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Consolidated Statements of Cash Flows - USD ($)
$ in Millions
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Operating Activities      
Net Income $ 12,874 $ 11,195 $ 9,930
Adjustments to reconcile net income to net cash provided by operating activities:      
Amortization of customer incentives 1,830 1,622 1,586
Depreciation and amortization 897 799 750
(Gains) losses on equity investments, net 29 61 145
Share-based compensation 526 460 295
Deferred income taxes (527) (236) (651)
Other 191 22 44
Changes in operating assets and liabilities:      
Accounts receivable 186 (546) (481)
Income taxes receivable (165) (171) 12
Settlement assets (593) 40 48
Prepaid expenses (3,225) (2,438) (2,175)
Accrued litigation and legal settlements 205 (375) 240
Restricted security deposits held for customers 29 277 (305)
Accounts payable 75 (99) 190
Settlement obligations 922 282 201
Accrued expenses 1,587 571 1,188
Long-term taxes payable (163) (129) (121)
Net change in other assets and liabilities 102 645 299
Net cash provided by operating activities 14,780 11,980 11,195
Investing Activities      
Purchases of investment securities available-for-sale (508) (300) (267)
Purchases of investments held-to-maturity (108) (347) (239)
Proceeds from sales of investment securities available-for-sale 199 87 54
Proceeds from maturities of investment securities available-for-sale 262 191 211
Proceeds from maturities of investments held-to-maturity 378 157 265
Purchases of property and equipment (474) (371) (442)
Capitalized software (720) (717) (655)
Purchases of equity investments (42) (89) (88)
Proceeds from sales of equity investments 125 44 7
Acquisition of businesses, net of cash acquired (2,511) 0 (313)
Other investing activities (3) (6) (3)
Net cash used in investing activities (3,402) (1,351) (1,470)
Financing Activities      
Purchases of treasury stock (11,035) (9,032) (8,753)
Dividends paid (2,448) (2,158) (1,903)
Proceeds from debt, net 3,960 1,554 1,123
Payment of debt (1,336) 0 (724)
Tax withholdings related to share-based payments (178) (89) (141)
Cash proceeds from employee stock plans 224 237 90
Other financing activities (23) 0 (20)
Net cash used in financing activities (10,836) (9,488) (10,328)
Effect of exchange rate changes on cash, cash equivalents, restricted cash and restricted cash equivalents (199) 128 (103)
Net (decrease) increase in cash, cash equivalents, restricted cash and restricted cash equivalents 343 1,269 (706)
Cash, cash equivalents, restricted cash and restricted cash equivalents - beginning of period 10,465 9,196 9,902
Cash, cash equivalents, restricted cash and restricted cash equivalents - end of period $ 10,808 $ 10,465 $ 9,196