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v3.26.1

Commission expense (Tables) | 12 Months Ended
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Dec. 31, 2025
Fee and commission expense [abstract] |
Disclosure of details of fee and commission expense | The detail of commission expense is as follows:
EUR million
| 2025 | 2024 | 2023
Cards | 1,744 |  | 1,816 |  | 1,858 |
By collection and return of effects | 30 |  | 30 |  | 24 |
Financial guarantees and other commitments | 359 |  | 323 |  | 282 |
Brokerages and intermediaries | 130 |  | 181 |  | 204 |
Sales of insurance and funds | 456 |  | 453 |  | 352 |
Other fees and commissions | 1,692 |  | 1,655 |  | 1,429 |
| 4,411 |  | 4,458 |  | 4,149 |

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- Definition The tabular disclosure of fees and commissions expense. + References No definition available. + Details
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