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v3.25.2

Segment Financial Information (Details) - USD ($) $ in Millions | 3 Months Ended | 6 Months Ended |
--- | --- | --- | ---
Jun. 30, 2025 | Jun. 30, 2024 | Jun. 30, 2025 | Jun. 30, 2024 | Dec. 31, 2024
Statement [Line Items] |  |  |  |  |
Premiums, revenues - unaffiliated customers | $ 87,905 | $ 76,897 | $ 174,439 | $ 154,885 |
Investment and other income | 1,108 | 997 | 2,141 | 2,008 |
Total revenues | 111,616 | 98,855 | 221,191 | 198,651 |
Total operating costs | 106,466 | 90,980 | 206,922 | 182,845 |
Earnings from operations | 5,150 | 7,875 | 14,269 | 15,806 |
Interest expense | (1,027) | (985) | (2,025) | (1,829) |
Loss on sale of subsidiary and subsidiaries held for sale | (41) | (1,225) | (56) | (8,311) |
Earnings before income taxes | 4,082 | 5,665 | 12,188 | 5,666 |
Total assets | 308,573 | 286,056 | 308,573 | 286,056 | $ 298,278
Purchases of property, equipment and capitalized software | 886 | 853 | 1,784 | 1,596 |
Depreciation and amortization | 1,084 | 1,020 | 2,145 | 2,017 |
Products |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Revenue from Products and Services - unaffiliated customers | 13,564 | 12,211 | 26,600 | 24,120 |
Services |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Revenue from Products and Services - unaffiliated customers | 9,039 | 8,750 | 18,011 | 17,638 |
Optum |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Investment and other income | 535 | 469 | 1,040 | 945 |
Total revenues | 67,225 | 62,879 | 131,110 | 123,931 |
Total operating costs | 64,150 | 59,008 | 124,142 | 116,524 |
Earnings from operations | 3,075 | 3,871 | 6,968 | 7,407 |
Interest expense | 0 | 0 | 0 | 0 |
Earnings before income taxes | 3,075 | 3,871 | 6,968 | 7,407 |
Total assets | 191,842 | 184,160 | 191,842 | 184,160 |
Purchases of property, equipment and capitalized software | 693 | 666 | 1,395 | 1,226 |
Depreciation and amortization | 863 | 799 | 1,705 | 1,561 |
Unaffiliated Customers |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Premiums, revenues - unaffiliated customers | 87,905 | 76,897 | 174,439 | 154,885 |
Total revenues | 110,508 | 97,858 | 219,050 | 196,643 |
Unaffiliated Customers | Products |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Revenue from Products and Services - unaffiliated customers | 13,564 | 12,211 | 26,600 | 24,120 |
Unaffiliated Customers | Services |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Revenue from Products and Services - unaffiliated customers | 9,039 | 8,750 | 18,011 | 17,638 |
Unaffiliated Customers | Optum |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Premiums, revenues - unaffiliated customers | 4,886 | 5,947 | 9,907 | 11,642 |
Total revenues | 24,978 | 24,520 | 49,431 | 48,483 |
Unaffiliated Customers | Optum | Products |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Revenue from Products and Services - unaffiliated customers | 13,564 | 12,211 | 26,600 | 24,120 |
Unaffiliated Customers | Optum | Services |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Revenue from Products and Services - unaffiliated customers | 6,528 | 6,362 | 12,924 | 12,721 |
Affiliated Customers |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Total revenues | 0 | 0 | 0 | 0 |
Affiliated Customers | Optum |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Total revenues | 41,712 | 37,890 | 80,639 | 74,503 |
Operating Segments | UnitedHealthcare |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Investment and other income | 573 | 528 | 1,101 | 1,063 |
Total revenues | 86,103 | 73,866 | 170,720 | 149,223 |
Total operating costs | 84,028 | 69,862 | 163,419 | 140,824 |
Earnings from operations | 2,075 | 4,004 | 7,301 | 8,399 |
Interest expense | 0 | 0 | 0 | 0 |
Loss on sale of subsidiary and subsidiaries held for sale | (41) | (1,225) | (56) | (8,311) |
Earnings before income taxes | 2,034 | 2,779 | 7,245 | 88 |
Total assets | 129,587 | 109,441 | 129,587 | 109,441 |
Purchases of property, equipment and capitalized software | 193 | 187 | 389 | 370 |
Depreciation and amortization | 221 | 221 | 440 | 456 |
Operating Segments | Optum |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Loss on sale of subsidiary and subsidiaries held for sale | 0 | 0 | 0 | 0 |
Operating Segments | Optum Health |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Investment and other income | 455 | 382 | 890 | 772 |
Total revenues | 25,205 | 27,050 | 50,514 | 53,781 |
Total operating costs | 24,569 | 25,131 | 48,264 | 49,963 |
Earnings from operations | 636 | 1,919 | 2,250 | 3,818 |
Interest expense | 0 | 0 | 0 | 0 |
Loss on sale of subsidiary and subsidiaries held for sale | 0 | 0 | 0 | 0 |
Earnings before income taxes | 636 | 1,919 | 2,250 | 3,818 |
Total assets | 96,452 | 93,858 | 96,452 | 93,858 |
Purchases of property, equipment and capitalized software | 306 | 230 | 585 | 468 |
Depreciation and amortization | 296 | 277 | 583 | 549 |
Operating Segments | Optum Insight |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Investment and other income | 32 | 27 | 55 | 55 |
Total revenues | 4,828 | 4,543 | 9,458 | 9,045 |
Total operating costs | 3,830 | 3,997 | 7,499 | 8,009 |
Earnings from operations | 998 | 546 | 1,959 | 1,036 |
Interest expense | 0 | 0 | 0 | 0 |
Loss on sale of subsidiary and subsidiaries held for sale | 0 | 0 | 0 | 0 |
Earnings before income taxes | 998 | 546 | 1,959 | 1,036 |
Total assets | 33,716 | 34,244 | 33,716 | 34,244 |
Purchases of property, equipment and capitalized software | 289 | 344 | 627 | 589 |
Depreciation and amortization | 351 | 316 | 695 | 626 |
Operating Segments | Optum Rx |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Investment and other income | 48 | 60 | 95 | 118 |
Total revenues | 38,459 | 32,415 | 73,591 | 63,250 |
Total operating costs | 37,018 | 31,009 | 70,832 | 60,697 |
Earnings from operations | 1,441 | 1,406 | 2,759 | 2,553 |
Interest expense | 0 | 0 | 0 | 0 |
Loss on sale of subsidiary and subsidiaries held for sale | 0 | 0 | 0 | 0 |
Earnings before income taxes | 1,441 | 1,406 | 2,759 | 2,553 |
Total assets | 61,674 | 56,058 | 61,674 | 56,058 |
Purchases of property, equipment and capitalized software | 98 | 92 | 183 | 169 |
Depreciation and amortization | 216 | 206 | 427 | 386 |
Operating Segments | Unaffiliated Customers | UnitedHealthcare |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Premiums, revenues - unaffiliated customers | 83,019 | 70,950 | 164,532 | 143,243 |
Total revenues | 85,530 | 73,338 | 169,619 | 148,160 |
Operating Segments | Unaffiliated Customers | UnitedHealthcare | Products |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Revenue from Products and Services - unaffiliated customers | 0 | 0 | 0 | 0 |
Operating Segments | Unaffiliated Customers | UnitedHealthcare | Services |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Revenue from Products and Services - unaffiliated customers | 2,511 | 2,388 | 5,087 | 4,917 |
Operating Segments | Unaffiliated Customers | Optum Health |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Premiums, revenues - unaffiliated customers | 4,886 | 5,947 | 9,907 | 11,642 |
Total revenues | 8,797 | 10,092 | 17,757 | 19,816 |
Operating Segments | Unaffiliated Customers | Optum Health | Products |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Revenue from Products and Services - unaffiliated customers | 65 | 62 | 130 | 121 |
Operating Segments | Unaffiliated Customers | Optum Health | Services |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Revenue from Products and Services - unaffiliated customers | 3,846 | 4,083 | 7,720 | 8,053 |
Operating Segments | Unaffiliated Customers | Optum Insight |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Premiums, revenues - unaffiliated customers | 0 | 0 | 0 | 0 |
Total revenues | 1,560 | 1,446 | 3,105 | 3,189 |
Operating Segments | Unaffiliated Customers | Optum Insight | Products |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Revenue from Products and Services - unaffiliated customers | 44 | 41 | 88 | 82 |
Operating Segments | Unaffiliated Customers | Optum Insight | Services |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Revenue from Products and Services - unaffiliated customers | 1,516 | 1,405 | 3,017 | 3,107 |
Operating Segments | Unaffiliated Customers | Optum Rx |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Premiums, revenues - unaffiliated customers | 0 | 0 | 0 | 0 |
Total revenues | 14,621 | 12,982 | 28,569 | 25,478 |
Operating Segments | Unaffiliated Customers | Optum Rx | Products |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Revenue from Products and Services - unaffiliated customers | 13,455 | 12,108 | 26,382 | 23,917 |
Operating Segments | Unaffiliated Customers | Optum Rx | Services |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Revenue from Products and Services - unaffiliated customers | 1,166 | 874 | 2,187 | 1,561 |
Operating Segments | Affiliated Customers | UnitedHealthcare |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Total revenues | 0 | 0 | 0 | 0 |
Operating Segments | Affiliated Customers | Optum Health |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Total revenues | 15,953 | 16,576 | 31,867 | 33,193 |
Operating Segments | Affiliated Customers | Optum Insight |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Total revenues | 3,236 | 3,070 | 6,298 | 5,801 |
Operating Segments | Affiliated Customers | Optum Rx |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Total revenues | 23,790 | 19,373 | 44,927 | 37,654 |
Optum Eliminations |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Investment and other income | 0 | 0 | 0 | 0 |
Total revenues | (1,267) | (1,129) | (2,453) | (2,145) |
Total operating costs | (1,267) | (1,129) | (2,453) | (2,145) |
Earnings from operations | 0 | 0 | 0 | 0 |
Interest expense | 0 | 0 | 0 | 0 |
Loss on sale of subsidiary and subsidiaries held for sale | 0 | 0 | 0 | 0 |
Earnings before income taxes | 0 | 0 | 0 | 0 |
Total assets | 0 | 0 | 0 | 0 |
Purchases of property, equipment and capitalized software | 0 | 0 | 0 | 0 |
Depreciation and amortization | 0 | 0 | 0 | 0 |
Optum Eliminations | Unaffiliated Customers |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Premiums, revenues - unaffiliated customers | 0 | 0 | 0 | 0 |
Total revenues | 0 | 0 | 0 | 0 |
Optum Eliminations | Unaffiliated Customers | Products |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Revenue from Products and Services - unaffiliated customers | 0 | 0 | 0 | 0 |
Optum Eliminations | Unaffiliated Customers | Services |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Revenue from Products and Services - unaffiliated customers | 0 | 0 | 0 | 0 |
Optum Eliminations | Affiliated Customers |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Total revenues | (1,267) | (1,129) | (2,453) | (2,145) |
Corporate and Eliminations |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Investment and other income | 0 | 0 | 0 | 0 |
Total revenues | (41,712) | (37,890) | (80,639) | (74,503) |
Total operating costs | (41,712) | (37,890) | (80,639) | (74,503) |
Earnings from operations | 0 | 0 | 0 | 0 |
Interest expense | (1,027) | (985) | (2,025) | (1,829) |
Loss on sale of subsidiary and subsidiaries held for sale | 0 | 0 | 0 | 0 |
Earnings before income taxes | (1,027) | (985) | (2,025) | (1,829) |
Total assets | (12,856) | (7,545) | (12,856) | (7,545) |
Purchases of property, equipment and capitalized software | 0 | 0 | 0 | 0 |
Depreciation and amortization | 0 | 0 | 0 | 0 |
Corporate and Eliminations | Unaffiliated Customers |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Premiums, revenues - unaffiliated customers | 0 | 0 | 0 | 0 |
Total revenues | 0 | 0 | 0 | 0 |
Corporate and Eliminations | Unaffiliated Customers | Products |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Revenue from Products and Services - unaffiliated customers | 0 | 0 | 0 | 0 |
Corporate and Eliminations | Unaffiliated Customers | Services |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Revenue from Products and Services - unaffiliated customers | 0 | 0 | 0 | 0 |
Corporate and Eliminations | Affiliated Customers |  |  |  |  |
Statement [Line Items] |  |  |  |  |
Total revenues | $ (41,712) | $ (37,890) | $ (80,639) | $ (74,503) |

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