<SEC-DOCUMENT>0001839882-25-062036.txt : 20251030
<SEC-HEADER>0001839882-25-062036.hdr.sgml : 20251030
<ACCEPTANCE-DATETIME>20251030172456
ACCESSION NUMBER:		0001839882-25-062036
CONFORMED SUBMISSION TYPE:	424B2
PUBLIC DOCUMENT COUNT:		2
FILED AS OF DATE:		20251030
DATE AS OF CHANGE:		20251030

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MORGAN STANLEY
		CENTRAL INDEX KEY:			0000895421
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		ORGANIZATION NAME:           	02 Finance
		EIN:				363145972
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B2
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-275587
		FILM NUMBER:		251437156

	BUSINESS ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
		BUSINESS PHONE:		212-761-4000

	MAIL ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MORGAN STANLEY DEAN WITTER & CO
		DATE OF NAME CHANGE:	19980326

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	DEAN WITTER DISCOVER & CO
		DATE OF NAME CHANGE:	19960315

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Morgan Stanley Finance LLC
		CENTRAL INDEX KEY:			0001666268
		STANDARD INDUSTRIAL CLASSIFICATION:	ASSET-BACKED SECURITIES [6189]
		ORGANIZATION NAME:           	Office of Structured Finance
		EIN:				363145972
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B2
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-275587-01
		FILM NUMBER:		251437157

	BUSINESS ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
		BUSINESS PHONE:		(212) 761-4000

	MAIL ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B2
<SEQUENCE>1
<FILENAME>ms11803_424b2-35976.htm
<DESCRIPTION>PRELIMINARY PRICING SUPPLEMENT NO. 11,803
<TEXT>
<HTML>
    <HEAD>
        <TITLE></TITLE>
<!-- QES 7h3d0c70r 1761852762.270061 -->
    </HEAD>
    <BODY style="text-decoration-skip-ink: none; ">
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="line-height: 9.0pt; padding-left: 0.0pt; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #808080; font-size: 7.5pt; "><font style='white-space: pre-wrap;'>Preliminary Pricing Supplement No. 11,803</font></FONT></P>
                <P style="line-height: 9.0pt; padding-left: 0.0pt; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #808080; font-size: 7.5pt; "><font style='white-space: pre-wrap;'>Registration Statement Nos. 333-275587; 333-275587-01</font></FONT></P>
                <P style="line-height: 9.0pt; padding-left: 0.0pt; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #808080; font-size: 7.5pt; "><font style='white-space: pre-wrap;'>Dated October 30, 2025</font></FONT></P>
                <P style="line-height: 9.0pt; padding-left: 0.0pt; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #808080; font-size: 7.5pt; "><font style='white-space: pre-wrap;'>Filed pursuant to Rule 424(b)(2)</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; text-transform: uppercase; color: #296DC1; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>Structured Investments</font></FONT></P>
            </DIV>
            <DIV STYLE="width: 594pt; padding-right: 39.6pt; padding-bottom: 10pt; padding-left: 39.6pt; position: relative; margin-bottom: 20pt">
                <P style="padding-left: 0.0pt; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent</font></FONT><FONT style="font-family: Times New Roman, Times, serif; color: black; font-size: 8.0pt; "></FONT><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'> Income Memory Auto-Callable Securities due November 29, 2028</font></FONT></P>
                <P style="margin-bottom: 0.0pt; padding-left: 0.0pt; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; color: #808080; "><font style='white-space: pre-wrap;'>Based on the Performance of the Common Stock of U.S. Bancorp</font></FONT></P>
                <P style="margin-bottom: 0.0pt; padding-left: 0.0pt; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 8.0pt; color: #808080; "><font style='white-space: pre-wrap;'>Fully and Unconditionally Guaranteed by Morgan Stanley</font></FONT></P>
                <P style="padding-left: 0.0pt; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 9.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 8.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>The securities are unsecured obligations of Morgan Stanley Finance LLC (&#8220;MSFL&#8221;) and are fully and unconditionally guaranteed by Morgan Stanley. The securities have the terms described in the accompanying product supplement and prospectus, as supplemented or modified by this document. The securities do not guarantee the repayment of principal and do not provide for the regular payment of interest. </font></FONT></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 9.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 8.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Contingent coupon.</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> The securities will pay a contingent coupon (as well as any previously unpaid contingent coupons) </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>but only if</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> the coupon barrier level on the related observation date. However, if the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> the coupon barrier level on any observation date, we will pay no interest with respect to the related interest period. </font></FONT></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 9.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 8.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Automatic early redemption.</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> The securities will be automatically redeemed if the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> the call threshold level on any redemption determination date for an early redemption payment equal to the stated principal amount </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>plus</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> the contingent coupon with respect to the related interest period and any previously unpaid contingent coupons. No further payments will be made on the securities once they have been automatically redeemed. </font></FONT></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 9.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 8.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Payment at maturity.</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> If the securities have not been automatically redeemed prior to maturity and the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>the downside threshold level, investors will receive (in addition to the contingent coupon with respect to the final observation date and any previously unpaid contingent coupons, if payable) the stated principal amount at maturity. If, however, the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> the downside threshold level, investors will lose 1% for every 1% decline in the level of the underlier over the term of the securities. </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Under these circumstances, the payment at maturity will be significantly less than the stated principal amount and could be zero.</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> </font></FONT></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 9.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 8.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>The securities are for investors who seek an opportunity to earn interest at a potentially above-market rate in exchange for the risk of losing a significant portion or all of their principal and the risk of receiving no coupons over the entire term of the securities. You will not participate in any appreciation of the underlier. </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Investors in the securities must be willing to accept the risk of losing their entire initial investment.</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> The securities are notes issued as part of MSFL&#8217;s Series A Global Medium-Term Notes program. </font></FONT></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 9.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 8.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>All payments are subject to our credit risk. If we default on our obligations, you could lose some or all of your investment. These securities are not secured obligations and you will not have any security interest in, or otherwise have any access to, any underlying reference asset or assets.</font></FONT></FONT></P>
                <TABLE width="100.00%" style="margin-left: auto; width: 100.00%; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="29.33%" style="width: 29.33%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="26.84%" style="width: 26.84%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="26.84%" style="width: 26.84%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="26.99%" style="width: 26.99%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="4" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; ">
                            <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 10.5pt; font-weight: bold; color: #FFFFFF; "><font style='white-space: pre-wrap;'>TERMS</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Issuer:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Guarantor:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Morgan Stanley</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Stated principal amount:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>$1,000 per security</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Issue price:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>$1,000 per security (see &#8220;Commissions and issue price&#8221; below)</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Aggregate principal amount:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>$</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Underlier:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>U.S. Bancorp common stock (the &#8220;underlying stock&#8221;)</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Strike date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>November 24, 2025</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Pricing date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>November 24, 2025</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Original issue date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>November 28, 2025</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Final observation date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>November 24, 2028, subject to postponement for non-trading days and certain market disruption events</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Maturity date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>November 29, 2028</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="4" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; text-align: right; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-style: italic; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Terms continued on the following page</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Agent:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Morgan Stanley &amp; Co. LLC (&#8220;MS &amp; Co.&#8221;), an affiliate of MSFL and a wholly owned subsidiary of Morgan Stanley. See &#8220;Supplemental information regarding plan of distribution; conflicts of interest.&#8221;</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Estimated value on the pricing date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Approximately $963.30 per security, or within $45.00 of that estimate. See &#8220;Estimated Value of the Securities&#8221; on page 4.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Commissions and issue price:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Price to public</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Agent&#8217;s commissions and fees</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 6pt; vertical-align: super; "><font style='white-space: pre-wrap;'>(1)(2)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Proceeds to us</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 6pt; vertical-align: super; "><font style='white-space: pre-wrap;'>(3)</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; text-indent: 73.32pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Per security</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>$1,000</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>$</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>$</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; text-indent: 73.32pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Total</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>$</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>$</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.5pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>$</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-bottom: 0.0pt; line-height: 8.0pt; margin-top: 0; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-style: italic; font-size: 7.0pt; color: #000000; background-color: #FFFFFF; ">(1)</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 7.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>Selected dealers and their financial advisors will collectively receive from the agent, MS &amp; Co., a fixed sales commission of $    for each security they sell; provided that dealers selling to investors purchasing the securities in fee-based advisory accounts will not receive a sales commission with respect to such securities. See &#8220;Supplemental information regarding plan of distribution; conflicts of interest.&#8221; For additional information, see &#8220;Plan of Distribution (Conflicts of Interest)&#8221; in the accompanying product supplement.</font></FONT></FONT></P>
                <P style="margin-bottom: 0.0pt; line-height: 8.0pt; margin-top: 0; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-style: italic; font-size: 7.0pt; color: #000000; background-color: #FFFFFF; ">(2)</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 7.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>The price to public for investors purchasing the securities in fee-based advisory accounts will be $   per security. </font></FONT></FONT></P>
                <P style="margin-bottom: 0.0pt; line-height: 8.0pt; margin-top: 0; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-style: italic; font-size: 7.0pt; color: #000000; background-color: #FFFFFF; ">(3)</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 7.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>See &#8220;Use of Proceeds and Hedging&#8221; in the accompanying product supplement.</font></FONT></FONT></P>
                <P style="margin-bottom: 0.0pt; text-indent: 0.0pt; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>The securities involve risks not associated with an investment in ordinary debt securities. See &#8220;Risk Factors&#8221; beginning on page 8.</font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; line-height: 7.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>The Securities and Exchange Commission and state securities regulators have not approved or disapproved these securities, or determined if this document or the accompanying product supplement and prospectus is truthful or complete. Any representation to the contrary is a criminal offense.</font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; line-height: 7.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>The securities are not deposits or savings accounts and are not insured by the Federal Deposit Insurance Corporation or any other governmental agency or instrumentality, nor are they obligations of, or guaranteed by, a bank.</font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; line-height: 7.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>You should read this document together with the related product supplement and prospectus, each of which can be accessed via the hyperlinks below. Please also see &#8220;Additional Terms of the Securities&#8221; and &#8220;Additional Information About the Securities&#8221; at the end of this document.</font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; line-height: 7.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>References to &#8220;we,&#8221; &#8220;us&#8221; and &#8220;our&#8221; refer to Morgan Stanley or MSFL, or Morgan Stanley and MSFL collectively, as the context requires.</font></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; text-align: center; "><A href="https://www.sec.gov/Archives/edgar/data/895421/000095010325001753/dp224623_424b2-parsupp.htm" style="word-break: break-all; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #316DC1; font-size: 7.5pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Product Supplement for Principal at Risk Securities dated </font></U><U><font style='white-space: pre-wrap;'>February 7</font></U><U><font style='white-space: pre-wrap;'>, 2025</font></U></FONT></A><FONT style="font-family: Arial, sans-serif; color: #316DC1; font-size: 7.5pt; "><font style='white-space: pre-wrap;'>                     </font></FONT><A href="https://www.sec.gov/Archives/edgar/data/895421/000095010324005205/dp209505_424b2-base.htm" style="word-break: break-all; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #316DC1; font-size: 7.5pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Prospectus dated April 12, 202</font></U><U><font style='white-space: pre-wrap;'>4</font></U></FONT></A></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Memory Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <TABLE WIDTH="100%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; margin-left: -5.94pt; width: 100%; table-layout: fixed; border-collapse: collapse">
                    <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif">
                        <TD WIDTH="29.33%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; width: 29.33%; border-width: 0; margin: 0; padding: 0; height: 0">
                        </TD>
                        <TD WIDTH="80.67%" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; width: 80.67%; border-width: 0; margin: 0; padding: 0; height: 0">
                        </TD>
                    </TR>
                    <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD COLSPAN="2" STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: italic bold 9pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">Terms </font></FONT><FONT STYLE="font: normal 9pt Arial, Helvetica, Sans-Serif"></FONT><FONT STYLE="font: italic bold 9pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">continued from the previous page</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 9pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">Automatic early redemption:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">The securities are not subject to automatic early redemption until the first redemption determination date. If, on any redemption determination date, the closing level of the underlier is </font></FONT><FONT STYLE="font: bold 9pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">greater than or equal to</font></FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt"> the call threshold level, the securities will be automatically redeemed for the early redemption payment on the related early redemption date. No further payments will be made on the securities once they have been automatically redeemed.</font></FONT></P>
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">The securities will not be redeemed on any early redemption date if the closing level of the underlier is </font></FONT><FONT STYLE="font: bold 9pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">less than</font></FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt"> the call threshold level on the related redemption determination date.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 9pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">First redemption determination date:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">May 26, 2026. Under no circumstances will the securities be redeemed prior to the first redemption determination date.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 9pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">Redemption determination dates:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">May 26, 2026, August 24, 2026, November 24, 2026, February 24, 2027, May 24, 2027, August 24, 2027, November 24, 2027, February 24, 2028, May 24, 2028 and August 24, 2028, subject to postponement for non-trading days and certain market disruption events.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 9pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">Call threshold level:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">$     , which is 100% of the initial level</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 9pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">Early redemption payment:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">The stated principal amount </font></FONT><FONT STYLE="font: italic 9pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">plus </font></FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">the contingent coupon with respect to the related interest period and any previously unpaid contingent coupons</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 9pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">Early redemption dates:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">May 29, 2026, August 27, 2026, November 30, 2026, March 1, 2027, May 27, 2027, August 27, 2027, November 30, 2027, February 29, 2028, May 30, 2028 and August 29, 2028</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 9pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">Contingent coupon:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #000000; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">A </font></FONT><FONT STYLE="font: italic 9pt Arial, Helvetica, Sans-Serif; color: #000000"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">contingent </font></FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #000000; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">coupon at an annual rate of </font></FONT><FONT STYLE="font: bold 9pt Arial, Helvetica, Sans-Serif; color: #000000"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">10.05% </font></FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #000000; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">will be paid on the securities on each coupon payment date </font></FONT><FONT STYLE="font: italic bold 9pt Arial, Helvetica, Sans-Serif; color: #000000"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">but</font></FONT><FONT STYLE="font: bold 9pt Arial, Helvetica, Sans-Serif; color: #000000"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt"> </font></FONT><FONT STYLE="font: italic bold 9pt Arial, Helvetica, Sans-Serif; color: #000000"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">only if</font></FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #000000; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt"> the closing level of the underlier is </font></FONT><FONT STYLE="font: bold 9pt Arial, Helvetica, Sans-Serif; color: #000000"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">greater than or equal to</font></FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #000000; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt"> the coupon barrier level on the related observation date.</font></FONT></P>
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #000000; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">If the contingent coupon is not paid on any coupon payment date (because the closing level of the underlier is </font></FONT><FONT STYLE="font: bold 9pt Arial, Helvetica, Sans-Serif; color: #000000"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">less than</font></FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #000000; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt"> the coupon barrier level on the related observation date), such unpaid contingent coupon will be paid on a later coupon payment date </font></FONT><FONT STYLE="font: italic bold 9pt Arial, Helvetica, Sans-Serif; color: #000000"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">but only if</font></FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #000000; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt"> the closing level of the underlier is </font></FONT><FONT STYLE="font: bold 9pt Arial, Helvetica, Sans-Serif; color: #000000"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">greater than or equal to</font></FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #000000; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt"> the coupon barrier level on the related observation date. Any such unpaid contingent coupon will be paid on the first subsequent coupon payment date for which the closing level of the underlier is </font></FONT><FONT STYLE="font: bold 9pt Arial, Helvetica, Sans-Serif; color: #000000"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">greater than or equal to</font></FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #000000; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt"> the coupon barrier level on the related observation date; </font></FONT><FONT STYLE="font: italic 9pt Arial, Helvetica, Sans-Serif; color: #000000"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">provided</font></FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #000000; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">, however, in the case of any such payment of a previously unpaid contingent coupon, no additional interest shall accrue or be payable in respect of such unpaid contingent coupon from and after the end of the original interest period for such unpaid contingent coupon.</font></FONT></P>
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 9pt Arial, Helvetica, Sans-Serif; color: #000000"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">You will not receive payment for any unpaid contingent coupons if the closing level of the underlier is less than the coupon barrier level on each subsequent observation date.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 9pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">Coupon payment dates:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">As set forth under &#8220;Observation Dates and Coupon Payment Dates&#8221; below. If any coupon payment date is not a business day, the coupon payment with respect to such date, if any, will be made on the next succeeding business day and no adjustment will be made to any coupon payment made on that succeeding business day. The coupon payment, if any, with respect to the final observation date shall be made on the maturity date.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 9pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">Coupon barrier level:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">$     , which is 70% of the initial level</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 9pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">Observation dates:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">As set forth under &#8220;Observation Dates and Coupon Payment Dates&#8221; below, subject to postponement for non-trading days and certain market disruption events.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 9pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">Payment at maturity per security:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">If the securities have not been automatically redeemed prior to maturity, investors will receive (in addition to the contingent coupon with respect to the final observation date and any previously unpaid contingent coupons, if payable) a payment at maturity determined as follows: </font></FONT></P>
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt; margin-left: 19.8pt; text-indent: -19.8pt"><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT STYLE="display: inline-block; width: 19.8pt; text-indent: 0; text-align: left; font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&#8226;</FONT><!--[if IE]</FONT><![endif]--><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">If the final level is </font></FONT><FONT STYLE="font: bold 9pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">greater than or equal to</font></FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt"> the downside threshold level:</font></FONT></FONT></P>
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt; padding-left: 39.6pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">stated principal amount</font></FONT></P>
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt; margin-left: 19.8pt; text-indent: -19.8pt"><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT STYLE="display: inline-block; width: 19.8pt; text-indent: 0; text-align: left; font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&#8226;</FONT><!--[if IE]</FONT><![endif]--><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">If the final level is </font></FONT><FONT STYLE="font: bold 9pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">less than</font></FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt"> the downside threshold level:</font></FONT></FONT></P>
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt; padding-left: 39.6pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">stated principal amount &#215; performance factor</font></FONT></P>
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt; padding-left: 19.8pt"><FONT STYLE="font: italic 9pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">Under these circumstances, the payment at maturity will be significantly less than the stated principal amount and could be zero.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 9pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">Final level:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">The closing level of the underlier on the final observation date</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 9pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">Downside threshold level:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">$     , which is 70% of the initial level</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 9pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">Performance factor:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">final level / initial level</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 9pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">Initial level:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">$     , which is the closing level of the underlier on the strike date</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 9pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">Closing level:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">&#8220;Closing level&#8221; and &#8220;adjustment factor&#8221; have the meanings set forth under &#8220;General Terms of the Securities&#8212;Some Definitions&#8221; in the accompanying product supplement.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 9pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">CUSIP:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">61779TDV6</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 9pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">ISIN:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">US61779TDV61</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 9pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 9pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">Listing:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 9pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 9pt/9.5pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 9pt">The securities will not be listed on any securities exchange.</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 8.8pt; margin-bottom: 8.8pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>2</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Memory Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 8.8pt; margin-bottom: 8.8pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>Observation Dates and Coupon Payment Dates</font></FONT></P>
                <TABLE width="475.20pt" style="margin-left: auto; width: 475.20pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="237.60pt" style="width: 237.60pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="237.60pt" style="width: 237.60pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Observation Dates</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Coupon Payment Dates</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>February 24, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>February 27, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>May 26, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>May 29, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>August 24, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>August 27, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>November 24, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>November 30, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>February 24, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>March 1, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>May 24, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>May 27, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>August 24, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>August 27, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>November 24, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>November 30, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>February 24, 2028</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>February 29, 2028</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>May 24, 2028</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>May 30, 2028</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>August 24, 2028</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>August 29, 2028</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 6.93pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>November 24, 2028 (final observation date)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>November 29, 2028 (maturity date)</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>3</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Memory Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Estimated Value of the Securities</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>The original issue price of each security is $1,000. This price includes costs associated with issuing, selling, structuring and hedging the securities, which are borne by you, and, consequently, the estimated value of the securities on the pricing date will be less than $1,000. Our estimate of the value of the securities as determined on the pricing date will be within the range specified on the cover hereof and will be set forth on the cover of the final pricing supplement.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>What goes into the estimated value on the pricing date?</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>In valuing the securities on the pricing date, we take into account that the securities comprise both a debt component and a performance-based component linked to the underlier. The estimated value of the securities is determined using our own pricing and valuation models, market inputs and assumptions relating to the underlier, instruments based on the underlier, volatility and other factors including current and expected interest rates, as well as an interest rate related to our secondary market credit spread, which is the implied interest rate at which our conventional fixed rate debt trades in the secondary market.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>What determines the economic terms of the securities?</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>In determining the economic terms of the securities, we use an internal funding rate, which is likely to be lower than our secondary market credit spreads and therefore advantageous to us. If the issuing, selling, structuring and hedging costs borne by you were lower or if the internal funding rate were higher, one or more of the economic terms of the securities would be more favorable to you.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>What is the relationship between the estimated value on the pricing date and the secondary market price of the securities?</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>The price at which MS &amp; Co. purchases the securities in the secondary market, absent changes in market conditions, including those related to the underlier, may vary from, and be lower than, the estimated value on the pricing date, because the secondary market price takes into account our secondary market credit spread as well as the bid-offer spread that MS &amp; Co. would charge in a secondary market transaction of this type and other factors. However, because the costs associated with issuing, selling, structuring and hedging the securities are not fully deducted upon issuance, to the extent that MS &amp; Co. may buy or sell the securities in the secondary market during the amortization period specified herein, absent changes in market conditions, including those related to the underlier, and to our secondary market credit spreads, it would do so based on values higher than the estimated value. We expect that those higher values will also be reflected in your brokerage account statements.</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>MS &amp; Co. may, but is not obligated to, make a market in the securities, and, if it once chooses to make a market, may cease doing so at any time.</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>4</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Memory Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Hypothetical Examples</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>The following hypothetical examples illustrate how to determine whether the securities will be automatically redeemed with respect to a redemption determination date, whether a contingent coupon is payable with respect to an observation date and how to calculate the payment at maturity if the securities have not been automatically redeemed prior to maturity. The following examples are for illustrative purposes only. Whether the securities are automatically redeemed prior to maturity will be determined by reference to the closing level of the underlier on each redemption determination date. Whether you receive a contingent coupon will be determined by reference to the closing level of the underlier on each observation date. The payment at maturity will be determined by reference to the closing level of the underlier on the final observation date. The actual initial level, call threshold level, coupon barrier level and downside threshold level will be determined on the strike date. All payments on the securities are subject to our credit risk. The numbers in the hypothetical examples below may have been rounded for ease of analysis. The below examples are based on the following terms:</font></FONT></P>
                <TABLE width="594.00pt" style="width: 594.00pt; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="198.00pt" style="width: 198.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="396.00pt" style="width: 396.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: normal; color: #296DC1; font-size: 9.0pt; font-weight: bold; "><font style='white-space: pre-wrap;'>Stated principal amount:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: normal; font-style: normal; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000 per security</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 9.0pt; font-weight: bold; "><font style='white-space: pre-wrap;'>Hypothetical initial level:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$100.00*</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 9.0pt; font-weight: bold; "><font style='white-space: pre-wrap;'>Hypothetical call threshold level:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$100.00, which is 100% of the hypothetical initial level</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 9.0pt; font-weight: bold; "><font style='white-space: pre-wrap;'>Hypothetical coupon barrier level:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$70.00, which is 70% of the hypothetical initial level</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 9.0pt; font-weight: bold; "><font style='white-space: pre-wrap;'>Hypothetical downside threshold level:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$70.00, which is 70% of the hypothetical initial level</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 9.0pt; font-weight: bold; "><font style='white-space: pre-wrap;'>Contingent coupon:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>10.05% </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>per annum </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>(corresponding to approximately $25.125 per interest period per security). The actual contingent coupon will be an amount determined by the calculation agent based on the number of days in the applicable payment period, calculated on a 30/360 day-count basis. The hypothetical contingent coupon of $25.125 is used in these examples for ease of analysis.</font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>If the contingent coupon is not paid on any coupon payment date (because the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the coupon barrier level on the related observation date), such unpaid contingent coupon will be paid on a later coupon payment date </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-style: italic; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>but only if</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the coupon barrier level on the related observation date. Any such unpaid contingent coupon will be paid on the first subsequent coupon payment date for which the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the coupon barrier level on the related observation date.</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 3.3pt; margin-bottom: 6.6pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>*The hypothetical initial level of $100.00 for the underlier has been chosen for illustrative purposes only and does not represent the actual initial level of the underlier. Please see &#8220;Historical Information&#8221; below for historical data regarding the actual closing levels of the underlier.</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>5</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Memory Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 11.0pt; "><font style='white-space: pre-wrap;'>How to determine whether the securities will be automatically redeemed with respect to a redemption determination date:</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="166.32pt" style="width: 166.32pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="213.84pt" style="width: 213.84pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="213.84pt" style="width: 213.84pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Closing Level of the Underlier</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Early Redemption Payment</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical Redemption Determination Date #1</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$65.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the call threshold level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>N/A</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical Redemption Determination Date #2</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$110.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the call threshold level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The stated principal amount + the contingent coupon with respect to the related interest period and any previously unpaid contingent coupons</font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>For more information, please see &#8220;How to determine whether a contingent coupon is payable with respect to an observation date (if the securities have not been previously automatically redeemed)&#8221; below.</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>On hypothetical redemption determination date #1, because the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the call threshold level, the securities are not automatically redeemed on the related early redemption date.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>On hypothetical redemption determination date #2, because the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the call threshold level, the securities are automatically redeemed on the related early redemption date for an early redemption payment equal to </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the stated principal amount </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>plus</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the contingent coupon with respect to the related interest period and any previously unpaid contingent coupons. No further payments are made on the securities once they have been automatically redeemed.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>If the closing level of the underlier is less than the call threshold level on each redemption determination date, the securities will not be automatically redeemed prior to maturity.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 11.0pt; "><font style='white-space: pre-wrap;'>How to determine whether a contingent coupon is payable with respect to an observation date (if the securities have not been previously automatically redeemed):</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="166.32pt" style="width: 166.32pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="213.84pt" style="width: 213.84pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="213.84pt" style="width: 213.84pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Closing Level of the Underlier</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Payment per Security</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical Observation Date #1</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$90.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the coupon barrier level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$25.125</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical Observation Date #2</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$50.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the coupon barrier level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$0</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical Observation Date #3</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$95.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the coupon barrier level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$25.125 + $25.125 = $50.25</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical Observation Date #4</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$45.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the coupon barrier level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$0</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>On hypothetical observation date #1, because the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the coupon barrier level, the contingent coupon is paid on the related coupon payment date. </font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>On hypothetical observation date #2, because the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the coupon barrier level, no contingent coupon is paid on the related coupon payment date. </font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>On hypothetical observation date #3, because the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the coupon barrier level, investors receive the contingent coupon with respect to hypothetical observation date #3 as well as the previously unpaid contingent coupon with respect to hypothetical observation date #2.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>On hypothetical observation date #4, because the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the coupon barrier level, no contingent coupon is paid on the related coupon payment date.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>If the closing level of the underlier is less than the coupon barrier level on each observation date, you will not receive any contingent coupons for the entire term of the securities.</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>6</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Memory Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 11.0pt; "><font style='white-space: pre-wrap;'>How to calculate the payment at maturity (if the securities have not been automatically redeemed):</font></FONT></P>
                <P style="margin-top: 3.63pt; margin-bottom: 7.26pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The hypothetical examples below illustrate how to calculate the payment at maturity if the securities have not been automatically redeemed prior to maturity. </font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="71.28pt" style="width: 71.28pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="261.36pt" style="width: 261.36pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="261.36pt" style="width: 261.36pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Final Level</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Payment at Maturity per Security</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Example #1</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$120.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the downside threshold level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The stated principal amount + the contingent coupon with respect to the final observation date and any previously unpaid contingent coupons</font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>For more information, please see &#8220;How to determine whether a contingent coupon is payable with respect to an observation date (if the securities have not been previously automatically redeemed)&#8221; above.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Example #2</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$30.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the downside threshold level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000 &#215; performance factor = $1,000 &#215; ($30.00 / $100.00) = $300.00</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>In example #1, the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the downside threshold level. Therefore, investors receive at maturity the stated principal amount. Because the final level is also </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the coupon barrier level, investors receive the contingent coupon with respect to the final observation date and any previously unpaid contingent coupons. Investors do not participate in any appreciation of the underlier.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>In example #2, the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'> the downside threshold level. Therefore, investors receive at maturity a payment that reflects a loss of 1% of principal for each 1% decline in the level of the underlier. Moreover, because the final level is also </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the coupon barrier level, investors do not receive a contingent coupon with respect to the final observation date or any previously unpaid contingent coupons.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>If the securities have not been automatically redeemed prior to maturity and the final level is less than the downside threshold level, you will be exposed to the negative performance of the underlier at maturity, and your payment at maturity will be significantly less than the stated principal amount of the securities and could be zero.</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>7</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Memory Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Risk Factors</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>This section describes the material risks relating to the securities. For further discussion of these and other risks, you should read the section entitled &#8220;Risk Factors&#8221; in the accompanying product supplement and prospectus. We also urge you to consult with your investment, legal, tax, accounting and other advisers in connection with your investment in the securities.</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; text-decoration-style: solid; text-decoration-line: underline; font-size: 12.0pt; "><U><font style='white-space: pre-wrap;'>Risks Relating to an Investment in the Securities</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The securities do not guarantee the return of any principal. </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The terms of the securities differ from those of ordinary debt securities in that they do not guarantee the repayment of any principal. If the securities have not been automatically redeemed prior to maturity and the final level is </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> the downside threshold level, the payout at maturity will be an amount in cash that is significantly less than the stated principal amount of each security, and you will lose an amount proportionate to the full decline in the level of the underlier over the term of the securities. </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>There is no minimum payment at maturity on the securities, and, accordingly, you could lose your entire initial investment in the securities.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The securities do not provide for the regular payment of interest. </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The terms of the securities differ from those of ordinary debt securities in that they do not provide for the regular payment of interest. Instead, the securities will pay a contingent coupon on a coupon payment date </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>but only if</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the coupon barrier level on the related observation date. However, if the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the coupon barrier level on any observation date, we will pay no coupon with respect to the applicable interest period. Any such unpaid contingent coupon will be paid on a subsequent coupon payment date </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>but only if</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the coupon barrier level on the related observation date. You will not receive payment for any such unpaid contingent coupon if the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the coupon barrier level on each subsequent observation date. It is possible that the closing level of the underlier will remain below the coupon barrier level for extended periods of time or even throughout the entire term of the securities so that you will receive few or no contingent coupons. If you do not earn sufficient contingent coupons over the term of the securities, the overall return on the securities may be less than the amount that would be paid on a conventional debt security of ours of comparable maturity.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Payment of the contingent coupon is based on the closing level of the underlier on only the related observation date at the end of the related interest period. </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Whether the contingent coupon will be paid on any coupon payment date will be determined at the end of the related interest period based on the closing level of the underlier on the related observation date. As a result, you will not know whether you will receive the contingent coupon on a coupon payment date until near the end of the relevant interest period. Moreover, because the contingent coupon is based solely on the closing level of the underlier on the observation dates, if the closing level of the underlier on any observation date is </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> the coupon barrier level, you will not receive a contingent coupon with respect to the related interest period (or any previously unpaid contingent coupons), even if the closing level of the underlier was </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>greater than or equal to</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> the coupon barrier level on other days during that interest period.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Investors will not participate in any appreciation in the value of the underlier. </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Investors will not participate in any appreciation in the value of the underlier from the strike date to the final observation date, and the return on the securities will be limited to the contingent coupons that are paid with respect to the observation dates on which the closing level of the underlier is </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>greater than or equal to</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> the coupon barrier level. It is possible that the closing level of the underlier will remain below the coupon barrier level for extended periods of time or even throughout the entire term of the securities so that you will receive few or no contingent coupons.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The securities are subject to early redemption risk.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> The term of your investment in the securities may be shortened due to the automatic early redemption feature of the securities. If the securities are automatically redeemed prior to maturity, you will receive no further payments on the securities, may be forced to invest in a lower interest rate environment and may not be able to reinvest at comparable terms or returns. However, under no circumstances will the securities be redeemed prior to the first redemption determination date.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The market price of the securities may be influenced by many unpredictable factors.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Several factors, many of which are beyond our control, will influence the value of the securities in the secondary market and the price at which MS &amp; Co. may be willing to purchase or sell the securities in the secondary market. We expect that generally the value of the underlier at any time will affect the value of the securities more than any other single factor. Other factors that may influence the value of the securities include:</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the volatility (frequency and magnitude of changes in value) of the underlier;</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>interest and yield rates in the market;</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>dividend rates on the underlier;</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>geopolitical conditions and economic, financial, political, regulatory or judicial events that affect the underlier or equity markets generally; </font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the availability of comparable instruments;</font></FONT></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>8</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Memory Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the occurrence of certain events affecting the underlier that may or may not require an adjustment to the adjustment factor;</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the time remaining until the securities mature; and</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>any actual or anticipated changes in our credit ratings or credit spreads.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 19.8pt; "><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Some or all of these factors will influence the price that you will receive if you sell your securities prior to maturity. Generally, the longer the time remaining to maturity, the more the market price of the securities will be affected by the other factors described above. For example, you may have to sell your securities at a substantial discount from the stated principal amount if, at the time of sale, the closing level of the underlier is at, below or not sufficiently above the downside threshold level and/or coupon barrier level, or if market interest rates rise.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 19.8pt; "><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>You can review the historical closing levels of the underlier in the section of this document called &#8220;Historical Information.&#8221; You cannot predict the future performance of the underlier based on its historical performance. The value of the underlier may be, and has recently been, volatile, and we can give you no assurance that the volatility will lessen. There can be no assurance that the closing level of the underlier will be </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the coupon barrier level on any observation date so that you will receive a contingent coupon with respect to the applicable interest period, or that the final level will be </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the downside threshold level so that you do not suffer a significant loss on your initial investment in the securities.  </font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The securities are subject to our credit risk, and any actual or anticipated changes to our credit ratings or credit spreads may adversely affect the market value of the securities.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> You are dependent on our ability to pay all amounts due on the securities, and, therefore, you are subject to our credit risk. The securities are not guaranteed by any other entity. If we default on our obligations under the securities, your investment would be at risk and you could lose some or all of your investment. As a result, the market value of the securities prior to maturity will be affected by changes in the market&#8217;s view of our creditworthiness. Any actual or anticipated decline in our credit ratings or increase in the credit spreads charged by the market for taking our credit risk is likely to adversely affect the market value of the securities.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>As a finance subsidiary, MSFL has no independent operations and will have no independent assets.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> As a finance subsidiary, MSFL has no independent operations beyond the issuance and administration of its securities and will have no independent assets available for distributions to holders of MSFL securities if they make claims in respect of such securities in a bankruptcy, resolution or similar proceeding. Accordingly, any recoveries by such holders will be limited to those available under the related guarantee by Morgan Stanley and that guarantee will rank </font></FONT><FONT style="font-style: italic; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>pari passu</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> with all other unsecured, unsubordinated obligations of Morgan Stanley. Holders will have recourse only to a single claim against Morgan Stanley and its assets under the guarantee. Holders of securities issued by MSFL should accordingly assume that in any such proceedings they would not have any priority over and should be treated </font></FONT><FONT style="font-style: italic; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>pari passu</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> with the claims of other unsecured, unsubordinated creditors of Morgan Stanley, including holders of Morgan Stanley-issued securities.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The rate we are willing to pay for securities of this type, maturity and issuance size is likely to be lower than the rate implied by our secondary market credit spreads and advantageous to us. Both the lower rate and the inclusion of costs associated with issuing, selling, structuring and hedging the securities in the original issue price reduce the economic terms of the securities, cause the estimated value of the securities to be less than the original issue price and will adversely affect secondary market prices.</font></FONT><FONT style="font-size: 9.0pt; background-color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Assuming no change in market conditions or any other relevant factors, the prices, if any, at which dealers, including MS &amp; Co., may be willing to purchase the securities in secondary market transactions will likely be significantly lower than the original issue price, because secondary market prices will exclude the issuing, selling, structuring and hedging-related costs that are included in the original issue price and borne by you and because the secondary market prices will reflect our secondary market credit spreads and the bid-offer spread that any dealer would charge in a secondary market transaction of this type as well as other factors.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 19.8pt; "><FONT style="font-size: 9.0pt; background-color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The inclusion of the costs of issuing, selling, structuring and hedging the securities in the original issue price and the lower rate we are willing to pay as issuer make the economic terms of the securities less favorable to you than they otherwise would be.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 19.8pt; "><FONT style="font-size: 9.0pt; background-color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>However, because the costs associated with issuing, selling, structuring and hedging the securities are not fully deducted upon issuance, to the extent that MS &amp; Co. may buy or sell the securities in the secondary market during the amortization period specified herein, absent changes in market conditions, including those related to the underlier, and to our secondary market credit spreads, it would do so based on values higher than the estimated value, and we expect that those higher values will also be reflected in your brokerage account statements.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The estimated value of the securities is determined by reference to our pricing and valuation models, which may differ from those of other dealers and is not a maximum or minimum secondary market price.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> These pricing and valuation models are proprietary and rely in part on subjective views of certain market inputs and certain assumptions about future events, which may prove to be incorrect. As a result, because there is no market-standard way to value these types of securities, our models may yield a higher estimated value of the securities than those generated by others, including other dealers in the market, if they attempted to value the securities. In addition, the estimated value on the pricing date does not represent a minimum or maximum price at which dealers, including MS &amp; Co., would be willing to purchase your securities in the secondary market (if any exists) at any time. The value of your securities at any time after the date of this document will vary based on many factors that cannot be </font></FONT></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>9</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Memory Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; "><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>predicted with accuracy, including our creditworthiness and changes in market conditions. See also &#8220;The market price of the securities may be influenced by many unpredictable factors&#8221; above.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The securities will not be listed on any securities exchange and secondary trading may be limited. </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The securities will not be listed on any securities exchange. Therefore, there may be little or no secondary market for the securities. MS &amp; Co. may, but is not obligated to, make a market in the securities and, if it once chooses to make a market, may cease doing so at any time. When it does make a market, it will generally do so for transactions of routine secondary market size at prices based on its estimate of the current value of the securities, taking into account its bid/offer spread, our credit spreads, market volatility, the notional size of the proposed sale, the cost of unwinding any related hedging positions, the time remaining to maturity and the likelihood that it will be able to resell the securities. Even if there is a secondary market, it may not provide enough liquidity to allow you to trade or sell the securities easily. Since other broker-dealers may not participate significantly in the secondary market for the securities, the price at which you may be able to trade your securities is likely to depend on the price, if any, at which MS &amp; Co. is willing to transact. If, at any time, MS &amp; Co. were to cease making a market in the securities, it is likely that there would be no secondary market for the securities. Accordingly, you should be willing to hold your securities to maturity.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>As discussed in more detail in the accompanying product supplement, investing in the securities is not equivalent to investing in the underlier(s).</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The U.S. federal income tax consequences of an investment in the securities are uncertain.</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> There is no direct legal authority regarding the proper U.S. federal income tax treatment of the securities, and significant aspects of the tax treatment of the securities are uncertain. Moreover, non-U.S. investors should note that persons having withholding responsibility in respect of the securities are, absent an exception, expected to withhold on any coupon paid to a non-U.S. investor, generally at a rate of 30%. We will not pay any additional amounts in respect of such withholding. You should review carefully the section entitled &#8220;United States Federal Income Tax Considerations&#8221; herein, in combination with the section entitled &#8220;United States Federal Income Tax Considerations&#8221; in the accompanying product supplement, and consult your tax adviser regarding the U.S. federal income tax consequences of an investment in the securities.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; text-decoration-style: solid; text-decoration-line: underline; font-size: 12.0pt; "><U><font style='white-space: pre-wrap;'>Risks Relating to the </font></U><U><font style='white-space: pre-wrap;'>Underlier</font></U><U><font style='white-space: pre-wrap;'>(s)</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-style: italic; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Because your return on the securities will depend upon the performance of the underlier(s), the securities are subject to the following risk(s), as discussed in more detail in the accompanying product supplement.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>We have no affiliation with any underlying stock issuer.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>We may engage in business with or involving any underlying stock issuer without regard to your interests.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The anti-dilution adjustments the calculation agent is required to make do not cover every corporate event that could affect an underlying stock.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; text-decoration-style: solid; text-decoration-line: underline; font-size: 12.0pt; "><U><font style='white-space: pre-wrap;'>Risks Relating to </font></U><U><font style='white-space: pre-wrap;'>Conflicts of Interest</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-style: italic; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>In engaging in certain activities described below and as discussed in more detail in the accompanying product supplement, our affiliates may take actions that may adversely affect the value of and your return on the securities, and in so doing they will have no obligation to consider your interests as an investor in the securities.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; background-color: #FFFFFF; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>The calculation agent, which is a subsidiary of Morgan Stanley and an affiliate of MSFL, will make determinations with respect to the securities. </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>As calculation agent, MS &amp; Co. will make any determinations necessary to calculate any payment(s) on the securities. Moreover, certain determinations made by MS &amp; Co., in its capacity as calculation agent, may require it to exercise discretion and make subjective judgments, which may adversely affect your return on the securities. In addition, MS &amp; Co. has determined the estimated value of the securities on the pricing date.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; background-color: #FFFFFF; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>Hedging and trading activity by our affiliates could potentially adversely affect the value of the securities.</font></FONT></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>10</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Memory Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 1.2; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Historical Information</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>U.S. Bancorp Overview</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 10.0pt; "><font style='white-space: pre-wrap;'>Bloomberg Ticker Symbol: USB</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="color: #000000; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>U.S. Bancorp is a financial services holding company. The underlier is registered under the Securities Exchange Act of 1934, as amended. Information provided to or filed with the Securities and Exchange Commission by the underlying stock issuer pursuant to the Securities Exchange Act of 1934, as amended, can be located by reference to Securities and Exchange Commission file number 001-06880 through the Securities and Exchange Commission&#8217;s website at www.sec.gov. In addition, information regarding the underlying stock issuer may be obtained from other sources including, but not limited to, press releases, newspaper articles and other publicly disseminated documents. </font></FONT><FONT style="font-weight: bold; color: #000000; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Neither we nor the agent makes any representation that such publicly available documents or any other publicly available information regarding the underlying stock issuer is accurate or complete</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The closing level of the underlier on October 29, 2025 was $46.64. The following graph sets forth the daily closing levels of the underlier for the period noted below. We obtained the historical information presented in this document from Bloomberg Financial Markets, without independent verification. The underlier has at times experienced periods of high volatility. You should not take the historical closing levels of the underlier as an indication of its future performance, and no assurance can be given as to the closing level of the underlier at any time.</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.2; text-align: center; "><FONT style="font-size: 9.0pt; font-weight: bold; font-family: Arial, sans-serif; color: #306DC1; "><font style='white-space: pre-wrap;'>Underlier Daily Closing Levels</font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.2; text-align: center; "><FONT style="font-size: 9.0pt; font-weight: bold; font-family: Arial, sans-serif; color: #306DC1; "><font style='white-space: pre-wrap;'>January 1, 2020 to October 29, 2025</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.2; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; ">                                    <IMG width="578.16pt" height="271.80pt" src="image1.gif" style="width: 578.16pt; height: 271.80pt; ">
                                    </FONT></P>
&nbsp;
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>This document relates only to the securities referenced hereby and does not relate to the underlier or other securities of the underlying stock issuer. We have derived all disclosures contained in this document regarding the underlier from the publicly available documents described above. In connection with this offering of securities, neither we nor the agent has participated in the preparation of such documents or made any due diligence inquiry with respect to the underlying stock issuer. Neither we nor the agent makes any representation that such publicly available documents or any other publicly available information regarding the underlying stock issuer is accurate or complete. Furthermore, we cannot give any assurance that all events occurring prior to the date hereof (including events that would affect the accuracy or completeness of the publicly available documents described above) that would affect the trading price of the underlier (and therefore the closing level of the underlier on the strike date) have been publicly disclosed. Subsequent disclosure of any such events or the disclosure of or failure to disclose material future events concerning the underlying stock issuer could affect the value received with respect to the securities and therefore the value of the securities.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Neither we nor any of our affiliates makes any representation to you as to the performance of the underlier.</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>11</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Memory Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Additional Terms of the Securities</font></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Please read this information in conjunction with the terms on the cover of this document.</font></FONT></P>
                <TABLE width="100.00%" style="margin-left: auto; width: 100.00%; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="29.33%" style="width: 29.33%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="80.67%" style="width: 80.67%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; font-size: 10.0pt; font-weight: bold; color: #FFFFFF; "><font style='white-space: pre-wrap;'>Additional Terms:</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-size: 8.5pt; background-color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>If the terms described herein are inconsistent with those described in the accompanying product supplement or prospectus, the terms described herein shall control.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Denominations:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-size: 8.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>$1,000 per security and integral multiples thereof</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Day-count convention:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Interest will be computed on the basis of a 360-day year of twelve 30-day months.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Interest period:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-size: 8.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The period from and including the original issue date (in the case of the first interest period) or the previous scheduled coupon payment date, as applicable, to but excluding the following scheduled coupon payment date, with no adjustment for any postponement thereof.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Underlying stock issuer:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-size: 8.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>U.S. Bancorp</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Amortization period:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-size: 8.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The 6-month period following the issue date</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Trustee:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-size: 8.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The Bank of New York Mellon</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Calculation agent:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Morgan Stanley &amp; Co. LLC (&#8220;MS &amp; Co.&#8221;)</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>12</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Memory Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Additional Information About the Securities</font></FONT></P>
                <TABLE width="100.00%" style="margin-left: auto; width: 100.00%; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="29.33%" style="width: 29.33%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="80.67%" style="width: 80.67%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; font-size: 10.0pt; font-weight: bold; color: #FFFFFF; "><font style='white-space: pre-wrap;'>Additional Information:</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Minimum ticketing size:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>$1,000 / 1 security</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>United States federal income tax considerations:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>You should review carefully the section in the accompanying product supplement entitled &#8220;United States Federal Income Tax Considerations.&#8221; The following discussion, when read in combination with that section, constitutes the full opinion of our counsel, Davis Polk &amp; Wardwell LLP, regarding the material U.S. federal income tax consequences of owning and disposing of the securities. </font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Generally, this discussion assumes that you purchased the securities for cash in the original issuance at the stated issue price and does not address other circumstances specific to you, including consequences that may arise due to any other investments relating to an underlier. You should consult your tax adviser regarding the effect any such circumstances may have on the U.S. federal income tax consequences of your ownership of a security.</font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>In the opinion of our counsel, which is based on current market conditions, it is reasonable to treat the securities for U.S. federal income tax purposes as prepaid financial contracts with associated coupons, and any coupons as ordinary income, as described in the section entitled &#8220;United States Federal Income Tax Considerations&#8212;Tax Consequences to U.S. Holders&#8212;Securities Treated as Prepaid Financial Contracts with Associated Coupons&#8221; in the accompanying product supplement. There is uncertainty regarding this treatment, and the IRS or a court might not agree with it. Moreover, because this treatment of the securities and our counsel&#8217;s opinion are based on market conditions as of the date of this preliminary pricing supplement, each is subject to confirmation on the pricing date. A different tax treatment could be adverse to you. </font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>We do not plan to request a ruling from the IRS regarding the treatment of the securities. An alternative characterization of the securities could materially and adversely affect the tax consequences of ownership and disposition of the securities, including the timing and character of income recognized. In particular, there is a risk that the securities could be characterized as debt instruments for U.S. federal income tax purposes, in which case the tax consequences of an investment in the securities could be different from those described herein and possibly adverse to certain investors. In addition, the U.S. Treasury Department and the IRS have requested comments on various issues regarding the U.S. federal income tax treatment of &#8220;prepaid forward contracts&#8221; and similar financial instruments and have indicated that such transactions may be the subject of future regulations or other guidance. Furthermore, members of Congress have proposed legislative changes to the tax treatment of derivative contracts. Any legislation, Treasury regulations or other guidance promulgated after consideration of these issues could materially and adversely affect the tax consequences of an investment in the securities, possibly with retroactive effect. </font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Non-U.S. Holders. </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>The U.S. federal income tax treatment of the coupons is unclear. To the extent that we have withholding responsibility in respect of the securities, we would expect generally to treat the coupons paid to Non-U.S. Holders (as defined in the accompanying product supplement) as subject to U.S. withholding tax. Moreover, you should expect that, if the applicable withholding agent determines that withholding tax should apply, it will be at a rate of 30% (or lower treaty rate). In order to claim an exemption from, or a reduction in, the 30% withholding under an applicable treaty, you may need to comply with certification requirements to establish that you are not a U.S. person and are eligible for such an exemption or reduction under an applicable tax treaty. You should consult your tax adviser regarding the tax treatment of the coupons. </font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>As discussed under &#8220;United States Federal Income Tax Considerations&#8212;Tax Consequences to Non-U.S. Holders&#8212;Dividend Equivalents under Section 871(m) of the Code&#8221; in the accompanying product supplement, Section 871(m) of the Internal Revenue Code and Treasury regulations promulgated thereunder (&#8220;Section 871(m)&#8221;) generally impose a 30% withholding tax on dividend equivalents paid or deemed paid to Non-U.S. Holders with respect to certain financial instruments linked to U.S. equities or indices that include U.S. equities.  The Treasury regulations, as modified by an IRS notice, exempt financial instruments issued prior to January 1, 2027 that do not have a &#8220;delta&#8221; of one.  Based on certain determinations made by us, we expect that Section 871(m) will not apply to the securities with regard to Non-U.S. Holders. Our determination is not binding on the IRS, and the IRS may disagree with this determination. If necessary, further information regarding the potential application of Section 871(m) will be provided in the final pricing supplement for the securities.</font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>We will not be required to pay any additional amounts with respect to U.S. federal withholding taxes.</font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>You should consult your tax adviser regarding the U.S. federal income tax consequences of an investment in the securities, including possible alternative treatments, as well as tax consequences arising under the laws of any state, local or non-U.S. taxing jurisdiction.</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>13</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Memory Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <TABLE width="100.00%" style="margin-left: auto; width: 100.00%; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="29.33%" style="width: 29.33%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="80.67%" style="width: 80.67%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Additional </font></FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 8.0pt; "></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>considerations:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Client accounts over which Morgan Stanley, Morgan Stanley Wealth Management or any of their respective subsidiaries have investment discretion are not permitted to purchase the securities, either directly or indirectly.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Supplemental information regarding plan of distribution; conflicts of interest:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Selected dealers and their financial advisors will collectively receive from the agent, MS &amp; Co., a fixed sales commission of $    for each security they sell; </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>provided</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'> that dealers selling to investors purchasing the securities in fee-based advisory accounts will not receive a sales commission with respect to such securities. The price to public for investors purchasing the securities in fee-based advisory accounts will be $     per security.</font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>MS &amp; Co. is an affiliate of MSFL and a wholly owned subsidiary of Morgan Stanley, and it and other affiliates of ours expect to make a profit by selling, structuring and, when applicable, hedging the securities. </font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>MS &amp; Co. will conduct this offering in compliance with the requirements of FINRA Rule 5121 of the Financial Industry Regulatory Authority, Inc., which is commonly referred to as FINRA, regarding a FINRA member firm&#8217;s distribution of the securities of an affiliate and related conflicts of interest. MS &amp; Co. or any of our other affiliates may not make sales in this offering to any discretionary account. See &#8220;Plan of Distribution (Conflicts of Interest)&#8221; and &#8220;Use of Proceeds and Hedging&#8221; in the accompanying product supplement.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Where you can find more information:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Morgan Stanley and MSFL have filed a registration statement (including a prospectus, as supplemented by the product supplement) with the Securities and Exchange Commission (the &#8220;SEC&#8221;) for the offering to which this communication relates. You should read the prospectus in that registration statement, the product supplement and any other documents relating to this offering that MSFL and Morgan Stanley have filed with the SEC for more complete information about Morgan Stanley and this offering. You may get these documents without cost by visiting EDGAR on the SEC website at www.sec.gov. Alternatively, MSFL, Morgan Stanley, any underwriter or any dealer participating in the offering will arrange to send you the prospectus and the product supplement if you so request by calling toll-free 1-(800)-584-6837.</font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Terms used but not defined in this document are defined in the product supplement or in the prospectus. Each of the product supplement and the prospectus can be accessed via the hyperlinks set forth on the cover of this document.</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>14</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
    </BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>image1.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image1.gif
M1TE&.#EA"@Z;!O?M      $! 0,# P  ! 0$! 4$! 4%!08%!0<&!@<&!P@'
M!P  "   # D'" @(" D(" D)"0H("0L)"@L*"@P*"PP,# T-#0  $   %
M&! 0$!$1$1(2$A,3$Q04%!45%1<7%Q@8&!D9&1P<'!T='1X>'@  (   +!T=
M*0  ,   .!D9-2 @("(B(B0D)"XN,BLK-RTM-2<G/RHJ.B@H/# P,#$Q,0
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MA"@H@"DIA2TMA20DC"HJCC P@#0T@#(RAC8VAC@X@#X^BC PD#8VDCP\E$!
M@$A(@$Q,@$1$B$A(B%!0@%14@%A8@%Q<@%%1B5!0C%I:BEY>BD)"EDA(F$Y.
MFEI:DE14G%I:GF!@@&1D@&QL@&=GBVQLC'1T@'AX@'Q\@'5UC7EYC7Y^CFEI
ME7)RDF!@H&9FHFQLI')RIGAXJ'Y^JH" @(:&AH*"CHB(B(N+CX^/CY"0D)*2
MDI24E)B8F)^?GX2$K(J*KI"0L):6LIR<M*"@H*2DI*>GIZ*BMJBHN*ZNNK"P
ML+.SL[2TM+2TO+JZOKR\O+^_O\# P,/#P\_/S]?7U]_?W^?GY^OKZ^_O[_/S
M\_?W]____P
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MN_?OX,/^BQ]/OKSY\^C3JU_/OKW[]_#CRY]/O[[]^_CSZ]_/O[___P &*."
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M^-K4+P-8O"P&<XM>1.E)OZC$8_(NF11A@[$ZP-&:VO2F.,VI3G?*TY[Z]*=
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MN9YT69ZZ<9[L&9_R.9_TJ93NF1OP69_ZN9_\V9\@>9^XD9_^.: $6J &:H\
M>AL">J ,VJ .^J#0F*"VL: 06J$6>J$8JHH26AL4FJ$>^J$@&J*$N*&TT:$B
M>J(HFJ(JRH4D.ALFNJ(P&J,R.J.,"6;F\:(TFJ,ZNJ,\"H M*ALXVJ-".J1$
M6J2]]Z.Q$:1&NJ1,VJ1.*G=("AM*^J146J56>J4J%Z6O,:58VJ5>^J5@:F]:
MZAI<&J9F>J9HFJ;"-J:M4:9J^J9P&J=R^FALRAIN.J=XFJ=ZNJ=95J>K<:=\
M&JB".JC^A/IC?JH:@%JHBKJHC-JH)7:HJ9&HCCJIE%JIE@JIJ"&IEKJIG-JI
M>8JIIZ&IGCJJI%JJ6 JJIB&JIKJJK-JJ.XJJI:&JKCJKM%JK'@JKI"&KMKJK
MO-JK_8FKHZ&KOCJLQ%JLX FLHB&LQKJLS-JLPXFLH:&LSCJMU%JMI@FMH"&M
MUKJMW-JMB8FMGZ&MWCJNY%JN; FNGB&NYKJN[-JN3XFNG:&N[CJO]%JO-@FO
MG"&O]KJO_-JO'8FOFZ&O_CJP!%NP  FPFB&P!KNP#-NPYXBPF:&P#CNQ%%NQ
MS@BQF"&Q%KNQ'-NQM8BQEZ&Q'CNR)%NRG BREB&R)KNR+-O^LH.(LC#8?RX[
MLS1;L]\(LT$HLS:[LSS;L\:(LU*HLSX[M$1;M*T(M&(HM$:[M$S;M)2(M)&A
MLDX[M51;M><'M9 AM5:[M5S;M<*'M8^AM5X[MF1;MIT'MHXAMF:[MFS;MF^'
MMHVAMFX[MW1;MT@'MXPAMW:[MWS;MQ^'MXNAMWX[N(1;N/0&N(HAN(:[N(S;
MN,F&N(FAN(X[N91;N;@&N8@AN9:[N9S;N8Z&N8>AN9X[NJ1;NGT&NH8ANJ:[
MNJS;NE"&NH6ANJX[N[1;NX9JH^4AN[:[N[S;NRX&NX2AN[X[O,1;O!T&O(,A
MO,:[O,S;O&:$N^2AO,X[O=1;N\C^*QC26[W:N[VC>[V!D;W<&[[BV[C>"QC@
M.[[HF[Y[6[Y_<;[J^[[P6[;LZQ?N&[_V>[]3.[]]4;_XV[_^V[/ZRQ?\^[\$
M7, K&\![,< &O, ,7+$(K!<*W, 2/,$#^\!Y$<$4G,$:W*X6C!<8O,$@',+;
MVL%W\<$B?,(H7*PD;!<FG,(N_,*SNL)UT<(P7,,VW*DR3!<T?,,\W,.+FL-S
ML<,^/,1$_*G0.QY"7,1*O,1G"L1RD<1,/'32T A]  Q1?,46Z<1Q <58;'*O
MT =@W ?#T,5DO)!:#!=<7,8A-PQA#,:.H,9P')!G_!9I',<=YPIM#,;:8,=\
MC*!'+![^==S'&=<)>=P'P2#(B R/<^P6@9S(^U8)A6P)CCS)YKC(;='(E'QO
M5%S(>YS)GJR-ELP6F/S)\U;(8"P,I)S*T1C*:S'*JNQNWV#*?= )KUS+Q\C*
M:N'*MJQNVB#+?; -NQS,P(C+::'+PEQAX$#(BC#&O#8-;6P);<S,QSS-M$C,
M:&',U!QAPM#&K@ .NQ8-;5P,;4S+V5S.JVC-9X'-YCP.T> )>5P)V:!KQ-#&
MU4#(8 P(W[#.^AR*Z&P6ZES.K2#+A1 -N08,;:P-;!S&Q+#/#-V)_5P6_TS-
MU>#+8+S0MQ8+;3P.O1S&GM#0'EV)#TT6$3W-\TS1?6#1M8;^QV!<" T&S?><
MSQ\=TX\8TF,QTL>\S>\,"'E<#;8&R6#<" T6#.$LTT3MD'\<'C;=Q]\P#-2@
M80:=Q\)0#9L,QJ]0:^"@TV#\"0VVT6#<"D7]U2-ZU."1U':\#84 QE:,81B=
MQ\6@T6<-QJY0:]30QFD]#B[=!X#@S6"]UWI(TV)!UHR:#4W=>6L-QCQ]82K=
MQH,]U1V]:3@-QM/@8$(=Q@3-UY9MAWX=%H"MJ++0U9UWUWV@U1?FSGG<R5--
MSIH6T&$,T^.0#=Q\V; ]AYD-%IM-J),-QH.M>6\=QH==8?:<T0WVVZB=:8X0
MQI4 8<6]TGH=V\R-AK/]%;4MJ.#^W,8HC7FNG<>B76%3#<:*X&"_?=R:%LMA
M'-</]M2&W=SH;8;/[171S:?5@-5AC,J:-]UY7-D4MMU]$ O>'<9 K6G20-T0
M5M*0G=X$SJ)B_1WMK:?;@-]5O'GFW<;@36%MK C!P-JJW0?]G6F/W0>]W6 "
MW@>17> B?H7KW14)CJ?@ -IA7->8]PFR;-\1!@YM+ L0EMC=K6F=O=H!WL8A
M/N(^SH0ESA79]X&,F]AY3..:E]QX#>$4QM4-_F!&OFD7#@@1]M]AW.,_GN5'
M&.1;<>)RN@WPG<?DC7GB#<:QX-.G/&'77=$05MA],&%+/0S+S6B__<80YLQ7
MKN5Z;H3^7*X57AZG>)[5KYUY<ZW0](WA$Q;H)PUA#SYA/BW)CG;:$:;H6+[G
MEHZ#?9X5?PZG'SX-N^W5F2?.8=S4I W&,.Y@AU[I#][)#V;E8!S/C3;H#Z;H
MIW[IMCZ#F8X5F_ZFM]T'VB#IF??@P*SHP^U@'Y[;07W0$?;ATM!HVS#CDP[@
MMS[MN'[@WK'K:NKFX #LF)?85-Y@:,[A$=;KK.[ARL[HTKYHA0[&TNQ@BE[=
MU![O)ICK5X'M:7KA+(WFQ8YW=VWGXY#0<!UAPK[CHQYA7ZS0C7;HM?[N\M[P
M\V[M<*BT@UOGX_#;&7YYBL#1#@8.NPT(P/Q@!P_&R\[C$7;^X4^^:!O>X0TV
MT0CO\"X?@O1N%?:.II)N\9DGXV%<U0[FYO+M8(G-TG=.\A#VVR>O:#D.QA__
M8$X.[R_?] ,8\U4Q\T_Z#:[@"*Z0] \&WW'MXC^=>2P/QH?L8&#.WT-/]D%/
MV1&FY'V@\XOF[1*V]$X?]P0(]50A]4X:\H70U@]6YGU XVZ/>1NN]P[&]>>]
MWV <X>Z>[@Z6\>/=:#8?84[>\W(_^>A']U-A]TVJ]H;\8&LNQN,0Y9<'#HRO
MQQ#FZGW0[ [&[0[6^4R/W8VF^@[FY"Q.^;0_?I8O%9C/I*.?\XF/]FX.^&V<
MW;W/YHL?QJ"N]-$,84X^RXQ&#5K^__9T7?O2;_L0[X<2;[:R[ GY?.SC,/!Y
MM]TJK]')WV X3]60'_T/]O5@#.F)]@W;+?FQC_[3/__==_M1D?M&^NRR7 G@
ML.K=?^X ,4[@0((%#1Y$F%#A0H8-'3Z$&%'B1(H$^USLX^F@-HQ]@ WDB/%C
MP6\=1PZ<UK%/HXHM7;Y4^*FC(G '2XJ$F5/G3IX]??X$&E3H4*)%C1Y%FE3I
M4J9-G3Z%&E7J5*I5K5[%FE7K5JY=O7X%&U;L6+)7K1E#:TQ=.[9MW;Z%&U?N
M7+IU[=[%FU?O7KY]_?XU5H>%L6=E#1]&G%CQ8L:-';_,UA&02F&O.@H4UE';
M8\Y+J7W^0QCRXLF"'66A[$CLH,F"Q%0JZAPQ<\=I"5G'QIU;]V[>O7W_!AY<
M^'#BQ8T?1YY<^7+FS1&>3;OV[W3JU:U?QYY=^]O @PL[!Q]>_'CRY0NFQ$A,
M)D9'Z_O 'N<:8S7SOL$UZ@-(VD'T%U6OQLB5@>2[J#:#.A*0H-DN*XZ:R7"R
M#<+Z)J2P0@LOQ#!##3?DL$,//P0Q1!&'@PXMZ;9#,4455V1QQ>X(&S%&&6>D
MD;EB:!NG$XP4L02C2@0BL \#:P1+%A\/NA&C(0M2!*-6!@I&LX,>["/!@8Q4
MJ;AO\,.HDX4Z>H5(,<<DLTPSST0S33779+---]]<J$2U6M3^+H  Z,0S3SWI
M>O$[./\$-- _A^DHFW$LPXC+/KP<)QH<(:)&QT+V$_0E'3&JJ: H,3+T($49
M/;2C3 M2U$J!7%&IC\V&BV6F;;X,L%)99Z6U5EMOQ35777?EM=>IY#QQS[_L
M%+988UGLTU=EEV4V-F Z>O59C*A\<IS^^J"TH6U:F:G9@PHIU"!$+QJUH!XO
MLF0@3W9$2-&,.AUG7956%8Y*(1E"T%M]]^6W7W__!3A@@0<FN"!@C]7K 040
ML--.!!1X(.$&&&X8@08BSDMABAU^ ./K-&XX  0ZSGCAD!^FX-AD"V:Y99<=
M&K</@0A-M4J!KOUO(7""L?<B>/7^C:RC; =RKY"$+EUIH$J.]%2E3P8ZMR-J
MAA.MCS#QC?5EK;?FNFNOOP8[;+''=NA@A.UZH("0UQ;98[H48/ODNRC8.&X$
M4J:.[K@KQGLNO?<6N6\]5R:[<,-EY?8B^)),-1:!JDF-H6C<[2B:;)9DEO&+
MAC%HZ8M^1"CQ]P8"]Z*G#T+Z(D >[_E>_D###7*,.&>(2E,/QSUWW7?GO7??
M?P?^,+//G@MNP$-V&ZX'CJ\X^;<H8+YAP?E:/OH IG>K^NBQ;Y'PX+\'WT*D
M';FY9H\$JIIVA+:1U_PF^[ $=F9;-6T<:3Z)Y=7W^SC](%0Q$LA-+N(XU*5J
M&]HHG4K^HF&0;;P/<XZY5C$:4JKP5=""%\1@!C6X00XR:WC$@TL#K-<PY[$%
M>B-$ %U&:"?NX66%UY-+W8Y'@!:JR'L=Q&$..>.(+@DD:*D*1@!O<Y!J)'!:
MYJN$_)25NCZT@AJ)^J'5$H(E<HTCBD$LH$KN9SY'=,*+K9#@N,@7FR ]L&D7
MN9T.U;A&-K;1C6^$8QRW\D$0NF5M(VL'"Q\@ +G%I6XCPQL%M&<G!<0P9 )X
M -XZ]D>_&,].B%3D($7FQY-=C"T=4UO%]G1#.7;2DTO97[6V8;Z<V2XA[7/2
M-CR7JB0RRXCPBYF]L'@0:5UD,]+HB 0/(KH F:]FP=A?'W[^YI@%J6J"&-'(
M)Y6Y3&8VTYG/A";NZ%C'=HB0A&TA%EL<&8!"OL6:=BIA.^J&O4%V$R[CY,L)
M"6G(:[I%G9.DI/0&)Q@81=.>]VQ(-58I18&0<B \O BH#.(N2TQM'+Q422M]
M%47%_:]F.3-(,>D3)(,:Q*'FBYDO)?08*O9!B0GY%#Y%.E*2EM2D)T7IA:99
MQXTUP(YW:@L?'?:60;IT+B&SJ5N^F<*Y;"R<=-DI739F3K8$M:?MQ!,G4[K4
M..[S? )Y98$&,KZ$4"F9 MD4$C^:*\UUR9=F!!*.:FE,_VE4$0S5*/P&<KE7
M+>:B#@DI4^4Z5[K6U:YWQ6M15@K^0N2]-'LA\Z8FZ:(]GKK%IT 5K%XR&8"?
M5C.Q;)$I8P?;, ',TSMYQ6P&J[:Y@5!.JJ>:%D+ T1$""J2!'7EENGI%O]?X
MDEX&<11&H@&.?2:$M343QCC2FBI@ .-_9UU,^UARS(!FUKC'16YRE;M<.>Z5
M>(#U:UL>8+%$OF5C-30A=*7[6';",&/<C:=WVT%8NT06N]I1*G/5"[9K7427
M.:H9O,;Z46W4=X@!C 5^/O&-B_9A@;Q"Y6YEEA"<=52UM/1E)6J2JO:F]32*
MB1KH&!+7]5;8PA?&<(8UW"SGGDV[;,EF7=19V+X85:@-R^E=R%L71^9TQ6]#
M:O?HZ:?^#==88 T>DGND%-;YC(,:PF@%EU )481<]*JZBJI*')% "1.Q(SK&
M5D+&JD"!!+,2HQ3P1:J5&$4=62%($ZB-Q3QF,I?9S&<63X<1UM+HUN6;1.5+
MB^TBY[PXLK&7;)@YOWGG\:(X3^E%<Z!K%22?#:2_%Y$?+C$2BV#6[+\+V6=;
M<[79FKDB&TN;E$(HG36$9#6AG<U7DLT79L.8LB%@%G2J5;UJ5K?:U5%1\[&V
MZ;$0PQB<TC69PR!VXEO7Y<5W.:RO$QOLR<XTJ3-^=;+?1.@^2'K*%R$(6M,*
MUH+0;#2[BJU&KT:?A6 Y58THET&8?9%' _0BN75J(63!Q,_^*6:T&'DP0ZBJ
M;'K7V][WQG>J8VVLM(5, 2FK]5%O/5W 6:R[?/ZU78@]EQ<O7"X)=Q&R\SWQ
M&4VYR<4$X$ $F.77)N0;5!INKCK*[J<ZQ'P51<BXCYRZJ4'YJN"81M1"?IBJ
MS7(A2)LYQ76^<Y[WW.?1W+>QOEFQ@'=WO(L%7 D_K,*&Z67I-VTZB*-NEZ?;
M4.(_QWJ%1LYM'G<DYZ(VWU9#QZ!<M0\0VVA=;A_2NG@GA-F%^%GJ:M+1/K1]
M' Y=76)PYA"<9]WO?P=\X 4OS;3,B9K**W@#:HC3%3JOZG%YO%PB_Q;M3OZE
M1;?Z90>_>>6\]3S?+HBY"V6^AXS^5=*W2F"Z;NL?B%!.P0Q!N^J($8R.+RB9
MUB9W06ZKF&R[3MZ)XGSPA3]\XA=?5D$_%L$3#_FX6?*2RH]Q'J=>%\M3?OI,
M#W'UI8[Y% ':^-]OC.B,5A#9=>3  @GP1<01U9PKQ-,=IU75'-?@1S=$]( 8
M9D*$48A"J-T@X- 11^@41<.(CALK^).&8,@_K0@2KKLYX ._")3 ":3 "DRS
MP@N6PZ.IH6,;$ML^\&J+=_) [9,^[I.\ZX.Z[$/!$S3![? ^"X1!J]"&89"T
MOBL(;^LA@C@TV/"L)EN(!LR5WE.-\E,2B$B=JW$(L;O!:.N6:MNQ@9@-0'#
MK3A AQ#^G?:+P2S4PBWDPBXT"PS40&';FQ'LJV*SDQ0C01+\0!>:NC1<P>Z[
M.B^40Z;(-FZ+FO,C':<IB&?[$7;S,H4H(Y'K"/J@M"E\P!X+BB<3MT<9B/WY
MPZS8/8=P*"R<PTJTQ$O$Q$P\".2K(SV*+&/[0 ^4"T<B,3=L0;@P19@J056D
MOC?LBW,0AUB4Q5D4ASI8@Q(PAF-@AEWDQ5[TQ5\$QF 4QF$DQF(TQF-$QF14
MQF5DQF9TQF>$QFB4QFFDQFJTQFO$QFS4QFWDQF[TQF]<1DC B$S814/ B$@
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MB!ME4(S;C*[J Y3#FHM PEK1L5%)'1\$BP0R%68+4JO8GS2R+;)[""@#!%F
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M.!S&*9N]W[7YMQ0,XDLRY3P[KU0^&3_^XSO]9*SSK":4BDJME*OEG\YIM[(
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M1FOT:7'TW88U\1BSB9!QMZ'Q-K3^@B)\#TW27DLKKOZA<$+<57 AQ(,-'*^
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MNQHY*6IG2MJ,2 ,0@'C470GG41%FI$\+A8EN %%2F^0UIKP]YD7&VET!#YC
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M>WZM)\YD1:>XC*VQXZ[(@^/W?)-8B<V(B6%B"\WX*-)KM(IRCE-"NJH!=?M
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M(F5QEA%802RU-X\(0U"N^$:GH,*TF:'R66/4UP/H",<TLO$E#PBF,>GG$@H
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MM6[EVM7K5Z; C&:+2>PA6; ;.QVTE-$52G SWZ)L-,Z3T8'^C:8]U)G6[U_
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MPK)>F9=%;=DEZ)" J5&#)4-;B%8;A_;#<:CP.@1ZXQ5/<BO!GQ(7C/^1;)$
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M,RUKVM.B$VZN(.PX0,J29\J/IW4)4M%B0C-#4B6.VR2)2\=Q3G2RR"5%E2J
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MD<NFF4Z6!G,R"IMUGV[WNS-ODUGSB+\HGLCKVANUVSJTS[PY#BBBO)?(34K
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M)9N]8>/!D:>S"7UVH)H8C.9U!;H*UR.9 ,&MH03K;IY<X-T@5AE%-LHYM&[
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M0<4LNT$-(G;S6 L54PD&XFZ&0 RB$(=(1/.L:RS@"(8P.A@1QRA"."%2!#@
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M9K@0TIXC@9RX"%2!R;@G88!V&Q*0H[%+(6NML)M+N;9MF[NQ\;88,J/><V/
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M4W_5^ ^ _]RGFL#%R5.G:]G0^O L!<I'?=:)W$^H]4 *5M""%\2@!:LA/;#
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M$" HN9RWF(A$AE,(ACY"#6H4<SG@<%5*PE;$5U93BT%;"2.MZ2<P%O(W@FS
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MPFEJ+VG^-:VJ?K*K92-'L#H7UJ^6'WF'\R\A!?1JQ-7/E^T;U(&D<B&*0PN
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M@1J7LRB#Q*=,G3!+TS8V&[9-*YW(4K-0.\]DIH/*&;363*X,1")6J"*$,$V
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M@%5"-KVL:0(1X<4<Y90#85"%"]F@>> 2LQ7R$#WI&\</%\*P#/9P7]PC']S
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M2@"20>B4/!I$$/8-8F@#V*@62,P>2P01LZDB0M!;1.XD3_;^),I(EDR)4"L
M@^PX!;YA1.M I/3DC4\VI>=,Y#/AFR#-A"*LD3\:XC5ZI%:*#TC.!^]=SF'@
M$ ^>1"1B9(B GT'LT4 B!NS (4;@D+/M"C X@B?@Y$0,3T%\38= A*T=I5/^
M)6 &YJ!,)$/]4(70%D70I +%GV VILVL3]V-0T_5V0K&1>@DSS+:859N)6?*
M35?*QU=V(EY,%TZLCU\.A'HUPA0>A*V](E[@T-AU!/#@WM1PRD8PYD D5&8F
MQ H^HV/^)G &YWM4HTQ1"D%4B M*A'$N4%(*IW-B3"3B2N*4Q\KDX1UN9F=F
MI[SPP26VB/Z!I4EL0RR\@BU2A!_^X01Q%L3Z- )A#H6E><(PV"57  ^;<831
M(&9*\HQ&B*%!Q((C?()K\@M6).=S%JB!'FA0E"5!!6&8]!1M4@2&M>,!C9?S
M(:B%"DIT:I'3&4UL8N5&=H]VANCX?&9\Q* ,HH2"I)U&G.=-M*>A(04%)D0V
MV-HPZ@6T#:)'3*9\"@2*2"A%?.)%Z)_O72B1%JF1RB9-)-TTX>8S!=]%%.("
MI=:13BF;*&1>69+RX=4M8J>(=JF/D"A\F.A8>@2&F>1$0-N0FL0XLB:A*40,
M1N9>J$J 4@2NE"=!V ^!0@1*:D0,=BB5_BF@!JI" .E X687CBGAN=H"_6&>
M"JJCLH?^!B:<TX'G=7ZHEUXJW8#I>XAI2L!(HP[AQ. $4*KGI;@I61B&I=U<
M1D2-0F3#ULUI0RBH1<1@7#ZJK=[JA0:44O893?27_]0J1>#,@TJ/""$JKAYK
M8?#G.)3'*X@D5KAE%7(IIDXK96BJ>[0DHG5JU2AI0SS3IY+$50I$9<I80F!K
M'U3H5IA9MG9$U<D$N&T=Y61$>F8$MJHJLMXKO@(F;A*4LHZ#,(GF0X2K]CC(
M+.:KP6X%[*A3=G160!4"5!4L#DHKM4[L8UAK>^R.NVHK:6$$<N($],T.6<"I
M06#LN?:%[84(?'+$5/(<0DB>3-0G1;BH?V&%G1ZLS=XL+N+^94Q](@Y!;+?.
MA&_*S\X  K?BK-'>!&-FQZC CB=@6SUNJ:52K-2F6[WD",FFJ7 X18U.1(7\
MV4KPXD!\9= 6!*_)Q*ZB!*S:V;-NA+F&U<EVR(XN!#@, \Y\JT.4;=H>K=[N
M+0 R9#5]8G-JA,0I4-WRK>'^1 VI"%S B5$A#+I&:]1.K>3FAL6RQ\KV7DI(
M'7Y&A/UXK4I8I^!AQ9#ZF\^&Q#9TT4,ZA(EZ'Y^2102JX4Q *T,@EMTVA#D=
M+N[F+@"N9$P)$X+TRFZ:9S$B$(89J^X>+T=0#]!1AUXJ5/^@HB1&[N1.[\EU
MYUJ11?""1 P^+NY$XTD40RG^7B;^@2RK*@3I:L0P  (@^"E#**-#?*6K),J'
M^>BX9BQ%E*/]:D0D>2[R]J__"AT!>I.";H,PQ"='X%#<=LPVY(DE"(V]OL^"
M_*\$OPC_^!M1"4-2T DXJ$DA/# =2BSUBFCEKH>_U6Y&4 W 8MD@F40 ^28!
MFNCU#82ZADU&T&/^@FHZSFYYI+!"7*Y,..GC[-?,6A)'J*L)3S 2)W&0M6%,
MR>I'. CW>LP]RL2PPM;I*3$60V@%DT5]?D/1>BB/A+ 83\8(JT<)IP3O5;%#
MM&N=D02&Z<T+DT7<D@4/*\3N "M"!%9#X)=M7@0ZVE!!])\72@3O&6_W]G$6
M)[(B2QG^]D2@0'R#(\<1.9F$8FJ-12HA^:[7(F]R0@R8OVTM3X+P&'=F&:M'
M"Z(Q5N"H5:WE3F#11M%$K<;@:2+$WM5Q0JC9+!,2GAT$.$S#, !#PLD%:F4'
MT>8E,LEN0C"7F5:$4[ O)S\S-!M6MB&=0:0O/N7M"LFL1_#NUI L#;.I2T:S
M.+\R7I7MZ@2F*(_R5I9R>I %_X+$5]8L0YA3%&=$,_V+^Q1$#,+L\U&5/;-R
M0U1(A4J#R^K0123<2]$? 2VS0ERR+3-$A>#Q.$\T10]4Q4@HSC!T&VES1Y2C
M,Y,,#A&0CU(D(%8T)YL9XY)%#$=D.JNS1[(S>KAS2NR<_VW^51^6!.S$YMK=
M$]96C"$GQ/8FZDR4IQP^!5F \D-DF_/$T'>^ OY-Q.4B<T14B%2;M%5?-1P]
M5Z>!+AQQ=$?$Z-FD42$PL4$ 'E9O,IF1;#WG8TN[=#;"M'5 U3M_!+T=,3Z7
M24DXR(XM9_O\UD),9DU/!-6L];)>,4',\)S(M!YAQ7@-(W[-)= *-LQT!(K(
M\UE?-F93D(Z)[PWGT0*6!(B,+<G\8?:HSFX^=69C<5H#I&"VM5M7(EQ71\6H
M<DG0FPE2!+:6;D7@D.'MJT!@+*(RUT=#!.]9MD!$TK:=;"-X0C2PL=E61"2M
M3/+ 8[(10QE.1!B%4D<\$V&GMG?^?[?G3/&551W6*F(HFH1ZB2S*P,A=D,W8
MEB-2@W?N@H>N5-SF[J1KOW86QK9Q6$Y*_+%,>/!"Q*!N_VBH$MA'C2Q6 *QX
M9P3O06PD^6@0MA)@]X%&%T0V4)((%=K0$@3^ULYX8;- X,QR?X)Q1X0>R[>*
MKWCIV)I&(9(:MY' @D2(;XV)C8-'#>(WJ(AKL;C_-F$,9B]+2Z]^3RU_!X<<
MIL2- 3%$Q.!*;X3_$%7"?IQ3 *RME?="B*2 JVU@H^5S=((B ,.BV>.ZUE#
MN!F7UP\XP,Z3AYL1>D1U^;B<SSG:[-R+'W@I8>9)^/;'U!"^32$U#$PCF$D-
M;3F=VRS^4/9I:Q-YD5/LD2,&[ 5#,7RQ1?02>,RU0J!P;=.$7Q)J((E,K)Y7
M1MA:"N\.D_NK?C[;+BM$#84.["A'#=&(@[2"(C1"8'"SZF[L1X##G!WDH?\Z
ML',,[]WY>9<25W\$C(QTQQ 0JC@(-81V%@UUL!ONFEJQ4QBZ/N9WHYO?HQ_&
MH/5!?&]$&G6"_W3W[BUX2=#/N>-C09A3P8JD71N$K2F[/CN%JG7X-[ER0G3A
M700:(AD8K7GXFX=Z_$Z[P1]\].A?8V%8O"_0L7L$64O$-PA#54<1(-<0.A9#
MC2.\T>9<C(7[D(?QMANY];+(MZNW1W 3[-#[H/HS25S3JUC^:;O?-$,,N[SV
M2:[CN6@]H?G21(RC#IV)QYZ.0^'R:&0'\DSPLRYG),<WO=-C3@PV%HS 8QT]
MO$>8-D50B$P(.=><^'NDS]M291<^_<T.+IHWIK:/_.IUNV'0VZJ#Q!V5(]?G
M),Z_?/,YX:W%"<W?$%90_40PE[%VE]\CV$* B#";ZK8*(D'D>/&@-BU"[T*4
M(Y:3/>57/JG<D]1[;R-!J4F "*;79NPRA(),/GNPN0QGZ>=;_I^:)MGA-=HS
MNMI?*ML7AMNS>TA\K.$+KU/\-)TFDQ/?;D-$?49L=EK&0B<<2W?]&7SS?8(G
MQ!1' ];E9J]^^IH0!/!\<0T]M.K^;S_WLPG)]G5)YU$ @X3_>+WU<[JC>9!,
M1HBSWZGR*7WW VIX>7I3IGWLF]SL]T7M/_=(Y-UX%3A C&O5AV!!6>,0)E2X
MD&%#A^,:%20H+:$KB0[!223X<"$QC7T:*?S&D:.CCZX:?BH8#:%%B85&*BPF
M41C):A(/<@3T\55$@IUD2F0Y3.(TAL(D5B.I,)9$;4NA1I4ZE6I5JU>Q9M6Z
ME6M7KU_!AA4[EFQ9LV?1IE6[EFU;MV_AQI4[EVY=NW?QEJ7VL<_":1)#YA4\
M>*HVB<#62L-IU9+&G Z#%26<%IA3A9[X\@TVF7-GSY]!AQ8]FG1ITQR;%D0H
M2V+,TZ_^8<?^:LU8;6/JVN76O9MW;]^_@0<7/IQX<>/'D2=7OIRYL3HLC#V3
M_95U9H)&S4I$^;<@XJJ=3J)5I)%80O $ S?4F)YDM(^%$%:+Z G<PFKC/]7W
M6XBO)X;N"P)J')<^LJ035RH3:BG^"/J$HVWX:H3!/EI1*)O%4B/(M804*Z@8
MJ2HIB+WI2"S1Q!-13%'%%5ELT<4788Q11A(-^VBAF0J";T89;RIH,[7 F9"@
M5CZ42L@^ 'G*H5<DV[&EBQ0"4*)@=M)H&R>QS%+++;GLTLL$T>MD/-6\+--,
MJ&BS#3?FV&S3S3?AC%/..7ES#CKIR@0S,^S*TFX<<*KLPQ+^J\[S\ZR/:D*H
MT!$56B^JO6P<1R6"$DW(IS[*4VB;(P-<")PQ"[JR4.LT4HJD$ FJI"%IA-$&
M4E)C66A"_QI#KZ$+?8P*T((</-/77X$-5MAAB2W6V&.1W1+"CZY,R",HDQ6-
M.X(R58O EUYIEJ-O^.HU)06QG+0/'15"E2!%P-&S#_^B;=?==^&-US-U(Y77
MWM/2K&U-.OGMU]]_ ?[7SNC,I)>\0[M#2-R^JC*WH H1/@RA;<QE-"&-!(0*
M5#(GS'B<#@E"2:&!,E-5(:0T&F:<44DM:$.'Q 7D*((*,5@C[\S+<9P)O5TH
M4(B7FK:/2N\MVNBCD4Y:Z:69;OK^6+Z41.A9,IV.2^AJTP+Y/6T=>E4CBAJJ
ME=HL%_V/IC\WQKKJM=ENVVT6<;3N[;G/RO>V@/'.6^^]^1X83R\C(U7ML+A-
M>!P]N8[JTD[-6M;/;3;V>"&,I:*FE<6_*9P@1T8V%"$I(UQHX9\@RK'E/DPF
M*<,^$N=4\(56U_I'ALQ-G224"3*5[MUY[]WWWX$/7O@6 RTHZG&FWFCXL*YF
M"QR3,B.Z(:+XLEVAQ0>/\5+)GQ14O[C175[\\<DO/Z'G235??83LWI?O]^&/
M7W[B_#8S><W,JI$@[W#O(YNJ%D>Z_'VD0NKBGJ4\%Q4]::-'-$O(-XH'M&]L
M[".*2$C^-E[ANFUL3QO  ,8G.%6)_RV%>M>QD'4<5A"P)21N( $70T@VKJA4
MAR")6]\-<9A#'>Z0ASW44@#[0 V%E%!#/HQ*\E:H%FUXHA.M@%Y!7J$ZP)R-
M(1J9W8YXUK5BZ <AP7!$)W1G1#&.D8Q9(@8P8B$V6Y61=^V;WQOA&,>^/8=@
M9;K?1W V%OT-36I-FDKQ"#(HL^!*(D#!3"$?LCB1225P!-$&Z/J@G_MEC$DM
M0\BGK$/$18ZCDA+)WJH\&:7,%**1EA$)((WG$!JR#BHQE!D;81E+6<Z2EK44
MXQ,+PJ?#:>1XLTR>+MV2C2QR1%R%T)HB$K?'/N1Q1@FTY3/^H1E-TPC)8M(T
MFAOEF$UM;M--];-CRV)5ECUF2FA%DHKC ',6H6UN9XY)I,2FDKQJ]*\/2F*9
M@-:9&82T\".CVF0I"2)$J.SQ,>, :$$JT<""<(XAJVN-0UJ8Q(>4S9H5M>A%
M,9I1C;:(97W0I;IZ*<M?SL5<@F3(-X(AC$L-:F'A3(C7EHFE/3)SHS6UZ4VO
M<L@UXO1=V.3F3X$:5-]XTTOYU,@FQ>*U3"E495-1J(C4^9%&*'.J[S2<5'[I
M4*,H$W5_PJ5UGD(OU\4T(9!D951^UKENE6XQ#'DJ05[9$*9"97L\M>M=\9I7
MO>X5(3KUD$) ^LS^"30N%/44!?O^$,5L! H0&X(D4F.D4.GQE;*5K:6>JFE9
M,_E4J)WU;#:)VB6C2@1H8VG>.&9*%:T5Q()FX2=!0#?9A>#RDP\!W31&]R%Z
MA02S8!W'*@D"W*N.@Y .E,H3;9="*')2(\!,B%]W>E*)N%0G!8&L9K&;7>UN
ME[M-,RO6U!7&62YP+M=JR!WY.([5L20A]+SNB\K97?G.=WR@,RE]M\39S^Z7
MOW.\DYE&RSBR"&V%$HEB//5I%O1V\JP3#>54A!8--?+QJR!AZW4JG+L!::2Q
MJ,34Y"1B/9+HE%SC\' ?-@.Z$L.NGQP!%;L>U%;\SIC&-;;QC4TT##5Z@D\,
M]N@S5_?^,K>L4L@.15*S%%I0X+[712/%\9.A;"]T'C#**])O?[&<97Z%EDMO
MU<A]Q:(U/DVHM%"QV5G0>ZG6<F14SB6)T(1Q)%G 5#42\<_H<CD.Z*H*NF-3
M""[++,50(:2X&OG0KD+V$'KVH6<,T6EF$S+7*D^:TI6V]*6OHLSP;=B/M#3O
M7/HW0H5,&,4*Z9A"KM4'*KLHU)AV]:NS=*E&PWHZ5];RK7'='#K^K4M<=519
MG'SA53LDU50CB\UXM90V4Z6XJ'2%C^M<D%@9>2+CF'"%T O,A15T*?W#CED+
M(M#J $*\HM3(@1VR.BXZ!'3LI?6[X1UO>>N5J^Q-M9MA26+^NK30%>Y&R)$J
ML>Y"E?B>6$+<O!&>\-),S=\*)XVM<QUQB0N'RUO"I'4@_9]B")DCR2-LH40\
MXLR$%"S(WI^R32D57TO$$F/-2,*(&,H ;@:"'^GE*IL:%:'UZJ"#_M,9"=L0
M.M/T9$DA"1'+[7"E+YWI31??RQ^<:G,.41&.:#@/#6NUC\P.G>,2[RI-!8X
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MC[?&M77;9$9[M.*6M,@1L?ZC#2S^XDV4=JQ7R"W%IX<_.Q$_2"*=:;>-Z[@
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MV,D2I5 VMA8JIK2F7O%05V"KM?;^6FRSU79;;BL,U:$C7[JS580<N6Z< /L
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MJ3_;N$JE4" /O9<)%EWL8R?[Y$3[8(,H[+3\D4@AROYVN!_RZ,=RM^LT \O
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M/$F<1$KDE)[SD*\KB.2*1(68M3Z(M4H,15'<&]!K+V@+M<S^0+9/TR=%U#1
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M32(V*XE1W&(7OWA**N8JBV%<8QO?6$<RGBJ-<=QC'_\X1#I.*H^!7&0C'_E
M0OXID9'<9"<_F3U*KBF3H5QE*U\9.E)>*96QW&4O?UDV6@XIE\%<9C.?.31B
MOBB9T=QF-[_Y+VIN*)OA7&<[W]DM<AXHG?'<9S__V38!%G"A^ QH0Q\:T2S1
M<SX+G6A'/QK2&UGT.QL=:4M?&M/O$_2@Y53I3'\:U)&>=#D]'6I3G]K/H]YF
MJ5'=:E>C6=719/6K:5UK*\?ZF+.V]:YY#61<]U+7O1;VL%W\ZUD&F]C)5C:&
MC9U*9"\;VM$V<+,_^6QI7QO;[Z7^=B6MG6UO?[N[VUYDM\%=;G,;5]R!)/>Y
MV=UNV:;;CNMV][SIG5EXKU'>]=;WO@M[;S#FF]\!%SA;_5U%@ \<X0G':L&5
M>'"%/QSB6MTTI[_D\(A?'.,P9?@/+9YQCW^<HQNG8<=!7G*3(U3D*"3YR5G>
M<GJFO(,K=_G,:0Y.F$M0YC77^<Z9>?,#YISG01<Z+GW./Z /'>E))V71XW=T
MI3\=ZI!D>OF<'G6K7YV/4\]>U;'>=:^C4>O8X_K7R5[V+(8]C%XU^]K9KE&T
M_V[L;9?[W&_X]MG%G>YYU[L([7XZO.\=\(%W8-\W]W?!'Q[Q_R,\YY:;>,<_
MGI.+=YS^X2%?><MW3_*H:_SE.=]Y/68^<)3W_.A)GSO0TV[SI5?]ZC6[&(H/
M./6LE_WL:SOQUZLR]K37_>Y?J.8 !(#1N>?]\(D/0M\#G]+"+_[RF<] )3_@
M 0CX_>\1 /VJ/$ !TI]^]1] &>QKG_H*H,#ULS_] "! _/!4?O/9WW[\Z?@!
M C#__,_??:A@G_[F1\#X'Q/]_&^?_YZ" L O__9/G];/_1)0 :'+]GRE ?Z/
M_NRO*?P/ J=/ K6" BIP^RYP*1Y  Z<O !U*[1:0!$LP@%3, S_0 IU"!:DO
M!+&B!7_O!9." "N0 &90I!#0!'>0!XM'Q>:O^MI!!AM _K;^KRD40/\>@/^@
M;_X48"L($ $:P/Z@KP#TKRF@4 J1@@JM$#Q$KP>_$ PS1L0></H:("E^+RF0
M</J<4"E2D/J<@@!Q4"HRT BOT/Q>D [?T Y!L MU, S_$!!'1\3 SPS/$/F0
MH@C/KP/K$ [7,"O(4!&? OPX$!(1 "HFL0]',! WD1-Y1\3,[P+1,"G<\!"1
M A.?P@T%("L2D0,740^3@A7O;_I4400+JA-O$1=?YQ.G;RE$40L1H/I"T TM
M,2JJ4 :O(A6EXA3;81BE(A:]PPMS41JGD5MVT1>1XAJ? A(+$2K4, !:,2K<
MD VA8AM'D1&?PAO!<3>BD1K;T1W^2Z<!6649A; 4T;$,I<(-N9$J(%$=V] 1
MD8(?\?$>H=$/W]$@#U)J1,P; R  L[$1?Z\?S?$5J0+\Y- ?7W$>G:(9"5(3
M$=(C/[)M1.P!C!$BN\\A]_ ;!7(BIR(C)Y 16Y(I-A*C"A(D:](F(2@>6042
MM^\DF<+\J.(GK2(HI6(HAS(JC#('._(FEY(IG4;&2!$(&\ BD?(IJ/(H>7$J
MBA(KB7(K?X,=FQ(LPS)0X*\&@1 <K;(IT+(JNQ(JM+(G?9(M>T8IQ9(NZS)E
MGJ\LN5 IU+(7X_(JW[(O?9$O]](OUY%#F($;$E,Q%Y,Q&],Q'Q,R(U,R)Y,R
M*],R+Q/^,S-3,S>3,SO3,S\3-$-3-$>3-$O3-$\3-5-3-5>3-5O3-5\3-F-3
M-F>3-FO3-F\3-W-3-W>3-WO3-W\3.(-3.(>3.(O3.(\3.9-3.9>3.9O3.9\3
M.J-3.J>3.JO3.J\3.TWS&7(26J!2+[&Q,.$2,-,R/ /S$ ?3$,=S,H+#>MK3
M/=\3/N-3/N>3/NO3/N\3/_-3/_>3/_O3/_\30 -40 >40 O40 \401-401>4
M01O401\40B-40B>40BO40B\40S-40S>40SO40S\41$-41$>41$O41$\415-4
M15>415O415\41F-41F>41FO41F\41W-T0F?H84JR!HD1/-7^,TCKD2N%E!X%
MLSP)TTBGPAS$P4F?%$K%H0[6P /JP$JO%$NS5$NWE$N[U$N_%$S#5$S'E$RU
MM W*%$W35$W7E$W;]$K/U$WC5$[GE$[#%$[K%$_S5$_5]$[WU$__%%#[%% '
ME5#GU WBH% 355'=5% 7U5$?M4OCH%$AE5(?=5(K%5,3M0T0-5,[U5$WU5-#
M55-%E53]]%)+%549-557E4[CP U8%5;C]%1CE5:]=%9K%5>S5%)SE5?ME%-[
M%5BU]%6#E5CKX%:+%58/%5F+U54A%3=VQA>A4@+1<TBO@EJ/]#R3-#V)="OV
M0 V^%5S#50U<P ,0@ 7.%5W355W^UY5=V]5=WQ5>XU5>YY5>ZW5=+< #[%5?
M]Y5?^]5?__5< P!@!Y9@"]9@Y]4!0N!@%Y9A&Y9?0\!<'59B)Y9B62 $'J!B
M,U9C#19?-]9C/Y9?/< "0)9D2Q9>1R!B359E2_9B5]9E219E7U9F/[8$$* $
M9A9G,[8"\C5G>W9A'T!A?59H"[9FA]9H"=8".N!HE]9?6Y9IG[9>=Q9JIS9>
MBY9JK]9=:_9FL99KTQ5BN[9KG19LN;9CQ[9K199D72 /C($=H+4>$Q%(8=(5
M([$JY%8I\C!N^3 <S]$WQH%#='1$:X - '=$ X /C.%P"1=$6: .%#=$\: #
M'-<^$[?^0?]6<CM4<"_W0]F@!C370R'7<S74<O>3<D,70"&7#U+7="_T<#4
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MFP&4^"&+S8:GH0 4:TOGP\]I'*&N!6%&G9?<>JP@EJ,5Q!7&)+/T(\J&AAH
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M@ ML%0&QO\)3O@ I/OG(P#L1$!.,E1>$P1:$" 3<F. ;DNM[O>Q305Q!P97
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MLPG'H R?[Y]=#P<7\.IM8 6';\:5\ Z_41\F\?5VD#1K[ MG<$-.< U/7/$
M\:MF\3\5KQO';@@_$!<?;1SW\1;?\14?\A^7\1%&\1H_)2,7<16G\:"Q<0LO
M<?)H<"=/\0_'\BRW\2UG\DKQ\HW^,/WVRXI"$A@?CC'O[Z@9K#.O\NY0\P>7
M28+"*C0/CJVJ\S>OCC@/\9RD\R7^+_,_)_- 7X_XM7/AX',A]V!URO,<IX]$
M[W$_5R<W=W0 @?3WKO35!+)!7TOV77-)-V].[W1&!_2]]'0Y-_5)+_51#_5/
M!W7O7G6,?@^2LYJ01<@+!M^"V&#)MNWWS761L3>G.O3=F/7L2!<8&7;:F/65
MV75DU_/=4(I?UPM:=W7Y;;O;"!)GS_3V6/9KZ==;3[H ^/4;UO8C)P\7H?9V
M:'91WSZ:\W9;[_7@'+GLV& !$/9G%PZ6>W<=3/;-<#IF__9X1V+? WAX[W?B
MT(B"C^J#%XUBW_<@;VIY)_B'_^N(3]B)U_6 9WA_3WB*_\V-UPQT5WC?N_=M
M9PZ1IWC^7@=YQG#XC#=X? \.E'?YA8?YIQJ^DX1X@??='\00%%GYQ;CYHGQ-
M3#?W; *+:/?YFG>-H%=WV%9TV5.(#4YZDQ\.IE>+E?IYH#_ZVLOZ.P,+P)7L
MKK<+IL<0K%=ZT4"*_KP6HS%[JC_>HZ>SMB_ZJXTZTZAV!LJ[A'"UL#][V_IZ
MIX_T<OM :3'JJ9_[[K!Z.C-\P;?#Q+C[>(VZGG_\$[5#".%[MZ_ZK0\^L:\+
ML@=\HL]RPK)[5&]=GO]\B]_HW(F+T]=YRF<(P2#];E%]5#1&SN^+V;^,D+5]
MN\!]A(#]/H?0Y1C]IW^^Q(&,$-G]NNA]983XY'>+T43ZV(_^TKR!V=-S_OH0
M_L6[?K. ?M;?_K)8_EK/O.]_D.R?=^EWT]?7_;[?C/#']O,'_N*WF>$/?'-Q
M?\ZL>/*WBM'\?>)_O+P!B <( A ,\* =PH0("P90Z/ AQ(@2)U*L:/&BQ0<,
M)6ID>!#B1HPB1Y(L:3)A1X(2*3!$\/%AR),R9](DF;)A1($%!;QT&+,FT*!"
M4?YTR+*@RXA%AS)MZO0IU*@G!Q)4,/&!@*4+"TKMVI6JP:M@<<+DZO7L4[ ]
M'^HT6U8EVKA,P5KE.%:I6[EZ:=(5J[7=W[V"*ZJ]FC6OPL"#%T<LS/$PW+=D
M&5,F7+!NSKL@$5?N_-!QYK^*/2_^[LN1X>3$G$E[!@WQ9NJ$HUDO5G#9[VK
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M9VKG-RKJ1^OY'RZ9JC]18K_[(27W2^"UTOW)36?\RVJ8TO_:$BKZNU?YQRE
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M*Q?+;^\\]5SNSLM6V!;K179>Z?*=]CURPUUHW_K<%9-=*P/^%HS;?N4-,+F
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MS3K-B2%TIC-(A:1 .]W9$7C&\T'S-!-R[/D />6S)OOD9S^1V2=U%G)K^52
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*NJF[NCDU(   .P$!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
