<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>4
<FILENAME>ex992.txt
<DESCRIPTION>CFOCERT
<TEXT>
       STATEMENT UNDER OATH OF PRINCIPAL FINANCIAL OFFICER REGARDING FACTS
               AND CIRCUMSTANCES RELATING TO EXCHANGE ACT FILINGS

I, Clayton C. Daley, Jr., state and attest that:

(1)   To the best of my knowledge, based upon a review of the covered
      reports of The Procter & Gamble Company, and, except as corrected or
      supplemented in a subsequent covered report:

         * no covered report contained an untrue statement of a material fact
           as of the end of the period covered by such report; and
         * no covered report omitted to state a material fact necessary
           to make the statements in the covered report, in light of the
           circumstances under which they were made, not misleading as
           of the end of the period covered by such report.

(2)   I have reviewed the contents of this statement with the Company's
      audit committee.

(3)   In this statement under oath, each of the following, if filed on or
      before the date of this statement, is a "covered report":

         * the Annual Report on Form 10-K of The Procter & Gamble Company
           filed with the Commission on September 12, 2002;
         * all reports on Form 10-Q, all reports on Form 8-K and all
           definitive proxy materials of The Procter & Gamble Company
           filed with the Commission subsequent to the filing of the Form
           10-K identified above; and
         * any amendments to any of the foregoing.


         /S/CLAYTON C. DALEY, JR.
------------------------------------
Clayton C. Daley, Jr.
September 12, 2002



STATE OF OHIO                           )
                                        )  ss:
COUNTY OF HAMILTON                      )

Before me, a Notary Public in and for the State of Ohio,  personally  appeared
the above named Clayton C. Daley,  Jr. who  acknowledged that he did sign the
foregoing instrument and that the same is his free act and deed.

Dated    9-12-02
       -------------------------



                                               /S/SUSAN M. RUHE
                                              ----------------------------------
                                              Notary Public, State of Ohio
                                              My Commission Expires:

[NOTARIAL SEAL]

SUSAN M. RUHE
Notary Public, State of Ohio
My Commission Expires 12-13-05


</TEXT>
</DOCUMENT>
