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v3.25.3

Intangible Assets and Goodwill (Tables) | 12 Months Ended
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Sep. 30, 2025
Goodwill and Intangible Assets Disclosure [Abstract] |
Schedule of Finite-Lived Intangible Assets | Finite-lived and indefinite-lived intangible assets consisted of the following:
| September 30,
| 2025 |  | 2024
| Gross |  | Accumulated Amortization |  | Net |  | Gross |  | Accumulated Amortization |  | Net
| (in millions)
Finite-lived intangible assets: |  |  |  |  |  |  |  |  |  |  |
Customer relationships | $ | 476 |  |  | $ | (245) |  |  | $ | 231 |  |  | $ | 535 |  |  | $ | (298) |  |  | $ | 237 |
Trade names | — |  |  | — |  |  | — |  |  | 190 |  |  | (179) |  |  | 11 |
Total finite-lived intangible assets | 476 |  |  | (245) |  |  | 231 |  |  | 725 |  |  | (477) |  |  | 248 |
Indefinite-lived intangible assets: |  |  |  |  |  |  |  |  |  |  |
Customer relationships and reacquired rights | 23,331 |  |  | — |  |  | 23,331 |  |  | 22,557 |  |  | — |  |  | 22,557 |
Visa trade name | 4,084 |  |  | — |  |  | 4,084 |  |  | 4,084 |  |  | — |  |  | 4,084 |
Total indefinite-lived intangible assets | 27,415 |  |  | — |  |  | 27,415 |  |  | 26,641 |  |  | — |  |  | 26,641 |
Total intangible assets | $ | 27,891 |  |  | $ | (245) |  |  | $ | 27,646 |  |  | $ | 27,366 |  |  | $ | (477) |  |  | $ | 26,889 |
Schedule of Indefinite-Lived Intangible Assets | Finite-lived and indefinite-lived intangible assets consisted of the following:
| September 30,
| 2025 |  | 2024
| Gross |  | Accumulated Amortization |  | Net |  | Gross |  | Accumulated Amortization |  | Net
| (in millions)
Finite-lived intangible assets: |  |  |  |  |  |  |  |  |  |  |
Customer relationships | $ | 476 |  |  | $ | (245) |  |  | $ | 231 |  |  | $ | 535 |  |  | $ | (298) |  |  | $ | 237 |
Trade names | — |  |  | — |  |  | — |  |  | 190 |  |  | (179) |  |  | 11 |
Total finite-lived intangible assets | 476 |  |  | (245) |  |  | 231 |  |  | 725 |  |  | (477) |  |  | 248 |
Indefinite-lived intangible assets: |  |  |  |  |  |  |  |  |  |  |
Customer relationships and reacquired rights | 23,331 |  |  | — |  |  | 23,331 |  |  | 22,557 |  |  | — |  |  | 22,557 |
Visa trade name | 4,084 |  |  | — |  |  | 4,084 |  |  | 4,084 |  |  | — |  |  | 4,084 |
Total indefinite-lived intangible assets | 27,415 |  |  | — |  |  | 27,415 |  |  | 26,641 |  |  | — |  |  | 26,641 |
Total intangible assets | $ | 27,891 |  |  | $ | (245) |  |  | $ | 27,646 |  |  | $ | 27,366 |  |  | $ | (477) |  |  | $ | 26,889 |
Schedule of Estimated Future Amortization Expense | As of September 30, 2025, estimated future amortization expense on finite-lived intangible assets was as follows:
| For the Years Ending September 30,
| 2026 |  | 2027 |  | 2028 |  | 2029 |  | 2030 |  | Thereafter |  | Total
| (in millions)
Estimated future amortization expense | $ | 63 |  |  | $ | 62 |  |  | $ | 43 |  |  | $ | 29 |  |  | $ | 10 |  |  | $ | 24 |  |  | $ | 231 |
Schedule of Changes in Goodwill | The changes in goodwill were as follows:
| For the Years Ended September 30,
| 2025 |  | 2024
| (in millions)
Balance as of beginning of period | $ | 18,941 |  |  | $ | 17,997 |
Goodwill from acquisitions | 794 |  |  | 790 |
Foreign currency translation | 144 |  |  | 154 |
Balance as of end of period | $ | 19,879 |  |  | $ | 18,941 |

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