0000950103-06-002872 424B2 3 20061226 20061226 MORGAN STANLEY 0000895421 6211 363145972 DE 1130 424B2 33 333-131266 061299265 1585 BROADWAY NEW YORK NY 10036 212-761-4000 1585 BROADWAY NEW YORK NY 10036 MORGAN STANLEY DEAN WITTER & CO 19980326 DEAN WITTER DISCOVER & CO 19960315 424B2 1 dp04308_424b2-ps145.htm GRAPHIC 2 ms_logo.jpg GRAPHIC GRAPHIC 3 ps3.jpg GRAPHIC