1.     Reports of the Management Board, the Supervisory Board and statement of the sworn auditor.
 

To take note of the reports of the Management Board, the Supervisory Board and statement of the sworn auditor of AS DelfinGroup.
 
2.     Approval of the Annual report for 2022.
 
To approve:

1)     AS DelfinGroup annual report for 2022;
2)     AS DelfinGroup Group consolidated report for 2022;
3)     AS DelfinGroup Corporate Governance report for the year 2022;
4)     AS DelfinGroup Remuneration report for the year 2022;
 
prepared by the Management Board and reviewed by the Supervisory Board of AS DelfinGroup.
 

3.     Distribution of profit.
 

To transfer to the retained earnings the 2022 profit of AS DelfinGroup which has not been paid out in extraordinary dividends.

 
4.     Bond issue.
 
1)     To approve a new bond issue of AS DelfinGroup in the amount of up to EUR 60 000 000 (sixty million euro) with a repayment term of up to 5 (five) years.
 
2)     To authorize the Management Board of AS DelfinGroup to perform all necessary organizational activities in connection with the issue of AS DelfinGroup bonds and to develop, prepare and sign the bond issue terms or prospectus and other documents, as well as to make and approve corrections, changes and supplements to these documents as necessary.
 
3)     To authorize the Management Board of AS DelfinGroup to sign all necessary agreements with organizations and/or their structural units on listing, admission to trading of bonds, accounting of financial instruments and other related documents, and to represent AS DelfinGroup with organizations and/or their structural units as necessary. 

Attached:
1.     Voting form.
2.     Report of the Supervisory Board of AS DelfinGroup.
3.     Extract of AS DelfinGroup Supervisory Board meeting minutes.

 
The Management Board of AS DelfinGroup

 
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About DelfinGroup

DelfinGroup is a licenced fintech company established in 2009 and operates under the brand names Banknote and VIZIA. The company continuously develops and offers consumer and pawn loans, loans developed for senior citizens, Buy now pay later loans (BNPL loans), and the sale of pre-owned goods online and at more than 90 branches across Latvia. On average, 35 thousand loans are issued monthly and serviced by a professional team of more than 300 DelfinGroup employees. The company has a total of over 400,000 registered customers. Since 2014, DelfinGroup has been known on the Nasdaq Riga Stock Exchange as a bond issuer and, since 2021, as a listed company on the Baltic Main List. The company's IPO in 2021 attracted almost 6000 new shareholders. The company regularly pays dividends to its shareholders. In the first quarter of 2023, the company's net loan portfolio grew to EUR 73.5 million, while its EBITDA reached EUR 3.9 million, with profit before taxes of EUR 1.8 million. The company's sustainability is based on focused corporate governance, fintech innovation, responsible lending, financial inclusion, and facilitating the circular economy. The company has been profitable every year since 2010.
 

         For further information, please contact:
         Aldis Umblejs
         AS DelfinGroup Chief Financial Officer
         Phone: +371 26189988
         E-mail: IR@delfingroup.lv