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Loans and advances to central banks and credit institutions | 12 Months Ended
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Dec. 31, 2025
Loans And Advances To Central Banks And Credit Institutions [Abstract] |
Loans and advances to central banks and credit institutions | Loans and advances to central banks and credit institutions The detail, by classification, type and currency, of Loans and advances to central banks and credit institutions in the consolidated balance sheets is as follows:
EUR million
CENTRAL BANKS | 2025 | 2024 | 2023
Classification |  |  |
Financial assets held for trading | 14,632 | 12,966 | 17,717
Non-trading financial assets mandatorily at fair value through profit or loss | — | — | —
Financial assets designated at fair value through profit or loss | — | — | —
Financial assets designated at fair value through other comprehensive income | — | — | —
Financial assets at amortised cost | 15,986 | 16,179 | 20,082
| 30,618 | 29,145 | 37,799
Type |  |  |
Time deposits | 15,986 | 16,179 | 17,747
Reverse repurchase agreements | 14,632 | 12,966 | 20,052
Impaired assets | — | — | —
Valuation adjustments for impairment | — | — | —
| 30,618 | 29,145 | 37,799
CREDIT INSTITUTIONS |  |  |
Classification |  |  |
Financial assets held for trading | 25,967 | 27,314 | 14,061
Non-trading financial assets mandatorily at fair value through profit or loss | — | — | —
Financial assets designated at fair value through profit or loss | 413 | 408 | 459
Financial assets designated at fair value through other comprehensive income | 1,120 | 363 | 313
Financial assets at amortised cost | 61,513 | 55,537 | 57,917
| 89,013 | 83,622 | 72,750
Type |  |  |
Time deposits | 10,665 | 9,036 | 8,560
Reverse repurchase agreements | 52,365 | 48,932 | 35,846
Non- loans advances | 25,987 | 25,659 | 28,353
Impaired assets | — | — | —
Valuation adjustments for impairment | (4) | (5) | (9)
| 89,013 | 83,622 | 72,750
CURRENCY |  |  |
Euro | 43,697 | 43,347 | 34,229
Pound sterling | 5,147 | 2,424 | 3,539
US dollar | 23,320 | 22,539 | 17,602
Brazilian real | 43,577 | 39,379 | 47,151
Other currencies | 3,890 | 5,078 | 8,028
TOTAL | 119,631 | 112,767 | 110,549
The loans and advances to credit institutions classified under 'Financial assets at amortised' cost are mainly time accounts and deposits. Note 51 contains a detail of their residual maturity periods. This line item also includes irrevocable payment commitments to the Single Resolution Fund made in accordance with article 70.3 of Regulation 806/2014, which establishes uniform rules and a uniform procedure for the resolution of credit institutions and certain security service companies. investment within the framework of a Single Resolution Mechanism and a Single Resolution Fund, for which, in accordance with the standard, no provision has been recorded, these commitments have not been significant regarding the consolidated annual accounts. At 31 December 2025 the gross exposure by impairment stage of the assets accounted subject to impairment for amounts to EUR 78,623 million, EUR 0 million and EUR 0 million (EUR 72,084, EUR 0 million and EUR 0 million in 2024 and EUR 78,321 million, EUR 0 million and EUR 0 million in 2023), and the loan loss provision by impairment stage amounts to EUR 4 million, EUR 0 million and EUR 0 million (EUR 5 million, EUR 0 million and EUR 0 million in 2024 and EUR 9 million, EUR 0 million and EUR 0 million in 2023) in stage 1, stage 2 and stage 3, respectively.

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- Definition The disclosure of loans and advances to banks. [Refer: Loans and advances to banks] + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Note Expiry date 2027-01-01 -Name IAS -Number 1 -IssueDate 2025-01-01 -Paragraph 10 -Subparagraph e -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=1&code=ifrs-tx-2025-en-b&anchor=para_10_e&doctype=Standard -URIDate 2025-03-27 + Details
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- Definition Loans and Advances to Banks [Abstract] + References No definition available. + Details
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