<SEC-DOCUMENT>0001839882-25-064830-index.html : 20251112
<SEC-HEADER>0001839882-25-064830.hdr.sgml : 20251112
<ACCEPTANCE-DATETIME>20251112075144
ACCESSION NUMBER:		0001839882-25-064830
CONFORMED SUBMISSION TYPE:	424B2
PUBLIC DOCUMENT COUNT:		22
FILED AS OF DATE:		20251112
DATE AS OF CHANGE:		20251112

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MORGAN STANLEY
		CENTRAL INDEX KEY:			0000895421
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		ORGANIZATION NAME:           	02 Finance
		EIN:				363145972
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B2
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-275587
		FILM NUMBER:		251468973

	BUSINESS ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
		BUSINESS PHONE:		212-761-4000

	MAIL ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MORGAN STANLEY DEAN WITTER & CO
		DATE OF NAME CHANGE:	19980326

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	DEAN WITTER DISCOVER & CO
		DATE OF NAME CHANGE:	19960315

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Morgan Stanley Finance LLC
		CENTRAL INDEX KEY:			0001666268
		STANDARD INDUSTRIAL CLASSIFICATION:	ASSET-BACKED SECURITIES [6189]
		ORGANIZATION NAME:           	Office of Structured Finance
		EIN:				363145972
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B2
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-275587-01
		FILM NUMBER:		251468974

	BUSINESS ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
		BUSINESS PHONE:		(212) 761-4000

	MAIL ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
</SEC-HEADER>
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<TYPE>424B2
<SEQUENCE>1
<FILENAME>ms12078_424b2-37710.htm
<DESCRIPTION>PRELIMINARY PRICING SUPPLEMENT NO. 12,078
<TEXT>
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Document 3 - file: image2.jpg

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Document 4 - file: image3.jpg

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Document 6 - file: image5.jpg

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Document 7 - file: image6.jpg

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Document 8 - file: image7.jpg

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Document 10 - file: image9.jpg

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Document 11 - file: image10.jpg

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Document 12 - file: image11.jpg

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Document 13 - file: image12.jpg

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Document 14 - file: image13.jpg

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Document 15 - file: image14.jpg

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Document 16 - file: image15.jpg

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Document 17 - file: image16.jpg

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Document 18 - file: image17.jpg

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Document 19 - file: image18.jpg

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Document 20 - file: image19.jpg

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Document 21 - file: image20.jpg

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Document 22 - file: image21.jpg

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