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v3.26.1

Commission expense (Details) - EUR (€) € in Millions | 12 Months Ended
--- | ---
Dec. 31, 2025 | Dec. 31, 2024 | Dec. 31, 2023
Fee and commission expense [abstract] |  |  |
Cards | € 1,744 | € 1,816 | € 1,858
By collection and return of effects | 30 | 30 | 24
Financial guarantees and other commitments | 359 | 323 | 282
Brokerages and intermediaries | 130 | 181 | 204
Sales of insurance and funds | 456 | 453 | 352
Other fees and commissions | 1,692 | 1,655 | 1,429
Total commission expense | € 4,411 | € 4,458 | € 4,149

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- References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Note Expiry date 2027-01-01 -Name IAS -Number 1 -IssueDate 2025-01-01 -Paragraph 112 -Subparagraph c -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=1&code=ifrs-tx-2025-en-b&anchor=para_112_c&doctype=Standard -URIDate 2025-03-27 + Details
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- References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Note Expiry date 2027-01-01 -Name IAS -Number 1 -IssueDate 2025-01-01 -Paragraph 85 -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=1&code=ifrs-tx-2025-en-b&anchor=para_85&doctype=Standard -URIDate 2025-03-27 + Details
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- References No definition available. + Details
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- References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Note Expiry date 2027-01-01 -Name IAS -Number 1 -IssueDate 2025-01-01 -Paragraph 112 -Subparagraph c -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&num=1&code=ifrs-tx-2025-en-b&anchor=para_112_c&doctype=Standard -URIDate 2025-03-27 + Details
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- Definition The amount of commissions assigned to third parties from cards. + References No definition available. + Details
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Balance Type: | debit
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- Definition The amount of commissions assigned to third parties from collection and return of effects. + References No definition available. + Details
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- Definition Assigned Third Party Commissions Expense, Financial Guarantees And Other Commitments + References No definition available. + Details
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- Definition Expense recognised for commissions incurred on sales of insurance and funds during the period. + References No definition available. + Details
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