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v3.26.1

Commission income | 12 Months Ended
--- | ---
Dec. 31, 2025
Fee and commission income [abstract] |
Commission income | Commission income Commission income comprises the amount of all fees and commissions accruing in favour of the Group in the year, except those that form an integral part of the effective interest rate on financial instruments. The detail of fee and commission income is as follows:
EUR million
| 2025 | 2024 | 2023
Coming from collection and payment services |  |  |
Bills | 209 |  | 220 |  | 232 |
Demand accounts | 1,359 |  | 1,411 |  | 1,372 |
Cards | 4,039 |  | 4,067 |  | 4,146 |
Orders | 607 |  | 657 |  | 656 |
Cheques and other | 140 |  | 138 |  | 128 |
| 6,354 |  | 6,493 |  | 6,534 |
Coming from non-banking financial products |  |  |
Investment funds | 1,428 |  | 1,389 |  | 1,037 |
Pension funds | 238 |  | 194 |  | 178 |
Insurance | 2,782 |  | 2,865 |  | 2,669 |
| 4,448 |  | 4,448 |  | 3,884 |
Coming from Securities services |  |  |
Securities underwriting and placement | 602 |  | 586 |  | 502 |
Securities trading | 654 |  | 452 |  | 331 |
Administration and custody | 402 |  | 370 |  | 354 |
Asset management | 385 |  | 254 |  | 341 |
| 2,043 |  | 1,662 |  | 1,528 |
Other |  |  |
Foreign exchange | 848 |  | 705 |  | 678 |
Commitments and financial guarantees | 718 |  | 713 |  | 621 |
Commitment fees | 504 |  | 491 |  | 497 |
Structure Finance | 902 |  | 709 |  | 551 |
Corporate Finance | 243 |  | 213 |  | 136 |
Loans granted | 259 |  | 318 |  | 259 |
Loan Servicing activities | 118 |  | 130 |  | 45 |
Other fees and commissions | 950 |  | 952 |  | 911 |
| 4,542 |  | 4,231 |  | 3,698 |
| 17,387 |  | 16,834 |  | 15,644 |

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- References No definition available. + Details
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Data Type: | xbrli:stringItemType
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- Definition The disclosure of fee and commission income. + References No definition available. + Details
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Namespace Prefix: | san_
Data Type: | dtr-types1:textBlockItemType
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