<SEC-DOCUMENT>0000731766-21-000004.txt : 20210208
<SEC-HEADER>0000731766-21-000004.hdr.sgml : 20210208
<ACCEPTANCE-DATETIME>20210208171651
ACCESSION NUMBER:		0000731766-21-000004
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		15
CONFORMED PERIOD OF REPORT:	20210202
ITEM INFORMATION:		Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20210208
DATE AS OF CHANGE:		20210208

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			UNITEDHEALTH GROUP INC
		CENTRAL INDEX KEY:			0000731766
		STANDARD INDUSTRIAL CLASSIFICATION:	HOSPITAL & MEDICAL SERVICE PLANS [6324]
		IRS NUMBER:				411321939
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-10864
		FILM NUMBER:		21602476

	BUSINESS ADDRESS:	
		STREET 1:		UNITEDHEALTH GROUP CENTER
		STREET 2:		9900 BREN ROAD EAST
		CITY:			MINNEAPOLIS
		STATE:			MN
		ZIP:			55343
		BUSINESS PHONE:		9529361300

	MAIL ADDRESS:	
		STREET 1:		9900 BREN ROAD EAST
		CITY:			MINNETONKA
		STATE:			MN
		ZIP:			55343

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	UNITED HEALTHCARE CORP/
		DATE OF NAME CHANGE:	20000309

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	UNITED HEALTHCARE CORP
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>unh-20210202.htm
<DESCRIPTION>8-K
<TEXT>
<XBRL>
<?xml version="1.0" ?><!--XBRL Document Created with Wdesk from Workiva--><!--Copyright 2021 Workiva--><!--r:5e332d92-15d3-465b-a93f-926bddb85f40,g:d56266da-518f-4c2c-9e87-8f9f112aed58,d:595bb2c987e444419a7f5ff9c3f0ada2--><html xmlns:dei="http://xbrl.sec.gov/dei/2020-01-31" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2015-02-26" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns="http://www.w3.org/1999/xhtml" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xml:lang="en-US"><head><meta http-equiv="Content-Type" content="text/html"/>


<title>unh-20210202</title></head><body><div style="display:none"><ix:header><ix:hidden><ix:nonNumeric contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202" name="dei:EntityCentralIndexKey" id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl80L2ZyYWc6N2FhYzAxZmYzNGVkNGI5YTkxNDk5OWY4MjA4M2E2NjgvdGFibGU6ZTZmNzgxNmQwYWMyNDQ4MTg2OGY3ZDVhY2UxOTFmZTUvdGFibGVyYW5nZTplNmY3ODE2ZDBhYzI0NDgxODY4ZjdkNWFjZTE5MWZlNV8yLTEtMS0xLTA_c86942e5-e057-498d-b62d-a8e093a60562">0000731766</ix:nonNumeric><ix:nonNumeric contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202" name="dei:AmendmentFlag" id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl80L2ZyYWc6N2FhYzAxZmYzNGVkNGI5YTkxNDk5OWY4MjA4M2E2NjgvdGFibGU6ZTZmNzgxNmQwYWMyNDQ4MTg2OGY3ZDVhY2UxOTFmZTUvdGFibGVyYW5nZTplNmY3ODE2ZDBhYzI0NDgxODY4ZjdkNWFjZTE5MWZlNV8zLTEtMS0xLTA_abcb2893-1791-41a5-8085-4c2655209bd6">false</ix:nonNumeric></ix:hidden><ix:references xml:lang="en-US"><link:schemaRef xlink:type="simple" xlink:href="unh-20210202.xsd"></link:schemaRef></ix:references><ix:resources><xbrli:context id="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000731766</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2021-02-02</xbrli:startDate><xbrli:endDate>2021-02-02</xbrli:endDate></xbrli:period></xbrli:context></ix:resources></ix:header></div><div id="i595bb2c987e444419a7f5ff9c3f0ada2_1"></div><div style="min-height:42.75pt;width:100%"><div><span><br/></span></div></div><div style="margin-bottom:6pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:99.415%"><tr><td style="width:1.0%"></td><td style="width:18.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.900%"></td><td style="width:0.1%"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:18pt;font-weight:700;line-height:120%">UNITED STATES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:18pt;font-weight:700;line-height:120%">SECURITIES AND EXCHANGE COMMISSION</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Washington, D.C. 20549</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%">&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;</span></div><div style="margin-bottom:3pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:18pt;font-weight:700;line-height:120%">FORM <ix:nonNumeric contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202" name="dei:DocumentType" id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGV4dHJlZ2lvbjowNTliOWZiMzk4NzE0M2M1YjY0NGI2N2NmNjkyOTZlZV8xNjg2_fee0a038-c18b-449e-a1e1-66cf8a2cc22d">8-K</ix:nonNumeric> </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%">&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:14pt;font-weight:700;line-height:120%">Current Report </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Pursuant to Section 13 or 15(d) of </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%">The Securities Exchange Act of 1934 </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Date of report (Date of earliest event reported): <ix:nonNumeric contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202" format="ixt:datemonthdayyearen" name="dei:DocumentPeriodEndDate" id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGV4dHJlZ2lvbjowNTliOWZiMzk4NzE0M2M1YjY0NGI2N2NmNjkyOTZlZV8xMDk5NTExNjI5NTQ0_aa87586e-c5ba-46c0-a896-b9540ff32313">February 2, 2021</ix:nonNumeric> </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%">&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:24pt;font-weight:700;line-height:120%"><ix:nonNumeric contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202" name="dei:EntityRegistrantName" id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGV4dHJlZ2lvbjowNTliOWZiMzk4NzE0M2M1YjY0NGI2N2NmNjkyOTZlZV8xNjkx_5826f1bb-99e1-4c6c-bc09-ad69989a3cc0">UNITEDHEALTH GROUP INCORPORATED</ix:nonNumeric> </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">(Exact name of registrant as specified in its charter) </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%">&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;</span></div><div style="margin-bottom:6pt;margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:75.584%"><tr><td style="width:1.0%"></td><td style="width:15.341%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.954%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:24.625%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.954%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:24.626%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202" format="ixt-sec:stateprovnameen" name="dei:EntityIncorporationStateCountryCode" id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGFibGU6ZDY5ZGNmNmExYTYzNDNlZDliNTdmODIwMzYwZDI0MTMvdGFibGVyYW5nZTpkNjlkY2Y2YTFhNjM0M2VkOWI1N2Y4MjAzNjBkMjQxM18wLTAtMS0xLTA_6ea518a7-a93f-4ef0-9707-6344313a52cb">Delaware</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202" name="dei:EntityFileNumber" id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGFibGU6ZDY5ZGNmNmExYTYzNDNlZDliNTdmODIwMzYwZDI0MTMvdGFibGVyYW5nZTpkNjlkY2Y2YTFhNjM0M2VkOWI1N2Y4MjAzNjBkMjQxM18wLTItMS0xLTA_5683ccec-447e-4fc8-800b-e0b997c2e9d0">1-10864</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202" name="dei:EntityTaxIdentificationNumber" id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGFibGU6ZDY5ZGNmNmExYTYzNDNlZDliNTdmODIwMzYwZDI0MTMvdGFibGVyYW5nZTpkNjlkY2Y2YTFhNjM0M2VkOWI1N2Y4MjAzNjBkMjQxM18wLTQtMS0xLTA_4c8ccb33-bfe2-4350-a760-2546223ebcd5"><ix:nonNumeric contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202" name="dei:EntityTaxIdentificationNumber" id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGFibGU6ZDY5ZGNmNmExYTYzNDNlZDliNTdmODIwMzYwZDI0MTMvdGFibGVyYW5nZTpkNjlkY2Y2YTFhNjM0M2VkOWI1N2Y4MjAzNjBkMjQxM18wLTQtMS0xLTA_8921d864-19f5-4720-8529-5951eeba83ac">41-1321939</ix:nonNumeric></ix:nonNumeric></span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:5pt;margin-top:5pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(State or other jurisdiction of incorporation)</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-align:center"><span><br/></span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:5pt;margin-top:5pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(Commission File Number)</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-align:center"><span><br/></span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:5pt;margin-top:5pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(I.R.S. Employer Identification No.)</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-align:center"><span><br/></span></div></td></tr></table></div><div style="margin-bottom:6pt;margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:78.654%"><tr><td style="width:1.0%"></td><td style="width:59.308%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.955%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.539%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.798%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202" name="dei:EntityAddressAddressLine1" id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGFibGU6YjY1MjQxOTM0YTgzNGFhY2JmMjI3YTVmNzZhYjc3ZDEvdGFibGVyYW5nZTpiNjUyNDE5MzRhODM0YWFjYmYyMjdhNWY3NmFiNzdkMV8wLTAtMS0xLTA_9f3ddc76-8d01-41f9-91ef-a0672db7c976">UnitedHealth Group Center, 9900 Bren Road East,</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202" name="dei:EntityAddressCityOrTown" id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGFibGU6YjY1MjQxOTM0YTgzNGFhY2JmMjI3YTVmNzZhYjc3ZDEvdGFibGVyYW5nZTpiNjUyNDE5MzRhODM0YWFjYmYyMjdhNWY3NmFiNzdkMV8wLTEtMS0xLTA_0efde55f-1a7c-425a-a3d4-576aa10560ea">Minnetonka,</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202" format="ixt-sec:stateprovnameen" name="dei:EntityAddressStateOrProvince" id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGFibGU6YjY1MjQxOTM0YTgzNGFhY2JmMjI3YTVmNzZhYjc3ZDEvdGFibGVyYW5nZTpiNjUyNDE5MzRhODM0YWFjYmYyMjdhNWY3NmFiNzdkMV8wLTItMS0xLTA_a47c762e-9692-4d04-bc5e-6e44ba4a043c">Minnesota</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202" name="dei:EntityAddressPostalZipCode" id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGFibGU6YjY1MjQxOTM0YTgzNGFhY2JmMjI3YTVmNzZhYjc3ZDEvdGFibGVyYW5nZTpiNjUyNDE5MzRhODM0YWFjYmYyMjdhNWY3NmFiNzdkMV8wLTMtMS0xLTA_ba127088-60cb-45fd-a90c-0c075f27f8ea">55343</ix:nonNumeric></span></td></tr><tr><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%">(Address of principal executive offices)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%">(Zip Code)</span></td></tr></table></div><div style="margin-bottom:5pt;margin-top:5pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Registrant&#8217;s telephone number, including area code: (<ix:nonNumeric contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202" name="dei:CityAreaCode" id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGV4dHJlZ2lvbjowNTliOWZiMzk4NzE0M2M1YjY0NGI2N2NmNjkyOTZlZV8xNjky_3a943090-371a-4968-b43e-6cc2b843f3c5">952</ix:nonNumeric>) <ix:nonNumeric contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202" name="dei:LocalPhoneNumber" id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGV4dHJlZ2lvbjowNTliOWZiMzk4NzE0M2M1YjY0NGI2N2NmNjkyOTZlZV8xNjg4_21aff0b9-e860-49d1-9080-10cac89f67d4">936-1300</ix:nonNumeric> </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:700;line-height:120%">N/A</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:700;line-height:120%">(Former name or former address, if changed since last report.) </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:120%">&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;</span></div><div style="margin-bottom:5pt;margin-top:9pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: </span></div><div style="margin-bottom:5pt;margin-top:5pt"><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202" format="ixt-sec:boolballotbox" name="dei:WrittenCommunications" id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGV4dHJlZ2lvbjowNTliOWZiMzk4NzE0M2M1YjY0NGI2N2NmNjkyOTZlZV8xNjg5_ee14cd1c-86e5-48e3-a6b5-76afea83aedd">&#9744;</ix:nonNumeric></span><span style="color:#000000;font-family:'Wingdings 2',sans-serif;font-size:9pt;font-weight:400;line-height:120%">   </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</span></div><div style="margin-bottom:5pt;margin-top:5pt"><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202" format="ixt-sec:boolballotbox" name="dei:SolicitingMaterial" id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGV4dHJlZ2lvbjowNTliOWZiMzk4NzE0M2M1YjY0NGI2N2NmNjkyOTZlZV8xNjkw_2f55ad81-a1b9-4363-a89f-b0a336c30c39">&#9744;</ix:nonNumeric></span><span style="color:#000000;font-family:'Wingdings 2',sans-serif;font-size:9pt;font-weight:400;line-height:120%">   </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</span></div><div style="margin-bottom:5pt;margin-top:5pt"><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202" format="ixt-sec:boolballotbox" name="dei:PreCommencementTenderOffer" id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGV4dHJlZ2lvbjowNTliOWZiMzk4NzE0M2M1YjY0NGI2N2NmNjkyOTZlZV8xNjg3_32db732c-e03d-410a-ab63-c9bf833c35f0">&#9744;</ix:nonNumeric></span><span style="color:#000000;font-family:'Wingdings 2',sans-serif;font-size:9pt;font-weight:400;line-height:120%">   </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</span></div><div style="margin-bottom:5pt;margin-top:5pt"><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202" format="ixt-sec:boolballotbox" name="dei:PreCommencementIssuerTenderOffer" id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGV4dHJlZ2lvbjowNTliOWZiMzk4NzE0M2M1YjY0NGI2N2NmNjkyOTZlZV8xNjg0_a4f9a7b9-44ec-4078-88f0-5da5ad763f42">&#9744;</ix:nonNumeric></span><span style="color:#000000;font-family:'Wingdings 2',sans-serif;font-size:9pt;font-weight:400;line-height:120%">   </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</span></div><div style="margin-bottom:5pt;margin-top:5pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Securities registered pursuant to Section 12(b) of the Act:</span></div><div style="margin-bottom:6pt;margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:99.269%"><tr><td style="width:1.0%"></td><td style="width:33.804%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.536%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:24.231%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.536%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:37.193%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Title of each class</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Trading Symbol(s)</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Name of each exchange on which registered</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202" name="dei:Security12bTitle" id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGFibGU6MDUzOTUxMjBkOTY3NGVjN2FlODc4MzgxNDdhZmFlZWQvdGFibGVyYW5nZTowNTM5NTEyMGQ5Njc0ZWM3YWU4NzgzODE0N2FmYWVlZF8xLTAtMS0xLTA_45f4e5a4-d275-456f-ae72-6e178d125c58">Common Stock, $.01 par value</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202" name="dei:TradingSymbol" id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGFibGU6MDUzOTUxMjBkOTY3NGVjN2FlODc4MzgxNDdhZmFlZWQvdGFibGVyYW5nZTowNTM5NTEyMGQ5Njc0ZWM3YWU4NzgzODE0N2FmYWVlZF8xLTItMS0xLTA_6bd08e7e-18ab-47ff-89a9-1c04b9e89ee7">UNH</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202" format="ixt-sec:exchnameen" name="dei:SecurityExchangeName" id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGFibGU6MDUzOTUxMjBkOTY3NGVjN2FlODc4MzgxNDdhZmFlZWQvdGFibGVyYW5nZTowNTM5NTEyMGQ5Njc0ZWM3YWU4NzgzODE0N2FmYWVlZF8xLTQtMS0xLTA_e8206d5b-9d31-4149-a119-434662d68d60">New York Stock Exchange</ix:nonNumeric></span></td></tr></table></div><div style="margin-top:9pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</span></div><div style="margin-bottom:6pt;margin-top:6pt"><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202" format="ixt-sec:boolballotbox" name="dei:EntityEmergingGrowthCompany" id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGV4dHJlZ2lvbjowNTliOWZiMzk4NzE0M2M1YjY0NGI2N2NmNjkyOTZlZV8xNjg1_fd506988-0941-43d2-8f70-2ad9053a8679">&#9744;</ix:nonNumeric></span><span style="color:#000000;font-family:'Wingdings 2',sans-serif;font-size:9pt;font-weight:400;line-height:120%">   </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Emerging growth company</span></div><div style="margin-bottom:6pt;margin-top:6pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. </span><span style="color:#000000;font-family:'Arial Unicode MS',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#9744;</span></div><div style="margin-bottom:6pt;margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:99.415%"><tr><td style="width:1.0%"></td><td style="width:18.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.900%"></td><td style="width:0.1%"></td></tr><tr style="height:3pt"><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:0 1pt"></td></tr></table></div><div style="height:42.75pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span><br/></span></div></div></div><div id="i595bb2c987e444419a7f5ff9c3f0ada2_7"></div><hr style="page-break-after:always"/><div style="min-height:42.75pt;width:100%"><div><span><br/></span></div></div><div style="-sec-extract:summary;padding-left:72pt;text-indent:-72pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:115%">Item 5.02.</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:115%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:115%">Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:115%;text-decoration:underline">Election of Directors; Appointment of Certain Officers</span></div><div style="margin-top:9pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:115%">On February 4, 2021, UnitedHealth Group Incorporated (&#8220;UnitedHealth Group&#8221; or the &#8220;Company&#8221;) announced Sir Andrew P. Witty has become Chief Executive Officer and a director of UnitedHealth Group and Dirk C. McMahon has become President and Chief Operating Officer of UnitedHealth Group.</span></div><div style="margin-top:9pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:115%">Additional information regarding Sir Andrew and Mr. McMahon, including their experience over the past five years, is incorporated herein by reference to the Company&#8217;s Annual Report on Form 10-K for the year ended December 31, 2019. Sir Andrew and Mr. McMahon do not have any direct or indirect material interest in any transaction required to be disclosed pursuant to Item 404(a) of Regulation S-K.  </span></div><div style="margin-top:9pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:115%;text-decoration:underline">Compensatory Arrangements of Certain Officers and Directors</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:115%">In connection with the transition described above, on February 3, 2021, the Board of Directors and the Compensation and Human Resources Committee of the Board, after considering market data, internal equity, advice from the Compensation Committee&#8217;s independent compensation consultant, and other factors, made the following changes to Sir Andrew&#8217;s compensation: </span></div><div style="margin-top:9pt;padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:115%">&#8226;</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:115%;padding-left:14.5pt">Approved an annual base salary of $1,500,000.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:115%">&#8226;</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:115%;padding-left:14.5pt">Entered into the attached amendment to his employment agreement, which is incorporated by reference.</span></div><div style="margin-top:9pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:115%;text-decoration:underline">Departure of Directors and Certain Officers</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:115%">On February 2, 2021, Mr. David S. Wichmann retired as the Company&#8217;s Chief Executive Officer and member of the Board after playing an instrumental role leading, building and unifying UnitedHealth Group over its most pivotal two-plus decades of growth and diversification, successfully achieving the growth and performance goals set when he became Chief Executive Officer in 2017 and guiding the Company during the onset of the pandemic. Mr. Wichmann is continuing in a transition role through March 31, 2021.  As a result of Mr. Wichmann&#8217;s lengthy and successful tenure with the Company, he has met the definition of retirement set forth in his previously granted equity awards, which will continue to vest in accordance with their terms, similar to equity awards granted to other employees.  For a two-year period, Mr. Wichmann will also receive payments approximating his most recent base salary and non-equity incentive compensation award.</span></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:115%">Item 9.01.</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:115%">&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:115%">Financial Statements and Exhibits.</span></div><div style="margin-bottom:6pt;margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:6.259%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:21.266%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.091%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.091%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.793%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline">Exhibit</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline">Description</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="exhibit502.htm">5.02.</a></span></div></td><td colspan="12" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="exhibit502.htm">Amended and Restated Employment Agreement dated February 3, 2021 between the Company and Andrew P. Witty</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">104</span></td><td colspan="12" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Cover Page Interactive Data File (formatted as Inline XBRL).</span></td></tr></table></div><div style="height:42.75pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span><br/></span></div></div></div><hr style="page-break-after:always"/><div style="min-height:42.75pt;width:100%"><div><span><br/></span></div></div><div style="margin-bottom:5pt;margin-top:5pt;text-align:center"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Signatures</span></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:115%">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</span></div><div style="margin-bottom:5pt;margin-top:5pt"><span><br/></span></div><div style="margin-bottom:5pt;margin-top:5pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Date: February 8, 2021 &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</span></div><div style="margin-bottom:6pt;margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:99.134%"><tr><td style="width:1.0%"></td><td style="width:18.259%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.272%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.259%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.779%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:38.931%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-bottom:5pt;margin-top:5pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">UNITEDHEALTH GROUP INCORPORATED</span></div></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">By:</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;/s/ Dannette L. Smith</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Dannette L. Smith</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Secretary to the Board of Directors</span></td></tr></table></div><div style="height:42.75pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><span><br/></span></div></div></div></body></html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-5.02
<SEQUENCE>2
<FILENAME>exhibit502.htm
<DESCRIPTION>EX-5.02
<TEXT>
<!DOCTYPE html PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd"><html><head>
<!-- Document created using Wdesk -->
<!-- Copyright 2021 Workiva -->
<title>Document</title></head><body><div id="ia87eb758f2c0416aa287962ac05ef3c2_32"></div><div style="min-height:72pt;width:100%"><div style="text-align:right"><font><br></font></div></div><div style="text-align:right"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:120%;text-decoration:underline">Exhibit 5.02</font></div><div style="margin-top:24pt;text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:115%">AMENDED AND RESTATED EMPLOYMENT AGREEMENT</font></div><div><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">            This Agreement is between Andrew Witty (&#8220;Executive&#8221;) and United HealthCare Services, Inc. (&#8220;UnitedHealth Group&#8221;), and is effective as of February 3, 2021 (the &#8220;Effective Date&#8221;).  This Agreement&#8217;s purposes are to set forth certain terms of Executive&#8217;s employment by UnitedHealth Group or one of its affiliates and to protect UnitedHealth Group&#8217;s knowledge, expertise, customer relationships, and confidential information.  Unless the context otherwise requires, &#8220;UnitedHealth Group&#8221; includes all its affiliated entities. This Agreement amends and restates the Employment Agreement dated March 9, 2018 between Executive and UnitedHealth Group.</font></div><div style="margin-top:9pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">1.         </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;text-decoration:underline">Employment and Duties</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.</font></div><div style="margin-top:9pt;padding-left:72pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">A.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:24.34pt;text-decoration:underline">Employment</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">. UnitedHealth Group hereby employs Executive, and Executive accepts employment, under this Agreement&#8217;s terms.</font></div><div style="margin-top:9pt;padding-left:72pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">B.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:25pt;text-decoration:underline">Title and Duties</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">. Executive will be employed as Chief Executive Officer, UnitedHealth Group. Executive will perform such duties, and exercise such supervision and control, as are commonly associated with Executive&#8217;s position, as well as perform such other duties as are reasonably assigned to Executive.  Executive will devote substantially all of Executive&#8217;s business time and energy to Executive&#8217;s duties.  Executive will maintain operations in Executive&#8217;s area of responsibility and will make every reasonable effort to ensure that the employees within that area of responsibility act in compliance with applicable law and UnitedHealth Group&#8217;s Code of Conduct, as amended from time to time.  Executive is subject to all of UnitedHealth Group&#8217;s employment policies and procedures (except as specifically superseded by this Agreement).</font></div><div style="margin-top:9pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">2.&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;text-decoration:underline">Compensation and Benefits</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.</font></div><div style="margin-top:9pt;padding-left:72pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">A.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:24.34pt;text-decoration:underline">Base Salary</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.  Executive&#8217;s annual base salary will be $1,500,000, less applicable withholdings and deductions, payable according to UnitedHealth Group&#8217;s regular payroll schedule.  Periodic adjustments to Executive&#8217;s base salary may be made in UnitedHealth Group&#8217;s discretion.</font></div><div style="margin-top:9pt;padding-left:72pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">B.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:25pt;text-decoration:underline">Incentive Compensation</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.  Executive will be eligible to participate in UnitedHealth Group&#8217;s incentive compensation plans in UnitedHealth Group&#8217;s discretion and in accordance with the plans&#8217; terms and conditions.  Executive&#8217;s target bonus potential will be 200% of annual base salary, subject to periodic adjustments in UnitedHealth Group&#8217;s discretion.</font></div><div style="margin-top:9pt;padding-left:72pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">C.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:25pt;text-decoration:underline">Annual Equity Awards</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">. Executive will be eligible for annual stock-based awards in accordance with UnitedHealth Group&#8217;s governance policy and guideline amounts authorized by UnitedHealth Group&#8217;s Compensation and Human Resources Committee. For 2021, management will recommend that Executive be awarded an annual equity grant of $14,375,000 in the form of (i) Performance-</font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font><br></font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="text-align:right"><font><br></font></div></div><div style="margin-top:9pt;padding-left:72pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">Based Restricted Stock Units for the 2021-2023 performance period with a value of $7,187,500, subject to the performance vesting criteria and other terms of the performance period, (ii) Restricted Stock Units with a value of $3,593,750, and (iii) Options with a FAS value of $3,593,750. Subject to the terms of the applicable equity award certificate and UnitedHealth Group&#8217;s applicable equity incentive plan, as amended, the Restricted Stock Units (other than the Performance-Based Restricted Stock Units) and Options will vest 25% on each anniversary date of the grant, over a four-year period. </font></div><div style="margin-top:9pt;padding-left:72pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">Recommended annual grants will be reviewed by the Committee at a regularly scheduled quarterly meeting.  The number of shares comprising any recommended grant will be calculated the day of the Committee meeting using the closing price of UnitedHealth Group stock on the day the calculation is made.</font></div><div style="margin-top:9pt;padding-left:72pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">D.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:24.34pt;text-decoration:underline">Employee Benefits</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">. Executive will be eligible to participate in UnitedHealth Group&#8217;s employee welfare, retirement, and stock incentive plans on the same basis as other similarly situated executives, in accordance with the terms of the plans.  Executive will be eligible for Paid Time Off in accordance with UnitedHealth Group&#8217;s policies.  UnitedHealth Group reserves the right to amend or discontinue any plan or policy at any time in its sole discretion.  In addition to the Company&#8217;s generally available benefits, UnitedHealth Group shall provide Executive, at UnitedHealth Group&#8217;s expense during the term of Executive&#8217;s employment, a $2 million face value term life insurance policy and a long term disability policy which covers 60% of base salary in the event of a qualifying long term disability, subject to the policy terms.</font></div><div style="margin-top:6pt;padding-left:72pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">Executive may use UnitedHealth Group&#8217;s aircraft for reasonable business use.  Executive may also use UnitedHealth Group&#8217;s aircraft for reasonable non-business use as determined in UnitedHealth Group&#8217;s sole discretion, provided that such use does not interfere with bona fide business of UnitedHealth Group, and provided, further, that Executive shall personally reimburse UnitedHealth Group for the full incremental costs associated with such non-business use as determined by applicable federal laws and federal agency rules and regulations.  Executive will be responsible for any taxable income recognized by Executive in connection with the personal use of private aircraft and shall not be entitled to any tax gross up payments or other reimbursements with respect thereto.</font></div><div style="margin-top:9pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">3.&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;text-decoration:underline">Termination of Employment</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.</font></div><div style="margin-top:6pt;padding-left:72pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">A.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:24.34pt;text-decoration:underline">By Mutual Agreement</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">. The parties may terminate Executive&#8217;s employment at any time by mutual agreement. </font></div><div style="margin-top:6pt;padding-left:72pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">B.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:25pt;text-decoration:underline">By UnitedHealth Group without Cause</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.  UnitedHealth Group may terminate Executive&#8217;s employment without Cause upon 90 days&#8217; prior written notice.</font></div><div style="margin-top:6pt;padding-left:72pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">C.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:25pt;text-decoration:underline">By UnitedHealth Group with Cause</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.  UnitedHealth Group may terminate Executive&#8217;s employment at any time for Cause.  &#8220;Cause&#8221; means Executive&#8217;s (a) material failure to follow UnitedHealth Group&#8217;s reasonable direction or to perform any duties reasonably required on material matters, (b) material violation of, or failure to act upon or report known or suspected violations of, UnitedHealth </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">2</font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="text-align:right"><font><br></font></div></div><div style="margin-top:6pt;padding-left:72pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">Group&#8217;s Code of Conduct, as amended from time to time, (c) conviction of any felony, (d) commission of any criminal, fraudulent, or dishonest act in connection with Executive&#8217;s employment, (e) material breach of this Agreement, or (f) conduct that is materially detrimental to UnitedHealth Group&#8217;s interests.   UnitedHealth Group will, within 120 days of discovery of the conduct, give Executive written notice specifying the conduct constituting Cause in reasonable detail and Executive will have 60 days to remedy such conduct, if such conduct is reasonably capable of being remedied.  In any instance where the Company may have grounds for Cause, failure by the Company to provide written notice of the grounds for Cause within 120 days of discovery shall be a waiver of its right to assert the subject conduct as a basis for termination for Cause. </font></div><div style="margin-top:6pt;padding-left:72pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">D.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:24.34pt;text-decoration:underline">By Executive without Good Reason</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.  Executive may terminate Executive&#8217;s employment at any time for any reason, including due to Executive&#8217;s retirement.</font></div><div style="margin-top:6pt;padding-left:72pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">E.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:25.67pt;text-decoration:underline">By Executive for Good Reason</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.  Executive may terminate Executive&#8217;s          employment for Good Reason, as defined below.  Executive must give UnitedHealth Group written notice specifying in reasonable detail the circumstances constituting Good Reason, within 120 days of becoming aware of such circumstances, or such circumstances will not constitute Good Reason.  If the circumstances constituting Good Reason are reasonably capable of being remedied, UnitedHealth Group will have 60 days to remedy such circumstances.   &#8220;Good Reason&#8221; will exist if UnitedHealth Group takes any of the following actions, without Executive&#8217;s consent&#58; (a) reduces Executive&#8217;s base salary or target bonus percentage other than in connection with a general reduction affecting a group of employees&#59; (b) moves Executive&#8217;s primary work location more than 50 miles&#59; (c) makes changes that substantially diminish Executive&#8217;s duties or responsibilities from that of Chief Executive Officer&#59; or (d) makes changes to Executive&#8217;s reporting relationship that results in Executive not reporting to the Chairman of UnitedHealth Group. </font></div><div style="margin-top:6pt;padding-left:72pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">F.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:26.33pt;text-decoration:underline">Due to Executive&#8217;s Death or Disability</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.  Executive&#8217;s employment will terminate automatically if Executive dies, effective as of the date of Executive&#8217;s death.  UnitedHealth Group may terminate Executive&#8217;s employment due to Executive&#8217;s disability that renders Executive incapable of performing the essential functions of Executive&#8217;s job, with or without reasonable accommodation.  Executive will not be entitled to Severance Benefits under Section 4 in the event of termination due to Executive&#8217;s death or disability.</font></div><div style="margin-top:9pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">4.         </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;text-decoration:underline">Severance Benefits</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.  </font></div><div style="margin-top:6pt;padding-left:72pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">A.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:24.34pt;text-decoration:underline">Circumstances under Which Severance Benefits Payable</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.  Executive will be entitled to Severance Benefits only if Executive&#8217;s employment is terminated by UnitedHealth Group without Cause or if Executive terminates employment for Good Reason.  Whether Executive has had a termination of employment will be determined in a manner consistent with the definition of &#8220;Separation from Service&#8221; under Section 409A of the Internal Revenue Code of 1986 and its accompanying regulations (&#8220;Section 409A&#8221;) and will be referred to herein as a &#8220;Termination.&#8221;  For purposes of this Agreement, Executive will be considered to </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">3</font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="text-align:right"><font><br></font></div></div><div style="margin-top:6pt;padding-left:72pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">have experienced a Termination as of the date that the facts and circumstances indicate that it is reasonably anticipated that Executive will provide no further services after such date or that the level of bona fide services that Executive is expected to perform permanently decreases to no more than 20% of the average level of bona fide services that Executive performed over the immediately preceding 36-month period In consideration of the Severance Benefits in this Agreement, Executive waives any payments or benefits to which Executive otherwise might be or become entitled under any UnitedHealth Group severance plan or program.</font></div><div style="margin-top:6pt;padding-left:72pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">B.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:25pt;text-decoration:underline">Severance Benefits</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.  Subject to Section 4.C, Executive shall be entitled to the following Severance Benefits if Executive experiences a Termination under the circumstances described in Section 4.A above&#58;</font></div><div style="margin-top:6pt;padding-left:72pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">(i)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:24.69pt">Two times Executive&#8217;s annualized base salary as of Executive&#8217;s Termination.</font></div><div style="margin-top:6pt;padding-left:72pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">(ii)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:21.36pt">Any bonus or incentive compensation paid or payable to Executive for the two most recent calendar years (excluding equity-related awards, payments under any long-term or similar benefit plan, or any other special or one-time bonus or incentive compensation payments).  </font></div><div style="margin-top:6pt;padding-left:72pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">(iii)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:18.03pt">$12,000 lump sum payment, minus applicable deductions, to offset costs of COBRA, which amount will be paid within 60 days following Termination. </font></div><div style="margin-top:6pt;padding-left:72pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">(iv)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:18.69pt">Outplacement services consistent with those provided to similarly situated executives provided by an outplacement firm selected by UnitedHealth Group. </font></div><div style="margin-top:6pt;padding-left:72pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">The Severance Benefits in Sections 4.B.(i)-(ii) will be paid out, minus applicable deductions, including deductions for tax withholding, in equal bi-weekly payments on the regular payroll cycle over the 24-month period following Executive&#8217;s Termination.</font><font style="color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">  </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">Commencement of payments shall begin on the first payroll date that is at least 60 days after the date of Executive&#8217;s Termination (the &#8220;Starting Date&#8221;), provided that Executive has satisfied the requirement in Section 4.C.  The first payment on the Starting Date shall include those payments that would have been previously paid if the payments of the severance compensation had begun on the first payroll date following the date of Executive&#8217;s Termination. Executive&#8217;s entitlement to the payments of the severance compensation described in Sections 4.B(i)-(ii) shall be treated as the entitlement to a series of separate payments for purposes of Section 409A.  </font><font style="color:#0000ff;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%"> </font></div><div style="margin-top:6pt;padding-left:72pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">If Executive is a &#8220;Specified Employee&#8221; (within the meaning of Section 409A and determined pursuant to procedures adopted by UnitedHealth Group) at the time of Executive&#8217;s Termination and any amount that would be paid to Executive during the six-month period following Termination constitutes &#8220;Deferred Compensation&#8221; (within the meaning of Section 409A), such amount shall not be paid to Executive until the later of (i) six months after the date of Executive&#8217;s Termination, and (ii) the payment date or commencement date specified in this Agreement for such payment(s).  On the first regular payroll date following the expiration of such six-month period (or if Executive dies during the six-month period, the first payroll date following the death), all payments that were delayed </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">4</font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="text-align:right"><font><br></font></div></div><div style="margin-top:6pt;padding-left:72pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">pursuant to the preceding sentence shall be paid to Executive in a single lump sum and thereafter all payments shall be made as if there had been no such delay.  All Severance Benefits described in Section 4.B shall be paid by, and no further severance compensation shall be paid or payable after, December 31 of the second calendar year following the year in which Executive&#8217;s Termination occurs.</font><font style="color:#0000ff;font-family:'Arial',sans-serif;font-size:12pt;font-weight:400;line-height:115%"> </font></div><div style="margin-top:6pt;padding-left:72pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">C.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:25pt;text-decoration:underline">Separation Agreement and Release Required</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.  In order to receive any Severance Benefits under this Agreement, Executive must timely sign a separation agreement and release of claims in a form determined by UnitedHealth Group in its discretion. UnitedHealth Group shall provide to Executive a form of separation agreement and release of claims no later than three (3) days following Executive&#8217;s date of Termination.  If Executive does not timely execute and deliver to UnitedHealth Group such separation agreement and release, or if Executive does so, but then revokes it if permitted by and within the time required by applicable law, UnitedHealth Group will have no obligation to pay severance compensation to Executive.</font></div><div style="margin-top:6pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">5.&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;text-decoration:underline">Property Rights, Confidentiality, Non-Disparagement, and Restrictive Covenants</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.</font></div><div style="margin-top:6pt;padding-left:72pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">A.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:24.34pt;text-decoration:underline">UnitedHealth Group&#8217;s Property</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.</font></div><div style="margin-top:6pt;padding-left:108pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:400;line-height:115%">i.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:30.01pt;text-decoration:underline">Assignment</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.  Executive hereby agrees to assign (both during and after his&#47;her employment) and hereby assigns to UnitedHealth Group all rights, titles and interests Executive may have in any invention, computer program, discovery, idea, writing, improvement, process, technique or other works (collectively called &#34;Intellectual Property&#34;) whether or not patentable or registrable under copyright or similar statutes, created or conceived by Executive, either alone or jointly with others, during Executive&#8217;s employment that&#58;</font></div><div style="margin-top:6pt;padding-left:108pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">(a)        Relates in any manner to the actual or anticipated business, research, or development of UnitedHealth Group&#59;</font></div><div style="margin-top:6pt;padding-left:108pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">(b)        Results from work assigned to or performed by Executive for UnitedHealth Group&#59; and&#47;or</font></div><div style="margin-top:6pt;padding-left:108pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">(c)        Is conceived of or made with the use of UnitedHealth Group systems, equipment, supplies, materials, facilities, computer programs, confidential information and&#47;or trade secret information. </font></div><div style="margin-top:6pt;padding-left:108pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">ii.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:26.34pt;text-decoration:underline">Disclosure of Intellectual Property</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.  Executive agrees to promptly disclose in writing to UnitedHealth Group (both during and after Executive&#8217;s employment) any interest Executive may have in any Intellectual Property created or conceived by Executive, either alone or jointly with others, during his&#47;her employment.   Executive will also promptly disclose in writing to UnitedHealth Group any interest Executive may have in any Intellectual Property created or conceived by Executive, either alone or jointly with others, prior to employment that relates to the actual or anticipated business, research, or development of UnitedHealth Group.</font></div><div style="margin-top:6pt;padding-left:108pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">iii.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:23.01pt;text-decoration:underline">Assignment&#47;Transfer of Web Properties</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.  Executive agrees to transfer and assign (both during and after employment), and does hereby assign to </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">5</font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="text-align:right"><font><br></font></div></div><div style="margin-top:6pt;padding-left:108pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">UnitedHealth Group all rights, titles, and interests in and to any domain name or social media account (collectively called &#8220;Web Properties&#8221;) registered or owned by Executive that&#58;</font></div><div style="margin-top:6pt;padding-left:144pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">(a)      Was registered with the intent to be used by UnitedHealth Group&#59; and&#47;or</font></div><div style="margin-top:6pt;padding-left:144pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">(b)      Relates in any manner to, or is used to comment on, the actual or anticipated business of UnitedHealth Group&#59; and&#47;or</font></div><div style="margin-top:6pt;padding-left:144pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">(c)     Contains a registered or common law trademark of UnitedHealth Group.</font></div><div style="margin-top:6pt;padding-left:108pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">iv.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:23.67pt;text-decoration:underline">Perfection of Assignment</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.  Executive will at all times, even after termination of employment, do anything reasonably requested of Executive to enable UnitedHealth Group to access, patent, copyright or obtain any other form of protection for the Intellectual Property or Web Properties created, conceived, or registered by Executive, either alone or jointly with others.</font></div><div style="margin-top:6pt;padding-left:108pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">v.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:27pt;text-decoration:underline">Exclusions</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.  Sections 5.A.i.-iv. do not apply to Intellectual Property that meets all of the following criteria&#58;</font></div><div style="margin-top:6pt;padding-left:144pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">(a)&#160;&#160;&#160;&#160;No UnitedHealth Group equipment, supplies, facilities, proprietary or trade secret information was used in its creation&#59;</font></div><div style="margin-top:6pt;padding-left:144pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">(b)&#160;&#160;&#160;&#160;The Intellectual Property was developed entirely on Executive&#8217;s own time&#59;</font></div><div style="margin-top:6pt;padding-left:144pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">(c)&#160;&#160;&#160;&#160;At the time of conception or reduction to practice the Intellectual Property does not relate directly to UnitedHealth Group&#8217;s business, actual or anticipated research or development&#59; and</font></div><div style="margin-top:6pt;padding-left:144pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">(d)&#160;&#160;&#160;&#160;The Intellectual Property does not result from any work performed by Executive for UnitedHealth Group.</font></div><div style="margin-top:6pt;padding-left:108pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">vi.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:23.67pt;text-decoration:underline">No Removal of Property</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">. Executive may not remove from UnitedHealth Group&#8217;s premises any UnitedHealth Group records, documents, data or other property, in either original or duplicate form, except as necessary in the ordinary course of UnitedHealth Group&#8217;s business.</font></div><div style="margin-top:6pt;padding-left:108pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">vii.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:20.34pt;text-decoration:underline">Return of Property</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.  Executive must immediately deliver to UnitedHealth Group, upon termination of employment, or at any other time at UnitedHealth Group&#8217;s request, all UnitedHealth Group property, including records, documents, data, and equipment, and all copies of any such property, including any records or data Executive prepared during employment.</font></div><div style="margin-top:6pt;padding-left:72pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">B.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:25pt;text-decoration:underline">Confidential Information</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.  Executive will be given access to and provided with sensitive, confidential, proprietary and trade secret information (&#8220;Confidential Information&#8221;) in the course of Executive&#8217;s employment.  Examples of Confidential Information include&#58;  inventions&#59; new product or marketing plans&#59; business strategies and plans&#59; merger and acquisition targets&#59; financial and pricing </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">6</font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="text-align:right"><font><br></font></div></div><div style="margin-top:6pt;padding-left:72pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">information&#59; computer programs, source codes, models and databases&#59; analytical models&#59; customer lists and information&#59; and supplier and vendor lists and other information which is not generally available to the public.  Executive agrees not to disclose or use</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:115%"> </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">Confidential Information, either during or after Executive&#8217;s employment with UnitedHealth Group,</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:115%"> </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">except as necessary to perform Executive&#8217;s UnitedHealth Group duties or as UnitedHealth Group may consent in writing.</font></div><div style="margin-top:6pt;padding-left:72pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">C.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:25pt;text-decoration:underline">Non-Disparagement</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.  Executive agrees not to criticize, make any negative comments about or otherwise disparage UnitedHealth Group or those associated with it, whether orally, in writing or otherwise, directly or by implication, to any person or entity, including UnitedHealth Group customers or agents.</font></div><div style="margin-top:6pt;padding-left:72pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">D.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:24.34pt;text-decoration:underline">Restrictive Covenants</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.  Executive agrees to the restrictive covenants in this Section in consideration of Executive&#8217;s employment and UnitedHealth Group&#8217;s promises in this Agreement, including providing Executive access to Confidential Information.  The restrictive covenants in this Section apply during Executive&#8217;s employment and for 24 months following termination of employment for any reason.  Executive agrees that Executive will not, without UnitedHealth Group's prior written consent, directly or indirectly, for Executive or for any other person or entity, as agent, employee, officer, director, consultant, owner, principal, partner or shareholder, or in any other individual or representative capacity, engage in any of the following activities&#58;            </font></div><div style="margin-top:6pt;padding-left:108pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:115%">i.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:30.73pt;text-decoration:underline">Non-Solicitation</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.  Executive will not&#58;</font></div><div style="margin-top:6pt;padding-left:144pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">(a)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:22.7pt">Solicit or conduct business with any business competitive with UnitedHealth Group from any person or entity&#58; (1) who was a UnitedHealth Group provider or customer within the 12 months before Executive&#8217;s employment termination and with whom Executive had contact regarding UnitedHealth Group&#8217;s activity, products or services, or for whom Executive provided services or supervised employees who provided those services, or about whom Executive learned Confidential Information during employment related to UnitedHealth Group&#8217;s provision of products and services to such person or entity, or (2) was a prospective provider or customer UnitedHealth Group solicited within the 12 months before Executive&#8217;s employment termination and with whom Executive had contact for the purposes of soliciting the person or entity to become a provider or customer of UnitedHealth Group, or supervised employees who had those contacts, or about whom Executive learned Confidential Information during employment related to UnitedHealth Group&#8217;s provision of products and services to such person or entity&#59;</font></div><div style="margin-top:6pt;padding-left:144pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">(b)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:22.02pt">Raid, hire, employ, recruit or solicit any UnitedHealth Group employee or consultant who possesses Confidential Information of UnitedHealth Group to leave UnitedHealth Group to join a competitor&#59;</font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">7</font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="text-align:right"><font><br></font></div></div><div style="margin-top:6pt;padding-left:144pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">(c)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:22.7pt">Induce or influence any UnitedHealth Group employee, consultant, or provider who possesses Confidential Information of UnitedHealth Group to terminate his, her or its employment or other relationship with UnitedHealth Group&#59; or</font></div><div style="margin-top:6pt;padding-left:144pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">(d)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:22.02pt">Assist anyone in any of the activities listed above.</font></div><div style="margin-top:6pt;padding-left:108pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">ii.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:26.34pt;text-decoration:underline">Non-Competition</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:700;line-height:115%">  </font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">Executive will not&#58;</font></div><div style="margin-top:6pt;padding-left:144pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">(a)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:22.7pt">Engage in or participate in any activity that competes, directly or indirectly, with any UnitedHealth Group activity, product or service that Executive engaged in, participated in, or had Confidential Information about during Executive&#8217;s last 36 months of employment with UnitedHealth Group&#59; or</font></div><div style="margin-top:6pt;padding-left:144pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">(b)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:22.02pt">Assist anyone in any of the activities listed above.</font></div><div style="margin-top:6pt;padding-left:108pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">iii.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:23.01pt;text-decoration:underline">Geographic Scope</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.  </font></div><div style="margin-top:6pt;padding-left:144pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">(a)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:22.7pt">Executive&#8217;s obligations under this &#8220;Restrictive Covenants&#8221; section shall apply on a nationwide basis anywhere in the United States. </font></div><div style="margin-top:6pt;padding-left:144pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">(b)</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:22.02pt">Executive&#8217;s obligations under this &#8220;Restrictive Covenants&#8221; section shall also apply in any country outside the United States with respect to which Executive had responsibility for any UnitedHealth Group activity, product or service in that country.  </font></div><div style="margin-top:6pt;padding-left:108pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">iv.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:23.67pt">To the extent Executive and UnitedHealth Group agree at any time to enter into separate agreements containing restrictive covenants with different or inconsistent terms than those contained herein, Executive and UnitedHealth Group acknowledge and agree that such different or inconsistent terms shall not in any way affect or have relevance to the Restrictive Covenants contained herein.</font></div><div style="margin-top:6pt;padding-left:72pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">Executive agrees that the provisions of this Section 5 are reasonable and necessary to protect the legitimate interests of UnitedHealth Group.</font></div><div style="margin-top:6pt;padding-left:72pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">E.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:25.67pt;text-decoration:underline">Cooperation and Indemnification</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.  Executive agrees to cooperate fully (i) with UnitedHealth Group in the investigation, prosecution or defense of any potential claims or concerns regarding UnitedHealth Group&#8217;s business about which Executive has relevant knowledge, including by providing truthful information and testimony as reasonably requested by UnitedHealth Group, and (ii) with all government authorities on matters pertaining to any investigation, litigation or administrative proceeding concerning UnitedHealth Group.  UnitedHealth Group will reimburse Executive for any reasonable travel and out-of-pocket expenses incurred by Executive in providing such cooperation.  UnitedHealth Group will indemnify Executive, in accordance with the Delaware Business Corporation Act, for all claims and other covered matters arising in connection with Executive&#8217;s employment.</font></div><div style="margin-top:6pt;padding-left:72pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">F.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:26.33pt;text-decoration:underline">Injunctive Relief</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.  Executive agrees that (a) legal remedies (money damages) for any breach of Section 5 will be inadequate, (b) UnitedHealth Group will suffer immediate and irreparable harm from any such breach, and (c) UnitedHealth </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">8</font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="text-align:right"><font><br></font></div></div><div style="margin-top:6pt;padding-left:72pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">Group will be entitled to injunctive relief from a court in addition to any legal remedies UnitedHealth Group may seek in arbitration.  If an arbitrator or court determines that Executive has breached any provision of Section 5, Executive agrees to pay to UnitedHealth Group its reasonable costs and attorney&#8217;s fees incurred in enforcing that provision</font></div><div style="margin-top:6pt;padding-left:36pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">6.&#160;&#160;&#160;&#160;</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;text-decoration:underline">Miscellaneous</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.</font></div><div style="padding-left:72pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">A.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:24.34pt;text-decoration:underline">Tax Withholding</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.  All compensation payable under this Agreement will be subject to applicable tax withholding and other required or authorized deductions.</font></div><div style="margin-top:6pt;padding-left:72pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">B.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:25pt;text-decoration:underline">Assignment</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.  Executive may not assign this Agreement.  UnitedHealth Group may assign this Agreement.  Any successor to UnitedHealth Group will be deemed to be UnitedHealth Group under this Agreement.</font></div><div style="margin-top:6pt;padding-left:72pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">C.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:25pt;text-decoration:underline">Entire Agreement&#59; Amendment</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.  This Agreement contains the parties&#8217; entire agreement regarding its subject matter and may only be amended in a writing signed by the parties.  This Agreement supersedes any and all prior oral or written employment agreements (including letters and memoranda) between Executive and UnitedHealth Group or its predecessors.  This Agreement does not supersede the terms of any stock option, restricted stock, or stock appreciation rights plan or award. Notwithstanding the terms of any other agreement heretofore or hereafter entered into between the parties that reference retirement, Executive and UnitedHealth Group acknowledge and agree that for purposes of calculating years of service for retirement eligibility, Executive will receive 3.7 years of service credit for each year Executive remains employed with UnitedHealth Group after February 3, 2021. In addition, prior to the date upon which Executive becomes eligible for retirement, if Executive&#8217;s employment is terminated by UnitedHealth Group without Cause or if Executive terminates employment for Good Reason, Executive will be deemed to have met the applicable age and service requirements and will be retirement eligible. UnitedHealth Group agrees that this revised retirement definition will be reflected in and become part of Executive&#8217;s outstanding and future issued equity award certificates.</font></div><div style="margin-top:6pt;padding-left:72pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">D.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:24.34pt;text-decoration:underline">Choice of Law</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.   Minnesota law governs this Agreement.</font></div><div style="margin-top:6pt;padding-left:72pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">E.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:25.67pt;text-decoration:underline">Waivers&#59; Other Rights</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.  No party&#8217;s failure to exercise, or delay in exercising, any right or remedy under this Agreement will be a waiver of such right or remedy, nor will any single or partial exercise of any right or remedy preclude any other or further exercise of such right or remedy.  Nothing in this Agreement prohibits Executive from making disclosures that are protected under law or reporting violations of state or federal law or regulation to governmental agencies or entities.</font></div><div style="margin-top:6pt;padding-left:72pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">F.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:26.33pt;text-decoration:underline">Narrowed Enforcement and Severability</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.  If a court or arbitrator decides that any provision of this Agreement is invalid or overbroad, the parties agree that the court or arbitrator should narrow such provision so that it is enforceable or, if narrowing is not possible or permissible, such provision should be considered severed and the other provisions of this Agreement should be unaffected.</font></div><div style="margin-top:6pt;padding-left:72pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">G.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:24.34pt;text-decoration:underline">Dispute Resolution and Remedies</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.  Except for injunctive relief under Section 5.F, any dispute between the parties relating to this Agreement or to Executive&#8217;s </font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">9</font></div></div></div><hr style="page-break-after:always"><div style="min-height:72pt;width:100%"><div style="text-align:right"><font><br></font></div></div><div style="margin-top:6pt;padding-left:72pt;text-align:justify"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">employment will be resolved by binding arbitration under UnitedHealth Group&#8217;s Employment Arbitration Policy, as it may be amended from time to time.  The arbitrator(s) may not vary this Agreement&#8217;s terms and must apply applicable law.</font></div><div style="margin-top:6pt;padding-left:72pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">H.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:24.34pt;text-decoration:underline">Payment of Deferred Compensation &#8211; Section 409A</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.  To the extent applicable, it is intended that the compensation arrangements under this Agreement be in full compliance with Section 409A.  This Agreement shall be construed in a manner to give effect to such intention.  In no event whatsoever shall UnitedHealth Group be liable for any tax, interest or penalties that may be imposed on Executive under Section 409A.  UnitedHealth Group shall have no obligation to indemnify or otherwise hold Executive harmless from any such taxes, interest or penalties, or from liability for any damages related thereto.</font></div><div style="margin-bottom:39pt;margin-top:6pt;padding-left:72pt;text-align:justify;text-indent:-36pt"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">I.</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%;padding-left:29.01pt;text-decoration:underline">Electronic Transmission&#47;Counterparts</font><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">.  The executed version of this Agreement may be delivered by facsimile or email, and upon receipt, such transmission shall be deemed delivery of an original.  This Agreement may be executed in two or more counterparts, each of which shall be deemed to be an original, and all of which together will constitute one document.</font></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:5.310%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:36.880%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.528%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:36.882%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:100%">United HealthCare Services, Inc.    </font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:100%">Executive</font></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:100%">By </font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:100%">&#47;s&#47; Patricia L. Lewis                                    </font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:justify;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:115%">&#160;&#47;s&#47; Andrew P. Witty</font></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:100%">Its</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:100%">Executive Vice President and</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:100%">Chief Human Resources Officer</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:100%">Date</font></td><td colspan="3" style="border-bottom:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:100%">2&#47;8&#47;2021</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:12pt;font-weight:400;line-height:100%">2&#47;8&#47;2021</font></td></tr></table></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><font style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">10</font></div></div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>3
<FILENAME>unh-20210202.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with Wdesk from Workiva-->
<!--Copyright 2021 Workiva-->
<!--r:5e332d92-15d3-465b-a93f-926bddb85f40,g:d56266da-518f-4c2c-9e87-8f9f112aed58-->
<xs:schema xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:unh="http://www.unitedhealthgroup.com/20210202" attributeFormDefault="unqualified" elementFormDefault="qualified" targetNamespace="http://www.unitedhealthgroup.com/20210202">
  <xs:import namespace="http://www.w3.org/1999/xlink" schemaLocation="http://www.xbrl.org/2003/xlink-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/dei/2020-01-31" schemaLocation="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd"/>
  <xs:annotation>
    <xs:appinfo>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="unh-20210202_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:type="simple"/>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="unh-20210202_cal.xml" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:type="simple"/>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="unh-20210202_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:type="simple"/>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="unh-20210202_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:type="simple"/>
      <link:roleType id="Cover" roleURI="http://www.unitedhealthgroup.com/role/Cover">
        <link:definition>0001001 - Document - Cover</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </xs:appinfo>
  </xs:annotation>
</xs:schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.CAL
<SEQUENCE>4
<FILENAME>unh-20210202_cal.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION CALCULATION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with Wdesk from Workiva-->
<!--Copyright 2021 Workiva-->
<!--r:5e332d92-15d3-465b-a93f-926bddb85f40,g:d56266da-518f-4c2c-9e87-8f9f112aed58-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.unitedhealthgroup.com/role/Cover" xlink:type="simple" xlink:href="unh-20210202.xsd#Cover"/>
  <link:calculationLink xlink:role="http://www.unitedhealthgroup.com/role/Cover" xlink:type="extended"/>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.DEF
<SEQUENCE>5
<FILENAME>unh-20210202_def.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION DEFINITION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with Wdesk from Workiva-->
<!--Copyright 2021 Workiva-->
<!--r:5e332d92-15d3-465b-a93f-926bddb85f40,g:d56266da-518f-4c2c-9e87-8f9f112aed58-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/all" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#all"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#hypercube-dimension"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-default"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-domain"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member"/>
  <link:roleRef roleURI="http://www.unitedhealthgroup.com/role/Cover" xlink:type="simple" xlink:href="unh-20210202.xsd#Cover"/>
  <link:definitionLink xlink:role="http://www.unitedhealthgroup.com/role/Cover" xlink:type="extended" id="if0bd029f35ee4e888ef564389a68349f_Cover">
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentInformationLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType_a89e5b8d-5f29-4752-a71b-e57a02b497c9" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentType"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_DocumentType_a89e5b8d-5f29-4752-a71b-e57a02b497c9" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate_2c40ae2c-a932-4b1b-88ac-6d02cdbe46a2" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentPeriodEndDate"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_DocumentPeriodEndDate_2c40ae2c-a932-4b1b-88ac-6d02cdbe46a2" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName_4fd7925c-7bf3-4b53-83a4-a434128a0310" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityRegistrantName"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_EntityRegistrantName_4fd7925c-7bf3-4b53-83a4-a434128a0310" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode_0cb2b21b-07fc-4b83-9b1a-cbdb11986490" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_EntityIncorporationStateCountryCode_0cb2b21b-07fc-4b83-9b1a-cbdb11986490" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber_45587683-9ee9-427e-9a7d-ba7326551ac6" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityFileNumber"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_EntityFileNumber_45587683-9ee9-427e-9a7d-ba7326551ac6" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber_26331351-fa6d-4c84-b7af-56002cf18e0b" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_EntityTaxIdentificationNumber_26331351-fa6d-4c84-b7af-56002cf18e0b" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1_290e3abb-34f2-4ae9-83e9-6056c6c00483" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressAddressLine1"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_EntityAddressAddressLine1_290e3abb-34f2-4ae9-83e9-6056c6c00483" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown_3cd357bb-c28c-46db-af2f-4b1b3d8f02bb" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressCityOrTown"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_EntityAddressCityOrTown_3cd357bb-c28c-46db-af2f-4b1b3d8f02bb" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince_4450bf62-015f-4afd-87ad-7afbb51328a7" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressStateOrProvince"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_EntityAddressStateOrProvince_4450bf62-015f-4afd-87ad-7afbb51328a7" xlink:type="arc" order="8"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode_7c4e2b3a-bbf0-4960-8170-5a069c20c47d" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressPostalZipCode"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_EntityAddressPostalZipCode_7c4e2b3a-bbf0-4960-8170-5a069c20c47d" xlink:type="arc" order="9"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode_bcffb4ec-1b90-4c6f-8b6a-7e8550b6682a" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CityAreaCode"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_CityAreaCode_bcffb4ec-1b90-4c6f-8b6a-7e8550b6682a" xlink:type="arc" order="10"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber_69b648a0-224d-44cc-8150-51dcdf360c1a" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_LocalPhoneNumber"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_LocalPhoneNumber_69b648a0-224d-44cc-8150-51dcdf360c1a" xlink:type="arc" order="11"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_WrittenCommunications_288fade4-6550-4e27-8ef1-401fbdbd5816" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_WrittenCommunications"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_WrittenCommunications_288fade4-6550-4e27-8ef1-401fbdbd5816" xlink:type="arc" order="12"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SolicitingMaterial_440bdc49-4b30-4243-8078-e2d7b8392941" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_SolicitingMaterial"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_SolicitingMaterial_440bdc49-4b30-4243-8078-e2d7b8392941" xlink:type="arc" order="13"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementTenderOffer_38d51e7b-e06f-436e-8ce4-07968f0cbecf" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_PreCommencementTenderOffer"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_PreCommencementTenderOffer_38d51e7b-e06f-436e-8ce4-07968f0cbecf" xlink:type="arc" order="14"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementIssuerTenderOffer_3ab7fba2-02f5-4778-b7d9-cd1b65d81705" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_PreCommencementIssuerTenderOffer_3ab7fba2-02f5-4778-b7d9-cd1b65d81705" xlink:type="arc" order="15"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle_ffbb77c7-d350-43e6-bfdd-d753f91f5806" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_Security12bTitle"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_Security12bTitle_ffbb77c7-d350-43e6-bfdd-d753f91f5806" xlink:type="arc" order="16"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol_0fb403cf-7277-47d3-8365-0c300aea0702" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_TradingSymbol"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_TradingSymbol_0fb403cf-7277-47d3-8365-0c300aea0702" xlink:type="arc" order="17"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName_73c88813-bc0b-4fda-8370-d23e5edf77f7" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_SecurityExchangeName"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_SecurityExchangeName_73c88813-bc0b-4fda-8370-d23e5edf77f7" xlink:type="arc" order="18"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany_110e4336-7888-4ad0-a315-e82dde2e664a" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_EntityEmergingGrowthCompany_110e4336-7888-4ad0-a315-e82dde2e664a" xlink:type="arc" order="19"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey_02759b02-dd5d-48d5-9fed-6699514be320" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityCentralIndexKey"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_EntityCentralIndexKey_02759b02-dd5d-48d5-9fed-6699514be320" xlink:type="arc" order="20"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag_06f53421-5809-4e5b-92b2-0c6831e89635" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_AmendmentFlag"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_AmendmentFlag_06f53421-5809-4e5b-92b2-0c6831e89635" xlink:type="arc" order="21"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentInformationTable_aeedc044-82a5-452c-aea5-9cc6aaef3abd" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentInformationTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_DocumentInformationTable_aeedc044-82a5-452c-aea5-9cc6aaef3abd" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentInformationDocumentAxis_bd17f2c1-7e4c-4789-bed1-0eac0eb930fd" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentInformationDocumentAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_dei_DocumentInformationTable_aeedc044-82a5-452c-aea5-9cc6aaef3abd" xlink:to="loc_dei_DocumentInformationDocumentAxis_bd17f2c1-7e4c-4789-bed1-0eac0eb930fd" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentDomain_bd17f2c1-7e4c-4789-bed1-0eac0eb930fd_default" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_DocumentInformationDocumentAxis_bd17f2c1-7e4c-4789-bed1-0eac0eb930fd" xlink:to="loc_dei_DocumentDomain_bd17f2c1-7e4c-4789-bed1-0eac0eb930fd_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentDomain_a47dfeb2-fc8e-472d-8b26-facead8f465a" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_DocumentInformationDocumentAxis_bd17f2c1-7e4c-4789-bed1-0eac0eb930fd" xlink:to="loc_dei_DocumentDomain_a47dfeb2-fc8e-472d-8b26-facead8f465a" xlink:type="arc" order="1"/>
  </link:definitionLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>6
<FILENAME>unh-20210202_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with Wdesk from Workiva-->
<!--Copyright 2021 Workiva-->
<!--r:5e332d92-15d3-465b-a93f-926bddb85f40,g:d56266da-518f-4c2c-9e87-8f9f112aed58-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/netLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel"/>
  <link:labelLink xlink:role="http://www.xbrl.org/2003/role/link" xlink:type="extended">
    <link:label id="lab_dei_DocumentType_fbf55f4e-b6b8-4ec3-847b-d5da1816c9e8_terseLabel_en-US" xlink:label="lab_dei_DocumentType" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Type</link:label>
    <link:label id="lab_dei_DocumentType_label_en-US" xlink:label="lab_dei_DocumentType" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Type</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentType"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentType" xlink:to="lab_dei_DocumentType" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentInformationLineItems_7714820f-59f4-40c5-b6d9-3e4871550348_terseLabel_en-US" xlink:label="lab_dei_DocumentInformationLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Information [Line Items]</link:label>
    <link:label id="lab_dei_DocumentInformationLineItems_label_en-US" xlink:label="lab_dei_DocumentInformationLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Information [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentInformationLineItems" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentInformationLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentInformationLineItems" xlink:to="lab_dei_DocumentInformationLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_AmendmentFlag_0a7468ba-95de-4c2c-8774-1bc0d6b65bde_terseLabel_en-US" xlink:label="lab_dei_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Amendment Flag</link:label>
    <link:label id="lab_dei_AmendmentFlag_label_en-US" xlink:label="lab_dei_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Amendment Flag</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_AmendmentFlag"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AmendmentFlag" xlink:to="lab_dei_AmendmentFlag" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_CityAreaCode_8728b83c-2354-4b1e-a73b-335166dc9b8c_terseLabel_en-US" xlink:label="lab_dei_CityAreaCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">City Area Code</link:label>
    <link:label id="lab_dei_CityAreaCode_label_en-US" xlink:label="lab_dei_CityAreaCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">City Area Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CityAreaCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CityAreaCode" xlink:to="lab_dei_CityAreaCode" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressStateOrProvince_7ad5659d-9415-46be-96b5-cc9598c046b9_terseLabel_en-US" xlink:label="lab_dei_EntityAddressStateOrProvince" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, State or Province</link:label>
    <link:label id="lab_dei_EntityAddressStateOrProvince_label_en-US" xlink:label="lab_dei_EntityAddressStateOrProvince" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, State or Province</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressStateOrProvince"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressStateOrProvince" xlink:to="lab_dei_EntityAddressStateOrProvince" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_SolicitingMaterial_a030c77c-9421-421a-b5e2-c8bed35894a3_terseLabel_en-US" xlink:label="lab_dei_SolicitingMaterial" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Soliciting Material</link:label>
    <link:label id="lab_dei_SolicitingMaterial_label_en-US" xlink:label="lab_dei_SolicitingMaterial" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Soliciting Material</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SolicitingMaterial" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_SolicitingMaterial"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_SolicitingMaterial" xlink:to="lab_dei_SolicitingMaterial" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentPeriodEndDate_1a9be24f-f6e6-4ec8-ae5f-90569e52bb61_terseLabel_en-US" xlink:label="lab_dei_DocumentPeriodEndDate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Period End Date</link:label>
    <link:label id="lab_dei_DocumentPeriodEndDate_label_en-US" xlink:label="lab_dei_DocumentPeriodEndDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Period End Date</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentPeriodEndDate"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentPeriodEndDate" xlink:to="lab_dei_DocumentPeriodEndDate" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityTaxIdentificationNumber_c77c4ce3-f3b8-4b4e-b320-20edaf562b6f_terseLabel_en-US" xlink:label="lab_dei_EntityTaxIdentificationNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Tax Identification Number</link:label>
    <link:label id="lab_dei_EntityTaxIdentificationNumber_label_en-US" xlink:label="lab_dei_EntityTaxIdentificationNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Tax Identification Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityTaxIdentificationNumber" xlink:to="lab_dei_EntityTaxIdentificationNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentDomain_21c994f3-88c2-4088-a004-bf1ee41c6ecf_terseLabel_en-US" xlink:label="lab_dei_DocumentDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document [Domain]</link:label>
    <link:label id="lab_dei_DocumentDomain_label_en-US" xlink:label="lab_dei_DocumentDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentDomain" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentDomain" xlink:to="lab_dei_DocumentDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentInformationDocumentAxis_f8981e79-dfcb-4ff3-82f5-57955c77885d_terseLabel_en-US" xlink:label="lab_dei_DocumentInformationDocumentAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Information, Document [Axis]</link:label>
    <link:label id="lab_dei_DocumentInformationDocumentAxis_label_en-US" xlink:label="lab_dei_DocumentInformationDocumentAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Information, Document [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentInformationDocumentAxis" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentInformationDocumentAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentInformationDocumentAxis" xlink:to="lab_dei_DocumentInformationDocumentAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_PreCommencementTenderOffer_d7b1aea9-cd1a-43b4-ace3-25b550afb7c5_terseLabel_en-US" xlink:label="lab_dei_PreCommencementTenderOffer" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
    <link:label id="lab_dei_PreCommencementTenderOffer_label_en-US" xlink:label="lab_dei_PreCommencementTenderOffer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementTenderOffer" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_PreCommencementTenderOffer"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_PreCommencementTenderOffer" xlink:to="lab_dei_PreCommencementTenderOffer" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityIncorporationStateCountryCode_6404a97b-064c-4c19-bc65-7a497584a546_terseLabel_en-US" xlink:label="lab_dei_EntityIncorporationStateCountryCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
    <link:label id="lab_dei_EntityIncorporationStateCountryCode_label_en-US" xlink:label="lab_dei_EntityIncorporationStateCountryCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityIncorporationStateCountryCode" xlink:to="lab_dei_EntityIncorporationStateCountryCode" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityFileNumber_7f11ca07-0b66-4188-b945-75b05c541b83_terseLabel_en-US" xlink:label="lab_dei_EntityFileNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity File Number</link:label>
    <link:label id="lab_dei_EntityFileNumber_label_en-US" xlink:label="lab_dei_EntityFileNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity File Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityFileNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityFileNumber" xlink:to="lab_dei_EntityFileNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityCentralIndexKey_c46f21cb-0308-40e6-baa2-68df4f75e468_terseLabel_en-US" xlink:label="lab_dei_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Central Index Key</link:label>
    <link:label id="lab_dei_EntityCentralIndexKey_label_en-US" xlink:label="lab_dei_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Central Index Key</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityCentralIndexKey"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCentralIndexKey" xlink:to="lab_dei_EntityCentralIndexKey" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_TradingSymbol_55142893-f319-44e3-8f44-7a6f2eaf21d1_terseLabel_en-US" xlink:label="lab_dei_TradingSymbol" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Trading Symbol</link:label>
    <link:label id="lab_dei_TradingSymbol_label_en-US" xlink:label="lab_dei_TradingSymbol" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Trading Symbol</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_TradingSymbol"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_TradingSymbol" xlink:to="lab_dei_TradingSymbol" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressPostalZipCode_cff23117-9fd7-4283-bfa8-4a4d6f833e28_terseLabel_en-US" xlink:label="lab_dei_EntityAddressPostalZipCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
    <link:label id="lab_dei_EntityAddressPostalZipCode_label_en-US" xlink:label="lab_dei_EntityAddressPostalZipCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressPostalZipCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressPostalZipCode" xlink:to="lab_dei_EntityAddressPostalZipCode" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_LocalPhoneNumber_bd3429d6-3f2b-4e7c-a608-811485769e68_terseLabel_en-US" xlink:label="lab_dei_LocalPhoneNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Local Phone Number</link:label>
    <link:label id="lab_dei_LocalPhoneNumber_label_en-US" xlink:label="lab_dei_LocalPhoneNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Local Phone Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_LocalPhoneNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_LocalPhoneNumber" xlink:to="lab_dei_LocalPhoneNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_WrittenCommunications_64784beb-431e-444a-b980-2558bfc3510f_terseLabel_en-US" xlink:label="lab_dei_WrittenCommunications" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Written Communications</link:label>
    <link:label id="lab_dei_WrittenCommunications_label_en-US" xlink:label="lab_dei_WrittenCommunications" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Written Communications</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_WrittenCommunications" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_WrittenCommunications"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_WrittenCommunications" xlink:to="lab_dei_WrittenCommunications" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_Security12bTitle_746e2f23-9d62-4556-8c0d-d12f5323b0c5_terseLabel_en-US" xlink:label="lab_dei_Security12bTitle" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Title of 12(b) Security</link:label>
    <link:label id="lab_dei_Security12bTitle_label_en-US" xlink:label="lab_dei_Security12bTitle" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Title of 12(b) Security</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_Security12bTitle"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_Security12bTitle" xlink:to="lab_dei_Security12bTitle" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_SecurityExchangeName_ace06a65-83df-4968-88ac-8886bab5703c_terseLabel_en-US" xlink:label="lab_dei_SecurityExchangeName" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Security Exchange Name</link:label>
    <link:label id="lab_dei_SecurityExchangeName_label_en-US" xlink:label="lab_dei_SecurityExchangeName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Security Exchange Name</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_SecurityExchangeName"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_SecurityExchangeName" xlink:to="lab_dei_SecurityExchangeName" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressCityOrTown_d70ebb4a-3a97-4019-bebd-d0e3bc423fc3_terseLabel_en-US" xlink:label="lab_dei_EntityAddressCityOrTown" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, City or Town</link:label>
    <link:label id="lab_dei_EntityAddressCityOrTown_label_en-US" xlink:label="lab_dei_EntityAddressCityOrTown" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, City or Town</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressCityOrTown"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressCityOrTown" xlink:to="lab_dei_EntityAddressCityOrTown" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_CoverAbstract_label_en-US" xlink:label="lab_dei_CoverAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Cover [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CoverAbstract" xlink:to="lab_dei_CoverAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_PreCommencementIssuerTenderOffer_0a70d763-297d-4680-8fc9-5b88c62fe17c_terseLabel_en-US" xlink:label="lab_dei_PreCommencementIssuerTenderOffer" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
    <link:label id="lab_dei_PreCommencementIssuerTenderOffer_label_en-US" xlink:label="lab_dei_PreCommencementIssuerTenderOffer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementIssuerTenderOffer" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_PreCommencementIssuerTenderOffer" xlink:to="lab_dei_PreCommencementIssuerTenderOffer" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressAddressLine1_0bdf87c4-bec1-477a-81bd-e6b17712ff28_terseLabel_en-US" xlink:label="lab_dei_EntityAddressAddressLine1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, Address Line One</link:label>
    <link:label id="lab_dei_EntityAddressAddressLine1_label_en-US" xlink:label="lab_dei_EntityAddressAddressLine1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Address, Address Line One</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressAddressLine1"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressAddressLine1" xlink:to="lab_dei_EntityAddressAddressLine1" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityEmergingGrowthCompany_a1684e50-61bf-4229-9b28-1d4037038b23_terseLabel_en-US" xlink:label="lab_dei_EntityEmergingGrowthCompany" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Emerging Growth Company</link:label>
    <link:label id="lab_dei_EntityEmergingGrowthCompany_label_en-US" xlink:label="lab_dei_EntityEmergingGrowthCompany" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Emerging Growth Company</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityEmergingGrowthCompany" xlink:to="lab_dei_EntityEmergingGrowthCompany" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityRegistrantName_d187b225-a494-40fd-9ce8-08c8409ea963_terseLabel_en-US" xlink:label="lab_dei_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Registrant Name</link:label>
    <link:label id="lab_dei_EntityRegistrantName_label_en-US" xlink:label="lab_dei_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Entity Registrant Name</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityRegistrantName"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityRegistrantName" xlink:to="lab_dei_EntityRegistrantName" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentInformationTable_7818a1f6-7d75-40be-b356-a9f8b55dcefc_terseLabel_en-US" xlink:label="lab_dei_DocumentInformationTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Information [Table]</link:label>
    <link:label id="lab_dei_DocumentInformationTable_label_en-US" xlink:label="lab_dei_DocumentInformationTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xmlns:xml="http://www.w3.org/XML/1998/namespace" xml:lang="en-US">Document Information [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentInformationTable" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentInformationTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentInformationTable" xlink:to="lab_dei_DocumentInformationTable" xlink:type="arc" order="1"/>
  </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>7
<FILENAME>unh-20210202_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with Wdesk from Workiva-->
<!--Copyright 2021 Workiva-->
<!--r:5e332d92-15d3-465b-a93f-926bddb85f40,g:d56266da-518f-4c2c-9e87-8f9f112aed58-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.unitedhealthgroup.com/role/Cover" xlink:type="simple" xlink:href="unh-20210202.xsd#Cover"/>
  <link:presentationLink xlink:role="http://www.unitedhealthgroup.com/role/Cover" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract_1ec334c3-c4f7-420a-bb1f-24546598246e" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CoverAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentInformationTable_aeedc044-82a5-452c-aea5-9cc6aaef3abd" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentInformationTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_1ec334c3-c4f7-420a-bb1f-24546598246e" xlink:to="loc_dei_DocumentInformationTable_aeedc044-82a5-452c-aea5-9cc6aaef3abd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentInformationDocumentAxis_bd17f2c1-7e4c-4789-bed1-0eac0eb930fd" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentInformationDocumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationTable_aeedc044-82a5-452c-aea5-9cc6aaef3abd" xlink:to="loc_dei_DocumentInformationDocumentAxis_bd17f2c1-7e4c-4789-bed1-0eac0eb930fd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentDomain_a47dfeb2-fc8e-472d-8b26-facead8f465a" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationDocumentAxis_bd17f2c1-7e4c-4789-bed1-0eac0eb930fd" xlink:to="loc_dei_DocumentDomain_a47dfeb2-fc8e-472d-8b26-facead8f465a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentInformationLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationTable_aeedc044-82a5-452c-aea5-9cc6aaef3abd" xlink:to="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType_a89e5b8d-5f29-4752-a71b-e57a02b497c9" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentType"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_DocumentType_a89e5b8d-5f29-4752-a71b-e57a02b497c9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate_2c40ae2c-a932-4b1b-88ac-6d02cdbe46a2" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_DocumentPeriodEndDate"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_DocumentPeriodEndDate_2c40ae2c-a932-4b1b-88ac-6d02cdbe46a2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName_4fd7925c-7bf3-4b53-83a4-a434128a0310" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityRegistrantName"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_EntityRegistrantName_4fd7925c-7bf3-4b53-83a4-a434128a0310" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode_0cb2b21b-07fc-4b83-9b1a-cbdb11986490" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_EntityIncorporationStateCountryCode_0cb2b21b-07fc-4b83-9b1a-cbdb11986490" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber_45587683-9ee9-427e-9a7d-ba7326551ac6" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityFileNumber"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_EntityFileNumber_45587683-9ee9-427e-9a7d-ba7326551ac6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber_26331351-fa6d-4c84-b7af-56002cf18e0b" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_EntityTaxIdentificationNumber_26331351-fa6d-4c84-b7af-56002cf18e0b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1_290e3abb-34f2-4ae9-83e9-6056c6c00483" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressAddressLine1"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_EntityAddressAddressLine1_290e3abb-34f2-4ae9-83e9-6056c6c00483" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown_3cd357bb-c28c-46db-af2f-4b1b3d8f02bb" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressCityOrTown"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_EntityAddressCityOrTown_3cd357bb-c28c-46db-af2f-4b1b3d8f02bb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince_4450bf62-015f-4afd-87ad-7afbb51328a7" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressStateOrProvince"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_EntityAddressStateOrProvince_4450bf62-015f-4afd-87ad-7afbb51328a7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode_7c4e2b3a-bbf0-4960-8170-5a069c20c47d" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityAddressPostalZipCode"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_EntityAddressPostalZipCode_7c4e2b3a-bbf0-4960-8170-5a069c20c47d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode_bcffb4ec-1b90-4c6f-8b6a-7e8550b6682a" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_CityAreaCode"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_CityAreaCode_bcffb4ec-1b90-4c6f-8b6a-7e8550b6682a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber_69b648a0-224d-44cc-8150-51dcdf360c1a" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_LocalPhoneNumber"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_LocalPhoneNumber_69b648a0-224d-44cc-8150-51dcdf360c1a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_WrittenCommunications_288fade4-6550-4e27-8ef1-401fbdbd5816" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_WrittenCommunications"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_WrittenCommunications_288fade4-6550-4e27-8ef1-401fbdbd5816" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SolicitingMaterial_440bdc49-4b30-4243-8078-e2d7b8392941" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_SolicitingMaterial"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_SolicitingMaterial_440bdc49-4b30-4243-8078-e2d7b8392941" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementTenderOffer_38d51e7b-e06f-436e-8ce4-07968f0cbecf" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_PreCommencementTenderOffer"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_PreCommencementTenderOffer_38d51e7b-e06f-436e-8ce4-07968f0cbecf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_PreCommencementIssuerTenderOffer_3ab7fba2-02f5-4778-b7d9-cd1b65d81705" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_PreCommencementIssuerTenderOffer"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_PreCommencementIssuerTenderOffer_3ab7fba2-02f5-4778-b7d9-cd1b65d81705" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle_ffbb77c7-d350-43e6-bfdd-d753f91f5806" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_Security12bTitle"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_Security12bTitle_ffbb77c7-d350-43e6-bfdd-d753f91f5806" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol_0fb403cf-7277-47d3-8365-0c300aea0702" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_TradingSymbol"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_TradingSymbol_0fb403cf-7277-47d3-8365-0c300aea0702" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName_73c88813-bc0b-4fda-8370-d23e5edf77f7" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_SecurityExchangeName"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_SecurityExchangeName_73c88813-bc0b-4fda-8370-d23e5edf77f7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany_110e4336-7888-4ad0-a315-e82dde2e664a" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_EntityEmergingGrowthCompany_110e4336-7888-4ad0-a315-e82dde2e664a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey_02759b02-dd5d-48d5-9fed-6699514be320" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_EntityCentralIndexKey"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_EntityCentralIndexKey_02759b02-dd5d-48d5-9fed-6699514be320" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag_06f53421-5809-4e5b-92b2-0c6831e89635" xlink:href="https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd#dei_AmendmentFlag"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_f36271f0-4926-42e5-b124-4198298387e9" xlink:to="loc_dei_AmendmentFlag_06f53421-5809-4e5b-92b2-0c6831e89635" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>8
<FILENAME>unh-20210202_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xml:lang="en-US"
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2020-01-31"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="unh-20210202.xsd" xlink:type="simple"/>
    <context id="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000731766</identifier>
        </entity>
        <period>
            <startDate>2021-02-02</startDate>
            <endDate>2021-02-02</endDate>
        </period>
    </context>
    <dei:EntityCentralIndexKey
      contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202"
      id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl80L2ZyYWc6N2FhYzAxZmYzNGVkNGI5YTkxNDk5OWY4MjA4M2E2NjgvdGFibGU6ZTZmNzgxNmQwYWMyNDQ4MTg2OGY3ZDVhY2UxOTFmZTUvdGFibGVyYW5nZTplNmY3ODE2ZDBhYzI0NDgxODY4ZjdkNWFjZTE5MWZlNV8yLTEtMS0xLTA_c86942e5-e057-498d-b62d-a8e093a60562">0000731766</dei:EntityCentralIndexKey>
    <dei:AmendmentFlag
      contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202"
      id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl80L2ZyYWc6N2FhYzAxZmYzNGVkNGI5YTkxNDk5OWY4MjA4M2E2NjgvdGFibGU6ZTZmNzgxNmQwYWMyNDQ4MTg2OGY3ZDVhY2UxOTFmZTUvdGFibGVyYW5nZTplNmY3ODE2ZDBhYzI0NDgxODY4ZjdkNWFjZTE5MWZlNV8zLTEtMS0xLTA_abcb2893-1791-41a5-8085-4c2655209bd6">false</dei:AmendmentFlag>
    <dei:DocumentType
      contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202"
      id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGV4dHJlZ2lvbjowNTliOWZiMzk4NzE0M2M1YjY0NGI2N2NmNjkyOTZlZV8xNjg2_fee0a038-c18b-449e-a1e1-66cf8a2cc22d">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate
      contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202"
      id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGV4dHJlZ2lvbjowNTliOWZiMzk4NzE0M2M1YjY0NGI2N2NmNjkyOTZlZV8xMDk5NTExNjI5NTQ0_aa87586e-c5ba-46c0-a896-b9540ff32313">2021-02-02</dei:DocumentPeriodEndDate>
    <dei:EntityRegistrantName
      contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202"
      id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGV4dHJlZ2lvbjowNTliOWZiMzk4NzE0M2M1YjY0NGI2N2NmNjkyOTZlZV8xNjkx_5826f1bb-99e1-4c6c-bc09-ad69989a3cc0">UNITEDHEALTH GROUP INCORPORATED</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode
      contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202"
      id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGFibGU6ZDY5ZGNmNmExYTYzNDNlZDliNTdmODIwMzYwZDI0MTMvdGFibGVyYW5nZTpkNjlkY2Y2YTFhNjM0M2VkOWI1N2Y4MjAzNjBkMjQxM18wLTAtMS0xLTA_6ea518a7-a93f-4ef0-9707-6344313a52cb">DE</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber
      contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202"
      id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGFibGU6ZDY5ZGNmNmExYTYzNDNlZDliNTdmODIwMzYwZDI0MTMvdGFibGVyYW5nZTpkNjlkY2Y2YTFhNjM0M2VkOWI1N2Y4MjAzNjBkMjQxM18wLTItMS0xLTA_5683ccec-447e-4fc8-800b-e0b997c2e9d0">1-10864</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber
      contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202"
      id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGFibGU6ZDY5ZGNmNmExYTYzNDNlZDliNTdmODIwMzYwZDI0MTMvdGFibGVyYW5nZTpkNjlkY2Y2YTFhNjM0M2VkOWI1N2Y4MjAzNjBkMjQxM18wLTQtMS0xLTA_4c8ccb33-bfe2-4350-a760-2546223ebcd5">41-1321939</dei:EntityTaxIdentificationNumber>
    <dei:EntityTaxIdentificationNumber
      contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202"
      id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGFibGU6ZDY5ZGNmNmExYTYzNDNlZDliNTdmODIwMzYwZDI0MTMvdGFibGVyYW5nZTpkNjlkY2Y2YTFhNjM0M2VkOWI1N2Y4MjAzNjBkMjQxM18wLTQtMS0xLTA_8921d864-19f5-4720-8529-5951eeba83ac">41-1321939</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1
      contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202"
      id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGFibGU6YjY1MjQxOTM0YTgzNGFhY2JmMjI3YTVmNzZhYjc3ZDEvdGFibGVyYW5nZTpiNjUyNDE5MzRhODM0YWFjYmYyMjdhNWY3NmFiNzdkMV8wLTAtMS0xLTA_9f3ddc76-8d01-41f9-91ef-a0672db7c976">UnitedHealth Group Center, 9900 Bren Road East,</dei:EntityAddressAddressLine1>
    <dei:EntityAddressCityOrTown
      contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202"
      id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGFibGU6YjY1MjQxOTM0YTgzNGFhY2JmMjI3YTVmNzZhYjc3ZDEvdGFibGVyYW5nZTpiNjUyNDE5MzRhODM0YWFjYmYyMjdhNWY3NmFiNzdkMV8wLTEtMS0xLTA_0efde55f-1a7c-425a-a3d4-576aa10560ea">Minnetonka,</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince
      contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202"
      id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGFibGU6YjY1MjQxOTM0YTgzNGFhY2JmMjI3YTVmNzZhYjc3ZDEvdGFibGVyYW5nZTpiNjUyNDE5MzRhODM0YWFjYmYyMjdhNWY3NmFiNzdkMV8wLTItMS0xLTA_a47c762e-9692-4d04-bc5e-6e44ba4a043c">MN</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode
      contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202"
      id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGFibGU6YjY1MjQxOTM0YTgzNGFhY2JmMjI3YTVmNzZhYjc3ZDEvdGFibGVyYW5nZTpiNjUyNDE5MzRhODM0YWFjYmYyMjdhNWY3NmFiNzdkMV8wLTMtMS0xLTA_ba127088-60cb-45fd-a90c-0c075f27f8ea">55343</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode
      contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202"
      id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGV4dHJlZ2lvbjowNTliOWZiMzk4NzE0M2M1YjY0NGI2N2NmNjkyOTZlZV8xNjky_3a943090-371a-4968-b43e-6cc2b843f3c5">952</dei:CityAreaCode>
    <dei:LocalPhoneNumber
      contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202"
      id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGV4dHJlZ2lvbjowNTliOWZiMzk4NzE0M2M1YjY0NGI2N2NmNjkyOTZlZV8xNjg4_21aff0b9-e860-49d1-9080-10cac89f67d4">936-1300</dei:LocalPhoneNumber>
    <dei:WrittenCommunications
      contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202"
      id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGV4dHJlZ2lvbjowNTliOWZiMzk4NzE0M2M1YjY0NGI2N2NmNjkyOTZlZV8xNjg5_ee14cd1c-86e5-48e3-a6b5-76afea83aedd">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial
      contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202"
      id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGV4dHJlZ2lvbjowNTliOWZiMzk4NzE0M2M1YjY0NGI2N2NmNjkyOTZlZV8xNjkw_2f55ad81-a1b9-4363-a89f-b0a336c30c39">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer
      contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202"
      id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGV4dHJlZ2lvbjowNTliOWZiMzk4NzE0M2M1YjY0NGI2N2NmNjkyOTZlZV8xNjg3_32db732c-e03d-410a-ab63-c9bf833c35f0">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer
      contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202"
      id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGV4dHJlZ2lvbjowNTliOWZiMzk4NzE0M2M1YjY0NGI2N2NmNjkyOTZlZV8xNjg0_a4f9a7b9-44ec-4078-88f0-5da5ad763f42">false</dei:PreCommencementIssuerTenderOffer>
    <dei:Security12bTitle
      contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202"
      id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGFibGU6MDUzOTUxMjBkOTY3NGVjN2FlODc4MzgxNDdhZmFlZWQvdGFibGVyYW5nZTowNTM5NTEyMGQ5Njc0ZWM3YWU4NzgzODE0N2FmYWVlZF8xLTAtMS0xLTA_45f4e5a4-d275-456f-ae72-6e178d125c58">Common Stock, $.01 par value</dei:Security12bTitle>
    <dei:TradingSymbol
      contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202"
      id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGFibGU6MDUzOTUxMjBkOTY3NGVjN2FlODc4MzgxNDdhZmFlZWQvdGFibGVyYW5nZTowNTM5NTEyMGQ5Njc0ZWM3YWU4NzgzODE0N2FmYWVlZF8xLTItMS0xLTA_6bd08e7e-18ab-47ff-89a9-1c04b9e89ee7">UNH</dei:TradingSymbol>
    <dei:SecurityExchangeName
      contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202"
      id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGFibGU6MDUzOTUxMjBkOTY3NGVjN2FlODc4MzgxNDdhZmFlZWQvdGFibGVyYW5nZTowNTM5NTEyMGQ5Njc0ZWM3YWU4NzgzODE0N2FmYWVlZF8xLTQtMS0xLTA_e8206d5b-9d31-4149-a119-434662d68d60">NYSE</dei:SecurityExchangeName>
    <dei:EntityEmergingGrowthCompany
      contextRef="i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202"
      id="id3VybDovL2RvY3MudjEvZG9jOjU5NWJiMmM5ODdlNDQ0NDE5YTdmNWZmOWMzZjBhZGEyL3NlYzo1OTViYjJjOTg3ZTQ0NDQxOWE3ZjVmZjljM2YwYWRhMl8xL2ZyYWc6MDU5YjlmYjM5ODcxNDNjNWI2NDRiNjdjZjY5Mjk2ZWUvdGV4dHJlZ2lvbjowNTliOWZiMzk4NzE0M2M1YjY0NGI2N2NmNjkyOTZlZV8xNjg1_fd506988-0941-43d2-8f70-2ad9053a8679">false</dei:EntityEmergingGrowthCompany>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>9
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.20.4</span><table class="report" border="0" cellspacing="2" id="idm140517734909928">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Cover<br></strong></div></th>
<th class="th"><div>Feb. 02, 2021</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Feb.  02,  2021<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">UNITEDHEALTH GROUP INCORPORATED<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">DE<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">1-10864<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">41-1321939<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">UnitedHealth Group Center, 9900 Bren Road East,<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Minnetonka,<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">MN<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">55343<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">952<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">936-1300<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common Stock, $.01 par value<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">UNH<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0000731766<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentInformationLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentInformationLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>10
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
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M=]W3CHG&K=!X#;[Q3X?#KHG&J]!TZVDF)_VN:Z3I%FA"1N/K>A(5M>5 TR
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M!Z.:60F]A%9JGZJ'-#ZH'C(*!?&Y'C[E>G@*-Y;&O%"N@GL!_]':-\*K^(+
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MU4#E/]O4#6CV#30<D05>,9FV-J/D3@H\W/[O#;#"Q([A[8N_ 5!+ P04
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M-+O=PMF?*?L!O%]+:3X*]CB:_YK0_Q=02P,$%     @ &(I(4H.II0/4 0
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M5_J^OH:&#Q+/6S*G>_P9:C&H-UO58UB7I6J//X7W*+F?&^[_$L4/4$L#!!0
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M3R54&*!\4YFHO/93;#GICEYG>O\P>=0>6N=6RKV'5[+E&''\GN4/4$L#!!0
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ML;S63AI_YHOA/UY_ 5!+ 0(4 Q0    ( !B*2%('04UB@0   +$    0
M          "  0    !D;V-0<F]P<R]A<' N>&UL4$L! A0#%     @ &(I(
M4B[J-)KO    *P(  !$              ( !KP   &1O8U!R;W!S+V-O<F4N
M>&UL4$L! A0#%     @ &(I(4IE<G",0!@  G"<  !,              ( !
MS0$  'AL+W1H96UE+W1H96UE,2YX;6Q02P$"% ,4    "  8BDA2^+1+T$X$
M  !9$   &               @($."   >&PO=V]R:W-H965T<R]S:&5E=#$N
M>&UL4$L! A0#%     @ &(I(4H.II0/4 0  ,@8   T              ( !
MD@P  'AL+W-T>6QE<RYX;6Q02P$"% ,4    "  8BDA2EXJ[',     3 @
M"P              @ &1#@  7W)E;',O+G)E;'-02P$"% ,4    "  8BDA2
MJL0B%C,!   B @  #P              @ %Z#P  >&PO=V]R:V)O;VLN>&UL
M4$L! A0#%     @ &(I(4B0>FZ*M    ^ $  !H              ( !VA
M 'AL+U]R96QS+W=O<FMB;V]K+GAM;"YR96QS4$L! A0#%     @ &(I(4F60
M>9(9 0  SP,  !,              ( !OQ$  %M#;VYT96YT7U1Y<&5S72YX
8;6Q02P4&      D "0 ^ @  "1,

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>11
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>12
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>13
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.20.4</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>1</ContextCount>
  <ElementCount>96</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>0</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>0</UnitCount>
  <MyReports>
    <Report instance="unh-20210202.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>0001001 - Document - Cover</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.unitedhealthgroup.com/role/Cover</Role>
      <ShortName>Cover</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File doctype="8-K" original="unh-20210202.htm">unh-20210202.htm</File>
    <File>exhibit502.htm</File>
    <File>unh-20210202.xsd</File>
    <File>unh-20210202_cal.xml</File>
    <File>unh-20210202_def.xml</File>
    <File>unh-20210202_lab.xml</File>
    <File>unh-20210202_pre.xml</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy>http://xbrl.sec.gov/dei/2020-01-31</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>true</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>15
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "instance": {
  "unh-20210202.htm": {
   "axisCustom": 0,
   "axisStandard": 0,
   "contextCount": 1,
   "dts": {
    "calculationLink": {
     "local": [
      "unh-20210202_cal.xml"
     ]
    },
    "definitionLink": {
     "local": [
      "unh-20210202_def.xml"
     ]
    },
    "inline": {
     "local": [
      "unh-20210202.htm"
     ]
    },
    "labelLink": {
     "local": [
      "unh-20210202_lab.xml"
     ],
     "remote": [
      "https://xbrl.sec.gov/dei/2020/dei-doc-2020-01-31.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "unh-20210202_pre.xml"
     ]
    },
    "referenceLink": {
     "remote": [
      "https://xbrl.sec.gov/dei/2020/dei-ref-2020-01-31.xml"
     ]
    },
    "schema": {
     "local": [
      "unh-20210202.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd",
      "http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/deprecated-2009-12-16.xsd",
      "http://www.xbrl.org/2006/ref-2006-02-27.xsd"
     ]
    }
   },
   "elementCount": 27,
   "entityCount": 1,
   "hidden": {
    "http://xbrl.sec.gov/dei/2020-01-31": 2,
    "total": 2
   },
   "keyCustom": 0,
   "keyStandard": 96,
   "memberCustom": 0,
   "memberStandard": 0,
   "nsprefix": "unh",
   "nsuri": "http://www.unitedhealthgroup.com/20210202",
   "report": {
    "R1": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "baseRef": "unh-20210202.htm",
      "contextRef": "i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "document",
     "isDefault": "true",
     "longName": "0001001 - Document - Cover",
     "role": "http://www.unitedhealthgroup.com/role/Cover",
     "shortName": "Cover",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "baseRef": "unh-20210202.htm",
      "contextRef": "i2446bfaf1c37474480f744d4bf2efae3_D20210202-20210202",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    }
   },
   "segmentCount": 0,
   "tag": {
    "dei_AmendmentFlag": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.",
        "label": "Amendment Flag",
        "terseLabel": "Amendment Flag"
       }
      }
     },
     "localname": "AmendmentFlag",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.unitedhealthgroup.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_CityAreaCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Area code of city",
        "label": "City Area Code",
        "terseLabel": "City Area Code"
       }
      }
     },
     "localname": "CityAreaCode",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.unitedhealthgroup.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_CoverAbstract": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Cover page.",
        "label": "Cover [Abstract]"
       }
      }
     },
     "localname": "CoverAbstract",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "xbrltype": "stringItemType"
    },
    "dei_DocumentDomain": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Type of the document as assigned by the filer, corresponding to SEC document naming convention standards.",
        "label": "Document [Domain]",
        "terseLabel": "Document [Domain]"
       }
      }
     },
     "localname": "DocumentDomain",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.unitedhealthgroup.com/role/Cover"
     ],
     "xbrltype": "domainItemType"
    },
    "dei_DocumentInformationDocumentAxis": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The axis of a table defines the relationship between the domain members or categories in the table and the line items or concepts that complete the table.",
        "label": "Document Information, Document [Axis]",
        "terseLabel": "Document Information, Document [Axis]"
       }
      }
     },
     "localname": "DocumentInformationDocumentAxis",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.unitedhealthgroup.com/role/Cover"
     ],
     "xbrltype": "stringItemType"
    },
    "dei_DocumentInformationLineItems": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.",
        "label": "Document Information [Line Items]",
        "terseLabel": "Document Information [Line Items]"
       }
      }
     },
     "localname": "DocumentInformationLineItems",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.unitedhealthgroup.com/role/Cover"
     ],
     "xbrltype": "stringItemType"
    },
    "dei_DocumentInformationTable": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Container to support the formal attachment of each official or unofficial, public or private document as part of a submission package.",
        "label": "Document Information [Table]",
        "terseLabel": "Document Information [Table]"
       }
      }
     },
     "localname": "DocumentInformationTable",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.unitedhealthgroup.com/role/Cover"
     ],
     "xbrltype": "stringItemType"
    },
    "dei_DocumentPeriodEndDate": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is YYYY-MM-DD.",
        "label": "Document Period End Date",
        "terseLabel": "Document Period End Date"
       }
      }
     },
     "localname": "DocumentPeriodEndDate",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.unitedhealthgroup.com/role/Cover"
     ],
     "xbrltype": "dateItemType"
    },
    "dei_DocumentType": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.",
        "label": "Document Type",
        "terseLabel": "Document Type"
       }
      }
     },
     "localname": "DocumentType",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.unitedhealthgroup.com/role/Cover"
     ],
     "xbrltype": "submissionTypeItemType"
    },
    "dei_EntityAddressAddressLine1": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name",
        "label": "Entity Address, Address Line One",
        "terseLabel": "Entity Address, Address Line One"
       }
      }
     },
     "localname": "EntityAddressAddressLine1",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.unitedhealthgroup.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressCityOrTown": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the City or Town",
        "label": "Entity Address, City or Town",
        "terseLabel": "Entity Address, City or Town"
       }
      }
     },
     "localname": "EntityAddressCityOrTown",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.unitedhealthgroup.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressPostalZipCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Code for the postal or zip code",
        "label": "Entity Address, Postal Zip Code",
        "terseLabel": "Entity Address, Postal Zip Code"
       }
      }
     },
     "localname": "EntityAddressPostalZipCode",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.unitedhealthgroup.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressStateOrProvince": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the state or province.",
        "label": "Entity Address, State or Province",
        "terseLabel": "Entity Address, State or Province"
       }
      }
     },
     "localname": "EntityAddressStateOrProvince",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.unitedhealthgroup.com/role/Cover"
     ],
     "xbrltype": "stateOrProvinceItemType"
    },
    "dei_EntityCentralIndexKey": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.",
        "label": "Entity Central Index Key",
        "terseLabel": "Entity Central Index Key"
       }
      }
     },
     "localname": "EntityCentralIndexKey",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.unitedhealthgroup.com/role/Cover"
     ],
     "xbrltype": "centralIndexKeyItemType"
    },
    "dei_EntityEmergingGrowthCompany": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate if registrant meets the emerging growth company criteria.",
        "label": "Entity Emerging Growth Company",
        "terseLabel": "Entity Emerging Growth Company"
       }
      }
     },
     "localname": "EntityEmergingGrowthCompany",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.unitedhealthgroup.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityFileNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.",
        "label": "Entity File Number",
        "terseLabel": "Entity File Number"
       }
      }
     },
     "localname": "EntityFileNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.unitedhealthgroup.com/role/Cover"
     ],
     "xbrltype": "fileNumberItemType"
    },
    "dei_EntityIncorporationStateCountryCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Two-character EDGAR code representing the state or country of incorporation.",
        "label": "Entity Incorporation, State or Country Code",
        "terseLabel": "Entity Incorporation, State or Country Code"
       }
      }
     },
     "localname": "EntityIncorporationStateCountryCode",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.unitedhealthgroup.com/role/Cover"
     ],
     "xbrltype": "edgarStateCountryItemType"
    },
    "dei_EntityRegistrantName": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.",
        "label": "Entity Registrant Name",
        "terseLabel": "Entity Registrant Name"
       }
      }
     },
     "localname": "EntityRegistrantName",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.unitedhealthgroup.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityTaxIdentificationNumber": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.",
        "label": "Entity Tax Identification Number",
        "terseLabel": "Entity Tax Identification Number"
       }
      }
     },
     "localname": "EntityTaxIdentificationNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.unitedhealthgroup.com/role/Cover"
     ],
     "xbrltype": "employerIdItemType"
    },
    "dei_LocalPhoneNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Local phone number for entity.",
        "label": "Local Phone Number",
        "terseLabel": "Local Phone Number"
       }
      }
     },
     "localname": "LocalPhoneNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.unitedhealthgroup.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.",
        "label": "Pre-commencement Issuer Tender Offer",
        "terseLabel": "Pre-commencement Issuer Tender Offer"
       }
      }
     },
     "localname": "PreCommencementIssuerTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.unitedhealthgroup.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_PreCommencementTenderOffer": {
     "auth_ref": [
      "r3"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.",
        "label": "Pre-commencement Tender Offer",
        "terseLabel": "Pre-commencement Tender Offer"
       }
      }
     },
     "localname": "PreCommencementTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.unitedhealthgroup.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_Security12bTitle": {
     "auth_ref": [
      "r0"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Title of a 12(b) registered security.",
        "label": "Title of 12(b) Security",
        "terseLabel": "Title of 12(b) Security"
       }
      }
     },
     "localname": "Security12bTitle",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.unitedhealthgroup.com/role/Cover"
     ],
     "xbrltype": "securityTitleItemType"
    },
    "dei_SecurityExchangeName": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the Exchange on which a security is registered.",
        "label": "Security Exchange Name",
        "terseLabel": "Security Exchange Name"
       }
      }
     },
     "localname": "SecurityExchangeName",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.unitedhealthgroup.com/role/Cover"
     ],
     "xbrltype": "edgarExchangeCodeItemType"
    },
    "dei_SolicitingMaterial": {
     "auth_ref": [
      "r4"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.",
        "label": "Soliciting Material",
        "terseLabel": "Soliciting Material"
       }
      }
     },
     "localname": "SolicitingMaterial",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.unitedhealthgroup.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_TradingSymbol": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Trading symbol of an instrument as listed on an exchange.",
        "label": "Trading Symbol",
        "terseLabel": "Trading Symbol"
       }
      }
     },
     "localname": "TradingSymbol",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.unitedhealthgroup.com/role/Cover"
     ],
     "xbrltype": "tradingSymbolItemType"
    },
    "dei_WrittenCommunications": {
     "auth_ref": [
      "r6"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.",
        "label": "Written Communications",
        "terseLabel": "Written Communications"
       }
      }
     },
     "localname": "WrittenCommunications",
     "nsuri": "http://xbrl.sec.gov/dei/2020-01-31",
     "presentation": [
      "http://www.unitedhealthgroup.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    }
   },
   "unitCount": 0
  }
 },
 "std_ref": {
  "r0": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b"
  },
  "r1": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r2": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "13e",
   "Subsection": "4c"
  },
  "r3": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14d",
   "Subsection": "2b"
  },
  "r4": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14a",
   "Subsection": "12"
  },
  "r5": {
   "Name": "Regulation 12B",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r6": {
   "Name": "Securities Act",
   "Number": "230",
   "Publisher": "SEC",
   "Section": "425"
  }
 },
 "version": "2.1"
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>16
<FILENAME>0000731766-21-000004-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0000731766-21-000004-xbrl.zip
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M&&N)>+U'N.97%>[PPPWUT?-[[_%,I"D@@[U,CBP37MYU_DCE>&F>[AV?S1Z
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MW%'[NB5VQ#(:5>ABOT-U3;M="2Q2PD@:."-CZZ&)5F1JEVV-J1S)G(-XR.M
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MA:%+N!68J6_5-3(5HKHZFIH#LPH*&J9[/1'%M/8,HPO*_5IREK3:_NX$X)P
M'F^+$T"_@'1P>(>^1C+Y0JGZ@A=TP>VYI6!A%DM@5B[7#A[GUD5;$4IEI/Q
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MLA69@AS"LNWI6#,5"5NZ8F/=UF7&'&*IQ"UM:B"M5$6V57OA-J>[Y-?3#<^
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MH)MS:Y.+( DN]M _X(982(Q(RA(N[:.R+,=:>J_Q R \/JA[,(_:/?O05&7
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M]NSE/P#X^]^?WWN_9^)VKM+".\\5*Y3T[I+BVOLJU>*[I_-L[GW-\N_)#P;
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MAY0'+6\[K>.,- 6LL7I+L-X*;=L$8*?6-07T)FR8)-"6JPXI8"\3O9. W?O
M:6!OB+N)8+]YUU3P65TEY3U)6E2]3PEIQ(,  X;B\D!L+4$L% 4^%13YL6(Q
M:9D#Z@.,5/Q/(%LVD*TDNJJ].S7#R-R5E0[RMH?>6]=;;@<6M#VH724WV!WE
M7()+QLL%6PHI@YJ 2$;8R)B71P=A EBL*<=8"J6=>P!-@XQ-RO8CVBNH_0X@
M6%)Z6-3'(.K$PN[$4=^3!FHD'/>(@:7KGWFV0"VX X<*U&V;Y+[Y.9AR__OK
M9^MWDN5_S_7ZV?\!4$L#!!0    ( !B*2%)=#7RO=P<  %P[   4    =6YH
M+3(P,C$P,C R7W!R92YX;6S5FUMOV\82Q]_S*73<US/6WG=IQ"E\G.3 :-H$
MB8L4?1'V,BL1D4B#HF/[VY\A;:?Q+4>56%AZH21RR9G]SX^[LT/JY<^7B_GH
M*S;+LJX.]_@^VQMA%>M45M/#O=]/WX+;^_G5BQ<O_P7PQW\^OAN]KN/Y JMV
M=-R@;S&-+LIV-OJ<</EEE)MZ,?I<-U_*KQ[@57_2<7UVU93363L23/#[1YL#
MC5**5 C@.DE01@?PA<Q0"!-2"DYGQ?X]/4C:"&.2!\U=!A5%A *=!9>+S+GP
MF+3K+SHOJR\'W2;X)8ZH<]6R_WFX-VO;LX/Q^.+B8O\R-//]NIF.!6-R?-MZ
M[Z;YY8/V%[)OS8NB&/='OS5=EH\UI,OR\1^_OOL49[CP4%;+UE>Q,[ L#Y;]
MSG=U]&VO^?_U:_1DB^X7W#:#;A=P 9+O7R[3WJL7H]&U'$T]QX^81]WG[Q]/
M[I@\KTJ*X@S]O)U-F_K\;#_6BW'7<GQ<$Q?D<W^-]NH,#_>6Y>)LCK?[9@WF
MP[WS:@9=;!EM.L,_79\W_LO^68-+0J;O[SO:<7-Z9V0#7_"RQ2KA=4=O3<WK
M>*?1O).Y_G;FW ><]WLG"<M)?]6CL&P;']L)QRBEBA*BRA:48!Y"X!F$TL1E
MX80R][K>^;XDY_NH+#'N3^NO8[HP14>P[DLG# /&;V+RTP.CUS*MY_WMK7A2
MY;I9].J>^C#'B4=,D2D%3G@-2M/-XI&^%3$:[S%+']( '7G*_MT^?1_\HR:.
MZB9A0R/-K0.^B0] N$OY38OQF6_H0A!GY?R;^]V0,T0\VWI@7:\#2*[OC4B!
MC$V#Z=UU_)[L:-_+EL9B[%L.S,;MKJ/+<CD)B=LL(@>+*H*RKH" B0-#'QF&
M0K+\#R'RO1O/1\HP,?XQ-&L+OB7LO*X7OJPF7MF4,0C(T2%Y+A*X( QD']$G
ME^E>\@.B<FUUJ\A8/Y"/ +*&JEO"PW>*T"R.)RTNEI,LC; \,U"4L=$@BQH"
M%PH4IP&V<-)9+/Z9@>2;#RNQ(G9U%%E/ZBU!YI3:3KPK4 >70&=1$.I:@+<\
M &KKF0BJL'%(1#J;6S5\K!G!1[#XVW)N"08?L"GK]*9*KVG).!%1,8_=+5%(
M 2J0[\[Y""8Q$5- 9;P8D(<[QK=JK!@.C/4%?F9"WE1MV5Y]Q&G9)>U5^YM?
MX$3E9 NA(]B0)?FO)3CI%7@E%1?.,\G9 ( \9GLE/N3.\+&QO%N!QTD5Z^:L
M;GI1/E$X\+@^K]KFZKA..&$QB""(<68S)63!22@"]Q!#"IST,:H8CI8?NK(2
M/&K'X!E._*U@Z6TYQ]_.%P&;B=+:6=-YC$@3J; (A;<)@K=2&*VYCV8P</ZR
MNQ(E>L<H65/6K4#BU%^>))*ES.5U3?:F(\)(R:7FM"8S"51T"H+U&;1A-(]F
M[I"%P?AXPHF58#$[!LL0@F\%.4<I4426-Q^=/'PB"H:TO L@5:;DR],]X"1M
M#-,FFLB8<G(P:AYQ8"5B[(X1LZG0VT3+,7U]WYS6%]5$QB2UI2Y$X6CV-"F
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M=#4P,BYH=&U02P$"% ,4    "  8BDA2<NM^W^P7  "[I   $
M    @ %>*@  =6YH+3(P,C$P,C R+FAT;5!+ 0(4 Q0    ( !B*2%)&=EC#
MC (  (T)   0              "  7A"  !U;F@M,C R,3 R,#(N>'-D4$L!
M A0#%     @ &(I(4HW<=B.( 0  UP(  !0              ( !,D4  '5N
M:"TR,#(Q,#(P,E]C86PN>&UL4$L! A0#%     @ &(I(4N,S2S;I!P  -SD
M !0              ( ![$8  '5N:"TR,#(Q,#(P,E]D968N>&UL4$L! A0#
M%     @ &(I(4@F]712T"P  ;&T  !0              ( !!T\  '5N:"TR
M,#(Q,#(P,E]L86(N>&UL4$L! A0#%     @ &(I(4ET-?*]W!P  7#L  !0
M             ( ![5H  '5N:"TR,#(Q,#(P,E]P<F4N>&UL4$L%!@     '
-  < P $  )9B      $!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
