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      <link:loc xlink:href="http://xbrl.ifrs.org/taxonomy/2021-03-24/full_ifrs/full_ifrs-cor_2021-03-24.xsd#ifrs-full_DeferredAcquisitionCostsArisingFromInsuranceContracts" xlink:label="ifrs-full_DeferredAcquisitionCostsArisingFromInsuranceContracts" xlink:type="locator"/>
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   <link:calculationLink xlink:role="https://www.sava-re.si/xbrl/role/all/ias_1_role-220000" xlink:type="extended">
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