RNS Number : 1425J
Petrol AD
02 December 2018
 

 

 

 

 

 

 

INTERIM CONSOLIDATED FINANCIAL STATEMENTS

OF PETROL GROUP

AND CONDENSED EXPLANATORY NOTES TO THE INTERIM CONSOLIDATED FINANCIAL STATEMENTS FOR THE PERIOD ENDED SEPTEMBER 30, 2018

 

CONSOLIDATED STATEMENT OF PROFIT OR LOSS

AND OTHER COMPREHENSIVE INCOME

For the period ended September 30

 

 

 

2018

BGN'000

 

2017

BGN'000

 

 

 

 

 

Revenue

 

394,321

 

357,508

Other income

 

7,471

 

645

 

 

 

 

 

Cost of goods sold

 

(349,004)

 

(315,700)

Materials and consumables

 

(2,766)

 

(2,837)

Hired services

 

(26,651)

 

(28,303)

Employee benefits

 

(14,290)

 

(13,987)

Depreciation and amortisation

 

(707)

 

(1,203)

Impairment losses

 

32

 

(6)

Other expenses

 

(996)

 

(1,321)

 

 

 

 

 

Finance income

 

55,845

 

751

Finance costs

 

(2,411)

 

(2,443)

 

 

 

 

 

Profit (loss) before tax

 

60,844

 

(6,896)

 

 

 

 

 

Tax income (expense)

 

150

 

(24)

 

 

 

 

 

Profit (loss) for the period

 

60,994

 

(6,920)

 

 

 

 

 

Total comprehensive income for the period

 

60,994

 

(6,920)

 

 

 

 

 

Profit (loss) attributable to:

 

 

 

 

 

 

 

 

 

Owners of the Parent company

 

60,994

 

(6,920)

Non-controlling interest

 

-

 

-

 

 

 

 

 

Profit (loss) for the period

 

60,994

 

(6,920)

 

 

 

 

 

Total comprehensive income attributable to:

 

 

 

 

 

 

 

 

 

Owners of the Parent company

 

60,994

 

(6,920)

Non-controlling interest

 

-

 

-

 

 

 

 

 

Total comprehensive income for the period

 

60,994

 

(6,920)

 

 

 

 

 

Profit (loss) per share (BGN)

 

0.56

 

(0.06)

 

 

 

CONSOLIDATED STATEMENT OF FINANCIAL POSITION

 

 

 

September 30

2018

BGN'000

 

Dec. 31

2017

BGN'000

 

 

 

 

 

Non-current assets

 

 

 

 

 

 

 

 

 

Property, plant and equipment and intangible assets

 

 

13,280

 

 

14,398

Investment properties

 

1,801

 

1,812

Goodwill

 

19,827

 

40

Deferred tax assets

 

3,842

 

3,692

Trade and other receivables

 

95

 

95

 

 

 

 

 

Total non-current assets

 

38,845

 

20,037

 

 

 

 

 

Current assets

 

 

 

 

 

 

 

 

 

Trade and other receivables

 

47,600

 

32,733

Inventories

 

23,096

 

20,990

Loans granted

 

24,654

 

18,894

Non-current assets held-for-sale

 

42

 

42

Cash and cash equivalents

 

6,559

 

7,271

 

 

 

 

 

Total current assets

 

101,951

 

79,930

 

 

 

 

 

Total assets

 

140,796

 

99,967

 

 

 

 

 

Equity

 

 

 

 

 

 

 

 

 

 

 

Registered capital

 

109,250

 

109,250

 

General reserves

 

18,864

 

18,864

 

Accumulated loss

 

(101,292)

 

(162,286)

 

 

 

 

 

 

 

Total equity attributable to the owners of the Parent company

 

26,822

 

(34,172)

 

 

 

 

 

 

 

Non-controlling interests

 

10

 

10

 

 

 

 

 

 

 

Total equity

 

26,832

 

(34,162)

 

 

 

 

 

 

 

Non-current liabilities

 

 

 

 

 

 

 

 

 

 

 

Loans and borrowings

 

38,021

 

38,144

 

Employee defined benefit obligations

 

441

 

441

 

 

 

 

 

 

 

Total non-current liabilities

 

38,462

 

38,585

 

 

 

 

 

 

Current liabilities

 

 

 

 

 

 

 

 

 

Trade and other payables

 

71,054

 

92,010

Loans and borrowings

 

4,448

 

3,478

Current income tax liabilities

 

-

 

56

 

 

 

 

 

Total current liabilities

 

75,502

 

95,544

 

 

 

 

 

Total liabilities

 

113,964

 

134,129

 

 

 

 

 

Total equity and liabilities

 

140,796

 

99,967

                   

  

 

CONSOLIDATED STATEMENT OF CHANGES IN EQUITY

 

 

 

Equity attributable to the owners of the Parent company

 

Non-controlling interests

 

Total equity

Registered capital

 

General reserves

 

Accumulated profit

(loss)

 

Total

 

 

 

 

BGN'000

 

BGN'000

 

BGN'000

 

BGN'000

 

BGN'000

 

BGN'000

 

 

 

 

 

 

 

 

 

 

 

106,482

 

18,864

 

(161,702)

 

(36,356)

 

10

 

(36,346)

 

 

 

 

 

 

 

 

 

 

 

-

 

-

 

(6,920)

 

(6,920)

 

-

 

(6,920)

 

 

 

 

 

 

 

 

 

 

 

 

-

 

-

 

(6,920)

 

(6,920)

 

-

 

(6,920)

 

 

 

 

 

 

 

 

 

 

 

 

Transactions with shareholders, recognized directly in equity

 

 

 

 

 

 

 

 

 

 

 

Sale of ordinary shares

2,768

 

-

 

(1,939)

 

829

 

-

 

829

 

 

 

 

 

 

 

 

 

 

 

 

Total transactions with shareholders

 

2,768

 

 

-

 

 

(1,939)

 

 

829

 

 

-

 

 

829

 

 

 

 

 

 

 

 

 

 

 

109,250

 

18,864

 

(170,561)

 

(42,447)

 

10

 

(42,437)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

-

 

-

 

8,297

 

8,297

 

-

 

8,297

-

 

-

 

(22)

 

(22)

 

-

 

(22)

-

 

-

 

8,275

 

8,275

 

-

 

8,275

 

 

 

 

 

 

 

 

 

 

 

109,250

 

18,864

 

(162,286)

 

(34,172)

 

10

 

(34,162)

 

 

 

 

 

 

 

 

 

 

 

-

 

-

 

60,994

 

60,994

 

-

 

60,994

-

 

-

 

60,994

 

60,994

 

-

 

60,994

 

 

 

 

 

 

 

 

 

 

 

109,250

 

18,864

 

(101,292)

 

26,822

 

10

 

26,832

                           

 

 

 

CONSOLIDATED STATEMENT OF CASH FLOWS

For the period ended September 30

 

 

2018

BGN'000

 

2017

BGN'000

 

 

 

 

Cash flows from operating activities

 

 

 

 

 

 

 

Receipts from customers

579,995

 

527,061

Payments to suppliers

(501,885)

 

(446,464)

VAT and excise paid to the budget, net

(60,570)

 

(57,578)

Payments related to personnel

(14,053)

 

(13,432)

Income tax paid

(56)

 

(246)

Other cash flows from operating activities, net

(2,114)

 

(1,235)

 

 

 

 

Net cash flows from operating activities

1,317

 

8,106

 

 

 

 

Cash flows from investing activities

 

 

 

 

 

 

 

Payments for purchase of property, plant and equipment

(2,952)

 

(1,628)

Proceeds from sale of property, plant and equipment

7,279

 

9

Payments for loans granted, net

(4,443)

 

(3,720)

Repayment of loans granted

148

 

-

Interest received on loans and deposits

14

 

55

Payments for acquisition of subsidiary and other investments, net of cash acquired

16

 

(349)

Disposal and loss of control of subsidiary, net of cash disposed of

(22)

 

-

Proceeds (payments) from other investments

(2,397)

 

70

 

 

 

 

Net cash flows used in investing activities

(2,357)

 

(5,563)

 

 

 

 

Cash flows from financing activities

 

 

 

 

 

 

 

Proceeds from loans and borrowings

2,065

 

-

Repayment of loans and borrowings

(453)

 

(349)

Interest and bank fees and commissions paid,net

(2,325)

 

(2,978)

 

 

 

 

Net cash flows from financing activities

(713)

 

(3,327)

 

 

 

 

Net decrease in cash flows during the period

(1,753)

 

(784)

 

 

 

 

Cash at the beginning of the period

7,271

 

5,334

 

 

 

 

Effect of movements in exchange rates

18

 

11

 

 

 

 

Cash as per cash flow statement at the end of the period

5,536

 

4,561

 

 

 

 

Restricted cash

1,023

 

-

 

 

 

 

Cash as per statement of financial position

6,559

 

4,561

 

 

I.         General Information

 

Petrol AD (the Parent company) was registered in Bulgaria in 1990 and entered in the Commercial Register to the Registry Agency with UIC 831496285. The headquarter address of the Parent company is 12 Tyrgovska Str., Hotel Lovetch in Lovetch city. As at the end of the reporting period shareholders are legal entities, the country - through the Ministry of Energy and individuals.

 

The main activity of Petrol AD and its subsidiaries (the Group) is related with trading of petrol products and non-petrol goods and services.

These explanatory notes are prepared according to the requirements of Art. 100o1, par.5 of the Public Offering of Securities Act (POSA) in relation to Art. 33, par.1, item.2 of the Ordinance No 2 of September 17, 2003 on the prospectuses in public offering and admission of securities for trading on a regulated market and for disclosure of information by the public companies and other issuers of securities, and represent information about important events occurred during the first quarter of 2018. The explanatory notes reflect their influence on the results in the statements for the first quarter of 2018 and describe of the main risks and uncertainties, which stay ahead of the Petrol Group in the rest of the financial year and comprise information for transactions with related parties and/or interested parties, as well as information for emerging significant receivables and/or payables during the same period. 

 

 

II.        Information on important events, occurred in the third quarter of 2018 and accumulated from the beginning of the financial year to the end of the this quarter

 

Property, plant, equipment and intangible assets

 

As at September 30, 2018 the Group has property, plant, equipment and intangible assets with total carrying amount of BGN 13,280 thousand.

 

As at September 30, 2018 property, plant and equipment with carrying amount of BGN 6,742 thousand are mortgaged or pledged as collaterals under bank loans, granted to the Group and other companies.

 

During the reporting period the Group acquires trade sites - fuel stations exclusively with the intention to sell them. The Group considers that the assets meet the requirements of IFRS 5 Non-current Assets Held for Sale and Discontinued Operations. During the period ended September 30, 2018 non-current assets held for sale with a carrying amount of BGN 915 thousand were purchased and sold.

 

Investment property

 

The investment properties of the Group, consisted of a land and building, are part of aggregated assets for BGN 1,500 thousand, which serve as a collateral for the increase of the credit limit under contract for revolving credit line signed in 2016 from BGN 8,500 thousand to BGN 9,500 thousand.

 

Loans Granted

 

In February 2018 the Group granted a short-term cash loan to the unrelated party for BGN 2,000 thousand at an annual interest rate of 6.7%. The loan is due on December 31, 2018. As at September 30, 2018 the receivables under this loan are BGN 1,500 thousand principal and BGN 59 thousand interest.

 

In March 2018 the Group signed a contract for granting short-term loan with an unrelated party for BGN 1,961 thousand at an annual interest rate of 5.5%. The loan is due on December 31, 2018. As at September 30, 2018 the Group has receivables for BGN 1,961 thousand principal and BGN 56 thousand interest.

 

In March 2018 the Group signed a contract for granting a short-term cash loan to an unrelated party with a credit limit up to BGN 300 thousand at annual interest rate of 6.7%. The loan is due on December 31, 2018. As at September 30, 2018 the granted funds under this loan amounted to BGN 168 thousand principal and BGN 4 thousand interest.

 

Cash and cash equivalents

 

As at September 30, 2018 the Group reported cash amounted to BGN 6,559 thousand, including blocked cash of BGN 1,023 thousand under a financial collateral pledge arrangement, covering the Groups liabilities under revolving credit line agreement.

 

In the notes under Art. 33a2 of Ordinance 2 from the Public Offering of Securities Act (POSA), as cash equivalents of BGN 4,590 thousand, is presented the cash collected from the trade sites as at the end of the reporting period and actually registered in the Group's bank accounts at the beginning of the next reporting period.

 

Registered capital

 

The Group's registered capital is presented at its nominal value. The registered capital of the Group represents the registered capital of the Parent company Petrol AD.

 

As at the end of the reporting period shareholders in the Parent company are as follows:

 

Shareholder

September 30,

2018

 

 

Alfa Capital AD

28.85%

Yulinor EOOD

23.11%

Perfeto consulting EOOD

16.43%

Correct Pharm EOOD

10.98%

Trans Express Oil EOOD

9.86%

Corporate Commercial Bank AD

5.51%

VIP Properties EOOD

2.26%

The Ministry of Economy of the Republic of Bulgaria

0.65%

Other minority shareholders

2.35%

 

 

 

100.00%

 

The Management of the Parent company has undertaken series of measures related to optimization of its capital adequacy. At the several General Meetings of Shareholders hold in the period of 2016 - 2017 a decision for reverse-split procedure for merging 4 old shares with nominal value of BGN 1 to 1 share with a nominal value of BGN 4 and consequent decrease of the capital of the Parent company in order to cover losses by decreasing the nominal value of the shares from BGN 4 to BGN 1 was voted. In March 2018, following a decision of the Lovech Regional Court, which repealed the refusal of the Commercial Register (CR) to register the decision voted on EGMS for merging 4 old shares with nominal of BGN 1 into 1 new share with nominal of BGN 4, the applied change was registered in CR resulting in registered capital of the Parent company of BGN 109 249 612, distributed in 27 312 403 shares with nominal of BGN 4 each. The change in the capital structure of the Parent company was registered also in Central Depositary AD. The application applied in April 2018 for registration of the voted on EGMS decision for the second stage of the procedure of the Parent company's capital to be decreased by decreasing the nominal value of the shares from BGN 4 to BGN 1 in order to cover losses was refused by CR. At the convened on November 8, 2018 EGSM a decision for decreasing the capital of the Parent company in order to cover losses by decreasing the nominal value of the shares from BGN 4 to BGN 1 was voted again. The application for registration in CR was refused by CR and the refusal was appealed by the Group within the legal term. The decision was challenged by minority shareholders, and in addition to the refusal, it was ordered a suspension of the registration until the ruling of the  Lovech Regional Court on the cases, initiated at the request of the minority shareholders.

 

Current income tax liabilities and tax audits

 

As at September 30, 2018 the Group does not have current corporate tax liabilities.

 

In January 2017, the Parent company received a tax audit act on corporate tax revision for 2013 and VAT until October 2014 amounting to BGN 222 thousand principal and BGN 68 thousand interest. A bank guarantee of BGN 350 thousand was issued in order to cease the execution of the appealed audit act in January 2017.

 

In March 2017, the Parent company received a tax audit act due to the audit of corporate income tax for 2014 and VAT until June 2015 for BGN 663 thousand principal and BGN 138 thousand interest. The Parent company appealed the act. In order to suspend the enforcement of the appealed audit act, a bank guarantee in favor of National Revenue Agency for BGN 940 thousand, ordered by the Parent company, was issued. The bank guarantee is partly covered by BGN 300 thousand cash.

 

In August 2017 the Director of "Appealing and tax-security practice" department issued a decision which change the appealed revision act of the Parent company on corporate income tax for 2014 and VAT until June 2015 and reduce the additional tax liabilities from BGN 663 thousand to BGN 65 thousand principal and from BGN 138 thousand to BGN 15 thousand interest. The rest of the additionally determined tax liabilities in the revision act are in process of legal appealing. The issued bank guarantee to suspend the enforcement of the appealed audit act in favor of the National Revenue Agency of BGN 940 thousand, partly covered by BGN 300 thousand blocked cash, was replaced with a new bank guarantee of BGN 94 thousand and the blocked cash was released.

 

In November 2017 the issued in March 2016 tax revision act for BGN 543 principal and BGN 248 interest of the security payments revision, appealed by the Parent company as unfounded and covered by bank guarantee of BGN 800 thousand was entirely repealed with a decision of Administrative court - Sofia city. The tax administration appealed against the decision and the dispute and Supreme Administrative Court repealed the decision of Administrative court - Sofia city, and returned the cases for reconsideration by another chamber of Administrative court - Sofia city.

 

Loans and borrowings

 

As at September 2018 the Group has total liabilities under received bank, debenture and trade loans of BGN 42,469 thousand, including BGN 4,448 thousand current liabilities.

 

Bank loans

 

In July 2016, the Group entered into an investment loan agreement, prepaying the liabilities on finance lease contract from November 2015. The loan is secured by a mortgage of property, acquired through finance lease and pledge of receivables. The term of the contract is May 2022 and the contracted interest rate is 3mEuribor+5.25%.

 

In September 2018 the Parent company signed an agreement for current account overdraft, intended for working capital with a maximum allowable amount of BGN 2,000 thousand and repayment term of January 31, 2019. The contracted interest rate is an Interest Rate based on Deposits plus 6.1872 points, but not less than 6.5% annually. The credit is secured by a special pledge of petroleum products (fuels) in turnover at the amount of BGN 2,418 thousand, and by a pledge of receivables on bank accounts. As at September 30, 2018 the credit limit is fully utilized.

 

Debenture loans

 

In October 2006, the Parent company issued 2,000 registered transferable bonds with a fixed annual interest rate of 8.375% and an emission value of 99.507% of the nominal, which is determined at EUR 50,000 per bond. The bond term is 5 years and the maturity date is in October 2011. The principal is due in one payment at the maturity date. At the general meetings of the bondholders conducted in October and December 2011, it was decided to extend the term of the issue until January 26, 2017. On December 23, 2016, a procedure for extension of the bond issue to 2022 and reduction of the interest rate in the range from 5.5% to 8% was successfully completed.

 

The interest is paid once in a year. After the prolongation of the debenture loan, the annual effective interest rate is 6.78%. The purpose of the bond issue is to provide funds for working capital, financing of investment projects and restructuring of the previous debt of the Group.

 

The debenture loan liabilities are presented in the statement of financial position at amortized cost. As at September 30, 2018 the nominal value of the debenture loan is EUR 18,659 thousand.

 

Operating lease agreements

 

The Group is a lessee under operating lease agreements. The recognised expenses for rent of fuel stations, hired under operating lease for the period ended September 30, 2018 are at the amount of BGN 8,425 thousand. The rent prices for hiring the trade sites from the two parties - main lessors were renegotiated in 2018, resulting in average decrease of 28% in the current rent prices for 2018.

 

Subsidiaries

 

The Parent company (the Controlling company) is Petrol AD. The subsidiaries included in the consolidation, over which the Group has control as at September 30, 2018 are as follows:

 

 

Subsidiary

Main activity

Share (%) of the Group

 

 

 

Petrol Properties EOOD

Trading with movable assets and real estates

100%

Varna Storage EOOD

Trade with oil and oil products

100%

Petrol Finance EOOD

Financial and accounting services

100%

Elit Petrol - Lovech AD

Trade with oil and oil products

100%

Lozen Asset AD

Acquisition, management and exploitation of property

100%

Storage Invest EOOD

Production and trading with goods and services, investments and intermediary activities

100%

Storage Oil EAD

Processing and trading with oil and oil products

100%

Petrol Finances OOD

Financial and accounting services

99%

Petrol Technologies OOD

IT services and consultancy

98,80%

 

 

 

 

In March 2018 the Group sold 100% of the capital of Elit Petrol AD for BGN 25 thousand. As at the transaction date Elit Petrol AD is sole owner of the capital of Varna Storage EOOD. The consolidated net assets of the two companies are negative amounting to BGN 54,596 thousand. The result of the sale is a profit of BGN 54,621 thousand.

 

In March 2018 the Group signed a contract for purchasing of 1,873,700 shares, representing 100% of the capital of Varna Storage EOOD. The price of BGN 6,500 thousand was determined by a market valuation, accepted by both parties and was offset with the opposite receivables of the Group from the seller. The recognised goodwill arising from the acquisition amounts to BGN 19,787 thousand.

 

Contingent liabilities, including information for new arising significant liabilities for the reporting period

 

As at September 30, 2018 the Group has contingent liabilities, including issued mortgages and pledges of property, plant and equipment, which serve as a collateral for the bank loans granted to the Group and unrelated parties and credit limits for issuance of bank guarantees with total carrying amount of BGN 6,742 thousand. The Group is a joint co-debtor under a loan agreement for BGN 35,000 thousand and stand-by credit for issuance of bank guarantees amounted to BGN 10,000 thousand in favor of unrelated supplier. The total amount of the utilized funds and issued valid bank guarantees of all borrower's exposures to the Bank shall not exceed BGN 45,000 thousand.

 

The Group has contingent liability, which secured the execution of the contract for storage of third-party fuels amounted to BGN 30,000 thousand.

 

As at September 30, 2018 the Group has a co-debtor liability of BGN 2,346 thousand, pursuant to entering-into-debt agreement from January 2017 under liability of a subsidiary till February 2018.

 

Under a bank agreement for revolving credit line concluded in 2016, bank guarantees were issued for a total amount as at September 30, 2018 of BGN 9,263 thousand, including BGN 5,900 thousand in favor of third parties - Group's suppliers, BGN 1,244 thousand in favor of National Revenue Agency, for issuance of appealed by the Parent company revision acts and BGN 2,119 thousand to secure own liabilities related to contracts under the Public Procurement Act. The bank agreement is secured by a mortgage and a pledge of property, a pledge of all receivables on bank accounts of the Parent company and a subsidiary, and blocked cash of BGN 1,023 thousand. In July 2017 the credit limit under the revolving credit line was increased from BGN 8,500 thousand to BGN 9,500 thousand. Assets amounted to BGN 1,500 thousand, owned by a subsidiary, additionally secured the credit limit.

 

As a collateral of an investment loan signed in July 2016, a mortgage of property, acquired through the investment loan and a pledge of receivables, arising from opened bank accounts of the Parent company to the amount of the outstanding balance of the loan, which as at the September 30, 2018 amounting to BGN 1,974 thousand.

 

In September 2018 the Group signed an agreement for current account overdraft, intended for working capital. The credit is secured by a special pledge of petroleum products (fuels) in turnover at the amount of BGN 2,418 thousand, and by a pledge of receivables on bank accounts with balances of BGN 37 thousand as at September 30, 2018.

 

There is a pending court dispute in relation to a singed in 2015 written guarantee of liabilities of a subsidiary until February 2018, arising from a cession agreement with an exposure of BGN 245 thousand as at September 30, 2018. The blocked cash of BGN 245 thousand, which served as a collateral pursuant to Art.180 and Art. 181 of the Obligations and Contracts Act (OCA), is reported as other receivables on guarantees. A claim to release the cash was deposited, but the court has dismissed it.

 

In the previous reporting periods companies from the Group have entered into the debt under two loan agreements of a subsidiary (until December 2015) for USD 15,000 thousand and USD 20,000 thousand, respectively. In 2015 the bank -creditor acquired court orders for immediate execution and receiving orders against the subsidiaries - joint debtors. In relation to the complaints filed by the subsidiaries, the competent court has revoked the immediate enforcement orders and has invalidated the receiving orders. In October and December 2015 the creditor has filed claims under Art. 422 of Civil Procedure Code (CPC) against the subsidiaries for the existence of the receivables under each loan agreement. The court proceedings of the creditor are still pending.

 

In December 2016 the first instance court decreed a decision (the Decision) which admit for established that the bank has a receivable amounted to USD 15,527 thousand from the subsidiaries - joint debtors, arising from a signed loan agreement for USD 15,000 thousand. With the same decision the court has ordered the subsidiaries jointly to pay BGN 411 thousand to the bank - creditor for legal fees and expenses and BGN 538 thousand state fee in favor of the judiciary state for the ordered proceedings and BGN 538 thousand state fee for claim proceedings. In January 2017 the subsidiaries have filed in time appeals against the court decision, because of that the decision did not come into force. As at the date of preparation of these consolidated financial statements the dispute is pending before the court of appeal and the Group's Management considers that there are reasonable grounds the decision to be fully canceled.

 

As at the date of the preparation of these consolidated financial statements, the filed proceedings against the subsidiaries - joint debtors for estimation of the bank receivables due to the loan agreement for USD 20,000 thousand is pending before the first-instance court. The Management expects favorable decision by the competent court. As at the date of the preparation of this financial report the Parent company sold its interest in one of co-debtor subsidiaries and the potential risk for the Group is reduced to the court proceedings against the second subsidiary.

 

A creditor of a subsidiary (until December 2015) unreasonably claimed in court the responsibility of the Parent company under a contract of guarantee for liabilities arising from a contract for a framework credit limit as a result of that the bank accounts of the Parent company amounting to USD 29,983 thousand were garnished. This claim was disputed in court by Petrol AD because the liability as guarantor has not occurred and / or extinguished pursuant to Art. 147, paragraph 2 of the Obligations and Contracts Act (OCA). At the time of conclusion of the guarantee deadline of the arrangements between the lender and subsidiary contractual framework for credit limit was July 1, 2014. The term of the framework credit limit was extended without the consent of the customer, therefore the responsibility of the latter has fallen by six months after initially agreed period, during which the creditor has brought an action against the principal debtor. The term of Art. 147, paragraph 1 of the Obligations and Contracts Act (OCA) is final and upon its expiration the company's guarantee has been terminated, so the objection of the Parent company was granted by the court and the imposed liens on bank accounts lifted.

 

After the writ of execution, pursuant to order proceedings, was canceled on which were imposed liens on bank accounts of the Parent company, the creditor has initiated legal claim proceedings under Art. 422 of the Civil Procedure Code (CPC) to establish the same claims against the subsidiary (until December 2015) and the guarantor Petrol AD. In these proceedings the objections are repeated, that liability as guarantor has not occurred and / or extinguished pursuant to Art. 147, par. 2 of the OCA, and therefore the Management expects that the claim of the creditor against the Parent company will be dismissed permanently by a court decision on those cases. At present, the claim proceedings are pending.

 

Other significant events occurred during the reporting quarter

 

As it is disclosed above, the Group's Management has taken a series of measures to optimize the capital adequacy of the Parent company. As a result of several general meetings of shareholders hold in 2016 and 2017, a decision for reverse split procedure was voted for merging 4 old shares with nominal of BGN 1 to 1 new share with nominal of BGN 4 and subsequent decrease of the Parent company's capital to cover losses by decreasing the nominal value of the shares from BGN 4 to BGN 1. In March 2018, following a decision of the Lovech Regional Court, which repealed the refusal of the Commercial Register to register the decision voted on EGMS for merging 4 old shares with nominal of BGN 1 into 1 new share with nominal of BGN 4. The applied change was registered in Commercial Register (CR) resulting in registered capital of the Parent company of BGN 109 249 612, distributed in 27 312 403 shares with nominal of BGN 4 each.

 

The change in the capital structure of the Parent company was registered also in Central Depositary AD. The application applied in the beginning of April 2018 for registration of the voted on EGMS decision for the second stage of the procedure of the Parent company's capital to be decreased by decreasing the nominal value of the shares from BGN 4 to BGN 1 in order to cover losses was refused by CR.

 

At the convened on November 8, 2018 EGSM a decision for decreasing the capital of the Parent company in order to cover losses by decreasing the nominal value of the shares from BGN 4 to BGN 1 was voted again. The application for registration in CR was refused by CR and the refusal was appealed by the Group within the legal term. The decision was challenged by minority shareholders, and in addition to the refusal, it was ordered a suspension of the registration until the ruling of the  Lovech Regional Court on the cases, initiated at the request of the minority shareholders.

 

 

III.      Disclosure of transactions with related parties

 

The total amount of the accrued remunerations of the members of Management and Supervisory Board of the Parent company, included in the personnel expenses, amounted to BGN 997 thousand, and the unsettled liabilities as at September 30, 2018 are at the amount of BGN 96 thousand.

 

In the third quarter of 2018 transactions with related parties have not been carried out.

 

 

IV. Risks and uncertainties ahead of the Group for the rest of the financial year

 

Macroeconomic environment

 

The Petrol Group's activity is influenced by the general economic condition of the country and in particular the degree of the successful adoption of the market-oriented economic reforms by the government, changes in the gross domestic product (GDP) and the purchasing power of the Bulgarian customers. In the long term the change in the fuels consumption in the country is commensurate with the GDP.

 

As a result of the global financial and economic crisis, the Bulgarian economy has been experiencing a continuing decline in its development which affects a wide range of industries. This leads to a noticeable deterioration in cash flows and reduction in income and eventually - to a significant deterioration of the economic environment in which the Group operates. In addition, there is a significant increase in price risk, market risk, credit risk, liquidity risk, interest rate risk, operating risk and other types of financial risks, which the Group is exposed to.

 

As a result, there has been an increase in uncertainty about the customers' ability to repay their obligations in accordance with the agreed terms. Therefore, the amount of impairment losses on loans granted, sales receivables and on the values of other accounting estimates, might differ substantially in future reporting periods from the reported ones in these consolidated financial statements. The Management of the Group applies the necessary procedures to manage these risks.

 

Legislature

 

The Parent company is supervised by a number of regulatory bodies in the country and a potential change in the regulatory framework, regulating the Parent-company's activity may have a negative impact on the Group's financial results.

 

Suppliers

 

Due to the specifics of the core business of the Group, namely retail and wholesale trading with fuels, the Group's fuels supplies are provided by a small number of suppliers, as a result of which the Group is at risk of discontinuation of relationships with key suppliers, which may lead to a short-term depletion of inventories and trading activity difficulties;

 

Competition

 

Retail trading with petroleum products is carried out in highly competitive market as the products offered in the sector are homogenous and entire substitutes of the offered products by other companies in the sector. In addition, the regulatory framework stipulates an exact specification of the minimum requirements of the fuels offered at the trade stations and all market participants should comply with the imposed legal requirements;

 

Price risk

 

The Group is at risk of frequent and sharp changes in prices of fuels and non-petroleum goods. Because of that, the future financial results may diverge significantly from the expectations of the Group's Management. Any future sharp fluctuations in the price of fuels and non-petroleum goods may lead to a deterioration of the financial position of the Group;

 

Market risk

 

Market risk is the risk that changes in market prices, such as foreign exchange rates, interest rates and equity prices will affect the Group's income or the value of its holdings of financial instruments. The objective of market risk management is to manage and control market risk exposures within acceptable parameters, while optimizing the return. Because of the nature of its activity, the Group is exposed to price and currency risk.

 

The Group is exposed to the risk of change in currency rate, movement in the interest rates and the prices of the capital instruments, which may impact the Group's financial instruments or the value of its investments.

 

Interest rate risk

 

Risks arising from the increase in the price of the Group's financing;

 

Credit risk

 

The risk of inability of the Group's trade partners to fulfill their contract obligations, which may lead to losses for the Group;

 

Exceptional costs

 

There is a risk of incurring unforeseeable costs, which to affect negatively the financial position of the Group;

 

Political risk

 

Risks to the Group arising from global and regional political and economic crises;

 

Liquidity risk

 

Liquidity risk is the risk that the Group may not be able to meet its financial obligations when they fall due. The policy is aimed at ensuring sufficient liquidity with which to serve liabilities when they fall due, including abnormal and emergency situations.

 

 

 

Georgi Tatarski

Executive Director

Milko Dimitrov

Executive Director

 

Prepared by Elena Pavlova - Teofanova

 

November 29, 2018


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