<SEC-DOCUMENT>0001839882-25-064737.txt : 20251110
<SEC-HEADER>0001839882-25-064737.hdr.sgml : 20251110
<ACCEPTANCE-DATETIME>20251110163538
ACCESSION NUMBER:		0001839882-25-064737
CONFORMED SUBMISSION TYPE:	424B2
PUBLIC DOCUMENT COUNT:		2
FILED AS OF DATE:		20251110
DATE AS OF CHANGE:		20251110

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MORGAN STANLEY
		CENTRAL INDEX KEY:			0000895421
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		ORGANIZATION NAME:           	02 Finance
		EIN:				363145972
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B2
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-275587
		FILM NUMBER:		251466862

	BUSINESS ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
		BUSINESS PHONE:		212-761-4000

	MAIL ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MORGAN STANLEY DEAN WITTER & CO
		DATE OF NAME CHANGE:	19980326

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	DEAN WITTER DISCOVER & CO
		DATE OF NAME CHANGE:	19960315

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Morgan Stanley Finance LLC
		CENTRAL INDEX KEY:			0001666268
		STANDARD INDUSTRIAL CLASSIFICATION:	ASSET-BACKED SECURITIES [6189]
		ORGANIZATION NAME:           	Office of Structured Finance
		EIN:				363145972
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B2
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-275587-01
		FILM NUMBER:		251466863

	BUSINESS ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
		BUSINESS PHONE:		(212) 761-4000

	MAIL ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B2
<SEQUENCE>1
<FILENAME>ms12033_424b2-37418.htm
<DESCRIPTION>PRELIMINARY PRICING SUPPLEMENT NO. 12,033
<TEXT>
<HTML>
    <HEAD>
        <TITLE></TITLE>
<!-- QES 7h3d0c70r 1762788191.878036 -->
    </HEAD>
    <BODY style="text-decoration-skip-ink: none; ">
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="line-height: 9.0pt; padding-left: 0.0pt; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; color: #808080; "><font style='white-space: pre-wrap;'>Preliminary Pricing Supplement No. 12,033</font></FONT></P>
                <P style="line-height: 9.0pt; padding-left: 0.0pt; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; color: #808080; "><font style='white-space: pre-wrap;'>Registration Statement Nos. 333-275587; 333-275587-01</font></FONT></P>
                <P style="line-height: 9.0pt; padding-left: 0.0pt; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; color: #808080; "><font style='white-space: pre-wrap;'>Dated November 10, 2025</font></FONT></P>
                <P style="line-height: 9.0pt; padding-left: 0.0pt; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; color: #808080; "><font style='white-space: pre-wrap;'>Filed pursuant to Rule 424(b)(2)</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 20.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; text-transform: uppercase; color: #296DC1; font-size: 14.0pt; "><font style='white-space: pre-wrap;'>Structured Investments</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="padding-left: 0.0pt; text-align: justify; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 14.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Fixed</font></FONT><FONT style="font-family: Times New Roman, Times, serif; color: black; font-size: 8.0pt; "></FONT><FONT style="font-family: Arial, sans-serif; font-size: 14.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'> Income Auto-Callable Securities due November 17, 2027</font></FONT></P>
                <P style="margin-bottom: 0.0pt; padding-left: 0.0pt; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 11.0pt; color: #808080; "><font style='white-space: pre-wrap;'>Based on the Performance of the Common Stock of Oracle Corporation</font></FONT></P>
                <P style="margin-bottom: 0.0pt; padding-left: 0.0pt; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 10.5pt; color: #808080; "><font style='white-space: pre-wrap;'>Fully and Unconditionally Guaranteed by Morgan Stanley</font></FONT></P>
                <P style="padding-left: 0.0pt; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 10.5pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 10.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The securities are unsecured obligations of Morgan Stanley Finance LLC (&#8220;MSFL&#8221;) and are fully and unconditionally guaranteed by Morgan Stanley. The securities have the terms described in the accompanying product supplement and prospectus, as supplemented or modified by this document. The securities do not guarantee the repayment of principal.</font></FONT></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 10.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Fixed coupon.</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> The securities will pay a fixed coupon on each coupon payment date at the annual rate specified herein. </font></FONT></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 10.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Automatic early redemption.</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> The securities will be automatically redeemed if the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the call threshold level on any redemption determination date for an early redemption payment equal to the stated principal amount </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>plus</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the fixed coupon with respect to the related interest period. No further payments will be made on the securities once they have been automatically redeemed. </font></FONT></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 10.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Payment at maturity.</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> If the securities have not been automatically redeemed prior to maturity and the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the downside threshold level, investors will receive, in addition to the fixed coupon with respect to the final interest period, the stated principal amount at maturity. If, however, the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the downside threshold level, although investors will still receive the fixed coupon with respect to the final interest period, investors will lose 1% for every 1% decline in the level of the underlier over the term of the securities. </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Under these circumstances, the payment at maturity will be significantly less than the stated principal amount and could be zero.</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> </font></FONT></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 10.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The securities are for investors who seek an opportunity to earn interest at a potentially above-market rate in exchange for the risk of losing a significant portion or all of their principal. You will not participate in any appreciation of the underlier. </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Investors in the securities must be willing to accept the risk of losing their entire initial investment.</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> The securities are notes issued as part of MSFL&#8217;s Series A Global Medium-Term Notes program. </font></FONT></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 10.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>All payments are subject to our credit risk. If we default on our obligations, you could lose some or all of your investment. These securities are not secured obligations and you will not have any security interest in, or otherwise have any access to, any underlying reference asset or assets.</font></FONT></FONT></P>
                <TABLE width="100.00%" style="margin-left: auto; width: 100.00%; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="29.30%" style="width: 29.30%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="23.47%" style="width: 23.47%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="33.73%" style="width: 33.73%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="23.50%" style="width: 23.50%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="0.00%" style="width: 0.00%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="4" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; ">
                            <P style="text-align: left; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; font-weight: bold; color: #FFFFFF; "><font style='white-space: pre-wrap;'>TERMS</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Issuer:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Guarantor:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Stated principal amount:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000 per security</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Issue price:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000 per security (see &#8220;Commissions and issue price&#8221; below)</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Aggregate principal amount:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Underlier:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Oracle Corporation common stock (the &#8220;underlying stock&#8221;)</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Strike date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>November 7, 2025</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Pricing date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>November 12, 2025</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Original issue date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>November 17, 2025</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Observation date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>November 12, 2027, subject to postponement for non-trading days and certain market disruption events</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Maturity date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>November 17, 2027</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="4" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: right; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-style: italic; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Terms continued on the following page</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Agent:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley &amp; Co. LLC (&#8220;MS &amp; Co.&#8221;), an affiliate of MSFL and a wholly owned subsidiary of Morgan Stanley. See &#8220;Supplemental information regarding plan of distribution; conflicts of interest.&#8221;</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Estimated value on the pricing date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Approximately $977.40 per security, or within $25.00 of that estimate. See &#8220;Estimated Value of the Securities&#8221; on page 4.</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Commissions and issue price:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Price to public</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Agent&#8217;s commissions and fees</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>(1)(2)</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Proceeds to us</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>(3)</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-indent: 73.32pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Per security</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-indent: 73.32pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Total</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-bottom: 0.0pt; line-height: 8.0pt; margin-top: 0; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-style: italic; font-size: 7.0pt; color: #000000; background-color: #FFFFFF; ">(1)</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 7.0pt; "><font style='white-space: pre-wrap;'>The securities will be sold only to investors purchasing the securities in fee-based advisory accounts.</font></FONT></FONT></P>
                <P style="margin-bottom: 0.0pt; line-height: 8.0pt; margin-top: 0; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-style: italic; font-size: 7.0pt; color: #000000; background-color: #FFFFFF; ">(2)</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 7.0pt; "><font style='white-space: pre-wrap;'>MS &amp; Co. expects to sell all of the securities that it purchases from us to an unaffiliated dealer at a price of $     per security, for further sale to certain fee-based advisory accounts at the price to public of $1,000 per security. MS &amp; Co. will not receive a sales commission with respect to the securities. See &#8220;Supplemental information regarding plan of distribution; conflicts of interest.&#8221; For additional information, see &#8220;Plan of Distribution (Conflicts of Interest)&#8221; in the accompanying product supplement.</font></FONT></FONT></P>
                <P style="margin-bottom: 0.0pt; line-height: 8.0pt; margin-top: 0; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-style: italic; font-size: 7.0pt; color: #000000; background-color: #FFFFFF; ">(3)</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 7.0pt; "><font style='white-space: pre-wrap;'>See &#8220;Use of Proceeds and Hedging&#8221; in the accompanying product supplement.</font></FONT></FONT></P>
                <P style="margin-bottom: 0.0pt; text-indent: 0.0pt; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>The securities involve risks not associated with an investment in ordinary debt securities. See &#8220;Risk Factors&#8221; beginning on page 7.</font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; line-height: 7.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>The Securities and Exchange Commission and state securities regulators have not approved or disapproved these securities, or determined if this document or the accompanying product supplement and prospectus is truthful or complete. Any representation to the contrary is a criminal offense.</font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; line-height: 7.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>The securities are not deposits or savings accounts and are not insured by the Federal Deposit Insurance Corporation or any other governmental agency or instrumentality, nor are they obligations of, or guaranteed by, a bank.</font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; line-height: 7.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>You should read this document together with the related product supplement and prospectus, each of which can be accessed via the hyperlinks below. Please also see &#8220;Additional Terms of the Securities&#8221; and &#8220;Additional Information About the Securities&#8221; at the end of this document.</font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; line-height: 7.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>References to &#8220;we,&#8221; &#8220;us&#8221; and &#8220;our&#8221; refer to Morgan Stanley or MSFL, or Morgan Stanley and MSFL collectively, as the context requires.</font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; text-align: center; "><A href="https://www.sec.gov/Archives/edgar/data/895421/000095010325001753/dp224623_424b2-parsupp.htm" style="word-break: break-all; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #316DC1; font-size: 8.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Product Supplement for Principal at Risk Securities dated February 7, 2025</font></U></FONT></A><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>                     </font></FONT><A href="https://www.sec.gov/Archives/edgar/data/895421/000095010324005205/dp209505_424b2-base.htm" style="word-break: break-all; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Prospectus dated April 12, 202</font></U><U><font style='white-space: pre-wrap;'>4</font></U></FONT></A></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Fixed Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <TABLE WIDTH="100%" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin-left: -5.94pt; width: 100%; table-layout: fixed; border-collapse: collapse">
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif">
                        <TD WIDTH="29.33%" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; width: 29.33%; border-width: 0; margin: 0; padding: 0; height: 0">
                        </TD>
                        <TD WIDTH="80.67%" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; width: 80.67%; border-width: 0; margin: 0; padding: 0; height: 0">
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD COLSPAN="2" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: italic bold 8pt Arial, Helvetica, Sans-Serif; color: black"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">Terms </font></FONT><FONT STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; color: black"></FONT><FONT STYLE="font: italic bold 8pt Arial, Helvetica, Sans-Serif; color: black"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">continued from the previous page</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">Automatic early redemption:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">The securities are not subject to automatic early redemption until the first redemption determination date. If, on any redemption determination date, the closing level of the underlier is </font></FONT><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">greater than or equal to</font></FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt"> the call threshold level, the securities will be automatically redeemed for the early redemption payment on the related early redemption date. No further payments will be made on the securities once they have been automatically redeemed.</font></FONT></P>
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">The securities will not be redeemed on any early redemption date if the closing level of the underlier is </font></FONT><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">less than</font></FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt"> the call threshold level on the related redemption determination date.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">Early redemption payment:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">The stated principal amount </font></FONT><FONT STYLE="font: italic 8pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">plus </font></FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">the fixed coupon with respect to the related interest period</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">Fixed coupon:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #000000; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">Unless the securities have previously been automatically redeemed, a </font></FONT><FONT STYLE="font: italic 8pt Arial, Helvetica, Sans-Serif; color: #000000"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">fixed</font></FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #000000; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt"> coupon at an annual rate of </font></FONT><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #000000"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">12.65%</font></FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #000000; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt"> will be paid on the securities on each coupon payment date. </font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">Downside threshold level:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">$143.556, which is 60% of the initial level</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">Call threshold level:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">$239.26, which is 100% of the initial level</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">Payment at maturity per security:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">If the securities have not been automatically redeemed prior to maturity, investors will receive, in addition to the fixed coupon with respect to the final interest period, a payment at maturity determined as follows: </font></FONT></P>
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt; margin-left: 19.8pt; text-indent: -19.8pt"><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT STYLE="display: inline-block; width: 19.8pt; text-indent: 0; text-align: left; font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&#8226;</FONT><!--[if IE]</FONT><![endif]--><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">If the final level is </font></FONT><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">greater than or equal to</font></FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt"> the downside threshold level:</font></FONT></FONT></P>
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt; padding-left: 39.6pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">stated principal amount</font></FONT></P>
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt; margin-left: 19.8pt; text-indent: -19.8pt"><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT STYLE="display: inline-block; width: 19.8pt; text-indent: 0; text-align: left; font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&#8226;</FONT><!--[if IE]</FONT><![endif]--><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">If the final level is </font></FONT><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">less than</font></FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt"> the downside threshold level:</font></FONT></FONT></P>
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt; padding-left: 39.6pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">stated principal amount &#215; performance factor</font></FONT></P>
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt; padding-left: 19.8pt"><FONT STYLE="font: italic 8pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">Under these circumstances, the payment at maturity will be significantly less than the stated principal amount and could be zero.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">Redemption determination dates:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">November 12, 2026, December 14, 2026, January 13, 2027, February 11, 2027, March 12, 2027, April 14, 2027, May 12, 2027, June 14, 2027, July 14, 2027, August 12, 2027, September 14, 2027 and October 13, 2027, subject to postponement for non-trading days and certain market disruption events.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">First redemption determination date:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">November 12, 2026. Under no circumstances will the securities be redeemed prior to the first redemption determination date.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">Early redemption dates:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">November 17, 2026, December 17, 2026, January 19, 2027, February 17, 2027, March 17, 2027, April 19, 2027, May 17, 2027, June 17, 2027, July 19, 2027, August 17, 2027, September 17, 2027 and October 18, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">Coupon payment dates:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">Monthly, on the 17</font></FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; vertical-align: super; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">th</font></FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt"> day of each month. If any coupon payment date is not a business day, the coupon payment with respect to such date will be made on the next succeeding business day and no adjustment will be made to the coupon payment made on that succeeding business day. The coupon payment with respect to the final interest period shall be made on the maturity date. The expected coupon payment dates are set forth under &#8220;Expected Coupon Payment Dates&#8221; below.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">Initial level:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">$239.26, which is the closing level of the underlier on the strike date</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">Final level:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">The closing level of the underlier on the observation date</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">Closing level:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">&#8220;Closing level&#8221; and &#8220;adjustment factor&#8221; have the meanings set forth under &#8220;General Terms of the Securities&#8212;Some Definitions&#8221; in the accompanying product supplement.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">Performance factor:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">final level / initial level</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">CUSIP:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">61779TNU7</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">ISIN:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">US61779TNU78</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">Listing:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">The securities will not be listed on any securities exchange.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">&nbsp;</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">&nbsp;</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <TABLE width="237.60pt" style="margin-left: auto; width: 237.60pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="237.60pt" style="width: 237.60pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Expected Coupon Payment Dates*</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>December 17, 2025</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>January 20, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>February 17, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>March 17, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>April 17, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>May 18, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>June 17, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>July 17, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>August 17, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>September 17, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>October 19, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>November 17, 2026</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>2</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Fixed Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <TABLE width="237.60pt" style="margin-left: auto; width: 237.60pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="237.60pt" style="width: 237.60pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Expected Coupon Payment Dates*</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>December </font></FONT><FONT style="font-size: 8.0pt; font-family: Times New Roman, Times, serif; "></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>17, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>January 19, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>February 17, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>March 17, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>April 19, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>May 17, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>June 17, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>July 19, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>August 17, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>September 17, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>October 18, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>November 17, 2027 (maturity date)</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>*After giving effect to expected postponement due</font></FONT></P>
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>to non-business days</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>3</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Fixed Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Estimated Value of the Securities</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>The original issue price of each security is $1,000. This price includes costs associated with issuing, selling, structuring and hedging the securities, which are borne by you, and, consequently, the estimated value of the securities on the pricing date will be less than $1,000. Our estimate of the value of the securities as determined on the pricing date will be within the range specified on the cover hereof and will be set forth on the cover of the final pricing supplement.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>What goes into the estimated value on the pricing date?</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>In valuing the securities on the pricing date, we take into account that the securities comprise both a debt component and a performance-based component linked to the underlier. The estimated value of the securities is determined using our own pricing and valuation models, market inputs and assumptions relating to the underlier, instruments based on the underlier, volatility and other factors including current and expected interest rates, as well as an interest rate related to our secondary market credit spread, which is the implied interest rate at which our conventional fixed rate debt trades in the secondary market.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>What determines the economic terms of the securities?</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>In determining the economic terms of the securities, we use an internal funding rate, which is likely to be lower than our secondary market credit spreads and therefore advantageous to us. If the issuing, selling, structuring and hedging costs borne by you were lower or if the internal funding rate were higher, one or more of the economic terms of the securities would be more favorable to you.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>What is the relationship between the estimated value on the pricing date and the secondary market price of the securities?</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>The price at which MS &amp; Co. purchases the securities in the secondary market, absent changes in market conditions, including those related to the underlier, may vary from, and be lower than, the estimated value on the pricing date, because the secondary market price takes into account our secondary market credit spread as well as the bid-offer spread that MS &amp; Co. would charge in a secondary market transaction of this type and other factors. However, because the costs associated with issuing, selling, structuring and hedging the securities are not fully deducted upon issuance, to the extent that MS &amp; Co. may buy or sell the securities in the secondary market during the amortization period specified herein, absent changes in market conditions, including those related to the underlier, and to our secondary market credit spreads, it would do so based on values higher than the estimated value. We expect that those higher values will also be reflected in your brokerage account statements.</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>MS &amp; Co. may, but is not obligated to, make a market in the securities, and, if it once chooses to make a market, may cease doing so at any time.</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>4</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Fixed Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Hypothetical Examples</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>The following hypothetical examples illustrate how to determine whether the securities will be automatically redeemed with respect to a redemption determination date and how to calculate the payment at maturity if the securities have not been automatically redeemed prior to maturity. The following examples are for illustrative purposes only. You will receive a fixed coupon on each coupon payment date at the annual rate specified on the cover of this document, regardless of the performance of the underlier. Whether the securities are automatically redeemed prior to maturity will be determined by reference to the closing level of the underlier on each redemption determination date. The payment at maturity will be determined by reference to the closing level of the underlier on the observation date. The actual initial level, call threshold level and downside threshold level were determined on the strike date. All payments on the securities are subject to our credit risk. The numbers in the hypothetical examples below may have been rounded for ease of analysis. The below examples are based on the following terms:</font></FONT></P>
                <TABLE STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin-left: -5.94pt; width: 594pt; table-layout: fixed; border-collapse: collapse">
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; width: 198pt; border-width: 0; margin: 0; padding: 0; height: 0">
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; width: 396pt; border-width: 0; margin: 0; padding: 0; height: 0">
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/11pt Arial, Helvetica, Sans-Serif; margin-top: 3.3pt; margin-bottom: 3.3pt"><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">Stated principal amount:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/11pt Arial, Helvetica, Sans-Serif; margin-top: 3.3pt; margin-bottom: 3.3pt"><FONT STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">$1,000 per security</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: white">
                            <P STYLE="font: 8pt/11pt Arial, Helvetica, Sans-Serif; margin-top: 3.3pt; margin-bottom: 3.3pt"><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">Hypothetical initial level:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: white">
                            <P STYLE="font: 8pt/11pt Arial, Helvetica, Sans-Serif; margin-top: 3.3pt; margin-bottom: 3.3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">$100.00*</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/11pt Arial, Helvetica, Sans-Serif; margin-top: 3.3pt; margin-bottom: 3.3pt"><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">Hypothetical call threshold level:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/11pt Arial, Helvetica, Sans-Serif; margin-top: 3.3pt; margin-bottom: 3.3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">$100.00, which is 100% of the hypothetical initial level</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: white">
                            <P STYLE="font: 8pt/11pt Arial, Helvetica, Sans-Serif; margin-top: 3.3pt; margin-bottom: 3.3pt"><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">Hypothetical downside threshold level:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: white">
                            <P STYLE="font: 8pt/11pt Arial, Helvetica, Sans-Serif; margin-top: 3.3pt; margin-bottom: 3.3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">$60.00, which is 60% of the hypothetical initial level</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/11pt Arial, Helvetica, Sans-Serif; margin-top: 3.3pt; margin-bottom: 3.3pt"><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">Fixed coupon:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/11pt Arial, Helvetica, Sans-Serif; margin-top: 3.3pt; margin-bottom: 3.3pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">12.65% </font></FONT><FONT STYLE="font: italic 8pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">per annum</font></FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt"> (corresponding to approximately $10.542 per interest period per security). The actual fixed coupon will be an amount determined by the calculation agent based on the number of days in the applicable payment period, calculated on a 30/360 day-count basis. The hypothetical fixed coupon of $10.542 is used in these examples for ease of analysis.</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 3.3pt; margin-bottom: 6.6pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>*The hypothetical initial level of $100.00 for the underlier has been chosen for illustrative purposes only and does not represent the actual initial level of the underlier. Please see &#8220;Historical Information&#8221; below for historical data regarding the actual closing levels of the underlier.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 11.0pt; "><font style='white-space: pre-wrap;'>How to determine whether the securities will be automatically redeemed with respect to a redemption determination date:</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="166.32pt" style="width: 166.32pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="213.84pt" style="width: 213.84pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="213.84pt" style="width: 213.84pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Closing Level of the Underlier</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Early Redemption Payment</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical Redemption Determination Date #1</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$35.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the call threshold level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>N/A</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical Redemption Determination Date #2</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$140.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the call threshold level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000 + $10.542 (t</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>he stated principal amount + the fixed coupon with respect to the related interest period)</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>On hypothetical redemption determination date #1, because the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the call threshold level, the securities are not automatically redeemed on the related early redemption date.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>On hypothetical redemption determination date #2, because the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the call threshold level, the securities are automatically redeemed on the related early redemption date for an early redemption payment equal to </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the stated principal amount </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>plus</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the fixed coupon with respect to the related interest period. No further payments are made on the securities once they have been automatically redeemed.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>If the closing level of the underlier is less than the call threshold level on each redemption determination date, the securities will not be automatically redeemed prior to maturity.</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>5</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Fixed Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 11.0pt; "><font style='white-space: pre-wrap;'>How to calculate the payment at maturity (if the securities have not been automatically redeemed):</font></FONT></P>
                <P style="margin-top: 3.63pt; margin-bottom: 7.26pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The hypothetical examples below illustrate how to calculate the payment at maturity if the securities have not been automatically redeemed prior to maturity.</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="71.28pt" style="width: 71.28pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="261.36pt" style="width: 261.36pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="261.36pt" style="width: 261.36pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Final Level</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Payment at Maturity per Security (in addition to the fixed coupon of $10.542 with respect to the final interest period)</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Example #1</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$130.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the downside threshold level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Example #2</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$30.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the downside threshold level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000 &#215; performance factor = $1,000 &#215; ($30.00 / $100.00) = $300.00</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>In example #1, the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the downside threshold level. Therefore, investors receive at maturity, in addition to the fixed coupon with respect to the final interest period, the stated principal amount. Investors do not participate in any appreciation of the underlier.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>In example #2, the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'> the downside threshold level. Therefore, investors receive at maturity, in addition to the fixed coupon with respect to the final interest period, a payment that reflects a loss of 1% of principal for each 1% decline in the level of the underlier.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>If the securities have not been automatically redeemed prior to maturity and the final level is less than the downside threshold level, you will be exposed to the negative performance of the underlier at maturity, and your payment at maturity will be significantly less than the stated principal amount of the securities and could be zero.</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>6</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Fixed Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Risk Factors</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>This section describes the material risks relating to the securities. For further discussion of these and other risks, you should read the section entitled &#8220;Risk Factors&#8221; in the accompanying product supplement and prospectus. We also urge you to consult with your investment, legal, tax, accounting and other advisers in connection with your investment in the securities.</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; text-decoration-style: solid; text-decoration-line: underline; font-size: 12.0pt; "><U><font style='white-space: pre-wrap;'>Risks Relating to an Investment in the Securities</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The securities do not guarantee the return of any principal. </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The terms of the securities differ from those of ordinary debt securities in that they do not guarantee the repayment of any principal. If the securities have not been automatically redeemed prior to maturity and the final level is </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> the downside threshold level, the payout at maturity will be, in addition to the fixed coupon with respect to the final interest period, an amount in cash that is significantly less than the stated principal amount of each security, and you will lose an amount proportionate to the full decline in the level of the underlier over the term of the securities. </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>There is no minimum payment at maturity on the securities, and, accordingly, you could lose your entire initial investment in the securities.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Investors will not participate in any appreciation in the value of the underlier. </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Investors will not participate in any appreciation in the value of the underlier from the strike date to the observation date, and the return on the securities will be limited to the fixed coupons that are paid on the coupon payment dates until early redemption or maturity.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The securities are subject to early redemption risk.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> The term of your investment in the securities may be shortened due to the automatic early redemption feature of the securities. If the securities are automatically redeemed prior to maturity, you will receive no further payments on the securities, may be forced to invest in a lower interest rate environment and may not be able to reinvest at comparable terms or returns. However, under no circumstances will the securities be redeemed prior to the first redemption determination date.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The market price of the securities may be influenced by many unpredictable factors.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Several factors, many of which are beyond our control, will influence the value of the securities in the secondary market and the price at which MS &amp; Co. may be willing to purchase or sell the securities in the secondary market. We expect that generally the value of the underlier at any time will affect the value of the securities more than any other single factor. Other factors that may influence the value of the securities include:</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the volatility (frequency and magnitude of changes in value) of the underlier;</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>interest and yield rates in the market;</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>dividend rates on the underlier;</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>geopolitical conditions and economic, financial, political, regulatory or judicial events that affect the underlier or equity markets generally; </font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the availability of comparable instruments;</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the occurrence of certain events affecting the underlier that may or may not require an adjustment to the adjustment factor;</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the time remaining until the securities mature; and</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>any actual or anticipated changes in our credit ratings or credit spreads.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 19.8pt; "><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Some or all of these factors will influence the price that you will receive if you sell your securities prior to maturity. Generally, the longer the time remaining to maturity, the more the market price of the securities will be affected by the other factors described above. For example, you may have to sell your securities at a substantial discount from the stated principal amount if, at the time of sale, the closing level of the underlier is at, below or not sufficiently above the downside threshold level, or if market interest rates rise.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 19.8pt; "><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>You can review the historical closing levels of the underlier in the section of this document called &#8220;Historical Information.&#8221; You cannot predict the future performance of the underlier based on its historical performance. The value of the underlier may be, and has recently been, volatile, and we can give you no assurance that the volatility will lessen. There can be no assurance that the final level will be </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the downside threshold level so that you do not suffer a significant loss on your initial investment in the securities.  </font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The securities are subject to our credit risk, and any actual or anticipated changes to our credit ratings or credit spreads may adversely affect the market value of the securities.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> You are dependent on our ability to pay all amounts due on the securities, and, therefore, you are subject to our credit risk. The securities are not guaranteed by any other entity. If we default on our obligations under the securities, your investment would be at risk and you could lose some or all of your investment. As a result, the market value of the securities prior to maturity will be affected by changes in the market&#8217;s view of our creditworthiness. Any actual or anticipated decline in our credit ratings or increase in the credit spreads charged by the market for taking our credit risk is likely to adversely affect the market value of the securities.</font></FONT></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>7</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Fixed Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>As a finance subsidiary, MSFL has no independent operations and will have no independent assets.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> As a finance subsidiary, MSFL has no independent operations beyond the issuance and administration of its securities and will have no independent assets available for distributions to holders of MSFL securities if they make claims in respect of such securities in a bankruptcy, resolution or similar proceeding. Accordingly, any recoveries by such holders will be limited to those available under the related guarantee by Morgan Stanley and that guarantee will rank </font></FONT><FONT style="font-style: italic; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>pari passu</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> with all other unsecured, unsubordinated obligations of Morgan Stanley. Holders will have recourse only to a single claim against Morgan Stanley and its assets under the guarantee. Holders of securities issued by MSFL should accordingly assume that in any such proceedings they would not have any priority over and should be treated </font></FONT><FONT style="font-style: italic; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>pari passu</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> with the claims of other unsecured, unsubordinated creditors of Morgan Stanley, including holders of Morgan Stanley-issued securities.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The rate we are willing to pay for securities of this type, maturity and issuance size is likely to be lower than the rate implied by our secondary market credit spreads and advantageous to us. Both the lower rate and the inclusion of costs associated with issuing, selling, structuring and hedging the securities in the original issue price reduce the economic terms of the securities, cause the estimated value of the securities to be less than the original issue price and will adversely affect secondary market prices.</font></FONT><FONT style="font-size: 9.0pt; background-color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Assuming no change in market conditions or any other relevant factors, the prices, if any, at which dealers, including MS &amp; Co., may be willing to purchase the securities in secondary market transactions will likely be significantly lower than the original issue price, because secondary market prices will exclude the issuing, selling, structuring and hedging-related costs that are included in the original issue price and borne by you and because the secondary market prices will reflect our secondary market credit spreads and the bid-offer spread that any dealer would charge in a secondary market transaction of this type as well as other factors.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 19.8pt; "><FONT style="font-size: 9.0pt; background-color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The inclusion of the costs of issuing, selling, structuring and hedging the securities in the original issue price and the lower rate we are willing to pay as issuer make the economic terms of the securities less favorable to you than they otherwise would be.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 19.8pt; "><FONT style="font-size: 9.0pt; background-color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>However, because the costs associated with issuing, selling, structuring and hedging the securities are not fully deducted upon issuance, to the extent that MS &amp; Co. may buy or sell the securities in the secondary market during the amortization period specified herein, absent changes in market conditions, including those related to the underlier, and to our secondary market credit spreads, it would do so based on values higher than the estimated value, and we expect that those higher values will also be reflected in your brokerage account statements.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The estimated value of the securities is determined by reference to our pricing and valuation models, which may differ from those of other dealers and is not a maximum or minimum secondary market price.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> These pricing and valuation models are proprietary and rely in part on subjective views of certain market inputs and certain assumptions about future events, which may prove to be incorrect. As a result, because there is no market-standard way to value these types of securities, our models may yield a higher estimated value of the securities than those generated by others, including other dealers in the market, if they attempted to value the securities. In addition, the estimated value on the pricing date does not represent a minimum or maximum price at which dealers, including MS &amp; Co., would be willing to purchase your securities in the secondary market (if any exists) at any time. The value of your securities at any time after the date of this document will vary based on many factors that cannot be predicted with accuracy, including our creditworthiness and changes in market conditions. See also &#8220;The market price of the securities may be influenced by many unpredictable factors&#8221; above.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The securities will not be listed on any securities exchange and secondary trading may be limited. </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The securities will not be listed on any securities exchange. Therefore, there may be little or no secondary market for the securities. MS &amp; Co. may, but is not obligated to, make a market in the securities and, if it once chooses to make a market, may cease doing so at any time. When it does make a market, it will generally do so for transactions of routine secondary market size at prices based on its estimate of the current value of the securities, taking into account its bid/offer spread, our credit spreads, market volatility, the notional size of the proposed sale, the cost of unwinding any related hedging positions, the time remaining to maturity and the likelihood that it will be able to resell the securities. Even if there is a secondary market, it may not provide enough liquidity to allow you to trade or sell the securities easily. Since other broker-dealers may not participate significantly in the secondary market for the securities, the price at which you may be able to trade your securities is likely to depend on the price, if any, at which MS &amp; Co. is willing to transact. If, at any time, MS &amp; Co. were to cease making a market in the securities, it is likely that there would be no secondary market for the securities. Accordingly, you should be willing to hold your securities to maturity.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>As discussed in more detail in the accompanying product supplement, investing in the securities is not equivalent to investing in the underlier(s).</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The U.S. federal income tax consequences of an investment in the securities are uncertain. </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>There is no direct legal authority regarding the proper U.S. federal income tax treatment of the securities, and significant aspects of the tax treatment of the securities are uncertain. Moreover, non-U.S. investors should note that persons having withholding responsibility in respect of the securities may withhold on any coupon paid to a non-U.S. investor, generally at a rate of 30%. We will not pay any additional amounts in respect of such withholding. You should review carefully the section entitled &#8220;United States Federal Income Tax Considerations&#8221; herein, in combination with the section entitled &#8220;United States Federal Income Tax Considerations&#8221; in the accompanying product supplement, and consult your tax adviser regarding the U.S. federal income tax consequences of an investment in the securities.</font></FONT></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>8</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Fixed Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; text-decoration-style: solid; text-decoration-line: underline; font-size: 12.0pt; "><U><font style='white-space: pre-wrap;'>Risks Relating to the Underlier(s)</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-style: italic; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Because your return on the securities will depend upon the performance of the underlier(s), the securities are subject to the following risk(s), as discussed in more detail in the accompanying product supplement.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>We have no affiliation with any underlying stock issuer.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>We may engage in business with or involving any underlying stock issuer without regard to your interests.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The anti-dilution adjustments the calculation agent is required to make do not cover every corporate event that could affect an underlying stock.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; text-decoration-style: solid; text-decoration-line: underline; font-size: 12.0pt; "><U><font style='white-space: pre-wrap;'>Risks Relating to Conflicts of Interest</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-style: italic; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>In engaging in certain activities described below and as discussed in more detail in the accompanying product supplement, our affiliates may take actions that may adversely affect the value of and your return on the securities, and in so doing they will have no obligation to consider your interests as an investor in the securities.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; background-color: #FFFFFF; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>The calculation agent, which is a subsidiary of Morgan Stanley and an affiliate of MSFL, will make determinations with respect to the securities. </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>As calculation agent, MS &amp; Co. will make any determinations necessary to calculate any payment(s) on the securities. Moreover, certain determinations made by MS &amp; Co., in its capacity as calculation agent, may require it to exercise discretion and make subjective judgments, which may adversely affect your return on the securities. In addition, MS &amp; Co. has determined the estimated value of the securities on the pricing date.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>Hedging and trading activity by our affiliates could potentially adversely affect the value of the securities.</font></FONT></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>9</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Fixed Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 1.2; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Historical Information</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>Oracle Corporation Overview</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 10.0pt; "><font style='white-space: pre-wrap;'>Bloomberg Ticker Symbol: ORCL</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Oracle Corporation provides products and services that address enterprise information technology environments. The underlier is registered under the Securities Exchange Act of 1934, as amended. Information provided to or filed with the Securities and Exchange Commission by the underlying stock issuer pursuant to the Securities Exchange Act of 1934, as amended, can be located by reference to Securities and Exchange Commission file number 001-35992 through the Securities and Exchange Commission&#8217;s website at www.sec.gov. In addition, information regarding the underlying stock issuer may be obtained from other sources including, but not limited to, press releases, newspaper articles and other publicly disseminated documents. </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Neither we nor the agent makes any representation that such publicly available documents or any other publicly available information regarding the underlying stock issuer is accurate or complete.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The closing level of the underlier on November 7, 2025 was $239.26. The following graph sets forth the daily closing levels of the underlier for the period noted below. We obtained the historical information presented in this document from Bloomberg Financial Markets, without independent verification. The underlier has at times experienced periods of high volatility. You should not take the historical closing levels of the underlier as an indication of its future performance, and no assurance can be given as to the closing level of the underlier at any time.</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.2; text-align: center; "><FONT style="font-size: 9.0pt; font-weight: bold; font-family: Arial, sans-serif; color: #306DC1; "><font style='white-space: pre-wrap;'>Underlier Daily Closing Levels</font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.2; text-align: center; "><FONT style="font-size: 9.0pt; font-weight: bold; font-family: Arial, sans-serif; color: #306DC1; "><font style='white-space: pre-wrap;'>January 1, 2020 to November 7, 2025 </font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.2; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; ">                                    <IMG width="593.45pt" height="288.31pt" src="image1.gif" style="width: 593.45pt; height: 288.31pt; ">
                                    </FONT></P>
&nbsp;
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>This document relates only to the securities referenced hereby and does not relate to the underlier or other securities of the underlying stock issuer. We have derived all disclosures contained in this document regarding the underlier from the publicly available documents described above. In connection with this offering of securities, neither we nor the agent has participated in the preparation of such documents or made any due diligence inquiry with respect to the underlying stock issuer. Neither we nor the agent makes any representation that such publicly available documents or any other publicly available information regarding the underlying stock issuer is accurate or complete. Furthermore, we cannot give any assurance that all events occurring prior to the date hereof (including events that would affect the accuracy or completeness of the publicly available documents described above) that would affect the trading price of the underlier (and therefore the closing level of the underlier on the strike date) have been publicly disclosed. Subsequent disclosure of any such events or the disclosure of or failure to disclose material future events concerning the underlying stock issuer could affect the value received with respect to the securities and therefore the value of the securities.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Neither we nor any of our affiliates makes any representation to you as to the performance of the underlier.</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>10</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Fixed Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Additional Terms of the Securities</font></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Please read this information in conjunction with the terms on the cover of this document.</font></FONT></P>
                <TABLE width="100.00%" style="margin-left: auto; width: 100.00%; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="29.33%" style="width: 29.33%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="80.67%" style="width: 80.67%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; font-size: 10.0pt; font-weight: bold; color: #FFFFFF; "><font style='white-space: pre-wrap;'>Additional Terms:</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-size: 8.5pt; background-color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>If the terms described herein are inconsistent with those described in the accompanying product supplement or prospectus, the terms described herein shall control.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Denominations:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-size: 8.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>$1,000 per security and integral multiples thereof</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Day-count convention:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-size: 8.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Interest will be computed on the basis of a 360-day year of twelve 30-day months.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Interest period:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-size: 8.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The period from and including the original issue date (in the case of the first interest period) or the previous scheduled coupon payment date, as applicable, to but excluding the following scheduled coupon payment date, with no adjustment for any postponement thereof.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Underlying stock issuer:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-size: 8.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Oracle Corporation</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Amortization period:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-size: 8.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The 6-month period following the issue date</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Trustee:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-size: 8.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The Bank of New York Mellon</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Calculation agent:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-size: 8.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Morgan Stanley &amp; Co. LLC (&#8220;MS &amp; Co.&#8221;)</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>11</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Fixed Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Additional Information About the Securities</font></FONT></P>
                <TABLE width="100.00%" style="margin-left: auto; width: 100.00%; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="29.33%" style="width: 29.33%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="80.67%" style="width: 80.67%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; font-size: 10.0pt; font-weight: bold; color: #FFFFFF; "><font style='white-space: pre-wrap;'>Additional Information:</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Minimum ticketing size:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>$1,000 / 1 security</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>United States federal income tax considerations:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; color: #000000; "><font style='white-space: pre-wrap;'>You should review carefully the section in the accompanying product supplement entitled &#8220;United States Federal Income Tax Considerations.&#8221; The following discussion, when read in combination with the section entitled &#8220;United States Federal Income Tax Considerations&#8221; in the accompanying product supplement, constitutes the full opinion of our counsel, Davis Polk &amp; Wardwell LLP, regarding the material U.S. federal income tax consequences of owning and disposing of the securities.</font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; color: #000000; "><font style='white-space: pre-wrap;'>Generally, this discussion assumes that you purchased the securities for cash in the original issuance at the stated issue price and does not address other circumstances specific to you, including consequences that may arise due to any other investments relating to an underlier. You should consult your tax adviser regarding the effect any such circumstances may have on the U.S. federal income tax consequences of your ownership of a security.</font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; color: #000000; "><font style='white-space: pre-wrap;'>Due to the lack of direct legal authority, there is substantial uncertainty regarding the U.S. federal income tax consequences of an investment in the securities. In the opinion of our counsel, which is based on current market conditions, it is reasonable to treat a security for U.S. federal income tax purposes as a put option (the &#8220;Put Option&#8221;) written by you with respect to the underlier(s), secured by a cash deposit equal to the stated principal amount of the security (the &#8220;Deposit&#8221;), as described in the section entitled &#8220;United States Federal Income Tax Considerations&#8212;Tax Consequences to U.S. Holders&#8212;Securities Treated as Put Options and Deposits&#8221; in the accompanying product supplement.&#160;There is uncertainty regarding this treatment, and the IRS or a court might not agree with it. Moreover, because this treatment of the securities and our counsel&#8217;s opinion are based on market conditions as of the date of this preliminary pricing supplement, each is subject to confirmation on the pricing date. A different tax treatment could be adverse to you.</font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; color: #000000; "><font style='white-space: pre-wrap;'>Under the treatment of a security as a Put Option and a Deposit, a portion of each coupon made with respect to the securities will be attributable to interest on the Deposit, and the remainder will represent premium attributable to your grant of the Put Option (&#8220;Put Premium&#8221;). Amounts treated as interest on the Deposit should be taxed as ordinary interest income, while the Put Premium should not be taken into account until retirement (including an early redemption) or an earlier taxable disposition. Pursuant to this treatment, set forth below are the portions of each coupon that we have determined should be treated as attributable to interest on the Deposit and to Put Premium:</font></FONT></P>
                            <DIV align="center" width="420.64pt" style="margin-left: 0.0pt; width: 420.64pt; table-layout: fixed; border-collapse: collapse; display: table; ">
                                <DIV style="display: table-row; ">
                                    <DIV width="134.64pt" style="width: 134.64pt; border: 0; margin: 0; padding: 0; height: 0; display: table-cell; ">
                                    </DIV>
                                    <DIV width="150.48pt" style="width: 150.48pt; border: 0; margin: 0; padding: 0; height: 0; display: table-cell; ">
                                    </DIV>
                                    <DIV width="135.52pt" style="width: 135.52pt; border: 0; margin: 0; padding: 0; height: 0; display: table-cell; ">
                                    </DIV>
                                </DIV>
                                <DIV style="vertical-align: top; min-height: 17.32pt; display: table-row; ">
                                    <DIV style="padding-top: 0.00pt; padding-left: 7.20pt; padding-right: 0.00pt; padding-bottom: 0.00pt; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; display: table-cell; ">
                                        <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Coupon Rate </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>per Annum</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 6pt; vertical-align: super; "><font style='white-space: pre-wrap;'>(1)</font></FONT></P>
                                    </DIV>
                                    <DIV style="padding-top: 0.00pt; padding-left: 7.20pt; padding-right: 0.00pt; padding-bottom: 0.00pt; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; display: table-cell; ">
                                        <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Interest on Deposit </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>per Annum</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 6pt; vertical-align: super; "><font style='white-space: pre-wrap;'>(1)</font></FONT></P>
                                    </DIV>
                                    <DIV style="padding-top: 0.00pt; padding-left: 7.20pt; padding-right: 0.00pt; padding-bottom: 0.00pt; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; display: table-cell; ">
                                        <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Put&#160;Premium </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>per Annum</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 6pt; vertical-align: super; "><font style='white-space: pre-wrap;'>(1)</font></FONT></P>
                                    </DIV>
                                </DIV>
                                <DIV style="vertical-align: top; display: table-row; ">
                                    <DIV style="padding-top: 0.00pt; padding-left: 7.20pt; padding-right: 0.00pt; padding-bottom: 0.00pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; display: table-cell; ">
                                        <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>%</font></FONT></P>
                                    </DIV>
                                    <DIV style="padding-top: 0.00pt; padding-left: 7.20pt; padding-right: 0.00pt; padding-bottom: 0.00pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; display: table-cell; ">
                                        <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>%</font></FONT></P>
                                    </DIV>
                                    <DIV style="padding-top: 0.00pt; padding-left: 7.20pt; padding-right: 0.00pt; padding-bottom: 0.00pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; display: table-cell; ">
                                        <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>%</font></FONT></P>
                                    </DIV>
                                </DIV>
                                <DIV style="vertical-align: top; display: table-row; ">
                                    <DIV style="padding-top: 0.00pt; padding-left: 7.20pt; padding-right: 0.00pt; padding-bottom: 0.00pt; border-bottom:  0.50pt solid #C7C8CA; border-top:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; display: table-cell; ">
                                        <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>%</font></FONT></P>
                                    </DIV>
                                    <DIV style="padding-top: 0.00pt; padding-left: 7.20pt; padding-right: 0.00pt; padding-bottom: 0.00pt; border-bottom:  0.50pt solid #C7C8CA; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; display: table-cell; ">
                                        <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>%</font></FONT></P>
                                    </DIV>
                                    <DIV style="padding-top: 0.00pt; padding-left: 7.20pt; padding-right: 0.00pt; padding-bottom: 0.00pt; border-bottom:  0.50pt solid #C7C8CA; border-top:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; display: table-cell; ">
                                        <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>%</font></FONT></P>
                                    </DIV>
                                </DIV>
                            </DIV>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 8.5pt; "><FONT style="font-family: Arial, sans-serif; font-size: 5pt; vertical-align: super; "><font style='white-space: pre-wrap;'>(1)</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 7.5pt; "><font style='white-space: pre-wrap;'> To be provided in the final pricing supplement</font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>We do not plan to request a ruling from the IRS regarding the treatment of the securities. An alternative characterization of the securities could materially and adversely affect the tax consequences of ownership and disposition of the securities, including the timing and character of income recognized. In particular, there is a risk that a security could be characterized as a single debt instrument for U.S. federal income tax purposes, in which case the tax consequences of an investment in the securities could be different from those described herein and possibly adverse to certain investors. In addition, the U.S. Treasury Department and the IRS have requested comments on various issues regarding the U.S. federal income tax treatment of &#8220;prepaid forward contracts&#8221; and similar financial instruments and have indicated that such transactions may be the subject of future regulations or other guidance. Furthermore, members of Congress have proposed legislative changes to the tax treatment of derivative contracts. Any legislation, Treasury regulations or other guidance promulgated after consideration of these issues could materially and adversely affect the tax consequences of an investment in the securities, possibly with retroactive effect. </font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Non-U.S. Holders</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>. Assuming the treatment of a security as a Put Option and a Deposit is respected, subject to the discussions below and in the section of the accompanying product supplement entitled &#8220;United States Federal Tax Considerations,&#8221; if you are a Non-U.S. Holder  of the securities, under current law you generally should not be subject to U.S. federal withholding or income tax in respect of any amount paid to you with respect to the securities, provided that (i) income in respect of the securities is not effectively connected with your conduct of a trade or business in the United States, and (ii) you comply with the applicable certification requirements.</font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>As discussed under &#8220;United States Federal Income Tax Considerations&#8212;Tax Consequences to Non-U.S. Holders&#8212;Dividend Equivalents under Section 871(m) of the Code&#8221; in the accompanying product supplement, Section 871(m) of the Internal Revenue Code and Treasury regulations promulgated </font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>12</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Fixed Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <TABLE width="100.00%" style="margin-left: auto; width: 100.00%; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="29.33%" style="width: 29.33%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="80.67%" style="width: 80.67%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>thereunder (&#8220;Section 871(m)&#8221;) generally impose a 30% withholding tax on dividend equivalents paid or deemed paid to Non-U.S. Holders with respect to certain financial instruments linked to U.S. equities or indices that include U.S. equities.  The Treasury regulations, as modified by an IRS notice, exempt financial instruments issued prior to January 1, 2027 that do not have a &#8220;delta&#8221; of one.  Based on certain determinations made by us, we expect that Section 871(m) will not apply to the securities with regard to Non-U.S. Holders. Our determination is not binding on the IRS, and the IRS may disagree with this determination. If necessary, further information regarding the potential application of Section 871(m) will be provided in the final pricing supplement for the securities.</font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>While we currently do not intend to withhold on payments on the securities to Non-U.S. Holders (subject to compliance with the applicable certification requirements and the discussion in the section entitled &#8220;FATCA&#8221; in the accompanying product supplement), in light of the uncertain treatment of the securities other persons having withholding responsibility in respect of the securities may treat some or all of each coupon payment on a security as subject to withholding tax at a rate of 30%. Moreover, it is possible that in the future we may determine that we should withhold at a rate of 30% on coupon payments on the securities. We will not be required to pay any additional amounts with respect to U.S. federal withholding taxes.</font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>You should consult your tax adviser regarding the U.S. federal income tax consequences of an investment in the securities, including possible alternative treatments,</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 6pt; vertical-align: super; "><font style='white-space: pre-wrap;'> </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>as well as tax consequences arising under the laws of any state, local or non-U.S. taxing jurisdiction.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Additional considerations:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Client accounts over which Morgan Stanley, Morgan Stanley Wealth Management or any of their respective subsidiaries have investment discretion are not permitted to purchase the securities, either directly or indirectly.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Supplemental information regarding plan of distribution; conflicts of interest:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>MS &amp; Co. expects to sell all of the securities that it purchases from us to an unaffiliated dealer at a price of $      per security, for further sale to certain fee-based advisory accounts at the price to public of $1,000 per security. MS &amp; Co. will not receive a sales commission with respect to the securities..</font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>MS &amp; Co. is an affiliate of MSFL and a wholly owned subsidiary of Morgan Stanley, and it and other affiliates of ours expect to make a profit by selling, structuring and, when applicable, hedging the securities.</font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>MS &amp; Co. will conduct this offering in compliance with the requirements of FINRA Rule 5121 of the Financial Industry Regulatory Authority, Inc., which is commonly referred to as FINRA, regarding a FINRA member firm&#8217;s distribution of the securities of an affiliate and related conflicts of interest. MS &amp; Co. or any of our other affiliates may not make sales in this offering to any discretionary account. See &#8220;Plan of Distribution (Conflicts of Interest)&#8221; and &#8220;Use of Proceeds and Hedging&#8221; in the accompanying product supplement.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Where you can find more information:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Morgan Stanley and MSFL have filed a registration statement (including a prospectus, as supplemented by the product supplement) with the Securities and Exchange Commission (the &#8220;SEC&#8221;) for the offering to which this communication relates. You should read the prospectus in that registration statement, the product supplement and any other documents relating to this offering that MSFL and Morgan Stanley have filed with the SEC for more complete information about Morgan Stanley and this offering. You may get these documents without cost by visiting EDGAR on the SEC website at www.sec.gov. Alternatively, MSFL, Morgan Stanley, any underwriter or any dealer participating in the offering will arrange to send you the prospectus and the product supplement if you so request by calling toll-free 1-(800)-584-6837.</font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Terms used but not defined in this document are defined in the product supplement or in the prospectus. Each of the product supplement and the prospectus can be accessed via the hyperlinks set forth on the cover of this document.</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>13</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
    </BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>image1.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image1.gif
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MNK"PL+2TO+JZOK^_O\# P,_/S]O;V]_?W^/CX^?GY^_O[_/S\_?W]____P
M
M
M
M
M
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MN_?OX,/^BQ]/OKSY\^C3JU_/OKW[]_#CRY]/O[[]^_CSZ]_/O[___P &*."
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M0A9.Y(<S7&%"N%A!)YKQC&AD%!@_Z(KJX6^-!X%B! 4R01HFY(=6;(@,:<@
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MJHD<"B$>>J(LVJ(N^J(P&J,R.J/NEZ(/LJ(TFJ,ZNJ,\VJ,^^J,_:J,.@J-
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M:Q[@6[[JN[[LV[[Z=[[ED;[N.[_T6[_V.WSP2Q[R>[_\V[_^^[^IE[_CL;\
M7, &?, (_'@"+!X$G, ._, 0[+\+'!X-',$6?,$8'+X3#!X5G,$>_,$@#+P;
M_!T=',(F?,(H/+HC[!TEG,(N_,(P++@KW!TM',,V?,,X7+8SS!TUG,,^_,-
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M)X:B-5XC-HZ'A@W<5FB"'.Y%*JZBKPSC+Q(C XC$ I1C+RI 2#" .JHC2$0
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M'N=&!SB6GL1Q)N=RHO9P_B:+0Z^$![F0H]J>26)$?%_A*;9-U"I!6.UP"X7
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MM<XU[WG1FU[UKE<YG0."' XRBH0,H:X,P=<+T4*UKT8SGQX"";XHZE'2CI?
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M3W[YYI^/?OKJK\\^^KOWWOY&P M/O^15']1=<MT:!/E@E7$[.NTACR  W!P
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MT6BBN9;6)YPSB1G("9[A*9[)IG<8 99   41J1%$R32JQI46H8%0\8]&J)U
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M"#!-U!V^PT^TN,5[XMFB&=JH-5BGQ0D&D%B:N-NYQ5N8<("]E=JZW0F]W=O
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M=59O=5=_=5B/=5F?=5JO=5N_=5S/=5W?=5[O=5__=6 /=F$?=F(O=F,W=<*
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M7I(E-+M)*;NRWTHZ;9NW>]O%:MA52#=+&Z)HYI4XH4 0RD3^$W@KM16D?XZ
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MDLNADA1!1J>4B!MYDT/U"<E70Z;#.<Z(%M'HD"&1"61QD#AYE)QC$][5&&"
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MT08@J*^9A*UT>Z@H,3LHD31'T+FR];ED$17L5R*?E!+A1*.PN[N\:U)OFKG
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M[Q-3^OZ4\?E6(J- +5)\C13Y: (3F!B$XAN"]YN^ C3  _R:YGN^!?R7R4/
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MQ-_\;6!9,1X&#LK^M$$AV(=J<)RS'(%3'4&OP!VFR00H" D4",(G6)K=#)M
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MB*)A4M=C,8^9S&4V\YG1G&8UKQDZ/P:R&=>I@'3F\;07_AZ'CWQ"[#E.3 "
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M[TP"KTUV:(*0Q2AN]OC9ROJ#_+2B?[2BI@ SCM?8_H"QSY!Y3GUD[GZ, UF
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MR<B2@$AM$DE"K,4=O,5K]$BJ ,F(.$>50$F2H$F(8$A_E#:%M$>69*".P40
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M9F6 ]N>)B>9UYE^"%A=^!EIP9N<W26A/X>-Z)N:Y\$MIMJ$DB>6H01-P+JY
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MXN)\J-#^I&+=]=A=<LUNU':"'3)#7[Z]<]IN,WVPWB!*K,!Q#C$@L;-BTJW
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MA'.:]$F/-&8>)4)#YN\,TTMS=.C*-!3A(T)[M )A'$RWJO0,DSI-C12V]$&
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M3P5?'5]5S#AGU<IA+_?=+%5Q <^?CRI>\+, 9=))0S=>W;0S8-6OCT(6G7*
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MUI*;*['^;7;K;;+A+NONO?B&INVYT=Z;F0+K*K!7K/G.ZL"H_!8\+0,"![J
M> IG&UC""D.U@ *1<O5P5A'+"B'%!4< V*(80]QQJ^#U>Z:\BEK\ZED;FW@R
MH?M"V[%S #ML\LP\][R4I3X'+;200 ]M]-$=%HWTTDS/IW334$=-W--25VTU
M9%1?K?767'?M]==@ARWVV&27;?;9:*>M]MILM^WVVW#'+??<=-=M]]UXYZWW
MWGSW[???@ <N^."$%V[XX8@GKOCBC#?N^..01R[YY)17;OGEF&>N^>:<=^[Y
MYZ"'+OKHI)=N^NFHIZ[ZZJRW[OKKL,<N^^RTUV[[[;CGKOO^[KSW[OOOP <O
M_/#$%V_\\<@GK_SRS#?O_//01R_]]-17;_WUV"--ZI39:[Y]D=UC_CV1X8L_
M/HGEFW^^JNE3OOZ([<>/[?OLRP\Y_7O:_SC^S^J_/_\L\U_= !A  <J-@+@R
MH +QM*[W+9!Q#5S? Q47P?--D(((5-D%!U?!\6T0<1W\W@='B*:,X8^$AC,A
M_5!(N)=)D(6#<Z$%83@X%3J0AH&SX0MQR,,7N04G/<3<#X-XN2$2T7)&/&+E
MDJA$R3&QB5"TDEMD%D7%3;&*D+LB%A^GQ2TZKHM>7!P8PTC&#D5J,&5<W!G'
ME<; F06-;42<G. 8Q\.]D8UU]-O^'/&8QS[^QB=4]"/? "E(#F*JD(842" 1
MF3=",A)PCGRD)$WC@!)-LF^5O(B=+IFW3"J2DWL;(RCMYA8^CM)MGHS.*5>I
M%K,<A95U>R,L8XF16=(R+[:\)0!>F4NXR;*7P%R*3TP93+(-LYAN.R8RV^:3
M32YS;9%\9MJ4*<UJ/H4ZUD2;>K)9ME]RLYO8_"8X!4(:<8YM-.9,9T,*J,Z.
ML;.=!;L)/,,FSWF"[9WVO!<^\\G/?OKSGP -J$ '2M""&O2@"$VH0A?*T(8Z
M]*$0C:A$)TK1BEKTHAC-J$8WRM&.>O2C( VI2$=*TI*:]*0H3:E*5\K2EKKT
MI3"-J4S^9TK3FMKTICC-J4YWRM.>^O2G0 VJ4(=*U*(:]:A(3:I2E\K4ICKU
MJ5"-JE2G2M6J6O6J6,VJ5K?*U:YZ]:M@#:M8QTK6LIKUK&A-JUK7RM:VNO6M
M<(VK7.=*U[K:]:YXS:M>]\K7OOKUKX -K& '2]C"&O:PB$VL8A?+V,8Z]K&0
MC:QD)TO9REKVLIC-K&8WR]G.>O:SH VM:$=+VM*:]K2H3:UJ5\O:UKKVM;"-
MK6QG2]O:VO:VN,VM;G?+V][Z]K? #:YPATO<XAKWN,A-KG*7R]SF.O>YT(VN
M=*=+W>I:][K8S:YVM\O=[GKWN^ -KWC'2][RFO>\Z$VO>M?,R][VNO>]\(VO
M?.=+W_K:][[XS:]^]\O?_OKWOP .L( '3. "&_C "$ZP@A?,X 8[^,$0CK"$
M)TSA"EOXPAC.L(8WS.$.>_C#( ZQB$=,XA*;^,0H3K&*5\SB%KOXQ3".L8QG
M3.,:V_C&.,ZQCG?,XQ[[^,= #K*0ATSD(AOYR$A.LI*7S.0F._G)4(ZRE*=,
MY2I;^<I8SK*6M\SE+GOYRV .LYC'3.8RF_G,:$ZSFM?,YC:[^<UPCK.<YTSG
1.MOYSGC.LY[WS.<^BS8@ #L!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
