Announcement of Early Redemption (incl. Record Date and Payment Date) of LHV Group Tier 2 Subordinated Bonds

AS LHV Group announces its decision to early redeem the subordinated bonds
issued on 30 September 2020, registered under ISIN code EE3300001791
(hereinafter LHV Group 2030 Subordinated Bonds). The early redemption is carried
out in accordance with the Prospectus and the Terms and Conditions of the LHV
Group 2030 Subordinated Bonds, according to which the bonds may be redeemed
early, in whole or in part, after 30 September 2025, provided that the investors
are notified at least 30 days in advance and the prior consent of the financial
supervision authority has been obtained. On 11 August 2025, the European Central
Bank granted its consent for the early redemption of the LHV Group 2030
Subordinated Bonds.

All 35,000 of the LHV Group 2030 Subordinated Bonds with a nominal value of EUR
1,000 each and an aggregate nominal value of EUR 35,000,000 will be redeemed
early. As a redemption payment, the bondholders will receive the nominal value
of their respective bonds together with any interest accrued and unpaid up to
the early redemption date. The amount payable to the investor for one bond shall
be EUR 1,015.

The payment date shall be 30 September 2025, and the list of bondholders (the
record date) will be fixed at the end of the working day of the Nasdaq CSD
Settlement System on 29 September 2025.

LHV Group is the largest domestic financial group and capital provider in
Estonia. The LHV Group's key subsidiaries are LHV Pank, LHV Varahaldus, LHV
Kindlustus, and LHV Bank Limited. The Group employs over 1,100 people. As at the
end of July, the services of LHV Pank are being used by 476,000 customers, the
pension funds managed by LHV have 109,000 active customers, and LHV Kindlustus
protects a total of 177,000 customers. LHV Bank Limited, a subsidiary of the
Group, holds a banking licence in the United Kingdom and provides banking
services to international financial technology companies, as well as loans to
small and medium-sized enterprises.


Investor Relations
Sten Hans Jakobsoo
Head of Investor Relations and Corporate Development
Email: [email protected]
(https://www.globenewswire.com/Tracker?data=8zkQD9334U7_k4TOflLmkdLtLbYKZANkGe4e
4PSBEPAOp_9w2FaTAHd4KKpOnTLv_z4_ordRTf8bPkbIaeeDRzyyngDOJg4Xq_DEGCG43vagvCx2lYP8
93du71WTNO-
OOT0hfPrH_7JcsO4xNalsUq1hhqa_DhzEyh62jAqvpnODMPlacejPkg26aARIzdRi99yb2COJb3Hti8l
6yEjnqONFEMc24zfzCHcaQs4754L9ITHtfEzRnARHvDVGQ1QO0EoWzxN3NFwfvm75kuqiyb6ACdAtiJ8
7nQxHLHCFZbU=)

Communications
Paul Pihlak
Head of Communications
Email: [email protected]
(https://www.globenewswire.com/Tracker?data=1B2C39DvWR3h7fkvg7dk57RmSfE0cCfkR6sj
QGR17-OAt1acAChFleykVKB3gBFE4f2NTOxmjPVj3bKLwYIVwhqIiIVnMTJHJ-
I_1F0grquEnPns6xD104-
xZ06BVoRiPIWWqyifIoA7NdymBJIQXj8oICOUejjdblZG2KfkzrAdQeG0qYc8ndVQVjfQvRcMGTQBDtV
Tedr06X1bDd-l3B9RDVqm-
_ZeX2TFiqxKG8qLqf4FHEury8lywBi9rFCxalbO7NEWYNw8fiBslb8vjw==)