0000950130-97-001658 S-4 11 19970411 NONE DEAN WITTER DISCOVER & CO 0000895421 6189 363145972 DE 1231 S-4 33 333-25003 97578956 TWO WORLD TRADE CENTER NEW YORK NY 10048 2123922222 S-4 1 000095013097001658-001-seq1-s-4.txt FORM S-4 EX-5.1 2 000095013097001658-002-seq2-ex-5-1.txt OPINION OF CRAVATH, SWAINE & MOORE EX-8.1 3 000095013097001658-003-seq3-ex-8-1.txt OPINION OF CRAVATH, SWAINE & MOORE RE TAX MATTERS EX-8.2 4 000095013097001658-004-seq4-ex-8-2.txt OPINION OF DAVIS, POLK & WARDWELL RE TAX MATTERS EX-23.1 5 000095013097001658-005-seq5-ex-23-1.txt CONSENT OF DELOITTE & TOUCHE LLP EX-23.2 6 000095013097001658-006-seq6-ex-23-2.txt CONSENT OF ERNST & YOUNG LLP EX-23.5 7 000095013097001658-007-seq7-ex-23-5.txt CONSENT OF WASSERSTEIN PERELLA & CO. INC. EX-23.6 8 000095013097001658-008-seq8-ex-23-6.txt CONSENT OF MORGAN STANLEY & CO. INC. EX-99.1 9 000095013097001658-009-seq9-ex-99-1.txt CONSENTS OF PERSONS NAMED TO BECOME DIRECTORS EX-99.2 10 000095013097001658-010-seq10-ex-99-2.txt FORM OF PROXY FOR THE REGISTRANT'S STOCKHOLDERS EX-99.3 11 000095013097001658-011-seq11-ex-99-3.txt FORM OF PROXY FOR MORGAN STANLEY'S STOCKHOLDERS