Hepsor AS consolidated unaudited interim report for Q2 2025 and six months

Hepsor's  consolidated revenue  for Q2  2025 amounted to  13.9 million euros (Q2
2024: 5.2 million  euros), and revenue for the  first half of the reporting year
was 22.1 million euros (H1 2024: 7.4 million euros).

The  Group's net profit amounted to 0.4 million euros for the second quarter (Q2
2024: net loss of 0.6 million euros), including a net profit attributable to the
owners  of the parent company  of 0.02 million euros (Q2  2024: net loss of 0.6
million  euros). The Group's net profit for the  first half of the year was 0.3
million  euros (H1 2024: net loss of 1.5 million  euros), of which a net loss of
 0.2  million  euros was  attributable to the  owners of the  parent company (H1
2024: 1.5 million euros).

The net loss of the parent company was affected by an income tax expense of 0.3
million euros arising from the distribution of dividends approved by the General
Meeting of Shareholders of Hepsor.

In  the second quarter, Hepsor Fortuuna OÜ,  a subsidiary of the Group, sold the
properties  located  at  Paevälja  5, 7 and  9 to the Group's 50% joint venture,
Hepsor  SOF OÜ.  The total  value of  the transaction  was 2.7 million euros, to
which  VAT was added. The Group will earn a profit of 0.8 million euros from the
sale  of the Paevälja street properties, of which 0.4 million euros was realised
in  the  second  quarter  of  2025. The  remaining  profit  from the sale of the
properties  will be realised at the end  of the development project, pursuant to
sale of the apartments.

Residential development projects

As  of 30 June  2025, the Group  has a  total of  9 residential developments for
sale,  of which 5 have been completed and  4 are either under construction or to
start  construction in  2025. In total,  355 new homes  and 453 m² of commercial
space  have  been  built  across  completed  residential developments. As of the
reporting  date, 81% of the homes - totalling  288 units - had been sold, either
under  real  right  contracts  or  through  reservation  agreements. Despite the
uncertainty  of  the  economic  environment,  demand  for  the  Group's property
development has remained stable, reflecting the continued trust of our customers
in our projects.

In  the first half of 2025, we handed  over 102 homes to customers (H1 2024: 46
homes), of which 60 homes in the second quarter (Q2 2024: 34 homes).

In  Tallinn, we have started construction preparation works for the Manufaktuuri
Factory  development project, located  at Manufaktuuri 5. In  the first phase of
the development, 152 homes are planned. Construction is scheduled for completion
in the autumn of 2027.

In Riga, we have started the construction of the 360° Dzelzavas Residences
project, a 103-apartment building at Dzelzavas iela 74c. The estimated
completion of the construction is in the fourth quarter of 2026.

Commercial real estate

In 2024, we started the construction of StokOfiss U34, a multifunctional
commercial building at Ulbrokas 34 in Riga. The leasable area of the building is
8,740 m2. As of 30 June 2025, 65 % of the total leasable area is covered by
lease agreements. We plan to obtain the authorisation for use of the building by
the end of July 2025, after which we can start handing over the premises to
tenants.

Lease agreements continued to be signed for the P113 Health Centre property
owned by Hepsor P113 OÜ, which is accounted for as an associate. As of 30 June
2025, 98% of the leasable area is covered by lease agreements.

Future outlook

Hepsor  will continue  to grow  its development  portfolio. As  of the reporting
date,  we are in the process of acquiring a new property development in Riga, at
Starta   iela   17. Three   14-storey   apartment  buildings  with  a  total  of
approximately  250 apartments  and  a  net  volume  of 14,500 m2 are to be built
there.  Phased construction is scheduled to start  at the end of 2026. The total
investment  in the development  project is close  to 40 million euros, making it
Hepsor's largest investment in the Latvian real estate market.

In  Tallinn, in addition to activities in the Manufaktuuri Quarter, Hepsor has a
larger  development  area  in  Lasnamäe,  in  the Paevälja, Narva mnt and Alvari
street  areas. In  this area,  we have  launched cooperation  with EfTEN Special
Opportunities Fund (a joint venture Hepsor SOF OÜ). In July 2025, the subsidiary
of  Hepsor AS, Hepsor N450 OÜ, sold  the properties at Narva mnt 150 and 150a to
Hepsor  SOF OÜ. The value of the transaction was 6.3 million euros, to which VAT
was  added. Hepsor will generate a profit  of 2.8 million euros from the sale of
the properties, of which 1.4 million euros will be realised in the third quarter
of  this year. Hepsor SOF OÜ will build approximately 300 homes in phases in the
Paevälja  and Narva mnt  development area. Construction  of the first phase will
start in 2026.

In Tallinn:

-  Manufaktuuri Quarter at  Manufaktuuri 12 - Hepsor  starts the construction of
its  fourth development project in the Manufaktuuri Quarter, building a total of
49 homes.  A construction  contract worth  7 million euros  has been signed, and
construction will start in August 2025.

In Riga:

-  Zala Jugla project at Braila iela  23, Jugla - we will start the construction
of phase I in the third quarter of 2025, building a total of 70 homes;

-  In the reporting year, we intend to  start the construction of phase I of the
Veidema  Quarter, at  Ganibu Dambis  17a, where a  stock-office type development
project is planned;

-  Eizhenijas iela 18 project - in the third  quarter of this year, we will start
the  pre-sale of the residential development and in the fourth quarter we intend
to start the construction of two apartment buildings, a total of 54 homes.

Canada, Toronto

Hepsor  has made five investments  in Toronto. For the  first phase of all these
development  projects, detailed site plans are  being prepared. The projects are
progressing  according to the planned schedule.  The approval of the first plan,
for the project named Weston, is expected in the third quarter of this year.

As of August, there will be a number of important changes in the management of
Hepsor AS.

Martti  Krass,  the  former  Country  Manager  in  Latvia, who has significantly
contributed  to Hepsor's business in Latvia over the past eight years, will join
the  Management Board  of Hepsor  AS. Gints  Vanders will  start as  the Country
Manager  in Latvia. He  is a member  of the Management  Board of Hepsor SIA from
October  2024. Based on  the decision  of the  General Meeting  of Shareholders,
Henri  Laks, will join the Supervisory Board of Hepsor AS starting in August, to
support  the company's strategic development by  contributing to management at a
new level.

The  full unaudited consolidated interim report for  Q2 and the first six months
of 2025 is available on Hepsor's website:

https://hepsor.ee/en/for-investors/stock/reports-2 (https://hepsor.ee/en/for-
investors/stock/reports-2/)

Consolidated statement of financial position

------------------------------------+------------+----------------+------------
 in thousands of euros              |30 June 2025|31 December 2024|30 June 2024
------------------------------------+------------+----------------+------------

------------------------------------+------------+----------------+------------
 Assets                             |            |                |
------------------------------------+------------+----------------+------------
 Current assets                     |            |                |
------------------------------------+------------+----------------+------------
 Cash and cash equivalents          |       3,005|           6,249|       4,731
------------------------------------+------------+----------------+------------
 Trade and other receivables        |       1,028|             761|       1,170
------------------------------------+------------+----------------+------------
 Current loan receivables           |         200|             200|         311
------------------------------------+------------+----------------+------------
 Inventories                        |      52,318|          64,141|      86,064
------------------------------------+------------+----------------+------------
 Total current assets               |      56,551|          71,351|      92,276
------------------------------------+------------+----------------+------------
 Non-current assets                 |            |                |
------------------------------------+------------+----------------+------------
 Property, plant and equipment      |         299|             288|         183
------------------------------------+------------+----------------+------------
 Intangible assets                  |           1|               2|           4
------------------------------------+------------+----------------+------------
 Investment properties              |       7,980|           7,980|           0
------------------------------------+------------+----------------+------------
 Financial investments              |       7,821|           6,424|       2,668
------------------------------------+------------+----------------+------------
 Investments in joint ventures      |           1|               0|           0
------------------------------------+------------+----------------+------------
 Non-current loan receivables       |       3,604|           2,428|       2,161
------------------------------------+------------+----------------+------------
 Other non-current receivables      |         467|             340|         271
------------------------------------+------------+----------------+------------
 Total non-current assets           |      20,173|          17,462|       5,287
------------------------------------+------------+----------------+------------
 Total assets                       |      76,724|          88,813|      97,563
------------------------------------+------------+----------------+------------
 Liabilities and equity             |            |                |
------------------------------------+------------+----------------+------------
 Current liabilities                |            |                |
------------------------------------+------------+----------------+------------
 Loans and borrowings               |       8,551|          23,336|      33,258
------------------------------------+------------+----------------+------------
 Current lease liabilities          |          26|              52|          76
------------------------------------+------------+----------------+------------
 Prepayments from customers         |         390|             724|       3,399
------------------------------------+------------+----------------+------------
 Trade and other payables           |       6,122|           6,542|       6,226
------------------------------------+------------+----------------+------------
 Total current liabilities          |      15,089|          30,654|      42,959
------------------------------------+------------+----------------+------------
 Non-current liabilities            |            |                |
------------------------------------+------------+----------------+------------
 Loans and borrowings               |      35,031|          31,352|      29,622
------------------------------------+------------+----------------+------------
 Non-current lease liabilities      |         162|             162|          29
------------------------------------+------------+----------------+------------
 Other non-current liabilities      |       5,872|           4,635|       4,237
------------------------------------+------------+----------------+------------
 Total non-current liabilities      |      41,065|          36,149|      33,888
------------------------------------+------------+----------------+------------
 Total liabilities                  |      56,154|          66,803|      76,847
------------------------------------+------------+----------------+------------
 Equity                             |            |                |
------------------------------------+------------+----------------+------------
 Share capital                      |       3,855|           3,855|       3,855
------------------------------------+------------+----------------+------------
 Share premium                      |       8,917|           8,917|       8,917
------------------------------------+------------+----------------+------------
 Reserves                           |         385|             385|         385
------------------------------------+------------+----------------+------------
 Retained earnings                  |       7,413|           8,853|       7,559
------------------------------------+------------+----------------+------------
 Total equity                       |      20,570|          22,010|      20,716
------------------------------------+------------+----------------+------------
 incl. total equity attributable to |            |                |
 owners of the parent               |      19,373|          20,912|      19,423
------------------------------------+------------+----------------+------------
 incl. non-controlling interest     |       1,197|           1,098|       1,293
------------------------------------+------------+----------------+------------
 Total liabilities and equity       |      76,724|          88,813|      97,563
------------------------------------+------------+----------------+------------


Consolidated statement of profit and loss and other comprehensive income

-----------------------------------------------+-------+-------+-------+-------
 in thousands of euros                         |6M 2025|6M 2024|Q2 2025|Q2 2024
-----------------------------------------------+-------+-------+-------+-------
                                                               |       |
-----------------------------------------------+-------+-------+-------+-------
 Revenue                                       | 22,063|  7,422| 13,857|  5,151
-----------------------------------------------+-------+-------+-------+-------
 Cost of sales (-)                             |-19,203| -7,045|-12,014| -4,811
-----------------------------------------------+-------+-------+-------+-------
 Gross profit                                  |  2,860|    377|  1,843|    340
-----------------------------------------------+-------+-------+-------+-------
 Marketing expenses (-)                        |   -448|   -390|   -169|   -205
-----------------------------------------------+-------+-------+-------+-------
 Administrative expenses (-)                   |   -918|   -889|   -506|   -446
-----------------------------------------------+-------+-------+-------+-------
 Other operating income                        |     82|     70|     59|     25
-----------------------------------------------+-------+-------+-------+-------
 Other operating expenses (-)                  |   -166|    -24|   -149|     -6
-----------------------------------------------+-------+-------+-------+-------
 Operating profit (-loss) of the year          |  1,410|   -856|  1,078|   -292
-----------------------------------------------+-------+-------+-------+-------
 Financial income                              |    157|    201|    108|    164
-----------------------------------------------+-------+-------+-------+-------
 Financial expenses (-)                        | -1,002|   -871|   -524|   -433
-----------------------------------------------+-------+-------+-------+-------
 Profit before tax                             |    565| -1,526|    662|   -561
-----------------------------------------------+-------+-------+-------+-------
 Corporate income tax                          |   -283|      0|   -283|      0
-----------------------------------------------+-------+-------+-------+-------
 Net profit (-loss) for the year               |    282| -1,526|    379|   -561
-----------------------------------------------+-------+-------+-------+-------
     Attributable to owners of the parent      |   -196| -1,526|     24|   -647
-----------------------------------------------+-------+-------+-------+-------
     Non-controlling interest                  |    478|      0|    355|     86
-----------------------------------------------+-------+-------+-------+-------
                                               |       |       |       |
-----------------------------------------------+-------+-------+-------+-------
  Other comprehensive income (-loss)           |       |       |       |
-----------------------------------------------+-------+-------+-------+-------
 Changes related to change of ownership        |      0|     76|      0|     76
-----------------------------------------------+-------+-------+-------+-------
 Change  in value of  embedded derivatives with|       |       |       |
 minority shareholders                         |   -428|      0|   -278|      0
-----------------------------------------------+-------+-------+-------+-------
 The  effects  of  changes  in foreign exchange|       |       |       |
 rates                                         |   -292|      0|   -131|      0
-----------------------------------------------+-------+-------+-------+-------
 Other  comprehensive  income  (-loss)  for the|       |       |       |
 period                                        |   -720|     76|   -409|     76
-----------------------------------------------+-------+-------+-------+-------
     Attributable to owners of the parent      |   -341|    -44|   -180|    -44
-----------------------------------------------+-------+-------+-------+-------
     Non-controlling interest                  |   -379|    120|   -229|    120
-----------------------------------------------+-------+-------+-------+-------
                                               |       |       |       |
-----------------------------------------------+-------+-------+-------+-------
 Comprehensive income (-loss) for the period   |   -438| -1,450|    -30|   -485
-----------------------------------------------+-------+-------+-------+-------
     Attributable to owners of the parent      |   -537| -1,570|   -156|   -691
-----------------------------------------------+-------+-------+-------+-------
     Non-controlling interest                  |     99|    120|    126|    206
-----------------------------------------------+-------+-------+-------+-------
                                               |       |       |       |
-----------------------------------------------+-------+-------+-------+-------
 Earnings per share                            |       |       |       |
-----------------------------------------------+-------+-------+-------+-------
    Basic (euros per share)                    |  -0.05|  -0.40|   0,01|  -0.17
-----------------------------------------------+-------+-------+-------+-------
    Diluted (euros per share)                  |  -0.05|  -0.40|   0,01|  -0.17
-----------------------------------------------+-------+-------+-------+-------



Henri Laks
Member of the Management Board
Phone: +372 5693 9114
e-mail: [email protected] (mailto:[email protected])

Hepsor  AS (www.hepsor.ee (http://www.hepsor.ee)) is  a developer of residential
and  commercial real estate.  The Group operates  in Estonia, Latvia and Canada.
During  our fourteen years of operation,  we have created 2,076 homes and nearly
36,300 m(2) of commercial space. As the first developer in the Baltic countries,
Hepsor  has implemented  several innovative  engineering and technical solutions
that make the buildings built by the company more energy-efficient and thus more
environmentally  friendly.  The  company's  portfolio  includes  a  total of 25
development projects with a total area of 178,200 m(2).