XML 159 R135.htm IDEA: XBRL DOCUMENT v3.25.0.1
Operating Expenses and Commissions - Schedule of Operating Expenses (Details) - CAD ($)
$ in Millions
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Operating expenses incurred (insurance and non-insurance):    
Employee expenses $ 6,629 $ 6,144
Premises and equipment 197 216
Capital asset depreciation 262 249
Service fees 1,350 1,220
Amortization and impairment of intangible assets and goodwill 678 349
Other expenses 2,944 2,610
Total operating expenses incurred (insurance and non-insurance) 12,060 10,788
Total commissions incurred (insurance and non-insurance) 3,257 3,032
Total operating expenses and commissions incurred (insurance and non-insurance) 15,317 13,820
Less: Amounts directly attributable to the acquisition and fulfillment of insurance contracts 6,551 5,825
Total operating expenses and commissions 8,766 7,995
Employee Expenses [Abstract]    
Salaries, bonus, employee benefits 5,977 5,605
Share-based payments 610 491
Other personnel costs 42 48
Total employee expenses 6,629 6,144
Insurance    
Operating expenses incurred (insurance and non-insurance):    
Total commissions incurred (insurance and non-insurance) 2,243 2,084
Non-insurance    
Operating expenses incurred (insurance and non-insurance):    
Total commissions incurred (insurance and non-insurance) $ 1,014 $ 948