Recording of LHV Group's 10 February investor webinar

To give an overview of the 2025 Q4 and 12 month financial results, LHV
Group organised an investor meeting webinar on 10 February. An overview of the
company's progress was given by Mihkel Torim (CEO of LHV Group), Meelis Paakspuu
(CFO of LHV Group), Kadri Kiisel (CEO of LHV Pank) and Erki Kilu (CEO of LHV
Bank).

Recording of the investor meeting (in English) is available at:
https://www.youtube.com/watch?v=vBsAE9CzI40

Presentation (in English)
at: www.lhv.ee/assets/files/investor/LHV_Group_Investoresitlus_2025-Q4_EN.pdf
(http://www.lhv.ee/assets/files/investor/LHV_Group_Investoresitlus_2025-
Q4_EN.pdf)

LHV Group is the largest domestic financial group and capital provider in
Estonia. LHV Group's key subsidiaries are LHV Pank, LHV Varahaldus,
LHV Kindlustus, and LHV Bank Limited. The Group employs approximately 1,200
people. As at the end of December, the services of LHV Pank are being used by
492,000 customers, the pension funds managed by LHV have 106,000 active
customers, and LHV Kindlustus protects a total of 231,000 customers. LHV Bank
Limited, a subsidiary of the Group, holds a banking licence in the United
Kingdom and provides banking services to international financial technology
companies, as well as loans to small and medium-sized enterprises.

Investor relations
Sten Hans Jakobsoo
Head of Investor Relations and Corporate Development
Email: [email protected] (mailto:[email protected])

Media and communications
Paul Pihlak
Head of Communications
Email: [email protected]
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