIM CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">Sun Life Financial Inc.</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">First Quarter 2025</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">47</font></div></td></tr></table></div></div></div><div id="i0e614d36be5243918d47409a5a6633be_34"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:23.497%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.497%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.497%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.497%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.412%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:justify;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">CONSOLIDATED STATEMENTS OF FINANCIAL POSITION</font></td><td colspan="3" style="border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:69.660%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.186%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.186%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.235%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="12" style="border-bottom:0.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">As at</font></td></tr><tr style="height:12pt"><td colspan="3" rowspan="2" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(unaudited, in millions of Canadian dollars)</font></div></td><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">March&#160;31, 2025</font></td><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">December 31, 2024</font></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Assets</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Cash, cash equivalents and short-term securities (Note&#160;4)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">11,506</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">13,873&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Debt securities (Note&#160;4)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">84,630</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">81,955&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Equity securities (Note&#160;4)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">9,656</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">9,974&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Mortgages and loans (Note&#160;4)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">58,749</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">57,619&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Derivative assets </font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,839</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,971&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Other financial invested assets (Note&#160;4)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">13,546</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">13,306&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Financial assets</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">179,926</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">178,698&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Investment properties (Note&#160;4)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">9,335</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">9,290&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Other non-financial invested assets (Note&#160;4)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,784</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,829&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Invested assets</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">191,045</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">189,817&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Other assets </font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">6,657</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">7,021&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Reinsurance contract held assets (Note&#160;6)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">6,426</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">6,318&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Insurance contract assets (Note&#160;6)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">285</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">355&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Deferred tax assets </font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">3,922</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">3,910&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Intangible assets </font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">5,507</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">5,058&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Goodwill </font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">9,468</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">9,456&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total general fund assets</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">223,310</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">221,935&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Investments for account of segregated fund holders (Note&#160;10)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">149,650</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">148,786&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Total assets</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">372,960</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">370,721&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Liabilities and equity</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Liabilities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18.99pt;text-indent:-7.09pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Insurance contract liabilities excluding those for account of segregated fund holders (Note&#160;6)</font></div></td><td colspan="3" style="padding:0 1pt 0 19.99pt;text-indent:-7.09pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">150,100</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">147,269&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Reinsurance contract held liabilities (Note&#160;6)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,827</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,825&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Investment contract liabilities (Note&#160;4)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">11,998</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">11,678&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Derivative liabilities </font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,886</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,077&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Deferred tax liabilities </font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">287</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">286&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Other liabilities </font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">24,794</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">26,292&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Senior debentures </font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">200</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">200&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Subordinated debt </font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">6,179</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">6,179&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total general fund liabilities</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">197,271</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">195,806&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Insurance contract liabilities for account of segregated fund holders (Note&#160;10)</font></div></td><td colspan="3" style="padding:0 1pt 0 13pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">19,769</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">20,097&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Investment contract liabilities for account of segregated fund holders (Note&#160;10)</font></div></td><td colspan="3" style="padding:0 1pt 0 13pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">129,881</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">128,689&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Total liabilities</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">346,921</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">344,592&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Equity</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Issued share capital and contributed surplus</font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">10,432</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">10,526&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Shareholders&#8217; retained earnings and accumulated other comprehensive income</font></td><td colspan="3" style="padding:0 1pt 0 13pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">14,986</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">15,031&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total shareholders&#8217; equity </font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt 0 12.25pt"></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">25,418</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">25,557&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Equity in the participating account</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">547</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">496&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Non-controlling interests&#8217; equity</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">74</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">76&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Total equity</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">26,039</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">26,129&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Total liabilities and equity </font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">372,960</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">370,721&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:5pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Exchange rates at the end of the reporting periods&#58;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;        &#160;&#160;&#160;       </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">U.S. dollars</font></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1.44</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1.44&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">The attached notes form part of these Interim Consolidated Financial Statements.</font></div><div><font><br></font></div><div style="margin-top:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Approved on behalf of the Board of Directors on May 8, 2025.</font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.707%"><tr><td style="width:1.0%"></td><td style="width:48.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:48.900%"></td><td style="width:0.1%"></td></tr><tr style="height:45pt"><td colspan="3" style="padding:0 1pt"><div><img alt="strain-enhanced.jpg" src="strain-enhanced.jpg" style="height:42px;margin-bottom:5pt;vertical-align:text-bottom;width:151px"></div></td><td colspan="3" style="padding:0 1pt"><div><img alt="hmh-signature.jpg" src="hmh-signature.jpg" style="height:47px;margin-bottom:5pt;vertical-align:text-bottom;width:151px"></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-0.85pt;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Kevin Strain</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Helen Mallovy Hicks</font></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;text-indent:-0.85pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Chief Executive Officer</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Director</font></td></tr></table></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="padding-right:-1.41pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:2.413%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.541%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.541%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:21.740%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:21.740%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.569%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">48</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">Sun Life Financial Inc.</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">First Quarter 2025</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">INTERIM CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED)</font></div></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div></div></div><div id="i0e614d36be5243918d47409a5a6633be_37"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:23.607%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.410%"></td><td style="width:0.1%"></td></tr><tr><td colspan="15" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:justify;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY</font></td></tr></table></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.875%"><tr><td style="width:1.0%"></td><td style="width:74.302%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.853%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.245%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.853%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.247%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="15" style="border-bottom:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">For the three months ended</font></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(unaudited, in millions of Canadian dollars)</font></td><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">March&#160;31, 2025</font></td><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">March&#160;31, 2024</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Shareholders&#58;</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Preferred shares and other equity instruments </font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:24pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Balance, beginning and end of period</font></div></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,239</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,239&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Common shares (Note&#160;9)</font></div></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:24pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Balance, beginning of period</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">8,192</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">8,327&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Stock options exercised</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">5</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">12&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Common shares purchased for cancellation</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(103)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(34)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:24pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Balance, end of period</font></div></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">8,094</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">8,305&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Contributed surplus</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:24pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Balance, beginning of period</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">95</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">94&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Share-based payments</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">4</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">6&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Stock options exercised</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(1)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:24pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Balance, end of period</font></div></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">99</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">99&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Retained earnings</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:24pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Balance, beginning of period</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">12,817</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">12,370&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Net income (loss)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">948</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">838&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Dividends on common shares</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(480)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(456)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Dividends on preferred shares and distributions on other equity instruments</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(20)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(20)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:24pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Common shares purchased for cancellation (Note&#160;9) and other</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(559)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(254)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:24pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Balance, end of period</font></div></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">12,706</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">12,478&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Accumulated other comprehensive income (loss), net of taxes (Note&#160;13)</font></div></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:24pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Balance, beginning of period</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,214</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">552&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:24pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total other comprehensive income (loss) for the period</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">66</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">356&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:24pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Balance, end of period</font></div></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,280</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">908&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Total shareholders&#8217; equity, end of period</font></div></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">25,418</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">24,029&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Equity in the participating account&#58;</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:24pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Balance, beginning of period</font></div></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">496</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">457&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Net income (loss)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">53</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">55&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:24pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total other comprehensive income (loss) for the period (Note&#160;13)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(2)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(2)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Total equity in the participating account, end of period</font></div></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">547</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">510&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Non-controlling interests&#58;</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:24pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Balance, beginning of period</font></div></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">76</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">161&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Net income (loss)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">6</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">43&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:24pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total other comprehensive income (loss) for the period (Note&#160;13)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">5&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Distribution to non-controlling interests</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(8)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(103)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Total non-controlling interests&#8217; equity, end of period</font></div></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">74</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">106&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Total equity</font></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">26,039</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">24,645&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">Balances have been restated. Refer to Note&#160;2.</font></div><div style="margin-top:5pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">The attached notes form part of these Interim Consolidated Financial Statements.</font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:12.516%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:22.765%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:22.765%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.541%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.541%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.416%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">INTERIM CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">Sun Life Financial Inc.</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">First Quarter 2025</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">49</font></div></td></tr></table></div></div></div><div id="i0e614d36be5243918d47409a5a6633be_40"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.556%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:justify;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">CONSOLIDATED STATEMENTS OF CASH FLOWS</font></td><td colspan="3" style="border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:74.338%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:2.847%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.847%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.235%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="12" style="border-bottom:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">For the three months ended </font></div></td></tr><tr style="height:12pt"><td colspan="3" rowspan="2" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(unaudited, in millions of Canadian dollars)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">March&#160;31, 2025</font></td><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">March&#160;31, 2024</font></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Cash flows provided by (used in) operating activities</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Income (loss) before income taxes</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,249</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,197&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Adjustments&#58;</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:24pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Interest expense related to financing activities</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">88</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">99&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(Decrease) increase in investment contract liabilities</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">86</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">99&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Changes in insurance contract liabilities and assets</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,656</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(2,076)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 32.18pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Changes in reinsurance contract held assets and liabilities</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(43)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(70)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 32.18pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Realized and unrealized (gains) losses and foreign currency changes on invested assets</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(1,234)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,510&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Sales, maturities and repayments of invested assets</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">15,546</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">11,896&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Purchases of invested assets</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(17,723)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(15,035)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Income taxes received (paid)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(175)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(257)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Mortgage securitization (Note&#160;4)</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(66)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(2)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Other operating activities</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">234</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(848)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Net cash provided by (used in) operating activities</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(382)</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(2,487)</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Cash flows provided by (used in) investing activities</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Net (purchase) sale of property and equipment</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(31)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(44)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18.99pt;text-indent:-7.09pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Investment in and transactions with joint ventures and associates </font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">3&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18.99pt;text-indent:-7.09pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Dividends and other proceeds related to joint ventures and associates </font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">121&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Other investing activities</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(51)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(64)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Net cash provided by (used in) investing activities</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(80)</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">16&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Cash flows provided by (used in) financing activities</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Increase in (repayment of) borrowed funds </font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">9</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">9&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Increase in (repayment of) borrowings from credit facility</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(534)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(76)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Issuance of common shares on exercise of stock options </font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">5</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">11&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Transactions with non-controlling interests</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(8)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(103)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:12pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Common shares purchased for cancellation (Note&#160;9)</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(520)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(174)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Dividends paid on common and preferred shares</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(486)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(467)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Payment of lease liabilities</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(45)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(42)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Interest expense paid</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(63)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(83)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Net cash provided by (used in) financing activities</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(1,642)</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(925)</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Changes due to fluctuations in exchange rates</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">19</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">134&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Increase (decrease) in cash and cash equivalents</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(2,085)</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(3,262)</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Net cash and cash equivalents, beginning of period</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">9,954</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">11,170&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Net cash and cash equivalents, end of period</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">7,869</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">7,908&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Short-term securities, end of period</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">3,608</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">3,215&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:7.09pt;text-indent:-7.09pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Net cash, cash equivalents and short-term securities, end of period (Note&#160;4)</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">11,477</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">11,123&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div><font><br></font></div><div style="margin-top:5pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">The attached notes form part of these Interim Consolidated Financial Statements.</font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="padding-right:-1.41pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:2.413%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.541%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.541%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.756%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:21.740%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:21.740%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.569%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">50</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">Sun Life Financial Inc.</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">First Quarter 2025</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">INTERIM CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED)</font></div></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div></div></div><div id="i0e614d36be5243918d47409a5a6633be_43"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">Condensed Notes to the Interim Consolidated Financial Statements</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">(Unaudited, in millions of Canadian dollars, except for per share amounts and where otherwise stated. All amounts stated in U.S. dollars are in millions.)</font></div><div><font><br></font></div><div style="padding-left:7.09pt;text-indent:-7.09pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:23.497%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.497%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.497%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.497%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.412%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">1.  General Information</font></td><td colspan="3" style="border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div id="i0e614d36be5243918d47409a5a6633be_13322"></div><div style="margin-bottom:3pt;margin-top:8pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">Description of Business</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Sun Life Financial Inc. (&#34;SLF Inc.&#34;) is a publicly traded company domiciled in Canada and is the holding company of Sun Life Assurance Company of Canada (&#34;Sun Life Assurance&#34;). SLF Inc. and its subsidiaries are collectively referred to as &#34;us&#34;, &#34;our&#34;, &#34;ours&#34;, &#34;we&#34;, or &#34;the Company&#34;.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Our Interim Consolidated Financial Statements have been prepared in accordance with International Accounting Standard&#160;(&#34;IAS&#34;)&#160;34</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%"> Interim&#160;Financial Reporting</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> as issued by the International Accounting Standards Board (&#34;IASB&#34;). We have used accounting policies which are consistent with our accounting policies in our 2024 Annual Consolidated Financial Statements, except as updated in Note&#160;2 below. Our Interim Consolidated Financial Statements should be read in conjunction with our 2024 Annual Consolidated Financial Statements, as interim financial statements do not include all the information incorporated in annual consolidated financial statements prepared in accordance with International Financial Reporting Standards (&#34;IFRS&#34;) as issued by the IASB.</font></div><div><font><br></font></div><div id="i0e614d36be5243918d47409a5a6633be_208"></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.607%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.410%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">2.  Changes in Accounting Policies</font></td><td colspan="3" style="border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div id="i0e614d36be5243918d47409a5a6633be_6740"></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Our material accounting policies and future changes in accounting policies that are not yet effective for us are disclosed in Notes 1 and&#160;2 of our 2024&#160;Annual Consolidated Financial Statements.</font></div><div id="i0e614d36be5243918d47409a5a6633be_14528"></div><div style="margin-bottom:3pt;margin-top:8pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">Other Changes in Accounting Policy</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">We have changed our accounting policy for certain joint ventures to disaggregate insurance finance income or expenses between net income and other comprehensive income (&#34;OCI&#34;). For these joint ventures, insurance finance income or expenses were previously recorded through net income, while the corresponding invested assets have historically been recorded at fair value through OCI (&#34;FVOCI&#34;). These invested assets and insurance liabilities are managed together and presenting insurance finance income or expense changes for both items through OCI reduces accounting mismatch. We account for these joint ventures using the equity method of accounting, whereby we recognize our share of net income in investment income in our Consolidated Statements of Operations and our share of OCI in our Consolidated Statements of Comprehensive Income (Loss). The impact of this change is not material to our share of net income or OCI in any individual prior period. We have processed an adjustment to increase opening Retained earnings by $213 and decrease Accumulated other comprehensive income by $213 retroactively to January&#160;1,&#160;2024.</font></div><div><font><br></font></div><div id="i0e614d36be5243918d47409a5a6633be_277"></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.607%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.410%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:justify;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">3.  Segmented Information</font></td><td colspan="3" style="border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div id="i0e614d36be5243918d47409a5a6633be_12773"></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">We have five reportable business segments&#58; Canada, United States (&#34;U.S.&#34;), Asset Management, Asia, and Corporate. These business segments operate in the financial services industry and reflect our management structure and internal financial reporting. Asset Management includes the results of our MFS Investment Management and SLC Management business units. Corporate primarily includes our Corporate Support operations, such as investment income, expenses, capital, and other items not allocated to our other business groups. </font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Revenues from our business segments are derived primarily from life and health insurance, investment management and annuities, and mutual funds. Revenues not attributed to the strategic business units are derived primarily from Corporate investments and earnings on capital.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The expenses in each business segment may include costs or services directly incurred or provided on their behalf at the enterprise level. For other costs not directly attributable to one of our business segments, we use a management reporting framework that uses assumptions, judgments, and methodologies for allocating overhead costs and indirect expenses to our business segments.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Intersegment transactions consist primarily of internal financing agreements which are measured at fair values prevailing when the arrangements are negotiated. Intersegment investment income consists primarily of interest paid by U.S. to Corporate. Intersegment fee income is primarily asset management fees paid by our business segments to Asset Management. SLC Management collects fee income and incurs the operational expenses associated with the management of the general fund assets. Intersegment transactions are eliminated in the Consolidation adjustments column in the following tables.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Management considers its external Clients to be individuals and corporations. We are not reliant on any individual Client as none is individually significant to our operations.</font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.976%"><tr><td style="width:1.0%"></td><td style="width:2.445%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.693%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.693%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.693%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.888%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.671%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.671%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.446%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">CONDENSED NOTES TO THE INTERIM CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED)  </font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">Sun Life Financial Inc.</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">First Quarter 2025</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">51</font></div></td></tr></table></div></div></div><div id="i0e614d36be5243918d47409a5a6633be_26388279075687"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:38.081%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.917%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.917%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.408%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.917%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.917%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.554%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.917%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.993%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.917%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.926%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">For the three months ended</font></div></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Canada</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">U.S.</font></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Asset Management</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Asia</font></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Corporate</font></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Consolidation adjustments</font></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">March 31, 2025</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Insurance revenue&#58;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.2pt;text-align:left;text-indent:-4.25pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Annuities</font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">535</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">78</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">6</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">619</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.2pt;text-align:left;text-indent:-4.25pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Life insurance</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">562</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">513</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">345</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,420</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.2pt;text-align:left;text-indent:-4.25pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Health insurance</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,150</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,755</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">74</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">3,979</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt 2px 4.4pt;text-align:left;text-indent:-3.4pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total Insurance revenue</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,247</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">3,346</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">425</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">6,018</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 4.4pt;text-align:left;text-indent:-3.4pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Net investment income (loss) </font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,816</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">605</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">85</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">588</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">24</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(25)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">3,093</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Fee income</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">475</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">134</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,647</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">87</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">44</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(147)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,240</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:2pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Segment revenue</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">4,538</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">4,085</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,732</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,100</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">68</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(172)</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">11,351</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Expenses&#58;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.2pt;text-align:left;text-indent:-4.25pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Insurance service expenses</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,824</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">3,054</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">217</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">5,095</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:10.2pt;text-indent:-4.25pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Reinsurance contract held net (income) expenses</font></div></td><td colspan="3" style="padding:0 1pt 0 11.2pt;text-indent:-4.25pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">23</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(21)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">11</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">13</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.2pt;text-align:left;text-indent:-4.25pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Insurance finance (income) expenses from insurance contracts issued</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,526</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">545</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">508</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,579</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.2pt;text-align:left;text-indent:-4.25pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Reinsurance finance (income) expenses</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(10)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(49)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">3</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(56)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="6" style="padding:2px 1pt 2px 11.2pt;text-align:left;text-indent:-4.25pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(Decrease) increase in investment contract liabilities</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">86</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">86</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.2pt;text-align:left;text-indent:-4.25pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Interest expenses</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">46</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">31</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">36</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">25</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">25</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(30)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">133</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.2pt;text-align:left;text-indent:-4.25pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Operating expenses and commissions</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">548</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">290</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,253</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">132</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">171</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(142)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,252</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:2pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total expenses</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">4,043</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">3,850</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,289</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">896</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">196</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(172)</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">10,102</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:3.4pt;text-indent:-3.4pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Income (loss) before income taxes</font></div></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">495</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">235</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">443</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">204</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(128)</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,249</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Less&#58; Income tax expense (benefit)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">115</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">42</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">111</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">21</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(47)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">242</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total net income (loss)</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">380</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">193</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">332</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">183</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(81)</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,007</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Less&#58;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="6" style="padding:2px 1pt 2px 11.2pt;text-align:left;text-indent:-4.25pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Net income (loss) allocated to the participating account</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">29</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">7</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">17</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">53</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.2pt;text-align:left;text-indent:-4.25pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Net income (loss) attributable to non-controlling interests</font></td><td colspan="3" style="padding:0 1pt 0 11.2pt;text-indent:-4.25pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">6</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">6</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:7.09pt;text-indent:-7.09pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Shareholders' net income (loss)</font></div></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">351</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">186</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">326</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">166</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(81)</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">948</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">March&#160;31, 2024</font></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Insurance revenue&#58;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.2pt;text-align:left;text-indent:-4.25pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Annuities</font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">499&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">75&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">7&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">581&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.2pt;text-align:left;text-indent:-4.25pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Life insurance</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">570&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">501&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">289&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,360&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.2pt;text-align:left;text-indent:-4.25pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Health insurance</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,064&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,478&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">57&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">3,599&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt 2px 4.4pt;text-align:left;text-indent:-3.4pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total Insurance revenue</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,133&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">3,054&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">353&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">5,540&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 4.4pt;text-align:left;text-indent:-3.4pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Net investment income (loss) </font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(1,006)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(102)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">67&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">327&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">63&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(26)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(677)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Fee income</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">407&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">116&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,513&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">71&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">39&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(134)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,012&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:2pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Segment revenue</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,534&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">3,068&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,580&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">751&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">102&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(160)</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">6,875&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Expenses&#58;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.2pt;text-align:left;text-indent:-4.25pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Insurance service expenses</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,819&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,833&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">188&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">4,840&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:10.2pt;text-indent:-4.25pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Reinsurance contract held net (income) expenses</font></div></td><td colspan="3" style="padding:0 1pt 0 11.2pt;text-indent:-4.25pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(69)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">7&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(61)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.2pt;text-align:left;text-indent:-4.25pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Insurance finance (income) expenses from insurance contracts issued</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(1,356)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(150)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">130&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(1,376)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.2pt;text-align:left;text-indent:-4.25pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Reinsurance finance (income) expenses</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(28)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">25&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(6)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(9)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="6" style="padding:2px 1pt 2px 11.2pt;text-align:left;text-indent:-4.25pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(Decrease) increase in investment contract liabilities</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">97&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">99&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:10.2pt;text-indent:-4.25pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Other income</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(2)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(161)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(161)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.2pt;text-align:left;text-indent:-4.25pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Interest expenses</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">57&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">27&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">47&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">27&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">29&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(28)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">159&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.2pt;text-align:left;text-indent:-4.25pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Operating expenses and commissions</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">484&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">275&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,253&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">116&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">191&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(132)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,187&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:2pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total expenses</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,074&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,941&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,139&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">464&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">220&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(160)</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">5,678&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:3.4pt;text-indent:-3.4pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Income (loss) before income taxes</font></div></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">460&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">127&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">441&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">287&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(118)</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,197&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Less&#58; Income tax expense (benefit)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">144&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">25&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">114&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">28&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(50)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">261&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total net income (loss)</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">316&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">102&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">327&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">259&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(68)</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">936&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Less&#58;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="6" style="padding:2px 1pt 2px 11.2pt;text-align:left;text-indent:-4.25pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Net income (loss) allocated to the participating account</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">26&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">5&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">24&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">55&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.2pt;text-align:left;text-indent:-4.25pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Net income (loss) attributable to non-controlling interests</font></td><td colspan="3" style="padding:0 1pt 0 11.2pt;text-indent:-4.25pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">43&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">43&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:7.09pt;text-indent:-7.09pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Shareholders' net income (loss)</font></div></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">290&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">97&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">284&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">235&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(68)</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">838&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Segment revenue and Total expenses exclude Investment result for insurance contracts for account of segregated fund holders.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(2)&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">Relates to the early termination of a distribution agreement. We recognized income of $161 (pre-tax) and $46 (net of taxes, NCI impact and others).</font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="padding-right:-1.41pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.269%"><tr><td style="width:1.0%"></td><td style="width:2.434%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.627%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.627%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.876%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.658%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.658%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.658%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.662%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">52</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">Sun Life Financial Inc.</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">First Quarter 2025</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="12" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">CONDENSED NOTES TO THE INTERIM CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED)  </font></div></td></tr></table></div></div></div><div id="i0e614d36be5243918d47409a5a6633be_286"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.607%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.410%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">4.  Total Invested Assets and Related Net Investment Income</font></td><td colspan="3" style="border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div id="i0e614d36be5243918d47409a5a6633be_289"></div><div style="margin-bottom:3pt;margin-top:8pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">4.A Fair Value of Financial Instruments</font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">4.A.i Carrying Value and Fair Value of Financial Assets and Financial Liabilities</font></div><div style="margin-bottom:5pt;margin-top:5pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The carrying values and fair values of our financial assets and liabilities are shown in the following table&#58; </font></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:46.853%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.578%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.578%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.578%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.578%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.236%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">As at</font></td><td colspan="12" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">March&#160;31, 2025</font></td><td colspan="12" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">December 31, 2024</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Carrying value</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Fair value</font></td><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Carrying value</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Fair value</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Financial assets</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 12.91pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Cash, cash equivalents and short-term securities &#8211; FVTPL</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">11,506</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">11,506</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">13,873&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">13,873&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.91pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Debt securities &#8211; FVTPL</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">69,997</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">69,997</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">68,106&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">68,106&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 12.91pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Debt securities &#8211; FVOCI </font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">14,633</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">14,633</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">13,849&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">13,849&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 12.91pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Equity securities &#8211; FVTPL</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">9,582</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">9,582</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">9,900&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">9,900&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 12.91pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Equity securities &#8211; FVOCI</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">74</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">74</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">74&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">74&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.91pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Mortgages and loans &#8211; FVTPL</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(2)</font></div></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">54,345</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">54,345</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">53,233&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">53,233&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 12.91pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Mortgages and loans &#8211; FVOCI</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,591</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,591</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,525&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,525&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.91pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Mortgages and loans &#8211; Amortized cost</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(3)</font></div></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,813</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,785</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,861&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,814&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 12.91pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Derivative assets &#8211; FVTPL</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,839</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,839</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,971&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,971&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.91pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Other financial invested assets (excluding CLOs) &#8211; FVTPL</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(4)</font></div></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">8,135</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">8,135</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">7,950&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">7,950&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.91pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Other financial invested assets (CLOs) &#8211; FVTPL</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(7)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">5,411</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">5,411</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">5,356&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">5,356&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(5)</font></div></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">179,926</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">179,898</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">178,698&#160;</font></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">178,651&#160;</font></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Financial liabilities</font></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 12.91pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Investment contract liabilities &#8211; Amortized cost</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">11,998</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">11,998</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">11,678&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">11,678&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 12.91pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Obligations for securities borrowing &#8211; FVTPL</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">281</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">281</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">239&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">239&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 12.91pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Derivative liabilities &#8211; FVTPL</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,886</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,886</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,077&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,077&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.91pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Other financial liabilities &#8211; Amortized cost</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(6)</font></div></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,282</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,251</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,265&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,214&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.91pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Other financial liabilities (CLOs) &#8211; FVTPL</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(7)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">5,054</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">5,054</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">5,028&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">5,028&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(8)</font></div></td><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">21,501</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">21,470</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">21,287&#160;</font></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">21,236&#160;</font></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr></table></div><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Includes primarily debt securities that are designated at fair value through profit or loss (&#34;FVTPL&#34;).</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Includes primarily mortgages and loans that are designated at FVTPL. </font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(3)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Certain mortgages and loans are carried at amortized cost. The fair value of these mortgages and loans, for disclosure purposes, is determined based on the methodology and assumptions described in Note&#160;4.A.iii. As at March&#160;31,&#160;2025, $1,758 and $27 are categorized in Level 2 and Level 3, respectively, of the fair value hierarchy described in this Note (December&#160;31,&#160;2024 &#8212; $1,787 and $27, respectively).</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(4)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Other financial invested assets include our investments in segregated funds, mutual funds, and limited partnerships.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(5)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Invested assets on our Consolidated Statements of Financial Position of $191,045 (December&#160;31,&#160;2024 &#8212; $189,817) includes Total financial assets in this table, Investment properties of $9,335 (December&#160;31,&#160;2024 &#8212; $9,290), and Other non-financial invested assets of $1,784 (December&#160;31,&#160;2024 &#8212; $1,829). Other non-financial invested assets consist of investment in associates, subsidiaries and joint ventures which are not consolidated.</font></div><div style="padding-left:9.07pt;text-indent:-9.07pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(6)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Amount reflects the obligations to purchase outstanding shares of certain SLC Management subsidiaries. </font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(7)&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">See below for details on Collateralized Loan Obligations (&#34;CLOs&#34;).</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(8)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total financial liabilities excluding Senior debentures and Subordinated debt.</font></div><div style="margin-bottom:3pt;margin-top:8pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8.5pt;font-weight:700;line-height:120%">Collateralized Loan Obligations Structure</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Crescent, a subsidiary within our Asset Management business segment, issues and manages CLOs. Each CLO is a special purpose vehicle that owns a portfolio of investments, consisting primarily of senior secured loans, and issues various tranches of senior and subordinated notes to third parties for the purpose of financing the purchase of those investments. Assets of the special purpose vehicle, the senior secured loans, are included in Other financial invested assets and the associated liabilities, the senior and subordinated notes issued to third parties, are included in Other liabilities in our Consolidated Statements of Financial Position.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">As at March&#160;31,&#160;2025, the carrying value of the assets related to CLOs are $5,411 (December&#160;31,&#160;2024 &#8212; $5,356), which consists of cash and accounts receivable of $621 (December&#160;31,&#160;2024 &#8212; $679) and loans of $4,790 (December&#160;31,&#160;2024 &#8212; $4,677). These underlying loans are mainly below investment grade.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">As at March&#160;31,&#160;2025, the carrying value of the liabilities related to CLOs are $5,054 (December&#160;31,&#160;2024 &#8212; $5,028). Our maximum contractual exposure to loss related to the CLOs is limited to our investment of $289 (December&#160;31,&#160;2024 &#8212; $263) in the most subordinated tranche. The net unrealized loss incurred to date is $55.</font></div><div style="margin-bottom:3pt;margin-top:8pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">4.A.ii Non-Financial Invested Assets</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Non-financial invested assets consist of investment properties, investment in associates, subsidiaries and joint ventures which are not consolidated. As at March&#160;31,&#160;2025, the carrying value and fair value of investment properties was $9,335 (December&#160;31,&#160;2024 &#8212; $9,290) and $9,335 (December&#160;31,&#160;2024 &#8212; $9,290), respectively. The carrying value of other non-financial invested assets which were measured using the equity method of accounting was $1,784 as at March&#160;31,&#160;2025 (December&#160;31,&#160;2024 &#8212; $1,829).</font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.976%"><tr><td style="width:1.0%"></td><td style="width:2.445%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.693%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.693%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.693%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.888%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.671%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.671%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.446%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">CONDENSED NOTES TO THE INTERIM CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED)  </font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">Sun Life Financial Inc.</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">First Quarter 2025</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">53</font></div></td></tr></table></div></div></div><div id="i0e614d36be5243918d47409a5a6633be_6824"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:3pt;margin-top:8pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">4.A.iii Fair Value Hierarchy</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The fair value methodologies and assumptions for assets and liabilities carried at fair value, as well as disclosures on unobservable inputs, sensitivities and valuation processes for Level 3 assets can be found in Note&#160;5 of our 2024 Annual Consolidated Financial Statements.</font></div><div><font><br></font></div><div id="i0e614d36be5243918d47409a5a6633be_6526"></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Our assets and liabilities that are carried at fair value on a recurring basis by hierarchy level are as follows&#58;</font></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:30.478%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.940%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.940%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.662%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">As at</font></td><td colspan="24" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">March 31, 2025</font></td><td colspan="24" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">December 31, 2024</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Level 1</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Level 2</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Level 3</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Total</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Level 1</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Level 2</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Level 3</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Assets</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19.99pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Cash, cash equivalents and short-term securities &#8211; FVTPL</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">10,633</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">873</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">11,506</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">13,243&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">630&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">13,873&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Debt securities &#8211; FVTPL</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">476</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">68,930</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">591</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">69,997</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">463&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">67,126&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">517&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">68,106&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Debt securities &#8211; FVOCI</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">455</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">13,955</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">223</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">14,633</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">505&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">13,193&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">151&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">13,849&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Equity securities &#8211; FVTPL</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">6,327</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">3,243</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">12</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">9,582</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">6,331&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">3,358&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">211&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">9,900&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Equity securities &#8211; FVOCI</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">74</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">74</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">74&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">74&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Mortgages and loans &#8211; FVTPL</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">52,031</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,314</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">54,345</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">50,933&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,300&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">53,233&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Mortgages and loans &#8211; FVOCI</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,585</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">6</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,591</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,512&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">13&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,525&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Derivative assets &#8211; FVTPL</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">41</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,798</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,839</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">28&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,943&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,971&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18.99pt;text-indent:-7.09pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Other financial invested assets (excluding CLOs) &#8211; FVTPL</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">839</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">221</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">7,075</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">8,135</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">859&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">211&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">6,880&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">7,950&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="6" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18.99pt;text-indent:-7.09pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Other financial invested assets (CLOs) &#8211; FVTPL</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(2)</font></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">5,411</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">5,411</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">5,356&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">5,356&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Investment properties &#8211; FVTPL</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">9,335</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">9,335</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">9,290&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">9,290&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #000;padding:2px 1pt 2px 19.99pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total invested assets measured at fair value</font></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">18,771</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">149,047</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">19,630</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">187,448</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">21,429&#160;</font></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">145,262&#160;</font></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">19,436&#160;</font></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">186,127&#160;</font></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19.99pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Investments for account of segregated fund holders &#8211; FVTPL</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">16,816</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">132,327</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">507</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">149,650</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">17,253&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">131,074&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">459&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">148,786&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total assets measured at fair value</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">35,587</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">281,374</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">20,137</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">337,098</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">38,682&#160;</font></td><td style="background-color:#ffffff;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">276,336&#160;</font></td><td style="background-color:#ffffff;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">19,895&#160;</font></td><td style="background-color:#ffffff;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">334,913&#160;</font></td><td style="background-color:#ffffff;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Liabilities</font></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19.98pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Obligations for securities borrowing &#8211; FVTPL</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">4</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">277</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">281</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">4&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">235&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">239&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19.99pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Derivative liabilities &#8211; FVTPL</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">52</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,834</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,886</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">28&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,049&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,077&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18.99pt;text-indent:-7.09pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Other financial liabilities (CLOs) &#8211; FVTPL</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(2)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">5,054</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">5,054</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">5,028&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">5,028&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19.99pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Investment contract liabilities for account of segregated fund holders &#8211; FVTPL</font></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt 0 19.99pt;text-indent:-7.09pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">129,881</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">129,881</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">128,689&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">128,689&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total liabilities measured at fair value</font></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">56</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">7,165</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">129,881</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">137,102</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">32&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">7,312&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">128,689&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">136,033&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">Other financial invested assets (excluding CLOs) &#8211; FVTPL include our investments in segregated funds, mutual funds, and limited partnerships. </font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(2)&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">For details on CLOs, refer to Note&#160;4.A.i.</font></div><div><font><br></font></div><div style="margin-bottom:5pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities at FVTPL consist of the following&#58;</font></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:30.478%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.940%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.940%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.662%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">As at</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">March 31, 2025</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">December 31, 2024</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Level 1</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Level 2</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Level 3</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Total</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Level 1</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Level 2</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Level 3</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Canadian federal government</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">7,048</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">13</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">7,061</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">6,790&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">13&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">6,803&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Canadian provincial and municipal government</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">15,718</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">12</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">15,730</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">15,302&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">15,302&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">U.S. government and agency</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">476</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">167</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">643</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">463&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">163&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">626&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Other foreign government</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">3,592</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">57</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">3,649</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">3,762&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">34&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">3,796&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Corporate</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">33,807</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">506</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">34,313</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">32,929&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">465&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">33,394&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Asset-backed securities&#58;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="6" style="padding:2px 1pt 2px 13.99pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Commercial mortgage-backed securities</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,135</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,135</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,163&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,163&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 13.99pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Residential mortgage-backed securities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">3,777</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">3,777</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">3,539&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">3,539&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Collateralized debt obligations</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">689</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">689</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">352&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">353&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Other</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,997</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">3</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,000</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,126&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">4&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,130&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total debt securities at FVTPL</font></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">476</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">68,930</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">591</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">69,997</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">463&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">67,126&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">517&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">68,106&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="padding-right:-1.41pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.269%"><tr><td style="width:1.0%"></td><td style="width:2.434%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.627%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.627%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.876%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.658%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.658%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.658%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.662%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">54</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">Sun Life Financial Inc.</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">First Quarter 2025</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="12" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">CONDENSED NOTES TO THE INTERIM CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED)  </font></div></td></tr></table></div></div></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:5pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Debt securities at FVOCI consist of the following&#58;</font></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:30.478%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.940%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.940%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.662%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">As at</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">March 31, 2025</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">December 31, 2024</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Level 1</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Level 2</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Level 3</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Total</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Level 1</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Level 2</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Level 3</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Canadian federal government</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">690</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">690</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">734&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">734&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Canadian provincial and municipal government</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">347</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">347</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">353&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">353&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">U.S. government and agency</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">448</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">7</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">455</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">501&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">8&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">509&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Other foreign government</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">7</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">423</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">12</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">442</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">4&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">397&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">12&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">413&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Corporate</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">7,676</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">91</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">7,767</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">7,529&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">90&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">7,619&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Asset-backed securities&#58;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 13.99pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Commercial mortgage-backed securities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,318</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,318</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,084&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,084&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 13.99pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Residential mortgage-backed securities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,295</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,295</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,159&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">11&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,170&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Collateralized debt obligations</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">977</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">120</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,097</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">673&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">38&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">711&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Other</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,222</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,222</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,256&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,256&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total debt securities at FVOCI</font></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">455</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">13,955</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">223</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">14,633</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">505&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">13,193&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">151&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">13,849&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div><font><br></font></div><div style="margin-bottom:5pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Mortgages and loans at FVTPL consist of the following&#58;</font></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:30.478%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.940%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.940%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.662%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">As at</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">March 31, 2025</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">December 31, 2024</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Level 1</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Level 2</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Level 3</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Total</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Level 1</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Level 2</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Level 3</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Mortgages&#58;</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 6.91pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Retail</font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,477</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">5</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,482</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,472&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">12&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,484&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 6.91pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Office</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,577</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">21</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,598</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,602&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">12&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,614&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 6.91pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Multi-family residential</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,868</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,868</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,887&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,887&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 6.91pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Industrial</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">3,521</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">3,521</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">3,447&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">3,447&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 6.91pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Other</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,112</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,112</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,034&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,034&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Corporate loans</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">39,476</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,288</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">41,764</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">38,491&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,276&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">40,767&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total mortgages and loans at FVTPL</font></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">52,031</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,314</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">54,345</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">50,933&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,300&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">53,233&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div><font><br></font></div><div style="margin-bottom:5pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Mortgages and loans at FVOCI consist of the following&#58;</font></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:30.478%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.940%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.940%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.662%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">As at</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">March 31, 2025</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">December 31, 2024</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Level 1</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Level 2</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Level 3</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Total</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Level 1</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Level 2</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Level 3</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Mortgages&#58;</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:5.91pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Retail</font></div></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">102</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">102</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">83&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">83&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 6.91pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Office</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">20</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">20</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">19&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">19&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 6.91pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Multi-family residential</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">146</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">146</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">79&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">79&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 6.91pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Industrial</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">244</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">244</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">236&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">236&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Corporate loans</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,073</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">6</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,079</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,095&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">13&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,108&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total mortgages and loans at FVOCI</font></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,585</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">6</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,591</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,512&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">13&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,525&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">There were no significant transfers between Level 1 and Level 2 for the three months ended March&#160;31, 2025 and March&#160;31,&#160;2024.</font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.976%"><tr><td style="width:1.0%"></td><td style="width:2.445%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.693%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.693%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.693%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.888%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.671%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.671%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.446%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">CONDENSED NOTES TO THE INTERIM CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED)  </font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">Sun Life Financial Inc.</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">First Quarter 2025</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">55</font></div></td></tr></table></div></div></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div style="margin-top:8pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The following table provides a reconciliation of the beginning and ending balances for assets that are categorized in Level 3&#58;</font></div><div id="i0e614d36be5243918d47409a5a6633be_7516"></div><div style="margin-top:5pt;padding-left:9pt;text-indent:-9pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:15.420%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.771%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.771%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.771%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.771%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.063%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.063%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.747%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.823%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.917%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.771%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.554%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.917%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.785%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">For the three months ended</font></div></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">Debt</font></div><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">securities at FVTPL</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.55pt;font-weight:400;line-height:100%;position:relative;top:-2.44pt;vertical-align:baseline"> </font></div></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">Debt<br>securities at FVOCI</font></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">Equity<br>securities at FVTPL</font></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">Equity securities at FVOCI</font></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">Mortgages and loans at FVTPL</font></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">Mortgages and loans at FVOCI</font></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">Other financial invested assets at FVTPL</font></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">Investment properties at FVTPL</font></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">Total<br>invested<br>assets<br>measured<br>at fair<br>value</font></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">Investments for account of segregated fund holders</font></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">Total assets measured at fair value</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">March&#160;31, 2025</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">Beginning balance </font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">517</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">151</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">211</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">74</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">2,300</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">13</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">6,880</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">9,290</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">19,436</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">459</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">19,895</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:5.95pt;text-indent:-5.95pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">Included in net income</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.55pt;font-weight:400;line-height:100%;position:relative;top:-2.44pt;vertical-align:baseline">(1)(2)(3)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">7</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">54</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">102</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">(6)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">157</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">4</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">161</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:5.95pt;text-indent:-5.95pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">Included in OCI</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.55pt;font-weight:400;line-height:100%;position:relative;top:-2.44pt;vertical-align:baseline">(2)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">2</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">2</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">2</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 6.95pt;text-align:left;text-indent:-5.95pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">Purchases &#47; Issuances</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">70</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">119</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">45</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">215</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">50</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">499</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">47</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">546</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 6.95pt;text-align:left;text-indent:-5.95pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">Sales &#47; Payments</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">(21)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">(127)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">(31)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">(1)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">(123)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">(303)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">(8)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">(311)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:5.95pt;text-indent:-5.95pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">Transfers into Level&#160;3</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.55pt;font-weight:400;line-height:100%;position:relative;top:-2.44pt;vertical-align:baseline">(4)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">15</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">127</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">142</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">142</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:5.95pt;text-indent:-5.95pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">Transfers (out) of Level&#160;3</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.55pt;font-weight:400;line-height:100%;position:relative;top:-2.44pt;vertical-align:baseline">(4)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">(4)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">(49)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">(72)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">(181)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">(6)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">(312)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">(312)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:5.95pt;text-indent:-5.95pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">Foreign currency translation</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.55pt;font-weight:400;line-height:100%;position:relative;top:-2.44pt;vertical-align:baseline">(5)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">7</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">1</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">1</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">9</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">5</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">14</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">Ending balance</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">591</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">223</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">12</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">74</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">2,314</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">6</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">7,075</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">9,335</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">19,630</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">507</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">20,137</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:5.95pt;text-indent:-5.95pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">Unrealized gains (losses) included in earnings relating to instruments still held</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.55pt;font-weight:400;line-height:100%;position:relative;top:-2.44pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">7</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">67</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">112</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">(6)</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">180</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:700;line-height:100%">180</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">March&#160;31, 2024</font></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">Beginning balance </font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">402&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">187&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">113&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">68&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">2,056&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">6,074&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">9,723&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">18,623&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">341&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">18,964&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:5.95pt;text-indent:-5.95pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">Included in net income</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.55pt;font-weight:400;line-height:100%;position:relative;top:-2.44pt;vertical-align:baseline">(1)(2)(3)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">1&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">(90)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">81&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">(166)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">(174)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">3&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">(171)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 6.95pt;text-align:left;text-indent:-5.95pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">Purchases &#47; Issuances</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">125&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">39&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">2&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">57&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">189&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">27&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">439&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">18&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">457&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 6.95pt;text-align:left;text-indent:-5.95pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">Sales &#47; Payments</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">(14)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">(34)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">(52)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">(68)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">(168)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">(1)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">(169)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 6.95pt;text-align:left;text-indent:-5.95pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">Settlements</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">(4)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">(8)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">(2)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">(14)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">(14)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:5.95pt;text-indent:-5.95pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">Transfers into Level&#160;3</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.55pt;font-weight:400;line-height:100%;position:relative;top:-2.44pt;vertical-align:baseline">(4)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">104&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">1&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">105&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">105&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:5.95pt;text-indent:-5.95pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">Transfers (out) of Level&#160;3</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.55pt;font-weight:400;line-height:100%;position:relative;top:-2.44pt;vertical-align:baseline">(4)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">(30)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">(42)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">(15)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">(87)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">(87)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:5.95pt;text-indent:-5.95pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">Foreign currency translation</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.55pt;font-weight:400;line-height:100%;position:relative;top:-2.44pt;vertical-align:baseline">(5)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">3&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">2&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">1&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">35&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">39&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">80&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">4&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">84&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">Ending balance</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">482&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">176&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">116&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">70&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">2,092&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">1&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">6,312&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">9,555&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">18,804&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">365&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">19,169&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:5.95pt;text-indent:-5.95pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">Unrealized gains (losses) included in earnings relating to instruments still held</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.55pt;font-weight:400;line-height:100%;position:relative;top:-2.44pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">1&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">(106)</font></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">57&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">(166)</font></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">(214)</font></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:100%">(214)</font></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div id="i0e614d36be5243918d47409a5a6633be_13645"></div><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Included in Net investment income (loss) in our Consolidated Statements of Operations for Total invested assets measured at fair value.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Total gains and losses in net income (loss) and OCI are calculated assuming transfers into or out of Level 3 occur at the beginning of the period. For an asset or liability that transfers into Level 3 during the reporting period, the entire change in fair value for the period is included in the table above. For transfers out of Level 3 during the reporting period, the change in fair value for the period is excluded from the table above.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">(3)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Investment properties included in net income is comprised of fair value changes on investment properties of $5 for the three months ended March&#160;31,&#160;2025 (March&#160;31,&#160;2024 &#8212; $(157)), net of amortization of leasing commissions and tenant inducements of $11 for the three months ended March&#160;31,&#160;2025 (March&#160;31,&#160;2024 &#8212; $9). As at March&#160;31,&#160;2025, we have used assumptions that reflect known changes in the property values including changes in expected future cash flows.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">(4)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Transfers into Level 3 occur when the inputs used to price the assets and liabilities lack observable market data, and as a result, no longer meet the Level 1 or 2 definitions at the reporting date. Transfers out of Level 3 occur when the pricing inputs become more transparent and satisfy the Level 1 or 2 criteria and are primarily the result of observable market data being available at the reporting date, thus removing the requirement to rely on inputs that lack observability.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.55pt;font-weight:400;line-height:120%;position:relative;top:-2.44pt;vertical-align:baseline">(5)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Foreign currency translation relates to the foreign exchange impact of translating Level 3 assets and liabilities of foreign subsidiaries from their functional currencies to Canadian dollars.</font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="padding-right:-1.41pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.269%"><tr><td style="width:1.0%"></td><td style="width:2.434%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.627%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.627%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.876%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.658%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.658%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.658%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.662%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">56</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">Sun Life Financial Inc.</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">First Quarter 2025</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="12" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">CONDENSED NOTES TO THE INTERIM CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED)  </font></div></td></tr></table></div></div></div><div id="i0e614d36be5243918d47409a5a6633be_307"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div style="margin-top:8pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">4.B Net Investment Income (Loss)</font></div><div id="i0e614d36be5243918d47409a5a6633be_4398046523809"></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:69.660%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.186%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.186%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.235%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="12" style="border-bottom:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">For the three months ended</font></div></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">March&#160;31, 2025</font></td><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">March&#160;31, 2024</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Interest income (expense)</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,704</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,642&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Dividend and other investment income</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">110</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">82&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Net realized and unrealized gains (losses)&#58;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 20.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Cash, cash equivalents and short-term investments</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">4</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">3&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Debt securities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">957</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(1,454)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Equity securities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(89)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">373&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Mortgages and loans</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">792</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(414)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Derivative investments</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(365)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(1,039)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Other financial invested assets</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">68</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">96&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Other financial liabilities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">14</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(32)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total net realized and unrealized gains (losses)</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,381</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(2,467)</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Provision for credit losses</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(7)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">5&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Net investment income (loss) from financial instruments</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">3,188</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(738)</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Net investment income (loss) from non-financial instruments</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(22)</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">115&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total Net investment income (loss)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">3,166</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(623)</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div><font><br></font></div><div id="i0e614d36be5243918d47409a5a6633be_14547"></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;Net investment income (loss) recognized in income is $3,093 for the three months ended March&#160;31,&#160;2025 (March&#160;31, 2024 &#8212; $(677)), and net investment income (loss) recognized in OCI is $73 for the three months ended March&#160;31,&#160;2025 (March&#160;31, 2024 &#8212; $54).</font></div><div id="i0e614d36be5243918d47409a5a6633be_328"></div><div style="margin-bottom:3pt;margin-top:8pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">4.C Cash, Cash Equivalents and Short-Term Securities</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Cash, cash equivalents and short-term securities presented in our Consolidated Statements of Financial Position and Net cash, cash equivalents and short-term securities presented in our Consolidated Statements of Cash Flows consist of the following&#58;</font></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:55.040%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.186%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.186%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.186%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.236%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">As at</font></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">March&#160;31, 2025</font></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">December 31, 2024</font></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">March&#160;31, 2024</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Cash</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,268</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,294&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,893&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Cash equivalents</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">5,630</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">7,835&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">6,157&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Short-term securities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">3,608</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">3,744&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">3,215&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Cash, cash equivalents and short-term securities</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">11,506</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">13,873&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">11,265&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Less&#58; Bank overdraft, recorded in Other liabilities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">29</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">175&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">142&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Net cash, cash equivalents and short-term securities</font></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">11,477</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">13,698&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">11,123&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div id="i0e614d36be5243918d47409a5a6633be_6849"></div><div style="margin-bottom:3pt;margin-top:8pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">4.D Mortgage Securitization</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">We securitize certain insured fixed rate commercial mortgages as described in Note&#160;5 of our 2024 Annual Consolidated Financial Statements.</font></div><div id="i0e614d36be5243918d47409a5a6633be_10591"></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The carrying value and fair value of the securitized mortgages as at March&#160;31,&#160;2025 are $1,513 and $1,483, respectively (December&#160;31,&#160;2024 &#8212; $1,555 and $1,505, respectively). The carrying value and fair value of the associated liabilities as at March&#160;31,&#160;2025 are $1,788 and $1,763, respectively (December&#160;31,&#160;2024 &#8212; $1,854 and $1,807, respectively). The carrying value of securities in the principal reinvestment account (&#34;PRA&#34;) as at March&#160;31,&#160;2025 is $281 (December&#160;31,&#160;2024 &#8212; $302). There are $4 cash and cash equivalents in the PRA as at March&#160;31,&#160;2025 (December&#160;31,&#160;2024 &#8212; $nil).</font></div><div id="i0e614d36be5243918d47409a5a6633be_10586"></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The fair value of the secured borrowings from mortgage securitization is based on the methodologies and assumptions for asset-backed securities described in Note&#160;5 of our 2024 Annual Consolidated Financial Statements. The fair value of these liabilities is categorized in Level 2 of the fair value hierarchy as at March&#160;31,&#160;2025 and December&#160;31,&#160;2024. </font></div><div><font><br></font></div><div id="i0e614d36be5243918d47409a5a6633be_361"></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.607%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.410%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:justify"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">5.  Financial Instrument Risk Management</font></div></td><td colspan="3" style="border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div id="i0e614d36be5243918d47409a5a6633be_11822"></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The significant risks related to financial instruments are credit risk, market risk (including equity risk, real estate risk, interest rate and spread risk, foreign currency risk, and inflation risk) and liquidity risk. Further details on our financial instrument risk management, including methodologies and assumptions, are described in Notes 1 and 6 of our 2024 Annual Consolidated Financial Statements.</font></div><div id="i0e614d36be5243918d47409a5a6633be_12497"></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The allowance for expected credit losses was $95 as at March&#160;31, 2025 (December&#160;31,&#160;2024 &#8212; $88) and the provision for credit losses was $7 for the three months ended March&#160;31,&#160;2025 (March&#160;31,&#160;2024 &#8212; $(5)). There were no significant transfers between Stage 1, Stage 2, and Stage 3 for the three months ended March&#160;31,&#160;2025 and March&#160;31,&#160;2024.</font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.976%"><tr><td style="width:1.0%"></td><td style="width:2.445%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.693%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.693%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.693%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.888%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.671%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.671%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.446%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">CONDENSED NOTES TO THE INTERIM CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED)  </font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">Sun Life Financial Inc.</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">First Quarter 2025</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">57</font></div></td></tr></table></div></div></div><div id="i0e614d36be5243918d47409a5a6633be_565"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.607%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.410%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:justify"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">6.  Insurance Contracts</font></div></td><td colspan="3" style="border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div id="i0e614d36be5243918d47409a5a6633be_607"></div><div style="margin-bottom:3pt;margin-top:8pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">6.A Changes in Insurance Contracts</font></div><div id="i0e614d36be5243918d47409a5a6633be_4398046523560"></div><div style="margin-bottom:3pt;margin-top:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">6.A.i Changes in Insurance Contracts Issued and Reinsurance Contracts Held Net Asset or Liability</font></div><div id="i0e614d36be5243918d47409a5a6633be_4398046523517"></div><div style="margin-bottom:3pt;margin-top:5pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:10pt;font-weight:700;line-height:120%">Insurance Contracts Issued By Measurement Component</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The following table shows the changes in net liabilities for insurance contracts issued by measurement component, including estimates of present value (&#34;PV&#34;) of future cash flows, risk adjustment, and Contractual Service Margin (&#34;CSM&#34;). Changes in the liabilities for insurance contract liabilities for account of segregated fund holders are provided in Note&#160;10. Further details of our measurement approach, including the premium allocation approach (&#34;PAA&#34;), can be found in Note&#160;1 of our 2024 Annual Consolidated Financial Statements.</font></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:31.063%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.356%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.110%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.356%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.361%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">For the three months ended and as at March&#160;31, 2025</font></td><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">For the year ended and as at </font></div><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">December 31, 2024</font></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Estimates of PV of future cash flows</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Risk adjustment</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">CSM</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Total</font></td><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Estimates of PV of future cash flows</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Risk adjustment</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">CSM</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Insurance contracts, beginning of period&#58;</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 14.04pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Insurance contract liabilities &#8212; non-PAA</font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">108,232</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">7,948</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">12,733</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">128,913</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">99,420&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">7,388&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">11,597&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">118,405&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 14.04pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Insurance contract liabilities &#8212; PAA</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">17,490</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">866</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">18,356</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">16,436&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">828&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">17,264&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 14.04pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Insurance contract assets &#8212; non-PAA</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(670)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">149</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">295</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(226)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(578)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">146&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">248&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(184)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 14.04pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Insurance contract assets &#8212; PAA</font></td><td colspan="3" style="padding:0 1pt 0 8.09pt;text-indent:-7.09pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(129)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(129)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Net balances, beginning of period</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">124,923</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">8,963</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">13,028</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">146,914</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">115,278&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">8,362&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">11,845&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">135,485&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="6" style="padding:2px 1pt 2px 19.99pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">CSM recognized for services provided</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(297)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(297)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(1,117)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(1,117)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19.99pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Risk adjustment recognized for non-financial risk expired</font></td><td colspan="3" style="padding:0 1pt 0 19pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(157)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(157)</font></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(596)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(596)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19.99pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Changes in estimates that adjust CSM</font></td><td colspan="3" style="padding:0 1pt 0 19pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(89)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">3</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">86</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(508)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">34&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">474&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19.99pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Contracts initially recognized in the period</font></td><td colspan="3" style="padding:0 1pt 0 19.99pt;text-indent:-7.09pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(495)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">129</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">391</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">25</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(1,859)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">530&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,448&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">119&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 20.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Other</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,653</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">184</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">88</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,925</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">11,087&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">595&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">378&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">12,060&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Changes in PAA balance</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">378</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">27</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">405</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">925&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">38&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">963&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Net balances, end of period</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">127,370</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">9,149</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">13,296</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">149,815</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">124,923&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">8,963&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">13,028&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">146,914&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Insurance contracts, end of period&#58;</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:13.04pt;text-indent:-7.09pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Insurance contract liabilities &#8212; non-PAA</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">110,286</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">8,106</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">12,993</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">131,385</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">108,232&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">7,948&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">12,733&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">128,913&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 14.04pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Insurance contract liabilities &#8212; PAA</font></td><td colspan="3" style="padding:0 1pt 0 8.09pt;text-indent:-7.09pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">17,822</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">893</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">18,715</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">17,490&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">866&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">18,356&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 14.04pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Insurance contract assets &#8212; non-PAA</font></td><td colspan="3" style="padding:0 1pt 0 14.04pt;text-indent:-7.09pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(655)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">150</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">303</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(202)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(670)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">149&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">295&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(226)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 14.04pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Insurance contract assets &#8212; PAA</font></td><td colspan="3" style="padding:0 1pt 0 14.04pt;text-indent:-7.09pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(83)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(83)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(129)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(129)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Net balances, end of period</font></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">127,370</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">9,149</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">13,296</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">149,815</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">124,923&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">8,963&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">13,028&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">146,914&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">Includes liabilities of $(236) </font><font style="background-color:#ffffff;color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">as a</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">t March&#160;31, 2025 (December&#160;31,&#160;2024 &#8212; $(325)) for segregated fund insurance contracts that are not backed by the related Investments for account of segregated fund holders. </font></div><div id="i0e614d36be5243918d47409a5a6633be_4398046523581"></div><div style="margin-bottom:3pt;margin-top:8pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:10pt;font-weight:700;line-height:120%">Reinsurance Contracts Held By Measurement Component</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The following table shows the ending balances for reinsurance contracts held by measurement component&#58;</font></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:31.063%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.356%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.110%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.356%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.361%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">As at</font></td><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">March&#160;31, 2025</font></div></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">December 31, 2024</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Estimates of PV of future cash flows</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Risk adjustment</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">CSM</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Total</font></td><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Estimates of PV of future cash flows</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Risk adjustment</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">CSM</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Reinsurance contracts, end of period&#58;</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 14.04pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Reinsurance contract held assets &#8212; non-PAA</font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">4,341</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,525</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">145</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">6,011</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">4,292&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,487&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">130&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">5,909&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 14.04pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Reinsurance contract held assets &#8212; PAA</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">393</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">22</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">415</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">392&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">17&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">409&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 14.04pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Reinsurance contract held liabilities &#8212; non-PAA</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(2,227)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">868</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(468)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(1,827)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(2,212)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">855&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(468)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(1,825)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Net balances, end of period</font></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,507</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,415</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(323)</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">4,599</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,472&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,359&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(338)</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">4,493&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="padding-right:-1.41pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.269%"><tr><td style="width:1.0%"></td><td style="width:2.434%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.627%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.627%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.876%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.658%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.658%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.658%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.662%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">58</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">Sun Life Financial Inc.</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">First Quarter 2025</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="12" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">CONDENSED NOTES TO THE INTERIM CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED)  </font></div></td></tr></table></div></div></div><div id="i0e614d36be5243918d47409a5a6633be_628"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:3pt;margin-top:8pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">6.A.ii Analysis of Insurance Revenue</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Insurance revenue in the Consolidated Statements of Operations consists of the following&#58;</font></div><div style="margin-top:5pt;padding-left:9pt;text-indent:-9pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:74.338%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.847%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.847%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.235%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="12" style="border-bottom:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;For the three months ended</font></div></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">March&#160;31, 2025</font></td><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">March&#160;31, 2024</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:7.09pt;text-indent:-7.09pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">For contracts not measured using the&#160;PAA&#58;</font></div></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18.99pt;text-indent:-7.09pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Amounts relating to changes in liabilities for remaining coverage&#58;</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:30.99pt;text-indent:-7.09pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Expected claims and other expenses</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,222</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,165&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:30.99pt;text-indent:-7.09pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Release of risk adjustment</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">155</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">150&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 31.99pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">CSM recognized for services provided</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">297</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">269&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:30.99pt;text-indent:-7.09pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Income taxes specifically chargeable to the policyholder</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline"> </font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">8</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19.99pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Amortization of insurance acquisition cash flows</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">75</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">87&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total insurance revenue for contracts not measured using the&#160;PAA</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,757</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,671&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">For contracts measured using&#160;the&#160;PAA&#58;</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19.99pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Insurance revenue</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">4,261</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">3,869&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total insurance revenue</font></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">6,018</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">5,540&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div><font><br></font></div><div style="padding-left:9.07pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">Expected claims and other expenses excludes investment components and amounts allocated to the loss component. Release of risk adjustment excludes amounts allocated to the loss component and amounts related to changes in the time value of money, which are recognized in Insurance finance income (expenses).</font></div><div><font><br></font></div><div id="i0e614d36be5243918d47409a5a6633be_754"></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.556%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:justify"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">7.  Fee Income</font></div></td><td colspan="3" style="border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:74.338%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:2.847%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.847%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.235%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="12" style="border-bottom:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;For the three months ended</font></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">March&#160;31, 2025</font></td><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">March&#160;31, 2024</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Fee income from service contracts&#58;</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Distribution fees</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">270</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">255&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Fund management and other asset-based fees</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,580</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,427&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Administrative service and other fees</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">390</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">330&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total fee income</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,240</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,012&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Distribution fees and Fund management and other asset-based fees are primarily earned in the Asset Management segment. Administrative service and other fees are primarily earned in the Canada and U.S. segments. The fee income by business segment is presented in Note&#160;3. </font></div><div><font><br></font></div><div id="i0e614d36be5243918d47409a5a6633be_778"></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.556%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">8.  Income Taxes</font></div></td><td colspan="3" style="border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div id="i0e614d36be5243918d47409a5a6633be_8777"></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The Company&#8217;s effective income tax rate is generally lower than our statutory income tax rate of 27.8% due to various tax benefits, such as lower taxes on income subject to tax in foreign jurisdictions and a range of tax-exempt or low-taxed investment income.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Our effective income tax rate for the three months ended March&#160;31, 2025 was 19.4% compared to 21.8% for the three months ended March&#160;31,&#160;2024. The effective income tax rate for the three months ended March&#160;31, 2025 was lower than the effective income tax rate for the three months ended March&#160;31,&#160;2024, primarily due to higher income in jurisdictions with lower tax rates and higher tax-exempt or low-taxed investment income.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">In our Consolidated Statements of Operations, Income tax expense (benefit) has the following components&#58;</font></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:74.338%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.847%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.847%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.235%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="12" style="border-bottom:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">For the three months ended</font></div></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">March&#160;31, 2025</font></td><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">March&#160;31, 2024</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Current income tax expense (benefit)</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">270</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">307&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Deferred income tax expense (benefit)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(28)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(46)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total income tax expense (benefit)</font></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">242</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">261&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The IASB issued amendments to IAS 12 </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-style:italic;font-weight:400;line-height:120%">Income Taxes</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%"> in May 2023, which provided a mandatory temporary exception to the recognition and disclosure of information about deferred taxes relating to Global Minimum Tax (&#34;GMT&#34;), and we have applied this temporary exception. Our deferred taxes will not reflect impacts of GMT while the mandatory exception is applicable. The GMT rules applied to us effective January&#160;1,&#160;2024. The Canadian GMT legislation requires the ultimate parent entity of a group to pay top-up tax, on a jurisdiction-by-jurisdiction basis, on profits of its subsidiaries that are taxed below 15%. Some jurisdictions have enacted a Qualifying Domestic Minimum Top-Up Tax (&#34;QDMTT&#34;) which requires the GMT top-up tax to be paid in the local jurisdiction rather than to the ultimate parent entity's jurisdiction. In response to the GMT rules, Bermuda enacted a Corporate Income Tax (&#34;CIT&#34;) regime, including a corporate income tax rate of 15%, which applies to us effective January 1, 2025. The Bermuda CIT is not a QDMTT for the purposes of GMT. Our other subsidiaries that are </font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.976%"><tr><td style="width:1.0%"></td><td style="width:2.445%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.693%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.693%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.693%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.888%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.671%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.671%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.446%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">CONDENSED NOTES TO THE INTERIM CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED)  </font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">Sun Life Financial Inc.</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">First Quarter 2025</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">59</font></div></td></tr></table></div></div></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">currently subject to a statutory tax rate or to a tax regime that could result in taxing profits at a rate below 15% include those in Hong Kong and Ireland. Ireland has enacted a QDMTT, while Hong Kong's GMT legislation is not yet substantively enacted but will also include a QDMTT. Current income tax expense (benefit) for the three months ended March&#160;31,&#160;2025 includes GMT income tax benefit of $(3), due to prior year GMT adjustments (March&#160;31,&#160;2024 &#8212; $2). </font></div><div><font><br></font></div><div id="i0e614d36be5243918d47409a5a6633be_787"></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.607%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.410%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:justify"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">9.  Capital Management</font></div></td><td colspan="3" style="border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div id="i0e614d36be5243918d47409a5a6633be_6671"></div><div style="margin-bottom:3pt;margin-top:8pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">9.A Capital</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Our capital base is structured to exceed minimum regulatory and internal capital targets and maintain strong credit and financial strength ratings, while maintaining a capital efficient structure. We strive to achieve an optimal capital structure by balancing the use of debt and equity financing. Capital is managed both on a consolidated basis under the principles that consider all the risks associated with the business, as well as at the business group level under the principles appropriate to the jurisdiction in which each operates. We manage the capital for all of our international subsidiaries on a local statutory basis in a manner commensurate with their individual risk profiles. Further details on our capital, and how it is managed, are included in Note&#160;20 of our 2024 Annual Consolidated Financial Statements.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">SLF Inc. is a non-operating insurance company and is subject to the Life Insurance Capital Adequacy Test (&#34;LICAT&#34;) guideline. As at March&#160;31,&#160;2025, SLF Inc.&#8217;s LICAT ratio exceeded the regulatory minimum target as set out by the Office of the Superintendent of Financial Institutions, Canada (&#34;OSFI&#34;).</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Sun Life Assurance, SLF Inc.&#8217;s principal operating life insurance subsidiary in Canada, is also subject to the LICAT guideline. As at March&#160;31,&#160;2025, Sun Life Assurance's LICAT ratio exceeded OSFI&#8217;s minimum regulatory target&#59; as well as OSFI&#8217;s supervisory target applicable to operating life insurance companies.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">In the U.S., Sun Life Assurance operates through a branch which is subject to U.S. regulatory supervision and it exceeded the levels under which regulatory action would be required as at March&#160;31,&#160;2025. In addition, other subsidiaries of SLF Inc. that must comply with local capital or solvency requirements in the jurisdiction in which they operate maintained capital levels above minimum local requirements as at March&#160;31,&#160;2025.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Our capital base consists mainly of common shareholders&#8217; equity, preferred shareholders&#8217; equity, equity in the participating account, non-controlling interest's equity, CSM, and certain other capital securities that qualify as regulatory capital. </font></div><div style="margin-bottom:3pt;margin-top:8pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">9.B Significant Capital Transactions</font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">9.B.i Common Shares</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Changes in common shares issued and outstanding were as follows&#58;</font></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:43.052%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.894%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.163%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.894%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.163%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.235%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">For the three months ended</font></div></td><td colspan="12" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">March&#160;31, 2025</font></td><td colspan="12" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">March&#160;31, 2024</font></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Common shares (in millions of shares)</font></td><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Number of shares</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Amount</font></td><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Number of shares</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Amount</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Balance, beginning of period</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">573.9</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">8,192</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">584.6&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">8,327&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Stock options exercised</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">0.1</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">5</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">0.3&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">12&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Common shares purchased for cancellation</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(6.4)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(103)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(2.4)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(34)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Balance, end of period</font></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">567.6</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">8,094</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">582.5&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">8,305&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">On August 29, 2023, we launched a normal course issuer bid (the &#34;NCIB&#34;) to purchase up to 17&#160;million of our common shares, which expired on August 28, 2024. In August 2024, we renewed the NCIB to purchase up to 15 million of our common shares between August 29, 2024 and, at the latest, August 28, 2025 (the &#34;2024 NCIB&#34;). We implemented an automatic repurchase plan with our designated broker in order to facilitate purchases of common shares under the NCIB. Under the automatic repurchase plan, our designated broker is able to purchase common shares pursuant to the NCIB at times when we ordinarily would not be active in the market due to applicable securities laws or self-imposed blackout periods. Any common shares purchased by us pursuant to the NCIB will be cancelled or used in connection with certain equity settled incentive arrangements.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">For the three months ended March&#160;31, 2025, we purchased and cancelled an aggregate of approximately 6.4 million common shares (March&#160;31,&#160;2024 &#8212; 2.4&#160;million common shares) at an average price per share of $80.64 (March&#160;31,&#160;2024 &#8212; $73.34) for a total amount of $520 (March&#160;31,&#160;2024 &#8212; $174) under the NCIB and incurred tax on net repurchases of equity of $10 (March&#160;31,&#160;2024 &#8212; $3). The total amount paid to purchase the shares pursuant to the NCIB and the tax incurred is recorded in our Consolidated Statements of Changes in Equity. The amount allocated to Common shares is based on the average cost per common share and amounts paid above the average cost are allocated to Retained earnings.</font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="padding-right:-1.41pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.269%"><tr><td style="width:1.0%"></td><td style="width:2.434%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.627%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.627%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.876%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.658%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.658%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.658%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.662%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">60</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">Sun Life Financial Inc.</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">First Quarter 2025</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="12" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">CONDENSED NOTES TO THE INTERIM CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED)  </font></div></td></tr></table></div></div></div><div id="i0e614d36be5243918d47409a5a6633be_790"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.607%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.410%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:justify"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">10.  Segregated Funds</font></div></td><td colspan="3" style="border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div id="i0e614d36be5243918d47409a5a6633be_796"></div><div style="margin-bottom:3pt;margin-top:8pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">10.A Segregated Funds Classified as Investment Contracts</font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">10.A.i Investments for Account of Segregated Fund Holders &#8212; Investment Contracts</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The carrying value of investments for account of segregated fund holders for contracts classified as investment contracts are as follows&#58; </font></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:63.812%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.110%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.110%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.235%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">As at</font></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">March&#160;31, 2025</font></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">December 31, 2024</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Segregated and mutual fund units</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">128,153</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">126,867&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Equity securities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">917</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,049&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Debt securities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">762</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">773&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Cash, cash equivalents and short-term securities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">5</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">3&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Other</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">44</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(3)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total investments for account of segregated fund holders </font></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">129,881</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">128,689&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:5pt;margin-top:8pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">10.A.ii Changes in Account of Segregated Fund Holders &#8212; Investment Contracts</font></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:63.812%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.110%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.110%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.235%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">For the three months ended and as at March&#160;31, 2025</font></div></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">For the year</font></div><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">ended and as at </font></div><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">December 31, 2024 </font></div></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Balance, beginning of period</font></div></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">128,689</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">109,411&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Additions to segregated funds&#58;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.34pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Deposits</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">5,430</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">12,922&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Net realized and unrealized gains (losses)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">242</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">11,412&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Other investment income</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">139</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">7,487&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total additions</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">5,811</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">31,821&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Deductions from segregated funds&#58;</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Payments to policyholders and their beneficiaries</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">4,392</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">11,718&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Management fees</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">211</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">784&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Taxes and other expenses</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">16</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">49&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Foreign exchange rate movements</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(8)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total deductions</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">4,619</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">12,543&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Net additions (deductions)</font></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,192</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">19,278&#160;</font></td><td style="border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Balance, end of period</font></div></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">129,881</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">128,689&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:3pt;margin-top:8pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">10.B Segregated Funds Classified as Insurance Contracts</font></div><div style="margin-bottom:3pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">10.B.i Investments for Account of Segregated Fund Holders &#8212; Insurance Contracts</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The carrying value of investments for account of segregated fund holders for contracts classified as insurance contracts, which are the underlying items for the insurance contracts, are as follows&#58; </font></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:63.812%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.110%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.110%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.235%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">As at</font></div></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">March&#160;31, 2025</font></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">December 31, 2024</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Segregated and mutual fund units</font></div></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">14,807</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">15,084&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Equity securities</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,941</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">3,113&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Debt securities</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,658</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,607&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Cash, cash equivalents and short-term securities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">405</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">394&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Mortgages</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">7</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">7&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Other assets</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">61</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">52&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total assets</font></div></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">19,879</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">20,257&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Less&#58; Liabilities arising from investing activities</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">110</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">160&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total investments for account of segregated fund holders</font></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">19,769</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">20,097&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.976%"><tr><td style="width:1.0%"></td><td style="width:2.445%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.693%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.693%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.693%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.888%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.671%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.671%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.446%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">CONDENSED NOTES TO THE INTERIM CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED)  </font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">Sun Life Financial Inc.</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">First Quarter 2025</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">61</font></div></td></tr></table></div></div></div><div id="i0e614d36be5243918d47409a5a6633be_9767"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:3pt;margin-top:8pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:11pt;font-weight:700;line-height:120%">10.B.ii Changes in Account of Segregated Fund Holders &#8212; Insurance Contracts</font></div><div style="margin-bottom:3pt;margin-top:5pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:10pt;font-weight:700;line-height:120%">Changes by Measurement Component</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The following reconciliation illustrates the insurance contract liabilities for account of segregated fund holders by measurement component. For insurance contract liabilities for account of segregated fund holders, the entire amount is included in the estimates of PV of future cash flows. Reconciliations for the net liabilities of segregated fund insurance contracts that are not backed by investments for account of segregated fund holders are included as part of the insurance contract liabilities in Note&#160;6.A.i.</font></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:64.689%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:7.671%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.671%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.236%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">For the three months ended and as at March&#160;31, 2025</font></div></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">For the year </font></div><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">ended and as&#160;at </font></div><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">December 31, 2024</font></div></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Balance, beginning of period</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">20,097</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">19,041&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Insurance finance (income) expenses</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(1)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,316&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Foreign currency translation</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">44</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">388&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Cash flows&#58;</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 14.04pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Premiums received</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">550</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,016&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 14.04pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Amounts paid to policyholders and other insurance service expenses paid</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(735)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(2,814)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 14.04pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Management fees, taxes and other expenses</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(186)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(850)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total cash flows</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(371)</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(1,648)</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Balance, end of period</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">19,769</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">20,097&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div><font><br></font></div><div id="i0e614d36be5243918d47409a5a6633be_826"></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.607%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.410%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">11.  Commitments, Guarantees and Contingencies</font></div></td><td colspan="3" style="border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div id="i0e614d36be5243918d47409a5a6633be_844"></div><div style="margin-bottom:3pt;margin-top:8pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:12.5pt;font-weight:700;line-height:120%">Guarantees of Sun Life Assurance Preferred Shares and Subordinated Debentures</font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">SLF Inc. has provided a guarantee on the $150 of 6.30% subordinated debentures due 2028 issued by Sun Life Assurance. Claims under this guarantee will rank equally with all other subordinated indebtedness of SLF Inc. SLF Inc. has also provided a subordinated guarantee of preferred shares issued from time to time by Sun Life Assurance, other than such preferred shares which are held by SLF Inc. and its affiliates. Sun Life Assurance has no outstanding preferred shares subject to the guarantee. As a result of these guarantees, Sun Life Assurance is entitled to rely on exemptive relief from most continuous disclosure and the certification requirements of Canadian securities laws.</font></div><div style="margin-top:3pt"><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">The following tables set forth certain consolidating summary financial information for SLF Inc. and Sun Life Assurance (consolidated)&#58;</font></div><div id="i0e614d36be5243918d47409a5a6633be_7423"></div><div style="margin-top:5pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:33.256%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.163%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.578%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.578%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.578%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.578%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.237%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">For the three months ended</font></div></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">SLF Inc.(unconsolidated)</font></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Sun Life<br>Assurance<br>(consolidated)</font></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Other<br>subsidiaries of<br>SLF Inc.<br>(combined)</font></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Consolidation<br>adjustments</font></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">SLF Inc.<br>(consolidated)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">March&#160;31,&#160;2025</font></div></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Insurance revenue</font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">5,107</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,320</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(409)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">6,018</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Net investment income (loss) excluding result for segregated fund holders</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">62</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,808</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">291</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(68)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">3,093</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Fee income</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">539</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,843</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(142)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,240</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total revenue</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">62</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">8,454</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">3,454</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(619)</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">11,351</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt 2px 10pt;text-align:left;text-indent:-9pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Shareholders&#8217; net income (loss)</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">948</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">564</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">375</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(939)</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">948</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">March&#160;31,&#160;2024</font></div></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Insurance revenue</font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">4,690&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,223&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(373)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">5,540&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Net investment income (loss) excluding result for segregated fund holders</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">79&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(685)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">47&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(118)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(677)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Fee income</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">450&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,690&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(128)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2,012&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Other income</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">161&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">161&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total revenue</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">79&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">4,455&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">3,121&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(619)</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">7,036&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 10pt;text-align:left;text-indent:-9pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Shareholders&#8217; net income (loss) </font></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">838&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">510&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">324&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(834)</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">838&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="padding-right:-1.41pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.269%"><tr><td style="width:1.0%"></td><td style="width:2.434%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.627%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.627%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.876%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.658%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.658%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.658%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.662%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">62</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">Sun Life Financial Inc.</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">First Quarter 2025</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="12" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">CONDENSED NOTES TO THE INTERIM CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED)  </font></div></td></tr></table></div></div></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div style="margin-top:5pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:33.256%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:4.163%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.578%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.578%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.578%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.578%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.237%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Assets and liabilities as at</font></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">SLF Inc.(unconsolidated)</font></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Sun Life<br>Assurance<br>(consolidated)</font></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Other<br>subsidiaries of<br>SLF Inc.<br>(combined)</font></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Consolidation<br>adjustments</font></td><td colspan="6" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">SLF Inc.<br>(consolidated)</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">March&#160;31,&#160;2025</font></div></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Invested assets</font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">28,316</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">177,276</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">11,720</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(26,267)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">191,045</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Reinsurance contract held assets</font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">6,432</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(7)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">6,426</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Insurance contract assets</font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">202</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,380</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(1,297)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">285</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total other general fund assets</font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">4,335</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">14,104</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">10,169</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(3,054)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">25,554</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="6" style="padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Investments for account of segregated fund&#160;holders</font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">149,591</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">59</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">149,650</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Insurance contract liabilities excluding those for account of segregated fund holders</font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">150,023</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">84</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(7)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">150,100</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Reinsurance contract held liabilities</font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">3,124</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(1,297)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1,827</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Investment contract liabilities</font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">11,999</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(1)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">11,998</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total other general fund liabilities</font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">7,234</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">15,721</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">14,132</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(3,741)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">33,346</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Insurance contract liabilities for account of segregated fund holders</font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">19,710</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">59</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">19,769</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Investment contract liabilities for account of segregated fund holders</font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">129,881</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">129,881</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">December 31, 2024</font></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Invested assets</font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">28,494&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">175,508&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">12,449&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(26,634)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">189,817&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Reinsurance contract held assets</font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">6,353&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(35)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">6,318&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Insurance contract assets</font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">227&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,583&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(1,455)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">355&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total other general fund assets</font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">4,639&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">13,979&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">10,299&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(3,472)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">25,445&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="6" style="padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Investments for account of segregated fund&#160;holders</font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">148,720&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">66&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">148,786&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Insurance contract liabilities excluding those for account of segregated fund holders</font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">147,196&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">108&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(35)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">147,269&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Reinsurance contract held liabilities</font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">3,281&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(1,456)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,825&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Investment contract liabilities</font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">11,677&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">11,678&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total other general fund liabilities</font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">7,576&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">16,191&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">15,589&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(4,322)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">35,034&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Insurance contract liabilities for account of segregated fund holders</font></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">20,031&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">66&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">20,097&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Investment contract liabilities for account of segregated fund holders</font></td><td colspan="3" style="border-bottom:1pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="border-bottom:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">128,689&#160;</font></td><td style="border-bottom:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="border-bottom:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="border-bottom:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">128,689&#160;</font></td><td style="border-bottom:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div><font><br></font></div><div id="i0e614d36be5243918d47409a5a6633be_889"></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.607%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.410%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:justify"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">12.  Earnings (Loss) Per Share</font></div></td><td colspan="3" style="border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Details of the calculation of the net income (loss) and the weighted average number of shares used in the earnings per share computations are as follows&#58;</font></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:72.876%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:3.578%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.578%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.235%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="12" style="border-bottom:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">For the three months ended</font></div></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">March&#160;31, 2025</font></td><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">March&#160;31, 2024</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt 2px 8.08pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Common shareholders&#8217; net income (loss) for basic earnings per share</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">928</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">818&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Add&#58; Increase in income due to convertible instruments</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">3</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">3&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Common shareholders&#8217; net income (loss) on a diluted basis</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">931</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">821&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Weighted average number of common shares outstanding for basic earnings per share (in millions)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">572</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">584&#160;</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Add&#58; Dilutive impact of stock options</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(2)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%"> (in millions)</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18.43pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Dilutive impact of convertible instruments</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%"> (in millions)</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">3&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Weighted average number of common shares outstanding on a diluted basis (in millions)</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">575</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">587&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Basic earnings (loss) per share</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1.62</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1.40&#160;</font></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Diluted earnings (loss) per share</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1.62</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="border-bottom:1pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;padding:2px 0;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1.40&#160;</font></td><td style="border-bottom:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr></table></div><div id="i0e614d36be5243918d47409a5a6633be_13638"></div><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">The convertible instruments are the Sun Life ExchangEable Capital Securities (&#34;SLEECS&#34;) &#8212; Series B issued by Sun Life Capital Trust.</font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(2)&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">Excludes the impact of 1 million stock options for the three months ended March&#160;31,&#160;2025 (March&#160;31, 2024 &#8212; 1&#160;million) because these stock options were anti-dilutive for the period.</font></div><div><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.976%"><tr><td style="width:1.0%"></td><td style="width:2.445%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.693%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.693%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.693%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.888%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.671%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.671%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.446%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">CONDENSED NOTES TO THE INTERIM CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED)  </font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">Sun Life Financial Inc.</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">First Quarter 2025</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">63</font></div></td></tr></table></div></div></div><div id="i0e614d36be5243918d47409a5a6633be_892"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:23.497%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.497%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.497%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.497%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.412%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:justify"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">13.  Accumulated Other Comprehensive Income (Loss)</font></div></td><td colspan="3" style="border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Changes in accumulated other comprehensive income (loss), net of taxes, are as follows&#58;</font></div><div id="i0e614d36be5243918d47409a5a6633be_7484"></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:32.087%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.992%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.139%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.992%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.554%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:7.233%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.002%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">For the three months ended</font></div></td><td colspan="21" style="border-bottom:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">March 31, 2025</font></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="24" style="padding:2px 1pt;text-align:right;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">March&#160;31, 2024</font></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt 0 8.09pt;text-indent:-7.09pt"></td><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Balance, </font></div><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">beginning </font></div><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">of period</font></div></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:2pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:700;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Other<br>comprehensive income (loss)</font></td><td colspan="3" style="display:none"></td><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Balance, </font></div><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">end of </font></div><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">period</font></div></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Balance, </font></div><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">beginning </font></div><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">of period</font></div></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:2pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Other<br>comprehensive<br>income (loss)</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Balance, </font></div><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">end of </font></div><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">period</font></div></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:2pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</font></div></td></tr><tr><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Items that may be reclassified subsequently to income&#58;</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt 0 8.09pt;text-indent:-7.09pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="6" style="padding:2px 1pt 2px 19.99pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Unrealized foreign currency translation gains (losses), net of hedging activities</font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,696</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">25</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,721</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,350&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">292&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1,642&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="6" style="padding:2px 1pt 2px 19.99pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Unrealized gains (losses) on FVOCI assets</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(250)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">120</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(130)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(354)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(48)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(402)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="6" style="padding:2px 1pt 2px 19.99pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Unrealized gains (losses) on cash flow hedges</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">4</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">6</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(1)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="6" style="padding:2px 1pt 2px 19.99pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Share of other comprehensive income (loss) in joint ventures and associates</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(163)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(70)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(233)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(364)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">115&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(249)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="6" style="padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Items that will not be reclassified subsequently to income&#58;</font></td><td colspan="3" style="padding:0 1pt 0 8.09pt;text-indent:-7.09pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt 0 8.09pt;text-indent:-7.09pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="6" style="padding:2px 1pt 2px 19.99pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Remeasurement of defined benefit plans</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(198)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(12)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(210)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(217)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">7&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(210)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="6" style="padding:2px 1pt 2px 19.99pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Share of other comprehensive income (loss) in joint ventures and associates</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(5)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(1)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(6)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">2&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(9)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(7)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="6" style="padding:2px 1pt 2px 19.99pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Revaluation surplus on transfers to investment properties</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">144</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">144</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">143&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">143&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,228</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">64</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,292</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">559&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">359&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">918&#160;</font></td><td style="border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:0.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt 2px 8.09pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total attributable to&#58;</font></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt 0 8.09pt;text-indent:-7.09pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="6" style="padding:2px 1pt 2px 19.99pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Participating account</font></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">3</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">(2)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">1</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">6&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(2)</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">4&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="6" style="padding:2px 1pt 2px 19.99pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Non-controlling interests</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">11</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">11</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">5&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">6&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="6" style="padding:2px 1pt 2px 19.99pt;text-align:left;text-indent:-7.09pt;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Shareholders</font></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,214</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">66</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,280</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">552&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">356&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">908&#160;</font></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Total</font></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,228</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">64</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2,292</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">559&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000;border-top:0.5pt solid #000;padding:0 1pt"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">359&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">$</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">918&#160;</font></td><td style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:0.5pt solid #000000;padding:0 1pt"></td></tr></table></div><div><font><br></font></div><div style="padding-left:9pt;text-indent:-9pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:4.87pt;font-weight:400;line-height:120%;position:relative;top:-2.62pt;vertical-align:baseline">(1)&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7.5pt;font-weight:400;line-height:120%">Balances have been restated. Refer to Note&#160;2.</font></div><div><font><br></font></div><div id="i0e614d36be5243918d47409a5a6633be_5497558147733"></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:47.584%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.410%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:justify"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">14. Legal and Regulatory Proceedings </font></div></td><td colspan="3" style="border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">We are regularly involved in legal actions, both as a defendant and as a plaintiff. Legal actions naming us as a defendant ordinarily involve our activities as a provider of insurance protection and wealth management products, as an investor and investment advisor, and as an employer. In addition, government and regulatory bodies in Canada, the U.S., the UK, and Asia, including federal, provincial, and state securities and insurance regulators, tax authorities, and other government authorities, from time to time, make inquiries and require the production of information or conduct examinations or investigations concerning our compliance with tax, insurance, securities, and other laws.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Provisions for legal proceedings related to insurance contracts, such as for disability and life insurance claims and the cost of litigation, are included in Insurance contract liabilities in our Consolidated Statements of Financial Position. Other provisions are established outside of the Insurance contract liabilities if, in the opinion of management, it is both probable that a payment will be required and a reliable estimate can be made of the amount of the obligation. Management reviews the status of all proceedings on an ongoing basis and exercises judgment in resolving them in such manner as management believes to be in our best interest.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">Our significant legal proceedings and regulatory matters are disclosed in Note&#160;22.G of our 2024 Annual Consolidated Financial Statements. There have been no significant updates to such legal and regulatory proceedings.</font></div><div><font><br></font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="padding-right:-1.41pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.269%"><tr><td style="width:1.0%"></td><td style="width:2.434%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.627%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.627%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.876%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.658%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.658%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.658%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.662%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">64</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">Sun Life Financial Inc.</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">First Quarter 2025</font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="12" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">CONDENSED NOTES TO THE INTERIM CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED)  </font></div></td></tr></table></div></div></div><div id="i0e614d36be5243918d47409a5a6633be_895"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.461%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:23.607%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:1.410%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="border-bottom:1pt solid #000000;border-left:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:justify"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:14pt;font-weight:700;line-height:120%">15.  Subsequent Events</font></div></td><td colspan="3" style="border-bottom:1pt solid #000000;border-right:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">On May&#160;8,&#160;2025, SLF Inc. announced its intention to renew its normal course issuer bid, subject to the approval of OSFI and the Toronto Stock Exchange (&#34;TSX&#34;). The 2024 NCIB permits the repurchase of up to 15 million common shares, approximately 13 million of which have been repurchased as of May 7, 2025. Once SLF Inc. has repurchased all 15 million common shares under the 2024 NCIB (the &#34;2024 Repurchased Shares&#34;), it expects to establish a new normal course issuer bid pursuant to which it will be permitted to purchase up to an additional 10&#160;million of its common shares (the &#34;2025 NCIB&#34;), subject to the receipt of applicable approvals from OSFI and the TSX. The 2025 NCIB will expire on the date that is 12 months after its commencement or such earlier date as SLF Inc. may determine. Purchases under the 2025 NCIB may be made through the facilities of the TSX, other Canadian stock exchanges, the New York Stock Exchange, and&#47;or alternative trading platforms in Canada and the United States, at prevailing market rates. Subject to regulatory approval, purchases under the 2025 NCIB may also be made by way of private agreements or share repurchase programs under issuer bid exemption orders issued by securities regulatory authorities. Any purchases made under an exemption order issued by a securities regulatory authority will generally be at a discount to the prevailing market price. The actual number of common shares purchased under the 2025 NCIB, and the timing of such purchases (if any), will be determined by SLF Inc. Any common shares purchased by SLF Inc. pursuant to the 2025 NCIB will be cancelled or used in connection with certain equity settled incentive arrangements. The 2025 NCIB will provide the Company with the flexibility to acquire common shares in order to return capital to shareholders as part of its overall capital management str</font><font style="background-color:#ffffff;color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:120%">ategy.</font></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.976%"><tr><td style="width:1.0%"></td><td style="width:2.445%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.693%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.693%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.693%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.888%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.671%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.671%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:2.446%"></td><td style="width:0.1%"></td></tr><tr><td colspan="12" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">CONDENSED NOTES TO THE INTERIM CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED)  </font></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">Sun Life Financial Inc.</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">First Quarter 2025</font></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">65</font></div></td></tr></table></div></div></div><div id="i0e614d36be5243918d47409a5a6633be_898"></div><hr style="page-break-after:always"><div style="min-height:40.5pt;width:100%"><div><font><br></font></div></div><div style="margin-bottom:3pt;margin-top:8pt"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:16pt;font-weight:700;line-height:120%">Corporate and Shareholder Information</font></div><div style="margin-bottom:3pt;margin-top:8pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:31.063%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.981%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:17.174%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.981%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.981%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.390%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">For information about Sun Life, corporate</font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">United States</font></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Direct deposit of dividends</font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">news and financial results, please visit</font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Equiniti Trust Company, LLC</font></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Common shareholders residing in Canada,</font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">sunlife.com</font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">PO Box 860</font></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">or the U.S. may have their dividend</font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Newark, NJ 07101</font></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">payments deposited directly into their</font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Corporate office</font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Tel&#58; 1-877-224-1760</font></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">bank account.</font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Sun Life Financial Inc.</font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Email&#58; sunlifeinquiries&#64;tmx.com</font></td><td colspan="6" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">1 York Street</font></td><td colspan="9" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">The</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-style:italic;font-weight:400;line-height:100%"> Request for Electronic Payment of</font></div></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Toronto, Ontario</font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">United Kingdom</font></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-style:italic;font-weight:400;line-height:100%">Dividends Form</font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%"> is available for downloading</font></div></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Canada M5J 0B6</font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">MUFG Corporate Markets (UK) Limited</font></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">from the TSX Trust Company website,</font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Tel&#58; 416-979-9966</font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Central Square</font></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">tsxtrust.com&#47;sun-life&#47;forms, or you can</font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Website&#58; sunlife.com</font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">29 Wellington Street</font></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">contact TSX Trust Company to have a form </font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Leeds LS1 4DL</font></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">sent to you.</font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Investor Relations</font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Tel&#58; +44 (0) 345-602-1587</font></td><td colspan="6" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">For financial analysts, portfolio managers</font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Email&#58; </font></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Canadian dividend reinvestment</font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">and institutional investors requiring</font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">shareholderenquiries&#64;cm.mpms.mufg.com</font></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">and share purchase plan</font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">information, please contact&#58;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Canadian-resident common shareholders</font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Investor Relations</font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Philippines</font></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">can enroll in the Dividend Reinvestment</font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Email&#58; Investor_Relations&#64;sunlife.com</font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">RCBC Trust Corporation</font></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">and Share Purchase Plan. For details, visit</font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Please note that financial information can</font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Stock Transfer Processing Section</font></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">our website at sunlife.com or contact the</font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">also be obtained from sunlife.com.</font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Ground Floor, West Wing</font></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Plan Agent, TSX Trust Company at </font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">GPL (Grepalife) Building</font></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">sunlifeinquiries&#64;tmx.com.</font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Transfer agent</font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">221 Senator Gil Puyat Avenue</font></td><td colspan="6" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Sun Life Financial Inc. has appointed TSX </font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Makati City, 1200</font></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Stock exchange listings</font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Trust Company as its share registrar and </font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Philippines</font></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Sun Life Financial Inc. common shares are</font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">transfer agent. TSX Trust Company has </font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">From Metro Manila&#58; 632-5318-8567</font></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">listed on the Toronto (TSX), New York</font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">co-transfer agents in the U.S., U.K., </font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">From the Provinces&#58; 1-800-1-888-2422</font></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">(NYSE) and Philippine (PSE) stock</font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Philippines and Hong Kong.</font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Email&#58; rcbcstocktransfer&#64;rcbc.com</font></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">exchanges. Ticker Symbol&#58; SLF</font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:0 1pt"></td><td colspan="6" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">For information about your shareholdings,</font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Hong Kong, SAR</font></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Sun Life Financial Inc. Class A Preferred</font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">dividends, change in share registration or</font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Computershare Hong Kong</font></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Shares are listed on the Toronto Stock</font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">address, estate transfers, lost certificates,</font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Investor Services Limited</font></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Exchange (TSX).</font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">or to advise of duplicate mailings, please</font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">17M Floor, Hopewell Centre</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Ticker Symbols&#58;</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">contact the Transfer Agent in the country</font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">183 Queen&#8217;s Road East</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Series 3 </font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">SLF.PR.C</font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">where you reside. If you do not live in any</font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Wanchai, Hong Kong</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Series 4 </font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">SLF.PR.D</font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">of the countries listed, please contact the</font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Tel&#58; 852-2862-8555</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Series 5</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">SLF.PR.E</font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Canadian Transfer Agent.</font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Shareholders can submit inquiries online at</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Series 8R</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">SLF.PR.G</font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">computershare.com&#47;hk&#47;contact</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Series 9QR</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">SLF.PR.J</font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Canada</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Series 10R</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">SLF.PR.H</font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">TSX Trust Company</font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Shareholder services</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Series 11QR</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">SLF.PR.K</font></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">301 &#8212; 100 Adelaide Street West</font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">For shareholder account inquiries, please </font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Toronto, ON</font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">contact the Transfer Agent in the country </font></td><td colspan="6" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">M5H 4H1</font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">where you reside, or Sun Life&#8217;s </font></td><td colspan="6" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Tel (within North America)&#58;</font></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Shareholder Services team.</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">&#160;1-877-224-1760</font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">English Email&#58; </font></td><td colspan="9" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Tel (outside North America)&#58;</font></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">shareholderservices&#64;sunlife.com</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">416-682-3865</font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">French Email&#58; </font></td><td colspan="6" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Fax&#58; 1-888-249-6189</font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">servicesauxactionnaires&#64;sunlife.com</font></td><td colspan="9" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Email&#58; sunlifeinquiries&#64;tmx.com</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Website&#58; tsxtrust.com&#47;sun-life</font></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">2025 dividend dates</font></td><td colspan="6" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Common Shares</font></td><td colspan="6" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Shareholders can view their account</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">details using TSX Trust Company's</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Record dates</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:700;line-height:100%">Payment dates</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Internet service, </font><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-style:italic;font-weight:400;line-height:100%">Investor Central.</font></div></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">February 26, 2025</font></td><td colspan="3" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">March 31, 2025</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">Register at tsxtrust.com&#47;sun-life</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">May 28, 2025</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">June 30, 2025</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">August 27, 2025*</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">September 29, 2025*</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">November 26, 2025*</font></td><td colspan="3" style="border-bottom:0.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">December 31, 2025*</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="border-top:0.5pt solid #000;padding:2px 1pt;text-align:justify;vertical-align:top"><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:8pt;font-weight:400;line-height:100%">*Subject to approval by the Board of Directors</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:11pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font style="color:#000000;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">66   Sun Life Financial Inc.   First Quarter 2025&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="color:#6d6d6d;font-family:'Sun Life New Text',serif;font-size:7pt;font-weight:400;line-height:120%">CORPORATE AND SHAREHOLDER INFORMATION </font></div></div></div><div style="page-break-after:always">&nbsp;</div>
<div id="i298fa916a7d54e11befbf098b63636e3_1"></div><div style="min-height:0pt;width:100%"><div><font><br></font></div></div><div><img alt="quarterlyreport_ex85x11-wea.jpg" src="quarterlyreport_ex85x11-wea.jpg" style="height:1056px;margin-bottom:5pt;vertical-align:text-bottom;width:816px"></div><div style="height:0pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font><br></font></div></div></div><div style="page-break-after:always">&nbsp;</div>

</body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.2
<SEQUENCE>3
<FILENAME>a2025q1certificationinteri.htm
<DESCRIPTION>EX-99.2
<TEXT>
<html><head>
<!-- Document created using Wdesk -->
<!-- Copyright 2025 Workiva -->
<title>Document</title></head><body><div id="i6dc4b8eeb58e43fc91d2a8393020a7f8_1"></div><div style="min-height:42.75pt;width:100%"><div><font><br></font></div></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">FORM 52-109F2</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">CERTIFICATION OF INTERIM FILINGS</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">FULL CERTIFICATE</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">I, Kevin D. Strain, President and Chief Executive Officer of Sun Life Financial Inc., certify the following&#58;</font></div><div><font><br></font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">1.&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Review&#58;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> I have reviewed the interim financial report and interim MD&#38;A (together, the &#8220;interim filings&#8221;) of Sun Life Financial Inc. (the &#8220;issuer&#8221;) for the interim period ended March&#160;31,&#160;2025.</font></div><div><font><br></font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">2.&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">No misrepresentations&#58;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> Based on my knowledge, having exercised reasonable diligence, the interim filings do not contain any untrue statement of a material fact or omit to state a material fact required to be stated or that is necessary to make a statement not misleading in light of the circumstances under which it was made, with respect to the period covered by the interim filings.</font></div><div style="padding-left:18pt;text-indent:-18pt"><font><br></font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">3.&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Fair presentation&#58;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> Based on my knowledge, having exercised reasonable diligence, the interim financial report together with the other financial information included in the interim filings fairly present in all material respects the financial condition, financial performance and cash flows of the issuer, as of the date of and for the periods presented in the interim filings.</font></div><div style="padding-left:18pt;text-indent:-18pt"><font><br></font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">4.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%;padding-left:10.5pt">Responsibility&#58;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> The issuer&#8217;s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (DC&#38;P) and internal control over financial reporting (ICFR), as those terms are defined in the National Instrument 52-109 </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Certification of Disclosure in Issuers&#8217; Annual and Interim Filings</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">, for the issuer.</font></div><div><font><br></font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">5.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%;padding-left:10.5pt">Design&#58; </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Subject to the limitations, if any, described in paragraphs 5.2 and 5.3, the issuer&#8217;s other certifying officer(s) and I have, as at the end of the period covered by the interim filings</font></div><div style="padding-left:18pt"><font><br></font></div><div style="padding-left:45pt;text-indent:-27pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(a)&#160;&#160;&#160;&#160;designed DC&#38;P, or caused it to be designed under our supervision, to provide reasonable assurance that</font></div><div style="padding-left:45pt;text-indent:-27pt"><font><br></font></div><div style="padding-left:72pt;text-indent:-24.75pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(i)&#160;&#160;&#160;&#160;material information relating to the issuer is made known to us by others, particularly during the period in which the interim filings are being prepared&#59; and</font></div><div style="padding-left:36pt;text-indent:-18pt"><font><br></font></div><div style="padding-left:72pt;text-indent:-24.75pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(ii)&#160;&#160;&#160;&#160;information required to be disclosed by the issuer in its annual filings, interim filings or other reports filed or submitted by it under securities legislation is recorded, processed, summarized and reported within the time periods specified in securities legislation&#59; and</font></div><div style="padding-left:36pt;text-indent:-18pt"><font><br></font></div><div style="padding-left:45pt;text-indent:-24.75pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(b)&#160;&#160;&#160;&#160;designed ICFR, or caused it to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with the issuer&#8217;s GAAP.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font><br></font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">5.1.&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Control framework&#58;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> The control framework the issuer&#8217;s other certifying officer(s) and I used to design the issuer&#8217;s ICFR is </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Internal Control - Integrated Framework </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(2013), issued by the Committee of Sponsoring Organizations of the Treadway Commission.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%"> </font></div><div style="padding-left:18pt;text-indent:-18pt"><font><br></font></div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">5.2.&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">ICFR - material weakness relating to design&#58;    </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">N&#47;A</font></div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt"><font><br></font></div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">5.3.&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Limitation on scope of design&#58;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">  </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">N&#47;A</font></div><div style="padding-left:18pt;text-indent:-18pt"><font><br></font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">6.&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Reporting changes in ICFR&#58; </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The issuer has disclosed in its interim MD&#38;A any change in the issuer&#8217;s ICFR that occurred during the period beginning on January&#160;1,&#160;2025 and ended on March&#160;31,&#160;2025 that has materially affected, or is reasonably likely to materially affect, the issuer&#8217;s ICFR.</font></div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt"><font><br></font></div><div style="padding-left:18pt;text-indent:-18pt"><font><br></font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Date&#58;  </font><font style="background-color:#ffffff;color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">May 8, 2025</font></div><div style="padding-left:18pt;text-indent:-18pt"><font><br></font></div><div style="padding-left:18pt;text-indent:-18pt"><font><br></font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline">&#47;s&#47; &#8220;Kevin D. Strain&#8221;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Kevin D. Strain </font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">President and Chief Executive Officer</font></div><div style="height:42.75pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:42.75pt;width:100%"><div><font><br></font></div></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">FORM 52-109F2</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">CERTIFICATION OF INTERIM FILINGS</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">FULL CERTIFICATE</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">I, Timothy Deacon, Executive Vice-President and Chief Financial Officer of Sun Life Financial Inc., certify the following&#58;</font></div><div><font><br></font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">1.&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Review&#58;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> I have reviewed the interim financial report and interim MD&#38;A (together, the &#8220;interim filings&#8221;) of Sun Life Financial Inc. (the &#8220;issuer&#8221;) for the interim period ended March&#160;31,&#160;2025.</font></div><div><font><br></font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">2.&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">No misrepresentations&#58;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> Based on my knowledge, having exercised reasonable diligence, the interim filings do not contain any untrue statement of a material fact or omit to state a material fact required to be stated or that is necessary to make a statement not misleading in light of the circumstances under which it was made, with respect to the period covered by the interim filings.</font></div><div style="padding-left:18pt;text-indent:-18pt"><font><br></font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">3.&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Fair presentation&#58;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> Based on my knowledge, having exercised reasonable diligence, the interim financial report together with the other financial information included in the interim filings fairly present in all material respects the financial condition, financial performance and cash flows of the issuer, as of the date of and for the periods presented in the interim filings.</font></div><div style="padding-left:18pt;text-indent:-18pt"><font><br></font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">4.&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Responsibility&#58;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> The issuer&#8217;s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (DC&#38;P) and internal control over financial reporting (ICFR), as those terms are defined in the National Instrument 52-109 </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Certification of Disclosure in Issuers&#8217; Annual and Interim Filings</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">, for the issuer.</font></div><div><font><br></font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">5.&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Design&#58; </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Subject to the limitations, if any, described in paragraphs 5.2 and 5.3, the issuer&#8217;s other certifying officer(s) and I have, as at the end of the period covered by the interim filings</font></div><div style="padding-left:18pt"><font><br></font></div><div style="padding-left:45pt;text-indent:-27pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(a)&#160;&#160;&#160;&#160;designed DC&#38;P, or caused it to be designed under our supervision, to provide reasonable assurance that</font></div><div style="padding-left:45pt;text-indent:-27pt"><font><br></font></div><div style="padding-left:72pt;text-indent:-24.75pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(i)&#160;&#160;&#160;&#160;material information relating to the issuer is made known to us by others, particularly during the period in which the interim filings are being prepared&#59; and</font></div><div style="padding-left:36pt;text-indent:-18pt"><font><br></font></div><div style="padding-left:72pt;text-indent:-24.75pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(ii)&#160;&#160;&#160;&#160;information required to be disclosed by the issuer in its annual filings, interim filings or other reports filed or submitted by it under securities legislation is recorded, processed, summarized and reported within the time periods specified in securities legislation&#59; and</font></div><div style="padding-left:36pt;text-indent:-18pt"><font><br></font></div><div style="padding-left:45pt;text-indent:-24.75pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(b)&#160;&#160;&#160;&#160;designed ICFR, or caused it to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with the issuer&#8217;s GAAP.</font></div><div style="padding-left:36pt;text-indent:-18pt"><font><br></font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">5.1.&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Control framework&#58;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%"> </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> The control framework the issuer&#8217;s other certifying officer(s) and I used to design the issuer&#8217;s ICFR is </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Internal Control &#8211; Integrated Framework</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> (2013), issued by the Committee of Sponsoring Organizations of the Treadway Commission.</font></div><div style="padding-left:18pt;text-indent:-18pt"><font><br></font></div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">5.2.&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">ICFR - material weakness relating to design&#58;  </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">N&#47;A</font></div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt"><font><br></font></div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">5.3.&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Limitation on scope of design&#58;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">  </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">N&#47;A</font></div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt"><font><br></font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">6.&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Reporting changes in ICFR&#58; </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The issuer has disclosed in its interim MD&#38;A any change in the issuer&#8217;s ICFR that occurred during the period beginning on January&#160;1,&#160;2025 and ended on March&#160;31,&#160;2025 that has materially affected, or is reasonably likely to materially affect, the issuer&#8217;s ICFR.</font></div><div style="padding-left:18pt;text-align:justify;text-indent:-18pt"><font><br></font></div><div style="padding-left:18pt;text-indent:-18pt"><font><br></font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Date&#58;  May 8, 2025</font></div><div style="padding-left:18pt;text-indent:-18pt"><font><br></font></div><div style="padding-left:18pt;text-indent:-18pt"><font><br></font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline">&#47;s&#47; &#8220;Timothy Deacon&#8221;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Timothy Deacon</font></div><div style="padding-left:18pt;text-indent:-18pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Executive Vice-President and Chief Financial Officer</font></div><div style="height:42.75pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font><br></font></div></div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.3
<SEQUENCE>4
<FILENAME>a2025q1earningscoveragerat.htm
<DESCRIPTION>EX-99.3
<TEXT>
<html><head>
<!-- Document created using Wdesk -->
<!-- Copyright 2025 Workiva -->
<title>Document</title></head><body><div id="i749e344841f24f209f82372afde38c74_1"></div><div style="min-height:42.75pt;width:100%"><div><font><br></font></div></div><div><font><br></font></div><div><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:14pt;font-weight:700;line-height:115%">Sun Life Financial Inc.</font></div><div><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:115%">Earnings Coverage Ratio</font></div><div><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:115%">For the 12 months ended March&#160;31,&#160;2025</font></div><div><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">This updated calculation of the earnings coverage ratio of Sun Life Financial Inc. (the &#8220;Company&#8221;) is filed pursuant to Section 8.4 of National Instrument No. 44-102 as an exhibit to the Company&#8217;s annual consolidated financial statements for the period ended March&#160;31,&#160;2025, in connection with the medium-term note program established by the Company under its prospectus supplement dated March 17, 2025 to a short form base shelf prospectus dated March 17, 2025.</font></div><div><font><br></font></div><div><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:112%">For the 12 months ended March&#160;31,&#160;2025, the borrowing cost of the Company&#8217;s outstanding subordinated debt, senior debentures, senior financing and certain other borrowings, after adjustment for new debt issuances, repayment and redemptions, was $500,000,000 and the Company&#8217;s shareholders&#8217; net income before borrowing cost and income tax for such period was $4,766,000,000, which is 9.5 times the Company&#8217;s pro-forma borrowing cost for the same period.</font></div><div><font><br></font></div><div style="height:42.75pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font><br></font></div></div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>hmh-signature.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 hmh-signature.jpg
M_]C_X  02D9)1@ ! @$ E@"6  #_[0 L4&AO=&]S:&]P(#,N,  X0DE- ^T
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M( ?.  ( "0 & #$  &%C<W!-4T94     $E%0R!S4D="
M  #VU@ !     -,M2% @(
M                        $6-P<G0   %0    ,V1E<V,   &$    ;'=T
M<'0   'P    %&)K<'0   ($    %')865H   (8    %&=865H   (L
M%&)865H   )     %&1M;F0   )4    <&1M9&0   +$    B'9U960   -,
M    AG9I97<   /4    )&QU;6D   /X    %&UE87,   0,    )'1E8V@
M  0P    #')44D,   0\   (#&=44D,   0\   (#&)44D,   0\   (#'1E
M>'0     0V]P>7)I9VAT("AC*2 Q.3DX($AE=VQE='0M4&%C:V%R9"!#;VUP
M86YY  !D97-C         !)S4D="($E%0S8Q.38V+3(N,0
M$G-21T(@245#-C$Y-C8M,BXQ
M                              !865H@        \U$  0    $6S%A9
M6B                      6%E:(        &^B   X]0   Y!865H@
M    8ID  +>%   8VEA96B         DH   #X0  +;/9&5S8P         6
M245#(&AT=' Z+R]W=W<N:65C+F-H               6245#(&AT=' Z+R]W
M=W<N:65C+F-H
M             &1E<V,         +DE%0R V,3DV-BTR+C$@1&5F875L="!2
M1T(@8V]L;W5R('-P86-E("T@<U)'0@              +DE%0R V,3DV-BTR
M+C$@1&5F875L="!21T(@8V]L;W5R('-P86-E("T@<U)'0@
M              !D97-C         "Q2969E<F5N8V4@5FEE=VEN9R!#;VYD
M:71I;VX@:6X@245#-C$Y-C8M,BXQ               L4F5F97)E;F-E(%9I
M97=I;F<@0V]N9&ET:6]N(&EN($E%0S8Q.38V+3(N,0
M                =FEE=P      $Z3^ !1?+@ 0SQ0  ^W,  03"P #7)X
M   !6%E:(       3 E6 %    !7'^=M96%S          $
M           "CP    )S:6<@     $-25"!C=7)V        !      %  H
M#P 4 !D '@ C "@ +0 R #< .P!  $4 2@!/ %0 60!> &, : !M '( =P!\
M ($ A@"+ )  E0": )\ I "I *X L@"W +P P0#& ,L T #5 -L X #E .L
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MMGFV\+=HM^"X6;C1N4JYPKH[NK6[+KNGO"&\F[T5O8^^"KZ$OO^_>K_UP'#
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M$0$#$0'_Q "5  $  P$  P$! 0          "0H+" 4&!P0" P$!
M             !    8" 0,# 00%"0<" @(3  $" P0%!@<($1()$Q0*(3$B
M%18CMA=X.4$R-W>W&#B(N$(S)+5VR$E1)28G&6%20S0U8E-C642TU9?'UYB)
M&CI*$0$                     _]H # ,!  (1 Q$ /P"_P
M
M#YON+;6!:%U/LG=NTKV/C.N-2X/D^Q,XOY/0VZK%\1IY=Y<RDM]R529"8,)9
M,LHZN/NFEM!&M1$816>"/R)7_DXX.V_(S+W(Z,NB<F.1V%6].PB.E>(TJ]B3
M=CZPP:0J*E#,ES"=-;'QRK0^:?5DL16WGE./+<=6$S8
M
M                                                      *_OR$_
M,3:^)#C7K&[U/#Q/(^2N[=F5E9K7%,RA2;/'2P' +*CR+<&0Y! @V-5.<JW:
M:9#Q]M3$AJ2U+R!J0T?6,LTA]3\-7F\X]^8+7>4N89C=QJ'D!JNOI)FWM(Y#
M/9NTUL*\4]%@Y=@66QXE<QFF#R[**Y&4\N+!L($DDMRXK2'HCTH)KP
M                                                  $<GEPYGS_'
MWXY^4_*^@3#<S77&OV:W6K<]EF9$_:CL/(J36NN9DJM?0XBVKZ7,,NASYD4T
MFEV%%>)1I1W+2&-+8\LN4%INJTY(2^0VYRW[<WBLDL-QP]DY=6['>NC?=DMS
M6\MKK:+<Q/:N/*)AMEUMJ.V?8TE""))!L^^+/:FZ-X^.7A5N+D.^Y-W+LSCG
MK+-<XMGX,:LE9#-R#'8EC793.KX33$.'8951OQ;*0VRTRTE^4LD-MIZ(2'?
M
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M[8H<HC1^K"6/=1:S6=.I[M<6OL>:[DH+M-87MP
M
M                                                 9Z?SB\'FQL_
M\=NR4ID.5UWA_([!WEI7,<BPIN+W6G[Z.EYLV"@0Y%FQE[IM*)TWI*8CA&DD
ML$9A&A\/K<_[-?+U UZ]+].-R'XZ;EUFQ#6]V-2;?%V<?W=%?0R:%D_,B56J
M)Y(^J5):==,E=#-*@U6P
M                %2?YE^SRPWQ5X%@4>4I$[;_+;66/R82>])R,=Q3!]H9Y
M827%>@XTIF)?X]4I-'>VX:WDJ3W)0L@&>IXN^+=+S5\A7$3B_E*I18;MG=6+
M56>H@+=:GR->4CCV5[!A0)+*T.09T["Z"<RS)+K[9UQ+O:HD=IAMZUE974M;
M7TU1!BUE34P8E95UL%AN-"KZZ!';BPH,.,TE+4>+$C-);;0DB2A"2(BZ$ _<
M
M                         H3?,N\DVX]=6&I?&CK.PF8?@>VM1U>_M]WU
M>\E$_8>-6.Q,NQ# =9I?0E,BMQNMO]6V%I;MH49V:W(#1J0PS(:DA[1\-#R)
M;KVQ3;P\?>U,@F9K@^BM?T^V="6UN](E7>"XE(RF+BN8:U*P>4X<S#XUKD%=
M-I8ZS2NL-R8RA2XRX[,0+V(
M                 S _F@[;_.'DOTWJR([W5^G>)^'^];4UVK:RO86P-B9'
M9]KG_P!MCN8O&HS3_P#8N=Y )S_A2ZH_+?C^Y+[@DQ&X\W:7*N5BT1_MC&_.
MQW5NL,&=@2%.M$<CV[=_GULRAMU75"VG%)0DG.YP+EH
M
M                                                      *77S9]
M:_C/!7B=MMN-ZSV <JW\%<?0UZCL2OVAJ?-KE]U:TQUK9ANSM6Q6UJ-QM!NJ
M:2:5J4CM"DEX2]L*TKY;/'KG7NO91W>4FK\"L9A^D346FV[=-ZEO)$E;ST=M
MJ&S3YN^IY9JZMM$I1)69$DPVL@
M                      % ;YQ.TTDUX\])PY'52G.0NT\ABF;?W4H3JK$L
M-D(2F0;OWC7>I4:VDI^B>Q:C]0DA"_\ $FU<O8/F@U'E),J=;TEI[?>T7^B#
M6AI%E@$S3C3SO_$,I0E,O;39)4:7NCAIZ((^CB UF0
M
M       !FP_-PHUQ^:G#K)3DI4BVXNW5&F(39DMA>/;8RF>N2I[O,EIE%DZ4
MDGM(T&R9]3[B(@]N^$'A\6;R8YTY^OT_>8SHO5^'Q^JY!.^USG/[>ZE]C:7"
MB*;]77C'<:T*<2?;V&DC<)0:.
M                    QO?D:;;/<OFCYV9"A]MV%BNR,=U)!:9]3T8A::US
MANL+-A!.J6LG%W^+3'GOKVG(=<-))2:4D&BC\8_4*]0>%3AXQ,BJBW6QX6SM
MO7'<4<BD(S_;.:V.+2D>@@E&E[ 6JCZN*<<ZD?U2GM;0$^(
M
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M4)/TOJA9DDT!H\
M                                        #.;^<!22F.1' S(UN1S@
MVNE]OTD=I*W#E(E4&<8O/F./(-HF4QW6<E8)HTK4I2D.=R4D234'M'P=/Z5/
M(E_5_P <?UCV^ T/
M         '\K6AM"G'%)0A"5+6M:B2A"$D:E*4I1D24I(NIF?T(@&$!REVLO
M>_)SD9O%Q[W#FY=[[>VLX_U?/UU[$V!D.7K>ZREN2C]15QU_2*4Y]?O&9]3
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MR$O(
M                   (O/-CKA.UO$CY$<2]I[]V/Q0V[F\.(33;[C]CJ[&9
M6SJQ$9ER'/\ 5F%88@T;*4-^J;Q))M;;G:X@,4H!O7:8LXMUI[5%Q!EIGPK;
M6N"V<.<A2EHFQ9^+U<J/+2M?1:TR&G261G]3(_J ^E     .8>;>?GJCACRZ
MVDEY,=6M>,._,_)];J(Z6#P[5669$3RGW(TU#*6CKNXUFRZ22+J:%?S3#"E
M;(OQRK";9^%#@+)GR')3[>M,QKT..F1J3"J=P['JJZ.70B_1PZ^&TTC_ -$(
M(!-F                                              ,=?Y*>QE;,
M\V/.6U2ZI</&\NUSKF"R9F:(B=<:7UQAEBTUW?>)+U[32WU?R>H\KIT+H1!;
M?^$QJU='P;Y9[C>C.,.;'Y1P<#CN.H?;.;6ZHU;B=PS*CDXE++T--CM:6R3K
M9J(WF74*/JWT(+I(
M                            #^5K0VA3CBDH0A*EK6M1)0A"2-2E*4HR
M)*4D74S/Z$0#T_!MBZ^VA3/Y'K3.\-V)CT6ZN\;E7V#9/29;31LBQJQ?I\CH
M'[2@G6$%FZH+:*[%FQ5.$_%DMJ;=2E:320>Y          #/5^<A4SF<\\;]
MZXVDJVQQ'E'4Q'B<;-:YU+<Z'F6#:F25ZJ$M,7\4R49$E9K,B,S2KH'C?@Z?
MTJ>1+^K_ (X_K'M\!H>
M            .-?(IMD]$<!.:VY&Y"8TW6O%7?F7TZU+>;]7(:?5^3R<;AH<
MCN,O-O6%\F,PVI*VS2MPC[T_SB#%ZX+Z>+D)S5XCZ*<BIFQ=O\E=(:XLF'&E
MOL?@^8;)QNCNGY;:"-1P8E3->=?/_990HS^A -T\
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MQ*DJ+Z&DR,!^H
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MA0HS;+2"/M;:;2A)$E)$03[
M         ##J\G&?)VEY'N>^PVG_ ',++^8_)2ZJ7.]MU*:*5N',#H(Z'FV8
MZ7VXE*EAI+G8E2TH)2OJ9@-.7XI^M$:^\*'&RX7%3$G[7S+?&R[)OTR0ZZMW
M<>88+52GS(B]54O&\%@N-JZG^@4@OITZ$%C
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M(E_5_P <?UCV^ T/
M         %?WY0>V#U5X4>7"8K_H7&RW-1:GIS-MQQMPLNW!A#F3,.>FXTIO
MUL%J[8D*,S23O9W$HNJ3#/W^,CJ-.W?-9PXCS(7O*77=AL[;ERKHZ?LU:_U)
MF]KBTW]%T(O2S]=0G[ZDH^_]>X^B%!L%
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MS8,W6^#2X<R(\W)BRXLG&*MZ/)C2&5+9?COLK):%H,TJ29&1F1@/I
M
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M)N
M             #UG-<KJ\#PW+<XO%J;I,,QF^RNX<1VDM%7CM5*M[!:36I*"
M4F)#69=3(NOVF P7=A9UDNT<^SC9F9V#EMF&Q<PR7.LLM'EO.NV62Y==3<@O
M;!UR2[(D..3+2P=<4IQQ:S-752C/J9AL-_'BXLGQ+\0W#[#;&N37Y?LS!5\A
M\Y[FTM3)%WO66YG]*U9MDAM;5E1X#:4U4ZA9>HT=>2%?>29 )K0
M!1&^<4RZK4_CO?)IPV&]A\BF7'B0HVFW7\;U(MEI;A%V)<>1'<-*3/JHD*,O
ML/H'/GP=/Z5/(E_5_P <?UCV^ T/
M                     %,+YL6UOR_P/XKZ;9>]&5LWE.O-WR2?1<FFU1JW
M,JV7$47?T..=OM"O>5]TS]1A'WDEU)00S?"IU8UDGD-Y&[9EQ4R8VKN)MK05
M[BTN?\!D>RMHZ]1"G-N(<0DGCQW#K:.2%I6E2)*CZ$I)&0::P
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M.;"NAM$R1$7;V@-L_B;_ (6.-'[O^FO[.L< =
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M:$W?DKD94Q&/:AV5>+B(<)E<I%3AEU/5&2\I#A-*?*/VDHTJ))GUZ']@#!E
M;P7%O$D8#QEXZ8(TW%:;PK1.HL2;:@NR'H32,<U_CU.AN&]+0W*=BH3#Z-J=
M2EQ2"(U$1]2 ?=@
M                          1H>9?:_P"Q3Q2^078+<MN!-C<5-OXM337%
M1DE$R+8^*SM<8U(;*691G9#-_ED933:B63KA)02%FHD*#&AXU:@F\A.1F@=!
MUKCC-CO#=>J]00'F2)3K4W9>=4.&17&DJ,DJ<0_=)-)']#,@&[S1TM3C5+3X
MY0P(]51T%77TM-61$>G%KJFJB,P:Z!&1U/LCPX;"&T%U/HE) /*
M "D%\WG_  L\'OZ_]B?V=1P'('P=/Z5/(E_5_P <?UCV^ T/
M                                         &</\WK;!7'*+@YHSU^Y
M6NM!['VP<;TVR](MS[#AX>E_UB<-U?N#T*:>TT)2GTNI&HU*)(=9_!XUK[+6
M_D)W"]&[OS+F_'_6M;,6UU]#\D4.T,HNXT9XXZ>WW7[0:];Z2=7U]%HS0CHD
MUA?%                                  'C[:UK:&JL[RYFQZVHIJ^;
M:VMC+<)J+ K:Z,Y,G39+JONM1XL5E3BU']$I29@,+CE5N3)N9',;?F\V(5E:
MY)R/Y [ SJCI&VG)%BI>QLZLI^+XQ!C)[W%*@P[*+ C,IZ]J&T(+[" ;3_ K
MBY2<*>&/&?BK1)AJ:TCI_#L,NIT!I+,6]S1BM;G[!RE#22)*',MSJ=8V;G_Y
M26H!UP  *+GS?]60K'17 W=J8K*+'#]L[=U8],0EE$A^%LC#\9RV-%D+)Q+\
MAF(_JIY;)&A:&5/.]#0;IDX%MGQSS8EEX]^"5C7R69D"PX:\8)L*7'6EV/*B
M2M)8._&DL.),TN,OLN)4E1?0TF1@.R@        'Q7DGLI&F..N_=PN2$Q$:
MHTKM/92Y:S)*(J,%P:]RA4A2E,R22EDJON,S;<(B+^:K[###"T=JZWWANK3^
ME<?-17VW]HZ_U=2&CL[BM]@994XG6FGU#)ON]Y;(Z=WTZ_;] $['RH,6K\*\
MR&Y\8I*K\&QNDU!QDIL8@ML*8B,X_1Z(P>BKF('5*4.0X2*PXZ31U22F5)^U
M)D0:I_$W_"QQH_=_TU_9UC@#H
M                                         &+KYY,6<P_S$^0VI<1,
M;5+Y(9=E))G(2V\;><L5V:M+0E*&R.&ZUD!*CJZ=51S09F9GU,-3_P (EA"L
M_$3XZ),"0W*8;XF:@KUN-&9I3-J<8B55C'/J1?I(=A#=:7_Z+08"4L
M8]?R9=6-:H\U_-.#"BIC5.;W6LMIUJDI<04IW8FG, R+))7:XX\?<O-9-FDS
M)7:HTF9$@C[$AH+?%Q_@4<&?\S/^L/D$ G^
M                    <O\ -Z]_*_"[EYDWM???EWB_OZ]]EZ_MO>?A&J,L
ML/:^Y]&1[?W'M^SO]-?9UZ]JNG0PPO\ 'J65DM_1X[!<CM3;^XK*6&[+6XW%
M:E6LUB#'<DK9:?>1'0\^1K-"%J))'T29_0!OM1X\>''8B1&&8L6*RU'C1H[2
M&(\>.PA+3+##+24MLLLMI)*4I(DI21$1= '^P
M                                                *V?RR=EJP'PL
M;SQ]J4J*_N#9VA=:-*;<-IUY+&SJ39LR*VM)DOMDUVMGD.I(^BV36E75*E$8
M4)_C6:>/<WFGX45;\14BHP/*LWW#</DTAY%>6JM8YGF..RW4KZDE+F;UM5'2
MLOJAQ]*B^I -B0           %+[YM++2N!?$U\VFS?;Y=H9;>-"3=;:?TUL
MM;S2'#+O2V\N.V:DD?11H29_870.!/@Z?TJ>1+^K_CC^L>WP&AX
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M<>N3C\Z,T[T[D,RGJR.IQ)?12F4&?\T@%@CQ._PLO&G^X!PW_P!.NN0'?X
M      "(CSW[/+47AQ\A>5JEMPBMN/&1:P]9UQMM*SW=9T^ETQ"4X_'2;D]6
M?$PA)*-2EN$E*5J,D*#,R^.?I<MY>9[@OCLB$S,K<+V5<;HLG))K*/ /2.#9
M3M*BFK],E.&\G+,6KVV.A&7N76^_HCN40=D_+Q_C)9K_ % :)_Y%9@-1/C?2
M2L:X[Z%QR<Y'=G8_I?5M),=B+<<BNRJK!Z*!(<C+>:8>7'6\P9H-:$*-)EU2
M1_0!]H
M                     !C_ /R@<6/%?.+S80W&>CP;][0N4P%O/(>.65YQ
MHT[(M9+9I4:FV?S$F:VE"B2:2;Z$1I[3,-'WP!/-/^&KQ\+9=;>0G0E<R:VE
MI<23L?(LA8?:-2#,B<8?;4A:?M2M)D?0R,!,&      ,LKYE&*ECWEMQ.W*,
MRP>=<.M.94IUIY;JYIP\^W+A'N9"%*,H[R"PXF20DB(VV4KZ=5&9A<W^+C_
MHX,_YF?]8?((!/\
M .*?)1<Q,<\='/O(; GE0*+A3RHN9J8Z$N2#B5>B\[FR28;6MM+CQLL*[4FI
M)&KH74OM 8LG$3&U9CRPXP8BB%'LEY5R'TKC:*Z6;11;!5YLG&JQ,*2;YI8*
M/*.5Z:^\R1VJ/K] &[B
M                                IC?-ESAVMX!\5M=-J<0C+^7<;+7^
MQ"B2ZU@6G=F59,.OI?21-F_L!#A-&VLEK;2KN2;9$H(1OA;:O;RCR5;RV9,B
MI?B:KXBY:Q7O*9:6<+*,]V;J^G@/H=<;<4RIS&:ZY:_1FAQ1.&7=V=Z5AIY
M           I[?-9KX3GC"X\VJX[:K"'SSUU7Q99D?JL0K/CWR9DSXZ#Z]";
ME/U,92OI]K*0$9GP=/Z5/(E_5_QQ_6/;X#0\
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MIMG[3+=F;$P*KK'_ %%]RD=^*X_>-=$D2E>I_.(B-*PYK^7C_&2S7^H#1/\
MR*S :G>IOZ*]:?U?X;^KE: ^@
M                                         RBOE[8J6/>8_+;<HS+!
MYUQZT5E2G6GENKFG#JKK"/<R$*491WD%AQ,DA)$1MLI7TZJ,S"]M\;S^"5P(
M_P"@-A?VX[1 3?@     #,0^:S F-^3[CU:+CN)KYG S74"++,B])Z96\A.3
M,B?'0?7J;D5BUC*5]/L>2 MX_%Q_@4<&?\S/^L/D$ G^
M                             1^>69YICQ8>2M;SK;*%<!.8;)+=6EM)
MNR./6PV&&B4LR(W'WW$H0G[5+41%U,R 8_?BRQ]K*O)MX[,<D1I4J'=<Y>)\
M"Q9ADY[C\+?WQ@:;5U"FDK6RF/7>JXMSIT:0DUGT))F W!P
M                                                           %
M#KYQMJPSK?QS4:IOIR;'-^3%JS7>HLO=,4U#I.)(F^D7Z-?L'+UI'<?WD^YZ
M%]%& ]*^#E@!=OD:VE);2:C5QEP"F>22^Y)$6[LBR9MTUQ21VK-52:/3?,^J
M5^H@OT2C"_T           "IC\S&K@6'B8P27+8]:11\T-/VE6YZKS?M9[VL
M]Y4KC_8TXA#_ '5EQ):[7"6@O4[B+O2E20B1^#I_2IY$OZO^./ZQ[? :'@
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MDB4M9F%K(   %4'YDG\)#&OWP--_J/N !+_X4OX1_CE_= T?^I-6 D_
M    4<OF_;)_"^-W!+4'K]OYYW?M;9/M>[IZW[*L#H<8]?LZ_>]M^V7MZ_R>
MK_\ 6 ]?^#[J@ZW2_/K>3T1M19GL_2VJ*Z<M,9;K)ZSQ3-,ONHD9?0YD=N5^
MUJ M\NI-/&RS]JFOH$&/R\?XR6:_U :)_P"168#53PBDE8UA>(8Y.<CNSL?Q
M>@I)CL1;CD5V555,2!(<C+>:8>7'6\P9H-:$*-)EU21_0![0
M
M   #,0^:IC/X=Y-M 90S'AL1LFX08'$?6S]V7+M\>WCR ;E2IJ2;(E=*JS@,
MMK-2E&EGMZ$2"ZA;U^+LZZ]X*N#"WG7'5DWR4:)3JU.*)ICE]O\ 88:)2C,R
M;98;2A"?L2A)$7T(@$_0      S0_FS_ ./OBC^Y_&_MHVD M??%Q_@4<&?\
MS/\ K#Y! )_@                                            $8'F
MM_A'^1K]T#>'ZDV@#*D\%U%^8O,#X[:_W7L_;\H-=7OK>A[CO_*\YS)O:^GZ
MS';[[\(]#O[C]+U._M7V]B@VF@
M                                      % /YSG_B[_ ,[/_:. [%^$
MSAR(7C^Y5; (F?4R;F+/PY9I?D*D=F#:4U-=-D[&4V45IDE;$5Z:T*-QQ7>2
MR(D-FH+FX           *M?S Z:':>'FUG23>)['.2VC[FO)I:4H5,?++L>6
M4A)H4;C/L+Y\R21I/U"2?7H1D80K_!T_I4\B7]7_ !Q_6/;X#0\
M?YO/-1VG7WW6V&&&UO///+2VTRTVDUN.NN+-*&VVT),U*,R(B+J8#,'YK?+%
M\A%-SRY W/#7<&$.<1*38$G%M/:]R_4V Y7C628MA<5G%SSL\C<J(>R2C[)L
M:UZ\;:1=QTL,36FR::-*TF&GX
M    "';S]\BJOC+X@><^:3);<>TSC2U]H7%8Y3B@3YN1\@C:U RNH<)MUYVP
MHJO+Y=L:6R)PH]<ZLEMD@W$!C( -W[BMA7[->,''#7)]O7 -"Z?PH^QUY]'_
M ,*Z]QVB^Z])9C2'D_\  ?13C;:U%]5)2?4B#[T
M             ,I#Y?>S4Y[YC,EQ4G_6/2G'31FLE-^HVOVJK6#D.Y?0[4+6
MIGN3MLG>U9)4?J=W3M42C"\I\9_!BP'PC<&Z]<;T)E_CFV,YFNJC-QGIAYSO
MO:>45TE\FUN>MV4=G$9:<,^Y<=ILS)/\T@G;   !5!^9)_"0QK]\#3?ZC[@
M2R^#.=8V/B!\=DBTKU5DEOBUK."U&43B3<KJNK_#*BP(G2)7;;5,1B41E]TR
M>(T_=Z )60        &;_P#-XV.5IRLX1:B]WWJP?CWGVQS@>JV?MBVIL<L8
M3+] IBW6_>GIPT=YQVDK]OT)QTTJ2R$^7Q -8JP+P[4.5'&<8+=G)#>6SDNK
M)PDS4U3^,:9]RR:S[3;0K49LGV?=[VE?[74!4<^7)"EV7F?RJNKXSTR?/T5H
M&%"B1VU.R)4N53V#$:,PT@C4X\^\XE*4E]349$ U<0
M                                                          &<
MK\W[&41.2'!',B;@DN^TCMC&5.MLDFR6C$L\Q^U0W+D>D1NP6CS51QT=ZB;<
M6\?:GO,U!8Z^*593IWA#XOQ9<A3S%-F7(RMK&U);242"[R"V/<.1T&A"5+2J
MRM9#O51J5U=,NO:1$06,      !FW_-SIX3','A??H2Y^(6?&O*Z>4HW#-HX
M5'M"UFP$H:Z=$.)?R&3W*_VB-)?[("TE\7'^!1P9_P S/^L/D$ G^
M                                      1)>>.VG4OAV\ATRO<2T^]Q
MNS"I<4IMMTC@W[U?16;9)<2I)*>K;%U!*_G(-1*29*(C 9FGQNJ(\B\VW BO
M*N3:''S[8=[[93:'2:+%M&[1R95B25_0E4Y5'NR5]J#8)1?4B ;'
M                 #Q-]?T6+4MIDF3W53CF.T<&39W5]?6,.HI:>MAM*>EV
M%I:6#T>#7P8K*#6X\ZXAM"2,U&1 (E-B^?KPW:LR&3B^5>0+14NVAO/QY"L$
MEY/M2H;>C&A+S?YCU=C>8XZM2%+Z?=E'U,E$74TJZ!T'QP\J?CCY<6=?C_'C
MFAQ]V/EML\Q'J<#C;!J,=V-:/220;+=;KC+W,?SJ>HU.)0?I5Z^UPR0KHOZ
M._@                                           4 _G.?^+O_ #L_
M]HX"5CX=^.HI/$$=DEQE9Y?RFW9D3B6HY,K:7&J=?8F3<APE&<MXT8NE9.&1
M&3:DHZ?<ZF%J0           %:GY:=)%M?"ONN=(<D(>QK;''Z[@I96VEMV4
M_M"DQQ;<LEM.*<CE!OWED2#;5ZJ4'W=I*2H(&?@Z?TJ>1+^K_CC^L>WP&AX
M        KH?)V\BG]P_QKYKB6%9)^"[\Y=.6>A=6IAO>G<U6*6->VO=6>0C0
M]'DQ6\;P.<=8S-87Z\&YOZYU)?0S2&1L WO-6/.R-8ZX??=<???P/$'GGGEJ
M<=>=<Q^N6XZZXLU+<<<6HS4HS,S,^I@/?
M           !GE_-9YI3KK8G%WQ^XK:.*I\2HY')?:]=$<4XU-RW)WKO =2U
MDM#3O1NPQW'H&0S%,K0HU,WT9PNGTZA2-U!@7[0]UZNU>HV)9YQM+"<",XSS
M[L>5^9LLK,>,X\B E<EQA[WOW%LD:S29&@C/H WI@
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MFO>V=CA_$RJAQ&W&DN/6$^4VS$B]SBT-M./N2$$7>:2(E$9F1?4!J8
M
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M_0G0G5*[3[76EO1W67G Z:
M'B;V_HL7J)U_DUU4X[0U;/N+.[O;&'45%='[TM^O.LK!Z/#B,^HM*>YQ:4]3
M(NO4P'H..;UTCF%?DEMB6X]5Y35X;5N7F7V6.;"Q*[K\5I6F94EVXR2966\J
M/1U;<>"^XJ1*4TT2&5J-71"C(**_SG/_ !=_YV?^T<!.-\46E>JO"-QGG.P&
MX:,ESCD5=1Y"$,)5:LL;ZV!CBI[QM&;CCC<B@7%(W>B^R,DB^X2 %C8
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M@U->RMQQY;4&NBM0XC:GG5*==4AAE)&I1FI1EU,^H#R0
M                    #^5K0VA3CBDH0A*EK6M1)0A"2-2E*4HR)*4D74S/
MZ$0#*ET6;7F@^2GL#>=E%_.VB,,W1FO(VY09IE5UEQDXAQH%=JJJE,&9QTU^
MQ8V'XM3RD(/TR>OG%FI752E!#;XE,(+8OE&\>&(N-^K$L>:'&Z5:-=9*%.TE
M'MK%;Z]:0Y$2J0RXY3UCZ4N%VDVHR4I24D:B#;N
M              !AE>0[,SV/S]YQ;!-??^>>7_)7+DJ)IR.GT\CW-FENVE$=
MUQYR.VAN61);-2C;21)ZGT ;:O'K!_V8Z"T=K;V_M?V>Z?UI@_M?8_AGMORG
MA=+0^W_#?5>_#_1]AV^AWK]+IV]Q].H#[    "GE\UJU@,^,?CM2./\ ;9V'
M._7]K#C>D\?K0*?C]R3B6+_K);..W[>1>14]JEI6OU>J2425FD)TO"NRZQXD
M?'(AYIQE:N'FBGB0ZA3:C:D8'4/L.DE9$9MOL.)6A7V*0HC+J1D D[
M   8\/R8,U/.O-WSGL4RO<1:3)-2X5#:1.<G1H181H#5.+SXL8U]$1.ZYJY3
MS["")+4IUTCZJ[E&&KMP6P']E/"3AUJXF'(I:VXK\>\!]J\B2V[&_)VI,1QW
MT'6YCTF8VXS^'=JDNN..$9=%*4KJ9AG"^>NDD9-\GW&<;B.LQY60;:\?])&?
MD=_MV9%K0Z=@,NO^DAQST6W)!&KM2:NTCZ$9@-2(
M                                                        !2:^
M;GCWN>'7#'+.Z.7X+R7R?'NQ3764K\SZMN;+N9?Z?HXZ/RCT=1U^^I39_P"R
M [%^'E>+MO$ U 5&2P6,<HMVT;;J7#6<Q$BNP/)3DK2:$DRI*\A4SVD:B,FB
M5U^]T(+4       SK?G"TT-C>'C^R%!O>_M-4[TII)*6DXY0Z'+]?3H)M-]A
M*2\;V1R/44:C)2201$70S,+*GQ<?X%'!G_,S_K#Y! )_@
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MUJIQX[H+>]RF4F*N05,;^/UV/_B2W4H44%+I7IP_54:2,Y9-]>KA$8:OH
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ML0ZI<. K+M9T]Q7V!(2V[82(-4A2U'&:;4&G4
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M(.T;;]5E[N@7G*_>UU5O][#CJ"]U66#+O:9DM'?VK)*R4D@GN
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ME+9?7;1M7Y 6WKY%@<M+J)+-E$PU],DC+O=;<623)1D9!M4
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MZ15R^;OBTQLFV73]:#36F"<2G[!J :T.HC)2[:27^O::4N.*69'U,!J"@
M
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MRVWC/";;MW+0[W]\B/(VQH+&TM1^Q"D^LF5D#3A]QI3Z:%?7KT(PU(0
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M/TZI<IPX*(Y'T 5'?G.?^+O_ #L_]HX"Q[\;S^"5P(_Z V%_;CM$!-^
M      "&KY"5-#OO##Y H,XWB98TM'N4&PM+:_>8YG6'Y#7DI2D+(V53ZMHG
M$].JF^XB,C/J056/@Z?TJ>1+^K_CC^L>WP&AX      /\WGFH[3K[[K;###:
MWGGGEI;:9:;2:W'77%FE#;;:$F:E&9$1%U,!E%^1K<^T?D4^<;%>/W'V[<MM
M-U^<?W>]!6\0D3<9QO3.&3YEOM_D/);9=CQY]??(KK?*">/LFRZ9BLKB[WF8
M[9A=O\T%3KWQ[?'MY.:@T]"3C.!Z_P"-6#<7,#JD2(S5C,I-E91A.CIZI+II
M85<75K29?-L+5XDF_+4J5(7U4:U *1?Q#]4KV'YD\'RY+"7DZ(T%O?:SCAF9
M'%1<8_7:/)]!$RZ2E*<W*EKH:FRZ.&?<9EV*#5]
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M<
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MT!57&:86K\2M#]AZ2$H4?K.]"(_J VC@
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MP#A3TMI??U9DUP@FG"<3[+(=K[!OZY1J(BZ.*K[-HUI_V%F:?Y $U8
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MV4OU/5?/8^3YGF-XQ&Z)-HVXA:LKU/\ <:5$;S/:2B-7:&B(
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MDD_R& TU@
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ME;6$V'X1.3L:+(<88MLTXZ5]BV@R),R$WO\ UU:HCO=2/JVFPK&'2Z=/OM)
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M[/6VT1&I,.JYQ1[2QD'U,OT<2OANNK_]$(,!L7
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MQM(9FKN6A"PY7^('PD_N[>.&XY,913^QV'S4SR3F,-Z3%]M8Q]+:T>M<*UE
MD(>C-RDMVE\K([R.X3BF)-=<1'$)+ZJ6$E/R&[Q&/>%SR 3UQE2BD:>K*,FD
MN$T:5Y/L3"<:;DFHT.$:8:[8GC3TZK)!I(RZ]2"J=\'G&5R]U^03,B;G&BAU
M;H?&5.MLFJM0O+<LV-:H;ER/2,FISI84HXZ.])N-H>/M5V&:0T3@
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ML*.W8/*7,K&+ZUW3BK"8JFTJ;>F,,9L4=1=4H)A3AE]B2,-,P
M
M     !$EYX\<7E/AV\AU8A$%PXO&[,,C--@DU1R1ASU?ESBVR)B093FT49JB
MGVD122;,U(Z=Z0KG_!]O?<:#Y]8S[7L_"-OZ6O?>^OW>X_,6&9I7^U]MZ*?2
M]G^5^_O]17J>OT[4]G587G0     !0?^<K2.R,;\:&2$^VEBIO.7-(Y&-*C=
M==R"!QMGLOH67W$MQT8RXE1']3-U/3[# 3Q?%Q_@4<&?\S/^L/D$ G^
M          !X^VMJJ@JK.]O;.OI:2EKYMM<W-M-C5U54U5=&<F6%G9V$QQF)
M KX$1E;KSSJT-M-H-2C))&8#'T\CO(C<'GK\QDJJT-%F9- V3L.CXV<2\>F^
M]C5U-J#&+6PC5&77"#CORL?I[E4BVS?(''$.?A;4^7W&;49)$&K#P0X;:NX
M\3=*\3-11D_E74F(Q*F=>N1D1K/.,RG+7:9SL&]0AQXBNLVRN9+L'FR6IJ,3
MZ8[))89:0D.N@                        %<'Y8'\$KD;_6!QW_MOP@!
MO\&ZFF/YOY(\A0;/L*O%>+%-))2U%(.9?6^_IT$VF^PTJ9)G')'J*-1&E1H(
MB/J9D&A,                     RIOER\UU\EO)N[H+'K14W7/"G"HFKHC
M33INUTC;&;,U>;;>N(A&9*:E1E.4N.RTFE/23C2C+N2:5&%N/XIWCR;X:^."
MDW?F="W7[KYMR*;=-_)D1U-VM9IYF ^QHG%7%J0@_9OXY9R\F270EDYDRFUF
M?HH)(6=@     !D.>*&L/D)\D;2ELVO\;_,/.O=FZ"E-19L-,M&%S=I;H5:I
MAQTPY,1M",:.2;:T(;;2GHZCTR6@!KQ@
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M#,,$RS;=F^?=ZDUS;>S,TV!4R'.J4)+T<9OH$=':DB])A'4U'U6H)PP
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M-"(B_02:IS9Y@HY!>JLB;4S]U'7JL+YX
M      A&^1Y<.T?A-Y\S69Z:U;^NL%ISD*=;9)QK(=TZSQ]^ 2W3)*E6K-FJ
M*2"^\X;Q)3]XR 4P_A88DBW\G6]\KD,LNL8?PFSYN&M4B0U(C761[IT-"C2&
MF&C2U)9.FBV+2R=-24J=0HDFKM4@-/4    !FM\OS/D-\S76..Q6_?U^N>5'
M#\J]"/>&XT6B-.ZNVE?N.E$G/=/P[)\<L7"[/39)IM)OM?[XE!I2
M /Y6M#:%..*2A"$J6M:U$E"$)(U*4I2C(DI21=3,_H1 ,FCXDM&BV\T>H)ZI
M*F#QC3V_[QMI+9+*8N1KNPQHXRU&M)LI2C(5/=Q$HS-HD]/O=2#69 9H/Q74
M(VCY[N7>Q)"4J>B:5Y9;+;.W25A:(D9/R)U-0+4U-63BV[8VLX6EZ01DIQHW
MD]3)PR,-+X
M                          !P9Y3\9_.7C)\B&+ICPY,FYX0<J8E<B?\
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MW)LH[&03SO2ZRJ9B>GV&CDF9D=A.K]GSG"[S,UMLNG]I=0&J6
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MB&T)(S,S/J9F9A[@       "@'\YS_Q=_P"=G_M' 6?? /\ P;?'M_4!4?\
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M[3E:TD^-95ZK3&;RQQG(8")D1QUA<JER&HE0I*"49M28[C:NBDF0#SP
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MW2T8&LV>TR3V)=[B,^WH&D4
M                                        ^"\J<9/->,'(_#DPF;(\
MMT+N#&2KI#B&H\\[[7N1510GW7%MH;9E'*[%*4I)$E1F9D HF_!PM9[.?^1^
MD;?[:RPP_B_:S(WI,GZT^GNM[1*Y_P!939R&_;Q[R4GM2M*%^KU42C2@TAH6
M      "D)\WE"SXK<('"2HT)Y [!0I9)/L2M>N6E(2I73H2EDVHR+[3))_\
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M%1LY;G6L]!8G8+3VDT> 4-KL+/HS*C1U6F6>Q\<4OHKH1QR^G4!>_
M                   'Q?D'R)TEQ4U)E^]>0^RL7U/JC!:]5AD>8998)A06
M.I&42LKHZ2=GWF06\@B8@5L%J1/L)*T,QV775I089PODP\YW.?SC[D5X^O&/
MK/9V/:"SB;*Q]&(X@R<?<O(6J9D>E8Y'MW((LIJKU?IF-#4ER54JFL5C,0W7
M[VP?:6W%@A8X\(_QE='^/+\J\C>5:L7Y"\S([<.WHFC@E9Z?X^V:?3D,_L[@
M6T9#F7; KI"24>4SH[*H;J4E618BFUS)86J@         !0#^<Y_XN_\[/\
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MD^HY!>6:Z@R#[^PXN!Y3RKEIEJ0=C&C.G'H\(6LTI<8)Y3;!)](W#[##96
M        '!7D]YH4OCYX'<D^6-DJ"[<:QU[.+7M3/=;0SD6ULI?CXGJ^A4TM
M+CDB+.S>[A',)MMU;4!#[QI-#:N@5Z/AT\[+3D%PSW5Q5V#D,J\V/QAVM89K
M1S+22IVPM=7<A+;(,U-U3LA2Y%G.K-N1,H>FO$HTM-VT)"DIZI-87#
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MZ,+;F'<5ZE(+JM!L),^A*3U"_0
M                                           \;<U,&_I[6BLVU/5M
MU6SJFP90XXRMV#8Q78<MM+S2DNM*6P\HB4DR4DSZD?4!G(_"4E%5<P><&*V)
MR*^\<X]XC*732V),>4@L>VA'KK4Y+#K:?;R*R9=,M+0YVN)4\9$7T7T#2
M    %,[YLE?-<\>W%JU1'<57P^9=37RI9$7I,3;/2.X9,".L^O4G)3%3)4GZ
M?8RH!WG\3_\ @E<<OZP.1']M^;@+'P              SU/E^>5J3FV78]XH
MM WCME6X]98QG'*J7CCC\IV]SEXV;/6&C$^R</WZ<>1)C9!;Q2;>2NT?JFDK
M1)@RF0%C[X\OBCC>+O@]20\_HXL;E3R$32[.Y#SUM,*L\9E.5RE89I@IC#LA
MIR#JRKL'FI7IN.,NWTVR>:<6PM@D!/:                           "J
M?\QFRG0?$1718DA3+%SRRTO6V;:4MJ*7!:QK9]PW'6:T*4A*;*JCN]4FE75H
MBZ]IF1ASM\)FN=:X <J[8X+C;$WF',KF[(XRD-2W:O2NJ9+T%$PT$A]RN1;M
MN*:)1FR4I*C(O4(U!<Y                   !G!_-MY .Y%R@X;\8H=AWU
M^J])YAN6Y@QU*)HKS<V9_E*O*P[3]-R9 I]-FXPE75;#-@I1="?^H62OBL<<
MV] >&[1=Y*A>QR3D;F&R^0^2-J94VXXG),@_(V%R36M*5O-SM9Z\I)*#Z=I$
M_P!$]2^\H+&0      H2?-PY7,1<7X:\(*:>E4VYNLHY1[$KR=]-Z)74<2SU
M7J)XVT*,Y$6XFW&9]_>24H<K6S3WF9^F%C3X]7%)SB%XC.(>"VM>W S/8V#N
M<@\]Z()N4[D&\Y;F?5,:S0332D6F.X):4U0^E1&IM5=V&9]O4!-.
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MT8I,WEN[)E$EI!'9U6J,^=IIK2'?4)'H9_?5KW0B4HDI/H:3^^D-=L
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M"X2'&U*6XLG$K(B;1U"YJ
M                                       ,X+XDG_P?YH/(+K3_ .^/
ML^/V^?\ WK_[D]3\C\K--T'_ -[?^*[/Q3\P>K_OS]#T>W])W=R0T?0
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ML4M&E]J)0I2>O0U()Q1$?VD2C_\ 4P'7OQ#?X-N%_O ;V_YY5@+/P
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M@
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M[[<F90C>;<;<BW640JFCAR65-NM.4MJROJAT@%\L
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MI165UQJU_3R3]9"&?P2#NC(\C83VR/;R%2?S!5*/N:[V2:+M7T=60"_$
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MM7/5><]U/9VWDE(V_P!CKBT,=M93QFNULD(/T^XR[U*4H+)P
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MR49@3C:B_1+;6E37Z,T )K0
M                                        !G">+0TX1\P7E]0QTJGM
MY?O_ ,BY.R'E$RN"J^LL_P!DO*;;0A:7TL2H?M4D9I,VU=YGU+H8:/8
M KU_*=QY%YX..8<SK*-_&+;CED,9J,@ED\O^\YIZBDE)3Z:U^UCUUX^^HT]I
MI-HC,^TE$8<U_#LN9EIXA'H,DF29QSE5NJFKS:0I*U0WZ37.0K.0HUJ)Q[W]
M\^1*(DEZ9)+IU(S,+5            *(WRW?,0_CE/\ _12\:,ID.YKFD>IL
MN7EWC#[QV%1BUNQ$LL.T!'D0E'(.SSN/+8M<A8;)*CJ%0H2E.M6$UA 2_P#Q
MO/#VUXQ^):=A[>Q]N-S#Y,U=#E.W"G,I59ZLPY+!6&':/CK41^TF8_[M<S(O
M2Z%(O'E,J6^S7PW""QT                              *@7S5OX66@_
MW_\ 5G^G7E4 ZA^)11HJ?"WIR>F2I\\GV]O^\<:4V2"AKC[(M,:*,A1+4;R5
M(QY+W<9),C=-/3[O4PLN                  #UO,LC:P_$,JRU]IN0QBV-
MWF1O,/2DP6GFJ2LE6;C3LU;3R(;;B(IDITT+)LC[C2?3H QY?CMXE)VMYNN!
M\&R6Y9SOVL9KL>;(EKCNOR9NN=3[(VF]/?=G)<0Y(*3BIO&K_?&LNK9D[VF0
M;'P      RQ?.=R/V5YN?-/@'"3C/-5D^!:IS[^ZII0HBWIN.S,TD732^06Z
MII1?626.U]E2/%)GL+7'<Q?$X\U/0EKZAI=<5>-VN.'W''2_&+4D#V&O=):_
MH,#Q_O:::F6GX3%+\6R6W] DM/9!EMV[)M+%TB_3SYCSGVJ =
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M]Y[C<%I1>CZ_M^S\T:YS?&?=>IZ+_=['\7]?L[2]7T^SN1W=Z0V6@
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MC<"AQ:CJ<<I(+*$-M0JBD@1ZRMB-(:0VVAN-#BH0DDI2DB3]"(OH \X
M    X_\ (5_@$YQ?N?\ )?\ L7S4!2#^#I_2IY$OZO\ CC^L>WP'TGYQFP^V
M'XZ-3Q92C)^3R5V'>02=>2A/M6M+XWBLI3"7RCNJ7[RY02UMFMLDF2%$2W",
M+C/C4U_^RGQV<$=;J83'DX5P]XW8]9(3Z/Z2YK]/X@S=RE^VD2XQO3;<GWG#
M;=<;-:S[5&GH8#MH
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M"D>"G@R2TJ09IY+K(E$:3-+G,'D"M"B(R(^U:%$9']AD?4!/X
M                       *4'S<;Q<?AEPVQHHR5(MN3N07BI9N&2V%X]JK
M(H"(R6>PR6F463J4:NXC0;)%T/N,R"P)X,:-K'O$!X[8#+[DA$CBYK:\-QU*
M4J2[D]:K)'V")'T-N*_;*:0?VFA!&?U,P$K8   ,QG7KZ_(#\Q69>.DFUHM=
M<ULJM&9J"-ZOBTO S!I];B5FRKJM"(L^\T77&PXG[KDF6A9=#7U :<P
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M=?<UDGL4W[BOM(C,V$_Z:R2M'JQGTJZ&1&77Z@/*
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M03>;D+F4>\+];S;/H]?S-R:W3D+;*T]RS6Y#8LT,&LS^_P"EU(B(R203Q
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M3.O'?42F3%F-T%V]>V;*TM/,65TN&\DS@H4 LQ     *(7SB_P"BWQV?]?\
M(_\ 5W3P"?[XWG\$K@1_T!L+^W':(";\
M      4@OF\_X6>#W]?^Q/[.HX"T)XIZ=V@\7WCCII$!-7,K^"7$ABQ@)9;8
M5'M"T'@*K4GFVB)'NEV*G5/*^IK=4I1F9F9F'?(  ^7[OVI0Z*TMM[=V5*[<
M7TYJ_/\ :F2*[NWMH=>XI;9=<*[C_F]*^H<^O\@#.M^&?JR\W+Y$N7W+/+6%
M7<C7&C9M=8W;S)*3%V9R,V5#MV+0G5=RF9UCCNN,E:277[S3[O7[ &E$
M      ./_(5_@$YQ?N?\E_[%\U 4@_@Z?TJ>1+^K_CC^L>WP')?D_6KE%\N/
M6NLD(;M<>QSEAP+U>ZT<=J47Y8Q.ETSEFQVG8RHLQA_V,V?>$:7D.-*2V7J]
MK?<20T\                  !A)<P;";;<MN4=K8R')EA9\B]VV$^6\9&[*
MFS-EY-)E2'3(B(W'WW%*5T(OJ8#;MXF_X6.-'[O^FO[.L< =
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M 0'GVY"Y&I+N\)QI*DI2UD^S,[R1A@R7]3<BL6R6EG]AK09E]#(!-&
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M0
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M;&[FI&U,IH6'MGYO#4XE!H>PS7EY'IXRTFXR\K)9?\UV(DP&C$
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M=J6%..IB5M9 :9CL^M(><>><,C=D2'5NNJ6XM:U!]
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M+EV*XSED%/9!R?'Z;(8:/5;?[(MU71K*.GUV3-E[M9DD7>@S2K[2^@#V
M             !E]_)X\GN4^2#FIAWCQXL+L\ZT]H'9D? ZZIQ!;=NG?/+"[
MF+PJ7.H6X1K*V@84_;NXO1]IFEZ:_9R&UNQY<920O3^&+QIXKXL^"^M^/D=F
MMG[;O4ELCD3F4%29!97N3)H,(KR/#G=C9R,9PF!%C451VH:2Y!KDR5H*1)D+
M6$KH      HA?.+_ *+?'9_U_P C_P!7=/ +'W@'_@V^/;^H"H_Y[? )?P
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M2[-9(_5<9M).S[ST?]CO@+,_O)29!9>\(?'H^+WB<X(ZEDP55MRG06+;'RJ
M\REB9 S'=BYFYLLK)Y)+[\ZGO\]D0W%=5?6/T(S21& E1          ' 'EB
M_A9>2S]P#F1_IUV, I&?"_SFLUA-\J6RKHDG3:\T3IS.;8EO''0=9B;N[K^>
M2GTLR5,).+7KZK)MPTE]>U73H8?"?ALX;9;0\J6_]U9,3EE)PKBOLB^D6QLG
MW?GW9NV-7UK<EUSV+T5KW]"N^/M2\P^I73L);9/$0:=
M#\-G90::ML+BSD)B5M5!EV5A*6EQ:(T&#'<E2Y"D-(6ZI++#2E&24FHR+Z$9
M@,#/*;Q>3Y/D>2N1TPUY#?6]XN(APWD15VUA(GJCI>4ALW4L'([24:4FHBZ]
M"^P!O%:0JH%'I;4-)5,>UK*?5^ 55=&]5Y_V\"OQ2IB0V/6D./2'O1CLI3W.
M+4M73JHS/J8#Z@
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MC8T=#CUHN4B'H71#L<HM3%5ZSF09&R[*FOON1[!5D%^\
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MDTIQM40S;L+?3N'3+.*^F"MR(Q,@V+KK+[2#Z,O-J;^AI,B#M
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M: ^@
M  #/3^;173,.W[XU]MP8O?+7A^\JZ"Y-63M5*F:WS34F3,Q5Q6'6)A>DYFJ#
MD'ZB/4;=02%)4E1@-"AEYJ0TT^PZV^P^VAYEYE:7&GFG$DMMUIQ!J0XVXA1&
ME1&9&1]2 ?Z      #.T\3JCU/\ +RYX88^I456Q]E\_(\9B= >0\\SE6<2-
MX16(11T^C$9*#4DZP\[T;<B(Z%]]Q #1+     <S\P>6^D>#/'79?)[D+E#>
M+:SUC1NV<]31,OWF27#Y^VQ["L1K7GXQ7.89=;N-0:Z+ZC:%ONDIUQIA#KK8
M9<.&8_S(^4WY:7[+))5CAFMVU,S,DG1G'K;"^)W%>@N7#AXY0+?CLP[?-;E<
MU;,)!LLKR#*)[LM]$:"B4Y##5,XZ<>M1\4=(ZVX[Z(Q"#@VJ-48S"Q7#\=@]
MSAL0HO>[*L+*:YUDVU]=V+[TVQG/J7(G3I#K[JE..*,P^U         *87S:
M/\ O%'][^/\ V,;1 5]_AQPH<ORZVS\F,R^]6<2MSS:]UUM*UPYCF4ZLK5R8
MZC+JT\J!8/LFHOKZ;JD_89@-44    !5Y^7COI_4/B R7 8$WVT_DMOC3^G'
M6V)"&9ZZ.FF7&[KAUM!'[HZ]:M11X<I2.U!HFI9</M>[%A0#\#G&1KEIY;.$
MNK+*O_$L7I]N0=P9K'=92]7O8IHNNL-NV%;;I6AQ'X7DDC#F*EPC(O4.>ELC
M2I9&0;00               *07S>?\+/![^O_8G]G4<!:8\8-)(QKQI^/'')
M;K+\K'^#/$NDDOQ^_P!N](JM!X! >=8]5#;GHN.,&:>Y*5=IEU(C =R@
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MCU5!C.,X] 8JZ2BIJV(AN-!K:NNBMLLM(224(01$ ]J
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M>(617KB8K2X::#DECEG!D294A!M'%JWW'7DDZ9M-FM9].BE=0O\ 8
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M8?2        40OG%_P!%OCL_Z_Y'_J[IX!9^\*7\(_QR_N@:/_4FK 2?@
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M          *87S:/\ O%'][^/_8QM$! #\-O^+AD?[H&Y?UVU" U.P    %
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MY+;V4[%SFSCL1TV^89=9)-^2Z2&V([9-1(C4>%&C1V0ZT
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MZ8QB5(:Z/%CFF<7<RBZEURS+K^'W.0[83'>41]''Z<DG]6@%WT
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MY5&N4W,L<*RZ(MRJSC +MUI#:%76$9;!F5LA:4I;?5&)YKN9<;4H.M0
M      9N/RB//<UR&O<E\<7#?-D2M#8G;)@\EML8M91Y%?NG,::8A]&L,2MZ
MV0^U.U;AUG&0NSEMK)-[<,^DV7L(9.V(=I_$U\)R\(IJ+RF\G<44UE^35LQ'
M#[!KV&:'L=Q*WA/5UIOJRA24DM%KE]=*>A8R2TI]*I<>L$DOWL)UD+W8
M      HA?.+_ *+?'9_U_P C_P!7=/ +7WB=_A9>-/\ < X;_P"G77(#O\
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M%A.MI\ZULY<B?96<R386$Z6ZM^5-G3'ER9<N2^X:G'I$F0XI:UJ,S4I1F?U
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MK8^?4LYQ+F];V'.0HG,.P"WC&C'$&A2K*_:5.[FF*UC\0#1E
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M-I++\5WMJ2$J/54.UFO7,GY^742W&*S*NANK<F*C62E%^(J9CA:,
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M_P# 2M:_#=X]E+4I9EQ^I4$:E&HR0W=WK;:2,S,^U"$DDB^PB(B(!+Z
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MVNK,5GLM/^DMQOUFVY!$KM4:>XCZ&9 .F@     !G!_-Y_Q3\'_W?]A?VBL
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MB5IG.=F,2W4DN"G8.<-,ZEPRND-'W$N4JGS"\LXIF7:V]4$X1DM*.H:J(
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ML^\*7/NB4RE\H&LL1S7L4J6DDGK7;VNMBI>(X7Z8U1E8J3A$K]"9I(G?T7>
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MJQG%<7QZOBU-#CN.T<%BMIJ2FJX+3,.NJZNOC-LL,-(2VTT@DI(B(@'L
M         "H%\U;^%EH/]_\ U9_IUY5 ( ?A4_Q3=^?N ;3_ -17%4!I]@
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MYI<?<^N+!*%Q,.7G]5B.Q7$.$1I4K6F=+QG8+*>I]#-RL21*^Z?0_H D"
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MZGVQ2189YGKR]<:2TXMRL?F-2J^2XS'.SIID.<EIM$E*$AWN
M @V\WWFNT_XB]'-FVU6[#Y9;4I;1.A=,KD+]N@FE.5[NTMDN15HDU&M<;L>J
M2;2IN9?3FC@PS0E$V; "ESX2/$%O;SB<GLR\B'D,OLRS+C:6PI]OG>4Y):R:
MO*>4.S*LXBCUWBBX3$9=+J;%&4,0;>56%!BP8;+='3&RZT^Y5!IZXWC>/X=C
MM!B&)4=3C.*XK2U>-XSC=!7Q:FBQ['Z."Q64U'2U4%IB#65-36Q6V(T=E"&F
M66TH0DDD1 /-                              "@'\YS_P 7?^=G_M'
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M[GH1DHON) 720                        %$+YQ?]%OCL_P"O^1_ZNZ>
M7/>)O^%CC1^[_IK^SK' 'D.3.\\8XQ<==Z\C,T<;1BVC-1["VO=MK<)M4V%@
M>*VF2JJXI=26_86ZZY,6,RCJZ_(>0VV2EJ21AG/_ !"M(Y)RB\J'(3F]L9+F
M03]&:[S7-K')GFENNEO7E#>W6.QK!U]Y+WI.76#ISDU'ZA/+,^A&I/J --
M           !X7),@J\3QV_RJ\DIATF,TMID%Q+6:21%JZ:"_8V$E1K4A!)8
MB1EJ,S,BZ%]3(!D4?&PQH]T>=KB3=7$6*EB'E6]MMVL=KL]&+/HM);6R6G]F
MW+*0IQ,?+EP>WJ9NH;(UDHE))0#7Q                 >F[%SO'M6Z^SO9
MN72TP,4UUAN3YWD\]9DE$+'L1I)V074M2E&223&K:]U9F?TZ) 9Q_P 0# L@
MY(^4WF#S1SEA-G889J7-<@L[%3:7#B[:Y,[0BSV[%$A?WD*E8SCF5L]$H)2R
M?,^Y))-*PX"\_>O6S^2-NC%D-R*>MSW<_#:3%FK)4M2BS'2_'YBXM8Z'7B-U
MM&0OS>ULU(22FS07:DB :SX          I(?-OW@C'N)O#3CJQ->9E[6W[F.
MVID2.Z2$R:C26 JQ?TK!*#)U<5RTWA'=:;7^B<>C=_0ULI-(43.6G&"5QUUC
MP*RJ=%D,6/)WAX7(6Y6N.XW$*9=\F>26%8W'BR7%=);CFJ\(QJ:[T2WZ:IQ(
M(E))+K@72?@VW;4C$?)3C9,.)?J<CXH7;DDU)-IUK(*SD/ 980@OOI<CKQEQ
M2C/Z&3J>GV& OL@            (X?(7Y7^#_C#PIC*.56VXM-DMS!D3L)TY
MAT9K+-S;"3&4;:SQ?"(\N(J-6F\DVCM;:35TC3W1MV:AQ24J"BKS6^9IS6VE
M976/<)=4Z[XLX,IR3'I\YS:N@;HW6^T@S;AVWI9!%3J/'7)+?Z5RO=H;XF'#
M2@IKR4J4X$!>Q/-3Y;=H6;EMD_D8Y?0)#RGE.1L!W?FVIZ=1/D27$?E_5=IA
MM"3)I+H2"C=B>I]I%U/J'K6%>7ORI:^E096,>1?FFTBMCMQ(-7=<DMLY;CT:
M,RXPZTPWC&6Y3>8YZ;9QTI(CBGT;[D?S%J283:</?F$^2_1UI45O)FLUCS(P
M!EZ.U;?F/'*?4.UDUK*FT>C19WK&EK<31*3&(R-^UQBV?>61*<<[C4I07GO&
M-YT.!?E-K8U)IG/)&OM\,5[\Z_XW;9_#\=VA%8A$?OK+%#8F3,>V/C[))-TY
M-++DR(T<T+G1H2UDV F/      '-O+CEGHS@]Q]V)R:Y%Y@SAFK=;5/O[66E
MM,NYN[.4XF)18CB=1ZK+M[EV46KK<.OAH4@G'W"4XMIE+CJ R-.<7-/FGY__
M " 8G#HL2R+(+G,\F7KCBMQIQF<[;4&J\2M9##K[")1QX,!5E,B5B;?,<IF-
MQFE(B*??5%K($6/##30\+?B$U+XC^,<37]-^$YAR'V3%I;_DCN6-&=2YF&5P
MF)3D#$\9<F(1-A:UP [.1%J&%(97*4X_/?:;D2W&VPF-             <$>
M5/#"V%XRO(3AJ4-KDWG"SDVQ6>L[)981=Q]-9C-HGGW(;;TGV[%S&86XE"'#
M6A)I[%$?:801?#.SE.3^*+/L8<E)7)UOS&VOCC<)3T53\>LNM=:;S:+)3'9)
M,EJ#+L<FF);6\1FX\R\25&E':D+:@      H>?.,Q)<W6GCGSLF7E-8WG/);
M$ER$R(Z8[2\UH-+7+;+L51^Z>>?3@"E-N(+TVDMK)?U<; 3K;;\Q/&KQZ^(+
MB5RTV7=0<DRS;'$W2=EH+3=1:D>5[?SVTTWB-JW30_<,E/J,5QN78LJR.ZDQ
MR13QS)"FG)[T2#)#./U7KWG5\B[R:/%?7KV0;-VS;%?;$SAV'8KUGQST?13&
MVY"ZJI<FOIH<$P:MFIATM24DG[6UD--+?<FS7I2PUM>%G#G2/ GC9K3B[Q^Q
MQO']?:XITQ?=/(97?YADDSI(R;/,PL&FVSMLLRRU4N5+>,B0CN2PPAJ,RRRV
M'5               J!?-6_A9:#_ '_]6?Z=>50" 'X5/\4W?G[@&T_]17%4
M!I]@    ,@7Y1W\=?G-_EF_T><?0&E'X-J2+C_B"\=<&&Y(=9?XL:QNUJDK;
M6X4K):@LCG-I-IIE)1VIUJXADC(U):2DE*4HC482K@             "IS\O
M_A5&Y!^-NKY,T%4W(V'PMV!79<],:C^O82=.[1FU&!;(IXY-I)[TXF1.XW=O
M.&HVV(=-)4:?O&I(99H"[MOKX4?(J%"5DO$7F;IG<-!806[FDJ-R8CENG;J3
M7RVD2H42)=XF>VZ6VE2(KA&V^^U4LN*,NY+*3,R"#O?/QT_,MQ\<E.9'P=V9
ML&I8]146ZT-,QC?+=FRT234_%Q_5=YD^;1NJC-*6IE5%D+-)FELTF1F$1FP]
M3[3U%;IQ_;&M,_UA?+]?LI-AX;D6%6Z_:K2U)[:W)*VLF*]NXLDN=$?<49$?
M0S =(:)\C'/?C&U"A: YD<D]4TU?Z?ML6Q+<6<PL*Z,I0AE$C!W+E[$)K;2$
M$E*7H3B4I+H1= $O&HOEA^:+6'H-9#O+6V\(,92_2@[=T=KL_P!$IDFDL/VN
MKJO6&0S$M.=72<>F./&L^BEJ01(()&]??-RYDUOH?M4X9\9<S[4])/[/LDVG
MK/U5>C(3U8_,=[MKVZ?<*:5T5ZI]B%IZ]5DML.LL;^<E0.M&C+_&M<0'VX\8
MDR,;Y7PK=J9*[3*8LX=IQXI%UL?O(E-)]>6KHKM4K[O<H/9__P#.+U;_ /F[
M,_\ _P"H_'?_ .3P#T[*_G)5J&ELX/XV)TEYR+U;L,KY6L0FHDWU%%VKIZCC
MW/7812:(CZE.C+-1F70B+JH.)]K?-<Y]Y$B5&T_QCXJZOCR%+2S,RQG:&TKZ
M"R<B0MLXLN/F^OJ-<I,<V6U+?K'FU*0XHFT^HA+01D9MYW?/3SMO9.O,#Y';
M^LI]TI7L=<</M;1,%R6.Q(6;91:N?H[$(>U9;)J7V)-^TDNG]"[S ?5N/?QG
M?-9SBR=&?[@U[,TE!R>0S,N]J\Q]B38.:V!.FE^:Y-PAE><;M>N&F'>J$VM1
M 9>>5Z9R$&EU306K^"OP[N!^@7J7,N7F=9ES,SZ"J).7BK[#^I]%PIS7H2B9
M<Q#'KFQS7+DPIB%-]]C?HKK!CZ/U:26IL@M>:SU;K32V#T&L]/Z^PO5NNL5A
MIK\:P77V,TV'XE0PR,U^WJ<?H(<"K@MK<4:E>FTGO69J5U49F ]\     5RO
MD9>&:M\HG%]6Q=18_!3S4XZ4MK;Z>GLE'@R]JX=ZAV>3Z*O)ZR0W(*X-+DW&
MG))^G7W_ .B)V+&LK%U04%?!7Y:<Z\07,E;NP49/_=IVC:0M>\I]8N0YZ;2A
M;JK"3!K=E5>..M)F-; U-8RI*EQ#:)^=7.SJ\TI>>9=8#7[PW,<5V'B.,9[@
MN14^785FN/T^5XCE6/3X]K0Y)C605\>UH[VFLXCCL6PJ[6ME-OL/-J4AQI9*
M(S(P'L@          B4\P?EQT?XD>-TC:>=HAYON3-OQ"AT'HV+;QH%[L3*X
M\8EOVUI]]R=3:WQ)3[+MY:H9=)@GF8S25RY4=M89]7C$\>7+7Y'7/+/^5'+S
M,\PF:)I\PA7/(O<:T2ZQ%SZ1-2Z/CKHWOBR:6GFL4JV&$QHW_"8K0K1)<2I]
MZ$Q-#5$U=J_7NE-=85J34^(4> ZUUSC=5B.$89C<-$"DQS'*6*W#K:R!&1U,
MFV6&R[EK4MUUPU..*6M2E&'O@                               * ?S
MG/\ Q=_YV?\ M' 6?? /_!M\>W]0%1_SV^ 2_@/PV=G6TE;87-S80:BGJ(,N
MSMK:SEQX%;65L".Y+G6%A.EN-184&%%:6XZZXM+;;:34HR(C,!1,\VGRR*+$
MFLMXO^++(*_*,I6W.Q_.>8K34:RQ7'C6E<6;!X_1)"'X>5VZ>JDEE,EM58QT
M[ZUJ8:VIS 4.=;ZTY \QM[5>!:ZQ[86_^0>ZLNFOL06'K'+L[SK+;V5(M;R_
MOKJUDO29#SKKC\^UM[*2EEAHGI4M]#:7'2#4+\$7QS=4^,BLIN1/(C\L[CYS
MVE:\4:_AI?L< X]U]M$<BV.-:L3.;CE<9?/A/J8M,I?C-2?16N%7(CQ%RW;$
M+/@      I!?-Y_PL\'OZ_\ 8G]G4<!8R\(EK$N?$3XZ)<*5[QEGB9J"J6[^
ME+LET6,1*2?%_2I2K_@9U>XQ]"[?T?W3-/0S"4L      9[/SD::8QF_C<R%
M9L^PM,5Y3TT8DK4<@IE#;Z!G3C=;["2EDV<CC^FHE&:E$LC(NA&86U?![;0;
MKQ"^.J97N*=89XI:HJ7%*;<:,IU!0,T5FV27$I4:6;*N=02OYJR22DF:3(P$
MJ(      A$^0?Y"T^.OQI;DSW%[UNHWAN6.O0.A4L378ES#S;8-;81[K-JI<
M4SEQI&M<&CV=W'D]OH(LXL-AQ23D-DH* _Q:.![G,GRC:^V#DM0Y.U'PWAQ^
M1>92'8Y.5\O.Z2P;AZ0QI<A9.-,V$C89M7J6UH6F1!QR8W]TS):0ULP    '
MS?;^H-8;_P!89OI?=&$8_LC5FR,?FXOFV$Y1"3/I;^EGI+U8\AKJAZ/(CO(0
M_&DL+:E0Y33;[#C;S;;B0RI/.7\=_>GC&R[)MWZ1JLDW+P3N;AZ539U"C2+K
M,-$LV#[)0L2W?'A0T%$JVIDGV=;E#:?PVP-+3<HX<Y]F,\'2/B6^6%R8X:5F
M+Z.YJTV1<M^/%.F)4TV;?C#7]X_6E&T9)1'@9#?R&ZS;E+7,D:(U=>RH4]I)
MI0W;MQF6HH"^7PW\T7C.YVUM2K0G*_6:\RLX\=:]1['N&-5[>@S'2:*17)P/
M.G*:TR%ROD/)9>E4IVE<;AEZ<EQ*D*4$HX#_ !D2(\.._+EOLQ8L5EV1)DR'
M4,1X\=A"G7GWWG5);999;2:E*49)2DC,SZ (?.9_GL\5_!F!:M;1Y3X3GN?5
MJ7VT:?T#.@[HV9)LF/6-5+/@8A/D8UA-DHHZNGYEM*1C^:1N$;C?<%##RL_*
M5YC>0"%?Z*XRTUIQ(XWY(XNCG5>)W<FTWWM2KEFJ$NKS+/ZI$)&/4=\A2?5H
ML>994M+KD27864=9I,.M/"C\4;9?(.3BG)3R7T64:<T1ZD"]Q/C0X]-QC<FW
M8B3;EL.;)<97'O-.X'.Z$T["_P"&RR>T;I(*I3[>8\&CIK_7N"ZGPG&-;:QP
M_&]?Z_PJGAX_B.%X?30,>QG&Z2 V34.KIJ:L8C0*^&PC[$-H274S,^IF9F'N
M             "D%\WG_  L\'OZ_]B?V=1P%G[Q._P ++QI_N <-_P#3KKD!
MW^      ,T/YL.UOS!SQXL:;9>]:+K+BNK-GR2?5$:YVOM+,ZZ9$67?U*051
MK"O>5]TB]-]'WE'U)(7(_CV:53H?PT\"<45&2Q+RS33>ZIKO:1.S%;]R6_W1
M7R7UE]7%)I,YBLMF?U2PTA/V)(!,R       "'SS;^4_$_%#PLRC<:4U]WO7
M8+D_7'&S!YO8_'NMFSJJ1(3E-]")QM]_!]<PB_%+4DF@I*DQX!.LNSFG$A^K
MPT^6[3_ENXP1-GXHF+B>\==,T&-<D-0>JLY."9Q8P9*XMW1&\MQZQUSG2JN7
M*HYAJ6KL8?B/G[J)((@EY              %$+YQ?]%OCL_Z_P"1_P"KNG@%
MSWB;_A8XT?N_Z:_LZQP!7=^7KRN3H;Q7R-)U,WT,MY>[8P_6"669#;$UG7V#
MRF]J9W:M$9&Z[#5-Q:GIY*4=.K5WT4?:9DH/R_$"XJ*T7XLU[ONJQ4/*^7>W
MLOV.S(D(-J:K7& O'JS!H+S"DH6B*JWQJ]M(JE=?6CVZ7$F;:T +5@
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M2&229)9N)^5/)949EW*@ND1'T/H%$VC?Y%\O,XX_Z#IYF:;CS.%#QKC]Q[P
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M  N?%/93%2H6X>=>/L&VV@JZHVQH]Z&E2",E.I7?<;+NP]1T_JHC?-!?[*2
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M4U,-IN*JVO+#TT*N<ORZRC18?X_FF5V!+FVE@XVE<J6ZI7:E/:A(=&
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M[HJNOV;&6;,-_;^#,E&JJ/>%-"3V-KFSY)HAY,Q&23,*X4A]*&(]A$90%D<
M 9J?RFO.>[R2SK(?'#Q4S#OX]ZPR0XG(O/L>G*]MNG:&,S^G[/ZR=&-*)VL]
M:W,4SDJ2I<>YOF2<22H\"*])"5+XP7@)+C=CV+>1;F3A9HY"Y?3LVO&[561P
MT>OH_#+ZN>2G9.305O/);VIF]+8)*##>;;?QJL<5ZR?Q&4MJN"ZT
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MUVU" U.P    &0+\H[^.OSF_RS?Z/./H#4Z\>O\ @$X._N?\:/[%\* =@
M             Q2?-=J1C2'EG\@N 1(_M(">4&S,VJX9>CZ4*GVM<*VK3P8R
M6$I0B'"J\T::92?5:&D)2LS41F8:Q/ALWE!Y&^*[@1M>'*3-?L>,VL\/R"4F
M0N43V::II6]3YZHWG34]W?G;"; E)6I:VS(T*6M234826@
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M-%*GJKH9ICIC5=8A]UBKKFFV4K<<]5]X)#P
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MI"H<=B&F19V+C33<[(LHNI*G[G*\JMC92J99V+\F;)4DN]PR2DB#H8
M  !3D^:]1HD>-GC7DIR5)74\X</HTQ";(T/HR'0O(">N2I[O(T*BGC"4DGM,
MED\9]2[2(PDY^,E=NY!X-^"4]YAN.N/1[SI";:4I25-8SR?W;C;#YFOZDY*8
MJ4N++["6LR+Z$0">(      55?F':5D;+\1Q;%AQ'''N.W)34&RK*8UV$<7'
MLK8RG24EF1WH69PY60[4JC,D]JO6;:/N[24E0?!OA><H8&Q^!>\N+5C8*=RS
MC3O)[*:N"XYT0SK#>E25Q1E$:<=4M:F=AXAE+D@VTDVV4ICJ7>X9J"Y&
M KM_)-\JS/C;X+W.*:VR1-;RIY31;[5VET5\ST+S!\=7!;8V7N9HFS2]%5A5
M+9M0ZIY*TN(R"T@O)2XU'DDD,\/P0^-2R\G7D$UEJ>[J94C0VM'HVX>2-L3$
MCV"=98I9PE)PA4U!-M,VVTKYV-1L()U,AN))ES6TK3"=(@V6(D2+ BQH,&-'
MA084=F)#AQ&6XT6)%C-I9CQHT=E*&6([#*"0A"")*4D1$1$0#]
M                      *5'S;Z2/(X3\/,D4Z\F55<I;>D983V>W<CY!J;
M+9\EUWJ@W/69<QEHF^BB3VN+ZD9]O0++'B=_A9>-/]P#AO\ Z==<@._P
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M;.8Q12*S)#_8_C\281)895AVR<TQKVG4E*5%J5$@NJ>](:J0
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MD40T_M-R2GGK77[NS"M=<0ZC ,9M8*7,<@OMFF_F(*>X7X:S&*T#1C
M            &=SXXK?^[]\Q;E_KE9JK$[ZV5S4J#CE[_LG?GRHG\J62=5-8
M=<2F:YB:)*>JFHYN=I,*-!M(6%IWY$NX3TEX8>>63,RE1IN5:JK=/0VVG4-2
M)I;PSK$]1VL5DEG^E3^7\RF.O(+ZG&:</^0!0+^)11KMO-+IJ>F2E@L8U%R
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M8    #(%^4=_'7YS?Y9O]'G'T!J=>/7_  "<'?W/^-']B^% .P
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MW$IC*R75.WL-D(>CNFAN5&)YI]*8EG#3[<->3@AS:TIY#.+VLN5.A[;WF';
MJR*UH9;\=S(M?9K7H:9RS7>71XZC3$R3%;)9LN]")J4PIJ4P:XTAEQ8=@
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ML(-17SK6TEQZ^MK(<FPL9\MU#$6%!A,KDRY<E]PTMLQXT=M2UK49$E*3,_H
MPH.86\I')OECR8Y%R%/&K>>^=M;88;?2MM<6!GN=7N2UL!++BEKCLUU=8M,-
MM&9^DVVE'V$ M9_"79=5SVY8ODTX;#?$-QEQXD*-IMU_<VLELM+<(NQ+CR([
MAI29]5$A1E]A] TN              !2B^;A1>XX7\-\F]UV?A')^^HO9>AW
M>X_,6J<DL/=>Y]9/I>S_ "OV=GIJ]3U^O<GLZ+#[;YCN7B^*WQD- X[2V28.
M<\K.+O$GB_C)-NG[G\"SC1^/7^U75Q6EI?<K9>I\4N:MUT^C+4BTCDLS-Q#;
M@?%OA7\1W-?\2N1_,B_@>E;\BMH5>L,&=DQD^J6NM'Q)ZK2WK)9EW%#R386:
MV$*2V1]%/8XV9_S4@+K(              R\_DUV=AS3^0'J_B10V,QZ1CU/
MQ,XE5D>$:5)AY+NC)&,]==@-=7XSUHMS>L5MQPV^\UQT,K(R921!W+X[M=4O
M$GYAW*31]% 3C%%G)<AY>/4%6;::YFHVMJK'N4575DW).,ZW6L5CB7FFF4NF
MTIIM)=S25.$&A.               #UO,LMH<!Q#*L[RJ>W5XOA6-WF6Y)9O
M?[JNH<<K)5Q<3W>IE^CAU\-QQ7U^Q(#-9^,7CV0<]_.]R,YZYW!>><PJIY#<
MDI4F4E+[-9LCD/ELS"\=H$I1UC1DQL3V#D*H:$$34=NL)+1))*.T-,H!01^<
MEBC2ZWQL9PRB*V]&G<K<4L'#]3WLMJ:QQ[MZ=">B3:.+7K@3C/J9*)<DNA&1
MGVA>2X_WC63Z'TGDC##D5C(=1ZWO&8SRDK=CM6V&TT]MAU:/N*<91()*C+Z&
M9?0!]<       !"E\B?>B= >&?G1DK4M4>SSK5T31=3':62)%BK?.54&IKR(
MSW*0E26<1RRRDO$9]3C1W.A*5T285W?@_:4*)@G/CD7-ALN'D&6Z9TIC5@IE
M92(98A39CG6<0VI!I]-3-E^>,>6M"5&9*B(-1%U3U"0GYE6**R+Q*8?;I8D.
ME@?,C3N5K<9=:;;C)F:]W3@Y/RT.%WOQU+S,FR0W]\G7$*_FI4 JT?#VO%U/
MF"AP$QDOED_&+=U&XZIPT'#1'E83DI24))"B>4I>/)9[3-)$3IJZ_=Z&&JZ
M        HJ?,9\HSV$8'A?C!T_DJ6,BV=%J=I\I955)Z3*S7<&>W,UCJV6ZU
MZA,*S>_@G?6;/<S)1!JJY)]\6Q=2L)"?BI^+2-PHX3QN4^SL=]IR1YFT]-F+
MI64/T;7 - ]$V6L,*:3(:]U F9@T\636Q)4WZWNZ^,\T3M:2C"U$
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MF943;B$K42GE'974=':GJHB6:NG:DS(*F'PV_P"+AD?[H&Y?UVU" U.P
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MW,L@2C1DLDE*<KXIE4L&V7XBJ:%L8
M     !F&_,^X^P==^1G3>^:>"F)#Y&<<:9&1/DEPUVFP=/Y+;XA9SU.]B6NU
M&OK+%HI-D:EI.,:E'T6DB"[CX!M<46K?#AX^\>Q]IEN+=:"I-CSE-1413?O=
MM6MQL_('7DH6X;SQ7.6O(-U2NKA((^B2Z)2$P(            "J/\R"/(?\
M1M&ZRP\\W#Y=:9D2W&FEN(BQU8?MB(E^0M"32PRJ5*::)2NB3<<2GKU41&'U
M#XCUS,M/##JV#))DF<<W5ORFKS:0I*U0W\Y>R%9R%&M1./>_OGR)1$DO3))=
M.I&9A9H       !F$_+>\6%QQHY8JY]ZMQE1: Y<725;'=JHG9 U_P ETP'I
M.1M626T]L>+N6MK7<BC/J4M<FZ;N263:4QR="PM\;WS^8#S1U)@G"_EAGU3B
M_-'6E+7XA@]]E5DJ&URBPZECMP:2WJK2<RU!>W'3UJ&(MQ5.2G+"\4T=K$2\
M2Y[, +< #U7.,ZPG6.(9'L'8^7XS@.!X?4R[[+,TS.]K,9Q7&:2 V;TZWOL@
MN9,*JJ:V(T7<X^^ZVV@OM,!EQ?)%\]T7R3YI XM<5;NXB\)]5Y FYLLE<C6-
M#-Y'['KO7CPLNGU4]J':P=:8FVZLJ"MFLLORI3B[*8R3J8#,$.\_B=>$N3L+
M+:/RC\HL.<:U_@MHXOA_@V1UIFWG&=5ZWHLW?,^#/9])W%\"EI4QC"NU9RK]
M#E@A3/X7%7+#14                                  %,+YM'^ 7BC^
M]_'_ +&-H@+'WB=_A9>-/]P#AO\ Z==<@._P    '\K6AM"G'%)0A"5+6M:B
M2A"$D:E*4I1D24I(NIF?T(@&5!\2VLD[(\V%1G<^+%*=C^EN1&R):8SK\6-"
MEY#!@8E(5#CN//.2&2<SU32&G%N&E"^\S-2",!JP@       B*\\7)A'$_Q)
M<W=GQYRH&17FGK33>&.L.$W8(RW>TN'J&KGU?5:#.=CK>9.VI&77L;@+7T42
M3(PQ? %WSX0W^*?G!^[_ *]_M%? :/@              IA?-H_P"\4?WOX_
M]C&T0%6+S3<Z9W*W1?AJXJX;/G7\/CMX[>/:LQK(KLJ98V?(#8V#8CB5M#GQ
MU18\JQLD8AKNCEPS6E9H5?2$,FM#AO/AJ!>.#BA7\'."?%CBG#9CLSM.:?QB
MBR]R&ME<2PV5;,N93M6ZBJC]63CWVRKVVFHZ*7]V075:SZK4';
M     R]_&^A/D,^6%E^Z5J_,N"XQRDY.;\AV/Z-?H8#IF'F-#HF?U:<6RKV=
MM$Q%KN2I2?Y2,RZ=0EKY^UC?'#YAGCFW"V;C$7D)KC7<.3,0A4A#E[G6*;VX
MFOUW8Y"EDVX55%K36:4=K;<I+GJM*ZN-A>=               ! E\F#E,?%
MCP\<H)5=8IK\OW]!I.+N')4M#?OW-R2'Z_8$)!FM#AO?L7K,G>1Z9*5WLD9D
M224I(1;_  L>,_[/N#?(GE!:0O;W/([><3#:-Y;/UEZ]T/0.0ZZ?'D*^OIR<
M]V#D<9QM)=.Z DS4H^A("YJ I;?-KQ)Z;P5XCYVE,@X^-\LWL2=6E3!14O9K
MI[8%RPEY"O\ B52%HP!PVC1]PDI<[_J: %F;QBY:UGGC<\?^9M.-N'DO"OB]
M;R4MV";4XUA+TGA+EG ?L$I;]U,KK W8[ZE)0OUFU$M*5$:2#N,       %+
MKYK^]_RAPAXK\>8D_P!I8[OY%VN?38Z#_26F):-P2=#M(+A&2DG#:RG;E%)6
M9=%D]':Z'V]Q&'=/Q*]+EJCPRZGRIR.F+-Y!;>W?NB<T;"V)!FQE_P"QFLD2
M>\_TRIE!IZ&\TLB(E1G&NG_J8>V?*UQ1K(O"'R@MW$15+P/,N.>5L*D>IZK;
MLSD%KC!S7![$FDI1LYFM)]_1/H*<^O=VD84;OBBWJ*CS<<::]5B]"5E&#<BJ
M)N,TY(0BX7'T/G^3'72$L_HWF6F\=5+)+OZ,G(J5%]]* &N"       #XCR4
MY :ZXIZ W#R1VU9*JM<Z3U[DVQ<KD,^FJ;(KL;K'YZ:FH8=<;3-OKZ4VW!KX
MQ*)4F;(::3]Y9 ,I+QN:6V/Y]?. YL'?E?\ F#%<SV1?<I^3,%4EV12T^EL%
MM:=JFU5%??;]TYB\I3V.X'!07;):JY"5DI)LJ<2&NNRRU'::88:;888;0RRR
MRA+;3+3:20VTTV@DH;;;0DB2DB(B(NA /]          !^>7+BP(LF=.DQX4
M&%'>ES)DMYN-%B18S:GI$F3(>4AEB.PR@UK6LR2E)&9F1$ PKN;NQ,$V_P T
M.7>V=6L-Q=9;0Y/[]V)KF*TPN,U&P3-MK99DN(,-1G&F'([;./V<=*4*0A2"
M+H:2,N@#1M^&5M7 \J\8VS=5T918>>:FY19M-SVO0I'O9\'8F)87:X;ELA"%
M*4F+:1::95,J5VJ4NB=+IT(C,+=@                   ,OCY@E?;:D\Q6
MGMK8W_P5Q<\6-&;,JK1#<Q+:,GPO:^WL<B*<?-U"%S(*,*A.+2PM'8TMHSZ+
M5W&'W_YFG)RFW+E7C.PW%YK:J&;QSS+DY%BL2E/>YIN05CA=5B$V21);:?;9
MAZMFIC.]I&?JO="(CZ /F/PM6:*BYU<OMG9+(@T='A'"F[B7.975BBIQ_&J>
MXW)JB\LEW-E-DQZB!%=CX9[E3\DT^DU"<42TH]3J'HWR/_D(6'/7(\@X5<1;
M^95<-,&R@V\ZS^KFO19O*#*\;ENMQY:5Q'D)+1])9-%)J(3G=^-2FF;22DO2
M@LQ@]<^-7X&9'D&V-"Y@\I\5E,\*=3Y$G\LXQ;15LL\FMDX_8(-W%66I#'IS
MM0XG,C*3DLI)]EA+2FH8[S.R7!#4FKJZOJ*^#4U,&'5U=7#C5U;6UT9F%7UU
M?"91&AP8,.,AJ/$AQ([26VFFTI0VA))21$1$ _8 R:N0$TN _P JF^RI9*QV
MCQSR8X3LV](X:VDP]<<C\PQG866^SB*(R1%D:^VW+]J2")LFEH-LB1VD0:RH
M                "NW\JNDD6O@\Y8SV766V\9R;CA=RT.]_?(CR.2.J<;2U
M'[$*3ZR960-.'W&E/IH5]>O0C"G1\-O^+AD?[H&Y?UVU" U.P    &21\L+"
MG<6\V?(B\<CN,HV3KSCQFL=Q;BEIEM0=*89KI4AE*DI)EM+^ K:-)&HC6TI7
M7JHR(-'SPKY(K*_$CXY+1=@W9'%X>:*QLI#3;326TX;@=1B"*\TLM,H-RI11
M%%6HR-:ULFI2E*,U&$G8               ,L3YDG\7#'/W0--?KMMX!SS\4
MC9J]?>:WCI2*F*A0=MX-OG65BLWC9CO(/4.5[!JX<G_B&$NIEY%K^$VTA272
M5)4UT1W=JT!K@@                           S[OE@>#U-;)R?RH\4\.
M,H5A)*;S/UYC<)"&H<]\VV&>1]/51&TD35F^:6<T]%/7W2VKEQ"C=MY:0]\^
M)=YK/Q^LIO%9R>S SNJ.')=X99OD,SN<M:&(U*L;KCS8VDIWU%3,>C-KG8@E
MTUDJO3)JD+;3$JHK@7U0%+/Y4/G'1QLP2]\;_%G+U,\@]I8TVWR*SW'+(D3=
M+ZMR6&3C6OZ^;"<-ZNV5LZED=\G[S;]3CLA+J4D[8Q7XX<V?%M\!2Z-O!O)]
MS.PM)6\EF+DW#W3^3P3[ZF+(:;?JN166U;SG;^)2V7#5B$*6SUC-FFZ[?556
M/,A??                                      % ?YS->Z;7C$MFX+A
ML-N<RZ^99(C*-IMUY/%>36P9,Q*.Q+CJ&);C#2U=5$AU2"^BS 6K_"--AV'B
M*\=#\&2S*9;XE:=A+=8<2XA,RLQ:'6V$92DF9$]#GQ'67$_:EQ"DG]2 2D@
M           *P/R\OX-N:?O :)_YY: 'Q#?X-N%_O ;V_P">58"S\
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MVI(B^I@+NZ%H<0EQM25H6E*T+0HE(6A1$I*DJ29DI*B/J1E]#(!_0
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M0R[\2H),M@DSZ_16KIEQC.#Q6TO&M^"G)\OD7]LM3?I(GP':UQ25DTRL!;H
M          !3M^6EY;E<6>.K'C\TGD?M-]<K,3F/[;MJJ6XW9:VXW394BGM*
MY2VR)#-QN^3$FTJ$]SBFZ&-:&M#2Y,)X!\[\(7QU--S_ !0[1F<QM8X^]R$\
M@>LY5A1WF68?3W>;\9-=6V/V2=,3\)_'8TF5B&Q/7MT999*CJA2E..PJZ:@E
MUZD@*WG@]Y7;%\*7F.O./7)!Y6%X+FF?6G$+D_72Y+C6/4-S'RARLU[M9J1)
M3'C/4N*YH;$MNU4GTU8K;SWFNJ7TF8:S(                   ,Y'YON%)
M@<E>"FQO12E65:-VGA1R"5,-;J< SZEO4LJ0O_@$ICGLHU$;7Z8S</U?NDT
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M=#YBA<EQ]V-*K,TL-AX@UZ;ZEO,1V=:[%I66R[E-]6E$WVI(FT!8V
M        !EB?,D_BX8Y^Z!IK]=MO (DO!]G;FNO+SXZL@;EJA*L.5VI\$-Y)
MSDFMO:.0,ZR=B&=>9/\ ;/:RXV#)7Z R<,GOT/J -J@
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M0A*4(0A))0A"2)*4I2DB)*4D70B+Z$0#^@
M           !1"^<7_1;X[/^O^1_ZNZ> 6/O /\ P;?'M_4!4?\ /;X!+^
M           K<_+&B19/A/Y!/2(T=]Z!LCCU+@NO,MNN0I2]RXC!7)B+6E2H
MTA<&:\R:T&E1M/+1U[5*(P^#_#;_ (2&2_O@;D_4?3X"U\         _QD1X
M\R._$EL,RHLIEV/)C2&D/QY$=]"FGF'V74J;>9>;4:5)41I4DS(RZ (BMZ^
M[P\\C;R7DNS>!.EVKRP<4_86&KSS'0SMC*<>;D/3K!&B<JUNS.L)+S7<](=2
MM]XU+[UJ[U]P>V<<O"-XH.)]]6Y7I#@UI2ERRDD,3:++<TK[W<>5X_/C'UCV
M6/Y+N:]V!>4-HU_LRHC[,@NI_?\ J?4)3P
M          %0+YJW\++0?[_^K/\ 3KRJ 3?>%+^$?XY?W0-'_J35@)/P
M'-O,NV@T'$#E9>V;BF:VEXV[SMK!Y#;CRVH-=K#*)DMQ++25.NJ0PRHR2DC4
MHRZ$74!GZ_"/HO<<T>8^3>Z[/PCB_147LO0[O<?F+:^,V'NO<^LGTO9_E?L[
M/35ZGK]>Y/9T6&DX       #),\K>7Y;YDOD(9/I36MG(L*.YWYA7"K5<]@F
M9D3'<"UA=JQ#.\SAK]0FI>-M9.G*<N[R/[T*2HTD?T(PL/?,FX_XIK+QU^/:
M+K^ACT> : W/%X_X76QV>K6/XI8Z-LV\8H8SY.(2U'CTNF6FR1Z9]Y1B,C3V
M=%!Q)\(.PFM\F.=-4B0XFOF:+U?82HA&7I/S:S/[>- D++IU-R*Q;24I^OV/
M* :.               ST_G#[18FY_X]M*QI392<;P_D!M&[A)=94ZXQFMUK
M#$\7E/,=AR&&V7, N$-+[B0Z;CA=#-OZ![_\'S3E057S]Y!3(L=^^7/TEIS'
M9IH1[NLJ&H^<YMF<5"^IN%'O)CM"M1="2:JY/VG_ #0OV@             "
MLS\M3D0UI'P\[&P:-.]I?\G-L:GT=4DRXGWOX?&O'MP94ZEGHI?X?(QO54BO
MDN=.Q/X@A!J);K?4/1?A^\?SU+XD8>T9D52+/D[O[:VT&)3R$(D'C&'OU6DJ
M: DD]%^Q9M]86DMGO+O4J>M1&;:FP'^/S#--N;(\12]@1H3CS_'SDIIW9,R<
MRPEQ4.DRAG*=*R6I+W0U,5\RZVG7=W0R)<AM@C_D 3:^+G>C/);QR\(]WIG*
ML+#.^,NH9.3R5O\ NE_GJFPZKQO8,=4DW'7)"H6<4U@R:UF3BS;ZK2E9FD@[
MQ              &2SF=J?FN^3!$AP9*LMU;M#F-4XU5=JDKA3N+G&AM/XM,
MK&3:.-"9R/3.J)UF230:3FSUK<]1Q:U+#6F  $%'R6\!/8GA(YRUC4=MV;C^
M,:MSZ$\M$93D,M?[VU?EUI(CJE/QT-..4%3,84I*C<-IY:4)6HR0H.9OB,;'
M+-_#-KC&2D*>/3N\M]:X4VIU;A1#L\N;VY[="%*43"5%M,G>Q)$1FZ:NG51F
M86<        8]G/2W_\ I*/D0[1QB$J1=4V[O('@O&>GDPV_53-P7"\[Q#CC
M5W49+IN(9K'L/Q!$\UNDA#<=1N.I;(EDD-A%"$-H2VVE*$(2E"$(224(0DB2
ME*4I(B2E)%T(B^A$ XY\BF#HV9X_><NNUH[_ ,\\/^2F)M]%L-+;D9!IK,ZN
M,^R]*8DQX\B/(DI<;=6VLFG$DKM/IT 9&?@GNX^/^83QWSY+3SS<CDU@=(E#
M'9WID9,])QN(ZKU%H3Z,>5:H<<^O=Z:5=I&?0C#:4      'C;FYJ<=I[7(+
MZR@TU%15LZYNKBSE,P:VJJ:R*[-L;*PFR%MQX<&##86ZZZXI*&VT&I1D1&8#
M&FY.;)V/YQO,S>3L*7,4_P M.2F-:HU AZ).-&%Z6@VE?@>"6UI7*2Z_ CXI
MJZG1=WQH;0DGT39!MI[E$ V)]1:LPK1FJ=:Z6UM4MT.O=2X'B6M\(IFO3[:S
M%,)HH..4$(U--LH<<8K*YI*UDE/>LC49=3 ?1          !S'S+Y8ZJX-\8
M=R\J]T6/L=?Z;P^9DL^*R_'8LLDN''6:S%,*H#E+1'=R3-\IGPZFO0LR0J7,
M;[S2CN409N/AJXE[:\_OEVVESFY>5B<DTGKG/H.[]WL3(SC^&Y!?^[)O1W&:
MA8G(DIF8C75M$PU*B/$\7Y4HG8\ITI$Z.X\&I4 SJ_F:>.9_$-I:G\EFNZ3_
M .&MK1ZG1O(8X$-"4U^R<9J93VJLYLUL-J?>_.."UC]'(D.FAF,K'(#74W)B
M2 6<_CF>0T_(3XSM47F6W2K3>7'M+''C=JILU,NXM[K!JBN3AN?3E..'.E*V
M!@,BOF2I;J$)?NV[%M!K)A2C">$                  4*/G)0*MS#O&Q:/
M/)3=0\EY6P*]@Y"4K<J[*KX]R+AY,0S[WTLRZJ"1N$71HW"2?^\(!GO )'/%
M[XRN0'E1Y-X]Q]TI >J*"*J)>;CW!8U4J?ANF=?>NM$O);\V7(J)]U8^@Y&I
M*A+[,BWL.C9+9CMRI48-B;@]PHT/X^>-FON+W';&4X_@>#0?4G64KTW\ESS,
M9S,?\S[$S>S0VV=MEV5S8Y.R7"2AB.TEJ+%;8AQX\=H.M@   4$_G":;<<J_
M'_R#@QG/2AV&\M-Y/,,DFUZEE'P#-L$C(,FR4ASMJLC4KN6HEEV]I)[5&H)^
MOC'[O_;?X7.(KLNP<GY!JB'L32&0DXOU/8_LYV-D\+#J]"S<6LVV-93*(R)1
M([.[M278E*C"?(               $27GCI95_X=O(=!AMLNNL<;LPNEI?4E
M""BXT]7Y'.<2:B,C>9A53BVR^TW$I(NAF1@,_'XAW\9+"OZ@-[?\BK &KV
M   K9_*JX93^6'BAV'FF*UBK'/\ B+E53R4IV8[?=-F85CM=:XWMR ESKT;@
MU^O\CE7SR>AFXNA;27U,NH5<?AS>0"LT+S$V5PES^X3 POF'2UMKK9^=)4B#
M6[WU?!NIT&G9)UQN'!5L;!)]C'6X?5V58U%7%;(UNI(!IM
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M(G.;@B7JY"%(-Q+RE$M;B^KBPEU
M      !1"^<7_1;X[/\ K_D?^KNG@$_WQO/X)7 C_H#87]N.T0$WX
M     "O3\J"DBVO@UYB3I#DA#V-7'&R[@I96VEMV4_RDTSCBVY9+:<4Y'*#?
MO+(D&VKU4H/N[24E0<N_#?CR&/$;>.O,/,MS.76YI$1QUI;:)4=.'ZGB*?CK
M6DDOLIE176C4GJDG&U)Z]4F1!:X
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M2VLT&2%*-"R2%Y\              9V?S<^2/XON3A9Q(K)_1G ]=YUR S"
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M2.1W<Q28NL.0ERW"K(F*E(?<[(6([H.*Q"2V75J-DR8BT(;*PGO@-,X
M                                  %$+YQ?]%OCL_Z_Y'_J[IX!.S\8
M^[D9!X-N"4^2TRRXQ2[VI$H8[^PX^-<HMW8Y$=5ZBUJ]9^+5(6Y]>WU%*[2(
MNA$$\@            "!OY.%)(R#P;<[8$9UEEQBET3=J6_W]AQ\:Y1:1R.6
MTGTT+5ZS\6J6AOZ=OJ*3W&1=3(.9?B&_P;<+_> WM_SRK 6?@
M                                      !4"^:M_"RT'^__ *L_TZ\J
M@$N7Q^;"%9^&;Q]28$AN4PWHQFO6XT9FE,VIRW**JQCGU(OTD.PANM+_ /1:
M# 3%@    ./_ "%?X!.<7[G_ "7_ +%\U 4@_@Z?TJ>1+^K_ (X_K'M\!H>
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MLK&:K,,&S/'I!R:C(<=NHJ)=?815+0T^RI32^UUAY#4B,\E;3S;;J%H2'T(
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MBU]=$;9;(U&9(074S >>  &4)\O'^,EFO]0&B?\ D5F K! -_@
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MJ+D4PZ\2[2_LXM<X>"[<DM&LW#9VOCE<N1)>[6FE9!!M6F4)981U">4
M                                 40OG%_T6^.S_K_D?^KNG@$W_P 7
M'^!1P9_S,_ZP^00"?X            !"9\C6OFV?A0Y]1H$=R4^WK3#K!;;1
M$:DPJG<.N+6QD'U,OT<.OANNK_\ 1"# <:?$-_@VX7^\!O;_ )Y5@+/P
M                                              J!?-6_A9:#_?\
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MTVMA6-PU>FPVC"^7&.YG5:PJW$&EYE_OQW=50V@^U/J.DA:":5V]@:G
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MA>(9I!*.4'+\7H,HAE$FMV44HN05,2VCE&L66VF9\<F99=CZ$I2ZGHHB(CZ
M/:    <C\].6&*\&>&_(SEIF'LW:W2&K[_+*RLGN.-1<DS1U#5)KK#5NM+:<
M;<S;8%M65#:B6CM<FI/N3]I!D5^)GB]E'E$\KNB=<;)5.SF%LS<UMO#DA=VA
M)E+O,'QJQG;2VW+OY+S+[*'\\5%=JDNN(4A=A;LI,C[^@#:*0A#:$MMI2A"$
MI0A"$DE"$)(DI2E*2(DI21="(OH1 /Z          &9'\A?DCL?S#>8O3OC-
MXQS_ ,?P[1VP$\><9]HX[(H++?.4V4/]ONQKGVADM6/ZIA4R:F6MQ"S@,8U:
M265^E+5U#16XG<9M9<->-NF>+NG*Q-7KK2F"U&%T*3:::EVK\1*Y5]E-QZ)$
MT]D699)+F6]F\1%Z]A-><_V@'0P   (%ODF<)$<V?%#OVOI*A-GL[CK%1R@U
M@IIDG9_O]45UI*SRIAH0ZR_+>R'4UA?16(J37Z\]44R;<=;:2 AM^%9S)1FO
M'+DCP;R2P4Y>Z.SJ%N[6[,EPC<>UQM=MNFR^GK&TNF:8.); QU,Y\U-I/U\J
M+HM9?=;"[V             YSY4\M.._"?362[^Y/;2QO4VK\7;[95Y?ONN3
M;>T=:>>@XUB=! :E7V7Y9:ICK]I65L:5-?)"E);-*%J2&5]YPOD&;P\KF3RM
M4ZYC9%H_A)C-T4O&-3KL66\MVG-K9"CJLYWA,IY#T";/0:4R(..QGY-13.FD
M_5GRVD3S#HOP0?&NVAY#9V,<G.7-?E6GN$K#\:UQZL].1C^R.2[1(]=B-@ZY
M"43<7U:\:FU2\G-HU6#1G'J.]Q3L^O#3^U+J36>A];89I[36#8WK75^O:.+C
MF%X/B-8Q4X_C]/$[U(BPH<=)$;C[[BWI#SAK?E277'GEN.N+6H/H@
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M)TDMV^1TL7'*Z4CTGVTUMRT9*8DI-07S0   98GS)/XN&.?N@::_7;;P"J$
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M5(4 U_0                                     !1"^<7_1;X[/^O\
MD?\ J[IX!,#\4%:U>$GC>E2E*)O/N1"&R4HS)"#WEG+AI01GT2DUK4KH7TZF
M9_R@+'@            "(#S\?P;?(3_4!;_\]H0'$'Q)\7NL?\+VH;.VA.1(
M>:;@WYE&.NN$HO?TK&P9V)+FH)24_H_QW%9K)&74C]+KU 67@
M                                      !4_P#F3(0KQ(XNI24J-OF%
MIM;9J21FA9X+N)LU(,RZI4:%J3U+Z]#,OY0'6GQ9K*#.\%_"V+$D)>?IIW)6
MMLVTI<2<2<[RQWE<-QUFM"4K4JMM8[O5)J3T=(NO<1D06#     ''_D*_P
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MM>[6PZ5[[$-FX/B>PL5F]4'[S&\TH8&24<KJVI:#]Q6632_H9E]?H9@/>
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M,>I)KS:&WD8WCIT^P-OSV/4:4Z_7WF0R,8B,NMK0@GZ64VHEF7Z,+Y(
M     B@\U_D%B^-3QV;SY#UEE7Q-L6-8WJSC] G&TM5ENK8#$RNQB:Q#>0XS
M9-X-6L3LFE1E]J9$&D>:[DFM("K#\-/Q]2L@NMY>4;;E;86MJJPO-(<?[C(B
M<ERK"ZM$L6N]-G1YD]QR=-L'43(F/L6*343BI%W'4M2R<) 7_0    'Y9T&%
M9PIE;90XMA76$61!GP)T=J7"G0I;2X\J',BR$.,28LEAQ2'&UI4A:%&1D9&
MRX_'6ESPP?)\LN-,U^54:MR/=V9\4$JN'G8\NPT[R+.IR+CG-L9K[1-FI5Q8
M8-8RWE)-APF7.BTI43J0U)@           5\/+[\B7A]XN:S(-:44ZOY%\PT
M0_1J]"X9=L?A>!SY37J1+/>>90T3HN"0X["DOIIFT2,BFI<8Z18\21^(-!F%
M<]/(MR_\G^[T[8Y.9_99M=^ZE5>N-;8Y%DUNNM:U5Q,9-K$]8X+%>E-5R)2V
MH[+TIQ4NYME,,KG2Y;R$K 7!_ Y\5SK^3N8/E'PSZ?H<@U;PSR")]O\ NW:C
M*N1D=T_L/ZOL882?_P 4=PY_]T5("_K$B18$6-!@QH\*#"CLQ(<.(RW&BQ(L
M9M+,>-&CLI0RQ'8902$(01)2DB(B(B ?H          &0)\A*AMN+?GIY5Y=
MAB(];8UVW-.<B,0EMMQDLKR+*-=:TVK+L'(S#CAI<;SV7-)WU20X\MM3II[7
M$J4&N/K?.J3:.N\"V9C3GK8YL7"\6SJ@>[TN>K29=1P<@JG.]'W5]\&P;/J7
MT/J ]T               !A?ZIR%/&?GCK;*S;5C:./W+C#LA-I<PE+H$ZIW
M)767IJL)-G')2JHJ'H;SDQ!&;?<IXOJL@VY-^[LP3C;I#;?(#9UDW4:^TQKO
M+ME9=-4XRVX5)A]'-O)D6$3RVTR;2P1#]O#8(S<DRG6VD$I:TD88J<']L?E:
M\CL!%I(4[N#G+REALSI*/5F0<9F[<SUIIY;1>F@V<5U]2V)]A$A#<:KKR(DI
M0CH0;;&O,#QC5F 8/K'"*UNFPS7.'XS@>(U#/3TJK&,0I86/T%:UT2DO3@U5
M>TTGH1%T3]@#W     !5Y\X_QM=,^2UO(.17'23C>B.;:(9R+*YD17(>L>0"
MH41+$2MVK&JXS\NCS!+3#;,7*H;$B1Z*?0GQIC91W809NMI5<^?$5RQ7%E'M
M[AYRHU7*Z-RJ^:JGL9%5)>0HUP[&O>L,1V7K7*$PR)78NUQVZC)-"RD-&I("
MXQX\OFA1F:W'M>>2S2-A(L8[<.M?Y&\>8$):;(R)J*5QGNE;6=7-09'1)R;"
M;CEDMMQ:U)B4C*4I;,+8O'?S+>+3E-6P9VG.=''>?.L&VUQ\1S?/:W4FPC-1
M'WH+7>V#PK-G/;J+M<6W 6TDS3][HI!J#H_8_.'AAJ#&G<QVERRXWX!C+5>W
M:)N<KW7KFFB2X3[,A^(Y6G-R-IRU<L&XKGM6HR7792D&EE*U?0!2.\\'RH<$
MV3K/.>'/C)R"\M(.=5]CB&WN6*JZUQ>/^4Y[$BOR+#=&5UO&KLD.7?QW%Q)>
M42H\0H\0W2JVW5OL6<8*VGA8\/>X?+5R6J<0KH-]B7&;7MM5VW(W=D>%V0<;
MQHG$ROR-B=A,9773MI9O&;5&K(W;(]BVM=C(97&C*;<#8>U-JG7NB]8X!IK4
M^+UN$ZSU?B-#@N"XG4(6FOH<8QJNCU517,*>6[)D*9B1D^H\\MQ]]PU..K6X
MM2C#Z$   #,6^:U2RHWDUX[9 ;;*8%MP6P.K9<0I/K.SZ/?O(R3.-YLB)1)1
M%O8I(6?7N^I?[("GY7P)EK/@U=='<EV%E,C0($1DB-V5,F/(CQ8[1&9$;CS[
MB4I^I?4P&_8                          *,'S"O*FY@>!XSXNM+9&:,R
MVI!I-B<HIM-)=*;2:V1.1.UWJE]^*H_0F[!N(!7%I%-2)":B%"0M*XMJHEA-
M%\<WQ;,^-'@3C2\^QU-7RAY+,T.W.0+TN/Z5SC/N*YYS7>GI1J(ELIU?CULZ
MF:S]\D9#8VAH<6RIKM"?T   &3Y\K[@E'XC^3B]W!B%+^&:KYJX^]O.H.+&6
MS5P]K1IR*/>%+'=-I"'K"9DJHF32R2I9(5E""ZI+M2D+_7@7YQ/<_?%YQNW'
MD-VJ]VGA]"]H[=DJ0^4FS=VAJ9$7'YMU=.D9DJVSK%E5.2N].G0KHOH7V$$Q
M(                                    "D5\W>)*7Q/X2SD1I"X,;D/
MG421,2RXJ*Q*FZV6]#C/2"2;+4B6S ?6TA1DIQ+#AI(R0KH$DOQ,;:#8^%31
M<.(XI;]!M+D'4V:5-N()F<]MC(KUMM"EI)+R3K;J.ON3U21K-/7N29$%E
M          !R[S8XX)Y@<2>0_%QS)$X<UOS5.6:M?RM5<5NK'(^75SE5(NV:
MQ3T9,Z56LOJ=9:-QM*W4I(U)+ZD'OW'G0FL.+>C]6<=],8^WB^KM.X728+A=
M,E:7I#532Q4L>]LYA-M*LKRWE>I,L)BTD[,G/NON=5N*,!]D
M                                      %6OY@=-#M/#S:SI)O$]CG)
M;1]S7DTM*4*F/EEV/+*0DT*-QGV%\^9)(TGZA)/KT(R,/=/B27B[;PNZA@*C
M)8+&-Q;^HVW4N&LYB)&PY^2G)6DT))E25Y"IGM(U$9-$KK][H068     ''_
M )"O\ G.+]S_ )+_ -B^:@*(?PAO\4_.#]W_ %[_ &BO@-'P    !CF>>/G+
M=^4#RG[/R#6LB9F6N,,R"KXQ<9:BG)4Q.0XQB5[,IF;FB98>=;GN;2V/;V=O
M"<)*'G(5C$9675DB(-57QN<0:;@9P7XR<3JEN#[W4.K:*KS2=6DW[*\V?=$[
ME&U<CC+;8CJ<BW^Q;NSEL&LC<2PZA*E*-/<8=O  "EE\UKC=^=^&7%_E#6P/
M<6N@]Z7&N;V0PWT<BX/O7%RDOV$YTB(G(<+,]6TT1HE&9H>M/N$1+<,PG$\
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MT-;>Y=4Y.D8JY+:V1KF>:5*42*V%BV<HHXO3M+MHU%TZI,U!9H
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M3UQDN/9=0OK;0A2U1<?6OJ26E -$P
M     !3N^:OC#MAXTN/&5,)F.GC7-O"ZZ4VQ'4[&8K\DT=ODUV$YY"5'%;9L
M*6+'0I71"G)1)Z]QH(PZ3^(;_!MPO]X#>W_/*L!9^
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M5LW$<>GOI8:KMJ:3MY&MMU8S%9?6T_)R"XHI59*]-+7<F'B\E:NA(Z -"@
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M)^VMJ^/W]?885MG!,3M:>/Z1F9I]7,<7R)[O+HE7J="+JE1J"XJ
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MQFM37NYWLB?1TN.S\LN$H4II-A.KJ!A3R6$M,NS%R):T'+ERWW@^R
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MMGOH8CPVMSHM=&VD6[<2M49$?'K_ "QF8M:E^DR]!2X:B2CN ;+0
M                            "L7\NK"597X:-A7J6DN%K3>VALV6M3DI
M!L)GY3)UP3J$QVG&G5&O8!([7S0T1+-1*]0FTJ#T'X<EA-F>(FTC2I#C[%3R
MTW17US:S(TPX3F+ZNM5QV>A%T;586;[I]>OWW5 +60
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M%=UZ]ILL_#FI*9;N,9)VN5N:X182$)2ERVP;,J^?42S(NTY,)9IZI,C,.I@
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MM)(;::;024-MMH21)21$1$70@'^@
M               .<>7W);">''%[?'*/8BDJQ+1FL<JV#.@>X*(_?SJ6M=70
M8G D*:>0U;9CD3D2JAFI)I]W,;(_IU 92GAJX_9SYA_-=A^7;X];.Z^QV;F/
M,OD_.EM2'J^RQ[%<C8RIZAE1VR4B'C.6;$N:3&DQDK8:BUUCZ3)I)MM #7Y
M      !BT^7?"K#B;YD.:T+"O_9)^"<O\MVY@Z4FE;=(6893'W3A[,8F#;,H
M=2QDT5#*>[U$M-I)2C61J,-F+6^<5.SM=X%LFA/K1["PO%LXIC[_ %>M3EE'
M!OJX_4]-KU/^#GH^]VIZ_;T+[ 'N@
M    (8OD-Z\/9_A<\@&-$TETZS3U9L/L5V="+4.Q,)VPITN^9 +N93A7>7WU
M'U3]&WCZ-+"+?X7EU*M?%+MN#(;CH9QKG/MFE@J90XEQV*_I3CCD2W)9K=<2
MY(*;?O((T$VGTDH+M[B4I06Y0
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M0RH*$NM,+H^6^I[3<>NZ>$;AM)3'C9UFN/H01DM'8QV(ZGVK(-*
M                  <;^0WCB7+O@ORTXTMLMO6NX]![*P[%C=;;>;BYS*QF
M?)P"R4TX9)<_"LVBP))%W(,S:^BDGT4095_QL-QR-"^:OAN_:'*@U^>Y5G6C
M,DKW.^)(>D;1UYEN'X[!E-NMFMM4+8<JH?6VI)*-4?L^Z9]R0V&
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M<8^B$=#-P+L8
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ME&^-(QUN^NO&+?$V?6R':6*P4/=M=<4[4ZR*,TM-G%94RF;-"J=-G9WAZ+O
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MMFR<.TVWR&R:;EF;Y1$E?1:[ZJQ?#94:3]>PH^3GW)-2T&D-&H
M9N?R:65<1?D \'N8D'_VNMGX_P 5-WV=X41J.RK)M$;SN::^8D/O&<2S]EAF
M(4BGC>/IZ$A+3B/3))K#2,                           !GE9C\;SGWB
MWG?>Y-\==9X'4\0<)YQZFY:X?L?)]@X714S%$6R<1WCEV#8_@,*RM,]<D8/>
MG84T-IRI9A2&XC/;()"S4D-#4
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M*@P8R5NJ6I,>%!C-LLH(^UMIM*$D24D1!-N
M            S4/ MONH\87R N7?!?8LB+A^MM\;:V]QCHWK%U=15P]BX!M*
M_M..EBGUS-#L'-JE4NCJ6^WND2LGA*2M*.XEAI7@
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M![E0X]08K4Q*'%Z.GQNCKV_1@4U#60J>I@M%]C42NKV(\.,V7_V*$)(!Y@
M                     %87Y<?(QS2/B%R_7U=-]K><H=R:MTFREAY+<]&/
MULZPW%E,EM!*)PZ^1 U:BLE*(C3V6:6U?[T@'NWQ2^,Z./7AYT_E$Z"J%E')
MS.MB\A\A0^V12"A7-JQKS!>UTTDM4&=KO7-58LHZFA*IZS+ZK49A9$
M    %!WYQ&K6WL>\>FZXD1*':ZZY!:MOYR6VC7);N8.K<MQ&(ZZ<E#R4P54-
MVMM*67$J.0LU+;,DI<"Z)PEVBO>'#+B1NAQY3[VV^,NA]F/O+6;CBY&=:MQ;
M)Y!NK5'B*-XGK-1+ZM-*[NO5"3^Z0=/
M
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MKE&N.7L:^VQZW6B%446WIJ$,HL:!\V?Q:8Z4BI];U7X4 +:@
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MN.SKV(&0;5V F"F(N:<9M<A5'AF/,J<C4-.EYYNNBK6M;C\R3,ER0E"
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MN=H:DM+18UFOZJ+';Q_5^.R_7<0IJL:_$949269\^<3:%$$U(
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M$_LES_,]5^@?H1XR.Z-^3/3/JDU]4??6XON<4$S(
M
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MDJ4M28\*#&0V@C,S)*2^H#S
M  X WGXJ/&SR5R"PR[=_![C1GV96SA/6^;3M3XK5YM<.I<;=2[<9C00*G)K5
MQ*FB(E2)3AD@U)_FJ41AV3KG7F*:GPG']=X-$LJ_$<6BNP*"NM<DR7+)5;7N
M2Y$QJM:N\NM[V^<K:]4DV8<=R2MF##0U%CI:C,M-(#W8
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MMKHS,*OKJ^$RB-#@P8<9#4>)#B1VDMM--I2AM"22DB(B(!^P
M                                               &;[OA"^?WS)L!
MP5U+.0X5H3>VLJR%%))RZ^NJ.'NI6-QY?77#G3VRXK^VL3N&7672)I;DM,11
M.*5T<#2"           !7E^5!A2<O\(7+.<B+[N;@MYQ^S6 VF"W->;4QR%U
MCCEG*8<5^DK_ &>/Y),==?;^\4=#B#^XM9@/G/Q),S7E'A=U#2*E)D%KG<6_
ML,;938G-."B=L.?L(XJXQF94ZEKSQ3_MBZ$HGB?_ /M_4PLP
M
M                      #C_P A7^ 3G%^Y_P E_P"Q?-0&+AP5N8>.<W>'
M&0V!/*@4/*GCU<SBCH2Y(.'5[;Q"=))AM2VTN/&RPKM2:DD:NA=2^T!NG@
M     S5?EO>7NJY%[7J?')Q]RUFWU!H#)EW_ "&R2AGI?J<[WO ;>@5V!-28
MI&U/I=-QGY"9I)=<9>R*8ZTXVEVI:<4'2_PT?&A*DW.R/*#M/&U-UU;%O-*<
M5UV4=/29:3#>KMU;/J?4)#S::N A.)P9;9K:>.;>1U$2V",!H)@
M
M                                      R.N;*5\>?E#Y5DAMJB'BOE
M-TMN0TK1'E$IK)]N:YVZIU3%:ZTF0S,9O^\VN]+ZD+['3)TU@-<4
M
M                                      ?XR)$>''?ERWV8L6*R[(DR
M9#J&(\>.PA3KS[[SJDMLLLMI-2E*,DI21F9] &<;\5N/+Y;^;;GOS?N8SDF)
M^2]\[.8EFES_ (+.>2V^*BSJ>Y4QMR0VVYB",B:2@S;>^SJ?:E:5!H\
M       AX^0%C'YN\-'D&JO:R)GM-$3,G]*,OL<1^2,HQK-/=*5_+'@_@'KO
M%_M--J+^4!$'\*_+5V_C&WQB<AYYU_#^;.>NQ$JCQVH\:ER/2NAIL6.T^T27
MI+QW,2Q=<-TE*0EU!$HT]J4!<#
M
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M0ZZKJ_.L))-F]+EO*7)F2G''WEK=<6M0?4
M
M                      9)7RE\=EZO\Z'(/-*EMF+)RNAXW;1JDFW$7%*=
M5Z7U[BRY!Q8Z4&29-S@SKSR7OTCKJUK,S2M(#6=QZ\@Y/04>2U9N*K<AIZR\
MKE/)0ETX-M"8GQ#=2VXZVEPX\A/<25*(C^PS+Z@/,
M
M                          .&O)QMT]"^.GG+M]F<FNL\$XI;WN,<E*?1
M%Z9>K6^10<,CHD+ZDT]-RN7#9;,B4KO<+M2I71)A4[^#]JE%;I+GOO%V&VIS
M,MIZ;U3!L%ML*=:1K3$LNR^UAQG?45*8;D*VS"6^GM0VZ;3)]5FV1-A>I
M        !'MY;,:++O%IY&Z$HLJ=(D\'N4LNNAPN\Y4JXJ=*9I<4K#*&R4MU
M3MO 8+TR+](1]O\ * JN_!YRYJ;I7R"X&2V3>QO:.ALN<:2XX<A#6;8GLBF:
M6ZR9>BAEQ6OUDA2?O+4E9*^B4@+U8
M
M    ,+[GQH2UXN<VN5_'JWK'*IW4F_\ :>'5D=<;V;<G&*[,+4\.N(4;JHFZ
MN_Q-V%/B?7H<62V?\H#83\2W/[4_D5X0:,W?@69TMWF[>O<4QW>&',V\:7E.
MN]NT51'I\VI,GJE/JMZ]F=?5\B95R93396=4_'EM=4/$8"2X  1Q\O\ RX>.
M7@I6VC_)+EEJ?$\EJVWNNL<>OF]A;>ER6R6EF(QJW TY%FL7W4E'HIE2X<:
MTX?Z:0TA*UI"B+Y8?EQ;\Y2T>3:,X!XQDW%;35TF35WFX[NSC%R1S:G<[VUQ
MJ1W'IDNATM6V#+G;(*MF6UTLD)4S9Q$K>CK"%GQ2^&;EUY;=J%6:NIIV$:/I
M+I+.W.3F95%A(P'#DF;$JRJJ5:WH*MB[*=BRD.,44&23Q&^T[.?A17/=$&M5
MP&X#<<_&_P <\3XU\:\331XK1I*RR?)[(HTK-]GYO*C1V+S8.P;QB/&.YR:Y
M.,A/W4-Q8,5MF'#98B,,,-AVD
M
M              S!/FE8/^ ^3O269L(Z1,\X88#[E2E]RUWF+[>W;4S>Q!,-
MI1'32NUO;U6XLW._KVI[2 :%OCCSE.SO'OP6V*3R7W,WX>\:LIDK3[4E(G7>
MF\-L+".\B$I<5B5$G/N-/-(/M:=0I'T[>@#LX
M
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M*$FVM"W369&ELC#1&
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M75L4N)X/@]#6XUB^/U<<C].'5TU3'BP8K9J4:UFE'<XXI2UFI:E&8>^
M
M                                             #/=^<7K_P!MF7CK
MVHPPI?XUC/)#7]G)3ZW9'_+%KIW(Z)ATU2%1R5+_ #=8J;[&DK,F%]ZU$39(
M"T3\>C//VC>%_P ?V0>X3)_#M-3<#]1+S+Y)_99G^9ZQ]N:V&F4)5$_*'I&@
MR-;9H[%J4M*E&$S(
M
M"GA\U'814'C9T!KR/)2S-V%S%Q.QDL][)KEX]A&H]O2I[1,K(WC2W?7M4X;B
M.A(-!)4?Z0B,)2OC;8;^1O"3P,IS94RNQP;8^9+[WF7UN?M WGM'.FWE.L)2
MGM<8R))H0?5;3?:VHS4@P$XH           /!Y/1M9/C60XV^^Y%8R&CMJ-Z
M2RE*W8[5M D0''VD+^XIQE$@U)(_H9E]0&9M\*?*45WDKY$8D\[%9:R?A-F5
MG'-^43+\FRQC>&B$LP84=:TIF/+K;V8^HDDIQ#492B+M)9D&G*
M
M                           YKW-PRX?\C9Y6O(/BIQOWI;);::;M=P:/
MUGLJT:;89*/'2S8YEC%S-9]NP1(;-"R-M)$2>G0!RI_]"EXC_P#\W+Q _P#W
M'X3_ /LL!T?JS@9P=T;+CV.E^&W%?4UG%<)YBUUOQ^U/A5LF033#)RE6F.8G
M76#DQ;<5LE/*<-U?II[E&9$ ZP
M
M                    %+KYM&NDVW!/B;M9+#;CV#<KW<%4\3+:Y$:'LS4>
M>7;ZB=]LM]F&[*U;'2YT=;;4Z;1*2M7IF@.V_B.YV>7^&+5^/G*<D?LLW9OS
M!":6Y-6F$5AFR]G>U93*2EAIM9[&-XTQC-GO>4HS]4W2(+-0
M
M                                "@S\X_.5,T?CAUK'E*-%A;<G\YMX
M27I2$-JIX>C*#')3L<ND*0IXKRT0VL^YUDFUD7:ET^X+7OALQM&*>)OQOU:/
M:])7"KCCDA^S8*.UWYEJS&LO<[VR))*E=]X?KK^UU_O6?7NZ@)*0
M    &7+\7J3(UQY^\_P.7)J6Y5GA/+;7<E+9K-B;(QW(8N1O,T9NIB.*43F$
MFZGN:)7M&W.J$G]4AJ-
M
M
M                                                       K2_+6
MUXG-?"UN;)#9]4]1;<X_[#2ON;3[95GLNIU/ZW1<J.I?<G9YM]$(?5^DZ]A)
M(W&PXD^$YG"[+Q_<IM=+5W_E#E_-RUKN0^:VF,]TWJVK)A+ZWU1SCE(U^XXE
MIMM"D..+4I2O4220N:@
M
M   ,VOYN65.S.8_#+"#7(-C'N,^394VVJ8I<5+N9;2NZAY;->?W(LAQ&"-DZ
M\7U?2EM)_P"Y(!?HX(8^[B7![AKBKY0R?QGBGQXQ]XJXE%7D[3:BQ"M<*"2V
M8RRADN,?I=6VS[.G5*?L(.K             &6-X3G6L&^52YB=0AE-1*Y*^
M1;"B.<MQV0Q5U.NN2EE7^@^3K*3G+E8Y&;-2TK):%K(D]RDJ2&IR
M
M
M
M                           ")KSM:Z7M'P]^1#&D-J<.LXS9WL4TI4:3
M)&H&HNVG'#,GXQFEI&$FHR[C(R(R-*_YB@JP?!PSA")?D?UM(7^D?C\7LXJ4
M)0P71$1W>U#D*WG%/IE+ZJFU9-)2TIM/1PU*2:D$L- 0
M
M                            !EQ?,[O%VWE@UE 5&2P6,<(M1T;;J7#6
M<Q$C;W(+)3DK2:$DRI*\A4SVD:B,FB5U^]T(--'2U+%QO3FIL=A0W*Z'0:SP
M.EB5[RI"G8,6KQ:J@QX;JI:W):G(S3!(4;JE.&:?O&9]3 ?3
M &55PNGU>,?+ORA3C28=<CRF\Z,?A1X4=*68[MUF/(7'*>,S'9)#;$5$RP91
MT21);;^O3H70!JJ@
M
M
M                                                   ^+\D-<?MC
MX[[ZU%Z/N/VJ:7VEKCV__P"/_/&#WN,>C_OXW^]_%.W_ 'C?V_SD_:09S/PH
M,X55^0WDYKQ;Z68^8\.;C*$-N*B(3*LL$W-J2!&8:-U'O')2:_.9;I-M*))M
M-N+<2KL0I :9P
M                                                         #*(
M^6V\[DWFFS/'ZAURVM(FE./N--UK*U..Q[2RQYZTAU32'#)#;DI%ZR\E*3))
MG)[OM48#5W              &57@]E6X[\O2;*DH]"+(\K&PZU*8S!'W6649
MWDU/%6IMOM+_ (FWMT*>7]OWE+/J?4!JJ
M
M
M
M          ,O_P"/K&+C7\F?:V@#/V)JS3GKQY3#[VT]YZVL,WROV71?OE.^
M@G41KZ(>)7Z+KZBDD:5AJ
M
M       ,H/Y-'_\ L#[$_P HW]F&M0&KX              ,H/\ _P"M_P#_
M +P'_P#&\!J^
M
M
M                                                 ,P_8SQ<2?F3
MU\A;GLVLJYX:T+UNZ3Z:FN9FN<6BNF;B7K-9-O*WDI#A]R6D&:B4F.VDT-!I
MX
M                                              ,I#Y LEG+ODNY[
MC-S"COU-?MC@IB3K"5/H.PJ;;37'RYFIEK2Z2TN.KR5YGJV:.C:4]/O=5&&K
M>              ,HV'"F6'RY%L08STIYOR[3IJVF&U.+3#K-Q2+*PDJ2DC,
MF8<"(Z\XK[$MH4H_H0#5R
M
M
M                                                          9?
MORMXUEQI\YFGN1%+&4<^VT[QFY 5SS)2&DR+_5NP<NPYF,J4VJ*?OF$:GB&H
MFW26VTZTKN3W),!IW4=U5Y)2T^14<QNQI;^KK[JGL&4N):G5=I$9G5\QI+J&
MW4MR8CZ%I)24J(E?4B/Z /*
M
M       RN?D#PHD7Y,#S\:,RP]9;*X(S;!UI"4+F2V\&TQ7(DR%$75UY,"O8
M9)1_7TVDE]A$ U1@             !EMZ3IG<C^8=<PH<B.VN/Y*.0%RMQU2
ME-FUBJ-D9!.CD;27#]PXQ3N-((RZ$Z9$HR+J9!J2
M
M
M
M                 ,\OYPVL$PMD^/G<[$1LU9-@^^]86LY#;9.MIP:^UKE=
M!$DNDPEU3;Q[#LEL)-Q:2-MXR2@S,W N(^'C<W[?_%GP%VB[)<FV-MQ<U+CV
M0S7I7O'9V7:\QB'KG,ISKYF:S<F97B<QU25&I;9J[%*4I)F821@
M
M                                  RD_DZ54^O\_P#ETN8QZ,>\K^)5
MK5.>JRY[J S@N$4CC_8TXM;';9T\EKM<)"S]/N(NQ25*#5L
M &8+XBJ]O;7RWMK9_$BI5557+GR9[4=B^@U<1FH=W"Y%4M6IR:E33#"85KFD
M1QF62%$;[;9(2E2TK0&GT
M
M
M                                                          IR
M?-3U<K)/'5QXVK%94]+U?RUHZ2::4'TBXYL?5NR&9TU;ON$I2DLAQ2I8[/26
MI1R",E()*B6'1?Q!-U%L_P /]#@#LQEV7QUY!;GU6F)ZRE2X]7D<ZGWA!?>8
M=4:T19$S;DIME:2)E1L+2DS6VX1!:0 >)L+^BJ)M%66MU4UEEE-E(IL9K["Q
MAPIN17$2FM<CE55%$DO-OV]E&QZBG3W&(Z7'40H;[YI)IIQ20\L
M
M                                RLOEWLV>%^9IG*X$QDI\WCMH/,JA
M1,DY["136.7TT9$AM]*V9"DSL8-[H9&@T.$DR^T!JF@            /SRY<
M6!%DSITF/"@PH[TN9,EO-QHL2+&;4](DR9#RD,L1V&4&M:UF24I(S,R(@&9K
M\0VJ?W9YB^3>_+&,I3-3QUW;GR9#\6,EZ-E&U-U:RAQ&5(8)4>$\_1VUOW&R
MKH7IFA/5"CZ!II
M
M
M                                                   (,/DEZ.<W
MQX8.:=/!B-R;O7.(8MO&F>6R3RH#>G,\QG.<LEL_HUK;<7KZJN&.])I-*'E=
M3[>XC"N1\'W=BDSN??'&?-2:'HNE-V8G7$9DI"HKV;8)L*:9&X9+2Z4O&&R-
M*4FDT'W&KN220T!@&>]Y"/,!D7(3Y*OCIT9H[)Y!Z0X=\S]7<>5/UDTF8.;;
M9W1L2FTOR*R13\53K=C5T^-Y$[BD)#B5$28-@ZRX35DHP&A"
M
M                             S"OFHXT=;Y/=#9*S"9CQ,GX/:]9?E-K
M0;L^ZH=X\@XTQQ]KO-Q*H]/+KFTJ,B2I*2(NII4 TG]$7T?*='Z:R>(F4F+D
M>J==WT9,XD%-3'M\0I[!E,PFGI#92B;D%ZA)<6GOZ]%*+ZF'U8
M '%?DAVNSHSQ]<W-O.2_92-?<4]]Y'4NDI]"W<BAZQR4L8A,N1C2\U(L<B<B
MQVUDI!(<=(S4@B-1!3D^#SJ%;=;Y!-]38JO3E3=#:AQJ:11^SOKV-CYGG$52
MC0N5W=MECRR)*FV^G7N)P^TVPOW@
M
M
M
M    /G.X=98]NO4FTM-9<A3F*;;USF^LLG;0DEK7CV>XS9XK=(2A1I2M2JVU
M=(B,R(S 9>GQ==AV?"_SE3>.^TIJ<5N]C8KO[B)E4&<X4> ULG#KR%E\&FD^
M]0WZ-E*S'3AUD(^B)"Y<M,=/^_4A07COD#>31KQD>/G/,XPZ\;KN1>ZG).F.
M.4=I2%6-;F-_7/N9%L=MGJIQJ)J[$TR;)I]3;D?\9.MBND12T@,WKX\.B[CD
M5YEN$5.U">M(> [67O\ RFQD,'.8JH.CZ>TV?!MK)UUN1Z*I>7X_6PV'U%W%
M/FL=%)69*(-D@
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M%
M
M
M                                       #)[^2-HO87CR\WE_R4U2Q
M88:QMC*-<<TM)Y;'C+1#B;/K+.LFYW(CSXZ(T:1<UVZ<5F6TB.E1/LQK2*IW
MKZR'' XA\W'EIRORY<HL8VVJEL,&U+K76&)X/JS6TUXG',=L;"GK+W;%Y/\
M1F3(<FXR38C\IE$AHTFNDK:QIPE.,*6L+<OPWO&G?:CU)L_R/;6Q^13Y'R#I
M_P!E/'N#9Q?;6#>E:>]C6V<9WZ3S9OHK]CYO10(U:9^DM4/'UR4D[&G1W#"[
MZ
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MG,\8Q:OF;!F^D@B)M5CF\RPD&1]5$;I]RE'U48=G
M
M
M
M                  #A;R >.+B?Y,M*KTARLP!63TT"5*ML(S3'YJ*#9>K\
MDE1?9N9+KW+2BS%54YQI*"D1)+$RIL29;1-B26VT((*W_'SX7_"75N\:C8VW
M^16W^0>K<;N&KJITA;XMC&"U]^["G,R8%/LC,:.PL;+)\;6RVI$R-5Q*!Z69
ME^G;:[V7 N*T='2XS2T^-XW3U>/8[CU77T=!04=?$J:6CI:F(S JJ>GJH#,>
M#6U=;!CMLQX[+:&F6D)0A))(B(/*
M
M         *>WS3\$1>>-'0N=M(;5.P/F7AD-U:R82INCS#4&YHD_TG%M*DJ<
M5<U-:1MH6E"D=REDHT(-(=0_$>V*6;>&'5N-$\IT]/[JWYKHVU+6HHQV><O;
M:]%!*:;)"5%M$G.B3<+JX9]W4S2D+-            ,S'EJ^ORY_+*PW3L$G
MLDU3I3>V"Z<EQS(Y<.-J_A]&G[!WM729+:I<*-6WVPJ++8\9SHAM2[-A!D;S
MGWPTS@
M
M
M
M
M                              %=?Y56OG,Y\)?)ZSCLJD2]:Y5H78,=
ME!NDLVX^[<&Q*T>2EM:&UIATF7RGUDYU23;2C(N\D] BR^$1M)JWXG<VM*%)
M[G]?<A\%VDY#[TGZ#6X=;(Q-F3Z9*-:?=+T:XGN-)$KT>A&?0^@7=0
M   !R'SZY44/"/A?R7Y6Y"Y#]#26H\KRZDA3W/2BWN<>R.IUSBJW#^B',OS^
MRK*MLS^GJ3$@*1OPON+MYLK>7,KR*;']]>V5'!9T=A^3VZBFNWNQ=GVD;9NY
MKY<EPC<+(JFGK*)MQ[KW.,9(^G[%& T+@
M
M
M
M
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MJ:CZJ,)<0
M
M
M
M
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MQYT)95%%H?6]G%-AZM;G9[=1J)BZADMI<LIUQ*;,UH6H!J-
M
M
M
M
M
M               QT/,A@>3^/'SK\D<GPB/^%V>$<K,:Y=ZL=:2<. VYGMSC
MO(W'&ZI3*$DS7X_D5\NN3Z9=&5P5(+ZH :]^IMEXMNC5>M-Q8-,_$,)VSK_#
M=EX?/[FE>^Q;.\<K<IQ^9W,..LJ]S4VK*^J%J2?=]#,OJ ^@        J$?+
MK\FA\8.']-P>UADC,+=',J#8,[ 1 E(_&,4XRU<E<'*W)#+;GKPD[>OV?R]'
M6XA3,RJC7C1='&R4D/O_ ,5/QRO<*?'A W=GM*JLWAS;>Q_<.0M3(WH66/Z@
M@P)K>CL5D=Z2=2J50W4S)'$J[5MN9%Z#B27' 6>
M
M
M
M
M
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M[2&(\>.PA+3+##+24MLLLMI)*4I(DI21$1= '^P
M
M
M
M
M
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MENMP2LLD)4Y*Q?5M&XBJBF3BF),XIU@VEKWZVTA,^
M
M
M
M
M
M           ,>OST\-\L\7WEPV7)U=[K",0S7,J;EYQBR&E2A@L;K\JRB7DB
M8%*DRD,0'M6[8I;2KA,K4XX4&OAR%I),A) -23QE\V,8\AW!GCQRUQSV<6=L
MW!XZ<^H8:B[,3VMB\F1BNS\8)A;BY+$.LS6GF>P4\2')-8N-))/8^@S#O
M %5+Y$_R!,/\>>NLAXK<5\QH<IYTY[4N5=O-JI,>XA<7<4NZY1KS#*#BR%,Q
M]MV,&6V[C5(_U7&0XBVGME%*%'LPC?\ BS>#W**^YIO*]S3QZT<S"_\ >9%Q
M2P+.F)K^1+=R)+SUAR6S1BX2J:[:9 Q-<_*ON>YUQI]VX,C-VMD$%\T
M
M
M
M
M
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M<XELRJ3,N8I1FY>$X:EQOT)D'0M98QEM9ODQ+4M'YEEM?@L,F^^O:LC>:F1
MY>\"/QOL\Y-9A0^1GRE5616>%9)?.;0UUH?9YV%GFW(*_NY#>1QMN;Y=O)#U
MJ> V]C,5.8J)Y*G96ZKW$_LJU$U;!HE1X\>''8B1&&8L6*RU'C1H[2&(\>.P
MA+3+##+24MLLLMI)*4I(DI21$1= '^P
M
M
M
M
M
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MV[9L2H-HXS<0F%[4V/2OM][,^7'9IJN29KAQ9$B/%M""X$
M
M
M
M
M
M                       J?^7K_&5=?U?X)_\ J,H!80X,?X2M&_\ 1Y_\
MWLP'6
M
@                                        _]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>imagea.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 imagea.jpg
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MOPB(@ B(@ B(@ B(@ B(@ B(P) )</>KF A1*#$4 D.>^1J["(B "(B "(B
M"(B "(B "(@ =[^*B1"%$D,AH/DO B(@ B(@ B(@ B(@ B(@ B(P9 +<_2HF
M0A1*#(7 D&>^QBX"(B "(B "(B "(B "(B "(L#=KV(B1*'$4 AH_HN "(B
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MEV,BC 6,QI-RC]R0LU,GP5'<OO_0>=&&<YKCT )LJBIA7V[*0QR4V1&,'S%
M#H0$T NKDP-S+'9O)J,8+,E>V+N3<#IE1>2SL"7 -FTFTH=>]W(5Y8B "(B
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M(B "(B "(B "(B "(B "(M"$ '>_BHD0A1)#(=!DAJB,"(B "(B "(B "(B
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MB( (B," ""@F,J"+K:&*@ B(@ B(@ B(@ B(@ B(@ B(@ B0@&(B1*&$"(B
M"(B "(B "(B "(B "(B "(C @ @H)C*@BZVABH (B( (B( (B( (B( (B( (
MB( (D(!B(D2AA B(@ B(@ B(@ B(@ B(@ B(@ B(P( (*"8RH(NMH8J "(B
M"(B "(B "(B "(B "(B ")" 8B)$H80(B( (B( (B( (B( (B( (B( (B,"
M""@F,J"+K:&*@ B(@ B(@ B(@ B(@ B(@ B(@ B0P.\QD=%XHC\1R(X E;AM
MXNS[[^E/!+(CT%;/O>6S&[4$[C<!KY8&9/:;DD:7'8$ '?96R6[@$KC?!+Q:
MVC:SWX@TNNP(4($5$U$\*%<"5.*VB>RFJP06@;/OO]=6S[WE15($DB+@U=*
MS*0&)6%$($"'O55$4@22(N#5TK:928U(PH@ %5@QD5PC MD=ZX@N,)6X;4+S
M7P1R)-!6S[WE<QRX9.XQ :^6!F3V&)&&EB.! !WV5LEQ[)*YQP2\6MHVL\=\
M-+0<"5"!%1-13"17 E3BMHD<9ZQD%H&V>NXM+XPBD!0!KY8&9"8U* DC @$Z
M[*TBDB*0% &OEK;-3&I$$D8$J,"*B>0:$8A^["*[!JG$;1.:_R*0(X&V>NXM
MG^/ )7./"7BU-""SQX@TM!P)!.BPMTJ.8Y?,/2;@U=*VF3WFHZ'E2( *K)B(
M8B*Y$J 2MTWD.&,ELPBTU7-O>6$4@:0(>+4T(#.I04D8$0C086\5D12!I AX
MM;1M9E(CDC B0 563"37B$!VQSJB"TPE;IO0_!>!' FTU7-O^1P'+IE[3,"K
MI0&9/4:DH>5(($"'O55R'+MD[C$!KY:VS>PQ'PTM1P)48,5$%!/)E0"5N&TB
MQQDKF46@K9Y[RPNC""1%P*NE 9E)#4K"B$" #GNKB*0()$7 JZ5M,Y,:D801
M 2JP8B*Y1@2B'[O(KD$J<=N$YK\(Y$B@K9Y[R^<X<,G<8P)>+0W([#$B#2U'
M @$Z[*V2X]@E<X\)>+6T;6:/^6AH.1*@ BLFHIA(K@2HQ&T3.<Y8R2P";?7<
M6UX812 I EXM#<A,:E 21@0"=-A;121%("D"7BUMFYG4B"2,"%"!%1/)-2*0
MW;&.Z )3B=LF-/]%($<";?7<6S['@4OF'A/P:FE 9H\1:6@Y$@C086^5',<N
MF7M,P*NE;3-[S$=#RY$ %5@Q$<5$<B5 )6Z;R''&2F81:*OGWO+"* ))$?!J
M:4!F4H.2,"(0H,/>*B(I DD1\&IIV\RD1B1A1( *K)A(KA&!Z,<NLFN02MPV
MH?DO CD2:*OGWO(Y#EPR]YB 5TL#,GN,2$/+D4" #GNKY#AVR=QC EXM;9O9
M8SX:6HX$J,"*B2@FDBL!*G';1(XS5C*+0%L]]Y871A%(BH!72P,RDQJ4A!&!
M !WV5A%)$4B*@%=+VV8F-2()(P)48,5$<HT(9'>L([K 5.*V"<U_$<B10%L]
M]Y;/<>"2N<<$O%H:D-EC1!I:C@0"=-A;)<>Q2^8>$_!J:=O,'O/1T'(D0 56
M3$0QD5P)4(G;)G*<L9)9!-KJN;>\,(I 4@2\6AJ0F=2@)(P(!.BPMXI(BD!2
M!+Q:VC8SJ1%)&!&@ BLFDFM$(/JQB^P:I!*W36C^BT".!-KJN;=\C@.7S#TF
MX-72@,P>(]+0<B00H,/>*CF.73+WF(!72]MF]IB/AI8C 2JP8B**B>1*@$K<
M-I'CC)7,(M!6S[WEA5$$DB+@U=* S*0&)6%$($"'O55$4@22(N#5TK:928U(
MPH@ %5@QD5PC MD=ZX@N,)6X;4+S7P1R)-!6S[WE<QRX9.XQ :^6!F3V&)&&
MEB.! !WV5LEQ[)*YQP2\6MHVL\=\-+0<"5"!%1-13"17 E3BMHD<9ZQD%H&V
M>NXM+XPBD!0!KY8&9"8U* DC @$Z[*TBDB*0% &OEK;-3&I$$D8$J,"*B>0:
M$8A^["*[!JG$;1.:_R*0(X&V>NXMG^/ )7./"7BU-""SQX@TM!P)!.BPMTJ.
M8Y?,/2;@U=*VF3WFHZ'E2( *K)B(8B*Y$J 2MTWD.&,ELPBTU7-O>6$4@:0(
M>+4T(#.I04D8$0C086\5D12!I AXM;1M9E(CDC B0 563"37B$!VQSJB"TPE
M;IO0_!>!' FTU7-O^1P'+IE[3,"KI0&9/4:DH>5(($"'O55R'+MD[C$!KY:V
MS>PQ'PTM1P)48,5$%!/)E0"5N&TBQQDKF46@K9Y[RPNC""1%P*NE 9E)#4K"
MB$" #GNKB*0()$7 JZ5M,Y,:D801 2KP4&(B5SZ__<NOOQV\^OGM#SZ*?F!!
M#<Z$ )6X;4+S7P1R)-!6S[WE<QQX7V7^YINGN$;??/.TKV,\=%Q>+0W(/+0C
M%1"!XR00H,/>*L<I\W#Z^O#"VHL7+XJB>/;L/\,9=921>K6T;6842=2(",0B
M0 6>04R$?=O$P:N?OWSZ[5OOG#VBW?6S[W]$=W>^^OJ(NHC;+ 6VE)ST[?L/
MXW::5VL.C>8?PV;1O__]%;NX>N6O88U$K/7--T^_^>;I%U_</[1-K/U%4;QX
M\:*J,+=G15%4E5%^1P+_^/LM7+4P_:'Z=4ET'$+BU:]>^>OSY]^]>OD2B-Z\
M>?/?O;TF<V0FX^*D4TRDBTJC[DRN8"Z=4M.\2P"_+>OAO_ZY]=^]O3=OW@#R
MJY<OGS__[E__W,IEX#.4L[M*2[&K+A\5\OGS[ZK*U.?_X^^W>($^O+!67UC?
M6@+DUB5A&\PBG9=K<11(F^\XCJ+WHVZ3RIQ*3 0"_?+K;T=TCB.[<R**B1P:
MH*$2MTV$S:[7KU^SHQ3N+4 8KX_K#) QD:(H_O'W6\ZW9]]_[\,+:W0R%!,I
M\XF5P[V']RH<V@O5KTOBT%[R+?#LV7^JR+QY\R;!C1SUH;P7S?<JM)6\ZI*U
MS6_;[Z#*4].\ZP6_=?3P^?/OJJ["Z]>OM9.L5Z$J=&WSZWL9X+=??''?,@S3
M0YT3"=8<"S\X'=S[3"IFYUH<!25<:^\*<A3='7.;U.19QD1NWW^(OSM???W+
MK[]!IA]^VC]T,SR$ E<^OTT^7S[]EA>,F;?O/WSWXVM#0%$U1C)IFPB8;/:N
M0E$4;]Z\"6@D;A6,NHF%LC$1;WGZQ&@SKIQJC03(63$1,HF5L/NW5R]?XI[&
M\^??,=CG[/=B]=NE'>I#@K)U&5>KNFVM=U7Y5IT.K3 UK=[^6SUDE3=OWCQ[
M]A],*"XEWG:&1K5^O%6*VC:_OI<!?DLE!,E___NK 4*8X9#;*K"W_ SE;]MU
MCJY%VS$V*8_KV%?+3RV=94S$[G4O?++QATSC7-_Z:4<4,?WNQ]<$I\R33-HF
MFLQ_I\Q_]_;0"^WCS _D0YXF%LKQ(9P-N7-(1.=$G$L?\2.W&<XE:-A%6SWW
MEF_85U[%['-MSL3\\,(:L*]_]FEJ@Z(^V+UH:D(>M3Q>+0W(/&HYLVZ?FN9=
M+_BMU4.N&HZQNGKEK__=VW,RLX9S1,('Z+"WRA&)EVFSZY]]"DI\I.OUZ]>9
MCB53L;U:VC8SE[$?IVL1=N(IF&3;[G")O2M(L SI5*0"IQ(3X;;_X-7/W/TR
M\]GW/S)S-)[\(?W_1$_FITNW[S\\>/4SOGKV_8]_V[HS/UUBK=OW'^(KGJU@
MSNW[#R]\LO'#3_M%4?SRZV]?/OW65D0+:!]EBJ+XX:?]*Y_?9N-(O/7.V2^?
M?HL#+[_\^MOVSJY3YM "3H/\2 Y%43 3B>V=78S+Z8LH,%X[V+<_^(BUMG=V
M"<2V?.7SVWQXY^#5S[?O/RPSN?+Y;0ODSE=?']WK8*QL3%,-VB;:SL.K5_Z*
M+EZ]?,ETE6GXXHO[?)W!JY<OGSW[C_/RB$,+8!=G&W&V>57CK1H7O5M4="2G
M0\QF;3M7K_SUFV^>VA;^N[?G;"]9\<,+:[PS_^KER_+3"NN??>J\[N'Y\^_*
MIOE?_]S"\-^\>?/\^7=7K_R5 CB^^#_^?HN^$0M;^:MD0SN'"GSV_?>"N[##
M+T.&8'838L7VICF6+@EOR[EG'GH8Q-'8#R^L??'%_1<O7K!B65VMRGWSS5,\
M.O?Z]>OR)6O2VMGWWUO_[%.&5K&KI%8X;>(E#GQ8S]MI[I>,\G=19EN7#2I1
M)D!-<XP_2O);JX><&H[)+3>N'"\!JYQ=TM[&!YO)FU+_^N<6TUX5Q0L@H,;>
M%TOAHC@SHJ&+,EC^9]]_KXLRLVXN &D&K6VTPCNNQ=GWWX/B<?E^\>*%X\"?
M??\]ZUUP1X N>";]Q8L7CH-:;J=A=\2.S05DXZPYU,EG=2=A.3BCSBYNSJ$E
M$1-YZYVSW*7;O3UC ?4QD?GI$C?G'%A1%#:\PJ  0P#,*==UGM]Y^X./&&*P
M[7_Y]%ONS]_^X",^_N,M<V@!-E5.D$,Y)G+E\]OH;GMGEQ7?>N<L,DF @V6D
MPPIYX9,-UIV?+GG+_/#3O@V+V,=YV-31O0Z&XMD$^VV;L#.Y29HN(TP2S9D3
M[#C[_GM<I*U(;]Z\H=T\M,#Z9Y_2F-I&[+O$;+Y-5XV% M.^<[O.0R+\RIX3
MX;>V%SPZQ!'9-9)Q')9G1P@N,-\F7KU\:<,BSM/"Z(XMTXZ???\][T.>EG:]
M;/_X^RTV2WEL^]V[X/"I0NP(B:J%UGLIG;IA'[TM9YU)'Z+Y$VV<$0Y#ZW.P
M3%E)G-<)L61-:^N??6JG&$JRHE6#*E6Q%B#KZ^4([T +_N@TJX^6 )7*V0&B
M#+^U>LCX75$4>J^JA=DP':S)3L6&W0VA&!T2G VAY2_;1J^]A283%#C;&<$&
MG4O@N"AL89@)!T[8QRS041^:NQ9??'&_O-"7?]^ 2S\315$X,9%7+U^6FW)\
MCX;=\1K9[N#K<DZQ#!+6D7:^XD=>Q"HQK$/%PFDF.*A9QD0H!!(__+1O-^>C
M\82Q@/J8".,"/_RTC]=M8%=OPP0,"I1C(CCW<?O^0[O/MZ$9!DV>??\CVF>(
MA,58=WMG]_;]AW>^^AJU_K9U!]OX0PO8W;Z3)H=R3&0TGC 6PYC%W[;N "E_
MF(;#QUD89Q2__/H;Z][YZFO4Q?&0V_<?,D3"&!!C+K_\^AN:VM[9_>77WW[Y
M]3='\B/]Z.A/\X]MYR2#%-BZ<]/NK,0\0O+FS1L\?8TC#+2GAQ8X^_Y[W*TA
M0A$  "  241!5("]>/$"C;!WVA?D8[RXAXR<JG'1#M+WY7%3YC!A8R*(\KQ^
M_9K/DU.8_^[ML3M+'B59C!VA\.O7K_FNAV?/_D.+ST>"B0BKR#??/+7%[#MB
M__7/+?3+Q]T9;[*=ULB&WI\__XZG (JB>/7R)<?5O0M*@E^<X85 I]]\\]0)
MP;!K;\*.)3CM;3GK3*JN]6[K1X0EG%>!UX53U=[)*8KBOWM[SFDI&P]MTIJ=
M$<Z\IC,$F3$%T.,WWSRE5A=%80.1]0/,Z-M@378J9C3DXQ>U?H[P6QL3*>\J
M<1"OETIX%%?$T<_@CT<A6Z9MTO7BSI!VU1ID>W<*AO39L__ LZ*GP?LESJIQ
MJ(N2*;J(8@=KLJT849ZC:XJ&T5&2JAZO7ODK?5HX\-9]I=(ZW@4]6-Q"8R &
MN.!1TT6Q/G#S[BQY;AEHR9\__Z[>R:_?<5@QX%/943L3LPK=S/.)**&8")Y;
ML<]?,!90'Q/AAM^&5-YZYZS]R#+EF,C!JY\9$6 Q[O_YHA/FC,:3^>D2(A$4
MC($#-H68#G]&Y] "->$#<O#&1!AMX7@9Q"%,CLN&/^SY&L1NYJ=+T P>,(%4
M%!X?*8_]8>/YZ1(C1#5CB?@5E;AMHM7TX\:8$1 &5M^\>6,/.-"66=N'<_7H
M\= "Y;[LC\(X=AFC=C*]0Z,]Q6,@J/C%%_>=@1"C;<2Q:!]>6$,QNWMD13H<
M;+DH"MN"39]]_SV.EQ$6[@"9@X<.V 6#" P>V3:YAK$8*U(V&W;A'L!F<OC!
M750-ORP>^VJ2X%BZ))ITE%<94FTR%S"T#R^LV9EK8Y%T%#AKK"HRDP%*S-#Z
MUNC*VU_K^/#"&AUZZB'$LRIM#RM1A_.Z0/72=E%F6[>^EX%_6S]'^*VCA^N?
M?4J%MZC_N[?G*/S \7J';XEU27L;'V9F>46N4EWJK574?_S]%LU[54S$L;UE
M%V68Y.VHNR@SZ]H&DTU3NQJZ%CRY;'T&O@&G* IJ(_7SS9LWCLIQFV##'TZ8
M#\2:=T?L>![' >X(X'7RJ^:+]4^L4\11.&N*TW4Z'XEHEC$1'#' O]S8__+K
M;]S)<^_-T -VU'](___>)\)C"T51X"@'(Q'<@3,H4(Z)V(U]N4>>FV"G3@)=
M\*P*WB3RMZT['$7# A2UG*!4WIB($[5A7,,^ <3AV\&.QA.*C3,U;,H9(S^2
M'D_*_/#3_IVOOF8XIBS\T>50JK:)5O.0QHO/05CS9*W V???XR8';Q*Q5=!I
M?0':N*H16<E1IHFQYA#^\?=;W/PC6HQ&8+;8J>T%SQ^R!9:QQTF828MO ^$,
M3_#11WHVK,A1\"OKNYQ]_ST>Y$9KM-ILP4G0$#/?RL9,NQCPTF#X';L@,3M\
M+K$VT]*N3U/L+HGZ+G+\EE2I14U&X;Q/A$AY:7@%[2QF7U0P]%7?&N>U$]3@
M^]N<UA"[I$)2-J=8DV&F7X:CZYA(?Z0SE)!1.>\<J=)J"+S^V:?/GOW'T49O
M.S,<8()==]1G5D]P:#,1B;LL>Y;3^C-6*BH\WB3R[W]_9==ZE 1A1Y/Q6@3Z
M(;P*3C';U]#29-(ED04T&L:&5Y]JX[BO]"7*WH7C$MAGS*V>PWD&<-Z/;-X=
MKY0C&*Y"$R>_)B9",=B+331$-W-]H,RSC(DXNV7NVWDB@[& ^IC(:#RY\,D&
M=^D8VP\_[=O("!OGKIXY?,#$^[0.CT@0F9/@*&[??\C'6%!F>V?7'ALYM ";
M<A+DX(V)\/$9/+K", <?VQF-)][!EL?+8LX8^9'TWO[@(X?,+[_^=LR1$4K5
M-M%\^G'%K>K",5OE&VMOWKRQ>ZKZ C2=5=U9R5&FB<5AL[#(/(N!%GCOFIVR
ME_+Q:9;QQD18T1L3H9MB&T&:H^!7MJFS[[_'Q0E#H'O$\DZ"NT?FVP:]F:2$
MDAV[8&M<!<NCL"(U25/L+HDF'>55AE?*.;=5-8H/+ZS5K.*\7O57D K6I#5O
M4];[86LVWEJ^RK98U>BRRR\/,RPGNX$?I\"<([2TMG?&[.H5S+XDN*]/<EDL
M'=-A:ERNU5&,WE1W_)8R*.MH8;7E@PPH[)QO0J:=$4U<E-[P#!Y(F7Q 3G#O
MQUF19K.A:T$.CI!T7VE@JUP"ZQ58S42#3OO.1W9:[JZJ)$YA.].$A:V37Q,3
ML>7+Z?(H*&=2"4J>4$R$.W\^N,$<&Q.QIT+*L8/;]Q_RR1&V8X,"W-5S_U\?
M$^$Y$;Y,Q!YOL77Q3,V%3S;N?/4U S2,[T#4^>E2?0%G1/A(#E4Q$0KY[L?7
M^+9:>U"%@VUX3H0O$W$&:]L<C2=O?_#1W[;NL,>B*)P"WN'$RJ02MTTTGXIT
M%FNZ*$=>US_[]-___HI'&YSG1V"&O 78'5\F@@?Y^*^5'"(UL3B._74"/3SJ
MPC&R%U;D(XBTMM9<EBN68R+V<1*.CEX.1\'-JD.5,+%EM8<X",<FN+/URN;-
MY& Q_(Y=L#5*HI@(]2IZ@HLZ?0ZG"_NP#'68S_':%\KP>M5?07;4I#7.:^>F
M4/F<")TPO X0*DU)V*DSNJP_<C)V3&0-X:B%MS;?GIA#O[2ZSJ[2*Q4+<Z9X
MBRFSHSZSNDCB^40"J4K8!Q8 [<,+:__ZYY8]Y<0GH,M[O(8NBBY'%?]6^;E@
M;.5:T#8Z[BM7<-K,<@Z!T =P;KC2AG<Y)\)>F* D]4Y^>;ZP!8Z:+VBSKCCW
M%RR?9H+:FU!,A/MV/O3!6 !S[.,>#!"\_<%'C'1@OVUC!,AAXRS)'!O78(^,
MPO!Q$OO:$80_[$&,"Y]L..$ AF8@P*$%:B(%E(I#=@J__<%'N*(<N'V_K T)
M-7R?2%$4]I3-:#QQ?MO8CAWG="" A>D(&?TCE;AMHOF<I$%\4?J/9XGM*NOL
M>?@P*C<S]058GF<W(.J'%]:<BK10M(\U@Z+5HT7F1HXO 66#]<$.VNOZ8N68
M""LR_&%C!,QDE,3Z-_:!3 Z!AM@A\X^_WV(9[Z"J,DF))+MTP=:L,,3NR,P>
MZQ-M]=Q;OKZ+3+]E<*$HBC+;+[ZX__KU:Z[-Y4MCO6%>KW(QJ[&<T>5BY=9X
M^]'.:^_[1*@A;-].)9N9Z94JB^W5TH#,<LO*L02X8-G779U]_STJIW,O%"_#
MK@F@<*;87I0F@0 =]E9A@T-.T,*_?OVZY(N](#<^(/.O?VXQ#6Y<S8D1M>A[
M-'116'VP"=+NDLB%'A6OB6O!FQ]5[BO-:=EM(!#JX5&\3X2],,&+R!PK #/I
M-I=W'-Y1XV$?.EVVG333Y##+F(@]@\#WB11%8??5?!KERZ??OOOQM2N?WV8.
M P0(!!R\^OG.5U_C-U]8AH^N, +2-B8R&D\8W6 77S[]%ETP#H(R_.$;#H?1
MG$,+U(0,#HV)C,83GDS!I75>=\KA-__=&;SR%CS1.-M$G(@%;M]_R-Z/\_$9
M*G';1,,Y26?1B=>BNHW:PM(AHH&7\R-02C<4]]\.+6#?]<@703]__AU",\X:
MSU'SS>I5XRK;WP\OK,&QL#<&V2#;84@(73!@@9(L5JYH-W)PG6U<H_PF;?HE
MI-K\=V?XLR#??/,4?H^-4GEE\V:2$L?%$%5 %VS-[ARXX^4O$UG^[+<J0;&[
M)*H:SSW?*J?];2/.0;HI/'.$8O8=Z=8+J;^"#$\T;(UB\&X,<^SOSM #HX9X
MB^5^L:S\7939UK5M*ETF8#U=GM2C]CH>O[>P/4YE@^GEOI3#+815T;"T8-HW
MM7E73!I_FF5X EP(6,#Z<K@<]#T:NBBZ'&%J[-3*"".5![]+"-_>'CZB:V%_
M@:7A[\Y8_Q!,K.W]_169S_[C_.8=JS3OCO#+V!LZ^=:@.3L.*P9G'%:6C)8)
M(IIE3(1"V,2S[W]D(,,><& 9^QH+Q!$8@& 9).QS(@P*!,1$WGKG+/?\3A<,
M$U058(S@T (=8R(\(0()+4.+$3^:ZXR"0D(&2]B6Y'- ?&6)_18_:5PSBNA?
M.;TW_UBV"]X<;HK*=YY1GG<>4( Q%$<2+L.'%D!LU>Z";%-.S)7169;QCJ(<
MGJ@J5FZ'>WA^99<'ML-OF>/ME#Q9GJW1+['W+5GLS9LW1,WUP-ZT9TDDK"'F
M5U8V;R;%LR7+!!IVP=:LP';Q0#OTX6RG56F*W251U7@/\LLS@J 08L 8'9\#
MCDY9P;Q7D/K "]>P->^K>=@I6[-G3" \WA&(-(OUX&)Q"+Q&'1-L4(DJ E4+
M$#QO6^M?_]RJ6H:*HGCSYHUS.-S651H$.NHSJXLG;6SY'C7@\.X%"U1IKPVI
M@+#U/6CS"=_KH@S\BA!.ET1>#!NZ%G!?&66P?*R:>=UC J&VOWKYDAX"FRJ?
M\FO2':NS%R;HTK ,==X>!K>_+\.2;.1?_]SRBE%^;P"KI);@H!**B3S[_D>&
M&.S^^<KGMQ%0P,$$_JX*SXG@V0V[V]_>V77V^5UB(GA2QGE3"<ZM4$[\$BVC
M"1#5/GYR: $V54XT.2?"QV>*HG >G+$QD=OW'[[]P4=\ \CVSBZ#1+;?*Y_?
MMF/9WMEU+LW;'WSTY=-O&>CYX:=]YVD:V]H1I:G$;1--9B,-4\VLYDU=;L+7
M/_L4O_4-D5Z]?.G$4PXM@$=G>>2A*(K7KU\_?_Z=W5I3?MZX>_/FC6-S6:;>
M_MIBQ&@SV07N;]MH,8MY*]*]H.0?7ECCF9=7+U_^ZY];A.P(_Z]_;F$QP*&;
MJU?^6FX-O>,7.FB.7[QX\>]_?\4#BEYIJS+9!<?5I0NVQN&C-?N>PE<O7SIQ
M+J=KYR,Y=TDX;?;LH_.K 9@7CDK@1Z"M@N'8%*CR>GFO(!T(&YYPU-7;&MXB
MQ-OR_]W;^\??;WE;LQKRW[V]]<\^]1;KS87KHLRV;F^ '.E ,$&X8ZQ97#!-
MGC__SOKE90-[I-)FW;A5SB[IK"%$$9ZFV)X =5JF#X E]<,+:_@M,)"'(^$$
M\O"5]3V:NRA.[X/ZV$6963<[8@U="_ZZ(FWLBQ<ORFX>59K^!H%8K]A1R'([
M#;NKQ][$R8=X+%G><3@K"WYYTSG;SC$FF""B&<1$CFB'K&;YC(\3#W)B(KT!
M125NFTAP0DJD>@+TR\M+2'W%/GW;5L^]Y?L$1&/I 0&OE@9D]@"%AM G @$Z
M[*W2)R8:2P\(>+6T;68/.!S1$&Q,Y(BZ4+-E E1@Q40F_8@1\.=X\(N\SJ!X
M3,:^J\4ID]U'*G';1'D^*"<1 OAE4^=^#H]\\V1L(M(>LQAM]=Q;_IAE5G<B
M4$_ JZ4!F?6]Z%L1.&8" 3KLK7+,8JL[$:@GX-72MIGU70SY6\5$9G+UJ<"*
MB>0=$[GR^6WGM;+>J(=B(M1XYQFYF4P_=5I%@ \&.^]JPN5S'D2J:J2O^5:'
M@]-]A:-Q94H@6).=BID.7V+WE8"CG\$?^\I'X\J40+ FVXJ9COT8Q%9,Y!@@
ME[N@<BHFDG=,A&\&P17]X:=]Y^VJ./VAF @U7C&1LCE()X>O:+'7"^F:9XG3
MD?]()2DS"<@Y4@G5N BT)1"@P]XJ;?M5>1$X4@)>+0W(/%(AU;@(M"40H,/E
M*FT['4YYQ41F<JVIHHJ)Y!T3X6_N'+SZ^?;]A]Z B-XG0G5'8B933ITV)'#U
MRE^?/?L/WT&%W]T8\FM$R,U1X["/;$T)$4B!0)@:EVNE,!;)( (D4%;1L!PV
MJ(0(I$ @3(V=6BD,)$T9%!.9R76A?BHFDG=,)+N7@$04F$K<-C&3*:=.1: C
M@;9Z[BW?4095%X&X!+Q:&I 95RJU)@(="03HL+=*1S%4703B$O!J:=O,N"*I
M-1'H2( *K)B(8B*Y$J 2MTUTG#RJ+@(S(=!6S[WE9R*Y.A6!*@)>+0W(K&I?
M^2(P$P(!.NRM,A/AU:D(5!'P:FG;S*K&E2\",R% !59,)->(0,0#%YDV125N
MFYC)E%.G(M"10%L]]Y;O*(.JBT!< EXM#<B,*Y5:$X&.! )TV%NEHQBJ+@)Q
M"7BUM&UF7)'4F@AT)$ %5DQ$,9%<"5")VR8Z3AY5%X&9$&BKY][R,Y%<G8I
M%0&OE@9D5K6O?!&8"8$ '?96F8GPZE0$J@AXM;1M9E7CRA>!F1"@ BLFDFM$
M(-/#'1'%IA*W3<QDRJE3$>A(H*V>>\MWE$'512 N :^6!F3&E4JMB4!' @$Z
M[*W240Q5%X&X!+Q:VC8SKDAJ300Z$J "*R:BF$BN!*C$;1,=)X^JB\!,"+35
M<V_YF4BN3D6@BH!72P,RJ]I7O@C,A$" #GNKS$1X=2H"502\6MHVLZIQY8O
M3 A0@143R34B$/' 1:9-48G;)F8RY=2I"'0DT%;/O>4[RJ#J(A"7@%=+ S+C
M2J761* C@0 =]E;I*(:JBT!< EXM;9L95R2U)@(="5"!%1-13"17 E3BMHF.
MDT?516 F!-KJN;?\3"17IR)01<"KI0&95>TK7P1F0B! A[U59B*\.A6!*@)>
M+6V;6=6X\D5@)@2HP(J)Y!H1R/1P1T2QJ<1M$S.9<NI4!#H2:*OGWO(=95!U
M$8A+P*NE 9EQI5)K(M"10( .>ZMT%$/512 N :^6MLV,*Y):$X&.!*C BHDH
M)I(K 2IQVT3'R:/J(C 3 FWUW%M^)I*K4Q&H(N#5TH#,JO:5+P(S(1"@P]XJ
M,Q%>G8I %0&OEK;-K&I<^2(P$P)48,5$<HT(1#QPD6E35.*VB9E,.74J AT)
MM-5S;_F.,JBZ",0EX-72@,RX4JDU$>A(($"'O54ZBJ'J(A"7@%=+VV;&%4FM
MB4!' E1@Q404$\F5 )6X;:+CY%%U$9@)@;9Z[BT_$\G5J0A4$?!J:4!F5?O*
M%X&9$ C086^5F0BO3D6@BH!72]MF5C6N?!&8"0$JL&(BN48$,CW<$5%L*G';
MQ$RFG#H5@8X$VNJYMWQ'&51=!.(2\&II0&9<J=2:"'0D$*##WBH=Q5!U$8A+
MP*NE;3/CBJ361* C 2JP8B**B>1*@$K<-M%Q\JBZ",R$0%L]]Y:?B>3J5 2J
M"'BU-""SJGWEB\!," 3HL+?*3(17IR)01<"KI6TSJQI7O@C,A  56#&17","
M$0]<9-H4E;AM8B933IV*0$<";?7<6[ZC#*HN G$)>+4T(#.N5&I-!#H2"-!A
M;Y6.8JBZ",0EX-72MIEQ15)K(M"1 !58,1'%1'(E0"5NF^@X>51=!&9"H*V>
M>\O/1')U*@)5!+Q:&I!9U;[R16 F! )TV%ME)L*K4Q&H(N#5TK:958TK7P1F
M0H *K)A(KA&!3 ]W1!2;2MPV,9,IITY%H".!MGKN+=]1!E47@;@$O%H:D!E7
M*K4F AT)!.BPMTI',51=!.(2\&IIV\RX(JDU$>A(@ K\>TQ$_XF "(B "(B
M"(B "(B "(B "(B "(C T @H)C*T*Z[QBH (B( (B( (B( (B( (B( (B( (
M_$Y ,1'I@0B(@ B(@ B(@ B(@ B(@ B(@ B(P! )*"8RQ*NN,8N "(B "(B
M"(B "(B "(B "(B ""@F(AT0 1$0 1$0 1$0 1$0 1$0 1$0 1$8(@'%1(9X
MU35F$1 !$1 !$1 !$1 !$1 !$1 !$1 !Q42D R(@ B(@ B(@ B(@ B(@ B(@
M B(@ D,DH)C($*^ZQBP"(B "(B "(B "(B "(B "(B "(J"8B'1 !$1 !$1
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MT:IWV.\'S4^7EM<NL>7T$_C92#OPFJAZV^%<N[4YJY^!#U!([^CD9,NO38H
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MC5D$1$ $1$ $1$ $1$ $1$ $1$ $1$ Q$>F "(B "(B "(B "(B "(B "(B
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M+J[?Q V!:[<VL5=ONS+-O'Q>,9%KMS9'X\G\=&EO_^#B^LW1>#*W,)TY0Z\
MP3Z'S+$L8(X$:+6]TZ%A9O"L:=B^BHE *P*Q%#)6.ZV$5^%C(+"Q=1<'A/?V
M#^:G2^CQ_/4;B=\>BZ60<E=R7*Q[+',4/T1:W6,-R7%HU.H48R+8EH_&DXVM
MNW;%K;\YD.Q9RKQB(N>OWQB-)V<N7RV*8F__  =&[%5()QWL<\@<YVBS)#.M
M=I<Y&#QKNG2JNB)012"60L9JITK.[OG;.[O+:Y=X#'-Q9=7Q<+IWT; %K/(\
M#3H_73JZTZ![^P=P@1#.V-[9'8TGUVYM-A35%L,A5N3<>_SDZ&2VG0:G8RFD
MW!4M_4D1B.*'2*N3NJ82AEJ=8DQD<6451Q7J5R,LM.>OWSA__<;<PI0O[-A\
M\ @MX"TD]BD2. %<2IV'2IP&1^/)XLIJ]S>8-(^)7+NUB2>&YA:FRVN7;)3G
MVJU-M ,R="GL$!Q'AR\Q89E[CY^@_?GI4I4WQG,B15'@G,CBRFK]A9C5M\$^
MA\RQ+&".!&BUN\RXX%G3I5/5%8$J K$4,E8[57)VS+_W^,G<PI0>Q=[^P;5;
MF_/3)2[E'=MO5?W\]1OTEXJBV'SP:&YA>G']9JM&&A8^?_T&CIU:?X9UX9SP
M8WUB>>V2%3)9SP2CB*60<E=R7*Q[+',4/T1:W6,-R7%HU.H48R+STR4>5:A9
M(Q$CX%T7K/$;6W=Y]X,)NAU-8B)L$(6QG->(<>A7#6,B9RY?I<!(G%@^A<9Q
M:\7Y%K$>QCN*HC@T)@*P;,<;[N'9$.)-]H1JL,\A<YRCS9+,M-J'VIR: L&S
MIJ9-?24"P01B*62L=H('4E,1!QQP^M(6\X8);($C2CLQD:(H3IX^=T1OZ"CW
M90?5/":RO';)2KBW?U#F:5N>>3J60LI=T=*?%($H?HBT.JEK*F&HU2G&1+!I
M+Y_F0#[O;_#<!-XY O<"$8W%E=6]_0,\:X,W8N#;JI:Q?#(*X(0;[*V)@(66
M<C(881,8YKW'3R GNM[>V<6!#D9S[".U:!#^@8V)0#8T;D_'L RPX(;5:#PA
M86=0%'AN88IV'&Y.^5E]#/8Y9(YE 7,D0*O=9<8%SYHNG:JN"%01B*60L=JI
MDK-+/DY?UD= $#LX<_FJ_;DW'++ X5"[7H_&$[O$GSQ]CA]'X\G%]9MT9FPM
M#L&)4VP^>#0_7;(W/S:V[O)(J6T!C>/FRHGE4[8*13VQ?(JG4*VK0\^-PM/3
M0#&(AV._..3+=I;7+EDQBJ*X=FN3WA''E50BED+*7<EQL>ZQS%'\$&EUCS4D
MQZ%1JU.,B3CG1+BEQ\+)E14+JCT_R9(\ <%3#]Z]/<MC*46#]N;#\MHE/H'"
MY9:U['K/-,5C>6?A9TDDL-*7CWC@6PJSL777:0<=41AVAXKTD' R%IGT8/!L
M45E4_MP/#\O [4!U.BCL:[:)8)]#YCA'FR69:;6[S+O@6=.E4]45@2H"L10R
M5CM5<G;)=V(0=KGG*HQ,^\PLH@-8RO%X"^,"#"M *B<F,C]=\M;B$*P CJ=!
MAP&W@G 'A;>%$*K@#2?[QE/>04$ B,Z&,_:B**SP<& HV+W'3^:G2_#?-K;N
MPN6XN'X3#T>?/'V.N.R9$59/*A%+(>6N:.E/BD 4/T1:G=0UE3#4ZA1C(E7O
M$T%0@(LB/M)+X%K.L6&!Q)*/8C9=+E]N$*X#>T2##$.@->=?IS!.I98#*_ ,
M>%BC[*.@6;3F_19?41AZ ZCHC8FPC'=<15$@!H3C).R4"7HY;&>VB6"?0^98
M%C!' HYE"YM]P;,FK#O5$H%Z K$4,E8[]=*&?5N."Z =FW_^^@T^+8MOYQ:F
M]CX$?GH/7]FP GP,KOC.R^EM+0IO^RV* B]_I>NRN++*FS%XK1@%LXWCD5YX
M!8ZHM@6GKT-C(G,+TVNW-NO/U%R[M9F:-T*V3,122+DK.2[6/98YBA\BK>ZQ
MAN0X-&IUBC$1_NX,[TY@F6D>$ZDZ)X+C#PRCL"/;OO4&O.=$N.8U3#ABLQ:"
M%Q &<0?G5V_I%N#@#.\@6:GBQD3 AT=2R:?)*V\YKF-+!/L<,L<YVBS)3*O=
M98H%SYHNG:JN"%01B*60L=JIDK-+/E92+NALRL8+;)H_^L9(!V_AH*X3$SFQ
M?(HE'2OA',1 =:<OA$5&XPD"#7AJQKG9X^T78O TKJW""$NY+RM\63P^MG/R
M]+GT Q^\E.5$+(64NZ*E/RD"CH4I:WZ3'&EU4M=4PE"K4XR)\&P%'EZ%)[&Q
M=1>A :ZUY6,=15'4OT_$"4_@(UG@(X^ ,MS@A&::3'A;QNF47]F8"-XG,AI/
M$/C 2^GMS1F@@&.$,5:=$[%Q'Z#C0-AUU3D1.$-\3GA[9Y>([#-*;&>VB6"?
M0^98%C!' K147>9=\*SITJGJBD 5@5@*&:N=*CF[Y%>]8]7&"VP:?3F'+^R)
M#QRF0#&$)&Q,I.IT"8=0[@N'/M#(R=/G[)TAUG*.>-B/]OR(+8]7O]-GPU?U
M,1&4V=L_P*-#3FL9?8RED')7<ERL>RQS%#]$6MUC#<EQ:-3J1&,B?+&%O?.
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M+6<LA92[DN-BW6.9H_@ATNH>:TB.0Z-6#S$FXOQ> ,^)V#42$1#[,P<X \)
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M2!1T"%HDNE1)]?L"^^I^SJ/SSC->;_:/$S;)N70)>1U[/',\'H]G;:\0J(5
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M6MV1WA0;0(!:_;\QD4Y-)&)&"%1$H)9OP<**B:QC1$ \IXJ)5!Q<*B8$5H,
M+;,20D (" $A( 2$@!#X$P3^&Q/1/R&P50@H1*W8\#HBP$CV5HU6"2L$A( 0
M$ )"0 @( 2$@!):*@&(B2X57Q(6 $! "0D (" $A( 2$@! 0 D) " B!CB*@
MF$A'.T9L"0$A( 2$@! 0 D) " @!(2 $A( 0$ )+14 QD:7"*^)"0 @( 2$@
M!(2 $! "0D (" $A( 2$0$<14$RDHQTCMH2 $! "0D (" $A( 2$@! 0 D)
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M&5$KZ1%H;)IECO_6^JCU9@C0:K<92XU'39M&55<(Q!!(I9"IZ,3X5+X0J(5
M*H5,1:<6\RK<903>/K_WCD[VCD[ZV?CQY37/\^ELGEU<K8;G) HI)[R9$ZA:
M2T* WK5B(JLQ(VHE/0*-3;/,\9+,BL@N%0%:[39CJ?&H:=.HZ@J!&(B5$V@
M "  241!5 *I%#(5G1B?RA<"M1!(I9"IZ-1B7H6[C,#7S^_7SR]"(;NC0[!Z
M=G?_]OF] K:3**2<\*7ZBB)>%P%ZUXJ)K,"&J(FE(-#8-,L<U[47*M\%!&BU
MVPRGQJ.F3:.J*P1B"*12R%1T8GPJ7PC40B"50J:B4\+\V=W]WM%)28'"G_:.
M3L[N[O%3=G'%Q7EAX3S/2\I,WC_:S&Z6DUCKG<K_^OGM#8:WSY.67&'#"(B\
M?7ZS.UJ2+:^>1"'EA'?!I10/1(#V1S&1\N&O7[N+0&/3+'-,0Z#$&B% J]UF
M3#8>-6T:55TA$$,@E4*FHA/C4_E"H!8"J10R%9T2YMO'1$J(5_FIXS&1WF X
M>?^H(DBL3/*H#1!SC!V<GL<82)B?1"'EA*^1Y[D-K-*[5DPDH:T0J94BT-@T
MRQQO@XW;/!EIM=L,L\:CIDVCJBL$8@BD4LA4=&)\*E\(U$(@E4*FHE/"O&(B
M)>#D>>Y"#^6%"W]-'A-!*]/9O)^-<;OJ=#8_OKXI;#UM9A*%E!.^>0[J6DM$
M[UHQD;3F0M16AT!CTRQSO-;&:VN9I]5N,\8:CYHVC:JN$(@AD$HA4]&)\:E\
M(5 +@50*F8I."?,V)H+T\?5-;S#<V1_9939.:O0&P]W1X>7#DUWGDP+V+]AO
MH.SLCW /*,N D[.[^YW]46\P/#@]OWV><'9SQ2;O'SS7\_CRVL_&O<$0M7"G
M1I[GEA.*"3IL9>_HA-=MX*?CZYN=_1'/FYS=W>^.#B&=S41S^,O=(BS,6T[1
M+CDD96[H  52MG&6M\_O@]-SRD4^4??V>4*@ .S;YS<19DSD]GG2_C .T2M)
M)%%(.>%;Z\=V4W#:'\5$2L:^?NHT HU-L\QQ-ZV2N"I'@%:[S;!L/&K:-*JZ
M0B"&0"J%3$4GQJ?RA4 M!%(I9"HZ)<S;,,39W3VONIB\?^SLC[#2_OKY18AD
M.IOC*R=<]N=Y;BGTL_'EPQ.:NWV>\)X16^;X^F9W=(@0P^3] \$(5+'%\CQW
M,1%^9J6?C7E4)!83Z0V&Q]<WEF&$$B!C=G'%R )")^3'BA;N$[&%$<U!%(,A
MC#S/OWY^#T[/2Z(VC(E,9_.=_1&8(;!@# 3Q09FOG]]^-D;Z[?.[GXWQZ1G&
M0?3=F7+W2;\*@1($Z%TK)E(R4^BG3B/0V%=03*3$-.BGSB) J]UF6#8>-6T:
M55TA$$,@E4*FHA/C4_E"H!8"J10R%9T2YFT8XNSNOI^-63B[N$+HP>7G>;X[
M.N2N!TOA]GE""@>GYX5E>H,AHAMHJ.(^$7*5Y_GCRRLGQ%A,A&R@(K:W((+C
M?N)F%O*SLS]B<XQ?(,<5/C@]QVX:)EB1B9!#TKQ\>'+,D$_$1!BXP881TK2)
MV^<)=Y?8_&6DDRBDG/#.^IG;R1B-B6(BRS :HKD*!!J;9IGC[;1ZZRXUK7:;
MT=5XU+1I5'6%0 R!5 J9BDZ,3^4+@5H(I%+(5'1*F+<1#9NV&T".KV]XA@6D
M[#K?UL+&A[?/;WQ=A7LE6&8ZFS,B %)8_"/-8GA\?'EENY/W#YXQP4F3D!/D
M@'.&8UPQUT0Y/VZ?" JC=?X%A_UL[%HD,Q8K9!*!$F M+-@RD\0'(%?-$DD4
M4D[XNKNC&\8_1]928B+8F49#5G?@[1V=] 9#&A><;+1!Y1A!1([M 4A7$B:,
M9P+=K]4?V] !.#2FO<&PQ))69VG9):OWPK(Y(?W&IEGF>,/,V9:(0ZO-(= @
MT7C4-&A+583 0@12*60J.@L95@$A4 6!5 J9BDX)SS9&8-,V)E)]GP@^NWM\
M?7/Y\,3C+984H@S6I;?[1"X?GGC<)L]SA@P08;E\>,*^B9;[1-SRQ&W]<#LR
M&+\ AFZ3"X%=TCX1TG<A$N:O.)%$(>6$;XG7NBYBTKM>@Y@(P@?.A!5: 013
M*%M8IDTLPU)K0R>,B8!:F]. L)4E@EOF%Z8+0UK5>V$A_50%&IMFF>-UL5/B
MTR*09( W'C6IAJWH" &+0"J%3$7'\J:T$&B,0"J%3$6G1! ;![%I&\@([Q.Q
M;RY=K;?/[YW]$6\,0=.VC+M/!'>(HAAC'WF>OWU^[XX.X?R_?7XS-H%+1C@A
MAKLPP'G)?2)N06&O",$M*GPIBP@.;DA!..;X^J:?C;'_!=>C%MXGDEU<,>ZS
M=W2"\! /PE"6A?>)L.,4$['ND-)"("$"-"9K$!/!!==5#LO!4/+.(9H2)MK$
M,D@$)I(6S>9723,F@L*X5 F,<9-A%3JVS IB(M5[P3*VU'1C7T$QD82F1*16
MA@"M=IMAU7C4M&F4=1N83>L(PETNL?"XW(YW!+)=)@J]9_Y:GK"<V))M:%HZ
MVYE.I9"IZ"SLA08Z3)I8X_4&PS:O0$BM>J(W&+I%(.IB^V=U.BI9'8%4"IF*
M3@GG-EIATS8F@@@%WCN6?'>&K?2SL=WNX4CAD9]3L?M$\CS'S:Q06GMVAA^1
M0;B!$V*A!88@K!)^=X:L(L%/R=A[4O 3O_S"98@KS$B'_>Z,O<.5 Y^WSUHS
M4O[=&?(9FX!88#6)) HI)WQE?J,:JH( C<D:Q$02CO,.QD3R/.<!Q4)?G]:V
M!(<5Q$1*6O^KGQJ;9IGC*C9"9;J& *UVFQ'7>-2T:91UK2/(S/)$6D>PT'LN
M9X"_QCAI0Y/$MS:12B%3T5G8$0UTF#3#U\7\::D)>#Y\:XVV\.(]B559*O-)
MB*]^D*92R%1TDL"X1D1<<&>-..\XJTD44DYXU]S++>>'\^ J8B(\B\%HZ\'I
MN5WJ3]X_\-7QW=$AHL)V5YZ]7@3%[#L6Y. .$39$FX*CB8@WTP/ ?2)NOP8^
M<F[;Q7U.B&2[[[2WB:V$[;J8"-V7[.+*\H/;O/&K^\H7,OF7N_Z^?GZSBRN(
MX+ZC/IW-\7EV?H\=/4(B3  NVPN -\8/]]&P*W='AX7A'G93LT1CTRQSO.7F
M;TW%I]5N-EY0J_&H:=,HZS983\8B$:19*]%F:13CI W-6LQO9.%4"IF*SD*0
M&^@P:?Z5JL %<N_M]XY.[#=0R>1&)E:/?"J%3$5G([NU1"C%1$K :?-3$H64
M$[ZF7NBFLDWO>G4Q$:S,N=+FUZ?@:#*_-QBB)!?V=C5^^?"$-3R&-*,)V-+F
M8B*,/H X&:@8$X&[8!DC2\AL=E<KN:((B'WT!D.<G7'<HE'L<;7,[.R/(#7P
ML3^A"LY_VGQ[-11B2?97A"UL#M*%,9$2?A@3(>"@XUY2M3'*J-O8-,L<;ZI=
MVVRY:+7;C)W&HZ9-HZQKUY.]P9 QZWXVYK;D\FW5I+!W=&*OT[9?-&29\OW>
MMAABXK!U.,\(\\7/(I9<^V^76W#$81Y=))V[N&UX.L8#ID7L(<>IAW*N"M\W
MV"IVZ[C-/S@]M\BSIU:62*60J>@L%-QV&9004W!YZ-_Y.?0EW"9\M@[*^,I&
MJ)9U>Q,\VT,!CR^ON%?26A4RL[,_LF^>8D/5[OGO9V/K$3V^O,*#0KX%C><+
M+#^\M0&U("")6'GQ'5:^12.2C@)-2@QY0KVD1"J%3$5G26)VEJQB(DOJFB0*
M*2=\LYW5M9..\^#J8B(\X\V@@%W2[XX.$1% U,/NC[ Q$9PG[PV&J(M3B'S[
M86,BN+BH-QAB3PJ\0+O()QLT'+8A>,!T%N'CLB%+A]4K)M@NB/ O_7OD\![L
MZ6S.'2X,=L AX EASOJ6![A3/--HPTD$&7&0M\_OO:,3[MRQ,)*@!6<A/Q"A
MGXVGL_G7SR^\''L#.<FV230VS3+':V>PQ/ ___Q#J_TGHZ9-HZQKET;XY-9T
M-H=QIG5UU^_!>H04L*ACOEV1LI7P7L"=_1$742P&(GM')US4G=W=8S["%(.)
M &:6+3+A8B*<Z7!7'VTLY[C'EU<&B&,\H"W>Y(>V2KC""O;KY[>?C;F:W3LZ
MV3LZH2"<8O:.3D@YN[C:'1W2^%.HE24:FW''82HZCFSX:+ML[^B$+R<PJP+M
ML!9RK*HP]@>M<S<[8L+E[0.(V37N3?",)KY^?J>S.8)]3J4O'YZ@ZK@CDZW'
MANK;Y_?M\P3*@QVI$!/?!('F?_W\0A:*B0@+XI4[^R/7"MC++J[ZV1@NQ'0V
M/S@]=]X.:E7D$^AQX,=Z)VU^*H5,12>M=**VM0@D44@YX?)I.X4 O>O5Q42X
M,83["#!'8OV,Z1-6!@M^3F!V-9[GN?T5RWZZ>G8QSS !?11N*D&[C$W0M+F&
M\ [$;79 8? ,.JQ.N?!KK S;9;%^-K;B(Y^. CPGNSL&[TE0#*U3V')F4&4Z
MFT-2NLZV%INC"X)?+3@0@6N8D!\T1+_?]HMKJ\UC8],L<]PI8R1F*B) J_TG
MHZ9-HZQKUY-VVQJ"W5B/V7S<MV<%MQ1PUI*+*R[L6:;\^Y$L!O9L3(0,8\;!
M9.06D"QC%[JNQ>SB"K%@+-ZX@&3=& ]HBQ*Q/!/\@KLKR:]((G(=4@CS&7\G
M\54F&IMQQV0J.HYL^&B[S&U6XJXB-\O35;"JDN>Y0YY]AS4\'1MH>&\P;-R;
MY/G@]/S@])Q:&E-I^PU4.#:<S>U0M># OX*D#A94P4_N>Z5N>Q=; 6/$S?)9
MD8+CTR%O.5]2.I5"IJ*S)#%%=ML02**0<L(K>GTJMAH$Z&2N+B9BU]A8,V/"
MLVD8%[O\AG-@MXW@;0PB+ A8<#>'77MC$J6<H&S;HM="BV;;9754X=^0#JO7
MC8G8BC9MF42^E0LY9 \8\C&D0\Z9X&?,&'6RM:K'1&R'DH'"/@WY=RTV>VQL
MFF6.5V-EU$I:!)PU6_&H:=:<J\6U&:PEUSQ\M"LKU(5M(1U+X>SN'A&'[.+*
M1GA9YOCZQIHI][J8Q4"<F_^GLSD/$<!LUHJ)V!;M_FT>&; ' 6(\.*EQ%7<5
MKE@1[^J)&Q/(YW1@!629528:FW''9"HZCFSX:+O,K;3=8UC7%BA7=5N2;QU"
M@A5[DSQCY]3._LAZ#B1K[PBSGZIA=93DH[VP#(H$L@S8D3*KX)V64S]'-CRG
M1JWF6[&%%&A20-SA2<:6ETBED*GH+$]244Z(@'T;FI!L0E))%%).>%KG4-1:
M(D#ONBLQ$;M1PNX$"6,B"/]C?[+;/6'7WIA$>4F'_;P+IFV>'Z&QP"9MN+^X
MXX,;C+&#^O^C-AARCF?UBHDP%N,J6M\"/Z%*R;X,"FM)@8ZSL'C1M)I](ESP
MV'ZQ'+9,-S;-,L<MS8>J_PD"M#]M!D[C4=.F4=:U9M.F[0*F^CX1S 4X)LG(
MN"7%]^%DP%YAL+,_XKQC%ZC8MT^"7.#9A1D)NCB+#8(@OFQ#) QM[.R/0"'&
M0]A61:Y8,=P/@A91(-QQ8"5:93J50J:BLU!VJ[=NI>T>0U*N0/D^$?O2HF5O
M6IXO'YY(F=J"#5F6'QM/M-7M^-H='6875]B*:T=0R3X1]Y.%R+9B&7,ADHH4
M+)]ND-I&EY=.I9"IZ"Q/4E%NB0 ^=P BD_</Y[2W))Z\>A*%E!/^)SZD&HTA
M0._Z[V,B6)_SK#5#%9RV[?8-#&\<F4$(P^XOM6OOA?>)8-+E-,Q'M(M&\1(2
MA[018@ #8=BBNMUI$!.!/\3-,N2'WC8+( P!?Q<H\8T0C@)A#4"0\8BW/0QA
MX->=_1'HV# *P&%S> SY<?C8?JD.U,*2C4VSS'',+BB_RPC0:B\<&B4%&H^:
M$IK5?Z*]=2L6^^CN$\%F0#9A*>1Y?G!ZWL_&M(0HQC+A?2*THGF>(\J %1UN
M0X -Q/D"7'2"BU%AZ-PZC2S9A6XL)C)Y_^#!&6SW0/48#V%;%;FR%=U](KS1
M"7>.P+ _OKRZS\!1KM4D4BED*CH+I:9VA2MMJPF%=%P!:!>T+KQ/!%I'.FUZ
MT_),@B[6@ N/,1SLY;YV;*(NJ?%V'K@0S'?WB> M%\3$-4!(?_W\GMW=<P7(
MZHXQ]UB1@F-[]5]!3J60J>C8?E>Z.P@\OKS:^",FM>ZP%W*21"'EA'?9U=Q"
MWNA=_WU,A,$(+*3+OSN#\<E=&[QL%?EN[<WH RCS9A#,QWF>(ZJ"/:*N748-
M4)<;/M&06_.'5J,DAUS%RA02+__."TXFHR*=_L+OSEBWF.618'2)(0_+B8M,
ME?-C*\8.X\3$KY[?V#3+'&^AR=L D6FUJX^1L&3C41.2:I!CESTV[18P_$3+
MP>DYK#W;<K7LZJNP#"Z0QH["RX<GNRC%W8VP_+?/$]XG8JO@@^+M8R+V"QWV
M[$R,!QO:@%P5N;(5[?=E[,=N7#XWRQ# 5292*60J.@MEMQIHU2D,D82D7'E,
MCO!#[ ZF0E*NUWCUALLO[$W+L^4JU!8,A[.[>QO=<]7YZ+X+PWP<]H%<)=^=
MP==M>..;K6X9<S$1$(=+5D+!F92WSV_PPQ",Q6$9Z50*F8I.<AGIRL+?<PK<
MH#GL^RM4X ;4;!6KS#8?JH77AY@C^%$"%J/F\'BFR\$,135FQ2H)W.Z'ORQ_
M^?#$10HSNY-(HI!RPC? (]TD$>A=_WU,!%8),QSNS'/+;_=H3\'8XR2%:V]^
MZQ%NJ%NKT\O$!F;7$)?]Q]<WF*'_/VJK/3L#:VC/^AZ<GCL3_/;Y32^!DXH]
M[KL[.CR^OL&[06"(#7N%,P%>$^$G["%WX&"K+4-%CA^'LXM5I3+NC4VSS/$F
MV;+MD87VI\T(:CQJVC2JND(@AD JA4Q%)\:G\ALCX*X[;4QGO2JF4LA4=)*C
MYP(-D_</.)G)&VI/T+%*@@AGG-W=PS'F=Q5X<!+12;Q*I/.<<,\1/X5NMSIV
M_/A,$H64$[X]CNM:2$KO>BDQ$5H<)83 \A!H;)IECM?"2(E)AP"M=ILQU7C4
MM&E4=85 #(%4"IF*3HQ/Y5='X/9YPN]&XVBM7?)5I[/6)5,I9"HZR<$, PUN
M3U_R%AL3#%GEYB/NMR)QG,?D8[BW*\QAX5H)MR.;\[O]6'LM@JLIG$0AY80[
M[TZ/?XL 1Y]B(JLQ(VHE/0*-3;/,\=]:'[7># %:[39CJ?&H:=.HZ@J!& *I
M%#(5G1B?RJ^. #:HXJP*CK?P'7MU(NM>,I5"IJ*3',\PT.!B(OQ.ECVX5WZN
MRIZ?LN<-N9^"L0Q\N+HW&-KKD&P5?D>L\*YKWB<5PH)M39/W#VX/Q\;GL[O[
M,(?\D Z_+\;;=O!3# W\:H.&O+>8-#N52**0<L*;.8&JM20$Z%TK)M(I:R-F
M:B#0V#3+'"_)K(CL4A&@U:XQ2(*BC4=-0$D90B ! JD4,A6=!"*)A!#(\U0*
MF8I.\CYQ,1%W=L;>'XQ8"0ZDV!N@OGY^<2B;UV<P)H*/).!V#]Z8@\@: A.X
MW0.[D.Q-'[S*&M=F0VK'*C)+MGOP5K["FWU<1? #FDCC]/K7SR\/E<?08*<P
M)C*=S7FU'W_M5"*)0LH)7ZJO*.)U$:!WK9A(IZR-F*F!0&/3+'-<UUZH?!<0
MH-6N,4B"HHU'34!)&4(@ 0*I%#(5G00BB800V(Z8"#90X*^[8]5^UQG?4L%2
MWWU*F9LRH#*,B5P^//6SL=6CW=$A[L=%W($[C[!AQ)9$VGX<>F4QD8/3\\*(
M1@R-D&U>;A+^U)&<))963G@77$KQ0 3H72LFTA$[(S9J(]#8-,L<TQ HL48(
MT&K7'BJF0N-18V@H*022(9!*(5/122:8"&TW JD4,A6=Y+UA PWN#@[$(VS$
M!)]WS/.\GXW=1Z89![&?"G*?I[7[->R^#'=TQ7Y5 *UC!XIEE3C@.^A\9,*%
M:=RN$,L)JEA^0NGL1R$L(-P8PG;7)9%$(>6$KY'GN0VLTKM63&1=#)'X] @T
M-LTRQ]M@XS9/1EIM/Q+J/#<>-74:45DA4!6!5 J9BDY5OE5.")0BD$HA4]$I
M9;;)CS;0@*,N-MC1&PS#ZTL14+ [*5P @O&1A?M$R+$-2>R.#GD9Q\)](J@8
M,NGB.[5B(K%](C$T*,4:)9(HI)SPS7-0UUHB>M>*B:R1+1*K_P>!QJ99YGBM
MC=?6,D^K_7^&0<V'QJ.F9CLJ+@0J(9!*(5/1J<2T"@F!10BD4LA4=!;Q6_MW
M&Q/!S:F,:.1Y?GQ]T\_&7S^_>9[CZM/"^T3ZV=C68GKA?2)DU\9$>*TI-HR0
MFF.5=2M^B]?&>LKWB8 9WB>275PAYA)#@YRL42*)0LH)WUH_MIN"T[M63&2-
M;)%8_3\(-#;-,L?=M$KBJAP!6NW_,PQJ/C0>-37;47$A4 F!5 J9BDXEIE5(
M""Q"()5"IJ*SB-_:OX>!AN/KF]W1(6_ZX)=6<-4(\Q]?7O%-(GP:AI$+>W:&
MD12<-PF_.T-V;4R$E/>.3O"EVY*S,Z P>?\X.#U'*]AF0CY1H-8^$<2&$.AQ
M7UR*H4%!UB611"'EA)<[>_IUQ0C0NU9,9%T,D?CT"#0VS3+'*S8W:BX) K3:
M?B34>6X\:NHTHK)"H"H"J10R%9VJ?*N<$"A%()5"IJ)3RNR?_8BS,]A"\F=,
MJ.$Z""112#GA27Q"$4F% +UKQ43J& .5[1("C4VSS'$J.R(ZJT2 5KO-*&P\
M:MHTJKI"((9 *H5,12?&I_*%0"T$4BED*CJUF%]>X=OGR=G=/<[4X$NZZWO;
MZ/)0ZC+E) HI)WR5KJ/:6H@ O6O%1+IL?,1;&0*-3;/,\4(#H0(=1(!6NVQ4
M+/JM\:A91%B_"X$F"*12R%1TFLB@.D(@0""50J:B$S#X-QFXZ0-G9]SIDK]A
M2*W61"")0LH)[Z"'N<TLT;M63*2F/5#QSB#0V#3+'&^S[5M?V6FUVPS!QJ.F
M3:.J*P1B"*12R%1T8GPJ7PC40B"50J:B4XMY%18",022**2<\/5U1#>2<WK7
MBHG$!K[RNXY 8],L<[R11FWCA:+5;C,R&X^:-HVJKA"((9!*(5/1B?&I?"%0
M"X%4"IF*3BWF55@(Q!!(HI!RPC?>7UTO >E=*R82&_C*[SH"C4VSS/%Z62MQ
M"P1HM=N,S,:CIDVCJBL$8@BD4LA4=&)\*E\(U$(@E4*FHE.+>146 C$$DBBD
MG'"YM9U"@-ZU8B*Q@:_\KB/0V#3+''?*&(F9B@C0:K<9F8U'39M&55<(Q!!(
MI9"IZ,3X5+X0J(5 *H5,1:<6\RHL!&(()%%(.>$5O3X56PT"]*X5$XD-?.5W
M'8'&IEGF>#561JVD18!6N\W(;#QJVC2JND(@AD JA4Q%)\:G\H5 +012*60J
M.K685V$A$$,@B4+*"4_K'(I:2P3H72LF$AOXRN\Z HU-L\QQ2_.AZG^" *UV
MFY'9>-2T:51UA4 ,@50*F8I.C$_E"X%:"*12R%1T:C&OPD(@AD 2A903_B<^
MI!J-(4#O6C&1V,!7?M<1:&R:98YC=D'Y74: 5KO-R&P\:MHTJKI"((9 *H5,
M12?&I_*%0"T$4BED*CJUF%=A(1!#((E"R@GOLJNYA;S1NU9,)#;PE=]U!!J;
M9IGC+31Y&R RK7:;D=EXU+1I5'6%0 R!5 J9BDZ,3^4+@5H(I%+(5'1J,:_"
M0B"&0!*%E!.^ 1[I)HE [_I_8R+_^O=_]%\(K!T",:M=GO^O?_^G-QCJOQ!8
M+P22^")K-\;%\,8C4&ZN*_ZZ\2A)P+5#H*+JEA=;.ZG%\,8C4*ZQ57Z5$[Y>
MSN?&<TOO^K\Q$?T3 D) " @!(2 $A( 0$ )"0 @( 2$@!(3 MB&@F,BV];CD
M%0)"0 @( 2$@!(2 $! "0D (" $A( 3^BX!B(M(#(2 $A( 0$ )"0 @( 2$@
M!(2 $! "0F ;$5!,9!M[73(+ 2$@!(2 $! "0D (" $A( 2$@! 0 HJ)2 >$
M@! 0 D) " @!(2 $A( 0$ )"0 @(@6U$0#&1;>QUR2P$A( 0$ )"0 @( 2$@
M!(2 $! "0D (*"8B'1 "0D (" $A( 2$@! 0 D) " @!(2 $MA$!Q42VL=<E
MLQ 0 D) " @!(2 $A( 0$ )"0 @( 2&@F(AT0 @( 2$@!(2 $! "0D (" $A
M( 2$@!#81@04$]G&7I?,0D (;"<"O<%0_X5 =Q#XU[__DV0D=D<B<2($>H.A
M%%MJL)$()%%L#)!__?L_^B\$.H( _)#_QD2DG1WI$K%1%X%FSO1&3E02:N,1
M2.6+_*-_0J S"/0&PV9FW-7J#8:=D4F,"(%_I-A2@HU$((EB)W%FW!2@1R'0
M& $JY']C(GQH3$X5A<#J$6BLM_*>-W*JWGBADO@B4OZ-UY/U$C")5N/5SGH)
M+FXW&P$I]F;W[]9*ET2Q&WOOJU]HJ,5M0( *J9C(-G3W9LI():XKGI:%6SN=
MK[7@27P1*?]:Z\#F,9]$JQ43V3S%6'>)I-CKWH/BOQ"!)(K=V'NOZ^VKO!"H
M@@ 54C&1*G"I3!<1H!+794[+PL*I3ID=1R")+R+E[W@O;QM[2;1:,9%M4YON
MRRO%[GX?B<,&""11[,;>>UUO7^6%0!4$J)"*B52!2V6ZB "5N"YS6A8VF A5
MY<\12.*+2/G_O!_%@$4@B58K)F(A5;H+"$BQN] +XB$Y DD4N['W7M?;5WDA
M4 4!*J1B(E7@4IDN(D EKLN<EH7)ITD17 $"27P1*?\*>DI-5$<@B58K)E(=
M<)5<#0)2[-7@K%96C$ 2Q6[LO=?U]E5>"%1!@ JIF$@5N%2FBPA0B>LRIV7A
MBB=1-9<$@22^B)0_25^(2"H$DFBU8B*IND-T4B$@Q4Z%I.AT"H$DBMW8>Z_K
M[:N\$*B" !5RZ3&1Z6Q^?'VS.SK$ES+WCDYNGR?3V;P*ERJS=@B<W=WO[(]Z
M@^'>T<G;Y_=2^:<2UVU%R\).3;%BIB("27P1*7]%M%5L-0@DT6K%1%;366JE
M.@)2[.I8J>0:(9!$L1M[[W6]?947 E40H$(N-R;R]OF-%3("(OR[.SJLPF47
MRDS>/\!V%YCI. ]G=_?LXMY@N+,_6FKPBTI<%Q8M"]=H A:K1"")+R+E)YY*
M= &!)%JMF$@7NE(\6 2DV!8-I3<&@22*W=A[K^OMJ[P0J(( %7*),9'I;(Z
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M.! ZQ1L54C$1UTV=>%1,I$HW4(FK%+9EM"Q<P<2I)I(CD,07D?(G[Q<1;(-
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MMMD%H(S'DH&/8B4%"@E6Q#.F>)9_A$0Y"6*?(PT^]RO%9JCLXHIA+ NFTD)
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MB+B**R0;!C@H>*Q\6,6U2\'! W?:%W8!^00:/*X"8?$K#Q38$P&LB)?)V+^
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M0 @( 2$@!(2 $! "0B! H$9,Y.SNOI^-^]DXN[C"Y:!,!&25(02$@! 0 D)
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MOKSVLS'>/1Z<GC-$3:R<+&35 DO1=O9'0!*<[.R/>H.AA<ON%63PBSRX^8"
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M=1W';:#SL9@(]:H\81%S)=G1R"\7W!:.#<G0-V"+3I<LDB6Z81OE>"%-)82
M$ @1:!X3"6DAQXY#F[9CTD5)28H&Z.#TW+X3X+#G(@=5,*W"ZL_4<?X  "
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M 2$@!(2 $! "0D (" $A( 2$@! 0 EN#@&(B6]/5$E0(" $A( 2$@! 0 D)
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M9D2%0 B$0 B$0 B$0 B$0 B$0 B$0 @L#8'$1):FJZ)H"(1 "(1 "(1 "(1
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MC2V=HRE!#577^YZ(QT04N.&S)M1[\_4;!V<.SR_69COZ5@A? +E_>#S[?*,
M4&F=7RK]Y?M/:7A\><UG2OR+LP*B3ZC0%B(^$M+[GLAH3.3X\EIGA9QPTB$0
M B$0 B$0 B$0 B$0 B$0 B'PUQ)86$QD& ;^ DOY,S'Z4S(K&ULZ.#-_3,3_
M[LSZ[IX^VMJ>!_&8B,(N*QM;.MM"ORJ(,/%W9\@Y#,-HO=XZSLZTK5;TQX,@
M[#VA"IVXT4X3U:4_'Z,_RD. YO[A47];AU@&,9%A&#C(T_[=F=&8R/[)J7^N
M!662"($0"($0"($0"($0"($0"($0"(&_D\ B8R)OF6 )4KQE5:-;"(1 "(1
M"(1 "(1 "(1 "(1 "(3 *Q!(3.05(*>*$ B!$ B!$ B!$ B!$ B!$ B!$ B!
M-T<@,9$WUR51* 1"( 1"( 1"( 1"( 1"( 1"( 1"X!4(_"TQD5= F2I"( 1"
M( 1"( 1"( 1"( 1"( 1"( 26B$!B(DO465$U!$(@!$(@!$(@!$(@!$(@!$(@
M!$)@8002$UD8R@@*@1 (@1 (@1 (@1 (@1 (@1 (@1!8(@*)B2Q19T75$ B!
J$ B!$ B!$ B!$ B!$ B!$ B!A1'X'RPD4<;HY,V=     $E%3D2N0F""

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>quarterlyreport_ex85x11-wea.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 quarterlyreport_ex85x11-wea.jpg
M_]C_X  02D9)1@ ! @$ R #(  #_X@Q824-#7U!23T9)3$4  0$   Q(3&EN
M;P(0  !M;G1R4D="(%A96B 'S@ "  D !@ Q  !A8W-P35-&5     !)14,@
M<U)'0@                  ]M8  0    #3+4A0("
M                                             !%C<')T   !4
M #-D97-C   !A    &QW='!T   !\    !1B:W!T   "!    !1R6%E:   "
M&    !1G6%E:   "+    !1B6%E:   "0    !1D;6YD   "5    '!D;61D
M   "Q    (AV=65D   #3    (9V:65W   #U    "1L=6UI   #^    !1M
M96%S   $#    "1T96-H   $,     QR5%)#   $/   " QG5%)#   $/
M" QB5%)#   $/   " QT97AT     $-O<'ER:6=H=" H8RD@,3DY."!(97=L
M971T+5!A8VMA<F0@0V]M<&%N>0  9&5S8P         2<U)'0B!)14,V,3DV
M-BTR+C$              !)S4D="($E%0S8Q.38V+3(N,0
M                                                    6%E:(
M     /-1  $    !%LQ865H@                     %A96B        !O
MH@  ./4   .06%E:(        &*9  "WA0  &-I865H@        )*    ^$
M  "VSV1E<V,         %DE%0R!H='1P.B\O=W=W+FEE8RYC:
M    %DE%0R!H='1P.B\O=W=W+FEE8RYC:
M                                  !D97-C         "Y)14,@-C$Y
M-C8M,BXQ($1E9F%U;'0@4D="(&-O;&]U<B!S<&%C92 M('-21T(
M     "Y)14,@-C$Y-C8M,BXQ($1E9F%U;'0@4D="(&-O;&]U<B!S<&%C92 M
M('-21T(                             9&5S8P         L4F5F97)E
M;F-E(%9I97=I;F<@0V]N9&ET:6]N(&EN($E%0S8Q.38V+3(N,0
M    +%)E9F5R96YC92!6:65W:6YG($-O;F1I=&EO;B!I;B!)14,V,3DV-BTR
M+C$                                  '9I97<      !.D_@ 47RX
M$,\4  /MS  $$PL  UR>     5A96B       $P)5@!0    5Q_G;65A<P
M       !                         H\    "<VEG(     !#4E0@8W5R
M=@        0     !0 *  \ %  9 !X (P H "T ,@ W #L 0 !% $H 3P!4
M %D 7@!C &@ ;0!R '< ? "! (8 BP"0 )4 F@"? *0 J0"N +( MP"\ ,$
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M])5?E<F6-):?EPJ7=9?@F$R8N)DDF9"9_)IHFM6;0INOG!R<B9SWG62=TIY
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M]XKX&?BH^3CYQ_I7^N?[=_P'_)C]*?VZ_DO^W/]M____[@ .061O8F4 9
M   !_]L 0P ," @;"ALB$1<D*B0<&R D*R@H("0I)24Q+R4I+BHK*SDK*BXO
M-#4U-30O.SL[.SL[.SL[.SL[.SL[.SL[.SL[_]L 0P$-"PL0#A ;%!LD,B@A
M*#([-#(R,CL[.SL[.SL[.SL[.SL[.SL[0$! 0$ [0$! 0$! 0$! 0$! 0$!
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MQ\C)RM+3U-76U]C9VN+CY.7FY^CIZO+S]/7V]_CY^O_:  P#   !$0(1 #\
M]5HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HKFI/'T+.T<"2S[/O-
M!'O4')&,Y'IP1D$=":GT+QO:ZT1'$Q$A!.QQAN/?E2<<X!)QSV. #>HJC_:Z
M?:/L.#O\KS,X&W;NVXSG.<^V,=ZO4 %%95OXCCGNGTX!O,B0,20-N#MZ'.<_
M,.WK3(O%$4ETVF<B5%SDX"G@-@<Y)P<XQT!]* -BBBLK2/$<>JR301A@UN^U
MMP !.6'&">/E/7% &K1165;^(XY[I]. ;S(D#$D#;@[>ASG/S#MZT :M%%95
MQXCC@NDTXAO,E0L" -N!NZG.<_*>WI0!JT5B^(?%4>AF-)%=VF)"B-0QR,<8
M)')W#&,U4_X3?_IUN_\ OQ_]E0!TM%95MX@$L$EVT<L:Q!B5E3:Y"KN) ST[
M#GK65;?$!+I1)';W+*>C+"&!P<'D-CK0!U5%8>F^*?MT@A^SW";L_-)%M08!
M/)R<9Q@>];E !17.7_C>.TG>R$4TDD8!/E('X(!S][./F';K3?\ A-_^G6[_
M ._'_P!E0!TM%9FHZ\FGV_VZ17"A4)7 #C>0 ""0 03R,\5+_:Z?9_MV#L\K
MS,8&[;MW8QG&<>^,]Z +U%9VA:Y'K<0N8L[22,-C<"#T(!.#WZ]"#WI^MZNF
MCPM=2 E4QD* 3\S!1U('4^M %ZBH+&\%[&DZY"R(K#/7# $9Z\\U1\1^(X]
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MR"#T(/I6;J_B./2I(8) Q:X?:NT @'*CG)''S#IF@#5HIDLHB!=B J@DDG
M'4D^E<U+\0K<R&"!99V4$GR$W@8.#W&1TY&1R,&@#J**P]!\9VVM_+$V'_N/
M\K]^@R0>!GY2<#KBMR@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "J>I:1%J85)U#JCA@#G&1G&1W')X.0>XJY10!PNB1"+6;A%
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M/89R2!S61;?$*W<H)5EA6491YDVHW3HP)XY!ST ZF@#J**** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M%%@B4*B#  _SU]3U)Y/-3T %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !14%Y?1V0WRNJ*3C+L%&?3)(YXJ*SUB"
M].R*5'8#.$=6./7 )XYH N4444 %%%% !1110 4444 %%,EE$0+L0%4$DDX
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M0>A!]*?0 455GU.*W<0O(BNV-JLP#')P, G)R>![U:H **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M3&A))09)..M97B'_ ) J_P#7"V_G'4NA>#_M%O#)]IN5W11G:LV%&5!P!MX
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M8HR!NV$LQ[D?AE3C!Z^B@#%\(^'AH-NMOD%R2SD9P6/IGL  .V<9P":VJ**
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M>^4'KQFMCQ+\8VO8O)M$:-G4;G+#<I.=RKC\,/P>N%!P0_X-^%VDD.IR*0J
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M* "BBB@ HHHH Y3X6_\ (.@_[:?^C7KJZY3X6_\ (.@_[:?^C7KJZ "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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MB^U2R*L1&0Q88.1N&W'WB0,@#)/:@"EIO@NSTR4W<,2K(=W(+$#=UPI)"^G
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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MRKM'LHKV/2(I\>67NL@XP2),JIW9!#, N.^<#DUU&M?# W<LLUM</ MQDR(
M65B<[LX=<@Y/!SC)QP<"]JOPYANK>&UA=HFM3F*0$LP)(9B1D9)(SQC!QC X
M(!GZ1:QV^N7'ED?-;;F 7;M8M'D>Y/#$^K<\@UWM<OX3\#C0Y'NI96GGD&TN
M^1\O'&"S9/ Y)Z  8YSU% '*?"W_ )!T'_;3_P!&O75URGPM_P"0=!_VT_\
M1KUU= !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !115'6
M]67287NGY$:YQSR3PHR <9) SCCJ: +U%4](U$:G#'<KC$B X!W8)'*Y]0>#
M[BL_Q;XJ3P[$)6&]G;"IN"D]R>YP!W /) [YH W**@L;@W,:2LI1G125/520
M"5/ Y'3H*GH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** .$O;*[\,7;WELC36=PVZ6).75C@,ZJ2222<\<$95@H56&A_
MPGW_ $YWG_@/_P#95U=% '*?\)]_TYWG_@/_ /94?\)]_P!.=Y_X#_\ V5=7
M10!RG_"??].=Y_X#_P#V5'_"??\ 3G>?^ __ -E75T4 <I_PGW_3G>?^ _\
M]E1_PGW_ $YWG_@/_P#95U=% '*?\)]_TYWG_@/_ /94?\)]_P!.=Y_X#_\
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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ML>%X8]QSMP>>11X&UB^\0RM/)+M@C;E5C7!)Y"!BI. .O);&.YW  ]!HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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MH !^'SG/X5YUH]X+*>*=LE8Y$8XZX5@3CISQ7JWQ3T8WUL)U&6@;)ZYV-PV
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M\3_\>EQ_UPE_] -?/M T>X?#C_CPA_[:?^C&KI:\B\-_VO\ 9T^R?ZCYMO\
MJ?[QS]_YOO9Z_P J[CP;]O\ WG]H?[&S_5_[6[_5_AU_#O0(Z6BN%\:?$<:8
M6M+;#2@$%^JH?3&/F8<Y[ XSGD#E[+0]0\9(9WD_=[ACS6*H2!C*HJD<="<#
MDGJ<T >Q45X-JVD77A.7:6*%EX>)F 8<9 88/!QD'V/0@GI?!_Q,DB9;:[^=
M695$A(!48Q\V>&&<$DG(Y)+<"@#U2BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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MNO(OB[_Q]I_UP7_T-Z]=KR+XN_\ 'VG_ %P7_P!#>@2.:\,?\?=O_P!=XO\
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M %ZBJ.D:W#K"&6W;<H8J3AEY !QA@#T(J*Q\26]]*]I&^98]VY=K#&T[3R0
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MD7R@<%F.T YQ@[L8/(ZXZCU%5M*\8VFJOY$,@9R"0"K+G'7&X#)]ASC)Z T
M;5%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M>:+<6%[,UPK_ ') 9&5MK-YB\AF SG!(/4CF@#&\7V8O=6,#9"R20*<=<,J
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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MW'B6'17*V]DL<BN#FXW.P R5.UL%&Y!X;\^".<U;6YM6;S)W+D=,\ < '"C
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M(;(,C$],<87:I'L0<]^*U=;\-0ZQ"+20%44J5V87;M&!C@C&"1C&,>^*U:*
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@"O<WJV
M[1H<YE<J,>H1GY]L(?7G%6*** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *KZ=>K?Q)<)D+*BL >N
0& (SC//-%% %BBBB@#__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>quarterlyreportq1_ex85x11xa.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 quarterlyreportq1_ex85x11xa.jpg
M_]C_X  02D9)1@ ! @$ R #(  #_X@Q824-#7U!23T9)3$4  0$   Q(3&EN
M;P(0  !M;G1R4D="(%A96B 'S@ "  D !@ Q  !A8W-P35-&5     !)14,@
M<U)'0@                  ]M8  0    #3+4A0("
M                                             !%C<')T   !4
M #-D97-C   !A    &QW='!T   !\    !1B:W!T   "!    !1R6%E:   "
M&    !1G6%E:   "+    !1B6%E:   "0    !1D;6YD   "5    '!D;61D
M   "Q    (AV=65D   #3    (9V:65W   #U    "1L=6UI   #^    !1M
M96%S   $#    "1T96-H   $,     QR5%)#   $/   " QG5%)#   $/
M" QB5%)#   $/   " QT97AT     $-O<'ER:6=H=" H8RD@,3DY."!(97=L
M971T+5!A8VMA<F0@0V]M<&%N>0  9&5S8P         2<U)'0B!)14,V,3DV
M-BTR+C$              !)S4D="($E%0S8Q.38V+3(N,0
M                                                    6%E:(
M     /-1  $    !%LQ865H@                     %A96B        !O
MH@  ./4   .06%E:(        &*9  "WA0  &-I865H@        )*    ^$
M  "VSV1E<V,         %DE%0R!H='1P.B\O=W=W+FEE8RYC:
M    %DE%0R!H='1P.B\O=W=W+FEE8RYC:
M                                  !D97-C         "Y)14,@-C$Y
M-C8M,BXQ($1E9F%U;'0@4D="(&-O;&]U<B!S<&%C92 M('-21T(
M     "Y)14,@-C$Y-C8M,BXQ($1E9F%U;'0@4D="(&-O;&]U<B!S<&%C92 M
M('-21T(                             9&5S8P         L4F5F97)E
M;F-E(%9I97=I;F<@0V]N9&ET:6]N(&EN($E%0S8Q.38V+3(N,0
M    +%)E9F5R96YC92!6:65W:6YG($-O;F1I=&EO;B!I;B!)14,V,3DV-BTR
M+C$                                  '9I97<      !.D_@ 47RX
M$,\4  /MS  $$PL  UR>     5A96B       $P)5@!0    5Q_G;65A<P
M       !                         H\    "<VEG(     !#4E0@8W5R
M=@        0     !0 *  \ %  9 !X (P H "T ,@ W #L 0 !% $H 3P!4
M %D 7@!C &@ ;0!R '< ? "! (8 BP"0 )4 F@"? *0 J0"N +( MP"\ ,$
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M])5?E<F6-):?EPJ7=9?@F$R8N)DDF9"9_)IHFM6;0INOG!R<B9SWG62=TIY
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M]XKX&?BH^3CYQ_I7^N?[=_P'_)C]*?VZ_DO^W/]M____[@ .061O8F4 9
M   !_]L 0P ," @/" \;$10;(QP<%QH@)"8F'" D("4T+R D*"<K*SDK)R@I
M,#(U,C I-SL[.SLW.SL[.SL[.SL[.SL[.SL[_]L 0P$-"PL0#A ;%!LD,B@A
M*#([-#(R,CL[.SL[.SL[.SL[.SL[.SL[0$! 0$ [0$! 0$! 0$! 0$! 0$!
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MQ\C)RM+3U-76U]C9VN+CY.7FY^CIZO+S]/7V]_CY^O_:  P#   !$0(1 #\
M]5HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M*Z&R\;Z1?YV7*#;C/F$Q]?3>%ST[=.] &Y1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M_%G S@<J23@<DD$GL%KNM)UNSUQ/,MI%D ZXX(Y(&5.",X.,CGJ*!%ZBBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH *RO$/B6T\,PB6<GYCA57!8^N 2.!W)('XD T_%OC.W\
M*(-P\R5_NQ@X.,\L3@X'IQR>!T)'C.LZS<:]<-<3MEFZ = .R@=@/_KG))-
M%SQ+XKN_$TQ>1BL>?EC!.T8SCCNW)RV,\]A@#%HHH&%%%% !1110 445V?A#
MX<SZYB>YW10,N5QC>V<XP#G [Y(Y&, @Y !SFBZ#=^()A% A;D M@[5SGECV
M'!]SC !/%>I>&?AG9Z2/,N0L\G'4?(O&" IX;DGEAZ$ &NIT_3+?28A% BQJ
M.RC'8#)/4G &2>3WJU0(**** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@!DL2SJ4<!E8$$$9!!X((/4&N(\2_"VVU &2SQ#(3G:
M2?+.2<\8)4\\8XXQM&<CNJ* /GC5M$O-#?R[F-HR>F>0> 3AAD'&1G!XZ&J-
M?1U]8PZE"T$RAT<8(/\ G@CL>H/(YKS+Q1\+);7?/9'>@RWE'.\#CA3SN[\'
M!P /F- SSZBG2Q- Q1P592001@@C@@@]"*;0 4444 %%%% !1110!W'@SXC2
MZ1LM;KYH!P&Y+J.,?51Z8R!T. %KUJ*59U#H0RL 00<@@\@@CJ#7S;72^$/&
MUQX:E"L6D@/!3.<<DY7/ .23CHW?G! ![A14%C?0ZE"L\+!T<9!'^>".XZ@\
M'FIZ!!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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MP>Q ![E14%C?0ZE"L\+!T<9!'^>".XZ@\'FIZ!!1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 5G:]K4/A^T>YD(^4':"<;FQP
MHX/)^AP,D\ U<NKE+.)I9#A8U+,<$X"C).!STKPWQEXI;Q3=^8 5C0;44GMG
MEB,XW'OCL .<9(!GZSK-QKUPUQ.V6;H!T [*!V _^N<DDU1HHH&%%%% !111
M0 4Z*)IV"("S,0  ,DD\  #J33:];^''@MM'4WERH$K@;%(^9 <Y)]&;/3&0
M.,\D  L^!/ B^'E%S. UPP^H0'L/5CW/X#C);L:**!!1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110!%<VL5XACE575L95P&!P<C@\=:\@\=^!&\/,;F %K=C]2A/8^JGL?
MP/."WLE,EB6=2C@,K @@C((/!!!Z@T ?-M%=CX[\"-X>8W, +6['ZE">Q]5/
M8_@><%N.H&%%%% !1110 4444 =9X!\9#PS,8ILF&4C)&3M(XW =P?XN,D 8
MZ8/LT4JSJ'0AE8 @@Y!!Y!!'4&OFVO0_AGXR-NR:9-C8Q/EMP,$Y;:>F0QZ=
M\G'((P >I4444""BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M?F?JH!&!\IPQY] 1@U[%0#"BBB@04444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 <]XV\,CQ-9%%_UL>6C( R3C[N3C ;ZCG!.<8KPV6)H&*."K*2""
M,$$<$$'H17TG7EOQ2\*"V;^T85 5R!(%!^\<_/Z8/0].<'DL:!GGE%%% !11
M10 4444 %=C\./%8T*Y-O,P$,Y&2Q("L <'TP> >G8D@+7'44 ?2M%<K\//$
MQ\0V6R3_ %MOM5CDDD8^5B3W.#GD\C/&0*ZJ@04444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M,V<AR]O]W)Y*'IU))VGCH !M% ,[BBBB@04444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !117/>/-9.B:7)(C;7?"(><Y;K@C&"%!(.>H_ @'D7BS63KVHRS[MR[
MBJ=0-B\+@-R,CDCCDDX%9%%% PHHHH **** "BBG11-.P1 69B  !DDG@  =
M2: /5OA+HPMK-[QE^:9BJDX/R)QQW&6SD'KM''<][5/2-.72+2*V7&(D5<@;
M<D#EL>I.2?<U<H$%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110!\^^)-(_L&_EM<Y$;<'.3M8!ESP.<$9XQGI697I_P 7
M=&,J17R+G9E'(R3@G*<=  <C/'+ <]O,*!A1110 4444 %%%% '5?#?63I6J
M)&6PEQ\C Y(R?N<#ONP,D< GIUKVNOFJOH3P_JHUNQBN1C,B G (&X<,!GG
M8$?U- ,T:***!!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ J*ZN4LXFED.%C4LQP3@*,DX'/2I:P_&][]@TB
MY?&<QE,9Q_K"$SWZ;L^_2@#P:BBB@84444 %%%% !1110!Z;\&XF"W3D':3$
M <<9&\D9]1D9^H]:](KA_A%_R#)/^OEO_0(Z[B@04444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 >-_%6S6
MVU;>"<S1(YSZC*<>V$'XYKCJ]#^,5FJ3V\X)W.CH?3"$$?C\YS^%>>4#"BBB
M@ HHHH **** +.F7O]G745QC=Y4B/C.,[6!QGG&<5]&5\U5]$Z/>-J%G#.X
M:6)'..F64$XSGCF@&7****!!1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%8_BS61H.G2S[MK;2J="=[<+@-P<'DCG@$X->*_\ "3ZG_P _4W_?
MU_\ XJ@#Z"HKY]_X2?4_^?J;_OZ__P 570> ==O[S6(8Y9Y75O,RKR.P.(V(
MX)QUH"Q[%1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !7(?%*]^RZ0R8SYTB)G.,8._/O\ <Q^.:Z^O
M/OC#>[+6"WQ]^1GSGIY:XQCWW_I[T >5T444#"BBB@ HHHH **** /</AQ_R
M!(/^VG_HUZZ6L?PA;):Z5;*@P#"C=2>7&YCSZDD_RK8H$%%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M$_,_1B0<#Y3E1QZD'!KC***!A72_#C_D-P?]M/\ T4]<U72_#C_D-P?]M/\
MT4] 'N%%%% @HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "O-/C+_P NO_;;_P!IUZ77D7Q=_P"0G'_U[+_Z
M')0!P]%%% PHHHH **** "BBB@#Z"\,?\@RU_P"O:+_T!:TZ@L;-=/@C@0DK
M$BH,]<* !G&.>*GH$%%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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MX4444""BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ K
MD_BA9K<Z.[DG,+HXQZEMG/MAS^.*ZRL?Q?;)=:5<JXR!"[=2.4&Y3QZ$ _SH
M \"HHHH&%%%% !1110 4444 >A_!V\5)[B @[G1''IA"0?Q^<8_&O4J\4^&5
MR\&LQ*IP)%D5N!R A;'YJ#QZ5[70)A1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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MAQ_R&X/^VG_HIZ /<****!!1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% 'S?=6SV<K12##1L589!P5.
M",CCK45=#X^T_P#L[5YU ;#MY@+=_,&XXX&0&) ^F.HKGJ!A1110 4444 %%
M%% %G3+W^SKJ*XQN\J1'QG&=K XSSC.*^C*^:J]]\(ZA_:FEV\V6),84E^26
M3Y&.<G.2I.>I[T S8HHHH$%%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 5E>*KX:=IEQ*6*$1, 1G(9AM7&.0=Q'/;K6
MK7'?%6\:VTG8 ,32HASZ#+\>^4'X9H \;HHHH&%%%% !1110 4444 >F_!VQ
M(6XN"HP2B*W&>,LP]0.5)['CTX](KE_AM8BRT>([2K2EW;.><L0IY[%0N,<$
M<]ZZB@04444 %%%% !1110 4444 %%%% !1110 4444 %9GB?_D&77_7M+_Z
M U:=9GB?_D&77_7M+_Z U 'S[1110,**** "NE^''_(;@_[:?^BGKFJZ7X<?
M\AN#_MI_Z*>@#W"BBB@04444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M_HIZ /<****!!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !7$_%?2A>::+@8W6[@Y)/W7(4@#H26VG
MGL#SV/;5%=6R7D312#*R*589(R&&",CGI0!\WT59U/3Y=)N'MY1AHV*GKCCH
M1D X(Y!QR.:K4#"BBB@ HHHH **** -SP9KW_".ZBDS'Y&^1_P#=;&3T)^4@
M-QR<8[U[S7S57MOP[UQ=8TQ$X#VX$; >BC"G&2<%>_&2&QP* 9U%%%% @HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHK,\2:O_8-
MA+=8R8UX&,C<Q"KGD<9(SSG'2@#R+XAZO_:^JR8&!!^Z'&#\A.2>3_$3CIQC
MC-<U110,**** "BBB@ HHHH ZKX;Z,=5U1)"N4M_G8G(&1]SD=]V#@GD ]>E
M>UUQWPOT4:;IOGD$/<G<<@CY5)"#D\@\L#@9#=P!78T""BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH *S/$__(,NO^O:7_T!JTZS/$__ "#+K_KV
ME_\ 0&H ^?:***!A1110 5TOPX_Y#<'_ &T_]%/7-5TOPX_Y#<'_ &T_]%/0
M![A1110(**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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MFJ* /I6BN7^'_B4>(+$(Y)E@"J^<\]=K9).20.><Y!X QGJ*!!1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !7EOQ<UHRS1V*D;4'F-
M@@_,<A0>,@A<GKR&'' KTC4]0BTFW>XE.%C4L>F>.@&2!DG@#/)XKY]U/4)=
M6N'N)3EI&+'KCGH!DDX X SP.* 16HHHH&%%%% !1110 5H>']*.MWT5L,XD
M< X(!VCEB,\9"@G^AK/KU3X2Z#]G@?4'',N43_=4_,>#W88Y&1MXX- '?11+
M H1 %50  !@ #@  = *?110(**** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ K,\3_ /(,NO\ KVE_] :M.LSQ/_R#+K_KVE_] :@#Y]HHHH&%%%%
M!72_#C_D-P?]M/\ T4]<U72_#C_D-P?]M/\ T4] 'N%%%% @HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M$IRTC%CUQST R2< < 9X'%5J!A1110 4444 %%%% %[1-)?7+R.U3@R-C/'
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MD'W2QOH=2A6>%@Z.,@C_ #P1W'4'@\T")Z*** "BBB@ HHHH **** "BBB@
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M%% !1110 4444 %%%% !1110 5F>)_\ D&77_7M+_P"@-6G69XG_ .09=?\
M7M+_ .@-0!\^T444#"BBB@ KI?AQ_P AN#_MI_Z*>N:KI?AQ_P AN#_MI_Z*
M>@#W"BBB@04444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M(Y_A]%)_N^A_AZ'Y?N^J4""BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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MG@CN.H/!YH$3T444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ K,\3_\
M(,NO^O:7_P! :M.LSQ/_ ,@RZ_Z]I?\ T!J /GVBBB@84444 %=+\./^0W!_
MVT_]%/7-5TOPX_Y#<'_;3_T4] 'N%%%% @HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M&VGA928\O(X 9VQGMD =ESSCD^I.!C>H$%%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %9GB?\ Y!EU_P!>TO\ Z U:
M=9GB?_D&77_7M+_Z U 'S[1110,**** "NE^''_(;@_[:?\ HIZYJNE^''_(
M;@_[:?\ HIZ /<****!!1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 07UC#J4+03*'1Q@@_YX(['J#R.:\9\7>!+GPVS2H"]OD8?C(W= P'0CIG&
M#D="<#VVF2Q+.I1P&5@001D$'@@@]0: /FVBO0_&7PS:W/GZ>A9,?-'G+# Z
MKN.6!QTY.>F0<#SR@84444 %%%% !1110 4444 ;7A[Q=?>&21 P*,<E'&5)
MQC/8@_0C.!G(%>F:#\3-.U?"2G[._I(?D[]'X'0?Q!>3@9KQFB@#Z5HKP;0?
M&>H^'<+$^Y!_!)\R=^@R"O)S\I&3US7HVC?%/3M1*I,&@9N[?,F<X W#GIR2
M5 '.3Z@CLZ*BMKJ*\021,KJV<,A# X.#R..M2T %%%% !1110 4444 %%%%
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M* "NE^''_(;@_P"VG_HIZYJNE^''_(;@_P"VG_HIZ /<****!!1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !7)^*_A[::^&EB BFP<%0 K
M$G/S #DGGYASSD[L 5UE% 'SUK6@W?A^8Q3H5Y(#8.UL8Y4]QR/<9P0#Q6?7
MT7J&F6^K1&*=%D4]F&>Q&0>H."<$<CM7F'B;X63Z>/-LBTR\Y0XW@ 9R,8#9
M(/  /0 'DT#.#HITL30,4<%64D$$8((X((/0BFT %%%% !1110 4444 %%%%
M %S3M7N](;?;RM&<@G:Q .WID="/8@BNNTKXMWUJ-MQ&LP /(_=MG.<D@%<
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M7$<YRB9/T^<N,?AGWJG_ ,+'UO\ Y[_^0XO_ (B@+'N%%>'_ /"Q];_Y[_\
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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MY''6@1+1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 5P_C
M/X<Q:OONK7Y9SR5X",><_1CZYP3U&26KN** /F^YM9;-S'*K(RXRK@J1D9'!
MYZ5%7O/B;PA9^)T_>#;(%(60=1SGD9 89['U.""<UXWXA\-7?AF813@?,,JR
MY*GUP2!R.X(!_ @D&95%%% !1110 4444 %%%% !6AHNO7?A^82P.5Y!*Y.U
ML9X8=QR?<9R"#S6?10![%X9^)EGJP\NY*P2<=3\C<9)#'A>0>&/H 2:[.OFJ
MNC\->.[[PT!&I$D0.=C]LD$X/4'KZC))VDT!8]RHK!\.>-+'Q(JA&"2D<QL<
M-GG(&<;AP3D=NH'2MZ@04444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 5!?6,.I0M!,H='&"#_G@CL>H/(YJ>B@#QGQ=\/+CP_\ O8=TT/S$D+\R
MXR?F [8_BX&<Y XSR%?2M>?>+OA@EW^^L J-\Q:,DA3U/R]0ISQCA<8^[CD&
M>5T4Z6)H&*."K*2"",$$<$$'H13: "BBB@ HHHH **** "BBB@!T4K0,'0E6
M4@@@X((Y!!'0BNX\-?%*YT\B.\S-&!C< /,& ,<Y 8<<YYYSN.,'A:* /H?2
M=;L]<3S+:19 .N.".2!E3@C.#C(YZBKU?.>GZG<:3*)8':-AW4X[@X(Z$9 R
M#P>]>D>'/BO#(JQ7P*L!CS%&5.,\E0,@].@()/110(]$HID4JSJ'0AE8 @@Y
M!!Y!!'4&GT %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M#_"+_D&2?]?+?^@1UW% @HHHH **** "BBB@ KG/'?BI_"%B+A(Q(SR! &.
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %9VM:#:>((3%.@;@@-@;ESCE3V/
M]CC!!'%:-% 'A_BGP'>>&<R?ZV$;?WBC&">Q7)(Y[\CD<Y.*YJOI6N"\3?"R
M#4#YMD5A;G*'.PDG.1C)7 )X (Z  <F@=SR>BK.H:9<:3*8IT:-AV88[D9!Z
M$9!P1P>U5J "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *EMK66
M\<1Q*SLV<*@+$X&3P.>E;WAKP)?>)0)% CB)QO?O@@' ZD]?09!&X&O6O#_A
M6R\-)M@7+'.7?!<Y(.-P XX' P.,]<F@"EX \/W'ARP,4^W<\A?"G.,H@P3C
M&00<XR/0FNEHHH$%%%% !1110 4444 %%%% !1110 5\^?$?Q GB+5G>/!CB
M B0CN$));()!!8G!'5<<9KH_B3\2?[0W:?9-^ZY$DBG[WJJG^[ZG^+H/E^]Q
M_A/PG<^+;GR8N%7!=R,JH/\ ,GL._L 2 #U/X,Z>;726F90#-,Q#<9*J HY'
M. P; /N>_//_ !PO4DN+:W .Z.-W)[8D( []?W9SQZ?AZO:6L=C"D,8PD:JJ
MC). HP!DY/05XU\:_P#D+1?]>J?^C)* -#X'6L;S74Q'SHL:@Y/1RQ88Z<E!
M^7UKUNO-_@C+ ;&=!CS1,"W'.TJ G..1D/@9XY]>?2* "F30I<(4<!E8$$,,
M@@\$$'J#3Z* /EJ[M9+&9X9!AXV96&0<%3@C(R.HKZ7T.]?4[&"X< -+#&Y"
M],NH)QDGCGUKYX\6?\A:[_Z^IO\ T8U>_P#A/_D$VG_7K#_Z+6@#6HHHH *X
M?XN:\-*TO[,I(DNCM&"1\JD%SD#D'A2,C(;N 16[XL\66WA*V\Z7EFR$0'#,
M1_(#N>WN2 ? -=UVY\1W+7-PV6;@ <*H'10.P'_USDDD@&E\/=+?5=:MU7($
M<@D8A=V!%\W/H"0%SV)'7I7T17#_  N\''P]:&YF4B>X RK  HH)PO<Y;@L.
M.P(!7GL-1N7L[>25$,C1QLP1>K%02%& >3TZ'Z4 ?+\TSW#EW)9F))+'))/)
M))ZDU[+K'QHT^S.VVC><@CD_ND((R2"06R#Q@J._/3/D$NG7$,_V=HW64D#8
M5(?+8P-I&<G(QQS7=:#\&[S4X!-<RBWW %5V%WYS]X97:>G&2><'!&* -/\
MX7G_ -.?_D?_ .U5TOAOXH:9XAD6 [H97V@+(!M+$'(5AD=1@;MI.1@9.*PM
M4^"-NR9M9W5@&XF <$_PC*A=H]3AOIQSYEKNA7/ARY:VN%PR\@CE6!Z,#W!_
M^L<$$  ^FJ*\_P#A5XVFU^-K*Y.Z6%058Y+,N<'/&,J2!G.6STR"3Z!0 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% %
M74-,M]6B,4Z+(I[,,]B,@]0<$X(Y':O/O$/PEZRV+^I\N0_4X5OR #?4M7I=
M% 'SQJVB7FAOY=S&T9/3/(/ )PPR#C(S@\=#5&OI*6)9U*. RL""",@@\$$'
MJ#7)ZM\,-+U'+1AH6.X_NSE<MTRK9& >R[>./3 .YXS17=:K\)+ZU&ZWD68
M#@_NVSG& "2N .<EAWX]>:OO"NIZ<6$EO( @R2%+*!C.=RY7 '7GCO0!E444
M4 %%%% !1110 44Z*)IV"("S,0  ,DD\  #J36U9>"-7O\[+9QMQGS (^OIO
M*YZ=NG>@##HKTC2O@^Q.;N8 9/RPC.1C@[F P<]MIX[\\=CI/@K2]&P8X5+#
M;\TGSME>C#=D*<\_*!S]!0!Y)HO@?4]=(*1E$(!WRY1<$$@CC+ X_A!ZC. :
M](T'X9Z=I&'E'VA_60?)WZ)R.A_B+<C(Q77T4""BBB@ HHHH **** "BBB@
MHHHH **** "O'_B3\2?[0W:?9-^ZY$DBG[WJJG^[ZG^+H/E^\?$GXD_VANT^
MR;]UR))%/WO55/\ =]3_ !=!\OWN/\)^$[GQ;<^3%PJX+N1E5!_F3V'?V )
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M_P#$4?\ "TM?_P"?C_R%%_\ $5ZK_P *MT#_ )]__(LO_P 71_PJW0/^??\
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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MM 'HU%9WA]+U+*,7A#38)<C'<D@?* ,@8!QQD=3UK1H **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M<Y^]D9R,#ID?$*^%]K$Y5BRH509SQL4!@,] &W>V<GO7M=C8PZ;"L$*A$08
M'^>2>YZD\GF@#RM+/QAHX,P,S8&"#(L_4CHA9^?<#(&>V:-#^*][:-MNP)D)
MZ@!''3I@!2 ,\8!)/W@*];K@OB?X52\MSJ$2_O8\;\9^9.F2 #DKQSQA<YS@
M8 .VL;Q=0@CG0$+*BN,]<, 1G&>>:\I\:6WB'3(EEN[G>DF8R(7*KR"<%0J
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M"?<?6IZ* /GC1-/35KR.V>3RQ*VW=M+\G[HP".IP.O&<FN\_X4U_T]?^0?\
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M9"]G0!YI_P *:_Z>O_(/_P!LKT'3++^SK6*WSN\J-$SC&=J@9QSC.*Y'Q?\
M$BWTZ(Q63K),W&Y?F1<@'.>C'G@#(!SNZ8/6:1<3W=I%).@21T4LHSP2.F&
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M)X7D]^M<U+\)]6G8N\L+,Q))+R$DGDDDQ\DUZW10!R_A/2=;TN0K>W"RQ!"
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MOFLV_H,YVQXZYQ[5T/A#X?R^&IQ.URS97YHT!5"V".3GY@N3C@'.#QTKLZ*
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M1G 7<\':=K<,LEQJ$V?,4 1Y!P0<9^7Y5X'1?O9RW(H&:_B?_D&77_7M+_Z
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MK?VYI4%QL6/<I&U.%&QBG [#Y>!V'&3C->?W7AWQEXHC-K=NJ1\,=[1*I(/
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M?PG Y![J"?8Z\W\/> ]4U+4(]4U:0%XRI6/@GY,[>4(50&PP"Y!YW8).?2*
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@"KJ=E_:-K+;YV^;&Z9QG&Y2,XXSC-5O#>C?\(_8QVF_?Y>[
MYL;<[F+=,GU]:TZ* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** &30I<(4
M<!E8$$,,@@\$$'J#3+6TAL8Q%$BHBYPJ*%49.3@# ZFIJ* "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MHKFZBLT,DK*BKC+.0H&3@<GCK4M<3\6I6CTM "0&G0'!QD;7.#ZC(!^H% ';
M5S6F>+3JFM36"!?+@C/S<[BZLJMUP  6(Z')&0<&JOP\\7?\)!;^1+_KH%4$
MELEEZ!N3G/\ >[9(.><#BM"T+7UOAJ2V[%Q*6;?LB+;OOC#XP&#$9 P,\<B@
M#U/7M:A\/VCW,A'R@[03C<V.%'!Y/T.!DG@&J7@K6KOQ!8_:;A54L[!=F0"J
MX&>68YW!A^'3UY7XIV^HZE/%!#%(\2)O_=H[#<Q(YQD9 ''<9/K5GX?:ZNEZ
M!)/<$^7;RL!@9."$( QU)9SU]>2 . #NKFZBLT,DK*BKC+.0H&3@<GCK3HI5
MG4.A#*P!!!R"#R"".H->(7VM3>.-4A6<E8WE1%53]U78 XR.6/<D<GM@ #V^
M*)8%"( JJ   ,  <  #H!0 ^BJO]IVOG_9_-3S?[F]=_3=]W.>G/3IS5J@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M\^O*R_%[42Q*10A<G (<G'8$AQD^^!]!0!ZW169:ZO\ \2Q;Z4?\NPE8(/\
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M &I0,]$OKQ=/@DG<$K$C.<=<*"3C..>*^?=7U6;6[E[F;&^0Y.!@<   >P
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MBG;ZO<+;RQ-$9&55(;S!EN,'A2.< <'KS@#- '<4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 5Y7\5M).GWD6H1;E,G#%<C#QXVG=G@D= ,?=)YYKU2J>KZ5#K
M=L]M-G9(,'!P>"""/<$ ^GJ"* /%[;Q_K-J@C6X8@9^^J.>3G[S*2?Q/M70>
M*_%6HWMG'?6LS1V\^$9%9-Z2+DE=R@. 0,CG)&<@ @5R>N>&+[PZV+B,A<X#
MCE#UQAAW."<'!QU H\/:PNE3%9E,D$HVRQ_WAV//\2GE3P<\ C)- S/N;J6\
M<R2LSLV,LY+$X&!R>>E%K/\ 9I5DVJVQ@VUQE3@YP1W![CTJ]JVD?9,SPGS+
M9I&5) <].0K# *MCL0,\E<CFLR@#Z$T'6H?$%HES&1\P&X YVMCE3P.1]!D8
M(X(K1KR3P0-2\)R&XG00VTAVR&<B,_*I8%0?G+8S@!2&Y'NNUJ'Q'N-6E-KI
M4+2,>-[+GN5W!>@&2I#.0!T9:!'0>+?%J>'$$:#S+B7B.,9)Y. 2!SC/0=6/
M [D:ND/=R6R-=!5E(RPCSM&2<#DGD#&>2,YP<5@^$O!9T=S=W;^?=-QO)+!1
MC'!;DDCJ3V^4<9S1^)WB.XTNW^RQ1MB=<-(5R@#9&P'IN(!SZ#IR<@ P_&?A
M;6_$6HO,L'R+\B?O(ONKG!^\#\Q);GD9QVJ]X'.L^&;A;&ZA<P2<@@&0(3G^
M)-P )Z@D8SNX&<M^%_BYIC_9L[$G'[DD9X4$E"?0 97(X&1G[HKTB@ HHHH
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M#@\/+$T#%'!5E)!!&"".""#T(H ^@/#'_(,M?^O:+_T!:X?XR_\ +K_VV_\
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M.G'UH Y[X4Z+:ZG+<23HLGEJBA7567YRQ)P0>1LX/H34/AF)8/%A1 %59[D
M 8  60  #H!7=>#?!O\ PB/F_O?-\[9_!LQLW?[39SNJKI_@#[!JYU/S\YDE
M?9Y>/]8&&-V\]-WIS0!R/A[_ )&]O^OFZ_E)1X>_Y&]O^OFZ_E)77:?X ^P:
MN=3\_.9)7V>7C_6!AC=O/3=Z<T:?X ^P:N=3\_.9)7V>7C_6!AC=O/3=Z<T
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
C%%%% !1110 4444 %%%% !1110 4444 %%%% !1110!__]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>9
<FILENAME>strain-enhanced.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 strain-enhanced.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  ," @," @,# P,$ P,$!0@%!00$
M!0H'!P8(# H,# L*"PL-#A(0#0X1#@L+$!80$1,4%145# \7&!84&!(4%13_
MVP!# 0,$! 4$!0D%!0D4#0L-%!04%!04%!04%!04%!04%!04%!04%!04%!04
M%!04%!04%!04%!04%!04%!04%!04%!3_P  1" #M U4# 2(  A$! Q$!_\0
M'P   04! 0$! 0$           $" P0%!@<("0H+_\0 M1   @$# P($ P4%
M! 0   %] 0(#  01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T? D,V)R@@D*
M%A<8&1HE)B<H*2HT-38W.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U
M=G=X>7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7&
MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0 'P$  P$! 0$!
M 0$! 0        $" P0%!@<("0H+_\0 M1$  @$"! 0#! <%! 0  0)W  $"
M Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O 58G+1"A8D-.$E\1<8&1HF
M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$
MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4
MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H # ,!  (1 Q$ /P#]4Z*** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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MS\EWJ#_\?]XO^XFR%?\ MI0!](6-JMC9PVRLSK"BH&;O5JBB@ HHHH ****
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MPGWD_P#'/]^N^^$?_!.OX4?#>\35]:L[GX@^)W?SIM6\3/\ :-\G][RON?\
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MS_QS/_M.^]OQKYI_8C^'^N_$;Q/K_P"T;X_@V>)?%/[G0;%^4T[3/X-G^_\
M^@_/_'7VA0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1144DB0HSNRHB_>9J ):*\G\;?M2?"/X;97Q#\1O#]C,@^>!;Y9IO^_:;G
M_2O#-<_X*A?#.>XDL? ^@>*_B)J.[8D6C:6ZH_\ P)_G_P#'* /LNBOBR/\
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MX%^)WACP!J^O0V_BCQ$S_8K+_P! W\_)O/R)_?;@4 >F4444 %%%% !1110
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M-CI%M_SQL;9(4_[Y3%:]% !1110 4444 %%%% !1110 4444 %%%% !1110
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MX^)'B!?,O))V+/8PL=_D;^[D_.[=W_W:^O:** "BBB@ HHHH **** "BBB@
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MV'KZM_8G^#MW\(_@7I?]L!G\5>(I7U_6YI/]8US<'?L;C^!-B?@U?F5^Q_\
M#6__ &K/VKTU?Q"OVVQAOG\3ZX[_ ''^?>D/_ YG1/\ <WU^VU!0^BBB@D**
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **XGQI\8? OPY6
M27Q/XPT70O+^_'>WL2/_ -\9W5\^>._^"H'P(\'^8MEK>H>)YU'W-(L7V?\
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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MC-?+?[(_[%WB3]I/Q8WQ<^,\E[<Z)>R_:8;2\;]]K+?P._\ <MO]C^/_ '*
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MA_M-[O[\_P"K[_Q_W*_2Z.-(45$541?NJM2T4$A1110 4444 %%%% !1110
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% &/XH\3Z7X*\/ZAKNM7D6GZ/I\#W%U=S-M2)$ZDU^
M=/PY\,ZO_P %'OV@Y_B%XHM;FR^#'A2X-MI.FS_)]N?^Y_P/Y'F_X E=!\?O
M&&N?MT?&T?!'P%>M:?#KP]<K/XL\00'Y)61_N(?X]C_*B?QO\_W$S7W/X"\"
M:'\,O!^F>&/#MDFGZ-IL(AMX(\<#_P"*H Z""W2WA2*)5CB5=JHB_*M3T44
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MZYO;M]D<2>IKYKTO5?B'^V!<+?:=>ZO\+?@SO_<W5J?L^N>(D_OHW_+I;_\
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MJ_\ +%/K)_&FT Y?X'_"K7/&7CB3XU?$NT^S^++Z+R/#_A^;#KX;TUONQ_\
M7R_WG?WV=J^CZ** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@"I?6-OJ
MEG):740FMI1L='_BJQ]RGT4 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
$ '__V0$!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
