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Insurance Contracts - Insurance Contracts Issued and Reinsurance Contracts Held By Measurement Components (Details) - CAD ($)
$ in Millions
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Disclosure of reconciliation of changes in insurance contracts by components [line items]    
Insurance contract assets, beginning balance $ 184  
Insurance contract liabilities, beginning balance 154,710  
Changes related to future service:    
Total changes related to future service (266) $ (126)
Changes related to past service — Adjustments to FCF for incurred claims 2,397 (95)
Total changes 2,704 1,592
Cash flows:    
Insurance acquisition cash flows expensed as incurred 1,258 1,174
Insurance contract assets, ending balance 355 184
Insurance contract liabilities, ending balance 167,366 154,710
Insurance    
Disclosure of reconciliation of changes in insurance contracts by components [line items]    
Insurance contract assets, beginning balance 184 75
Insurance contract liabilities, beginning balance 135,669 131,294
Insurance contracts liability (asset) at beginning of period 135,485 131,219
Changes related to future service:    
Contracts initially recognized in the year 119 70
Changes related to past service — Adjustments to FCF for incurred claims (2,397) 95
Insurance service result (4,264) (4,080)
Insurance finance (income) expenses from insurance contracts issued 5,139 9,675
Total changes recognized in income 875 5,595
Foreign currency translation 4,645 (1,194)
Total changes 5,520 4,401
Cash flows:    
Premiums received 34,027 31,876
Amounts paid to policyholders and other insurance service expenses paid (28,443) (25,956)
Insurance acquisition cash flows (1,259) (2,061)
Fees received from segregated funds 419 422
Other 1,165 393
Total cash flows 5,909 4,674
Dispositions   (4,809)
Changes in PAA balance 963 341
Insurance contract assets, ending balance 355 184
Insurance contract liabilities, ending balance 147,269 135,669
Insurance contracts liability (asset) at end of period 146,914 135,485
Reinsurance contracts held    
Disclosure of reconciliation of changes in insurance contracts by components [line items]    
Insurance contract assets, beginning balance 5,794 6,115
Insurance contract liabilities, beginning balance 1,623 1,603
Insurance contracts liability (asset) at beginning of period (4,171) (4,512)
Changes related to future service:    
Contracts initially recognized in the year 0 0
Insurance finance (income) expenses from insurance contracts issued 51 59
Total changes recognized in income 136 (10)
Foreign currency translation 368 (171)
Total changes 504 (181)
Cash flows:    
Other (148) (197)
Total cash flows (182) (40)
Dispositions   (120)
Changes in PAA balance 68 (59)
Insurance contract assets, ending balance 6,318 5,794
Insurance contract liabilities, ending balance 1,825 1,623
Insurance contracts liability (asset) at end of period (4,493) (4,171)
non-PAA | Insurance    
Disclosure of reconciliation of changes in insurance contracts by components [line items]    
Insurance contract assets, beginning balance 184 75
Insurance contract liabilities, beginning balance 118,405 114,371
Insurance contracts liability (asset) at beginning of period 135,485 131,219
Changes related to current service:    
CSM recognized for services provided (1,117) (923)
Risk adjustment recognized for non-financial risk expired (596) (545)
Income taxes specifically chargeable to the policyholder (26) (5)
Experience adjustments 176 169
Total changes related to current service (1,563) (1,304)
Changes related to future service:    
Changes in estimates that adjust CSM 0 0
Changes in estimates that do not adjust CSM (losses on onerous groups and reversals of such losses) 153 42
Contracts initially recognized in the year 119 70
Total changes related to future service 272 112
Changes related to past service — Adjustments to FCF for incurred claims 6 (51)
Insurance service result (1,285) (1,243)
Insurance finance (income) expenses from insurance contracts issued 4,342 8,648
Total changes recognized in income 3,057 7,405
Foreign currency translation 4,234 (1,058)
Total changes 7,291 6,347
Cash flows:    
Premiums received 16,055 14,798
Amounts paid to policyholders and other insurance service expenses paid (13,138) (11,809)
Insurance acquisition cash flows (1,257) (2,034)
Fees received from segregated funds 419 422
Other 1,096 393
Total cash flows 3,175 1,770
Dispositions 0 (4,238)
Contracts modified 0 46
Insurance contract assets, ending balance 226 184
Insurance contract liabilities, ending balance 128,913 118,405
Insurance contracts liability (asset) at end of period 146,914 135,485
non-PAA | Reinsurance contracts held    
Disclosure of reconciliation of changes in insurance contracts by components [line items]    
Insurance contract assets, beginning balance 5,453 5,674
Insurance contract liabilities, beginning balance 1,623 1,562
Insurance contracts liability (asset) at beginning of period (4,171) (4,512)
Changes related to current service:    
CSM recognized for services provided 18 (4)
Risk adjustment recognized for non-financial risk expired (174) (148)
Experience adjustments 151 137
Total changes related to current service (5) (15)
Changes related to future service:    
Changes in estimates that adjust CSM 0 0
Changes in estimates that do not adjust CSM (losses on onerous groups and reversals of such losses) 44 35
Changes in estimates that relate to losses and reversals of losses on groups of underlying contracts 67 13
Contracts initially recognized in the year 0 0
Total changes related to future service 111 48
Changes related to past service — Adjustments to FCF for incurred claims 11 (47)
Insurance service result 117 (14)
Insurance finance (income) expenses from insurance contracts issued 52 45
Total changes recognized in income 169 31
Foreign currency translation 350 (97)
Total changes 519 (66)
Cash flows:    
Other (164) (279)
Total cash flows (265) (188)
Dispositions 0 (33)
Contracts modified 0 5
Insurance contract assets, ending balance 5,909 5,453
Insurance contract liabilities, ending balance 1,825 1,623
Insurance contracts liability (asset) at end of period (4,493) (4,171)
PAA | Insurance    
Disclosure of reconciliation of changes in insurance contracts by components [line items]    
Insurance contract assets, beginning balance 0 0
Insurance contract liabilities, beginning balance 17,264 16,923
Cash flows:    
Insurance contract assets, ending balance (129) 0
Insurance contract liabilities, ending balance 18,356 17,264
PAA | Reinsurance contracts held    
Disclosure of reconciliation of changes in insurance contracts by components [line items]    
Insurance contract assets, beginning balance 341 441
Insurance contract liabilities, beginning balance   41
Cash flows:    
Insurance contract assets, ending balance 409 341
Estimates of PV of future cash flows    
Disclosure of reconciliation of changes in insurance contracts by components [line items]    
Insurance contract assets, beginning balance 4,840  
Insurance contract liabilities, beginning balance 583,616  
Insurance contracts liability (asset) at beginning of period 578,776  
Cash flows:    
Insurance contract assets, ending balance 5,676 4,840
Insurance contract liabilities, ending balance 756,186 583,616
Insurance contracts liability (asset) at end of period 750,510 578,776
Estimates of PV of future cash flows | Insurance    
Cash flows:    
Changes in PAA balance 925 349
Estimates of PV of future cash flows | Reinsurance contracts held    
Cash flows:    
Changes in PAA balance 68 (67)
Estimates of PV of future cash flows | non-PAA | Insurance    
Disclosure of reconciliation of changes in insurance contracts by components [line items]    
Insurance contract assets, beginning balance 578 195
Insurance contract liabilities, beginning balance 99,420 96,623
Insurance contracts liability (asset) at beginning of period 115,278 112,515
Changes related to current service:    
Income taxes specifically chargeable to the policyholder (26) (5)
Experience adjustments 176 169
Total changes related to current service 150 164
Changes related to future service:    
Changes in estimates that adjust CSM (508) (1,206)
Changes in estimates that do not adjust CSM (losses on onerous groups and reversals of such losses) 81 33
Contracts initially recognized in the year (1,859) (1,702)
Total changes related to future service (2,286) (2,875)
Changes related to past service — Adjustments to FCF for incurred claims 8 (39)
Insurance service result (2,128) (2,750)
Insurance finance (income) expenses from insurance contracts issued 4,149 8,131
Total changes recognized in income 2,021 5,381
Foreign currency translation 3,524 (898)
Total changes 5,545 4,483
Cash flows:    
Premiums received 16,055 14,798
Amounts paid to policyholders and other insurance service expenses paid (13,138) (11,809)
Insurance acquisition cash flows (1,257) (2,034)
Fees received from segregated funds 419 422
Other 1,096 393
Total cash flows 3,175 1,770
Dispositions 0 (3,885)
Contracts modified 0 46
Insurance contract assets, ending balance 670 578
Insurance contract liabilities, ending balance 108,232 99,420
Insurance contracts liability (asset) at end of period 124,923 115,278
Estimates of PV of future cash flows | non-PAA | Reinsurance contracts held    
Disclosure of reconciliation of changes in insurance contracts by components [line items]    
Insurance contract assets, beginning balance 3,848 4,061
Insurance contract liabilities, beginning balance 2,355 2,275
Insurance contracts liability (asset) at beginning of period (1,817) (2,177)
Changes related to current service:    
Experience adjustments 151 137
Total changes related to current service 151 137
Changes related to future service:    
Changes in estimates that adjust CSM 490 68
Changes in estimates that relate to losses and reversals of losses on groups of underlying contracts 113 (6)
Contracts initially recognized in the year (56) (45)
Total changes related to future service 547 17
Changes related to past service — Adjustments to FCF for incurred claims 7 (38)
Insurance service result 705 116
Insurance finance (income) expenses from insurance contracts issued (139) (120)
Total changes recognized in income 566 (4)
Foreign currency translation 286 (81)
Total changes 852 (85)
Cash flows:    
Other (164) (279)
Total cash flows (265) (188)
Dispositions 0 (25)
Contracts modified 0 5
Insurance contract assets, ending balance 4,292 3,848
Insurance contract liabilities, ending balance 2,212 2,355
Insurance contracts liability (asset) at end of period (2,472) (1,817)
Estimates of PV of future cash flows | PAA | Insurance    
Disclosure of reconciliation of changes in insurance contracts by components [line items]    
Insurance contract assets, beginning balance 0 0
Insurance contract liabilities, beginning balance 16,436 16,087
Cash flows:    
Insurance contract assets, ending balance (129) 0
Insurance contract liabilities, ending balance 17,490 16,436
Estimates of PV of future cash flows | PAA | Reinsurance contracts held    
Disclosure of reconciliation of changes in insurance contracts by components [line items]    
Insurance contract assets, beginning balance 324 440
Insurance contract liabilities, beginning balance   49
Cash flows:    
Insurance contract assets, ending balance 392 324
Risk adjustment | Insurance    
Changes related to future service:    
Contracts initially recognized in the year 530 513
Cash flows:    
Changes in PAA balance 38 (8)
Risk adjustment | Reinsurance contracts held    
Changes related to future service:    
Contracts initially recognized in the year 120 102
Cash flows:    
Changes in PAA balance 0 8
Risk adjustment | non-PAA | Insurance    
Disclosure of reconciliation of changes in insurance contracts by components [line items]    
Insurance contract assets, beginning balance (146) (51)
Insurance contract liabilities, beginning balance 7,388 6,847
Insurance contracts liability (asset) at beginning of period 8,362 7,734
Changes related to current service:    
Risk adjustment recognized for non-financial risk expired (596) (545)
Income taxes specifically chargeable to the policyholder 0 0
Total changes related to current service (596) (545)
Changes related to future service:    
Changes in estimates that adjust CSM 34 292
Changes in estimates that do not adjust CSM (losses on onerous groups and reversals of such losses) 72 9
Contracts initially recognized in the year 530 513
Total changes related to future service 636 814
Changes related to past service — Adjustments to FCF for incurred claims (2) (12)
Insurance service result 38 257
Insurance finance (income) expenses from insurance contracts issued 290 525
Total changes recognized in income 328 782
Foreign currency translation 235 (54)
Total changes 563 728
Cash flows:    
Dispositions 0 (92)
Contracts modified 0 0
Insurance contract assets, ending balance (149) (146)
Insurance contract liabilities, ending balance 7,948 7,388
Insurance contracts liability (asset) at end of period 8,963 8,362
Risk adjustment | non-PAA | Reinsurance contracts held    
Disclosure of reconciliation of changes in insurance contracts by components [line items]    
Insurance contract assets, beginning balance 1,431 1,450
Insurance contract liabilities, beginning balance (847) (771)
Insurance contracts liability (asset) at beginning of period (2,295) (2,230)
Changes related to current service:    
Risk adjustment recognized for non-financial risk expired (174) (148)
Total changes related to current service (174) (148)
Changes related to future service:    
Changes in estimates that adjust CSM (130) (52)
Changes in estimates that relate to losses and reversals of losses on groups of underlying contracts 1 23
Contracts initially recognized in the year 120 102
Total changes related to future service (9) 73
Changes related to past service — Adjustments to FCF for incurred claims 4 (9)
Insurance service result (179) (84)
Insurance finance (income) expenses from insurance contracts issued 192 164
Total changes recognized in income 13 80
Foreign currency translation 51 (14)
Total changes 64 66
Cash flows:    
Dispositions 0 (9)
Contracts modified 0 0
Insurance contract assets, ending balance 1,487 1,431
Insurance contract liabilities, ending balance (855) (847)
Insurance contracts liability (asset) at end of period (2,359) (2,295)
Risk adjustment | PAA | Insurance    
Disclosure of reconciliation of changes in insurance contracts by components [line items]    
Insurance contract assets, beginning balance 0 0
Insurance contract liabilities, beginning balance 828 836
Cash flows:    
Insurance contract assets, ending balance 0 0
Insurance contract liabilities, ending balance 866 828
Risk adjustment | PAA | Reinsurance contracts held    
Disclosure of reconciliation of changes in insurance contracts by components [line items]    
Insurance contract assets, beginning balance 17 1
Insurance contract liabilities, beginning balance   (8)
Cash flows:    
Insurance contract assets, ending balance 17 17
CSM | Insurance    
Changes related to future service:    
Contracts initially recognized in the year 1,448 1,259
CSM | Reinsurance contracts held    
Changes related to future service:    
Contracts initially recognized in the year (64) (57)
CSM | non-PAA | Insurance    
Disclosure of reconciliation of changes in insurance contracts by components [line items]    
Insurance contract assets, beginning balance (248) (69)
Insurance contract liabilities, beginning balance 11,597 10,901
Insurance contracts liability (asset) at beginning of period 11,845 10,970
Changes related to current service:    
CSM recognized for services provided (1,117) (923)
Total changes related to current service (1,117) (923)
Changes related to future service:    
Changes in estimates that adjust CSM 474 914
Contracts initially recognized in the year 1,448 1,259
Total changes related to future service 1,922 2,173
Insurance service result 805 1,250
Insurance finance (income) expenses from insurance contracts issued (97) (8)
Total changes recognized in income 708 1,242
Foreign currency translation 475 (106)
Total changes 1,183 1,136
Cash flows:    
Dispositions 0 (261)
Contracts modified 0 0
Insurance contract assets, ending balance (295) (248)
Insurance contract liabilities, ending balance 12,733 11,597
Insurance contracts liability (asset) at end of period 13,028 11,845
CSM | non-PAA | Reinsurance contracts held    
Disclosure of reconciliation of changes in insurance contracts by components [line items]    
Insurance contract assets, beginning balance 174 163
Insurance contract liabilities, beginning balance 115 58
Insurance contracts liability (asset) at beginning of period (59) (105)
Changes related to current service:    
CSM recognized for services provided 18 (4)
Total changes related to current service 18 (4)
Changes related to future service:    
Changes in estimates that adjust CSM (360) (16)
Changes in estimates that relate to losses and reversals of losses on groups of underlying contracts (47) (4)
Contracts initially recognized in the year (64) (57)
Total changes related to future service (427) (42)
Insurance service result (409) (46)
Insurance finance (income) expenses from insurance contracts issued (1) 1
Total changes recognized in income (410) (45)
Foreign currency translation 13 (2)
Total changes (397) (47)
Cash flows:    
Dispositions 0 1
Contracts modified 0 0
Insurance contract assets, ending balance 130 174
Insurance contract liabilities, ending balance 468 115
Insurance contracts liability (asset) at end of period (338) (59)
CSM | PAA | Insurance    
Disclosure of reconciliation of changes in insurance contracts by components [line items]    
Insurance contract assets, beginning balance 0 0
Cash flows:    
Insurance contract assets, ending balance $ 0 $ 0