Hepsor prepares a bond programme

Publicly  listed real estate developer Hepsor,  in cooperation with LHV Pank, is
preparing  a bond programme and plans to list  the bonds on the main list of the
Nasdaq  Tallinn Stock  Exchange in  order to  diversify the  company's financing
structure  and ensure capital for funding  projects in its diversified portfolio
across its home markets.

'The  planned bond programme will give us  the opportunity to react quickly when
market  conditions offer good investment opportunities  or favour the raising of
additional capital. Considering the length of the real estate development cycle,
it  is reasonable  to give  projects a  boost at  the right moment,' said Martti
Krass, CEO at Hepsor.

Real  estate  development  cycles  are  long,  which  is why projects often need
financing  at different  stages. The  goal of  the bond  programme is  to ensure
flexible access to capital for the company, precisely when market conditions are
most  supportive. The raised capital will be directed towards the implementation
of  ongoing and  new residential  and commercial  development projects. Hepsor's
portfolio  includes a total of 30 projects  in different stages of development -
15 in Estonia, 10 in Latvia, and 5 in Canada.

'The  advantage of our  bond programme, which  is aimed at  retail investors, is
that  we do not tie the  raised capital to a specific  project or market, but to
our  overall  development  plan.  Our  cash  flows  are  stable  and  based on a
geographically  and segmentally diversified  development portfolio, encompassing
both  residential and  commercial real  estate, markets  in Estonia,  Latvia and
Canada,  as well as  projects in various  stages of the  development cycle. This
provides  investors with security  and diversifies risk,  as the investment does
not depend solely on the success of a single development,' added Krass.

As  part of the planned  programme, Hepsor intends to  apply for the bonds to be
listed for trading on the Baltic Bond List of the Nasdaq Tallinn Stock Exchange.
Hepsor's  shares have been listed on the  main list of the Baltic Stock Exchange
since 2021.

Hepsor invites all interested parties in Estonia on 13 November and in Latvia on
14 November  to the  autumn-winter investor  meetings, where  the company's CEO,
Martti  Krass, will  provide an  overview of  the development  portfolio and the
situation  in the home markets, as well  as of the company's planned investments
and  bond programme. Participation is open to all, and more detailed information
will be published on Hepsor's website.

The public offering of the bonds is subject to the approval of the prospectus by
the  Financial  Supervision  Authority.  Hepsor  will  issue  a  separate notice
concerning  the approval of the prospectus, the  start of the bond offering, and
the related terms and conditions.

Hepsor is a company, founded in 2011, that has grown from a builder of apartment
buildings into a modern developer of residential and commercial real estate. The
company currently operates in Estonia, Latvia and Canada. Hepsor's strength lies
in  innovation  and  an  environmentally  conscious  approach,  resulting in the
creation   of   not  only  buildings  but  also  complete  living  and  business
environments.

This  notice  is  intended  solely  for  informational  purposes and refers to a
potential  future offering. It should not be  regarded as an offer to sell bonds
or  investment advice. Likewise, no  sale or public offering  of bonds will take
place  in any  country or  jurisdiction until  the relevant  prospectus or other
required  offering document has  been duly approved,  registered or published in
accordance with applicable law.


Martti Krass
Member of the Management Board
Phone: +372 5692 4919
E-mail:  [email protected]  (https://www.globenewswire.com/Tracker?data=i-EyQ9hO-
iXPTFtJysLkGmxAeC7t5yhl-
hXRSZ1f7x_JZqtOz0uJ82NHXRMBEV0qxUqIOUblUntZzPsPC5JiBC344CCLn8QthMwC2m-qVy0=)