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Interest Income and Interest Expense
 9 Months Ended
Sep. 30, 2025
Interest Income (Expense), Operating [Abstract]  
Interest Income and Interest Expense Interest Income and Interest Expense
 Three Months Ended
September 30,		Nine Months Ended
September 30,
$ in millions2025202420252024
Interest income
Cash and cash equivalents
$608 $680 $1,894 $2,316 
Investment securities1,379 1,335 3,983 3,809 
Loans3,620 3,557 10,406 10,345 
Securities purchased under agreements to resell1
3,837 3,580 11,033 9,121 
Securities borrowed2
1,701 1,384 4,990 4,118 
Trading assets, net of Trading liabilities1,593 1,577 4,605 4,490 
Customer receivables and Other
2,718 2,072 7,198 6,445 
Total interest income$15,456 $14,185 $44,109 $40,644 
Interest expense
Deposits$2,823 $2,751 $7,948 $7,777 
Borrowings3,181 3,434 9,398 9,985 
Securities sold under agreements to repurchase3
3,394 2,994 9,824 8,120 
Securities loaned4
864 274 2,318 767 
Customer payables and Other
2,703 2,536 7,430 7,936 
Total interest expense$12,965 $11,989 $36,918 $34,585 
Net interest$2,491 $2,196 $7,191 $6,059 
1.Includes interest paid on Securities purchased under agreements to resell.
2.Includes fees paid on Securities borrowed.
3.Includes interest received on Securities sold under agreements to repurchase.
4.Includes fees received on Securities loaned.

Interest income and Interest expense are classified in the income statement based on the nature of the instrument and related market conventions. When included as a component of the instrument’s fair value, interest is included within Trading revenues or Investments revenues. Otherwise, it is included within Interest income or Interest expense.
Accrued Interest
$ in millionsAt September 30,
2025		At December 31,
2024
Customer and other receivables$4,126 $3,322 
Customer and other payables4,395 3,938