XML 369 R287.htm IDEA: XBRL DOCUMENT
v3.26.1

Commission income (Details) - EUR (€) € in Millions | 12 Months Ended
--- | ---
Dec. 31, 2025 | Dec. 31, 2024 | Dec. 31, 2023
Coming from collection and payment services |  |  |
Bills | € 209 | € 220 | € 232
Demand accounts | 1,359 | 1,411 | 1,372
Cards | 4,039 | 4,067 | 4,146
Orders | 607 | 657 | 656
Cheques and other | 140 | 138 | 128
Coming from collection and payment services | 6,354 | 6,493 | 6,534
Coming from non-banking financial products |  |  |
Investment funds | 1,428 | 1,389 | 1,037
Pension funds | 238 | 194 | 178
Insurance | 2,782 | 2,865 | 2,669
Coming from non-banking financial products | 4,448 | 4,448 | 3,884
Coming from Securities services |  |  |
Securities underwriting and placement | 602 | 586 | 502
Securities trading | 654 | 452 | 331
Administration and custody | 402 | 370 | 354
Asset management | 385 | 254 | 341
Coming from Securities services | 2,043 | 1,662 | 1,528
Other |  |  |
Foreign exchange | 848 | 705 | 678
Commitments and financial guarantees | 718 | 713 | 621
Commitment fees | 504 | 491 | 497
Structure Finance | 902 | 709 | 551
Corporate Finance | 243 | 213 | 136
Loans granted | 259 | 318 | 259
Loan Servicing activities | 118 | 130 | 45
Other fees and commissions | 950 | 952 | 911
Other | 4,542 | 4,231 | 3,698
Total commission income | € 17,387 | € 16,834 | € 15,644

X
- References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Note Expiry date 2027-01-01 -Name IAS -Number 1 -IssueDate 2025-01-01 -Paragraph 112 -Subparagraph c -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=1&code=ifrs-tx-2025-en-b&anchor=para_112_c&doctype=Standard -URIDate 2025-03-27 + Details
Name: | ifrs-full_BrokerageFeeIncome
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Note Expiry date 2027-01-01 -Name IAS -Number 1 -IssueDate 2025-01-01 -Paragraph 112 -Subparagraph c -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=1&code=ifrs-tx-2025-en-b&anchor=para_112_c&doctype=Standard -URIDate 2025-03-27 + Details
Name: | ifrs-full_CreditrelatedFeeAndCommissionIncome
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Note Expiry date 2027-01-01 -Name IAS -Number 1 -IssueDate 2025-01-01 -Paragraph 85 -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=1&code=ifrs-tx-2025-en-b&anchor=para_85&doctype=Standard -URIDate 2025-03-27 + Details
Name: | ifrs-full_FeeAndCommissionIncome
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Note Expiry date 2027-01-01 -Name IAS -Number 1 -IssueDate 2025-01-01 -Paragraph 112 -Subparagraph c -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=1&code=ifrs-tx-2025-en-b&anchor=para_112_c&doctype=Standard -URIDate 2025-03-27 + Details
Name: | ifrs-full_OtherFeeAndCommissionIncome
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Note Expiry date 2027-01-01 -Name IAS -Number 1 -IssueDate 2025-01-01 -Paragraph 112 -Subparagraph c -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=1&code=ifrs-tx-2025-en-b&anchor=para_112_c&doctype=Standard -URIDate 2025-03-27 + Details
Name: | ifrs-full_PortfolioAndOtherManagementFeeIncome
Namespace Prefix: | ifrs-full_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition The amount of income recognised for brokerage fees charged by the entity from administration and custody. + References No definition available. + Details
Name: | san_BrokerageFeeIncomeAdministrationAndCustody
Namespace Prefix: | san_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition The amount of income recognised for brokerage fees charged by the entity for income asset management. + References No definition available. + Details
Name: | san_BrokerageFeeIncomeAssetManagement
Namespace Prefix: | san_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition The amount of income recognised for brokerage fees charged by the entity from trading securities. + References No definition available. + Details
Name: | san_BrokerageFeeIncomeSecuritiesTrading
Namespace Prefix: | san_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition The amount of income recognised for brokerage fees charged by the entity from underwriting and placement of securities. + References No definition available. + Details
Name: | san_BrokerageFeeIncomeSecuritiesUnderwritingAndPlacement
Namespace Prefix: | san_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition The amount of income recognised from credit-related fees and commissions from bills. + References No definition available. + Details
Name: | san_CreditRelatedFeeAndCommissionIncomeBills
Namespace Prefix: | san_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition The amount of income recognised from credit-related fees and commissions from cards. + References No definition available. + Details
Name: | san_CreditRelatedFeeAndCommissionIncomeCards
Namespace Prefix: | san_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition The amount of income recognised from credit-related fees and commissions from cheques and other. + References No definition available. + Details
Name: | san_CreditRelatedFeeAndCommissionIncomeChequesAndOther
Namespace Prefix: | san_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition The amount of income recognised from credit-related fees and commissions from demand accounts. + References No definition available. + Details
Name: | san_CreditRelatedFeeAndCommissionIncomeDemandAccounts
Namespace Prefix: | san_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition The amount of income recognised from credit-related fees and commissions from orders. + References No definition available. + Details
Name: | san_CreditRelatedFeeAndCommissionIncomeOrders
Namespace Prefix: | san_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition n/a. + References No definition available. + Details
Name: | san_FeeAndCommissionIncomeCollectionAndPaymentServicesAbstract
Namespace Prefix: | san_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition n/a. + References No definition available. + Details
Name: | san_FeeAndCommissionIncomeMarketingOfNonbankingFinancialProductsAbstract
Namespace Prefix: | san_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition n/a. + References No definition available. + Details
Name: | san_FeeAndCommissionIncomeOtherAbstract
Namespace Prefix: | san_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition n/a. + References No definition available. + Details
Name: | san_FeeAndCommissionIncomeSecuritiesServicesAbstract
Namespace Prefix: | san_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition The amount of other fee and commission income from commitment fees. + References No definition available. + Details
Name: | san_OtherFeeAndCommissionIncomeCommitmentFees
Namespace Prefix: | san_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Other Fee And Commission Income, Corporate Finance + References No definition available. + Details
Name: | san_OtherFeeAndCommissionIncomeCorporateFinance
Namespace Prefix: | san_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition The amount of other fee and commission income from financial guarantees. + References No definition available. + Details
Name: | san_OtherFeeAndCommissionIncomeFinancialGuarantees
Namespace Prefix: | san_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition The amount of other fee and commission income from foreign exchange transactions. + References No definition available. + Details
Name: | san_OtherFeeAndCommissionIncomeForeignExchange
Namespace Prefix: | san_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Other Fee And Commission Income, Loan Servicing Activies + References No definition available. + Details
Name: | san_OtherFeeAndCommissionIncomeLoanServicingActivies
Namespace Prefix: | san_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Other Fee And Commission Income, Loans Granted + References No definition available. + Details
Name: | san_OtherFeeAndCommissionIncomeLoansGranted
Namespace Prefix: | san_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition The amount of other fee and commission income from other fees and commissions. + References No definition available. + Details
Name: | san_OtherFeeAndCommissionIncomeOtherFeesAndCommissions
Namespace Prefix: | san_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Other Fee And Commission Income, Structure Finance + References No definition available. + Details
Name: | san_OtherFeeAndCommissionIncomeStructureFinance
Namespace Prefix: | san_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition The amount of income recognised from portfolio and other management fees from insurance. + References No definition available. + Details
Name: | san_PortfolioAndOtherManagementFeeIncomeInsurance
Namespace Prefix: | san_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition The amount of income recognised from portfolio and other management fees from investment funds. + References No definition available. + Details
Name: | san_PortfolioAndOtherManagementFeeIncomeInvestmentFunds
Namespace Prefix: | san_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition The amount of income recognised from portfolio and other management fees from pension funds. + References No definition available. + Details
Name: | san_PortfolioAndOtherManagementFeeIncomePensionFunds
Namespace Prefix: | san_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration