0001181431-09-050704 4 2 20091105 20091109 20091109 McKay David I. 0001427507 4 34 001-33977 091170007 THE ROYAL BANK OF CANADA 200 BAY STREET TORONTO A6 M5J 2J5 VISA INC. 0001403161 7389 260267673 DE 0930 P.O. BOX 8999 SAN FRANCISCO CA 94128-8999 (415) 932-2100 P.O. BOX 8999 SAN FRANCISCO CA 94128-8999 Visa Inc. 20070614 4 1 rrd256518.xml FORM 4 EX-24. 2 rrd229549_259425.htm MCKAY - POA