<SEC-DOCUMENT>0000055785-16-000201.txt : 20161128
<SEC-HEADER>0000055785-16-000201.hdr.sgml : 20161128
<ACCEPTANCE-DATETIME>20161128161938
ACCESSION NUMBER:		0000055785-16-000201
CONFORMED SUBMISSION TYPE:	S-8
PUBLIC DOCUMENT COUNT:		5
FILED AS OF DATE:		20161128
DATE AS OF CHANGE:		20161128
EFFECTIVENESS DATE:		20161128

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			KIMBERLY CLARK CORP
		CENTRAL INDEX KEY:			0000055785
		STANDARD INDUSTRIAL CLASSIFICATION:	CONVERTED PAPER & PAPERBOARD PRODS (NO CONTAINERS/BOXES) [2670]
		IRS NUMBER:				390394230
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		S-8
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-214818
		FILM NUMBER:		162020142

	BUSINESS ADDRESS:	
		STREET 1:		351 PHELPS DRIVE
		CITY:			IRVING
		STATE:			TX
		ZIP:			75038
		BUSINESS PHONE:		9722811200

	MAIL ADDRESS:	
		STREET 1:		P O BOX 619100
		STREET 2:		DFW AIRPORT STATION
		CITY:			DALLAS
		STATE:			TX
		ZIP:			75261-9100
</SEC-HEADER>
<DOCUMENT>
<TYPE>S-8
<SEQUENCE>1
<FILENAME>kmbs-8401k2016.htm
<DESCRIPTION>FORM S-8
<TEXT>
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<div><a name="sf71d851a8a60469eacee2823ece9d89a"></a></div><div></div><div><br></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">&#32;As Filed with the Securities and Exchange Commission on November 28, 2016 </font></div><div style="line-height:120%;padding-bottom:4px;text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Registration No. 333-_________</font></div><div style="line-height:120%;padding-bottom:4px;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:98.32841691248771%;border-collapse:collapse;text-align:left;"><tr><td colspan="5"></td></tr><tr><td style="width:20%;"></td><td style="width:20%;"></td><td style="width:20%;"></td><td style="width:20%;"></td><td style="width:20%;"></td></tr><tr><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></td></tr></table></div></div><div style="line-height:120%;padding-bottom:4px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;">UNITED STATES</font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;">SECURITIES AND EXCHANGE COMMISSION</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Washington, D.C. 20549</font></div><div style="line-height:120%;padding-bottom:8px;padding-top:8px;text-align:center;font-size:16pt;"><font style="font-family:Arial;font-size:16pt;font-weight:bold;">Form S-8</font></div><div style="line-height:120%;text-align:center;font-size:12pt;"><font style="font-family:Arial;font-size:12pt;">Registration Statement Under The Securities Act of 1933</font></div><div style="line-height:120%;padding-top:8px;text-align:center;font-size:18pt;"><font style="font-family:Arial;font-size:18pt;font-weight:bold;">Kimberly-Clark Corporation</font></div><div style="line-height:120%;text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(Exact Name of Registrant as Specified in its Charter)</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:52.31071779744346%;border-collapse:collapse;text-align:left;"><tr><td colspan="2"></td></tr><tr><td style="width:61%;"></td><td style="width:39%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Delaware</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">39-0394230</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(State or Other Jurisdiction</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(I.R.S. Employer</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">of Incorporation or Organization)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Identification Number)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:16px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">P.O. Box 619100</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">75261-9100</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Dallas, Texas</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(Zip Code)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(Address of Principal Executive Offices)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Kimberly-Clark Corporation 401(k) and Profit Sharing Plan</font></div><div style="line-height:120%;text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(Full Title of the Plan)</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">THOMAS J. MIELKE</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Senior Vice President - General Counsel</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">P.O. Box 619100</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Dallas, Texas 75261-9100</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">(972) 281-1200</font></div><div style="line-height:120%;text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">(Name, Address and Telephone Number, Including Area Code, of Agent for Service)</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Indicate by check mark whether the Registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company.  See the definitions of &#8220;large accelerated filer,&#8221; &#8220;accelerated filer&#8221; and &#8220;smaller reporting company&#8221; in Rule 12b-2 of the Exchange Act.</font></div><div style="line-height:120%;text-align:center;font-size:9pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="5"></td></tr><tr><td style="width:19%;"></td><td style="width:40%;"></td><td style="width:15%;"></td><td style="width:23%;"></td><td style="width:3%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Large&#160;accelerated&#160;filer</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:9pt;"><font style="font-family:Wingdings;font-size:9pt;">&#253;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#160;&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Accelerated&#160;filer</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><font style="font-family:Wingdings;font-size:9pt;">o</font><font style="font-family:inherit;font-size:9pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Non-accelerated filer</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><font style="font-family:Wingdings;font-size:9pt;">o</font><font style="font-family:inherit;font-size:9pt;">&#160;</font><font style="font-family:Arial;font-size:8pt;">&#160;&#160;(Do not check if a smaller reporting company)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">&#160;&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Smaller&#160;reporting&#160;company</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:9pt;"><font style="font-family:Wingdings;font-size:9pt;">o</font><font style="font-family:inherit;font-size:9pt;">&#160;</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">CALCULATION OF REGISTRATION FEE</font></div><div style="line-height:120%;padding-top:4px;text-align:center;font-size:8pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:93.21533923303835%;border-collapse:collapse;text-align:left;"><tr><td colspan="5"></td></tr><tr><td style="width:28%;"></td><td style="width:20%;"></td><td style="width:15%;"></td><td style="width:17%;"></td><td style="width:20%;"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">&#160;</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">&#160;</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Title of Securities</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">to be Registered</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">&#160;</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">&#160;</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Amount to be</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Registered</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Proposed</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Maximum</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Offering Price</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Per Share</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Proposed</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Maximum</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Aggregate</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Offering Price</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;border-top:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">&#160;</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">&#160;</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Amount of</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;font-weight:bold;">Registration Fee</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"><div style="padding-top:4px;text-align:justify;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">Common Stock, $1.25 par</font></div><div style="text-align:justify;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">value(1)</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">15,000,000 shares</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$112.80(2)</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$1,692,000,000(2)</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-left:1px solid #000000;border-right:1px solid #000000;"><div style="text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">$196,102.80</font></div></td></tr></table></div></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:21px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:1px;"><font style="font-family:Arial;font-size:10pt;">(1)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Pursuant to Rule 416(a) of the Securities Act of 1933, as amended (the &#8220;Securities Act&#8221;), this registration statement also covers an indeterminate number of shares that may become issuable as a result of any stock split, stock dividend, or similar transactions under the anti-dilution provisions of the Kimberly-Clark Corporation 401(k) and Profit Sharing Plan (the &#8220;Plan&#8221;).  In addition, pursuant to Rule 416(c) under the Securities Act, this registration statement also covers an indeterminate amount of interests to be offered or sold under the Plan.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:21px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:1px;"><font style="font-family:Arial;font-size:10pt;">(2)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Estimated solely for the purpose of calculating the registration fee required by Section 6(b) of the Securities Act of 1933, as amended, pursuant to Rule 457(c) thereunder, based on $112.80, the average of the high and low prices of the Common Stock on November 18, 2016, as reported on the New York Stock Exchange.</font></div></td></tr></table><div><br></div><div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:center;padding-left:21px;text-indent:-20px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:98.32841691248771%;border-collapse:collapse;text-align:left;"><tr><td colspan="5"></td></tr><tr><td style="width:20%;"></td><td style="width:20%;"></td><td style="width:20%;"></td><td style="width:20%;"></td><td style="width:20%;"></td></tr><tr><td colspan="5" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">EXPLANATORY NOTE</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;padding-bottom:10px;text-align:left;text-indent:24px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">By this registration statement, Kimberly-Clark Corporation (the &#8220;Corporation&#8221; or the &#8220;Registrant&#8221;) is registering an additional 15,000,000 shares of its common stock, $1.25 par value, issuable under the Plan.  The Corporation has previously filed a registration statement relating to 14,000,000 shares of its common stock issuable under the Plan (SEC File No. 333-163891, filed on December 21, 2009).  The contents of the prior registration statement are incorporated by reference into this registration statement pursuant to General Instruction E of Form S-8.  The shares of common stock offered under the Plan are held in the Kimberly-Clark Corporation 401(k) and Profit Sharing Plan Trust.</font></div><div style="line-height:120%;text-align:justify;text-indent:18px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">PART II</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">INFORMATION REQUIRED IN THE REGISTRATION STATEMENT</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Item 8. Exhibits.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;text-indent:18px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(a) See the Exhibit Index, which is incorporated herein by reference. The Registrant agrees to furnish supplementally a copy of any omitted schedule to the SEC upon request. </font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;text-indent:18px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(b) The Registrant will submit or has submitted the Plan and any amendment thereto to the Internal Revenue Service (the &#8220;IRS&#8221;) in a timely manner and has made or will make all changes required by the IRS in order to qualify such Plan.</font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">2</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">SIGNATURES</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-style:italic;">The Registrant</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;text-indent:18px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Pursuant to the requirements of the Securities Act of 1933, as amended, the Registrant certifies that it has reasonable grounds to believe that it meets all of the requirements for filing on Form S-8 and has duly caused this Registration Statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of Irving, State of Texas, on November 28, 2016.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;text-align:-moz-right;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:39.52802359882006%;border-collapse:collapse;text-align:left;margin-left:auto;margin-right:0;"><tr><td colspan="3"></td></tr><tr><td style="width:11%;"></td><td style="width:2%;"></td><td style="width:87%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">KIMBERLY-CLARK CORPORATION</font></div></td></tr><tr><td colspan="3" 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Falk</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Thomas J. 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Azbell</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td rowspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Vice President and Controller</font></div><div style="padding-bottom:1px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(principal accounting officer)</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">November 28, 2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:1px;text-align:left;padding-left:24px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Michael T. Azbell</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Directors</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:393px;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:176px;"></td><td style="width:41px;"></td><td style="width:176px;"></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">John F. Bergstrom</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">James M. Jenness</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Abelardo E. Bru</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Nancy J. Karch</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Robert W. Decherd</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Christa S. Quarles</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Thomas J. Falk</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Ian C. Read</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Fabian T. Garcia</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Marc J. Shapiro</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Mae C. Jemison</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Michael D. White</font></div></td></tr></table></div></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4"></td></tr><tr><td style="width:6%;"></td><td style="width:27%;"></td><td style="width:46%;"></td><td style="width:21%;"></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">By:</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-bottom:1px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">/s/ Thomas J. Mielke</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">November 28, 2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Thomas J. Mielke</font></div><div style="padding-bottom:1px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Attorney-in-Fact</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">3</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-style:italic;">The Plan</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;text-indent:18px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Pursuant to the requirements of the Securities Act of 1933, as amended, the Kimberly-Clark Corporation Benefits Administration Committee, as Plan Administrator of the Plan, has duly caused this Registration Statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of Irving, State of Texas, on November 28, 2016.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;padding-left:192px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;text-align:-moz-right;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:42.08456243854474%;border-collapse:collapse;text-align:left;margin-left:auto;margin-right:0;"><tr><td colspan="3"></td></tr><tr><td style="width:11%;"></td><td style="width:2%;"></td><td style="width:87%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">KIMBERLY-CLARK CORPORATION</font></div></td></tr><tr><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">401(k) AND PROFIT SHARING PLAN</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">By:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">/s/ Nicholas C. Brecker</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Nicholas C. Brecker</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">VP, Global Rewards </font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Kimberly-Clark Corporation</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;padding-left:192px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">4</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">EXHIBIT INDEX</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;text-indent:18px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The following is a list of Exhibits included as part of this Registration Statement. Items marked with an asterisk are filed herewith.</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:80.8259587020649%;border-collapse:collapse;text-align:left;"><tr><td colspan="2"></td></tr><tr><td style="width:11%;"></td><td style="width:89%;"></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;4.1</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Amended and Restated Certificate of Incorporation, dated April 30, 2009 (incorporated by reference to Exhibit No. (3)a to the Corporation&#8217;s Current Report on Form 8-K filed on May 1, 2009).</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;4.2</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">By-Laws, as amended December 14, 2015 (incorporated by reference to Exhibit No. (3)b of the Corporation&#8217;s Current Report on Form 8-K filed on December 14, 2015).</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;4.3*</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Kimberly-Clark Corporation 401(k) and Profit Sharing Plan Trust, as amended.</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;4.4*</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Kimberly-Clark Corporation 401(k) and Profit Sharing Plan, as amended.</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">23.1*</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Consent of Deloitte &amp; Touche LLP.</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">24.1*</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:justify;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Powers of Attorney.</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">* Filed herewith</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br></font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:8pt;"><font style="font-family:Arial;font-size:8pt;">5</font></div></div>	</body>
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<DOCUMENT>
<TYPE>EX-4.3
<SEQUENCE>2
<FILENAME>exhibit43.htm
<DESCRIPTION>SECOND AMENDMENT TO THE KIMBERLY-CLARK CORPORATION 401K AND PROFIT SHARING PLAN
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		<title>Exhibit</title>
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<div><a name="sa6982264148441e8a6f8cdb0cb55fe06"></a></div><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">EXHIBIT 4.3</font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">KIMBERLY-CLARK CORPORATION 401(k)</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">&#32;AND PROFIT SHARING PLAN TRUST</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"></font><font style="font-family:Arial;font-size:10pt;font-weight:bold;">THIS AGREEMENT</font><font style="font-family:Arial;font-size:10pt;">, effective as of the 4th day of January, 2010, is made between </font><font style="font-family:Arial;font-size:10pt;font-weight:bold;">KIMBERLY-CLARK</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;font-weight:bold;">CORPORATION</font><font style="font-family:Arial;font-size:10pt;">, a Delaware corporation, herein referred to as the "Company", and </font><font style="font-family:Arial;font-size:10pt;font-weight:bold;">THE NORTHERN TRUST COMPANY</font><font style="font-family:Arial;font-size:10pt;">, an Illinois corporation of Chicago, Illinois, herein referred to as the &#8220;Trustee&#8221;, and constitutes a restatement of the Kimberly-Clark Corporation Defined Contribution Plan Trust, which was heretofore made by the Company, into a trust agreement to be known as the </font><font style="font-family:Arial;font-size:10pt;font-weight:bold;">KIMBERLY-CLARK CORPORATION 401(k) AND PROFIT SHARING PLAN TRUST</font><font style="font-family:Arial;font-size:10pt;">&#32;agreement under which the Trustee is accepting appointment as successor trustee.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The Company and the Trustee intend, acknowledge and agree that the Trustee is a &#8220;directed trustee&#8221; with respect to the operation, maintenance and investment of the Trust Fund except to the extent the Trustee has expressly accepted responsibility for the management of Trust Fund assets under this agreement as provided herein.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The Company shall direct the Trustee as successor trustee to add the assets transferred to the Trustee by the predecessor trustee to the assets of the Trust Fund and the Benefits  Administration Committee shall be named fiduciary for the Plan which has the responsibility for administering the Plan and has the responsibility for Plan investments. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The Trust Fund shall consist of all assets held by the Trustee as of the date of this agreement or thereafter acquired by the Trustee as trustee or successor trustee, all investments and reinvestments thereof and all additions thereto by way of contributions, earnings and increments, and shall be held upon the following terms:</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">ARTICLE ONE:  DEFINITIONS</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">For the purposes of this agreement:</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">1.1&#160;&#160;&#160;&#160;"Benefits Administration Committee" means the committee as constituted from time to time which has the responsibility for administering the Plan and shall be deemed for purposes of ERISA to be the Plan administrator and the named fiduciary for Plan administration and for monitoring and collecting contributions; has the responsibility for allocating the assets of the Trust Fund among the Separate Accounts and any Trustee Investment Accounts, for monitoring the diversification of the investments of the Trust Fund, for determining the propriety of investment of the Trust Fund in foreign securities and of maintaining the custody of foreign investments abroad, for assuring that the Plan does not violate any provisions of ERISA limiting the acquisition or holding of "employer securities" or "employer real property" and for the appointment and removal of Investment Advisers and shall be deemed for purposes of ERISA to be the named fiduciary for Plan investments;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">1.2&#160;&#160;&#160;&#160;"Beneficiary" means a person designated to receive a benefit under the Plan after the death of a Participant;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">1.3&#160;&#160;&#160;&#160;"Code" means the Internal Revenue Code of 1986, as amended;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">1.4&#160;&#160;&#160;&#160;"Company" means Kimberly-Clark Corporation and any corporation which is the successor thereto;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">1.5&#160;&#160;&#160;&#160;"Company Stock" means common stock of the Company;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">1.6&#160;&#160;&#160;&#160;&#8220;Company Stock Investment Fund&#8221; means any Investment Fund composed of investments in Company Stock as provided in Section 6.5(b) of ARTICLE SIX;&#160;&#160;&#160;&#160;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">1.7&#160;&#160;&#160;&#160;"Custodial Agent" means one or more persons or entities (including, without limitation, brokers or dealers registered under the Securities Exchange Act of 1934) selected by the Benefits Administration Committee or an Investment Manager to maintain custody of assets of a Separate Investment Account pursuant to Section 3.1(c) or Section 3.7;</font></div><div><br></div><div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">1.8&#160;&#160;&#160;&#160;"ERISA" means the Employee Retirement Income Security Act of 1974 as in effect from time to time and the regulations issued thereunder;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">1.9&#160;&#160;&#160;&#160;"Investment Adviser" means an Investment Manager or an Investment Trustee to whom the Benefits Administration Committee has delegated investment responsibility for a Separate Account or the Benefits Administration Committee with respect to any assets of the Trust Fund for which the Benefits Administration Committee has investment responsibility;</font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;&#160;&#160;&#160;</font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">1.10&#160;&#160;&#160;&#160;"Investment Fund" shall mean each of the investment funds established pursuant to ARTICLE FOUR; any of such Investment Funds may be composed of one or more Separate Accounts and Trustee Investment Accounts designated by the Benefits Administration Committee;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">1.11&#160;&#160;&#160;&#160;"Investment Manager" means an investment manager as defined in Section 3(38) of ERISA, which is appointed by the Benefits Administration Committee to manage a Separate Investment Account; but the Trustee shall have no responsibility to determine whether a person or entity acting as an Investment Manager meets or continues to meet this definition;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">1.12&#160;&#160;&#160;&#160;"Investment Trustee" means the trustee appointed by the Benefits Administration Committee to manage a Separate Investment Trust Account; </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">1.13&#160;&#160;&#160;&#160;"Participant" means a person who is an employee or former employee of the Company or of a Subsidiary and who has an account balance in the Plan;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">1.14&#160;&#160;&#160;&#160;"Plan" means the Kimberly-Clark Corporation 401(k) and Profit Sharing Plan; </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">1.15&#160;&#160;&#160;&#160;"Separate Account" means a Separate Investment Account, a Separate Investment Trust Account or a Separate Insurance Contract Account;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">1.16&#160;&#160;&#160;&#160;"Separate Insurance Contract Account" means assets of the Trust Fund allocated by the Benefits Administration Committee to an account of the Trust for investment in insurance contracts directed by the Benefits Administration Committee;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">1.17&#160;&#160;&#160;&#160;"Separate Investment Account" means assets of the Trust Fund allocated by the Benefits Administration Committee to an account of the Trust which is to be managed by an Investment Manager, or which is to be managed by the Benefits Administration Committee pursuant to Article Three; </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">1.18&#160;&#160;&#160;&#160;"Separate Investment Trust Account" means assets of the Trust Fund allocated by the Investment Committee to a Separate Account to be managed by an Investment Trustee;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">1.19&#160;&#160;&#160;&#160;"Subsidiary" means a subsidiary or affiliate of the Company;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">1.20&#160;&#160;&#160;&#160;"Subtrust" means assets of a Separate Investment Account which are held by a Subtrustee pursuant to an agreement which the Benefits Administration Committee has approved and directed the Trustee to enter into;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">1.21&#160;&#160;&#160;&#160;"Subtrustee" means the trustee appointed by the Benefits Administration Committee to act as trustee of a Subtrust;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">1.22&#160;&#160;&#160;&#160;&#8220;Trust&#8221; means this instrument and the trust evidenced thereby, as amended from time to time;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">1.23&#160;&#160;&#160;&#160;"Trust Fund" means all assets subject to this agreement;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">1.24&#160;&#160;&#160;&#160;"Trustee" means THE NORTHERN TRUST COMPANY and any successor to it as trustee or trustees of the Trust Fund; and</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">1.25&#160;&#160;&#160;&#160;"Trustee Investment Account" means assets of the Trust Fund allocated by the Benefits Administration Committee to an account of the Trust to be managed by the Trustee with the written consent of the Trustee.</font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">2</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">ARTICLE TWO:  DISTRIBUTIONS</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The Trustee shall make distributions from the Trust Fund to such persons, in such amounts, at such times and in such manner as the Benefits Administration Committee or its designee shall from time to time direct pursuant to the service description furnished by the Trustee to the Benefits Administration Committee from time to time.  The Trustee shall have no responsibility to ascertain whether any direction received by the Trustee from the Benefits Administration Committee or its designee in accordance with the preceding sentence is proper and in compliance with the terms of the Plan or to see to the application of any distribution.  The Trustee shall not be liable for any distribution made in good faith without actual notice or knowledge of the changed condition or status of any recipient.  If any distribution made by the Trustee is returned unclaimed, the Trustee shall notify the Benefits Administration Committee or its designee and shall dispose of the distribution as the Benefits Administration Committee or its designee shall direct.  The Trustee shall have no obligation to search for or ascertain the whereabouts of any payee of benefits of the Trust Fund.  </font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;&#160;&#160;&#160;</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">ARTICLE THREE:  SEPARATE ACCOUNTS AND INVESTMENT ADVISERS</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The Trust Fund shall consist of one or more Separate Accounts and, with the Trustee's written consent, one or more Trustee Investment Accounts.  All Separate Accounts and any Trustee Investment Accounts shall be established by the Trustee at the direction of the Benefits Administration Committee.  The Benefits Administration Committee shall designate assets of the Trust Fund to be allocated to each Separate Account and each Trustee Investment Account and shall direct the Trustee with respect to any transfer of assets between Separate Accounts or between a Separate Account and a Trustee Investment Account, provided that no asset shall be allocated or transferred to a Trustee Investment Account without the Trustee's written consent.  The Benefits Administration Committee shall have investment responsibility for any assets of the Trust Fund not otherwise allocated to a Separate Account or Trustee Investment Account, and such assets shall comprise a Separate Investment Account for which the Benefits Administration Committee serves as Investment Adviser.  The following provisions shall apply to the Separate Accounts:</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">3.1&#160;&#160;&#160;&#160;With respect to each Separate Investment Account, the Benefits Administration Committee may appoint an Investment Manager, who shall acknowledge by a writing delivered to the Benefits Administration Committee that it is a fiduciary with respect to the assets allocated thereto, or in the event the Benefits Administration Committee does not appoint an Investment Manager, the Benefits Administration Committee shall have investment responsibility with respect to such Separate Investment Account.  The Trustee shall act with respect to assets allocated to a Separate Investment Account only as directed by the Investment Manager or, in the event that the Benefits Administration Committee does not appoint an Investment Manager, the Benefits Administration Committee.  The Benefits Administration Committee may direct that any or all of the assets of a Separate Investment Account be held by a Subtrustee.  The Trustee shall have custody of and custodial responsibility for all assets of the Trust Fund held in a Separate Investment Account except as otherwise provided in this agreement, including Section 3.7 hereof, or as follows:</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(a)&#160;&#160;&#160;&#160;The Subtrustee of a Subtrust shall have custody of and custodial responsibility for any assets of a Separate Investment Account allocated to it by the Benefits Administration Committee;</font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(b)&#160;&#160;&#160;&#160;The trustee of a collective or group trust fund (including without limitation an Investment Manager or its bank affiliate) shall have custody of and custodial responsibility for any assets of a Separate Investment Account invested in such collective or group trust fund; and </font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(c)&#160;&#160;&#160;&#160;The Benefits Administration Committee may direct in writing that the custody of additional assets of a Separate Investment Account (other than those referred to in paragraphs (a) and (b) of this Section 3.1) be maintained with a Custodial Agent.  In such event, the Benefits Administration Committee shall approve, and direct the Trustee to enter into, a custody agreement with the Custodial Agent (which custody agreement may authorize the Custodial Agent to maintain custody of such assets with one or more subagents, including a broker or dealer registered under the Securities Exchange Act of 1934 or a nominee of such broker or dealer).  The Custodial Agent shall have custodial responsibility for any assets maintained with the Custodial Agent or its subagents pursuant to the custody agreement.  Notwithstanding any other provision of this agreement, the Company (which has the authority to do so under the laws of its state of incorporation) agrees to indemnify THE NORTHERN TRUST COMPANY from any liability, loss and expense, including legal fees and expenses, which arise out of or in connection with the Trustee's acting in </font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">3</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">accordance with any directions given by the Benefits Administration Committee pursuant to this paragraph (c) or Section 3.7.  This paragraph shall survive the termination of this agreement.  </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">3.2&#160;&#160;&#160;&#160;With respect to each Separate Investment Trust Account, the Trustee and the Investment Trustee thereof shall upon the direction of the Benefits Administration Committee execute an investment trust agreement with respect thereto.  The Investment Trustee shall have custody of all of the assets of the Separate Investment Trust Account except such assets as the Investment Committee may from time to time determine shall be held in the custody of the Trustee with the Trustee's written consent; the Trustee shall act with respect to any such assets in its custody only as directed by the Investment Trustee.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">3.3&#160;&#160;&#160;&#160;With respect to each Separate Insurance Contract Account, from assets allocated thereto the Trustee shall purchase or continue in effect such insurance contracts, including annuity contracts and policies of life insurance, only when and as the Benefits Administration Committee shall direct; the issuing insurance company may credit those assets to its general account or to one or more of its separate accounts, and the Trustee shall act with respect to those contracts only as directed by the Benefits Administration Committee. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">3.4&#160;&#160;&#160;&#160;The Benefits Administration Committee shall have investment responsibility for assets held in any Separate Account for which an Investment Manager or Investment Trustee has not been retained, has been removed, or is for any reason unwilling or unable to act.  With respect to assets or Separate Accounts for which the Benefits Administration Committee has investment responsibility, the Trustee, acting only as directed by the Benefits Administration Committee, shall enter into such agreements as are necessary to facilitate any investment, including agreements entering into a limited partnership, Subtrust or the participation in real estate funds.  The Trustee shall not make any investment review of, or consider the propriety of holding or selling, or vote any assets for which the Benefits Administration Committee has investment responsibility. To the extent that the Benefits Administration Committee directs the Trustee with respect to the investment of such assets, the Benefits Administration Committee represents and warrants that (i) it shall carry out its investment responsibilities in accordance with, and any such direction shall be in accordance with, the applicable terms of any documents governing the Plans, including any investment policy statement and (ii) it shall maintain and follow procedures for identifying and avoiding any non-exempt prohibited transactions. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">3.5&#160;&#160;&#160;&#160;With respect to each Separate Account, the Investment Adviser thereof shall have the investment powers granted to the Trustee by ARTICLE FIVE, as limited by Section 6.1 through Section 6.3 of ARTICLE SIX, as if all references therein to the Trustee referred to the Investment Adviser.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">3.6&#160;&#160;&#160;&#160;The Benefits Administration Committee may also direct the Trustee as fiduciary to lend securities of the Trust Fund held by the Trustee by entering into a written agreement with the Trustee.  The terms of the agreement between the Benefits Administration Committee and the Trustee shall be consistent with Department of Labor Prohibited Transaction Exemption 2006-16 or any successor exemption.  The written agreement between the Benefits Administration Committee and the Trustee shall direct the Trustee to enter into a loan agreement with a borrower or borrowers.  The Trustee shall transfer securities to the borrower and invest or hold on behalf of the Trust Fund the collateral received in exchange for the securities. Notwithstanding anything in this agreement to the contrary, the right to vote securities out on loan on record date passes to the borrower, or a transferee of the borrower, as a consequence of the transfer of title to the securities. The Trustee shall maintain a record of the market value of the loaned securities and shall be paid reasonable compensation as agreed to by the Trustee and the Benefits Administration Committee.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">3.7&#160;&#160;&#160;&#160;The Benefits Administration Committee may (or the Benefits Administration Committee may authorize an Investment Advisor by written notice to the Trustee to) invest assets of a Separate Investment Account in foreign and domestic futures contracts, options on futures contracts, options contracts, short sales, swaps and other types of investments which involve the transfer of Trust Fund assets to or the holding of Trust Fund assets by a third party as margin, collateral or otherwise.  In the event the Benefits Administration Committee authorizes an Investment Adviser to engage in any such investment strategy, the Trustee shall: (i) as directed by the Investment Adviser, execute such documents and agreements on behalf of the Trust Fund as the Investment Adviser may deem necessary or appropriate in order to effectuate the investment strategy; and (ii) transfer assets of the Investment Adviser&#8217;s Separate Investment Account to one or more Custodial Agents as directed by the Investment Adviser or, with respect to variation margin, in accordance with industry practice based on daily marking to market calculations.  The Trustee shall have no responsibility for the selection or retention of any Custodial Agent, and shall have no investment or custodial responsibility for any assets so held.  The Trustee shall enter into a custody agreement with the Custodial Agent solely as directed by the Investment Adviser or Benefits Administration </font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">4</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Committee, which shall be responsible for determining whether such agreement is necessary or appropriate.  The Investment Advisor shall be responsible for monitoring each Custodial Agent with respect to its financial status and compliance with applicable law and for determining whether continued retention of the Custodial Agent is appropriate.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">In addition, with respect to options transactions, the Trustee is authorized to pledge assets of a Separate Investment Account as collateral for such transaction in accordance with industry practice.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">3.8&#160;&#160;&#160;&#160;(a)   The Trustee is authorized, but shall not be obligated, to credit the applicable Separate Account provisionally on payable date with interest, dividends, distributions, redemptions or other amounts due; otherwise, such amounts will be credited to the Separate Account on the date such amounts are actually received by the Trustee and reconciled to the Separate Account.  In cases where the Trustee has credited the applicable Separate Account with such amount prior to actual collection and reconciliation, the Benefits Administration Committee agrees that the Trustee may reverse such credit as of payable date if and to the extent that it does not receive such amounts in the ordinary course of business.  The Trustee is also authorized, but shall not be obligated, to advance its own funds to complete transactions in cases where adequate funds may not otherwise be available to the applicable Separate Account.  The Benefits Administration Committee acknowledges that the Trustee shall be entitled to recover on demand such provisional credit or advancement of funds plus its fee, applicable from time to time, incurred in connection with such provisional credit or advancement.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(b)   The Trustee and the Benefits Administration Committee recognize that any decision to effect a provisional credit or an advancement of the Trustee&#8217;s own funds to a Separate Account pursuant to this agreement will be an accommodation granted entirely at the Trustee&#8217;s option and in light of the particular circumstances, which circumstances may involve conditions in different countries, markets and classes of assets at different times. All amounts thus due to the Trustee under this agreement with respect to a provisional credit or advancement of the Trustee&#8217;s own funds to the Separate Account shall be paid by the Trustee from the Trust Fund unless otherwise paid by the Company on a timely basis.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">3.9&#160;&#160;&#160;&#160;The Benefits Administration Committee may engage the Trustee, or any of its affiliates, as the Benefits Administration Committee&#8217;s agent, to provide transition or liquidation services in connection with the removal of an Investment Manager, the termination of the Plan, or for any other reason, pursuant to a separate written agreement between the Benefits Administration Committee and the Trustee or any of its affiliates.  The Benefits Administration Committee may engage Northern Trust Securities, Inc., or any other affiliate of the Trustee, as a commission recapture service provider.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">ARTICLE FOUR:  INVESTMENT FUNDS</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">4.1&#160;&#160;&#160;&#160;The Trust Fund shall be composed of assets of the Company Stock Investment Fund and any other Investment Funds designated in writing by the Benefits Administration Committee. The Benefits Administration Committee is authorized to terminate the existing Investment Funds and establish new Investment Funds by giving advance written notice to the Trustee describing the fund to be terminated or established and the effective date thereof; provided that in no event shall the Trustee&#8217;s duties be modified without its consent.  The Benefits Administration Committee or its representative shall direct the Trustee with respect to the allocation of assets to Investment Funds and with respect to transfers among such Investment Funds.  The Trustee shall use reasonable efforts to move funds as soon as practicable when transfers are delayed for any reason, but shall in no event be required to advance its own funds for such purpose.  Pending directions from the Benefits Administration Committee to allocate contributions among the Investment Funds, the Trustee shall hold the contributions in a separate account invested in short term investments, including common or collective short term investment funds of the Trustee.  Any cash held from time to time in any Investment Fund may be invested in common or collective funds of the Trustee or its affiliate, or participations in regulated investment companies (including those for which the Trustee or its affiliate is adviser).  </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">4.2&#160;&#160;&#160;&#160;To the extent that any Investment Fund is invested in mutual fund shares or bank commingled funds, the Benefits Administration Committee shall initially select funds to be invested in and shall be responsible for retaining the availability of or terminating the availability of such funds.  To the extent the Trustee is required to enter into a custody agreement with the sponsor of a bank commingled fund or such other type of fund, the Benefits Administration Committee shall direct the Trustee to enter into such agreement.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">5</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">ARTICLE FIVE:  POWERS OF TRUSTEE</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Except as otherwise provided in this agreement, the Trustee shall hold, manage, care for and protect the assets of the Trust Fund and shall have until actual distribution thereof the following powers and, except to the extent inconsistent herewith, those now or hereafter conferred by law:</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">5.1&#160;&#160;&#160;&#160;To retain any asset originally included in the Trust Fund or subsequently added thereto; </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">5.2&#160;&#160;&#160;&#160;To invest and reinvest the assets of the Trust Fund without distinction between income and principal in bonds, stocks, mortgages, notes, options, futures contracts, options on futures contracts, limited partnership interests, participations in regulated investment companies (including those for which the Trustee or its affiliate is adviser), or other property of any kind, real or personal, foreign or domestic, and to enter into insurance contracts;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">5.3&#160;&#160;&#160;&#160;To deposit any part or all of the assets with the Trustee or its affiliate as trustee, or another person or entity acting as trustee of any collective or group trust fund which is now or hereafter maintained as a medium for the collective investment of funds of pension, profit sharing or other employee benefit plans, and which is qualified under Section 401(a) and exempt from taxation under Section 501(a) of the Code, and to withdraw any part or all of the assets so deposited; any assets deposited with the trustee of a collective or group trust fund shall be held and invested by the trustee thereunder pursuant to all the terms and conditions of the trust agreement or declaration of trust establishing the fund, which are hereby incorporated herein by reference and shall prevail over any contrary provision of this agreement;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">5.4&#160;&#160;&#160;&#160;To deposit cash in any depository, including the banking department of the Trustee or its affiliate and any organization acting as a fiduciary with respect to the Trust Fund; </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">5.5&#160;&#160;&#160;&#160;To hold any part of the assets of the Trust Fund in cash without liability for interest, pending investment thereof or the payment of expenses or making of distributions therewith, notwithstanding the Trustee&#8217;s receipt of &#8220;float&#8221; from such uninvested cash;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">5.6&#160;&#160;&#160;&#160;To cause any asset of the Trust Fund, real or personal, to be held in a corporate depository or federal book entry account system or registered in the Trustee's name or in the name of a nominee or in such other form as the Trustee deems best without disclosing the trust relationship; </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">5.7&#160;&#160;&#160;&#160;To vote, either in person or by general or limited proxy, or refrain from voting, any corporate securities for any purpose, except that any security as to which the Trustee's possession of voting discretion would subject the issuing company or the Trustee to any law, rule or regulation adversely affecting either the company or the Trustee's ability to retain or vote company securities, shall be voted as directed by the Benefits Administration Committee; to exercise or sell any subscription or conversion rights; to consent to and join in or oppose any voting trusts, reorganizations, consolidations, mergers, foreclosures and liquidations and in connection therewith to deposit securities and accept and hold other property received therefor;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">5.8&#160;&#160;&#160;&#160;To lease any assets of the Trust Fund for any period of time though commencing in the future or extending beyond the term of this Trust;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">5.9&#160;&#160;&#160;&#160;To borrow money from any lender, to extend or renew any existing indebtedness and to mortgage or pledge any assets of the Trust Fund;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">5.10&#160;&#160;&#160;&#160;To sell at public or private sale, contract to sell, convey, exchange, transfer and otherwise deal with the assets of the Trust Fund in accordance with industry practice, and to sell put and covered call options from time to time; the Company acknowledges that the Trustee may reverse any credits made to the Trust Fund by the Trustee prior to receipt of payment in the event that payment is not received; </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">5.11&#160;&#160;&#160;&#160;To employ agents, attorneys and proxies and to delegate to any one or more of them any power, discretionary or otherwise, granted to the Trustee;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">5.12&#160;&#160;&#160;&#160;To compromise, contest, prosecute or abandon claims in favor of or against the Trust Fund; </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">6</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">5.13&#160;&#160;&#160;&#160;To appoint foreign custodians as agent of the Trustee to custody foreign securities holdings of any Separate Account established by the Benefits Administration Committee or of any Trustee Investment Account; </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">5.14&#160;&#160;&#160;&#160;To lend securities held by the Trustee and to receive and invest collateral provided by the borrower, all pursuant to a written agreement with the Benefits Administration Committee; </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">5.15&#160;&#160;&#160;&#160;To utilize any tax refund claim procedures with respect to taxes withheld to which the Trust Fund may be entitled under applicable tax laws, treaties and regulations; any exercise of such power by the Trustee shall be on a reasonable efforts basis; and</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">5.16&#160;&#160;&#160;&#160;To perform other acts necessary or appropriate for the proper administration of the Trust Fund, execute and deliver necessary instruments and give full receipts and discharges. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">ARTICLE SIX: LIMITATIONS ON POWERS</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">For purposes of this agreement, the powers and responsibilities allocated to the Trustee shall be limited as follows: </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">6.1&#160;&#160;&#160;&#160;The powers of the Trustee shall be exercisable for the exclusive purpose of providing benefits to the Participants and Beneficiaries under the Plan and in accordance with the standards of a prudent man under ERISA;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">6.2&#160;&#160;&#160;&#160;Subject to Section 6.1 and Section 6.3, the Trustee shall diversify the investments of that portion of the Trust Fund for which it has investment responsibility so as to minimize the risk of large losses;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">6.3&#160;&#160;&#160;&#160;Subject to Section 6.1, the Trustee shall, with respect to that portion of the Trust Fund for which it has investment responsibility, follow the investment guidelines established by the Benefits Administration Committee given in exercise of that committee's responsibility;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">6.4&#160;&#160;&#160;&#160;Except as otherwise provided in Section 3.6, the Trustee shall not make any investment review of, consider the propriety of holding or selling, or vote, any assets of the Trust Fund allocated to a Separate Account in accordance with ARTICLE THREE, except as directed by the Investment Adviser thereof.  Further, the Benefits Administration Committee hereby directs that any cash of a Separate Account, consisting of U.S. dollars in the Trustee&#8217;s custody, shall be invested in the collective Short Term Investment Fund maintained by the Trustee or its affiliate, unless the Trustee receives other instructions from the Investment Advisor of such Separate Account.  For currencies held by the Trustee outside the United States, including U.S. dollars, the Trustee shall invest such cash of a Separate Account as directed by the Investment Adviser thereof and such investments may include an interest bearing account of a foreign custodian; </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">6.5&#160;&#160;&#160;&#160;The powers and responsibilities of the Trustee relative to the Company Stock Investment Fund shall be limited as follows:</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(a)&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">&#8220;Directed Trustee&#8221; Status</font><font style="font-family:Arial;font-size:10pt;">.  The parties intend, acknowledge and agree that the Trustee is merely a &#8220;directed trustee&#8221; with respect to the operation, maintenance and investment of the Company Stock Investment Fund.</font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(b)&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Fund Investments</font><font style="font-family:Arial;font-size:10pt;">.  The Company Stock Investment Fund shall be composed exclusively of investments in Company Stock; provided that, as and to the extent directed to do so by the Benefits Administration Committee from time to time in writing, the Trustee shall maintain a portion of the Company Stock Investment Fund in cash for the purpose of funding transfers out of the Company Stock Investment Fund.  The Trustee shall have no discretion to determine whether to hold or sell all or any shares of Company Stock.  Any cash held by the Trustee in the Company Stock Investment Fund may be invested in common or collective short term investment funds of the Trustee.  The Trustee shall not be required to advance its own funds to make any transfers or distributions.</font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(c)&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">No Duty to Diversify</font><font style="font-family:Arial;font-size:10pt;">.  For the avoidance of doubt, under no circumstances shall the Trustee have a duty to sell any shares of Company Stock in order to diversify the investments of the Trust Fund.</font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">7</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(d)&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Manner of Purchase or Sale</font><font style="font-family:Arial;font-size:10pt;">.  (i) Purchases and sales of Company Stock may be made to, from or through any source, provided that it shall be the responsibility of the Benefits Administration Committee to determine that any such purchases from or sales to a party in interest (as defined in Section 3(14) of ERISA) comply with the requirements of Section 408(e) of ERISA.  (ii) Notwithstanding anything in this agreement to the contrary, the Benefits Administration Committee shall have the authority to engage any person or entity to provide brokerage services with respect to the Company Stock Investment Fund, and in such case, the Trustee shall not have the responsibility for any purchases and sales of Company Stock initiated by such person or entity.</font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(e)&#160;&#160;&#160;&#160; </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Expedited Settlement</font><font style="font-family:Arial;font-size:10pt;">.  The Company has determined that daily movement of Participant balances among the Investment Funds is an important design feature and objective of the Plan and that timely transfers and distributions from the Company Stock Investment Fund need to be facilitated in order to achieve such objective.  The Benefits Administration Committee may authorize and direct the Trustee in writing to seek to obtain settlement for sales of Company Stock on an expedited basis under certain circumstances in which case the Trustee shall carry out the execution of Company Stock sale transactions in accordance with such direction and subject to any limitations expressed therein.</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(f)&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Rights, Options and Warrants</font><font style="font-family:Arial;font-size:10pt;">.  Rights, options or warrants offered to purchase Company Stock shall be exercised by the Trustee to the extent that there is cash available for the investment; to the extent cash is not available, the same shall be sold on the open market.</font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(g)&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Voting</font><font style="font-family:Arial;font-size:10pt;">.  The Benefits Administration Committee upon written notice to the Trustee shall furnish to each Participant who has Company Stock credited to his or her individual account under the Company Stock Investment Fund the date and purpose of each meeting of the stockholders of the Company at which Company Stock is entitled to be voted.  The Benefits Administration Committee shall request from each Participant instructions to be furnished to a tabulating agent appointed by the Benefits Administration Committee or the Trustee as to the voting at that meeting of Company Stock credited to the Participant's account.  The Benefits Administration Committee, if it has appointed the tabulating agent, shall have the responsibility to ensure that the tabulation of Participant voting instructions meets the requirements of ERISA.  If the Participant furnishes such instructions to the tabulating agent within the time specified in the notification, the Trustee shall vote such Company Stock in accordance with the Participant's instructions.  All Company Stock credited to Participant accounts as to which the Trustee or its agent do not receive instructions as specified above, and all unallocated Company Stock held in the Company Stock Investment Fund, shall be voted in accordance with direction from the Benefits Administration Committee.  In the event the Benefits Administration Committee informs the Trustee in writing in a timely manner that it is not able to direct the Trustee as to voting of any non-directed shares of Company Stock held in the Company Stock Investment Fund for which direction has not been received from Participants for any reason, the Company Stock shall be voted by the Trustee proportionately in the same manner as it votes Company Stock as to which the Trustee or its agent have received voting instructions as specified above.</font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(h)&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Tender and Exchange Offers</font><font style="font-family:Arial;font-size:10pt;">.  The Benefits Administration Committee upon written notice to the Trustee shall furnish to each Participant who has Company Stock credited to his or her individual account under the Company Stock Investment Fund notice of any tender offer for, or a request or invitation for tenders of, Company Stock received by the Trustee.  The Benefits Administration Committee shall request from each such Participant instructions to be furnished to a tabulating agent appointed by the Benefits Administration Committee or the Trustee as to the tendering of Company Stock credited to the Participant's account and for this purpose the Benefits Administration Committee shall provide Participants with a reasonable period of time in which they may consider any such tender offer for, or request or invitation for tenders of, Company Stock of which the Trustee has been advised by the Benefits Administration Committee.  The Benefits Administration Committee, if it has appointed the tabulating agent, shall have the responsibility to ensure that the tabulation of Participant tender or exchange instructions meets the requirements of ERISA.  The Trustee shall tender such Company Stock as to which the Trustee or its agent have received instructions to tender from Participants within the time specified by the Trustee or the Benefits Administration Committee, as the case may be.  Company Stock credited to Participant accounts as to which the Trustee or its agent have not received instructions from Participants shall not be tendered.  As to all unallocated Company Stock held by the Trustee, the Trustee shall tender the same proportion thereof as the Company Stock as for which the Trustee or its agent have received instructions from Participants to tender bears to all Company Stock allocated to  Participant accounts.  </font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">8</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(i)&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee Action</font><font style="font-family:Arial;font-size:10pt;">.  No provision of Sections 6.5(g) and (h) shall prevent the Trustee from taking any action relating to its duties under such Sections if the Trustee determines in its sole discretion that such action is necessary in order for the Trustee to fulfill its fiduciary responsibilities under ERISA.</font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(j)&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant &#8220;Named Fiduciary&#8221; Status</font><font style="font-family:Arial;font-size:10pt;">.  Each Participant shall be a &#8220;named fiduciary&#8221; under ERISA to the extent of his or her authority to direct the investment in, voting, tender, exchange or sale of Company Stock allocated to the Participant&#8217;s account and the proportionate share of unallocated Company Stock held by the Trustee.</font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(k)&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Reliance on Information</font><font style="font-family:Arial;font-size:10pt;">.  The Benefits Administration Committee shall provide the Trustee with timely information regarding proxy voting and tender offers and in carrying out its responsibilities under this provision the Trustee may conclusively rely on information furnished to it by the Benefits Administration Committee, including the names and current addresses of Participants, the number of shares of Company Stock credited to Participant accounts under the Company Stock Investment Fund, and the number of shares of Company Stock held by the Trustee in the Company Stock Investment Fund that have not yet been allocated.  </font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(l)&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Stock Indemnity</font><font style="font-family:Arial;font-size:10pt;">.  The Trustee shall not be liable for the purchase, retention, voting, tender, exchange or sale of Company Stock and the Company (which has the authority to do so under the laws of the state of its incorporation) agrees to indemnify THE NORTHERN TRUST COMPANY from any liability, loss and expense, including legal fees and expenses which THE NORTHERN TRUST COMPANY may sustain by reason of purchase, retention, voting, tender, exchange or sale of Company Stock, provided the Trustee has used reasonable care in carrying out its ministerial responsibilities in processing directions provided pursuant to this Section 6.5.  This paragraph shall survive the termination of this agreement;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">6.6&#160;&#160;&#160;&#160;The Benefits Administration Committee shall have sole responsibility for the decision to maintain the custody of foreign investments abroad.  Custody of foreign investments shall be maintained with an applicable foreign custodian selected by the Trustee.  The Trustee shall be responsible for the prudent selection of such foreign custodian within the applicable jurisdiction and for monitoring such selection to determine if it continues to be a prudent selection within such jurisdiction.  In performing custodial duties, any such foreign custodian shall act in accordance with the standard of care applicable to a professional custodian for hire in the jurisdiction where such duties are performed, and the Trustee shall be responsible for any loss to the Trust Fund which is incurred as a direct result of (i) the negligence of a foreign custodian to perform custodial duties in accordance with the foregoing standard, or its fraud or willful misconduct in performing its custodial responsibilities, or (ii) the Trustee&#8217;s negligence in making a prudent selection within a particular jurisdiction or in monitoring such selection to determine if it continues to be a prudent selection within such jurisdiction. Subject to the foregoing, the Trustee shall have no responsibility for the solvency or financial condition of any foreign custodian holding assets of the Trust Fund; and</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">6.7&#160;&#160;&#160;&#160;The Trustee shall have no responsibility for: (a) any condition which now exists or may hereafter be found to exist in, under, or about any real estate investment of the Trust Fund or of a corporation organized under Section 501(c)(2) or 501(c)(25) of the Code, the stock of which is held as an asset of the Trust Fund; or (b) any violation of any applicable environmental or health or safety law, ordinance, regulation or ruling; or (c) the presence, use, generation, storage, release, threatened release, or containment, treatment or disposal of any hazardous or toxic substances or materials including such situations at or activities on any investment of the Trust Fund or of a Section 501(c)(2) or 501(c)(25) corporation, the stock of which is held as an asset of the Trust Fund.  The Trustee is hereby authorized to pay from the Trust Fund all costs and expenses (including attorneys fees) relating to or connected with any condition, violation, presence or other situation referred to in (a), (b) and (c) above, and notwithstanding anything to the contrary in this agreement, to the extent permitted by law, THE NORTHERN TRUST COMPANY shall be indemnified from the Trust Fund from all claims, suits, losses and expenses (including attorneys fees) arising therefrom.  The authority to pay from the Trust Fund and the right of indemnification set forth in the preceding sentence include and relate to, without limitation, any claims, suits, liabilities, losses and expenses (including attorneys fees) arising from any matters relating to the existence of petroleum including crude oil and any fraction thereof, hazardous substances, pollutants, or contaminants as defined in the Comprehensive Environmental, Responsibility, Compensation, and Liability Act, as amended, 42 U.S.C. Section 9601 et seq., or hazardous wastes as defined in the Resource Conservation and Liability Act, 42 U.S.C. Section 6906 et seq., or as any of the foregoing terms or similar terms may be defined in similar state environmental laws or subsequent federal or state legislation of a similar nature which may be enacted from time to time.  This paragraph shall survive the sale or other disposition of any real estate investment of the Trust Fund and the termination of this agreement.  </font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">9</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Nothing in this paragraph shall be construed to in any way limit the indemnification rights of the Trustee provided for in ARTICLE NINE.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">ARTICLE SEVEN:  ACCOUNTS</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">7.1&#160;&#160;&#160;&#160;The Trustee shall maintain accounts of all investments, receipts and disbursements, including contributions, distributions, purchases, sales and other transactions of the Trust Fund.  The Benefits Administration Committee has the right under applicable law to receive, at no additional cost, separate notifications of certain securities transactions; however, unless the Benefits Administration Committee directs otherwise in writing, the Benefits Administration Committee agrees not to receive such separate notifications of securities transactions and that all securities transactions will be reported on the Trustee&#8217;s periodic statements of account.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">7.2&#160;&#160;&#160;&#160;Within thirty (30) days after the close of each fiscal year of the Trust Fund and of any other period agreed upon by the Trustee and the Benefits Administration Committee the Trustee shall render to the Benefits Administration Committee a statement of account for the Trust Fund for the period commencing with the close of the last preceding period and a list showing each asset thereof as of the close of the current period and its cost and fair market value.  In preparing the Trustee&#8217;s written account, the Trustee shall be fully protected in relying, without duty of inquiry: (i) upon the determination of the issuing insurance company or other entity with respect to the value of each insurance or investment contract included in such written account, (ii) upon information provided by the general partner or other investment entity with respect to the value of each limited partnership or other investment interest included in such written account, and (iii) with respect to any assets of the Trust Fund managed by an Investment Adviser for which the Trustee deems not to have a readily ascertainable value, upon the fair market value of such assets as determined by the applicable Investment Adviser.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">7.3&#160;&#160;&#160;&#160;An account of the Trustee may be approved by the Benefits Administration Committee by written notice delivered to the Trustee or by failure to object to the account by written notice delivered to the Trustee within ninety (90) days of the date upon which the account was delivered to the Benefits Administration Committee.  The approval of an account shall constitute a full and complete discharge to the Trustee as to all matters set forth in that account as if the account had been settled by a court of competent jurisdiction in an action or proceeding to which the Trustee, the Company and the Benefits Administration Committee were parties.  In no event shall the Trustee be precluded from having its accounts settled by a judicial proceeding.  Nothing in this article shall relieve the Trustee of any responsibility, or liability for any responsibility, under ERISA.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">ARTICLE EIGHT:  TRUSTEE SUCCESSION</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">8.1&#160;&#160;&#160;&#160;The Trustee may resign at any time by written notice to the Benefits Administration Committee, or the Benefits Administration Committee may remove the Trustee by written notice to the Trustee.  The removal by the Benefits Administration Committee shall be effective sixty (60) days after the date of the Trustee's receipt of the notice of removal or at such earlier date as the Trustee and the Benefits Administration Committee may agree.  The Trustee&#8217;s resignation shall be effective 120 days after the date thereof or at such earlier date the Trustee and the Benefits Administration Committee may agree.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">8.2&#160;&#160;&#160;&#160;In case of the resignation or removal of the Trustee, the Benefits Administration Committee shall appoint a successor trustee by delivery to the Trustee of a written instrument executed by the Benefits Administration Committee appointing the successor trustee and a written instrument executed by the successor trustee accepting the appointment, whereupon the Trustee shall deliver the assets of the Trust Fund to the successor trustee, but the Trustee may reserve such reasonable amount (as approved by the Benefits Administration Committee, which approval shall not be unreasonably withheld or delayed) as it may deem necessary for outstanding and accrued charges against the Trust Fund.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">8.3&#160;&#160;&#160;&#160;The successor trustee, and any successor to the trust business of the Trustee by merger, consolidation or otherwise, shall have all the powers given the originally named Trustee.  No successor trustee shall be personally liable for any act or omission of any predecessor.  Except as otherwise provided in ERISA, the receipt of the successor trustee and the approval of the Trustee's final account by the Benefits Administration Committee in the manner provided in ARTICLE SEVEN shall constitute a full and complete discharge to the Trustee.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">8.4&#160;&#160;&#160;&#160;Upon the written direction of the Benefits Administration Committee, the Trustee shall transfer such portion of the Trust Fund as is specified in such direction to any trustee or insurance company (i) that has been appointed to hold the assets of the Plan or (ii) that holds or will hold assets of any other plan that qualifies under </font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">10</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Section 401(a) of the Code into which the Plan (or any portion thereof) is merged or consolidated, or to which the Plan transfers assets or liabilities; provided, however, that in making transfers under this Section 8.4, the Trustee may rely without further inquiry upon the written direction of the Benefits Administration Committee, which shall have the sole responsibility to determine that such transfer complies with the applicable provisions of ERISA, the Code, any plan, and this Section 8.4. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">ARTICLE NINE:  AMENDMENT AND TERMINATION</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">9.1&#160;&#160;&#160;&#160;The Company or the Benefits Administration Committee may at any time or times with the consent of the Trustee amend this agreement in whole or in part by instrument in writing delivered to the Trustee and effective upon the date therein provided.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">9.2&#160;&#160;&#160;&#160;This agreement shall terminate by action of the Company or the Benefits Administration Committee.  Upon termination, the Trustee shall distribute the Trust Fund in the manner directed by the Benefits Administration Committee, in cash or in kind or partly in each as the Trustee and the Benefits Administration Committee shall agree, except that the Trustee shall be entitled to prior receipt of such rulings and determinations from such administrative agencies as it may deem necessary or advisable to assure itself that the distribution directed is in accordance with law and will not subject the Trust Fund or the Trustee to liability, and, except, further, that the Trustee may reserve such reasonable amount (as approved by the Benefits Administration Committee, which approval shall not be unreasonably withheld or delayed) as it may deem necessary for outstanding and accrued charges against the Trust Fund.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">9.3&#160;&#160;&#160;&#160;This agreement shall terminate in its entirety when there is no asset included in the Trust Fund. </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">ARTICLE TEN:  MISCELLANEOUS</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">10.1&#160;&#160;&#160;&#160;Any action required to be taken by the Company or by a Subsidiary shall be by resolution of its board of directors or by the written direction of one or more of its president, any vice president or treasurer or assistant treasurer, or by the Compensation Committee of the Board of Directors, the Benefits Administration Committee, or any other committee of the Board of Directors designated to the Trustee by the Company, or by such other person or persons as shall be authorized by one or more of such officers or by resolution of its board of directors, which resolution shall be filed with the Trustee.  The Trustee may take or omit to take any action in accordance with written direction purporting to be signed by such an officer or committee of the Company or Subsidiary or other authorized person, or in reliance upon a certified copy of a resolution of the board of directors which the Trustee believes to be genuine.  The Trustee shall have no responsibility for any action taken by the Trustee in accordance with any such resolution or direction.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">10.2&#160;&#160;&#160;&#160;The Company shall certify to the Trustee in writing the names of the members of the Benefits Administration Committee (or, if appropriate, the Compensation Committee of the Board of Directors or any other committee of the Board of Directors designated to the Trustee as provided above) acting from time to time, and the Trustee shall not be charged with knowledge of a change in the membership of any such committee until so notified in writing by the Company.  Any action required or permitted to be taken by the Benefits Administration Committee (or the Compensation Committee of the Board of Directors or any other committee of the Board of Directors designated to the Trustee as provided above) hereunder shall be by direction of (i) one or more of the members of the committee authorized to take such action hereunder, (ii) such committee&#8217;s secretary or (iii) such other designee as shall be designated in writing by the appropriate committee to act for such committee.  The Trustee may rely upon an instrument of designation received from the Benefits Administration Committee or any other committee described above appointing a designee to act for such committee which it believes has been signed by a majority of the members (or by the secretary or chairman) of the appropriate committee and filed with the Trustee.  The Trustee shall have no responsibility for any action taken by it in accordance with any such direction it believes to have been given as provided above.  Notwithstanding anything herein to the contrary, the Benefits Administration Committee may delegate any of its responsibilities hereunder to a representative by giving to the Trustee in writing a letter which identifies the representative and sets forth the list of its responsibilities under this agreement that it has authorized the representative to carry out.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">10.3&#160;&#160;&#160;&#160;Notwithstanding any other provision of this agreement, instructions, directions and other communications provided under this agreement may be given to the Trustee by letter, telex, SWIFT or other electronic or electro-mechanical means deemed acceptable by the Trustee, including the use of the Trustee&#8217;s Northern Trust Passport&#174; applications, subject to such additional terms and conditions as the Trustee may require.  </font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">11</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;&#160;&#160;&#160;</font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">10.4&#160;&#160;&#160;&#160;In no event shall the terms of the Plan, either expressly or by implication, be deemed to impose upon the Trustee any power or responsibility other than those set forth in this agreement.  The Trustee may assume until advised to the contrary that the Plan and the Trust Fund are qualified under Section 401(a) and exempt from taxation under Section 501(a) of the Code, or under corresponding provisions of subsequent federal tax laws.  The Trustee shall hold and safekeep all cash (or other property acceptable to the Trustee) contributed to the Trust Fund with respect to the Plan.  The Benefits Administration Committee shall have sole responsibility to collect and monitor contributions, to determine whether the contributions comply with the provisions of the Plan or of ERISA, to determine whether contributions are adequate to meet or discharge any liabilities under the Plan, and to direct the Trustee with respect to any legal claim of the Plan for delinquent contributions.  The Trustee shall act solely as directed by the Benefits Administration Committee with respect to the collection of contributions to the Trust Fund.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">10.5&#160;&#160;&#160;&#160;In any judicial proceeding to settle the accounts of the Trustee, the Trustee, the Company and the Benefits Administration Committee shall be the only necessary parties; in any other judicial proceeding with respect to the Trustee or the Trust Fund, the Trustee, the Company and each affected Subsidiary shall be the only necessary parties; and no Participant or Beneficiary shall be entitled to any notice of process.  A final judgment in any such proceeding shall be binding upon the parties to the proceeding and all Participants and Beneficiaries.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">10.6&#160;&#160;&#160;&#160;The Trustee shall receive such reasonable compensation for its services as the Trustee and the Company shall from time to time determine.  In addition, the Trustee shall be reimbursed for any expenses (including accounting and legal fees) that the Trustee reasonably incurs in connection with the Trust Fund.  Those items of expense and compensation shall be paid from the Trust Fund upon approval from the Benefits Administration Committee or its designees (which approval shall not be unreasonably withheld or delayed), unless otherwise agreed in writing by the Trustee and the Company.  This paragraph shall survive the termination of this agreement.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">10.7&#160;&#160;&#160;&#160;Without limiting the rights of the Trustee as otherwise provided in this agreement, pursuant to direction by the Benefits Administration Committee, the Trustee shall pay from the Trust Fund expenses of the Plan or compensation to parties providing services to the Plan including but not by way of limitation, expenses or compensation related to actuarial, legal, accounting, office space, printing, computer, record-keeping, investment, performance evaluation or any other material or service provided to the Plan; and, further, pursuant to direction by the Benefits Administration Committee, the Trustee may reimburse the Company from the Trust Fund for expenses of the Plan to the extent permitted by the Plan and ERISA.  It shall be the responsibility of the Benefits Administration Committee to determine that any such expenses for which the Company is reimbursed pursuant to this paragraph are expenses of the Plan permitted by the Plan and ERISA.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">10.8&#160;&#160;&#160;&#160;Except as otherwise provided by law, no member of the Benefits Administration Committee shall be liable hereunder except for his or its failure to exercise the care, skill, prudence, and diligence under the circumstances then prevailing that a prudent man acting in a like capacity and familiar with such matters would use in the context of and enterprise of like character and with like aims.  Nothing contained herein shall preclude any member of the Benefits Administration Committee from any indemnification to which he, they or it may be entitled under the Company&#8217;s By-Laws or otherwise.  No Trustee shall be or become liable for any act or omission of a prior Trustee serving hereunder, it being the purpose and intent that each Trustee shall be liable only for the Trustee&#8217;s own acts or omissions during the Trustee&#8217;s term of service as Trustee hereunder, except to the extent that liability is imposed under ERISA.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">10.9&#160;&#160;&#160;&#160;In the event that THE NORTHERN TRUST COMPANY incurs any liability, loss, claim, suit or expense (including attorneys fees) in connection with or arising out of its provision of services under this agreement, or its status as trustee hereunder, under circumstances where THE NORTHERN TRUST COMPANY cannot obtain or would be precluded by law from obtaining payment or reimbursement of such liability, loss, claim, suit or expense (including attorneys fees) from the Trust Fund, then the Company (which has the authority to do so under the laws of the state of its incorporation) shall indemnify and hold THE NORTHERN TRUST COMPANY harmless from and against such liability, loss, claim, suit or expense, except to the extent such liability, loss, claim, suit or expense arises directly from (i) the negligence, fraud or willful misconduct of the Trustee in the performance of its duties and responsibilities specifically allocated to it in this agreement, or (ii) a breach by the Trustee of responsibilities specifically allocated to it by the terms of this agreement, provided, however, that nothing in this Section 10.9 shall limit the Trustee&#8217;s right to indemnification under Section 3.1(c) or Section 6.5(l).  This paragraph shall survive the termination of this agreement.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">12</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">10.10&#160;&#160;&#160;&#160;Neither the Company, nor the Benefits Administration Committee shall direct the Trustee to cause any part of the Trust Fund to be diverted to any purpose other than the exclusive benefit of the Participants and Beneficiaries or, except as otherwise permitted under the Plan and under ERISA, to be remitted to the Company or a Subsidiary.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">10.11&#160;&#160;&#160;&#160;Except as otherwise directed by the Benefits Administration Committee, which direction shall be in compliance with all applicable provisions of the 1984 Retirement Equity Act, the relevant Plan and Section 401(a)(13) of the Code, any interest of a Participant or Beneficiary in the Trust Fund or the Plan or in any distribution therefrom shall not be subject to the claim of any creditor, any spouse for alimony or support, or others, or to legal process, and may not be voluntarily or involuntarily alienated or encumbered.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">10.12&#160;&#160;&#160;&#160;If for any reason the Trustee is unwilling or unable to act as to any property, such person or qualified corporation as the Trustee shall from time to time designate in writing shall act as special trustee as to that property.  Any person or corporation acting as special trustee may resign at any time by written notice to the Trustee.  Each special trustee shall have the powers granted to the Trustee by this agreement, to be exercised only with the approval of the Trustee, to which the net income and the proceeds from sale of any part or all of the property shall be remitted to be administered under this agreement.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">10.13&#160;&#160;&#160;&#160;The Trustee shall not be responsible for any losses to the Trust Fund attributable to a delay in performance, or non-performance, of any obligation hereunder for as long as such delay is due to forces beyond its reasonable control, including but not limited to delays, errors or interruptions caused by the Company, the Benefits Administration Committee or third parties, any industrial, juridical, governmental, civil or military action, acts of terrorism, insurrection or revolution, nuclear fusion, fission or radiation, failure or fluctuation in electrical power, heat, light, air conditioning or telecommunications equipment, or acts of God, unless and to the extent any such losses to the Trust Fund are directly attributable to the Trustee&#8217;s failure to (i) take such steps to mitigate such losses as would be required of a prudent professional acting under the circumstances in the performance of its duties and responsibilities specifically allocated to under this agreement or (ii) maintain and update from time to time business continuation and disaster recovery procedures with respect to its trust and custody business that it reasonably determines from time to time meet commercially reasonable standards.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">10.14&#160;&#160;&#160;&#160;In case any provision of this agreement shall be held illegal or invalid for any reason, the illegality or invalidity shall not affect the remaining provisions of this agreement, but shall be fully severable, and the agreement shall be construed and enforced as if said illegal or invalid provisions had never been inserted herein.  This agreement supersedes and replaces any prior agreements with respect to the subject matter hereof.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">10.15&#160;&#160;&#160;&#160;This agreement may be executed in any number of counterparts, each of which shall be deemed an original, and the counterparts shall constitute one and the same instrument.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">10.16&#160;&#160;&#160;&#160;Loans to Participants as provided for in the Plan shall be granted and administered by the Benefits Administration Committee.  The Trustee shall distribute cash to such Participants who are granted loans in such amount and at such times as the Benefits Administration Committee shall from time to time direct in writing.  Loan payments collected by the Benefits Administration Committee shall be forwarded to the Trustee.  The amount of such loans shall be carried by the Trustee as an asset of the trust equal to the combined unpaid principal balance of all Participants.  The Trustee shall rely conclusively upon the determination of the Benefits Administration Committee with respect to the amount of the combined unpaid principal balance of all Participants.  The Trustee shall have no responsibility to ascertain whether a loan complies with the provisions of the Plan, for the decision to grant a loan or for the collection and repayment of a loan.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">10.17&#160;&#160;&#160;&#160;The Trustee may consult with legal counsel, who may also be outside counsel for the Company, with respect to its responsibilities under this agreement and Northern shall be fully protected in acting or refraining from acting in reliance upon the written advice of such legal counsel, except that the Trustee shall not be so protected to the extent it acts or refrains from acting in reliance upon the written advice of legal counsel with respect to a discretionary activity specifically allocated to the Trustee by this agreement.</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">ARTICLE ELEVEN:  GOVERNING LAW</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The provisions of ERISA and the internal laws of Illinois shall govern the validity, interpretation and enforcement of this agreement, and in case of conflict, the provisions of ERISA shall prevail.  </font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;&#160;&#160;&#160;</font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">13</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"></font><font style="font-family:Arial;font-size:10pt;font-weight:bold;">IN WITNESS WHEREOF</font><font style="font-family:Arial;font-size:10pt;">, the Company and the Trustee have executed this agreement by their respective duly authorized officers effective as of the day and year first above written.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:192px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:36.328125%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:13%;"></td><td style="width:2%;"></td><td style="width:85%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">KIMBERLY-CLARK CORPORATION</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">By:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">/s/ L. Robert Frazier</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">L. Robert Frazier</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Its:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Assistant Treasurer</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">______________________</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#32;&#32;&#32;&#32;(CORPORATE SEAL)</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The undersigned, John W. Wesley, does hereby certify that he/she is the duly elected, qualified and acting Secretary of </font><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Kimberly-Clark Corporation</font><font style="font-family:Arial;font-size:10pt;">&#32;(the &#8220;Company&#8221;) and further certifies that the person whose signature appears above is a duly elected, qualified and acting officer of the Company with full power and authority to execute this Trust Agreement on behalf of the Company and to take such other actions and execute such other documents as may be necessary to effectuate this Agreement.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:31.0546875%;border-collapse:collapse;text-align:left;"><tr><td colspan="1"></td></tr><tr><td style="width:100%;"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">/s/ John W. Wesley</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Secretary</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Kimberly-Clark Corporation</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:36.328125%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:13%;"></td><td style="width:2%;"></td><td style="width:85%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">THE NORTHERN TRUST COMPANY</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">By:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">/s/ Marty Mulcrone</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Its:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Vice President</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:31.0546875%;border-collapse:collapse;text-align:left;"><tr><td colspan="1"></td></tr><tr><td style="width:100%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">ATTEST:</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">/s/ Amy Pera</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:244px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">14</font></div></div><hr style="page-break-after:always"><div><a name="s8da6b661a120411480cc7db749869e16"></a></div><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">AMENDMENT TO THE KIMBERLY-CLARK CORPORATION 40l(K)</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">AND PROFIT SHARING PLAN TRUST</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:8px;text-indent:46px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">THIS AGREEMENT, </font><font style="font-family:Arial;font-size:10pt;">effective as of the 4th day of January, 2010, is made between </font><font style="font-family:Arial;font-size:10pt;font-weight:bold;">KIMBERLY-CLARK  CORPORATION, </font><font style="font-family:Arial;font-size:10pt;">a Delaware corporation (the &#8220;Company&#8221;, and </font><font style="font-family:Arial;font-size:10pt;font-weight:bold;">THE NORTHERN TRUST COMPANY, </font><font style="font-family:Arial;font-size:10pt;">an Illinois corporation of Chicago, Illinois (&#8220;Trustee&#8221;);</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:6px;text-indent:46px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">WHEREAS, </font><font style="font-family:Arial;font-size:10pt;">the Company and Trustee executed the Kimberly-Clark Corporation 40 l (k) and Profit Sharing Plan Trust, effective January 4, 2010 (the &#8220;Trust Agreement&#8221;);  and</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:8px;text-indent:46px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">WHEREAS, </font><font style="font-family:Arial;font-size:10pt;">the Company and Trustee desire to amend the Trust Agreement pursuant to Section 9. 1 thereof to provide for self-directed brokerage accounts.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:8px;text-indent:46px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">NOW, THEREFORE, </font><font style="font-family:Arial;font-size:10pt;">the Sections of the Trust Agreement set forth below are amended as follows but all other Sections of the Trust Agreement shall remain in full force and effect.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:102px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:54px;"><font style="font-family:Arial;font-size:10pt;">1.</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The following Section 1.13(a) is hereby added to Article One:</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:54px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:54px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#8216;1.13(a) &#160;&#160;&#160;&#160;&#8220;Participant Directed Broker Account&#8221; means an account that is established with a broker, as a Custodial Agent, which permits a Participant to exercise sole investment responsibility over the assets in such account, including directing the broker to make purchases and sales, as provided in Section 3.10;&#8217;</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:102px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:54px;"><font style="font-family:Arial;font-size:10pt;">2.</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Section 1.17 is hereby amended and replaced in its entirety with the following&#8221;</font></div></td></tr></table><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:54px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#8216;1.17&#160;&#160;&#160;&#160;&#8220;Separate Investment Account&#8221; means assets of the Trust Fund allocated by the Benefits Administration Committee to an account of the Trust which is to be managed by an Investment Manager, or which is to be managed by the Benefits Administration Committee pursuant to Article Three, or a Participant Directed Brokerage Account;&#8217;</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:102px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:54px;"><font style="font-family:Arial;font-size:10pt;">3.</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Section 3.1 is hereby amended by adding the following phrase at the end of each of the first and second sentences thereof:</font></div></td></tr></table><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:78px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#8220;, except as otherwise provided in Section 3. I 0 with respect to Participant Directed Brokerage  Accounts&#8221;</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:102px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:54px;"><font style="font-family:Arial;font-size:10pt;">4.</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The following Section 3. 10 is hereby added to Article Three:</font></div></td></tr></table><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:54px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#8216;3.10&#160;&#160;&#160;&#160;The Benefits Administration  Committee may choose to make available to Participants one or more Participant Directed Broker Accounts, which shall be subject to the following provisions:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;padding-left:102px;text-align:left;text-indent:48px;"><font style="text-align:left;font-family:Arial;font-size:10pt;padding-right:41px;">a.</font><font style="font-family:Arial;font-size:10pt;">The Benefits Administration Committee shall direct the Trustee to open the Participant Directed Broker Accounts with a broker in the name of the Trustee, for the benefit of the individual Participants who choose to make directed investments in such account.  In accordance with Section 3.1(c), the Benefits Administration Committee shall direct that the custody of the assets of the Participant Directed Broker Accounts be maintained by the broker as a Custodial Agent.  The Benefits Administration Committee shall be responsible for the choice of the broker, for monitoring the broker and the decision to retain the broker as custodian of the assets pursuant to 3.1(c).  The broker shall be a broker or dealer registered under the Securities Exchange Act of 1934 or a nominee of such broker or dealer.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;padding-left:102px;text-align:left;text-indent:0px;"><font style="text-align:left;font-family:Arial;font-size:10pt;padding-right:41px;">b.</font><font style="font-family:Arial;font-size:10pt;">Each Participant Directed Broker Account shall be deemed to be a Separate Investment Account hereunder for which the Participant shall have sole investment responsibility.   With respect to his or her Participant Directed Broker Account, the Participant shall have all of the investment authorities and responsibilities which an Investment Advisor would have with respect to a Separate Investment Account, provided, however, that the Benefits Administration Committee may establish restrictions to be applied with respect to the investment of a Participant Directed Broker Account.  The Participant shall direct the broker with respect to such </font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">1</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;padding-left:102px;text-align:left;"><font style="font-family:Arial;font-size:10pt;">investments, provided, however, that notwithstanding any other provisions of this Agreement, with notice to the Participant, the Benefits Administration Committee may direct the Trustee with respect to investments held in a Participant Directed Broker Account.  The Trustee shall have no responsibility to make any investment review of, or consider the propriety of holding or selling or the voting of any assets held in a Participant Directed Broker Account.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;padding-left:102px;text-align:left;text-indent:0px;"><font style="text-align:left;font-family:Arial;font-size:10pt;padding-right:41px;">c.</font><font style="font-family:Arial;font-size:10pt;">Notwithstanding  any other provision of this Agreement to the contrary, with respect to assets held in a Participant Directed Broker Account, the Trustee shall have no responsibility or duty to provide to any party a valuation or listing of transactions involving any assets of the Trust Fund held in a Participant Directed Brokerage Account or to provide any other reports with respect thereto, and the Benefits Administration  Committee shall obtain any such valuations, listings of transactions and reports from the Custodial Agent or its designee.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;padding-left:6px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">IN WITNESS WHEREOF, </font><font style="font-family:Arial;font-size:10pt;">the Company and the Trustee have executed this Amendment to the Trust Agreement by their respective duly authorized corporate officers effective as of the day and year first written above.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:288px;text-indent:240px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:43.75%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:24%;"></td><td style="width:5%;"></td><td style="width:71%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Kimberly-Clark Corporation</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">By:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">/s/ Jane P. Nerison</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Its:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Director, Benefits</font></div></td></tr></table></div></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;padding-left:192px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:43.75%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:24%;"></td><td style="width:5%;"></td><td style="width:71%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">The Northern Trust Company</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">By:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">/s/ Phil Michalec</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Its:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Vice President</font></div></td></tr></table></div></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">2</font></div></div><hr style="page-break-after:always"><div><a name="s502c5344edc944c9a1a7f0f433535975"></a></div><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;padding-top:3px;text-align:center;padding-left:41px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#4b5454;font-weight:bold;">SECOND AMENDMENT TO THE</font></div><div style="line-height:120%;padding-top:0px;text-align:center;padding-left:41px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#4b5454;font-weight:bold;">KIMBERLY-CLARK CORPORATION 401K AND PROFIT SHARING PLAN TRUST</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:justify;padding-left:6px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#4b5454;font-weight:bold;">THIS AGREEMENT </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">is effective as of </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">th</font><font style="font-family:Arial;font-size:10pt;color:#707777;">e </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">31st </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">day </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">of October, 2014 by and between </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;font-weight:bold;">KIMBERLY-CLARK </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;font-weight:bold;">CORPORATION, </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">a Delaware corporation (the </font><font style="font-family:Arial;font-size:10pt;color:#707777;">&#8220;Co</font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">mpany</font><font style="font-family:Arial;font-size:10pt;color:#707777;">&#8221;), </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">and </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;font-weight:bold;">THE </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;font-weight:bold;">NORTHERN </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;font-weight:bold;">TRUST </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;font-weight:bold;">COMPANY, </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">an </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">Illinoi</font><font style="font-family:Arial;font-size:10pt;color:#707777;">s </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">corporation of </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">Chicago, </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">Illinois </font><font style="font-family:Arial;font-size:10pt;color:#707777;">(the </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">&#8220;Trustee&#8221;);</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:6px;text-indent:46px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#4b5454;font-weight:bold;">WHEREAS, </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">the Company and </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">the </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">Trustee executed </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">the Kimberly-Clark </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">Corporation </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">401k </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">and Profit Sharing Plan Trust effective January 4, 2010 (the &#8220;Trust&#8221;) and subsequently amended the Trust on one prior occasion;</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:6px;text-indent:46px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#4b5454;font-weight:bold;">WHEREAS, </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">the </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">Company and </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">the </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">Trustee </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">de</font><font style="font-family:Arial;font-size:10pt;color:#707777;">s</font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">ire to </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">amend </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">the </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">Trust </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">pur</font><font style="font-family:Arial;font-size:10pt;color:#707777;">s</font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">uant </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">to Section 9</font><font style="font-family:Arial;font-size:10pt;color:#707777;">.</font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">1 </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">of </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">the </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">Trust.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:6px;text-indent:46px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#5d6466;font-weight:bold;">NOW, </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;font-weight:bold;">THEREFORE,</font><font style="font-family:Arial;font-size:10pt;color:#707777;font-weight:bold;">&#32;</font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">the </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">sections of </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">th</font><font style="font-family:Arial;font-size:10pt;color:#707777;">e </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">Trust set forth below are amended </font><font style="font-family:Arial;font-size:10pt;color:#707777;">as </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">follows, but all other sections of the Trust </font><font style="font-family:Arial;font-size:10pt;color:#707777;">shal</font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">l </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">remain in </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">full force </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">and effect.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:8px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#5d6466;">1.</font><font style="font-family:Arial;font-size:10pt;">&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">Section 6.5(b) </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">i</font><font style="font-family:Arial;font-size:10pt;color:#707777;">s </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">hereby replaced in </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">its entirety with </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">the </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">following:</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:53px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#5d6466;">(b)</font><font style="font-family:Arial;font-size:10pt;">&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">Fund </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;text-decoration:underline;">I</font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">nvestments.  </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">The Company </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">Stock Investment </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">Fund shall </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">be </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">composed exclusively of </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">in</font><font style="font-family:Arial;font-size:10pt;color:#707777;">vestmen</font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">ts in </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">Company Stock; </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">provided that</font><font style="font-family:Arial;font-size:10pt;color:#707777;">, </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">as and to </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">the </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">extent directed to do </font><font style="font-family:Arial;font-size:10pt;color:#707777;">so </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">by the </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">Benefits Administration Committee from </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">time to time </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">in writing, </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">the </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">Trustee shall </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">maintain </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">a portion of </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">the </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">Company Stock Investment Fund a) in cash for </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">the purpo</font><font style="font-family:Arial;font-size:10pt;color:#707777;">se </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">of funding transfers out of the Company Stock Investment Fund, or </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">b) in </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">a stock other </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">than </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">Company Stock to the extent such stock </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">i</font><font style="font-family:Arial;font-size:10pt;color:#707777;">s </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">received </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">as a </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">dividend and until </font><font style="font-family:Arial;font-size:10pt;color:#707777;">s</font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">uch time </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">such stock </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">is </font><font style="font-family:Arial;font-size:10pt;color:#707777;">s</font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">old and </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">the </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">proceeds </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">of which are invested in Company Stock.  The </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">Benefits </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">Administration Committee will </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">direct the </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">Trustee with </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">respect to the purcha</font><font style="font-family:Arial;font-size:10pt;color:#707777;">se, </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">retention, voting, </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">tender</font><font style="font-family:Arial;font-size:10pt;color:#707777;">, </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">exchange or sale of any </font><font style="font-family:Arial;font-size:10pt;color:#707777;">s</font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">uch </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">stock </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">received </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">pursuant </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">to </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">a </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">dividend</font><font style="font-family:Arial;font-size:10pt;color:#707777;">. </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">Further, </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">the </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">Trustee shall </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">have </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">no </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">di</font><font style="font-family:Arial;font-size:10pt;color:#707777;">s</font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">cretion </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">to determine whether </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">to hold </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">or sell all or any shares of Company </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">Stock</font><font style="font-family:Arial;font-size:10pt;color:#707777;">. </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">Any cash </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">held b</font><font style="font-family:Arial;font-size:10pt;color:#707777;">y </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">the </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">Trustee </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">in the </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">Company </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">Stock </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">Investment Fund </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">ma</font><font style="font-family:Arial;font-size:10pt;color:#707777;">y </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">be inve</font><font style="font-family:Arial;font-size:10pt;color:#707777;">s</font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">ted in </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">common or collective short </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">term investment </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">funds of </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">the </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">Trustee</font><font style="font-family:Arial;font-size:10pt;color:#262d2b;">.  </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">The Trustee shall not </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">b</font><font style="font-family:Arial;font-size:10pt;color:#707777;">e </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">required </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">to advance </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">it</font><font style="font-family:Arial;font-size:10pt;color:#707777;">s </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">own funds to make any transfers or </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">di</font><font style="font-family:Arial;font-size:10pt;color:#707777;">s</font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">tribution</font><font style="font-family:Arial;font-size:10pt;color:#707777;">s</font><font style="font-family:Arial;font-size:10pt;color:#262d2b;">.</font></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:6px;text-indent:46px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#4b5454;font-weight:bold;">IN WITNESS WHEREOF</font><font style="font-family:Arial;font-size:10pt;color:#707777;font-weight:bold;">, </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">the </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">Company </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">and the </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">Trustee have executed this Amendment to the Trust Agreement by their respective </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">duly </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">authorized officers </font><font style="font-family:Arial;font-size:10pt;color:#707777;">effec</font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">tive </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">as of </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">th</font><font style="font-family:Arial;font-size:10pt;color:#707777;">e </font><font style="font-family:Arial;font-size:10pt;color:#4b5454;">day </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">and </font><font style="font-family:Arial;font-size:10pt;color:#707777;">year </font><font style="font-family:Arial;font-size:10pt;color:#5d6466;">first written above.</font></div><div style="line-height:120%;text-align:left;padding-left:6px;text-indent:46px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:192px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;color:#5d6466;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:43.75%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:24%;"></td><td style="width:5%;"></td><td style="width:71%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Kimberly-Clark Corporation</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">By:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">/s/ Charles Ballard</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Its:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Director, Asset Management</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Date:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">October 31, 2014</font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:0px;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;padding-top:0px;text-align:center;text-indent:192px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:299px;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:72px;"></td><td style="width:14px;"></td><td style="width:212px;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">The Northern Trust Company</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">By:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">/s/ Brian Voirol</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Its:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Vice President</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Date:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">November 19, 2014</font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:0px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">1</font></div></div>	</body>
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<TYPE>EX-4.4
<SEQUENCE>3
<FILENAME>exhibit44.htm
<DESCRIPTION>KIMBERLY-CLARK CORPORATION 401K AND PROFIT SHARING PLAN AS AMENDED
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		<title>Exhibit</title>
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<div><a name="s6bc7c2b7e8784211976910afe6c7af0e"></a></div><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Exhibit 4.4</font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">KIMBERLY-CLARK CORPORATION</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">401(k) and PROFIT SHARING PLAN</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Effective as of January 1, 2010</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(as amended through January 1, 2016)</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">KIMBERLY-CLARK CORPORATION</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">401(k) and PROFIT SHARING PLAN</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">TABLE OF CONTENTS</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Article I</font><font style="font-family:Arial;font-size:10pt;">&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Name, Purpose and Effective Date of Plan</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Article II</font><font style="font-family:Arial;font-size:10pt;">&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Definitions and Construction</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">2.1&#160;&#160;&#160;&#160;Definitions</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">2.2&#160;&#160;&#160;&#160;Construction</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Article III</font><font style="font-family:Arial;font-size:10pt;">&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participation, Employee Contributions, and Allocations</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">3.1&#160;&#160;&#160;&#160;Participation</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">3.2&#160;&#160;&#160;&#160;Transfer To and From Participating Units</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">3.3&#160;&#160;&#160;&#160;Amount of Contributions by and on behalf of Participants</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">3.4&#160;&#160;&#160;&#160;General Limitation</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">3.5&#160;&#160;&#160;&#160;Investment of Contributions by and on behalf of Participants</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">3.6&#160;&#160;&#160;&#160;Limitation on Before-Tax Contributions and Roth 401(k) Contributions</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">3.7&#160;&#160;&#160;&#160;Suspension of All Contributions</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">3.8&#160;&#160;&#160;&#160;Payment of Contributions to Trustee</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">3.9&#160;&#160;&#160;&#160;Reallocation of Participant&#8217;s Accounts</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">3.10&#160;&#160;&#160;&#160;Redeposits and Restored Amounts</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">3.11&#160;&#160;&#160;&#160;Source of and Interest in Before-Tax Contributions</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">3.12&#160;&#160;&#160;&#160;Distributions during Qualified Military Leave</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Article IV</font><font style="font-family:Arial;font-size:10pt;">&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer Contributions</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">4.1&#160;&#160;&#160;&#160;Contribution Percentage</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">4.2&#160;&#160;&#160;&#160;Allocation and Payment of Company Match Safe Harbor Contributions</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">4.3&#160;&#160;&#160;&#160;Temporary Suspension of Company Match Safe Harbor Contributions</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">4.4&#160;&#160;&#160;&#160;Limitations on After-Tax Contributions</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">4.5&#160;&#160;&#160;&#160;Profit Sharing Contributions</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">4.6&#160;&#160;&#160;&#160;Limited Service and Leave of Absence</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">4.7&#160;&#160;&#160;&#160;Amount of Profit Sharing Contribution</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">4.8&#160;&#160;&#160;&#160;Allocations to Profit Sharing Accounts</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">4.9&#160;&#160;&#160;&#160;Payment of Contributions to Trustee</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">4.10&#160;&#160;&#160;&#160;Deductibility Requirement</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">4.11&#160;&#160;&#160;&#160;Mistaken Contributions</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">4.12&#160;&#160;&#160;&#160;General Limitation</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Article V</font><font style="font-family:Arial;font-size:10pt;">&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee and Trust Agreement</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">5.1&#160;&#160;&#160;&#160;Trust Agreement</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Article VI</font><font style="font-family:Arial;font-size:10pt;">&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment, Participant&#8217;s Accounts, and Voting of Stock</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">6.1&#160;&#160;&#160;&#160;Investment of Contributions</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">6.2&#160;&#160;&#160;&#160;Participant&#8217;s Accounts</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">6.3&#160;&#160;&#160;&#160;Stock Rights, Stock Splits and Stock Dividends</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">6.4&#160;&#160;&#160;&#160;Voting of Corporation Stock</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">6.5&#160;&#160;&#160;&#160;Tender Offers</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Article VII</font><font style="font-family:Arial;font-size:10pt;">&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Distribution of Accounts</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">7.1&#160;&#160;&#160;&#160;Accounts to be Distributed</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">7.2&#160;&#160;&#160;&#160;Timing of Distributions</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">7.3&#160;&#160;&#160;&#160;Certain Definitions Relating to Distributions and Withdrawals</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">7.4&#160;&#160;&#160;&#160;Lump Sum and Partial Distributions</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">7.5&#160;&#160;&#160;&#160;Methods of Distribution</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">7.6&#160;&#160;&#160;&#160;Miscellaneous</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">7.7&#160;&#160;&#160;&#160;Required Distributions</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">7.8&#160;&#160;&#160;&#160;Unclaimed Benefits</font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">2</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">7.9&#160;&#160;&#160;&#160;Form of ESOP Benefit</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">7.10&#160;&#160;&#160;&#160;ESOP Dividend Distributions</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">7.11&#160;&#160;&#160;&#160;Direct Rollovers</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">7.12&#160;&#160;&#160;&#160;Limitations on Distribution of Before-Tax Contributions</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">7.13&#160;&#160;&#160;&#160;Jackson Products, Inc. 401(k) Plan Benefit</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">7.14&#160;&#160;&#160;&#160;Waiver of 2009 Required Minimum Distribution</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">7.15&#160;&#160;&#160;&#160;Kimtech 401(k) &amp; RCP Benefit</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">7.16&#160;&#160;&#160;&#160;I-Flow Corporation Retirement Savings Plan Benefit</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">7.17&#160;&#160;&#160;&#160;AcryMed, Inc. 401(k) Retirement Savings Plan Benefit</font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">7.18</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Chester, Marinette, Mobile, Neenah Cold Spring Facility (including former Lakeview satellite employees) and Everett 401(k) &amp; RCP Benefit</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">7.19</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Fullerton Mill Participants 401(k) &amp; RCP Benefit</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Article VIII</font><font style="font-family:Arial;font-size:10pt;">&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Withdrawals and Loans</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">8.1&#160;&#160;&#160;&#160;Regular Withdrawals&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">8.2&#160;&#160;&#160;&#160;Hardship Withdrawals</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">8.3&#160;&#160;&#160;&#160;Distribution of Withdrawals</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">8.4&#160;&#160;&#160;&#160;Miscellaneous</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">8.5&#160;&#160;&#160;&#160;Waiver of Right to Withdraw</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">8.6&#160;&#160;&#160;&#160;Participant Loans</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Article IX</font><font style="font-family:Arial;font-size:10pt;">&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Benefits Administration Committee</font><font style="font-family:Arial;font-size:10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">9.1&#160;&#160;&#160;&#160;Membership</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">9.2&#160;&#160;&#160;&#160;Powers</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">9.3&#160;&#160;&#160;&#160;Procedures</font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">9.4</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Rules and Decisions</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">9.5&#160;&#160;&#160;&#160;Authorization of Payments</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">9.6&#160;&#160;&#160;&#160;Books and Records</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">9.7&#160;&#160;&#160;&#160;Perpetuation of the Committee</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">9.8&#160;&#160;&#160;&#160;Claim Procedure</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">9.9&#160;&#160;&#160;&#160;Allocation or Reallocation of Fiduciary Responsibilities</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">9.10&#160;&#160;&#160;&#160;Plan Administrator</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">9.11&#160;&#160;&#160;&#160;Service of Process</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Article X</font><font style="font-family:Arial;font-size:10pt;">&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Amendment and Termination</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">10.1&#160;&#160;&#160;&#160;Amendment and Termination</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">10.2&#160;&#160;&#160;&#160;Ambiguous Plan Provisions</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Article XI</font><font style="font-family:Arial;font-size:10pt;">&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Miscellaneous</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">11.1&#160;&#160;&#160;&#160;Non-Guarantee of Employment</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">11.2&#160;&#160;&#160;&#160;Rights to Trust Assets</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">11.3&#160;&#160;&#160;&#160;Disclaimer of Liability</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">11.4&#160;&#160;&#160;&#160;Non-Recommendation of Investment</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">11.5&#160;&#160;&#160;&#160;Indemnification of Committee</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">11.6&#160;&#160;&#160;&#160;Selection of Investments</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">11.7&#160;&#160;&#160;&#160;Non-Alienation</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">11.8&#160;&#160;&#160;&#160;Facility of Payment</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">11.9&#160;&#160;&#160;&#160;Allocation in the Event of Advance Contributions</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">11.10&#160;&#160;&#160;&#160;Action by a Committee of the Board</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">11.11&#160;&#160;&#160;&#160;Qualified Domestic Relations Orders</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">11.12&#160;&#160;&#160;&#160;Compensation Limit</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">11.13&#160;&#160;&#160;&#160;Recovery of Overpayments</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Article XII</font><font style="font-family:Arial;font-size:10pt;">&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Limitations on Benefits</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">12.1&#160;&#160;&#160;&#160;Limitation on Annual Additions</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">12.2&#160;&#160;&#160;&#160;Plan Limit</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Article XIII</font><font style="font-family:Arial;font-size:10pt;">&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Merger</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">3</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Article XIV</font><font style="font-family:Arial;font-size:10pt;">&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Top-Heavy Requirements</font></div><div style="line-height:120%;text-align:left;text-indent:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">14.1&#160;&#160;&#160;&#160;Top-Heavy Requirements</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Appendix A</font><font style="font-family:Arial;font-size:10pt;">&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">List of Employers and Participating Units</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">This Table of Contents is intended solely for internal use by Kimberly-Clark personnel; it is </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">not</font><font style="font-family:Arial;font-size:10pt;">&#32;part of the Plan.</font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">4</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">ARTICLE I</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">NAME, PURPOSE AND EFFECTIVE DATE OF PLAN</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The Kimberly-Clark Corporation 401(k) and Profit Sharing Plan (the &#8220;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#8221;) is adopted January 1, 2010 by Kimberly-Clark Corporation.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;purpose is to supplement in part the retirement income which eligible </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employees</font><font style="font-family:Arial;font-size:10pt;">&#32;may be entitled to receive under the Federal Social Security Act and promote the interests of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation</font><font style="font-family:Arial;font-size:10pt;">&#32;and its stockholders by encouraging </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employees</font><font style="font-family:Arial;font-size:10pt;">&#32;to arrange for personal investment programs which, depending upon the success of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation</font><font style="font-family:Arial;font-size:10pt;">, will be augmented by </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contributions</font><font style="font-family:Arial;font-size:10pt;">.  It provides each </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;with an opportunity to become a stockholder of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation</font><font style="font-family:Arial;font-size:10pt;">.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">K-C Stock Fund</font><font style="font-family:Arial;font-size:10pt;">&#32;portion of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;is intended to be an employee stock ownership plan, as defined in section 4975 of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">, and is designed to invest primarily in qualifying employer securities, as defined in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 409(l).  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;contains within it a cash or deferred arrangement under section 401(k) of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;and a qualified Roth contribution program under section 402A of the Code.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;is intended to meet the requirements of Section 401(a) of the Internal Revenue Code of 1986, as amended, and the Employee Retirement Income Security Act of 1974, as amended.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;is also intended to comply with the designed-based &#8220;safe harbor&#8221; requirements prescribed in section 401(k)(13) and section 401(m)(12) of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;contains assets of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participants</font><font style="font-family:Arial;font-size:10pt;">&#32;who were formerly </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participants</font><font style="font-family:Arial;font-size:10pt;">&#32;in the Kimberly-Clark Corporation Incentive Investment Plan and Kimberly-Clark Corporation Retirement Contribution Plan and whose </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;from the Kimberly-Clark Corporation Incentive Investment Plan and Kimberly-Clark Corporation Retirement Contribution Plan were transferred into the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;effective January 4, 2010.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Effective March 21, 2015, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;reflects the merger of the Kimberly-Clark Corporation 401(k) and Retirement Contribution Plan (the &#8220;401(k) &amp; RCP&#8221;) into the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;contains assets of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participants</font><font style="font-family:Arial;font-size:10pt;">&#32;who were formerly </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participants</font><font style="font-family:Arial;font-size:10pt;">&#32;in the 401(k) &amp; RCP and whose </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;from the 401(k) &amp; RCP were transferred into the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;effective March 21, 2015.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">This document is effective January 1, 2010. </font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">5</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;padding-bottom:4px;padding-top:16px;text-align:center;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">ARTICLE II</font></div><div style="line-height:120%;padding-bottom:4px;text-align:center;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;padding-bottom:4px;text-align:center;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">DEFINITIONS AND CONSTRUCTION</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">2.1</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Definitions</font><font style="font-family:Arial;font-size:10pt;">.  When the following words and phrases appear in this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">, they shall have the respective meanings set forth below unless the context clearly indicates otherwise:</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(a)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">401(k)</font><font style="font-family:Arial;font-size:10pt;">:  Code Section 401(k) which allows </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participants</font><font style="font-family:Arial;font-size:10pt;">&#32;to make a cash or deferred election through which </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;are made to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(b)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">:  The accounts under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;to be maintained for each </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;as provided in Section 6.2.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(c)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Actual Contribution Percentage</font><font style="font-family:Arial;font-size:10pt;">:  A percentage which, for a specified group of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employees</font><font style="font-family:Arial;font-size:10pt;">&#32;for a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be the average of the ratios (calculated separately for each </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;in such group) of:</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(i)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">the amount of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;remitted to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">&#32;on behalf of each </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;for such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;under Section 2.1(e)(i) to </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(ii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Total Compensation</font><font style="font-family:Arial;font-size:10pt;">&#32;for such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;may elect, to the extent permitted by Treasury Regulations, to take into account </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;in computing the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Actual Contribution Percentage.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(d)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Affiliated Employer</font><font style="font-family:Arial;font-size:10pt;">:  An </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;and any corporation which is a member of a controlled group of corporations (as defined in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 414(b)) which includes an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">; any trade or business (whether or not incorporated) which is under common control (as defined in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 414(c)) with an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">; any organization (whether or not incorporated) which is a member of an affiliated service group (as defined in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 414(m)) which includes an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">; and any other entity required to be aggregated with an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;pursuant to </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 414(o). </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(e)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">: </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;made by </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participants</font><font style="font-family:Arial;font-size:10pt;">&#32;on an after-tax basis, which include:</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(i)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;made by </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participants</font><font style="font-family:Arial;font-size:10pt;">&#32;under subsection 3.3(c) on an after-tax basis; or</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(ii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;contributions, as defined in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 401(m) and the regulations thereunder, contributed prior to April 1, 1990 on account of which a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Matching Contribution</font><font style="font-family:Arial;font-size:10pt;">&#32;on behalf of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;who was employed prior to April 1, 1989; or</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">&#32;(iii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Rollover Contributions:</font><font style="font-family:Arial;font-size:10pt;">&#32;&#32;After-Tax contributions made by a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;to an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Retirement Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;which is accepted by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;as a direct rollover under Section 402(c) of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;and that satisfy the requirements of Section 401(a)(31) for treatment as a rollover.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(iv)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Rollover Account</font><font style="font-family:Arial;font-size:10pt;">:  An </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;consisting of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Rollover Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(f)&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">All Cash Distribution</font><font style="font-family:Arial;font-size:10pt;">:  As defined in subsection 7.3(c).</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(g)&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">All Stock Distribution</font><font style="font-family:Arial;font-size:10pt;">:  As defined in subsection 7.3(a).</font></div><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(h)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">: The person or persons last designated on </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Timely Notice</font><font style="font-family:Arial;font-size:10pt;">&#32;by a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">, provided the named person survives the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">. If no such person is validly designated as provided under subsection 7.5(a), or if the designated person predeceases the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be </font></div></td></tr></table><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">6</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;padding-left:96px;text-align:left;"><font style="font-family:Arial;font-size:10pt;">the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;spouse, if living, and if not, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;estate. For purposes of Section 7.7, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be considered the designated beneficiary under section 401(a)(9) of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;and section 1.401(a)(9)-1 Q&amp;A-4 of the regulations.  On January 1, 2010, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">&#32;under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;will be the beneficiary designations in the former Kimberly-Clark Corporation Incentive Investment Plan unless the Participant only participated in the former Kimberly-Clark Corporation Retirement Contribution Plan which then the beneficiary designations under the former Kimberly-Clark Corporation Retirement Contribution Plan will apply.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(i)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">:  </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;made by </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participants</font><font style="font-family:Arial;font-size:10pt;">&#32;under subsection 3.3(a) that are considered deferred within the meaning of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 401(k) and regulations thereunder.  For individuals age 50 or over by the end of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;also include catch-up contributions in accordance with </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 414(v).</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(j)&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Board</font><font style="font-family:Arial;font-size:10pt;">:  The Board of Directors of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation</font><font style="font-family:Arial;font-size:10pt;">.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(k)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Bond Index Fund</font><font style="font-family:Arial;font-size:10pt;">:  An </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment Fund</font><font style="font-family:Arial;font-size:10pt;">&#32;that primarily invests in U.S. government and investment grade corporate bonds, and asset backed and mortgage backed securities.  This fund generally seeks to provide investment returns that correspond, before fees and expenses, to the performance of a U.S. broad market bond index.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(l)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Business Day</font><font style="font-family:Arial;font-size:10pt;">:  Any day on which securities are traded on the New York Stock Exchange.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(m)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">:  The Internal Revenue Code of 1986, as amended from time to time.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(n)&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Commissioner</font><font style="font-family:Arial;font-size:10pt;">:  The Commissioner of the Internal Revenue Service.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(o)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">:  The committee appointed to administer and regulate the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;as provided in Article IX.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(p)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Matching Contributions</font><font style="font-family:Arial;font-size:10pt;">:  </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;consisting of non-safe harbor company matching contributions made with respect to </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Years</font><font style="font-family:Arial;font-size:10pt;">&#32;beginning on or before December 31, 2009 and transferred to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;from the Kimberly-Clark Corporation Incentive Investment Plan effective January 4, 2010 and the earnings (or losses) attributable to them.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(q)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Matching Account</font><font style="font-family:Arial;font-size:10pt;">:  An </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;consisting of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Matching Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(r)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Account</font><font style="font-family:Arial;font-size:10pt;">:  An </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;consisting of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(s)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contributions</font><font style="font-family:Arial;font-size:10pt;">:  Amounts contributed under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;and allocated to </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Account</font><font style="font-family:Arial;font-size:10pt;">&#32;as provided in Article IV.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(t)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Compensation</font><font style="font-family:Arial;font-size:10pt;">: </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:192px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(A)&#160;&#160;&#160;&#160;&#160;&#160; Compensation includes amounts actually paid or made available to a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;(regardless of whether he was such during the entire </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">);</font></div><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:192px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(1)&#160;&#160;&#160;&#160;&#160;&#160;&#160; as wages, salaries, fees for professional service, and other amounts received for personal services actually rendered in the course of employment with the company including but not limited to commissions, compensation for services on the basis of a percentage of profits and bonuses;</font></div><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:192px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(2)&#160;&#160;&#160;&#160;&#160;&#160;&#160; for purposes of (i) above, earned income from sources outside the United States (as defined in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 911(b)); whether or not excludable from gross income under </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 911 or deductible under </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 913;</font></div><div style="line-height:120%;text-align:left;padding-left:192px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:192px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(3)&#160;&#160;&#160;&#160;&#160;&#160;&#160; amounts described in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;sections 104(a)(3), 105(a) and 105(h) but only to the extent that these amounts are includable in the gross income of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">;</font></div><div style="line-height:120%;text-align:left;padding-left:192px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">7</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;padding-left:192px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(4)&#160;&#160;&#160;&#160;&#160;&#160;&#160; amounts paid or reimbursed by the company for moving expenses incurred by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">, but only to the extent that these amounts are not deductible by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;under </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 217;</font></div><div style="line-height:120%;text-align:left;padding-left:192px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:192px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(5)&#160;&#160;&#160;&#160;&#160;&#160;&#160; value of a nonqualified stock option granted to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">, but only to the extent that the value of the option is includable in the gross income of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;in the taxable year in which granted;</font></div><div style="line-height:120%;text-align:left;padding-left:192px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:192px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(6)&#160;&#160;&#160;&#160;&#160;&#160;&#160; the amount includable in the gross income of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;upon making the election described in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 83(b).</font></div><div style="line-height:120%;text-align:left;padding-left:192px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(B)&#160;&#160;&#160;&#160;&#160;&#160; excludes -</font></div><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:192px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(1)&#160;&#160;&#160;&#160;&#160;&#160;&#160; contributions made by the company to a plan of deferred compensation to the extent that, before the application of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 415 limitations to that plan, the contributions are not includable in the gross income of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;for the taxable year in which contributed and any distributions from a plan of deferred compensation, regardless of whether such amounts are includable in the gross income of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;when distributed; provided however, any amounts received by a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;pursuant to an unfunded nonqualified plan shall be considered as Compensation in the year such amounts are includable in the gross income of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">;</font></div><div style="line-height:120%;text-align:left;padding-left:192px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:192px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(2)&#160;&#160;&#160;&#160;&#160;&#160;&#160; 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other amounts which receive special tax benefits such as premiums for group term life insurance (but only to the extent that the premiums are not includable in the gross income of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">); and</font></div><div style="line-height:120%;text-align:left;padding-left:192px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:192px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(5)&#160;&#160;&#160;&#160;&#160;&#160;&#160; Compensation in excess of the limit set forth in Section 11.12.</font></div><div style="line-height:120%;text-align:left;padding-left:192px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">In lieu of the above definition of &#8220;Compensation,&#8221; 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font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(u)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">:  Amounts deposited under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;by or on behalf of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participants</font><font style="font-family:Arial;font-size:10pt;">&#32;including </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions,</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;as provided in Article III.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(v)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Core Investment Funds</font><font style="font-family:Arial;font-size:10pt;">:  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment Funds</font><font style="font-family:Arial;font-size:10pt;">&#32;of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;other than the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Self-Directed Brokerage Account</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(w)&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation</font><font style="font-family:Arial;font-size:10pt;">:  Kimberly-Clark Corporation (a Delaware corporation).</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(x)&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation Stock</font><font style="font-family:Arial;font-size:10pt;">:  The common stock of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation</font><font style="font-family:Arial;font-size:10pt;">.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(y)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Current Market Value</font><font style="font-family:Arial;font-size:10pt;">:  The fair market value on any day as determined by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">&#32;in accordance with generally accepted valuation principles applied on a consistent basis.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(z)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Day of Service</font><font style="font-family:Arial;font-size:10pt;">:  An </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be credited with a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Day of Service</font><font style="font-family:Arial;font-size:10pt;">&#32;for each calendar day commencing with the date on which the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;first performs an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Hour of Service</font><font style="font-family:Arial;font-size:10pt;">&#32;until the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Severance from Service Date</font><font style="font-family:Arial;font-size:10pt;">.  If an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;quits, is discharged, retires, or dies, and such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;does not incur a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">One-Year Period of Severance</font><font style="font-family:Arial;font-size:10pt;">, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be credited with a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Day of Service</font><font style="font-family:Arial;font-size:10pt;">&#32;for each calendar day elapsed from the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Severance from Service Date</font><font style="font-family:Arial;font-size:10pt;">&#32;to the date on which the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;again completes an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Hour of Service</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(aa)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Distribution Calendar Year:</font><font style="font-family:Arial;font-size:10pt;">&#32;A calendar year for which a minimum distribution is required. For distributions beginning before the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;death, the first </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Distribution Calendar Year</font><font style="font-family:Arial;font-size:10pt;">&#32;is the calendar year immediately preceding the calendar year which contains the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Required Beginning Date</font><font style="font-family:Arial;font-size:10pt;">.  For distributions beginning after the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;death, the first </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Distribution Calendar Year</font><font style="font-family:Arial;font-size:10pt;">&#32;is the calendar year in which distributions are required to begin under subsection 7.7(b). The required minimum distributions for the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;first </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Distribution Calendar Year</font><font style="font-family:Arial;font-size:10pt;">&#32;will be made on or before the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Required Beginning Date</font><font style="font-family:Arial;font-size:10pt;">. The required minimum distribution for other </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Distribution Calendar Years</font><font style="font-family:Arial;font-size:10pt;">, including the required minimum distribution for the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Distribution Calendar Year</font><font style="font-family:Arial;font-size:10pt;">&#32;in which the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Required Beginning Date</font><font style="font-family:Arial;font-size:10pt;">&#32;occurs, will be made on or before December 31 of that </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Distribution Calendar Year</font><font style="font-family:Arial;font-size:10pt;">. </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(bb)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Earnings</font><font style="font-family:Arial;font-size:10pt;">:  An amount as determined by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;which is that portion of an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Total Compensation</font><font style="font-family:Arial;font-size:10pt;">&#32;from an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;which consists of wages, overtime, shift differential, and certain bonuses, (Free Day, MAAP, AIP, Merit Lump Sum, Mill Incentive, Vacancy Pay, Fire Brigade, Sales Incentives, lump sum in lieu of wage increase) while a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">.  </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Earnings</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be determined before </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;pursuant to </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;sections 125 or 132(f)(4) are deducted.  Notwithstanding the foregoing, the amount of any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;compensation which is taken into account for purposes of determining such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Earnings</font><font style="font-family:Arial;font-size:10pt;">&#32;under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;shall not exceed the limit set forth in Section 11.12.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Notwithstanding any provision of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;to the contrary, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Earnings</font><font style="font-family:Arial;font-size:10pt;">&#32;shall include any military differential paid to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;with respect to any period of active military service in the uniformed services of the United States of more than 30 days in accordance with Section 3401(h) and Section 414(u)(12) of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">.</font></div><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(cc)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee</font><font style="font-family:Arial;font-size:10pt;">:  Any person who is in the employ of an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;during such periods as he meets all of the following conditions:</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(i)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">he is an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;on the regular payroll of an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">; and</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(ii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">he is in a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participating Unit</font><font style="font-family:Arial;font-size:10pt;">. </font></div></td></tr></table><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">9</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;padding-bottom:8px;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">For purposes of this subsection, &#8220;on the regular payroll of an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#8221; shall mean paid through the payroll department of such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">, and shall exclude employees classified or reclassified by an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;as intermittent or temporary employees, and persons classified by an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;as independent contractors, regardless of how such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employees</font><font style="font-family:Arial;font-size:10pt;">&#32;may be classified or reclassified by any federal, state, or local, domestic or foreign, governmental agency or instrumentality thereof, or court.</font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">A leased employee shall not be considered an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">.  For purposes of the preceding sentence, the term &#8220;leased employee&#8221; means any person (other than an employee of recipient) who pursuant to an agreement between the recipient and any other person (a &#8220;leasing organization&#8221;) has performed services for the recipient (or for the recipient and related persons determined in accordance with </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 414(n)) on a substantially full-time basis for a period of at least one year, and such services are performed under the primary direction and control of the recipient.  In addition, a person who formerly was an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be treated as an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible&#160;Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;for all purposes hereunder during such periods as he meets all of the following conditions:</font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(i)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">he is an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;on the regular payroll of an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">, and</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:120px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(ii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">he is on temporary assignment to provide services for a corporation, hereinafter referred to as the &#8220;Affiliate,&#8221; which is a member of a controlled group of corporations, within the meaning of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 414(b) as modified by </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 415(h), of which the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation</font><font style="font-family:Arial;font-size:10pt;">&#32;is a member, and which is not an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;hereunder.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(dd)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Retirement Plan:</font><font style="font-family:Arial;font-size:10pt;">&#32;&#32;&#32;A qualified plan under </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;">section 401(a), including  a 401(k) plan, defined benefit pension plan, profit sharing or thrift plan, SIMPLE 401(k) plan, stock bonus plan and employee stock ownership plan, an individual retirement account under </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;">section 408(a), an individual retirement annuity under </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 408(b), a tax-sheltered annuity under </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 403(b), an annuity plan under section 403(a) of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">, and an eligible deferred compensation plan under section 457(b) of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;which is maintained by an employer described in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 457(e)(1)(A) and which agrees to separately account for amounts transferred into such plan from this plan.  </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(ee)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">:  A person employed by an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(ff)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee Accounts:</font><font style="font-family:Arial;font-size:10pt;">&#32;&#32;Those </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;which reflect that portion of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;interest in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment Funds</font><font style="font-family:Arial;font-size:10pt;">&#32;which are attributable to his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">, including his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Rollover Account</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Rollover Account</font><font style="font-family:Arial;font-size:10pt;">, and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth Rollover Account.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(gg)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">:  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation</font><font style="font-family:Arial;font-size:10pt;">&#32;and each </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Subsidiary</font><font style="font-family:Arial;font-size:10pt;">&#32;which the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall from time to time designate as an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;for purposes of the Plan pursuant to Article X hereof and which shall adopt the Plan and the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trust</font><font style="font-family:Arial;font-size:10pt;">.  A list of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employers</font><font style="font-family:Arial;font-size:10pt;">&#32;is set forth in Appendix A.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(hh)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer Accounts</font><font style="font-family:Arial;font-size:10pt;">:  Those </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;which reflect the portion of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;interest in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment Funds</font><font style="font-family:Arial;font-size:10pt;">&#32;which are attributable to </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Matching Contributions,</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contributions,</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Retirement Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contributions</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(ii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Equity Company</font><font style="font-family:Arial;font-size:10pt;">:  Any corporation, which is not the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation</font><font style="font-family:Arial;font-size:10pt;">&#32;or a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Subsidiary</font><font style="font-family:Arial;font-size:10pt;">, 33-1/3% or more of the voting shares of which are owned directly or indirectly by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(jj)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">ERISA</font><font style="font-family:Arial;font-size:10pt;">:  The Employee Retirement Income Security Act of 1974, as amended from time to time.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(kk)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Highly Compensated Eligible Employee</font><font style="font-family:Arial;font-size:10pt;">: An </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;who is described in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 414(q) and applicable regulations thereunder.  An </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;who is described in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 414(q) and applicable regulations thereunder generally means an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;who performed services for the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;or an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Affiliated Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;during the &#8220;Determination Year&#8221; and is in one or more of the following groups:</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(i)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employees</font><font style="font-family:Arial;font-size:10pt;">&#32;who at any time during the &#8220;Determination Year&#8221; or &#8220;Look&#8209;Back Year&#8221; were &#8220;Five Percent Owners&#8221; of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;or an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Affiliated Employer</font><font style="font-family:Arial;font-size:10pt;">.  &#8220;Five Percent Owner&#8221; </font></div></td></tr></table><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">10</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;padding-left:144px;text-align:left;"><font style="font-family:Arial;font-size:10pt;">means any person who owns (or is considered owning within the meaning of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 318) more than five percent of the outstanding stock of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;or stock possessing more than five percent of the total combined voting power of all stock of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;or, in the case of an unincorporated business, any person who owns more than five percent of the capital or profits interest in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">.  In determining percentage ownership hereunder, employers that would otherwise be aggregated under </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;sections 414(b), (c), (m) and (o) shall be treated as separate employers; or</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(ii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employees</font><font style="font-family:Arial;font-size:10pt;">&#32;who received &#8220;Compensation&#8221; during the &#8220;Look&#8209;Back Year&#8221; from the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;or an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Affiliated Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;in excess of $110,000, adjusted for changes in the cost of living as provided in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 415(d) and, if the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;elects, were in the &#8220;Top Paid Group&#8221; of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employees</font><font style="font-family:Arial;font-size:10pt;">&#32;for the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">.  &#8220;Top Paid Group&#8221; means the top 20 percent of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employees</font><font style="font-family:Arial;font-size:10pt;">, excluding those </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employees</font><font style="font-family:Arial;font-size:10pt;">&#32;described in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 414(q)(8) and applicable regulations, who performed services during the applicable Year, ranked according to the amount of &#8220;Compensation&#8221; received from the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;during such Year.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The &#8220;Determination Year&#8221; shall be the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;for which testing is being performed, and the &#8220;Look-Back Year&#8221; shall be the immediately preceding 12 month period.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">An </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;may make a uniform election with respect to all plans of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;to apply a calendar year calculation, as permitted by regulations under </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 414(q).</font></div><div style="line-height:120%;text-align:left;padding-left:24px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">For purposes of this subsection, &#8220;Compensation&#8221; shall mean </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Compensation</font><font style="font-family:Arial;font-size:10pt;">&#32;including elective salary reduction contributions made under this Plan or any other cash or deferred arrangement, or pursuant to </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;sections 125 or 132(f)(4).</font></div><div style="line-height:120%;text-align:left;padding-left:24px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(ll) </font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Hours of Service</font><font style="font-family:Arial;font-size:10pt;">:  Each hour for which an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;is directly or indirectly paid, or entitled to payment, by an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;for the performance of duties and for reasons other than the performance of duties during the applicable computation period.  An </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Hour of Service</font><font style="font-family:Arial;font-size:10pt;">&#32;shall also include each hour for which back pay, irrespective of mitigation of damages, has been either awarded or agreed to by an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">.  </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Hours of Service</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be credited to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;for the computation period or periods in which the duties are performed or for the period to which the award or agreement pertains, whichever is applicable.  Credit for </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Hours of Service</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be given for periods of absence spent in military service to the extent required by law.  Credit for </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Hours of Service</font><font style="font-family:Arial;font-size:10pt;">&#32;may also be given for such other periods of absence of whatever kind or nature as shall be determined under uniform rules of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">.  Employment with a company which was not, at the time of such employment, an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be considered as the performance of duties for an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;if such employment was continuous until such company was acquired by, merged with, or consolidated with an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;and such employment continued with an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;following such acquisition, merger or consolidation.  Employment with a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Subsidiary</font><font style="font-family:Arial;font-size:10pt;">&#32;that is not an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;or with an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Equity Company</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be considered as performance of duties for an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Hours of Service</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be calculated and credited in a manner consistent with U.S. Department of Labor Regulation 2530.200b-2(b) and (c), and shall in no event exclude any hours required to be credited under U.S. Department of Labor Regulation 2530.200b-2(a).</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">For any period or periods for which adequate records are not available to accurately determine the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#8217;s </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Hours of Service</font><font style="font-family:Arial;font-size:10pt;">, the following equivalency shall be used:</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:144px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">190 </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Hours of Service</font><font style="font-family:Arial;font-size:10pt;">&#32;for each month for which such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;would otherwise receive credit for at least one </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Hour of Service</font><font style="font-family:Arial;font-size:10pt;">.</font></div><div style="line-height:120%;text-align:left;padding-left:24px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Solely for purposes of determining whether an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;has incurred a one-year break-in-service, an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;who is absent from work:</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(i)&#160;&#160;&#160;&#160;by reason of the pregnancy of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(ii)&#160;&#160;&#160;&#160;by reason of the birth of a child of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">11</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(iii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">by reason of a placement of a child with the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;in connection with the adoption of such child by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">; or</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(iv)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">for purpose of caring for such child for a period beginning immediately following such birth or placement,</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">shall be credited with certain </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Hours of Service</font><font style="font-family:Arial;font-size:10pt;">&#32;which would otherwise have been credited to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;if not for such absence.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Hours of Service</font><font style="font-family:Arial;font-size:10pt;">&#32;credited hereunder by reason of such absence shall be credited with respect to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;in which such absence begins, if such credit is necessary to prevent the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;from incurring a one-year break-in-service in such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">, and otherwise with respect to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;immediately following the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;in which such absence begins.  In addition, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Hours of Service</font><font style="font-family:Arial;font-size:10pt;">&#32;credited with respect to such absence shall not exceed 501, and shall be credited only to the extent that the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;substantiates to the satisfaction of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;that the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#8217;s absence, and the length thereof, was for the reasons described in paragraphs (i)-(iv) above.  Notwithstanding the foregoing, no </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Hours of Service</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be credited pursuant to the three immediately preceding sentences with respect to any absence which commenced before April 1, 1985.</font></div><div style="line-height:120%;text-align:left;padding-left:24px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(mm)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">International Index Fund</font><font style="font-family:Arial;font-size:10pt;">:  An </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment Fund</font><font style="font-family:Arial;font-size:10pt;">&#32;that primarily invests in publicly traded common stocks and related instruments of companies in developed and emerging market economies outside the U.S.  This fund generally seeks to provide investment returns that correspond, before fees and expenses, to the performance of a non-U.S. international stock index. </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:24px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(nn)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment Fund</font><font style="font-family:Arial;font-size:10pt;">:  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Self-Directed Brokerage Account</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;">and/or an unsegregated fund of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;including the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Target Date Funds</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Money Market Fund</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Stable Income Fund</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Bond Index Fund</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Large Cap Stock Index Fund</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Large Cap Value Stock Index Fund</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Large Cap Growth Stock Index Fund</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Small Cap Index Fund</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">K-C Stock Fund</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">International Index Fund</font><font style="font-family:Arial;font-size:10pt;">, and such other funds as the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Named Fiduciary</font><font style="font-family:Arial;font-size:10pt;">&#32;may establish.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Named Fiduciary</font><font style="font-family:Arial;font-size:10pt;">&#32;may, from time to time, in its discretion, establish additional funds. An </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment Fund</font><font style="font-family:Arial;font-size:10pt;">&#32;may be, but shall not be limited to, a fund managed by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">, by an insurance company, or by an investment company regulated under the Investment Company Act of 1940. An </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment Fund</font><font style="font-family:Arial;font-size:10pt;">, pending investment in accordance with the fund purpose, may be invested in short-term securities of the United States of America or in other investments of a short-term nature. </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">An Investment Fund, in whole or in part, may be invested in any common, collective, or commingled trust fund maintained by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">&#32;or another financial institution, which is invested principally in property of the kind specified for that particular Investment Fund or for the temporary investment of assets, and which is maintained for the investment of the assets of plans and trusts which are qualified under the provisions of Section 401(a) of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;and exempt from federal taxation under the provisions of Section 501(a) of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">, and during such period of time as an investment through any such medium exists the declaration of trust of such trust shall constitute a part of the applicable Trust Agreement.</font></div><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">All interest, dividends, and other income, as well as cash received from the sale or exchange of securities or other property, produced by each of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment Funds</font><font style="font-family:Arial;font-size:10pt;">&#32;or any losses incurred by each of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment Funds</font><font style="font-family:Arial;font-size:10pt;">, shall be reinvested in or deducted from the same Investment Fund which produced such proceeds, interest, dividends, other income or losses. </font></div><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(oo) </font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">K-C Stock Fund</font><font style="font-family:Arial;font-size:10pt;">:  An </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment Fund</font><font style="font-family:Arial;font-size:10pt;">&#32;that primarily invests in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation Stock</font><font style="font-family:Arial;font-size:10pt;">, with a portion invested in money market securities to provide liquidity for </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;transactions.  </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(pp)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Large Cap Growth Stock Index Fund</font><font style="font-family:Arial;font-size:10pt;">:  An </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment Fund</font><font style="font-family:Arial;font-size:10pt;">&#32;that primarily invests in publicly traded common stocks and related instruments of established corporations.  This fund generally seeks to provide investment returns that correspond, before fees and expenses, to the performance of a U.S. large cap growth stock index.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(qq)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Large Cap Stock Index Fund</font><font style="font-family:Arial;font-size:10pt;">.  An </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment Fund</font><font style="font-family:Arial;font-size:10pt;">&#32;that primarily invests in publicly traded common stocks and related instruments of established corporations.  This fund generally seeks to provide </font></div></td></tr></table><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">12</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;padding-left:96px;text-align:left;"><font style="font-family:Arial;font-size:10pt;">investment returns that correspond, before fees and expenses, to the performance of a U.S. large cap stock index.</font></div><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(rr)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Large Cap Value Stock Index Fund</font><font style="font-family:Arial;font-size:10pt;">:  An </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment Fund</font><font style="font-family:Arial;font-size:10pt;">&#32;that primarily invests in publicly traded common stocks and related instruments of established corporations. This fund generally seeks to provide investment returns that correspond, before fees and expenses, to the performance of a U.S. large cap value stock index.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(ss)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Life Expectancy:</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Life Expectancy</font><font style="font-family:Arial;font-size:10pt;">&#32;as computed by the use of the Single Life Table in section 1.401(a)(9)-9 of the Treasury regulations. </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(tt)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Lump Sum Distribution</font><font style="font-family:Arial;font-size:10pt;">:  A single distribution of the entire amount of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(uu)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Money Market Fund</font><font style="font-family:Arial;font-size:10pt;">:  An </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment Fund</font><font style="font-family:Arial;font-size:10pt;">&#32;that primarily invests in short-term U.S. government debt securities.  This fund generally seeks to provide investment returns that correspond, before fees and expenses, to the performance of U.S. short-term Treasury securities.   </font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(vv)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Month of Service</font><font style="font-family:Arial;font-size:10pt;">:  A calendar month any part of which an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;completes an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Hour of Service</font><font style="font-family:Arial;font-size:10pt;">.  Except, however, an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be credited with a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Month of Service</font><font style="font-family:Arial;font-size:10pt;">&#32;for each month during the 12-month computation period in which he has not incurred a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">One-Year Period of Severance</font><font style="font-family:Arial;font-size:10pt;">.  An </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be credited with a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Month of Service</font><font style="font-family:Arial;font-size:10pt;">&#32;for each calendar month of absence during the 12-month computation period following the date on which the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;does not complete an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Hour of Service</font><font style="font-family:Arial;font-size:10pt;">&#32;for any reason other than the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;quits, is discharged, retires or dies.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(ww)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Named Fiduciary</font><font style="font-family:Arial;font-size:10pt;">:  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">, as defined in Article IX of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">, (the members of which are designated by the Chief Human Resources Officer of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation</font><font style="font-family:Arial;font-size:10pt;">) shall be the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Named Fiduciary</font><font style="font-family:Arial;font-size:10pt;">&#32;of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;as defined in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">ERISA</font><font style="font-family:Arial;font-size:10pt;">&#32;section 402(a). </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(xx)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">One-Year Period of Severance</font><font style="font-family:Arial;font-size:10pt;">:  The applicable computation period of 12 consecutive months during which an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;fails to accrue a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Day of Service</font><font style="font-family:Arial;font-size:10pt;">.  </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Years of Service</font><font style="font-family:Arial;font-size:10pt;">&#32;and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">One-Year Periods of Severance</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be measured on the same computation period.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">An </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall not be deemed to have incurred a  </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">One-Year Period of Severance</font><font style="font-family:Arial;font-size:10pt;">&#32;if he completes an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Hour of Service</font><font style="font-family:Arial;font-size:10pt;">&#32;within 12 months following his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Severance from Service Date</font><font style="font-family:Arial;font-size:10pt;">.</font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(yy)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Online Advice</font><font style="font-family:Arial;font-size:10pt;">: The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;may provide to</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participants</font><font style="font-family:Arial;font-size:10pt;">&#32;investment education and advice on investing of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">. A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;may utilize </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Online Advice</font><font style="font-family:Arial;font-size:10pt;">&#32;by receiving specific fund recommendations along with regular progress reports.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(zz)&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Partial Distribution</font><font style="font-family:Arial;font-size:10pt;">:  A distribution of a portion of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(aaa)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">:  An </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;who participates under Section 3.1 by validly electing to participate or has a deemed election and/or an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;who is eligible to receive a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contribution</font><font style="font-family:Arial;font-size:10pt;">&#32;pursuant to Article IV.  He remains a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;until all of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;have been distributed pursuant to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(bbb)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participating Unit</font><font style="font-family:Arial;font-size:10pt;">:  A specific classification of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">s of an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;designated from time to time by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;pursuant to Article X hereof as participating in this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">.  The classifications so designated are shown in Appendix A.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(ccc)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">: The Kimberly-Clark Corporation 401(k) and Profit Sharing Plan.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(ddd) </font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">:  A twelve calendar month period beginning January 1 and ending the following December 31. </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(eee)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Professional Management</font><font style="font-family:Arial;font-size:10pt;">: For a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment Funds</font><font style="font-family:Arial;font-size:10pt;">, professional asset management within </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;shall provide one or more investment advisor programs, pursuant to which </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participants</font><font style="font-family:Arial;font-size:10pt;">&#32;may, in their sole discretion, obtain, on a discretionary or nondiscretionary basis, individual investment advice for a fee which such fees to be paid by the </font></div></td></tr></table><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">13</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;padding-left:96px;text-align:left;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;to use the program.  A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;fee for an investment advisor program may be paid from the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s Account</font><font style="font-family:Arial;font-size:10pt;">.  Section 16 Officers, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;with an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;of $5.00 or less, and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;with an unknown address or a non-U.S. address are excluded from </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Professional Management</font><font style="font-family:Arial;font-size:10pt;">&#32;but may access </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Online Advice</font><font style="font-family:Arial;font-size:10pt;">.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;">officers as defined in Rule 16a-1 promulgated under Section 16 of the Securities and Exchange Act of 1934, as amended.</font></div><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(fff)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Account</font><font style="font-family:Arial;font-size:10pt;">:  The account under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;to be maintained for each </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;as provided in Section 4.7. </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(ggg) </font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contributions</font><font style="font-family:Arial;font-size:10pt;">:  </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;contributions made pursuant to Article IV of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;to a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Account</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(hhh)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Required Beginning Date</font><font style="font-family:Arial;font-size:10pt;">: The date specified in subsection 7.7(a)(ii) of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">. </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(iii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Retirement Contribution Account</font><font style="font-family:Arial;font-size:10pt;">:  An </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;consisting of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Retirement Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(jjj)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Retirement Contributions</font><font style="font-family:Arial;font-size:10pt;">:  Contributions transferred into the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;from the Kimberly-Clark Corporation Retirement Contribution Plan effective January 4, 2010 and the earnings (or losses) attributable to them and the final contribution into the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;from the Kimberly-Clark Corporation Retirement Contribution Plan made in January 2010 for the December 2009 earnings.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(kkk)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Rollover Account:</font><font style="font-family:Arial;font-size:10pt;">&#32;An </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;consisting of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Rollover Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">. </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(lll)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Rollover Contributions:</font><font style="font-family:Arial;font-size:10pt;">&#32;&#32;Pre-tax contributions or employer matching contributions made by a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;to an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Retirement Plan</font><font style="font-family:Arial;font-size:10pt;">, which is accepted by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;as a rollover under section 402(c) of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;and that satisfy the requirements of section 401(a)(31) for treatment as a rollover.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(mmm)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Account</font><font style="font-family:Arial;font-size:10pt;">:  An </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;consisting of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(nnn)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Contributions</font><font style="font-family:Arial;font-size:10pt;">:  </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;made by </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participants</font><font style="font-family:Arial;font-size:10pt;">&#32;on an after-tax basis under subsection 3.3(b), specifically designated irrevocably as </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;and are being made in lieu of all or a portion of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;is otherwise eligible to make under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">.  For individuals age 50 or over by the end of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;also includes Catch-Up Contributions in accordance with </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;Section 414(v).  </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be maintained by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;in a separate account and maintained in accordance with Section 402A of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;and any guidance issued thereunder.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(ooo)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Rollover Contributions</font><font style="font-family:Arial;font-size:10pt;">:  After-tax roth 401(k) contributions made by a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;to an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Retirement Plan</font><font style="font-family:Arial;font-size:10pt;">, which is accepted by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;as a rollover under Section 402(c) of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;and that satisfy the requirements of Section 401(a)(31) for treatment as a rollover.  Rollover Roth contributions from Roth IRA accounts shall not be allowed.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(ppp)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth Rollover Account</font><font style="font-family:Arial;font-size:10pt;">: An </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;consisting of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Rollover Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(qqq)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Self-Directed Brokerage Account</font><font style="font-family:Arial;font-size:10pt;">:  An </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment Fund</font><font style="font-family:Arial;font-size:10pt;">&#32;in which </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participants</font><font style="font-family:Arial;font-size:10pt;">&#32;may direct their investments in a wide range of equity and debt securities, mutual funds, ETFs, etc. through a brokerage account pursuant to such limitations and procedures as may be approved by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;as it deems appropriate. </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(rrr)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Service</font><font style="font-family:Arial;font-size:10pt;">:  Regular employment with the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation</font><font style="font-family:Arial;font-size:10pt;">, a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Subsidiary</font><font style="font-family:Arial;font-size:10pt;">&#32;or an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Equity Company</font><font style="font-family:Arial;font-size:10pt;">.  Service shall also include any service credited under the prior Kimberly-Clark Corporation Incentive Investment Plan and Kimberly-Clark Corporation Retirement Contribution Plan.  </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(sss) &#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Severance from Service Date</font><font style="font-family:Arial;font-size:10pt;">:  The earlier of:</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(i)&#160;&#160;&#160;&#160;the date an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;quits, is discharged, retires or dies, or</font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">14</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(ii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">the first anniversary of the date an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;is absent from </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Service</font><font style="font-family:Arial;font-size:10pt;">&#32;for any reason other than a quit, discharge, retirement, or death (e.g., disability, leave of absence, or layoff, etc.)</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(ttt)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Small Cap Index Fund</font><font style="font-family:Arial;font-size:10pt;">:  An </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment Fund</font><font style="font-family:Arial;font-size:10pt;">&#32;that primarily invests in publicly traded common stocks and related instruments of corporations. This fund generally seeks to provide investment returns that correspond, before fees and expenses, to the performance of a U.S. small cap stock index. </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(uuu)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Stable Income Fund</font><font style="font-family:Arial;font-size:10pt;">:  An </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment Fund</font><font style="font-family:Arial;font-size:10pt;">&#32;that primarily invests in a combination of diversified portfolios of high quality short to intermediate-term bonds, book value wrap contracts issued by insurance companies and banks, and money market securities.  This fund generally seeks to provide investment returns that correspond, before fees and expenses, to the performance of U.S. short-term Treasury securities.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(vvv)&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Stock and Cash Distribution</font><font style="font-family:Arial;font-size:10pt;">:  As defined in subsection 7.3(b).</font></div><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(www)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Subsidiary</font><font style="font-family:Arial;font-size:10pt;">:  Any corporation, 80% or more of the voting shares of which are owned directly or indirectly by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation</font><font style="font-family:Arial;font-size:10pt;">, which is incorporated under the laws of one of the States of the United States.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(xxx)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Target Date Funds</font><font style="font-family:Arial;font-size:10pt;">:  </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment Funds</font><font style="font-family:Arial;font-size:10pt;">&#32;that primarily invest in a mix of asset classes, as determined by an investment manager that target a certain risk and return profile consistent with participants&#8217; needs at their stage of life. </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(yyy)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Terminated Participant</font><font style="font-family:Arial;font-size:10pt;">:  A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;who has terminated his employment with an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">. </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(zzz)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Timely Notice</font><font style="font-family:Arial;font-size:10pt;">:  A notice provided in writing on a designated form, or by electronic medium, or through a voice response system, prescribed by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;and submitted at such places and at such times as shall be established by </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;rules.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="padding-bottom:16px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(aaaa)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Total Compensation:</font><font style="font-family:Arial;font-size:10pt;">&#32;&#32;An </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;total compensation as that term is defined in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 414(s) and Treasury Regulation 1.415(c)-2(d)(4) plus, amounts contributed or deferred under </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;sections 125, 132(f)(4) or 401(k).  </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Total Compensation</font><font style="font-family:Arial;font-size:10pt;">&#32;of any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall not exceed the limit set forth in Section 11.12.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Notwithstanding any provision of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;to the contrary, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Total Compensation</font><font style="font-family:Arial;font-size:10pt;">&#32;shall include any military differential pay paid to a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;with respect to any period of active military service in the uniformed services in the United States of more than 30 days in accordance with Section 3401(h) and Section 414(u)(12) of the Code.</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(bbbb)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trust</font><font style="font-family:Arial;font-size:10pt;">:  The Kimberly-Clark Corporation 401(k) and Profit Sharing Plan Trust pursuant to the trust agreement provided for in Article V.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(cccc)&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">:  The trustee under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trust</font><font style="font-family:Arial;font-size:10pt;">.</font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(dddd)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Valuation Date</font><font style="font-family:Arial;font-size:10pt;">: Each </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Business Day</font><font style="font-family:Arial;font-size:10pt;">&#32;for which the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Current Market Value</font><font style="font-family:Arial;font-size:10pt;">&#32;of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;is determined for purposes of this Plan.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(eeee) </font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Year of Service</font><font style="font-family:Arial;font-size:10pt;">:  An </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall accrue a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Year of Service</font><font style="font-family:Arial;font-size:10pt;">&#32;for each 365 </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Days of Service</font><font style="font-family:Arial;font-size:10pt;">.  </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">2.2</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Construction</font><font style="font-family:Arial;font-size:10pt;">.  Where appearing in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">, the masculine shall include the feminine and the plural shall include the singular, unless the context clearly indicates otherwise.  The words &#8220;hereof,&#8221; &#8220;herein,&#8221; &#8220;hereunder&#8221; and other similar compounds of the word &#8220;here&#8221; shall mean and refer to the entire </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;and not to any particular section or subsection.</font></div></td></tr></table><div style="line-height:120%;text-align:right;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">15</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">ARTICLE III</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">PARTICIPATION, EMPLOYEE CONTRIBUTIONS, AND ALLOCATIONS</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">3.1</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participation</font><font style="font-family:Arial;font-size:10pt;">.  </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(a)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Each </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;who commences employment with a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participating Unit</font><font style="font-family:Arial;font-size:10pt;">&#32;in Appendix A, or returns to work with a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participating Unit</font><font style="font-family:Arial;font-size:10pt;">, shall become a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;on his employment or reemployment date, as applicable.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(b)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">An </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee's</font><font style="font-family:Arial;font-size:10pt;">&#32;may commence </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;and qualify for </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;by making an election to participate in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">.  Such election shall remain in effect as a valid election to participate for each successive </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">. </font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(c)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Unless otherwise affirmatively elected, an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be deemed to have authorized a reduction in such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Earnings</font><font style="font-family:Arial;font-size:10pt;">&#32;equal to six percent of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Earnings</font><font style="font-family:Arial;font-size:10pt;">&#32;for the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">, effective for the first payroll period on or after 30 days when such individual becomes an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee</font><font style="font-family:Arial;font-size:10pt;">.  Before the date an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;becomes a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be given notice of such deemed authorization and a reasonable opportunity to change the percentage of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Earnings</font><font style="font-family:Arial;font-size:10pt;">&#32;(including to zero percent) to be contributed to </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(d)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Notwithstanding the foregoing, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participants</font><font style="font-family:Arial;font-size:10pt;">&#32;with amounts transferred to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;from the Kimberly-Clark Corporation Incentive Investment Plan and/or the Kimberly-Clark Corporation Retirement Contribution Plan shall be </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participants</font><font style="font-family:Arial;font-size:10pt;">&#32;in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;on January 1, 2010.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">3.2&#160;&#160;&#160;&#160;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Transfer To and From Participating Units</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(a)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">An </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;who transfers out of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participating Unit</font><font style="font-family:Arial;font-size:10pt;">&#32;shall cease to be a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;as of the date on which he transfers out of such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participating Unit</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(b)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">An </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;who transfers into a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participating Unit</font><font style="font-family:Arial;font-size:10pt;">&#32;shall become a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;as of the date on which he transfers into such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participating Unit</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">3.3</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Amount of Contributions by and on behalf of Participants</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(a)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">. During each </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be made on behalf of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;by his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;for deposit to his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;as follows:</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(i)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Subject to the provisions of Section 3.6, a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;may elect on </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Timely Notice</font><font style="font-family:Arial;font-size:10pt;">&#32;to make </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;to his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;in any whole percentage equal to an amount which is not less than 1% of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Earnings</font><font style="font-family:Arial;font-size:10pt;">&#32;and not more than 50% of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Earnings.</font><font style="font-family:Arial;font-size:10pt;">&#32;&#32;A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;">may also elect to contribute a flat dollar amount of at least $1.00. A whole percentage and a flat dollar amount may not be contributed at the same time.  The flat dollar amount may not exceed the whole percentage limits in this section.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:144px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Notwithstanding the foregoing, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;also include </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;made to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;for the benefit of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;pursuant to a deemed election to reduce the compensation otherwise currently payable to such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;as described in Section 3.1(c) above.&#160;&#160;&#160;&#160;</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(ii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be deducted from a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Total Compensation</font><font style="font-family:Arial;font-size:10pt;">.  An election or deemed election under this subsection shall remain in effect for so long as a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;is eligible to make </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;or, if earlier, until changed by a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">. A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;may change his election on </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Timely Notice</font><font style="font-family:Arial;font-size:10pt;">&#32;effective as of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;first payroll check on or after first day of the next payroll period following the </font></div></td></tr></table><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">16</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;padding-left:144px;text-align:left;"><font style="font-family:Arial;font-size:10pt;">date of the election, or as soon as administratively possible thereafter.</font></div><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;may make an election to have </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;to his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;in accordance with this Section 3.3 up to the contribution limit allowed by </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 402(g) and then have the contributions automatically switch to </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;until the maximum contribution rate elected by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;is reached.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;will automatically switch to making </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;on behalf of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;as of the beginning of the next </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;in such amount as elected by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">.  This election is not available when the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;is contributing </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;to his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">.</font></div><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(b)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Contributions</font><font style="font-family:Arial;font-size:10pt;">. </font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(i)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;may elect on </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Timely Notice</font><font style="font-family:Arial;font-size:10pt;">&#32;to make </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;to his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;in any whole percentage equal to an amount which is not less than 1% of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Earnings</font><font style="font-family:Arial;font-size:10pt;">&#32;and not more than 50% of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Earnings.</font><font style="font-family:Arial;font-size:10pt;">&#32;&#32;A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;may also elect to contribute a flat dollar amount of at least $1.00. A whole percentage and a flat dollar amount may not be contributed at the same time.  The flat dollar amount may not exceed the whole percentage limits in this section.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(ii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">An election to make </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;by regular payroll deduction shall remain in effect for so long as a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;is eligible to make </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;or, if earlier, until changed by a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">.  A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;may change such election on </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Timely Notice</font><font style="font-family:Arial;font-size:10pt;">&#32;effective as of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;first payroll check on or after the first day of the next payroll period following the date of the election, or as soon as administratively possible thereafter.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(iii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">All </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;equal to the difference between 4% of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Earnings</font><font style="font-family:Arial;font-size:10pt;">&#32;and the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;and the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">, but not less than zero (0), shall be taken into account in determining the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;made on behalf of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(c)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">. </font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(i)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;may elect on </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Timely Notice</font><font style="font-family:Arial;font-size:10pt;">&#32;to make </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:144px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">to his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;in any whole percentage equal to an amount which is not less than 1% of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Earnings</font><font style="font-family:Arial;font-size:10pt;">&#32;and not more than 50% of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Earnings.</font><font style="font-family:Arial;font-size:10pt;">&#32;&#32;A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;may also elect to contribute a flat dollar amount of at least $1.00. A whole percentage and a flat dollar amount may not be contributed at the same time. The flat dollar amount may not exceed the whole percentage limits in this section.</font></div><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(ii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">An election to make</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;by regular payroll deduction shall remain in effect for so long as a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;is eligible to make </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;or, if earlier, until changed by a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">.  A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;may change such election on </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Timely Notice</font><font style="font-family:Arial;font-size:10pt;">&#32;effective as of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;first payroll check on or after the first day of the next payroll period following the date of the election, or as soon as administratively possible thereafter.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(iii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">All </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;equal to the difference between 4% of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Earnings</font><font style="font-family:Arial;font-size:10pt;">&#32;and the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Contributions</font><font style="font-family:Arial;font-size:10pt;">, but not less than zero (0), shall be taken into account in determining the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;made on behalf of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(d)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Rollover Contributions</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Rollover Contributions</font><font style="font-family:Arial;font-size:10pt;">, and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Rollover Contributions</font><font style="font-family:Arial;font-size:10pt;">.  A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;may contribute, and the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;may accept, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Rollover Contributions</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Rollover Contributions</font><font style="font-family:Arial;font-size:10pt;">, and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Rollover Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;made by a direct transfer from an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Retirement</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;">Plan; provided that the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;represents to the Plan that such funds are eligible for rollover.  Notwithstanding the foregoing, if the Plan Administrator learns that such funds are not eligible to be rolled over, the funds shall be returned to such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;as soon as administratively feasible. Upon such transfer to the Plan, a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Rollover Contributions</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Rollover </font></div></td></tr></table><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">17</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;padding-left:96px;text-align:left;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">, and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Rollover Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;will be allocated among the available </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment Funds</font><font style="font-family:Arial;font-size:10pt;">&#32;based on the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;current election on file.  If the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;does not have an election on file, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Rollover Contributions</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Rollover Contributions</font><font style="font-family:Arial;font-size:10pt;">, and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Rollover Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be allocated to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Target Date Funds</font><font style="font-family:Arial;font-size:10pt;">&#32;closest to the date the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;turns age 65 and then defaulted into </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Professional Management</font><font style="font-family:Arial;font-size:10pt;">&#32;as soon as administratively possible thereafter.</font></div><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(e)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">An election by a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;to make contributions to a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s Account</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;">may include an election for the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;to automatically increase each June 1 of the calendar year following the deemed election in the amount of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions,</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">, or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;made to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;in increments between one percent to fifty percent up to a target amount selected by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;not to exceed the maximum percentage allowed by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">.  Such election must be made on or before April 30 immediately preceding the June 1 date for which the initial increase applies.  If such election is made after April 30, the increase shall apply June 1 the following </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Any deemed election under Section 3.1(c) shall include an authorization for the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;to automatically increase each June 1 of the calendar year following a deemed election in the amount of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;made to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;in increments of 1% of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Earnings</font><font style="font-family:Arial;font-size:10pt;">&#32;up to a target amount of 10% of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Earnings</font><font style="font-family:Arial;font-size:10pt;">.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be given notice of such deemed authorization and a reasonable opportunity to change the automatic increase of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;(including to zero percent of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Earnings</font><font style="font-family:Arial;font-size:10pt;">).</font></div><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(f)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;who is eligible to make </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;under this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;and who has attained age 50 before the close of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be eligible to make catch-up contributions in accordance with, and subject to the limitations of, section 414(v) of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">. Such catch-up contributions shall not be taken into account for purposes of the provisions of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;implementing the required limitations of sections 402(g) and 415 of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">. The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;shall not be treated as failing to satisfy the provisions of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;implementing the requirements of section 401(k)(3), 401(k)(13), 410(b), or 416 of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">, as applicable, by reason of the making of such catch-up contributions.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">3.4</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">General Limitation</font><font style="font-family:Arial;font-size:10pt;">.  </font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(a)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Notwithstanding any other provision of this Article III, no </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contribution</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be made to the Plan which would cause the Plan to fail to meet the requirements for exemption from tax or to violate any provisions of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(b)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Notwithstanding any other provision of this Article III, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;made by and on behalf of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;shall not exceed 50% of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Earnings</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">3.5</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment of Contributions by and on behalf of Participants</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contributions.</font><font style="font-family:Arial;font-size:10pt;">&#32;On </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Timely Notice</font><font style="font-family:Arial;font-size:10pt;">, a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;shall elect to allocate in whole multiples of 1% all of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;to be made on his behalf during a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;to one or more of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Core Investment Funds</font><font style="font-family:Arial;font-size:10pt;">.  </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;for a deemed election pursuant to Section 3.1(c), shall be allocated to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Target Date Funds</font><font style="font-family:Arial;font-size:10pt;">&#32;and then defaulted into </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Professional Management</font><font style="font-family:Arial;font-size:10pt;">, as soon as administratively possible thereafter.</font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">An election under this subsection shall remain in effect until changed by a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">.  A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;may change his election and such election shall be effective as of the date of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;next </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contribution</font><font style="font-family:Arial;font-size:10pt;">&#32;following </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Timely Notice</font><font style="font-family:Arial;font-size:10pt;">&#32;of the change, or as soon as administratively possible thereafter.  On January 1, 2010, a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;shall have the elections in effect under the former Kimberly-Clark Corporation Incentive Investment Plan, unless the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;only participated in the former Kimberly-Clark Corporation Retirement Contribution Plan, which then the election(s) under the former Kimberly-Clark Corporation Retirement Contribution Plan shall apply.</font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">18</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;may not allocate </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Rollover Contributions</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Rollover Contributions</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Rollover Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Self-Directed Brokerage Account</font><font style="font-family:Arial;font-size:10pt;">, except as a reallocation under Section 3.9.</font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participants</font><font style="font-family:Arial;font-size:10pt;">&#32;hired or reemployed on or after January 1, 2010 shall default into </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Target Date Funds</font><font style="font-family:Arial;font-size:10pt;">&#32;and as soon as administratively possible thereafter into </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Professional Management</font><font style="font-family:Arial;font-size:10pt;">.  All other eligible </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participants</font><font style="font-family:Arial;font-size:10pt;">&#32;effective March 31, 2010 shall default into </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Professional Management</font><font style="font-family:Arial;font-size:10pt;">.  </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participants</font><font style="font-family:Arial;font-size:10pt;">&#32;defaulting into </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Professional Management</font><font style="font-family:Arial;font-size:10pt;">&#32;are thereby delegating the authority to the service provider to make investment decisions with respect to </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment Funds</font><font style="font-family:Arial;font-size:10pt;">&#32;in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;and authorizing the deduction of a reasonable fee therefrom for the service.  </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participants</font><font style="font-family:Arial;font-size:10pt;">&#32;shall remain enrolled in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Professional Management</font><font style="font-family:Arial;font-size:10pt;">&#32;until the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;elects to opt out and following the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Timely Notice</font><font style="font-family:Arial;font-size:10pt;">&#32;of the change, the election to opt out shall be effective as soon as administratively possible thereafter.  </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participants</font><font style="font-family:Arial;font-size:10pt;">&#32;who opt out of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Professional Management</font><font style="font-family:Arial;font-size:10pt;">&#32;may remain in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Online Advice</font><font style="font-family:Arial;font-size:10pt;">, if so elected.</font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">3.6</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Limitation on Before-Tax Contributions and Roth 401(k) Contributions</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Overall Limitation</font><font style="font-family:Arial;font-size:10pt;">.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(a)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Notwithstanding any provision of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;to the contrary, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;made on behalf of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;by his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;for deposit to his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;shall not exceed the dollar limitation contained in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 402(g) in effect in any taxable year of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">, except to the extent permitted under subsection 3.3(a)(ii) of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 414(v), if applicable. </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-144px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(b)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">If a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;exceeds the dollar limitation in subsection 3.6(a), the percentage of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be reduced in order to meet the limitations of subsection 3.6(a).  In such case, a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;may designate the extent to which the excess amount is composed of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax</font><font style="font-family:Arial;font-size:10pt;">&#32;and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax</font><font style="font-family:Arial;font-size:10pt;">&#32;deferrals, but only to the extent such types of deferrals are made for the taxable year.  If the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;does not designate which type of elective deferrals are to be distributed, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;will distribute </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax</font><font style="font-family:Arial;font-size:10pt;">&#32;elective deferrals first.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(c)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">With respect to subsection 3.6(b) above, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;may distribute excess deferrals no later than the first April 15</font><font style="font-family:Arial;font-size:10pt;"><sup style="vertical-align:top;line-height:120%;font-size:6pt">th</sup></font><font style="font-family:Arial;font-size:10pt;">&#32;following the close of the taxable year to a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;with excess amounts in his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;and any earnings on the excess amounts. </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-144px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">3.7</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Suspension of All Contributions</font><font style="font-family:Arial;font-size:10pt;">.  On </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Timely Notice</font><font style="font-family:Arial;font-size:10pt;">&#32;and notwithstanding the provisions of Section 3.3, a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;may elect to suspend all of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">, effective as of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;first payroll check on or after the first day of the next payroll period following the date of the election, or as soon as administratively possible thereafter.  On </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Timely Notice</font><font style="font-family:Arial;font-size:10pt;">&#32;a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;may elect to resume </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;as of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;first payroll check on or after the first day of the next payroll period following the date of the election, or as soon as administratively possible thereafter.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be suspended commencing with and continuing throughout any period during which he fails to qualify as an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee</font><font style="font-family:Arial;font-size:10pt;">.  On </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Timely Notice</font><font style="font-family:Arial;font-size:10pt;">&#32;upon requalifying as an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;may elect to make </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;to his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;and such election shall be effective as soon as administratively possible.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">3.8</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Payment of Contributions to Trustee</font><font style="font-family:Arial;font-size:10pt;">.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employers</font><font style="font-family:Arial;font-size:10pt;">&#32;shall contribute or remit to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">&#32;within the time period required under ERISA and the requirements thereunder the amounts deducted or withheld from the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participants'</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Earnings</font><font style="font-family:Arial;font-size:10pt;">&#32;as </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">3.9</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Reallocation of Participant's Accounts</font><font style="font-family:Arial;font-size:10pt;">.  </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(a)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;may, as of any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Business Day</font><font style="font-family:Arial;font-size:10pt;">, elect to (i) reallocate all or any whole percentage portion, or (ii) effect a fund transfer of all or any whole percentage portion or dollar amount, of any of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;among the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment Funds</font><font style="font-family:Arial;font-size:10pt;">; provided, however, that</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">19</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(i) </font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">amounts in a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Stable Income Fund</font><font style="font-family:Arial;font-size:10pt;">&#32;(A) may be reallocated or transferred to one or more of any of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment Funds</font><font style="font-family:Arial;font-size:10pt;">&#32;except for the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Money Market Fund</font><font style="font-family:Arial;font-size:10pt;">&#32;and the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Self-Directed Brokerage Account</font><font style="font-family:Arial;font-size:10pt;">; and (B) once reallocated or transferred, cannot be transferred to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Money Market Fund</font><font style="font-family:Arial;font-size:10pt;">&#32;or the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Self-Directed Brokerage Account</font><font style="font-family:Arial;font-size:10pt;">&#32;for a period of not less than 90 days; and</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(ii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">the minimum amount which may be reallocated or transferred to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Self-Directed Brokerage Account</font><font style="font-family:Arial;font-size:10pt;">&#32;is $1,000 per transaction; provided, however, that a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;must retain $500 as of the date of the reallocation or transfer in any combination of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Core Investment Funds</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(b)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;election to reallocate or effect a fund transfer shall be effective as soon as administratively possible following </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Timely Notice</font><font style="font-family:Arial;font-size:10pt;">, and the amount of such reallocation shall be determined by the value of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;interest in any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment Fund</font><font style="font-family:Arial;font-size:10pt;">&#32;on the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Valuation Date</font><font style="font-family:Arial;font-size:10pt;">&#32;on which such reallocation takes effect, subject to any restrictions prescribed by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(c)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;may, as of any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Business Day</font><font style="font-family:Arial;font-size:10pt;">, elect automatic rebalancing of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;every 90 days, 180 days or annually among the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment Funds</font><font style="font-family:Arial;font-size:10pt;">.  Automatic rebalancing is not available to a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;enrolled in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Professional Management.</font><font style="font-family:Arial;font-size:10pt;">&#32;&#32;Automatic rebalancing is not available for the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Self-Directed Brokerage Account</font><font style="font-family:Arial;font-size:10pt;">.  A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;may opt out of his automatic rebalancing election on </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Timely Notice</font><font style="font-family:Arial;font-size:10pt;">&#32;effective as soon as administratively possible.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">3.10</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Redeposits and Restored Amounts</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(a)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Notwithstanding any provision in this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;to the contrary, on </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Timely Notice</font><font style="font-family:Arial;font-size:10pt;">, an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;who has forfeited all or a portion of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;may redeposit the distribution or withdrawal which caused the forfeiture before the earlier of (i) the date on which the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;has been reemployed for five years or (ii) the date on which the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;incurs five consecutive </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">One-Year Periods of Severance</font><font style="font-family:Arial;font-size:10pt;">&#32;following the year of the distribution or withdrawal. Upon such redeposit, the amount of the forfeiture associated with the redeposit shall be restored to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer Account</font><font style="font-family:Arial;font-size:10pt;">&#32;and allocated based on </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;contribution investment elections.  Redeposits shall be allocated to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;funds in the same manner as </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;made on behalf of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">.  The amount redeposited shall be equal to the amount distributed or withdrawn from the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;">or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;section of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;which caused the forfeiture.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(b)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">No redeposit of such a withdrawal or distribution shall be permitted if, coincident with or subsequent to the forfeiture associated with that withdrawal or distribution, an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;incurs 5 consecutive </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">One-Year Periods of Severance</font><font style="font-family:Arial;font-size:10pt;">. </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(c)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;who is entitled to no portion of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;upon termination of employment shall be deemed to have received a distribution of zero dollars ($0) from such accounts.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(d)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Any forfeiture from the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;section of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be restored in accordance with the provisions of this Section 3.10 if the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Terminated Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;returns to his employment with an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;prior to incurring five consecutive </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">One-Year Periods of Severance</font><font style="font-family:Arial;font-size:10pt;">&#32;and the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Terminated Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;has either (i) not received a distribution or withdrawal from the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Contributions</font><font style="font-family:Arial;font-size:10pt;">, or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contribution</font><font style="font-family:Arial;font-size:10pt;">&#32;section of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee Accounts</font><font style="font-family:Arial;font-size:10pt;">, or (ii) has redeposited such distribution or withdrawal as provided in subsection (a) above.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">3.11</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Source of and Interest in Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">.  Anything in this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;to the contrary notwithstanding, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be made by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employers</font><font style="font-family:Arial;font-size:10pt;">&#32;out of current or accumulated earnings and profits, and the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employers</font><font style="font-family:Arial;font-size:10pt;">&#32;shall have no beneficial interest of any nature whatsoever in any such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;after the same have been received by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">20</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">3.12</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions During Qualified Military Leave</font><font style="font-family:Arial;font-size:10pt;">.  Notwithstanding any provision of this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;to the contrary, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions,</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contributions</font><font style="font-family:Arial;font-size:10pt;">, and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;may be made for periods of qualified military service in accordance with </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 414(u).</font></div></td></tr></table><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">21</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:right;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">ARTICLE IV</font></div><div style="line-height:120%;text-align:center;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">EMPLOYER CONTRIBUTIONS</font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">4.1</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contribution Percentage</font><font style="font-family:Arial;font-size:10pt;">.  Subject to Section 4.3, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;for each </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be 100% of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;on the first 4% of such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Earnings</font><font style="font-family:Arial;font-size:10pt;">&#32;per pay period.</font></div></td></tr></table><div style="line-height:120%;padding-top:16px;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Additionally, subject to the limitations stated above, for each </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;whose total </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contribution</font><font style="font-family:Arial;font-size:10pt;">&#32;for the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;was limited to less than 4% of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Earnings</font><font style="font-family:Arial;font-size:10pt;">&#32;for the entire </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;by virtue of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;">section 401(a)(17) or 402(g) limits being reached before </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;end, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;shall contribute for each such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;">an additional &#8220;true up&#8221; </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contribution</font><font style="font-family:Arial;font-size:10pt;">&#32;as soon as administratively possible following the end of each </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;(to be allocated to such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;as of the last day of such prior </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">) equal to the difference between (i)&#160;the lesser of (x)&#160;100% of such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;combined </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contribution</font><font style="font-family:Arial;font-size:10pt;">s for the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;(up to 4% of such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Earnings</font><font style="font-family:Arial;font-size:10pt;">), and (y)&#160;4% of such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Earnings</font><font style="font-family:Arial;font-size:10pt;">&#32;for the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">, and (ii)&#160;the amount of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contribution</font><font style="font-family:Arial;font-size:10pt;">s previously allocated to such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;for such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">.  &#8220;True up&#8221; </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;will be invested in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment Funds</font><font style="font-family:Arial;font-size:10pt;">&#32;that are current at the time the &#8220;true up&#8221; contributions are made, and at the cost per unit of each investment on the date the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;</font><font style="font-family:Arial;font-size:10pt;">s </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;is updated by the recordkeeper to reflect the &#8220;true up&#8221; contribution amount.  In no event will adjustments to the &#8220;true up&#8221; contribution be made to reflect any changes in investment performance which occur prior to the date such &#8220;true up&#8221; </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contribution</font><font style="font-family:Arial;font-size:10pt;">&#32;is actually made.  </font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">4.2</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Allocation and Payment of Company Match Safe Harbor Contributions</font><font style="font-family:Arial;font-size:10pt;">.  </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(a)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">made out of current or accumulated earnings and profits,</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(b)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">allocated according to a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;elections or deemed elections among the</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment Funds</font><font style="font-family:Arial;font-size:10pt;">, in accordance with Section 3.5.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(c)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">made to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">&#32;as soon as administratively possible after the related </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;are deducted or withheld for payment to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">, and</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(d)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">made in cash, or at the sole option of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">, in shares of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation Stock</font><font style="font-family:Arial;font-size:10pt;">&#32;held in the treasury, or both (but not in authorized but unissued shares) in which event the amount of any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contribution</font><font style="font-family:Arial;font-size:10pt;">&#32;made in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation Stock</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Current Market Value</font><font style="font-family:Arial;font-size:10pt;">&#32;thereof on the date of delivery to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">&#32;which, for the purposes of the Plan, shall be considered as the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee's</font><font style="font-family:Arial;font-size:10pt;">&#32;cost of such shares except where Treasury Regulations sections 1.402(a)-1(b)(2)(ii) and 54.4975-11(d)(1) require shares of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation Stock</font><font style="font-family:Arial;font-size:10pt;">&#32;acquired while the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;is an employee stock ownership plan to have a different cost in order to satisfy their requirements.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(e)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;may not allocate initial </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Self-Directed Brokerage Account</font><font style="font-family:Arial;font-size:10pt;">, except as a transfer or reallocation under Section 3.9.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(f) </font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">All </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;made with respect to </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Years</font><font style="font-family:Arial;font-size:10pt;">&#32;beginning on or after January 1, 2010, shall be allocated to a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;</font><font style="font-family:Arial;font-size:10pt;">s </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Account</font><font style="font-family:Arial;font-size:10pt;">.  </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Matching Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;made with respect to </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Years</font><font style="font-family:Arial;font-size:10pt;">&#32;beginning on or before December 31, 2009, are allocated to a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;</font><font style="font-family:Arial;font-size:10pt;">s </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Matching Account</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:16px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(g)  </font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">By virtue of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contributions</font><font style="font-family:Arial;font-size:10pt;">, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;is intended to be a &#8220;safe harbor plan&#8221; under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;rules prohibiting discrimination in favor of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Highly Compensated Employees</font><font style="font-family:Arial;font-size:10pt;">.  </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;are intended to be matching safe harbor contributions for the purposes of satisfying the requirements of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;Sections 401(k)(13)(D) and 401(m)(12).</font></div></td></tr></table><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">22</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Any forfeiture under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;may be applied to reduce </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contributions</font><font style="font-family:Arial;font-size:10pt;">, or if determined by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;in its discretion, to offset administrative expenses of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">.  A forfeiture shall be valued at </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Current Market Value</font><font style="font-family:Arial;font-size:10pt;">&#32;as of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Valuation Date</font><font style="font-family:Arial;font-size:10pt;">&#32;on which the forfeiture occurred.</font></div><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">4.3</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Temporary Suspension of Company Match Safe Harbor Contributions</font><font style="font-family:Arial;font-size:10pt;">.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Board</font><font style="font-family:Arial;font-size:10pt;">&#32;may order the suspension of all </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;if, in its opinion, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation's</font><font style="font-family:Arial;font-size:10pt;">&#32;consolidated net income after taxes for the last fiscal year is substantially below the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation's</font><font style="font-family:Arial;font-size:10pt;">&#32;consolidated net income after taxes for the immediately preceding fiscal year.  Any such determination by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Board</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be communicated to all </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employees</font><font style="font-family:Arial;font-size:10pt;">&#32;and to all </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participants</font><font style="font-family:Arial;font-size:10pt;">&#32;reasonably in advance of the first date for which such temporary suspension is ordered.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Except when caused, as determined by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Board</font><font style="font-family:Arial;font-size:10pt;">, by a change in the capital structure of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation</font><font style="font-family:Arial;font-size:10pt;">&#32;which has the effect that the regular cash dividend rate is not in fairness comparable between successive quarters, any reduction of the regular cash dividend rate payable on </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation Stock</font><font style="font-family:Arial;font-size:10pt;">&#32;for any quarter as compared with the immediately preceding quarter shall automatically result in the suspension of all </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;for the first </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;commencing after the quarter in which such reduction occurs.</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">4.4</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Limitations on After-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(a)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Limitations on Actual Contribution Percentage</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(i)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">In any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;in which the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Actual Contribution Percentage</font><font style="font-family:Arial;font-size:10pt;">&#32;for the group of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Highly Compensated Eligible Employees</font><font style="font-family:Arial;font-size:10pt;">&#32;would be more than the greater of:</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:192px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:144px;"><font style="font-family:Arial;font-size:10pt;">(A)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Actual Contribution Percentage</font><font style="font-family:Arial;font-size:10pt;">&#32;of all other </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employees</font><font style="font-family:Arial;font-size:10pt;">&#32;multiplied by 1.25, or </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:192px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:192px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:144px;"><font style="font-family:Arial;font-size:10pt;">(B)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">the lesser of (1) 2 percent plus the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Actual Contribution Percentage</font><font style="font-family:Arial;font-size:10pt;">&#32;of all other </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employees</font><font style="font-family:Arial;font-size:10pt;">&#32;or (2) the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Actual Contribution Percentage</font><font style="font-family:Arial;font-size:10pt;">&#32;of all other </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employees</font><font style="font-family:Arial;font-size:10pt;">&#32;multiplied by 2.0.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:192px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:144px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The deferral rate under subsection 3.3 of those </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Highly Compensated Eligible Employees</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be reduced pursuant to the following steps:</font></div><div style="line-height:120%;text-align:left;padding-left:192px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:192px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:144px;"><font style="font-family:Arial;font-size:10pt;">(A)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;will determine the total amount of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;by starting with the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Highly Compensated</font><font style="font-family:Arial;font-size:10pt;">&#32;</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:192px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:192px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee(s)</font><font style="font-family:Arial;font-size:10pt;">&#32;who has the greatest contribution rate, reducing his contribution rate (but not below the next highest contribution rate), then, if necessary, reducing the contribution rate of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Highly Compensated Eligible Employee(s)</font><font style="font-family:Arial;font-size:10pt;">&#32;at the next highest contribution rate level, including the contribution rate of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Highly Compensated Eligible Employee(s)</font><font style="font-family:Arial;font-size:10pt;">&#32;whose contribution rate the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;already has reduced (but not below the next highest contribution rate), and continuing in this manner until the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Actual Contribution Percentage</font><font style="font-family:Arial;font-size:10pt;">&#32;for the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Highly Compensated Eligible Employees</font><font style="font-family:Arial;font-size:10pt;">&#32;satisfies the test set forth above.  These contributions shall be deemed to be &#8220;Excess Aggregate Contributions&#8221; for purposes of this subsection;</font></div><div style="line-height:120%;text-align:left;padding-left:192px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:192px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:144px;"><font style="font-family:Arial;font-size:10pt;">(B)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">After the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;has determined the total Excess Aggregate Contributions amount pursuant to Step (A) above, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall calculate the total dollar amount by which the Excess Aggregate Contributions for the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Highly Compensated Eligible Employees</font><font style="font-family:Arial;font-size:10pt;">&#32;must be reduced in order to satisfy the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Actual Contribution Percentage</font><font style="font-family:Arial;font-size:10pt;">&#32;test;</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:192px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:192px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:144px;"><font style="font-family:Arial;font-size:10pt;">(C)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall reduce the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Highly Compensated Eligible Employee(s)</font><font style="font-family:Arial;font-size:10pt;">&#32;with the highest dollar amount of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax </font></div></td></tr></table><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">23</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;padding-left:192px;text-align:left;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;by refunding such contributions to such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Highly Compensated Eligible Employee(s)</font><font style="font-family:Arial;font-size:10pt;">&#32;in the amount required to cause the dollar amount of such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Highly Compensated Eligible Employee(s)&#8217;</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;to equal the dollar amount of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Highly Compensated Eligible Employee(s)</font><font style="font-family:Arial;font-size:10pt;">&#32;with the next highest dollar amount of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">.</font></div><div style="line-height:120%;text-align:left;padding-left:192px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:192px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:144px;"><font style="font-family:Arial;font-size:10pt;">(D)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">If the total dollar amount of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;distributed pursuant to Step (C) above is less than the total dollar amount of Excess Aggregate Contributions calculated pursuant to Step (B), Step (C) shall be applied to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Highly Compensated Eligible Employee(s)</font><font style="font-family:Arial;font-size:10pt;">&#32;with the next highest dollar amount of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;until the total amount of distributed </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;equals the total dollar amount of Excess Aggregate Contributions calculated in Step (B).</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:240px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:192px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:144px;"><font style="font-family:Arial;font-size:10pt;">(E)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">When calculating the amount of a distribution under Step (C), if a lesser distribution, when added to any amounts already distributed under this subsection, would equal the total amount of distributions necessary to permit the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;to satisfy the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Actual Contributions Percentage</font><font style="font-family:Arial;font-size:10pt;">&#32;test, the lesser amount shall be distributed from the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">;</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:192px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:192px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:144px;"><font style="font-family:Arial;font-size:10pt;">(F)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">If the total dollar amount of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;distributed pursuant to Steps (C) and D above is less than the total dollar amount of Excess Aggregate Contributions calculated pursuant to Step (B), Steps (C) and (D) shall again be applied to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Highly Compensated Eligible Employee(s)</font><font style="font-family:Arial;font-size:10pt;">, beginning with the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Highly Compensated Eligible Employee(s)</font><font style="font-family:Arial;font-size:10pt;">&#32;with the highest dollar amount of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;until the total amount of distributed </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;equals the total dollar amount of Excess Aggregate Contributions calculated in Step (B).</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:144px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:144px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">For purposes of this subsection, a person shall not be considered to be </font></div><div style="line-height:120%;text-align:left;padding-left:144px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;until such time as he or she could first have in effect a valid election to participate in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">.</font></div><div style="line-height:120%;text-align:left;padding-left:144px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(ii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;for the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;(if any) in excess of the amount permitted under subsection 4.4(a)(i), together with the income or loss allocable thereto, shall be distributed to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;after the close of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;and within 12 months after the close of that </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;(and, if practicable, no later than 6 months after the close of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;in order to avoid any excise tax imposed on the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;for Excess Aggregate Contributions); provided, however, that an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;may make qualified nonelective contributions (as provided under </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 401(m) and the regulations thereunder) to be allocated only to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participants</font><font style="font-family:Arial;font-size:10pt;">&#32;who are not </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Highly Compensated Eligible Employees</font><font style="font-family:Arial;font-size:10pt;">&#32;that, with </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;satisfy the limit set forth in 4.4(a)(i) above.  Such qualified nonelective contributions (as provided under </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 401(m) and the regulations thereunder), whether taken into account to satisfy the limit set forth in subsection 4.4(a)(i) above, shall be fully vested when made, shall be allocated as of a date within the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">, and shall not be distributed before one of the following events:</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:192px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:144px;"><font style="font-family:Arial;font-size:10pt;">(A)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee's</font><font style="font-family:Arial;font-size:10pt;">&#32;death, disability, or severance from employment, as provided under </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 401(k) and applicable regulations;</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:192px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:192px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:144px;"><font style="font-family:Arial;font-size:10pt;">(B)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee's</font><font style="font-family:Arial;font-size:10pt;">&#32;attainment of age 59&#189; as provided under </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 401(k) and applicable regulations;</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:192px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:192px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:144px;"><font style="font-family:Arial;font-size:10pt;">(C)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">the termination of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;without the establishment or maintenance of a successor plan, as provided under </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 401(k) and applicable regulations;</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:192px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">&#32;(iii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The income or loss allocable to an Excess Aggregate Contribution shall be calculated through use of the &#8220;alternative method&#8221; authorized under Treasury Regulations sections 1.401(k)-2(b)(2)(iv)(C) and 1.401(m)-2(b)(2)(iv)(C). </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">24</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(b)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Additional Limitation</font><font style="font-family:Arial;font-size:10pt;">.  Notwithstanding any provision of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;to the contrary, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;may limit or adjust the amount of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;in a manner that prevents contributions in excess of the limit set forth in subsection 4.4(a)(i) above.  Also the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;may elect, to the extent permitted by Treasury Regulations, to take into account </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;in computing the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Actual Contribution Percentage.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">4.5</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contributions</font><font style="font-family:Arial;font-size:10pt;">.  Each </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;who is a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;under Section 3.1 of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be allocated </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;as provided in Sections 4.7 and 4.8. </font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Notwithstanding any provision of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;to the contrary, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Service</font><font style="font-family:Arial;font-size:10pt;">&#32;credit with respect to qualified military service will be provided in accordance with Section 414(u) of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">4.6</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Limited Service and Leave of Absence</font><font style="font-family:Arial;font-size:10pt;">.  All </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participants</font><font style="font-family:Arial;font-size:10pt;">&#32;who are actively employed and receiving </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Earnings</font><font style="font-family:Arial;font-size:10pt;">, are entitled to be allocated </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contributions</font><font style="font-family:Arial;font-size:10pt;">.  </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participants</font><font style="font-family:Arial;font-size:10pt;">&#32;who are not actively employed due to a paid leave of absence shall be allocated </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;made during such period of absence. </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;on behalf of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;shall cease upon commencement of his unpaid leave of absence, and such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;shall resume upon the termination of such leave.</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">4.7</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Amount of Profit Sharing Contribution</font><font style="font-family:Arial;font-size:10pt;">.  Subject to the limitations set forth in Article V, for each </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;may pay or cause to be paid to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">, a discretionary contribution to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;that shall be allocated to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Account</font><font style="font-family:Arial;font-size:10pt;">&#32;of each eligible </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;sufficient to credit each such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Account</font><font style="font-family:Arial;font-size:10pt;">&#32;with an amount equal to between zero percent (0%) and eight percent (8%) of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Earnings</font><font style="font-family:Arial;font-size:10pt;">&#32;while in a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participating Unit</font><font style="font-family:Arial;font-size:10pt;">.  For this purpose, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Earnings</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be considered for the entire month in which a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;is in a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participating Unit</font><font style="font-family:Arial;font-size:10pt;">&#32;provided the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Earnings</font><font style="font-family:Arial;font-size:10pt;">&#32;are paid through the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;regular payroll.  The amount of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contribution</font><font style="font-family:Arial;font-size:10pt;">&#32;will be determined each </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;in the sole discretion of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">.  For this purpose, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Earnings</font><font style="font-family:Arial;font-size:10pt;">&#32;shall include any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Earnings</font><font style="font-family:Arial;font-size:10pt;">&#32;paid to any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;in the month of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;termination of employment provided the Employee was an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;on the first day of the month.</font></div></td></tr></table><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">4.8</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Allocations to Profit Sharing Accounts</font><font style="font-family:Arial;font-size:10pt;">.  </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;made pursuant to Section 4.7 shall be allocated to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Account</font><font style="font-family:Arial;font-size:10pt;">&#32;of each </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participan</font><font style="font-family:Arial;font-size:10pt;">t (i) employed by </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;on the last day of such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;or (ii) who terminated employment on or after age 55 during the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;">or (iii) who died during the</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">, as soon as administratively possible following payment to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trust</font><font style="font-family:Arial;font-size:10pt;">. </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be allocated according to a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;elections or deemed elections among </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment Funds</font><font style="font-family:Arial;font-size:10pt;">, in accordance with Section 3.5.  In the event the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;does not elect the manner in which his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;are to be invested, and has no </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall invest his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;initially in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Target Date Funds</font><font style="font-family:Arial;font-size:10pt;">&#32;and then such amounts shall be defaulted into </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Professional Management</font><font style="font-family:Arial;font-size:10pt;">&#32;until such time the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;elects the manner in which his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;are to be invested.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;&#160;&#160;&#160;</font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">If, during the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year,</font><font style="font-family:Arial;font-size:10pt;">&#32;an </font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;relocates to an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Affiliated Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;or affiliate or subsidiary of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation</font><font style="font-family:Arial;font-size:10pt;">, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be allocated a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contribution</font><font style="font-family:Arial;font-size:10pt;">&#32;for the time period the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;was a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;during the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">, provided the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;terminated employment on or after age 55, was employed by an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Affiliated Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;or affiliate or subsidiary of the Corporation on the last day of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;or died during the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">.</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">4.9</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Payment of Contributions to Trustee</font><font style="font-family:Arial;font-size:10pt;">.  Amounts representing </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be paid into the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trust</font><font style="font-family:Arial;font-size:10pt;">. </font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">4.10</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Deductibility Requirement</font><font style="font-family:Arial;font-size:10pt;">.  All </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;are conditioned upon the deductibility of such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;under Section 404 of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;and to the extent the deduction is disallowed, shall be returned to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;within one year after the disallowance of the deduction.  </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Earnings</font><font style="font-family:Arial;font-size:10pt;">&#32;attributable to such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;shall not be returned to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;but losses attributable thereto shall reduce the amount to be so returned.  For purposes of this Section 4.10, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;which are not deductible in the current taxable year of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;but which may be deducted in taxable years subsequent to the year in respect of which it is made, shall not be considered to be disallowed.</font></div></td></tr></table><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">25</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">4.11</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Mistaken Contributions</font><font style="font-family:Arial;font-size:10pt;">.  If </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;are made by reason of a mistake of fact, such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be returned to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;">within one year after such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;are made.  The amount which may be returned to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;shall not exceed the excess of (i) the amount contributed, over (ii) the amount that would have been contributed had there not occurred a mistake of fact or a mistake in determining the deduction.  </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Earnings</font><font style="font-family:Arial;font-size:10pt;">&#32;attributable to the excess </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;shall not be returned to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;but losses attributable thereto shall reduce the amount to be so returned.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">4.12</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">General Limitation</font><font style="font-family:Arial;font-size:10pt;">.  Notwithstanding any other provision of this Article IV, no </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contribution</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be made to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;which would cause the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;to fail to meet the requirements for exemption from tax or to violate any provisions of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">26</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">ARTICLE V</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">TRUSTEE AND TRUST AGREEMENT</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">5.1</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Trust Agreement.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(a)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation</font><font style="font-family:Arial;font-size:10pt;">&#32;shall enter into a trust agreement with a person or corporation selected by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;to act as </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">&#32;of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">,</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contributions,</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contributions,</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Retirement Contributions</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Matching Contributions</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Rollover Contributions</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Rollover Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Roll-Over Contributions</font><font style="font-family:Arial;font-size:10pt;">.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall receive all </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">,</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;and shall hold, manage, administer, and invest the same, reinvest any income, and, in accordance with instructions and directions of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;subject to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">, make distributions.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(b)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The trust agreement shall be in such form and contain such provisions as the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;may deem necessary and appropriate to effectuate the purposes of the Plan and to qualify the Plan and the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trust</font><font style="font-family:Arial;font-size:10pt;">&#32;under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">.  Upon the written request of an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee</font><font style="font-family:Arial;font-size:10pt;">, a copy of the trust agreement shall be made available for his inspection.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(c)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;may, from time to time, remove the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">&#32;or any successor </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">&#32;at any time and any such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">&#32;or any successor </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">&#32;may resign. The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall, upon removal or resignation of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">, appoint a successor </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(d)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee's</font><font style="font-family:Arial;font-size:10pt;">&#32;accounts, books, and records relating to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trust</font><font style="font-family:Arial;font-size:10pt;">&#32;may be audited annually by auditors selected by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(e)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee's</font><font style="font-family:Arial;font-size:10pt;">&#32;fee shall be paid by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">&#32;out of those funds of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trust</font><font style="font-family:Arial;font-size:10pt;">&#32;making up the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Core Investment Funds</font><font style="font-family:Arial;font-size:10pt;">, unless paid by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation</font><font style="font-family:Arial;font-size:10pt;">&#32;in its discretion.  Brokerage fees, asset management fees, investment management fees and other direct costs of investment, taxes (including interest and penalties), and administrative expenses of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be paid by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">&#32;out of the funds of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trust</font><font style="font-family:Arial;font-size:10pt;">&#32;to which such costs are attributable, unless paid by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation</font><font style="font-family:Arial;font-size:10pt;">&#32;in its discretion; provided, however, that trustee, recordkeeping and administrative expenses of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;shall not be attributed to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Self-Directed Brokerage Account</font><font style="font-family:Arial;font-size:10pt;">.  The transfer taxes, brokerage fees and other expenses in connection with the purchase, sale or distribution of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation Stock</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be paid by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trust</font><font style="font-family:Arial;font-size:10pt;">, and shall be deemed part of the cost of such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation Stock</font><font style="font-family:Arial;font-size:10pt;">, or deducted in computing the sale proceeds therefrom, as the case may be except to the extent that the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation</font><font style="font-family:Arial;font-size:10pt;">, in its sole discretion, determines that such taxes, fees or expenses (other than transfer taxes on distribution) shall be paid by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">. </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">27</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">ARTICLE VI</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">INVESTMENT, PARTICIPANT'S ACCOUNTS, AND VOTING OF STOCK</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">6.1</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment of Contributions</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(a)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions,</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Matching Contributions</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contributions</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Retirement Contributions</font><font style="font-family:Arial;font-size:10pt;">, and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be invested in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment Funds</font><font style="font-family:Arial;font-size:10pt;">&#32;in accordance with the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;allocations under Section&#160;3.5, Section 4.2 and Section 4.8 and reallocated in such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment Funds</font><font style="font-family:Arial;font-size:10pt;">&#32;in accordance with the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;directions under Section 3.9.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;&#160;</font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">&#32;(b)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall designate </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions,</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contributions</font><font style="font-family:Arial;font-size:10pt;">, and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;for payment to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">&#32;for investment, and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;for reallocation in accordance with subsection 6.1(a), and shall advise the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">&#32;of such designation.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">6.2</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's Accounts</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(a)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Establishment of Accounts</font><font style="font-family:Arial;font-size:10pt;">.  Each </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;shall have established and maintained for him separate </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;which, depending upon the allocation and reallocation options he has selected, shall consist of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;in one or more of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment Funds</font><font style="font-family:Arial;font-size:10pt;">.  Each such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee Account</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be subdivided into a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;Section, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;Section and an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contribution</font><font style="font-family:Arial;font-size:10pt;">&#32;Section.  Each such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer Account</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be subdivided into subsections corresponding to the Sections of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee Accounts.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(b)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Crediting of Accounts</font><font style="font-family:Arial;font-size:10pt;">.  As of the close of business on each </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Valuation Date</font><font style="font-family:Arial;font-size:10pt;">&#32;the designated </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;of each </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be appropriately credited with the amounts of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;made on his behalf on that </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Valuation Date</font><font style="font-family:Arial;font-size:10pt;">, or the reallocation or transfer of his other </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">, if any, effective on that </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Valuation Date</font><font style="font-family:Arial;font-size:10pt;">&#32;and his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;">shall be credited with the amount of any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;and/or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;made with respect to him on that </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Valuation Date</font><font style="font-family:Arial;font-size:10pt;">.  </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(c)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Valuation of Accounts</font><font style="font-family:Arial;font-size:10pt;">.  Each </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be valued and adjusted each </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Business Day</font><font style="font-family:Arial;font-size:10pt;">&#32;to preserve for each </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;his proportionate interest in the related funds and reflect the effect of income, collected and accrued, realized and unrealized profits and losses, expenses, valuation adjustments, and all other transactions with respect to the related fund as follows:</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(i)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Current Market Value</font><font style="font-family:Arial;font-size:10pt;">&#32;of the assets held in each of the funds shall be determined by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">, and</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(ii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The separate balances provided for in subsection 6.2(b) of each </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;under each of the related funds shall be adjusted by multiplying by the ratio that the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Current Market Value</font><font style="font-family:Arial;font-size:10pt;">&#32;of such fund as determined under subsection 6.2(c)(i) bears to the aggregate of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;balances under such fund.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(d)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">For purposes of Section 7.7, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;balance shall refer to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;balance as of the last </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Valuation Date</font><font style="font-family:Arial;font-size:10pt;">&#32;in the calendar year immediately preceding the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Distribution Calendar Year</font><font style="font-family:Arial;font-size:10pt;">&#32;(valuation calendar year) increased by the amount of any contributions made and allocated for forfeitures allocated to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;balance as of the dates in the valuation calendar year after the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Valuation Date</font><font style="font-family:Arial;font-size:10pt;">, and decreased by distributions made in the valuation calendar year after the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Valuation Date</font><font style="font-family:Arial;font-size:10pt;">. The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;balance for the valuation calendar year includes any amounts rolled over or transferred to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;either in the valuation calendar year or in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Distribution Calendar Year</font><font style="font-family:Arial;font-size:10pt;">&#32;if distributed or transferred in the valuation calendar year.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">6.3</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Stock Rights, Stock Splits and Stock Dividends</font><font style="font-family:Arial;font-size:10pt;">.  A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;shall have no right of request, direction or demand upon the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;or the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">&#32;to exercise in his behalf rights to purchase shares of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation Stock</font><font style="font-family:Arial;font-size:10pt;">&#32;or other securities of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation</font><font style="font-family:Arial;font-size:10pt;">.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">, at the direction of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">, </font></div></td></tr></table><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">28</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;padding-left:48px;text-align:left;"><font style="font-family:Arial;font-size:10pt;">shall exercise or sell any rights to purchase shares of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation Stock</font><font style="font-family:Arial;font-size:10pt;">&#32;appertaining to shares of such stock held by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">&#32;and shall sell at the direction of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;any rights to purchase other securities of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation</font><font style="font-family:Arial;font-size:10pt;">&#32;appertaining to shares of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation Stock</font><font style="font-family:Arial;font-size:10pt;">&#32;held by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participants</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be appropriately credited.  Shares of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation Stock</font><font style="font-family:Arial;font-size:10pt;">&#32;received by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">&#32;by reason of a stock split or a stock dividend shall be appropriately allocated to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participants</font><font style="font-family:Arial;font-size:10pt;">.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">6.4</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Voting of Corporation Stock</font><font style="font-family:Arial;font-size:10pt;">.  A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;(or in the event of his death, his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">) may direct the voting at each annual meeting and at each special meeting of the stockholders of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation</font><font style="font-family:Arial;font-size:10pt;">&#32;of that number of whole shares of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation Stock</font><font style="font-family:Arial;font-size:10pt;">&#32;held by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">&#32;and attributable to the balances in his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">K-C Stock Fund</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;as of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Valuation Date</font><font style="font-family:Arial;font-size:10pt;">&#32;coincident with the record date for such meeting.  Each such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;(or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">) will be provided with copies of pertinent proxy solicitation material together with a request for his instructions as to how such shares are to be voted.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall direct the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">&#32;to vote such shares in accordance with such instructions and shall also direct the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">&#32;how to vote any shares of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation Stock</font><font style="font-family:Arial;font-size:10pt;">&#32;at any meeting for which it has not received, or is not subject to receiving, such voting instructions.  Notwithstanding the foregoing, a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;(or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary&#8217;s</font><font style="font-family:Arial;font-size:10pt;">) voting instructions shall apply to the balances in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">K-C Stock Fund</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;for all plans maintained by an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;in which he participates.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">6.5</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Tender Offers</font><font style="font-family:Arial;font-size:10pt;">.  A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;(or in the event of his death, his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">) may direct the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">&#32;in writing how to respond to a tender or exchange offer for any or all whole shares of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation Stock</font><font style="font-family:Arial;font-size:10pt;">&#32;held by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">&#32;and attributable to the balances in his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">K-C Stock Fund</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;as of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Valuation Date</font><font style="font-family:Arial;font-size:10pt;">&#32;coincident with such offer.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall notify each </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;(or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">) and exert its best efforts to timely distribute or cause to be distributed to him such information as will be distributed to stockholders of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation</font><font style="font-family:Arial;font-size:10pt;">&#32;in connection with any such tender or exchange offer. Upon receipt of such instructions, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall tender such shares of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation Stock</font><font style="font-family:Arial;font-size:10pt;">&#32;as and to the extent so instructed.  If the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall not receive instructions from a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;(or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">) regarding any such tender or exchange offer for such shares of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation Stock</font><font style="font-family:Arial;font-size:10pt;">&#32;(or shall receive instructions not to tender or exchange such shares), the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall have no discretion in such matter and shall take no action with respect thereto.  With respect to shares of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation Stock</font><font style="font-family:Arial;font-size:10pt;">&#32;in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">K-C Stock Fund</font><font style="font-family:Arial;font-size:10pt;">&#32;for which the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">&#32;is not subject to receiving such instructions, however, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall tender such shares in the same ratio as the number of shares for which it receives instructions to tender bears to the total number of shares for which it is subject to receiving instructions, and shall have no discretion in such matter and shall take no action with respect thereto other than as specifically provided in this sentence. Notwithstanding the foregoing, a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;(or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary&#8217;s</font><font style="font-family:Arial;font-size:10pt;">) voting instructions shall apply to the balances in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">K-C Stock Fund</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;for all plans maintained by an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;in which he participates.</font></div></td></tr></table><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">29</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">ARTICLE VII</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">DISTRIBUTION OF ACCOUNTS</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">7.1</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts to be Distributed</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(a)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Termination On or After Attainment of Age 55</font><font style="font-family:Arial;font-size:10pt;">.  If a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;employment with an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;is terminated on or after his attainment of age 55, he shall be fully vested in his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;and shall be entitled to receive a distribution of the entire amount then in his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;in accordance with Section 7.5.  </font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(b)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Termination Upon Death</font><font style="font-family:Arial;font-size:10pt;">.  In the event that the termination of employment of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;is caused by his death, or a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Terminated Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;dies prior to the first day on which such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Terminated Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;are payable, the entire amount then in his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be paid to his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">&#32;in accordance with Section 7.5 after receipt of acceptable proof of death in accordance with </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;rules.  In the case of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;who dies while performing qualified military service (as defined in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 414(u)), the beneficiaries of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;are entitled to any additional benefits (other than benefit accruals relating to the period of qualified military service) provided under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;had the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;resumed and then terminated employment on account of death in accordance with </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 401(a)(37).</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(c)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Termination for Other Reasons</font><font style="font-family:Arial;font-size:10pt;">. If a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;employment with an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;is terminated for any other reason, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be entitled to the entire amount in his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;and a portion of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;as determined in accordance with the following schedule:</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:73.48927875243665%;border-collapse:collapse;text-align:left;"><tr><td colspan="3"></td></tr><tr><td style="width:36%;"></td><td style="width:35%;"></td><td style="width:29%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Years of Service</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Vested</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Percentage</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Forfeited</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Percentage</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Less than 2</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;&#160;&#160;0%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">100%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">2 or more</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">100%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;&#160;&#160;&#160;0%</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">In the event that the termination of employment of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;is caused by any reason other than the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;quits, is discharged, retires or dies, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;will be deemed to have a 12 month period of absence following the date of such termination of employment, for purposes of determining the portion of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;which such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be entitled to receive in a distribution in accordance with this subsection.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Other Vesting Events</font><font style="font-family:Arial;font-size:10pt;">.  Notwithstanding the above, each </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;interest in his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;(and any earnings thereon) made on his behalf shall be vested in such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;in whole, upon the termination or partial termination of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">, or the complete discontinuance of all </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;(provided, however, that such discontinuance or partial termination relates to such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">).</font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Notwithstanding the above, effective June 1, 2014, each of the nineteen (19) </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employees</font><font style="font-family:Arial;font-size:10pt;">&#32;remaining at the San Antonio Plant with less than two </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Years of Service</font><font style="font-family:Arial;font-size:10pt;">&#32;under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be entitled to the entire amount in his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;at the time of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Severance from Service Date</font><font style="font-family:Arial;font-size:10pt;">&#32;after June 1, 2014.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(d)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Deferred Distributions</font><font style="font-family:Arial;font-size:10pt;">.  Notwithstanding anything in this Article VII to the contrary, if the aggregate value of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;of any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Terminated Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;exceeds $5,000 as provided under </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 411(a)(11), an immediate distribution shall not be made without the consent of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Terminated Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;in accordance with Section 7.5.  A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Terminated Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;who fails to consent to a distribution under this subsection shall continue to participate as a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Terminated Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;and shall be entitled to a distribution of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;and the vested percentage of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer Accounts</font><font style="font-family:Arial;font-size:10pt;">.  Upon </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Timely Notice</font><font style="font-family:Arial;font-size:10pt;">&#32;of request for payment, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Terminated Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;and the vested percentage of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be distributed in accordance with the provisions of Section 7.5.</font></div></td></tr></table><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">30</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(e)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Qualified Distribution from a Roth 401(k) Account or Roth Rollover Account</font><font style="font-family:Arial;font-size:10pt;">.  A &#8220;qualified distribution&#8221; from a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Account</font><font style="font-family:Arial;font-size:10pt;">&#32;and/or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth Rollover Account</font><font style="font-family:Arial;font-size:10pt;">&#32;is non includible in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;gross income.  A qualified distribution is a distribution that is made after the end of a specified nonexclusion period (defined below) and that is (i) made on or after the date on which the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;attains age 59 &#189;; (ii) made to a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">&#32;(or to the estate of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">) on or after the death of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">; or (iii) attributable to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;being disabled within the definition of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;Section 72(m)(7).  The nonexclusion period is the 5-taxable-year period beginning the earlier of:  (i) the first taxable year for which the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;made a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Contribution</font><font style="font-family:Arial;font-size:10pt;">&#32;to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Account</font><font style="font-family:Arial;font-size:10pt;">&#32;under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">; or (ii) if the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;has a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth Rollover Contribution</font><font style="font-family:Arial;font-size:10pt;">&#32;from a direct rollover of a designated Roth contribution from another qualified plan to his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth Rollover Account</font><font style="font-family:Arial;font-size:10pt;">, then the first taxable year for which the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;made a designated Roth contribution to such prior plan&#8217;s previously established designated Roth account.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">7.2</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Timing of Distributions</font><font style="font-family:Arial;font-size:10pt;">.  A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;election to receive a distribution of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be effective as soon as practicable following </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Timely Notice</font><font style="font-family:Arial;font-size:10pt;">&#32;and the amount of the distribution shall be determined by the value of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;interest in any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment Fund</font><font style="font-family:Arial;font-size:10pt;">&#32;as of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Valuation Date</font><font style="font-family:Arial;font-size:10pt;">&#32;of the distribution.  Any forfeiture with respect to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Terminated Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be determined as of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Valuation Date</font><font style="font-family:Arial;font-size:10pt;">&#32;coincident with such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Terminated Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;termination of employment.  Distribution of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be made to him or to his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">&#32;after the termination of his employment and as soon as practicable following his request for a distribution.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">7.3</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Certain Definitions Relating to Distributions and Withdrawals</font><font style="font-family:Arial;font-size:10pt;">. The following are forms of distribution under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">:</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(a)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">All Stock Distribution</font><font style="font-family:Arial;font-size:10pt;">.  An </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">All Stock Distribution</font><font style="font-family:Arial;font-size:10pt;">&#32;of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;shall mean a single distribution as of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Valuation Date</font><font style="font-family:Arial;font-size:10pt;">&#32;consisting of full shares of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation Stock</font><font style="font-family:Arial;font-size:10pt;">&#32;attributable to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;and to the vested percentage of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer Accounts</font><font style="font-family:Arial;font-size:10pt;">, together with the cash equivalent of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Current Market Value</font><font style="font-family:Arial;font-size:10pt;">&#32;on the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Valuation Date</font><font style="font-family:Arial;font-size:10pt;">&#32;of fractional shares of such stock attributable to such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(b)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Stock and Cash Distribution</font><font style="font-family:Arial;font-size:10pt;">.  A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Stock and Cash Distribution</font><font style="font-family:Arial;font-size:10pt;">&#32;of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;shall mean a single distribution consisting of:</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(i)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">the cash equivalent of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Current Market Value</font><font style="font-family:Arial;font-size:10pt;">&#32;on the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Valuation Date</font><font style="font-family:Arial;font-size:10pt;">&#32;of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee Accounts</font><font style="font-family:Arial;font-size:10pt;">, except his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee Account</font><font style="font-family:Arial;font-size:10pt;">&#32;in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">K-C Stock Fund</font><font style="font-family:Arial;font-size:10pt;">, and the vested percentage of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer Accounts</font><font style="font-family:Arial;font-size:10pt;">, except his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer Account</font><font style="font-family:Arial;font-size:10pt;">&#32;in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">K-C Stock Fund</font><font style="font-family:Arial;font-size:10pt;">, and</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(ii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">full shares of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation Stock</font><font style="font-family:Arial;font-size:10pt;">&#32;on the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Valuation Date</font><font style="font-family:Arial;font-size:10pt;">, attributable to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee Account</font><font style="font-family:Arial;font-size:10pt;">&#32;in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">K-C Stock Fund</font><font style="font-family:Arial;font-size:10pt;">&#32;and to the vested percentage of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer Account</font><font style="font-family:Arial;font-size:10pt;">&#32;in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">K-C Stock Fund</font><font style="font-family:Arial;font-size:10pt;">, together with the cash equivalent of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Current Market Value</font><font style="font-family:Arial;font-size:10pt;">&#32;on the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Valuation Date</font><font style="font-family:Arial;font-size:10pt;">&#32;of fractional shares of such stock attributable to such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">, and</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(iii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">the cash equivalent of any other interest attributable to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">, except the forfeited percentage of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer Accounts</font><font style="font-family:Arial;font-size:10pt;">, on the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Valuation Date</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(c)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">All Cash Distribution</font><font style="font-family:Arial;font-size:10pt;">.  An </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">All Cash Distribution</font><font style="font-family:Arial;font-size:10pt;">&#32;of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;shall mean the same as a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Stock and Cash Distribution</font><font style="font-family:Arial;font-size:10pt;">, as defined in subsection 7.3(b), except that clause (ii) in said subsection shall be replaced by the following clause:</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(ii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">the cash equivalent of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Current Market Value</font><font style="font-family:Arial;font-size:10pt;">&#32;as of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Valuation Date</font><font style="font-family:Arial;font-size:10pt;">&#32;of all the shares and fractional shares of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation Stock</font><font style="font-family:Arial;font-size:10pt;">&#32;attributable to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee Account</font><font style="font-family:Arial;font-size:10pt;">&#32;in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">K-C Stock Fund</font><font style="font-family:Arial;font-size:10pt;">&#32;and to the vested percentage of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer Account</font><font style="font-family:Arial;font-size:10pt;">&#32;in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">K-C Stock Fund</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">31</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">7.4</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Lump Sum and Partial Distributions</font><font style="font-family:Arial;font-size:10pt;">.  A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Lump Sum Distribution</font><font style="font-family:Arial;font-size:10pt;">&#32;or a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Partial Distribution</font><font style="font-family:Arial;font-size:10pt;">&#32;may be elected by any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">, or alternate payee under a Qualified Domestic Relations Order, in the form of an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">All Cash Distribution</font><font style="font-family:Arial;font-size:10pt;">, a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Stock and Cash Distribution</font><font style="font-family:Arial;font-size:10pt;">&#32;or an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">All Stock Distribution</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">7.5</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Methods of Distribution</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(a)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Distribution by Reason of Death</font><font style="font-family:Arial;font-size:10pt;">.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">&#32;of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;to which subsection 7.1(b) applies shall be entitled to receive a distribution of such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;in any form available pursuant to the terms of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;as elected by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">. If a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;designates a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">&#32;other than his spouse at the time of such designation, such designation shall not be valid unless:</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(i)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">the spouse of such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;consents in writing to each such election or designation and acknowledges its effect, and </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(ii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">such consent is witnessed by either a notary public or a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;representative designated by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">.  </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">No spousal consent described in the immediately preceding sentence need be furnished, however, with respect to any election or designation if the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;is satisfied that there is no spouse, that the spouse cannot be located, or that such consent is unobtainable for any other reason provided under regulations of the Internal Revenue Service.</font></div><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(b)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Distribution Upon Termination of Employment for Reasons Other than Death</font><font style="font-family:Arial;font-size:10pt;">.  A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;who is entitled to receive a distribution of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;due to the termination of his employment for any reason specified in Section 7.1, except death, may on </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Timely Notice</font><font style="font-family:Arial;font-size:10pt;">&#32;elect to receive such distribution in the form of an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">All Stock Distribution</font><font style="font-family:Arial;font-size:10pt;">, a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Stock and Cash Distribution</font><font style="font-family:Arial;font-size:10pt;">&#32;or an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">All Cash Distribution</font><font style="font-family:Arial;font-size:10pt;">, at any time.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(c)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Small Distributions</font><font style="font-family:Arial;font-size:10pt;">.  Notwithstanding any provision of this Section 7.5 to the contrary: </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(i)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">if the aggregate value of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Terminated Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;does not exceed $1,000 as provided under </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 411(a)(11), the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall direct the distribution of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;of any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Terminated Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;as an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">All Stock Distribution</font><font style="font-family:Arial;font-size:10pt;">, a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Stock and Cash Distribution,</font><font style="font-family:Arial;font-size:10pt;">&#32;an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">All Cash Distribution</font><font style="font-family:Arial;font-size:10pt;">&#32;as elected by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Terminated Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;or his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">&#32;made directly to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Terminated Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;or his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">, or by a direct rollover of an eligible rollover distribution paid directly to a single eligible retirement plan specified by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Terminated Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;or his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">&#32;as described in Section 7.11.  If no earlier election is made, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Timely Notice</font><font style="font-family:Arial;font-size:10pt;">&#32;of a request for payment shall be deemed to have been given as of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Valuation Date</font><font style="font-family:Arial;font-size:10pt;">&#32;which is 90 days following notice of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Terminated Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;entitlement to a distribution under Section 7.1, and such distribution shall be in the form of an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">All Cash Distribution</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(ii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">if the aggregate value of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Terminated Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;exceeds $1,000 but does not exceed $5,000, as provided under </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 411(a)(11), the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall direct the distribution of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;of any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Terminated Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;as an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">All Stock Distribution</font><font style="font-family:Arial;font-size:10pt;">, a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Stock and Cash Distribution,</font><font style="font-family:Arial;font-size:10pt;">&#32;an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">All Cash Distribution</font><font style="font-family:Arial;font-size:10pt;">&#32;as elected by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Terminated Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;or his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">&#32;made directly to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Terminated Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;or his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">, or by a direct rollover of an eligible rollover distribution paid directly to a single eligible retirement plan specified by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Terminated Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;or his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">&#32;as described in Section 7.11.  If no earlier election is made, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Timely Notice</font><font style="font-family:Arial;font-size:10pt;">&#32;of a request for payment shall be deemed to have been given as of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Valuation Date</font><font style="font-family:Arial;font-size:10pt;">&#32;which is 90 days following notice of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Terminated Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;entitlement to a distribution under Section 7.1, and such distribution shall be in the form of an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">All Cash Distribution</font><font style="font-family:Arial;font-size:10pt;">&#32;made directly to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Terminated Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;or his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">&#32;by a mandatory rollover to an individual retirement account described in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 408(a) as selected by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">32</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">7.6</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Miscellaneous</font><font style="font-family:Arial;font-size:10pt;">.  </font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(a)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">For the purpose of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">, no termination of employment will be deemed to have occurred in any instance where the person involved remains in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Service</font><font style="font-family:Arial;font-size:10pt;">&#32;or is re-employed by an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;prior to receiving a distribution of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;&#160;&#160;&#160;</font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(b)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">In the event of the death, prior to his receipt of a distribution, of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;who at the time of his death was entitled to receive distribution and elected to receive such distribution in the form of an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">All Stock Distribution</font><font style="font-family:Arial;font-size:10pt;">, a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Stock and Cash Distribution</font><font style="font-family:Arial;font-size:10pt;">, or an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">All Cash Distribution</font><font style="font-family:Arial;font-size:10pt;">, and if the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;has notice of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;death prior to such distribution, then such distribution shall be made to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">&#32;by the same method as it would have been made to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;but for his death.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(c)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Notwithstanding anything in this Article VII to the contrary, the distribution provisions of this Article VII shall not apply for a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Terminated Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;whose qualified domestic relations order is pending approval by the Plan Administrator.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(d)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">No distribution shall be made directly from the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Self-Directed Brokerage Account</font><font style="font-family:Arial;font-size:10pt;">. A distribution of funds allocated to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Self-Directed Brokerage Account</font><font style="font-family:Arial;font-size:10pt;">&#32;must first be transferred or reallocated to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;in one or more of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Core Investment Funds</font><font style="font-family:Arial;font-size:10pt;">.  </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(e)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;performing services in the uniformed services described in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;Section 414(u)(12)(B) while on active duty for a period of more than thirty days shall be treated as having a severance from employment under Section 7.12(a) of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;and may request a distribution of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Contributions</font><font style="font-family:Arial;font-size:10pt;">, and any earnings thereon.  If the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;">elects to receive a distribution under this Section 7.6(e), such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be suspended for a period of six months beginning on the date of distribution.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">7.7</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Required Distributions</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(a)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">General Rules:  Notwithstanding any provision of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;to the contrary, a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be distributed on: </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(i)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">the 60th day after the latest of:</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:192px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:144px;"><font style="font-family:Arial;font-size:10pt;">(A)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">the close of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;in which the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;attains age 65,</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:192px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:144px;"><font style="font-family:Arial;font-size:10pt;">(B)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">the close of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;which includes the date 10 years after the date the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;first commenced participating in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">, or</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:192px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:144px;"><font style="font-family:Arial;font-size:10pt;">(C)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">the close of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;in which the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;terminated employment with his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">. </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">unless the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;defers his election to a later date, which can be no later than the date specified in 7.7(a)(ii) below. This date shall be the Required Beginning Date: </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(ii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">With respect to a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;other than a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;&#32;who is a five percent owner as defined in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 401(a)(9), April 1 of the calendar year following the later of </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:192px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:144px;"><font style="font-family:Arial;font-size:10pt;">(A)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">the calendar year in which the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;attains age 70-1/2, or </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:192px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:192px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:144px;"><font style="font-family:Arial;font-size:10pt;">(B)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">the calendar year in which the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;retires or terminates employment.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:144px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">With respect to a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;who is a five percent owner as defined in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 401(a)(9), April 1 of the calendar year following the year in which the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;attains age 70-1/2.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">33</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:90px;"><font style="font-family:Arial;font-size:10pt;">(iii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;will apply the minimum distribution requirements of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 401(a)(9) in accordance with the final and temporary regulations under </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 401(a)(9) that were issued on April 17, 2002. </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(b)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Death of Participant Before Distributions Begin</font><font style="font-family:Arial;font-size:10pt;">:  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be distributed to a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary:</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(i) </font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">who is the surviving spouse and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;sole designated Beneficiary, commencing on or before December 31 of the later of:</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:192px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:144px;"><font style="font-family:Arial;font-size:10pt;">(A)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">the calendar year in which the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;would have attained age 70-1/2 (only applicable if a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;dies prior to the Required Beginning Date as determined in subsection 7.7(a)(ii)), or</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:192px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:144px;"><font style="font-family:Arial;font-size:10pt;">(B)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">the calendar year following the year of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;death, or</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:192px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:144px;"><font style="font-family:Arial;font-size:10pt;">(C)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">such other period specified under the requirements of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 401(a)(9) and the regulations thereunder.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(ii) </font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">who is not the surviving spouse, commencing on or before December 31 of:</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:192px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:144px;"><font style="font-family:Arial;font-size:10pt;">(A)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">the calendar year following the year of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;death, or</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:192px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:144px;"><font style="font-family:Arial;font-size:10pt;">(B)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">such other period specified under the requirements of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 401(a)(9) and the regulations thereunder.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(iii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">If the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;has no designated </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">&#32;as of September 30 of the year following the year of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;death, and the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;dies prior to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Required Beginning Date</font><font style="font-family:Arial;font-size:10pt;">&#32;as determined in subsection 7.7(a)(ii), distribution of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;must be completed by December 31 of the calendar year containing the fifth anniversary of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;death.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(iv)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">If the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;surviving spouse is the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;sole </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">, and the surviving spouse dies after the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">, but before distributions to the surviving spouse begin, subsections 7.7(b)(ii) and 7.7(b)(iii) will apply as if the surviving spouse were the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">. </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">For purposes of this subsection 7.7(b), 7.7(d) and subsection 7.7(e), unless subsection 7.7(b)(iv) applies, distributions are considered to begin on the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Required Beginning Date</font><font style="font-family:Arial;font-size:10pt;">. If subsection 7.7(b)(iv) applies, distributions are considered to begin on the date distributions are required to begin to the surviving spouse under subsection 7.7(b)(i). </font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Forms of Distribution</font><font style="font-family:Arial;font-size:10pt;">. Unless the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;interest is distributed in a single sum on or before the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Required Beginning Date</font><font style="font-family:Arial;font-size:10pt;">, as of the first distribution calendar year, distributions will be made in accordance with subsections 7.7(c), 7.7(d) and 7.7(e).</font></div><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(c)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Required Minimum Distributions During Participant's Lifetime</font><font style="font-family:Arial;font-size:10pt;">:  During the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;lifetime, the minimum amount that will be distributed for each </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Distribution Calendar Year</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be the lesser of:</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(i)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">the quotient obtained by dividing the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;account balance by the distribution period in the Uniform Lifetime Table set forth in section 1.401(a)(9)-9 of the regulations, using the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;age as of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;birthday in the</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Distribution Calendar Year</font><font style="font-family:Arial;font-size:10pt;">, or</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(ii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">if the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;sole </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">&#32;for the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Distribution Calendar Year</font><font style="font-family:Arial;font-size:10pt;">&#32;is the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;spouse, the quotient obtained by dividing the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;account balance by the number in the Joint and Last Survivor Table set forth in section 1.401(a)(9)-9 of the regulations, using the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;and spouse's attained as of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;and spouse's birthdays in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Distribution Calendar Year</font><font style="font-family:Arial;font-size:10pt;">. </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">34</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Required minimum distributions will be determined under this subsection 7.7(c) beginning with the first </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Distribution Calendar Year</font><font style="font-family:Arial;font-size:10pt;">&#32;and up to and including the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Distribution Calendar Year</font><font style="font-family:Arial;font-size:10pt;">&#32;that includes the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;date of death. </font></div><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(d)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Required Minimum Distributions After Participant's Death</font><font style="font-family:Arial;font-size:10pt;">:  If the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;dies on or after the date distributions begin and there is a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">, the minimum amount that will be distributed for each </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Distribution Calendar Year</font><font style="font-family:Arial;font-size:10pt;">&#32;after the year of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;death is the quotient obtained by dividing the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;account balance by the longer of the remaining </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Life Expectancy</font><font style="font-family:Arial;font-size:10pt;">&#32;of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;or the remaining </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Life Expectancy</font><font style="font-family:Arial;font-size:10pt;">&#32;of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">, determined as follows:</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(i)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;remaining </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Life Expectancy</font><font style="font-family:Arial;font-size:10pt;">&#32;is calculated using the age of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;in the year of death, reduced by one for each subsequent year.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(ii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">If the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;surviving spouse is the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;sole </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">, the remaining </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Life Expectancy</font><font style="font-family:Arial;font-size:10pt;">&#32;of the surviving spouse is calculated for each </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Distribution Calendar Year</font><font style="font-family:Arial;font-size:10pt;">&#32;after the year of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;death using the surviving spouse's age as of the spouse's birthday in that year. For </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Distribution Calendar Years</font><font style="font-family:Arial;font-size:10pt;">&#32;after the year of the surviving spouse's death, the remaining </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Life Expectancy</font><font style="font-family:Arial;font-size:10pt;">&#32;of the surviving spouse is calculated using the age of the surviving spouse as of the spouse's birthday in the calendar year of the spouse's death, reduced by one for each subsequent year.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(iii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">If the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;surviving spouse is not the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;sole </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary's</font><font style="font-family:Arial;font-size:10pt;">&#32;remaining life expectancy is calculated using the age of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">&#32;in the year following the year of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;death, reduced by one for each subsequent year. </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(iv)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">If the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;dies on or after the date distributions begin and there is no </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">&#32;as of September 30 of the year after the year of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;death, the minimum amount that will be distributed for each </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Distribution Calendar Year</font><font style="font-family:Arial;font-size:10pt;">&#32;after the year of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;death is the quotient obtained by dividing the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;account balance by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;remaining </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Life Expectancy</font><font style="font-family:Arial;font-size:10pt;">&#32;calculated using the age of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;in the year of death, reduced by one for each subsequent year. </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(e)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Death Before Distributions Begin</font><font style="font-family:Arial;font-size:10pt;">: </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(i)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">If the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;dies before the date distributions begin and there is a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">, the minimum amount that will be distributed for each </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Distribution Calendar Year</font><font style="font-family:Arial;font-size:10pt;">&#32;after the year of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;death is the quotient obtained by dividing the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;account balance by the remaining </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Life Expectancy</font><font style="font-family:Arial;font-size:10pt;">&#32;of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">, determined as provided in subsection 7.7(d). </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(ii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">If the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;dies before the date distributions begin and there is no </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">&#32;as of September 30 of the year following the year of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;death, distribution of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;entire interest will be completed by December 31 of the calendar year containing the fifth anniversary of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;death. </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(iii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">If the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;dies before the date distributions begin, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;surviving spouse is the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;sole </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">, and the surviving spouse dies before distributions are required to begin to the surviving spouse under subsection 7.7(b)(i), this subsection 7.7(e) will apply as if the surviving spouse were the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;. </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:192px;text-indent:-192px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(f)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">All distributions from the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be made in accordance with the requirements of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 401(a)(9), including </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 401(a)(9)(G), and the regulations and the Internal Revenue Service rulings and other interpretations issued thereunder. The provisions of Section 7.7 override any distribution options in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;inconsistent with </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 401(a)(9).  Notwithstanding the other provisions of  Section 7.7</font><font style="font-family:Arial;font-size:10pt;font-style:italic;">, </font><font style="font-family:Arial;font-size:10pt;">distributions may be made under a designation made before January 1, 1984, in accordance with Sec. 242(b)(2) of the Tax Equity and Fiscal Responsibility Act (TEFRA) and the provisions of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;that relate to Sec. 242(b)(2) of TEFRA.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">35</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(g)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;may, in its discretion, establish procedures for making such required distributions consistent with the provisions hereof.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">7.8</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Unclaimed Benefits</font><font style="font-family:Arial;font-size:10pt;">.  During the time when a benefit hereunder is payable to any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Terminated Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;or, if deceased, his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall mail by regular mail to such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">, at his last known address, a written demand for his then address, or for satisfactory evidence of his continued life, or both.  If such information is not furnished to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;within 12 months from the mailing of such demand, then the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;may, under rules established by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">, in its sole discretion, declare such benefit, or any unpaid portion thereof, suspended, with the result that such unclaimed benefit shall be treated as a forfeiture for the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;within which such 12&#8209;month period ends, but shall be subject to restoration through an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contribution</font><font style="font-family:Arial;font-size:10pt;">&#32;if the lost </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;or such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">&#32;later files a claim for such benefit.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">7.9</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Form of ESOP Benefit</font><font style="font-family:Arial;font-size:10pt;">.  Notwithstanding anything in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;to the contrary but subject to the provisions of subsections 7.5(c) and 7.7, the form of benefit payment available to a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">, unless the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;elects otherwise, shall be substantially equal periodic payments (not less frequently than annually) over a period not longer than the greater of (i) five (5) years, or (ii) in the case of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;whose vested portion of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;exceeds $500,000 (as adjusted by legislation or for cost-of-living increases), five (5) years plus one (1) additional year (not exceeding five (5) additional years) for each $100,000 (or fraction of $100,000) (as adjusted by legislation or for cost-of-living increases) by which the vested portion of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;exceeds $500,000 (as adjusted by legislation or for cost-of-living increases).</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">7.10</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">ESOP Cash Dividend Distributions</font><font style="font-family:Arial;font-size:10pt;">.  </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(a)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">, or if the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;has died, his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">, may elect to have cash dividends on </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation Stock</font><font style="font-family:Arial;font-size:10pt;">&#32;allocated to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;distributed to him under this Section. Dividends retained in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trust</font><font style="font-family:Arial;font-size:10pt;">&#32;under this Section shall be invested as directed under Section 3.9.  Notwithstanding both the dollar amount (if any) of any election under this Section and the preceding provisions of this Section, the amount actually paid under this Section shall not exceed the lesser of (i) the electing </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;share of the dividends subject to such election and (ii) his balance in his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;at the time of payment.  A dividend payment shall not be made to a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">&#32;whose qualified domestic relations order is pending approval by the Plan Administrator.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(b)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Notwithstanding subsection 7.10(a) above, a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;may affirmatively elect prior to the ex-dividend date to have 100% of the dividends paid to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trust</font><font style="font-family:Arial;font-size:10pt;">&#32;on </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation Stock</font><font style="font-family:Arial;font-size:10pt;">&#32;allocated to such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;or to have 100% of the cash dividends paid to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;in cash and distributed to him on or after the dividend payment date. A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;election to receive such cash dividends allocated to his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;becomes irrevocable as of 11:59 p.m. (Central Time) on the day prior to the ex-dividend date related to such dividend. An election under this subsection shall remain in effect for each subsequent dividend payment as long as a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;is eligible to receive a distribution or, if earlier, until changed by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">.  Dividends are paid quarterly as soon as administratively possible, on or after the dividend payment date. Dividends that are paid at the end of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;will be distributed no later than 90 days after the close of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;in which the dividends were payable. </font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(c)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Notwithstanding any other provisions of Section 7.1, a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be fully vested in any dividends paid to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trust</font><font style="font-family:Arial;font-size:10pt;">&#32;on </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation Stock</font><font style="font-family:Arial;font-size:10pt;">, and shall be entitled to receive a distribution of the entire amount of such dividends allocated to his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;in accordance with Section 7.7.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">7.11</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Direct Rollovers</font><font style="font-family:Arial;font-size:10pt;">.  Notwithstanding any provision of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;to the contrary that would otherwise limit a distributee's election under this Section, a distributee may elect, at the time and in the manner prescribed by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">, to have any portion of an eligible rollover distribution paid directly to a single eligible retirement plan specified by the distributee in a direct rollover.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">For purposes of this Section, the following definitions shall apply:</font></div><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(a)&#160;&#160;&#160;&#160;An "eligible rollover distribution" is any distribution of all or any portion of the balance to the credit of the distributee, except that an eligible rollover distribution does not include:  any distribution that is one of a series of substantially equal periodic payments (not less frequently than </font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">36</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">annually) made for the life (or life expectancy) of the distributee and the distributee's designated beneficiary, or for a specified period of ten years of more; any distribution to the extent that such distribution is required under </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 401(a)(9); and any hardship distribution.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(b)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">An "eligible retirement plan" is an individual retirement account described in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 408(a), an individual retirement annuity described in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 408(b), an annuity plan described in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 403(a), or a qualified trust described in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 401(a), an annuity contract described in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 403(b), or an eligible plan under </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 457(b) which is maintained by an employer described in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 457(e)(1)(A) and which agrees to separately account for amounts transferred into such plan from this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">.  However, in the case of a nonspouse designated beneficiary of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">, an eligible retirement plan is limited to an individual retirement plan as described in section 402(c)(8)B(i) or (ii) of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;established for the purpose of receiving the distribution.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(c)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">A "distributee" includes a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;surviving spouse and the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;spouse or former spouse who is the alternate payee under a qualified domestic relations order, as defined in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 414(p), are distributees with regard to the interest of the spouse or former spouse.  A distributee also including the nonspouse designated beneficiary of a deceased </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;as defined in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 402(c)(11).</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(d)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">A "direct rollover" is a payment by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;to the eligible retirement plan specified by the distributee.  For a nonspouse designated beneficiary, the payment must be a direct trustee-to-trustee transfer.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(e)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">A &#8220;qualified rollover contribution&#8221; is a direct rollover of a distribution from a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Account</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth Rollover Account</font><font style="font-family:Arial;font-size:10pt;">&#32;under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;and as described in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 408A(e).  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Account</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth Rollover Account</font><font style="font-family:Arial;font-size:10pt;">&#32;will only be made from the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;to:  (i) another designated Roth account of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;under an applicable retirement plan described in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;402(A)(e)(1), or (ii) a Roth IRA in a direct rollover subject to the rules and provisions set forth in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 408A and only to the extent the rollover is permitted under the rules of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 402(c).</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">This Section shall not be construed to alter any of the requirements for distributions or withdrawals under the remaining provisions of this Article VII and the provisions of Article VIII.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">7.12</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Limitations on Distribution of Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">.  Notwithstanding any other provision of the Plan to the contrary, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;and earnings thereon (except for the withdrawal of earnings provided under subsection 8.2(b)) shall not be distributed before one of the following events:</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:16px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(a)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee's</font><font style="font-family:Arial;font-size:10pt;">&#32;death, disability (as defined below), or severance from employment, as provided under </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 401(k) and applicable regulations; </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">&#32;(b)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee's</font><font style="font-family:Arial;font-size:10pt;">&#32;attainment of age 59&#189; or the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employee's</font><font style="font-family:Arial;font-size:10pt;">&#32;hardship, as provided under </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 401(k) and applicable regulations;</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:144px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(c)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">the termination of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;without the establishment or maintenance of a successor plan, as provided under </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 401(k) and applicable regulations;</font></div></td></tr></table><div style="line-height:120%;padding-top:16px;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Disability means that the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;has been determined by the Social Security Administration to be disabled and entitled to receive Social Security Disability benefits under Title II of the Federal Social Security Act.&#160; Only a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;who is determined by the Social Security Administration to be entitled to receive Social Security Disability benefits shall be determined by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;to be disabled for purposes of this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">.</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">7.13</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Jackson Products, Inc. 401(k) Plan Benefit</font><font style="font-family:Arial;font-size:10pt;">.  The vested account balance (&#8220;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Jackson Account</font><font style="font-family:Arial;font-size:10pt;">&#8221;) of each remaining participant (the &#8220;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Jackson Participant</font><font style="font-family:Arial;font-size:10pt;">&#8221;) in the Jackson Products Inc., Retirement and Profit Sharing Plan (the &#8220;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Jackson 401(k) Plan</font><font style="font-family:Arial;font-size:10pt;">&#8221;) shall be transferred to this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">.  Such amount representing contributions shall be transferred to and held in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Account,</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Account,</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Account</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Account</font><font style="font-family:Arial;font-size:10pt;">&#32;and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Rollover Account</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">37</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Such Jackson Account shall be invested according to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Jackson Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;existing elections under the Jackson 401(k) Plan in the Stable Income Fund (for amounts transferred from the SF Guaranteed Interest Account (Bapson Capital) in the Jackson 401(k) Plan), the Bond Index Fund (for amounts transferred from the PRM Core Bond Fund (Bapson Capital) and Prm High Yield (Bapson Capital) in the Jackson 401(k) Plan), the Target Date Conservative Fund (for amounts transferred from the Destination Retirement Income in the Jackson 401(k) Plan), the Target Date 2015 Fund (for amounts transferred from the Destination Retirement 2010 Fund in the Jackson 401(k) Plan), the Target Date 2025 Fund (for amounts transferred from the Destination Retirement 2020 Fund in the Jackson 401(k) Plan), the Target Date 2035 Fund (for amounts transferred from the Destination Retirement 2030 Fund in the Jackson 401(k) Plan), the Target Date 2045 Fund (for amounts transferred from the Destination Retirement 2040 Fund and Destination Retirement 2050 Fund in the Jackson 401(k) Plan), the Large Cap Value Index Fund (for amounts transferred from the Sel Fundamental Value Fund (Wellington) and Select Focused Value Fund (Harris) in the Jackson 401(k) Plan), the Stock Index Fund (for amounts transferred from the Sel Indexed Equity Fund (Northern Trust), the Prem Main Street Fund (OFI Inst), and the Leveraged Company Stock Fund (Fidelity Advisor) in the Jackson 401(k) Plan, the Large Cap Growth Index Fund (for amounts transferred from the American Funds Growth Fund of America and the Select Mid Cap Growth Equity II Fund (T. Rowe Price) in the Jackson 401(k) Plan), the Small Cap Index Fund (for amounts transferred from the Oppenheimer Small &amp; Mid Cap Value Fund, the Prm Small Company Opportunities Fund (OFI Inst) and the Select Small Company Growth Fund (Boston Co/Eagle) in the Jackson 401(k) Plan), and the International Index Fund (for amounts transferred from the Thornburg International Value Fund and the Prm International Equity Fund (OFI Inst) in the Jackson 401(k) Plan), subject to reallocation by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Jackson Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;pursuant to Section 3.8 hereof.</font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Jackson Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;who is not otherwise eligible under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;shall participate in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;hereunder only to the extent of his Jackson Account, and shall not be eligible to make </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;under Article III or to receive </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Matching Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;under Article IV by reason of such transfer.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Jackson Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;may request a distribution of his Jackson Account in the Plan in accordance with the applicable provisions of this Article VII and Article VIII.</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">7.14</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Waiver of 2009 Required Minimum Distribution</font><font style="font-family:Arial;font-size:10pt;">.  Notwithstanding Section 7.7 of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">, a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">&#32;who would have been required to receive required minimum distributions for 2009 but for the enactment of section 401(a)(9)(H) of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;(&#8220;2009 RMDs&#8221;), and who would have satisfied that requirement by receiving distributions that are (1) equal to the 2009 RMDs or (2) one or more payments in a series of substantially equal distributions (that include the 2009 RMDs) made at least annually and expected to last for the life (or life expectancy) of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">, the joint lives (or joint life expectancy) of the Participant and the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;designated </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">, or for a period of at least 10 years (&#8220;Extended 2009 RMDs&#8221;), will not receive those distributions for 2009 unless the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">&#32;chooses to receive such distributions. </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participants</font><font style="font-family:Arial;font-size:10pt;">&#32;and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiaries</font><font style="font-family:Arial;font-size:10pt;">&#32;described in the preceding sentence will be given the opportunity to elect to receive the distributions described in the preceding sentence.  A direct rollover will be offered for distributions that would be eligible rollover distributions without regard to </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 401(a)(9)(H).</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">7.15</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Kimtech 401(k) &amp; RCP Benefit</font><font style="font-family:Arial;font-size:10pt;">.  The vested account balances (&#8220;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Kimtech Accounts</font><font style="font-family:Arial;font-size:10pt;">&#8221;) of each hourly organized Kimtech Machinists and Kimtech Machinery Installation Union Participant (the &#8220;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Kimtech Participant</font><font style="font-family:Arial;font-size:10pt;">&#8221;) in the Kimberly-Clark Corporation 401(k) and Retirement Contribution Plan (the &#8220;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">RCP Plan</font><font style="font-family:Arial;font-size:10pt;">&#8221;) shall be transferred to this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">.  Such amount representing contributions shall be transferred to and held in the applicable </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Account,</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Matching Account,</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Account</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Account</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Retirement Contribution Account</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Rollover Account</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth Rollover Account</font><font style="font-family:Arial;font-size:10pt;">&#32;and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Rollover Account</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Kimtech Account</font><font style="font-family:Arial;font-size:10pt;">&#32;shall remain invested according to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Kimtech Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;existing elections under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">RCP Plan</font><font style="font-family:Arial;font-size:10pt;">, subject to reallocation by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Kimtech Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;pursuant to Section 3.8 hereof.  Any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">&#32;designation, contribution election, including a deemed election, or loan shall be transferred to this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;from the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">RCP Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;&#32;relating to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Kimtech Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;and continue to apply as if entered into under this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">.</font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Kimtech Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;who is not otherwise eligible under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;shall participate in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;hereunder only to the extent of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Kimtech Accounts</font><font style="font-family:Arial;font-size:10pt;">, and shall not be eligible to make </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth </font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">38</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">401(k) Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;under Article III or to receive </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;under Article IV by reason of such transfer.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Kimtech Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;may request a distribution of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Kimtech Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;in accordance with the applicable provisions of this Article VII and Article VIII.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">7.16</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">I-Flow Corporation Retirement Savings Plan Benefit</font><font style="font-family:Arial;font-size:10pt;">.  The vested account balance (&#8220;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">I-Flow Account</font><font style="font-family:Arial;font-size:10pt;">&#8221;) of each remaining participant (the &#8220;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">I-Flow Participant</font><font style="font-family:Arial;font-size:10pt;">&#8221;) in the I-Flow Corporation Retirement Savings Plan (the &#8220;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">I-Flow Retirement Plan</font><font style="font-family:Arial;font-size:10pt;">&#8221;) shall be transferred to this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">.  Such amount representing contributions shall be transferred to and held in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Account,</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Account,</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Rollover Account</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Account,</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Rollover Account</font><font style="font-family:Arial;font-size:10pt;">&#32;and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Account</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">I-Flow Account</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be invested according to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">I-Flow Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;existing elections under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">I-Flow Retirement Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;in the Small Cap Index Fund (for amounts transferred from the SmallCap World Index Fund in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">I-Flow Retirement Plan</font><font style="font-family:Arial;font-size:10pt;">), the International Index Fund (for amounts transferred from the New World Fund, the EuroPacific Growth Fund, the New Perspective Fund and the Capital World Growth &amp; Income Fund in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">I-Flow Retirement Plan</font><font style="font-family:Arial;font-size:10pt;">), the Large Cap Growth Index Fund (for amounts transferred from the Growth Fund of America Fund in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">I-Flow Retirement Plan</font><font style="font-family:Arial;font-size:10pt;">), the Large Cap Value Index Fund (for amounts transferred from the Capital Income Builder Fund in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">I-Flow Retirement Plan</font><font style="font-family:Arial;font-size:10pt;">), the Large Cap Stock Index Fund (for amounts transferred from the Fundamental Investors Fund, the Investment Company of America Fund and the American Balanced Funds in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">I-Flow Retirement Plan</font><font style="font-family:Arial;font-size:10pt;">), the Bond Index Fund (for amounts transferred from the Capital World Bond Fund and the Bond Fund of America in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">I-Flow Retirement Plan</font><font style="font-family:Arial;font-size:10pt;">), and the Money Market Fund (for amounts transferred from the U.S. Government Securities Fund and the American Funds Money Market Market Fund in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">I-Flow Retirement Plan</font><font style="font-family:Arial;font-size:10pt;">), subject to reallocation by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">I-Flow Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;pursuant to Section 3.8 hereof.</font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">I-Flow Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;who is not otherwise eligible under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;shall participate in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;hereunder only to the extent of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">I-Flow Account</font><font style="font-family:Arial;font-size:10pt;">, and shall not be eligible to make </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;under Article III or to receive </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Matching Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;">Contributions under Article IV by reason of such transfer.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">I-Flow Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;may request a distribution of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">I-Flow Account</font><font style="font-family:Arial;font-size:10pt;">&#32;in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;in accordance with the applicable provisions of this Article VII and Article VIII.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">7.17</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">AcryMed, Inc. 401(k) Retirement Savings Plan Benefit</font><font style="font-family:Arial;font-size:10pt;">.  The vested account balance (&#8220;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">AcryMed Account</font><font style="font-family:Arial;font-size:10pt;">&#8221;) of each remaining participant (the &#8220;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">AcryMed Participant</font><font style="font-family:Arial;font-size:10pt;">&#8221;) in the AcryMed, Inc. 401(k) Retirement Savings Plan (the &#8220;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">AcryMed 401(k) Plan</font><font style="font-family:Arial;font-size:10pt;">&#8221;) shall be transferred to this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">.  Such amount representing contributions shall be transferred to and held in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Account,</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Account,</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Account,</font><font style="font-family:Arial;font-size:10pt;">&#32;and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Rollover Account</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">AcryMed Account</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be invested according to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">AcryMed Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;existing elections under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">AcryMed 401(k) Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;in the Bond Index Fund (for amounts transferred from the Franklin Total Return Fund and the Loomis Sayles Investment Grade Bond Fund, in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">AcryMed 401(k) Plan</font><font style="font-family:Arial;font-size:10pt;">), the Money Market Fund (for amounts transferred from the Transamerica High Yield Bond Fund, the Oppenheimer International Bond Fund, the Fidelity Advisor Leveraged Company Fund, the American Funds Smallcap World Fund, the Vanguard European Stock Index Fund, the Vanguard Pacific Stock Index Fund, the Calvert Social Investment Fund, the Columbia Convertible Securities Fund, the Evergreen Precious Metals Fund, the Evergreen Utility and Telecommunications Fund, the First American Real Estate Securities Fund, the Franklin Biotechnology Discovery Fund, the Ivy Science &amp; Technology Fund, the Jennison Natural Resources Fund, the Jennison Utility Fund, the Mutual Financial Services Fund, the Transamerica Cash Management Fund, the Transamerica Balanced Fund, the Oppenheimer Global Fund and the SSgA MSCI Emerging Markets Fund in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">AcryMed 401(k) Plan</font><font style="font-family:Arial;font-size:10pt;">), the Target Date Conservative Fund (for amounts transferred from the Vanguard Target Retirement 2005 Fund in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">AcryMed 401(k) Plan</font><font style="font-family:Arial;font-size:10pt;">), the Target Date 2015 Fund (for amounts transferred from the Vanguard Target Retirement 2015 Fund in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">AcryMed 401(k) Plan</font><font style="font-family:Arial;font-size:10pt;">), the Target Date 2025 Fund (for amounts transferred from the Vanguard Target Retirement 2025 Fund in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">AcryMed 401(k) Plan</font><font style="font-family:Arial;font-size:10pt;">), the Target Date 2035 Fund (for amounts transferred from the Vanguard Target Retirement 2035 Fund in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">AcryMed 401(k) Plan</font><font style="font-family:Arial;font-size:10pt;">), the Target Date 2045 Fund (for amounts transferred from the Vanguard Target Retirement 2045 Fund in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">AcryMed 401(k) Plan</font><font style="font-family:Arial;font-size:10pt;">), the Large Cap Growth Index Fund (for amounts transferred from the American Funds Fundamental Investors Fund, the Alger Capital Appreciation Retirement Fund, the First American Mid Cap Growth Opp Fund, Thornburg Core Growth Fund, and the Janus Capital Appreciation Fund in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">AcryMed 401(k) Plan</font><font style="font-family:Arial;font-size:10pt;">), the Large Cap Value Index Fund (for amounts transferred from the Pioneer Cullen Value Fund, the Transamerica Partners Mid Value </font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">39</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Fund, the Mutual Quest Fund, and the Neuberger Berman Partners Fund in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">AcryMed 401(k) Plan</font><font style="font-family:Arial;font-size:10pt;">), the Large Cap Stock Index Fund (for amounts transferred from the Fidelity VIP II Contrafund Fund and the SSgA Mid-Cap Index Fund in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">AcryMed 401(k) Plan</font><font style="font-family:Arial;font-size:10pt;">), the Small Cap Index Fund (for amounts transferred from the Alger SmallCap Growth Fund, the American Century Small Cap Value Fund, the Neuberger Berman Genesis Fund, Oppenheimer Main Street Small Cap Fund, and the Transamerica Small/Mid Cap Value Fund in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">AcryMed 401(k) Plan</font><font style="font-family:Arial;font-size:10pt;">), the International Index Fund (for amounts transferred from the Alliance Bernstein International Value Fund, the American Funds EuroPacific Growth Fund and the Janus Adviser International Growth Fund in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">AcryMed 401(k) Plan</font><font style="font-family:Arial;font-size:10pt;">), subject to reallocation by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">AcryMed Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;pursuant to Section 3.8 hereof.</font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">AcryMed Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;who is not otherwise eligible under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;shall participate in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;hereunder only to the extent of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">AcryMed Account</font><font style="font-family:Arial;font-size:10pt;">, and shall not be eligible to make </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;under Article III or to receive </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Matching Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing</font><font style="font-family:Arial;font-size:10pt;">&#32;</font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Contributions under Article IV by reason of such transfer.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">AcryMed Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;may request a distribution of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">AcryMed Account</font><font style="font-family:Arial;font-size:10pt;">&#32;in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;in accordance with the applicable provisions of this Article VII and Article VIII.</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">7.18</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Chester, Marinette, Mobile, Neenah Cold Spring Facility (including former Lakeview satellite employees) and Everett 401(k) &amp; RCP Benefit</font><font style="font-family:Arial;font-size:10pt;">.  Effective December 31, 2014, at 11:59 p.m., the vested account balances (&#8220;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">RCP Accounts</font><font style="font-family:Arial;font-size:10pt;">&#8221;) of each hourly organized Chester, Marinette, Mobile, Neenah Cold Spring Facility (including former Lakeview satellite employees) and Everett Participant (the &#8220;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Collectively Bargained Participant</font><font style="font-family:Arial;font-size:10pt;">&#8221;) in the Kimberly-Clark Corporation 401(k) and Retirement Contribution Plan (the &#8220;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">RCP Plan</font><font style="font-family:Arial;font-size:10pt;">&#8221;) shall be transferred from the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">RCP Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;to this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;on January 1, 2015.  Such amount representing contributions shall be transferred to and held in the applicable </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Account,</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Matching Account,</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Account</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Account</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Retirement Contribution Account</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Rollover Account</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth Rollover Account</font><font style="font-family:Arial;font-size:10pt;">&#32;and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Rollover Account</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">RCP Account</font><font style="font-family:Arial;font-size:10pt;">&#32;shall remain invested according to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Collectively Bargained Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;existing elections under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">RCP Plan</font><font style="font-family:Arial;font-size:10pt;">, subject to reallocation by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Collectively Bargained Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;pursuant to Section 3.8 hereof.  Any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">&#32;designation, contribution election, including a deemed election, or loan shall be transferred to this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;from the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">RCP Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;relating to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Collectively Bargained Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;and continue to apply as if entered into under this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">.</font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Collectively Bargained Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;who is not otherwise eligible under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;shall participate in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;hereunder only to the extent of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">RCP Accounts</font><font style="font-family:Arial;font-size:10pt;">, and shall not be eligible to make </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;under Article III or to receive </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;under Article IV by reason of such transfer.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Collectively Bargained Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;may request a distribution of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">RCP Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;in accordance with the applicable provisions of this Article VII and Article VIII.</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">7.19</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Fullerton Mill Participants 401(k) &amp; RCP Benefit</font><font style="font-family:Arial;font-size:10pt;">.  Effective March 20, 2015, at 11:59 p.m., the vested account balances (&#8220;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">RCP Accounts</font><font style="font-family:Arial;font-size:10pt;">&#8221;) of each hourly organized Fullerton Mill Participant (the &#8220;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Collectively Bargained Participant</font><font style="font-family:Arial;font-size:10pt;">&#8221;) in the Kimberly-Clark Corporation 401(k) and Retirement Contribution Plan (the &#8220;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">RCP Plan</font><font style="font-family:Arial;font-size:10pt;">&#8221;) shall be transferred from the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">RCP Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;to this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;on March 21, 2015.  Such amount representing contributions shall be transferred to and held in the applicable </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Account,</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Matching Account,</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Account</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Account</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Retirement Contribution Account</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Rollover Account</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth Rollover Account</font><font style="font-family:Arial;font-size:10pt;">&#32;and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Rollover Account</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">RCP Account</font><font style="font-family:Arial;font-size:10pt;">&#32;shall remain invested according to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Collectively Bargained Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;existing elections under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">RCP Plan</font><font style="font-family:Arial;font-size:10pt;">, subject to reallocation by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Collectively Bargained Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;pursuant to Section 3.8 hereof.  Any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">&#32;designation, contribution election, including a deemed election, or loan shall be transferred to this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;from the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">RCP Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;relating to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Collectively Bargained Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;and continue to apply as if entered into under this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">.</font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Collectively Bargained Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;who is not otherwise eligible under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;shall participate in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;hereunder only to the extent of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">RCP Accounts</font><font style="font-family:Arial;font-size:10pt;">, and shall not be eligible to make </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;under Article III or to receive </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;</font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">40</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;under Article IV by reason of such transfer.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Collectively Bargained Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;may request a distribution of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">RCP Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;in accordance with the applicable provisions of this Article VII and Article VIII.</font></div><div style="line-height:120%;text-align:right;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">41</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">ARTICLE VIII</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">WITHDRAWALS AND LOANS</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">8.1</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Regular Withdrawals</font><font style="font-family:Arial;font-size:10pt;">.  A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">, subject to the conditions stated below, may make the following regular withdrawals:</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(a)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Such amounts as the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;may elect from the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contribution</font><font style="font-family:Arial;font-size:10pt;">, vested </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Matching Contribution</font><font style="font-family:Arial;font-size:10pt;">, and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Rollover Contribution</font><font style="font-family:Arial;font-size:10pt;">&#32;sections of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">; provided, such amounts (disregarding earnings and losses) have been in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;for at least 24 months; </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(b)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Such amounts as the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;may elect from his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Rollover Account</font><font style="font-family:Arial;font-size:10pt;">&#32;and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth Rollover Account</font><font style="font-family:Arial;font-size:10pt;">; and</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(c)  </font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;who has attained age 59&#189; may withdraw such amounts as he may elect from the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Account</font><font style="font-family:Arial;font-size:10pt;">, and vested </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Account</font><font style="font-family:Arial;font-size:10pt;">&#32;sections of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">.  </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Regular withdrawals for any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;are limited to two (2) per calendar year.</font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;not otherwise described above shall not be eligible to make withdrawals from his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer Accounts</font><font style="font-family:Arial;font-size:10pt;">.</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;&#160;&#160;&#160;</font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">8.2</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Hardship Withdrawals</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(a)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Upon the application of any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;who has not attained age 59&#189;, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">, in accordance with its uniform nondiscriminatory rules, may permit such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;to withdraw all or a portion (subject to subsection (b) below) of the amount in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;section of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;if the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;is able to demonstrate financial hardship and provided, however, that all amounts available as regular withdrawals described in Section 8.1 shall first be withdrawn.  A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be considered to have demonstrated financial hardship only if the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;demonstrates that the purpose of the withdrawal is to meet his immediate and heavy financial needs, the amount of the withdrawal does not exceed such financial needs, and the amount of the withdrawal is not reasonably available from other resources.  A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;making application under this Section 8.2 shall have the burden of demonstrating a financial hardship to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">, and the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall not permit withdrawal under this subsection without first receiving such proof.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;will be deemed to have demonstrated that the purpose of the withdrawal is to meet his immediate and heavy financial needs only if he represents that the distribution is on account of:</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(i)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">expenses for (or necessary to obtain) medical care that would be deductible under </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 213(d) (determined without regard to whether the expenses exceed 7.5% of adjusted gross income);</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(ii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">costs directly related to the purchase of a principal residence for the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;(excluding mortgage payments);</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">&#32;(iii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">payment of tuition, related educational fees, and room and board expenses for up to the next 12 months of post-secondary education for the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">, his spouse, children, or dependents (as defined in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 152, and, for taxable years beginning on or after January 1, 2005, without regard to </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 152(b)(1), (b)(2) and (d)(1)(B);</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">&#32;(iv)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">payments necessary to prevent eviction of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;from the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;principal residence or foreclosure on the mortgage on that residence; </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(v)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">payments for burial or funeral expenses for the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;deceased parent, spouse, children or dependents (as defined in section 152, and, for taxable years beginning on or after January 1, 2005, without regard to section 152(d)(1)(B)); or</font></div></td></tr></table><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">42</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(vi)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">expenses for the repair of damages to a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;principal residence that would qualify for the casualty deduction under </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 165 (determined without regard to whether the loss exceeds 10% of gross income).</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(b)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Moreover, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;will be deemed to have demonstrated that the amount of the withdrawal is unavailable from his other resources and in an amount not in excess of that necessary to satisfy his immediate and heavy financial needs only if each of the following requirements is satisfied:</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(i)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;represents that the distribution is not in excess of the amount of his immediate and heavy financial needs, except that the withdrawal may include any amounts necessary to pay any federal, state, or local income taxes or penalties reasonably anticipated to result from the withdrawal; and</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(ii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;has obtained all currently available distributions, including employee stock ownership plan distributions and dividends under </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 404(k) (but not hardship distributions), and all nontaxable loans currently available to him under all other qualified and nonqualified deferred compensation plans currently maintained by an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">In the event of any withdrawal by a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;pursuant to this Section 8.2, such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;under this Plan and his contributions under all other qualified and nonqualified deferred compensation plans maintained by an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be suspended for a period of 6 months following such withdrawal.</font></div><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(c)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">No hardship withdrawal shall exceed the balance then credited to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;section of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;(or, if less, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Current Market Value</font><font style="font-family:Arial;font-size:10pt;">&#32;thereof) nor shall any withdrawal include earnings on such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;accrued after December 31, 1988.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">8.3</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Distribution of Withdrawals</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(a)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Regular Withdrawals</font><font style="font-family:Arial;font-size:10pt;">.  Regular withdrawals under Section 8.1 of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be permitted as of any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Valuation Date</font><font style="font-family:Arial;font-size:10pt;">&#32;following </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Timely Notice</font><font style="font-family:Arial;font-size:10pt;">.  A distribution of a withdrawal shall be made as soon as practicable after the withdrawal request or such other time as specified by </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;rule.  A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;who is entitled to receive a regular withdrawal may on </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Timely Notice</font><font style="font-family:Arial;font-size:10pt;">&#32;elect to receive such distribution in the form of an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">All Stock Distribution</font><font style="font-family:Arial;font-size:10pt;">, a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Stock and Cash Distribution</font><font style="font-family:Arial;font-size:10pt;">&#32;or an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">All Cash Distribution</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(b)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Hardship Withdrawals</font><font style="font-family:Arial;font-size:10pt;">.  If a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;application for a hardship withdrawal is approved, the effective date for such withdrawal shall be the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Valuation Date</font><font style="font-family:Arial;font-size:10pt;">&#32;coincident with or immediately following such approval.  If the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;application for a hardship withdrawal is denied and, on appeal, subsequently approved, the effective date for such withdrawal shall be the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Valuation Date</font><font style="font-family:Arial;font-size:10pt;">&#32;coincident with or immediately following the date of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee's</font><font style="font-family:Arial;font-size:10pt;">&#32;decision on the appeal.  Hardship withdrawals will be made only in the form of an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">All Cash Distribution</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">8.4</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Miscellaneous</font><font style="font-family:Arial;font-size:10pt;">.  </font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(a)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Notwithstanding anything in this Article VIII to the contrary, the withdrawal and loan provisions of this Article VIII shall not apply for </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Terminated Participants</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participants</font><font style="font-family:Arial;font-size:10pt;">&#32;whose qualified domestic relations order is pending approval by the Plan Administrator.  Additionally notwithstanding anything in this Article VIII to the contrary, the loan provisions of this Article VIII shall not apply to a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;who is not paid for </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Service</font><font style="font-family:Arial;font-size:10pt;">&#32;under the United States based payroll.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(b)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">In the event of the death of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;on or after the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Valuation Date</font><font style="font-family:Arial;font-size:10pt;">&#32;with respect to which the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;has elected to make a withdrawal, but prior to the actual distribution thereof, and if the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;has notice of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;death prior to such distribution, then such distribution shall be made to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">&#32;by the same method as it would have been made to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;but for his death.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(c)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">No withdrawal shall be made directly from the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Self-Directed Brokerage Account</font><font style="font-family:Arial;font-size:10pt;">. A withdrawal of </font></div></td></tr></table><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">43</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;padding-left:96px;text-align:left;"><font style="font-family:Arial;font-size:10pt;">funds allocated to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Self-Directed Brokerage Account</font><font style="font-family:Arial;font-size:10pt;">&#32;must first be transferred or reallocated to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;in one or more of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Core Investment Funds</font><font style="font-family:Arial;font-size:10pt;">.  </font></div><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(d)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">No withdrawals may be made from a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Account</font><font style="font-family:Arial;font-size:10pt;">&#32;and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Retirement Contribution Account</font><font style="font-family:Arial;font-size:10pt;">.  Notwithstanding the foregoing, a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Terminated Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;may, by making a request in the manner prescribed by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">, withdraw all or any portion of the total value of the vested portion of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Account</font><font style="font-family:Arial;font-size:10pt;">&#32;and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Retirement Contribution Account</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(e)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">No withdrawals may be made for </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;until a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;employment with an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;is terminated (death, disability or severance from employment) or a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;has attained age 59 &#189;.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">8.5</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Waiver of Right to Withdraw</font><font style="font-family:Arial;font-size:10pt;">.  A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;who is on an assignment outside of the United States may waive his right to make a withdrawal pursuant to this Article VIII.  Any such waiver shall be in writing, in a form acceptable to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;and signed by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">, and shall be irrevocable.  The duration of a waiver hereunder may be for a stated period or until the occurrence of a specified event, at the election of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">, but in absence of such an election the waiver shall expire upon termination or completion of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;assignment outside the United States.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">8.6</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant Loans</font><font style="font-family:Arial;font-size:10pt;">.  For purposes of this Section 8.6, &#8220;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#8221; shall mean a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;who is a &#8220;party in interest&#8221; as defined in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">ERISA</font><font style="font-family:Arial;font-size:10pt;">&#32;section 3(14). Loans shall be available to </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participants</font><font style="font-family:Arial;font-size:10pt;">&#32;on a reasonably equivalent basis on the following conditions:</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(a)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;may, on </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Timely Notice</font><font style="font-family:Arial;font-size:10pt;">, request a loan from the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;under the following terms and conditions, provided that such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;may not request a loan from the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;if the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;has an outstanding loan (whether such outstanding loan has become a deemed distribution under Code section 72(p)) from the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;at the time of such request.  Also, a new loan may not be requested until thirty calendar days after the outstanding loan has been paid in full.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(b)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Loan amounts shall be at least $1,000 and shall not exceed the lesser of (i) 50% of the aggregate value of the vested balance of all the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;(except </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Retirement Contributions Account</font><font style="font-family:Arial;font-size:10pt;">&#32;and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Account</font><font style="font-family:Arial;font-size:10pt;">) as of the date of the loan request, less any amounts payable for pending withdrawal or (ii) $50,000 (reduced by the highest outstanding loan balance under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;during the one-year period ending on the day before the date on which the loan is made).  Loans under any other qualified plan sponsored by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;or an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Affiliated Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be aggregated with loans under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;in determining whether or not the limitation stated herein has been exceeded.  </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(c)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Loans shall be classified as either a General Purpose Loan or a Primary Residence Loan.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(i)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">A General Purpose Loan may be requested on </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Timely Notice</font><font style="font-family:Arial;font-size:10pt;">&#32;for any purpose other than for the purchase of a primary residence for the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">.  General Purchase Loans shall be for at least a 1 year term and not to exceed 4 years from the date of the loan.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(ii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">A Primary Residence Loan may be requested on </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Timely Notice</font><font style="font-family:Arial;font-size:10pt;">&#32;for the purchase (excluding mortgage payments) or construction of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;primary residence and may be made only upon receipt of proper documentation from the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">.  Primary Residence Loans shall be for at least a 1 year term and not to exceed 10 years from the date of the loan.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:144px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Notwithstanding the above, if an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">AcryMed Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;had a Primary Residence Loan at the time he became a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">, the Primary Residence Loan shall be for at least a 1 year term and not to exceed 30 years from the initial date of the loan.</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(d)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Loans shall be nonrenewable and nonextendable.  Loans shall be repaid through payroll deduction.  </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(e)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Loans shall be repaid (principal and interest) in periodic payments (not less frequently than quarterly) with substantially level amortization required over the term of the loan.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">44</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Notwithstanding the foregoing, a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;with an outstanding loan who is on an unpaid leave of absence with the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;(other than military leave), the loan payments are automatically suspended at the commencement of such leave of absence, for a period that is the lesser of (i) the period of the leave of absence or (ii) 12 months. The loan payments (including interest that accrues during the leave of absence) will automatically begin upon the return from unpaid leave of absence with the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;(or if earlier, the first anniversary of the leave of absence) with the amount of such periodic payments to be at a level amortization over the remaining period of the loan extended for the period of leave. However, the loan must be repaid by the latest date permitted under </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 72(p)(2)(B) and the amount of the installments due after the leave ends must not be less than the amount required under the terms of the original loan.  For loans whose term would pass the latest date permitted, the amount of the loan will be reamortized to be paid by the latest date permitted under </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 72(p)(2)(B).   </font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Notwithstanding the above, if a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;with an outstanding loan is a uniformed services Employee on military leave pursuant to </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 414(u)(4), the loan payments are automatically suspended at the commencement of such leave of absence.  The loan payments (including interest that accrues during the military service</font><font style="font-family:Arial;font-size:10pt;color:#ff0000;">&#32;</font><font style="font-family:Arial;font-size:10pt;">not to exceed the maximum permissible amount allowed by law) will automatically begin upon the return from military service with the amount of such periodic payments to be at a level amortization over the remaining period of the loan extended by the period absence. However, the loan must be repaid by the latest date permitted under </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 72(p)(2)(B) plus the period of military service and the amount of the installments due after the leave ends must not be less than the amount required under the terms of the original loan.  Notwithstanding the foregoing, loan payments will be suspended under this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;as permitted under </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 414(u)(4).  </font></div><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Also notwithstanding the above, a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;whose </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;are suspended pursuant to Section 3.7 may not elect to suspend his loan repayments.</font></div><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">If the aggregate value of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Terminated Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;exceeds $5,000 pursuant to Section 7.5(c) of the Plan, the Participant will be allowed to continue to make loan payments for the remainder of the loan term; provided, however if the aggregate value of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Terminated Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;in the Plan does not exceed $5,000, the Participant may repay the outstanding loan balance and accrued interest pursuant to the terms of this Section 8.6, prior to the Valuation Date and distribution specified in Section 7.5(c) of the Plan.</font></div><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(f)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Loans may be prepaid in full at any time without penalty.  Partial prepayments are permitted.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(g)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Each </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;receiving a loan hereunder shall receive a promissory note reflecting the charges involved in the transaction, including the dollar amount and annual interest rate of the finance charges.  </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(h)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">All loans hereunder shall be considered investments of a segregated account of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trust</font><font style="font-family:Arial;font-size:10pt;">&#32;directed by the borrower.  All loans shall be secured by up to 50% of the vested portion of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">, less any portion of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;which has been assigned to an alternate payee under a  qualified domestic relations order, to the extent necessary to secure the outstanding loan amount and applied to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">.  No additional security shall be permitted.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(i)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Interest shall be charged at a rate determined by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;and shall be determined with regard to interest rates currently being charged on similar commercial loans by persons in the business of lending money.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(j)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Any loan made to a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;hereunder shall be evidenced by a promissory note which shall be executed by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;in such manner and form as the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall determine.  Such promissory note shall contain the irrevocable consent of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;to payroll deductions.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(k)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Fees chargeable in connection with a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;loan may be charged, in accordance with a uniform and nondiscriminatory policy established by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">, against the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;to whom the loan is granted.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">45</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(l)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">All loans shall be made from the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;and pro rata from the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Core Investment Fund</font><font style="font-family:Arial;font-size:10pt;">&#32;in which such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;are then invested. If the requested loan amount exceeds the amount available in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Core Investment Fund</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be required to transfer the remainder from the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Self-Directed Brokerage Account</font><font style="font-family:Arial;font-size:10pt;">&#32;into one or more of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Core Investment Funds</font><font style="font-family:Arial;font-size:10pt;">&#32;before the loan will be issued. The loans from the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be deemed taken in the following order:  </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Rollover Account</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Account</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Rollover Account</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth Rollover Account</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Account</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Account</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Matching Account</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Account</font><font style="font-family:Arial;font-size:10pt;">.  The following are not available for a loan from the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">:  </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Retirement Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contributions</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(m)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Loan repayments to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be made on an after-tax basis and shall be allocated to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;(credited in reverse order in which the accounts were depleted when processed) and shall be invested in the available </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment Funds</font><font style="font-family:Arial;font-size:10pt;">&#32;on the basis of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;current investment election under Section 3.5 in effect at the time of such loan repayment.  </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:16px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(n)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">In the event that the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;fails to make any required loan repayment before a loan is repaid in full, the unpaid balance of the loan, with interest due thereon, shall become immediately due and payable, unless the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;determines otherwise. In the event that a loan becomes immediately due and payable (in &#8220;default&#8221;) pursuant to this Section 8.6, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;(or his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">&#32;in the event of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;death) may satisfy the loan by paying the outstanding balance in full within such time as may be specified by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;in a uniform and nondiscriminatory manner.  Otherwise, any such outstanding loan shall be deducted from the portion of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;vested </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;(based on the repayment hierarchy) before any benefit which is or becomes payable to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;or his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">&#32;is distributed.  In the case of a benefit which becomes payable to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;or his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">&#32;pursuant to Article 7 (or would be payable to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">&#32;but for such individual&#8217;s election to defer the receipt of benefits), the deduction described in the preceding sentence shall occur on the earliest date following such default on which the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">&#32;could receive payment of such benefit, had the proper application been filed or election been made, regardless of whether or not payment is actually made to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">&#32;on such date.  In the case of a benefit which becomes payable under any other provision, the deduction shall occur on the date such benefit is paid.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall also be entitled to take any and all other actions necessary and appropriate to enforce collection of the outstanding balance of the loan.  Failure of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;to strictly enforce </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;rights with respect to a default on a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;loan shall not constitute a waiver of such rights.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(o)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The outstanding loan balance or balances of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Jackson Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;under Section 7.13 under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Jackson 401(k) Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be transferred to, and repayment made to, this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;effective as of January 1, 2010, and shall be subject to the terms of this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;to the extent not inconsistent with the terms of the outstanding loan; provided, however, that a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Jackson Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;whose loan is transferred to this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;with past due loan payments shall have an extended grace period, as determined by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">, in which to avoid default under this Section 8.6, provided the total grace period under this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;and the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Jackson 401(k) Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;does not exceed the time period as provided under the final Treasury Regulations issued under </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 72(p).  Such outstanding loan balance shall be taken into account for all purposes under this Section 8.6.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Notwithstanding Section 8.6(a), </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Jackson Participants</font><font style="font-family:Arial;font-size:10pt;">&#32;whose loans were transferred to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;from the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Jackson 401(k) Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;and who at the time of such transfer had two (2) loans outstanding, may continue to have two (2) outstanding loans until such time as one of such loans is repaid, whereupon such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Jackson Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;shall not have more than one (1) loan outstanding at any time under this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;and all other tax qualified plans maintained by </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">. </font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">46</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">ARTICLE IX</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">BENEFITS ADMINISTRATION COMMITTEE</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">9.1</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Membership</font><font style="font-family:Arial;font-size:10pt;">.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall consist of at least three persons who shall be officers or directors of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employees</font><font style="font-family:Arial;font-size:10pt;">.  Members of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be appointed from time to time by, and shall serve at the pleasure of, the Chief Human Resources Officer of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation</font><font style="font-family:Arial;font-size:10pt;">.  The Chief Human Resources Officer shall appoint one of the members of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;to serve as chairman.  If the Chief Human Resources Officer does not appoint a chairman, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">, in its discretion, may elect one of its members as chairman.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall not receive compensation for its services.  </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;expenses shall be paid by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">9.2</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Powers</font><font style="font-family:Arial;font-size:10pt;">.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall have all such powers as may be necessary to discharge its duties hereunder, including, but not by way of limitation, the power to construe or interpret the Plan, to determine all questions of eligibility hereunder, to determine the method of payment of any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;hereunder, to adopt rules relating to the giving of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Timely Notice</font><font style="font-family:Arial;font-size:10pt;">, and to perform such other duties as may from time to time be delegated to it by the Chief Human Resources Officer of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation</font><font style="font-family:Arial;font-size:10pt;">.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;may prescribe such forms and systems and adopt such rules and actuarial methods and tables as it deems advisable.  It may employ such agents, attorneys, accountants, actuaries, medical advisors, or clerical assistants (none of whom need be members of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">) as it deems necessary for the effective exercise of its duties, and may delegate to such agents any power and duties, as it may deem necessary and appropriate.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">9.3</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Procedures</font><font style="font-family:Arial;font-size:10pt;">.  A majority of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;members shall constitute a quorum.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;may take any action upon a majority vote at any meeting at which a quorum is present, and may take any action without a meeting upon the unanimous written consent of all members.  All action by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be evidenced by a certificate signed by the chairman or by the secretary to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall appoint a secretary to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;who need not be a member of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">, and all acts and determinations of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be recorded by the secretary, or under his supervision.  All such records, together with such other documents as may be necessary for the administration of the Plan, shall be preserved in the custody of the secretary.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">9.4</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Rules and Decisions</font><font style="font-family:Arial;font-size:10pt;">.  All rules and decisions of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be uniformly and consistently applied to all </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Eligible Employees</font><font style="font-family:Arial;font-size:10pt;">&#32;and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participants</font><font style="font-family:Arial;font-size:10pt;">&#32;under this Plan in similar circumstances and shall be conclusive and binding upon all persons affected by them.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall have absolute discretion in carrying out its duties under the Plan.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">9.5</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Authorization of Payments</font><font style="font-family:Arial;font-size:10pt;">.  Subject to the provisions hereof, it shall be the duty of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;to furnish the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">&#32;with all facts and directions necessary or pertinent to the proper disbursement of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trust</font><font style="font-family:Arial;font-size:10pt;">&#32;funds.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">9.6</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Books and Records</font><font style="font-family:Arial;font-size:10pt;">.  The records of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be conclusive evidence as to all information contained therein with respect to the basis for participation in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;and for the calculation of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contribution</font><font style="font-family:Arial;font-size:10pt;">, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Retirement Contributions,</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Matching Contributions</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">9.7</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Perpetuation of the Committee</font><font style="font-family:Arial;font-size:10pt;">.  In the event that the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation</font><font style="font-family:Arial;font-size:10pt;">&#32;shall for any reason cease to exist, then, unless the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;is adopted and continued by a successor, the members of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;at that time shall remain in office until the final termination of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trust</font><font style="font-family:Arial;font-size:10pt;">, and any vacancies in the membership of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;caused by death, resignation, disability or other cause, shall be filled by the remaining member or members of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">9.8</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Claim Procedure</font><font style="font-family:Arial;font-size:10pt;">.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall establish a procedure for handling all claims by all persons.  In the event any claim is denied, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall provide a written explanation to the person stating the reasons for denial. </font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">9.9</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Allocation or Reallocation of Fiduciary Responsibilities</font><font style="font-family:Arial;font-size:10pt;">.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Named Fiduciary</font><font style="font-family:Arial;font-size:10pt;">&#32;may allocate powers and responsibilities not specifically allocated by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">, or reallocate powers and responsibilities specifically allocated by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">, to designated persons, partnerships or corporations other than the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">, and </font></div></td></tr></table><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">47</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;padding-left:48px;text-align:left;"><font style="font-family:Arial;font-size:10pt;">the members of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;may allocate their responsibilities under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;among themselves.  Any such allocation, reallocation, or designation shall be in writing and shall be filed with and retained by the secretary of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;with the records of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">.  Notwithstanding the foregoing, no reallocation of the responsibilities provided in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trust</font><font style="font-family:Arial;font-size:10pt;">&#32;to manage or control the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trust</font><font style="font-family:Arial;font-size:10pt;">&#32;assets shall be made other than by an amendment to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trust</font><font style="font-family:Arial;font-size:10pt;">.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">9.10</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Administrator</font><font style="font-family:Arial;font-size:10pt;">.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be the Plan Administrator as described in ERISA.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">9.11</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Service of Process</font><font style="font-family:Arial;font-size:10pt;">.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be the designated recipient of service of process with respect to legal actions regarding the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">48</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">ARTICLE X</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">AMENDMENT AND TERMINATION</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">10.1</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Amendment and Termination</font><font style="font-family:Arial;font-size:10pt;">.  While it is intended that the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;shall continue in effect indefinitely, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Board</font><font style="font-family:Arial;font-size:10pt;">&#32;may from time to time modify, alter or amend the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;or the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trust</font><font style="font-family:Arial;font-size:10pt;">, and may at any time order the temporary suspension or complete discontinuance of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;or may terminate the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">, provided, however, that</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(i)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">no such action shall make it possible for any part of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trust</font><font style="font-family:Arial;font-size:10pt;">&#32;assets (except such part as is used for the payment of expenses) to be used for or diverted to any purpose other than for the exclusive benefit of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participants</font><font style="font-family:Arial;font-size:10pt;">&#32;or their </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiaries</font><font style="font-family:Arial;font-size:10pt;">;</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(ii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">no such action shall adversely affect the rights or interests of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participants</font><font style="font-family:Arial;font-size:10pt;">&#32;theretofore vested under the Plan; and</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:144px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(iii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">in the event of termination of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;or complete discontinuance of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;hereunder, all rights and interests of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participants</font><font style="font-family:Arial;font-size:10pt;">&#32;not theretofore vested shall become vested as of the date of such termination or complete discontinuance.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Any action permitted to be taken by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Board</font><font style="font-family:Arial;font-size:10pt;">&#32;under the foregoing provision regarding the modification, alteration or amendment of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;or the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trust</font><font style="font-family:Arial;font-size:10pt;">&#32;may be taken by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Chief Human Resources Officer</font><font style="font-family:Arial;font-size:10pt;">&#32;of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation</font><font style="font-family:Arial;font-size:10pt;">, using its prescribed procedures, if such action</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(1)&#160;&#160;&#160;&#160;is required by law, </font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">(2)&#160;&#160;&#160;&#160;is required by collective bargaining, or</font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:192px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:144px;"><font style="font-family:Arial;font-size:10pt;">(3)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">is estimated not to increase the annual cost of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;by more than $5,000,000, or</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:192px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:144px;"><font style="font-family:Arial;font-size:10pt;">(4)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">is estimated not to increase the annual cost of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;by more than $25,000,000, provided such action is approved and duly executed by the Chief Executive Officer of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:144px;text-indent:-96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Any action taken by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Board</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Chief Human Resources Officer</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be made by or pursuant to a resolution duly adopted by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Board</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Chief Human Resources Officer</font><font style="font-family:Arial;font-size:10pt;">&#32;and shall be evidenced by such resolution or by a written instrument executed by such persons as the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Board</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Chief Human Resources Officer</font><font style="font-family:Arial;font-size:10pt;">&#32;shall authorize for such purpose.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Chief Human Resources Officer</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;">shall report to the Chief Executive Officer of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation</font><font style="font-family:Arial;font-size:10pt;">&#32;before January&#160;31 of each year all action taken by it hereunder during the preceding calendar year.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">However, nothing herein shall be construed to prevent any modification, alteration or amendment of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;or of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trust</font><font style="font-family:Arial;font-size:10pt;">&#32;which is required in order to comply with any law relating to the establishment or maintenance of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trust</font><font style="font-family:Arial;font-size:10pt;">, including but not limited to the establishment and maintenance of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trust</font><font style="font-family:Arial;font-size:10pt;">&#32;as a qualified employee plan or trust under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">, even though such modification, alteration, or amendment is made retroactively or adversely affects the rights or interests of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">.</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;padding-bottom:16px;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Except as permitted by Treasury Regulations, no </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;amendment or transaction having the effect of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;amendment (such as a merger, plan transfer or similar transaction) shall be effective to the extent it eliminates or reduces any &#8220;Section&#160;411(d)(6) protected benefit&#8221; or adds or modifies conditions relating to &#8220;Section&#160;411(d)(6) protected benefits,&#8221; the result of which is a further restriction on such benefit, unless such protected benefits are preserved with respect to benefits accrued as of the later of the adoption date or effective date of the amendment.&#160; &#8220;Section&#160;411(d)(6) protected benefits&#8221; are benefits described in </font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">49</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;padding-bottom:16px;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Section&#160;411(d)(6)(A) of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">, which are early retirement benefits and retirement-type subsidies, and optional forms of benefit.</font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">10.2</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Ambiguous Plan Provisions</font><font style="font-family:Arial;font-size:10pt;">.    If, due to errors in drafting, any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;provision does not accurately reflect its intended meaning, as demonstrated by consistent interpretations or other evidence of intent, or as determined by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;in its sole and exclusive judgment, the provision shall be considered ambiguous and shall be interpreted in a fashion consistent with its intent, as determined by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;in its sole discretion.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be amended retroactively to cure any such ambiguity.  This section may not be invoked by any person or the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company</font><font style="font-family:Arial;font-size:10pt;">&#32;to require the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;to be interpreted in a manner that is inconsistent with its interpretation by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">50</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">ARTICLE XI</font></div><div style="line-height:120%;text-align:center;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">MISCELLANEOUS</font></div><div style="line-height:120%;text-align:center;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">11.1</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Non-Guarantee of Employment</font><font style="font-family:Arial;font-size:10pt;">.  Nothing contained in this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be construed as a contract of employment between an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;and a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">, or as a right of any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;to be continued in the employment of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">, or as a limitation of the right of an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;to discharge any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;with or without cause.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">11.2</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Rights to Trust Assets</font><font style="font-family:Arial;font-size:10pt;">.  No </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;or any other person shall have any right to, or interest in, any part of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trust</font><font style="font-family:Arial;font-size:10pt;">&#32;assets upon termination of his employment or otherwise, except as provided from time to time under this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">, and then only to the extent of the amounts due and payable to such person out of the assets of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trust</font><font style="font-family:Arial;font-size:10pt;">.  All payments as provided for in this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be made solely out of the assets of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trust</font><font style="font-family:Arial;font-size:10pt;">&#32;and neither the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">, nor any member of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;or the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Named Fiduciary</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be liable therefor in any manner.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;shall have no beneficial interest of any nature whatsoever in any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;after the same have been received by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">, or in the assets, income or profits of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trust</font><font style="font-family:Arial;font-size:10pt;">, or any part thereof, except to the extent that forfeitures as provided in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be applied to reduce the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">.</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">11.3</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Disclaimer of Liability</font><font style="font-family:Arial;font-size:10pt;">.  Neither the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">, nor any member of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;or the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Named Fiduciary</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be held or deemed in any manner to guarantee the funds of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trust</font><font style="font-family:Arial;font-size:10pt;">&#32;against loss or depreciation.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">11.4</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Non-Recommendation of Investment</font><font style="font-family:Arial;font-size:10pt;">.  The availability of any security hereunder shall not be construed as a recommendation to invest in such security.  The decision as to the choice of investment of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;must be made solely by each </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">, and no officer or employee of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation</font><font style="font-family:Arial;font-size:10pt;">&#32;or the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">&#32;is authorized to make any recommendation to any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;concerning the allocation of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;hereunder.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">11.5</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Indemnification of Committee</font><font style="font-family:Arial;font-size:10pt;">.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;shall indemnify the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;and the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Named Fiduciary</font><font style="font-family:Arial;font-size:10pt;">&#32;and each member thereof and hold them harmless from the consequences of their acts or conduct in their official capacity, including payment for all reasonable legal expenses and court costs, except to the extent that such consequences are the result of their own willful misconduct or breach of good faith.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">11.6</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Selection of Investments</font><font style="font-family:Arial;font-size:10pt;">.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trustee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall have the sole discretion to select investments for the various funds provided for herein even though the same may not be legal investments for trustees under the laws applicable thereto.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">11.7</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Non-Alienation</font><font style="font-family:Arial;font-size:10pt;">.  Except as otherwise provided herein, no right or interest of any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">&#32;in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;and the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Trust</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be subject in any manner to anticipation, alienation, sale, transfer, assignment, pledge, encumbrance, charge, attachment, garnishment, execution, levy, bankruptcy, or any other disposition of any kind, either voluntary or involuntary, prior to actual receipt of payment by the person entitled to such right or interest under the provisions hereof, and any such disposition or attempted disposition shall be void.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">11.8</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Facility of Payment</font><font style="font-family:Arial;font-size:10pt;">.  If the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;has notice that a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;entitled to a distribution hereunder, or his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">, is incapable of caring for his own affairs, because of illness or otherwise, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;may direct that any distribution from such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;may be made, in such shares as the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall determine, and to such other person or persons as the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;may determine, until such date as the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall determine that such incapacity no longer exists.  The </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be under no obligation to see to the proper application of the distributions so made to such person or persons, and any such distribution shall be a complete discharge of any liability under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;to such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">, or his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">, to the extent of such distribution.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">11.9</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Allocation in the Event of Advance Contributions</font><font style="font-family:Arial;font-size:10pt;">.  In the event that the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer's</font><font style="font-family:Arial;font-size:10pt;">&#32;tax deduction with respect to amounts contributed to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;pursuant to Articles III and IV for the months in the final quarter </font></div></td></tr></table><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">51</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;padding-left:48px;text-align:left;"><font style="font-family:Arial;font-size:10pt;">of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;results in such amounts being deemed advanced contributions of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;with respect to the taxable year of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;ending within such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">, such amounts shall be considered allocated pursuant to Articles III and IV, as applicable, as of the last day of such taxable year.</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">11.10</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Action by a Committee of the Board</font><font style="font-family:Arial;font-size:10pt;">.  Any action which is required or permitted to be taken by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Board</font><font style="font-family:Arial;font-size:10pt;">&#32;under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;may be taken by the Compensation Committee of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Board</font><font style="font-family:Arial;font-size:10pt;">&#32;or any other duly authorized committee of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Board</font><font style="font-family:Arial;font-size:10pt;">&#32;designated under the By-Laws of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">11.11</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Qualified Domestic Relations Orders</font><font style="font-family:Arial;font-size:10pt;">.  Anything in this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;to the contrary notwithstanding:</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(a)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Alternate Payee's Accounts</font><font style="font-family:Arial;font-size:10pt;">.  An alternate payee under a domestic relations order determined by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation</font><font style="font-family:Arial;font-size:10pt;">&#32;to be a qualified domestic relations order (as defined in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 414(p)) shall have established and maintained for him separate </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;similar to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;specified in the qualified domestic relations order. The alternate payee's </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be credited with his interest in such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">, as determined under the qualified domestic relations order.  Notwithstanding the foregoing, if the amount allocated to the alternate payee exceeds the amount available in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Core Investment Fund</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be required to transfer the remainder from the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Self-Directed Brokerage Account</font><font style="font-family:Arial;font-size:10pt;">&#32;into one or more of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Core Investment Funds</font><font style="font-family:Arial;font-size:10pt;">&#32;prior to the date the funds are transferred to the alternate payee's separate </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">. Subsection 6.2(c) and Sections 6.3, 6.4, and 6.5 shall apply to the alternate payee's </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;as if the alternate payee were a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(b)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment of Alternate Payee's Accounts</font><font style="font-family:Arial;font-size:10pt;">. An alternate payee may on </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Timely Notice</font><font style="font-family:Arial;font-size:10pt;">&#32;elect to reallocate or transfer all or any percentage portion of any of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;or both, consistent with subsection 6.1(a).  An alternate payee's interest arising from this reallocation shall be invested in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment Funds</font><font style="font-family:Arial;font-size:10pt;">&#32;in accordance with the Alternate Payee's directions. For purposes of subsection 6.1(b), any such reallocation shall be treated as a reallocation in accordance with subsection 6.1(a).  </font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(c)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Alternate Payee's Beneficiary</font><font style="font-family:Arial;font-size:10pt;">.  The Alternate Payee may designate on </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Timely Notice</font><font style="font-family:Arial;font-size:10pt;">&#32;a beneficiary.  If no such person is validly designated or if the designated person predeceases the alternate payee, the beneficiary of the Alternate Payee shall be his estate.  The beneficiary of the Alternate Payee shall be accorded under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;all the rights and privileges of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">&#32;of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;in the same manner as provided in Section 7.5 (except that no spousal consent shall be required).  If the Alternate Payee does not designate a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">, or if the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">&#32;predeceases the Alternate Payee, benefits payable to the Alternate Payee which have not been distributed shall be paid to the Alternate Payee&#8217;s estate.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(d)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Distribution to Alternate Payee</font><font style="font-family:Arial;font-size:10pt;">.  An Alternate Payee shall be entitled to receive a distribution from the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;in accordance with the Qualified Domestic Relations order relating to the Alternate Payee.  Such distribution may be made only in a method provided in Section 7.5 and shall include only such amounts as have become vested.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(e)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Vesting of Alternate Payee's Accounts</font><font style="font-family:Arial;font-size:10pt;">.  In the event that the Qualified Domestic Relations Order provides for all or part of the non-vested portion of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;to be credited to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;of the Alternate Payee, such amounts shall vest and/or be forfeited at the same time and in the same manner as the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;specified in the Qualified Domestic Relations Order; provided, however, that no forfeiture shall result to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;of the Alternate Payee due to any distribution to or withdrawal by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;from his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;or any distribution to or withdrawal by the Alternate Payee from the vested portion of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;of the Alternate Payee.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(f)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Processing Fee</font><font style="font-family:Arial;font-size:10pt;">.  In the event a Qualified Domestic Relations Order is submitted to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Administrator</font><font style="font-family:Arial;font-size:10pt;">&#32;for review and processing, a processing fee of $675 will be charged to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;per initial Qualified Domestic Relations Order for the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">11.12</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Compensation Limit</font><font style="font-family:Arial;font-size:10pt;">.  In addition to other applicable limitations which may be set forth in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;and notwithstanding any other contrary provision of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">, compensation taken into account under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;for a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;shall not exceed the limit prescribed by Section 401(a)(17) of the Code. </font></div></td></tr></table><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">52</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">11.13</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Recovery of Overpayments</font><font style="font-family:Arial;font-size:10pt;">.&#160; If it is determined that any amount paid to an individual under this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;should not have been paid or should have been paid in a lesser amount, written notice thereof shall be given and such individual shall promptly repay the amount of the overpayment to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">.&#160; If such individual fails to repay the overpayment promptly, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;may, in its sole discretion, recover the amount of such overpayment from any monies then payable, or which may become payable to or on behalf of the individual, under this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">.&#160; If insufficient payments are available for such recovery, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">, on behalf of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">, may, in its sole discretion, arrange to recover the amount of such overpayment from any monies in the form of wages or other benefits under other plans of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;which are then payable, or which may become payable, to such individual as permitted by law. Notwithstanding the foregoing, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;in all cases reserves the right to pursue collection of any remaining overpayments if the above recovery efforts under this paragraph have failed.&#160; </font></div></td></tr></table><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">53</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">ARTICLE XII</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">LIMITATIONS ON BENEFITS</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;padding-bottom:16px;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">12.1   </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Limitation on Annual Additions.</font></div><table cellpadding="0" cellspacing="0" style="padding-bottom:16px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(a)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The annual addition with respect to any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;for a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;shall not exceed the lesser of: (i) $49,000 (or such larger amount determined by the Secretary of the Treasury for purposes of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 415(c)(1)(A) pursuant to Code section 415(d)) or (ii) 100% of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Compensation</font><font style="font-family:Arial;font-size:10pt;">&#32;for such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;padding-bottom:16px;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">For purposes of this Section 12.1, all defined contribution plans of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">, whether or not terminated, shall be treated as one defined contribution plan.  In addition, all employers who are members of the same controlled group of corporations (within the meaning of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;sections 414(b) and (c), as modified by section 415(h) of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">) as the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Corporation</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be treated as a single employer for purposes of this Section 12.1.</font></div><table cellpadding="0" cellspacing="0" style="padding-bottom:16px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(b)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">For purposes of this Section 12.1, annual addition means the sum of the following amounts allocable to a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#8217;s </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;for a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">:</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(1) </font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">contributions made by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">, </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(2)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">contributions made by a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">, </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(3)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">reallocated forfeitures, if any, and </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(4)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">any other amounts that are considered &#8220;annual additions&#8221; under Section 415(c)(2) of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">In no event shall annual additions include rollover contributions made by a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;in accordance with Section 3.3(d).</font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="padding-bottom:16px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(c)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">In any case where a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;is, or has been, included in another retirement plan of an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">, the limitation set forth herein shall be reduced to the extent required under Section 415 of the Code if the reduction is not accomplished under such other retirement plan.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:16px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(d)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">If the annual additions for a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;exceed the limits set forth in this Section 12.1 as a result of:  (i) the allocation of forfeitures, (ii) a reasonable error in estimating a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Compensation</font><font style="font-family:Arial;font-size:10pt;">, (iii) a reasonable error in determining the amount of elective deferrals (within the meaning of Section 402(g)(3) of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">) that may be made with respect to any individual under the limits of Section 415 of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">, or (iv)&#160;other facts and circumstances which the Commissioner of the Service finds justifiable, the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Committee</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;">shall correct such excess annual additions as permitted under Revenue Procedure 2008-50 or its successor to return to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">After-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;(including any earnings thereon to the extent permitted by law), </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Roth 401(k) Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;(including any earnings thereon to the extent permitted by law), and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Before-Tax Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;">(including any earnings thereon to the extent permitted by law), (unmatched </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;will be refunded first) for the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;to the extent such return would reduce the excess amount in the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">.  Any remaining excess attributable to </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;and, if necessary, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Profit Sharing Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be held in a suspense account and used to reduce </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;for the next </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;(and succeeding </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Years</font><font style="font-family:Arial;font-size:10pt;">, as necessary) for such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">.  If such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;is not covered under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;as of the end of any such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">, the excess amount shall be held in a suspense account and used to reduce </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;for the next </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;(and succeeding </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Years</font><font style="font-family:Arial;font-size:10pt;">&#32;as necessary) for all remaining </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participants</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(e)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Notwithstanding any provision to the contrary, the correction of any excess annual additions described in this Section 12.1 shall be interpreted and administered in compliance with Section 415 of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;and the Treasury Regulations thereunder.</font></div></td></tr></table><div style="line-height:120%;text-align:left;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">54</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">12.2</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Limit</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">The amount of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;for a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;is limited to 12% of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;Section 401(a)(17) limit; provided that for purposes of applying this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;limit, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;shall not include </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;made as catch-up contributions in accordance with </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 414(v).</font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">55</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">ARTICLE XIII</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">MERGER</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">No merger or consolidation with or transfer of any assets or liabilities to any other plan shall be made unless, upon completion thereof, the value of each </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;shall immediately after said merger, consolidation, or transfer be equal to or greater than the value of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant's</font><font style="font-family:Arial;font-size:10pt;">&#32;</font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Account</font><font style="font-family:Arial;font-size:10pt;">&#32;immediately before the merger, consolidation, or transfer (if the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;had then terminated).</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:right;padding-left:96px;text-indent:-96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:right;padding-left:96px;text-indent:-96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:right;padding-left:96px;text-indent:-96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:right;padding-left:96px;text-indent:-96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">56</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">ARTICLE XIV</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">TOP-HEAVY REQUIREMENTS</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:48px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:0px;"><font style="font-family:Arial;font-size:10pt;">14.1</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Top-Heavy Requirements</font><font style="font-family:Arial;font-size:10pt;">. Notwithstanding any other provisions of this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">, the following rules shall apply for any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan&#160;Year</font><font style="font-family:Arial;font-size:10pt;">&#32;if as of the last day of the preceding </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan&#160;Year</font><font style="font-family:Arial;font-size:10pt;">, based on valuations as of such date, the sum of the present value of accrued benefits and </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;of "key employees" exceeds 60% of a similar sum for all employees under each plan of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;or any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Affiliated Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;in which a "key employee" participates and each other plan of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;or any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Affiliated Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;which enables any such plan to meet the requirements of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 401(a)(4) or 410.  The present values of accrued benefits and the amounts of account balances of an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;as of the determination date shall be increased by the distributions made with respect to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;and any plan aggregated with the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;under </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 416(g)(2) during the 1-year period ending on the determination date.  The preceding sentence shall also apply to distributions under a terminated plan which, had it not been terminated, would have been aggregated with the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;under </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 416(g)(2)(A)(i). In the case of a distribution made for a reason other than severance from employment, death, or disability, this provision shall be applied by substituting "5-year period" for "1-year period." A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan&#160;Year</font><font style="font-family:Arial;font-size:10pt;">&#32;during which such rules apply shall be known as a "Top-Heavy Plan Year."</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Except to the extent provided in regulations, any rollover contribution (or similar transfer) initiated by the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;and made after December 31, 1983, to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;shall not be taken into account with respect to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;for purposes of determining whether the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;is a top-heavy plan (or whether any aggregation group which includes such plan is a top-heavy group).</font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"></font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Key Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;means any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;or former </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">, or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Beneficiary</font><font style="font-family:Arial;font-size:10pt;">&#32;of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">, who, for any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Year</font><font style="font-family:Arial;font-size:10pt;">&#32;in the Determination Period is:&#160; </font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">An officer of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;having </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Compensation</font><font style="font-family:Arial;font-size:10pt;">&#32;from the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;and any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Affiliated Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;greater than $160,000 (as adjusted under Section 416(i)(1) of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">);&#160; </font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">An individual who is a Five Percent Owner of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;within the meaning of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 416(i)(l)(B)(i); or </font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">An individual who is a One Percent Owner of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;within the meaning of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 416(i)(l)(B)(ii), and whose annual </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Compensation</font><font style="font-family:Arial;font-size:10pt;">&#32;exceeds $160,000. </font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Notwithstanding the foregoing, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Key Emp</font><font style="font-family:Arial;font-size:10pt;">loyee shall have the meaning set forth in </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 416(i) and the Treasury Regulations thereunder, which are incorporated herein by reference.</font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">For purposes of determining whether an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;or former </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;is an officer under this Section, an officer of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;shall have the meaning set forth in the regulations under </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 416(i).&#160; </font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">For purposes of this Section, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Compensation</font><font style="font-family:Arial;font-size:10pt;">&#32;means </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Compensation</font><font style="font-family:Arial;font-size:10pt;">&#32;determined for the definition of a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Highly Compensated Employee</font><font style="font-family:Arial;font-size:10pt;">.&#160; </font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">For purposes of determining ownership hereunder, employers that would otherwise be aggregated as </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Affiliated Employers</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be treated as separate employers.&#160; </font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(a)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Vesting</font><font style="font-family:Arial;font-size:10pt;">.  A </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">&#32;who is credited with an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Hour&#160;of&#160;Service</font><font style="font-family:Arial;font-size:10pt;">&#32;during the Top-Heavy Plan Year, or in any </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan&#160;Year</font><font style="font-family:Arial;font-size:10pt;">&#32;after the Top-Heavy Plan Year, and who has completed at least two years of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Service</font><font style="font-family:Arial;font-size:10pt;">&#32;shall have a nonforfeitable right to 100% of his </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer&#160;Accounts</font><font style="font-family:Arial;font-size:10pt;">&#32;and no such amount may become forfeitable if the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;later ceases to be Top-Heavy nor may such amount be forfeited under the provisions of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;sections 411(a)(3)(B) (relating to suspension of benefits upon reemployment) or 411(a)(3)(D) (relating to forfeitures upon withdrawal of mandatory contributions). </font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(b)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Required&#160;Contributions</font><font style="font-family:Arial;font-size:10pt;">.  Each </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;shall contribute on behalf of each employee eligible to </font></div></td></tr></table><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">57</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;padding-left:96px;text-align:left;"><font style="font-family:Arial;font-size:10pt;">participate in the Plan, the lesser of:</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(i)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">3% of such employee's compensation (within the meaning of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 415); or</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:144px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:96px;"><font style="font-family:Arial;font-size:10pt;">(ii)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">the percentage of such employee's compensation (within the meaning of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 415) which is equal to the percentage at which contributions were made for that </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan&#160;Year</font><font style="font-family:Arial;font-size:10pt;">&#32;on behalf of the "key employee" for whom such percentage is the greatest for such </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan&#160;Year</font><font style="font-family:Arial;font-size:10pt;">, as prescribed by </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 416(c)(2)(B) and regulations thereunder.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(c)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;shall be taken into account for purposes of satisfying the minimum contribution requirements of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 416(c)(2) and the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">. The preceding sentence shall apply with respect to </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;under the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;or, if the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;provides that the minimum contribution requirement shall be met in another plan, such other plan.  </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;that are used to satisfy the minimum contribution requirements shall be treated as </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Company Match Safe Harbor Contributions</font><font style="font-family:Arial;font-size:10pt;">&#32;for purposes of the actual contribution percentage test and other requirements of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 401(m).   Any contribution made pursuant to this subsection 14.1(c) shall be allocated according to a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant&#8217;s</font><font style="font-family:Arial;font-size:10pt;">&#32;elections among the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Investment Funds</font><font style="font-family:Arial;font-size:10pt;">&#32;on behalf of the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employee</font><font style="font-family:Arial;font-size:10pt;">&#32;for whom such contribution is made.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(d)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Additional&#160;Limitations</font><font style="font-family:Arial;font-size:10pt;">.  The provisions of this Section 14.1 shall be interpreted in accordance with the provisions of </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Code</font><font style="font-family:Arial;font-size:10pt;">&#32;section 416 and any regulations thereunder, which are hereby expressly incorporated by reference.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:96px;"></td><td></td></tr><tr><td style="vertical-align:top"><div style="line-height:120%;font-size:10pt;padding-left:48px;"><font style="font-family:Arial;font-size:10pt;">(e)</font></div></td><td style="vertical-align:top;"><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Coordination</font><font style="font-family:Arial;font-size:10pt;">.  In the event a top heavy minimum contribution or benefit is required under this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;or a defined benefit plan of an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;that covers a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">, the top heavy minimum contribution or benefit, as appropriate, shall be provided in this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">.  In the event a top heavy minimum contribution is required under this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;or another defined contribution plan of an </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#32;that covers a </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Participant</font><font style="font-family:Arial;font-size:10pt;">, the top heavy minimum contribution shall be provided in this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">.</font></div></td></tr></table><div style="line-height:120%;text-align:left;padding-left:96px;text-indent:-96px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Notwithstanding the above, the Top-Heavy rules will not be applied to the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;during the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan Years</font><font style="font-family:Arial;font-size:10pt;">&#32;when the </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Plan</font><font style="font-family:Arial;font-size:10pt;">&#32;meets the automatic enrollment safe harbor requirements for employee deferrals and employer match.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">58</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">APPENDIX A</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">LIST OF EMPLOYERS AND PARTICIPATING UNITS</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:89.08382066276803%;border-collapse:collapse;text-align:left;"><tr><td colspan="1"></td></tr><tr><td style="width:100%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">List of Employers and Participating Units</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-left:48px;text-indent:0px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Kimberly-Clark Corporation</font></div><div style="padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">All salaried employees of this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">, including those on temporary assignment at other </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employers</font><font style="font-family:Arial;font-size:10pt;">&#160;or in other classifications, but excluding employees on temporary assignment from another unit, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#160;or classification.</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Beech Island Mill:  All hourly employees of this unit, including those on temporary assignment in other classifications or at other units or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employers</font><font style="font-family:Arial;font-size:10pt;">, but excluding employees on temporary assignment from another unit, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#160;or classification.</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Berkeley Mill:  All hourly employees of this unit, including those on temporary assignment in other classifications or at other units or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employers</font><font style="font-family:Arial;font-size:10pt;">, but excluding employees on temporary assignment from another unit, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#160;or classification.</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Kimtech Plant:  All hourly Machinist and Installer employees of this unit who are represented by Lodge No. 1855 of the International Association of Machinists and Aerospace Workers, AFL-CIO, including those on temporary assignment in other classifications or at other units or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employers</font><font style="font-family:Arial;font-size:10pt;">, but excluding employees on temporary assignment from another unit, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#160;or classification.</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Marinette Mill: All hourly employees of this unit who are represented by the United Steelworkers of America International Union (USW), Local No. 86 including those on temporary assignment in other classifications or at other units or Employers, but excluding employees on temporary assignment from another unit, Employer or classification.</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Mobile Operations: All hourly employees of this unit who are represented by the United Steelworkers of America International Union (USW), Local Nos. 1421, 1575 and 1873, or the International Brotherhood of Electrical Workers, Local 2129, including those on temporary assignment in other classifications or at other units or Employers, but excluding employees on temporary assignment from another unit, Employer or classification.</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Neenah Cold Spring Facility:  All hourly employees of this unit (including Lakeview satellite employees) who are represented by United Steelworkers of America International Union (USW), affiliated with the AFL-CIO, Local Union No. 482, including those on temporary assignment in other classifications or at other units or Employers, but excluding employees on temporary assignment from another unit, Employer or classification.</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">New Milford Mill:  All hourly employees of this unit, including those on temporary assignment in other classifications or at other units or Employers, but excluding employees on temporary assignment from another unit, Employer or classification.</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Kimberly-Clark Financial Services, Inc.</font></div><div style="padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">All salaried employees of this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">, including those on temporary assignment at other </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employers</font><font style="font-family:Arial;font-size:10pt;">&#160;or in other classifications, but excluding employees on temporary assignment from another </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#160;or classification.</font></div></td></tr></table></div></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">59</font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:89.08382066276803%;border-collapse:collapse;text-align:left;"><tr><td colspan="1"></td></tr><tr><td style="width:100%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Kimberly-Clark Global Sales, LLC</font></div><div style="padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">All salaried employees of this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">, or its predecessor Kimberly-Clark Global Sales, Inc., including those on temporary assignment at other </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employers</font><font style="font-family:Arial;font-size:10pt;">&#160;or in other classifications, but excluding employees on temporary assignment from another </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#160;or classification.</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Kimberly-Clark International Services Corporation</font></div><div style="padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">All salaried employees of this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#160;except those who transfer to a less than 80% owned foreign subsidiary.</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-left:48px;text-indent:0px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Kimberly-Clark Pennsylvania, LLC</font></div><div style="padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">All salaried employees of this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">, but excluding employees on temporary assignment from another unit, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#160;or classification.</font></div><div style="padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">All hourly employees of the Chester Mill who are represented by the United Steelworkers of America International Union (USW), Local No. 2-448, including those on temporary assignment in other classifications or at other units or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employers</font><font style="font-family:Arial;font-size:10pt;">, but excluding employees on temporary assignment from another unit, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#160;or classification.</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-left:48px;text-indent:0px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Kimberly-Clark Services Inc.</font></div><div style="padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">All salaried employees of this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">, including those on temporary assignment at other </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employers</font><font style="font-family:Arial;font-size:10pt;">&#160;or in other classifications, but excluding employees on temporary assignment from another </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#160;or classification.</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-left:48px;text-indent:0px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Kimberly-Clark Worldwide, Inc.</font></div><div style="padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">All salaried employees of this </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">, including those on temporary assignment at other </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employers</font><font style="font-family:Arial;font-size:10pt;">&#160;or in other classifications, but excluding employees on temporary assignment from another </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#160;or classification.</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="padding-left:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Fullerton Mill:  All hourly employees of this unit who are represented by the Association of Western Pulp &amp; Paper Workers Union, Local No. 672, including those on temporary assignment in other classifications or at other units or </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employers</font><font style="font-family:Arial;font-size:10pt;">, but excluding employees on temporary assignment from another unit, </font><font style="font-family:Arial;font-size:10pt;text-decoration:underline;">Employer</font><font style="font-family:Arial;font-size:10pt;">&#160;or classification.</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:48px;text-indent:-48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;padding-top:6px;text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">60</font></div></div>	</body>
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<DOCUMENT>
<TYPE>EX-21.1
<SEQUENCE>4
<FILENAME>exhibit211.htm
<DESCRIPTION>CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">
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		<title>Exhibit</title>
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<div><a name="s0f0ccb220ff5466c96e9f3cd38b436db"></a></div><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">EXHIBIT 23.1</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;font-weight:bold;">CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:10pt;">We consent to the incorporation by reference in this Registration Statement on Form S-8 of our reports dated February 11, 2016, relating to the consolidated financial statements and financial statement schedule of Kimberly-Clark Corporation and subsidiaries (the &#8220;Corporation&#8221;), and the effectiveness of the Corporation&#8217;s internal control over financial reporting, appearing in the Annual Report on Form 10-K of the Corporation for the year ended December 31, 2015</font><font style="font-family:Arial;font-size:11pt;">.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;padding-left:0px;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:34.765625%;border-collapse:collapse;text-align:left;"><tr><td colspan="2"></td></tr><tr><td style="width:2%;"></td><td style="width:98%;"></td></tr><tr><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">/s/ Deloitte &amp; Touche LLP</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Deloitte &amp; Touche LLP</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">Dallas, Texas</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">November 28, 2016</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div>	</body>
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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-24.1
<SEQUENCE>5
<FILENAME>exhibit241.htm
<DESCRIPTION>POWERS OF ATTORNEY
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">
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		<title>Exhibit</title>
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<div><a name="s8e4992f3baa2432db760457035c95b31"></a></div><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">EXHIBIT 24.1</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">POWER OF ATTORNEY</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:11pt;"><font style="font-family:Arial;font-size:10pt;"></font><font style="font-family:Arial;font-size:11pt;">KNOW ALL MEN BY THESE PRESENTS, that the undersigned, a Director and/or Officer of Kimberly-Clark Corporation, a Delaware corporation (the &#8220;Corporation&#8221;), does hereby constitute and appoint Maria Henry, Michael T. Azbell, and Thomas J. Mielke, and each of them, with full power to act alone, the undersigned&#8217;s true and lawful attorney-in-fact and agent, with full power of substitution and resubstitution, for the undersigned and in the undersigned&#8217;s name, place and stead, in any and all capacities, to sign on behalf of the undersigned a Registration Statement on Form S-8 under the Securities Act of 1933, as amended (the &#8220;Securities Act&#8221;), with respect to the registration under the Securities Act of shares of the Corporation&#8217;s common stock, $1.25 par value, to be granted under and in accordance with the Kimberly-Clark Corporation 401(k) and Profit Sharing Plan, and to execute any and all amendments to such Registration Statement, granting unto said attorneys-in-fact and agents, and each of them, full power and authority to do and perform each and every act and thing requisite and necessary to be done, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents or any one of them, or his or her substitute or their substitutes, lawfully do or cause to be done by virtue hereof.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">IN WITNESS WHEREOF, I have hereunto set my hand this 15th day of November, 2016.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:right;padding-left:0px;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;text-align:-moz-right;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:42.182581322140614%;border-collapse:collapse;text-align:left;margin-left:auto;margin-right:0;"><tr><td colspan="3"></td></tr><tr><td style="width:11%;"></td><td style="width:2%;"></td><td style="width:87%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">By:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">/s/ John F. Bergstrom</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">John F. Bergstrom</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:240px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></div><div><br></div><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">POWER OF ATTORNEY</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:11pt;"><font style="font-family:Arial;font-size:10pt;"></font><font style="font-family:Arial;font-size:11pt;">KNOW ALL MEN BY THESE PRESENTS, that the undersigned, a Director and/or Officer of Kimberly-Clark Corporation, a Delaware corporation (the &#8220;Corporation&#8221;), does hereby constitute and appoint Maria Henry, Michael T. Azbell, and Thomas J. Mielke, and each of them, with full power to act alone, the undersigned&#8217;s true and lawful attorney-in-fact and agent, with full power of substitution and resubstitution, for the undersigned and in the undersigned&#8217;s name, place and stead, in any and all capacities, to sign on behalf of the undersigned a Registration Statement on Form S-8 under the Securities Act of 1933, as amended (the &#8220;Securities Act&#8221;), with respect to the registration under the Securities Act of shares of the Corporation&#8217;s common stock, $1.25 par value, to be granted under and in accordance with the Kimberly-Clark Corporation 401(k) and Profit Sharing Plan, and to execute any and all amendments to such Registration Statement, granting unto said attorneys-in-fact and agents, and each of them, full power and authority to do and perform each and every act and thing requisite and necessary to be done, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents or any one of them, or his or her substitute or their substitutes, lawfully do or cause to be done by virtue hereof.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">IN WITNESS WHEREOF, I have hereunto set my hand this 15th day of November, 2016.</font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div><div style="line-height:120%;text-align:right;padding-left:0px;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;text-align:-moz-right;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:42.182581322140614%;border-collapse:collapse;text-align:left;margin-left:auto;margin-right:0;"><tr><td colspan="3"></td></tr><tr><td style="width:11%;"></td><td style="width:2%;"></td><td style="width:87%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">By:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">/s/ Abelardo E. Bru</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Abelardo E. Bru</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">POWER OF ATTORNEY</font></div><div style="line-height:120%;text-align:center;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;&#160;&#160;&#160;</font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:11pt;"><font style="font-family:Arial;font-size:10pt;"></font><font style="font-family:Arial;font-size:11pt;">KNOW ALL MEN BY THESE PRESENTS, that the undersigned, a Director and/or Officer of Kimberly-Clark Corporation, a Delaware corporation (the &#8220;Corporation&#8221;), does hereby constitute and appoint Maria Henry, Michael T. Azbell, and Thomas J. Mielke, and each of them, with full power to act alone, the undersigned&#8217;s true and lawful attorney-in-fact and agent, with full power of substitution and resubstitution, for the undersigned and in the undersigned&#8217;s name, place and stead, in any and all capacities, to sign on behalf of the undersigned a Registration Statement on Form S-8 under the Securities Act of 1933, as amended (the &#8220;Securities Act&#8221;), with respect to the registration under the Securities Act of shares of the Corporation&#8217;s common stock, $1.25 par value, to be granted under and in accordance with the Kimberly-Clark Corporation 401(k) and Profit Sharing Plan, and to execute any and all amendments to such Registration Statement, granting unto said attorneys-in-fact and agents, and each of them, full power and authority to do and perform each and every act and thing requisite and necessary to be done, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents or any one of them, or his or her substitute or their substitutes, lawfully do or cause to be done by virtue hereof.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">IN WITNESS WHEREOF, I have hereunto set my hand this 15th day of November, 2016.</font></div><div style="line-height:120%;text-align:right;padding-left:0px;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;text-align:-moz-right;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:42.182581322140614%;border-collapse:collapse;text-align:left;margin-left:auto;margin-right:0;"><tr><td colspan="3"></td></tr><tr><td style="width:11%;"></td><td style="width:2%;"></td><td style="width:87%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">By:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">/s/ Robert W. Decherd</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Robert W. Decherd</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">POWER OF ATTORNEY</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:11pt;"><font style="font-family:Arial;font-size:10pt;"></font><font style="font-family:Arial;font-size:11pt;">KNOW ALL MEN BY THESE PRESENTS, that the undersigned, a Director and/or Officer of Kimberly-Clark Corporation, a Delaware corporation (the &#8220;Corporation&#8221;), does hereby constitute and appoint Maria Henry, Michael T. Azbell, and Thomas J. Mielke, and each of them, with full power to act alone, the undersigned&#8217;s true and lawful attorney-in-fact and agent, with full power of substitution and resubstitution, for the undersigned and in the undersigned&#8217;s name, place and stead, in any and all capacities, to sign on behalf of the undersigned a Registration Statement on Form S-8 under the Securities Act of 1933, as amended (the &#8220;Securities Act&#8221;), with respect to the registration under the Securities Act of shares of the Corporation&#8217;s common stock, $1.25 par value, to be granted under and in accordance with the Kimberly-Clark Corporation 401(k) and Profit Sharing Plan, and to execute any and all amendments to such Registration Statement, granting unto said attorneys-in-fact and agents, and each of them, full power and authority to do and perform each and every act and thing requisite and necessary to be done, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents or any one of them, or his or her substitute or their substitutes, lawfully do or cause to be done by virtue hereof.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">IN WITNESS WHEREOF, I have hereunto set my hand this 15th day of November, 2016.</font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div><div style="line-height:120%;text-align:right;padding-left:0px;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;text-align:-moz-right;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:42.182581322140614%;border-collapse:collapse;text-align:left;margin-left:auto;margin-right:0;"><tr><td colspan="3"></td></tr><tr><td style="width:11%;"></td><td style="width:2%;"></td><td style="width:87%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">By:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">/s/ Thomas J. Falk</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Thomas J. Falk</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">POWER OF ATTORNEY</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;text-indent:48px;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;&#160;&#160;&#160;</font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:11pt;"><font style="font-family:Arial;font-size:10pt;"></font><font style="font-family:Arial;font-size:11pt;">KNOW ALL MEN BY THESE PRESENTS, that the undersigned, a Director and/or Officer of Kimberly-Clark Corporation, a Delaware corporation (the &#8220;Corporation&#8221;), does hereby constitute and appoint Maria Henry, Michael T. Azbell, and Thomas J. Mielke, and each of them, with full power to act alone, the undersigned&#8217;s true and lawful attorney-in-fact and agent, with full power of substitution and resubstitution, for the undersigned and in the undersigned&#8217;s name, place and stead, in any and all capacities, to sign on behalf of the undersigned a Registration Statement on Form S-8 under the Securities Act of 1933, as amended (the &#8220;Securities Act&#8221;), with respect to the registration under the Securities Act of shares of the Corporation&#8217;s common stock, $1.25 par value, to be granted under and in accordance with the Kimberly-Clark Corporation 401(k) and Profit Sharing Plan, and to execute any and all amendments to such Registration Statement, granting unto said attorneys-in-fact and agents, and each of them, full power and authority to do and perform each and every act and thing requisite and necessary to be done, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents or any one of them, or his or her substitute or their substitutes, lawfully do or cause to be done by virtue hereof.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">IN WITNESS WHEREOF, I have hereunto set my hand this 15th day of November, 2016.</font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:right;padding-left:0px;text-indent:0px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;text-align:-moz-right;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:42.182581322140614%;border-collapse:collapse;text-align:left;margin-left:auto;margin-right:0;"><tr><td colspan="3"></td></tr><tr><td style="width:11%;"></td><td style="width:2%;"></td><td style="width:87%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">By:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">/s/ Fabian T. Garcia</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;font-weight:bold;">Fabian T. Garcia</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">POWER OF ATTORNEY</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:11pt;"><font style="font-family:Arial;font-size:10pt;"></font><font style="font-family:Arial;font-size:11pt;">KNOW ALL MEN BY THESE PRESENTS, that the undersigned, a Director and/or Officer of Kimberly-Clark Corporation, a Delaware corporation (the &#8220;Corporation&#8221;), does hereby constitute and appoint Maria Henry, Michael T. Azbell, and Thomas J. Mielke, and each of them, with full power to act alone, the undersigned&#8217;s true and lawful attorney-in-fact and agent, with full power of substitution and resubstitution, for the undersigned and in the undersigned&#8217;s name, place and stead, in any and all capacities, to sign on behalf of the undersigned a Registration Statement on Form S-8 under the Securities Act of 1933, as amended (the &#8220;Securities Act&#8221;), with respect to the registration under the Securities Act of shares of the Corporation&#8217;s common stock, $1.25 par value, to be granted under and in accordance with the Kimberly-Clark Corporation 401(k) and Profit Sharing Plan, and to execute any and all amendments to such Registration Statement, granting unto said attorneys-in-fact and agents, and each of them, full power and authority to do and perform each and every act and thing requisite and necessary to be done, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents or any one of them, or his or her substitute or their substitutes, lawfully do or cause to be done by virtue hereof.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">IN WITNESS WHEREOF, I have hereunto set my hand this 15th day of November, 2016.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:right;padding-left:0px;text-indent:0px;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;text-align:-moz-right;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:42.182581322140614%;border-collapse:collapse;text-align:left;margin-left:auto;margin-right:0;"><tr><td colspan="3"></td></tr><tr><td style="width:11%;"></td><td style="width:2%;"></td><td style="width:87%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">By:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:11pt;"><font style="font-family:Arial;font-size:10pt;">/s/ </font><font style="font-family:Arial;font-size:11pt;">Mae C. Jemison</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;font-weight:bold;">Mae C. Jemison</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">POWER OF ATTORNEY</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:11pt;"><font style="font-family:Arial;font-size:10pt;"></font><font style="font-family:Arial;font-size:11pt;">KNOW ALL MEN BY THESE PRESENTS, that the undersigned, a Director and/or Officer of Kimberly-Clark Corporation, a Delaware corporation (the &#8220;Corporation&#8221;), does hereby constitute and appoint Maria Henry, Michael T. Azbell, and Thomas J. Mielke, and each of them, with full power to act alone, the undersigned&#8217;s true and lawful attorney-in-fact and agent, with full power of substitution and resubstitution, for the undersigned and in the undersigned&#8217;s name, place and stead, in any and all capacities, to sign on behalf of the undersigned a Registration Statement on Form S-8 under the Securities Act of 1933, as amended (the &#8220;Securities Act&#8221;), with respect to the registration under the Securities Act of shares of the Corporation&#8217;s common stock, $1.25 par value, to be granted under and in accordance with the Kimberly-Clark Corporation 401(k) and Profit Sharing Plan, and to execute any and all amendments to such Registration Statement, granting unto said attorneys-in-fact and agents, and each of them, full power and authority to do and perform each and every act and thing requisite and necessary to be done, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents or any one of them, or his or her substitute or their substitutes, lawfully do or cause to be done by virtue hereof.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">IN WITNESS WHEREOF, I have hereunto set my hand this 15th day of November, 2016.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:right;padding-left:0px;text-indent:0px;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;text-align:-moz-right;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:42.182581322140614%;border-collapse:collapse;text-align:left;margin-left:auto;margin-right:0;"><tr><td colspan="3"></td></tr><tr><td style="width:11%;"></td><td style="width:2%;"></td><td style="width:87%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">By:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:11pt;"><font style="font-family:Arial;font-size:10pt;">/s/ </font><font style="font-family:Arial;font-size:11pt;">James M. Jenness</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:11pt;"><font style="font-family:Arial;font-size:11pt;font-weight:bold;">James M. Jenness</font></div><div style="font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">POWER OF ATTORNEY</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:11pt;"><font style="font-family:Arial;font-size:10pt;"></font><font style="font-family:Arial;font-size:11pt;">KNOW ALL MEN BY THESE PRESENTS, that the undersigned, a Director and/or Officer of Kimberly-Clark Corporation, a Delaware corporation (the &#8220;Corporation&#8221;), does hereby constitute and appoint Maria Henry, Michael T. Azbell, and Thomas J. Mielke, and each of them, with full power to act alone, the undersigned&#8217;s true and lawful attorney-in-fact and agent, with full power of substitution and resubstitution, for the undersigned and in the undersigned&#8217;s name, place and stead, in any and all capacities, to sign on behalf of the undersigned a Registration Statement on Form S-8 under the Securities Act of 1933, as amended (the &#8220;Securities Act&#8221;), with respect to the registration under the Securities Act of shares of the Corporation&#8217;s common stock, $1.25 par value, to be granted under and in accordance with the Kimberly-Clark Corporation 401(k) and Profit Sharing Plan, and to execute any and all amendments to such Registration Statement, granting unto said attorneys-in-fact and agents, and each of them, full power and authority to do and perform each and every act and thing requisite and necessary to be done, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents or any one of them, or his or her substitute or their substitutes, lawfully do or cause to be done by virtue hereof.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">IN WITNESS WHEREOF, I have hereunto set my hand this 15th day of November, 2016.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:right;padding-left:0px;text-indent:0px;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;text-align:-moz-right;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:42.182581322140614%;border-collapse:collapse;text-align:left;margin-left:auto;margin-right:0;"><tr><td colspan="3"></td></tr><tr><td style="width:11%;"></td><td style="width:2%;"></td><td style="width:87%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">By:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:11pt;"><font style="font-family:Arial;font-size:10pt;">/s/ </font><font style="font-family:Arial;font-size:11pt;">Nancy J. Karch</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:11pt;"><font style="font-family:Arial;font-size:11pt;font-weight:bold;">Nancy J. Karch</font></div><div style="font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div><div style="font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">POWER OF ATTORNEY</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">KNOW ALL MEN BY THESE PRESENTS, that the undersigned, a Director and/or Officer of Kimberly-Clark Corporation, a Delaware corporation (the &#8220;Corporation&#8221;), does hereby constitute and appoint Maria Henry, Michael T. Azbell, and Thomas J. Mielke, and each of them, with full power to act alone, the undersigned&#8217;s true and lawful attorney-in-fact and agent, with full power of substitution and resubstitution, for the undersigned and in the undersigned&#8217;s name, place and stead, in any and all capacities, to sign on behalf of the undersigned a Registration Statement on Form S-8 under the Securities Act of 1933, as amended (the &#8220;Securities Act&#8221;), with respect to the registration under the Securities Act of shares of the Corporation&#8217;s common stock, $1.25 par value, to be granted under and in accordance with the Kimberly-Clark Corporation 401(k) and Profit Sharing Plan, and to execute any and all amendments to such Registration Statement, granting unto said attorneys-in-fact and agents, and each of them, full power and authority to do and perform each and every act and thing requisite and necessary to be done, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents or any one of them, or his or her substitute or their substitutes, lawfully do or cause to be done by virtue hereof.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">IN WITNESS WHEREOF, I have hereunto set my hand this 15th day of November, 2016.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:right;padding-left:0px;text-indent:0px;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;text-align:-moz-right;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:42.182581322140614%;border-collapse:collapse;text-align:left;margin-left:auto;margin-right:0;"><tr><td colspan="3"></td></tr><tr><td style="width:11%;"></td><td style="width:2%;"></td><td style="width:87%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">By:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:11pt;"><font style="font-family:Arial;font-size:10pt;">/s/ </font><font style="font-family:Arial;font-size:11pt;">Christa S. Quarles</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;font-weight:bold;">Christa S. Quarles</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;"><br></font></div><div><br></div><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">POWER OF ATTORNEY</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:11pt;"><font style="font-family:Arial;font-size:10pt;"></font><font style="font-family:Arial;font-size:11pt;">KNOW ALL MEN BY THESE PRESENTS, that the undersigned, a Director and/or Officer of Kimberly-Clark Corporation, a Delaware corporation (the &#8220;Corporation&#8221;), does hereby constitute and appoint Maria Henry, Michael T. Azbell, and Thomas J. Mielke, and each of them, with full power to act alone, the undersigned&#8217;s true and lawful attorney-in-fact and agent, with full power of substitution and resubstitution, for the undersigned and in the undersigned&#8217;s name, place and stead, in any and all capacities, to sign on behalf of the undersigned a Registration Statement on Form S-8 under the Securities Act of 1933, as amended (the &#8220;Securities Act&#8221;), with respect to the registration under the Securities Act of shares of the Corporation&#8217;s common stock, $1.25 par value, to be granted under and in accordance with the Kimberly-Clark Corporation 401(k) and Profit Sharing Plan, and to execute any and all amendments to such Registration Statement, granting unto said attorneys-in-fact and agents, and each of them, full power and authority to do and perform each and every act and thing requisite and necessary to be done, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents or any one of them, or his or her substitute or their substitutes, lawfully do or cause to be done by virtue hereof.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">IN WITNESS WHEREOF, I have hereunto set my hand this 15th day of November, 2016.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:right;padding-left:0px;text-indent:0px;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;text-align:-moz-right;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:42.182581322140614%;border-collapse:collapse;text-align:left;margin-left:auto;margin-right:0;"><tr><td colspan="3"></td></tr><tr><td style="width:11%;"></td><td style="width:2%;"></td><td style="width:87%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">By:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:11pt;"><font style="font-family:Arial;font-size:10pt;">/s/ </font><font style="font-family:Arial;font-size:11pt;">Ian C. Read</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;font-weight:bold;">Ian C. Read</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">POWER OF ATTORNEY</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:11pt;"><font style="font-family:Arial;font-size:10pt;"></font><font style="font-family:Arial;font-size:11pt;">KNOW ALL MEN BY THESE PRESENTS, that the undersigned, a Director and/or Officer of Kimberly-Clark Corporation, a Delaware corporation (the &#8220;Corporation&#8221;), does hereby constitute and appoint Maria Henry, Michael T. Azbell, and Thomas J. Mielke, and each of them, with full power to act alone, the undersigned&#8217;s true and lawful attorney-in-fact and agent, with full power of substitution and resubstitution, for the undersigned and in the undersigned&#8217;s name, place and stead, in any and all capacities, to sign on behalf of the undersigned a Registration Statement on Form S-8 under the Securities Act of 1933, as amended (the &#8220;Securities Act&#8221;), with respect to the registration under the Securities Act of shares of the Corporation&#8217;s common stock, $1.25 par value, to be granted under and in accordance with the Kimberly-Clark Corporation 401(k) and Profit Sharing Plan, and to execute any and all amendments to such Registration Statement, granting unto said attorneys-in-fact and agents, and each of them, full power and authority to do and perform each and every act and thing requisite and necessary to be done, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents or any one of them, or his or her substitute or their substitutes, lawfully do or cause to be done by virtue hereof.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">IN WITNESS WHEREOF, I have hereunto set my hand this 15th day of November, 2016.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:right;padding-left:0px;text-indent:0px;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;text-align:-moz-right;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:42.182581322140614%;border-collapse:collapse;text-align:left;margin-left:auto;margin-right:0;"><tr><td colspan="3"></td></tr><tr><td style="width:11%;"></td><td style="width:2%;"></td><td style="width:87%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">By:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:11pt;"><font style="font-family:Arial;font-size:10pt;">/s/ </font><font style="font-family:Arial;font-size:11pt;">Marc J. Shapiro</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;font-weight:bold;">Marc J. Shapiro</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><hr style="page-break-after:always"><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div><div><br></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">POWER OF ATTORNEY</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;text-indent:48px;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">KNOW ALL MEN BY THESE PRESENTS, that the undersigned, a Director and/or Officer of Kimberly-Clark Corporation, a Delaware corporation (the &#8220;Corporation&#8221;), does hereby constitute and appoint Maria Henry, Michael T. Azbell, and Thomas J. Mielke, and each of them, with full power to act alone, the undersigned&#8217;s true and lawful attorney-in-fact and agent, with full power of substitution and resubstitution, for the undersigned and in the undersigned&#8217;s name, place and stead, in any and all capacities, to sign on behalf of the undersigned a Registration Statement on Form S-8 under the Securities Act of 1933, as amended (the &#8220;Securities Act&#8221;), with respect to the registration under the Securities Act of shares of the Corporation&#8217;s common stock, $1.25 par value, to be granted under and in accordance with the Kimberly-Clark Corporation 401(k) and Profit Sharing Plan, and to execute any and all amendments to such Registration Statement, granting unto said attorneys-in-fact and agents, and each of them, full power and authority to do and perform each and every act and thing requisite and necessary to be done, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents or any one of them, or his or her substitute or their substitutes, lawfully do or cause to be done by virtue hereof.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;">IN WITNESS WHEREOF, I have hereunto set my hand this 15th day of November, 2016.</font></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;text-align:right;padding-left:0px;text-indent:0px;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;text-align:-moz-right;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:42.182581322140614%;border-collapse:collapse;text-align:left;margin-left:auto;margin-right:0;"><tr><td colspan="3"></td></tr><tr><td style="width:11%;"></td><td style="width:2%;"></td><td style="width:87%;"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:right;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">By:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="font-size:11pt;"><font style="font-family:Arial;font-size:10pt;">/s/ </font><font style="font-family:Arial;font-size:11pt;">Michael D. White</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;">&#160;</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;"><div style="text-align:left;font-size:11pt;"><font style="font-family:Arial;font-size:11pt;font-weight:bold;">Michael D. White</font></div></td></tr></table></div></div><div style="line-height:120%;text-align:left;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div><div><br></div><div><div style="line-height:120%;font-size:10pt;"><font style="font-family:Arial;font-size:10pt;"><br></font></div></div>	</body>
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