<SEC-DOCUMENT>0001214659-23-007811.txt : 20230525
<SEC-HEADER>0001214659-23-007811.hdr.sgml : 20230525
<ACCEPTANCE-DATETIME>20230525115525
ACCESSION NUMBER:		0001214659-23-007811
CONFORMED SUBMISSION TYPE:	PX14A6G
PUBLIC DOCUMENT COUNT:		2
FILED AS OF DATE:		20230525
DATE AS OF CHANGE:		20230525
EFFECTIVENESS DATE:		20230525

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			UNITEDHEALTH GROUP INC
		CENTRAL INDEX KEY:			0000731766
		STANDARD INDUSTRIAL CLASSIFICATION:	HOSPITAL & MEDICAL SERVICE PLANS [6324]
		IRS NUMBER:				411321939
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		PX14A6G
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-10864
		FILM NUMBER:		23958156

	BUSINESS ADDRESS:	
		STREET 1:		UNITEDHEALTH GROUP CENTER
		STREET 2:		9900 BREN ROAD EAST
		CITY:			MINNEAPOLIS
		STATE:			MN
		ZIP:			55343
		BUSINESS PHONE:		9529361300

	MAIL ADDRESS:	
		STREET 1:		9900 BREN ROAD EAST
		CITY:			MINNETONKA
		STATE:			MN
		ZIP:			55343

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	UNITED HEALTHCARE CORP/
		DATE OF NAME CHANGE:	20000309

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	UNITED HEALTHCARE CORP
		DATE OF NAME CHANGE:	19920703

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Educational Foundation of America
		CENTRAL INDEX KEY:			0001928322
		IRS NUMBER:				133424750
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			1222

	FILING VALUES:
		FORM TYPE:		PX14A6G

	BUSINESS ADDRESS:	
		STREET 1:		4801 HAMPDEN LANE
		STREET 2:		SUITE 106
		CITY:			BETHESDA
		STATE:			MD
		ZIP:			20814
		BUSINESS PHONE:		646-640-6032

	MAIL ADDRESS:	
		STREET 1:		4801 HAMPDEN LANE
		STREET 2:		SUITE 106
		CITY:			BETHESDA
		STATE:			MD
		ZIP:			20814
</SEC-HEADER>
<DOCUMENT>
<TYPE>PX14A6G
<SEQUENCE>1
<FILENAME>e525231px14a6g.htm
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">United States Securities and Exchange Commission</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Washington, D.C. 20549</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">NOTICE OF EXEMPT SOLICITATION</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Pursuant to Rule 14a-103</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Name of the Registrant: UnitedHealth Group, Inc.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Name of persons relying on exemption: The Educational Foundation of
America</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Address of persons relying on exemption: 4801 Hampden Lane, Suite 106,
Bethesda MA 20814</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Written materials are submitted pursuant to Rule 14a-6(g) (1) promulgated
under the Securities Exchange Act of 1934. Submission is not required of this filer under the terms of the Rule but is made voluntarily
in the interest of public disclosure and consideration of these important issues.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Rule-Page --><div style="margin-top: 3pt; margin-bottom: 3pt; width: 100%"><div style="font-size: 1pt; border-top: Black 1pt solid">&nbsp;</div></div><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><IMG SRC="educationalfoundation_logo.jpg" ALT="">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">PROXY MEMORANDUM</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 1in">TO:</TD><TD>UnitedHealth Group, Inc. Shareholders</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 1in">RE:</TD><TD>Item No. 6 (&ldquo;Political Spending Misalignment Report&rdquo;)</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 1in">DATE:</TD><TD>May 25, 2023</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 1in">CONTACT:</TD><TD>Shelley Alpern, Rhia Ventures at Corporate.Engagement&lt;at&gt;rhiaventures.org</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Rule-Page --><div style="margin-top: 3pt; margin-bottom: 3pt; width: 100%"><div style="font-size: 1pt; border-top: Black 1pt solid">&nbsp;</div></div><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I>This is not a solicitation of authority to vote your proxy. Please
DO NOT send us your proxy card; The Educational Foundation of America is not able to vote your proxies, nor does this communication contemplate
such an event. The Educational Foundation of America</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I>urges shareholders to vote for Item No. 6 following the instructions
provided on management's proxy mailing.</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 1; Options: NewSection; Value: 1 -->
    <DIV STYLE="margin-top: 8pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->1<!-- Field: /Sequence --></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 8pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: left; width: 100%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The Educational Foundation of America urges shareholders to <B>vote
YES</B> on Item No. 6 on the 2023 proxy ballot of UnitedHealth Group, Inc. (&ldquo;UHG&rdquo; or &ldquo;the Company&rdquo;). The Resolved
clause states:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">Shareholders request that UHG publish an annual report, at
reasonable expense, analyzing the congruency of political, lobbying, and electioneering expenditures during the preceding year against
publicly stated company values and policies, listing and explaining any instances of incongruent expenditures, and stating whether the
identified incongruencies have led to a change in future expenditures or contributions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>About The Educational Foundation of America</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The Educational Foundation of America (EFA) is a private family foundation
supporting creative initiatives working toward sustainability, justice, and equity, through grant making and impact investing. It supports
nonprofit organizations working in the arts, the environment, democracy, food security, and reproductive health and justice.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">We are long-term shareholders in UHG. We support this shareholder proposal
because it is apparent that recipients of the Company&rsquo;s political contributions are working actively to undermine access to its
products or support policies that run contrary to some of UHG&rsquo;s corporate responsibility initiatives -- and in some cases, both.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Set forth below are our reasons for supporting Item No. 6.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B><U>Summary</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Our proposal provides several examples where UHG has been supporting
politicians and political organizations whose priorities conflict with UHG&rsquo;s organizational objectives. The examples chosen are
not exhaustive. Investors would be well served by a greater accounting of why the Company chooses to donate money to candidates and organizations
advocating for policies that harm these objectives and jeopardize UHG&rsquo;s reputation and brand in addition its organizational goals.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The Supreme Court has interpreted the constitution as permitting political
spending by corporations, but it has also emphasized the rights of investors to use shareholder democracy to ensure accountability for
this spending. In our deeply divided and highly volatile political environment, shareholders must insist upon a more responsible and coherent
political spending strategy.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 2 -->
    <DIV STYLE="margin-top: 8pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence --></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 8pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: left; width: 100%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B><U>UnitedHealth Group&rsquo;s Incongruency Problem</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><B>1.</B></TD><TD><B>Health Care Policy</B></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-indent: -0.25in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">In its opposition statement to this proposal, UHG states that it grounds
its political contributions in three core public policy priorities: achieving universal coverage, improving health care and actionable
policy solutions. The Company&rsquo;s document &ldquo;A Path Forward&rdquo; also lists as priorities improving health care affordability,
enhancing the health care experience, and driving better outcomes.<SUP>1</SUP></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Yet between 2017 and 2020, UHG contributed $155,000 to the organization
leading efforts to strike down the Affordable Care Act (ACA), the Republican Attorney Generals Association.<SUP>2</SUP></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">In its first ten years, the ACA expanded health care coverage to 20
million Americans,<SUP>3</SUP> many of them served directly by UHG.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">UHG has also been supporting politicians working to undermine access
to reproductive health care. Most UHG plans offer group clients to insure abortion where it is legal to do so. But based on publicly available
records, we estimate that in the 2020 and 2022 two election cycles, the company and its employee PAC donated at least $5.3 million to
politicians and political organizations working to weaken abortion access.<SUP>4</SUP> For example, this sum includes:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>Approximately $100,000 to legislators who voted for Texas SB 8<SUP>5</SUP>, which made it illegal to insure in-state abortions beyond
6 weeks of pregnancy.</TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&middot;</FONT></TD><TD>A $1,000 contribution to a state lawmaker who recently co-sponsored a bill to punish abortion with the death penalty.<SUP>6</SUP></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: -0.25in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">At least 80% ($1.2 million) of UHG&rsquo;s contributions in the South
went to anti-abortion politicians in the 2020-22 election cycles.<SUP>7</SUP></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>_____________________________</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>1</SUP> https://www.unitedhealthgroup.com/newsroom/research-reports/the-path-forward.html.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>2</SUP> https://www.unitedhealthgroup.com/people-and-businesses/standards.html.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>3</SUP> &ldquo;10 Ways the ACA Has Improved Health Care in the
Past Decade,&rdquo; Center for American Progress, 3.23.23 at https://www.americanprogress.org/article/10-ways-aca-improved-health-care-past-decade/.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>4</SUP> Data analysis was prepared for the proponent by Sustainable
Investments Institute.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>5</SUP> Ibid.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>6</SUP> &ldquo;South Carolina GOP Lawmakers Consider Death Penalty
for People Who Have Abortions,&rdquo; <I>USA Today</I>, 3.14.23. at https://bit.ly/3Uu6KXE, and UnitedHealth Group U.S. Political Contributions
and Related Activity Report 2020 at https://www.unitedhealthgroup.com/people-and-businesses/standards.html.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>7</SUP> <I>Divided States of America: Heavily Tilted Company Support
for State Abortion Ban Politicians,</I> Sustainable Investments Institute, 10.17.22 at https://siinstitute.org/reports.html. The data
covers the 2020 to 2022 election cycle as of mid-2022.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 3 -->
    <DIV STYLE="margin-top: 8pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence --></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 8pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: left; width: 100%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>2.</B></FONT></TD><TD><B>Support for <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Antidemocratic</FONT> Politicians</B></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-indent: -0.25in"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Following the January 6, 2021 attack on the Capitol, UHG said it would
pause political donations to federal candidates &ldquo;to ensure they continue to align with our company&rsquo;s values.&rdquo;<SUP>8</SUP>
The pause didn&rsquo;t last, despite the fact that none of these politicians have renounced their actions on that day. The watchdog group
Accountable.US has tracked $219,000 in Company contributions to 42 members of the House who denied election certification on January 6.<SUP>9</SUP></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><B>3.</B></TD><TD><B>Support for Politicians Obstructing Progress on Climate Change</B></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">UnitedHealth has stated:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 22.5pt">A healthy planet is the foundation for a healthy society,
down to the water we drink and the air we breathe. We have the opportunity to contribute to a stable climate and improve planetary health
while building a better health care system for future generations. Recognizing the risks climate change poses to human health, we are
committed to setting net-zero science-based emission reduction targets through the Science Based Targets initiative&nbsp;(SBTi) to ensure
our actions are based on current climate science.<SUP>10</SUP></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Still, the Company is a member of the U.S. Chamber of Commerce, a powerful
opponent of climate regulations that promotes regulatory frameworks that would slow the transition towards a lower-carbon economy.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">As reported by the Change the Chamber Coalition, the Chamber of Commerce
has been actively working to support fossil fuel companies and undermine efforts to shift to a less carbon intensive economy. Actions
in 2021 included: issuing statements and amicus briefs in support of fossil fuel infrastructure developments, co-hosting press calls with
the American Petroleum Institute to call for drilling on federal lands and seeking to delay action from the Securities and Exchange Commission
in its intention to develop reporting requirements related to climate change.<SUP>11</SUP></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">In 2022, the Chamber continued to undermine climate change advocacy
efforts. InfluenceMap, a think tank that monitors corporate climate lobbying, found that in 2022, 25 out of 39 policy positions the Chamber
took on climate policy last year were negative.<SUP>12 </SUP>The Chamber has continued to oppose legislative and regulatory attempts at
climate regulation, including the Inflation Reduction Act. InfluenceMap explained that &ldquo;there has been no material improvement in
the US Chamber&rsquo;s climate change lobbying over the past 5 years, despite an evolution in the group&rsquo;s high-level PR messaging
around climate.&rdquo;<SUP>13</SUP></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>&nbsp;</SUP></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">_____________________________</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>8</SUP> &ldquo;The dam breaks,&rdquo; Popular Information, 1.12.21
at https://bit.ly/3MCpGQI.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>9</SUP> UNH-Political-Contributions-Report-2021.pdf.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>10</SUP> https://sustainability.uhg.com/environmental-health/net-zero-operations.html.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>11</SUP> Change the Chamber Coalition, &ldquo;A Summary of Environmental
&amp; Climate Action Obstruction by the U.S. Chamber of Commerce 2021,&rdquo; at https://bit.ly/3FsKCWa.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>12</SUP> &ldquo;Dissecting the Chamber&rsquo;s stance on climate
policies,&rdquo; Politico, 2.16.23 at https://politi.co/3MGNdjA.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>13</SUP> &ldquo;The U.S. Chamber of Commerce and Climate Policy:
An InfluenceMap Briefing,&rdquo; InfluenceMap, March 2022 at https://bit.ly/3EbL9va.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 4 -->
    <DIV STYLE="margin-top: 8pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence --></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 8pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: left; width: 100%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Other companies have taken action to address incongruences between
the Chamber&rsquo;s views and their own. For example, after the Chamber filed a lawsuit against the Environmental Protection Agency (EPA)
for its ruling on regulating greenhouse gas emissions, Nike Inc. stepped away from its membership, stating that it &ldquo;fundamentally
disagrees with the U.S. Chamber of Commerce on the issue of climate change and their recent action challenging the Environmental Protection
Agency is inconsistent with our view that climate change is an issue in need of urgent action.&rdquo;<SUP>14</SUP> Over 100 companies
have quit the Chamber of Commerce as a result of its climate change position.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Further, a Bloomberg analysis found that between 2018 and 2020, for
every dollar UHG contributed to climate-friendly members of Congress, it donated $1.67 to members characterized as &ldquo;ardent obstructionists&rdquo;
of proactive climate policy.<SUP>15</SUP></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><B>4.</B></TD><TD><B>Anti-LGBTQ Policy</B></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">UHG boasts a perfect score on the Corporate Equality Index, which rates
companies on LGBTQ workplace policies. The 2021 Sustainability Report lists examples of &ldquo;partnering with organizations that support
LGBTQ+ equality&rdquo; among the Company&rsquo;s diversity, equity and inclusion initiatives.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Yet the Company has been a top supporter of attorney generals seeking
to revoke LGBTQ civil rights. UHG was a top donor to former Arizona Attorney General Mark Brnovich, a staunch proponent of the state&rsquo;s
gay marriage ban. It was also a top donor to Georgia Attorney General Chris Carr, a supporter of former President Trump&rsquo;s &ldquo;religious
freedom&rdquo; rules that permitted government-sanctioned discrimination of LGBTQ individuals.<SUP>16</SUP></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">These donations conflict with UnitedHealth Group&rsquo;s aspirations
to provide a supportive environment for its LGBTQ employees.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">_____________________________</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>14</SUP> &ldquo;Abandoning Ship: Nike Quits Chamber Board Over
Climate Change Stance,&rdquo; CBS News, 9.30.09, at https://cbsn.ws/3snU08i.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>15</SUP> &ldquo;American Politicians Who Vote Against Climate
Get More Corporate Cash,&rdquo; Bloomberg News, 10.23.20.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>16</SUP> &ldquo;Despite Declaring Support for Pride, Corporations
Spent Big on Attorneys General Who&rsquo;ve Propped Up Anti-LGBTQ Policies,&rdquo; Accountable US Research Report, 6.27.22, at bit.ly/3oyKYXu.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 5 -->
    <DIV STYLE="margin-top: 8pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->5<!-- Field: /Sequence --></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 8pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: left; width: 100%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B><U>Why a YES Vote is Warranted</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The examples above provide illustrations of why we believe UHG is doing
a disservice to its shareholders and broader stakeholders by failing to align its political expenditures with its policies and values.
The list is not exhaustive.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">The Supreme Court has interpreted the
Constitution as permitting political spending by corporations, but it has also emphasized the rights of investors to use shareholder democracy
to ensure accountability for this spending. It is appropriate for shareholders to insist upon a more responsible and coherent political
spending strategy</FONT>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">In its opposition statement, UHG acknowledges that it &ldquo;might
not agree with every position taken by each recipient of a political contribution.&rdquo; We agree that full alignment is neither possible
nor practicable, and that is not the aim of the proposal. The aim of the requested reporting is to demonstrate to shareholders that the
question of values alignment is balanced against the pressures of short-term political expediency.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">UHG&rsquo;s current disclosures reveal the disposition of the company&rsquo;s
political dollars, and they reveal a pattern of political spending which continuously compromises important elements of the company&rsquo;s
professed values and threatens the achievement of organizational priorities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">In a 2021 speech, then-acting SEC Allison Herren Lee Chair reaffirmed
the salience of political spending disclosure to investment decision-making:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; background-color: white">[P]olitical spending disclosure
is inextricably linked to ESG issues. Consider for instance research showing that many companies that have made carbon neutral pledges,
or otherwise state they support climate-friendly initiatives, have donated substantial sums to candidates with climate voting records
inconsistent with such assertions. Consider also companies that made noteworthy pledges to alter their political spending practices in
response to racial justice protests, and whether, without political spending disclosure requirements, investors can adequately test these
claims, or would have held corporate managers accountable for those risks before they materialized. Political spending disclosure is key
to any discussion of sustainability.<SUP>17</SUP></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Inconsistency can pose risk to corporate reputation, brand, and market
share by leaving companies vulnerable to charges of hypocrisy or indifference to their impacts on communities, employees, and the environment.
While intangible, reputation matters. A survey of 2,200 global executives worldwide in 2021 found that, on average, global executives
attribute 63% of their company&rsquo;s market value to their company&rsquo;s overall reputation.<SUP>18</SUP></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">_____________________________</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>17</SUP> Allison Herren Lee, &ldquo;A Climate for Change: Meeting
Investor Demand for Climate and ESG Information at the SEC,&rdquo; March 15, 2021 at https://bit.ly/3vXEH6D.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>18</SUP> <I>The State of Corporate Reputation in 2020: Everything
Matters Now</I>, Weber Shandwick and KRC Research, 2020 at https://bit.ly/3rabGRw.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Page; Sequence: 6 -->
    <DIV STYLE="margin-top: 8pt; margin-bottom: 6pt; border-bottom: Black 2px solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->6<!-- Field: /Sequence --></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 8pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: left; width: 100%"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Addressing misalignment is the next step in corporate political spending.
More than 30 &ldquo;values congruency&rdquo; proposals were filed at companies in 2023. The CPA&rsquo;s Model Code of Conduct for Corporate
Political Spending added a plank in 2021 calling for a congruency review to be considered by boards of directors. And the recently released
Erb Principles for Corporate Political Responsibility calls for companies to:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">[P]rovide
transparency in their political activities, publicly reporting on their Corporate Political Responsibility oversight processes and policies,
all direct political spending, spending through trade associations or other third parties influencing on their behalf, and any actions
to address misalignments&hellip;.<SUP>19</SUP></FONT><BR>
<BR>
</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Several companies have started to report on misalignment, showing that
implementation of the proposal is feasible and welcomed by investors. CSX, Heidelberg and Woodside Energy have produced reports on trade
association misalignment, and this spring, it was announced that AT&amp;T,<SUP>20</SUP> in response to a similar shareholder proposal,
will report aggregated information that will convey the extent to which its political contributions align with the company&rsquo;s public
policy and sustainability priorities. Cigna has agreed to do similar reporting.<SUP>21</SUP></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">In sum, preparing the requested report will help ensure that UHG does
more to monitor its political expenditures so that they do not erode shareholder value by diminishing the Company&rsquo;s reputation,
consumer loyalty, employee support and morale, brand, values, and corporate responsibility initiatives.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Vote &ldquo;Yes&rdquo; on Shareholder Proposal No. 6.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B><I>&nbsp;</I></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I>For questions, please contact Shelley Alpern at shelley@rhiaventures.org.</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">THE FOREGOING INFORMATION MAY BE DISSEMINATED TO SHAREHOLDERS VIA TELEPHONE,
U.S. MAIL, E-MAIL, CERTAIN WEBSITES AND CERTAIN SOCIAL MEDIA VENUES, AND SHOULD NOT BE CONSTRUED AS INVESTMENT ADVICE OR AS A SOLICITATION
OF AUTHORITY TO VOTE YOUR PROXY. THE COST OF DISSEMINATING THE FOREGOING INFORMATION TO SHAREHOLDERS IS BEING BORNE ENTIRELY BY THE FILER
OF THIS SOLICITATION. PROXY CARDS WILL NOT BE ACCEPTED. PLEASE DO NOT SEND YOUR PROXY TO THE EDUCATIONAL FOUNDATION OF AMERICA. TO VOTE
YOUR PROXY, PLEASE FOLLOW THE INSTRUCTIONS ON YOUR PROXY CARD.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">_____________________________</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>19</SUP> &ldquo;The Erb Institute Principles on Corporate Political
Responsibility,&rdquo; at https://erb.umich.edu/wp-content/uploads/2023/03/Erb-Principles-for-CPR_v1_0.pdf.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>20</SUP> &ldquo;AT&amp;T Commits to Political Spending Transparency
for Shareholders and Customers,&rdquo; 4.4.23 at https://bit.ly/4342dPt.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>21</SUP> &ldquo;Cigna Commits to Strengthening Transparency of
Political Contributions,&rdquo; 4.26.23 at https://www.cleanyield.com/cigna-commits-to-strengthening-transparency-of-political-contributions/.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="text-align: center; margin-top: 0; margin-bottom: 0">7</P>

<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 3pt; margin-bottom: 3pt"><DIV STYLE="font-size: 1pt; border-top: Black 2px solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0">&nbsp;</P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>educationalfoundation_logo.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 educationalfoundation_logo.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_X0!F17AI9@  34T *@    @ ! $:  4
M   !    /@$;  4    !    1@$H  ,    !  (   $Q  (    0    3@
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MN;K"P\3%QL?(R<K2T]35UM?8V=KBX^3EYN?HZ>KR\_3U]O?X^?K_V@ , P$
M A$#$0 _ /[S_%OBSPWX$\,Z]XS\8ZUI_AOPIX6TC4-?\1^(-6N$M-+T71=*
MMI+S4M4U&ZD(2WL[*UBEN+B9SMCB1G;@&OCH?\%-/^"?QZ?M>? KU_Y'K2__
M (Y72_\ !07'_##G[7&1D?\ #.OQ?XQG_F1]9]?:OX*OV*OV-_$_[;/Q+\6?
M#;POX_\ !7PUD\&_#77_ (I:UXG\>M?P^'K?P_X;U;PYI6I)<7.GV\[VC1#Q
M)#?27=R([*VLK*]FN)8PB-7UW#V08#-,#C\=C\97P=+!5(1E*G&$H<DHQ;E)
M.$I:.2C:-WJGH?EG'?'&=\-YQDN3Y+E.$S7$9Q1JSITZ]2I2J>UIU5!4X-5*
M=-J4>9^\T[JR>J/[L?\ AYE_P3^_Z.\^!7_A=Z5_\<H_X>9?\$__ /H[SX%?
M^%UI?_QROY+O^'/6A'/_ !L@_8-'/0?%.W;'7CB0_P S_.NFUS_@B-JGAG3?
M#FM>)/V]OV,O#^C^,=/DU;PCJNM>-KK2].\4Z5$Z12ZGX=O;V*&WUK3XY)(X
MWO=.DN;9'=$:4,R@^G_JWPO'E4L^Q:;=DOJLDV[7M%/#W;LFVET3>EM/GO\
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MWX7?MW[=VU=V,X&<5\O>,?VN/AQX,_:K^&/[)^I&[?QM\3O!'B/Q9::E$?\
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M[X?$XW*Y86$)N3D^1T:ZDG&/+S1MS7T_T&QT'T'\JRM=(&D:H3P/[,U#L?\
MGTE].3] "3V%:HZ#Z#^5(RJX*NJL"""&4,"#P000001P1WK\*3M*+_EE&7_@
M+3_0_M"4>>G*&W/!QOVYHVO^)^3,O@[1?''P"_X)*^$/$IU0Z3J7B#X:QWPT
M/Q'XA\*:F_V7]ACXZWL(M/$'A75=$\06&)K:)IOL&HVS3V_F6TY>VEGB;?\
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M7#2PU*:K2@Y>R]M5Y*4VIR=:,>2?RO\ M,_#W3?A!\ _V&/A5HLDDVD_#O\
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MP\\31J34;M*I34'-1NX<TEJXV."OG,Z63T<RAA77KNM@L-7P=.5JD,15QU#
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MZ;8)/=W+QP1-=ZA=VMG!YCKYES<0PKEY%4[RL& 8=& (^A&17YC?MG^$[?\
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MJU3&6]C0@X8FAB*7L:5&I7J.])MUO8RA*+IMGY1^/?B;^T!\.OVH_@?^T_\
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910 4444 %%%% !1110 4444 %%%% '__V0$!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
