<SEC-DOCUMENT>0001839882-25-064119.txt : 20251105
<SEC-HEADER>0001839882-25-064119.hdr.sgml : 20251105
<ACCEPTANCE-DATETIME>20251105164420
ACCESSION NUMBER:		0001839882-25-064119
CONFORMED SUBMISSION TYPE:	424B2
PUBLIC DOCUMENT COUNT:		23
FILED AS OF DATE:		20251105
DATE AS OF CHANGE:		20251105

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MORGAN STANLEY
		CENTRAL INDEX KEY:			0000895421
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		ORGANIZATION NAME:           	02 Finance
		EIN:				363145972
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B2
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-275587
		FILM NUMBER:		251454762

	BUSINESS ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
		BUSINESS PHONE:		212-761-4000

	MAIL ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MORGAN STANLEY DEAN WITTER & CO
		DATE OF NAME CHANGE:	19980326

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	DEAN WITTER DISCOVER & CO
		DATE OF NAME CHANGE:	19960315

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Morgan Stanley Finance LLC
		CENTRAL INDEX KEY:			0001666268
		STANDARD INDUSTRIAL CLASSIFICATION:	ASSET-BACKED SECURITIES [6189]
		ORGANIZATION NAME:           	Office of Structured Finance
		EIN:				363145972
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B2
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-275587-01
		FILM NUMBER:		251454763

	BUSINESS ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
		BUSINESS PHONE:		(212) 761-4000

	MAIL ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B2
<SEQUENCE>1
<FILENAME>ms11652_424b2-36891.htm
<DESCRIPTION>FINAL TERM SHEET NO. 11,652
<TEXT>
<HTML>
    <HEAD>
        <TITLE></TITLE>
<!-- QES 7h3d0c70r 1762284132.8942952 -->
    </HEAD>
    <BODY style="text-decoration-skip-ink: none; ">
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 595.21pt; padding: 13.53pt 39.00pt 0 39.00pt; min-height: 10.00pt; position: relative; ">
                <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
                <TABLE width="100.00%" style="margin-left: -5.94pt; width: 100.00%; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="199.71pt" style="width: 199.71pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="177.49pt" style="width: 177.49pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="229.90pt" style="width: 229.90pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; ">
                            <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                            <P style="line-height: 1.35; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-weight: bold; font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Final Term Sheet No. 11,652</font></FONT></P>
                            <P style="line-height: 1.35; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-weight: bold; font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Filed Pursuant to Rule 424(b)(2)</font></FONT></P>
                            <P style="line-height: 1.35; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-weight: bold; font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Registration Statement Nos. 333-275587  </font></FONT></P>
                            <P style="line-height: 1.35; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-weight: bold; font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>and 333-275587-01 </font></FONT></P>
                            <P style="line-height: 1.35; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-weight: bold; font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>(To Prospectus dated April 12, 2024 and</font></FONT></P>
                            <P style="line-height: 1.35; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-weight: bold; font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Product Supplement dated September 23, 2024</font></FONT><FONT style="font-weight: bold; font-size: 6.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>)</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 595.21pt; padding: 10pt 39.00pt 10pt 39.00pt; position: relative; margin-bottom: 20pt; ">
                <TABLE width="100.00%" style="margin-left: auto; width: 100.00%; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="152.96pt" style="width: 152.96pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="153.01pt" style="width: 153.01pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="2.09pt" style="width: 2.09pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="150.92pt" style="width: 150.92pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="1.10pt" style="width: 1.10pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="151.96pt" style="width: 151.96pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="0.00pt" style="width: 0.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="0.00pt" style="width: 0.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD colspan="3" rowspan="2" style="padding-top: 0.0pt; padding-left: 9.90pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #1F497D; ">
                            <P style="margin-top: 0; margin-bottom: 0; "><FONT style="color: #FFFFFF; font-family: Arial, sans-serif; font-size: 9.0pt; "><FONT style="width: 69.30pt; height: 10.73pt; ">
                                        </FONT></FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "></FONT><FONT style="color: #FFFFFF; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>1,081,500 Units</font><BR><font style='white-space: pre-wrap;'>$10 principal amount per unit</font><BR><font style='white-space: pre-wrap;'>CUSIP No. 61778Q666</font><BR></FONT></P>
					<p style="margin-left: -2pt; margin-top: -2pt"><IMG SRC="image_001.jpg" ALT=""></p>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 9.90pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #1F497D; ">
                            <P style="margin-top: 0; margin-bottom: 0; "><FONT style="color: #FFFFFF; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Pricing Date</font><BR><font style='white-space: pre-wrap;'>Settlement Date</font><BR><font style='white-space: pre-wrap;'>Maturity Date</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #1F497D; ">
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="color: #FFFFFF; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>November 3, 2025</font><BR><font style='white-space: pre-wrap;'>November 10, 2025</font><BR><font style='white-space: pre-wrap;'>November 10, 2027</font></FONT></P>
                        </TD>
                        <TD colspan="2">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD colspan="4" style="padding-top: 0.0pt; padding-left: 9.90pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #1F497D; ">
                            <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 3.30pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 9.90pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #046E87; ">
                            <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 3.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #C87D0E; ">
                            <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 1.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #5C255C; ">
                            <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 1.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD colspan="4" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #61961A; ">
                            <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 1.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 176.11pt; ">
                        <TD colspan="7" style="padding-top: 0.0pt; padding-left: 9.90pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #1F497D; ">
                            <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-weight: bold; color: #FFFFFF; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                            <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-weight: bold; color: #FFFFFF; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Autocallable Leveraged Index Return Notes</font></FONT><FONT style="font-weight: bold; color: #FFFFFF; font-size: 14pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-weight: bold; color: #FFFFFF; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> with an Absolute Return Barrier Linked to the Common Stock of Oracle Corporation</font></FONT></P>
                            <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-weight: bold; color: #FFFFFF; font-size: 14.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Fully and Unconditionally Guaranteed by Morgan Stanley</font></FONT></P>
                            <P style="margin-top: 5.5pt; margin-bottom: 0.0pt; margin-left: 31.24pt; text-indent: -15.62pt; "><!--[if IE]<FONT style="display: inline-block; width: 15.62pt; text-indent: -15.62pt; "><![endif]--><FONT style="display: inline-block; width: 15.62pt; text-indent: 0; text-align: left; color: #FFFFFF; font-size: 8.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; color: #FFFFFF; "><font style='white-space: pre-wrap;'>Maturity of approximately two years, if not called on the Call Observation Date</font></FONT></FONT></P>
                            <P style="margin-top: 5.5pt; margin-bottom: 0.0pt; margin-left: 31.24pt; text-indent: -15.62pt; "><!--[if IE]<FONT style="display: inline-block; width: 15.62pt; text-indent: -15.62pt; "><![endif]--><FONT style="display: inline-block; width: 15.62pt; text-indent: 0; text-align: left; color: #FFFFFF; font-size: 8.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; color: #FFFFFF; "><font style='white-space: pre-wrap;'>Automatic call of the notes at $12.041 if the common stock of Oracle Corporation (the &#8220;Market Measure&#8221;) is flat or increases above 100% of the Starting Value on the Call Observation Date. If the notes are called, on the Call Payment Date you will receive the Call Payment, and no further amounts will be payable on the notes</font></FONT></FONT></P>
                            <P style="margin-top: 5.5pt; margin-bottom: 5.5pt; margin-left: 31.24pt; text-indent: -15.62pt; "><!--[if IE]<FONT style="display: inline-block; width: 15.62pt; text-indent: -15.62pt; "><![endif]--><FONT style="display: inline-block; width: 15.62pt; text-indent: 0; text-align: left; color: #FFFFFF; font-size: 8.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 8.0pt; color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The Call Observation Date will occur approximately one year after the pricing date</font></FONT></FONT></P>
                            <P style="margin-top: 5.5pt; margin-bottom: 0.0pt; margin-left: 31.24pt; text-indent: -15.62pt; "><!--[if IE]<FONT style="display: inline-block; width: 15.62pt; text-indent: -15.62pt; "><![endif]--><FONT style="display: inline-block; width: 15.62pt; text-indent: 0; text-align: left; color: #FFFFFF; font-size: 8.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 8.0pt; color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>If not called on the Call Observation Date, at maturity:</font></FONT></FONT></P>
                            <P style="margin-top: 5.5pt; margin-bottom: 0.0pt; margin-left: 39.60pt; text-indent: -15.62pt; "><!--[if IE]<FONT style="display: inline-block; width: 15.62pt; text-indent: -15.62pt; "><![endif]--><FONT style="display: inline-block; width: 15.62pt; text-indent: 0; text-align: left; color: #FFFFFF; font-size: 8.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 8.0pt; color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>150% leveraged upside exposure to increases in the Market Measure </font></FONT></FONT></P>
                            <P style="margin-top: 5.5pt; margin-bottom: 0.0pt; margin-left: 39.60pt; text-indent: -15.62pt; "><!--[if IE]<FONT style="display: inline-block; width: 15.62pt; text-indent: -15.62pt; "><![endif]--><FONT style="display: inline-block; width: 15.62pt; text-indent: 0; text-align: left; color: #FFFFFF; font-size: 8.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 8.0pt; color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>A positive return equal to the absolute value of the percentage decline in the value of the Market Measure only if the Market Measure does not decline by more than 40% (e.g., if the negative return of the Market Measure is -5.00%, you will receive a positive return of +5.00%)</font></FONT></FONT></P>
                            <P style="margin-top: 5.5pt; margin-bottom: 0.0pt; margin-left: 39.60pt; text-indent: -15.62pt; "><!--[if IE]<FONT style="display: inline-block; width: 15.62pt; text-indent: -15.62pt; "><![endif]--><FONT style="display: inline-block; width: 15.62pt; text-indent: 0; text-align: left; color: #FFFFFF; font-size: 8.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 8.0pt; color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>If the Market Measure declines by more than 40% from the Starting Value, 1-to-1 downside exposure to decreases in the Market Measure from the Starting Value, with up to 100% of your principal amount at risk</font></FONT></FONT></P>
                            <P style="margin-top: 5.5pt; margin-bottom: 5.5pt; margin-left: 31.24pt; text-indent: -15.62pt; "><!--[if IE]<FONT style="display: inline-block; width: 15.62pt; text-indent: -15.62pt; "><![endif]--><FONT style="display: inline-block; width: 15.62pt; text-indent: 0; text-align: left; color: #FFFFFF; font-size: 8.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 8.0pt; color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>All payments are subject to the credit risk of Morgan Stanley Finance LLC, as issuer of the notes, and the credit risk of Morgan Stanley, as guarantor of the notes</font></FONT></FONT></P>
                            <P style="margin-top: 5.5pt; margin-bottom: 0.0pt; margin-left: 31.24pt; text-indent: -15.62pt; "><!--[if IE]<FONT style="display: inline-block; width: 15.62pt; text-indent: -15.62pt; "><![endif]--><FONT style="display: inline-block; width: 15.62pt; text-indent: 0; text-align: left; color: #FFFFFF; font-size: 8.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 8.0pt; color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>No periodic interest payments</font></FONT></FONT></P>
                            <P style="margin-top: 5.5pt; margin-bottom: 5.5pt; margin-left: 31.24pt; text-indent: -15.62pt; "><!--[if IE]<FONT style="display: inline-block; width: 15.62pt; text-indent: -15.62pt; "><![endif]--><FONT style="display: inline-block; width: 15.62pt; text-indent: 0; text-align: left; color: #FFFFFF; font-size: 8.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 8.0pt; color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Limited secondary market liquidity, with no exchange listing</font></FONT></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; "><FONT style="font-weight: bold; font-size: 8.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The notes are being issued by Morgan Stanley Finance LLC (&#8220;MSFL&#8221;) and are fully and unconditionally guaranteed by Morgan Stanley. Investing in the notes involves a number of risks. There are important differences between the notes and a conventional debt security, including different investment risks and certain additional costs. See &#8220;Risk Factors&#8221; beginning on page TS-8 of this term sheet and &#8220;Risk Factors&#8221; on page PS-8 of the accompanying product supplement and page 7 of the accompanying prospectus. </font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; "><FONT style="font-weight: bold; font-size: 8.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The initial estimated value of the notes as of the pricing date is $9.715 </font></FONT><FONT style="font-weight: bold; font-size: 8.0pt; background-color: white; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>per uni</font></FONT><FONT style="font-weight: bold; font-size: 8.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>t, </font></FONT><FONT style="font-weight: bold; font-size: 8.0pt; background-color: white; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>which is less than the public offering price listed below.</font></FONT><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> </font></FONT><FONT style="font-weight: bold; font-size: 8.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The estimated value of the notes is determined using our own pricing and valuation models, market inputs and assumptions relating to the Market Measure, instruments based on the Market Measure, volatility and other factors including current and expected interest rates, as well as an interest rate related to our secondary market credit spread, which is the implied interest rate at which our conventional fixed rate debt trades in the secondary market. </font></FONT><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>See &#8220;Summary&#8221; on the following page, &#8220;Risk Factors&#8221; beginning on page TS-8 of this term sheet and &#8220;Structuring the Notes&#8221; on page TS-13 of this term sheet for additional information. The actual value of your notes at any time will reflect many factors and cannot be predicted with accuracy.</font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; text-align: center; "><FONT style="font-weight: bold; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>_________________________</font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>None of the Securities and Exchange Commission (the &#8220;SEC&#8221;), any state securities commission, or any other regulatory body has approved or disapproved of these notes or determined if this Note Prospectus (as defined below) is truthful or complete. Any representation to the contrary is a criminal offense. The notes are not deposits or savings accounts and are not insured by the Federal Deposit Insurance Corporation or any other governmental agency or instrumentality, nor are they obligations of, or guaranteed by, a bank.</font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>You should read this document together with the related product supplement for principal-at-risk notes and prospectus, each of which can be accessed via the hyperlinks below.  As used in this document, &#8220;we,&#8221; &#8220;us&#8221; and &#8220;our&#8221; refer to Morgan Stanley or MSFL, or Morgan Stanley and MSFL collectively, as the context requires.</font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; text-align: center; "><FONT style="font-weight: bold; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>_______________________</font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; "><FONT style="font-weight: bold; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                <TABLE width="75.00%" style="margin-left: auto; width: 75.00%; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="183.98pt" style="width: 183.98pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="116.32pt" style="width: 116.32pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="146.14pt" style="width: 146.14pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; "><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; text-align: center; "><FONT style="font-size: 7.0pt; text-decoration-style: solid; text-decoration-line: underline; font-family: Arial, sans-serif; "><U><font style='white-space: pre-wrap;'>Per Unit</font></U></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; text-align: center; "><FONT style="font-size: 7.0pt; text-decoration-style: solid; text-decoration-line: underline; font-family: Arial, sans-serif; "><U><font style='white-space: pre-wrap;'>Total</font></U></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; "><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Public offering </font></FONT><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>price</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "></FONT><FONT style="font-size: 5pt; vertical-align: super; font-family: Arial, sans-serif; width: 97.35pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-size: 5pt; vertical-align: super; font-family: Arial, sans-serif; "></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; text-align: center; "><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>$</font></FONT><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; width: 12.38pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; "></FONT><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>10</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "></FONT><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>.00</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; text-align: center; "><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>$10,815,000  </font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; "><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Underwriting discount</font></FONT><FONT style="font-size: 5pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>(</font></FONT><FONT style="font-size: 5pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>1</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "></FONT><FONT style="font-size: 5pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>)</font></FONT><FONT style="font-size: 5pt; vertical-align: super; font-family: Arial, sans-serif; width: 84.97pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-size: 5pt; vertical-align: super; font-family: Arial, sans-serif; "></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; text-align: center; "><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>$</font></FONT><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; width: 12.38pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; "></FONT><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>0</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "></FONT><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>.125</font></FONT></P>
                            <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; text-align: center; "><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>$</font></FONT><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; width: 16.50pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; "></FONT><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>0</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "></FONT><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>.05</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; text-align: center; "><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>$135,187.50 </font></FONT></P>
			    <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; text-align: center; "><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>$54,075 </font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; "><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Proceeds, before expenses, to MSFL</font></FONT><FONT style="font-size: 5pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>(</font></FONT><FONT style="font-size: 5pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>2</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "></FONT><FONT style="font-size: 5pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>)</font></FONT><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; width: 32.17pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; "></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; text-align: center; "><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>$</font></FONT><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; width: 12.38pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; "></FONT><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>9</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "></FONT><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>.825</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; text-align: center; "><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>$10,625,737.50  </font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; "><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; text-align: center; "><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; text-align: center; "><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; margin-left: 50.98pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-style: italic; font-size: 5.0pt; ">(1)</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-style: italic; font-size: 5.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The underwriting discount reflects a sales commission of $0.125 per note and a structuring fee of $0.05 per note.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; margin-left: 50.98pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-style: italic; font-size: 5.0pt; ">(2)</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-style: italic; font-size: 5.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>See &#8220;Use of proceeds and hedging&#8221; in the accompanying product supplement.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; padding-left: 50.99pt; "><FONT style="font-style: italic; font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; padding-left: 31.19pt; text-align: center; "><FONT style="font-weight: bold; font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The notes and the related guarantee:</font></FONT></P>
                <TABLE width="75.00%" style="margin-left: auto; width: 75.00%; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="151.14pt" style="width: 151.14pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="154.94pt" style="width: 154.94pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="149.27pt" style="width: 149.27pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; text-align: center; "><FONT style="font-weight: bold; font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Are Not FDIC Insured</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; text-align: center; "><FONT style="font-weight: bold; font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Are Not Bank Guaranteed</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; text-align: center; "><FONT style="font-weight: bold; font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>May Lose Value</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
            </DIV>
            <DIV style="width: 595.21pt; padding: 0 39.00pt 23.43pt 39.00pt; min-height: 23.38pt; position: relative; ">
                <P style="text-align: center; margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 14.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley &amp; Co. LLC</font></FONT></P>
                <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>November 3, 2025</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 7.0pt; width: 535.36pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 7.0pt; "></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 595.21pt; padding: 31.19pt 39.00pt 0 39.00pt; min-height: 48.02pt; position: relative; ">
                <TABLE width="100.00%" style="margin-left: -5.94pt; width: 100.00%; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="92.71%" style="width: 92.71%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="17.29%" style="width: 17.29%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 23.32pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  4.50pt solid #5B862B; ">
                            <P style="margin-top: 0; margin-bottom: 0; "><FONT style="color: #5B862B; font-size: 13.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Autocallable Leveraged Index Return Notes</font></FONT><FONT style="color: #5B862B; font-size: 11pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174; </font></FONT><FONT style="color: #5B862B; font-size: 13.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>with an Absolute Return Barrier</font></FONT><FONT style="color: #5B862B; font-size: 16.0pt; font-family: Arial, sans-serif; "><BR></FONT><FONT style="color: #5B862B; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Linked to the Common Stock of Oracle Corporation, due November 10, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  4.50pt solid #5B862B; ">
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 595.21pt; padding: 10pt 39.00pt 10pt 39.00pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 0.0pt; margin-bottom: 0; "><FONT style="color: #5B862B; font-size: 20.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Summary</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The Autocallable Leveraged Index Return Notes</font></FONT><FONT style="font-size: 6pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> with an Absolute Return Barrier Linked to the Common Stock of Oracle Corporation, due November 10, 2027 (the &#8220;notes&#8221;) are senior unsecured medium-term notes issued by MSFL. Payments on the notes are fully and unconditionally guaranteed by Morgan Stanley. The notes and the related guarantee are not insured by the Federal Deposit Insurance Corporation or secured by collateral. The notes will rank equally in right of payment with all other unsubordinated and unsecured obligations of MSFL from time to time outstanding, except obligations that are subject to any priorities or preferences by law. The guarantee of the notes will rank equally in right of payment with all other unsubordinated and unsecured obligations of Morgan Stanley, except obligations that are subject to any priorities or preferences by law, and senior in right of payment to its subordinated obligations. </font></FONT><FONT style="font-weight: bold; font-size: 8.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Any payments due on the notes, including any repayment of principal, will be subject to our and Morgan Stanley&#8217;s credit risk. If we default on our obligations under the notes, you could lose some or all of your investment. </font></FONT><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The notes will be automatically called if the Observation Value of the Market Measure on the Call Observation Date is equal to or greater than the Call Value. If your notes are called, you will receive the Call Payment on the Call Payment Date, and no further amounts will be payable on the notes. If your notes are not called, at maturity, the notes provide you a leveraged return if the Ending Value is greater than the Starting Value. If the Ending Value is equal to or less than the Starting Value but greater than or equal to the Threshold Value, you will receive a return equal to the absolute value of the percentage decline in the Market Measure from the Starting Value to the Ending Value (e.g. if the negative return of the Market Measure is -5.00%, you will receive a positive return of +5.00%). If the Ending Value is less than the Threshold Value, your notes are subject to 1-to-1 downside exposure to decreases in the Market Measure from the Starting Value, with up to 100% of the principal amount of your notes at risk. Any payments on the notes will be calculated based on the $10 principal amount per unit and will depend on the performance of the Market Measure, subject to our and Morgan Stanley&#8217;s credit risk. See &#8220;Terms of the Notes&#8221; below.</font></FONT></P>
                <P style="text-align: left; margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>The original issue price of each note is $10.  This price includes costs associated with issuing, selling, structuring and hedging the notes, which are borne by you, and, consequently, the estimated value of the notes, on the pricing date is less than $10.  We estimate that the value of each note on the pricing date is $9.715 per unit. </font></FONT></P>
                <P style="text-align: left; margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>What goes into the estimated value on the pricing date?</font></FONT></P>
                <P style="text-align: left; margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>In valuing the notes on the pricing date, we take into account that the notes comprise both a debt component and a performance-based component linked to the Market Measure.  The estimated value of the notes is determined using our own pricing and valuation models, market inputs and assumptions relating to the Market Measure instruments based on the Market Measure, volatility and other factors including current and expected interest rates, as well as an interest rate related to our secondary market credit spread, which is the implied interest rate at which our conventional fixed rate debt trades in the secondary market.</font></FONT></P>
                <P style="text-align: left; margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>What determines the economic terms of the notes?</font></FONT></P>
                <P style="text-align: left; margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>In determining the economic terms of the notes, including the Call Premium, Call Value, Participation Rate and Threshold Value, we use an internal funding rate, which is likely to be lower than our secondary market credit spreads and therefore advantageous to us.  If the issuing, selling, structuring and hedging costs borne by you were lower or if the internal funding rate were higher, one or more terms of the notes would be more favorable to you.</font></FONT></P>
                <P style="text-align: left; margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>What is the relationship between the estimated value on the pricing date and the secondary market price of the notes?</font></FONT></P>
                <P style="text-align: left; margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>The price at which MS &amp; Co. purchases the notes in the secondary market, absent changes in market conditions, including those related to the Market Measure, may vary from, and be lower than, the estimated value on the pricing date, because the secondary market price takes into account our secondary market credit spread as well as the bid-offer spread that MS &amp; Co. would charge in a secondary market transaction of this type and other factors.  However, because the costs associated with issuing, selling, structuring and hedging the notes are not fully deducted upon issuance, for a period of up to 6 months following the issue date, to the extent that MS &amp; Co. may buy or sell the notes in the secondary market, absent changes in market conditions, including those related to the Market Measure, and to our secondary market credit spreads, it would do so based on values higher than the estimated value.  We expect that those higher values will also be reflected in your brokerage account statements.</font></FONT></P>
                <P style="margin-top: 5.5pt; line-height: 0.7pt; text-align: left; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>MS &amp; Co. may, but is not obligated to, make a market in the notes and, if it once chooses to make a market, may cease doing so at any time.</font></FONT></P>
            </DIV>
            <DIV style="width: 595.21pt; padding: 0 39.00pt 23.43pt 39.00pt; min-height: 23.38pt; position: relative; ">
                <TABLE width="607.09pt" style="margin-left: -5.94pt; width: 607.09pt; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="555.39pt" style="width: 555.39pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="51.70pt" style="width: 51.70pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid #008000; ">
                            <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #5B862B; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Autocallable Leveraged Index Return Notes</font></FONT><FONT style="font-family: Arial, sans-serif; color: #5B862B; vertical-align: super; font-size: 7pt; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #5B862B; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> with an Absolute Return Barrier</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid #008000; ">
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="color: #5B862B; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>TS-</font><FONT>2</FONT></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; ">&nbsp;</FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 7.0pt; width: 535.36pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 7.0pt; "></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 595.21pt; padding: 31.19pt 39.00pt 0 39.00pt; min-height: 48.02pt; position: relative; ">
                <TABLE width="100.00%" style="margin-left: -5.94pt; width: 100.00%; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="92.71%" style="width: 92.71%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="17.29%" style="width: 17.29%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 23.32pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  4.50pt solid #5B862B; ">
                            <P style="margin-top: 0; margin-bottom: 0; "><FONT style="color: #5B862B; font-size: 13.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Autocallable Leveraged Index Return Notes</font></FONT><FONT style="color: #5B862B; font-size: 11pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174; </font></FONT><FONT style="color: #5B862B; font-size: 13.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>with an Absolute Return Barrier</font></FONT><FONT style="color: #5B862B; font-size: 16.0pt; font-family: Arial, sans-serif; "><BR></FONT><FONT style="color: #5B862B; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Linked to the Common Stock of Oracle Corporation, due November 10, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  4.50pt solid #5B862B; ">
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 595.21pt; padding: 10pt 39.00pt 10pt 39.00pt; position: relative; margin-bottom: 20pt; ">
                <TABLE width="96.40%" style="margin-left: -5.94pt; width: 96.40%; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="138.32pt" style="width: 138.32pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="425.59pt" style="width: 425.59pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="0.06pt" style="width: 0.06pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 25.85pt; ">
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 0pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="text-align: justify; margin-top: 0.0pt; margin-bottom: 0; "><FONT style="font-size: 20.0pt; color: #5B862B; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Terms of the Notes</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 14.08pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #F2F2F2; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-weight: bold; color: #5B8F22; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Issuer:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC (&#8220;MSFL&#8221;)</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.53pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #F2F2F2; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-weight: bold; color: #5B8F22; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Guarantor:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Morgan Stanley</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.09pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #F2F2F2; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-weight: bold; color: #5B8F22; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Principal Amount:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>$10.00 per unit</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.09pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #F2F2F2; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-weight: bold; color: #5B8F22; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Term:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Approximately 2 years, if not called on the Call Observation Date</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 22.55pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #F2F2F2; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-weight: bold; color: #5B8F22; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Market Measure:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The common stock of Oracle Corporation, which is the &#8220;Underlying Company&#8221; (New York Stock Exchange symbol: &#8220;ORCL&#8221;)</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.09pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #F2F2F2; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-weight: bold; color: #5B8F22; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Call Value:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>$257.85, which is 100% of the Starting Value</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 24.86pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #F2F2F2; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-weight: bold; color: #5B8F22; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Call Payment (per unit):</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>$12.041 if called on the Call Observation Date</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 34.32pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #F2F2F2; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-weight: bold; color: #5B8F22; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Call Premium:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>$2.041, representing a Call Premium of 20.41% of the principal amount, if called on the Call Observation Date. </font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 34.32pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #F2F2F2; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-weight: bold; color: #5B8F22; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Redemption Amount:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>If the notes have not previously been called, you will receive at maturity a cash payment per security as follows:</font></FONT></P>
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-size: 7.5pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 7.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>If the Ending Value of the Market Measure is greater than the Starting Value:</font></FONT></FONT></P>
                            <P STYLE="text-align: center; margin-top: 1.65pt; margin-bottom: 1.65pt"><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; "><FONT style="width: 221.93pt; height: 20.62pt; ">                                        <IMG src="image2.gif" style="">
                                        </FONT></FONT></P>
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-size: 7.5pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 7.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>If the Ending Value is equal to or less than the Starting Value, but greater than or equal to the Threshold Value: </font></FONT></FONT></P>
                            <P STYLE="text-align: center; margin-top: 1.65pt; margin-bottom: 1.65pt"><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; "><FONT style="width: 153.45pt; height: 20.62pt; ">                                        <IMG  src="image3.gif" style="">
                                        </FONT></FONT></P>
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-size: 7.5pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 7.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>If the Ending Value is less than the Threshold Value:</font></FONT></FONT></P>
                            <P style="padding-left: 39.6pt; margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                            <P STYLE="text-align: center; margin-top: 1.65pt; margin-bottom: 1.65pt"><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; "><FONT style="width: 153.45pt; height: 20.62pt; ">                                        <IMG src="image4.gif" style="">
                                        </FONT></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 34.32pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #F2F2F2; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-weight: bold; color: #5B8F22; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Automatic Call Feature:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>If the Observation Value on the Call Observation Date is greater than or equal to the Call Value, the notes will be called on the Call Observation Date and you will receive per unit the Call Payment, which is equal to:</font></FONT></P>
                            <P STYLE="text-align: center; margin-top: 1.65pt; margin-bottom: 1.65pt"><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; "><FONT style="width: 66.00pt; height: 10.73pt; ">                                        <IMG src="image5.gif" style="">
                                        </FONT></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 22.99pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #F2F2F2; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-weight: bold; color: #5B8F22; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Participation Rate:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>150%</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 12.65pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #F2F2F2; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-weight: bold; color: #5B8F22; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Threshold Value:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>$154.71, which is 60% of Starting Value</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.09pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #F2F2F2; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-weight: bold; color: #5B8F22; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Starting Value:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>$257.85</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.09pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #F2F2F2; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-weight: bold; color: #5B8F22; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Ending Value:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The Closing Market Price of the Market Measure on the Final Calculation Day</font></FONT><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> </font></FONT><FONT style="font-style: italic; font-size: 7.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>multiplied by</font></FONT><FONT style="font-size: 7.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> the Price Multiplier on that day. </font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 22.99pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #F2F2F2; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-weight: bold; color: #5B8F22; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Observation Value:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The Closing Market Price of the Market Measure on the Call Observation Date </font></FONT><FONT style="font-style: italic; font-size: 7.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>multiplied by</font></FONT><FONT style="font-size: 7.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> the Price Multiplier on that day.</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 63.47pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #F2F2F2; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-weight: bold; color: #5B8F22; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Call Observation Date:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>November 10, 2026</font></FONT></P>
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The scheduled Call Observation Date is subject to postponement in the event of Market Disruption Events and non-Market Measure Business Days, as described beginning on page PS-30 of the accompanying product supplement.</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 52.20pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #F2F2F2; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-weight: bold; color: #5B8F22; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Final Calculation Day / Maturity Valuation Period:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>November 3, 2027</font></FONT><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>, </font></FONT><FONT style="font-size: 7.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>subject to postponement in the event of Market Disruption Events</font></FONT><FONT style="font-size: 7.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> </font></FONT><FONT style="font-size: 7.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>and non-Market Measure Business Days, as described beginning on page PS-31 of the accompanying product supplement.</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 52.20pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #F2F2F2; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-weight: bold; color: #5B8F22; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Maturity Date:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>November 10, 2027, subject to postponement as described beginning on page PS-31 of the accompanying product supplement.</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 52.20pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #F2F2F2; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-weight: bold; color: #5B8F22; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Call Payment Date:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Approximately the fifth business day following the Call Observation Date, subject to postponement as described on page PS-30 of the accompanying product supplement.</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 22.55pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #F2F2F2; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-weight: bold; color: #5B8F22; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Price Multiplier:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>1, subject to adjustments for certain corporate events relating to the Market Measure described beginning on PS-42 of the accompanying product supplement.</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 22.55pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #F2F2F2; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-weight: bold; color: #5B8F22; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Fees and Charges:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The underwriting discount of $0.175 per unit listed on the cover page.</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 22.99pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #F2F2F2; ">

                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-weight: bold; color: #5B8F22; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Calculation </font></FONT><FONT style="font-weight: normal; color: black; font-family: Arial, sans-serif; font-size: 8.0pt; "></FONT><FONT style="font-size: 7.5pt; font-weight: bold; color: #5B8F22; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Agent:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-size: 7.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Morgan Stanley &amp; Co. LLC (&#8220;MS&amp;Co.&#8221;), an affiliate of MSFL.</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                </TABLE>
            </DIV>
            <DIV style="width: 595.21pt; padding: 0 39.00pt 23.43pt 39.00pt; min-height: 23.38pt; position: relative; ">
                <TABLE width="607.09pt" style="margin-left: -5.94pt; width: 607.09pt; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="555.39pt" style="width: 555.39pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="51.70pt" style="width: 51.70pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid #008000; ">
                            <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #5B862B; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Autocallable Leveraged Index Return Notes</font></FONT><FONT style="font-family: Arial, sans-serif; color: #5B862B; vertical-align: super; font-size: 7pt; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #5B862B; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> with an Absolute Return Barrier</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid #008000; ">
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="color: #5B862B; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>TS-</font><FONT>3</FONT></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; ">&nbsp;</FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 7.0pt; width: 535.36pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 7.0pt; "></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 595.21pt; padding: 31.19pt 39.00pt 0 39.00pt; min-height: 48.02pt; position: relative; ">
                <TABLE width="100.00%" style="margin-left: -5.94pt; width: 100.00%; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="92.71%" style="width: 92.71%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="17.29%" style="width: 17.29%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 23.32pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  4.50pt solid #5B862B; ">
                            <P style="margin-top: 0; margin-bottom: 0; "><FONT style="color: #5B862B; font-size: 13.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Autocallable Leveraged Index Return Notes</font></FONT><FONT style="color: #5B862B; font-size: 11pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174; </font></FONT><FONT style="color: #5B862B; font-size: 13.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>with an Absolute Return Barrier</font></FONT><FONT style="color: #5B862B; font-size: 16.0pt; font-family: Arial, sans-serif; "><BR></FONT><FONT style="color: #5B862B; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Linked to the Common Stock of Oracle Corporation, due November 10, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  4.50pt solid #5B862B; ">
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 595.21pt; padding: 10pt 39.00pt 10pt 39.00pt; position: relative; margin-bottom: 20pt; ">
                <TABLE width="102.54%" style="margin-left: auto; width: 102.54%; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="610.28pt" style="width: 610.28pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 27.83pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #5B862B; font-size: 20.0pt; "><font style='white-space: pre-wrap;'>Payment Determination</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 12.43pt; ">
                        <TD rowspan="1" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #5B862B; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>Automatic Call Provision: </font></FONT></P>
                            <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>The notes will be called automatically if the Observation Value on the Call Observation Date is greater than or equal to the Call Value. If the notes are called, you will receive $10 per unit plus the Call Premium due on the Call Payment Date and no further amounts will be payable on the notes.</font></FONT></P>
                            <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                            <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><FONT style="width: 420.75pt; height: 181.50pt; ">                                        <IMG src="image6.gif" style="">
                                        </FONT></FONT></P>
                            <P style="margin-top: 1.65pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #5B862B; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                            <P style="margin-top: 1.65pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #5B862B; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>Redemption Amount Determination:</font></FONT></P>
                            <P style="margin-top: 1.65pt; margin-bottom: 1.65pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>If the notes are not called, you will receive the Redemption Amount per unit on the maturity date, determined as follows: </font></FONT></P>
                            <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-style: italic; font-size: 8.0pt; "><FONT style="width: 485.10pt; height: 367.13pt; ">                                        <IMG src="image7.gif" style="">
                                        </FONT></FONT></P>
                            <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; ">&nbsp;</FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 22.66pt; ">
                    </TR>
                    <TR style="vertical-align: top; min-height: 18.48pt; ">
                    </TR>
                    <TR style="vertical-align: top; min-height: 18.48pt; ">
                    </TR>
                    <TR style="vertical-align: top; min-height: 18.48pt; ">
                    </TR>
                    <TR style="vertical-align: top; min-height: 18.48pt; ">
                    </TR>
                    <TR style="vertical-align: top; min-height: 18.48pt; ">
                    </TR>
                    <TR style="vertical-align: top; min-height: 18.48pt; ">
                    </TR>
                    <TR style="vertical-align: top; min-height: 18.48pt; ">
                    </TR>
                    <TR style="vertical-align: top; min-height: 18.48pt; ">
                    </TR>
                    <TR style="vertical-align: top; min-height: 18.48pt; ">
                    </TR>
                    <TR style="vertical-align: top; min-height: 18.48pt; ">
                    </TR>
                    <TR style="vertical-align: top; min-height: 18.48pt; ">
                    </TR>
                    <TR style="vertical-align: top; min-height: 18.48pt; ">
                    </TR>
                    <TR style="vertical-align: top; min-height: 18.48pt; ">
                    </TR>
                    <TR style="vertical-align: top; min-height: 18.48pt; ">
                    </TR>
                    <TR style="vertical-align: top; min-height: 18.48pt; ">
                    </TR>
                </TABLE>
            </DIV>
            <DIV style="width: 595.21pt; padding: 0 39.00pt 23.43pt 39.00pt; min-height: 23.38pt; position: relative; ">
                <TABLE width="607.09pt" style="margin-left: -5.94pt; width: 607.09pt; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="555.39pt" style="width: 555.39pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="51.70pt" style="width: 51.70pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid #008000; ">
                            <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #5B862B; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Autocallable Leveraged Index Return Notes</font></FONT><FONT style="font-family: Arial, sans-serif; color: #5B862B; vertical-align: super; font-size: 7pt; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #5B862B; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> with an Absolute Return Barrier</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid #008000; ">
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="color: #5B862B; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>TS-</font><FONT>4</FONT></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; ">&nbsp;</FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 7.0pt; width: 535.36pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 7.0pt; "></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 595.21pt; padding: 31.19pt 39.00pt 0 39.00pt; min-height: 48.02pt; position: relative; ">
                <TABLE width="100.00%" style="margin-left: -5.94pt; width: 100.00%; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="92.71%" style="width: 92.71%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="17.29%" style="width: 17.29%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 23.32pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  4.50pt solid #5B862B; ">
                            <P style="margin-top: 0; margin-bottom: 0; "><FONT style="color: #5B862B; font-size: 13.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Autocallable Leveraged Index Return Notes</font></FONT><FONT style="color: #5B862B; font-size: 11pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174; </font></FONT><FONT style="color: #5B862B; font-size: 13.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>with an Absolute Return Barrier</font></FONT><FONT style="color: #5B862B; font-size: 16.0pt; font-family: Arial, sans-serif; "><BR></FONT><FONT style="color: #5B862B; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Linked to the Common Stock of Oracle Corporation, due November 10, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  4.50pt solid #5B862B; ">
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 595.21pt; padding: 10pt 39.00pt 10pt 39.00pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The terms and risks of the notes are contained in this term sheet and in the following:</font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #5B8F22; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Product supplement dated September 23, 2024:</font><BR></FONT><A HREF="https://www.sec.gov/Archives/edgar/data/895421/000095010324013846/dp218175_424b2.htm" STYLE="color: Black; text-decoration: none; word-break: break-all"><FONT style="color: #000000; font-size: 9.0pt; text-decoration: none; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>https://www.sec.gov/Archives/edgar/data/895421/000095010324013846/dp218175_424b2.htm</font></FONT></A></FONT></P>

                <P style="margin-top: 5.5pt; margin-bottom: 0; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #5B8F22; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Prospectus dated April 12, 2024:</font><BR></FONT><A HREF="https://www.sec.gov/Archives/edgar/data/895421/000095010324005205/dp209505_424b2-base.htm" STYLE="color: Black; text-decoration: none; word-break: break-all"><FONT style="color: #000000; font-size: 9.0pt; text-decoration: none; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>https://www.sec.gov/Archives/edgar/data/895421/000095010324005205/dp209505_424b2-base.htm</font></FONT></A></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>These documents (together, the &#8220;Note Prospectus&#8221;) have been filed as part of a registration statement with the SEC, which may, without cost, be accessed on the SEC website at www.sec.gov or obtained from Merrill Lynch, Pierce, Fenner &amp; Smith Incorporated (&#8220;MLPF&amp;S&#8221;) by calling 1-800-294-1322. You should read the Note Prospectus, including this term sheet, for information about us, Morgan Stanley and this offering. Any prior or contemporaneous oral statements and any other written materials you may have received are superseded by the Note Prospectus. Certain terms used but not defined in this term sheet have the meanings set forth in the accompanying product supplement. Unless otherwise indicated or unless the context requires otherwise, all references in this document to &#8220;we,&#8221; &#8220;us,&#8221; &#8220;our,&#8221; or similar references are to MSFL, and not to Morgan Stanley. </font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0; "><FONT style="color: #5B862B; font-size: 20.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Investor Considerations</font></FONT></P>
                <TABLE width="100.00%" style="margin-left: auto; width: 100.00%; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="303.55pt" style="width: 303.55pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="303.55pt" style="width: 303.55pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-weight: bold; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>You may wish to consider an investment in the notes if:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-weight: bold; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The notes may not be an appropriate investment for you if:</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 5.5pt; margin-bottom: 0; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #5B8F22; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>You anticipate that the Observation Value of the Market Measure on the Call Observation Date will be equal to or greater than the Call Value and, in that case, you accept an early exit from your investment, or that the value of the Market Measure will either increase from the Starting Value to the Ending Value or decrease from the Starting Value to an Ending Value that is at or above the Threshold Value.</font></FONT></FONT></P>
                            <P style="margin-top: 5.5pt; margin-bottom: 0; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #5B8F22; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>You accept that the return on the notes will be limited to the return represented by the Call Premium if the notes are automatically called, even if the percentage change in the value of the Market Measure is significantly greater than such return.</font></FONT></FONT></P>
                            <P style="margin-top: 5.5pt; margin-bottom: 0; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #5B8F22; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>You are willing to lose up to 100% of the principal amount if the notes are not automatically called and the Market Measure decreases from the Starting Value to an Ending Value that is below the Threshold Value.</font></FONT></FONT></P>
                            <P style="margin-top: 5.5pt; margin-bottom: 0; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #5B8F22; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>You are willing to forgo the interest payments that are paid on conventional interest-bearing debt securities.</font></FONT></FONT></P>
                            <P style="margin-top: 5.5pt; margin-bottom: 0; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #5B8F22; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>You are willing to forgo dividends or other benefits of owning shares of the Market Measure.</font></FONT></FONT></P>
                            <P style="margin-top: 5.5pt; margin-bottom: 0; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #5B8F22; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>You are willing to accept a limited or no market for sales for the notes prior to maturity, and understand that the market prices for the notes, if any, will be affected by various factors, including our and Morgan Stanley&#8217;s actual and perceived creditworthiness, Morgan Stanley&#8217;s internal funding rate and fees and charges on the notes.</font></FONT></FONT></P>
                            <P style="margin-top: 5.5pt; margin-bottom: 0; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #5B8F22; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>You are willing to assume our credit risk, as issuer of the notes, and Morgan Stanley&#8217;s credit risk, as guarantor of the notes, for all payments under the notes, including the Redemption Amount.</font></FONT></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 5.5pt; margin-bottom: 0; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #5B8F22; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>You anticipate that the Observation Value of the Market Measure will be less than the Call Value on the Call Observation Date.</font></FONT></FONT></P>
                            <P style="margin-top: 5.5pt; margin-bottom: 0; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #5B8F22; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>You wish to make an investment that cannot be automatically called prior to maturity.</font></FONT></FONT></P>
                            <P style="margin-top: 5.5pt; margin-bottom: 0; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #5B8F22; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>You believe that the Market Measure will decrease from the Starting Value to an Ending Value that is below the Threshold Value or that it will not increase sufficiently over the term of the notes to provide you with your desired return.</font></FONT></FONT></P>
                            <P style="margin-top: 5.5pt; margin-bottom: 0; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #5B8F22; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>You seek principal repayment or preservation of capital.</font></FONT></FONT></P>
                            <P style="margin-top: 5.5pt; margin-bottom: 0; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #5B8F22; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>You seek interest payments or other current income on your investment.</font></FONT></FONT></P>
                            <P style="margin-top: 5.5pt; margin-bottom: 0; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #5B8F22; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>You want to receive dividends or other distributions paid on the Market Measure.</font></FONT></FONT></P>
                            <P style="margin-top: 5.5pt; margin-bottom: 0; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #5B8F22; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>You seek an investment for which there will be a liquid secondary market.</font></FONT></FONT></P>
                            <P style="margin-top: 5.5pt; margin-bottom: 0; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #5B8F22; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>You are unwilling or are unable to take market risk on the notes, to take our credit risk, as issuer of the notes, or to take Morgan Stanley&#8217;s credit risk, as guarantor of the notes.</font></FONT></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>We urge you to consult your investment, legal, tax, accounting, and other advisors in connection with your investment in the notes.</font></FONT></P>
            </DIV>
            <DIV style="width: 595.21pt; padding: 0 39.00pt 23.43pt 39.00pt; min-height: 23.38pt; position: relative; ">
                <TABLE width="607.09pt" style="margin-left: -5.94pt; width: 607.09pt; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="555.39pt" style="width: 555.39pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="51.70pt" style="width: 51.70pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid #008000; ">
                            <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #5B862B; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Autocallable Leveraged Index Return Notes</font></FONT><FONT style="font-family: Arial, sans-serif; color: #5B862B; vertical-align: super; font-size: 7pt; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #5B862B; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> with an Absolute Return Barrier</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid #008000; ">
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="color: #5B862B; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>TS-</font><FONT>5</FONT></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; ">&nbsp;</FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 7.0pt; width: 535.36pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 7.0pt; "></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 595.21pt; padding: 31.19pt 39.00pt 0 39.00pt; min-height: 48.02pt; position: relative; ">
                <TABLE width="100.00%" style="margin-left: -5.94pt; width: 100.00%; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="92.71%" style="width: 92.71%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="17.29%" style="width: 17.29%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 23.32pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  4.50pt solid #5B862B; ">
                            <P style="margin-top: 0; margin-bottom: 0; "><FONT style="color: #5B862B; font-size: 13.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Autocallable Leveraged Index Return Notes</font></FONT><FONT style="color: #5B862B; font-size: 11pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174; </font></FONT><FONT style="color: #5B862B; font-size: 13.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>with an Absolute Return Barrier</font></FONT><FONT style="color: #5B862B; font-size: 16.0pt; font-family: Arial, sans-serif; "><BR></FONT><FONT style="color: #5B862B; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Linked to the Common Stock of Oracle Corporation, due November 10, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  4.50pt solid #5B862B; ">
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 595.21pt; padding: 10pt 39.00pt 10pt 39.00pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 0.0pt; margin-bottom: 0; "><FONT style="font-size: 9.0pt; color: #5B862B; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> </font></FONT><FONT style="font-family: Arial, sans-serif; color: #5B862B; font-size: 20.0pt; "><font style='white-space: pre-wrap;'>Hypothetical Payout Profile and Examples of Payments at Maturity</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The below graph is based on </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>hypothetical</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> numbers and values. The below graph shows a payout profile at maturity, which would only apply if the notes are not called on the Call Observation Date. </font></FONT></P>
                <TABLE width="100.00%" style="margin-left: 0.0pt; width: 100.00%; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="55.00%" style="width: 55.00%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="55.00%" style="width: 55.00%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 5.5pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Leveraged Index Return Notes</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; vertical-align: super; font-size: 7pt; "><font style='white-space: pre-wrap;'>&#174; </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>with an Absolute Return Barrier</font></FONT></P>
                            <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><FONT style="width: 339.08pt; height: 254.10pt; ">                                        <IMG SRC="image8.gif" STYLE="width: 300pt; height: 225pt">
                                        </FONT></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 5.5pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; background-color: #F2F2F2; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>This graph reflects the returns on the notes, based on the Participation Rate of 150% and the Threshold Value of 60% of the Starting Value. The green line reflects the return on the notes, while the dotted gray line reflects the return of a direct investment in the Market Measure, excluding dividends.</font></FONT></P>
                            <P style="margin-top: 5.5pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; background-color: #F2F2F2; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>This graph has been prepared for purposes of illustration only.</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The following table and examples are for purposes of illustration only.  They are based on </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>hypothetical</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> values and show </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>hypothetical</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> returns on the notes, assuming the notes are not called on the Call Observation Date. They illustrate the calculation of the Redemption Amount and total rate of return based on a hypothetical Starting Value of 100.00, a hypothetical Threshold Value of 60.00, the Participation Rate of 150% and a range of hypothetical Ending Values.</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> The actual amount you receive and the resulting return will depend on the actual Starting Value, Threshold Value and Ending Value, whether the notes are called on the Call Observation Date and whether you hold the notes to maturity.</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> The following examples do not take into account any tax consequences from investing in the notes.</font></FONT></P>
                <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>For recent actual prices of the Market Measure, see &#8220;The Market Measure&#8221; section below. All payments on the notes are subject to issuer and guarantor credit risk.</font></FONT></P>
                <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                <TABLE width="100.00%" style="margin-left: auto; width: 100.00%; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="26.93%" style="width: 26.93%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="28.07%" style="width: 28.07%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="28.07%" style="width: 28.07%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="26.93%" style="width: 26.93%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 0.77pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; vertical-align: bottom; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Ending Value</font></FONT></P>
                            <P style="border-bottom:  0.50pt solid black; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; ">&nbsp;</FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; vertical-align: bottom; ">
                            <P style="border-bottom:  0.50pt solid black; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Percentage Change from the Starting Value to the Ending Value</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; vertical-align: bottom; ">
                            <P style="border-bottom:  0.50pt solid black; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Redemption Amount per Unit</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; vertical-align: bottom; ">
                            <P style="border-bottom:  0.50pt solid black; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Return on the Notes</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 0.77pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; vertical-align: bottom; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>0.00</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>-100.00%</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$0.000</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>-100.00%</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 0.77pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; vertical-align: bottom; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>50.00</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>-50.00%</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$5.000</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>-50.00%</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 0.77pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; vertical-align: bottom; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>59.00</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>-41.00%</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$5.900</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>-41.00%</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 0.77pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; vertical-align: bottom; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>60.00</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; vertical-align: super; font-size: 7pt; "><font style='white-space: pre-wrap;'>(1)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>-40.00%</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$14.000</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>40.00%</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 0.77pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; vertical-align: bottom; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>75.00</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> -25.00%</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$12.500</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> 25.00%</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 0.77pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; vertical-align: bottom; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>80.00</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>-20.00%</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$12.000</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> 20.00%</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 0.77pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; vertical-align: bottom; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>90.00</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>-10.00%</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$11.000</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> 10.00%</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 0.77pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; vertical-align: bottom; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>95.00</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>-5.00%</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$10.500</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> 5.00%</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 0.77pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; vertical-align: bottom; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>   100.00</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; vertical-align: super; font-size: 7pt; "><font style='white-space: pre-wrap;'> (2)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> 0.00%</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$10.000</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; vertical-align: bottom; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>0.00%</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 0.77pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; vertical-align: bottom; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>105.00</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>5.00%</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; vertical-align: bottom; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$10.750</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; vertical-align: bottom; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>7.50%</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 0.77pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; vertical-align: bottom; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>110.00</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>10.00%</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; vertical-align: bottom; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$11.500</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; vertical-align: bottom; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>15.00%</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 0.77pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; vertical-align: bottom; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>120.00</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>20.00%</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; vertical-align: bottom; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$13.000</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; vertical-align: bottom; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>30.00%</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 4.73pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; vertical-align: bottom; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>140.00</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>40.00%</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; vertical-align: bottom; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$16.000</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; vertical-align: bottom; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>60.00%</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 0.77pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; vertical-align: bottom; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>150.00</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>50.00%</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; vertical-align: bottom; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$17.500</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; vertical-align: bottom; ">
                            <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>75.00%</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 5.5pt; margin-bottom: 0; margin-left: 30.09pt; text-indent: -29.32pt; "><!--[if IE]<FONT style="display: inline-block; width: 29.32pt; text-indent: -29.32pt; "><![endif]--><FONT style="display: inline-block; width: 29.32pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-weight: normal; font-style: normal; text-transform: none; font-variant: normal; text-decoration: none; color: #000000; font-size: 9.0pt; background-color: white; vertical-align: baseline; ">1)</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>This is the </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>hypothetical</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Threshold Value.</font></FONT></FONT></P>
                <P style="margin-top: 5.5pt; margin-bottom: 0; margin-left: 30.09pt; text-indent: -29.32pt; "><!--[if IE]<FONT style="display: inline-block; width: 29.32pt; text-indent: -29.32pt; "><![endif]--><FONT style="display: inline-block; width: 29.32pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-weight: normal; font-style: normal; text-transform: none; font-variant: normal; text-decoration: none; color: #000000; font-size: 9.0pt; background-color: white; vertical-align: baseline; ">2)</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>hypothetical</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Starting Value of 100.00 used in these examples has been chosen for illustrative purposes only. The actual Starting Value for the Market Measure is set forth on page PS-3 above.</font></FONT></FONT></P>
            </DIV>
            <DIV style="width: 595.21pt; padding: 0 39.00pt 23.43pt 39.00pt; min-height: 23.38pt; position: relative; ">
                <TABLE width="607.09pt" style="margin-left: -5.94pt; width: 607.09pt; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="555.39pt" style="width: 555.39pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="51.70pt" style="width: 51.70pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid #008000; ">
                            <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #5B862B; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Autocallable Leveraged Index Return Notes</font></FONT><FONT style="font-family: Arial, sans-serif; color: #5B862B; vertical-align: super; font-size: 7pt; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #5B862B; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> with an Absolute Return Barrier</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid #008000; ">
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="color: #5B862B; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>TS-</font><FONT>6</FONT></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; ">&nbsp;</FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 7.0pt; width: 535.36pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 7.0pt; "></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 595.21pt; padding: 31.19pt 39.00pt 0 39.00pt; min-height: 48.02pt; position: relative; ">
                <TABLE width="100.00%" style="margin-left: -5.94pt; width: 100.00%; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="92.71%" style="width: 92.71%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="17.29%" style="width: 17.29%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 23.32pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  4.50pt solid #5B862B; ">
                            <P style="margin-top: 0; margin-bottom: 0; "><FONT style="color: #5B862B; font-size: 13.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Autocallable Leveraged Index Return Notes</font></FONT><FONT style="color: #5B862B; font-size: 11pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174; </font></FONT><FONT style="color: #5B862B; font-size: 13.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>with an Absolute Return Barrier</font></FONT><FONT style="color: #5B862B; font-size: 16.0pt; font-family: Arial, sans-serif; "><BR></FONT><FONT style="color: #5B862B; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Linked to the Common Stock of Oracle Corporation, due November 10, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  4.50pt solid #5B862B; ">
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 595.21pt; padding: 10pt 39.00pt 10pt 39.00pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 5.5pt; margin-bottom: 5.5pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Redemption Amount Calculation Examples</font></FONT></P>
                <TABLE width="100.00%" style="margin-left: 0.0pt; width: 100.00%; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="1.21pt" style="width: 1.21pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Example 1</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The Ending Value is 50.00, or 50% of the Starting Value:</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Starting Value:</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; width: 14.03pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>100</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>.00</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Threshold Value: 60.00</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Ending Value:</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; width: 17.33pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>50</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>.00</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-style: italic; font-size: 9.0pt; "><BR></FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 9.0pt; "></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><FONT style="width: 102.30pt; height: 18.15pt; ">                                        <IMG src="image9.gif" style="">
                                        </FONT></FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 9.0pt; "></FONT><FONT style="font-family: Times New Roman, Times, serif; font-style: italic; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>= $5.00</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Redemption Amount per unit</font></FONT></P>
                            <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; ">&nbsp;</FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-weight: bold; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                            <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-weight: bold; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Example 2</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The Ending Value is 90.00, or 90% of the Starting Value:</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Starting Value:</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; width: 14.03pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>100</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>.00</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Threshold Value:</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; width: 4.12pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>60</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>.00</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Ending Value:</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; width: 17.32pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>90</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>.00</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 9.0pt; "></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><FONT style="width: 102.30pt; height: 23.10pt; ">                                        <IMG  src="image10.gif" style="">
                                        </FONT></FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 9.0pt; "></FONT><FONT style="font-family: Times New Roman, Times, serif; font-style: italic; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> </font></FONT><FONT style="font-weight: bold; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>= $11.00</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Redemption Amount (per unit). Since the Ending Value is less than the Starting Value but equal to or greater than the Threshold Value, the Redemption Amount for the notes will be the principal amount </font></FONT><FONT style="font-style: italic; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>plus</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> a positive return equal to the absolute value of the negative return of the Market Measure.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-weight: bold; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                            <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-weight: bold; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Example 3</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The Ending Value is 110.00, or 110% of the Starting Value:</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Starting Value:</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; width: 14.03pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>100</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>.00</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Ending Value:</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; width: 17.32pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>110</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>.00</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-weight: bold; font-family: Arial, sans-serif; font-size: 9.0pt; "></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><FONT style="width: 147.68pt; height: 23.10pt; ">                                        <IMG  src="image11.gif" style="">
                                        </FONT></FONT><FONT style="font-weight: bold; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>= $11.50</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Redemption Amount per unit</font></FONT></P>
                            <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; ">&nbsp;</FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                </TABLE>
            </DIV>
            <DIV style="width: 595.21pt; padding: 0 39.00pt 23.43pt 39.00pt; min-height: 23.38pt; position: relative; ">
                <TABLE width="607.09pt" style="margin-left: -5.94pt; width: 607.09pt; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="555.39pt" style="width: 555.39pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="51.70pt" style="width: 51.70pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid #008000; ">
                            <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #5B862B; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Autocallable Leveraged Index Return Notes</font></FONT><FONT style="font-family: Arial, sans-serif; color: #5B862B; vertical-align: super; font-size: 7pt; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #5B862B; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> with an Absolute Return Barrier</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid #008000; ">
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="color: #5B862B; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>TS-</font><FONT>7</FONT></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; ">&nbsp;</FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 7.0pt; width: 535.36pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 7.0pt; "></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 595.21pt; padding: 31.19pt 39.00pt 0 39.00pt; min-height: 48.02pt; position: relative; ">
                <TABLE width="100.00%" style="margin-left: -5.94pt; width: 100.00%; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="92.71%" style="width: 92.71%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="17.29%" style="width: 17.29%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 23.32pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  4.50pt solid #5B862B; ">
                            <P style="margin-top: 0; margin-bottom: 0; "><FONT style="color: #5B862B; font-size: 13.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Autocallable Leveraged Index Return Notes</font></FONT><FONT style="color: #5B862B; font-size: 11pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174; </font></FONT><FONT style="color: #5B862B; font-size: 13.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>with an Absolute Return Barrier</font></FONT><FONT style="color: #5B862B; font-size: 16.0pt; font-family: Arial, sans-serif; "><BR></FONT><FONT style="color: #5B862B; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Linked to the Common Stock of Oracle Corporation, due November 10, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  4.50pt solid #5B862B; ">
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 595.21pt; padding: 10pt 39.00pt 10pt 39.00pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 0.0pt; margin-bottom: 0; "><FONT style="font-size: 20.0pt; font-family: Arial, sans-serif; color: #5B862B; "><font style='white-space: pre-wrap;'>Risk Factors</font></FONT></P>
                <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-style: italic; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>This section describes the material risks relating to</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> </font></FONT><FONT style="font-style: italic; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the notes.</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> </font></FONT><FONT style="font-style: italic; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>For further discussion of these and other risks, you should read the section entitled &#8220;Risk Factors&#8221; in the accompanying product supplement and prospectus. You should also consult your investment, legal, tax, accounting and other advisers in connection with your investment</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> </font></FONT><FONT style="font-style: italic; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>in the notes. </font></FONT></P>
                <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-weight: bold; text-decoration-style: solid; text-decoration-line: underline; font-family: Arial, sans-serif; font-size: 9.0pt; "><U><font style='white-space: pre-wrap;'>Structure-related Risks</font></U></FONT></P>
                <P style="margin-top: 5.5pt; margin-bottom: 0; margin-left: 39.00pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #5B862B; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Your investment may result in a loss</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>. There is no fixed principal repayment amount on the notes at maturity. If the notes are not called, you may lose up to 100% of the principal amount, depending on the negative performance of the Market Measure as measured from the Starting Value to the Ending Value.</font></FONT></FONT></P>
                <P style="margin-top: 5.5pt; margin-bottom: 0; margin-left: 39.00pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #5B862B; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>If the notes are automatically called prior to maturity, your investment return will be limited to the return represented by the Call Premium and may be less than a comparable investment directly in the Market Measure</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>. If, on the Call Observation Date, the Observation Value is greater than or equal to the Call Value, we will automatically call the notes. If the notes are automatically called, your return will be limited to the Call Premium, regardless of the extent of the increase in the value of the Market Measure. You will not participate in any positive performance of the Market Measure, which may be significant, and will not have voting rights or rights to receive dividends or other distributions or any other rights with respect to the Market Measure.</font></FONT></FONT></P>
                <P style="margin-top: 5.5pt; margin-bottom: 0; margin-left: 39.00pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #5B862B; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Your potential for a positive return based on the depreciation of the Market Measure is limited.</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> The benefit of the absolute value return feature applies only if the notes are not called and the Ending Value is less than the Starting Value but greater than or equal to the Threshold Value. Because the Threshold Value is 60% of the Starting Value, any positive return due to the depreciation of the Market Measure will be limited to 40%. Any decline in the Ending Value from the Starting Value by more than 40% will result in a loss, rather than a positive return, on the notes.</font></FONT></FONT></P>
                <P style="margin-top: 5.5pt; margin-bottom: 0; margin-left: 39.00pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #5B862B; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Payments on the notes will not reflect changes in the value of the Market Measure other than on the Call Observation Date or the Final Calculation Day</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>. As a result, even if the value of the Market Measure increases during the term of the notes, you will not receive any Call Payment if the Observation Value on the Call Observation Date is less than the Call Value. Similarly, if the notes are not called, you will receive a Redemption Amount that is less than the principal amount if the Ending Value is less than the Threshold Value on the Final Calculation Day, even if the value of the Market Measure was greater than the Threshold Value prior to such Final Calculation Day.</font></FONT></FONT></P>
                <P style="margin-top: 5.5pt; margin-bottom: 0; margin-left: 39.00pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #5B862B; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Your notes may be called prior to maturity</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>. If the notes are called, you will be subject to reinvestment risk, and may be forced to invest in a lower interest rate environment and may not be able to reinvest at comparable terms or returns.</font></FONT></FONT></P>
                <P style="margin-top: 5.5pt; margin-bottom: 0; margin-left: 39.00pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #5B862B; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The notes do not provide for regular interest payments</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>. Your return on the notes may be less than the yield you could earn by owning a conventional fixed or floating rate debt security of comparable maturity.</font></FONT></FONT></P>
                <P style="margin-top: 5.5pt; margin-bottom: 0; margin-left: 39.00pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #5B862B; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Payments on the notes are subject to our credit risk, and any actual or perceived changes in our creditworthiness are expected to affect the value of, or any amounts payable on, the notes</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>. You are dependent on our ability to pay all amounts due on the notes upon automatic redemption and at maturity and therefore you are subject to our credit risk.  The notes are not guaranteed by any other entity.  If we default on our obligations under the notes, your investment would be at risk and you could lose some or all of your investment.  As a result, the market value of the notes prior to maturity will be affected by changes in the market&#8217;s view of our creditworthiness.  Any actual or anticipated decline in our credit ratings or increase in the credit spreads charged by the market for taking our credit risk is likely to adversely affect the market value of the notes.</font></FONT></FONT></P>
                <P style="margin-top: 5.5pt; margin-bottom: 0; margin-left: 39.00pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #5B862B; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>As a finance subsidiary, MSFL has no independent operations and will have no independent assets</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>.  As a finance subsidiary, MSFL has no independent operations beyond the issuance and administration of its securities and will have no independent assets available for distributions to holders of MSFL securities if they make claims in respect of such securities in a bankruptcy, resolution or similar proceeding.  Accordingly, any recoveries by such holders will be limited to those available under the related guarantee by Morgan Stanley and that guarantee will rank pari passu with all other unsecured, unsubordinated obligations of Morgan Stanley. Holders will have recourse only to a single claim against Morgan Stanley and its assets under the guarantee. Holders of securities issued by MSFL should accordingly assume that in any such proceedings they would not have any priority over and should be treated pari passu with the claims of other unsecured, unsubordinated creditors of Morgan Stanley, including holders of Morgan Stanley-issued securities.</font></FONT></FONT></P>
                <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-weight: bold; text-decoration-style: solid; text-decoration-line: underline; font-family: Arial, sans-serif; font-size: 9.0pt; "><U><font style='white-space: pre-wrap;'>Valuation- and Market-related Risks</font></U></FONT></P>
                <P style="margin-top: 4.4pt; margin-bottom: 0; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #5B862B; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The notes are not designed to be short-term trading instruments, and if you attempt to sell the notes prior to maturity, their market value, if any, will be affected by various factors that interrelate in complex ways, and their market value may be less than the principal amount</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>. The notes are not designed to be short-term trading instruments. If you wish to liquidate your investment in the notes prior to maturity, your only option would be to sell them in the secondary market. At that time, there may be an illiquid market for your notes or no market at all. Even if you were able to sell your notes, there are many factors outside of our control that may adversely affect their market value, some of which, but not all, are stated below. The impact of any one factor may be offset or magnified by the effect of another factor. These factors may interact with each other in complex and unpredictable ways. Factors that may influence the value of the notes include:</font></FONT></FONT></P>
                <P style="margin-top: 4.4pt; margin-bottom: 0; margin-left: 79.20pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>value of the Market Measure,</font></FONT></FONT></P>
            </DIV>
            <DIV style="width: 595.21pt; padding: 0 39.00pt 23.43pt 39.00pt; min-height: 23.38pt; position: relative; ">
                <TABLE width="607.09pt" style="margin-left: -5.94pt; width: 607.09pt; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="555.39pt" style="width: 555.39pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="51.70pt" style="width: 51.70pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid #008000; ">
                            <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #5B862B; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Autocallable Leveraged Index Return Notes</font></FONT><FONT style="font-family: Arial, sans-serif; color: #5B862B; vertical-align: super; font-size: 7pt; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #5B862B; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> with an Absolute Return Barrier</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid #008000; ">
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="color: #5B862B; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>TS-</font><FONT>8</FONT></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; ">&nbsp;</FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 7.0pt; width: 535.36pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 7.0pt; "></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 595.21pt; padding: 31.19pt 39.00pt 0 39.00pt; min-height: 48.02pt; position: relative; ">
                <TABLE width="100.00%" style="margin-left: -5.94pt; width: 100.00%; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="92.71%" style="width: 92.71%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="17.29%" style="width: 17.29%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 23.32pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  4.50pt solid #5B862B; ">
                            <P style="margin-top: 0; margin-bottom: 0; "><FONT style="color: #5B862B; font-size: 13.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Autocallable Leveraged Index Return Notes</font></FONT><FONT style="color: #5B862B; font-size: 11pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174; </font></FONT><FONT style="color: #5B862B; font-size: 13.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>with an Absolute Return Barrier</font></FONT><FONT style="color: #5B862B; font-size: 16.0pt; font-family: Arial, sans-serif; "><BR></FONT><FONT style="color: #5B862B; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Linked to the Common Stock of Oracle Corporation, due November 10, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  4.50pt solid #5B862B; ">
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 595.21pt; padding: 10pt 39.00pt 10pt 39.00pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 4.4pt; margin-bottom: 0; margin-left: 79.20pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>volatility of the Market Measure,</font></FONT></FONT></P>
                <P style="margin-top: 4.4pt; margin-bottom: 0; margin-left: 79.20pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>economic and other conditions generally,</font></FONT></FONT></P>
                <P style="margin-top: 4.4pt; margin-bottom: 0; margin-left: 79.20pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>interest rates,</font></FONT></FONT></P>
                <P style="margin-top: 4.4pt; margin-bottom: 0; margin-left: 79.20pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>dividend yields,</font></FONT></FONT></P>
                <P style="margin-top: 4.4pt; margin-bottom: 0; margin-left: 79.20pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>our financial condition and creditworthiness, and</font></FONT></FONT></P>
                <P style="margin-top: 4.4pt; margin-bottom: 0; margin-left: 79.20pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>time remaining to maturity.</font></FONT></FONT></P>
                <P style="margin-top: 4.4pt; margin-bottom: 0; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #5B862B; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The rate we are willing to pay for securities of this type, maturity and issuance size is likely to be lower than the rate implied by our secondary market credit spreads and advantageous to us</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>. Both the lower rate and the inclusion of costs associated with issuing, selling, structuring and hedging the notes in the original issue price reduce the economic terms of the notes, cause the estimated value of the notes to be less than the original issue price and will adversely affect secondary market prices. Assuming no change in market conditions or any other relevant factors, the prices, if any, at which dealers, including MS &amp; Co., may be willing to purchase the notes in secondary market transactions will likely be significantly lower than the original issue price, because secondary market prices will exclude the issuing, selling, structuring and hedging-related costs that are included in the original issue price and borne by you and because the secondary market prices will reflect our secondary market credit spreads and the bid-offer spread that any dealer would charge in a secondary market transaction of this type as well as other factors. The inclusion of the costs of issuing, selling, structuring and hedging the notes in the original issue price and the lower rate we are willing to pay as issuer make the economic terms of the notes less favorable to you than they otherwise would be. However, because the costs associated with issuing, selling, structuring and hedging the notes are not fully deducted upon issuance, for a period of up to 6 months following the issue date, to the extent that MS &amp; Co. may buy or sell the notes in the secondary market, absent changes in market conditions, including those related to the Market Measure, and to our secondary market credit spreads, it would do so based on values higher than the estimated value, and we expect that those higher values will also be reflected in your brokerage account statements.</font></FONT></FONT></P>
                <P style="margin-top: 4.4pt; margin-bottom: 0; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #5B862B; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The estimated value of the notes is determined by reference to our pricing and valuation models, which may differ from those of other dealers and is not a maximum or minimum secondary market price</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>. These pricing and valuation models are proprietary and rely in part on subjective views of certain market inputs and certain assumptions about future events, which may prove to be incorrect. As a result, because there is no market-standard way to value these types of securities, our models may yield a higher estimated value of the notes than those generated by others, including other dealers in the market, if they attempted to value the notes. In addition, the estimated value on the pricing date does not represent a minimum or maximum price at which dealers, including MS &amp; Co., would be willing to purchase your notes in the secondary market (if any exists) at any time. The value of your notes at any time after the date of this document will vary based on many factors that cannot be predicted with accuracy, including our creditworthiness and changes in market conditions. See also &#8220;The notes are not designed to be short-term trading instruments, and if you attempt to sell the notes prior to maturity, their market value, if any, will be affected by various factors that interrelate in complex ways, and their market value may be less than the principal amount&#8221; above.</font></FONT></FONT></P>
                <P style="margin-top: 4.4pt; margin-bottom: 0; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #5B862B; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The notes may not be listed on any securities exchange and secondary trading may be limited</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>. Neither MS &amp; Co. nor MLPF&amp;S is obligated to make a market for, or repurchase, the notes. There is no assurance that any party will be willing to purchase your notes at any price in any secondary market. </font></FONT></FONT></P>
                <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-weight: bold; text-decoration-style: solid; text-decoration-line: underline; font-family: Arial, sans-serif; font-size: 9.0pt; "><U><font style='white-space: pre-wrap;'>Conflict-related Risks</font></U></FONT></P>
                <P style="margin-top: 4.4pt; margin-bottom: 0; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #5B862B; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hedging and trading activity by our affiliates or by MLPF&amp;S and their affiliates could potentially affect the value of the notes</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>. Our hedging and trading activities (including trades in shares of the Market Measure) and any hedging and trading activities we and our affiliates or MLPF&amp;S or their affiliates engage in that are not for your account or on your behalf may affect the market value and return of the notes and may create conflicts of interest with you. </font></FONT></FONT></P>
                <P style="margin-top: 4.4pt; margin-bottom: 0; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #5B862B; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Conflicts of interest</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>. There may be potential conflicts of interest involving the calculation agent, which is an affiliate of ours. We have the right to appoint and remove the calculation agent.</font></FONT></FONT></P>
                <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-weight: bold; text-decoration-style: solid; text-decoration-line: underline; font-family: Arial, sans-serif; font-size: 9.0pt; "><U><font style='white-space: pre-wrap;'>Market Measure-related Risks</font></U></FONT></P>
                <P style="margin-top: 4.4pt; margin-bottom: 0; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #5B862B; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>No obligations for Oracle Corporation</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>. The Underlying Company will have no obligations relating to the notes, and neither we nor our affiliates or MLPF&amp;S or their affiliates will perform any due diligence procedures with respect to the Underlying Company in connection with this offering.  </font></FONT></FONT></P>
                <P style="margin-top: 4.4pt; margin-bottom: 0; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #5B862B; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Investing in the notes is not the equivalent to investing in the common stock of Oracle Corporation. </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>You will have no rights of a holder of the Market Measure and you will not be entitled to receive shares of the Market Measure or dividends or other distributions by the Underlying Company.</font></FONT><FONT style="font-weight: bold; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>  </font></FONT></FONT></P>
                <P style="margin-top: 4.4pt; margin-bottom: 0; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #5B862B; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>No control over Oracle Corporation. </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>While we and our affiliates or MLPF&amp;S and their affiliates may from time to time own securities of the Underlying Company, none of us control the Underlying Company, and we have not verified any disclosure made by any other company.</font></FONT></FONT></P>
                <P style="margin-top: 4.4pt; margin-bottom: 0; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #5B862B; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Payments on the notes will not be adjusted for all corporate events that could affect the Market Measure. </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>See "Description of the Notes&#8212;Anti-Dilution Adjustments Relating to Market Measures" beginning on page PS-42 of the accompanying product supplement.</font></FONT></FONT></P>
            </DIV>
            <DIV style="width: 595.21pt; padding: 0 39.00pt 23.43pt 39.00pt; min-height: 23.38pt; position: relative; ">
                <TABLE width="607.09pt" style="margin-left: -5.94pt; width: 607.09pt; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="555.39pt" style="width: 555.39pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="51.70pt" style="width: 51.70pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid #008000; ">
                            <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #5B862B; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Autocallable Leveraged Index Return Notes</font></FONT><FONT style="font-family: Arial, sans-serif; color: #5B862B; vertical-align: super; font-size: 7pt; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #5B862B; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> with an Absolute Return Barrier</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid #008000; ">
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="color: #5B862B; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>TS-</font><FONT>9</FONT></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; ">&nbsp;</FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 7.0pt; width: 535.36pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 7.0pt; "></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 595.21pt; padding: 31.19pt 39.00pt 0 39.00pt; min-height: 48.02pt; position: relative; ">
                <TABLE width="100.00%" style="margin-left: -5.94pt; width: 100.00%; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="92.71%" style="width: 92.71%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="17.29%" style="width: 17.29%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 23.32pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  4.50pt solid #5B862B; ">
                            <P style="margin-top: 0; margin-bottom: 0; "><FONT style="color: #5B862B; font-size: 13.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Autocallable Leveraged Index Return Notes</font></FONT><FONT style="color: #5B862B; font-size: 11pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174; </font></FONT><FONT style="color: #5B862B; font-size: 13.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>with an Absolute Return Barrier</font></FONT><FONT style="color: #5B862B; font-size: 16.0pt; font-family: Arial, sans-serif; "><BR></FONT><FONT style="color: #5B862B; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Linked to the Common Stock of Oracle Corporation, due November 10, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  4.50pt solid #5B862B; ">
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 595.21pt; padding: 10pt 39.00pt 10pt 39.00pt; position: relative; margin-bottom: 20pt; ">
                <P style="text-indent: 0.0pt; padding-left: 0.0pt; margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-weight: bold; text-decoration-style: solid; text-decoration-line: underline; font-family: Arial, sans-serif; font-size: 9.0pt; "><U><font style='white-space: pre-wrap;'>Tax-related Risks</font></U></FONT></P>
                <P style="margin-top: 4.4pt; margin-bottom: 0; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #5B862B; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The U.S. federal income tax consequences of an investment in the notes are uncertain. </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Please read the discussion under &#8220;Summary U.S. Federal Tax Consequences&#8221; in this document and the discussion under &#8220;United States Federal Taxation&#8221; in the accompanying product supplement (together, the &#8220;Tax Disclosure Sections&#8221;) concerning the U.S. federal income tax consequences of an investment in the notes. There is no direct legal authority regarding the proper U.S. federal tax treatment of the notes, and we do not plan to request a ruling from the Internal Revenue Service (the &#8220;IRS&#8221;). Consequently, significant aspects of the tax treatment of the notes are uncertain, and the IRS or a court might not agree with the tax treatment of a note as a single financial contract that is an &#8220;open transaction&#8221; for U.S. federal income tax purposes. If the IRS were successful in asserting an alternative treatment of the notes, the tax consequences of the ownership and disposition of the notes, including the timing and character of income recognized by U.S. Holders and the withholding tax consequences to Non-U.S. Holders, might be materially and adversely affected. Moreover, future legislation, Treasury regulations or IRS guidance could adversely affect the U.S. federal tax treatment of the notes, possibly retroactively.</font></FONT><FONT style="font-weight: bold; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> </font></FONT></FONT></P>
                <P style="padding-left: 39.44pt; margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Both U.S. and Non-U.S. Holders should consult their tax advisers regarding the U.S. federal income tax consequences of an investment in the notes, including possible alternative treatments, as well as any tax consequences arising under the laws of any state, local or non-U.S. taxing jurisdiction.</font></FONT></P>
            </DIV>
            <DIV style="width: 595.21pt; padding: 0 39.00pt 23.43pt 39.00pt; min-height: 23.38pt; position: relative; ">
                <TABLE width="607.09pt" style="margin-left: -5.94pt; width: 607.09pt; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="555.39pt" style="width: 555.39pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="51.70pt" style="width: 51.70pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid #008000; ">
                            <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #5B862B; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Autocallable Leveraged Index Return Notes</font></FONT><FONT style="font-family: Arial, sans-serif; color: #5B862B; vertical-align: super; font-size: 7pt; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #5B862B; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> with an Absolute Return Barrier</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid #008000; ">
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="color: #5B862B; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>TS-</font><FONT>10</FONT></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; ">&nbsp;</FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 7.0pt; width: 535.36pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 7.0pt; "></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 595.21pt; padding: 31.19pt 39.00pt 0 39.00pt; min-height: 48.02pt; position: relative; ">
                <TABLE width="100.00%" style="margin-left: -5.94pt; width: 100.00%; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="92.71%" style="width: 92.71%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="17.29%" style="width: 17.29%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 23.32pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  4.50pt solid #5B862B; ">
                            <P style="margin-top: 0; margin-bottom: 0; "><FONT style="color: #5B862B; font-size: 13.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Autocallable Leveraged Index Return Notes</font></FONT><FONT style="color: #5B862B; font-size: 11pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174; </font></FONT><FONT style="color: #5B862B; font-size: 13.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>with an Absolute Return Barrier</font></FONT><FONT style="color: #5B862B; font-size: 16.0pt; font-family: Arial, sans-serif; "><BR></FONT><FONT style="color: #5B862B; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Linked to the Common Stock of Oracle Corporation, due November 10, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  4.50pt solid #5B862B; ">
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 595.21pt; padding: 10pt 39.00pt 10pt 39.00pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 0.0pt; margin-bottom: 0; "><FONT style="color: #5B862B; font-size: 20.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The Market Measure</font></FONT></P>
                <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>We have derived the following information from publicly available documents. We have not independently verified the accuracy or completeness of the following information. </font></FONT></P>
                <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Because the Market Measure is registered under the Securities Exchange Act of 1934, as amended, the Underlying Company is required to file periodically certain financial and other information specified by the SEC. Information provided to or filed with the SEC by the Underlying Company can be located through the SEC&#8217;s website at www.sec.gov by reference to the CIK number set forth below.</font></FONT></P>
                <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>This term sheet relates only to the notes and does not relate to the Market Measure or to any other securities of the Underlying Company. None of us, Morgan Stanley, MS&amp;Co. or MLPF&amp;S or our other or their affiliates has participated or will participate in the preparation of the Underlying Company&#8217;s publicly available documents. None of us, Morgan Stanley, MS&amp;Co. or MLPF&amp;S or our other or their affiliates has made any due diligence inquiry with respect to the Underlying Company in connection with the offering of the notes. None of us, Morgan Stanley, MS&amp;Co. or MLPF&amp;S or our other or their affiliates makes any representation that the publicly available documents or any other publicly available information regarding the Underlying Company are accurate or complete. Furthermore, there can be no assurance that all events occurring prior to the date of this term sheet, including events that would affect the accuracy or completeness of these publicly available documents that would affect the trading price of the Market Measure, have been or will be publicly disclosed. Subsequent disclosure of any events or the disclosure of or failure to disclose material future events concerning the Underlying Company could affect the value of the Market Measure and therefore could affect your return on the notes. The selection of the Market Measure is not a recommendation to buy or sell the Market Measure.</font></FONT></P>
                <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-weight: bold; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Oracle Corporation</font></FONT></P>
                <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Oracle Corporation provides products and services that address enterprise information technology environments. This Market Measure trades on the New York Stock Exchange under the symbol "ORCL." The company's CIK number is 0001341439.</font></FONT></P>
                <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-weight: bold; font-style: italic; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The following graph shows the daily historical performance of the Market Measure on its primary exchange for the period from January 1, 2015 through the pricing date.  We obtained this historical data from Bloomberg L.P.  We have not independently verified the accuracy or completeness of the information obtained from Bloomberg L.P. On the pricing date, the Closing Market Price of the Market Measure was $257.85. The graph below may have been adjusted to reflect certain corporate actions such as stock splits and reverse stock splits.</font></FONT></P>
                <P style="text-align: center; margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-weight: bold; font-style: italic; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Historical Performance of the Market Measure </font></FONT></P>
                <P STYLE="margin-left: 0pt; text-align: center; margin-top: 5.5pt; margin-bottom: 0pt"><IMG SRC="image_002.jpg" ALT=""><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><FONT style="width: 594.83pt; height: 289.58pt; ">
                            </FONT></FONT></P>
                <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-weight: bold; font-style: italic; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>This historical data on the Market Measure is not necessarily indicative of the future performance of the Market Measure or what the value of the notes may be. Any historical upward or downward trend in the price per share of the Market Measure during any period set forth above is not an indication that the price per share of the Market Measure is more or less likely to increase or decrease at any time over the term of the notes.</font></FONT></P>
                <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>You should consult publicly available sources for the prices and trading pattern of the Market Measure.</font></FONT></P>
            </DIV>
            <DIV style="width: 595.21pt; padding: 0 39.00pt 23.43pt 39.00pt; min-height: 23.38pt; position: relative; ">
                <TABLE width="607.09pt" style="margin-left: -5.94pt; width: 607.09pt; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="555.39pt" style="width: 555.39pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="51.70pt" style="width: 51.70pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid #008000; ">
                            <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #5B862B; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Autocallable Leveraged Index Return Notes</font></FONT><FONT style="font-family: Arial, sans-serif; color: #5B862B; vertical-align: super; font-size: 7pt; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #5B862B; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> with an Absolute Return Barrier</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid #008000; ">
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="color: #5B862B; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>TS-</font><FONT>11</FONT></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; ">&nbsp;</FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 7.0pt; width: 535.36pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 7.0pt; "></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 595.21pt; padding: 31.19pt 39.00pt 0 39.00pt; min-height: 48.02pt; position: relative; ">
                <TABLE width="100.00%" style="margin-left: -5.94pt; width: 100.00%; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="92.71%" style="width: 92.71%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="17.29%" style="width: 17.29%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 23.32pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  4.50pt solid #5B862B; ">
                            <P style="margin-top: 0; margin-bottom: 0; "><FONT style="color: #5B862B; font-size: 13.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Autocallable Leveraged Index Return Notes</font></FONT><FONT style="color: #5B862B; font-size: 11pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174; </font></FONT><FONT style="color: #5B862B; font-size: 13.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>with an Absolute Return Barrier</font></FONT><FONT style="color: #5B862B; font-size: 16.0pt; font-family: Arial, sans-serif; "><BR></FONT><FONT style="color: #5B862B; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Linked to the Common Stock of Oracle Corporation, due November 10, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  4.50pt solid #5B862B; ">
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 595.21pt; padding: 10pt 39.00pt 10pt 39.00pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 0.0pt; margin-bottom: 0; "><FONT style="color: #5B862B; font-size: 20.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Supplement to the Plan of Distribution; Conflicts of Interest</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>MS &amp; Co. is the agent for this offering. We have agreed to sell to MS &amp; Co., and MS &amp; Co. has agreed to purchase, all of the notes at the issue price less the underwriting discount indicated on the cover of this document. MLPF&amp;S will purchase the notes from MS &amp; Co. for resale, and will receive a discount in connection with the sale of the notes in an amount up to the full amount of underwriting discount set forth on the cover of this term sheet. MLPF&amp;S will offer the notes at the public offering price set forth on the cover page hereto.</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>MS &amp; Co. is our affiliate and a wholly owned subsidiary of Morgan Stanley, and it and other affiliates of ours expect to make a profit by selling, structuring and, when applicable, hedging the notes. </font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>MS &amp; Co. will conduct this offering in compliance with the requirements of Rule 5121 of the Financial Industry Regulatory Authority, Inc. (&#8220;FINRA&#8221;), regarding a FINRA member firm&#8217;s distribution of the securities of an affiliate and related conflicts of interest. MS &amp; Co. or any of our other affiliates may not make sales in this offering to any discretionary account.</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The costs included in the original issue price of the notes will include a fee paid by MS &amp; Co. to LFT Securities, LLC, an entity in which an affiliate of MLPF&amp;S has an ownership interest in, which will reduce the economic terms of the notes to you.</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>We will deliver the notes against payment therefor in New York, New York on a date that is greater than one business day following the pricing date. Under Rule 15c6-1 of the Securities Exchange Act of 1934, trades in the secondary market generally are required to settle in one business day, unless the parties to any such trade expressly agree otherwise. Accordingly, purchasers who wish to trade the notes more than one business day prior to the original issue date will be required to specify alternative settlement arrangements to prevent a failed settlement.</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The notes will not be listed on any securities exchange. In the original offering of the notes, the notes will be sold in minimum investment amounts of 10,000 units. If you place an order to purchase the notes, you are consenting to MLPF&amp;S and/or one of its affiliates acting as a principal in effecting the transaction for your account.</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>MS&amp;Co. may repurchase and resell the notes, with repurchases and resales being made at prices related to then-prevailing market prices or at negotiated prices, and these will include MS&amp;Co.&#8217;s trading commissions and mark-ups or mark-downs. MS&amp;Co. may act as principal or agent in these market-making transactions; however MS&amp;Co. is not obligated to engage in any such transactions. At MS&amp;Co.&#8217;s discretion, for a short, undetermined initial period after the issuance of the notes, MS&amp;Co. may offer to buy the notes in the secondary market at a price that may exceed the initial estimated value of the notes. Any price offered by MS&amp;Co. for the notes will be based on then-prevailing market conditions and other considerations, including the performance of the Market Measure and the remaining term of the notes. However, neither we nor any of our affiliates is obligated to purchase your notes at any price, or at any time, and we cannot assure you that we or any of our affiliates will purchase your notes at a price that equals or exceeds the initial estimated value of the notes.</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The value of the notes shown on your account statement will be based on MS&amp;Co.&#8217;s estimate of the value of the notes if MS&amp;Co. were to make a market in the notes, which it is not obligated to do. That estimate will be based upon the price that MS&amp;Co. may pay for the notes in light of then-prevailing market conditions and other considerations, as mentioned above, and will include transaction costs. At certain times, this price may be higher than or lower than the initial estimated value of the notes.</font></FONT></P>
            </DIV>
            <DIV style="width: 595.21pt; padding: 0 39.00pt 23.43pt 39.00pt; min-height: 23.38pt; position: relative; ">
                <TABLE width="607.09pt" style="margin-left: -5.94pt; width: 607.09pt; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="555.39pt" style="width: 555.39pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="51.70pt" style="width: 51.70pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid #008000; ">
                            <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #5B862B; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Autocallable Leveraged Index Return Notes</font></FONT><FONT style="font-family: Arial, sans-serif; color: #5B862B; vertical-align: super; font-size: 7pt; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #5B862B; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> with an Absolute Return Barrier</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid #008000; ">
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="color: #5B862B; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>TS-</font><FONT>12</FONT></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; ">&nbsp;</FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 7.0pt; width: 535.36pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 7.0pt; "></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 595.21pt; padding: 31.19pt 39.00pt 0 39.00pt; min-height: 48.02pt; position: relative; ">
                <TABLE width="100.00%" style="margin-left: -5.94pt; width: 100.00%; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="92.71%" style="width: 92.71%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="17.29%" style="width: 17.29%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 23.32pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  4.50pt solid #5B862B; ">
                            <P style="margin-top: 0; margin-bottom: 0; "><FONT style="color: #5B862B; font-size: 13.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Autocallable Leveraged Index Return Notes</font></FONT><FONT style="color: #5B862B; font-size: 11pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174; </font></FONT><FONT style="color: #5B862B; font-size: 13.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>with an Absolute Return Barrier</font></FONT><FONT style="color: #5B862B; font-size: 16.0pt; font-family: Arial, sans-serif; "><BR></FONT><FONT style="color: #5B862B; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Linked to the Common Stock of Oracle Corporation, due November 10, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  4.50pt solid #5B862B; ">
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 595.21pt; padding: 10pt 39.00pt 10pt 39.00pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="color: #5B862B; font-size: 20.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Structuring the Notes</font></FONT></P>
                <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The notes are our debt securities, the return on which is linked to the performance of the Market Measure.  The related guarantees are Morgan Stanley&#8217;s obligations. As is the case for all of our and Morgan Stanley&#8217;s respective debt securities, including our market-linked notes, the economic terms of the notes reflect our and Morgan Stanley&#8217;s actual or perceived creditworthiness at the time of pricing.  In addition, because market-linked notes result in increased operational, funding and liability management costs to us and Morgan Stanley, Morgan Stanley typically borrows the funds under these types of notes at a rate that is more favorable to Morgan Stanley than the rate that it might pay for a conventional fixed or floating rate debt security. This rate, which we refer to in this term sheet as Morgan Stanley&#8217;s internal funding rate, is typically lower than the rate Morgan Stanley would pay when it issues conventional fixed or floating rate debt securities. This generally relatively lower internal funding rate, which is reflected in the economic terms of the notes, along with the fees and charges associated with market-linked notes, resulted in the initial estimated value of the notes on the pricing date being less than their public offering price.</font></FONT></P>
                <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>At maturity, if not previously automatically called, we are required to pay the Redemption Amount to holders of the notes, which will be calculated based on the performance of the Market Measure and the $10 per unit principal amount. In order to meet these payment obligations, at the time we issue the notes, we may choose to enter into certain hedging arrangements (which may include call options, put options or other derivatives) with MS&amp;Co. or one of our other affiliates.  The terms of these hedging arrangements are determined by seeking bids from market participants, which may include MS&amp;Co. and our other affiliates, and take into account a number of factors, including our and Morgan Stanley&#8217;s creditworthiness, interest rate movements, the volatility of the Market Measure, the tenor of the notes and the tenor of the hedging arrangements.  The economic terms of the notes and their initial estimated value depend in part on the terms of these hedging arrangements. These hedging arrangements are expected to result in a profit to those engaging in the hedging activity, which could be more or less than initially expected, but could also result in a loss.</font></FONT></P>
                <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>For further information, see &#8220;Risk Factors&#8212;Valuation and Market-related Risks&#8221; and &#8220;&#8212;Conflict-related Risks&#8221; beginning on page PS-8 and PS-9, respectively, and &#8220;Use of Proceeds and Hedging&#8221; on page PS-27 of the accompanying product supplement. </font></FONT></P>
            </DIV>
            <DIV style="width: 595.21pt; padding: 0 39.00pt 23.43pt 39.00pt; min-height: 23.38pt; position: relative; ">
                <TABLE width="607.09pt" style="margin-left: -5.94pt; width: 607.09pt; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="555.39pt" style="width: 555.39pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="51.70pt" style="width: 51.70pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid #008000; ">
                            <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #5B862B; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Autocallable Leveraged Index Return Notes</font></FONT><FONT style="font-family: Arial, sans-serif; color: #5B862B; vertical-align: super; font-size: 7pt; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #5B862B; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> with an Absolute Return Barrier</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid #008000; ">
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="color: #5B862B; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>TS-</font><FONT>13</FONT></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; ">&nbsp;</FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 7.0pt; width: 535.36pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 7.0pt; "></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 595.21pt; padding: 31.19pt 39.00pt 0 39.00pt; min-height: 48.02pt; position: relative; ">
                <TABLE width="100.00%" style="margin-left: -5.94pt; width: 100.00%; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="92.71%" style="width: 92.71%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="17.29%" style="width: 17.29%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 23.32pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  4.50pt solid #5B862B; ">
                            <P style="margin-top: 0; margin-bottom: 0; "><FONT style="color: #5B862B; font-size: 13.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Autocallable Leveraged Index Return Notes</font></FONT><FONT style="color: #5B862B; font-size: 11pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174; </font></FONT><FONT style="color: #5B862B; font-size: 13.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>with an Absolute Return Barrier</font></FONT><FONT style="color: #5B862B; font-size: 16.0pt; font-family: Arial, sans-serif; "><BR></FONT><FONT style="color: #5B862B; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Linked to the Common Stock of Oracle Corporation, due November 10, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  4.50pt solid #5B862B; ">
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 595.21pt; padding: 10pt 39.00pt 10pt 39.00pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 0.0pt; margin-bottom: 0; "><FONT style="color: #5B862B; font-size: 20.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Summary U.S. Federal Tax Consequences</font></FONT></P>
                <P style="margin-bottom: 8.8pt; text-indent: 0.77pt; text-align: justify; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Although there is uncertainty regarding the U.S. federal income tax consequences of an investment in the </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>notes</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> due to the lack of governing authority, in the opinion of our counsel, Davis Polk &amp; Wardwell LLP, under current law, and based on current market conditions, it is reasonable to treat a note</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>as a single financial contract that is an &#8220;open transaction&#8221; for U.S. federal income tax purposes, as described in the section entitled &#8220;United States Federal Taxation&#8212;Tax Consequences to U.S. Holders&#8212;Notes Treated as Single Financial Contracts that are Open Transactions&#8221; in the accompanying product supplement. </font></FONT></P>
                <P style="margin-bottom: 8.8pt; text-indent: 0.77pt; text-align: justify; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Assuming this treatment of the </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>notes </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>is respected and subject to the discussion in &#8220;United States Federal Taxation&#8221; in the accompanying product supplement, the following U.S. federal income tax consequences should result based on current law:</font></FONT></P>
                <P style="margin-bottom: 8.8pt; margin-top: 0; margin-left: 26.90pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #000000; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>A U.S. Holder should not be required to recognize taxable income over the term of the notes prior to settlement, other than pursuant to a sale or exchange.</font></FONT></FONT></P>
                <P style="margin-bottom: 8.8pt; margin-top: 0; margin-left: 26.90pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #000000; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Upon a sale, exchange or settlement of the notes, including a retirement at maturity or, if applicable, an earlier redemption, a U.S. Holder should recognize gain or loss equal to the difference between the amount realized and the U.S. Holder&#8217;s tax basis in the notes. Such gain or loss should be long-term capital gain or loss if the investor has held the notes for more than one year, and short-term capital gain or loss otherwise.</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 6.6pt; text-align: justify; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>We do not plan to request a ruling from the Internal Revenue Service (the &#8220;IRS&#8221;) regarding the treatment of the </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>notes</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>. An alternative characterization of the </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>notes </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>could materially and adversely affect the tax consequences of ownership and disposition of the </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>notes</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>, including the timing and character of income recognized. In addition, the U.S. Treasury Department and the IRS have requested comments on various issues regarding the U.S. federal income tax treatment of &#8220;prepaid forward contracts&#8221; and similar financial instruments and have indicated that such transactions may be the subject of future regulations or other guidance. Furthermore, members of Congress have proposed legislative changes to the tax treatment of derivative contracts. Any legislation, Treasury regulations or other guidance promulgated after consideration of these issues could materially and adversely affect the tax consequences of an investment in the </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>notes</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>, possibly with retroactive effect. </font></FONT></P>
                <P style="margin-top: 4.4pt; margin-bottom: 4.4pt; text-indent: 0.77pt; padding-left: 1.59pt; text-align: justify; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>As discussed in the accompanying product supplement, Section 871(m) of the Code and Treasury regulations promulgated thereunder (&#8220;Section 871(m)&#8221;) generally impose a 30% (or a lower applicable treaty rate) withholding tax on dividend equivalents paid or deemed paid to Non-U.S. Holders with respect to certain financial instruments linked to U.S. equities or indices that include U.S. equities (each, an &#8220;Underlying Security&#8221;). Subject to certain exceptions, Section 871(m) generally applies to securities that substantially replicate the economic performance of one or more Underlying Securities, as determined based on tests set forth in the applicable Treasury regulations (a &#8220;Specified Security&#8221;). However, pursuant to an IRS notice, Section 871(m) will not apply to securities issued before January 1, 2027 that do not have a delta of one with respect to any Underlying Security. Based on our determination that the notes do not have a delta of one with respect to any Underlying Security, our counsel is of the opinion that the notes should not be Specified Securities and, therefore, should not be subject to Section 871(m). </font></FONT></P>
                <P style="margin-top: 4.4pt; margin-bottom: 4.4pt; text-indent: 0.77pt; padding-left: 1.59pt; text-align: justify; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Our determination is not binding on the IRS, and the IRS may disagree with this determination. Section 871(m) is complex and its application may depend on your particular circumstances, including whether you enter into other transactions with respect to an Underlying Security. If withholding is required, we will not be required to pay any additional amounts with respect to the amounts so withheld. You should consult your tax adviser regarding the potential application of Section 871(m) to the notes.</font></FONT></P>
                <P style="margin-bottom: 8.8pt; text-align: justify; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Both U.S. and non-U.S. investors considering an investment in the notes should read the discussion under &#8220;Risk Factors&#8221; in this document </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>and the discussion under &#8220;United States Federal Taxation&#8221; in the accompanying </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>product supplement </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>and </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>consult their tax advisers regarding all aspects of the U.S. federal income tax consequences of an investment in the notes, including possible alternative treatments, and any tax consequences arising under the laws of any state, local or non-U.S. taxing jurisdiction. </font></FONT></P>
                <P style="margin-bottom: 6.6pt; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The discussion in the preceding paragraphs under &#8220;Summary U.S. Federal Tax Consequences&#8221; and the discussion contained in the section entitled &#8220;United States Federal Taxation&#8221; in the accompanying product supplement, insofar as they purport to describe provisions of U.S. federal income tax laws or legal conclusions with respect thereto, constitute the full opinion of Davis Polk &amp; Wardwell LLP regarding the material U.S. federal tax consequences of an investment in the notes.</font></FONT></P>
            </DIV>
            <DIV style="width: 595.21pt; padding: 0 39.00pt 23.43pt 39.00pt; min-height: 23.38pt; position: relative; ">
                <TABLE width="607.09pt" style="margin-left: -5.94pt; width: 607.09pt; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="555.39pt" style="width: 555.39pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="51.70pt" style="width: 51.70pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid #008000; ">
                            <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #5B862B; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Autocallable Leveraged Index Return Notes</font></FONT><FONT style="font-family: Arial, sans-serif; color: #5B862B; vertical-align: super; font-size: 7pt; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #5B862B; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> with an Absolute Return Barrier</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid #008000; ">
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="color: #5B862B; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>TS-</font><FONT>14</FONT></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; ">&nbsp;</FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 7.0pt; width: 535.36pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 7.0pt; "></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 595.21pt; padding: 31.19pt 39.00pt 0 39.00pt; min-height: 48.02pt; position: relative; ">
                <TABLE width="100.00%" style="margin-left: -5.94pt; width: 100.00%; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="92.71%" style="width: 92.71%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="17.29%" style="width: 17.29%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 23.32pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  4.50pt solid #5B862B; ">
                            <P style="margin-top: 0; margin-bottom: 0; "><FONT style="color: #5B862B; font-size: 13.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Autocallable Leveraged Index Return Notes</font></FONT><FONT style="color: #5B862B; font-size: 11pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174; </font></FONT><FONT style="color: #5B862B; font-size: 13.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>with an Absolute Return Barrier</font></FONT><FONT style="color: #5B862B; font-size: 16.0pt; font-family: Arial, sans-serif; "><BR></FONT><FONT style="color: #5B862B; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Linked to the Common Stock of Oracle Corporation, due November 10, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  4.50pt solid #5B862B; ">
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 595.21pt; padding: 10pt 39.00pt 10pt 39.00pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-bottom: 6.6pt; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="color: #5B862B; font-size: 20.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Where You Can Find More Information</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>We and Morgan Stanley have filed a registration statement (including a product supplement and a prospectus) with the SEC for the offering to which this term sheet relates.  You should read the Note Prospectus, including this term sheet, and the other documents relating to this offering that we and Morgan Stanley have filed with the SEC, for more complete information about us, Morgan Stanley and this offering.  You may get these documents without cost by visiting EDGAR on the SEC website at www.sec.gov or by calling MLPF&amp;S toll-free at 1-800-294-1322.</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>You may access these documents on the SEC web site at www.sec.gov as follows:</font></FONT></P>
                <P style="margin-top: 5.5pt; margin-bottom: 0; "><A href="https://www.sec.gov/Archives/edgar/data/895421/000095010324013846/dp218175_424b2.htm" style="word-break: break-all; "><FONT style="font-weight: bold; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Product Supplement for Principal-at-Risk Notes dated September 23, 2024</font></FONT></A></P>
                <P style="margin-top: 5.5pt; margin-bottom: 0; "><A href="https://www.sec.gov/Archives/edgar/data/895421/000095010324005205/dp209505_424b2-base.htm" style="word-break: break-all; "><FONT style="font-weight: bold; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Prospectus dated April 12, 2024</font></FONT></A></P>
                <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Terms used but not defined in this document are defined in the accompanying product supplement or in the prospectus.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="color: #5B862B; font-size: 20.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Validity Of The Notes</font></FONT></P>
                <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>In the opinion of Davis Polk &amp; Wardwell LLP, as special counsel to MSFL and Morgan Stanley, when the notes offered by this term sheet have been issued by MSFL pursuant to the MSFL Senior Debt Indenture (as defined in the accompanying prospectus), the trustee and/or paying agent has made, in accordance with the instructions from MSFL, the appropriate entries or notations in its records relating to the master note that represents such notes (the &#8220;master note&#8221;), and such notes have been delivered against payment as contemplated herein, such notes will be valid and binding obligations of MSFL and the related guarantee will be a valid and binding obligation of Morgan Stanley, enforceable in accordance with their terms, subject to applicable bankruptcy, insolvency and similar laws affecting creditors&#8217; rights generally, concepts of reasonableness and equitable principles of general applicability (including, without limitation, concepts of good faith, fair dealing and the lack of bad faith), </font></FONT><FONT style="font-style: italic; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>provided</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> that such counsel expresses no opinion as to (i) the effect of fraudulent conveyance, fraudulent transfer or similar provision of applicable law on the conclusions expressed above and (ii) any provision of the MSFL Senior Debt Indenture that purports to avoid the effect of fraudulent conveyance, fraudulent transfer or similar provision of applicable law by limiting the amount of Morgan Stanley&#8217;s obligation under the related guarantee. This opinion is given as of the date hereof and is limited to the laws of the State of New York, the General Corporation Law of the State of Delaware and the Delaware Limited Liability Company Act. In addition, this opinion is subject to customary assumptions about the trustee&#8217;s authorization, execution and delivery of the MSFL Senior Debt Indenture and its authentication of the master note and the validity, binding nature and enforceability of the MSFL Senior Debt Indenture with respect to the trustee, all as stated in the letter of such counsel dated September 23, 2025, which was filed as an exhibit to a Current Report on Form 8-K by the Company on September 23, 2025.</font></FONT></P>
                <P style="margin-top: 5.5pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
            </DIV>
            <DIV style="width: 595.21pt; padding: 0 39.00pt 23.43pt 39.00pt; min-height: 23.38pt; position: relative; ">
                <TABLE width="607.09pt" style="margin-left: -5.94pt; width: 607.09pt; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="555.39pt" style="width: 555.39pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="51.70pt" style="width: 51.70pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid #008000; ">
                            <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #5B862B; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Autocallable Leveraged Index Return Notes</font></FONT><FONT style="font-family: Arial, sans-serif; color: #5B862B; vertical-align: super; font-size: 7pt; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #5B862B; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> with an Absolute Return Barrier</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid #008000; ">
                            <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="color: #5B862B; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>TS-</font><FONT>15</FONT></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; ">&nbsp;</FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 7.0pt; width: 535.36pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 7.0pt; "></FONT></P>
            </DIV>
        </DIV>
        <DIV style="border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
    </BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-FILING FEES
<SEQUENCE>2
<FILENAME>ex-filingfees.htm
<DESCRIPTION>EX-FILING FEES
<TEXT>
<XBRL>
<?xml version='1.0' encoding='ASCII'?>
<html xmlns="http://www.w3.org/1999/xhtml" xmlns:xs="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2015-02-26" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:ffd="http://xbrl.sec.gov/ffd/2025" xmlns:dei="http://xbrl.sec.gov/dei/2025" xmlns:ms="http://morganstanley.com/20251105">
<head>
     <title>EX Filing Fees</title>
<meta http-equiv="Content-Type" content="text/html"/>
</head>
<!-- Field: Set; Name: xdx; ID: xdx_027_FFD%2D2025 -->
<!-- Field: Set; Name: xdx; ID: xdx_03E_ms_morganstanley.com_20251105 -->
<!-- Field: Set; Name: xdx; ID: xdx_042_20251105_20251105 -->
<!-- Field: Set; Name: xdx; ID: xdx_05C_edei%2D%2DEntityCentralIndexKey_0000895421 -->
<!-- Field: Set; Name: xdx; ID: xdx_06B_USD_1_iso4217%2D%2DUSD -->
<!-- Field: Set; Name: xdx; ID: xdx_062_Shares_2_xbrli%2D%2Dshares -->
<!-- Field: Set; Name: xdx; ID: xdx_06D_USDPShares_3_iso4217%2D%2DUSD_xbrli%2D%2Dshares -->
<!-- Field: Set; Name: xdx; ID: xdx_065_Ratio_4_xbrli%2D%2Dpure -->
<body style="font: 10pt Arial, Helvetica, Sans-Serif">
<div style="display: none">
<ix:header>
 <ix:hidden>
  <ix:nonNumeric contextRef="AsOf2025-11-05" id="Fact000003" name="dei:EntityCentralIndexKey">0000895421</ix:nonNumeric>
  </ix:hidden>
 <ix:references>
  <link:schemaRef xlink:href="https://xbrl.sec.gov/ffd/2025/ffd-2025.xsd" xlink:type="simple"/>
  </ix:references>
 <ix:resources>
    <xbrli:context id="AsOf2025-11-05">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000895421</xbrli:identifier>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2025-11-05</xbrli:startDate>
        <xbrli:endDate>2025-11-05</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:unit id="USD">
      <xbrli:measure>iso4217:USD</xbrli:measure>
    </xbrli:unit>
    <xbrli:unit id="Shares">
      <xbrli:measure>xbrli:shares</xbrli:measure>
    </xbrli:unit>
    <xbrli:unit id="USDPShares">
      <xbrli:divide>
        <xbrli:unitNumerator>
          <xbrli:measure>iso4217:USD</xbrli:measure>
        </xbrli:unitNumerator>
        <xbrli:unitDenominator>
          <xbrli:measure>xbrli:shares</xbrli:measure>
        </xbrli:unitDenominator>
      </xbrli:divide>
    </xbrli:unit>
    <xbrli:unit id="Ratio">
      <xbrli:measure>xbrli:pure</xbrli:measure>
    </xbrli:unit>
  </ix:resources>
 </ix:header>
</div>


<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: right">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right"><b><span id="xdx_901_effd--FeeExhibitTp_c20251105__20251105_zyNzzgyLXlzd"><ix:nonNumeric contextRef="AsOf2025-11-05" id="Fact000009" name="ffd:FeeExhibitTp">EX-FILING FEES</ix:nonNumeric></span></b></p>

<p style="font: 12pt/14pt Times New Roman, Times, Serif; margin: 0 0 10pt; text-align: center"><b>CALCULATION OF FILING FEE TABLES</b></p>

<p style="font: 11pt Arial, Helvetica, Sans-Serif; text-align: center; margin-top: 6pt; margin-bottom: 6pt"><span id="xdx_90F_effd--FormTp_c20251105__20251105_zGdAZTpobV9c" style="font-family: Times New Roman, Times, Serif; font-size: 12pt"><b><ix:nonNumeric contextRef="AsOf2025-11-05" id="Fact000010" name="ffd:FormTp">S-3</ix:nonNumeric></b></span></p>

<p style="font: 12pt/14pt Times New Roman, Times, Serif; margin: 0 0 0pt; text-align: center"><b><span id="xdx_901_edei--EntityRegistrantName_c20251105__20251105_zOxJlTVBW8bd"><ix:nonNumeric contextRef="AsOf2025-11-05" id="Fact000011" name="dei:EntityRegistrantName">MORGAN STANLEY</ix:nonNumeric></span></b></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; margin-top: 6pt; margin-bottom: 6pt"></p>

<p style="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; visibility: hidden; text-indent: 0in"><span style="visibility: hidden; font-family: Times New Roman, Times, Serif; font-size: 10pt">Submission
Type: <span id="xdx_90F_effd--SubmissnTp_c20251105__20251105_za72BbENXhPf" style="visibility: hidden"><ix:nonNumeric contextRef="AsOf2025-11-05" id="Fact000012" name="ffd:SubmissnTp">424B2</ix:nonNumeric></span></span></p>

<p style="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; visibility: hidden; text-indent: 0in"><span style="visibility: hidden; font-family: Times New Roman, Times, Serif; font-size: 10pt">SEC
File No. <span id="xdx_90B_effd--RegnFileNb_c20251105__20251105_z3aBXBKUS5Oi" style="visibility: hidden"><ix:nonNumeric contextRef="AsOf2025-11-05" id="Fact000013" name="ffd:RegnFileNb">333-275587</ix:nonNumeric></span></span></p>

<p style="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; visibility: hidden; text-indent: 0in"><span style="visibility: hidden; font-family: Times New Roman, Times, Serif; font-size: 10pt">Final
Prospectus: <span id="xdx_90B_effd--FnlPrspctsFlg_c20251105__20251105_zCEOGly0duMk" style="visibility: hidden"><ix:nonNumeric contextRef="AsOf2025-11-05" format="ixt:booleantrue" id="Fact000014" name="ffd:FnlPrspctsFlg">True</ix:nonNumeric></span></span></p>



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0; visibility: hidden"><span><span id="xdx_900_effd--OfferingTableNa_c20251105__20251105_zhRbu5xf2nd5"><span id="xdx_90E_effd--OffsetTableNa_c20251105__20251105_zvSvLNR5nJ2c" style="visibility: hidden"><span id="xdx_90D_effd--CombinedProspectusTableNa_c20251105__20251105_zqbM8r7bsRUi"><ix:nonNumeric contextRef="AsOf2025-11-05" id="Fact000015" name="ffd:OfferingTableNa"><ix:nonNumeric contextRef="AsOf2025-11-05" id="Fact000016" name="ffd:OffsetTableNa"><ix:nonNumeric contextRef="AsOf2025-11-05" id="Fact000017" name="ffd:CombinedProspectusTableNa">N/A</ix:nonNumeric></ix:nonNumeric></ix:nonNumeric></span></span></span>&#160;</span></p>



<p style="font: 9pt Arial, Helvetica, Sans-Serif; margin: 6pt 0 0"></p>

<hr style="border-width: 0; color: Gray; background-color: Gray; height: 1px; width: 100%; margin-top: 3pt; margin-bottom: 3pt"/>
<p style="font: 9pt Arial, Helvetica, Sans-Serif; text-align: center; margin-top: 15pt; margin-bottom: 0pt"><span style="font: bold 12pt Times New Roman, Times, Serif">Narrative Disclosure</span></p>

<p style="font: 9pt Arial, Helvetica, Sans-Serif; margin: 6pt 0 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">The
maximum aggregate offering price of the securities to which the prospectus relates is $<span id="xdx_90B_effd--NrrtvMaxAggtOfferingPric_c20251105__20251105_zH2dnkixKMp2"><ix:nonFraction name="ffd:NrrtvMaxAggtOfferingPric" contextRef="AsOf2025-11-05" id="Fact000018" format="ixt:numdotdecimal" decimals="0" unitRef="USD">10,815,000.00</ix:nonFraction></span>. <span id="xdx_90C_effd--NrrtvDsclsr_c20251105__20251105_zreCkrbhsTNa" style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><ix:nonNumeric contextRef="AsOf2025-11-05" escape="true" id="Fact000019" name="ffd:NrrtvDsclsr">The
prospectus is a final prospectus for the related offering.</ix:nonNumeric></span></span></p>

<p style="font: 9pt Arial, Helvetica, Sans-Serif; margin: 6pt 0 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">&#160;</span></p>

<p style="margin: 0"></p>

<!-- Field: Page; Sequence: 1; Options: Last -->
    <div style="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->



<!-- Field: Set; Name: xdx; ID: xdx_08B_extensions -->
<!-- eJxFjV0KwkAMhE/QO4R9lv4qSh8tKmKVUkR8XWyUxXZTsutPj+Qt3baIIRDCzDcjxERsaK1qZDgvyxyO2LS1tAglXpFRX9A5su0uBXdLvCljWWo7vD8wI8egY2Z+nEgnDNanMlilEM6DaBHEUwiTNIqh2Auv1zPSV1WhtkrWIHUFBVPLCq3kbkw4yjdparqh6oRsFOkUIj8c5Q/Eocs70FO+iO8G8jwT3mQYT2yYHq1zrd4WdU/CqsbG1ZmR/q/3BQhMSo8= -->
</body>
</html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>image10.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image10.gif
M1TE&.#EA?  < /4Z     #H     .CH .CHZ.F8  &8Z &8 .F8Z.@  9CH
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L"!<*'3N2 4,?2MS#2CY+KJB#(J  4B0;7]R  Q(=?3222"0E)X0-R04! #L!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>image11.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image11.gif
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MUH7G$'H:0:$:/HZG&!<;EI.-# 4(,.D3'3S5Q">C$$6*$S&2",8_ G$1FA+
M[#9,,01BQ]RJIW:9ZD"Q:F--7O8T<5T^ES5CZZU88,G$/-WDU00XIOK3!XO$
E6@'#(<<FI,-#"@U;!"7,* )MM*GBD(,21B&E%%%+W# "8A  .P$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>image2.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image2.gif
M1TE&.#EA#0$9 /9(     #H  #HZ    .CH .CHZ.F8  &8Z &8 .F8Z.F9F
M &9F.@  9@ Z9CHZ9F8Z9I Z ) Z.I!F +9F )!F.K9F.I Z9K9F9I"0.IV0
M.K:0.MN0.MN09MNV9O^V9@ ZD#HZD&8ZD !FD#IFD !FMCIFMF9FMI!FD#J0
MMF:0MF:VMCJ0VV:0VV:VVV:V_Y"0D+:0D+:VD)"0MMN0D-NVD/^VD+;;D)#;
MMK;_MMO;D/_;D/_;MMO_MO__MI"VVY"V_Y#;V[;_VY#;_[;;_[;__]O_V___
MV]O______P
M
M
M                                                 "'Y!
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*82)$1"*M!0( .P$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>image3.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image3.gif
M1TE&.#EAN@ 9 /9$     #H  #HZ    .CH .CHZ.F8  &8Z &8 .F8Z.F9F
M &9F.@  9@ Z9CHZ9F8Z9I Z ) Z.I!F +9F )!F.K9F.I Z9K9F9I"0.IV0
M.K:0.MN0.MN09MNV9O^V9@ ZD&8ZD !FD#IFD !FMCIFMF9FMI!FD#J0MF:0
MMF:VMCJ0VV:0VV:VVV:V_Y"0D+:0D+:VD)"0MMN0D-NVD/^VD+;;D)#;MMO;
MD/_;D/_;MMO_MO__MI"VVY"V_Y#;VY#;_[;;_[;_____V]O______P
M
M
M
M                                                 "'Y!
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>UMIQY]U^A/0WW7_H"3@? .UA[?9*$E+X-A&!   [

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>image4.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image4.gif
M1TE&.#EAN@ 9 /9$     #H  #HZ    .CH .CHZ.F8  &8Z &8 .F8Z.F9F
M &9F.@  9@ Z9CHZ9F8Z9I Z ) Z.I!F +9F )!F.K9F.I Z9K9F9I"0.IV0
M.K:0.MN0.MN09MNV9O^V9@ ZD&8ZD !FD#IFD !FMCIFMF9FMI!FD#J0MF:0
MMF:VMCJ0VV:0VV:VVV:V_Y"0D+:0D+:VD)"0MMN0D-NVD/^VD+;;D)#;MMO;
MD/_;D/_;MMO_MO__MI"VVY"V_Y#;VY#;_[;;_[;_____V]O______P
M
M
M
M                                                 "'Y!
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2>@+.!T![3Y>]DH04FDU$(  [

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>image5.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image5.gif
M1TE&.#EA4  - /4Y     #H  #HZ    .CH .CHZ.F8  &8Z &8 .F8Z.@
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;61CH0)6JEPP0N [0*E8/%BA%/ZE=RU9M$  [

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>9
<FILENAME>image6.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image6.gif
M1TE&.#EA_@'< /<      !D     &1L/&RD  #@T!P  +   (P  ,QD *S\_
M/R\O+Q$J-$$  %T9 %0 "FX9 '8\!'$F$E0*,6@'-UT\!%12$5U=)0  1
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MZO#_X^K__N;_____\____^[_YL_/S]&JU0
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M#8!VDT4   1R9#<U6((E(.;4@,(>9Z;Y9C88!V""*<"0K$&@ JDC,<41$R"
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M)020PD\ ^(.3_^"!OB 40@=#\$,<B)>TF\WI%A^PP)8PL*94 <)L89)" ##
MO6/Q4$L(L,"7M#$G8.VA4+80@9> 94"!-$M/[;B%&F%XL=*]HQ:BJ$47_D1
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M./^9DSJYDSS9DS[)DTDP ) CC,1(CT)Q7"6"<<SUBDX0!(V ;TFI!,N%#67
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M*$A* (:VU(!1>(<W<  ,L( SY(DWZ("DC$HY2(L_H(;(!$O?>(R;D .DE P
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MN%B<L%%;,-*0)4G"L%1R$-8H+85@D(%,>(PT%880:(PLR(,X0%2!)%-VO X
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<MNN[QNN\UNN]YNN^]NN_!NS %NS!)FS!#@@ .P$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>10
<FILENAME>image7.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image7.gif
M1TE&.#EA3 *] ?<       \/#QD     &1H,&B,  #H     +   (P  ,QD
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M08ZXP^1& 6'KQ$'FP84/P"(,B&C'0HSA@@&,XA<0,.! 0B7 B0#@'O3X@@
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M *-ZIP96P84_;*,.$3A *&Q7D L"PP2L.H8+ (  4=@A AM811@0(,\ A T
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M;N.R;P"@-K5124;>H[U ]<E]:G.T(+!R>WV;LF<"*QW^CB4R*LGG*^P1QWO
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M=I^S2XX:C!L"8$/$,@(T!0^H(@< ., H(D/L,,6:/K/>=6W6(7+ Z/<E*O\
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M1H: ,27R)SR<$0=%$#IX WJT1APJ4(=V>(=XF(=ZN(=\V(=VR #^QP"UH!#
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MA_^%!0)$#^%4#[<EC>\C!@'P'BBF@>NA88M'9&YRB;*E"S#0"I$Q?9=5#VZ
M".^@)C!VBS9 4'%W8*ZH#549C'V@"XAV#\>  ^N$C)V@6/<$2$*Y4-'8A?=@
MC2L@CG9YEWBIC76)EWN9E^2(>5*7?H/!(;[3"T<@55G03/(@+DD #=ZS-'%0
M(KZ4)"6C">)2(FXX5WT"#VI89;[C"WQC*0NBD9@@#E00+.) (B9R/!E299G
M#J!9"N: !4NS.V<('"?9$EFWD@M!8*3P QD@0 ]U>;67'A&(=OQ%#V! "CV
M P)49N. :'!  MFU'A_X#3L@"O!19O? 67_V#C)&0(S_T ZIB&CJ(96,@ ]=
MP B2]@TU\ FA90VXZ 6%T VVITA@:0@AE ;]YFC= &X/Y0JI5@_+Z$;6J0C?
MD -P>6DF9G>PX: 2\87G)VN"*1A0XD19T(Y9\$HV=#0E @\P1"N8V9IH\$JQ
M62'&XQ>=R090$RGEP RY$ 4Y4PQ3$"(Z!$NM"3KQ "E9E0FFHVO!D9LLH0*\
MR1!!!@"%< W'!F/C@'%F8G8]8),4B)0H< V!QT'N4$\:( H# 0R$$";?)Q C
MM$+WL!\;0&XLN$WF80 H0#NCH 8/, "1L 4P9D)Y-R-M2H4OH $L4'#%0"9F
MP@4510,E-F,N &/T%@)8 ' S_Y (9O  @+ +920@VO6E]T .RR<0X2<2=0!Q
M/]40YCB!7,!!HXB$FDH#_=82A@>8Z%<+@R%ZEJ($[OA*'-(R"SD']I@+O3(-
MRC(B5I4)<F!E)*>BJBEZ5O0]N! ^'A(A3/5*K F'KY0@P&I5I]0<0@H5,W<1
M,@<)C?<2ROA\!N&@/ >A!6%W1+<>![&J(F%\AX5>SY=ST?<0F?1<*U40=("!
M*S&OK$JAKBH89EA_)#*K*P(A38 IO<2L15(-ZQ*'?H*BP]H7G7FC6855BR,/
MTMJA-[HR.1JMBS.Q^\<<UPH:PE83H?*I2-<2-Q<204>4([1.SO"$A7 '$$!.
MCBBSY/\D($T*-F1:,)] #S_@"N< ! ( "-T 8C+;"6[@ 4!HA=WZ$4ZWKR!7
MH8%!F.E@F(CY2M3R>=YS2EH0,U8[#;S /9792BKBL,*$-&OX2CW*(:]Y!E&3
M+O/W0WPC#S=ZK-*T2B;9:] QL@1"; ;Z$4%H)I>8#$5; M;06'R@"%M0CGO4
M6-) 6'84"P,J$&E@",(P".VP#(4;"[*U#26XE5XP:8?7$1T'M9HGM8'Q5'!U
M!4L@L'UA#N-2!)40-[L3!)10!HU9#MX2*<S .=$B#VZ8HGZQ.PM9MT; 2DAE
MCW(E#4L5#QD+L;32D0NYHQ6[5T'05W^U'"%+&7P['_GD;2#_L7-UX(L:^ MH
M64("%&#V()5J1EC[(6]=6@)7P%+G"PN=RP6>0 Y;.:HF)1*]-X*A^A1B"+&0
M4R@/6QCXI1KNAQH)G%]ZBQS=*Q_V( :?<*X:X6"'!%&IA@^0%:!3*9[U &+E
MM99=\ E>^K=!MRK(%:!ZY+F,L PN, H%2A+)9[IAN'E_D56G1 P; Z2TUL!5
M)QC;.QD1+!^YEWD<\;X2U@[G 0A60 "., ,G$ $) )7GT:;J1FWMY ?,4 &2
M=TGLD1X3#,4S@ (S &-P8 "'@ -_P PR  "4"A+_.T$3&K7]*ACT& 3KB(]!
MW,>K\<#'D4V/:"#>]+<F0:XX-T<A_UP"2!Q)+_$&J: >/M7(4#' '[L8"^S'
M_ ?(;]3)$6$/")5Q"]K)[R4.U2($2H +/HP8BW*AEQ$'W-,7U"2\Q^.LB4$L
M>GR/^,')GMS+O@PK..PG:&M7^?<@MV!4C<)^?F/+B\$AK-07L'R;KHP8A)D/
MWD,)!FNMO/S+W-S-%1/,?0$AG_<74X+,A1%+F9&P&#I#L,3,BQ$'2;!#VGQU
MWES/]GP0]9$KMHLL57:]SF .;KN/E@*/1C $&VEE<J B!%N11.!,Z2@%ZW@%
M,X1_*S(I &TAT;+,S@ A'PHZ\H#+QY*&9P NV#'$]WS2K8*.07,A\!*K\A>9
MT6":NY*8FO\0#^O00U#R,:8@#H8S#82I#E^;/(RS-QH2F=/@2PJ]JU56"I5Y
MF:O9%ZYT,R6]S2A=U;CS7N9 *Q=2FJKY0K8@HJYKABB2U,&SD!?JTMA#!0N"
MMK*<"R+*JTG=T1EBO%;#"T@@SWE+SU:]UYXLADY5+,:2#<6*JY>0"U,@JQL:
M)7^3TW K/#=J#CTM3".MJPM"+;FZJXPMUYJ0!5;E1<C0P^%ATGP]VMTQP-.R
M"U' /*JY/-@PD8_CK-&LT1AKUDFBALDB!$]@!*;02X33VNF2TU6@V4U5<J)-
MVL8='0@"5OG@5$< ATF3!5X;!8CMK&$;.HQ=ULZP)$!]F$_=%[7_^DHC$C.\
M(-UP[0Q3XIA8D"&KA#+.^ME+$]I4?=SR72#HR R +57]LE8JPL-!4 ED<+51
M@B\(_7D)*WJ[H[PD3<Z<;22UZ]]2=:$0Z=\9(@_,(*-2U2?7L\MZ/=\<SB.F
M?2+R!<1^PA@MDLV;(>)S&-\=ON+2\>' D2 [+ 5-I,F=4=PL?N,M!,[6L7Y'
MD,M\3./.H>(X/N2ZX>) ?N0F)^1$ON2M8>1(_N0VSN12SA9._N1''N53GN6!
M><=6WN6-H>1:'N9V4>5>[L=8+N9H[A1D7N9!?.9I_N8WL>9L3G5N#N=VWANE
ME^=ZON=%<>=^/N9\KN>T0 N!ON=_?NA4_U[H=&$+IZ?HI8?HD([2@!CIE%[I
M'S'IEI[IFEX1F+[IGO[I"]'IH#[JI'X/HE[JJ*[IIY[JK![IJ][JL.[GKQ[K
MM)[FLU[KN)[EMY[KO$[DN][KP+[BOQ[LQ'[<PU[LR+[7QY[LS'[/R][LT,[-
MSQ[MU-[)TU[MV*XVUY[MW/XJV][MX/XFWQ[NY%X@XU[NZ-X=YY[N[!X=Z][N
M\%X<[Q[O] X;\U[O^"X:]Y[O_"X9^][O '\7_Q[P!,\6 U_P" \6!Y_P#"\5
M"]_P$+\3#Q_Q%&\3$U_Q&!\3%Y_Q',\2&]_Q('\2'Q_R)"\2(U_R*-\1)Y_R
M+(\1*]_R,#\1+_\?\S3O$#-?\SB?$#>?\SQ/$#O?\SU_[73P )1:,*\#]$C?
M$$(?I^]A]+#CR$D?]:8^?@TQ])Z"8:[S].\C]5*_]&VZ".^0]?>P##H0  <
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M'\& &+-2G<I_1EQD/AH)R":2*@E/L-81"_:_X56045?$WX[D5A$/2F]<<:"
MNTBAKB^T2P.I..,=[=@K7QR."L@K!QK"Z+(J!)()-G3?,** "7;,054> EK\
M%!5 ?4DJ#DC 6>J:!4!,\/\2=J;#&=HT&"V8B8I3,62#$*:9C3@401.HNYTT
ML-"$:F NE&(<CRSE21/#-8H8*>,9TI!9SB2&BI#.@ <S7GBT^E5*AY@H&?Z*
M)2G4,:UFT\2&ZPRFO\T9S6F6:.(2=VBG:-GL$E>@A"0E90XV!(%F1< HRH)
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M>P@##6"%BS &%Z -/]"&A.A 1/B&&W! A8! ":1 "R0(#-1 C^B586 </0)
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M4'A>H$# =.3"C- #07@3-U"$L\6C=,62A<%!%AFJ/&41'$3?$:5<K;!4#\@
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M_WBA!Z*M0&%X1E 8@W&<QUI.(Q1X5EAPUMFXZFZ% 5= 0VZ ;3<)@\Y=!2X
MP>A%@/?&B5Z!%( -+600&[)!Q7J!E-XQ+B.XKP]9' T"\S#7\3%7"WO0 PJX
MV8T^3!*4RS&0!,).YC!(8QT8!38L!ABH(^G\!#A H67H!A\URTXXAH:.0FF0
M :#,6CEA\9^YP9P#LBSX'3R5%DC_-<YQ.B,+F"FRG$PO<#'G]*V8AR] A%=G
M!?S$3M9EZ&Y/=4\X!]W- U@%!"Q.@T/@ 7%9!AQPRUS_X2JTQMG09V$7T!&!
MGW5UE(!Z()-9=I.)]&@0HDC#.8:B]N;;]&LO"S=8(_\@?754P'4SE0:D9&A4
MF.S)SMU9Y^>#**-TF =6SP,3< 4O\ 0I'84W( %O^'6>H*D,8H8H*K(JNJ)&
M"?A 4H(^TK5I&<"$)Q(#9_BD^ 7IU0!4./,!D(09N%4+:($" ,&'&0!'J( /
MX 07^( V@( _( -,/0!1H$IZ^$F"$ ,"$.#9>$LN. !)J(!.6(-VT=Q#'_9C
MRX(D0()I+Y@=NQ^)'0)H8'8ER(4K,#V?Q]B%#_H#-X@&5_"$.(<=8&(Q>'NJ
MH"ENTB]O CEV**D/N\THX$C?:KJG>Y:>%WS9(_S")XQLQ]2GK0JERC4>@@>L
M,3R0R@=I\;,H0"X_FH:U,X+_MFL9T _]' %ZTJ>2R\ZIU%K?WA?]: ;^>1)^
MXW^KWT_^)%E^YC\KYW]^'XE^Z=<JZJ_^&+E^[$\K:]]^0^E^[Z<3[0]_"!E_
M\A<3\S__ TE_]4?"T6__D%&P^K?_^T>/^9\E_%>P3N/_^@>(>P('$BQH\"#"
MA H7,FSH\"'$B!(G4JQH\2+&C!HW<NQ8ZR/(D")'DBQI\B1*DRP I&SI\B5,
MD1UGTJQI\R;.G#IW\NQY,2;0H$)7"BUJ%*7/I$J7,FWJ]"G4J%(-,@ P]2K6
MK%JW<NWJ]6O%JF#'DBUK]BS:M&#%JFWK]BW<N'+ALIUK]R[>O'KW8JS+]R_@
MP(('_Y/U2_@PXL2*%V\TS/@QY,B2#SN>;/DRYLQE*VON[/DS:)Z<0Y,N;?IT
MP]&H5[-NW5FUZ]BR9Q.&3?LV[MQO;>ON[?NW5M[ AQ,O+MJJ\>3*E^,4SOPY
M].A4D4NO;OVZ0.?8MW.GK;T[^/"FOXLO;QXS^?/JURMFT( ]_/B7&3"0;_]^
M^_KX]_/G2[\_@ '*]9]!=#P  BSWV.-% J,(^""$4A%8D($#@%+/@@FP$B&'
M'28U(4$& M"!*_,PZ"!!]GBX(HN-Z4?A X7@@(@[#)YRSS(Z!)! *.FT^".0
M$8$XD(&&R''!*C8J\T(BW"@SPR+M!#DEE0<-*9"!3>I02/\5"9R2A@(WW@.F
MF%6:.>65]Q3)S1L2.)! D@TJF 8!GYQY)Y!I%MG..#0 T""9 @6*)Z$>ZOF
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M88<!'J(; Y&? P  B&L\286H  8$_N2@]R%P>IX8@P8R0$!OT, /?"@  /Z
M!03J#SAZB$#TZ'"!3Z"C!B&X0A&I)Y %&0(- OA &2[@! AX0@S9DY_VIL>(
M>J!O%,"X "9DL(AOU$!&(;!&&$+@C1K\X0X0^,0:/)")"C"BBW-44!@0( KF
M-4('?PQD&R#P2(&$(8P7/, HZB"!2#1Q&USX@_>J.)P^(4)*:O_P "N(&(4P
M+A!+%\C "2[0@A!D\H)OS)Y @&&!4;S/;Y)PP0+GT:>^:4 5-?##-G*  AP8
M @]!Y%O^[M'):Y"#!M/L6P(J,<R!$#&!;.PD+(!(RC^8,INJ_ TKI:3%4'01
M$%78P"H8U8EZ,% &"(C$%@#0B&"P<0P:TJ ]\C#.0-6C@8:0A@XXD($_"N1Y
MW7/# T )C EL<HQA6( =*^ ('%#4'L)LW_OP^88'7#",I(0F_E+Y3M_$\Q[T
M,,, "_B+$E:PE@KRP@9<(;]1&!&#&KR'0AUT#C!$KH9U*"$'5O&+%!X@%-^@
M 3O'\8(_!G" 4?5H I1XB&M,%0!5W</_,.MWCYT"H((MC<7TUKD-,0A BE2<
MZ7/LH5:MH'.,%-DK7GE5SL 2MK"&/2QB$ZO8Q3*VL8Y]+&0C*]G)4K:REKTL
M:'J(@/8MQ![\X^Q!YL$% "#BJIL="/@J8@P7],V=!%EM:6L VH.XH0 ?B$48
M2#NI]P$3LY;Q0BO%,(I?C$"F!@%&<1^BC!AL: UV"I$@C!L1>Z2A>\ 8A'1O
MV$J'+&B!UYT4 YGK6[.(%@"NQ<@\UD *-0#">ZL%P&9GN %5T$"BA6LF#420
M 5".(P=\ ^:"/D&/';BBJQM@11X$8<A.N &6/6P20]S0!^^][P I>$"4E*$#
MOB'"H/25*"CM_[&&!_"MEG3H S?28*=ES,!"Z+ !??^@"V32XX,@>,4;0L'/
M\MYUO$N91Q=FBY%?!*(=]$##!4+1#@EOXQS-.$<.B#H"3O2@#!,>APT0/ )7
MI $1PAA!++CP2.H:@AF#X(:3H4Q409BR$_QKA1?V> ,4<9"9VJLM !#(OU $
MHP2Q^ (@M@'<;V0Y#R-X19>_,6<W4/0>P"C!+ @\#WVT(]%9?L.$P]").I#@
M&F% 1#V^T#Y#)\C'/PYR1\Y!X($\:11,7JH!-IO@;=A#PMK ,H+9[(9$\!$
M&D#%0!Y]!3N=@PT/D#6;N>!F&[1BM"6.\(0K:H-5&*,'KU#V^TI;Z/_HNH%&
M=!U (R9U#AU(XLSVB$,)M<T*)FL:S^;5QG6WH2#DEMK420&RD"URXG;, PPL
MO,$G&&V-1-?@$[.^A\!QG6!MN,$0PB $> 5"CQP$E;JQ_00=!&$-,0?#!:.(
M<\054EUM' ,2WLBR,F#@BCB_HPOJGG7#W_&#:Q2$N@NPTZ-Q*T'F,OH:76 $
MI^MM#U%O$,R M;=.\,V1H7\"0W0EX#4>M8%*1  %4T@B !9X#!DD@ 4%2,06
M!B"*&B1@D7Q+A+SG],@\3,#J?-LLHPZ! S\PHX314\@Q6(O-)W8XZSL%P10\
MX'6PBYT&<-HP $#@BF"7@'S/V\ :.2R,%W#_X H>4(5_08DE%#MZ!/5&>D/R
M$ KTHCI3D,AN1):["HVH-0W>;3QW;:+6V1,DWFK>2,Z1ZGG0-\0>,P1 #=?Z
M@@W56  @: 5#E%[6KRZUEG6(0%7YJ9!'?SXC]GB^677\E1X" ,(:6>Z&2,U[
MAJ2\"8_(,AU88((-T8$$LN@"IA2"[P5)H@=7Z(0R?# #1MQC2>HCP>(Y&G9E
M2@P$X,'UAIHEU.Z-GT+00Q><P(4(A#' 0"Q]VI)%F_RAVAMT "%0F&@M$*E-
M(/+=0WHI@C3L0/O8VD0<'6;,G_@QX$+ @0&$VSU,8 6V4OLYGI_XS3Z18.GM
M% K0W ?60S!XWI*(_XE>A0$!1*! J* //"$41J$43B$55J$57B$69J$6;B$7
M5B$)*ION51\,&D0>.()XV: VM9(*9N 0C4,/3$$R@:&A60,:CI$8+*'T(5P?
MR%L7/N$*]"$@!J(@#N(6?N$^T=L8(D2UM4$*P #R </ZJ8G[_5P>(@2^]1LI
MO.$"C=L"^=\;D #Y*,@:*,(W[( H2)\:8*!N*-T+)F)!T ,8/ "X+5D!",
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MN8/$H0&)156=9I/OY11<!9&3DE#V28F09M]5L=,'290?W($$G, #_-KT'!,
M#/] "HCH7A:CAO%-#;F1$J' C/W)AO!H"P# +XZ#LH)*;E%D%&%! K1"66D
M*733"43  ##";OT>"LR"L[720I(2W\PB'="0#85I!8';5?'-=9ZK!:BK!HS"
M/% KN$G#,VT##510 #1"."!>#1U5O0+?C*GK 4@"!41?66T *: ##;12G3XL
MN"%>#ZY5"C$L'$#1!UR#/3B;QKYKN&%?\$%26.G0-0ALY#0",[ 6G$!K*#QK
MY'Q5F#H1U,)"QN[@+&+MQR+<JF[0R:ZKRI9K!IPK]>A!W6K *?30P_J4EWZ"
M0X&#S49#*=% E& 0W%94$TD#=F:MAVX#V;K#!ZG0*G#_WUB9QB]@48)H$1=!
MSQ30TAAY01F=41I1 ANY$2M83QRQD1<H'O,P@@[4)W6%R2]8@#PZ&B,AD3/E
MCSW,$SEX429UE(*,&T5!67VF[1Q\Z:/X@34MP@09@B%Y@ANDCP+%[C6( 8G,
M2?I<Y"B [AO,;841500P0A?([OD:E,K&E/RH J1\%"G0  C$@A=TKYHDV? *
MD@O8J#(@4Y_4KQ=\ "<PTO ^4I]\@"R@S]C]43=!+P1(KPP<PAQ<P"1!0"0\
MDS34U_:FCZ!XP"B\J* H0":XP$/)  C(0@[\@33$[P+,[R*XP_O2K_UV "<@
M$ZO)0).$@0*@0A=P*@!#C_U^_P N<-0!2Q_XUL$#?$+L?N3YP@$LD8DP;4(%
M>)_CPA00>T(W"3 1,Y(C29^[F5?T3A %LP\PO(#>=L+T2#"79(\,^E0#E7'[
M@,G\^L$&+ZX&9 )'H<,-(+ WD8$" *GCH@ 9@# P8, F3 "$W:X@ET9-I0$L
MR1+I"D0=W%(N[5(F6>3UQ&DDZ$#W1&DOI!"X.6=%CI$O4 &))8+O/E,J@4D%
M?D ;C-- +$,9E-!=^8(H-\*X\@$LM>H=#!/W+)@;\&E<Q91 %!L/P%<(T]+X
M NHV=9/<H5*?J'+4%NHVR,\B@: %B$+1M@-"0?(K>X,+2&D-!C%I8D\E7!-'
M/D^4"/\3-R<"GSS3+^-B$_&R]G#/!K>20HD"&^  "(5P;]%#/YO5)O3O56%Q
M 2\0WW)SE%@/?1EM,R&3]&U4)R34-G,!$+L9J'(#.JMS-AW0-<25#DBSXL*!
M L2/WT0"3O7F%9M21O=)HKA1.K=6*HTJW=*S$WE *YQ#EE+/23W/'\R=-BCJ
M/B*  X" -2#SNW(S.W5S1[>6O.%S#D1.$#JN%*4T&PS0KRG##D3.+SZJ9=24
M\-: />&3&Y@H:LD  (""?S&"'JSN+[UN)#3Q]$2@B7S %(1)06Q40U9 AS43
M*]L2/9'U/ ^$\CI##MP60=RU+#31'!C )SSO/ <S]0RS'<'_;E"!20:DSQJ
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IT, #$4Q0P049;-#!!R&,4,()*:S0P@LQS%###3GLT,,/00RQI(   #L!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>11
<FILENAME>image8.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image8.gif
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MZ>SL[.?RX.KSY.[UZO#V[/+X[N[N\/3T]/7Z\OC[]O?W^/___R'Y!
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M9Y>2%IT@:S:],0 1.>@'QW]$Y!0 -W>V+S+_9EY8CQ=E%8#! -!,AKP+[P9
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M3@?D#18 C 7>$&!'9Q ,*/"#'U  AOCN)P%E=%>#'+-I0./VNQD&:SO0P #
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MWT85 F."C/]<YAP7>KUIWER#7X,)@6$"7M$.=;9[W>[4.+HR]!Z+/K09,%6
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M /UF"W-0 S90K84[OH^9O"=%CWZ!>8P[O04)NLO*NP_LN^YPMPKP <([L9%
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M]KN]"_N;MI@ S&*Z]&<G]'&Z"2B ]W&!T>G5QRAR'@]6F_8%42_V[FLO\HK
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M]8C/58>$@@(";'Y  ]@G1EU;Y].$"<)"=A"$/M#2!7((0EO&F>A?+-A4:.C
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M9K.FZ/.BP3>?4"A?[!(!1IH92(H$*F:"AIJHK5.6%B*EO6,(Y$,!,9 9*]
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MP& &8)GS(C+D[!0E K.\1]@C(_Q(V8P@[4[/;B\BL$XZE9Q("HJ='<G4KR;
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E@ ^\X =/^,(;_O"(3[SB%\_XQCO^\9"/O.0G3_G*6U[Q@0  .P$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>12
<FILENAME>image9.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image9.gif
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()5$#=T$  #L!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>13
<FILENAME>image_001.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_001.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0@)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1"  7 &4# 2(  A$! Q$!_\0
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3@)G)P "3[GO1118".BBB@#__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>14
<FILENAME>image_002.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_002.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0@)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" &# O8# 2(  A$! Q$!_\0
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M?^@AJO\ X'2?XT :]%9'_"/0_P#00U7_ ,#I/\:/^$>A_P"@AJO_ ('2?XT
M:]%9'_"/0_\ 00U7_P #I/\ &C_A'H?^@AJO_@=)_C0!KT5D?\(]#_T$-5_\
M#I/\:/\ A'H?^@AJO_@=)_C0!KT5D?\ "/0_]!#5?_ Z3_&C_A'H?^@AJO\
MX'2?XT :]%9'_"/0_P#00U7_ ,#I/\:/^$>A_P"@AJO_ ('2?XT :]%9'_"/
M0_\ 00U7_P #I/\ &C_A'H?^@AJO_@=)_C0!KT5D?\(]#_T$-5_\#I/\:/\
MA'H?^@AJO_@=)_C0!KT5D?\ "/0_]!#5?_ Z3_&C_A'H?^@AJO\ X'2?XT :
M]%9'_"/0_P#00U7_ ,#I/\:/^$>A_P"@AJO_ ('2?XT :]%9'_"/0_\ 00U7
M_P #I/\ &C_A'H?^@AJO_@=)_C0!KT5D?\(]#_T$-5_\#I/\:/\ A'H?^@AJ
MO_@=)_C0!KT5D?\ "/0_]!#5?_ Z3_&C_A'H?^@AJO\ X'2?XT :]%9'_"/0
M_P#00U7_ ,#I/\:/^$>A_P"@AJO_ ('2?XT :]%9'_"/0_\ 00U7_P #I/\
M&C_A'H?^@AJO_@=)_C0!KT5D?\(]#_T$-5_\#I/\:/\ A'H?^@AJO_@=)_C0
M!KT5D?\ "/0_]!#5?_ Z3_&C_A'H?^@AJO\ X'2?XT :]%9'_"/0_P#00U7_
M ,#I/\:/^$>A_P"@AJO_ ('2?XT :]%9'_"/0_\ 00U7_P #I/\ &C_A'H?^
M@AJO_@=)_C0!KT5D?\(]#_T$-5_\#I/\:/\ A'H?^@AJO_@=)_C0!KT5D?\
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!5'4?]?I_P#U]#_T!Z2ZUBQLKZ&RN)MD\V/+7:3G+!1S]2*74?\ 7Z?_ -?0
M_P#0'I7)4DVTGL7J***904444 %%%% !6#XQ_P"1<?\ Z^K7_P!*(ZWJP?&/
M_(N/_P!?5K_Z41T ;U%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M7?\ X&S?_%T :U%9/_"-Z;Z7?_@;-_\ %T?\(WIOI=_^!LW_ ,70!K45D_\
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M">#_ /H5-#_\%T/_ ,31_P ()X/_ .A4T/\ \%T/_P 30!T%%<__ ,()X/\
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M70__ !- '045S_\ P@G@_P#Z%30__!=#_P#$T?\ "">#_P#H5-#_ /!=#_\
M$T =!17/_P#"">#_ /H5-#_\%T/_ ,31_P ()X/_ .A4T/\ \%T/_P 30!T%
M%<__ ,()X/\ ^A4T/_P70_\ Q-'_  @G@_\ Z%30_P#P70__ !- '045S_\
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M5-#_ /!=#_\ $T =!17/_P#"">#_ /H5-#_\%T/_ ,31_P ()X/_ .A4T/\
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M)X/_ .A4T/\ \%T/_P 30!T%%<__ ,()X/\ ^A4T/_P70_\ Q-'_  @G@_\
MZ%30_P#P70__ !- '045S_\ P@G@_P#Z%30__!=#_P#$T?\ "">#_P#H5-#_
M /!=#_\ $T =!17/_P#"">#_ /H5-#_\%T/_ ,31_P ()X/_ .A4T/\ \%T/
M_P 30!T%%<__ ,()X/\ ^A4T/_P70_\ Q-'_  @G@_\ Z%30_P#P70__ !-
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110!6U"[^P
M:9=7FS?Y$+R[<XSM!./TKC/#6-0L?$NMHKJMZ75(V'(VH2>>_+8_"NG\3?\
M(KZI_P!>LG_H)JOX3T=M&T%;62190[F0$#LV, UG)-R2."K&4\3%?92;^;T7
MX7.4^&<\]W?7;SR-)]GMHX(]QSM7<2!7=:C_ *_3_P#KZ'_H#URW@>%;?Q#X
MIB2,1HETH1 N J[I, #TQBNIU'_7Z?\ ]?0_] >BDK1)RR+CADGO=_@VOT+U
M%%%:'HA1110 4444 %8/C'_D7'_Z^K7_ -*(ZWJP?&/_ "+C_P#7U:_^E$=
M&]1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M2#1?^@O8?^!*?XU<^S0?\\8_^^11]F@_YXQ_]\B@"G_PD&B_]!>P_P# E/\
M&C_A(-%_Z"]A_P"!*?XU<^S0?\\8_P#OD4?9H/\ GC'_ -\B@"G_ ,)!HO\
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M -\B@"G_ ,)!HO\ T%[#_P "4_QH_P"$@T7_ *"]A_X$I_C5S[-!_P \8_\
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M ,"4_P :/^$@T7_H+V'_ ($I_C5S[-!_SQC_ .^11]F@_P">,?\ WR* *?\
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M]6#XQ_Y%Q_\ KZM?_2B.@#>HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M;M8,1\[QY<$ D6^GHA/]TLY./Q 'Y5O4H]3*A]I_WG^@51U'_7Z?_P!?0_\
M0'J]5'4?]?I__7T/_0'JC<O4444 %%%% !1110 5@^,?^1<?_KZM?_2B.MZL
M'QC_ ,BX_P#U]6O_ *41T ;U%%% !1110 4444 %%%% !1110 4444 %%%%
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M.W02N6O^$CTG_G[_ /(;_P"%'_"1Z3_S]_\ D-_\*U**0S+_ .$CTG_G[_\
M(;_X4?\ "1Z3_P _?_D-_P#"M2B@#+_X2/2?^?O_ ,AO_A1_PD>D_P#/W_Y#
M?_"M2B@#+_X2/2?^?O\ \AO_ (4?\)'I/_/W_P"0W_PK4HH R_\ A(])_P"?
MO_R&_P#A1_PD>D_\_?\ Y#?_  K4HH R_P#A(])_Y^__ "&_^%'_  D>D_\
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M0W_PK4HH R_^$CTG_G[_ /(;_P"%'_"1Z3_S]_\ D-_\*U** ,O_ (2/2?\
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M_P#SY:I_X 2__$UK44AF3_PD%O\ \^6J?^ $O_Q-'_"06_\ SY:I_P" $O\
M\36M10!D_P#"06__ #Y:I_X 2_\ Q-'_  D%O_SY:I_X 2__ !-:U% &3_PD
M%O\ \^6J?^ $O_Q-'_"06_\ SY:I_P" $O\ \36M10!D_P#"06__ #Y:I_X
M2_\ Q-'_  D%O_SY:I_X 2__ !-:U% &3_PD%O\ \^6J?^ $O_Q-'_"06_\
MSY:I_P" $O\ \36M10!D_P#"06__ #Y:I_X 2_\ Q-'_  D%O_SY:I_X 2__
M !-:U% &3_PD%O\ \^6J?^ $O_Q-'_"06_\ SY:I_P" $O\ \36M10!D_P#"
M06__ #Y:I_X 2_\ Q-'_  D%O_SY:I_X 2__ !-:U% &3_PD%O\ \^6J?^ $
MO_Q-'_"06_\ SY:I_P" $O\ \36M10!D_P#"06__ #Y:I_X 2_\ Q-'_  D%
MO_SY:I_X 2__ !-:U% &3_PD%O\ \^6J?^ $O_Q-'_"06_\ SY:I_P" $O\
M\36M10!D_P#"06__ #Y:I_X 2_\ Q-'_  D%O_SY:I_X 2__ !-:U% &3_PD
M%O\ \^6J?^ $O_Q-'_"06_\ SY:I_P" $O\ \36M10!D_P#"06__ #Y:I_X
M2_\ Q-'_  D%O_SY:I_X 2__ !-:U% &3_PD%O\ \^6J?^ $O_Q-'_"06_\
MSY:I_P" $O\ \36M10!D_P#"06__ #Y:I_X 2_\ Q-'_  D%O_SY:I_X 2__
M !-:U% &3_PD%O\ \^6J?^ $O_Q-'_"06_\ SY:I_P" $O\ \36M10!D_P#"
M06__ #Y:I_X 2_\ Q-'_  D%O_SY:I_X 2__ !-:U% &3_PD%O\ \^6J?^ $
MO_Q-'_"06_\ SY:I_P" $O\ \36M10!D_P#"06__ #Y:I_X 2_\ Q-'_  D%
MO_SY:I_X 2__ !-:U% &3_PD%O\ \^6J?^ $O_Q-'_"06_\ SY:I_P" $O\
M\36M10!D_P#"06__ #Y:I_X 2_\ Q-'_  D%O_SY:I_X 2__ !-:U% &3_PD
M%O\ \^6J?^ $O_Q-'_"06_\ SY:I_P" $O\ \36M10!D_P#"06__ #Y:I_X
M2_\ Q-'_  D%O_SY:I_X 2__ !-:U% &3_PD%O\ \^6J?^ $O_Q-'_"06_\
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MH_X2"W_Y\M4_\ )?_B:UJ* ,G_A(+?\ Y\M4_P# "7_XFC_A(+?_ )\M4_\
M "7_ .)K6HH R?\ A(+?_GRU3_P E_\ B:/^$@M_^?+5/_ "7_XFM:B@#)_X
M2"W_ .?+5/\ P E_^)H_X2"W_P"?+5/_   E_P#B:UJ* ,G_ (2"W_Y\M4_\
M )?_ (FH)=5BO+W3XDMKV,_:,[IK5XU^XW=@!6[5'4?]?I__ %]#_P! >@"]
M1110 4444 %%%% !6#XQ_P"1<?\ Z^K7_P!*(ZWJP?&/_(N/_P!?5K_Z41T
M;U%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M]X<$_C2<M-.IG/$IPBZ6KEMV]7Y%K6-:MM<T6VL=/G0W&IM'$R!@7A1AN8L
M>,*#6:?AA;B!#%JD\=T%P\FT%2>Y R#TSWKH]&\)Z3H<@EM(&:<9Q-(VY@#V
M]*VZGDYM9F2P:K^]BDG+ROI^6M]3C/!FA7>G7MW]N#XL]UM:%A@%&8N7';G(
M^G2NSHHJXQY59'50H1H04([?U_PWR"BBBJ-PHHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "J.H_Z_3_^OH?^@/5ZJ.H_Z_3_ /KZ'_H#T 7J***
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MLK'50I*E!03N%%%%4;!1110 4R2&.8*)8U<*P==PSAAR"/>GT4 ( %    '
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M\N.3VZ8Z4Q?")E$?V[6=0NR'4R*TF$D ((4K]0.>M)N71$2J5I)J,+/NVO\
M@D)\6:BD1NY/#=XEC$#Y\A==Z$#YL*>2 <\\?TK-OO'&HRQ6]_I^C7L>F12*
M;F2=8U9P3C:N6V\^N<9QD@=>](R,'I2$ C! (]#1RR[BE0K-6]H_N7]6[_F<
M=:>/FU16&F^'-4ED0Y=9?+ "XR2&1G!/H.,]NV62_$BSA<1R:/JD4F[!698X
M\_0E\=?7'OBNT "@   #@ 4R:"*XB:*>))8V&&5U# CT(-%I=QRI8C=5-?\
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M5/\ H3-<_P"_UE_\D4?\)#JG_0F:Y_W^LO\ Y(KH** .?_X2'5/^A,US_O\
M67_R11_PD.J?]"9KG_?ZR_\ DBN@HH Y_P#X2'5/^A,US_O]9?\ R11_PD.J
M?]"9KG_?ZR_^2*Z"B@#G_P#A(=4_Z$S7/^_UE_\ )%'_  D.J?\ 0F:Y_P!_
MK+_Y(KH** .?_P"$AU3_ *$S7/\ O]9?_)%'_"0ZI_T)FN?]_K+_ .2*Z"B@
M#G_^$AU3_H3-<_[_ %E_\D4?\)#JG_0F:Y_W^LO_ )(KH** .?\ ^$AU3_H3
M-<_[_67_ ,D4?\)#JG_0F:Y_W^LO_DBN@HH Y_\ X2'5/^A,US_O]9?_ "11
M_P )#JG_ $)FN?\ ?ZR_^2*Z"B@#G_\ A(=4_P"A,US_ +_67_R11_PD.J?]
M"9KG_?ZR_P#DBN@HH Y__A(=4_Z$S7/^_P!9?_)%'_"0ZI_T)FN?]_K+_P"2
M*Z"B@#G_ /A(=4_Z$S7/^_UE_P#)%'_"0ZI_T)FN?]_K+_Y(KH** .?_ .$A
MU3_H3-<_[_67_P D4?\ "0ZI_P!"9KG_ '^LO_DBN@HH Y__ (2'5/\ H3-<
M_P"_UE_\D4?\)#JG_0F:Y_W^LO\ Y(KH** .?_X2'5/^A,US_O\ 67_R11_P
MD.J?]"9KG_?ZR_\ DBN@HH Y_P#X2'5/^A,US_O]9?\ R11_PD.J?]"9KG_?
MZR_^2*Z"B@#G_P#A(=4_Z$S7/^_UE_\ )%'_  D.J?\ 0F:Y_P!_K+_Y(KH*
M* .?_P"$AU3_ *$S7/\ O]9?_)%'_"0ZI_T)FN?]_K+_ .2*Z"B@#G_^$AU3
M_H3-<_[_ %E_\D4?\)#JG_0F:Y_W^LO_ )(KH** .?\ ^$AU3_H3-<_[_67_
M ,D4S^UKV]U"PBN/#VIZ>GGY\ZYDMF4G8W'[N5VS^&..M='5'4?]?I__ %]#
M_P! >@"]1110 4444 %%%% !6#XQ_P"1<?\ Z^K7_P!*(ZWJP?&/_(N/_P!?
M5K_Z41T ;U%%% !1110!3NM*L;Q9Q-:Q%YX_+=]@W$8('/MFN9C\!O#;1^7K
MMZ+M5,?G9R/+/#*%SQ^==E14N">YSU,-2J.\E^GY6.?A\%Z+#;W$'V=WCGV@
MB1R2H!W84]0,\]:9>>#-.FNQ>64EQIUT!CS+1]F>.X]/IC-='11R1[ \+0:M
MR+^OQ_$Y/[%XRNB(Y=2L[01 KYL4>XS9XR0>F!^M:FC^&[+2)'N TMS>R??N
MKAM\AX'&>PXK8HH44M10PT(RYG=OS=_^!^ UXXY0!(BN <@,,U1?0M(D8,^F
M6;$#&3 O3&/3TK0HIV3-Y0C+XE<*BGMH+E0L\,<J@Y D4, ?7FI:*8VK[F0/
M"^A"X\\:5;"3=NR$XS].E6Y=)TZ<,)K"UDW!5.Z%3D#H.G;M5RBERKL0J5-:
M**^Y?Y%6RTZRTY"EG:PP*>OEH!GZU:HHIEI**LD%%%% PHHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ JCJ/^OT_P#Z^A_Z ]7J
MHZC_ *_3_P#KZ'_H#T 7J*** "BBB@ HHHH *P?&/_(N/_U]6O\ Z41UO5@^
M,?\ D7'_ .OJU_\ 2B.@#>HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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MV7_@S/\ \:K>HI 8/]H>)O\ H7[+_P &9_\ C5']H>)O^A?LO_!F?_C5;U%
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M3?\ 0OV7_@S/_P :H_M#Q-_T+]E_X,S_ /&JWJ* ,'^T/$W_ $+]E_X,S_\
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M"U5P>AE?VAXF_P"A?LO_  9G_P"-4?VAXF_Z%^R_\&9_^-5O44 8/]H>)O\
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M:V]J# Z2OLBD#'=YD0XD# J.<D8.,'FM/P]#J$&C1IJN/MADE=P)#( &D8J
MQZ@ @"L7QYJG]F6=GY^HMI]A-(R7$Z" L#C*C]^"F"<YX)Z5M>';R/4- M+J
M*^EOHY%)%S+Y>Z3DC)\L!/R%"V8GNC4HHHH&%%%% !1110!@Z]IUU>7UI,+N
MX@L8(Y&D-O<-$R28!1R!]\###:<CYNAI?"W]I265S=:E*DIN9Q+ \;$JT1C0
M @'E<D$[>Q)Z]:C\9ZA+IF@&Y2Z-I#YJ+<3J(MT<9X)'F_)GI][/?BCP9J-M
MJ6A"6TU2;4H4D,:SRB $8 ^4>2 F!],T1ZBENCH:***!A1110 4444 %%%%
M!1110 4444 %<AXUM;K4O)M8]"U*^B57/GVDULH&]&0KB5U.<'.0/3GK77T4
M#.?\%R)+X<1U:4N9YC*L@0%)-YW*-A9< YZ$CWKH*9##%;Q+%!$D4:\*B*%
M^@%/IMW$%%%%( HHHH *Y[Q:MU/9P6]OHU[J(\U92;62!?+*,&&1*Z@@].,_
MAQ70T4FK@<CX C2"POK?9=13P3K%+!<&(F/;&H49C9E)VA<G.<]A775'%!%
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M)4"7?SY<9& 2".!7I]1RP13A1+$D@5@RAU!PPZ$>]24+:P/5W"BBB@ HHHH
M**** /.O%]O=S:C=7S>']2$<,:H;M9;1HBJ[_FVO*&QMD<8XSD>E=WIIC.EV
MAA>22+R4V/)]YAM&"?>IYH8KB)HIHTDC;[R.H(/U!IX&!@=*%HK ]7<****
M"BBB@ HHHH X7QA;WUWJ0EB\/ZE,MK&-EW%-:>6<,D@)6256X9,'ID9]C72^
M&3 WA?3#:R220?9DV-* &(QWQQ^7%:<D:31M'*BO&X*LK#((/4$4J(L:*B*%
M51@*!@ 4+16!BT444 %%%% !1110!QOC.VO+^>**'0=2NTBC?%S:S6RJ-PY&
M)9%.00ISCMUZUJ^#I(I?#%L\32L&>4OYH4%7\QMR@*2N V0,$C &":W" P((
M!!X(--BBC@B6*&-(XT&%1% "CT %"T30/5W'T444 %%%% !1110!S7B^.ZN8
M+:W@T2^U%1)YI:UE@4(1QAA*ZYR"1QG'Y5%X""KI%W&?M*SQW1CGBN/+S&P1
M  /+9E/RA22#U)Z=*ZJHXH(K="D,21J6+$(H )/)/'<T+2X/6Q)1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
7 %%%% !1110 4444 %%%% !1110!_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>16
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Submission<br></strong></div></th>
<th class="th"><div>Nov. 05, 2025</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_SubmissionLineItems', window );"><strong>Submission [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Central Index Key</a></td>
<td class="text">0000895421<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Registrant Name</a></td>
<td class="text">MORGAN STANLEY<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_RegnFileNb', window );">Registration File Number</a></td>
<td class="text">333-275587<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_FormTp', window );">Form Type</a></td>
<td class="text">S-3<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_SubmissnTp', window );">Submission Type</a></td>
<td class="text">424B2<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_FeeExhibitTp', window );">Fee Exhibit Type</a></td>
<td class="text">EX-FILING FEES<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingTableNa', window );">Offering Table N/A</a></td>
<td class="text">N/A<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OffsetTableNa', window );">Offset Table N/A</a></td>
<td class="text">N/A<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_CombinedProspectusTableNa', window );">Combined Prospectus Table N/A</a></td>
<td class="text">N/A<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_CombinedProspectusTableNa">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_CombinedProspectusTableNa</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:naItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_FeeExhibitTp">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_FeeExhibitTp</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:feeExhibitTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_FormTp">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_FormTp</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_OfferingTableNa">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_OfferingTableNa</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:naItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_OffsetTableNa">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_OffsetTableNa</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:naItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_RegnFileNb">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_RegnFileNb</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_SubmissionLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_SubmissionLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_SubmissnTp">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_SubmissnTp</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>17
<FILENAME>R2.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Fees Summary<br></strong></div></th>
<th class="th">
<div>Nov. 05, 2025 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_FeesSummaryLineItems', window );"><strong>Fees Summary [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_NrrtvDsclsr', window );">Narrative Disclosure</a></td>
<td class="text">The
prospectus is a final prospectus for the related offering.<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_NrrtvMaxAggtOfferingPric', window );">Narrative - Max Aggregate Offering Price</a></td>
<td class="nump">$ 10,815,000.00<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_FnlPrspctsFlg', window );">Final Prospectus</a></td>
<td class="text">true<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_FeesSummaryLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_FeesSummaryLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_FnlPrspctsFlg">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_FnlPrspctsFlg</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_NrrtvDsclsr">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_NrrtvDsclsr</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_NrrtvMaxAggtOfferingPric">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_NrrtvMaxAggtOfferingPric</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:nonNegative100TMonetary2ItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>18
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>19
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
.report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

.report table.authRefData a {
	display: block;
	font-weight: bold;
}

.report table.authRefData p {
	margin-top: 0px;
}

.report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

.report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

.report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

.report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
.pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
.report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

.report hr {
	border: 1px solid #acf;
}

/* Top labels */
.report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

.report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

.report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

.report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

.report td.pl div.a {
	width: 200px;
}

.report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
.report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
.report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
.report .re, .report .reu {
	background-color: #def;
}

.report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
.report .ro, .report .rou {
	background-color: white;
}

.report .rou td {
	border-bottom: 1px solid black;
}

.report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
.report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
.report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

.report .nump {
	padding-left: 2em;
}

.report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
.report .text {
	text-align: left;
	white-space: normal;
}

.report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

.report .text .more {
	display: none;
}

.report .text .note {
	font-style: italic;
	font-weight: bold;
}

.report .text .small {
	width: 10em;
}

.report sup {
	font-style: italic;
}

.report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>21
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.25.3</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>1</ContextCount>
  <ElementCount>12</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>0</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>4</UnitCount>
  <MyReports>
    <Report instance="ex-filingfees.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>995210 - Document - Submission</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://xbrl.sec.gov/ffd/role/document/submissionTable</Role>
      <ShortName>Submission</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report instance="ex-filingfees.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R2.htm</HtmlFileName>
      <LongName>995215 - Document - Fees Summary</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://xbrl.sec.gov/ffd/role/document/feesSummaryTable</Role>
      <ShortName>Fees Summary</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>2</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File doctype="EX-FILING FEES" original="ex-filingfees.htm">ex-filingfees.htm</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy items="2">http://xbrl.sec.gov/dei/2025</BaseTaxonomy>
    <BaseTaxonomy items="10">http://xbrl.sec.gov/ffd/2025</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>false</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>23
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "version": "2.2",
 "instance": {
  "ex-filingfees.htm": {
   "dts": {
    "inline": {
     "local": [
      "ex-filingfees.htm"
     ]
    },
    "schema": {
     "remote": [
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/lrr/arcrole/deprecated-2009-12-16.xsd",
      "https://www.xbrl.org/dtr/type/2024-01-31/types.xsd",
      "https://xbrl.sec.gov/dei/2025/dei-2025.xsd",
      "https://xbrl.sec.gov/ffd/2025/ffd-2025.xsd"
     ]
    }
   },
   "keyStandard": 12,
   "keyCustom": 0,
   "axisStandard": 0,
   "axisCustom": 0,
   "memberStandard": 0,
   "memberCustom": 0,
   "hidden": {
    "total": 1,
    "http://xbrl.sec.gov/dei/2025": 1
   },
   "contextCount": 1,
   "entityCount": 1,
   "segmentCount": 0,
   "elementCount": 107,
   "unitCount": 4,
   "baseTaxonomies": {
    "http://xbrl.sec.gov/ffd/2025": 10,
    "http://xbrl.sec.gov/dei/2025": 2
   },
   "report": {
    "R1": {
     "role": "http://xbrl.sec.gov/ffd/role/document/submissionTable",
     "longName": "995210 - Document - Submission",
     "shortName": "Submission",
     "isDefault": "true",
     "groupType": "Fee_Exhibit",
     "subGroupType": "",
     "menuCat": "Cover",
     "order": "1",
     "firstAnchor": {
      "contextRef": "AsOf2025-11-05",
      "name": "dei:EntityRegistrantName",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "b",
       "p",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ex-filingfees.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "AsOf2025-11-05",
      "name": "dei:EntityRegistrantName",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "b",
       "p",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ex-filingfees.htm",
      "first": true,
      "unique": true
     }
    },
    "R2": {
     "role": "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable",
     "longName": "995215 - Document - Fees Summary",
     "shortName": "Fees Summary",
     "isDefault": "false",
     "groupType": "Fee_Exhibit",
     "subGroupType": "",
     "menuCat": "Cover",
     "order": "2",
     "firstAnchor": {
      "contextRef": "AsOf2025-11-05",
      "name": "ffd:NrrtvDsclsr",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "span",
       "p",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ex-filingfees.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "AsOf2025-11-05",
      "name": "ffd:NrrtvDsclsr",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "span",
       "p",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ex-filingfees.htm",
      "first": true,
      "unique": true
     }
    }
   },
   "tag": {
    "ffd_AggtRedRpPricFsclYr": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "AggtRedRpPricFsclYr",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Aggregate Redeemed or Repurchased Price, Fiscal Year",
        "terseLabel": "Aggregate Redeemed or Repurchased, FY"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_AggtRedRpPricPrrFsclYr": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "AggtRedRpPricPrrFsclYr",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Aggregate Redeemed or Repurchased Price, Prior Fiscal Year",
        "terseLabel": "Aggregate Redeemed or Repurchased, Prior FY"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_AggtSalesPricFsclYr": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "AggtSalesPricFsclYr",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Aggregate Sales Price, Fiscal Year",
        "terseLabel": "Aggregate Sales Price"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_AmtRedCdts": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "AmtRedCdts",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Amount of Redemption Credits",
        "terseLabel": "Redemption Credits"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_AmtSctiesRcvd": {
     "xbrltype": "nonNegativeDecimal2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "AmtSctiesRcvd",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Amount of Securities Received",
        "terseLabel": "Amount of Securities Received",
        "documentation": "Amount of securities to be received by the registrant (or cancelled upon issuance of securities to be registered on the form)"
       }
      }
     },
     "auth_ref": [
      "r6"
     ]
    },
    "ffd_AmtSctiesRegd": {
     "xbrltype": "nonNegativeDecimal2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "AmtSctiesRegd",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Amount of Securities Registered",
        "terseLabel": "Amount Registered",
        "documentation": "The amount of securities being registered."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_CeasedOprsDt": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "CeasedOprsDt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Ceased Operations Date",
        "terseLabel": "Ceased Operations Date"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_CfwdFormTp": {
     "xbrltype": "formTypeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "CfwdFormTp",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Carry Forward Form Type",
        "terseLabel": "Carry Forward Form Type",
        "documentation": "The Form Type of the prior shelf registration statement from which unsold securities are carried forward under 415(a)(6). This should be an EDGAR submission type (S-3, S-3/A, S-3ASR, etc.), which means there is a fixed set of possible responses. Note that while the XBRL response should be an EDGAR submission type, the human-readable Ex. 107 could include a simpler label (e.g., \"Form S-3\" in the human-readable and \"S-3ASR\" in the XBRL)."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "ffd_CfwdPrevslyPdFee": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "CfwdPrevslyPdFee",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Carry Forward Previously Paid Fee",
        "terseLabel": "Filing Fee Previously Paid in Connection with Unsold Securities to be Carried Forward",
        "documentation": "The fee previously paid in connection with the securities being brought forward from the prior shelf registration statement on which unsold securities are carried forward under 415(a)(6)."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "ffd_CfwdPrrFctvDt": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "CfwdPrrFctvDt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Carry Forward Prior Effective Date",
        "terseLabel": "Carry Forward Initial Effective Date",
        "documentation": "The initial effective date of the prior shelf registration statement from which unsold securities are carried forward under 415(a)(6)."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "ffd_CfwdPrrFileNb": {
     "xbrltype": "fileNumberItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "CfwdPrrFileNb",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Carry Forward File Number",
        "terseLabel": "Carry Forward File Number",
        "documentation": "The EDGAR File Number of the prior shelf registration statement from which unsold securities are carried forward under 415(a)(6). If the prior registration statement has a Securities Act File Number and an Investment Company Act File Number, the Securities Act File Number should be used."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "ffd_CmbndPrspctsItemAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "CmbndPrspctsItemAxis",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Combined Prospectus Item [Axis]",
        "terseLabel": "Combined Prospectus",
        "documentation": "A sequence number (1, 2, 3...) used to distinguish different references to earlier prospectuses on a single fee bearing submission."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_CmbndPrspctsLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "CmbndPrspctsLineItems",
     "lang": {
      "en-us": {
       "role": {
        "label": "Combined Prospectus [Line Items]",
        "terseLabel": "Combined Prospectus:"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_CmbndPrspctsTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "CmbndPrspctsTable",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Combined Prospectus [Table]",
        "terseLabel": "Combined Prospectus Table"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_CombinedProspectusTableNa": {
     "xbrltype": "naItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "CombinedProspectusTableNa",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Combined Prospectus Table [N/A]",
        "terseLabel": "Combined Prospectus Table N/A"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_CshPdByRegistrantInTx": {
     "xbrltype": "nonNegative100TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "CshPdByRegistrantInTx",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Cash Paid by Registrant in Transaction",
        "terseLabel": "Cash Consideration Paid",
        "documentation": "Amount of cash consideration paid by registrant in connection with the exchange or other transaction being registered (in a 457(f) calculation)."
       }
      }
     },
     "auth_ref": [
      "r12"
     ]
    },
    "ffd_CshRcvdByRegistrantInTx": {
     "xbrltype": "nonNegative100TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "CshRcvdByRegistrantInTx",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Cash Received by Registrant in Transaction",
        "terseLabel": "Cash Consideration Received",
        "documentation": "Amount of cash consideration received by registrant in connection with the exchange or other transaction being registered (in a 457(f) calculation)."
       }
      }
     },
     "auth_ref": [
      "r12"
     ]
    },
    "dei_EntityCentralIndexKey": {
     "xbrltype": "centralIndexKeyItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityCentralIndexKey",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Central Index Key",
        "terseLabel": "Central Index Key",
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK."
       }
      }
     },
     "auth_ref": [
      "r0"
     ]
    },
    "dei_EntityRegistrantName": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityRegistrantName",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Registrant Name",
        "terseLabel": "Registrant Name",
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC."
       }
      }
     },
     "auth_ref": [
      "r0"
     ]
    },
    "ffd_FeeAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "FeeAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable",
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fee Amount",
        "terseLabel": "Amount of Registration Fee",
        "documentation": "Total amount of registration fee (amount due after offsets)."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_FeeExhibitTp": {
     "xbrltype": "feeExhibitTypeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "FeeExhibitTp",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fee Exhibit Type",
        "terseLabel": "Fee Exhibit Type"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_FeeIntrstAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "FeeIntrstAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fee Interest Amount",
        "terseLabel": "Interest Amount"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_FeeNote": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "FeeNote",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fee Note",
        "terseLabel": "Fee Note"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_FeeNoteMaxAggtOfferingPric": {
     "xbrltype": "nonNegative100TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "FeeNoteMaxAggtOfferingPric",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fee Note Maximum Aggregate Offering Price",
        "terseLabel": "Fee Note MAOP"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_FeeRate": {
     "xbrltype": "percentItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "FeeRate",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable",
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fee Rate",
        "terseLabel": "Fee Rate",
        "documentation": "The rate per dollar of fees that public companies and other issuers pay to register their securities with the Commission."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_FeesOthrRuleFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "FeesOthrRuleFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fees, Other Rule [Flag]",
        "terseLabel": "Other Rule",
        "documentation": "Checkbox indicating whether filer is using a rule other than 457(a), 457(o), or 457(f) to calculate the registration fee due."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_FeesSummaryLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "FeesSummaryLineItems",
     "lang": {
      "en-us": {
       "role": {
        "label": "Fees Summary [Line Items]",
        "terseLabel": "Fees Summary:"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_FnlPrspctsFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "FnlPrspctsFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Final Prospectus [Flag]",
        "terseLabel": "Final Prospectus"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_FormTp": {
     "xbrltype": "submissionTypeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "FormTp",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Form Type",
        "terseLabel": "Form Type"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_GnlInstrIIhiFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "GnlInstrIIhiFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "General Instruction II.H,I [Flag]",
        "terseLabel": "General Instruction II.H,I"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_IssrBizAdrCity": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "IssrBizAdrCity",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Issuer Business Address, City",
        "terseLabel": "City"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_IssrBizAdrStatOrCtryCd": {
     "xbrltype": "stateOrCountryCodeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "IssrBizAdrStatOrCtryCd",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Issuer Business Address, State or Country Code",
        "terseLabel": "State or Country Code"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_IssrBizAdrStrt1": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "IssrBizAdrStrt1",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Issuer Business Address, Street 1",
        "terseLabel": "Street 1"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_IssrBizAdrStrt2": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "IssrBizAdrStrt2",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Issuer Business Address, Street 2",
        "terseLabel": "Street 2"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_IssrBizAdrZipCd": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "IssrBizAdrZipCd",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Issuer Business Address, Zip Code",
        "terseLabel": "Zip Code"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_IssrNm": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "IssrNm",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Issuer Name",
        "terseLabel": "Issuer Name"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_MaxAggtOfferingPric": {
     "xbrltype": "nonNegative100TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "MaxAggtOfferingPric",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Maximum Aggregate Offering Price",
        "terseLabel": "Maximum Aggregate Offering Price",
        "documentation": "The maximum aggregate offering price for the offering that is being registered."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_MaxOfferingPricPerScty": {
     "xbrltype": "nonNegativeDecimal4lItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "MaxOfferingPricPerScty",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Maximum Offering Price per Security",
        "terseLabel": "Proposed Maximum Offering Price per Unit",
        "documentation": "The maximum offering price per share/unit being registered."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_NetFeeAmt": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "NetFeeAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Net Fee Amount",
        "terseLabel": "Net Fee"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_NetSalesAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "NetSalesAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Net Sales Amount",
        "terseLabel": "Net Sales"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_NrrtvDsclsr": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "NrrtvDsclsr",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Narrative Disclosure",
        "terseLabel": "Narrative Disclosure"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_NrrtvMaxAggtAmt": {
     "xbrltype": "nonNegativeDecimal2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "NrrtvMaxAggtAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Narrative Disclosure, Maximum Aggregate Offering Amount",
        "terseLabel": "Narrative - Max Aggregate Offering Amount"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_NrrtvMaxAggtOfferingPric": {
     "xbrltype": "nonNegative100TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "NrrtvMaxAggtOfferingPric",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Narrative Disclosure, Maximum Aggregate Offering Price",
        "terseLabel": "Narrative - Max Aggregate Offering Price"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OfferingAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OfferingAxis",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offering [Axis]",
        "terseLabel": "Offering",
        "documentation": "A sequence number (1, 2, 3...) used to distinguish different security offerings on a single fee bearing submission."
       }
      }
     },
     "auth_ref": []
    },
    "ffd_OfferingLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OfferingLineItems",
     "lang": {
      "en-us": {
       "role": {
        "label": "Offering [Line Items]",
        "terseLabel": "Offering:"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_OfferingNote": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OfferingNote",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offering Note",
        "terseLabel": "Offering Note"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OfferingSctyTitl": {
     "xbrltype": "securityTitleItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OfferingSctyTitl",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable",
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offering Security Title",
        "terseLabel": "Security Class Title",
        "documentation": "The title of the class of securities being registered (for each class being registered)."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OfferingSctyTp": {
     "xbrltype": "securityTypeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OfferingSctyTp",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offering Security Type",
        "terseLabel": "Security Type",
        "documentation": "Type of securities: \"Asset-backed Securities\", \"ADRs/ADSs\", \"Debt\", \"Debt Convertible into Equity\", \"Equity\", \"Face Amount Certificates\", \"Limited Partnership Interests\", \"Mortgage Backed Securities\", \"Non-Convertible Debt\", \"Unallocated (Universal) Shelf\", \"Exchange Traded Vehicle Securities\", \"Other\""
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OfferingTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OfferingTable",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offering [Table]",
        "terseLabel": "Offering:"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_OfferingTableNa": {
     "xbrltype": "naItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OfferingTableNa",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offering Table [N/A]",
        "terseLabel": "Offering Table N/A"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_OffsetAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetAxis",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset [Axis]",
        "terseLabel": "Offset",
        "documentation": "A sequence number (1, 2, 3...) used to distinguish different offsets as applied to a fee bearing submission."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OffsetClmInitlFilgDt": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetClmInitlFilgDt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Claim Initial Filing Date",
        "terseLabel": "Initial Filing Date",
        "documentation": "The initial filing date of the earlier registration statement with which the earlier (offsetting) fee was paid for a claimed offset. If the offset fee was paid with an amendment, do not provide the amendment date under this element; instead, provide the date of the initial filing (i.e. the \"parent\" filing) ."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetClmdAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetClmdAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Claimed Amount",
        "terseLabel": "Fee Offset Claimed",
        "documentation": "The amount of offsetting fees being claimed."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetClmdInd": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetClmdInd",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Claimed Indicator",
        "terseLabel": "Offset Claimed"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OffsetExpltnForClmdAmt": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetExpltnForClmdAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Explanation for Claimed Amount",
        "terseLabel": "Explanation for Claimed Amount"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OffsetLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetLineItems",
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Offset:",
        "label": "Offset [Line Items]"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OffsetNote": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetNote",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Note",
        "terseLabel": "Offset Note"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OffsetPrrFeeAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetPrrFeeAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Prior Fee Amount",
        "terseLabel": "Fee Paid with Fee Offset Source",
        "documentation": "The fee previously paid from which an offset is being derived."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetPrrFileNb": {
     "xbrltype": "fileNumberItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetPrrFileNb",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Prior File Number",
        "terseLabel": "File Number",
        "documentation": "The EDGAR File Number of the earlier registration statement with which the earlier (offsetting) fee was paid. If the offset filing for the offset has a Securities Act File Number and an Investment Company Act File Number, the Securities Act File Number should be used."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetPrrFilerNm": {
     "xbrltype": "filerNameItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetPrrFilerNm",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Prior Filer Name",
        "terseLabel": "Registrant or Filer Name",
        "documentation": "The name of the registrant that filed the earlier registration statement with which the earlier (offsetting) fee was paid."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetPrrFormTp": {
     "xbrltype": "formTypeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetPrrFormTp",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Prior Form Type",
        "terseLabel": "Form or Filing Type",
        "documentation": "The Form Type of the offset filing."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetPrrNbOfUnsoldScties": {
     "xbrltype": "nonNegativeIntegerItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetPrrNbOfUnsoldScties",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Prior Unsold Number of Securities",
        "terseLabel": "Unsold Securities Associated with Fee Offset Claimed",
        "documentation": "The number of unsold securities registered on the prior registration statement that are associated with the claimed offset."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetPrrSctyTitl": {
     "xbrltype": "securityTitleItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetPrrSctyTitl",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Prior Security Title",
        "terseLabel": "Security Title Associated with Fee Offset Claimed",
        "documentation": "The title of the class of securities from which offset fees were derived."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetPrrSctyTp": {
     "xbrltype": "securityTypeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetPrrSctyTp",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Prior Security Type",
        "terseLabel": "Security Type Associated with Fee Offset Claimed",
        "documentation": "Type of securities: \"Asset-backed Securities\", \"ADRs/ADSs\", \"Debt\", \"Debt Convertible into Equity\", \"Equity\", \"Face Amount Certificates\", \"Limited Partnership Interests\", \"Mortgage Backed Securities\", \"Non-Convertible Debt\", \"Unallocated (Universal) Shelf\", \"Exchange Traded Vehicle Securities\", \"Other\""
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetPrrUnsoldOfferingAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetPrrUnsoldOfferingAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Prior Unsold Offering Amount",
        "terseLabel": "Unsold Aggregate Offering Amount Associated with Fee Offset Claimed",
        "documentation": "The aggregate offering amount of unsold securities registered on the prior registration statement that are associated with the claimed offset."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetSrcFilgDt": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetSrcFilgDt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Source Filing Date",
        "terseLabel": "Filing Date",
        "documentation": "The filing date of the earlier registration statement with which the earlier (offsetting) fee was paid in an offset."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetTable",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Offset Payment:",
        "label": "Offset [Table]"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OffsetTableNa": {
     "xbrltype": "naItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetTableNa",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Table [N/A]",
        "terseLabel": "Offset Table N/A"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_PrevslyPdFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "PrevslyPdFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable",
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fee Previously Paid [Flag]",
        "terseLabel": "Fee Previously Paid"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_RegnFileNb": {
     "xbrltype": "fileNumberItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "RegnFileNb",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Registration File Number",
        "terseLabel": "Registration File Number"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_RptgFsclYrEndDt": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "RptgFsclYrEndDt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Reporting Fiscal Year End Date",
        "terseLabel": "Reporting FY End Date"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_Rule011Flg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule011Flg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 0-11 [Flag]",
        "terseLabel": "Rule 0-11"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_Rule011a2OffsetFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule011a2OffsetFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Rule 0-11(a)(2) Offset",
        "label": "Rule 0-11(a)(2) Offset [Flag]"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_Rule415a6Flg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule415a6Flg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 415(a)(6) [Flag]",
        "terseLabel": "Rule 415(a)(6)",
        "documentation": "Checkbox indicating whether filer is claiming a 415(a)(6) carryforward."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "ffd_Rule429AggtOfferingAmt": {
     "xbrltype": "nonNegative100TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule429AggtOfferingAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 429 Aggregate Offering Amount",
        "terseLabel": "Maximum Aggregate Offering Price of Securities Previously Registered",
        "documentation": "The maximum aggregate offering amount of unsold securities registered on the prior registration statement that are carried forward under Rule 429. Only applicable if 457(o) was used in the fee calculation for the prior registration statement."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "ffd_Rule429CmbndPrspctsFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule429CmbndPrspctsFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 429 Combined Prospectus [Flag]",
        "terseLabel": "Rule 429",
        "documentation": "Checkbox indicating whether filer is using a combined prospectus under Rule 429."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "ffd_Rule429EarlierFileNb": {
     "xbrltype": "fileNumberItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule429EarlierFileNb",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 429 Earlier File Number",
        "terseLabel": "File Number",
        "documentation": "The Securities Act File Number of the earlier effective registration statement(s) from which securities may be offered and sold using the combined prospectus pursuant to Rule 429."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "ffd_Rule429EarlierFormTp": {
     "xbrltype": "formTypeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule429EarlierFormTp",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 429 Earlier Form Type",
        "terseLabel": "Form Type",
        "documentation": "The Form Type of the earlier registration statement from which unsold securities are carried forward under Rule 429. This should be an EDGAR submission type (S-3, S-3/A, S-3ASR, etc.), which means there is a fixed set of possible responses. Note that while the XBRL response should be an EDGAR submission type, the human-readable Ex. 107 could include a simpler label (e.g., \"Form S-3\" in the human-readable and \"S-3ASR\" in the XBRL)."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "ffd_Rule429InitlFctvDt": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule429InitlFctvDt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 429 Initial Effective Date",
        "terseLabel": "Initial Effective Date",
        "documentation": "The filing date of the earlier registration statement from which unsold securities are carried forward under Rule 429."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "ffd_Rule429NbOfUnsoldScties": {
     "xbrltype": "nonNegativeDecimal2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule429NbOfUnsoldScties",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 429 Number Of Unsold Securities",
        "terseLabel": "Amount of Securities Previously Registered",
        "documentation": "The number of securities registered on the prior registration statement that are carried forward under Rule 429."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "ffd_Rule429PrspctsNote": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule429PrspctsNote",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 429 Prospectus Note",
        "terseLabel": "Combined Prospectus Note"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_Rule429SctyTitl": {
     "xbrltype": "securityTitleItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule429SctyTitl",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 429 Security Title",
        "terseLabel": "Security Class Title"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_Rule429SctyTp": {
     "xbrltype": "securityTypeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule429SctyTp",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 429 Security Type",
        "terseLabel": "Security Type"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_Rule457aFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule457aFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 457(a) [Flag]",
        "terseLabel": "Rule 457(a)",
        "documentation": "Checkbox indicating whether filer is using Rule 457(a) to calculate the registration fee due."
       }
      }
     },
     "auth_ref": [
      "r4"
     ]
    },
    "ffd_Rule457bOffsetFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule457bOffsetFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 457(b) Offset [Flag]",
        "terseLabel": "Rule 457(b) Offset",
        "documentation": "Checkbox indicating whether filer is claiming an offset under Rule 457(b) or 0-11(a)(2)."
       }
      }
     },
     "auth_ref": [
      "r5"
     ]
    },
    "ffd_Rule457fFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule457fFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 457(f) [Flag]",
        "terseLabel": "Rule 457(f)",
        "documentation": "Checkbox indicating whether filer is using Rule 457(f) to calculate the registration fee due."
       }
      }
     },
     "auth_ref": [
      "r6"
     ]
    },
    "ffd_Rule457oFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule457oFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 457(o) [Flag]",
        "terseLabel": "Rule 457(o)",
        "documentation": "Checkbox indicating whether filer is using Rule 457(o) to calculate the registration fee due."
       }
      }
     },
     "auth_ref": [
      "r7"
     ]
    },
    "ffd_Rule457pOffsetFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule457pOffsetFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 457(p) Offset [Flag]",
        "terseLabel": "Rule 457(p) Offset",
        "documentation": "Checkbox indicating whether filer is claiming an offset under Rule 457(p)."
       }
      }
     },
     "auth_ref": [
      "r8"
     ]
    },
    "ffd_Rule457rFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule457rFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 457(r) [Flag]",
        "terseLabel": "Rule 457(r)"
       }
      }
     },
     "auth_ref": [
      "r9"
     ]
    },
    "ffd_Rule457sFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule457sFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 457(s) Flag",
        "terseLabel": "Rule 457(s)"
       }
      }
     },
     "auth_ref": [
      "r10"
     ]
    },
    "ffd_Rule457uFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule457uFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 457(u) [Flag]",
        "terseLabel": "Rule 457(u)",
        "documentation": "Checkbox indicating whether filer is using Rule 457(u) to calculate the registration fee due."
       }
      }
     },
     "auth_ref": [
      "r11"
     ]
    },
    "ffd_Scties424iAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Scties424iAxis",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Securities, 424I [Axis]",
        "terseLabel": "Securities, 424I"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_Scties424iLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Scties424iLineItems",
     "lang": {
      "en-us": {
       "role": {
        "label": "Securities, 424I [Line Items]",
        "terseLabel": "Securities, 424I:"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_Scties424iTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Scties424iTable",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Securities, 424I [Table]",
        "terseLabel": "Securities, 424I Table"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_Securities424iTableNa": {
     "xbrltype": "naItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Securities424iNa",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Securities 424I [N/A]",
        "terseLabel": "Securities 424I N/A"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_SubmissionLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "SubmissionLineItems",
     "lang": {
      "en-us": {
       "role": {
        "label": "Submission [Line Items]",
        "terseLabel": "Items"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_SubmissnTp": {
     "xbrltype": "submissionTypeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "SubmissnTp",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Submission Type",
        "terseLabel": "Submission Type"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_TermntnCmpltnWdrwl": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "TermntnCmpltnWdrwl",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Termination / Completion / Withdrawal Statement",
        "terseLabel": "Termination / Withdrawal Statement"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_TtlFeeAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "TtlFeeAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Total Fee Amount",
        "terseLabel": "Total Fee Amount"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_TtlFeeAndIntrstAmt": {
     "xbrltype": "nonNegativeDecimal2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "TtlFeeAndIntrstAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Total Fee and Interest Amount",
        "terseLabel": "Total Fee and Interest Amount"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_TtlOfferingAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "TtlOfferingAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Total Offering Amount",
        "terseLabel": "Total Offering"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_TtlOffsetAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "TtlOffsetAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Total Offset Amount",
        "terseLabel": "Total Offset Amount"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_TtlPrevslyPdAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "TtlPrevslyPdAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Total Previously Paid Amount",
        "terseLabel": "Previously Paid Amount"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_TtlTxValtn": {
     "xbrltype": "nonNegative100TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "TtlTxValtn",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Total Transaction Valuation",
        "terseLabel": "Total Transaction Valuation"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_TxValtn": {
     "xbrltype": "nonNegative100TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "TxValtn",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Transaction Valuation",
        "terseLabel": "Transaction Valuation"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_ValSctiesRcvd": {
     "xbrltype": "nonNegative100TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "ValSctiesRcvd",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Value of Securities Received",
        "terseLabel": "Value of Securities Received",
        "documentation": "Value of securities to be received by the registrant (or cancelled upon issuance of securities to be registered on the form)"
       }
      }
     },
     "auth_ref": [
      "r6"
     ]
    },
    "ffd_ValSctiesRcvdPerShr": {
     "xbrltype": "nonNegativeDecimal4lItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "ValSctiesRcvdPerShr",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Value of Securities Received, Per Share",
        "terseLabel": "Value of Securities Received, Per Share",
        "documentation": "Value per share of securities to be received by the registrant (or cancelled upon issuance of securities to be registered on the form). This is included in the explanation of 457(f) fee calculation."
       }
      }
     },
     "auth_ref": [
      "r6"
     ]
    }
   }
  }
 },
 "std_ref": {
  "r0": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r1": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230"
  },
  "r2": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "415",
   "Subsection": "a"
  },
  "r3": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "429"
  },
  "r4": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "457"
  },
  "r5": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "457",
   "Subsection": "b"
  },
  "r6": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "457",
   "Subsection": "f"
  },
  "r7": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "457",
   "Subsection": "o"
  },
  "r8": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "457",
   "Subsection": "p"
  },
  "r9": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "457",
   "Subsection": "r"
  },
  "r10": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "457",
   "Subsection": "s"
  },
  "r11": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "457",
   "Subsection": "u"
  },
  "r12": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Subsection": "f",
   "Section": "457"
  }
 }
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>24
<FILENAME>0001839882-25-064119-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0001839882-25-064119-xbrl.zip
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7;5!+!08      0 ! #\    3"0     !

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>25
<FILENAME>ex-filingfees_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2025"
  xmlns:ffd="http://xbrl.sec.gov/ffd/2025"
  xmlns:iso4217="http://www.xbrl.org/2003/iso4217"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef
      xlink:href="https://xbrl.sec.gov/ffd/2025/ffd-2025.xsd"
      xlink:type="simple"/>
    <context id="AsOf2025-11-05">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000895421</identifier>
        </entity>
        <period>
            <startDate>2025-11-05</startDate>
            <endDate>2025-11-05</endDate>
        </period>
    </context>
    <unit id="USD">
        <measure>iso4217:USD</measure>
    </unit>
    <unit id="Shares">
        <measure>shares</measure>
    </unit>
    <unit id="USDPShares">
        <divide>
            <unitNumerator>
                <measure>iso4217:USD</measure>
            </unitNumerator>
            <unitDenominator>
                <measure>shares</measure>
            </unitDenominator>
        </divide>
    </unit>
    <unit id="Ratio">
        <measure>pure</measure>
    </unit>
    <dei:EntityCentralIndexKey contextRef="AsOf2025-11-05" id="Fact000003">0000895421</dei:EntityCentralIndexKey>
    <ffd:FeeExhibitTp contextRef="AsOf2025-11-05" id="Fact000009">EX-FILING FEES</ffd:FeeExhibitTp>
    <ffd:FormTp contextRef="AsOf2025-11-05" id="Fact000010">S-3</ffd:FormTp>
    <dei:EntityRegistrantName contextRef="AsOf2025-11-05" id="Fact000011">MORGAN STANLEY</dei:EntityRegistrantName>
    <ffd:SubmissnTp contextRef="AsOf2025-11-05" id="Fact000012">424B2</ffd:SubmissnTp>
    <ffd:RegnFileNb contextRef="AsOf2025-11-05" id="Fact000013">333-275587</ffd:RegnFileNb>
    <ffd:FnlPrspctsFlg contextRef="AsOf2025-11-05" id="Fact000014">true</ffd:FnlPrspctsFlg>
    <ffd:OfferingTableNa contextRef="AsOf2025-11-05" id="Fact000015">N/A</ffd:OfferingTableNa>
    <ffd:OffsetTableNa contextRef="AsOf2025-11-05" id="Fact000016">N/A</ffd:OffsetTableNa>
    <ffd:CombinedProspectusTableNa contextRef="AsOf2025-11-05" id="Fact000017">N/A</ffd:CombinedProspectusTableNa>
    <ffd:NrrtvMaxAggtOfferingPric
      contextRef="AsOf2025-11-05"
      decimals="0"
      id="Fact000018"
      unitRef="USD">10815000.00</ffd:NrrtvMaxAggtOfferingPric>
    <ffd:NrrtvDsclsr contextRef="AsOf2025-11-05" id="Fact000019">The
prospectus is a final prospectus for the related offering.</ffd:NrrtvDsclsr>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
