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Consolidated Statements of Cash Flows
 12 Months Ended
Dec. 31, 2021
CNY (¥)
Dec. 31, 2021
USD ($)
Dec. 31, 2020
CNY (¥)
Dec. 31, 2019
CNY (¥)
Cash flows from operating activities:        
Net income (loss) ¥ (8,544,352) $ (1,340,794) ¥ 3,373,420,061 ¥ 404,858,740
Adjustments to reconcile net income to net cash provided by operating activities:        
Depreciation and amortization 8,514,969 1,336,184 9,544,137 10,466,942
Share-based compensation expense 87,634,835 13,751,819 78,754,828 82,265,991
Loss on risk assurance liabilities 197,750,449 31,031,361 2,268,180 34,257,754
Provision for credit losses and other assets 203,415,094 31,920,267 109,564,631 56,478,959
Loss on equity method investment 0 0 0 926,205
Fair value change of derivative instruments 5,346,389 838,965 (3,289,676) 3,289,676
Net (gain) loss on equity securities (27,278,116) (4,280,532) (3,315,475,734) (41,581,818)
Investment income       (32,516,817)
Loss on disposal of property and equipment 78,221 12,275 79,756 45,639
Unrealized foreign exchange (gain) loss, net (1,351,400) (212,064) 8,848,354 (5,141,112)
Deferred income tax (benefit) expense (582,913,268) (91,471,812) 248,151,964 (9,034,211)
Changes in operating assets and liabilities:        
Accounts receivable (78,030,840) (12,244,742) 6,968,776 (56,086,171)
Financing receivables (217,252,025) (34,091,583) (83,186,886) (39,987,198)
Contract assets (679,404,752) (106,613,431) (613,648,965) 23,104,124
Other current and non-current assets (180,898,244) (28,386,882) (694,994,714) (56,811,099)
Risk assurance liabilities 40,443,166 6,346,415 198,608,646 52,484,356
Other current and non-current liabilities 773,542,811 121,385,744 52,774,440 (4,124,725)
Net cash provided by/ (used in) operating activities (404,390,831) (63,457,746) (621,612,202) 422,895,235
Cash flows from investing activities:        
Repayments of finance lease receivables 2,112,046,802 331,426,231 1,839,778,206 1,358,838,393
Origination of finance lease receivables (1,091,415,329) (171,266,881) (2,256,358,577) (2,071,721,858)
Proceeds from collection of short-term consumer financing receivables 0 0 12,248,145 25,140,348
Origination of short-term consumer financing receivables       (39,716,300)
Purchase of held-to-maturity investment (2,342,226,408) (367,546,434) (1,115,661,108) (210,499,840)
Maturities of held-to-maturity investment 1,158,122,796 181,734,739 658,209,985  
Purchase of other short-term investment, net       (107,837,789)
Proceeds from sale or redemption of other short-term investments, net 2,841,860,867 445,949,983 361,366,081  
Proceeds from available for sale financial assets 0 0 12,182,947 179,351,253
Proceeds from third party loans       26,743,400
Proceeds from long-term investments       90,521,295
Disposal of equity method investments       100,000
Disposal of property and equipment and intangible assets 51,241 8,041 31,840 8,475
Purchase of long-term investments       (406,307,000)
Purchases of property and equipment and intangible assets (18,922,066) (2,969,285) (5,360,566) (43,025,999)
Payment for acquiring subsidiary, net of cash acquired 1,705,083 267,565    
Net cash (used in) provided by investing activities 2,661,222,986 417,603,959 (493,563,047) (1,198,405,622)
Cash flows from financing activities:        
Payment to repurchase treasury shares (444,401,172) (69,736,241) (49,219,318) (20,638,881)
Liquidation of subsidiaries     (467,433) (574,212)
Proceeds from borrowings 1,546,736,325 242,716,682 3,369,740,855 2,695,357,550
Proceeds from exercise of share options 8,236,613 1,292,504 6,693,716  
Purchase of subsidiary's equity from non-controlling interest holder     (24,144,000)  
Repayment of borrowings (2,101,568,517) (329,781,960) (3,416,211,500) (1,686,482,435)
Distribution to shareholders (955,437,557) (149,929,002) (267,214,749) (257,114,132)
Net cash provided by/ (used in) financing activities (1,946,434,308) (305,438,017) (380,822,429) 730,547,890
Effect of exchange rate changes on cash, cash equivalents and restricted cash (15,008,806) (2,355,209) (36,093,321) 11,516,258
Net (decrease) increase in cash, cash equivalents and restricted cash 295,389,041 46,352,987 (1,532,090,999) (33,446,239)
Cash and cash equivalents and restricted cash at beginning of the year 2,314,891,724 363,257,026 3,846,982,723 3,880,428,962
Cash and cash equivalents and restricted cash at end of the year 2,610,280,765 409,610,013 2,314,891,724 3,846,982,723
Reconciliation of cash, cash equivalents and restricted cash to the consolidated balance sheets        
Cash and cash equivalents 1,434,806,922 225,152,516 1,426,899,576 2,002,314,688
Restricted cash - current 61,293,114 9,618,227 9,693,008 970,993,759
Restricted cash - non-current 1,114,180,729 174,839,270 878,299,140 873,674,276
Cash and cash equivalents and restricted cash at end of the year 2,610,280,765 409,610,013 2,314,891,724 3,846,982,723
Supplemental disclosures of cash flow information:        
Cash paid for income taxes 209,044,264 32,803,607 101,878,045 78,203,607
Cash paid for interest ¥ 134,173,921 $ 21,054,816 ¥ 139,952,105 ¥ 154,589,750