0000947871-97-000098 S-4/A 5 19970602 NYSE PSE MORGAN STANLEY DEAN WITTER DISCOVER & CO 0000895421 6199 363145972 DE 1231 S-4/A 33 333-25003 97617991 TWO WORLD TRADE CENTER NEW YORK NY 10048 2123922222 DEAN WITTER DISCOVER & CO 19960315 S-4/A 1 000094787197000098-001-seq1-s-4-a.txt AMENDMENT NO. 2 TO FORM S-4 REGISTRATION STATEMENT EX-15 2 000094787197000098-002-seq2-ex-15.txt EX. 15.1 LETTER OF AWARENESS EX-15 3 000094787197000098-003-seq3-ex-15.txt EX. 15.2 LETTER OF AWARENESS FROM E&Y EX-23 4 000094787197000098-004-seq4-ex-23.txt EXHIBIT 23.1 INDEPENDENT AUDITORS' CONSENT EX-23 5 000094787197000098-005-seq5-ex-23.txt EXHIBIT 23.3 CONSENT OF E&Y