2025 III quarter and 9 months consolidated interim report (unaudited)

Compared  to the optimistic estimates at the beginning of the year, the economic
growth  forecast  for  2025 has  become  increasingly modest. Estonia's economic
growth  continues at  a slow  pace, with  the latest forecasts estimating annual
growth  at 0.6%. The construction  market shows signs  of stabilisation, but the
sector's recovery remains very slow and uneven.
The  Buildings segment accounts for 80% of  the Group's total revenue, and there
has  been no  significant change  in the  revenue distribution  between segments
compared  to the same period last year.  The decrease in revenue compared to the
same  period in 2024 was  primarily affected by  an approximately 21% decline in
the  volume  of  the  Buildings  segment.  Revenue in the Infrastructure segment
remained  essentially at the same level.  During the reporting period, the Group
signed  a substantial volume  of new contracts,  the impact of  which on revenue
will materialise over a longer timeframe.
The  Group's gross profit margin  was 6.7% and operating profitability 3.2%. Net
profit  for  the  reporting  period  was  mainly  affected  by  an exchange loss
resulting from the weakening of the Ukrainian hryvnia against the euro.
On  an annual basis, i.e., compared to 30 September 2024, the Group's order book
increased by 41%. The volume of outstanding work increased in both the Buildings
and  Infrastructure segments. A significant share  of the order book consists of
work to be performed in 2026 and 2027.

Condensed consolidated interim statement of financial position

 EUR'000                                       30 September 2025 31 December 2024
-------------------------------------------------------------------------------
 ASSETS

 Current assets

 Cash and cash equivalents                               8,083            8,195

 Trade and other receivables                            44,289           29,449

 Prepayments                                             3,261            3,543

 Inventories                                            25,500           28,091

 Total current assets                                   81,133           69,278

 Non-current assets

 Other investments                                          77               77

 Trade and other receivables                            11,202           10,681

 Investment property                                     5,517            5,517

 Property, plant and equipment                          12,553           13,247

 Intangible assets                                      14,922           14,951

 Total non-current assets                               44,271           44,473

 TOTAL ASSETS                                          125,404          113,751



 LIABILITIES

 Current liabilities

 Borrowings                                             11,758           12,626

 Trade payables                                         51,308           36,819

 Other payables                                          9,814           10,260

 Deferred income                                        12,519           12,472

 Provisions                                                809            1,333

 Total current liabilities                              86,208           73,510

 Non-current liabilities

 Borrowings                                              3,395            5,720

 Trade payables                                          2,955            5,091

 Provisions                                              3,259            2,826

 Total non-current liabilities                           9,609           13,637

 TOTAL LIABILITIES                                      95,817           87,147



 EQUITY

 Share capital                                          14,379           14,379

 Own (treasury) shares                                   (660)            (660)

 Share premium                                             635              635

 Statutory capital reserve                               2,554            2,554

 Translation reserve                                     4,429            4,034

 Retained earnings                                       6,484            4,746

 Total equity attributable to owners of the
 parent                                                 27,821           25,688

 Non-controlling interests                               1,766              916

 TOTAL EQUITY                                           29,587           26,604

 TOTAL LIABILITIES AND EQUITY                          125,404          113,751

Condensed consolidated interim statement of comprehensive income

 EUR'000                            9M 2025  Q3 2025   9M 2024  Q3 2024      2024
-------------------------------------------------------------------------------
 Revenue                          147,666   55,028   178,722   63,777   223,925

 Cost of sales                  (137,747) (50,559) (165,955) (58,204) (207,155)

 Gross profit                       9,919    4,469    12,767    5,573    16,770



 Marketing and distribution
 expenses                           (279)    (110)     (301)    (129)     (422)

 Administrative expenses          (4,758)  (1,686)   (5,011)  (1,638)   (7,878)

 Other operating income                70        2       145       68       286

 Other operating expenses           (196)     (36)     (628)    (170)     (695)

 Operating profit                   4,756    2,639     6,972    3,704     8,061



 Finance income                       349       91       437      120       678

 Finance costs                    (2,517)    (613)   (2,625)  (1,079)   (3,011)

 Net finance costs                (2,168)    (522)   (2,188)    (959)   (2,333)



 Profit before tax                  2,588    2,117     4,784    2,745     5,728

 Income tax expense                     0        0     (237)        0     (563)

 Profit for the period              2,588    2,117     4,547    2,745     5,165



 Other comprehensive income
 Items that may be reclassified
 subsequently to
 profit or loss

 Exchange differences on
 translating foreign operations       395     (78)       502      337       248

 Total other comprehensive
 income (expense)                     395     (78)       502      337       248

 TOTAL COMPREHENSIVE INCOME         2,983    2,039     5,049    3,082     5,413



 Profit attributable to:

 - Owners of the parent             1,738    1,872     3,373    2,353     3,827

 - Non-controlling interests          850      245     1,174      392     1,338

 Profit for the period              2,588    2,117     4,547    2,745     5,165



 Comprehensive income
 attributable to:

 - Owners of the parent             2,133    1,794     3,875    2,690     4,075

 - Non-controlling interests          850      245     1,174      392     1,338

 Comprehensive income for the
 period                             2,983    2,039     5,049    3,082     5,413



 Earnings per share
 attributable to owners of the
 parent:

 Basic earnings per share (EUR)        0.06     0.06      0.11     0.07      0.12

 Diluted earnings per share (EUR)      0.06     0.06      0.11     0.07      0.12



Condensed consolidated interim statement of cash flows

 EUR'000                                                   9M 2025   9M 2024
--------------------------------------------------------------------------
 Cash flows from operating activities

 Cash receipts from customers                            167,978   199,510

 Cash paid to suppliers                                (143,000) (173,448)

 VAT paid                                                (5,906)   (7,048)

 Cash paid to and for employees                         (16,021)  (15,051)

 Income tax paid                                           (350)     (237)

 Net cash from operating activities                        2,701     3,726



 Cash flows from investing activities

 Paid for acquisition of property, plant and equipment     (247)     (289)

 Proceeds from sale of property, plant and equipment         409       193

 Loans provided                                             (44)      (35)

 Repayments of loans provided                                  6         1

 Dividends received                                            0         6

 Interest received                                            91       159

 Net cash from investing activities                          215        35



 Cash flows from financing activities

 Proceeds from loans received                                783       902

 Repayments of loans received                            (1,074)   (1,857)

 Lease payments                                          (1,845)   (1,689)

 Payments of lease interest                                (195)     (260)

 Interest paid                                             (560)     (559)

 Dividends paid                                                0     (661)

 Net cash used in financing activities                   (2,891)   (4,124)



 Net cash flow                                                25     (363)



 Cash and cash equivalents at beginning of period          8,195    11,892

 Effect of movements in foreign exchange rates             (137)      (53)

 Change in cash and cash equivalents                          25     (363)

 Cash and cash equivalents at end of period                8,083    11,476

Financial review

Financial performance

Nordecon's  gross profit  for the  first nine  months of 2025 amounted to EUR9,919
thousand  (9M  2024: EUR12,767  thousand).  The  group's  gross  margin  decreased
slightly   year  on  year,  dropping  to  6.7% for  the  nine-month  period  (9M
2024: 7.1%) and  8.1% for  the  third  quarter  (Q3  2024: 8.7%). Both operating
segments  earned a profit in  both the nine-month period  and the third quarter.
The  Buildings segment  achieved gross  margins of  7.7% for the nine months and
8.4% for  the  third  quarter  (9M  2024: 8.5% and  Q3  2024: 10.2%), while  the
Infrastructure  segment  achieved  gross  margins  of 5.5% and 8.9% for the same
periods (9M 2024: 5.1% and Q3 2024: 9.2%).
The  group's administrative expenses for the  first nine months of 2025 totalled
EUR4,758  thousand, which is around 5% lower  than a year earlier (9M 2024: EUR5,011
thousand).  The ratio of administrative expenses  to revenue (12 months rolling)
increased  year  on  year,  rising  to  4.0% (9M  2024: 3.1%), as the decline in
revenue outpaced the decrease in expenses.
The group's operating profit for the nine months of 2025 was EUR4,756 thousand (9M
2024: 6,972 thousand) and EBITDA was EUR6,719 thousand (9M 2024: EUR9,154 thousand).
The  group's finance income and costs are affected by exchange rate fluctuations
in  the group's foreign markets, particularly  movements in the exchange rate of
the  Ukrainian hryvnia. In the  first nine months of  2025, the exchange rate of
the Ukrainian hryvnia weakened against the euro by around 9% and the translation
of  the loans provided to  the group's Ukrainian subsidiaries  in euros into the
local  currency gave rise to a foreign exchange loss of EUR591 thousand (9M 2024:
EUR534 thousand).
The group ended the period with a net profit of EUR2,588 thousand (9M 2024: EUR4,547
thousand).  Net  profit  attributable  to  owners  of  the  parent, Nordecon AS,
amounted to EUR1,738 thousand (9M 2024: EUR3,373 thousand).

Cash flows

The  group's operating activities produced a  net cash inflow of EUR2,701 thousand
in  the nine months of  2025 (9M 2024: an inflow of  EUR3,726 thousand). The items
with  the strongest impact  on operating cash  flow were receipts from customers
and cash paid to suppliers, which decreased due to the decline in revenue.
Investing activities resulted in a net cash inflow of EUR215 thousand (9M 2024: an
inflow  of EUR35 thousand). Payments made to acquire property, plant and equipment
totalled  EUR247 thousand (9M  2024: EUR289 thousand) and  proceeds from the sale of
property,   plant  and  equipment  amounted  to  EUR409  thousand  (9M  2024: EUR193
thousand).  Loans provided amounted to EUR44  thousand (9M 2024: EUR35 thousand) and
interest received to EUR91 thousand (9M 2024: EUR159 thousand).
Financing  activities generated a net cash outflow of EUR2,891 thousand (9M 2024:
an  outflow of  EUR4,124 thousand).  The largest  items were  related to loans and
leases.  Proceeds  from  loans  received  amounted  to EUR783 thousand, consisting
mainly  of the use of development  loans (9M 2024: EUR902 thousand). Repayments of
loans  received totalled EUR1,074 thousand  (9M 2024: EUR1,857 thousand), consisting
of  regular repayments  of long-term  investment and  development loans  and the
change  in the overdraft balance. Lease payments amounted to EUR1,845 thousand (9M
2024: EUR1,689 thousand). There were no dividend payments in the reporting period,
whereas  dividends  paid  in  the  first  nine  months  of 2024 amounted to EUR661
thousand.
At  30 September 2025, the group's cash and  cash equivalents amounted to EUR8,083
thousand (30 September 2024: EUR11,476 thousand).

Key financial figures and ratios

 Figure/ratio                     9M 2025      9M 2024      9M 2023        2024
-------------------------------------------------------------------------------
 Revenue (EUR'000)                  147,666      178,722      130,799     223,925

 Revenue change                   (17.4)%        36.6%      (20.9)%       20.1%

 Net profit (loss) (EUR'000)          2,588        4,547      (2,772)       5,165

 Net      profit      (loss)
 attributable  to  owners of
 the parent (EUR'000)                 1,738        3,376      (2,452)       3,827

 Weighted  average number of
 shares                        31,528,585   31,528,585   31,528,585  31,528,585

 Earnings per share (EUR)              0.06         0.11       (0.08)        0.12

 Administrative  expenses to
 revenue                             3.2%         2.8%         3.3%        3.5%

 Administrative  expenses to
 revenue (rolling)                   4.0%         3.1%         3.3%        3.5%

 EBITDA (EUR'000)                     6,719        9,154        1,799      11,025

 EBITDA margin                       4.6%         5.1%         1.4%        4.9%

 Gross margin                        6.7%         7.1%         3.3%        7.5%

 Operating margin                    3.2%         3.9%       (0.4)%        3.6%

 Operating  margin excluding
 gain on asset sales                 3.2%         3.8%       (0.6)%        3.5%

 Net margin                          1.8%         2.5%       (2.1)%        2.3%

 Return on invested capital          7.2%        13.0%         1.9%       15.6%

 Return on equity                    9.2%        18.4%       (1.4)%       21.0%

 Equity ratio                       23.6%        22.1%        17.0%       23.4%

 Return on assets                    2.2%         3.8%         0.3%        4.4%

 Gearing                            15.8%        12.6%        16.8%       22.6%

 Current ratio                       0.94         1.00         0.91        0.94

                             30 Sept 2025 30 Sept 2024 30 Sept 2023 31 Dec 2024
-------------------------------------------------------------------------------
 Order book (EUR'000)               276,332      195,628      175,539     209,489

Performance by geographical market

In  the nine  months of  2025, revenue generated  outside Estonia  accounted for
approximately  2% of  the  group's  total  revenue, consisting solely of revenue
generated in Ukraine. A significant proportion of revenue during the period came
from  the reconstruction of a building in Ovruch, Zhytomyr Oblast, Ukraine, into
an apartment building for internally displaced persons, and from the restoration
of  the administrative building of the Kiev  TV tower. In addition, we continued
to  provide services  under contracts  signed in  2023 for the reconstruction of
substations  and the installation  of associated physical  protection systems in
the Poltava, Zhytomyr, Volyn and Ivano-Frankivsk oblasts. Work in these areas is
taking  longer than originally planned and depends  on the needs of the national
grid.  No revenue  was generated  in Sweden  during the  period under review, as
Nordecon had no construction contracts in progress in the Swedish market

            9M 2025   9M 2024   9M 2023   2024
-----------------------------------------------
  Estonia       98%       98%       98%    98%

  Ukraine        2%        2%        1%     2%

  Finland         -         -        1%      -

Performance by business line

Segment revenues

The  group's goals include maintaining a balance between the revenues of the two
main  operating segments (Buildings and Infrastructure), where market conditions
permit.  This helps  us to  diversify risk  and provides better opportunities to
continue  construction activities  in challenging  market conditions  where, for
example,  volumes in  one subsegment  decline sharply  while volumes  in another
start to grow more rapidly.
The  group's revenue  for the  first nine  months of 2025 was EUR147,666 thousand,
approximately  17% lower than in the same  period in 2024, when revenue amounted
to  EUR178,722  thousand.  The  Buildings  segment  generated  revenue of EUR118,569
thousand  and  the  Infrastructure  segment  revenue  of  EUR29,082  thousand. The
corresponding  figures for the first nine  months of 2024 were EUR149,615 thousand
and  EUR29,068 thousand. Revenue  generated by the  Buildings segment decreased by
around  21%, while revenue generated by the Infrastructure segment remained more
or less stable compared to the same period last year.

  Revenue by operating segment   9M 2025   9M 2024   9M 2023   2024
--------------------------------------------------------------------
  Buildings                          80%       84%       73%    84%

  Infrastructure                     20%       16%       27%    16%


Subsegment revenues

In  the nine  months of  2025, most of  the revenue  generated by  the Buildings
segment  came  from  the  public  and  commercial  buildings  subsegments,  with
commercial  buildings  contributing  at  their  highest  level  in recent years.
Revenue  from commercial buildings  increased by around  60% year on year, while
revenue  from  public  buildings  decreased  by  around  46%. Revenue  from  the
apartment buildings subsegment, which resulted from our own property development
operations, also declined.
The  largest projects  in the  public buildings  subsegment were  the design and
construction  of a new  study and sports  building for the  Saku Upper Secondary
School  near Tallinn, the  design and construction  of a study  building for the
Estonian  Centre for Defence  Investment on the  Raadi campus in  Tartu, and the
construction  of Loodusmaja (Nature Hub) and  the new television building of the
Estonian Public Broadcasting in Tallinn.
The   largest   projects   in  the  commercial  buildings  subsegment  were  the
construction  of the LEED Gold compliant Golden Gate office building at Ahtri 6
in  Tallinn,  a  commercial  building  at  Väike-Turu  7 in Tartu, the LEED Gold
compliant  Uusküla spa hotel on  the northern shore of  Lake Peipus in Alutaguse
rural municipality and Lidl stores in Võru and Viljandi.
Revenue  from our own property development  operations, which is reported in the
apartment buildings subsegment, increased compared to the same period last year,
reaching  EUR9,079  thousand  (9M  2024: EUR7,453  thousand).  The  figure primarily
reflects the sale of apartments in phase 1 of the Seileri Kvartal housing estate
in  Pärnu (https://seileri.ee)  and the  Tammepärja Kodu  housing estate  in the
Tammelinn   district  in  Tartu  (https://tammelinn.ee).  Preparations  for  and
construction of the next phases are underway in both developments. When carrying
out  our own development activities, we carefully monitor potential risks in the
housing development market.

  Buildings segment                     9M 2025   9M 2024   9M 2023   2024
---------------------------------------------------------------------------
  Public buildings                          48%       70%       33%    70%

  Commercial buildings                      41%       21%       23%    21%

  Apartment buildings                       10%        7%       30%     6%

  Industrial and warehouse facilities        1%        2%       14%     3%

The  largest revenue contributor in the Infrastructure segment is still the road
construction  and maintenance subsegment, whose revenue decreased by around 17%
compared to the same period last year. A major share of the subsegment's revenue
came from the construction of the Rail Baltica main line railway infrastructure:
the Hagudi-Alu section of stage III in Rapla County and the Selja-Tootsi section
of  stage I in Pärnu  County. A significant share  of revenue also came from the
sale of asphalt concrete and the provision of road maintenance services in Järva
County.  Most of the other engineering revenue resulted from the construction of
a platform area for Class E aircraft at Tallinn Airport.

  Infrastructure segment              9M 2025   9M 2024   9M 2023   2024
-------------------------------------------------------------------------
  Road construction and maintenance      83 %       94%       60%    90%

  Other engineering                      17 %        6%       31%    10%

  Environmental engineering               0 %        0%        9%     0%

Order book

The group's order book (backlog of contracts signed but not yet performed) stood
at  EUR276,332 thousand  at 30 September  2025. Compared to  the same  period last
year, the order book has increased by around 41%. In the nine months of 2025, we
signed  new  contracts  for  EUR191,857  thousand (9M 2024: EUR131,801 thousand), of
which  contracts for  EUR19,621 thousand  in the  third quarter  (Q3 2024: EUR67,771
thousand).

                    30 Sept 2025 30 Sept 2024 30 Sept 2023 31 Dec 2024
----------------------------------------------------------------------
 Order book (EUR'000)      276,332      195,628      175,539     209,489

The Buildings segment accounts for 68% and the Infrastructure segment for 32% of
the  group's order book (30 September 2024: 82% and 18%, respectively). Compared
to  30 September 2024, the order book of  the Buildings segment has increased by
18%, primarily  through contracts secured in the public buildings and commercial
buildings  subsegments.  The  order  book  of  the  Infrastructure  segment  has
increased more than twofold, driven by contracts related to Rail Baltica.
The  Rail Baltica project, which  has significantly revitalised the construction
sector,  has been  supplemented by  road construction  projects financed  by the
European  Cohesion Fund through the  Estonian Transport Administration. However,
this  does not fully offset the underfunding of road construction. The volume of
public investment in the order book of the Buildings segment has also decreased.
There is some activity at the local government level and in the national defence
sector. The private sector is showing signs of recovery.

Major contracts secured in the nine months of 2025 include:

  * Construction of a spa hotel and a swimming complex in Viljandi with an
    approximate cost of EUR30,000 thousand.
  * Construction of the Punamütsike Kindergarten in Võru with an approximate
    cost of EUR6,370 thousand.
  * Construction of the Selja-Tootsi section of stage I of the Rail Baltica
    Pärnu County main line railway infrastructure with an approximate cost of
    EUR62,300 thousand.
  * Design and construction of a barracks at the Tapa Army Base for the Estonian
    Centre for Defence Investment with an approximate cost of EUR5,300 thousand.
  * Design and construction of a building for the Estonian Centre for Defence
    Investment in Harju County with an approximate cost of EUR3,700 thousand.
  * Construction of the Tiskre School in Harku rural municipality with an
    approximate cost of EUR14,500 thousand.
  * Design and construction of a technological warehouse for Cristella in Võru
    with an approximate cost of EUR4,000 thousand.
  * Design and construction of buildings for the Estonian Centre for Defence
    Investment with an approximate cost of EUR34,300 thousand.
  * Reconstruction of a state building in Võru with an approximate cost of
    EUR4,700 thousand.
  * Construction of a commercial building in Narva with an approximate cost of
    EUR5,005 thousand.

Based on the size of the order book and its distribution across financial years,
as  well as the general outlook for the economy and the construction market, the
group's  management  expects  business  volumes  in 2025 to decrease compared to
2024. In  a  highly  competitive  environment,  management  has  avoided  taking
unjustified risks that could materialise during contract execution and adversely
affect  the  group's  results.  The  main  focus  is  on  managing  fixed costs,
increasing  productivity  and  executing  pre-construction and design activities
effectively to leverage our professional competitive advantages.

People

Employees and staff costs

The  group's average number of  employees for the first  nine months of 2025 was
425, including 272 engineers and technical professionals (ETPs). Compared to the
same period last year, the number of employees decreased by around 3%.

Average  number  of  employees  at  group  companies (the parent company and the
subsidiaries):

                  9M 2025   9M 2024   9M 2023   2024
-----------------------------------------------------
  ETPs                272       283       382    283

  Workers             153       154       185    152

  Total average       425       437       567    435

The  group's  staff  costs  for  the  nine  months of 2025, including all taxes,
amounted  to EUR14,694 thousand compared with  EUR16,178 thousand in the same period
in 2024. Staff costs declined by around 9%.
In the first nine months of 2025, the service fees of the members of the council
of  Nordecon AS totalled  EUR173 thousand and  the related social security charges
amounted   to   EUR57   thousand   (9M   2024: EUR149  thousand  and  EUR49  thousand,
respectively).
The  service  fees  of  the  members  of  the board of Nordecon AS totalled EUR424
thousand  and the related social security  charges amounted to EUR140 thousand (9M
2024: EUR391 thousand and EUR129 thousand, respectively).

Labour productivity and labour cost efficiency

We  measure  the  efficiency  of  our  operating  activities using the following
productivity  and  efficiency  indicators,  which  are  based  on  the number of
employees and the staff costs incurred:

                                                9M 2024 9M 2024 9M 2023   2024
------------------------------------------------------------------------------
 Nominal labour productivity (rolling), (EUR'000)   452.7   557.4   488.4 514.03

 Change against the comparative period, %       (18.8)%   14.1%    2.7%   3.0%



 Nominal labour cost efficiency (rolling), (EUR)      8.5    11.0    10.4    9.3

 Change against the comparative period, %       (22.4)%    5.0% (12.8)% (9.7)%


The group's nominal labour productivity and nominal labour cost efficiency
decreased year on year because the decline in revenue exceeded the decrease in
staff numbers and costs.

Andri Hõbemägi
Nordecon AS
Head of Investor Relations
Tel: +372 6272 022
Email: [email protected] (mailto:[email protected])
www.nordecon.com (http://www.nordecon.com)