<SEC-DOCUMENT>0001839882-25-064689.txt : 20251110
<SEC-HEADER>0001839882-25-064689.hdr.sgml : 20251110
<ACCEPTANCE-DATETIME>20251110142429
ACCESSION NUMBER:		0001839882-25-064689
CONFORMED SUBMISSION TYPE:	424B2
PUBLIC DOCUMENT COUNT:		27
FILED AS OF DATE:		20251110
DATE AS OF CHANGE:		20251110

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MORGAN STANLEY
		CENTRAL INDEX KEY:			0000895421
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		ORGANIZATION NAME:           	02 Finance
		EIN:				363145972
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B2
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-275587
		FILM NUMBER:		251465655

	BUSINESS ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
		BUSINESS PHONE:		212-761-4000

	MAIL ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MORGAN STANLEY DEAN WITTER & CO
		DATE OF NAME CHANGE:	19980326

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	DEAN WITTER DISCOVER & CO
		DATE OF NAME CHANGE:	19960315

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Morgan Stanley Finance LLC
		CENTRAL INDEX KEY:			0001666268
		STANDARD INDUSTRIAL CLASSIFICATION:	ASSET-BACKED SECURITIES [6189]
		ORGANIZATION NAME:           	Office of Structured Finance
		EIN:				363145972
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B2
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-275587-01
		FILM NUMBER:		251465656

	BUSINESS ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
		BUSINESS PHONE:		(212) 761-4000

	MAIL ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B2
<SEQUENCE>1
<FILENAME>ms11982_424b2-37458.htm
<DESCRIPTION>PRICING SUPPLEMENT NO. 11,982
<TEXT>
<HTML>
    <HEAD>
        <TITLE></TITLE>
<!-- QES 7h3d0c70r 1762794004.2231603 -->
    </HEAD>
    <BODY style="text-decoration-skip-ink: none; ">
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="line-height: 9.0pt; padding-left: 0.0pt; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; color: #808080; "><font style='white-space: pre-wrap;'>Pricing Supplement No. 11,982</font></FONT></P>
                <P style="line-height: 9.0pt; padding-left: 0.0pt; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; color: #808080; "><font style='white-space: pre-wrap;'>Registration Statement Nos. 333-275587; 333-275587-01</font></FONT></P>
                <P style="line-height: 9.0pt; padding-left: 0.0pt; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; color: #808080; "><font style='white-space: pre-wrap;'>Dated November 6, 2025</font></FONT></P>
                <P style="line-height: 9.0pt; padding-left: 0.0pt; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; color: #808080; "><font style='white-space: pre-wrap;'>Filed pursuant to Rule 424(b)(2)</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 20.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; text-transform: uppercase; color: #296DC1; font-size: 14.0pt; "><font style='white-space: pre-wrap;'>Structured Investments</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 2pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="padding-left: 0.0pt; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 12.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent</font></FONT><FONT style="font-family: Arial, serif; color: black; font-size: 8.0pt; "></FONT><FONT style="font-family: Arial, sans-serif; font-size: 12.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'> Income Auto-Callable Securities due November 8, 2030</font></FONT></P>
                <P style="margin-bottom: 0.0pt; padding-left: 0.0pt; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 10.0pt; color: #808080; "><font style='white-space: pre-wrap;'>Based on the Performance of the S&amp;P</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 8pt; vertical-align: super; color: #808080; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 10.0pt; color: #808080; "><font style='white-space: pre-wrap;'> 500 Futures 40% Intraday 4% Decrement VT Index</font></FONT></P>
                <P style="margin-bottom: 0.0pt; padding-left: 0.0pt; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; color: #808080; "><font style='white-space: pre-wrap;'>Fully and Unconditionally Guaranteed by Morgan Stanley</font></FONT></P>
                <P style="padding-left: 0.0pt; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 9.5pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 8.5pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>The securities are unsecured obligations of Morgan Stanley Finance LLC (&#8220;MSFL&#8221;) and are fully and unconditionally guaranteed by Morgan Stanley. The securities have the terms described in the accompanying product supplement, index supplement and prospectus, as supplemented or modified by this document. The securities do not guarantee the repayment of principal and do not provide for the regular payment of interest.</font></FONT></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 9.5pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 8.5pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Contingent coupon. </font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>The securities will pay a contingent coupon </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>but only if</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.5pt; "><font style='white-space: pre-wrap;'> the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>greater than or equal to</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.5pt; "><font style='white-space: pre-wrap;'> the coupon barrier level on the related observation date. However, if the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.5pt; "><font style='white-space: pre-wrap;'> the coupon barrier level on any observation date, we will pay no interest with respect to the related interest period.</font></FONT></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 9.5pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 8.5pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Automatic early redemption. </font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>The securities will be automatically redeemed if the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>greater than or equal to</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.5pt; "><font style='white-space: pre-wrap;'> the call threshold level on any redemption determination date for an early redemption payment equal to the stated principal amount </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: black; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>plus</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.5pt; "><font style='white-space: pre-wrap;'> the contingent coupon with respect to the related interest period. No further payments will be made on the securities once they have been automatically redeemed.</font></FONT></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 9.5pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 8.5pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Payment at maturity. </font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>If the securities have not been automatically redeemed prior to maturity and the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>the downside threshold level, investors will receive (in addition to the contingent coupon with respect to the final observation date, if payable) the stated principal amount at maturity. If, however, the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.5pt; "><font style='white-space: pre-wrap;'> the downside threshold level, investors will lose 1% for every 1% decline in the level of the underlier over the term of the securities. </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Under these circumstances, the payment at maturity will be significantly less than the stated principal amount and could be zero.</font></FONT></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 9.5pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 8.5pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>The securities are for investors who seek an opportunity to earn interest at a potentially above-market rate in exchange for the risk of losing a significant portion or all of their principal and the risk of receiving no coupons over the entire term of the securities. You will not participate in any appreciation of the underlier. </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Investors in the securities must be willing to accept the risk of losing their entire initial investment.</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.5pt; "><font style='white-space: pre-wrap;'> The securities are notes issued as part of MSFL&#8217;s Series A Global Medium-Term Notes program.</font></FONT></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 9.5pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 8.5pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>All payments are subject to our credit risk. If we default on our obligations, you could lose some or all of your investment. These securities are not secured obligations and you will not have any security interest in, or otherwise have any access to, any underlying reference asset or assets.</font></FONT></FONT></P>
                <TABLE width="100.00%" style="margin-left: auto; width: 100.00%; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="29.30%" style="width: 29.30%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="23.47%" style="width: 23.47%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="33.73%" style="width: 33.73%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="23.50%" style="width: 23.50%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="0.00%" style="width: 0.00%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="4" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 11.0pt; "><font style='white-space: pre-wrap;'>FINAL TERMS</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Issuer:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Guarantor:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Stated principal amount:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000 per </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>security</font></FONT><FONT style="font-size: 8.0pt; font-family: Arial, serif; "></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; width: 34.27pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Issue price:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000 per security (see &#8220;Commissions and issue price&#8221; </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>below</font></FONT><FONT style="font-size: 8.0pt; font-family: Arial, serif; "></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>)</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; width: 0.72pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Aggregate principal amount:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$8,504,000</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Underlier:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>S&amp;P</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> 500 Futures 40% Intraday 4% Decrement VT Index (the &#8220;underlying index&#8221;)</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Strike date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>November 5, 2025</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Pricing date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>November 6, 2025</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Original issue date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>November 12, 2025</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Final observation date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>November 5, 2030, subject to postponement for non-trading days and certain market disruption events</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Maturity date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>November 8, 2030</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="4" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: right; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-style: italic; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Terms continued on the following page</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Agent:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley &amp; Co. LLC (&#8220;MS &amp; Co.&#8221;), an affiliate of MSFL and a wholly owned subsidiary of Morgan Stanley. See &#8220;Supplemental information regarding plan of distribution; conflicts of interest.&#8221;</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Estimated value on the pricing date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$916.50 per security. See &#8220;Estimated Value of the Securities&#8221; on page 5.</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Commissions and issue price:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Price to public</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Agent&#8217;s commissions and fees</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>(1)(2)</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Proceeds to us</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>(3)</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-indent: 73.32pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Per security</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$10</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$990</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-indent: 73.32pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Total</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$8,504,000</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$85,040</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$8,418,960</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-bottom: 0.0pt; line-height: 7.0pt; margin-top: 0; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-style: italic; font-size: 7.0pt; color: #000000; background-color: #FFFFFF; ">(1)</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 6.5pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>The securities will be sold only to investors purchasing the securities in fee-based advisory accounts.</font></FONT></FONT></P>
                <P style="margin-bottom: 0.0pt; line-height: 7.0pt; margin-top: 0; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-style: italic; font-size: 7.0pt; color: #000000; background-color: #FFFFFF; ">(2)</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 6.5pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>MS &amp; Co. expects to sell all of the securities that it purchases from us to an unaffiliated dealer at a price of $990 per security, for further sale to certain fee-based advisory accounts at the price to public of $1,000 per security. MS &amp; Co. will not receive a sales commission with respect to the securities. See &#8220;Supplemental information regarding plan of distribution; conflicts of interest.&#8221; For additional information, see &#8220;Plan of Distribution (Conflicts of Interest)&#8221; in the accompanying product supplement.</font></FONT></FONT></P>
                <P style="margin-bottom: 0.0pt; line-height: 7.0pt; margin-top: 0; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-style: italic; font-size: 7.0pt; color: #000000; background-color: #FFFFFF; ">(3)</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 6.5pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>See &#8220;Use of Proceeds and Hedging&#8221; in the accompanying product supplement.</font></FONT></FONT></P>
                <P style="margin-bottom: 0.0pt; text-indent: 0.0pt; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>The securities involve risks not associated with an investment in ordinary debt securities. See &#8220;Risk Factors&#8221; beginning on page 8.</font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; line-height: 7.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>The Securities and Exchange Commission and state securities regulators have not approved or disapproved these securities, or determined if this document or the accompanying product supplement, index supplement and prospectus is truthful or complete. Any representation to the contrary is a criminal offense.</font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; line-height: 7.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>The securities are not deposits or savings accounts and are not insured by the Federal Deposit Insurance Corporation or any other governmental agency or instrumentality, nor are they obligations of, or guaranteed by, a bank.</font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; line-height: 7.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>You should read this document together with the related product supplement, index supplement and prospectus, each of which can be accessed via the hyperlinks below. When you read the accompanying index supplement, please note that all references in such supplement to the prospectus dated November 16, 2023, or to any sections therein, should refer instead to the accompanying prospectus dated April 12, 2024 or to the corresponding sections of such prospectus, as applicable. Please also see &#8220;Additional Terms of the Securities&#8221; and &#8220;Additional Information About the Securities&#8221; at the end of this document.</font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; line-height: 7.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>References to &#8220;we,&#8221; &#8220;us&#8221; and &#8220;our&#8221; refer to Morgan Stanley or MSFL, or Morgan Stanley and MSFL collectively, as the context requires.</font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; "><A href="https://www.sec.gov/Archives/edgar/data/895421/000095010325001753/dp224623_424b2-parsupp.htm" style="word-break: break-all; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 7.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Product Supplement for Principal at Risk Securities dated February 7, 2025</font></U></FONT></A><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 7.0pt; "><font style='white-space: pre-wrap;'>         </font></FONT><A href="https://www.sec.gov/Archives/edgar/data/895421/000095010323016332/dp202718_424b2-isn2023.htm" style="word-break: break-all; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 7.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Index Supplement dated November 16, 2023</font></U></FONT></A><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 7.0pt; "><font style='white-space: pre-wrap;'>          </font></FONT><A href="https://www.sec.gov/Archives/edgar/data/895421/000095010324005205/dp209505_424b2-base.htm" style="word-break: break-all; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 7.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Prospectus dated April 12, 2024</font></U></FONT></A></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, serif; ">&nbsp;</FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 12.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <TABLE width="100.00%" style="margin-left: auto; width: 100.00%; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="29.33%" style="width: 29.33%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="80.67%" style="width: 80.67%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-style: italic; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Terms </font></FONT><FONT style="font-size: 8.0pt; font-family: Arial, serif; "></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-style: italic; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>continued from the previous page</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Automatic early redemption:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The securities are not subject to automatic early redemption until the first redemption determination date. If, on any redemption determination date, the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the call threshold level, the securities will be automatically redeemed for the early redemption payment on the related early redemption date. No further payments will be made on the securities once they have been automatically redeemed.</font></FONT></P>
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The securities will not be redeemed on any early redemption date if the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the call threshold level on the related redemption determination date.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>First redemption determination date:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>November 9, 2026. Under no circumstances will the securities be redeemed prior to the first redemption determination date.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Redemption determination dates:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>November 9, 2026, February 5, 2027, May 5, 2027, August 5, 2027, November 5, 2027, February 7, 2028, May 5, 2028, August 7, 2028, November 6, 2028, February 5, 2029, May 7, 2029, August 6, 2029, November 5, 2029, February 5, 2030, May 6, 2030 and August 5, 2030, subject to postponement for non-trading days and certain market disruption events</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Call threshold level:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>3,188.94, which is 100% of the initial level</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Early redemption payment:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The stated principal amount </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>plus </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the contingent coupon with respect to the related interest period</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Early redemption dates:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>November 13, 2026, February 10, 2027, May 10, 2027, August 10, 2027, November 10, 2027, February 10, 2028, May 10, 2028, August 10, 2028, November 9, 2028, February 8, 2029, May 10, 2029, August 9, 2029, November 8, 2029, February 8, 2030, May 9, 2030 and August 8, 2030</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Contingent coupon:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>A </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>contingent </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>coupon at an annual rate of </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>14.35% </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>will be paid on the securities on each coupon payment date </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>but</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>only if</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the coupon barrier level on the related observation date. </font></FONT></P>
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>If, on any observation date, the closing level of the underlier is less than the coupon barrier level, we will pay no coupon with respect to the applicable interest period.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Coupon payment dates:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>As set forth under &#8220;Observation Dates and Coupon Payment Dates&#8221; below. If any coupon payment date is not a business day, the coupon payment with respect to such date, if any, will be made on the next succeeding business day and no adjustment will be made to any coupon payment made on that succeeding business day. The coupon payment, if any, with respect to the final observation date shall be made on the maturity date.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Coupon barrier level:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>2,072.811, which is 65% of the initial level</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Observation dates:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>As set forth under &#8220;Observation Dates and Coupon Payment Dates&#8221; below, subject to postponement for non-trading days and certain market disruption events</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Payment at maturity per security:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>If the securities have not been automatically redeemed prior to maturity, investors will receive (in addition to the contingent coupon with respect to the final observation date, if payable) a payment at maturity determined as follows: </font></FONT></P>
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-size: 9.0pt; ">&#8226;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>If the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the downside threshold level:</font></FONT></FONT></P>
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; padding-left: 39.6pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>stated principal amount</font></FONT></P>
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-size: 9.0pt; ">&#8226;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>If the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the downside threshold level:</font></FONT></FONT></P>
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; padding-left: 39.6pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>stated principal amount &#215; performance factor</font></FONT></P>
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; padding-left: 18.86pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Under these circumstances, the payment at maturity will be significantly less than the stated principal amount and could be zero.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Final level:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The closing level of the underlier on the final observation date</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Downside threshold level:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>1,594.47, which is 50% of the initial level</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Performance factor:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>final level / initial level</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Initial level:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>3,188.94, which is the closing level of the underlier on the strike date</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>CUSIP:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>61779TLT2</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>ISIN:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>US61779TLT24</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Listing:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The securities will not be listed on any securities exchange.</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 8.8pt; margin-bottom: 8.8pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>Observation Dates and Coupon Payment Dates</font></FONT></P>
                <TABLE width="396.00pt" style="margin-left: auto; width: 396.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="198.00pt" style="width: 198.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="198.00pt" style="width: 198.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Observation Dates</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Coupon Payment Dates</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>December 5, 2025</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>December 10, 2025</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>January 5, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>January 8, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>February 5, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>February 10, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>March 5, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>March 10, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>April 6, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>April 9, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>May 5, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>May 8, 2026</font></FONT></P>
                        </TD>
                    </TR>

                </TABLE>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>2</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 12.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <TABLE width="396.00pt" style="margin-left: auto; width: 396.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="198.00pt" style="width: 198.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="198.00pt" style="width: 198.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>

                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Observation Dates</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Coupon Payment Dates</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>June 5, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>June 10, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>July </font></FONT><FONT style="font-size: 8.0pt; font-family: Arial, serif; "></FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>6, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>July 9, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>August 5, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>August 10, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>September 8, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>September 11, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>October 5, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>October 8, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>November 9, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>November 13, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>December 7, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>December 10, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>January 5, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>January 8, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>February 5, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>February 10, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>March 5, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>March 10, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>April 5, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>April 8, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>May 5, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>May 10, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>June 7, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>June 10, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>July 6, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>July 9, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>August 5, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>August 10, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>September 7, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>September 10, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>October 5, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>October 8, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>November 5, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>November 10, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>December 6, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>December 9, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>January 5, 2028</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>January 10, 2028</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>February 7, 2028</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>February 10, 2028</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>March 6, 2028</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>March 9, 2028</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>April 5, 2028</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>April 10, 2028</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>May 5, 2028</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>May 10, 2028</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>June 5, 2028</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>June 8, 2028</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>July 5, 2028</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>July 10, 2028</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>August 7, 2028</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>August 10, 2028</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>September 5, 2028</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>September 8, 2028</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>October 5, 2028</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>October 11, 2028</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>November 6, 2028</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>November 9, 2028</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>December 5, 2028</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>December 8, 2028</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>January 5, 2029</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>January 10, 2029</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>February 5, 2029</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>February 8, 2029</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>March 5, 2029</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>March 8, 2029</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>April 5, 2029</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>April 10, 2029</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>May 7, 2029</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>May 10, 2029</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>June 5, 2029</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>June 8, 2029</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>July 5, 2029</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>July 10, 2029</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>August 6, 2029</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>August 9, 2029</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>September 5, 2029</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>September 10, 2029</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>October 5, 2029</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>October 11, 2029</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>November 5, 2029</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>November 8, 2029</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>December 5, 2029</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>December 10, 2029</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>January 7, 2030</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>January 10, 2030</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>February 5, 2030</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>February 8, 2030</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>March 5, 2030</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>March 8, 2030</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>April 5, 2030</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>April 10, 2030</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>May 6, 2030</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>May 9, 2030</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>June 5, 2030</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>June 10, 2030</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>July 5, 2030</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>July 10, 2030</font></FONT></P>
                        </TD>
                    </TR>

                </TABLE>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>3</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 12.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <TABLE width="396.00pt" style="margin-left: auto; width: 396.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="198.00pt" style="width: 198.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="198.00pt" style="width: 198.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Observation Dates</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Coupon Payment Dates</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>August 5, 2030</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>August 8, 2030</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>September </font></FONT><FONT style="font-size: 8.0pt; font-family: Arial, serif; "></FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>5, 2030</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>September 10, 2030</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>October 7, 2030</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>October 10, 2030</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>November 5, 2030 (final observation date)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>November 8, 2030 (maturity date)</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>4</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 12.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Estimated Value of the Securities</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>The original issue price of each security is $1,000. This price includes costs associated with issuing, selling, structuring and hedging the securities, which are borne by you, and, consequently, the estimated value of the securities on the pricing date is less than $1,000. Our estimate of the value of the securities as determined on the pricing date is set forth on the cover of this document.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>What goes into the estimated value on the pricing date?</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>In valuing the securities on the pricing date, we take into account that the securities comprise both a debt component and a performance-based component linked to the underlier. The estimated value of the securities is determined using our own pricing and valuation models, market inputs and assumptions relating to the underlier, instruments based on the underlier, volatility and other factors including current and expected interest rates, as well as an interest rate related to our secondary market credit spread, which is the implied interest rate at which our conventional fixed rate debt trades in the secondary market.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>What determines the economic terms of the securities?</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>In determining the economic terms of the securities, we use an internal funding rate, which is likely to be lower than our secondary market credit spreads and therefore advantageous to us. If the issuing, selling, structuring and hedging costs borne by you were lower or if the internal funding rate were higher, one or more of the economic terms of the securities would be more favorable to you.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>What is the relationship between the estimated value on the pricing date and the secondary market price of the securities?</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>The price at which MS &amp; Co. purchases the securities in the secondary market, absent changes in market conditions, including those related to the underlier, may vary from, and be lower than, the estimated value on the pricing date, because the secondary market price takes into account our secondary market credit spread as well as the bid-offer spread that MS &amp; Co. would charge in a secondary market transaction of this type and other factors. However, because the costs associated with issuing, selling, structuring and hedging the securities are not fully deducted upon issuance, to the extent that MS &amp; Co. may buy or sell the securities in the secondary market during the amortization period specified herein, absent changes in market conditions, including those related to the underlier, and to our secondary market credit spreads, it would do so based on values higher than the estimated value. We expect that those higher values will also be reflected in your brokerage account statements.</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>MS &amp; Co. may, but is not obligated to, make a market in the securities, and, if it once chooses to make a market, may cease doing so at any time.</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>5</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 12.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Hypothetical Examples</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>The following hypothetical examples illustrate how to determine whether the securities will be automatically redeemed with respect to a redemption determination date, whether a contingent coupon is payable with respect to an observation date and how to calculate the payment at maturity if the securities have not been automatically redeemed prior to maturity. The following examples are for illustrative purposes only. Whether the securities are automatically redeemed prior to maturity will be determined by reference to the closing level of the underlier on each redemption determination date. Whether you receive a contingent coupon will be determined by reference to the closing level of the underlier on each observation date. The payment at maturity will be determined by reference to the closing level of the underlier on the final observation date. The actual initial level, call threshold level, coupon barrier level and downside threshold level were determined on the strike date. All payments on the securities are subject to our credit risk. The numbers in the hypothetical examples below may have been rounded for ease of analysis. The below examples are based on the following terms:</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: -5.94pt; width: 594.00pt; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="198.00pt" style="width: 198.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="396.00pt" style="width: 396.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Stated principal amount:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000 per security</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical initial level:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>100.00*</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical call threshold level:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>100.00, which is 100% of the hypothetical initial level</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical coupon barrier level:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>65.00, which is 65% of the hypothetical initial level</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical downside threshold level:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>50.00, which is 50% of the hypothetical initial level</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Contingent coupon:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>14.35% </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>per annum</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> (corresponding to approximately $11.958 per interest period per security). The actual contingent coupon will be an amount determined by the calculation agent based on the number of days in the applicable payment period, calculated on a 30/360 day-count basis. The hypothetical contingent coupon of $11.958 is used in these examples for ease of analysis.</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 3.3pt; margin-bottom: 6.6pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>*The hypothetical initial level of 100.00 for the underlier has been chosen for illustrative purposes only and does not represent the actual initial level of the underlier. Please see &#8220;Historical Information&#8221; below for historical data regarding the actual closing levels of the underlier.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 11.0pt; "><font style='white-space: pre-wrap;'>How to determine whether the securities will be automatically redeemed with respect to a redemption determination date:</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="166.32pt" style="width: 166.32pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="213.84pt" style="width: 213.84pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="213.84pt" style="width: 213.84pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Closing Level of the Underlier</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Early Redemption Payment</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical Redemption Determination Date #1</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>65.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the call threshold level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>N/A</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical Redemption Determination Date #2</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>150.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the call threshold level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000 + $11.958 (t</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>he stated principal amount + the contingent coupon with respect to the related interest period)</font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>For more information, please see &#8220;How to determine whether a contingent coupon is payable with respect to an observation date (if the securities have not been previously automatically redeemed)&#8221; below.</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>On hypothetical redemption determination date #1, because the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the call threshold level, the securities are not automatically redeemed on the related early redemption date.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>On hypothetical redemption determination date #2, because the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the call threshold level, the securities are automatically redeemed on the related early redemption date for an early redemption payment equal to </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the stated principal amount </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>plus</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the contingent coupon with respect to the related interest period. No further payments are made on the securities once they have been automatically redeemed.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>If the closing level of the underlier is less than the call threshold level on each redemption determination date, the securities will not be automatically redeemed prior to maturity.</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>6</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 12.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 11.0pt; "><font style='white-space: pre-wrap;'>How to determine whether a contingent coupon is payable with respect to an observation date (if the securities have not been previously automatically redeemed):</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="166.32pt" style="width: 166.32pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="213.84pt" style="width: 213.84pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="213.84pt" style="width: 213.84pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Closing Level of the Underlier</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Payment per Security</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical Observation Date #1</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>80.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the coupon barrier level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$11.958</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical Observation Date #2</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>50.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the coupon barrier level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$0</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical Observation Date #3</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>130.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the coupon barrier level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000 + $11.958 (t</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>he stated principal amount + the contingent coupon with respect to the related interest period)</font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>For more information, please see &#8220;How to determine whether the securities will be automatically redeemed with respect to a redemption determination date&#8221; above.</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>On hypothetical observation date #1, because the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the coupon barrier level, the contingent coupon is paid on the related coupon payment date. </font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>On hypothetical observation date #2, because the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the coupon barrier level, no contingent coupon is paid on the related coupon payment date. </font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>On hypothetical observation date #3, the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the coupon barrier level. Because the closing level of the underlier is also </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the call threshold level, the securities are automatically redeemed for an early redemption payment equal to </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the stated principal amount </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>plus</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the contingent coupon with respect to the related interest period. No further payments are made on the securities once they have been automatically redeemed.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>If the closing level of the underlier is less than the coupon barrier level on each observation date, you will not receive any contingent coupons for the entire term of the securities.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 11.0pt; "><font style='white-space: pre-wrap;'>How to calculate the payment at maturity (if the securities have not been automatically redeemed):</font></FONT></P>
                <P style="margin-top: 3.63pt; margin-bottom: 7.26pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The hypothetical examples below illustrate how to calculate the payment at maturity if the securities have not been automatically redeemed prior to maturity. </font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="71.28pt" style="width: 71.28pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="261.36pt" style="width: 261.36pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="261.36pt" style="width: 261.36pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Final Level</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Payment at Maturity per Security</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Example #1</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>140.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the downside threshold level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000 + $11.958 (the stated principal amount + the contingent coupon with respect to the final observation date)</font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>For more information, please see &#8220;How to determine whether a contingent coupon is payable with respect to an observation date (if the securities have not been previously automatically redeemed)&#8221; above.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Example #2</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>30.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the downside threshold level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000 &#215; performance factor = $1,000 &#215; (30.00 / 100.00) = $300.00</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>In example #1, the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the downside threshold level. Therefore, investors receive at maturity the stated principal amount. Because the final level is also </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the coupon barrier level, investors receive the contingent coupon with respect to the final observation date. Investors do not participate in any appreciation of the underlier.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>In example #2, the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'> the downside threshold level. Therefore, investors receive at maturity a payment that reflects a loss of 1% of principal for each 1% decline in the level of the underlier. Moreover, because the final level is also </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the coupon barrier level, investors do not receive a contingent coupon with respect to the final observation date.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>If the securities have not been automatically redeemed prior to maturity and the final level is less than the downside threshold level, you will be exposed to the negative performance of the underlier at maturity, and your payment at maturity will be significantly less than the stated principal amount of the securities and could be zero.</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>7</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 12.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Risk Factors</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>This section describes the material risks relating to the securities. For further discussion of these and other risks, you should read the section entitled &#8220;Risk Factors&#8221; in the accompanying product supplement and prospectus. We also urge you to consult with your investment, legal, tax, accounting and other advisers in connection with your investment in the securities.</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; text-decoration-style: solid; text-decoration-line: underline; font-size: 12.0pt; "><U><font style='white-space: pre-wrap;'>Risks Relating to an Investment in the Securities</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The securities do not guarantee the return of any principal.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> The terms of the securities differ from those of ordinary debt securities in that they do not guarantee the repayment of any principal. If the securities have not been automatically redeemed prior to maturity and the final level is </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> the downside threshold level, the payout at maturity will be an amount in cash that is significantly less than the stated principal amount of each security, and you will lose an amount proportionate to the full decline in the level of the underlier over the term of the securities. </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>There is no minimum payment at maturity on the securities, and, accordingly, you could lose your entire initial investment in the securities.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The securities do not provide for the regular payment of interest. </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The terms of the securities differ from those of ordinary debt securities in that they do not provide for the regular payment of interest. Instead, the securities will pay a contingent coupon on a coupon payment date </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>but only if</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> the closing level of the underlier is </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the coupon barrier level on the related observation date. However, if the closing level of the underlier is </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the coupon barrier level on any observation date, we will pay no coupon with respect to the applicable interest period. It is possible that the closing level of the underlier will remain below the coupon barrier level for extended periods of time or even throughout the entire term of the securities so that you will receive few or no contingent coupons. If you do not earn sufficient contingent coupons over the term of the securities, the overall return on the securities may be less than the amount that would be paid on a conventional debt security of ours of comparable maturity.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Payment of the contingent coupon is based on the closing level of the underlier on only the related observation date at the end of the related interest period. </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Whether the contingent coupon will be paid on any coupon payment date will be determined at the end of the related interest period based on the closing level of the underlier on the related observation date. As a result, you will not know whether you will receive the contingent coupon on a coupon payment date until near the end of the relevant interest period. Moreover, because the contingent coupon is based solely on the closing level of the underlier on the observation dates, if the closing level of the underlier on any observation date is </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> the coupon barrier level, you will receive no coupon with respect to the related interest period, even if the closing level of the underlier was </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>greater than or equal to</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> the coupon barrier level on other days during that interest period.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Investors will not participate in any appreciation in the value of the underlier. </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Investors will not participate in any appreciation in the value of the underlier from the strike date to the final observation date, and the return on the securities will be limited to the contingent coupons that are paid with respect to the observation dates on which the closing level of the underlier is </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>greater than or equal to</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> the coupon barrier level. It is possible that the closing level of the underlier will remain below the coupon barrier level for extended periods of time or even throughout the entire term of the securities so that you will receive few or no contingent coupons.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The securities are subject to early redemption risk.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> The term of your investment in the securities may be shortened due to the automatic early redemption feature of the securities. If the securities are automatically redeemed prior to maturity, you will receive no further payments on the securities, may be forced to invest in a lower interest rate environment and may not be able to reinvest at comparable terms or returns. However, under no circumstances will the securities be redeemed prior to the first redemption determination date.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The market price of the securities may be influenced by many unpredictable factors.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Several factors, many of which are beyond our control, will influence the value of the securities in the secondary market and the price at which MS &amp; Co. may be willing to purchase or sell the securities in the secondary market. We expect that generally the value of the underlier at any time will affect the value of the securities more than any other single factor. Other factors that may influence the value of the securities include:</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the volatility (frequency and magnitude of changes in value) of the underlier;</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>interest and yield rates in the market;</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>geopolitical conditions and economic, financial, political, regulatory or judicial events that affect the underlier or equity markets generally; </font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the availability of comparable instruments;</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the composition of the underlier and changes in the component securities of the underlier;</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the time remaining until the securities mature; and</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>any actual or anticipated changes in our credit ratings or credit spreads.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 19.8pt; "><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Some or all of these factors will influence the price that you will receive if you sell your securities prior to maturity. Generally, the longer the time remaining to maturity, the more the market price of the securities will be affected by the other factors described </font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>8</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 12.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 19.8pt; "><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>above. For example, you may have to sell your securities at a substantial discount from the stated principal amount if, at the time of sale, the closing level of the underlier is at, below or not sufficiently above the downside threshold level and/or coupon barrier level, or if market interest rates rise.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 19.8pt; "><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>You can review the historical closing levels of the underlier in the section of this document called &#8220;Historical Information.&#8221; You cannot predict the future performance of the underlier based on its historical performance. The value of the underlier may be, and has recently been, volatile, and we can give you no assurance that the volatility will lessen. There can be no assurance that the closing level of the underlier will be </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the coupon barrier level on any observation date so that you will receive a contingent coupon with respect to the applicable interest period, or that the final level will be </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the downside threshold level so that you do not suffer a significant loss on your initial investment in the securities.  </font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The securities are subject to our credit risk, and any actual or anticipated changes to our credit ratings or credit spreads may adversely affect the market value of the securities.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> You are dependent on our ability to pay all amounts due on the securities, and, therefore, you are subject to our credit risk. The securities are not guaranteed by any other entity. If we default on our obligations under the securities, your investment would be at risk and you could lose some or all of your investment. As a result, the market value of the securities prior to maturity will be affected by changes in the market&#8217;s view of our creditworthiness. Any actual or anticipated decline in our credit ratings or increase in the credit spreads charged by the market for taking our credit risk is likely to adversely affect the market value of the securities.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>As a finance subsidiary, MSFL has no independent operations and will have no independent assets.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> As a finance subsidiary, MSFL has no independent operations beyond the issuance and administration of its securities and will have no independent assets available for distributions to holders of MSFL securities if they make claims in respect of such securities in a bankruptcy, resolution or similar proceeding. Accordingly, any recoveries by such holders will be limited to those available under the related guarantee by Morgan Stanley and that guarantee will rank </font></FONT><FONT style="font-style: italic; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>pari passu</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> with all other unsecured, unsubordinated obligations of Morgan Stanley. Holders will have recourse only to a single claim against Morgan Stanley and its assets under the guarantee. Holders of securities issued by MSFL should accordingly assume that in any such proceedings they would not have any priority over and should be treated </font></FONT><FONT style="font-style: italic; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>pari passu</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> with the claims of other unsecured, unsubordinated creditors of Morgan Stanley, including holders of Morgan Stanley-issued securities.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The rate we are willing to pay for securities of this type, maturity and issuance size is likely to be lower than the rate implied by our secondary market credit spreads and advantageous to us. Both the lower rate and the inclusion of costs associated with issuing, selling, structuring and hedging the securities in the original issue price reduce the economic terms of the securities, cause the estimated value of the securities to be less than the original issue price and will adversely affect secondary market prices.</font></FONT><FONT style="font-size: 9.0pt; background-color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Assuming no change in market conditions or any other relevant factors, the prices, if any, at which dealers, including MS &amp; Co., may be willing to purchase the securities in secondary market transactions will likely be significantly lower than the original issue price, because secondary market prices will exclude the issuing, selling, structuring and hedging-related costs that are included in the original issue price and borne by you and because the secondary market prices will reflect our secondary market credit spreads and the bid-offer spread that any dealer would charge in a secondary market transaction of this type as well as other factors.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 19.8pt; "><FONT style="font-size: 9.0pt; background-color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The inclusion of the costs of issuing, selling, structuring and hedging the securities in the original issue price and the lower rate we are willing to pay as issuer make the economic terms of the securities less favorable to you than they otherwise would be.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 19.8pt; "><FONT style="font-size: 9.0pt; background-color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>However, because the costs associated with issuing, selling, structuring and hedging the securities are not fully deducted upon issuance, to the extent that MS &amp; Co. may buy or sell the securities in the secondary market during the amortization period specified herein, absent changes in market conditions, including those related to the underlier, and to our secondary market credit spreads, it would do so based on values higher than the estimated value, and we expect that those higher values will also be reflected in your brokerage account statements.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The estimated value of the securities is determined by reference to our pricing and valuation models, which may differ from those of other dealers and is not a maximum or minimum secondary market price.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> These pricing and valuation models are proprietary and rely in part on subjective views of certain market inputs and certain assumptions about future events, which may prove to be incorrect. As a result, because there is no market-standard way to value these types of securities, our models may yield a higher estimated value of the securities than those generated by others, including other dealers in the market, if they attempted to value the securities. In addition, the estimated value on the pricing date does not represent a minimum or maximum price at which dealers, including MS &amp; Co., would be willing to purchase your securities in the secondary market (if any exists) at any time. The value of your securities at any time after the date of this document will vary based on many factors that cannot be predicted with accuracy, including our creditworthiness and changes in market conditions. See also &#8220;The market price of the securities may be influenced by many unpredictable factors&#8221; above.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The securities will not be listed on any securities exchange and secondary trading may be limited. </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The securities will not be listed on any securities exchange. Therefore, there may be little or no secondary market for the securities. MS &amp; Co. may, but is not obligated to, make a market in the securities and, if it once chooses to make a market, may cease doing so at any time. When it does make a market, it will generally do so for transactions of routine secondary market size at prices based on its estimate of </font></FONT></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>9</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 12.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; "><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the current value of the securities, taking into account its bid/offer spread, our credit spreads, market volatility, the notional size of the proposed sale, the cost of unwinding any related hedging positions, the time remaining to maturity and the likelihood that it will be able to resell the securities. Even if there is a secondary market, it may not provide enough liquidity to allow you to trade or sell the securities easily. Since other broker-dealers may not participate significantly in the secondary market for the securities, the price at which you may be able to trade your securities is likely to depend on the price, if any, at which MS &amp; Co. is willing to transact. If, at any time, MS &amp; Co. were to cease making a market in the securities, it is likely that there would be no secondary market for the securities. Accordingly, you should be willing to hold your securities to maturity.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>As discussed in more detail in the accompanying product supplement, investing in the securities is not equivalent to investing in the underlier(s).</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; line-height: 11.5pt; margin-bottom: 0; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The U.S. federal income tax consequences of an investment in the securities are uncertain.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> There is no direct legal authority regarding the proper U.S. federal income tax treatment of the securities, and significant aspects of the tax treatment of the securities are uncertain. Moreover, non-U.S. investors should note that persons having withholding responsibility in respect of the securities are, absent an exception, expected to withhold on any coupon paid to a non-U.S. investor, generally at a rate of 30%. We will not pay any additional amounts in respect of such withholding. You should review carefully the section entitled &#8220;United States Federal Income Tax Considerations&#8221; herein, in combination with the section entitled &#8220;United States Federal Income Tax Considerations&#8221; in the accompanying product supplement, and consult your tax adviser regarding the U.S. federal income tax consequences of an investment in the securities.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; text-decoration-style: solid; text-decoration-line: underline; font-size: 12.0pt; "><U><font style='white-space: pre-wrap;'>Risks Relating to the </font></U><U><font style='white-space: pre-wrap;'>Underlier</font></U><U><font style='white-space: pre-wrap;'>(s)</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>No assurance can be given that the investment strategy used to construct the underlier will achieve its intended results or that the underlier will be successful or will outperform any alternative index or strategy that might reference the futures contract</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>. No assurance can be given that the investment strategy on which the underlier is based will be successful or that the underlier will outperform any alternative strategy that might be employed with respect to the futures contract. The underlier has been developed based on predetermined rules that may not prove to be advantageous or successful, and that will not be adjusted for market conditions.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The decrement of 4% </font></FONT><FONT style="font-weight: bold; font-style: italic; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>per annum</font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> will adversely affect the performance of the underlier in all cases, whether the underlier appreciates or depreciates. The underlier includes a decrement feature, whereby 4% </font></FONT><FONT style="font-weight: bold; font-style: italic; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>per annum</font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> is deducted daily from the level of the underlier</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>. The level of the underlier will track the performance of an index from which no such decrement is deducted, and as a result, the underlier will underperform the tracked index in all cases. The level of the underlier may decline even if the prices of the futures contract increase. Because of the deduction of the decrement, the underlier will underperform the performance of an identical index without such a decrement feature.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The underlier is subject to risks associated with the use of significant leverage.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> At times, the underlier will use significant leverage in an effort to achieve its target volatility. When the underlier employs leverage, any declines in the prices of the futures contract will be magnified, resulting in accelerated losses.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The underlier may not be fully invested.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> The underlier is rebalanced on an intraday basis, meaning that it is rebalanced several times a day. When such rebalancing occurs, the underlier&#8217;s exposure to the futures contract will be less than 100% when the implied volatility of the futures contract is above 40%. If the underlier&#8217;s exposure to the futures contract is less than 100%, the underlier will not be fully invested, and any uninvested portion will earn no return. The underlier may be significantly uninvested on any given day, and will realize only a portion of any gains due to appreciation of the futures contract on any such day. Additionally, the 4.0% </font></FONT><FONT style="font-style: italic; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>per annum</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> decrement is deducted daily, even when the underlier is not fully invested.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The underlier was established on August 30, 2024 and therefore has very limited operating history.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> The performances of the underlier and some of the component data have been retrospectively simulated for the period from January 1, 2020 to August 29, 2024. As such, performance for periods prior to the establishment of the underlier has been retrospectively simulated by Morgan Stanley &amp; Co. LLC on a hypothetical basis. A retrospective simulation means that no actual investment which allowed a tracking of the performance of the underlier existed at any time during the period of the retrospective simulation. The methodology used for the calculation and retrospective simulation of the underlier has been developed with the advantage of hindsight. In reality, it is not possible to invest with the advantage of hindsight and therefore this historical performance is purely theoretical and may not be indicative of future performance.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>As the underlier is new and has very limited historical performance, any investment in the underlier may involve greater risk than an investment in an index with longer actual historical performance and a proven track record.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> All information regarding the performance of the underlier prior to August 30, 2024 is hypothetical and back-tested, as the underlier did not exist prior to that time. It is important to understand that hypothetical back-tested index performance information is subject to significant limitations, in addition to the fact that past performance is never a guarantee of future performance. In particular:</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, serif; font-size: 9.5pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>S&amp;P</font></FONT><FONT style="font-size: 7pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Dow Jones Indices LLC developed the rules of the underlier with the benefit of hindsight - that is, with the benefit of being able to evaluate how the underlier rules would have caused the underlier to perform had it existed during the hypothetical back-tested period.</font></FONT></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>10</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 12.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, serif; font-size: 9.5pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The hypothetical back-tested performance of the underlier might look different if it covered a different historical period. The market conditions that existed during the historical period covered by the hypothetical back-tested index performance information in this document are not necessarily representative of the market conditions that will exist in the future.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, serif; font-size: 9.5pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>It is impossible to predict whether the underlier will rise or fall. The actual future performance of the underlier may bear little relation to the historical or hypothetical back-tested levels of the underlier.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Adjustments to the S&amp;P</font></FONT><FONT style="font-weight: bold; font-size: 7pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> 500 Futures 40% Intraday 4% Decrement VT Index could adversely affect the value of the securities.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> As the underlying index publisher for the S&amp;P</font></FONT><FONT style="font-size: 7pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> 500 Futures 40% Intraday 4% Decrement VT Index, S&amp;P</font></FONT><FONT style="font-size: 7pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Dow Jones Indices LLC can make methodological changes that could change the value of such underlying index. Any of these actions could adversely affect the value of the securities. An underlying index publisher has no obligation to consider your interests in calculating or revising an underlying index. An underlying index publisher may discontinue or suspend calculation or publication of an underlying index at any time. In these circumstances, MS &amp; Co., as the calculation agent, will have the sole discretion to substitute a successor index that is comparable to the discontinued underlying index. MS &amp; Co. could have an economic interest that is different than that of investors in the securities insofar as, for example, MS &amp; Co. is permitted to consider indices that are calculated and published by MS &amp; Co. or any of its affiliates.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-style: italic; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Because your return on the securities will depend upon the performance of the underlier(s), the securities are subject to the following risk(s), as discussed in more detail in the accompanying product supplement.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Higher future prices of a futures contract to which the underlier is linked relative to its current prices may adversely affect the value of the underlier and the value of the securities.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Suspensions or disruptions of market trading in futures markets could adversely affect the value of the securities.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Legal and regulatory changes could adversely affect the return on and value of the securities.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; text-decoration-style: solid; text-decoration-line: underline; font-size: 12.0pt; "><U><font style='white-space: pre-wrap;'>Risks Relating to Conflicts of Interest</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-style: italic; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>In engaging in certain activities described below and as discussed in more detail in the accompanying product supplement, our affiliates may take actions that may adversely affect the value of and your return on the securities, and in so doing they will have no obligation to consider your interests as an investor in the securities.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; background-color: #FFFFFF; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>The calculation agent, which is a subsidiary of Morgan Stanley and an affiliate of MSFL, will make determinations with respect to the securities. </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>As calculation agent, MS &amp; Co. will make any determinations necessary to calculate any payment(s) on the securities. Moreover, certain determinations made by MS &amp; Co., in its capacity as calculation agent, may require it to exercise discretion and make subjective judgments, which may adversely affect your return on the securities. In addition, MS &amp; Co. has determined the estimated value of the securities on the pricing date.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; background-color: #FFFFFF; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>Hedging and trading activity by our affiliates could potentially adversely affect the value of the securities.</font></FONT></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>11</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 12.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 1.2; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Historical Information</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; background-color: #FFFFFF; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>S&amp;P</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; background-color: #FFFFFF; vertical-align: super; font-size: 10pt; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; background-color: #FFFFFF; font-size: 12.0pt; "><font style='white-space: pre-wrap;'> 500 Futures 40% Intraday 4% Decrement VT Index Overview</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 10.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>Bloomberg Ticker Symbol: SPXF40D4</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The S&amp;P</font></FONT><FONT style="font-size: 7pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> 500 Futures 40% Intraday 4% Decrement VT Index is a rules-based, long-only index that was developed by S&amp;P</font></FONT><FONT style="font-size: 7pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Dow Jones Indices LLC and was established on August 30, 2024. The underlying index publisher with respect to the S&amp;P</font></FONT><FONT style="font-size: 7pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> 500 Futures 40% Intraday 4% Decrement VT Index is S&amp;P</font></FONT><FONT style="font-size: 7pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Dow Jones Indices LLC, or any successor thereof. The underlier employs a rules-based quantitative strategy that consists of a risk-adjusted approach based on volume-weighted average prices of E-Mini S&amp;P 500 Futures (the &#8220;futures contract&#8221;) and is rebalanced on an intraday basis. The strategy includes an overall volatility-targeting feature, and the underlier is subject to a 4.0% </font></FONT><FONT style="font-style: italic; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>per annum</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> daily decrement. For additional information about the S&amp;P</font></FONT><FONT style="font-size: 7pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> 500 Futures 40% Intraday 4% Decrement VT Index, see the information set forth under &#8220;Annex A&#8212;S&amp;P</font></FONT><FONT style="font-size: 7pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> 500 Futures 40% Intraday 4% Decrement VT Index&#8221; below.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The inception date for the underlier was August 30, 2024. All information regarding the underlier prior to August 30, 2024 is a hypothetical retrospective simulation calculated by the underlying index publisher, using the same methodology as is currently employed for calculating the underlier based on historical data. A retrospective simulation means that no actual investment which allowed a tracking of the performance of the underlier existed at any time during the period of the retrospective simulation. </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Investors should be aware that no actual investment which allowed a tracking of the performance of the underlier was possible at any time prior to August 30, 2024. Such data must be considered illustrative only.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The closing level of the </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>underlier </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>on November 6, 2025 was 3,042.97. The following graph sets forth the hypothetical retrospective and daily closing levels of the underlier for the period noted below. No assurance can be given as to the closing level of the underlier at any time.</font></FONT></P>
                <TABLE width="592.30pt" style="margin-left: auto; width: 592.30pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="592.30pt" style="width: 592.30pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.21pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.2; text-align: center; "><FONT style="font-size: 9.0pt; font-weight: bold; font-family: Arial, sans-serif; color: #306DC1; "><font style='white-space: pre-wrap;'>Underlier Daily Closing Levels</font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.2; text-align: center; "><FONT style="font-size: 9.0pt; font-weight: bold; font-family: Arial, sans-serif; color: #306DC1; "><font style='white-space: pre-wrap;'>January 1, 2020* to November 6, 2025</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.21pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.2; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><FONT style="width: 578.00pt; height: 264.28pt; ">                                        <IMG width="578.00pt" height="264.28pt" src="image1.gif" style="width: 578.00pt; height: 264.28pt; ">
                                        </FONT></FONT></P>
&nbsp;
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.21pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.2; "><FONT style="font-style: italic; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>*The red vertical line indicates August 30, 2024, which is the date on which the underlier was established. All information regarding the underlier prior to August 30, 2024 is a hypothetical retrospective simulation calculated by the underlying index publisher and must be considered illustrative only.</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>12</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 12.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Additional Terms of the Securities</font></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Please read this information in conjunction with the terms on the cover of this document.</font></FONT></P>
                <TABLE width="100.00%" style="margin-left: auto; width: 100.00%; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="29.33%" style="width: 29.33%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="80.67%" style="width: 80.67%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 10.0pt; "><font style='white-space: pre-wrap;'>Additional Terms:</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>If the terms described herein are inconsistent with those described in the accompanying product supplement, index supplement or prospectus, the terms described herein shall control.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Denominations:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>$1,000 per security and integral multiples thereof</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Day-count convention:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Interest will be computed on the basis of a 360-day year of twelve 30-day months.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Interest period:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>The period from and including the original issue date (in the case of the first interest period) or the previous scheduled coupon payment date, as applicable, to but excluding the following scheduled coupon payment date, with no adjustment for any postponement thereof.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Amortization period:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>The 6-month period following the issue date</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Trustee:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>The Bank of New York Mellon</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Calculation agent:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Morgan Stanley &amp; Co. LLC (&#8220;MS &amp; Co.&#8221;)</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>13</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 12.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Additional Information About the Securities</font></FONT></P>
                <TABLE width="100.00%" style="margin-left: auto; width: 100.00%; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="29.33%" style="width: 29.33%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="80.67%" style="width: 80.67%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 10.0pt; "><font style='white-space: pre-wrap;'>Additional Information:</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Minimum ticketing size:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>$1,000 / 1 security</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>United States federal income tax considerations:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>You should review carefully the section in the accompanying product supplement entitled &#8220;United States Federal Income Tax Considerations.&#8221; The following discussion, when read in combination with that section, constitutes the full opinion of our counsel, Davis Polk &amp; Wardwell LLP, regarding the material U.S. federal income tax consequences of owning and disposing of the securities. </font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Generally, this discussion assumes that you purchased the securities for cash in the original issuance at the stated issue price and does not address other circumstances specific to you, including consequences that may arise due to any other investments relating to an underlier. You should consult your tax adviser regarding the effect any such circumstances may have on the U.S. federal income tax consequences of your ownership of a security.</font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>In the opinion of our counsel, which is based on current market conditions, it is reasonable to treat the securities for U.S. federal income tax purposes as prepaid financial contracts with associated coupons, and any coupons as ordinary income, as described in the section entitled &#8220;United States Federal Income Tax Considerations&#8212;Tax Consequences to U.S. Holders&#8212;Securities Treated as Prepaid Financial Contracts with Associated Coupons&#8221; in the accompanying product supplement. There is uncertainty regarding this treatment, and the IRS or a court might not agree with it. A different tax treatment could be adverse to you. </font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>We do not plan to request a ruling from the IRS regarding the treatment of the securities. An alternative characterization of the securities could materially and adversely affect the tax consequences of ownership and disposition of the securities, including the timing and character of income recognized. In particular, there is a risk that the securities could be characterized as debt instruments for U.S. federal income tax purposes, in which case the tax consequences of an investment in the securities could be different from those described herein and possibly adverse to certain investors. In addition, the U.S. Treasury Department and the IRS have requested comments on various issues regarding the U.S. federal income tax treatment of &#8220;prepaid forward contracts&#8221; and similar financial instruments and have indicated that such transactions may be the subject of future regulations or other guidance. Furthermore, members of Congress have proposed legislative changes to the tax treatment of derivative contracts. Any legislation, Treasury regulations or other guidance promulgated after consideration of these issues could materially and adversely affect the tax consequences of an investment in the securities, possibly with retroactive effect. </font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Non-U.S. Holders</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>. The U.S. federal income tax treatment of the coupons is unclear. To the extent that we have withholding responsibility in respect of the securities, we would expect generally to treat the coupons paid to Non-U.S. Holders (as defined in the accompanying product supplement) as subject to U.S. withholding tax. Moreover, you should expect that, if the applicable withholding agent determines that withholding tax should apply, it will be at a rate of 30% (or lower treaty rate). In order to claim an exemption from, or a reduction in, the 30% withholding under an applicable treaty, you may need to comply with certification requirements to establish that you are not a U.S. person and are eligible for such an exemption or reduction under an applicable tax treaty. You should consult your tax adviser regarding the tax treatment of the coupons. </font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>As discussed under &#8220;United States Federal Income Tax Considerations&#8212;Tax Consequences to Non-U.S. Holders&#8212;Dividend Equivalents under Section 871(m) of the Code&#8221; in the accompanying product supplement, Section 871(m) of the Internal Revenue Code and Treasury regulations promulgated thereunder (&#8220;Section 871(m)&#8221;) generally impose a 30% withholding tax on dividend equivalents paid or deemed paid to Non-U.S. Holders with respect to certain financial instruments linked to U.S. equities or indices that include U.S. equities.  The Treasury regulations, as modified by an IRS notice, exempt financial instruments issued prior to January 1, 2027 that do not have a &#8220;delta&#8221; of one.  Based on certain representations made by us, our counsel is of the opinion that Section 871(m) should not apply to the securities with regard to Non-U.S. Holders. Our determination is not binding on the IRS, and the IRS may disagree with this determination.</font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>We will not be required to pay any additional amounts with respect to U.S. federal withholding taxes.</font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>You should consult your tax adviser regarding the U.S. federal income tax consequences of an investment in the securities, including possible alternative treatments,</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 6pt; vertical-align: super; "><font style='white-space: pre-wrap;'> </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>as well as tax consequences arising under the laws of any state, local or non-U.S. taxing jurisdiction.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Additional considerations:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Client accounts over which Morgan Stanley, Morgan Stanley Wealth Management or any of their respective subsidiaries have investment discretion are not permitted to purchase the securities, either directly or indirectly.</font></FONT></P>
                        </TD>
                    </TR>

                </TABLE>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>14</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 12.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <TABLE width="100.00%" style="margin-left: auto; width: 100.00%; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="29.33%" style="width: 29.33%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="80.67%" style="width: 80.67%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>

                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>upplemental information regarding plan of distribution; conflicts of interest:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>MS &amp; Co. expects to sell all of the securities that it purchases from us to an unaffiliated dealer at a price of $990 per security, for further sale to certain fee-based advisory accounts at the price to public of $1,000 per security. MS &amp; Co. will not receive a sales commission with respect to the securities.</font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>MS &amp; Co. is an affiliate of MSFL and a wholly owned subsidiary of Morgan Stanley, and it and other affiliates of ours expect to make a profit by selling, structuring and, when applicable, hedging the securities.</font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>MS &amp; Co. will conduct this offering in compliance with the requirements of FINRA Rule 5121 of the Financial Industry Regulatory Authority, Inc., which is commonly referred to as FINRA, regarding a FINRA member firm&#8217;s distribution of the securities of an affiliate and related conflicts of interest. MS &amp; Co. or any of our other affiliates may not make sales in this offering to any discretionary account. See &#8220;Plan of Distribution (Conflicts of Interest)&#8221; and &#8220;Use of Proceeds and Hedging&#8221; in the accompanying product supplement.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Validity of the securities:</font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-size: 12.0pt; font-family: Arial, serif; ">&nbsp;</FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>In the opinion of Davis Polk &amp; Wardwell LLP, as special counsel to MSFL and Morgan Stanley, when the securities offered by this pricing supplement have been issued by MSFL pursuant to the MSFL Senior Debt Indenture (as defined in the accompanying prospectus), the trustee and/or paying agent has made, in accordance with the instructions from MSFL, the appropriate entries or notations in its records relating to the master note that represents such securities (the &#8220;master note&#8221;), and such securities have been delivered against payment as contemplated herein, such securities will be valid and binding obligations of MSFL and the related guarantee will be a valid and binding obligation of Morgan Stanley, enforceable in accordance with their terms, subject to applicable bankruptcy, insolvency and similar laws affecting creditors&#8217; rights generally, concepts of reasonableness and equitable principles of general applicability (including, without limitation, concepts of good faith, fair dealing and the lack of bad faith),&#160;</font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>provided&#160;</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>that such counsel expresses no opinion as to (i) the effect of fraudulent conveyance, fraudulent transfer or similar provision of applicable law on the conclusions expressed above and (ii) any provision of the MSFL Senior Debt Indenture that purports to avoid the effect of fraudulent conveyance, fraudulent transfer or similar provision of applicable law by limiting the amount of Morgan Stanley&#8217;s obligation under the related guarantee.&#160;&#160;This opinion is given as of the date hereof and is limited to the laws of the State of New York, the General Corporation Law of the State of Delaware and the Delaware Limited Liability Company Act.&#160;&#160;In addition, this opinion is subject to customary assumptions about the trustee&#8217;s authorization, execution and delivery of the MSFL Senior Debt Indenture and its authentication of the master note and the validity, binding nature and enforceability of the MSFL Senior Debt Indenture with respect to the trustee, all as stated in the letter of such counsel dated September 23, 2025, which was filed as an exhibit to a Current Report on Form 8-K by the Company on September 23, 2025.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Where you can find more information:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Morgan Stanley and MSFL have filed a registration statement (including a prospectus, as supplemented by the product supplement and the index supplement) with the Securities and Exchange Commission (the &#8220;SEC&#8221;) for the offering to which this communication relates. You should read the prospectus in that registration statement, the product supplement, the index supplement and any other documents relating to this offering that MSFL and Morgan Stanley have filed with the SEC for more complete information about Morgan Stanley and this offering. When you read the accompanying index supplement, please note that all references in such supplement to the prospectus dated November 16, 2023, or to any sections therein, should refer instead to the accompanying prospectus dated April 12, 2024 or to the corresponding sections of such prospectus, as applicable. You may get these documents without cost by visiting EDGAR on the SEC website at www.sec.gov. Alternatively, MSFL, Morgan Stanley, any underwriter or any dealer participating in the offering will arrange to send you the prospectus, the index supplement and the product supplement if you so request by calling toll-free 1-(800)-584-6837.</font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Terms used but not defined in this document are defined in the product supplement, in the index supplement or in the prospectus. Each of the product supplement, the index supplement and the prospectus can be accessed via the hyperlinks set forth on the cover of this document.</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, serif; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>15</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 12.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Annex A&#8212;S&amp;P</font></FONT><FONT style="color: #296DC1; font-size: 14pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> 500 Futures 40% Intraday 4% Decrement VT Index</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Overview</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The S&amp;P</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> 500 Futures 40% Intraday 4% Decrement VT Index (the &#8220;SPXF40D4 Index&#8221;) is a rules-based, long-only index that was developed by S&amp;P</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Dow Jones Indices LLC and was established on August 30, 2024. The SPXF40D4 Index employs a rules-based quantitative strategy that consists of a risk-adjusted approach based on volume-weighted average prices (&#8220;VWAPs&#8221;) of E-Mini S&amp;P 500 Futures (the &#8220;futures contract&#8221;) and is rebalanced on an intraday basis. The strategy includes an overall volatility-targeting feature, and the SPXF40D4 Index is subject to a 4.0% </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>per annum</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> daily decrement. </font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>SPXF40D4 Index Strategy</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The SPXF40D4 Index was developed to provide rules-based exposure to unfunded, rolling positions in the futures contract, with a maximum exposure to the futures contract of 400%. </font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>E-mini S&amp;P 500 Futures</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>E-mini S&amp;P 500 Futures are U.S. dollar-denominated futures contracts, based on the S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Index, traded on the Chicago Mercantile Exchange (the &#8220;CME&#8221;), representing a contract unit of $50 </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>multiplied by </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the level of the S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Index, measured in cents per index point.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>E-mini S&amp;P 500 Futures contracts listed for the nearest nine quarters, for each March, June, September and December, and the nearest three Decembers are available for trading. Trading of the E-mini S&amp;P 500 Futures contracts terminates at 9:30 A.M. Eastern time on the third Friday of the contract month. </font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The daily settlement prices of the E-mini S&amp;P 500 Futures contracts are based on trading activity in the relevant contract (and in the case of a lead month also being the expiry month, together with trading activity on lead month-second month spread contracts) on the CME during a specified settlement period. The final settlement price of the futures contract is based on the opening prices of the component stocks in the S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Index, determined on the third Friday of the contract month. For more information on the S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Index, see &#8220;S&amp;P</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> U.S. Indices&#8212;S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Index&#8221; in the accompanying index supplement.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>SPXF40D4 Index Closing Level Calculation</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>On any day on which the level of the index is calculated (an &#8220;index calculation day&#8221;), the closing level of the SPXF40D4 Index will equal the sum of the cumulative return of the futures contract from the previous index calculation day to the current index calculation day (the &#8220;cumulative futures contract return&#8221;) and the closing level of the SPXF40D4 Index on the previous index calculation day </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>minus </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>a 4.0% </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>per annum</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> daily decrement (see &#8220;Decrement Deduction&#8221;).</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The cumulative futures contract return from day </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>t-1 </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>to day </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>t</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> is calculated using hourly, volume-weighted data as follows:</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; ">(1)</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>product of </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>(a) the VWAP of the futures contract calculated using execution window #1 on day </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>t</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>minus </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the VWAP of the futures contract calculated for execution window #7 with respect to the prior index calculation day (day t-1) and (b) the number of futures contract units as of the final observation window on day </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>t-1</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>; and</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; ">(2)</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The sum of the </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>product of </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>(a) the VWAP of the futures contract calculated using execution window </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>i</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> on day </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>t minus </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the VWAP of the futures contract calculated for the prior execution window </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>i-1</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> on day </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>t </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>and</font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>(b) the number of futures contract units as of the prior observation window </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>i-1</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> with respect to each of execution windows #2-7.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>At the end of each execution window on an index calculation day, the intraday index level is calculated as follows: </font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>With respect to execution window i=1 on day t</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The sum of:</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; ">(1)</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>product of </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>(a) the VWAP of the futures contract calculated using the first execution window on day </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>t</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>minus </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the VWAP of the futures contract calculated for execution window #7 with respect to the prior index calculation day (day </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>t-</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>1) and (b) the number of futures contract units as of the final observation window on day </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>t-1</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>; and</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-size: 9.0pt; ">(2)</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the closing level of the SPXF40D4 Index with respect to day </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>t-1.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>With respect to execution windows i=2 through i=6 on day t</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The sum of:</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; ">(1)</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>product of </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>(a) the VWAP of the futures contract calculated using the first execution window on day </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>t</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>minus </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the VWAP of the futures contract calculated for execution window #7 with respect to the prior index calculation day (day </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>t-</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>1) and (b) the number of futures contract units as of the final observation window on day </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>t-1</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>;</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; ">(2)</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the closing level of the SPXF40D4 Index with respect to day </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>t-1</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>; and </font></FONT></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>16</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 12.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; ">(3)</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the sum of the </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>product of </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>(a) the VWAP of the futures contract calculated for execution window </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>i</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>minus </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the VWAP of the futures contract calculated for the prior execution window </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>i-1</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> and (b) the number of futures contract units as of the prior observation window </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>i-1 </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>for each of the execution windows on day </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>t </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>from and including execution window #2</font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>through and including execution window </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>i.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>With respect to execution window i=7 on day t</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The intraday index level with respect to execution window #7 on day </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>t </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>will be equal to the closing level of the SPXF40D4 Index with respect to day </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>t.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Volume-Weighted Average Price (&#8220;VWAP&#8221;)</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The closing level of the SPXF40D4 Index is in part calculated based on VWAPs of the futures contract calculated during different windows of time on the relevant index calculation days. The VWAP for the futures contract over a specific observation window is calculated by taking the sum of the products of (i) the price of a trade and (ii) the volume of such trade for all trades that occur within such observation window, and then dividing such sum by the total volume of trades that occur within the applicable observation window.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>VWAP Observation and Execution Windows</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>For a scheduled full trading day, the VWAP observation and execution windows are defined as:</font></FONT></P>
                <TABLE width="356.40pt" style="margin-left: auto; width: 356.40pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="118.80pt" style="width: 118.80pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="118.80pt" style="width: 118.80pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="118.80pt" style="width: 118.80pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #000000; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Window ID</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #000000; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Observation Window</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; background-color: #000000; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Execution Window</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>1</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>10:00:00 to 10:05:00</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>09:55:00 to 10:15:00</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>2</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>11:00:00 to 11:05:00</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>10:55:00 to 11:15:00</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>3</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>12:00:00 to 12:05:00</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>11:55:00 to 12:15:00</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>4</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>13:00:00 to 13:05:00</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>12:55:00 to 13:15:00</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>5</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>14:00:00 to 14:05:00</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>13:55:00 to 14:15:00</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>6</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>15:00:00 to 15:05:00</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>14:55:00 to 15:15:00</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>7</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>15:55:00 to 16:00:00</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>15:55:00 to 16:00:00</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>For a scheduled full early close day, the VWAP observation and execution windows are defined as:</font></FONT></P>
                <TABLE width="356.40pt" style="margin-left: auto; width: 356.40pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="118.80pt" style="width: 118.80pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="118.80pt" style="width: 118.80pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="118.80pt" style="width: 118.80pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #000000; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Window ID</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #000000; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Observation Window</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; background-color: #000000; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Execution Window</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>1</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>12:55:00 to 13:00:00</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>12:55:00 to 13:00:00</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>All windows described above are in Eastern Time.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>For VWAP calculations, trades that occur at times greater than or equal to the start time in a window and before the end time of the window are considered to have occurred within such window.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Calculating the Number of Futures Contract Units</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>When calculating the cumulative futures contract return, the number of futures contract units in the relevant observation window is calculated based on whether or not such observation window occurs on a day that is five business days prior to the expiry date of the current futures contract (an &#8220;index futures contract roll date&#8221;).</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>If day </font></U></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U></U><U></U></FONT><FONT style="font-size: 12.0pt; font-family: Arial, serif; "><FONT style="width: 3.80pt; height: 11.44pt; ">                            <IMG width="3.80pt" height="11.44pt" src="image2.gif" style="width: 3.80pt; height: 11.44pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U></U></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'> is </font></U></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-style: italic; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>not</font></U></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'> an index futures contract roll date, then:</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the number of futures contract units as of observation window </font></FONT><FONT style="font-size: 12.0pt; font-family: Arial, serif; "><FONT style="width: 3.03pt; height: 11.44pt; ">                            <IMG width="3.03pt" height="11.44pt" src="image3.gif" style="width: 3.03pt; height: 11.44pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> on day </font></FONT><FONT style="font-size: 12.0pt; font-family: Arial, serif; "><FONT style="width: 3.80pt; height: 11.44pt; ">                            <IMG width="3.80pt" height="11.44pt" src="image4.gif" style="width: 3.80pt; height: 11.44pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> will be equal to</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-size: 12.0pt; font-family: Arial, serif; "><FONT style="width: 149.27pt; height: 56.38pt; ">                            <IMG width="149.27pt" height="56.38pt" src="image5.gif" style="width: 149.27pt; height: 56.38pt; ">
                            </FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>where,</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 39.6pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "></FONT><FONT style="font-size: 12.0pt; font-family: Arial, serif; "><FONT style="width: 21.34pt; height: 12.21pt; ">                            <IMG width="21.34pt" height="12.21pt" src="image6.gif" style="width: 21.34pt; height: 12.21pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>   = The weight determined on day </font></FONT><FONT style="font-size: 12.0pt; font-family: Arial, serif; "><FONT style="width: 21.34pt; height: 11.44pt; ">                            <IMG width="21.34pt" height="11.44pt" src="image7.gif" style="width: 21.34pt; height: 11.44pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> at the final observation window </font></FONT><FONT style="font-size: 12.0pt; font-family: Arial, serif; "><FONT style="width: 7.59pt; height: 11.44pt; ">                            <IMG width="7.59pt" height="11.44pt" src="image8.gif" style="width: 7.59pt; height: 11.44pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 39.6pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "></FONT><FONT style="font-size: 12.0pt; font-family: Arial, serif; "><FONT style="width: 22.11pt; height: 12.21pt; ">                            <IMG width="22.11pt" height="12.21pt" src="image9.gif" style="width: 22.11pt; height: 12.21pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>   = The weight determined on day </font></FONT><FONT style="font-size: 12.0pt; font-family: Arial, serif; "><FONT style="width: 3.80pt; height: 11.44pt; ">                            <IMG width="3.80pt" height="11.44pt" src="image4.gif" style="width: 3.80pt; height: 11.44pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> at observation window </font></FONT><FONT style="font-size: 12.0pt; font-family: Arial, serif; "><FONT style="width: 20.57pt; height: 11.44pt; ">                            <IMG width="20.57pt" height="11.44pt" src="image10.gif" style="width: 20.57pt; height: 11.44pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>17</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 12.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>If day </font></U></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U></U><U></U></FONT><FONT style="font-size: 12.0pt; font-family: Arial, serif; "><FONT style="width: 3.80pt; height: 11.44pt; ">                            <IMG width="3.80pt" height="11.44pt" src="image2.gif" style="width: 3.80pt; height: 11.44pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U></U></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'> is an index futures contract roll date, then:</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>for each observation window on day </font></FONT><FONT style="font-size: 12.0pt; font-family: Arial, serif; "><FONT style="width: 3.80pt; height: 11.44pt; ">                            <IMG width="3.80pt" height="11.44pt" src="image4.gif" style="width: 3.80pt; height: 11.44pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>, </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>except for the final observation window </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>that occurs on such day, the number of futures contract units will be calculated as if day </font></FONT><FONT style="font-size: 12.0pt; font-family: Arial, serif; "><FONT style="width: 3.80pt; height: 11.44pt; ">                            <IMG width="3.80pt" height="11.44pt" src="image4.gif" style="width: 3.80pt; height: 11.44pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> were </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>not </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>an index futures contract roll date. </font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>However, when </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>day </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "></FONT><FONT style="font-size: 12.0pt; font-family: Arial, serif; "><FONT style="width: 3.80pt; height: 11.44pt; ">                            <IMG width="3.80pt" height="11.44pt" src="image4.gif" style="width: 3.80pt; height: 11.44pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>is an index futures contract roll date, the number of futures contract units with respect to the final observation will be calculated as follows:</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-size: 12.0pt; font-family: Arial, serif; "><FONT style="width: 124.91pt; height: 28.16pt; ">                            <IMG width="124.91pt" height="28.16pt" src="image11.gif" style="width: 124.91pt; height: 28.16pt; ">
                            </FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-size: 12.0pt; font-family: Arial, serif; "><FONT style="width: 134.03pt; height: 27.39pt; ">                            <IMG width="134.03pt" height="27.39pt" src="image12.gif" style="width: 134.03pt; height: 27.39pt; ">
                            </FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>where,</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-indent: -49.5pt; padding-left: 89.1pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "></FONT><FONT style="font-size: 12.0pt; font-family: Arial, serif; "><FONT style="width: 36.58pt; height: 12.93pt; ">                            <IMG width="36.58pt" height="12.93pt" src="image13.gif" style="width: 36.58pt; height: 12.93pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> = The number of units of the rolling-out futures contract as of the final observation window N on day </font></FONT><FONT style="font-size: 12.0pt; font-family: Arial, serif; "><FONT style="width: 3.80pt; height: 11.44pt; ">                            <IMG width="3.80pt" height="11.44pt" src="image4.gif" style="width: 3.80pt; height: 11.44pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-indent: -49.5pt; padding-left: 89.1pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "></FONT><FONT style="font-size: 12.0pt; font-family: Arial, serif; "><FONT style="width: 35.80pt; height: 12.93pt; ">                            <IMG width="35.80pt" height="12.93pt" src="image14.gif" style="width: 35.80pt; height: 12.93pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> = The VWAP of the rolling-out futures contract calculated using execution window N - 1 on day </font></FONT><FONT style="font-size: 12.0pt; font-family: Arial, serif; "><FONT style="width: 3.80pt; height: 11.44pt; ">                            <IMG width="3.80pt" height="11.44pt" src="image4.gif" style="width: 3.80pt; height: 11.44pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-indent: -49.5pt; padding-left: 89.1pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "></FONT><FONT style="font-size: 12.0pt; font-family: Arial, serif; "><FONT style="width: 35.80pt; height: 12.93pt; ">                            <IMG width="35.80pt" height="12.93pt" src="image15.gif" style="width: 35.80pt; height: 12.93pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> = The VWAP of the rolling-out futures contract calculated using execution window N on day </font></FONT><FONT style="font-size: 12.0pt; font-family: Arial, serif; "><FONT style="width: 3.80pt; height: 11.44pt; ">                            <IMG width="3.80pt" height="11.44pt" src="image4.gif" style="width: 3.80pt; height: 11.44pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-indent: -49.5pt; padding-left: 89.1pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "></FONT><FONT style="font-size: 12.0pt; font-family: Arial, serif; "><FONT style="width: 12.21pt; height: 11.44pt; ">                            <IMG width="12.21pt" height="11.44pt" src="image16.gif" style="width: 12.21pt; height: 11.44pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>         = The VWAP of the rolling-in futures contract calculated using execution window N on day </font></FONT><FONT style="font-size: 12.0pt; font-family: Arial, serif; "><FONT style="width: 3.80pt; height: 11.44pt; ">                            <IMG width="3.80pt" height="11.44pt" src="image4.gif" style="width: 3.80pt; height: 11.44pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The weight used to calculate the number of futures contract units in an observation window is based on the target volatility level for the SPXF40D4 Index and the realized volatility of the futures contract. There is a 35% cap on the change in weight from the weight used in the prior observation window, whether such change is positive or negative.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Decrement Deduction</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The SPXF40D4 Index applies a 4.0% </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>per annum</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> daily decrement that will adversely affect the performance of the SPXF40D4 Index in all cases, regardless of whether the SPXF40D4 Index appreciates or depreciates. The decrement feature is applied so that 4.0% </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>per annum</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> is deducted daily from the closing level of the SPXF40D4 Index. The decrement is applied daily after any leverage has been applied. Because of the deduction of the decrement, the SPXF40D4 Index will underperform the performance of an identical index without such a decrement feature.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Volatility Targeting </font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>On a daily basis, the SPXF40D4 Index&#8217;s exposure to the futures contract is adjusted in an effort to seek a target volatility of 40%. If the volatility level of the SPXF40D4 Index is less than the target volatility of 40%, the SPXF40D4 Index will employ leveraged exposure of up to four times (meaning the SPXF40D4 Index can have up to 400% exposure to the futures contract) to seek to achieve the target volatility. Under no circumstances will the SPXF40D4 Index employ exposure of greater than 400% to the futures contract. If the volatility level of the SPXF40D4 Index is above 40%, the SPXF40D4 Index&#8217;s exposure to the futures contract will be reduced to be less than 100% in an effort to seek the target volatility of 40%. </font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Intraday Rebalancing</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The SPXF40D4 Index is rebalanced on an intraday basis, meaning that it is rebalanced at the end of each execution window that occurs on an index calculation day. Certain market disruption events, such as an unscheduled full-day market closure, may affect the timing of a rebalancing so that such rebalancing instead occurs on the next business day on which all necessary data is available.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Overview of Futures Markets </font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Futures contracts are traded on regulated futures exchanges, in the over-the-counter market and on various types of electronic trading facilities and markets. As of the date of this document, the futures contract is an exchange-traded futures contract. A futures contract provides for a specified settlement month in which the cash settlement is made by the seller (whose position is therefore described as &#8220;short&#8221;) and acquired by the purchaser (whose position is therefore described as &#8220;long&#8221;).</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>No purchase price is paid or received on the purchase or sale of a futures contract. Instead, an amount of cash or cash equivalents must be deposited with the broker as &#8220;initial margin.&#8221; This amount varies based on the requirements imposed by the exchange clearing houses, but it may be lower than 5% of the notional value of the contract. This margin deposit provides collateral for the obligations of the parties to the futures contract.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>By depositing margin, which may vary in form depending on the exchange, with the clearing house or broker involved, a market participant may be able to earn interest on its margin funds, thereby increasing the total return that it may realize from an investment in futures contracts. However, the SPXF40D4 Index is not a total return index and does not reflect interest that could be earned on funds notionally committed to the trading of futures contracts.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>At any time prior to the expiration of a futures contract, a trader may elect to close out its position by taking an opposite position on the exchange on which the trader obtained the position, subject to the availability of a liquid secondary market. This operates to terminate </font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>18</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 12.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the position and fix the trader&#8217;s profit or loss. Futures contracts are cleared through the facilities of a centralized clearing house and a brokerage firm that is a member of the clearing house.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Futures exchanges may adopt rules and take other actions that affect trading, including imposing speculative position limits, maximum price fluctuations and trading halts and suspensions and requiring liquidation of contracts in certain circumstances.</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, serif; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>19</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
    </BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-FILING FEES
<SEQUENCE>2
<FILENAME>ex-filingfees.htm
<DESCRIPTION>EX-FILING FEES
<TEXT>
<XBRL>
<?xml version='1.0' encoding='ASCII'?>
<html xmlns="http://www.w3.org/1999/xhtml" xmlns:xs="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2015-02-26" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:ffd="http://xbrl.sec.gov/ffd/2025" xmlns:dei="http://xbrl.sec.gov/dei/2025" xmlns:ms="http://morganstanley.com/20251110">
<head>
     <title>EX Filing Fees</title>
<meta http-equiv="Content-Type" content="text/html"/>
</head>
<!-- Field: Set; Name: xdx; ID: xdx_027_FFD%2D2025 -->
<!-- Field: Set; Name: xdx; ID: xdx_033_ms_morganstanley.com_20251110 -->
<!-- Field: Set; Name: xdx; ID: xdx_04B_20251110_20251110 -->
<!-- Field: Set; Name: xdx; ID: xdx_05C_edei%2D%2DEntityCentralIndexKey_0000895421 -->
<!-- Field: Set; Name: xdx; ID: xdx_06B_USD_1_iso4217%2D%2DUSD -->
<!-- Field: Set; Name: xdx; ID: xdx_062_Shares_2_xbrli%2D%2Dshares -->
<!-- Field: Set; Name: xdx; ID: xdx_06D_USDPShares_3_iso4217%2D%2DUSD_xbrli%2D%2Dshares -->
<!-- Field: Set; Name: xdx; ID: xdx_065_Ratio_4_xbrli%2D%2Dpure -->
<body style="font: 10pt Arial, Helvetica, Sans-Serif">
<div style="display: none">
<ix:header>
 <ix:hidden>
  <ix:nonNumeric contextRef="AsOf2025-11-10" id="Fact000003" name="dei:EntityCentralIndexKey">0000895421</ix:nonNumeric>
  </ix:hidden>
 <ix:references>
  <link:schemaRef xlink:href="https://xbrl.sec.gov/ffd/2025/ffd-2025.xsd" xlink:type="simple"/>
  </ix:references>
 <ix:resources>
    <xbrli:context id="AsOf2025-11-10">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000895421</xbrli:identifier>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2025-11-10</xbrli:startDate>
        <xbrli:endDate>2025-11-10</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:unit id="USD">
      <xbrli:measure>iso4217:USD</xbrli:measure>
    </xbrli:unit>
    <xbrli:unit id="Shares">
      <xbrli:measure>xbrli:shares</xbrli:measure>
    </xbrli:unit>
    <xbrli:unit id="USDPShares">
      <xbrli:divide>
        <xbrli:unitNumerator>
          <xbrli:measure>iso4217:USD</xbrli:measure>
        </xbrli:unitNumerator>
        <xbrli:unitDenominator>
          <xbrli:measure>xbrli:shares</xbrli:measure>
        </xbrli:unitDenominator>
      </xbrli:divide>
    </xbrli:unit>
    <xbrli:unit id="Ratio">
      <xbrli:measure>xbrli:pure</xbrli:measure>
    </xbrli:unit>
  </ix:resources>
 </ix:header>
</div>


<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: right">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right"><b><span id="xdx_907_effd--FeeExhibitTp_c20251110__20251110_zcA39D7mQNUk"><ix:nonNumeric contextRef="AsOf2025-11-10" id="Fact000009" name="ffd:FeeExhibitTp">EX-FILING FEES</ix:nonNumeric></span></b></p>

<p style="font: 12pt/14pt Times New Roman, Times, Serif; margin: 0 0 10pt; text-align: center"><b>CALCULATION OF FILING FEE TABLES</b></p>

<p style="font: 11pt Arial, Helvetica, Sans-Serif; text-align: center; margin-top: 6pt; margin-bottom: 6pt"><span id="xdx_90E_effd--FormTp_c20251110__20251110_z8ulfJyWqoEc" style="font-family: Times New Roman, Times, Serif; font-size: 12pt"><b><ix:nonNumeric contextRef="AsOf2025-11-10" id="Fact000010" name="ffd:FormTp">S-3</ix:nonNumeric></b></span></p>

<p style="font: 12pt/14pt Times New Roman, Times, Serif; margin: 0 0 0pt; text-align: center"><b><span id="xdx_904_edei--EntityRegistrantName_c20251110__20251110_zdYvs7GCRNEh"><ix:nonNumeric contextRef="AsOf2025-11-10" id="Fact000011" name="dei:EntityRegistrantName">MORGAN STANLEY</ix:nonNumeric></span></b></p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center; margin-top: 6pt; margin-bottom: 6pt"></p>

<p style="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; visibility: hidden; text-indent: 0in"><span style="visibility: hidden; font-family: Times New Roman, Times, Serif; font-size: 10pt">Submission
Type: <span id="xdx_90C_effd--SubmissnTp_c20251110__20251110_zpd2h4XE8Wg" style="visibility: hidden"><ix:nonNumeric contextRef="AsOf2025-11-10" id="Fact000012" name="ffd:SubmissnTp">424B2</ix:nonNumeric></span></span></p>

<p style="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; visibility: hidden; text-indent: 0in"><span style="visibility: hidden; font-family: Times New Roman, Times, Serif; font-size: 10pt">SEC
File No. <span id="xdx_906_effd--RegnFileNb_c20251110__20251110_zYYir309WNnl" style="visibility: hidden"><ix:nonNumeric contextRef="AsOf2025-11-10" id="Fact000013" name="ffd:RegnFileNb">333-275587</ix:nonNumeric></span></span></p>

<p style="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; visibility: hidden; text-indent: 0in"><span style="visibility: hidden; font-family: Times New Roman, Times, Serif; font-size: 10pt">Final
Prospectus: <span id="xdx_900_effd--FnlPrspctsFlg_c20251110__20251110_z9VJVHIz6TAg" style="visibility: hidden"><ix:nonNumeric contextRef="AsOf2025-11-10" format="ixt:booleantrue" id="Fact000014" name="ffd:FnlPrspctsFlg">True</ix:nonNumeric></span></span></p>



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0; visibility: hidden"><span><span id="xdx_909_effd--OfferingTableNa_c20251110__20251110_zWbHP6MyVhk1"><span id="xdx_90A_effd--OffsetTableNa_c20251110__20251110_zerqDnugVZua" style="visibility: hidden"><span id="xdx_90A_effd--CombinedProspectusTableNa_c20251110__20251110_zivKi3JMj5Bl"><ix:nonNumeric contextRef="AsOf2025-11-10" id="Fact000015" name="ffd:OfferingTableNa"><ix:nonNumeric contextRef="AsOf2025-11-10" id="Fact000016" name="ffd:OffsetTableNa"><ix:nonNumeric contextRef="AsOf2025-11-10" id="Fact000017" name="ffd:CombinedProspectusTableNa">N/A</ix:nonNumeric></ix:nonNumeric></ix:nonNumeric></span></span></span>&#160;</span></p>



<p style="font: 9pt Arial, Helvetica, Sans-Serif; margin: 6pt 0 0"></p>

<hr style="border-width: 0; color: Gray; background-color: Gray; height: 1px; width: 100%; margin-top: 3pt; margin-bottom: 3pt"/>
<p style="font: 9pt Arial, Helvetica, Sans-Serif; text-align: center; margin-top: 15pt; margin-bottom: 0pt"><span style="font: bold 12pt Times New Roman, Times, Serif">Narrative Disclosure</span></p>

<p style="font: 9pt Arial, Helvetica, Sans-Serif; margin: 6pt 0 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">The
maximum aggregate offering price of the securities to which the prospectus relates is $<span id="xdx_90C_effd--NrrtvMaxAggtOfferingPric_c20251110__20251110_zwyMpG4PiZjc"><ix:nonFraction name="ffd:NrrtvMaxAggtOfferingPric" contextRef="AsOf2025-11-10" id="Fact000018" format="ixt:numdotdecimal" decimals="0" unitRef="USD">8,504,000.00</ix:nonFraction></span>. <span id="xdx_90B_effd--NrrtvDsclsr_c20251110__20251110_znqHSbCVG429" style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><ix:nonNumeric contextRef="AsOf2025-11-10" escape="true" id="Fact000019" name="ffd:NrrtvDsclsr">The
prospectus is a final prospectus for the related offering.</ix:nonNumeric></span></span></p>

<p style="font: 9pt Arial, Helvetica, Sans-Serif; margin: 6pt 0 0"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">&#160;</span></p>

<p style="margin: 0"></p>

<!-- Field: Page; Sequence: 1; Options: Last -->
    <div style="border-bottom: Black 1pt solid; margin-top: 6pt; margin-bottom: 6pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->



<!-- Field: Set; Name: xdx; ID: xdx_08B_extensions -->
<!-- eJxFjV0KwkAMhE/QO4R9lv4qSh8tKmKVUkR8XWyUxXZTsutPj+Qt3baIIRDCzDcjxERsaK1qZDgvyxyO2LS1tAglXpFRX9A5su0uBXdLvCljWWo7vD8wI8egY2Z+nEgnDNanMlilEM6DaBHEUwiTNIqh2Auv1zPSV1WhtkrWIHUFBVPLCq3kbkw4yjdparqh6oRsFOkUIj8c5Q/Eocs70FO+iO8G8jwT3mQYT2yYHq1zrd4WdU/CqsbG1ZmR/q/3BQhMSo8= -->
</body>
</html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>image1.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image1.gif
M1TE&.#EA]@U?!O>,  $! 0@'!P  " D'" L)"@  $@  &!,3$QP<'   (@
M*   ,B @("DI*2TM,RHJ.C P,#HZ.G@  '@ ,   00  3!\?3   40  7!L;
M4Q867!@86"0D0R$A20  9 \/9P  : T-:Q,380,#= D)<@0$?@T->QT==A,3
M>A@8>#4U;CP\;",C="LK<C P<$! 0$Q,3%!04$U-9D1$:4A(:%149%U=86!@
M8&YN;G!P<']_?XH2$J@8&($),XH2-I$9.)PD))DA.XTS,Z$I/JPT-+0\/,
M *<O0*XV0K8^19186*! 0+Y&2,!(2   @ P,A!(2AAD9@1H:B2$A@BLK@20D
MC"HJCC P@#P\A3(RD3P\E$%!@$A(B%!0@%E9@%%1B5U=BD)"EDI*F514G%I:
MGF%A@&AH@&1DBVQLC'%Q@'M[@'1TC7EYC7Y^GF)BH6QLI')RIGY^IGIZJ8"
M@(V-CI"0D)^?GX2$K(J*KIV=I965K9*2L9R<M*"@H*BHJ**BMJRLM*JJN;"P
ML+2TO+N[O,# P,_/S]/3T]_?W^?GY^_O[_/S\____P
M
M
M
M
M
M
M
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MN_?OX,/^BQ]/OKSY\^C3JU_/OKW[]_#CRY]/O[[]^_CSZ]_/O[___P &*."
M!!9HX($()JC@@@PVZ."#$$8HX8045FCAA1AFJ.&&'';HX8<@ABCBB"26:.*)
M**:HXHHLMNCBBS#&*..,--9HXXTXYJCCCCSVZ../0 8IY)!$%FGDD4@FJ>22
M3#;IY)-01BGEE%16:>656&:IY99<=NGEEV"&*>:89)9IYIEHIJGFFFRVZ>:;
M<,8IYYQTUFGGG7CFJ>>>?/;IYY^ !BKHH(P, ,"A&Q$P0 "''AH  00\1$
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M=G"J?5/=EE/E?6XKC=WL3=?:39W<76X )=\+IS4!MVLP8W#X36OI'1*^W=X
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MC\K/OYN!KBC2;>+#/RRCD_P"Q^K6+W#0KN?'_OWR[\CA;YL%[A%)SFUY/N+
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M,$Q@A1T<$K.!(38X8/$B]8,0?C?FN&.//P8Y9)%')OD^?4M&65AK_[6X9<@
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MY85O?.5;7O+.ES15J.T\AY,W]K9WCN^U;X %/.#6UI? GH%"?M5[%VGZEX@
M/G"$)3SAMAJ8PF^IK1/X,!(Y.MB]&#OHA44\8A+KU<(E%DM@:[N'!1NGP1Z6
M(811/&/^&M<XGR>V,5?VD&$6[Y?!,*:CC',\9"(7^9@X-K)5[I!AG_HXN4"F
MHI"3/&4J5_F22+8R5."083EP&+<OAC($I9QE,I?9S&C$\IF58M':=MG)_0VS
M#&L&-377V<YWOF.:\4P4Z[[5S2&9*YSC+,(Q[]G0AT;T O6<:)^<M[9N:'%N
M!SW#0C/:TI?&=/@6G6F<X/>B7L4H&3@<2<-.>H3K2ANG5;UJ5M-OTZV628(O
MNE.,0EHD@S#MDTU-Z.["VM>_!K;O7AULEJAT#"I]ZG#6"^9=9Z_2Q(9VM*6M
MM6%/NR0JOBB;+YIL0(NUV;PVIK7%/6YRSVVZY7;*CC$*!U#^.R$,I36.H+_-
MOF>CV][WQC>]JGWO)6,4#^W6PD?N((8W9-?;\_Y?O?.]<(8W'%G[MO>6,<J'
M=F>A$(00 T%+D 5<_QCA8NZUPT4^<I*W"^+HUK83 M'4BUHA$)YVPD #\>6/
M@SS<)<=YSG5NK).7N\^V=71!G\#3$OAAV35/>,AWOG2F-WU2/2=WT <;] S_
M@>9([Y_"G;YUKG>]A^?V.DU@#E9:9]@)1J<<UM>G];"WW>UOWQK8X>X263LA
MX#]?L1H\KO:U*WWN?P=\X-\#]7$CNQ!X?T*?2X"'H_.][S<7?.0E/WG@$-[:
MV'8"I/$N!=KZV[2F9;;C \=VRI?^WO2G[XKEIZWNBW8YY4[(0N<OROB]BUZ"
M?D=][G6_>]/)???]OBB+7R\&X#LA#@>W??!(SWOF-]_Y/%&]M-^@TC\4XO5N
M8+T3X(#\Y+]N^<\'?_C%OY+H1]NX&$VO["\*A^QOOSBE[C[KOC]^^M>?_N6'
M]L\]HGXG[('U)6@#[HL_&L(]^S/  T1 E<"_8",$J?,(B<.H0/@#E7(_71M
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MSD:CH8[M.E0MSG*E]@K"C!8"=$:)Y0A"^%Q'/48K]_S)R[2@X73BK!""$-[
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MB$LHAL#HD1\93MIHDDO)E$WIE$^)$J?G.[68-VSQ724ADT[V)!;ADGN8,DW
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MGBI0K/>(-BS]4K_ROI)@+AU5"B#R".L#%U8$G^2\Q@XTTJ:9SXJ")59+2)/
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M>N/ QFI4YNTRI)A7=MH+$0)!O1F.N'0"S.-)U@4_=2T)0G@Z#V2P\FTMLG%
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M2=LU_M^8+_H3D2 WCBG"B0.39HED\R[K-9+X-@E^J_C3=0(VVO+5[?+'2U;
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M^O02K^9UA)RSV()MA-BG]YGS7X6<G6RN$?'$+VV9[APW1P^S]U[=^1ITL-?
MM]288X)SW[WWFQ&.O?CCDU]^^6(@MZCJ3H!($;.06@0]4%5@3G5!A. KT)P4
M%6R^__\#,( "/!EU"J$Z*_R!87AXFO)@QY8WS:XG%6,)YA9R/8T\*EZ]^]T
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M?) P R6HPZZ(=4EO^]OC7B*# $Y*TR8DH'0;)S!GR:5+A^N6N]/M"/DOH$H
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M+:=32+QHS@EZDXB^G# ^9I8$B&3+EA1)-P#=H>Y^ =#.)C'Y.@(,0));(6<
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M 6^PNTRL\'CIH@0')'9-(M3'KKH.".<BSA0O28 -!Y>0"7>&#[1 #/3#2=Q
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M_>RF.MRUYE0081C]-LC!#GK0-LT2"!2&=Q ;8>Z#H=H>"JL5.8-HC3^%L)Q
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MIJV'*E\7?0A:<I4J1L7VVHB<38BF@8(4QI5 &(,L,$-O$63K[6>*%JI1AMN
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MDSZ%K,_^-^X#(D-21K\=4K&*94F;F;0 ASV,<#3. IX5PQ@J@<7GA8-R2]F
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M#T$,4<0122Q1L<X^"RW#%5D\[;Z&5FL1P 1A"V,YYFZ+2#B*F.H-HQ>=<$E
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M-!U#>%65Q4 +.G%>6A*RU)Y @]U4X'L:3C3(A5<)A%]+<$27($,']A717DZ
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M7;I#84%!"@75U>BN:14R7I$K;B!61?SEA-J149X.229'ED0Y]\G/"?\T"<)
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MNPXNA*+:X&WA Z4:,R^>9&#SC8Q ')VH3T=!B2NF")<L".S^HV11!J<N'N7
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M"D(G-)RZBRZY<Y,2IE>[]5O#=;B ]5:+]5A;GEE+SBT6Q%";R^$D3]_B2OK
M=%P3=F$;]EPW=4[;-3M3,]^XZD.7BY4MZZR$@13PM6%C=F8?-E-K-KW4\F)_
M'"+H  P$VN44[4*+"T(!=6>S=FMW-F(K=9&"=N5)M<5@KB*KBZQ!P2^[=F_[
M-E?#=E+^U_5L+UMM5XQ>DURXQ$UH6O B__9S0W=2!S=2RQZX$O<+-K9CWRFP
MQ$$59 %3*54G9V%TDW=Y=_5T'W5UJ_-UEYIQ4XSG7J.O;*7!C)QP-BEDFW=^
MZW=%H_=-!ZMUL[>[N;>:2D$55(]6[\J$D<U"U$\PP?%^0WB$BW-_T_2WKG>
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M0"\9@'9:4J \(:@E!Q"A;>H3HA&5Z$3;DD^*RJ:<68LF4Z:IRX-2TIH]Z2@
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M*KM[^;\_PK??_&%\]-.?QG/@ #K?Q,>?7QPD)QH\$5)2NAFALX5#$7(@ OH
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M5.@G8@B"5CA\[!<H=]AEU?=VGM*'C)!]KR&%4P@ **9ZKL&&?Z:(54A<COB
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MHM5RW=5*TM:U<=;O 5QV;95#5M=NS=?N:SB'C=<,$M=_/=<=(MB+_2M^31N
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M-[L^;;E5+-*O#G'NQ(IV[-JD91L28%E4+5NZ=>W>1:C0YM"J8/'^':E7XED
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M:C[-FK&493FU><Y1IM.;ZSRE1,PY3$2&,XWC!%$TQ?E-<O)-GA6LYP3OB4^
MMM*5_53G//V43WONDYD$Q>46VZG/=\*3(@@]X4-_"4>),I2B%86(/X\94<1%
M:$23W"%)+6)2@2*H9R6%*# G$J&HL+2E$GNI1@TJ4U[5-#X]H]=*&PI.N>'4
MF!M%'%!ABBN7JE2IOV*JU'HJH)\V-:='W>E!@NI1;A*UJD9]ZDUY*E2'=C6K
M3@5K60VBU82B,Z5FM2I:W?HFJ?HTK%$=:XJ@JM:S=DJO :/^ZW?\2E.\YE5B
M]!KL5D4*(O7I;UB _<YA3/J0P\(55XS5%U(>"]D1;DMDFO7.92'F6<(B*+3/
M,M%GFQ-9K(HIM=<Q;6=;2]H'P=9LF9UM?&I;']3B5C^Z)1%O$QNEW\ZTLI;E
MK&V-"RGB!I>M<?HM9;]:+.@V-VW,':UP?71=V6;W1M3%KG.?B]R,W;:[WAWO
M ,L;7B]]E[OKO=)V'=M; <57O8K=7A$;\IB?N!8Y8=1O@_H[G/\R9+_2/>Y>
M)V+@DP:PB7Y)U8$OM5H%!WB^X"&P82ILWO,F.#P:?B][W^KA@PD8-AA6R()+
M;)L3)R3%%LZMB"/BX@VG:,(C%I+^BDUC8QE_&'PQSE./K?OCA\P8Q/ =\H-)
M_.+-=IC'2J;QA78,Y"<;>;CY+7"0\=?D*>-XR:]%,H"IK&4 2);(61YSF9/<
M92C?USO1O?%)<KR:!=_X27(VS9N=7"\&ORO/7+:SE[U37 J+Z\Z;\;.9"QUH
MU4:PQ6$Q-)X;[9A'+UHZ@ZZS1B#-&$2K.<Z51@ZGPRPA31]:T@,Q,*D;0V<]
M YK-^KDTJS/]Z>' ^L^R=C5M32T05,]Z.*'&LJ)QK9]?9SA)J2X,L5%,:6'[
M5M>,X#6SXY-L1P>[RCZ:]J2K;31G0]O:2\+VJ9?M[3;K1W@A@\NQ"V/NQN(E
MW819-]S^W/WN*\>[U\.!]\[D71=\FP_=]H8-O]=7+WVSAM[Y_K=M FZV=B,\
M- JOV]LHB4'*'87@R7'PN1D>[;IBG-T1S^7$,_[Q(7:\WAOGN"0IGBJ+.\?@
M_=;XN,F:<I&SG"T/'R#,C^AR@><\;3>G5,V)L_.%CWRD(6]L1H)N\Z%#7.GD
M_A&/9K-PIW?E/%*O&]6K8O5X&B5R6[=H3[Q^E*OC/.O[&3O7PSYFN)!=6&;7
M.D;:WO6T58P <E>[R] .=I@(.2MWY[O8_9YVP/M8\'LOR;8-#]*Y)S[J@T=\
MX!U_^"RN?<^3?WN"]+YXO.--\9YB?.5=]'+,9][S*B=\@R7^OWG4NX_MCZ=\
MY>W^>M(_O4PFD4C%&C[GVU_^Y!?F/41R[_O?8P3WG*_\TX0?\QCAYNBG97WK
M2QY;V"/?^3S7_>Z+'Q'E%Y[Z#.%^WQ4._LBG;/S=7RCMA7+\AIB?DNC'?O85
M[O;A,UG^ZX_^S$4+^?-+_US03_W0S=_R<9CXW1_R>%_-P!]E-)_Q_1\ 8DO[
MU5[C]-_4#6"*N$G^ 0S]78?;6=_U6> %6H8'5J !8> ([M;^)8P(LE;Z"84)
M3H3PK5$'LJ ";L8,SAX((L@+XF#DW&#OR2#PK5X+*LH*\B#5:-\/IHT/"F$-
MVF 1;I\#DLL2?EX*JB 2,N$&6MK^$V)A#E[(%)[>$+K@%E(A D[+%V9<%B+'
M#B9A#XXA&#:A!'J%>'2$VZW1JF&A'?Y<%9X?V6'=,3U&FJ&A =TA&<)A93A;
M'?ZA5UV>(H(9NW5A:2'B'@X,(-+A)*Y='Y9=(_+0Z/6@)):A%'YB&!+%'-(@
M)$:9'H+B >K-(^:A(R;@,145([KBEA5B&C(:>FDB^65B(M(B*\)B'*H+AV0B
M"1EB8]C=51 C ="-VPRC1U1.+ 9 ,CZC_7B,?TPC'5:CVTCC+W;/*&*(,](A
M,R9,.,J4-I(C-IKC-^8$,G8CZJRC3K2C,IZC"J9C/-'CN\@C-<+C3>AC-O(C
M3OBC3(W^8S/:(T7@HQ26XST"9#]RXSPRI$T(Y$(:XS$JY$%"9$0ZY#Y2)&%(
MY$5R9%]<HSNV#D9FI$&"%$$&8PG^A4I^9$N"%$N^I*>0A$QZ2DS6Y*30)$[F
MY"WZ"8OL),SH)%"VB5 .)5'V))[8'5*JB5*>HJP4I5$VI5&BSE5,):9 Y5!*
MI57V!U9F95<"I59.Y4]:I4ANI?*8)21IB%G&2R#N)%NB)6T,0%NZI5I:)9G-
MI4R2&3$&HU["Y5UNI>4!9EVNY6#:96$"Y5L2)E[B9&(J)EKVY5H.P%Y*(&1&
MYF226V-.968"IF3")4:A16<:I8A<IDB-IEVV2&B*)FJ2YAK^F>90NJ9FKN9I
M@B9KZAQMQB:%U.8QP>9KRB9BIHINVF:]!*<!\>9OWJ9J(F=O*N=R#N=LLB5Q
M?B9T)N=T/N=X1*=G#A148&<NF=Y+^@1W=B=SUJ1VB%[M:4=JYJ5)F&<<EF=X
MCI1W\J5)I*=ZE@1]DN=ZOB<PM0A[MIE['F=,].=YYF=S B> JI1^&A2"%BA:
M""AF$BACPH3L12A&W&=]QEUVJHN3H&9-+F-V;&8P>FAN+&:;M:-V)"BK8""'
MOJ2)F@2*3LR&@N9.BNB)XF2+:EZ(QBA>O.C$J&BT=*B.'F:.?JB#EF"0DJAB
MT:B+SJB.RJ6-^BB(QJ&2XJA*3FG^?$IID/)HCQ(IDL9BC$JCE@[*C7)+AT+I
MA&8HJRC?=0+IB(:IF*JIA<;AD;KIH,RI3-KI2V8IG8HIE^YI4O8IBP+JG0IJ
M3>+IH+9IGA)J2QKJH:*GG\8)HU:IHDHJHG;HI*IDI,KII4I@IF+JIJ*I3W*C
MBSXJF8CDJ%IJ=F0$J9:JJ%;HJGJ)E3;HJRZ)J;JJ3"YC;A2I2#7E?,YJE-2J
M<4H@KV*$KJYDJL8IEJ9JL1IIJI[ID/[GK7[ILC+KB?HJK;9JL$JI *[IK6XK
MLM;>L :HM1()L/+GN,8(E(+IK6*K;P+IL9XKJ-)%K/YH2\YK8-9KEMIHOKIK
M;L KB-C^Z[223+KZ*[KN:[<2*<'JH)DF[(/8J[.RZ,+:*+M"&+XB++_6J,1:
M[,4N:;1^Z,,^JX0R;,,:+(OJZ,<*J\F*[*N1+,1J;+PF"L!^:XEV*KC2;,U^
MZLWVJ\JJ1\SN+'@ [,DFJ\YNK*U6J<V2&]#Z;'ST;)DBK-)R8+K*['V-:;NV
M[-!V;*56[-5J;;42;8<\[7<P+=>>ZMC&'=B&[=&^[)64JZRB*K0&JK*>K: 1
M:<!:X\3&2]UN8Z[*;7.P+=[R+0?2+>#VK>#"K:,6ZMVJJ\3N;<:^;8@F;MYN
M8]S.*.0.KAI6KMM"J.%J[N82J^72&N8FZN2*KN.2+N>J[9_^OFOF%FWG7H34
MSJRR=NFN0J[L4NMZUFX;QB[ECB[6WF[K5JVD\F[O>F[C]NKO9M7GVH;?5N:Z
MJN[JBNOSFFOTMNWTJE7R*N_=[FCSEJZ4AF[U2B/NHF[#^BA8DN^,FB^39H=7
MJJ^^LF_31J'1NF_[PN_3S2M8QFA4XF_YRF_9@J2@Z>_^TJ^PHJ_7+N6-V._]
M\N_PEF174*U3^B0 IZ\ B^^O(N3C,C!;0*-8%MWB^N_/<G"@8G!;#.M6DG!6
M6K"VBG &IR2E>K"@@3#$JG!9:'!4HO  RW #PW ,N_ 'XS!5F/ )^W ."['X
MFL<)>NH1!Z,1P^4U,K%YF&43E_#^$SMQ$@^I%%<QITJC9RXQ6G+Q!C]PJ7BQ
M68HQ688*6N+J&9OQ&6MQ&F-Q_;)Q&8-QUDPQ!=>Q'=\Q'N>Q'N\Q'_>Q'_\Q
M( >R( \R(1>R(1\R(B>R(B\R(S>R(S\R)$>R)$\R)5>R)5\R)F>R)F\R)W>R
M)W\R*(>R*(\R*9>R*9\R*J>R*J\R*[>R*[\R+,>R+,\R+=>R+=\R+N>R+N\R
M+_>R+_\R, >S, \S,1>S,1\S,B>S,B\S,S>S,S\S-$>S-$\S-5>S-5\S-F>S
M-F\S-W>S-W\S.(>S.(\S.9>S.9\S.J>S.J\S.[>S.[\S/,>S/,\S/=>S/6?S
M7>2S 3O^G#[?Q3_U\UGX'$ ']#\/]%-(IT$;H((F]"7")T.K8EP]-$1?BD0K
M]$)7M!P'%D9/-#)M-!&?B$<7=$@+M$?O,S^7=$9+!TJ;-&6L=$JK]$J3=$DC
M]$;3-$8+YTC?LDN+=$W;=$7+=$Z[7T^C5%"+YTT#]5 +]5&3W$S[M$3C=%(3
M=53OYU0[]%([]4,C]54S=5$;]4_S]%9S=54?55=3=5B+]5G+\DYC-4.#]5>S
M=4)K]5NC]5Q[]5/+]5W#M4$K=5W;=5;C]5\C7U^3]5@3=EI;]6 C=EY+]6%?
M=&*;]6,;=F0O54SS]6);=F#?\H>V-?]--OF@-/DU-K-L=ES^"W9FX]]E4R)H
MAU]A?W93FS9GL[9H3]=J/Z!G(UA9H_9IVW9JK\YKJ_9O W=NK^)LEPII[S5L
ME[9LW[8KTXL;WY=S6V5T2_?-@6MUM]ET#V5V3^5V9^5U*U9W[V1X@^5WMUDI
MDC?367=Z"VMY0W=[B]1X%^I[B]1Y&V5\Y^E\&]!]=VA^][(LHG<MVN@B>O<K
MXG<N(NV "WB!&S@G8FJ"W^J#\_>"+ZJSU1ZX/=V%6WB%:_B!UV^$RV0E3F6(
M<_>&(_B$<^J'UVN*WVF)"S,AXN2+UV2,RSC%BGB+TW>- ^6,TWB'D]N.!^./
MJR37F&60"_F-^^+U2D>1&WF/FW?^CNOXD6_B2 )YE$MYDOM7E4=>Y%IY-;,8
MDV?@2WKYES^WDU-@'(JY!*(YE9OYFH-YFY.Y8JGYF:]W[<EYF;OYF*.EG3_=
MGM\YG.,XF\]YH*<YG?NY5?:YCQ>Z,-?:C&:Y)S;YU#KZHS<X>T-Z+$KZI$^Y
ME&*ZVW#ZTEAZDGKZIU.ZAX,Z$)KZI:-Z"8IZ/K)Z**IZIE]YW[JZ&=(ZLS Z
M@&NZ,2-ZG"OZ??%ZKP^Z>N.YH!,[H0O[L/\YH!M[J3-[G?NZH6\EL*\ZLI<H
MM/_ZM2^[LI^ZLS?[MG/[MP]BME-[MT=["8][+]LZ,,DZ<JC[NJ\EK!<TN_>&
MN[\[8,;^.R7-.[WCNTSK^[Z3^M/5>USY^[_K.F7R>[[?.\ ?_,(/:,/[)\(S
M-<$G7,37\DN$NQ*B^Z1C?,8_O(F7>Z1[?*A7>Z('N'A7_+1 "\<?H<%7>LMC
M.,K?NL9W/,A__,HWWL2;QDOD?&BH/!3//,WS/&7L/'6+_)T+O2!_=%,H/5,P
M?=/SL'HX_5!(O?I!?=1;O4:SM,S!N]9S$M9[!]7K1-COQ-A7?=</U4NOTM?#
M]-EO/=>G?5LI/-RK?=O?L]W?/=[GO=[O/=_WO=__/> 'ON //N$7ON$?/N(G
MON(O/N,WON,_/N1'ON1//N57ON5?/N9GON9O/N=WON=_/NC^A[[HCS[IH^Y?
MECXS,R_J(W.4KCXQM[[K#S/LQSXPGWXUWZMF;OENZOYN&FCN(WU+"RE= O])
M.^?O<R;Q<X;P-Z>J&F;ROQOO%V?TMR;P#O]C+C]CONYW^KYH:C]?8G]>3G]Q
M5G\S9^N%<BOS>[_#4^GYBS_(N;_1J?_Z2R^ HC^%5B?SPS]=Z[]!*:Y;TC]
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MD5K3I?*FJ4[%"OW^%56Y*'6J)ZGJ?IXJ0*T2K*M4W2E//W/4L?:TK*WY:GS
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=.(9E>(9IN(9M^(9Q.(=U>(=YN(=]^(>[-2   #L!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>image2.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image2.gif
M1TE&.#EA!0 . /03        .F8Z &8Z9K9F ) Z9MN0.O^V9CHZD+9FD#J0
MVV:VVV:V___;D/_;MO__MK;__]O_V___V____P
M                         "'Y!       (?\+26UA9V5-86=I8VL.9V%M
M;6$],"XT-30U-#4 +      %  X   4?X"2.9&DZ S0=0*M,QBL2C"@5ZM0@
,40(]@L#"U"J60@ [

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>image3.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image3.gif
M1TE&.#EA!  . /00 #H  &8  ) Z.K9F.I Z9MN0.CHZD !FMCIFMCJ0V]NV
MD/_;D/__MI#;_[;_____V____P
M                         "'Y!       (?\+26UA9V5-86=I8VL.9V%M
M;6$],"XT-30U-#4 +      $  X   4:("2.Y/@(#<D$AU@DXI ^A ,MAM(L
' %+^HA  .P$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>image4.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image4.gif
M1TE&.#EA!0 . /03        .F8Z &8Z9K9F ) Z9MN0.O^V9CHZD+9FD#J0
MVV:VVV:V___;D/_;MO__MK;__]O_V___V____P
M                         "'Y!       (?\+26UA9V5-86=I8VL.9V%M
M;6$],"XT-30U-#4 +      %  X   4?X"2.9&DZ S0=0*M,QBL2C"@5ZM0@
,40(]@L#"1!R%   [

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>image5.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image5.gif
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MWM[______P
M
M
M                                                 "'Y!
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8=[+B%9P"!;\.9D^;$:R?*4L@0%D1"  [

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>image6.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image6.gif
M1TE&.#EA&@ / /4J     #H     .CHZ.F8  &9F.@  9F8 9F8Z9I Z.K9F
M +9F.K9F9MN0.I"09MN09O^V9@ ZD#HZD&8ZD !FMCIFMF9FMCJ0D#J0VV:0
MVV:V_Y"VD)"0MMN0D/^VD+;;D/_;D/_;MMO_MO__MK:VVY#;_[;;_[;_____
MV]O______P
M                                 "'Y!       (?\+26UA9V5-86=I
M8VL.9V%M;6$],"XT-30U-#4 +      :  \   :/0)5P2"P:C\BAPG "!3#)
MJ,I3@#).TF3G(Q%9D"&"H*1J4%1.@ ;%024VF:0".B*<57-T'#(@(Q4:*@\.
M9R,3*7A,(P=8?QHC%A!G#8%91 T8#R62(!6610T77Y)7*A!Q22$(?@UCI@-[
H   1B$8H) NLM*:[*KE2OTF&M1"RLKW!2)TA)E')1TZ]1G6R&$$ .P$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>9
<FILENAME>image7.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image7.gif
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'\+B\% ( .P$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>10
<FILENAME>image8.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image8.gif
M1TE&.#EA"0 . /08     #H  &8Z.I Z ) Z.K9F +9F9MN0.MN09O^V9@ Z
MD#HZD&8ZD#J0D#J0VV:0VV:V_Y"0MO_;D/__MI#;_[;_____V]O______P
M                         "'Y!       (?\+26UA9V5-86=I8VL.9V%M
M;6$],"XT-30U-#4 +      )  X   4V(":.9&F>4J!<6 $XHB%0F+2P5G3
C"5P_M@N"ADE + 2*H1)C'AH,UB1:"_A<$(QED#UYOZ00 #L!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>11
<FILENAME>image9.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image9.gif
M1TE&.#EA&P / /4C     #H     .CH .CHZ.F8  &8Z9K9F +9F.K9F9MN0
M.I"09MN09O^V9@ ZD&8ZD !FMCIFMF9FMI!FD#J0D&:0MCJ0VV:0VV:V___;
MD/_;MO__MK:VVY#;_[;;_[;__]O;V___V]O______P
M
M                                 "'Y!       (?\+26UA9V5-86=I
M8VL.9V%M;6$],"XT-30U-#4 +      ;  \   :&P)%P2!PV(L6D<LG4&#I,
M8F8 388XB&I4F/@PLR--00!50$:9   3FH@:@#C (1*"1P?+:%,XX_49%2!?
M50<8(PP+9QL/=5.'27QQ>H8;$@UG"I!;10H6#!V8&4B<20H4$B.87:H7I4,*
?9*H$KG!S=:4*=*J[(W>O2XRXP$JC&A[$Q0&]G$$ .P$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>12
<FILENAME>image10.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image10.gif
M1TE&.#EA&0 . /07     #H     .F8  #H 9F8 9F8Z9I Z.K9F.I Z9MN0
M.K:09CHZD !FMCIFMCJ0VY"VD-NVD/_;D/__MI#;_[;_____V____P
M                         "'Y!       (?\+26UA9V5-86=I8VL.9V%M
M;6$],"XT-30U-#4 +      9  X   5%X"6.9&F>:*JNJG50+!D957Q:"T34
MUS0TMM&DP+LH'D'1L(B C20!@%0J<"J)(DNB:%N*)(R(->:]0!U)1%2 3KK?
%\%(( #L!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>13
<FILENAME>image11.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image11.gif
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MWO__WM[______P
M
M
M                                                 "'Y!
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<K2@#NPRO.OCJL[#$#F'LILA>J_/2%EDK2R  .P$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>14
<FILENAME>image12.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image12.gif
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MJ'1*K0H?A9HK,+)ZC5@M]TLN?UF++J5F/J=SZ[9\SERU.C$0O6K'Z_> 9!<
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$!@$ .P$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>15
<FILENAME>image13.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image13.gif
M1TE&.#EA+  0 /4U     #H     .CH .CHZ.F8  &8Z &8 .F9F.@  9@ Z
M9F8 9I Z ) Z.I!F +9F +9F.I Z9I!F9K9F9MN0.K:09MN09MNV9O^V9@ Z
MD#HZD&8ZD#IFMF9FMCJ0MCJ0VV:0VV:VVV:V_[:0D)"VD)"0MI"VMMN0D/^V
MD+;;D/_;D-O;MO_;MMO_MO__MI#;_[;;_[;__]O;V___V]O______P
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KL( Q:AH+)-/J&0 P2<4 ?A==3)SDHH"""@)>/#G3,$ &2H%FC"@D) @ .P$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>16
<FILENAME>image14.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image14.gif
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)/;)1XIJ0(  [

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>17
<FILENAME>image15.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image15.gif
M1TE&.#EA*P 0 /4V     #H     .CH .CHZ.F8  &8Z &8 .F9F.@  9@ Z
M9F8 9I Z ) Z.I!F +9F +9F.I Z9I!F9K9F9MN0.K:09MN09O^V9@ ZD#HZ
MD&8ZD !FMCIFMF9FMI!FD#J0MCJ0VV:0VV:VVV:V_[:0D)"VD)"0MI"VMMN0
MD/^VD+;;D/_;D-O;MO_;MMO_MO__MI#;_[;;_[;__]O;V___V]O______P
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B .!@8\6 >0]?*&3XHH"""@)@/.E%,, P1EQHD/ U) @ .P$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>18
<FILENAME>image16.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image16.gif
M1TE&.#EA#P . /4F     #H  #HZ.F8 .F9F.@  9F8 9I Z.K9F +9F.I Z
M9K9F9MN09O^V9@ ZD#HZD&8ZD !FMCIFMF9FMI!FD#J0VV:0VV:V_Y"VD)"0
MMMN0D/^VD+;;D/_;D/_;MMO_MO__MI#;_[;;_[;_____V]O______P
M
M                                 "'Y!       (?\+26UA9V5-86=I
M8VL.9V%M;6$],"XT-30U-#4 +      /  X   9>0)-P2"P:AXC"J!.H'(4;
M@G,Q>IHTG,=G(F0"ODI2AG3 6) 7$XE2ZIP;@I"0I*@BE2"#W0MP6AL1)@QR
D5@AI0@UG1B #A U?#B5%" "10@F$5B8@$)*:)AT2'B)&00 [

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>20
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Submission<br></strong></div></th>
<th class="th"><div>Nov. 10, 2025</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_SubmissionLineItems', window );"><strong>Submission [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Central Index Key</a></td>
<td class="text">0000895421<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Registrant Name</a></td>
<td class="text">MORGAN STANLEY<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_RegnFileNb', window );">Registration File Number</a></td>
<td class="text">333-275587<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_FormTp', window );">Form Type</a></td>
<td class="text">S-3<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_SubmissnTp', window );">Submission Type</a></td>
<td class="text">424B2<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_FeeExhibitTp', window );">Fee Exhibit Type</a></td>
<td class="text">EX-FILING FEES<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OfferingTableNa', window );">Offering Table N/A</a></td>
<td class="text">N/A<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_OffsetTableNa', window );">Offset Table N/A</a></td>
<td class="text">N/A<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_CombinedProspectusTableNa', window );">Combined Prospectus Table N/A</a></td>
<td class="text">N/A<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_CombinedProspectusTableNa">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_CombinedProspectusTableNa</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:naItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_FeeExhibitTp">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_FeeExhibitTp</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:feeExhibitTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_FormTp">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_FormTp</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_OfferingTableNa">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_OfferingTableNa</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:naItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_OffsetTableNa">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_OffsetTableNa</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:naItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_RegnFileNb">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_RegnFileNb</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_SubmissionLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_SubmissionLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_SubmissnTp">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_SubmissnTp</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>21
<FILENAME>R2.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Fees Summary<br></strong></div></th>
<th class="th">
<div>Nov. 10, 2025 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_FeesSummaryLineItems', window );"><strong>Fees Summary [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_NrrtvDsclsr', window );">Narrative Disclosure</a></td>
<td class="text">The
prospectus is a final prospectus for the related offering.<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_NrrtvMaxAggtOfferingPric', window );">Narrative - Max Aggregate Offering Price</a></td>
<td class="nump">$ 8,504,000.00<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ffd_FnlPrspctsFlg', window );">Final Prospectus</a></td>
<td class="text">true<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_FeesSummaryLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_FeesSummaryLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_FnlPrspctsFlg">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_FnlPrspctsFlg</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_NrrtvDsclsr">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_NrrtvDsclsr</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ffd_NrrtvMaxAggtOfferingPric">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ffd_NrrtvMaxAggtOfferingPric</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ffd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>ffd:nonNegative100TMonetary2ItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>22
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>23
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
.report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

.report table.authRefData a {
	display: block;
	font-weight: bold;
}

.report table.authRefData p {
	margin-top: 0px;
}

.report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

.report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

.report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

.report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
.pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
.report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

.report hr {
	border: 1px solid #acf;
}

/* Top labels */
.report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

.report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

.report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

.report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

.report td.pl div.a {
	width: 200px;
}

.report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
.report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
.report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
.report .re, .report .reu {
	background-color: #def;
}

.report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
.report .ro, .report .rou {
	background-color: white;
}

.report .rou td {
	border-bottom: 1px solid black;
}

.report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
.report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
.report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

.report .nump {
	padding-left: 2em;
}

.report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
.report .text {
	text-align: left;
	white-space: normal;
}

.report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

.report .text .more {
	display: none;
}

.report .text .note {
	font-style: italic;
	font-weight: bold;
}

.report .text .small {
	width: 10em;
}

.report sup {
	font-style: italic;
}

.report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>25
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.25.3</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>1</ContextCount>
  <ElementCount>12</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>0</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>4</UnitCount>
  <MyReports>
    <Report instance="ex-filingfees.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>995210 - Document - Submission</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://xbrl.sec.gov/ffd/role/document/submissionTable</Role>
      <ShortName>Submission</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report instance="ex-filingfees.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R2.htm</HtmlFileName>
      <LongName>995215 - Document - Fees Summary</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://xbrl.sec.gov/ffd/role/document/feesSummaryTable</Role>
      <ShortName>Fees Summary</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>2</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File doctype="EX-FILING FEES" original="ex-filingfees.htm">ex-filingfees.htm</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy items="2">http://xbrl.sec.gov/dei/2025</BaseTaxonomy>
    <BaseTaxonomy items="10">http://xbrl.sec.gov/ffd/2025</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>false</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>27
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "version": "2.2",
 "instance": {
  "ex-filingfees.htm": {
   "dts": {
    "inline": {
     "local": [
      "ex-filingfees.htm"
     ]
    },
    "schema": {
     "remote": [
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/lrr/arcrole/deprecated-2009-12-16.xsd",
      "https://www.xbrl.org/dtr/type/2024-01-31/types.xsd",
      "https://xbrl.sec.gov/dei/2025/dei-2025.xsd",
      "https://xbrl.sec.gov/ffd/2025/ffd-2025.xsd"
     ]
    }
   },
   "keyStandard": 12,
   "keyCustom": 0,
   "axisStandard": 0,
   "axisCustom": 0,
   "memberStandard": 0,
   "memberCustom": 0,
   "hidden": {
    "total": 1,
    "http://xbrl.sec.gov/dei/2025": 1
   },
   "contextCount": 1,
   "entityCount": 1,
   "segmentCount": 0,
   "elementCount": 107,
   "unitCount": 4,
   "baseTaxonomies": {
    "http://xbrl.sec.gov/ffd/2025": 10,
    "http://xbrl.sec.gov/dei/2025": 2
   },
   "report": {
    "R1": {
     "role": "http://xbrl.sec.gov/ffd/role/document/submissionTable",
     "longName": "995210 - Document - Submission",
     "shortName": "Submission",
     "isDefault": "true",
     "groupType": "Fee_Exhibit",
     "subGroupType": "",
     "menuCat": "Cover",
     "order": "1",
     "firstAnchor": {
      "contextRef": "AsOf2025-11-10",
      "name": "dei:EntityRegistrantName",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "b",
       "p",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ex-filingfees.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "AsOf2025-11-10",
      "name": "dei:EntityRegistrantName",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "b",
       "p",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ex-filingfees.htm",
      "first": true,
      "unique": true
     }
    },
    "R2": {
     "role": "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable",
     "longName": "995215 - Document - Fees Summary",
     "shortName": "Fees Summary",
     "isDefault": "false",
     "groupType": "Fee_Exhibit",
     "subGroupType": "",
     "menuCat": "Cover",
     "order": "2",
     "firstAnchor": {
      "contextRef": "AsOf2025-11-10",
      "name": "ffd:NrrtvDsclsr",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "span",
       "p",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ex-filingfees.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "AsOf2025-11-10",
      "name": "ffd:NrrtvDsclsr",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "span",
       "p",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "ex-filingfees.htm",
      "first": true,
      "unique": true
     }
    }
   },
   "tag": {
    "ffd_AggtRedRpPricFsclYr": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "AggtRedRpPricFsclYr",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Aggregate Redeemed or Repurchased Price, Fiscal Year",
        "terseLabel": "Aggregate Redeemed or Repurchased, FY"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_AggtRedRpPricPrrFsclYr": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "AggtRedRpPricPrrFsclYr",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Aggregate Redeemed or Repurchased Price, Prior Fiscal Year",
        "terseLabel": "Aggregate Redeemed or Repurchased, Prior FY"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_AggtSalesPricFsclYr": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "AggtSalesPricFsclYr",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Aggregate Sales Price, Fiscal Year",
        "terseLabel": "Aggregate Sales Price"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_AmtRedCdts": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "AmtRedCdts",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Amount of Redemption Credits",
        "terseLabel": "Redemption Credits"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_AmtSctiesRcvd": {
     "xbrltype": "nonNegativeDecimal2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "AmtSctiesRcvd",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Amount of Securities Received",
        "terseLabel": "Amount of Securities Received",
        "documentation": "Amount of securities to be received by the registrant (or cancelled upon issuance of securities to be registered on the form)"
       }
      }
     },
     "auth_ref": [
      "r6"
     ]
    },
    "ffd_AmtSctiesRegd": {
     "xbrltype": "nonNegativeDecimal2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "AmtSctiesRegd",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Amount of Securities Registered",
        "terseLabel": "Amount Registered",
        "documentation": "The amount of securities being registered."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_CeasedOprsDt": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "CeasedOprsDt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Ceased Operations Date",
        "terseLabel": "Ceased Operations Date"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_CfwdFormTp": {
     "xbrltype": "formTypeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "CfwdFormTp",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Carry Forward Form Type",
        "terseLabel": "Carry Forward Form Type",
        "documentation": "The Form Type of the prior shelf registration statement from which unsold securities are carried forward under 415(a)(6). This should be an EDGAR submission type (S-3, S-3/A, S-3ASR, etc.), which means there is a fixed set of possible responses. Note that while the XBRL response should be an EDGAR submission type, the human-readable Ex. 107 could include a simpler label (e.g., \"Form S-3\" in the human-readable and \"S-3ASR\" in the XBRL)."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "ffd_CfwdPrevslyPdFee": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "CfwdPrevslyPdFee",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Carry Forward Previously Paid Fee",
        "terseLabel": "Filing Fee Previously Paid in Connection with Unsold Securities to be Carried Forward",
        "documentation": "The fee previously paid in connection with the securities being brought forward from the prior shelf registration statement on which unsold securities are carried forward under 415(a)(6)."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "ffd_CfwdPrrFctvDt": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "CfwdPrrFctvDt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Carry Forward Prior Effective Date",
        "terseLabel": "Carry Forward Initial Effective Date",
        "documentation": "The initial effective date of the prior shelf registration statement from which unsold securities are carried forward under 415(a)(6)."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "ffd_CfwdPrrFileNb": {
     "xbrltype": "fileNumberItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "CfwdPrrFileNb",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Carry Forward File Number",
        "terseLabel": "Carry Forward File Number",
        "documentation": "The EDGAR File Number of the prior shelf registration statement from which unsold securities are carried forward under 415(a)(6). If the prior registration statement has a Securities Act File Number and an Investment Company Act File Number, the Securities Act File Number should be used."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "ffd_CmbndPrspctsItemAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "CmbndPrspctsItemAxis",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Combined Prospectus Item [Axis]",
        "terseLabel": "Combined Prospectus",
        "documentation": "A sequence number (1, 2, 3...) used to distinguish different references to earlier prospectuses on a single fee bearing submission."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_CmbndPrspctsLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "CmbndPrspctsLineItems",
     "lang": {
      "en-us": {
       "role": {
        "label": "Combined Prospectus [Line Items]",
        "terseLabel": "Combined Prospectus:"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_CmbndPrspctsTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "CmbndPrspctsTable",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Combined Prospectus [Table]",
        "terseLabel": "Combined Prospectus Table"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_CombinedProspectusTableNa": {
     "xbrltype": "naItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "CombinedProspectusTableNa",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Combined Prospectus Table [N/A]",
        "terseLabel": "Combined Prospectus Table N/A"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_CshPdByRegistrantInTx": {
     "xbrltype": "nonNegative100TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "CshPdByRegistrantInTx",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Cash Paid by Registrant in Transaction",
        "terseLabel": "Cash Consideration Paid",
        "documentation": "Amount of cash consideration paid by registrant in connection with the exchange or other transaction being registered (in a 457(f) calculation)."
       }
      }
     },
     "auth_ref": [
      "r12"
     ]
    },
    "ffd_CshRcvdByRegistrantInTx": {
     "xbrltype": "nonNegative100TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "CshRcvdByRegistrantInTx",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Cash Received by Registrant in Transaction",
        "terseLabel": "Cash Consideration Received",
        "documentation": "Amount of cash consideration received by registrant in connection with the exchange or other transaction being registered (in a 457(f) calculation)."
       }
      }
     },
     "auth_ref": [
      "r12"
     ]
    },
    "dei_EntityCentralIndexKey": {
     "xbrltype": "centralIndexKeyItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityCentralIndexKey",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Central Index Key",
        "terseLabel": "Central Index Key",
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK."
       }
      }
     },
     "auth_ref": [
      "r0"
     ]
    },
    "dei_EntityRegistrantName": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityRegistrantName",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Registrant Name",
        "terseLabel": "Registrant Name",
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC."
       }
      }
     },
     "auth_ref": [
      "r0"
     ]
    },
    "ffd_FeeAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "FeeAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable",
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fee Amount",
        "terseLabel": "Amount of Registration Fee",
        "documentation": "Total amount of registration fee (amount due after offsets)."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_FeeExhibitTp": {
     "xbrltype": "feeExhibitTypeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "FeeExhibitTp",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fee Exhibit Type",
        "terseLabel": "Fee Exhibit Type"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_FeeIntrstAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "FeeIntrstAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fee Interest Amount",
        "terseLabel": "Interest Amount"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_FeeNote": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "FeeNote",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fee Note",
        "terseLabel": "Fee Note"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_FeeNoteMaxAggtOfferingPric": {
     "xbrltype": "nonNegative100TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "FeeNoteMaxAggtOfferingPric",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fee Note Maximum Aggregate Offering Price",
        "terseLabel": "Fee Note MAOP"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_FeeRate": {
     "xbrltype": "percentItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "FeeRate",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable",
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fee Rate",
        "terseLabel": "Fee Rate",
        "documentation": "The rate per dollar of fees that public companies and other issuers pay to register their securities with the Commission."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_FeesOthrRuleFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "FeesOthrRuleFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fees, Other Rule [Flag]",
        "terseLabel": "Other Rule",
        "documentation": "Checkbox indicating whether filer is using a rule other than 457(a), 457(o), or 457(f) to calculate the registration fee due."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_FeesSummaryLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "FeesSummaryLineItems",
     "lang": {
      "en-us": {
       "role": {
        "label": "Fees Summary [Line Items]",
        "terseLabel": "Fees Summary:"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_FnlPrspctsFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "FnlPrspctsFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Final Prospectus [Flag]",
        "terseLabel": "Final Prospectus"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_FormTp": {
     "xbrltype": "submissionTypeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "FormTp",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Form Type",
        "terseLabel": "Form Type"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_GnlInstrIIhiFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "GnlInstrIIhiFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "General Instruction II.H,I [Flag]",
        "terseLabel": "General Instruction II.H,I"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_IssrBizAdrCity": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "IssrBizAdrCity",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Issuer Business Address, City",
        "terseLabel": "City"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_IssrBizAdrStatOrCtryCd": {
     "xbrltype": "stateOrCountryCodeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "IssrBizAdrStatOrCtryCd",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Issuer Business Address, State or Country Code",
        "terseLabel": "State or Country Code"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_IssrBizAdrStrt1": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "IssrBizAdrStrt1",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Issuer Business Address, Street 1",
        "terseLabel": "Street 1"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_IssrBizAdrStrt2": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "IssrBizAdrStrt2",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Issuer Business Address, Street 2",
        "terseLabel": "Street 2"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_IssrBizAdrZipCd": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "IssrBizAdrZipCd",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Issuer Business Address, Zip Code",
        "terseLabel": "Zip Code"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_IssrNm": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "IssrNm",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Issuer Name",
        "terseLabel": "Issuer Name"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_MaxAggtOfferingPric": {
     "xbrltype": "nonNegative100TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "MaxAggtOfferingPric",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Maximum Aggregate Offering Price",
        "terseLabel": "Maximum Aggregate Offering Price",
        "documentation": "The maximum aggregate offering price for the offering that is being registered."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_MaxOfferingPricPerScty": {
     "xbrltype": "nonNegativeDecimal4lItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "MaxOfferingPricPerScty",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Maximum Offering Price per Security",
        "terseLabel": "Proposed Maximum Offering Price per Unit",
        "documentation": "The maximum offering price per share/unit being registered."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_NetFeeAmt": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "NetFeeAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Net Fee Amount",
        "terseLabel": "Net Fee"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_NetSalesAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "NetSalesAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Net Sales Amount",
        "terseLabel": "Net Sales"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_NrrtvDsclsr": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "NrrtvDsclsr",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Narrative Disclosure",
        "terseLabel": "Narrative Disclosure"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_NrrtvMaxAggtAmt": {
     "xbrltype": "nonNegativeDecimal2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "NrrtvMaxAggtAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Narrative Disclosure, Maximum Aggregate Offering Amount",
        "terseLabel": "Narrative - Max Aggregate Offering Amount"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_NrrtvMaxAggtOfferingPric": {
     "xbrltype": "nonNegative100TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "NrrtvMaxAggtOfferingPric",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Narrative Disclosure, Maximum Aggregate Offering Price",
        "terseLabel": "Narrative - Max Aggregate Offering Price"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OfferingAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OfferingAxis",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offering [Axis]",
        "terseLabel": "Offering",
        "documentation": "A sequence number (1, 2, 3...) used to distinguish different security offerings on a single fee bearing submission."
       }
      }
     },
     "auth_ref": []
    },
    "ffd_OfferingLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OfferingLineItems",
     "lang": {
      "en-us": {
       "role": {
        "label": "Offering [Line Items]",
        "terseLabel": "Offering:"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_OfferingNote": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OfferingNote",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offering Note",
        "terseLabel": "Offering Note"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OfferingSctyTitl": {
     "xbrltype": "securityTitleItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OfferingSctyTitl",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable",
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offering Security Title",
        "terseLabel": "Security Class Title",
        "documentation": "The title of the class of securities being registered (for each class being registered)."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OfferingSctyTp": {
     "xbrltype": "securityTypeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OfferingSctyTp",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offering Security Type",
        "terseLabel": "Security Type",
        "documentation": "Type of securities: \"Asset-backed Securities\", \"ADRs/ADSs\", \"Debt\", \"Debt Convertible into Equity\", \"Equity\", \"Face Amount Certificates\", \"Limited Partnership Interests\", \"Mortgage Backed Securities\", \"Non-Convertible Debt\", \"Unallocated (Universal) Shelf\", \"Exchange Traded Vehicle Securities\", \"Other\""
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OfferingTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OfferingTable",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offering [Table]",
        "terseLabel": "Offering:"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_OfferingTableNa": {
     "xbrltype": "naItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OfferingTableNa",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offering Table [N/A]",
        "terseLabel": "Offering Table N/A"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_OffsetAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetAxis",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset [Axis]",
        "terseLabel": "Offset",
        "documentation": "A sequence number (1, 2, 3...) used to distinguish different offsets as applied to a fee bearing submission."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OffsetClmInitlFilgDt": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetClmInitlFilgDt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Claim Initial Filing Date",
        "terseLabel": "Initial Filing Date",
        "documentation": "The initial filing date of the earlier registration statement with which the earlier (offsetting) fee was paid for a claimed offset. If the offset fee was paid with an amendment, do not provide the amendment date under this element; instead, provide the date of the initial filing (i.e. the \"parent\" filing) ."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetClmdAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetClmdAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Claimed Amount",
        "terseLabel": "Fee Offset Claimed",
        "documentation": "The amount of offsetting fees being claimed."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetClmdInd": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetClmdInd",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Claimed Indicator",
        "terseLabel": "Offset Claimed"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OffsetExpltnForClmdAmt": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetExpltnForClmdAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Explanation for Claimed Amount",
        "terseLabel": "Explanation for Claimed Amount"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OffsetLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetLineItems",
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Offset:",
        "label": "Offset [Line Items]"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OffsetNote": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetNote",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Note",
        "terseLabel": "Offset Note"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OffsetPrrFeeAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetPrrFeeAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Prior Fee Amount",
        "terseLabel": "Fee Paid with Fee Offset Source",
        "documentation": "The fee previously paid from which an offset is being derived."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetPrrFileNb": {
     "xbrltype": "fileNumberItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetPrrFileNb",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Prior File Number",
        "terseLabel": "File Number",
        "documentation": "The EDGAR File Number of the earlier registration statement with which the earlier (offsetting) fee was paid. If the offset filing for the offset has a Securities Act File Number and an Investment Company Act File Number, the Securities Act File Number should be used."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetPrrFilerNm": {
     "xbrltype": "filerNameItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetPrrFilerNm",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Prior Filer Name",
        "terseLabel": "Registrant or Filer Name",
        "documentation": "The name of the registrant that filed the earlier registration statement with which the earlier (offsetting) fee was paid."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetPrrFormTp": {
     "xbrltype": "formTypeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetPrrFormTp",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Prior Form Type",
        "terseLabel": "Form or Filing Type",
        "documentation": "The Form Type of the offset filing."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetPrrNbOfUnsoldScties": {
     "xbrltype": "nonNegativeIntegerItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetPrrNbOfUnsoldScties",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Prior Unsold Number of Securities",
        "terseLabel": "Unsold Securities Associated with Fee Offset Claimed",
        "documentation": "The number of unsold securities registered on the prior registration statement that are associated with the claimed offset."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetPrrSctyTitl": {
     "xbrltype": "securityTitleItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetPrrSctyTitl",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Prior Security Title",
        "terseLabel": "Security Title Associated with Fee Offset Claimed",
        "documentation": "The title of the class of securities from which offset fees were derived."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetPrrSctyTp": {
     "xbrltype": "securityTypeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetPrrSctyTp",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Prior Security Type",
        "terseLabel": "Security Type Associated with Fee Offset Claimed",
        "documentation": "Type of securities: \"Asset-backed Securities\", \"ADRs/ADSs\", \"Debt\", \"Debt Convertible into Equity\", \"Equity\", \"Face Amount Certificates\", \"Limited Partnership Interests\", \"Mortgage Backed Securities\", \"Non-Convertible Debt\", \"Unallocated (Universal) Shelf\", \"Exchange Traded Vehicle Securities\", \"Other\""
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetPrrUnsoldOfferingAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetPrrUnsoldOfferingAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Prior Unsold Offering Amount",
        "terseLabel": "Unsold Aggregate Offering Amount Associated with Fee Offset Claimed",
        "documentation": "The aggregate offering amount of unsold securities registered on the prior registration statement that are associated with the claimed offset."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetSrcFilgDt": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetSrcFilgDt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Source Filing Date",
        "terseLabel": "Filing Date",
        "documentation": "The filing date of the earlier registration statement with which the earlier (offsetting) fee was paid in an offset."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r8"
     ]
    },
    "ffd_OffsetTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetTable",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Offset Payment:",
        "label": "Offset [Table]"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_OffsetTableNa": {
     "xbrltype": "naItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "OffsetTableNa",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Offset Table [N/A]",
        "terseLabel": "Offset Table N/A"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_PrevslyPdFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "PrevslyPdFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable",
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Fee Previously Paid [Flag]",
        "terseLabel": "Fee Previously Paid"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_RegnFileNb": {
     "xbrltype": "fileNumberItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "RegnFileNb",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Registration File Number",
        "terseLabel": "Registration File Number"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_RptgFsclYrEndDt": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "RptgFsclYrEndDt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Reporting Fiscal Year End Date",
        "terseLabel": "Reporting FY End Date"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_Rule011Flg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule011Flg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 0-11 [Flag]",
        "terseLabel": "Rule 0-11"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_Rule011a2OffsetFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule011a2OffsetFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Rule 0-11(a)(2) Offset",
        "label": "Rule 0-11(a)(2) Offset [Flag]"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_Rule415a6Flg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule415a6Flg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 415(a)(6) [Flag]",
        "terseLabel": "Rule 415(a)(6)",
        "documentation": "Checkbox indicating whether filer is claiming a 415(a)(6) carryforward."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "ffd_Rule429AggtOfferingAmt": {
     "xbrltype": "nonNegative100TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule429AggtOfferingAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 429 Aggregate Offering Amount",
        "terseLabel": "Maximum Aggregate Offering Price of Securities Previously Registered",
        "documentation": "The maximum aggregate offering amount of unsold securities registered on the prior registration statement that are carried forward under Rule 429. Only applicable if 457(o) was used in the fee calculation for the prior registration statement."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "ffd_Rule429CmbndPrspctsFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule429CmbndPrspctsFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 429 Combined Prospectus [Flag]",
        "terseLabel": "Rule 429",
        "documentation": "Checkbox indicating whether filer is using a combined prospectus under Rule 429."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "ffd_Rule429EarlierFileNb": {
     "xbrltype": "fileNumberItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule429EarlierFileNb",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 429 Earlier File Number",
        "terseLabel": "File Number",
        "documentation": "The Securities Act File Number of the earlier effective registration statement(s) from which securities may be offered and sold using the combined prospectus pursuant to Rule 429."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "ffd_Rule429EarlierFormTp": {
     "xbrltype": "formTypeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule429EarlierFormTp",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 429 Earlier Form Type",
        "terseLabel": "Form Type",
        "documentation": "The Form Type of the earlier registration statement from which unsold securities are carried forward under Rule 429. This should be an EDGAR submission type (S-3, S-3/A, S-3ASR, etc.), which means there is a fixed set of possible responses. Note that while the XBRL response should be an EDGAR submission type, the human-readable Ex. 107 could include a simpler label (e.g., \"Form S-3\" in the human-readable and \"S-3ASR\" in the XBRL)."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "ffd_Rule429InitlFctvDt": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule429InitlFctvDt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 429 Initial Effective Date",
        "terseLabel": "Initial Effective Date",
        "documentation": "The filing date of the earlier registration statement from which unsold securities are carried forward under Rule 429."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "ffd_Rule429NbOfUnsoldScties": {
     "xbrltype": "nonNegativeDecimal2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule429NbOfUnsoldScties",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 429 Number Of Unsold Securities",
        "terseLabel": "Amount of Securities Previously Registered",
        "documentation": "The number of securities registered on the prior registration statement that are carried forward under Rule 429."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "ffd_Rule429PrspctsNote": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule429PrspctsNote",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 429 Prospectus Note",
        "terseLabel": "Combined Prospectus Note"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_Rule429SctyTitl": {
     "xbrltype": "securityTitleItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule429SctyTitl",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 429 Security Title",
        "terseLabel": "Security Class Title"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_Rule429SctyTp": {
     "xbrltype": "securityTypeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule429SctyTp",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesByCmbndPrspctsTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 429 Security Type",
        "terseLabel": "Security Type"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_Rule457aFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule457aFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 457(a) [Flag]",
        "terseLabel": "Rule 457(a)",
        "documentation": "Checkbox indicating whether filer is using Rule 457(a) to calculate the registration fee due."
       }
      }
     },
     "auth_ref": [
      "r4"
     ]
    },
    "ffd_Rule457bOffsetFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule457bOffsetFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 457(b) Offset [Flag]",
        "terseLabel": "Rule 457(b) Offset",
        "documentation": "Checkbox indicating whether filer is claiming an offset under Rule 457(b) or 0-11(a)(2)."
       }
      }
     },
     "auth_ref": [
      "r5"
     ]
    },
    "ffd_Rule457fFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule457fFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 457(f) [Flag]",
        "terseLabel": "Rule 457(f)",
        "documentation": "Checkbox indicating whether filer is using Rule 457(f) to calculate the registration fee due."
       }
      }
     },
     "auth_ref": [
      "r6"
     ]
    },
    "ffd_Rule457oFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule457oFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 457(o) [Flag]",
        "terseLabel": "Rule 457(o)",
        "documentation": "Checkbox indicating whether filer is using Rule 457(o) to calculate the registration fee due."
       }
      }
     },
     "auth_ref": [
      "r7"
     ]
    },
    "ffd_Rule457pOffsetFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule457pOffsetFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 457(p) Offset [Flag]",
        "terseLabel": "Rule 457(p) Offset",
        "documentation": "Checkbox indicating whether filer is claiming an offset under Rule 457(p)."
       }
      }
     },
     "auth_ref": [
      "r8"
     ]
    },
    "ffd_Rule457rFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule457rFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 457(r) [Flag]",
        "terseLabel": "Rule 457(r)"
       }
      }
     },
     "auth_ref": [
      "r9"
     ]
    },
    "ffd_Rule457sFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule457sFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 457(s) Flag",
        "terseLabel": "Rule 457(s)"
       }
      }
     },
     "auth_ref": [
      "r10"
     ]
    },
    "ffd_Rule457uFlg": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Rule457uFlg",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Rule 457(u) [Flag]",
        "terseLabel": "Rule 457(u)",
        "documentation": "Checkbox indicating whether filer is using Rule 457(u) to calculate the registration fee due."
       }
      }
     },
     "auth_ref": [
      "r11"
     ]
    },
    "ffd_Scties424iAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Scties424iAxis",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Securities, 424I [Axis]",
        "terseLabel": "Securities, 424I"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_Scties424iLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Scties424iLineItems",
     "lang": {
      "en-us": {
       "role": {
        "label": "Securities, 424I [Line Items]",
        "terseLabel": "Securities, 424I:"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_Scties424iTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Scties424iTable",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/securities424iTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Securities, 424I [Table]",
        "terseLabel": "Securities, 424I Table"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_Securities424iTableNa": {
     "xbrltype": "naItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "Securities424iNa",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Securities 424I [N/A]",
        "terseLabel": "Securities 424I N/A"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_SubmissionLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "SubmissionLineItems",
     "lang": {
      "en-us": {
       "role": {
        "label": "Submission [Line Items]",
        "terseLabel": "Items"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_SubmissnTp": {
     "xbrltype": "submissionTypeItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "SubmissnTp",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/submissionTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Submission Type",
        "terseLabel": "Submission Type"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_TermntnCmpltnWdrwl": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "TermntnCmpltnWdrwl",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOffsetTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Termination / Completion / Withdrawal Statement",
        "terseLabel": "Termination / Withdrawal Statement"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_TtlFeeAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "TtlFeeAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Total Fee Amount",
        "terseLabel": "Total Fee Amount"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_TtlFeeAndIntrstAmt": {
     "xbrltype": "nonNegativeDecimal2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "TtlFeeAndIntrstAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Total Fee and Interest Amount",
        "terseLabel": "Total Fee and Interest Amount"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_TtlOfferingAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "TtlOfferingAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Total Offering Amount",
        "terseLabel": "Total Offering"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_TtlOffsetAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "TtlOffsetAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Total Offset Amount",
        "terseLabel": "Total Offset Amount"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_TtlPrevslyPdAmt": {
     "xbrltype": "nonNegative1TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "TtlPrevslyPdAmt",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Total Previously Paid Amount",
        "terseLabel": "Previously Paid Amount"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_TtlTxValtn": {
     "xbrltype": "nonNegative100TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "TtlTxValtn",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesSummaryTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Total Transaction Valuation",
        "terseLabel": "Total Transaction Valuation"
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "ffd_TxValtn": {
     "xbrltype": "nonNegative100TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "TxValtn",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Transaction Valuation",
        "terseLabel": "Transaction Valuation"
       }
      }
     },
     "auth_ref": []
    },
    "ffd_ValSctiesRcvd": {
     "xbrltype": "nonNegative100TMonetary2ItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "ValSctiesRcvd",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Value of Securities Received",
        "terseLabel": "Value of Securities Received",
        "documentation": "Value of securities to be received by the registrant (or cancelled upon issuance of securities to be registered on the form)"
       }
      }
     },
     "auth_ref": [
      "r6"
     ]
    },
    "ffd_ValSctiesRcvdPerShr": {
     "xbrltype": "nonNegativeDecimal4lItemType",
     "nsuri": "http://xbrl.sec.gov/ffd/2025",
     "localname": "ValSctiesRcvdPerShr",
     "presentation": [
      "http://xbrl.sec.gov/ffd/role/document/feesOfferingTable"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Value of Securities Received, Per Share",
        "terseLabel": "Value of Securities Received, Per Share",
        "documentation": "Value per share of securities to be received by the registrant (or cancelled upon issuance of securities to be registered on the form). This is included in the explanation of 457(f) fee calculation."
       }
      }
     },
     "auth_ref": [
      "r6"
     ]
    }
   }
  }
 },
 "std_ref": {
  "r0": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r1": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230"
  },
  "r2": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "415",
   "Subsection": "a"
  },
  "r3": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "429"
  },
  "r4": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "457"
  },
  "r5": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "457",
   "Subsection": "b"
  },
  "r6": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "457",
   "Subsection": "f"
  },
  "r7": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "457",
   "Subsection": "o"
  },
  "r8": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "457",
   "Subsection": "p"
  },
  "r9": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "457",
   "Subsection": "r"
  },
  "r10": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "457",
   "Subsection": "s"
  },
  "r11": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "457",
   "Subsection": "u"
  },
  "r12": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Subsection": "f",
   "Section": "457"
  }
 }
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>28
<FILENAME>0001839882-25-064689-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0001839882-25-064689-xbrl.zip
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MD_X@U<=T>*'\LKO26,K4[LV;GELX#STB\>]#P>=&9EN5?P-02P$"% ,4
M"  '<VI;G^G/9.L(  "J'P  $0              @ $     97@M9FEL:6YG
>9F5E<RYH=&U02P4&      $  0 _    &@D

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>29
<FILENAME>ex-filingfees_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2025"
  xmlns:ffd="http://xbrl.sec.gov/ffd/2025"
  xmlns:iso4217="http://www.xbrl.org/2003/iso4217"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef
      xlink:href="https://xbrl.sec.gov/ffd/2025/ffd-2025.xsd"
      xlink:type="simple"/>
    <context id="AsOf2025-11-10">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000895421</identifier>
        </entity>
        <period>
            <startDate>2025-11-10</startDate>
            <endDate>2025-11-10</endDate>
        </period>
    </context>
    <unit id="USD">
        <measure>iso4217:USD</measure>
    </unit>
    <unit id="Shares">
        <measure>shares</measure>
    </unit>
    <unit id="USDPShares">
        <divide>
            <unitNumerator>
                <measure>iso4217:USD</measure>
            </unitNumerator>
            <unitDenominator>
                <measure>shares</measure>
            </unitDenominator>
        </divide>
    </unit>
    <unit id="Ratio">
        <measure>pure</measure>
    </unit>
    <dei:EntityCentralIndexKey contextRef="AsOf2025-11-10" id="Fact000003">0000895421</dei:EntityCentralIndexKey>
    <ffd:FeeExhibitTp contextRef="AsOf2025-11-10" id="Fact000009">EX-FILING FEES</ffd:FeeExhibitTp>
    <ffd:FormTp contextRef="AsOf2025-11-10" id="Fact000010">S-3</ffd:FormTp>
    <dei:EntityRegistrantName contextRef="AsOf2025-11-10" id="Fact000011">MORGAN STANLEY</dei:EntityRegistrantName>
    <ffd:SubmissnTp contextRef="AsOf2025-11-10" id="Fact000012">424B2</ffd:SubmissnTp>
    <ffd:RegnFileNb contextRef="AsOf2025-11-10" id="Fact000013">333-275587</ffd:RegnFileNb>
    <ffd:FnlPrspctsFlg contextRef="AsOf2025-11-10" id="Fact000014">true</ffd:FnlPrspctsFlg>
    <ffd:OfferingTableNa contextRef="AsOf2025-11-10" id="Fact000015">N/A</ffd:OfferingTableNa>
    <ffd:OffsetTableNa contextRef="AsOf2025-11-10" id="Fact000016">N/A</ffd:OffsetTableNa>
    <ffd:CombinedProspectusTableNa contextRef="AsOf2025-11-10" id="Fact000017">N/A</ffd:CombinedProspectusTableNa>
    <ffd:NrrtvMaxAggtOfferingPric
      contextRef="AsOf2025-11-10"
      decimals="0"
      id="Fact000018"
      unitRef="USD">8504000.00</ffd:NrrtvMaxAggtOfferingPric>
    <ffd:NrrtvDsclsr contextRef="AsOf2025-11-10" id="Fact000019">The
prospectus is a final prospectus for the related offering.</ffd:NrrtvDsclsr>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
