<SEC-DOCUMENT>0001839882-25-064922.txt : 20251112
<SEC-HEADER>0001839882-25-064922.hdr.sgml : 20251112
<ACCEPTANCE-DATETIME>20251112091927
ACCESSION NUMBER:		0001839882-25-064922
CONFORMED SUBMISSION TYPE:	424B2
PUBLIC DOCUMENT COUNT:		2
FILED AS OF DATE:		20251112
DATE AS OF CHANGE:		20251112

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MORGAN STANLEY
		CENTRAL INDEX KEY:			0000895421
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		ORGANIZATION NAME:           	02 Finance
		EIN:				363145972
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B2
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-275587
		FILM NUMBER:		251469707

	BUSINESS ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
		BUSINESS PHONE:		212-761-4000

	MAIL ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MORGAN STANLEY DEAN WITTER & CO
		DATE OF NAME CHANGE:	19980326

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	DEAN WITTER DISCOVER & CO
		DATE OF NAME CHANGE:	19960315

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Morgan Stanley Finance LLC
		CENTRAL INDEX KEY:			0001666268
		STANDARD INDUSTRIAL CLASSIFICATION:	ASSET-BACKED SECURITIES [6189]
		ORGANIZATION NAME:           	Office of Structured Finance
		EIN:				363145972
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B2
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-275587-01
		FILM NUMBER:		251469708

	BUSINESS ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
		BUSINESS PHONE:		(212) 761-4000

	MAIL ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B2
<SEQUENCE>1
<FILENAME>ms12065_424b2-37680.htm
<DESCRIPTION>PRELIMINARY PRICING SUPPLEMENT NO. 12,065
<TEXT>
<HTML>
    <HEAD>
        <TITLE></TITLE>
<!-- QES 7h3d0c70r 1762896921.5009077 -->
    </HEAD>
    <BODY style="text-decoration-skip-ink: none; ">
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="line-height: 9.0pt; padding-left: 0.0pt; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; color: #808080; "><font style='white-space: pre-wrap;'>Preliminary Pricing Supplement No. 12,065</font></FONT></P>
                <P style="line-height: 9.0pt; padding-left: 0.0pt; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; color: #808080; "><font style='white-space: pre-wrap;'>Registration Statement Nos. 333-275587; 333-275587-01</font></FONT></P>
                <P style="line-height: 9.0pt; padding-left: 0.0pt; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; color: #808080; "><font style='white-space: pre-wrap;'>Dated November 12, 2025</font></FONT></P>
                <P style="line-height: 9.0pt; padding-left: 0.0pt; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; color: #808080; "><font style='white-space: pre-wrap;'>Filed pursuant to Rule 424(b)(2)</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 20.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; text-transform: uppercase; color: #296DC1; font-size: 14.0pt; "><font style='white-space: pre-wrap;'>Structured Investments</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="padding-left: 0.0pt; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 14.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Jump</font></FONT><FONT style="font-family: Times New Roman, Times, serif; color: black; font-size: 8.0pt; "></FONT><FONT style="font-family: Arial, sans-serif; font-size: 14.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'> Securities with Auto-Callable Feature due November 19, 2030</font></FONT></P>
                <P style="margin-bottom: 0.0pt; padding-left: 0.0pt; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 11.0pt; color: #808080; "><font style='white-space: pre-wrap;'>Based on the Performance of the S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9pt; vertical-align: super; color: #808080; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 11.0pt; color: #808080; "><font style='white-space: pre-wrap;'> Index</font></FONT></P>
                <P style="margin-bottom: 0.0pt; padding-left: 0.0pt; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 10.0pt; color: #808080; "><font style='white-space: pre-wrap;'>Fully and Unconditionally Guaranteed by Morgan Stanley</font></FONT></P>
                <P style="padding-left: 0.0pt; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 10.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 10.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The securities are unsecured obligations of Morgan Stanley Finance LLC (&#8220;MSFL&#8221;) and are fully and unconditionally guaranteed by Morgan Stanley. The securities have the terms described in the accompanying product supplement, index supplement and prospectus, as supplemented or modified by this document. The securities do not guarantee the repayment of principal and do not provide for the regular payment of interest.</font></FONT></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 10.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Automatic early redemption. </font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The securities will be automatically redeemed if the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the call threshold level on any determination date (other than the final determination date) for an early redemption payment that will increase over the term of the securities. No further payments will be made on the securities once they have been automatically redeemed.</font></FONT></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 10.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Payment at maturity. </font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>If the securities have not been automatically redeemed prior to maturity and the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the call threshold level, investors will receive a fixed positive return at maturity. If the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the call threshold level but is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the downside threshold level, investors will receive only the stated principal amount at maturity. If, however, the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the downside threshold level, investors will lose 1% for every 1% decline in the level of the underlier over the term of the securities. </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Under these circumstances, the payment at maturity will be significantly less than the stated principal amount and could be zero.</font></FONT></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 10.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The securities are for investors who are willing to risk their principal and forgo current income in exchange for the possibility of receiving an early redemption payment or payment at maturity that exceeds the stated principal amount. You will not participate in any appreciation of the underlier. </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Investors in the securities must be willing to accept the risk of losing their entire initial investment.</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> The securities are notes issued as part of MSFL&#8217;s Series A Global Medium-Term Notes program. </font></FONT></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 10.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>All payments are subject to our credit risk. If we default on our obligations, you could lose some or all of your investment. These securities are not secured obligations and you will not have any security interest in, or otherwise have any access to, any underlying reference asset or assets.</font></FONT></FONT></P>
                <TABLE width="100.00%" style="margin-left: auto; width: 100.00%; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="29.33%" style="width: 29.33%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="22.00%" style="width: 22.00%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="36.67%" style="width: 36.67%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="22.00%" style="width: 22.00%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="4" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; font-weight: bold; color: #FFFFFF; "><font style='white-space: pre-wrap;'>TERMS</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Issuer:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Guarantor:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Stated principal amount:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000 per security</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Issue price:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000 per security (see &#8220;Commissions and issue price&#8221; </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>below</font></FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 8.0pt; "></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>)</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; width: 0.83pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Aggregate principal amount:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Underlier:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Index (the &#8220;underlying index&#8221;)</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Strike date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>November 14, 2025</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Pricing date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>November 14, 2025</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Original issue date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>November 19, 2025</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Final determination date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>November 14, 2030, subject to postponement for non-trading days and certain market disruption events</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Maturity date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>November 19, 2030</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="4" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: right; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-style: italic; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Terms continued on the following page</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Agent:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley &amp; Co. LLC (&#8220;MS &amp; Co.&#8221;), an affiliate of MSFL and a wholly owned subsidiary of Morgan Stanley. See &#8220;Supplemental information regarding plan of distribution; conflicts of interest.&#8221;</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Estimated value on the pricing date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Approximately $984.00 per security, or within $40.00 of that estimate. See &#8220;Estimated Value of the Securities&#8221; on page 4.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Commissions and issue price:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Price to public</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Agent&#8217;s commissions and fees</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>(1)(2)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Proceeds to us</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>(3)</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-indent: 73.32pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Per security</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-indent: 73.32pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Total</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-bottom: 0.0pt; line-height: 8.0pt; margin-top: 0; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-style: italic; font-size: 7.0pt; color: #000000; background-color: #FFFFFF; ">(1)</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 7.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>The securities will be sold only to investors purchasing the securities in fee-based advisory accounts.</font></FONT></FONT></P>
                <P style="margin-bottom: 0.0pt; line-height: 8.0pt; margin-top: 0; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-style: italic; font-size: 7.0pt; color: #000000; background-color: #FFFFFF; ">(2)</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 7.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>MS &amp; Co. expects to sell all of the securities that it purchases from us to an unaffiliated dealer at a price of $     per security, for further sale to certain fee-based advisory accounts at the price to public of $1,000 per security. MS &amp; Co. will not receive a sales commission with respect to the securities. See &#8220;Supplemental information regarding plan of distribution; conflicts of interest.&#8221; For additional information, see &#8220;Plan of Distribution (Conflicts of Interest)&#8221; in the accompanying product supplement.</font></FONT></FONT></P>
                <P style="margin-bottom: 0.0pt; line-height: 8.0pt; margin-top: 0; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-style: italic; font-size: 7.0pt; color: #000000; background-color: #FFFFFF; ">(3)</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 7.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>See &#8220;Use of Proceeds and Hedging&#8221; in the accompanying product supplement.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>The securities involve risks not associated with an investment in ordinary debt securities. See &#8220;Risk Factors&#8221; beginning on page 7.</font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; line-height: 7.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>The Securities and Exchange Commission and state securities regulators have not approved or disapproved these securities, or determined if this document or the accompanying product supplement, index supplement and prospectus is truthful or complete. Any representation to the contrary is a criminal offense.</font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; line-height: 7.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>The securities are not deposits or savings accounts and are not insured by the Federal Deposit Insurance Corporation or any other governmental agency or instrumentality, nor are they obligations of, or guaranteed by, a bank.</font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; line-height: 7.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>You should read this document together with the related product supplement, index supplement and prospectus, each of which can be accessed via the hyperlinks below. When you read the accompanying index supplement, please note that all references in such supplement to the prospectus dated November 16, 2023, or to any sections therein, should refer instead to the accompanying prospectus dated April 12, 2024 or to the corresponding sections of such prospectus, as applicable. Please also see &#8220;Additional Terms of the Securities&#8221; and &#8220;Additional Information About the Securities&#8221; at the end of this document. </font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; line-height: 7.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>References to &#8220;we,&#8221; &#8220;us&#8221; and &#8220;our&#8221; refer to Morgan Stanley or MSFL, or Morgan Stanley and MSFL collectively, as the context requires.</font></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; "><A href="https://www.sec.gov/Archives/edgar/data/895421/000095010325001753/dp224623_424b2-parsupp.htm" style="word-break: break-all; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #316DC1; font-size: 7.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Product Supplement for Principal at Risk Securities dated </font></U><U><font style='white-space: pre-wrap;'>February 7</font></U><U><font style='white-space: pre-wrap;'>, 2025</font></U></FONT></A><FONT style="font-family: Arial, sans-serif; color: #316DC1; font-size: 7.0pt; "><font style='white-space: pre-wrap;'>           </font></FONT><A href="https://www.sec.gov/Archives/edgar/data/895421/000095010323016332/dp202718_424b2-isn2023.htm" style="word-break: break-all; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #316DC1; font-size: 7.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Index Supplement dated November 16, 2023</font></U></FONT></A><FONT style="font-family: Arial, sans-serif; color: #316DC1; font-size: 7.0pt; "><font style='white-space: pre-wrap;'>        </font></FONT><A href="https://www.sec.gov/Archives/edgar/data/895421/000095010324005205/dp209505_424b2-base.htm" style="word-break: break-all; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #316DC1; font-size: 7.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Prospectus dated April 12, 2024</font></U></FONT></A></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Jump Securities with Auto-Callable Feature</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <TABLE WIDTH="100%" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; margin-left: auto; width: 100%; table-layout: fixed; border-collapse: collapse; margin-right: auto">
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif">
                        <TD WIDTH="29.33%" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; width: 29.33%; border-width: 0; margin: 0; padding: 0; height: 0">
                        </TD>
                        <TD WIDTH="80.67%" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; width: 80.67%; border-width: 0; margin: 0; padding: 0; height: 0">
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD COLSPAN="2" STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: italic bold 8pt Arial, Helvetica, Sans-Serif; color: black"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">Terms </font></FONT><FONT STYLE="font: normal 8pt Arial, Helvetica, Sans-Serif; color: black"></FONT><FONT STYLE="font: italic bold 8pt Arial, Helvetica, Sans-Serif; color: black"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">continued from the previous page</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">Automatic early redemption:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">The securities are not subject to automatic early redemption until the first determination date. If, on any determination date (other than the final determination date), the closing level of the underlier is </font></FONT><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">greater than or equal to</font></FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt"> the call threshold level, the securities will be automatically redeemed for the applicable early redemption payment on the related early redemption date. No further payments will be made on the securities once they have been automatically redeemed.</font></FONT></P>
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">The securities will not be redeemed on any early redemption date if the closing level of the underlier is </font></FONT><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">less than</font></FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt"> the call threshold level on the related determination date.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">First determination date:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">November 18, 2026. Under no circumstances will the securities be redeemed prior to the first determination date.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">Determination dates:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">As set forth under &#8220;Determination Dates, Early Redemption Dates and Early Redemption Payments&#8221; below, subject to postponement for non-trading days and certain market disruption events</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">Call threshold level:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">      , which is 100% of the initial level</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">Early redemption payment:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">The early redemption payment with respect to a determination date will be an amount in cash per stated principal amount corresponding to a return of approximately 8.85% </font></FONT><FONT STYLE="font: italic 8pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">per annum</font></FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">, as set forth under &#8220;Determination Dates, Early Redemption Dates and Early Redemption Payments&#8221; below. </font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">Early redemption dates:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">As set forth under &#8220;Determination Dates, Early Redemption Dates and Early Redemption Payments&#8221; below</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">Payment at maturity per security:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">If the securities have not been automatically redeemed prior to maturity, investors will receive a payment at maturity determined as follows: </font></FONT></P>
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt; margin-left: 19.8pt; text-indent: -19.8pt"><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT STYLE="display: inline-block; width: 19.8pt; text-indent: 0; text-align: left; font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&#8226;</FONT><!--[if IE]</FONT><![endif]--><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">If the final level is </font></FONT><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">greater than or equal to</font></FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt"> the call threshold level:</font></FONT></FONT></P>
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt; padding-left: 39.6pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">$1,442.50</font></FONT></P>
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt; margin-left: 19.8pt; text-indent: -19.8pt"><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT STYLE="display: inline-block; width: 19.8pt; text-indent: 0; text-align: left; font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&#8226;</FONT><!--[if IE]</FONT><![endif]--><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">If the final level is </font></FONT><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">less than </font></FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">the call threshold level but is </font></FONT><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">greater than or equal to </font></FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">the downside threshold level:</font></FONT></FONT></P>
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt; padding-left: 39.6pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">stated principal amount</font></FONT></P>
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt; margin-left: 19.8pt; text-indent: -19.8pt"><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT STYLE="display: inline-block; width: 19.8pt; text-indent: 0; text-align: left; font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">&#8226;</FONT><!--[if IE]</FONT><![endif]--><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">If the final level is </font></FONT><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">less than</font></FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt"> the downside threshold level:</font></FONT></FONT></P>
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt; padding-left: 39.6pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">stated principal amount &#215; performance factor </font></FONT></P>
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt; padding-left: 19.8pt"><FONT STYLE="font: italic 8pt Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">Under these circumstances, the payment at maturity will be significantly less than the stated principal amount and could be zero.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">Final level:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">The closing level of the underlier on the final determination date</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">Downside threshold level:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">      , which is 70% of the initial level</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">Initial level:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">      , which is the closing level of the underlier on the strike date</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">Performance factor:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">final level / initial level</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">CUSIP:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-size: 8pt; font-family: Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">61779TQC4</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">ISIN:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt; background-color: #DCEBF4">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-size: 8pt; font-family: Arial, Helvetica, Sans-Serif"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">US61779TQC44</font></FONT></P>
                        </TD>
                    </TR>
                    <TR STYLE="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: top; min-height: 1.1pt">
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font: bold 8pt Arial, Helvetica, Sans-Serif; color: #296DC1"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">Listing:</font></FONT></P>
                        </TD>
                        <TD STYLE="font: 8pt Arial, Helvetica, Sans-Serif; padding: 0pt 5.94pt">
                            <P STYLE="font: 8pt/10pt Arial, Helvetica, Sans-Serif; margin-top: 1.1pt; margin-bottom: 1.1pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; white-space: pre-wrap; font-size: 8pt">The securities will not be listed on any securities exchange.</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 8.8pt; margin-bottom: 8.8pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>Determination Dates, Early Redemption Dates and Early Redemption Payments</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="79.20pt" style="width: 79.20pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="118.80pt" style="width: 118.80pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="0.00pt" style="width: 0.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="198.00pt" style="width: 198.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="0.00pt" style="width: 0.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="198.00pt" style="width: 198.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="0.00pt" style="width: 0.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Determination Date</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Early Redemption Date</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Early Redemption Payment</font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>(per Security)</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#1</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>November 18, 2026</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>November 23, 2026</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: bottom; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,088.50</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#2</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>May 14, 2027</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>May 19, 2027</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: bottom; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,132.75</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#3</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>November 15, 2027</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>November 18, 2027</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: bottom; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,177.00</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#4</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>May 15, 2028</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>May 18, 2028</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: bottom; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,221.25</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#5</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>November 14, 2028</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>November 17, 2028</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: bottom; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,265.50</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#6</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>May 14, 2029</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>May 17, 2029</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: bottom; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,309.75</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#7</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>November 14, 2029</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>November 19, 2029</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: bottom; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,354.00</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#8</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>May 14, 2030</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>May 17, 2030</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: bottom; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,398.25</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Final determination date</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>November 14, 2030</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The maturity date</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>See &#8220;Payment at maturity&#8221; above.</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                </TABLE>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>2</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Jump Securities with Auto-Callable Feature</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Estimated Value of the Securities</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>The original issue price of each security is $1,000. This price includes costs associated with issuing, selling, structuring and hedging the securities, which are borne by you, and, consequently, the estimated value of the securities on the pricing date will be less than $1,000. Our estimate of the value of the securities as determined on the pricing date will be within the range specified on the cover hereof and will be set forth on the cover of the final pricing supplement.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>What goes into the estimated value on the pricing date?</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>In valuing the securities on the pricing date, we take into account that the securities comprise both a debt component and a performance-based component linked to the underlier. The estimated value of the securities is determined using our own pricing and valuation models, market inputs and assumptions relating to the underlier, instruments based on the underlier, volatility and other factors including current and expected interest rates, as well as an interest rate related to our secondary market credit spread, which is the implied interest rate at which our conventional fixed rate debt trades in the secondary market.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>What determines the economic terms of the securities?</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>In determining the economic terms of the securities, we use an internal funding rate, which is likely to be lower than our secondary market credit spreads and therefore advantageous to us. If the issuing, selling, structuring and hedging costs borne by you were lower or if the internal funding rate were higher, one or more of the economic terms of the securities would be more favorable to you.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>What is the relationship between the estimated value on the pricing date and the secondary market price of the securities?</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>The price at which MS &amp; Co. purchases the securities in the secondary market, absent changes in market conditions, including those related to the underlier, may vary from, and be lower than, the estimated value on the pricing date, because the secondary market price takes into account our secondary market credit spread as well as the bid-offer spread that MS &amp; Co. would charge in a secondary market transaction of this type and other factors. However, because the costs associated with issuing, selling, structuring and hedging the securities are not fully deducted upon issuance, to the extent that MS &amp; Co. may buy or sell the securities in the secondary market during the amortization period specified herein, absent changes in market conditions, including those related to the underlier, and to our secondary market credit spreads, it would do so based on values higher than the estimated value. We expect that those higher values will also be reflected in your brokerage account statements.</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>MS &amp; Co. may, but is not obligated to, make a market in the securities, and, if it once chooses to make a market, may cease doing so at any time.</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>3</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Jump Securities with Auto-Callable Feature</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Hypothetical Examples</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>The following hypothetical examples illustrate how to determine whether the securities will be automatically redeemed with respect to a determination date and how to calculate the payment at maturity if the securities have not been automatically redeemed prior to maturity. The following examples are for illustrative purposes only. Whether the securities are automatically redeemed prior to maturity will be determined by reference to the closing level of the underlier on each determination date. The payment at maturity will be determined by reference to the closing level of the underlier on the final determination date. The actual initial level, call threshold level and downside threshold level will be determined on the strike date. All payments on the securities are subject to our credit risk. The numbers in the hypothetical examples below may have been rounded for ease of analysis. The below examples are based on the following terms:</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="158.40pt" style="width: 158.40pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="106.92pt" style="width: 106.92pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="328.68pt" style="width: 328.68pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Stated principal amount:</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; font-weight: normal; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000 per security</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical initial level:</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>100.00*</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical call threshold level:</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>100.00, which is 100% of the hypothetical initial level</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical downside threshold level:</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>70.00, which is 70% of the hypothetical initial level</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Early redemption payment:</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The early redemption payment with respect to a determination date will be an amount in cash per stated principal amount corresponding to a return of approximately 8.85% </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>per annum</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>, as follows:</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Determination Date</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Payment per Security</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#1</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: bottom; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,088.50</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#2</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; vertical-align: bottom; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,132.75</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#3</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: bottom; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,177.00</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#4</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; vertical-align: bottom; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,221.25</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#5</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: bottom; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,265.50</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#6</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; vertical-align: bottom; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,309.75</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#7</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: bottom; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,354.00</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#8</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; vertical-align: bottom; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,398.25</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>No further payments will be made on the securities once they have been automatically redeemed.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Payment at maturity (if the final level is greater than or equal to the call threshold level):</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,442.50 per security</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 3.3pt; margin-bottom: 6.6pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>*The hypothetical initial level of 100.00 for the underlier has been chosen for illustrative purposes only and does not represent the actual initial level of the underlier. Please see &#8220;Historical Information&#8221; below for historical data regarding the actual closing levels of the underlier.</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>4</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Jump Securities with Auto-Callable Feature</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 11.0pt; "><font style='white-space: pre-wrap;'>How to determine whether the securities will be automatically redeemed with respect to a determination date:</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="118.80pt" style="width: 118.80pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="285.12pt" style="width: 285.12pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="190.08pt" style="width: 190.08pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 51.15pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Closing Level of the Underlier</font></FONT></P>
                        </TD>
                        <TD STYLE="border-top: Black 0.5pt solid; padding: 0pt 5.94pt; border-right: Black 0.5pt solid; border-left: Black 0.5pt solid; vertical-align: middle">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Early Redemption Payment</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical Determination Date #1</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>65.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the call threshold level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>N/A</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical Determination Date #2</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>150.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the call threshold level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,132.75</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>On hypothetical determination date #1, because the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the call threshold level, the securities are not automatically redeemed on the related early redemption date.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>On hypothetical determination date #2, because the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the call threshold level, the securities are automatically redeemed on the related early redemption date for an early redemption payment corresponding to a return of approximately 8.85% </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>per annum</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>. No further payments are made on the securities once they have been automatically redeemed.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>If the closing level of the underlier is less than the call threshold level on each determination date, the securities will not be automatically redeemed prior to maturity.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 11.0pt; "><font style='white-space: pre-wrap;'>How to calculate the payment at maturity (if the securities have not been automatically redeemed):</font></FONT></P>
                <P style="margin-top: 3.63pt; margin-bottom: 7.26pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The hypothetical examples below illustrate how to calculate the payment at maturity if the securities have not been automatically redeemed prior to maturity. </font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="79.20pt" style="width: 79.20pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="308.88pt" style="width: 308.88pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="205.92pt" style="width: 205.92pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 51.15pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Final Level</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Payment at Maturity per Security</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Example #1</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>250.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the call threshold level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,442.50</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Example #2</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>85.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the call threshold level but </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the downside threshold level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Example #3</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>45.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the downside threshold level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000 &#215; performance factor = $1,000 &#215; (45.00 / 100.00) = $450.00</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>In example #1, the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the call threshold level. Therefore, investors receive at maturity a payment corresponding to a return of approximately 8.85% </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>per annum</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>. Investors do not participate in any appreciation of the underlier.  </font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>In example #2, the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the call threshold level but is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>greater than or equal to</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'> the downside threshold level. Therefore, investors receive at maturity the stated principal amount.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>In example #3, the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'> the downside threshold level. Therefore, investors receive at maturity a payment that reflects a loss of 1% of principal for each 1% decline in the level of the underlier.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>If the securities have not been automatically redeemed prior to maturity and the final level is less than the downside threshold level, you will be exposed to the negative performance of the underlier at maturity, and your payment at maturity will be significantly less than the stated principal amount of the securities and could be zero.</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>5</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Jump Securities with Auto-Callable Feature</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Risk Factors</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>This section describes the material risks relating to the securities. For further discussion of these and other risks, you should read the section entitled &#8220;Risk Factors&#8221; in the accompanying product supplement and prospectus. We also urge you to consult with your investment, legal, tax, accounting and other advisers in connection with your investment in the securities.</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; text-decoration-style: solid; text-decoration-line: underline; font-size: 12.0pt; "><U><font style='white-space: pre-wrap;'>Risks Relating to an Investment in the Securities</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The securities do not guarantee the return of any principal and do not pay interest. </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The terms of the securities differ from those of ordinary debt securities in that they do not guarantee the repayment of any principal and do not pay interest. If the securities have not been automatically redeemed prior to maturity and the final level is </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> the downside threshold level, the payout at maturity will be an amount in cash that is significantly less than the stated principal amount of each security, and you will lose an amount proportionate to the full decline in the level of the underlier over the term of the securities. </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>There is no minimum payment at maturity on the securities, and, accordingly, you could lose your entire initial investment in the securities.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The appreciation potential of the securities is limited by the fixed early redemption payment or payment at maturity specified for each determination date.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> The appreciation potential of the securities is limited by the applicable fixed early redemption payment or payment at maturity, as applicable, payable only if the closing level of the underlier is </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the call threshold level on the related determination date. In all cases, you will not participate in any appreciation of the underlier, which could be significant.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The securities are subject to early redemption risk. </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The term of your investment in the securities may be shortened due to the automatic early redemption feature of the securities. If the securities are automatically redeemed prior to maturity, you will receive no further payments on the securities, may be forced to invest in a lower interest rate environment and may not be able to reinvest at comparable terms or returns. However, under no circumstances will the securities be redeemed prior to the first determination date.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The market price of the securities may be influenced by many unpredictable factors.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Several factors, many of which are beyond our control, will influence the value of the securities in the secondary market and the price at which MS &amp; Co. may be willing to purchase or sell the securities in the secondary market. We expect that generally the value of the underlier at any time will affect the value of the securities more than any other single factor. Other factors that may influence the value of the securities include:</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the volatility (frequency and magnitude of changes in value) of the underlier;</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>interest and yield rates in the market;</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>geopolitical conditions and economic, financial, political, regulatory or judicial events that affect the underlier or equity markets generally; </font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the availability of comparable instruments;</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the composition of the underlier and changes in the component securities of the underlier;</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the time remaining until the securities mature; and</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>any actual or anticipated changes in our credit ratings or credit spreads.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 19.8pt; "><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Some or all of these factors will influence the price that you will receive if you sell your securities prior to maturity. Generally, the longer the time remaining to maturity, the more the market price of the securities will be affected by the other factors described above. For example, you may have to sell your securities at a substantial discount from the stated principal amount if, at the time of sale, the closing level of the underlier is at, below or not sufficiently above the downside threshold level, or if market interest rates rise.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 19.8pt; "><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>You can review the historical closing levels of the underlier in the section of this document called &#8220;Historical Information.&#8221; You cannot predict the future performance of the underlier based on its historical performance. The value of the underlier may be, and has recently been, volatile, and we can give you no assurance that the volatility will lessen. There can be no assurance that the closing level of the underlier will be </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the call threshold level on any determination date so that you will receive a payment on the securities that exceeds the stated principal amount, or that the final level will be </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the downside threshold level so that you do not suffer a significant loss on your initial investment in the securities.  </font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The securities are subject to our credit risk, and any actual or anticipated changes to our credit ratings or credit spreads may adversely affect the market value of the securities.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> You are dependent on our ability to pay all amounts due on the securities, and, therefore, you are subject to our credit risk. The securities are not guaranteed by any other entity. If we default on our obligations under the securities, your investment would be at risk and you could lose some or all of your investment. As a result, the market value of the securities prior to maturity will be affected by changes in the market&#8217;s view of our creditworthiness. Any actual or anticipated decline in our credit ratings or increase in the credit spreads charged by the market for taking our credit risk is likely to adversely affect the market value of the securities.</font></FONT></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>6</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Jump Securities with Auto-Callable Feature</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>As a finance subsidiary, MSFL has no independent operations and will have no independent assets.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> As a finance subsidiary, MSFL has no independent operations beyond the issuance and administration of its securities and will have no independent assets available for distributions to holders of MSFL securities if they make claims in respect of such securities in a bankruptcy, resolution or similar proceeding. Accordingly, any recoveries by such holders will be limited to those available under the related guarantee by Morgan Stanley and that guarantee will rank </font></FONT><FONT style="font-style: italic; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>pari passu</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> with all other unsecured, unsubordinated obligations of Morgan Stanley. Holders will have recourse only to a single claim against Morgan Stanley and its assets under the guarantee. Holders of securities issued by MSFL should accordingly assume that in any such proceedings they would not have any priority over and should be treated </font></FONT><FONT style="font-style: italic; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>pari passu</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> with the claims of other unsecured, unsubordinated creditors of Morgan Stanley, including holders of Morgan Stanley-issued securities.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The rate we are willing to pay for securities of this type, maturity and issuance size is likely to be lower than the rate implied by our secondary market credit spreads and advantageous to us. Both the lower rate and the inclusion of costs associated with issuing, selling, structuring and hedging the securities in the original issue price reduce the economic terms of the securities, cause the estimated value of the securities to be less than the original issue price and will adversely affect secondary market prices.</font></FONT><FONT style="font-size: 9.0pt; background-color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Assuming no change in market conditions or any other relevant factors, the prices, if any, at which dealers, including MS &amp; Co., may be willing to purchase the securities in secondary market transactions will likely be significantly lower than the original issue price, because secondary market prices will exclude the issuing, selling, structuring and hedging-related costs that are included in the original issue price and borne by you and because the secondary market prices will reflect our secondary market credit spreads and the bid-offer spread that any dealer would charge in a secondary market transaction of this type as well as other factors.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 19.8pt; "><FONT style="font-size: 9.0pt; background-color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The inclusion of the costs of issuing, selling, structuring and hedging the securities in the original issue price and the lower rate we are willing to pay as issuer make the economic terms of the securities less favorable to you than they otherwise would be.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 19.8pt; "><FONT style="font-size: 9.0pt; background-color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>However, because the costs associated with issuing, selling, structuring and hedging the securities are not fully deducted upon issuance, to the extent that MS &amp; Co. may buy or sell the securities in the secondary market during the amortization period specified herein, absent changes in market conditions, including those related to the underlier, and to our secondary market credit spreads, it would do so based on values higher than the estimated value, and we expect that those higher values will also be reflected in your brokerage account statements.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The estimated value of the securities is determined by reference to our pricing and valuation models, which may differ from those of other dealers and is not a maximum or minimum secondary market price.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> These pricing and valuation models are proprietary and rely in part on subjective views of certain market inputs and certain assumptions about future events, which may prove to be incorrect. As a result, because there is no market-standard way to value these types of securities, our models may yield a higher estimated value of the securities than those generated by others, including other dealers in the market, if they attempted to value the securities. In addition, the estimated value on the pricing date does not represent a minimum or maximum price at which dealers, including MS &amp; Co., would be willing to purchase your securities in the secondary market (if any exists) at any time. The value of your securities at any time after the date of this document will vary based on many factors that cannot be predicted with accuracy, including our creditworthiness and changes in market conditions. See also &#8220;The market price of the securities may be influenced by many unpredictable factors&#8221; above.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The securities will not be listed on any securities exchange and secondary trading may be limited. </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The securities will not be listed on any securities exchange. Therefore, there may be little or no secondary market for the securities. MS &amp; Co. may, but is not obligated to, make a market in the securities and, if it once chooses to make a market, may cease doing so at any time. When it does make a market, it will generally do so for transactions of routine secondary market size at prices based on its estimate of the current value of the securities, taking into account its bid/offer spread, our credit spreads, market volatility, the notional size of the proposed sale, the cost of unwinding any related hedging positions, the time remaining to maturity and the likelihood that it will be able to resell the securities. Even if there is a secondary market, it may not provide enough liquidity to allow you to trade or sell the securities easily. Since other broker-dealers may not participate significantly in the secondary market for the securities, the price at which you may be able to trade your securities is likely to depend on the price, if any, at which MS &amp; Co. is willing to transact. If, at any time, MS &amp; Co. were to cease making a market in the securities, it is likely that there would be no secondary market for the securities. Accordingly, you should be willing to hold your securities to maturity.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>As discussed in more detail in the accompanying product supplement, investing in the securities is not equivalent to investing in the underlier(s).</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.5pt; "><font style='white-space: pre-wrap;'> </font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; line-height: 11.5pt; margin-bottom: 0; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The U.S. federal income tax consequences of an investment in the securities are uncertain. </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>There is no direct legal authority regarding the proper U.S. federal income tax treatment of the securities, and significant aspects of the tax treatment of the securities are uncertain. You should review carefully the section entitled &#8220;United States Federal Income Tax Considerations&#8221; herein, in combination with the section entitled &#8220;United States Federal Income Tax Considerations&#8221; in the accompanying product supplement, and consult your tax adviser regarding the U.S. federal income tax consequences of an investment in the securities.</font></FONT></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>7</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Jump Securities with Auto-Callable Feature</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; text-decoration-style: solid; text-decoration-line: underline; font-size: 12.0pt; "><U><font style='white-space: pre-wrap;'>Risks Relating to the </font></U><U><font style='white-space: pre-wrap;'>Underlier</font></U><U><font style='white-space: pre-wrap;'>(s)</font></U></FONT></P>
                <P style="margin-top: 7.26pt; margin-bottom: 7.26pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-style: italic; color: #000000; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>Because your return on the securities will depend upon the performance of the underlier(s), the securities are subject to the following risk(s), as discussed in more detail in the accompanying product supplement.</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Adjustments to an underlying index could adversely affect the value of the securities.</font></FONT></FONT></P>
                <P style="margin-top: 7.26pt; margin-bottom: 7.26pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; text-decoration-style: solid; text-decoration-line: underline; font-size: 12.0pt; "><U><font style='white-space: pre-wrap;'>Risks Relating to Conflicts of Interest</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-style: italic; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>In engaging in certain activities described below and as discussed in more detail in the accompanying product supplement, our affiliates may take actions that may adversely affect the value of and your return on the securities, and in so doing they will have no obligation to consider your interests as an investor in the securities.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; background-color: #FFFFFF; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>The calculation agent, which is a subsidiary of Morgan Stanley and an affiliate of MSFL, will make determinations with respect to the securities. </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>As calculation agent, MS &amp; Co. will make any determinations necessary to calculate any payment(s) on the securities. Moreover, certain determinations made by MS &amp; Co., in its capacity as calculation agent, may require it to exercise discretion and make subjective judgments, which may adversely affect your return on the securities. In addition, MS &amp; Co. has determined the estimated value of the securities on the pricing date.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 9.0pt; background-color: #FFFFFF; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>Hedging and trading activity by our affiliates could potentially adversely affect the value of the securities.</font></FONT></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>8</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Jump Securities with Auto-Callable Feature</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Historical Information</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 12.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; vertical-align: super; font-size: 10pt; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 12.0pt; "><font style='white-space: pre-wrap;'> Index Overview</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 12.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 10.0pt; "><font style='white-space: pre-wrap;'>Bloomberg Ticker Symbol: SPX</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Index is intended to provide a benchmark for performance measurement of the large capitalization segment of the U.S. equity markets by tracking the stock price movement of 500 companies with large market capitalizations. The underlying index publisher with respect to the S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Index is S&amp;P</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Dow Jones Indices LLC, or any successor thereof. Component stocks of the S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Index are required to have a total company level market capitalization that reflects approximately the 85</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>th</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> percentile of the S&amp;P</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Total Market Index. The S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Index measures the relative performance of the common stocks of 500 companies as of a particular time as compared to the performance of the common stocks of 500 similar companies during the base period of the years 1941 through 1943. For additional information about the S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Index, see the information set forth under &#8220;S&amp;P</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> U.S. Indices&#8212;S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Index&#8221; in the accompanying index supplement.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The closing level of the underlier on November 7, 2025 was 6,728.80. The following graph sets forth the daily closing levels of the underlier for the period noted below. We obtained the historical information presented in this document from Bloomberg Financial Markets, without independent verification. The underlier has at times experienced periods of high volatility. You should not take the historical closing levels of the underlier as an indication of its future performance, and no assurance can be given as to the closing level of the underlier at any time.</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.2; text-align: center; "><FONT style="font-size: 9.0pt; font-weight: bold; font-family: Arial, sans-serif; color: #306DC1; "><font style='white-space: pre-wrap;'>Underlier Daily Closing Levels</font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.2; text-align: center; "><FONT style="font-size: 9.0pt; font-weight: bold; font-family: Arial, sans-serif; color: #306DC1; "><font style='white-space: pre-wrap;'>January 1, 2020 to November 7, 2025</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">                                    <IMG width="578.16pt" height="263.75pt" src="image1.gif" style="width: 578.16pt; height: 263.75pt; ">
                                    </FONT></P>
&nbsp;
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 12.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>9</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Jump Securities with Auto-Callable Feature</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Additional Terms of the Securities</font></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Please read this information in conjunction with the terms on the cover of this document.</font></FONT></P>
                <TABLE width="100.00%" style="margin-left: auto; width: 100.00%; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="29.33%" style="width: 29.33%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="80.67%" style="width: 80.67%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; font-size: 10.0pt; font-weight: bold; color: #FFFFFF; "><font style='white-space: pre-wrap;'>Additional Terms:</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-size: 8.5pt; background-color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>If the terms described herein are inconsistent with those described in the accompanying product supplement, index supplement or prospectus, the terms described herein shall control.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Denominations:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-size: 8.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>$1,000 per security and integral multiples thereof</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Amortization period:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-size: 8.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The 6-month period following the issue date</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Trustee:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-size: 8.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The Bank of New York Mellon</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Calculation agent:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-size: 8.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Morgan Stanley &amp; Co. LLC (&#8220;MS &amp; Co.&#8221;)</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>10</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Jump Securities with Auto-Callable Feature</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Additional Information About the Securities</font></FONT></P>
                <TABLE width="100.00%" style="margin-left: auto; width: 100.00%; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="29.33%" style="width: 29.33%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="80.67%" style="width: 80.67%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; font-size: 10.0pt; font-weight: bold; color: #FFFFFF; "><font style='white-space: pre-wrap;'>Additional Information:</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Minimum ticketing size:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>$1,000 / 1 security</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>United States federal income tax considerations:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>You should review carefully the section in the accompanying product supplement entitled &#8220;United States Federal Income Tax Considerations.&#8221; The following discussion, when read in combination with that section, constitutes the full opinion of our counsel, Davis Polk &amp; Wardwell LLP, regarding the material U.S. federal income tax consequences of owning and disposing of the securities. </font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; color: #000000; "><font style='white-space: pre-wrap;'>Generally, this discussion assumes that you purchased the securities for cash in the original issuance at the stated issue price and does not address other circumstances specific to you, including consequences that may arise due to any other investments relating to an underlier. You should consult your tax adviser regarding the effect any such circumstances may have on the U.S. federal income tax consequences of your ownership of a security.</font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>In the opinion of our counsel, which is based on current market conditions, it is reasonable to treat the securities for U.S. federal income tax purposes as prepaid financial contracts that are &#8220;open transactions,&#8221; as described in the section entitled &#8220;United States Federal Income Tax Considerations&#8212;Tax Consequences to U.S. Holders&#8212;Securities Treated as Prepaid Financial Contracts that are Open Transactions&#8221; in the accompanying product supplement. There is uncertainty regarding this treatment, and the IRS or a court might not agree with it. Moreover, because this treatment of the securities and our counsel&#8217;s opinion are based on market conditions as of the date of this preliminary pricing supplement, each is subject to confirmation on the pricing date. A different tax treatment could be adverse to you. Generally, if this treatment is respected, (i) you should not recognize taxable income or loss prior to the taxable disposition of your securities (including upon maturity or an earlier redemption, if applicable) and (ii) the gain or loss on your securities should be treated as capital gain or loss.</font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>We do not plan to request a ruling from the IRS regarding the treatment of the securities. An alternative characterization of the securities could materially and adversely affect the tax consequences of ownership and disposition of the securities, including the timing and character of income recognized. In particular, there is a risk that the securities could be characterized as debt instruments for U.S. federal income tax purposes, in which case the tax consequences of an investment in the securities could be different from those described herein and possibly adverse to certain investors. In addition, the U.S. Treasury Department and the IRS have requested comments on various issues regarding the U.S. federal income tax treatment of &#8220;prepaid forward contracts&#8221; and similar financial instruments and have indicated that such transactions may be the subject of future regulations or other guidance. Furthermore, members of Congress have proposed legislative changes to the tax treatment of derivative contracts. Any legislation, Treasury regulations or other guidance promulgated after consideration of these issues could materially and adversely affect the tax consequences of an investment in the securities, possibly with retroactive effect. </font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Non-U.S. Holders.</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'> As discussed under &#8220;United States Federal Income Tax Considerations&#8212;Tax Consequences to Non-U.S. Holders&#8212;Dividend Equivalents under Section 871(m) of the Code&#8221; in the accompanying product supplement, Section 871(m) of the Internal Revenue Code and Treasury regulations promulgated thereunder (&#8220;Section 871(m)&#8221;) generally impose a 30% withholding tax on dividend equivalents paid or deemed paid to Non-U.S. Holders with respect to certain financial instruments linked to U.S. equities or indices that include U.S. equities.  The Treasury regulations, as modified by an IRS notice, exempt financial instruments issued prior to January 1, 2027 that do not have a &#8220;delta&#8221; of one.  Based on certain determinations made by us, we expect that Section 871(m) will not apply to the securities with regard to Non-U.S. Holders. Our determination is not binding on the IRS, and the IRS may disagree with this determination. If necessary, further information regarding the potential application of Section 871(m) will be provided in the final pricing supplement for the securities. </font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>We will not be required to pay any additional amounts with respect to U.S. federal withholding taxes.</font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>You should consult your tax adviser regarding the U.S. federal income tax consequences of an investment in the securities, including possible alternative treatments,</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 6pt; vertical-align: super; "><font style='white-space: pre-wrap;'> </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>as well as tax consequences arising under the laws of any state, local or non-U.S. taxing jurisdiction.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Additional considerations:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Client accounts over which Morgan Stanley, Morgan Stanley Wealth Management or any of their respective subsidiaries have investment discretion are not permitted to purchase the securities, either directly or indirectly.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Supplemental information regarding plan of distribution; conflicts of interest:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>MS &amp; Co. expects to sell all of the securities that it purchases from us to an unaffiliated dealer at a price of $      per security, for further sale to certain fee-based advisory accounts at the price to public of $1,000 per security. MS &amp; Co. will not receive a sales commission with respect to the securities.</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>11</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Jump Securities with Auto-Callable Feature</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <TABLE width="100.00%" style="margin-left: auto; width: 100.00%; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="29.33%" style="width: 29.33%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="80.67%" style="width: 80.67%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>MS &amp; Co. is an affiliate of MSFL and a wholly owned subsidiary of Morgan Stanley, and it and other affiliates of ours expect to make a profit by selling, structuring and, when applicable, hedging the securities.</font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>MS &amp; Co. will conduct this offering in compliance with the requirements of FINRA Rule 5121 of the Financial Industry Regulatory Authority, Inc., which is commonly referred to as FINRA, regarding a FINRA member firm&#8217;s distribution of the securities of an affiliate and related conflicts of interest. MS &amp; Co. or any of our other affiliates may not make sales in this offering to any discretionary account. See &#8220;Plan of Distribution (Conflicts of Interest)&#8221; and &#8220;Use of Proceeds and Hedging&#8221; in the accompanying product supplement.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Where you can find more information:</font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Morgan Stanley and MSFL have filed a registration statement (including a prospectus, as supplemented by the product supplement and the index supplement) with the Securities and Exchange Commission (the &#8220;SEC&#8221;) for the offering to which this communication relates. You should read the prospectus in that registration statement, the product supplement, the index supplement and any other documents relating to this offering that MSFL and Morgan Stanley have filed with the SEC for more complete information about Morgan Stanley and this offering. When you read the accompanying index supplement, please note that all references in such supplement to the prospectus dated November 16, 2023, or to any sections therein, should refer instead to the accompanying prospectus dated April 12, 2024 or to the corresponding sections of such prospectus, as applicable. You may get these documents without cost by visiting EDGAR on the SEC website at www.sec.gov. Alternatively, MSFL, Morgan Stanley, any underwriter or any dealer participating in the offering will arrange to send you the prospectus, the index supplement and the product supplement if you so request by calling toll-free 1-(800)-584-6837.</font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Terms used but not defined in this document are defined in the product supplement, in the index supplement or in the prospectus. Each of the product supplement, the index supplement and the prospectus can be accessed via the hyperlinks set forth on the cover of this document.</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>12</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
    </BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>image1.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image1.gif
M1TE&.#EA]@U?!O?)      (" @,# P0$! 4$! 4%!08%!08&!@<&!@<&!P<'
M!P@'!P  " D'" @(" D(" H("0L)"@H*"@L*"@L+"PP*"PP,# T-#0X.#@
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MO\# P,?'Q\_/S]?7U]_?W^/CX^?GY^OKZ^_O[_?W]____P
M
M
M
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MN_?OX,/^BQ]/OKSY\^C3JU_/OKW[]_#CRY]/O[[]^_CSZ]_/O[___P &*."
M!!9HX($()JC@@@PVZ."#$$8HX8045FCAA1AFJ.&&'';HX8<@ABCBB"3Z%4$#
M!@"@(@ &1% !1Q%$D.**,48 D04RK@A C"\Z%..,  C0HHTE%FGDD4@FJ>22
M3#;II' YZBBE 19@5 &04JIH0(\*79FECELNY.676G+YY)EHIJGFFFRVZ>:;
M<!(5 9E9$DF1!5B2V:)"$0A IXY5(M3GGUK:&>>AB":JZ**,-NKHHP[.2:B.
MAD8TJ8YF%N3GI0!D.M"FEWH*Z:BDEFKJJ:BFJNJJIDFY@*'^$2P@)46RKCB
MBP+%*&6E ]5:*)&Z4GJ0KT'BFDRP*R[ ZK+,-NOLL]!&*^VT1TFJHJC'"AM1
M!3HJ>Q"6O'*;+$+@%B2NBMX:1"RVU+;K[KOPQBOOO/0>"B2O!/EJ@$0-K+AO
M0D ZH*Z_"MU;4+]:%CQNO0PW[/##$$<L\<3RZ2BFQ1$!R6ZV"1=D<$+6#N Q
MC7P23/')**>L\LHLM^QR:!@K%+./)BNL(JPK"L#0QQRSN/.*&[\L]-!$%VWT
MT4@G;12F"\W<D+7I)N0KSNC^?/- 4#,TM=)<=^WUUV"'+;;8/!]D+;X*(0Q
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MP4ZQ23Y=ZV8[^]G0CK:TITWM:EO[VMC.MK:WS>UN>UO(M\ZU1L T3"Q)1'#
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MVA<@6J(JNJ(LVJ(/=J)\D:(N.J,T6J,V6E\PNA<R>J,\VJ,^^J/;E:-ZL:-
M6J1&>J0M*J0D6(%(VJ1.^J10>EY*BA=$&J56>J58RIY3ZGQ,FJ5>^J5@:J-;
M:A=5&J9F>J9H^IIC6A=EFJ9N^J9P*IEK2A=M&J=V>J=X6I=S.A=UFJ=^^J>
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M%=SA_1 *Q5#5Y% 60 I>D 7N_=[P'=_R/=_T7=_V?=_XG=_ZO=_\W=_^_=\
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MR_$KD_SRF^?\[ ?  !3  8P)DP*#K..Y^6NJO'BSU_&#3U"TVR.__M.]S"/
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MI_T1GDM-,G'@RQMA$[;A&^87_GQ>F2#,VCN?%%:1BEV3$8V "#   P" )#:
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M%L[P:74BH%="6*?4826%HFJ:ZAC!BPXV#A0O\\K5@!>A/]3^:79O:*,L&E%
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M$E[H3I72P"0R<<@TS#K[A-/ A +^4,T"0T\YJJ=Z+K0VUF/E9](T2B5J1DP
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M?ETB>D7&'HKZ39)>/13M@2\2JA-T]16KT%A!FO$1$_*&*O$BI[(JKS(KZ\_
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M-]<9QE@@LQA5>U>.<IB,RGA:S!B/TW<+ZK80=-0(?L"&!($+X\@1 1F*L9A
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MF[JR"*JIIYZP?L%)*,;1(Z&.0KY$N"BB(XNW?BT2&E;KW8;^-A':P=O7[U_
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M4SS-TQWQT1_=Q"#54T!%F?%R".M4KH> F^<HI!'<D;;LB1<5'XP#@S@]BE[
M&S&0&U>+5&.Q"$!32\(0H;8+U!7$FT0\"52:RE7!N^OLB, BFBE: W&!1H]:
M'%&M55OE$3[MTR?\TUOM56!9GX=HEVR,"/\1@Y(L/2#!P;I8U/&Q#MG4"9ZQ
MB#.@EI;ZA6'!NZ:+B%J3TJ@00U_^3<(I$H./? A>X)(4VA<R[(G'U++OJH\
M0Y[J:[X1_59ZK5?_R%5=]3]>M5=^+95/2YRYC @<>P3K&-8@Z1FA4,_2Z05
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MS=)"O6K6LQ[I@R?1V"]8M!$U7;,BHBO)"[M%$M>A-:]ENM$=]K;2HU9$5+B
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M -A2!12M;G4;X-##:?>[WQWOX0"ZWO"6]_@J7>Y_US:!6%Y+F<& :E LHML
M7SA94*9PB&QQI(WQ X2%5!T?]Z*9636I'">"QU&CU86U9#-Y<@+2C9O&QWZX
M:6/2BQ W5A"D$&I(I&;LJHUT%\6X>$0C!L[PGP,]Z%\[]]K<O>XL14  ^K;W
MI(.3[Z7^0[KIO[& T9=>Z%5&T6U"W[I5=[1)P;#9O%P?.U1.6].$C.(.@/#Y
M+Y*U+*C:P4+&]/1K;G27C)!$TTG)VIP?DDWWZ96T[A6%'QJ!3S!,2N2KL7LQ
M(PQ"A^"Q)P4I.. 7 @H_+)L@O* [V3OO^<^#_D-$3UO5M01U??/;-Z=_MP!2
MSYO5O]OU:O-WZ&O/R5C$8J4HQ\O3QFO[WT^D1D0^2$T*JY $MDS+B(?%A+?8
M:]G8Q'!_;0K\=.R07O37V(DB/".>KZ(M;C.;^O0ER$L3?=:J$PZ>&$55ZN8L
MAZ@5SFKU/O#K;__[XW\ZHS];NM^=I07 6P/(VY^]F]3U!@#^1MT -L"[+<!O
M(""?"4"C)0,!JEL#B@_MY5\&HL]*G04 K<4'Z9T&BB#\H(Y"N%U"_%I!# O_
M*(_+O49E09#RL1%3Y,W[103);92XT(XCA!M_^!5)V!IK(<C^$(07$2%J?)>T
M&1BJ08OO*40VN5=;F80'BF 56N$58N%2[!^\[%F]84G_+1IP&)T!Z@88 H %
M^L8# H#KF2$:]H;1R1[:8& 6TN';L-KNX44S/5P=?EZRL-W]T!_6A-9#5);V
MK4;= )XHK(%1.44"38A7V%RVL F \ )ZG %@W(CU/4MG(=<%X6%F4-6,W<*M
MV('K"%(]]>!!R%P.%H2?E" ?PF+^+,IB+&[ANU1=GUW) QJ <+B; Z2AH.UB
M<+@;&2Y@& JCH)%AVLSA+#+CO4"42<R@8*01YS7CUM5-)!8$ZY2?0+#/\"E$
M'(43=5S96B1+$"8$WIU$%.I*Y!&2?U0*&TE+0E!(@QA$+-B$&)AC9AA3(!Y%
MSH#<_8A=-0KD0!)DT-5BN]PB+B[', I'%PZ:;S"DTT':&R)C0TYD^"QC06KD
MH@@;*UH&2-G@1G(=..9:FLA%0DC50S#9=+RC?CW%W$%$;-4.2:ACKN"@-UZ'
M,1U3984@08@"(&3>.W%$4&9& N7C4?2+ZVR1$XID4SKE4VK80?J9NCGDT2F'
M0P8C+U;^Y&XXI  0A[OQ&U9^I:#%H4)E'52B)9ILD1CX 2.P75Z0!$ZF9;G-
M2D .!(( 5A(^!/LPY6NP3[9%Q189(J0($4V*2T>" 37*AM>EA\-9!&E-ET2
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M$5!D+T K8EV3F3")Y<*L0YH+ALWN1:UM<810_$"CBAJ$A&"PKGB\>)WB]N[
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M3R"RCRU>13HJPB/6@"&\D!$WD6(T42.\B"%$K2%V*7Z^2Q0<D29N,$BV"WH
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ML51-55F7E5G/"5(E%5HIM5GC"K1(RB=LY19>IT5_06S68!&6A820#BX4\!/
MYJ5P=5H;M6P @5QZTCOUTB+>M#8OPBWII+_B\<;,A1%TLU:?9@T29;DL[Q?.
M2Q:58]MFRFM +UT7EF$;]HV>%5HC55H=5JD*C2%@ 3[AP!6@D.I>Y5ET;B\$
M340IUD'^C4Z8AK(B7*C0&E,?VS!39*Q)'T)H[L A)2)C]K7V"H*%;"$G"S8Y
M<&A;!<(6DI5DB]9HCQ9O(#9BJ71BD7:?Z'*48O(3;G1N6) O9>%=\V+;G+91
MC]$HOVN^0$MA1_%%-25DQNPANC&E5HBHZ)&%/&%K\%)1AV.7U)!K[Q9O\_9E
ME'9I([1I]3:=IK @]C-2 FL/^PLPW\*+6!9P&?366K%5R\4@>$%L9'44EV(-
M%HY.W),C7B5 R5.&UA;Q? (.)LYRAT-YZ+1Q5Y=U6Q=3^+9OH_-O77>2Q$8Y
M>\$>Q4!6QPL40*E>YT*9[)9VG?-'81%N7@=M10%2\K->H%;^(EY*7%EBL>R@
MNR3/.VZ!WDY7.&0A0PQN>+\7?,.72& W=BES=L6W@VP!%G0F_<S+(N  77^T
M$62N9M^"/=&W.GVS?)+,(K*-%^1U7J)N(VA"<R'BF[I,,)\G5V2H@(L#7?$7
M@B-8@A&#?,O7*L]W@O>G)][ ?$ KV\JF(5^-H11"=>-BNQ(W@Y_R4IW,B"X"
M@%FF;$372S6F):A+(6(VK2ZB55ZG@5/8AW\8B#FE@BVX(C$XB#T'##N/5AVB
M:MX 7YG+0XB6+8)U#1JA?H\X(O]TO0;B,!GW94P61S6")#\7(K[K#1PR%0=B
ML7X7B]O8C=\82(:8B*'1B.%X;TS^\W>$YHHE(H&#TXY)=D"OHSS! (59)@TU
M0G^C=R-X6"/\L*+ YX7_6)(GF9(30X[G&!'KN))7!A9@@A&@EXLZDRULF"9>
M=9,KM6?M0\B\CW/"52,,<LA8(D[G\B(&!5R$[I1S69=WN2\N&9.'4)-Y>5Y<
M02GOL1?*IH150GD;2IB7=9"722!D:&0O!GQ&K7CW=&<"[Q/1DW_/0'N;&9S#
M69PAPI=_N?Z">9R51+&T)R)@V2(8X;2^TBEX0>YD.)V=E&![QHO0=F_4*\)P
M@=RV#4@UHM1PX4LE@MZ:[Q;V^)X;VJ$WN9S-N?70^:&)Y$:P3J#)"YR(A:%1
MYR.FN:+^6;/$WAE$=))S/)A+SYA/:X(T0R(LQ."TOAD^;CBD:]JFPSFB)?KL
M*/JF>V3B8NTP+5$[:X)YT6)+>]I)>6%CI:-LA%=OVG<@Q :G-"H?;:TFY-D@
M0.F)D9JKN_J'<UJGRXZGO?H\!$T,'N%C>B'5UD  SP"M1^D5M_HI:(2-R;HY
M;^0.:FQN\T9LS$B9 #%$[$ H>:XF2I5I9LZN$UNQPQ>LPSKDQGJQ!Z-C7F%#
M/.$,S@!?K7=YLDC0.)C6H.@,.IHCG,>I(WLU0^0,_%6T6896%*J_S"B(9ADB
M^CB45$(KQ*"035NW=[MA&]NQBQ#V>-L\%E=Y$)N8*801MNW^4![".)/9)>J3
MZ81[.5D.A_NFQKR%A9RH9OP3(JP1<LF37Z5;O,?;5'W[MYD-LLG[+I S9=I+
MAOS/0S8I(MA0BE>"]M1[.8.:XF9'R+((?%J19WHT(@BV3_#;P _\:,W[O/<L
MO1$<+O27K$JB?WF!Y3C/(8$KC!T\73.:G_VFOV@SU6ZBLUPP(@"2C#4<Q5,<
M2A5\P;$RN%5<,?2T+U=ZH+F'$FE3(RA%IF'<27NVKO>&E,<&C<Y"LP3V(=@2
M4'E<R9>\05F\Q36LP9G<)6)!IYA(DV+ED%D,? 9*RI%6[DJ[;R9.RBPB*4!Q
MB0>"4D(*PJ&YR]O<S2'3R9]<&E_^_,WY@L)).OF@"*V;D&P8X1%"JLXIUC=W
M/&^^RY^RI<9D@2=9++H&UB?V.M C7=(Y,<[EO*JB?-(;PI6J21>K6"<R_6Y#
M1Z7UAVH]26R02-XXQ$24YPQ>!ZM!'=9C_0<KW=*G"M-EG?VB5S-]HKYEG5%W
M*;IK!Q<2]!=!:T5J:B"^2\@ H= >V->?'=HGDBH)J-9EE\ZCG2W&:]7@*T$5
M&=O3-5J"/7_6' [ !T!V"?AJ['5"@;@,ZMO?'=YCC]:KO9YN/=)Y 10\(5=0
M6]T>@A?TN_/B?5I!X1- >F\R^GD\T%L&6R"T%#QP(10(7> GGN*K;=[IO<^N
MO>(= A3^_(\1:@8,.QQNKJBZ-][D,TUN6D64!V+W3O/D7Q[FS>WB,=Z1[-W!
M98%8'8(DO:,B"IG_3B;F@QXB-)5"P.AUBBA!G5OHEY[I)6SF:?Z>-/[=>T*L
M#.*:1_54>KCI3;X7IO9&<W,@3#-J?.+5M][LS_Y1IQWJ*]/F#1RT2E"_<6:U
MT=[L21*NVEU4^MC;Z9[O^SZNGG[M!Z?MU;L7.A+L"P*-_%S?_)[Q'R('P>"Y
M1MIU:N+$&]_R+W^= #_P(4;JH]W(5BQD[.!28H%&2A[SZ=Z?RDGR/22W3]_U
M7U^.-'_SI8U"!9YPT1)FM3PAL!/V&_]5 A[- ?)3>Y_XB[_^CF1_]J=D\,5[
MU_C-0VL<S7O=^"N^&[&.%]C;Y:=?^[>?@Y _^2>4VN"]U-NGT'Z<^[?^BG U
M[I/\_-O?_67'^[__D3K?:45A$4PY3[[QM.  )00"3]\?('X)'$BPH,&#"!,J
M7,BPH<.'$"-*G$BQHL6+&#-JW,BQH\>/&#V!&0GFS<)8)%.2' 6RI<N7,&/*
MG$FSILV;.'/JW,FSI\^?0(,*'4JTJ-&C2),J7<JTJ5.AN4A))34LF=6K6+-J
MW<JUJ]>O8,.*'4NVK%FOK+IL(,7JJ=NW<./.#$72E=R8<%)ZXJ42#""!=TBN
MN4NXL.'#B!,K7LRXL>/',NF2=,3^,&_?D;P@:][,N;/GSZ!#BQY-NK3ITZA3
MJW8;=6K5L[!CRYY-N[;MM&O;KM[-V^T:DG]XBSIS)N6=7K_L]!T5&'COY]"C
M2Y].O;IUI[)2QF(HZC*8.]?#BQ]/OKSY\^C3JU_/OOW0UE)?VYY/O[[]^UQQ
MLW7/WSQ?DN"M9HL8?84BD"/>Z=7?@@PVZ."#$):'(!B4-<1(2L6)84N$'';H
MX8<@ABCBB"26:"),\%&%WXHLMNCB5_KI=N*,B*%$DDFK/7*9+ )UER 8<"!'
MXY!$%FGDD0O>DME#$\*!"X](1BGEE%16:>656&;I8(KRO>CEEV#2%J.69.(D
MV4@XI@;^RV\JB2$D+@1Z]P<N9=9IYYUXYJF3+; (J>>?@ 8JZ*"$%FKHAUR&
MJ>BBC,*HUGZ'1IK0A"2EQHL?WME!D"AKB!'G2&>((NFHI)9JZJFHIJKJJJRV
MZNJKB$ZE8J.TUJKHF+ &^H=*J2V28",'73C2G+D6:^RQR":K[++,-NOLL]":
MF*BMU%:[(J[16EE<2DL2=0LHL,PTRH^B&L0+*)[8E>VZ[+;K[KOPQBOOO/36
MR^JTUN:K[VS8VFLB+GW=4I0MVWH2$RYL>@>EOPPW[/##$$<L\<045VPQ4/CN
MJ_'&8?5[L8.O]+4A4;N2M'!+O@KFAV5@B/'QRS#'+//,--?^;//-.-.8,<<\
M]WR5QSF?]TE?X0[EBDI_N30N26+PB,NVH 0M]=145VWUU5AGK?76%>WL\]<:
M \UU=&\0391R*IW,$2R,;#N2P0+=$DK18]=M]]UXYZWWWGSW;:778 =>K=A^
M?P8+@6\LTLAE+ EU=%^,?)2=2G;X6?CEF&>N^>:<=^[YYT@!+OCHC1(.>F*]
M))Q@N4&AK5*:'"V>4M.GUV[[[;CGKOONO-\L.NG @VEZ[VZ!\B-)40?EXV4"
M=U0R27 3+_WTU%=O_?789R_E[\%WW^+PVA?%\H_1^Y1Z2H#H!4NW&94]TAJ/
MA"___/37;__]^.=/&/?>]V\?^/K^RXGQ!),2][TM* ,<B1UN<1G67:07*:E0
M "=(P0I:\((8S*#\^.>_#M8&@!ITB>SJ\@M8?$(4 "-)Y'YR/I/]PH!,HQ-&
M)C>2Y(7PACC,H0YWR,,>3HR#'@PB;$#HPXO XG4&2<D*?9) OPBDB9/)R.-&
M\HHB6O&*6,RB%K?(Q2P!48A@' L1N]@02K5L.P5)6'!^@BD7"N03,&R9# ?R
MB37X06T*&1I)1D;&/OKQCX ,I" '&9HOAO&0:'F4C CY$ .N@8\$,: ??L*+
M3TVR(+(0UD@D^(LIOL%R"ADA&$#)R%*:\I2H3*4J5SD10R+RE5D98RD9J$*$
ML"Q /9G^(A@^<1 XQ7 @K@.# Q72QI*P\IC(3*8RE\G,'+H2EM"4)2.7!X;&
M&:28@_&))L'0/(.8L4+4!(.F&J+&9IKSG.A,ISK7J;EG0O.5TB3D-ME'D)2-
M!)(Z21@<$N++D8BA.7U1ET+^,Q)@L?.@"$VH0A?*T(:Y\YV'C*<@^_F=A"SM
M@#P)&?048L8$)4TA- 2##1M*TI*:]*0H3:F@'@I1,$HTD,4$0_D*THM/[9,G
M]@0#&A%"T1_AL2 7!8- 54K4HAKUJ$A-:G]8VM(@OO2/9A1#-P^24WS:I)(D
MN2E'O0/#)2)$CR/YJ5+'2M:RFO6L:$T,4YO:P:?V,9R\5$C^4&=JDR;&52$]
M'<D=>)$P,<SQ(*(D95H'2]C"&O:PB/W(6MG:/[=V,1:? L,:%5)3P0@V)K#P
MQ/C^.BF2G.$5H$".CJ*8D.=E,[&H3:UJ5\O:M"Z6L=US[!9OH3HXT!,A9ASJ
M3 ZGDDLRI!>[$D,5!T+1-5SV%[=LK7*7R]SF.M><KX4M\&2;Q5X$\PQ614A(
M+XF+1:RA$:"LHQW$.I%@;A(B4QV(*$=:D$\MXKGPC:]\YTO?'D97NJ.CK@]E
MT:=?I"\EPW5(3'E$J?)== VWG4A(26*@BX3T##^E)4;K2^$*6_C"&.;=??$;
M./WRY!-^\,1Q]2:[-XP6>1'1)67^]#D0OJ;$H!?YKTIV:A$9@^$,G"UA2H:9
MX1[[^,= #C+5-LSAKWEX)K%8!"-&(4.P?O1NF71$-W&Q395XU2$M;!E!6Z;>
MOI!WH)Y@A"P63)($2T06D>5DCU)"-R&[^<UPCK.<XT7D(O?LR"X![F7LX(C(
MLI=K_13#)T;QO,L<9R(G!D.5-W3$OCP9RVBSXV5@=Y%76-(@(B%)CN?,Z4Y[
M^M.@-E2=[<PQ/+?$QL>CG=V@>+PSI/<A*?2G2ESAXLML6B&L=C1'BJG5@6C2
M9:$.MK"'3>QB$VG4I Z;(I-"YN.I.6NW@$6A4QW@B: Z)9_(:63OVI L)RA^
M&Y$QI7_^P6MCF_O<Z$ZWNLF#[&3KR]0?N?;Q>GTU7H@"H#]ZGG KG: XCL*F
M$,GU<CBR38.4<]T(3[C"%\[PQK3;W=:"-T=P,>TS/$(6H0"$VR+[ZJ#Q8A2+
MB*QWX  *.M5Q#6VN2!R]$[^<TA@AMVC$(E8N:S=J)-.8(<B6G]WPGOO\YT /
MNDT>#G%J2;PBO4 7CVX1QS_'XA.PT"6/<\8+\_;E$;" 178U(O"4!.D7&IUP
M0O#=%S&<R;@<:>)4;322!@O][7"/N]SGKA"B%[U61Y](U?WIBCA^,B%;?G30
MY#UCF.2U30MSFV\1HLO+4$9':["F1JC9YC/IE.Z8S[SF-Z_^;KO?O73+]@DN
MK&Z<CA/$=6>HFBV.EW.85%DEW):QFQ1"^I1 Z=;\)N% S&AFSOO^]\ /?H4]
M__E%/;6[?OC#)VB,"UA\^2")OGI#$OU\F9D1#I^@LM=ETFR]%J2)*2=(XPO*
M)KIVA.W")(AIA<_^]KO__:LE?O'#]-)>C._&@/!$,:O-D-K+U"&-5D-30U%G
M("1A!P;O)1.D]P;I%5+F)Q QM4<EM'4<(6&[1! '!W\:N($<V($H)7_S]R4O
ME5,)<EH,L64J\8 '$7A3TT02E&6ZY1++<P9PL :.L&F*)Q"QT A[(1#-=F4O
M 4$D 6Z_L',>>(1(F(1*F$P@&(+^+R)1XY<@X<=XWJ&"".$Z)G@SWC95:Z)H
M-?$(9_ &_&<0LB<+M[ M26-CG^ )HC!B'_$I=C *R(%^?[:$=GB'>)B']B4K
M7>*$C15Z$4%V/T*$"V%&*<-M#F%&IB<S321X1V%Y?)82MQ!2:'<3<10_EC>&
M>KB)G-B)GKA!?.B''A1/JT<2E0,+CR"(0.(0KF,2MD"!"D%-4R<S V)[3>%M
M*@$+-E:'"M@FO !#N/>)PCB,Q%B,[12*HN@_\91H;O<+O0 +VD<2B]AB2F01
M%LAS,6-_Z/,4!Z@29E2)-Q&!WY$2XV2,YGB.Z)B.6].$R8@?8X0+C> '?95@
M086(OZ#^) 015+/82*9X,[<03!KB%J]7<R-ACS0QD&RFC@JYD S9D!?#CNWX
M/X"X$%VH$@EH+I^"8P-Q"X%Q!G23:+#8$#;6>Q;C"FXS$ON(%+66('ZE$QVE
M$C#FD#(YDS19D] "D1%)'Z8C"YY@( *GB0)A8Y0A-P!5CL^3>A?11$ Y+[?0
MDVX8?6 0DT\15(:V$SC7%W]GDUJYE5S9E::"DSEY&Q-)$)#U/MXAE051B_X4
M"_<'!DN2@PZF( V#"^[CB ,Q;5%Y%R3HC3L13@GIE8 9F((YF%Z$C&%).H2#
MEQB2D@>"(9>Q'=>($94U$HMG+S9F>E D!I('%PB3(,UX$U3^21)H29BD69JF
M>9H1 I:'R2]J00AS\&REV!=KX I3N(*J<QE1HTN;21'%!&S^THTQZ KR6$#5
MQQ2V\ <T]W(V$9L%Y(:H^9S0&9W2"1VJN9JQD18C()H%\9+?$8P'T74%]0O4
MEQ'C:2^?('*(> LB9P<D^1:61Q+."1,ELRT>.9WV>9_XF9^C49W6>19I40.V
MUPNCX F@('(4,A'6]2/@T9L:H4N\V"Z](&\7*1!7*8")T8VKV!.CP&2N  K3
MJ)\@&J(B.J)*P9_]619I00(%=)+ X0G%284JD3!GL$VX=!%;-J'PP@NJF*&_
MP)-M^:+8T1<X2J)$6J1&>J2E8:+^)RI&7: !99!JWBF2!<2=(T&(%]&*5?(*
MC-D3M]"6*2%:WH&4B8&"%XBD9GJF:)JFAZ&D2]HQ:K$'QV.%#X%FHOF>-Q*?
M#K%-'VHBO= <E>D3T=8+LG";=W"5PID@V$@8+ JD:MJHCOJHD"H3;-JFCK(!
MEO C7Y<1>H1CZ <@40H1U+2;1+)-,=B7[\.B@- +&&IHC-"><8%O<AJILCJK
MM%JK$C&IE-H5^C$(@O$(PB(&M4D1L1 *F4&FX-41S)FH)Q).=ID3MZF=SOBL
M*E& CG$F!FFKV)JMVIJMN)JK6Q$CHN ) 3:@C"H1KB,&6TH1;C.D-**6O^03
MW3=2X.G^1(_Q"IZ@G-N:K_JZKVC:K=X:2V,I$Z]0''!0KA#!,G\Z(WUZ&==Z
M$WZIF31UFX_P*9_)KQ9[L1B;L3[AK__Z,P$[$P8;$<4T;C-"I5G)$Z+4,IJ8
M0/7I(YFJL3 ;LS([LQS!L1V;#'FW$[]F)(T'0PU;$ZBW".0U"G[ "'-T"_A*
MLTJ[M$S;M#;;L3FK$XGFJA_B;8P0@'*$$^LC$$(X$D#8M& ;MF([MK_PM/\:
MM0*4$B$)(@?X=3D5JQB!"YZ0?0*Q=Y^E8PQ&MGJ[MWRKL6;KK6B+$T$5K")B
M>443:U[H$G2))LA!*<)UE2';MY([N90KHG^;JX%[$UB;KA[^DFASY%XO86-P
M0!RS8T!B6KFHF[JJ.Z*72ZF9:Q,6"+<>8D^^^4(DD; ;X9?',UFKV[N^^[NF
MV;IM^KHUT;5Y.20C&TFWVQ+JR7HI"+S0&[W2:Y/"NZ3$6Q-NTZPB(DG*2YDM
M(8ZL1[C3.[[D6[YY6+TG>KTTD5Q#4HT#490@ 58) @<B1[7F>[_XF[_"A[[]
MJ;XSD;PT$KL$ <#(:J!](0J6!B#ZN\ ,W,# Q[_6Z;\R47 TLKD#?",0T7PA
MF:"W*XX(!G:_49\./,(D7,(_!\&K*<$QX;E?Y0>.8+_K04W51L!<"PL=9PML
MDI*)YFK+<P> (+0#\8PP;,)$7,3^1AQG*'R8*@P3382O4Z2L[O$*XP-).TM<
M98.N!H&%"8&UZ?<+F@4(GWK$8CS&9!QD21R62_P20?6R=RD8$4)FED/! G%B
M8O (/?@+X91@O[B-9=S'?OS';W;&.9G&>:8Z5DIN*1$A'96%<OP+@E@YH2!R
MV953:Q#&@'S)F)S)JB7($4G(+J%+].;(*6')YS%MY=B8E3(0+#H27CJ&W2B^
MFAS+LCS+9T5\%=   )#+ &  $1 !]5$!$6  N@P #A !%4 6O2S,NAP!#G#,
M8I',NBP O.S,QO>QAR%[!@%#D2L><82C5]D\B,MZG]D+,"2[M'S.Z)S.)&5W
M$3#,[KS^R[Y,&\'\SL-L -3<%16@S/2\R_>\%?F\S[ELS]6<&XYA1FFI.K"<
M'L9[8VKSS0*QJM_V?>2(I^I<T19]T<Q$= L T,,<S[$1 0+ T0'MT?ZLSQQ-
MTED!TB*=RQ9P*]9L& XM$'C)N><14HV08S'=1!4J3N[%/C:6T!@=U$(]U(ST
M<!N]TKF,TF6!U+K<SUC!U  @ $YM%2&-U (M/"]=&$TT,E'XL^L15*5*32,C
M2KQ@8XR@C4QC0PESRD3=UF[]UG_4;NT\S M S?\\S+%QU '= ,[<R^Z\ %RA
MU_ <S]"LRPZP%0XPS )@S%9AS.YL /27U81!>:C,EPYRE=G^1=FB_#Y%F#YP
M4"[3UI*(.YIP7=JF?=HXU&XFK=3),->Y#-AF40%TS14F[=2RK<N0O16UG16W
M_=JTW=%83="-<8#J0GI?ZQXQ)5B:[3:\2Q I6TV=M&.H/=W47=T4A&RN#0"L
MW=BZ#-ME@<L![17Z?-A9 =Z[+-[+G!5ZG=N_G=3!#2F,8<&3V5L.8H$U*GX)
MR9R'_$9]P4N0:]T 'N "?CW(IL_LS15X;1;ZO-W<'=Y9L>!>X=H"\.#IW16N
M?> NXLDN88&\U*E9==DI4;$"@;6N( LP)*J_$)K HF\#WN(N_N*U@VS [14)
MCLRX#1;Z?,\2CN,5WMHW_A4Y+H+^DGT7B&LP G>Z[B$+CK!Q9H:U;3,[M^;A
MP>$V]PWC5G[E6&XWR ;,"X#A6G'A9@'F7Y'8N=P 6.':WMT5$-[@YPWD/9[A
M0WX7U;B7J=P>O? (*W?<>,MR_-07<!"961[H@C[H4U.=>LW@77'H8.':)&W>
MB,[F9FX5CK[HW2WDPMT8H$MS([&GX<'!9@-S">+59;=-*$[HIG[JJ/XPJIG=
M+5T6:Q[A/VX5KV[AE2[K;\X58OZ$<2X7DD2FVK$>GK &7HJ "F&!3+.EA.=/
MI)SJS-[LSKXL$-G+55WF9Z'H7Y'KR1#DUQ[KLX[KM:[KE\X8KF,'44@22QD>
MY3ZCYW[^CWTAP@L!C[6WW\\^[_1>[\4"@MF-VX_>%37^%?W>[S2NRU<!\/PN
M\%ZBX2XQLCLMW>FQEW]0JBO8%TF+$!X.!N!H[QB?\1K_E8;I(F3NSOM>\+DL
M%O]N\&!1XP2/X"8/Y^&^&+2KF!N5'O?7D@^!1!E\&1"_\3J_\SQ?)R!HTO4<
M\EJ1\EM1\B,?%BB_\@%_]. .WXRQ3:O\8NE!IC0M$%8F$2*GO3V_]5S?]<?6
M\2W2  ;0 ,$,]$+_U$HO\@" ]DSO[R9/]$.?]M>RZW&Q\-Y1Y>-Q@'8P\0FA
M$E4O$ "Y[%X_^(1?^$L%]F!RU^Y-%G"?%4:_]DC_]G)?])/^?Q\(WQ)V?QFU
M6Q[_+1$PQ.D%L8N&/_JD7_H,PI^"O=25[_@KW_AL#_G)X/H#O_IE 0R^</NX
MG_N^P 578 &D4 JL$/S"/_S$7_S&?_S(G_S*O_S&GPC>D0:7L0G,/_W47_W6
M?_W8O_QUP#2K@/W0/Q)I@/V'0!)MD K9?_[HG_[JO_[LW_[N__[P'__R/__T
M7__V?__XG__ZO__\W__^__\ P4K@0((%#1Y$F%#A0H8-'3Z$&%'B1(H5+5[$
MF%'C1HX=/7X$&5+D2)(E39Y$F5+E2I8M7;Z$&5/F3)HU;=[$F5/G3IX]??X$
M&E0HRU5?2!T=EDSI4J9-G3Z%&G7^J0  52-(=5JU*M:E6@$P]<I5:5BE!K2*
M3486K51A4]R^A>OVA(@(I+B\P)M7[UZ^??W^!1Q8<%\;8 P?!M/$!^+#0P8_
MAAQ9\F3*@I\<1E(YR>$>E%7X>%)D1672I4V?1IU:]6K6K5V_AAU;]FS:M6W?
MQIU;]V[>O7W_!AY<^'#BQ8T?1YY<^7+FS9T_AQY=^G3JU:U?QYY=^W;NW;U_
M%T[EBU%22=>>/Q]!JX'T6J]B55]U 5.S5KG&!\"^K'NN%=:C!Y I5KK8X M6
M?D$P00479+!!!Q^$,$()&X2%,<,8P<4/,.Y [)$)/P0Q1!%')#%"1CHLT18-
M >FE1!?^7X0Q1AEGI+%&&V_$,4<==^2Q1Q]_!#)((8<DLD@CCT0R22679+))
M)Y^$,DHIIZ2R2BNOQ#)++;?DLDLOOP0S3#'')+-,,\]$,TTR<SD*J0#?E$HM
ML>H#X#VI\--/J07X@^^__>S#RC_YX 1PP U(.5#-!&6Q$(Q0%!3C,$ 4#?)$
MQ%ZA-%---^6T4T\_!35444<EM5133T4U55579;555U^%-5999Z6U5EMK9;--
M\PCE=:RSUL*O@?NT$G8I_.R,J@%BC>7SSF5[1<M01#6]I5%9%.30L#=N_>61
M,_ZX!4%+#[N#6W//13=====EMUUWWX4W7GGGI;=>>^_%-U_^???EE]M<W82V
MJ0@B,," "L22<]A!L=H34*6475BJANM<"F( BI7*8F0#CDK:1"GEQ4(Q%FP$
M,5YL=>6P-WH9US [3NXW9IEGIKEFFV_&.6>==^:Y9Y]_!CIHH8<FVL5_R^,8
MK&:CPK.]JO*,BLZ#F7V:*ZFISL_JI9-^RN-- 6',CP5!02R66F5IV0[&7BZZ
M;;??ACMNN>>FNVZ[[\8[;[WWYKOO=(_>-6DZH89JXHVU=O@I_+YJBL[#F5J\
M\:T%3IAKI[S6]!7&'%E0\\-&F=66-1I%C&V_3T<]==579[UUUU^'/7;99Z>]
M=M8!MSP9BP&8&JK%'\_83ZCHG*_^*8L)ESQB/85_BOC<.R9PVDW5/LR5!6U!
M[)-9_R#],--M!S]\\<<GOWSSST<_??779[_]?7'/W2N*%1\<0$&K?DH!KWK'
M&H#BG:(3[YIR/P X8'C[>QY4,*<I41Q&#+A84"\0TP@UX0(4F(I1R+H'AN^Y
MSX,?!&$(13A"$I;0A"=$80I5F"_X66YQ!;13!0@F/^ QS"L&&)A2!D9#W]'P
M/3N\H>)\J,,7(B^!2EF@IL &!D\T:'2&^4.:<!$I,&@/1J/8X!U@MD(N=M&+
M7P1C&,4X1C*6T8QG[%L+72@_-O(P*[]Z"@';*+^HR'&.51$ 5"QP1S;F\8A=
MB]['-B7^BW U2$.&@4.:'N% "#I(%HM #!RLJ*"6,::):,1D)C6Y24YVTI.?
M!&4H13G*"*G1<A/CHP"?4CFF[.Z..'16*O-3PP90)94"J&$"DTBJ<8T,34LT
M#"@<U(LG,D84"SJ#A>  BT*2TIG/A&8TI3E-:E;3FM?$)JM,Z<( LC&7K&2*
M!5#)1H/U9YSR*Z=4*M!-^2T@E[H,)*H\@9AFEHEZB'10RAI5K@3%HE&,R&9
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M9 A^(5)\SDQZW%?^Y7]#Q>QY]*!\I?G[Z.\*.*)^7_E[QG1\YN?^[C^_O(P
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MWBQWSCH/U+7:@0L^..&%&WXXXHG^*[[XOFRO;"W4!=^UMZ!WP9SPY A9>[E
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M-5WGM2O;]6S(M5[_]7GR=:F!-6 7]@D+]DWAM6$O=B$C]JL1-F-'MOLZ-J1
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M^SRKL"G7L6>_G@($ !/?P8<7/YY\>?/GT:=7OYY]>_(&1+B7/Y]^??OWOT<
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M7G$!N%????EM=Y4.^@U8X(&OE4$+@A%.F-Y66KGB"H4AAICA=>.-V.*+Q^T
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M^?XK_58) 1,0]EJ/ 9'H_; "^NSK]'@( J]" H?. !7( I/!]SI* X4H @3
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M/'D!;[@!S[J5^#BL]AD]:?*F\[>M'Y2F'T<WO^(K4?:DW_DK7I.N)0>FE>-
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M>^SUYW6_YQU?/O;CR>T'->Y<_7Z=F,L/0*7:RTXDZ@@,T+O^Z>!3$"?T)A+
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M)4CNQQ#\<_^?[_^&\E2" $2%9 ,)%C1X$&%"A0L9-G3X$&)$B1,I5K1X$>/
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'$(@2"@@ .P$!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
