Nordic Fibreboard AS consolidated unaudited interim report for the second quarter of 2025

MANAGEMENT REPORT

Consolidated net sales for Q2 2025 were EUR 1.87 million, which was a 14% decrease
compared  to the  same period  last year  (Q2 2024: EUR 2.18 million). The Group`s
main  activity is the production and  wholesale of fibreboard, the sales revenue
of  which in Q2 2025 was EUR 1.87 million (Q2 2024: EUR 2.17 million). The remaining
segment  is the management of  the real estate on  Suur-Jõe street in Pärnu, the
sales  revenue of which in Q2 2025 was EUR 1 thousand (Q2 2024: EUR 9 thousand). The
main difference in sales volumes between the second quarter of 2025 and the same
period in 2024 is due to the decline in sales to European Union markets.

Pärnu  Riverside Development OÜ's real estate management revenue on the Suur-Jõe
street  property  decreased  in  Q2  2025 compared  to  the  Q2 2024, due to the
termination  of  rental  agreements  in  August 2024. The rental agreements were
terminated  due  to  the  specific  characteristics  of  the production building
complex,  which caused high communal  costs that could not  be covered by rental
income.

The  consolidated EBITDA  of Nordic  Fibreboard for  Q2 2025 was  negative EUR 94
thousand, the EBITDA margin was negative 5% (Q2 2024: EBITDA was positive EUR 217
thousand,  and the EBITDA margin was positive 10%).  Compared to the Q2 2024 the
Group`s  gross margin decreased from 25% to  14% in the Q2 2025, which indicates
that the Group`s profitability in the Q1 2025 has decreased compared to the same
period  last year.  The main  reason for  the change  in EBITDA is the increased
repair and maintenance costs of the Pärnu factory and boiler house.

Financial  expenses, which  consisted of  interest expenses,  amounted to  EUR 46
thousand in Q2 2025 (2024 Q2: EUR 109 thousand, consisting of interest expenses in
the  amount of EUR  53 thousand and revaluation  of Trigon Property Development AS
shares in the amount of EUR 56 thousand).

Group`s consolidated net loss for Q2 2025 was EUR 46 thousand (Q2 2024: net loss EUR
23 thousand).

Divisional review

Revenue by business segments

+----------------------------------+---------+---------+---------+---------+
| EUR thousand                       | Q2 2025 | Q2 2024 | 6M 2025 | 6M 2024 |
+----------------------------------+---------+---------+---------+---------+
| Fibreboards production and sales |   1,867 |   2,170 |   3,602 |   4,119 |
+----------------------------------+---------+---------+---------+---------+
| Real Estate Management           |       1 |       9 |       2 |      21 |
+----------------------------------+---------+---------+---------+---------+
| TOTAL                            |   1,868 |   2,179 |   3,603 |   4,140 |
+----------------------------------+---------+---------+---------+---------+


Profit by business segments

+----------------------------------+---------+---------+---------+---------+
| EUR thousand                       | Q2 2025 | Q2 2024 | 6M 2025 | 6M 2024 |
+----------------------------------+---------+---------+---------+---------+
| EBITDA by business units:        |         |         |         |         |
+----------------------------------+---------+---------+---------+---------+
| Fibreboards production and sales |    (67) |     228 |   (129) |     290 |
+----------------------------------+---------+---------+---------+---------+
| Real Estate Management           |    (21) |     (3) |    (43) |    (15) |
+----------------------------------+---------+---------+---------+---------+
| Group transactions               |     (6) |     (8) |     (8) |     (5) |
+----------------------------------+---------+---------+---------+---------+
| TOTAL EBITDA                     |    (94) |     217 |   (180) |     270 |
+----------------------------------+---------+---------+---------+---------+
| Deprecation                      |   (128) |   (131) |   (260) |   (260) |
+----------------------------------+---------+---------+---------+---------+
| TOTAL OPERATING PROFIT/LOSS      |   (222) |      86 |   (440) |      10 |
+----------------------------------+---------+---------+---------+---------+
| Net financial cost               |    (46) |   (109) |    (57) |   (106) |
+----------------------------------+---------+---------+---------+---------+
| NET PROFIT/LOSS                  |   (268) |    (23) |   (497) |    (96) |
+----------------------------------+---------+---------+---------+---------+



Nordic Fibreboard Ltd: Fibreboard production and sales

Fibreboard  sales in Q2 2025 were EUR  1.87 million (Q2 2024: EUR 2.17 million). The
main  decrease in  sales revenue,  compared to  Q2 2025 with  the same period in
2024, occurred  in the Estonian market,  sales volume in the  Q2 2025 was EUR 253
thousand,  which is 52% less than in the  Q2 2024, and sales to customers in the
Middle  East have also  decreased. An increase  in sales growth  in the Q2 2025
compared  to the same  period last year  was noticeable in  the Finnish market -
8%, in  addition, sales  to African  countries are  recovering and new customers
have been added from Malaysia and the United Kingdom.

The  EBITDA  of  the  fibreboard  segment  for  the Q2 2025 was a negative EUR 67
thousand,  (Q2 2024: positive EUR  228 thousand).  The net  loss of the fibreboard
segment for the Q2 2025 was EUR 241 thousand (Q2 2024: net loss EUR 10 thousand).

Fibreboard sales by geographical segments

+----------------+---------+---------+---------+---------+
| EUR thousand     | Q2 2025 | Q2 2024 | 6M 2025 | 6M 2024 |
+----------------+---------+---------+---------+---------+
| European Union |   1,777 |   2 106 |   3 416 |   3,798 |
+----------------+---------+---------+---------+---------+
| Asia           |      28 |      23 |      28 |      84 |
+----------------+---------+---------+---------+---------+
| Middle East    |      14 |      41 |      14 |      57 |
+----------------+---------+---------+---------+---------+
| Africa         |      13 |       0 |     100 |     167 |
+----------------+---------+---------+---------+---------+
| Other regions  |      35 |       0 |      43 |      13 |
+----------------+---------+---------+---------+---------+
| TOTAL          |   1,867 |   2,170 |   3,601 |   4,119 |
+----------------+---------+---------+---------+---------+


Pärnu Riverside Development: Real estate management

Pärnu  Riverside  Development  owns  property  located  at Suur-Jõe 48 in Pärnu.
Rental  income from property management was EUR 1 thousand in Q2 2025, (Q2 2024: EUR
9 thousand),  the decreased  in sales  revenue was  due to termination of rental
agreements  in the  second half  of 2024. The  decision to  terminate the rental
agreements  was due to  the specific characteristics  of the production building
complex,  which caused high  communal costs, and  which could not  be covered by
rental income.

The  real estate management  EBITDA for Q2  2025 were negative EUR 21 thousand and
net  loss was EUR 21 thousand  (Q2 2024: EBITDA was negative  EUR 3 thousand and net
loss EUR 3 thousand).

At  the beginning  of 2025, the  Suur-Jõe 48 property  owned by  Pärnu Riverside
Development  OÜ was divided based on the  approved detailed plan and during land
operations,  which resulted in 10 separate properties, of which 5 properties are
residential  land (Admirali 1/3, Admirali 5/7, Admirali 9/11, Admirali 2/4/6 and
Admirali  13/15), 1 commercial land  (Suur-Jõe 48), 3 transport  lands (Admirali
street  T1, T2  and T3)  and 1 land  for public  buildings (Admirali tn.11A). In
2025, the  design of roads and routes and  buildings of the planned business and
residential  district will  continue for  the purpose  of applying  for building
permits.

Consolidated statement of financial position and cash flow statement

As  of 30.06.2025 the total  assets of Nordic  Fibreboard AS were EUR 8.85 million
(30.06.2024:  9.25 million).  Receivables  and  prepayments  amounted to EUR 1.07
million  as at 30.06.2025 (30.06.2024: EUR 1.08 million). Inventories were EUR 1.02
million as of 30.06.2025 (30.06.2024: also EUR 1.02 million) and the Group´s total
fixed  assets  were  EUR  6.72 million  as  of  30.06.2025 (EUR  7.14 million  as of
30.06.2024).

The liabilities of the Group as of 30.06.2025 were EUR 5.73 million (30.06.2024: EUR
4.95 million).  Payables and prepayments amounted to EUR 1.33 million (30.06.2024:
EUR  1.40 million),  of  which  the  Group  has  payables  of EUR 0.97 million as at
30.06.2025 (30.06.2024:  EUR 1.09 million). Borrowings  amounted to EUR 4.27 million
as  at 30.06.2025 (30.06.2024:  EUR 3.42 million),  provision for former employees
and other liabilities amounted to EUR 0.14 million (30.06.2024: EUR 0.12 million).

Nordic  Fibreboard`s consolidated  cash flow  from operating  activities for the
first six months of 2025 was negative in the amount of EUR 621 thousand (first six
months  of  2024: negative  cash  flow  of  EUR  51 thousand).  Cash inflow due to
investment  activities during the first six months 2025 was EUR 63 thousand, which
consisted  of the sale  of TPD shares  and investments in  production assets and
real  estate investment objects  (first six months  of 2024: cash outflow EUR 163
thousand).  Cash inflows due to financing  activities was EUR 542 thousand for the
first  six  months  of  2025, (first  six  months  of  2024: cash  inflow EUR 209
thousand). The net cash flow for the first six months of 2025 resulted in a cash
outflow of EUR 16 thousand (first six months of 2024: cash outflow EUR 5 thousand).

Outlook

Nordic Fibreboard Ltd

In recent years, the market has remained stable, although the expected rapid
growth has not yet been noticeable in the construction or manufacturing sectors.
Although sales volumes have decreased more than expected in some markets, the
addition of new customers has helped to balance this decline. Market
fluctuations show that in addition to finding new customers, it is important to
actively focus on maintaining and developing existing markets. We will continue
to invest consistently in product development and strengthening customer
relationships to offer the most suitable and up-to-date solutions in a changing
market environment.

We are convinced that the segment of energy-efficient and environmentally
friendly products is on a growth trend in terms of both innovation and demand.
Although changes may be long-term, they will provide a clear competitive
advantage in the future compared to products that have a negative impact on both
the environment and the indoor climate of buildings.

Our goal is to be a leader in this development - to provide solutions that meet
increasingly stringent energy efficiency and sustainability requirements, while
ensuring additional value for customers in terms of quality, durability, and a
healthy living environment.

Pärnu Riverside development

In  2025, the design of the roads,  infrastructure, and buildings of the planned
business  and residential  area will  continue for  the purpose  of applying for
building  permits. The building permit process has started, and according to the
preliminary plans, it is planned to complete it by the end of 2025.

On  30.07.2025, Nordic Fibreboard AS and  Pärnu Riverside Development OÜ entered
into  a  merger  agreement,  according  to  which  Nordic  Fibreboard  AS is the
acquiring  company  and  Pärnu  Riverside  Development  OÜ  is the company being
acquired. The purpose of the merger is to simplify the company's structure.

FINANCIAL HIGHLIGHTS

+---------------------------------------------------------------------------+
|Income statement                                                           |
+-------------------------------+----------+----------+----------+----------+
|EUR thousand                     |   Q2 2025|   Q2 2024|   6M 2025|   6M 2024|
+-------------------------------+----------+----------+----------+----------+
|Revenue                        |     1,868|     2,179|     3,603|     4,140|
+-------------------------------+----------+----------+----------+----------+
|EBITDA                         |      (94)|       216|     (180)|       270|
+-------------------------------+----------+----------+----------+----------+
|EBITDA margin                  |      (5%)|       10%|      (5%)|        7%|
+-------------------------------+----------+----------+----------+----------+
|Operating profit               |     (223)|        86|     (440)|        10|
+-------------------------------+----------+----------+----------+----------+
|Operating margin               |     (12%)|        4%|     (12%)|        0%|
+-------------------------------+----------+----------+----------+----------+
|Net profit/-loss               |     (268)|      (23)|     (497)|      (96)|
+-------------------------------+----------+----------+----------+----------+
|Net margin                     |     (14%)|      (1%)|     (14%)|      (2%)|
+-------------------------------+----------+----------+----------+----------+



+---------------------------------------------------------------------------+
|Statement of financial position                                            |
+-------------------------------+----------+----------+----------+----------+
|EUR thousand                     |30.06.2025|31.12.2024|30.06.2024|31.12.2023|
+-------------------------------+----------+----------+----------+----------+
|Total assets                   |     8,852|     8,252|     9,252|     8,505|
+-------------------------------+----------+----------+----------+----------+
|Return on assets               |      (3%)|      (0%)|      (5%)|      (1%)|
+-------------------------------+----------+----------+----------+----------+
|Equity                         |     3,119|     3,616|     4,306|     4,402|
+-------------------------------+----------+----------+----------+----------+
|Return on equity               |      (9%)|      (1%)|     (12%)|      (2%)|
+-------------------------------+----------+----------+----------+----------+
|Debt-to-equity-ratio           |       65%|       53%|       53%|       48%|
+-------------------------------+----------+----------+----------+----------+



+-------------------------------+----------+----------+----------+----------+
|Share                          |30.06.2025|31.12.2024|30.06.2024|31.12.2023|
+-------------------------------+----------+----------+----------+----------+
|Last price (EUR)*                |      1.00|      0.90|      0.97|      0.90|
+-------------------------------+----------+----------+----------+----------+
|Earnings per share (EUR)         |    (0.26)|    (0.17)|    (0.04)|    (0.15)|
+-------------------------------+----------+----------+----------+----------+
|Price-earnings ratio           |    (3.79)|    (5.15)|   (25.19)|    (5.93)|
+-------------------------------+----------+----------+----------+----------+
|Book value of a share (EUR)      |      0.69|      0.80|      0.96|      0.98|
+-------------------------------+----------+----------+----------+----------+
|Market to book ratio           |      1.44|      1.12|      1.01|      0.92|
+-------------------------------+----------+----------+----------+----------+
|Market capitalization, (th EUR)  |     4,499|     4,049|     4,364|     4,049|
+-------------------------------+----------+----------+----------+----------+
|Number of shares (piece)       | 4,499,061| 4,499,061| 4,499,061| 4,499,061|
+-------------------------------+----------+----------+----------+----------+


CONSOLIDATED STATEMENTS OF FINANCIAL POSITIONS

+----------------------------------+----------+----------+----------+----------+
|EUR thousand                        |30.06.2025|31.12.2024|30.06.2024|31.12.2023|
+----------------------------------+----------+----------+----------+----------+
|Cash and cash equivalents         |        37|        53|         2|         7|
+----------------------------------+----------+----------+----------+----------+
|Receivables and prepayments (Note |          |          |          |          |
|2)                                |     1,075|       571|     1,084|       534|
+----------------------------------+----------+----------+----------+----------+
|Inventories (Note 3)              |     1,020|       624|     1,027|       728|
+----------------------------------+----------+----------+----------+----------+
|Total current assets              |     2,132|     1,248|     2,113|     1,269|
+----------------------------------+----------+----------+----------+----------+
|                                  |          |          |          |          |
+----------------------------------+----------+----------+----------+----------+
|Investment property (Note 4)      |     2,481|     2,380|     2,294|     2,269|
+----------------------------------+----------+----------+----------+----------+
|Financial assets at fair value    |          |          |          |          |
|through profit or loss (Note 7)   |         0|       499|       491|       491|
+----------------------------------+----------+----------+----------+----------+
|Property, plant, equipment and    |          |          |          |          |
|right-of use assets (Note 5)      |     4,237|     4,122|     4,351|     4,475|
+----------------------------------+----------+----------+----------+----------+
|Intangible assets (Note 6)        |         2|         3|         3|         1|
+----------------------------------+----------+----------+----------+----------+
|Total non-current assets          |     6,720|     7,004|     7,139|     7,236|
+----------------------------------+----------+----------+----------+----------+
|                                  |          |          |          |          |
+----------------------------------+----------+----------+----------+----------+
|TOTAL ASSETS                      |     8,852|     8,252|     9,252|     8,505|
+----------------------------------+----------+----------+----------+----------+
|                                  |          |          |          |          |
+----------------------------------+----------+----------+----------+----------+
|Borrowings (Note 8)               |       748|     1,111|       765|       556|
+----------------------------------+----------+----------+----------+----------+
|Payables and prepayments (Note 9) |     1,326|       788|     1,401|       756|
+----------------------------------+----------+----------+----------+----------+
|Short-term provisions (Note 10)   |        10|        21|        10|        21|
+----------------------------------+----------+----------+----------+----------+
|Total current liabilities         |     2,084|     1,920|     2,176|     1,333|
+----------------------------------+----------+----------+----------+----------+
|                                  |          |          |          |          |
+----------------------------------+----------+----------+----------+----------+
|Long-term borrowings (Note 8)     |     3,518|     2,613|     2,659|     2,659|
+----------------------------------+----------+----------+----------+----------+
|Long-term provisions (Note 10)    |        94|        94|       111|       111|
+----------------------------------+----------+----------+----------+----------+
|Other long-term liabilities       |        37|         9|         0|         0|
+----------------------------------+----------+----------+----------+----------+
|Total non-current liabilities     |     3,649|     2,716|     2,770|     2,770|
+----------------------------------+----------+----------+----------+----------+
|Total liabilities                 |     5,733|     4,636|     4,946|     4,103|
+----------------------------------+----------+----------+----------+----------+
|                                  |          |          |          |          |
+----------------------------------+----------+----------+----------+----------+
|Share capital (at nominal value)  |          |          |          |          |
|(Note 11)                         |       450|       450|       450|       450|
+----------------------------------+----------+----------+----------+----------+
|Statutory reserve capital         |        45|        45|        45|        45|
+----------------------------------+----------+----------+----------+----------+
|Retained earnings (loss)          |     2,624|     3,121|     3,811|     3,907|
+----------------------------------+----------+----------+----------+----------+
|Total equity                      |     3,119|     3,616|     4,306|     4,402|
+----------------------------------+----------+----------+----------+----------+
|                                  |          |          |          |          |
+----------------------------------+----------+----------+----------+----------+
|TOTAL LIABILITIES AND EQUITY      |     8,852|     8,252|     9,252|     8,505|
+----------------------------------+----------+----------+----------+----------+


 CONSOLIDATED STATEMENT OF PROFIT OR LOSS AND OTHER COMPREHENSIVE INCOME

+--------------------------------------+---------+---------+---------+---------+
| EUR thousand                           | Q2 2025 | Q2 2024 | 6M 2025 | 6M 2024 |
+--------------------------------------+---------+---------+---------+---------+
| Revenue (Note 13)                    |   1,868 |   2,179 |   3,603 |   4,140 |
+--------------------------------------+---------+---------+---------+---------+
| Cost of goods sold (Note 14)         | (1,740) | (1,755) | (3,348) | (3,468) |
+--------------------------------------+---------+---------+---------+---------+
| Gross profit                         |     128 |     424 |     255 |     672 |
+--------------------------------------+---------+---------+---------+---------+
|                                      |         |         |         |         |
+--------------------------------------+---------+---------+---------+---------+
| Distribution costs (Note 15)         |   (245) |   (251) |   (473) |   (477) |
+--------------------------------------+---------+---------+---------+---------+
| Administrative expenses (Note 16)    |   (115) |    (94) |   (226) |   (192) |
+--------------------------------------+---------+---------+---------+---------+
| Other operating income (Note 18)     |      13 |       8 |      13 |       8 |
+--------------------------------------+---------+---------+---------+---------+
| Other operating expenses (Note 18)   |     (3) |     (1) |     (9) |     (1) |
+--------------------------------------+---------+---------+---------+---------+
| Operating profit (loss)              |   (222) |      86 |   (440) |      10 |
+--------------------------------------+---------+---------+---------+---------+
|                                      |         |         |         |         |
+--------------------------------------+---------+---------+---------+---------+
| Finance income (Note 19)             |       0 |       0 |      40 |       0 |
+--------------------------------------+---------+---------+---------+---------+
| Finance costs (Note 19)              |    (46) |   (109) |    (97) |   (106) |
+--------------------------------------+---------+---------+---------+---------+
| LOSS BEFORE INCOME TAX               |   (268) |    (23) |   (497) |    (96) |
+--------------------------------------+---------+---------+---------+---------+
|                                      |         |         |         |         |
+--------------------------------------+---------+---------+---------+---------+
| NET LOSS FOR THE PERIOD              |   (268) |    (23) |   (497) |    (96) |
+--------------------------------------+---------+---------+---------+---------+
|                                      |         |         |         |         |
+--------------------------------------+---------+---------+---------+---------+
| Basic earnings per share (Note 12)   |  (0.06) |  (0.01) |  (0.11) |  (0.02) |
+--------------------------------------+---------+---------+---------+---------+
| Diluted earnings per share (Note 12) |  (0.06) |  (0.01) |  (0.11) |  (0.02) |
+--------------------------------------+---------+---------+---------+---------+


CONSOLIDATED STATEMENT OF CASH FLOWS

+--------------------------------------------------------------+-------+-------+
|EUR thousand                                                    |6M 2025|6M 2024|
+--------------------------------------------------------------+-------+-------+
|Cash flow from operating activities                           |       |       |
+--------------------------------------------------------------+-------+-------+
|Operating profit (-loss)                                      |  (440)|   (10)|
+--------------------------------------------------------------+-------+-------+
|Adjustments:                                                  |       |       |
+--------------------------------------------------------------+-------+-------+
|Depreciation charge (Note 5; 6)                               |    260|    260|
+--------------------------------------------------------------+-------+-------+
|Change in trade and other receivables (Note 2)                |  (504)|  (550)|
+--------------------------------------------------------------+-------+-------+
|Change in inventories (Note 3)                                |  (396)|  (299)|
+--------------------------------------------------------------+-------+-------+
|Change in trade and other payables (Note 9)                   |    566|    645|
+--------------------------------------------------------------+-------+-------+
|Change of provisions (Note 10)                                |   (11)|   (11)|
+--------------------------------------------------------------+-------+-------+
|Cash generated from operations                                |  (525)|     55|
+--------------------------------------------------------------+-------+-------+
|Interest payments (Note 8; 19)                                |   (89)|  (106)|
+--------------------------------------------------------------+-------+-------+
|Net other financial income and expense                        |    (8)|      0|
+--------------------------------------------------------------+-------+-------+
|Net cash generated from operating activities                  |  (621)|   (51)|
+--------------------------------------------------------------+-------+-------+
|                                                              |       |       |
+--------------------------------------------------------------+-------+-------+
|Cash flow from investing activities                           |       |       |
+--------------------------------------------------------------+-------+-------+
|Purchase of property, plant and equipment and intangible      |       |       |
|assets (Note 5; 6)                                            |  (375)|  (138)|
+--------------------------------------------------------------+-------+-------+
|Purchase of real estate investment (Note 4)                   |  (101)|   (25)|
+--------------------------------------------------------------+-------+-------+
|Sales of financial assets (Note 7)                            |    539|      0|
+--------------------------------------------------------------+-------+-------+
|Net cash used in investing activities                         |     63|  (163)|
+--------------------------------------------------------------+-------+-------+
|                                                              |       |       |
+--------------------------------------------------------------+-------+-------+
|Cash flow from financing activities                           |       |       |
+--------------------------------------------------------------+-------+-------+
|Repayment of loans received (Note 8)                          |  (110)|  (104)|
+--------------------------------------------------------------+-------+-------+
|Loans received from related parties (Note 8)                  |    705|      0|
+--------------------------------------------------------------+-------+-------+
|Finance lease payments (Note 8)                               |   (12)|   (11)|
+--------------------------------------------------------------+-------+-------+
|Change in overdraft (Note 8)                                  |   (41)|    324|
+--------------------------------------------------------------+-------+-------+
|Net cash (used in)/from financing activities                  |    542|    209|
+--------------------------------------------------------------+-------+-------+
|                                                              |       |       |
+--------------------------------------------------------------+-------+-------+
|NET CHANGE IN CASH                                            |   (16)|    (5)|
+--------------------------------------------------------------+-------+-------+
|OPENING BALANCE OF CASH                                       |     53|      7|
+--------------------------------------------------------------+-------+-------+
|CLOSING BALANCE OF CASH                                       |     37|      2|
+--------------------------------------------------------------+-------+-------+



Enel Äkke
Member of Management Board
+372 55525550
[email protected]