Hepsor AS consolidated unaudited interim report for Q1 2026

The first quarter of 2026 was an active period for Hepsor in terms of both sales
and  construction activity.  The Group  has a  record number of apartments under
construction  and in sales.  During the quarter,  the Group made  a total of 72
first-time  home sales,  of which  54 were homes  under construction and 18 were
homes  in completed buildings. As a  result of active construction activity, the
Group's  total assets  increased to  97 million euros  by the  end of  the first
quarter,  representing a 6% increase compared to  the beginning of the reporting
year.  As at the end  of the quarter, 428 new  homes were under construction (31
March  2025: 152). Further growth in total assets  is expected in the subsequent
quarters,  during which the Group plans  to commence the construction of 207 new
homes and 9,623 m² of new commercial premises.

Hepsor's  consolidated  sales  revenue  for  Q1  2026 was  3.8 million euros (Q1
2025: 8.2 million  euros) and the net loss  was 0.8 million euros (Q1 2025: 0.1
million  euros), of which the net loss  attributable to the owners of the parent
company was 0.8 million euros (Q1 2025: 0.2 million euros).

In  the  first  quarter  of  2026, the  Group's  revenue  and profitability were
affected  by  a  decrease  in  the  number  of apartments delivered to customers
compared to the same period last year - 18 apartments (Q1 2025: 42). The Group's
operating  expenses for the reporting  quarter remained at the  same level as in
the comparable period.

Development projects under construction and for sale

In  the first quarter  of 2026, we continued  with the construction  and sale of
projects  in  the  development  portfolio.  As  at  31 March  2026, the  Group's
inventory   of  completed  apartments  amounted  to  10 units.  Construction  is
scheduled  to  be  completed  and  the  handover  of  apartments to begin at the
Manufaktuuri  12 development project in  Tallinn in the  third quarter of 2026,
where  a  total  of  49 new  homes  will  be completed. In the fourth quarter, a
residential  building with 103 apartments will  be completed at Dzelzavas 74C in
Riga.

In  the first quarter of 2026, the Group  completed the initial sale of 72 homes
under  contracts of obligation and real rights, with a total value of 15 million
euros, which is nearly twice as much as in the same period of 2025 (39 homes and
7 million  euros).  As  at  the  end  of the reporting quarter, the four-quarter
rolling  average of initial sales was 11 million euros (31 March 2025: 6 million
euros).  As at  31 March 2026, there  were 11 projects  in pre-sale and sale, of
which  5 were completed development  projects and 5 were  under construction. In
addition, we launched pre-sales for the first phase of the Paevälja quarter.

As  at 31 March 2026, the  Group has 428 new  homes under construction (31 March
2025: 152), of  which 201 (31 March 2025: 152) are  in Estonia and 227 (31 March
2025: 0) are in Latvia.

Future outlook

In 2026, the Group plans to launch construction of five new development projects
- three residential and two commercial real estate projects:

  * Phase I of the Paevälja quarter - in the second quarter of 2026, we will
    commence the construction of 88 apartments and 918 m² of commercial space at
    Paevälja 7, 9;
  * In Rae Parish, at Vana-Tartu mnt 49, we will begin construction of the Veski
    Centre. The building is planned to have 3,551 m² of leasable space, of which
    88% is already covered by lease agreements;
  * Phase I of the Veidema quarter - at Gan?bu dambis 17A, Riga, the Group plans
    to commence a stock-office type development project;
  * In Riga, at Starta 17, we will begin construction of a residential
    development project, which will deliver a total of 255 new homes in multiple
    phases;
  * In Riga, we will start construction of Phase II of a residential development
    project at Braila iela 23, which will deliver 35 new homes.

Consolidated statement of financial position

----------------------------------+-------------+----------------+-------------
 in thousands of euros            |31 March 2026|31 December 2025|31 March 2025
----------------------------------+-------------+----------------+-------------

----------------------------------+-------------+----------------+-------------
 Assets                           |             |                |
----------------------------------+-------------+----------------+-------------
 Current assets                   |             |                |
----------------------------------+-------------+----------------+-------------
 Cash and cash equivalents        |        4,352|           3,821|        3,262
----------------------------------+-------------+----------------+-------------
 Trade and other receivables      |        2,172|           1,807|        1,589
----------------------------------+-------------+----------------+-------------
 Current loan receivables         |            0|               0|          200
----------------------------------+-------------+----------------+-------------
 Inventories                      |       62,601|          58,938|       60,355
----------------------------------+-------------+----------------+-------------
 Total current assets             |       69,125|          64,566|       65,406
----------------------------------+-------------+----------------+-------------
 Non-current assets               |             |                |
----------------------------------+-------------+----------------+-------------
 Property, plant and equipment    |          240|             260|          324
----------------------------------+-------------+----------------+-------------
 Intangible assets                |            0|               0|            2
----------------------------------+-------------+----------------+-------------
 Investment properties            |       11,820|          11,820|        7,980
----------------------------------+-------------+----------------+-------------
 Financial investments            |        8,568|           7,837|        7,244
----------------------------------+-------------+----------------+-------------
 Investments in joint ventures    |           26|              26|            0
----------------------------------+-------------+----------------+-------------
 Non-current loan receivables     |        6,521|           6,521|        2,584
----------------------------------+-------------+----------------+-------------
 Other non-current receivables    |          988|             805|          384
----------------------------------+-------------+----------------+-------------
 Total non-current assets         |       28,163|          27,269|       18,518
----------------------------------+-------------+----------------+-------------
 Total assets                     |       97,288|          91,835|       83,924
----------------------------------+-------------+----------------+-------------
 Liabilities and equity           |             |                |
----------------------------------+-------------+----------------+-------------
 Current liabilities              |             |                |
----------------------------------+-------------+----------------+-------------
 Loans and borrowings             |        4,235|           5,687|       17,942
----------------------------------+-------------+----------------+-------------
 Current lease liabilities        |           38|              50|           39
----------------------------------+-------------+----------------+-------------
 Prepayments from customers       |        2,778|           1,544|          562
----------------------------------+-------------+----------------+-------------
 Trade and other payables         |        7,746|           6,832|        6,184
----------------------------------+-------------+----------------+-------------
 Total current liabilities        |       14,797|          14,113|       24,727
----------------------------------+-------------+----------------+-------------
 Non-current liabilities          |             |                |
----------------------------------+-------------+----------------+-------------
 Loans and borrowings             |       47,262|          42,060|       32,668
----------------------------------+-------------+----------------+-------------
 Non-current lease liabilities    |          112|             112|          162
----------------------------------+-------------+----------------+-------------
 Other non-current liabilities    |        8,804|           8,472|        4,765
----------------------------------+-------------+----------------+-------------
 Total non-current liabilities    |       56,178|          50,644|       37,595
----------------------------------+-------------+----------------+-------------
 Total liabilities                |       70,975|          64,757|       62,322
----------------------------------+-------------+----------------+-------------
 Equity                           |             |                |
----------------------------------+-------------+----------------+-------------
 Share capital                    |        3,913|           3,913|        3,855
----------------------------------+-------------+----------------+-------------
 Share premium                    |        8,917|           8,917|        8,917
----------------------------------+-------------+----------------+-------------
 Reserves                         |          385|             385|          385
----------------------------------+-------------+----------------+-------------
 Retained earnings                |       13,098|          13,863|        8,445
----------------------------------+-------------+----------------+-------------
 Total equity                     |       26,313|          27,078|       21,602
----------------------------------+-------------+----------------+-------------
 incl. total equity attributable  |             |                |
 to owners of the parent          |       20,032|          20,858|       20,531
----------------------------------+-------------+----------------+-------------
 incl. non-controlling interest   |        6,281|           6,220|        1,071
----------------------------------+-------------+----------------+-------------
 Total liabilities and equity     |       97,288|          91,835|       83,924
----------------------------------+-------------+----------------+-------------


Consolidated statement of profit and loss and other comprehensive income

---------------------------------------------------------------+-------+-------
 in thousands of euros                                         |Q1 2026|Q1 2025
---------------------------------------------------------------+-------+-------
                                                                       |
---------------------------------------------------------------+-------+-------
 Revenue                                                       |  3,844|  8,206
---------------------------------------------------------------+-------+-------
 Cost of sales (-)                                             | -3,508| -7,189
---------------------------------------------------------------+-------+-------
 Gross profit                                                  |    336|  1,017
---------------------------------------------------------------+-------+-------
 Marketing expenses (-)                                        |   -277|   -279
---------------------------------------------------------------+-------+-------
 Administrative expenses (-)                                   |   -395|   -412
---------------------------------------------------------------+-------+-------
 Other operating income                                        |     17|     23
---------------------------------------------------------------+-------+-------
 Other operating expenses (-)                                  |    -14|    -17
---------------------------------------------------------------+-------+-------
 Operating profit (-loss) of the year                          |   -333|    332
---------------------------------------------------------------+-------+-------
 Financial income                                              |    186|     49
---------------------------------------------------------------+-------+-------
 Financial expenses (-)                                        |   -627|   -478
---------------------------------------------------------------+-------+-------
 Profit before tax                                             |   -774|    -97
---------------------------------------------------------------+-------+-------
 Corporate income tax                                          |      0|      0
---------------------------------------------------------------+-------+-------
 Net profit (-loss) for the year                               |   -774|    -97
---------------------------------------------------------------+-------+-------
     Attributable to owners of the parent                      |   -835|   -220
---------------------------------------------------------------+-------+-------
     Non-controlling interest                                  |     61|    123
---------------------------------------------------------------+-------+-------
                                                               |       |
---------------------------------------------------------------+-------+-------
  Other comprehensive income (-loss)                           |       |
---------------------------------------------------------------+-------+-------
 Change in value of embedded derivatives with minority         |       |
 shareholders                                                  |      0|   -150
---------------------------------------------------------------+-------+-------
 The effects of changes in foreign exchange rates              |      9|   -161
---------------------------------------------------------------+-------+-------
 Other comprehensive income (-loss) for the period             |      9|   -311
---------------------------------------------------------------+-------+-------
     Attributable to owners of the parent                      |      9|   -161
---------------------------------------------------------------+-------+-------
     Non-controlling interest                                  |      0|   -150
---------------------------------------------------------------+-------+-------
                                                               |       |
---------------------------------------------------------------+-------+-------
 Comprehensive income (-loss) for the period                   |   -765|   -408
---------------------------------------------------------------+-------+-------
     Attributable to owners of the parent                      |   -826|   -381
---------------------------------------------------------------+-------+-------
     Non-controlling interest                                  |     61|    -27
---------------------------------------------------------------+-------+-------
                                                               |       |
---------------------------------------------------------------+-------+-------
 Earnings per share                                            |       |
---------------------------------------------------------------+-------+-------
    Basic (euros per share)                                    |  -0,21|  -0,06
---------------------------------------------------------------+-------+-------
    Diluted (euros per share)                                  |  -0,21|  -0,06
---------------------------------------------------------------+-------+-------

The  full Q1 2026 consolidated unaudited interim report is available on Hepsor's
website: https://hepsor.ee/en/for-investors/stock/reports-2/

Martti Krass
Member of the Management Board
Phone: +372 5692 4919
e-mail: [email protected] (mailto:[email protected])

Hepsor  AS (www.hepsor.ee (http://www.hepsor.ee)) is  a developer of residential
and  commercial real estate.  The Group operates  in Estonia, Latvia and Canada.
During  our fifteen  years of  operation, we  have created 2000 homes and nearly
44 000 m(2)  of commercial  space. Hepsor  is the  first developer in the Baltic
states  to implement a number of  innovative engineering solutions that make the
buildings  it constructs  more energy  efficient, and  thus more environmentally
friendly.   The company's portfolio includes  a total of 37 development projects
with  a total  area of  195 300 m(2). In  addition, the  Group is active in five
projects  in  Canada,  where  the  main  activity is the preparation of detailed
spatial plans for land, thereby achieving greater building rights.