POWER OF ATTORNEY
(Section 16)

	KNOW ALL BY THESE PRESENTS, that the undersigned hereby constitutes and appoints
each of Joshua R. Floum, Thomas A. M'Guinness, Ariela St. Pierre, Jenny Kim  and Pamela
C. Lillquist, of Visa Inc., a Delaware corporation (the "Company"), signing individually, the
undersigned's true and lawful attorney in fact to:  prepare and execute in the undersigned's
name and on the undersigned's behalf, and submit to the U.S. Securities and Exchange
Commission (the "SEC"), a Form ID or any successor form, including amendments thereto,
and any other documents necessary or appropriate to obtain codes and passwords enabling
the undersigned to make electronic filings with the SEC of reports required by Section 16(a) of
the Securities Exchange Act of 1934 or any rule or regulation of the SEC; and prepare and
execute for and on behalf of the undersigned, in the undersigned's capacity as Director of the
Company, Forms 3, 4 and 5 and any other forms or reports the undersigned may be required
to file in connection with the undersigned's ownership, acquisition, or disposition of securities
of the Company, and any amendments thereto, and cause such form(s) to be filed with the
United States Securities and Exchange Commission pursuant to Section 16(a) of the
Securities Act of 1934, relating to the undersigned's ownership, disposition or acquisition of
securities in the Company.  The undersigned hereby grants to such attorneys-in-fact full
power and authority to do and perform any and every act as requisite, necessary, or proper to
be done in the exercise of any of the rights and powers herein granted, as fully to all intents
and purposes as the undersigned might or could do if personally present, with full power of
substitution or revocation, hereby ratifying and confirming all that any such attorney-in-fact, or
any such attorney-in-fact's substitute or substitutes, shall lawfully do or cause to be done by
virtue of this power of attorney and the rights and powers herein granted.  The undersigned
acknowledges that none of the foregoing attorneys-in-fact, in serving in such capacity at the
request of the undersigned, is assuming, nor is the Company assuming, any of the
undersigned's responsibilities to comply with Section 16 of the Securities Exchange Act of
1934.
       This Power of Attorney shall remain in full force and effect until the earliest of:  (1) the
undersigned is no longer required to file Forms 3, 4 and 5 or any successor form with respect
to the undersigned's holdings of, and transactions in, securities issued by the Company; (2)
this Power of Attorney is revoked by the undersigned in a signed writing delivered to the
foregoing attorneys-in-fact; or (3) as to a specific attorney-in-fact, employment of such
attorney-in-fact with the company is terminated.
       IN WITNESS WHEREOF, the undersigned has caused this Power of Attorney to be
executed as of this 20th day of October 2010.
	By:	/s/ Francisco Javier Fernandez-Carbajal
	Name:	Francisco Javier Fernandez-Carbajal
	Title:	Director