<SEC-DOCUMENT>0001839882-25-065256.txt : 20251113
<SEC-HEADER>0001839882-25-065256.hdr.sgml : 20251113
<ACCEPTANCE-DATETIME>20251113104105
ACCESSION NUMBER:		0001839882-25-065256
CONFORMED SUBMISSION TYPE:	424B2
PUBLIC DOCUMENT COUNT:		17
FILED AS OF DATE:		20251113
DATE AS OF CHANGE:		20251113

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MORGAN STANLEY
		CENTRAL INDEX KEY:			0000895421
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		ORGANIZATION NAME:           	02 Finance
		EIN:				363145972
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B2
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-275587
		FILM NUMBER:		251476149

	BUSINESS ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
		BUSINESS PHONE:		212-761-4000

	MAIL ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MORGAN STANLEY DEAN WITTER & CO
		DATE OF NAME CHANGE:	19980326

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	DEAN WITTER DISCOVER & CO
		DATE OF NAME CHANGE:	19960315

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Morgan Stanley Finance LLC
		CENTRAL INDEX KEY:			0001666268
		STANDARD INDUSTRIAL CLASSIFICATION:	ASSET-BACKED SECURITIES [6189]
		ORGANIZATION NAME:           	Office of Structured Finance
		EIN:				363145972
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B2
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-275587-01
		FILM NUMBER:		251476150

	BUSINESS ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
		BUSINESS PHONE:		(212) 761-4000

	MAIL ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B2
<SEQUENCE>1
<FILENAME>ms12128_424b2-37967.htm
<DESCRIPTION>PRELIMINARY PRICING SUPPLEMENT NO. 12,128
<TEXT>
<HTML>
    <HEAD>
        <TITLE></TITLE>
<!-- QES 7h3d0c70r 1763044851.0202572 -->
    </HEAD>
    <BODY style="text-decoration-skip-ink: none; ">
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="line-height: 9.0pt; padding-left: 0.0pt; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #808080; font-size: 7.5pt; "><font style='white-space: pre-wrap;'>Preliminary Pricing Supplement No. 12,128</font></FONT></P>
                <P style="line-height: 9.0pt; padding-left: 0.0pt; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #808080; font-size: 7.5pt; "><font style='white-space: pre-wrap;'>Registration Statement Nos. 333-275587; 333-275587-01</font></FONT></P>
                <P style="line-height: 9.0pt; padding-left: 0.0pt; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #808080; font-size: 7.5pt; "><font style='white-space: pre-wrap;'>Dated November 13, 2025</font></FONT></P>
                <P style="line-height: 9.0pt; padding-left: 0.0pt; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #808080; font-size: 7.5pt; "><font style='white-space: pre-wrap;'>Filed pursuant to Rule 424(b)(2)</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; text-transform: uppercase; color: #296DC1; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>Structured Investments</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="padding-left: 0.0pt; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "></FONT><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'> Income Memory Auto-Callable Securities due November 21, 2030</font></FONT></P>
                <P style="margin-bottom: 0.0pt; padding-left: 0.0pt; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; color: #808080; "><font style='white-space: pre-wrap;'>Based on the Performance of the S&amp;P</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 7pt; vertical-align: super; color: #808080; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; color: #808080; "><font style='white-space: pre-wrap;'> 500 Futures 40% Intraday 4% Decrement VT Index</font></FONT></P>
                <P style="margin-bottom: 0.0pt; padding-left: 0.0pt; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 8.0pt; color: #808080; "><font style='white-space: pre-wrap;'>Fully and Unconditionally Guaranteed by Morgan Stanley</font></FONT></P>
                <P style="padding-left: 0.0pt; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 9.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 8.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>The securities are unsecured obligations of Morgan Stanley Finance LLC (&#8220;MSFL&#8221;) and are fully and unconditionally guaranteed by Morgan Stanley. The securities have the terms described in the accompanying product supplement, index supplement and prospectus, as supplemented or modified by this document. The securities do not guarantee the repayment of principal and do not provide for the regular payment of interest. </font></FONT></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 9.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 8.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Contingent coupon.</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> The securities will pay a contingent coupon (as well as any previously unpaid contingent coupons) </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>but only if</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> the coupon barrier level on the related observation date. However, if the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> the coupon barrier level on any observation date, we will pay no interest with respect to the related interest period. </font></FONT></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 9.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 8.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Automatic early redemption.</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> The securities will be automatically redeemed if the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> the call threshold level on any redemption determination date for an early redemption payment equal to the stated principal amount </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>plus</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> the contingent coupon with respect to the related interest period and any previously unpaid contingent coupons. No further payments will be made on the securities once they have been automatically redeemed. </font></FONT></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 9.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 8.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Payment at maturity.</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> If the securities have not been automatically redeemed prior to maturity and the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>the downside threshold level, investors will receive (in addition to the contingent coupon with respect to the final observation date and any previously unpaid contingent coupons, if payable) the stated principal amount at maturity. If, however, the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> the downside threshold level, investors will lose 1% for every 1% decline in the level of the underlier over the term of the securities. </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Under these circumstances, the payment at maturity will be significantly less than the stated principal amount and could be zero.</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> </font></FONT></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 9.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 8.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>The securities are for investors who seek an opportunity to earn interest at a potentially above-market rate in exchange for the risk of losing a significant portion or all of their principal and the risk of receiving no coupons over the entire term of the securities. You will not participate in any appreciation of the underlier. </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Investors in the securities must be willing to accept the risk of losing their entire initial investment.</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> The securities are notes issued as part of MSFL&#8217;s Series A Global Medium-Term Notes program. </font></FONT></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 9.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 8.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>All payments are subject to our credit risk. If we default on our obligations, you could lose some or all of your investment. These securities are not secured obligations and you will not have any security interest in, or otherwise have any access to, any underlying reference asset or assets.</font></FONT></FONT></P>
                <TABLE width="100.00%" style="margin-left: auto; width: 100.00%; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="29.33%" style="width: 29.33%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="26.84%" style="width: 26.84%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="26.84%" style="width: 26.84%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="26.99%" style="width: 26.99%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="4" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; ">
                            <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 10.5pt; "><font style='white-space: pre-wrap;'>TERMS</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Issuer:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Guarantor:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Stated principal amount:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$1,000 per security</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Issue price:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$1,000 per security (see &#8220;Commissions and issue price&#8221; below)</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Aggregate principal amount:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Underlier:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>S&amp;P</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 6pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> 500 Futures 40% Intraday 4% Decrement VT Index (the &#8220;underlying index&#8221;)</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Strike date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>November 17, 2025</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Pricing date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>November 17, 2025</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Original issue date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>November 20, 2025</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Final observation date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>November 18, 2030, subject to postponement for non-trading days and certain market disruption events</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Maturity date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>November 21, 2030</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="4" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; text-align: right; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-style: italic; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Terms continued on the following page</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Agent:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley &amp; Co. LLC (&#8220;MS &amp; Co.&#8221;), an affiliate of MSFL and a wholly owned subsidiary of Morgan Stanley. See &#8220;Supplemental information regarding plan of distribution; conflicts of interest.&#8221;</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Estimated value on the pricing date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Approximately $897.30 per security, or within $40.00 of that estimate. See &#8220;Estimated Value of the Securities&#8221; on page 4.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Commissions and issue price:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Price to public</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Agent&#8217;s commissions and fees</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 6pt; vertical-align: super; "><font style='white-space: pre-wrap;'>(1)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Proceeds to us</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 6pt; vertical-align: super; "><font style='white-space: pre-wrap;'>(2)</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; text-indent: 73.32pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Per security</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$1,000</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; text-indent: 73.32pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Total</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-bottom: 0.0pt; line-height: 8.5pt; margin-top: 0; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-style: italic; font-size: 7.5pt; color: #000000; background-color: #FFFFFF; ">(1)</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 7.5pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>Selected dealers and their financial advisors will collectively receive from the agent, MS &amp; Co., a fixed sales commission of $       for each security they sell. See &#8220;Supplemental information regarding plan of distribution; conflicts of interest.&#8221; For additional information, see &#8220;Plan of Distribution (Conflicts of Interest)&#8221; in the accompanying product supplement.</font></FONT></FONT></P>
                <P style="margin-bottom: 0.0pt; line-height: 8.5pt; margin-top: 0; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-style: italic; font-size: 7.5pt; color: #000000; background-color: #FFFFFF; ">(2)</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 7.5pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>See &#8220;Use of Proceeds and Hedging&#8221; in the accompanying product supplement.</font></FONT></FONT></P>
                <P style="margin-bottom: 0.0pt; text-indent: 0.0pt; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>The securities involve risks not associated with an investment in ordinary debt securities. See &#8220;Risk Factors&#8221; beginning on page 8.</font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; line-height: 7.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>The Securities and Exchange Commission and state securities regulators have not approved or disapproved these securities, or determined if this document or the accompanying product supplement, index supplement and prospectus is truthful or complete. Any representation to the contrary is a criminal offense.</font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; line-height: 7.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>The securities are not deposits or savings accounts and are not insured by the Federal Deposit Insurance Corporation or any other governmental agency or instrumentality, nor are they obligations of, or guaranteed by, a bank.</font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; line-height: 7.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>You should read this document together with the related product supplement, index supplement and prospectus, each of which can be accessed via the hyperlinks below. When you read the accompanying index supplement, please note that all references in such supplement to the prospectus dated November 16, 2023, or to any sections therein, should refer instead to the accompanying prospectus dated April 12, 2024 or to the corresponding sections of such prospectus, as applicable. Please also see &#8220;Additional Terms of the Securities&#8221; and &#8220;Additional Information About the Securities&#8221; at the end of this document.</font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; line-height: 7.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>References to &#8220;we,&#8221; &#8220;us&#8221; and &#8220;our&#8221; refer to Morgan Stanley or MSFL, or Morgan Stanley and MSFL collectively, as the context requires.</font></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; text-align: center; "><A href="https://www.sec.gov/Archives/edgar/data/895421/000095010325001753/dp224623_424b2-parsupp.htm" style="word-break: break-all; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 7.5pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Product Supplement for Principal at Risk Securities dated </font></U><U><font style='white-space: pre-wrap;'>February 7</font></U><U><font style='white-space: pre-wrap;'>, 2025</font></U></FONT></A><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 7.5pt; "><font style='white-space: pre-wrap;'>           </font></FONT><A href="https://www.sec.gov/Archives/edgar/data/895421/000095010323016332/dp202718_424b2-isn2023.htm" style="word-break: break-all; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 7.5pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Index Supplement dated November 16, 2023</font></U></FONT></A><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 7.5pt; "><font style='white-space: pre-wrap;'> </font></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; text-align: center; "><A href="https://www.sec.gov/Archives/edgar/data/895421/000095010324005205/dp209505_424b2-base.htm" style="word-break: break-all; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 7.5pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Prospectus dated April 12, 202</font></U><U><font style='white-space: pre-wrap;'>4</font></U></FONT></A></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Memory Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <TABLE width="100.00%" style="margin-left: -5.94pt; width: 100.00%; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="29.33%" style="width: 29.33%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="80.67%" style="width: 80.67%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-style: italic; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Terms </font></FONT><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; "></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-style: italic; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>continued from the previous page</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Automatic early redemption:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>The securities are not subject to automatic early redemption until the first redemption determination date. If, on any redemption determination date, the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> the call threshold level, the securities will be automatically redeemed for the early redemption payment on the related early redemption date. No further payments will be made on the securities once they have been automatically redeemed.</font></FONT></P>
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>The securities will not be redeemed on any early redemption date if the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> the call threshold level on the related redemption determination date.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>First redemption determination date:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>November 17, 2026. Under no circumstances will the securities be redeemed prior to the first redemption determination date.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Redemption determination dates:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>November 17, 2026, December 17, 2026, January 19, 2027, February 17, 2027, March 17, 2027, April 19, 2027, May 17, 2027, June 17, 2027, July 19, 2027, August 17, 2027, September 17, 2027, October 18, 2027, November 17, 2027, December 17, 2027, January 18, 2028, February 17, 2028, March 17, 2028, April 17, 2028, May 17, 2028, June 20, 2028, July 17, 2028, August 17, 2028, September 18, 2028, October 17, 2028, November 17, 2028, December 18, 2028, January 17, 2029, February 20, 2029, March 19, 2029, April 17, 2029, May 17, 2029, June 18, 2029, July 17, 2029, August 17, 2029, September 17, 2029, October 17, 2029, November 19, 2029, December 17, 2029, January 17, 2030, February 19, 2030, March 18, 2030, April 17, 2030, May 17, 2030, June 17, 2030, July 17, 2030, August 19, 2030, September 17, 2030 and October 17, 2030, subject to postponement for non-trading days and certain market disruption events.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Call threshold level:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>     , which is 100% of the initial level</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Early redemption payment:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>The stated principal amount </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>plus </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>the contingent coupon with respect to the related interest period and any previously unpaid contingent coupons</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Early redemption dates:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>November 20, 2026, December 22, 2026, January 22, 2027, February 22, 2027, March 22, 2027, April 22, 2027, May 20, 2027, June 22, 2027, July 22, 2027, August 20, 2027, September 22, 2027, October 21, 2027, November 22, 2027, December 22, 2027, January 21, 2028, February 23, 2028, March 22, 2028, April 20, 2028, May 22, 2028, June 23, 2028, July 20, 2028, August 22, 2028, September 21, 2028, October 20, 2028, November 22, 2028, December 21, 2028, January 22, 2029, February 23, 2029, March 22, 2029, April 20, 2029, May 22, 2029, June 22, 2029, July 20, 2029, August 22, 2029, September 20, 2029, October 22, 2029, November 23, 2029, December 20, 2029, January 23, 2030, February 22, 2030, March 21, 2030, April 22, 2030, May 22, 2030, June 21, 2030, July 22, 2030, August 22, 2030, September 20, 2030 and October 22, 2030</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Contingent coupon:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>A </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>contingent </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>coupon at an annual rate of </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>12.00% </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>will be paid on the securities on each coupon payment date </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-style: italic; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>but</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-style: italic; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>only if</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> the coupon barrier level on the related observation date. </font></FONT></P>
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>If the contingent coupon is not paid on any coupon payment date (because the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> the coupon barrier level on the related observation date), such unpaid contingent coupon will be paid on a later coupon payment date </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-style: italic; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>but only if</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> the coupon barrier level on the related observation date. Any such unpaid contingent coupon will be paid on the first subsequent coupon payment date for which the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> the coupon barrier level on the related observation date; </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>provided</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>, however, in the case of any such payment of a previously unpaid contingent coupon, no additional interest shall accrue or be payable in respect of such unpaid contingent coupon from and after the end of the original interest period for such unpaid contingent coupon.</font></FONT></P>
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>You will not receive payment for any unpaid contingent coupons if the closing level of the underlier is less than the coupon barrier level on each subsequent observation date.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Coupon payment dates:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>As set forth under &#8220;Observation Dates and Coupon Payment Dates&#8221; below. If any coupon payment date is not a business day, the coupon payment with respect to such date, if any, will be made on the next succeeding business day and no adjustment will be made to any coupon payment made on that succeeding business day. The coupon payment, if any, with respect to the final observation date shall be made on the maturity date.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Coupon barrier level:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>     , which is 70% of the initial level</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Observation dates:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>As set forth under &#8220;Observation Dates and Coupon Payment Dates&#8221; below, subject to postponement for non-trading days and certain market disruption events.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Payment at maturity per security:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>If the securities have not been automatically redeemed prior to maturity, investors will receive (in addition to the contingent coupon with respect to the final observation date and any previously unpaid contingent coupons, if payable) a payment at maturity determined as follows: </font></FONT></P>
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-size: 8.0pt; ">&#8226;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>If the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> the downside threshold level:</font></FONT></FONT></P>
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; padding-left: 39.6pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>stated principal amount</font></FONT></P>
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-size: 8.0pt; ">&#8226;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>If the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> the downside threshold level:</font></FONT></FONT></P>
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; padding-left: 39.6pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>stated principal amount &#215; performance factor</font></FONT></P>
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; padding-left: 19.8pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Under these circumstances, the payment at maturity will be significantly less than the stated principal amount and could be zero.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Final level:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>The closing level of the underlier on the final observation date</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Downside threshold level:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>     , which is 60% of the initial level</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Performance factor:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>final level / initial level</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Initial level:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>     , which is the closing level of the underlier on the strike date</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>CUSIP:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>61779TSS7</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>ISIN:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>US61779TSS77</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Listing:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>The securities will not be listed on any securities exchange.</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 508.02pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>2</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Memory Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 8.8pt; margin-bottom: 8.8pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>Observation Dates and Coupon Payment Dates</font></FONT></P>
                <TABLE width="475.20pt" style="margin-left: auto; width: 475.20pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="237.60pt" style="width: 237.60pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="237.60pt" style="width: 237.60pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Observation Dates</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Coupon Payment Dates</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>December 17, 2025</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>December 22, 2025</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>January 20, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>January 23, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>February 17, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>February 20, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>March 17, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>March 20, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>April 17, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>April 22, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>May 18, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>May 21, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>June 17, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>June 23, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>July 17, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>July 22, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>August 17, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>August 20, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>September 17, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>September 22, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>October 19, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>October 22, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>November 17, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>November 20, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>December 17, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>December 22, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>January 19, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>January 22, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>February 17, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>February 22, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>March 17, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>March 22, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>April 19, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>April 22, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>May 17, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>May 20, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>June 17, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>June 22, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>July 19, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>July 22, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>August 17, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>August 20, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>September 17, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>September 22, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>October 18, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>October 21, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>November 17, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>November 22, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>December 17, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>December 22, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>January 18, 2028</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>January 21, 2028</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>February 17, 2028</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>February 23, 2028</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>March 17, 2028</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>March 22, 2028</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>April 17, 2028</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>April 20, 2028</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>May 17, 2028</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>May 22, 2028</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>June 20, 2028</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>June 23, 2028</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>July 17, 2028</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>July 20, 2028</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>August 17, 2028</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>August 22, 2028</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>September 18, 2028</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>September 21, 2028</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>October 17, 2028</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>October 20, 2028</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>November 17, 2028</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>November 22, 2028</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>December 18, 2028</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>December 21, 2028</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>January 17, 2029</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>January 22, 2029</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>February 20, 2029</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>February 23, 2029</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>March 19, 2029</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>March 22, 2029</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>April 17, 2029</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>April 20, 2029</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>May 17, 2029</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>May 22, 2029</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>June 18, 2029</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>June 22, 2029</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>July 17, 2029</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>July 20, 2029</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>August 17, 2029</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>August 22, 2029</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>September 17, 2029</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>September 20, 2029</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>October 17, 2029</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>October 22, 2029</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>November 19, 2029</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>November 23, 2029</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>December 17, 2029</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>December 20, 2029</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>January 17, 2030</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>January 23, 2030</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>February 19, 2030</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>February 22, 2030</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>March 18, 2030</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>March 21, 2030</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>April 17, 2030</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>April 22, 2030</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>May 17, 2030</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>May 22, 2030</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>June 17, 2030</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>June 21, 2030</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>July 17, 2030</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>July 22, 2030</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>August 19, 2030</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>August 22, 2030</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>September 17, 2030</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>September 20, 2030</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>October 17, 2030</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>October 22, 2030</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>November 18, 2030 (final observation date)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>November 21, 2030 (maturity date)</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 508.02pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>3</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Memory Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Estimated Value of the Securities</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>The original issue price of each security is $1,000. This price includes costs associated with issuing, selling, structuring and hedging the securities, which are borne by you, and, consequently, the estimated value of the securities on the pricing date will be less than $1,000. Our estimate of the value of the securities as determined on the pricing date will be within the range specified on the cover hereof and will be set forth on the cover of the final pricing supplement.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>What goes into the estimated value on the pricing date?</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>In valuing the securities on the pricing date, we take into account that the securities comprise both a debt component and a performance-based component linked to the underlier. The estimated value of the securities is determined using our own pricing and valuation models, market inputs and assumptions relating to the underlier, instruments based on the underlier, volatility and other factors including current and expected interest rates, as well as an interest rate related to our secondary market credit spread, which is the implied interest rate at which our conventional fixed rate debt trades in the secondary market.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>What determines the economic terms of the securities?</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>In determining the economic terms of the securities, we use an internal funding rate, which is likely to be lower than our secondary market credit spreads and therefore advantageous to us. If the issuing, selling, structuring and hedging costs borne by you were lower or if the internal funding rate were higher, one or more of the economic terms of the securities would be more favorable to you.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>What is the relationship between the estimated value on the pricing date and the secondary market price of the securities?</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>The price at which MS &amp; Co. purchases the securities in the secondary market, absent changes in market conditions, including those related to the underlier, may vary from, and be lower than, the estimated value on the pricing date, because the secondary market price takes into account our secondary market credit spread as well as the bid-offer spread that MS &amp; Co. would charge in a secondary market transaction of this type and other factors. However, because the costs associated with issuing, selling, structuring and hedging the securities are not fully deducted upon issuance, to the extent that MS &amp; Co. may buy or sell the securities in the secondary market during the amortization period specified herein, absent changes in market conditions, including those related to the underlier, and to our secondary market credit spreads, it would do so based on values higher than the estimated value. We expect that those higher values will also be reflected in your brokerage account statements.</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>MS &amp; Co. may, but is not obligated to, make a market in the securities, and, if it once chooses to make a market, may cease doing so at any time.</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 508.02pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>4</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Memory Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Hypothetical Examples</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>The following hypothetical examples illustrate how to determine whether the securities will be automatically redeemed with respect to a redemption determination date, whether a contingent coupon is payable with respect to an observation date and how to calculate the payment at maturity if the securities have not been automatically redeemed prior to maturity. The following examples are for illustrative purposes only. Whether the securities are automatically redeemed prior to maturity will be determined by reference to the closing level of the underlier on each redemption determination date. Whether you receive a contingent coupon will be determined by reference to the closing level of the underlier on each observation date. The payment at maturity will be determined by reference to the closing level of the underlier on the final observation date. The actual initial level, call threshold level, coupon barrier level and downside threshold level will be determined on the strike date. All payments on the securities are subject to our credit risk. The numbers in the hypothetical examples below may have been rounded for ease of analysis. The below examples are based on the following terms:</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: -5.94pt; width: 594.00pt; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="198.00pt" style="width: 198.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="396.00pt" style="width: 396.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Stated principal amount:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000 per security</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical initial level:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>100.00*</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical call threshold level:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>100.00, which is 100% of the hypothetical initial level</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical coupon barrier level:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>70.00, which is 70% of the hypothetical initial level</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical downside threshold level:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>60.00, which is 60% of the hypothetical initial level</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Contingent coupon:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>12.00% </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>per annum </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>(corresponding to approximately $10.00 per interest period per security). The actual contingent coupon will be an amount determined by the calculation agent based on the number of days in the applicable payment period, calculated on a 30/360 day-count basis. The hypothetical contingent coupon of $10.00 is used in these examples for ease of analysis.</font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>If the contingent coupon is not paid on any coupon payment date (because the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the coupon barrier level on the related observation date), such unpaid contingent coupon will be paid on a later coupon payment date </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-style: italic; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>but only if</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the coupon barrier level on the related observation date. Any such unpaid contingent coupon will be paid on the first subsequent coupon payment date for which the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the coupon barrier level on the related observation date.</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 3.3pt; margin-bottom: 6.6pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>*The hypothetical initial level of 100.00 for the underlier has been chosen for illustrative purposes only and does not represent the actual initial level of the underlier. Please see &#8220;Historical Information&#8221; below for historical data regarding the actual closing levels of the underlier.</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 508.02pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>5</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Memory Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 11.0pt; "><font style='white-space: pre-wrap;'>How to determine whether the securities will be automatically redeemed with respect to a redemption determination date:</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="166.32pt" style="width: 166.32pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="213.84pt" style="width: 213.84pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="213.84pt" style="width: 213.84pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Closing Level of the Underlier</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Early Redemption Payment</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical Redemption Determination Date #1</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>65.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the call threshold level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>N/A</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical Redemption Determination Date #2</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>110.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the call threshold level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The stated principal amount + the contingent coupon with respect to the related interest period and any previously unpaid contingent coupons</font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>For more information, please see &#8220;How to determine whether a contingent coupon is payable with respect to an observation date (if the securities have not been previously automatically redeemed)&#8221; below.</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>On hypothetical redemption determination date #1, because the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the call threshold level, the securities are not automatically redeemed on the related early redemption date.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>On hypothetical redemption determination date #2, because the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the call threshold level, the securities are automatically redeemed on the related early redemption date for an early redemption payment equal to </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the stated principal amount </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>plus</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the contingent coupon with respect to the related interest period and any previously unpaid contingent coupons. No further payments are made on the securities once they have been automatically redeemed.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>If the closing level of the underlier is less than the call threshold level on each redemption determination date, the securities will not be automatically redeemed prior to maturity.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 11.0pt; "><font style='white-space: pre-wrap;'>How to determine whether a contingent coupon is payable with respect to an observation date (if the securities have not been previously automatically redeemed):</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="166.32pt" style="width: 166.32pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="213.84pt" style="width: 213.84pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="213.84pt" style="width: 213.84pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Closing Level of the Underlier</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Payment per Security</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical Observation Date #1</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>90.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the coupon barrier level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$10.00</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical Observation Date #2</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>30.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the coupon barrier level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$0</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical Observation Date #3</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>95.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the coupon barrier level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$10.00 + $10.00 = $20.00</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical Observation Date #4</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>40.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the coupon barrier level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$0</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>On hypothetical observation date #1, because the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the coupon barrier level, the contingent coupon is paid on the related coupon payment date. </font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>On hypothetical observation date #2, because the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the coupon barrier level, no contingent coupon is paid on the related coupon payment date. </font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>On hypothetical observation date #3, because the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the coupon barrier level, investors receive the contingent coupon with respect to hypothetical observation date #3 as well as the previously unpaid contingent coupon with respect to hypothetical observation date #2.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>On hypothetical observation date #4, because the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the coupon barrier level, no contingent coupon is paid on the related coupon payment date.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>If the closing level of the underlier is less than the coupon barrier level on each observation date, you will not receive any contingent coupons for the entire term of the securities.</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 508.02pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>6</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Memory Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 11.0pt; "><font style='white-space: pre-wrap;'>How to calculate the payment at maturity (if the securities have not been automatically redeemed):</font></FONT></P>
                <P style="margin-top: 3.63pt; margin-bottom: 7.26pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The hypothetical examples below illustrate how to calculate the payment at maturity if the securities have not been automatically redeemed prior to maturity. </font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="71.28pt" style="width: 71.28pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="261.36pt" style="width: 261.36pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="261.36pt" style="width: 261.36pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Final Level</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Payment at Maturity per Security</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Example #1</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>120.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the downside threshold level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The stated principal amount + the contingent coupon with respect to the final observation date and any previously unpaid contingent coupons</font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>For more information, please see &#8220;How to determine whether a contingent coupon is payable with respect to an observation date (if the securities have not been previously automatically redeemed)&#8221; above.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Example #2</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>30.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the downside threshold level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000 &#215; performance factor = $1,000 &#215; (30.00 / 100.00) = $300.00</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>In example #1, the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the downside threshold level. Therefore, investors receive at maturity the stated principal amount. Because the final level is also </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the coupon barrier level, investors receive the contingent coupon with respect to the final observation date and any previously unpaid contingent coupons. Investors do not participate in any appreciation of the underlier.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>In example #2, the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'> the downside threshold level. Therefore, investors receive at maturity a payment that reflects a loss of 1% of principal for each 1% decline in the level of the underlier. Moreover, because the final level is also </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the coupon barrier level, investors do not receive a contingent coupon with respect to the final observation date or any previously unpaid contingent coupons.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>If the securities have not been automatically redeemed prior to maturity and the final level is less than the downside threshold level, you will be exposed to the negative performance of the underlier at maturity, and your payment at maturity will be significantly less than the stated principal amount of the securities and could be zero.</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 508.02pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>7</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Memory Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Risk Factors</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>This section describes the material risks relating to the securities. For further discussion of these and other risks, you should read the section entitled &#8220;Risk Factors&#8221; in the accompanying product supplement and prospectus. We also urge you to consult with your investment, legal, tax, accounting and other advisers in connection with your investment in the securities.</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; text-decoration-style: solid; text-decoration-line: underline; font-size: 12.0pt; "><U><font style='white-space: pre-wrap;'>Risks Relating to an Investment in the Securities</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The securities do not guarantee the return of any principal. </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The terms of the securities differ from those of ordinary debt securities in that they do not guarantee the repayment of any principal. If the securities have not been automatically redeemed prior to maturity and the final level is </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> the downside threshold level, the payout at maturity will be an amount in cash that is significantly less than the stated principal amount of each security, and you will lose an amount proportionate to the full decline in the level of the underlier over the term of the securities. </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>There is no minimum payment at maturity on the securities, and, accordingly, you could lose your entire initial investment in the securities.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The securities do not provide for the regular payment of interest. </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The terms of the securities differ from those of ordinary debt securities in that they do not provide for the regular payment of interest. Instead, the securities will pay a contingent coupon on a coupon payment date </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>but only if</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> the closing level of the underlier is </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the coupon barrier level on the related observation date. However, if the closing level of the underlier is </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the coupon barrier level on any observation date, we will pay no coupon with respect to the applicable interest period. Any such unpaid contingent coupon will be paid on a subsequent coupon payment date </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>but only if</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> the closing level of the underlier is </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>greater than or equal to</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> the coupon barrier level on the related observation date. You will not receive payment for any such unpaid contingent coupon if the closing level of the underlier is </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> the coupon barrier level on each subsequent observation date. It is possible that the closing level of the underlier will remain below the coupon barrier level for extended periods of time or even throughout the entire term of the securities so that you will receive few or no contingent coupons. If you do not earn sufficient contingent coupons over the term of the securities, the overall return on the securities may be less than the amount that would be paid on a conventional debt security of ours of comparable maturity.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Payment of the contingent coupon is based on the closing level of the underlier on only the related observation date at the end of the related interest period. </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Whether the contingent coupon will be paid on any coupon payment date will be determined at the end of the related interest period based on the closing level of the underlier on the related observation date. As a result, you will not know whether you will receive the contingent coupon on a coupon payment date until near the end of the relevant interest period. Moreover, because the contingent coupon is based solely on the closing level of the underlier on the observation dates, if the closing level of the underlier on any observation date is </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> the coupon barrier level, you will not receive a contingent coupon with respect to the related interest period (or any previously unpaid contingent coupons), even if the closing level of the underlier was </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>greater than or equal to</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> the coupon barrier level on other days during that interest period.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Investors will not participate in any appreciation in the value of the underlier. </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Investors will not participate in any appreciation in the value of the underlier from the strike date to the final observation date, and the return on the securities will be limited to the contingent coupons that are paid with respect to the observation dates on which the closing level of the underlier is </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>greater than or equal to</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> the coupon barrier level. It is possible that the closing level of the underlier will remain below the coupon barrier level for extended periods of time or even throughout the entire term of the securities so that you will receive few or no contingent coupons.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The securities are subject to early redemption risk.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> The term of your investment in the securities may be shortened due to the automatic early redemption feature of the securities. If the securities are automatically redeemed prior to maturity, you will receive no further payments on the securities, may be forced to invest in a lower interest rate environment and may not be able to reinvest at comparable terms or returns. However, under no circumstances will the securities be redeemed prior to the first redemption determination date.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The market price of the securities may be influenced by many unpredictable factors.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Several factors, many of which are beyond our control, will influence the value of the securities in the secondary market and the price at which MS &amp; Co. may be willing to purchase or sell the securities in the secondary market. We expect that generally the value of the underlier at any time will affect the value of the securities more than any other single factor. Other factors that may influence the value of the securities include:</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the volatility (frequency and magnitude of changes in value) of the underlier;</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>interest and yield rates in the market;</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>geopolitical conditions and economic, financial, political, regulatory or judicial events that affect the underlier or equity markets generally; </font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the availability of comparable instruments;</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the composition of the underlier and changes in the component securities of the underlier;</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the time remaining until the securities mature; and</font></FONT></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 508.02pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>8</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Memory Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>any actual or anticipated changes in our credit ratings or credit spreads.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 19.8pt; "><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Some or all of these factors will influence the price that you will receive if you sell your securities prior to maturity. Generally, the longer the time remaining to maturity, the more the market price of the securities will be affected by the other factors described above. For example, you may have to sell your securities at a substantial discount from the stated principal amount if, at the time of sale, the closing level of the underlier is at, below or not sufficiently above the downside threshold level and/or coupon barrier level, or if market interest rates rise.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 19.8pt; "><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>You can review the historical closing levels of the underlier in the section of this document called &#8220;Historical Information.&#8221; You cannot predict the future performance of the underlier based on its historical performance. The value of the underlier may be, and has recently been, volatile, and we can give you no assurance that the volatility will lessen. There can be no assurance that the closing level of the underlier will be </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the coupon barrier level on any observation date so that you will receive a contingent coupon with respect to the applicable interest period, or that the final level will be </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the downside threshold level so that you do not suffer a significant loss on your initial investment in the securities.  </font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The securities are subject to our credit risk, and any actual or anticipated changes to our credit ratings or credit spreads may adversely affect the market value of the securities.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> You are dependent on our ability to pay all amounts due on the securities, and, therefore, you are subject to our credit risk. The securities are not guaranteed by any other entity. If we default on our obligations under the securities, your investment would be at risk and you could lose some or all of your investment. As a result, the market value of the securities prior to maturity will be affected by changes in the market&#8217;s view of our creditworthiness. Any actual or anticipated decline in our credit ratings or increase in the credit spreads charged by the market for taking our credit risk is likely to adversely affect the market value of the securities.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>As a finance subsidiary, MSFL has no independent operations and will have no independent assets.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> As a finance subsidiary, MSFL has no independent operations beyond the issuance and administration of its securities and will have no independent assets available for distributions to holders of MSFL securities if they make claims in respect of such securities in a bankruptcy, resolution or similar proceeding. Accordingly, any recoveries by such holders will be limited to those available under the related guarantee by Morgan Stanley and that guarantee will rank </font></FONT><FONT style="font-style: italic; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>pari passu</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> with all other unsecured, unsubordinated obligations of Morgan Stanley. Holders will have recourse only to a single claim against Morgan Stanley and its assets under the guarantee. Holders of securities issued by MSFL should accordingly assume that in any such proceedings they would not have any priority over and should be treated </font></FONT><FONT style="font-style: italic; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>pari passu</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> with the claims of other unsecured, unsubordinated creditors of Morgan Stanley, including holders of Morgan Stanley-issued securities.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The rate we are willing to pay for securities of this type, maturity and issuance size is likely to be lower than the rate implied by our secondary market credit spreads and advantageous to us. Both the lower rate and the inclusion of costs associated with issuing, selling, structuring and hedging the securities in the original issue price reduce the economic terms of the securities, cause the estimated value of the securities to be less than the original issue price and will adversely affect secondary market prices.</font></FONT><FONT style="font-size: 9.0pt; background-color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Assuming no change in market conditions or any other relevant factors, the prices, if any, at which dealers, including MS &amp; Co., may be willing to purchase the securities in secondary market transactions will likely be significantly lower than the original issue price, because secondary market prices will exclude the issuing, selling, structuring and hedging-related costs that are included in the original issue price and borne by you and because the secondary market prices will reflect our secondary market credit spreads and the bid-offer spread that any dealer would charge in a secondary market transaction of this type as well as other factors.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 19.8pt; "><FONT style="font-size: 9.0pt; background-color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The inclusion of the costs of issuing, selling, structuring and hedging the securities in the original issue price and the lower rate we are willing to pay as issuer make the economic terms of the securities less favorable to you than they otherwise would be.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 19.8pt; "><FONT style="font-size: 9.0pt; background-color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>However, because the costs associated with issuing, selling, structuring and hedging the securities are not fully deducted upon issuance, to the extent that MS &amp; Co. may buy or sell the securities in the secondary market during the amortization period specified herein, absent changes in market conditions, including those related to the underlier, and to our secondary market credit spreads, it would do so based on values higher than the estimated value, and we expect that those higher values will also be reflected in your brokerage account statements.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The estimated value of the securities is determined by reference to our pricing and valuation models, which may differ from those of other dealers and is not a maximum or minimum secondary market price.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> These pricing and valuation models are proprietary and rely in part on subjective views of certain market inputs and certain assumptions about future events, which may prove to be incorrect. As a result, because there is no market-standard way to value these types of securities, our models may yield a higher estimated value of the securities than those generated by others, including other dealers in the market, if they attempted to value the securities. In addition, the estimated value on the pricing date does not represent a minimum or maximum price at which dealers, including MS &amp; Co., would be willing to purchase your securities in the secondary market (if any exists) at any time. The value of your securities at any time after the date of this document will vary based on many factors that cannot be predicted with accuracy, including our creditworthiness and changes in market conditions. See also &#8220;The market price of the securities may be influenced by many unpredictable factors&#8221; above.</font></FONT></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 508.02pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>9</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Memory Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The securities will not be listed on any securities exchange and secondary trading may be limited. </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The securities will not be listed on any securities exchange. Therefore, there may be little or no secondary market for the securities. MS &amp; Co. may, but is not obligated to, make a market in the securities and, if it once chooses to make a market, may cease doing so at any time. When it does make a market, it will generally do so for transactions of routine secondary market size at prices based on its estimate of the current value of the securities, taking into account its bid/offer spread, our credit spreads, market volatility, the notional size of the proposed sale, the cost of unwinding any related hedging positions, the time remaining to maturity and the likelihood that it will be able to resell the securities. Even if there is a secondary market, it may not provide enough liquidity to allow you to trade or sell the securities easily. Since other broker-dealers may not participate significantly in the secondary market for the securities, the price at which you may be able to trade your securities is likely to depend on the price, if any, at which MS &amp; Co. is willing to transact. If, at any time, MS &amp; Co. were to cease making a market in the securities, it is likely that there would be no secondary market for the securities. Accordingly, you should be willing to hold your securities to maturity.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>As discussed in more detail in the accompanying product supplement, investing in the securities is not equivalent to investing in the underlier(s).</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; line-height: 11.5pt; margin-bottom: 0; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The U.S. federal income tax consequences of an investment in the securities are uncertain.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> There is no direct legal authority regarding the proper U.S. federal income tax treatment of the securities, and significant aspects of the tax treatment of the securities are uncertain. Moreover, non-U.S. investors should note that persons having withholding responsibility in respect of the securities are, absent an exception, expected to withhold on any coupon paid to a non-U.S. investor, generally at a rate of 30%. We will not pay any additional amounts in respect of such withholding. You should review carefully the section entitled &#8220;United States Federal Income Tax Considerations&#8221; herein, in combination with the section entitled &#8220;United States Federal Income Tax Considerations&#8221; in the accompanying product supplement, and consult your tax adviser regarding the U.S. federal income tax consequences of an investment in the securities.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; text-decoration-style: solid; text-decoration-line: underline; font-size: 12.0pt; "><U><font style='white-space: pre-wrap;'>Risks Relating to the </font></U><U><font style='white-space: pre-wrap;'>Underlier</font></U><U><font style='white-space: pre-wrap;'>(s)</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>No assurance can be given that the investment strategy used to construct the underlier will achieve its intended results or that the underlier will be successful or will outperform any alternative index or strategy that might reference the futures contract</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>. No assurance can be given that the investment strategy on which the underlier is based will be successful or that the underlier will outperform any alternative strategy that might be employed with respect to the futures contract. The underlier has been developed based on predetermined rules that may not prove to be advantageous or successful, and that will not be adjusted for market conditions.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The decrement of 4% </font></FONT><FONT style="font-weight: bold; font-style: italic; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>per annum</font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> will adversely affect the performance of the underlier in all cases, whether the underlier appreciates or depreciates. The underlier includes a decrement feature, whereby 4% </font></FONT><FONT style="font-weight: bold; font-style: italic; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>per annum</font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> is deducted daily from the level of the underlier</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>. The level of the underlier will track the performance of an index from which no such decrement is deducted, and as a result, the underlier will underperform the tracked index in all cases. The level of the underlier may decline even if the prices of the futures contract increase. Because of the deduction of the decrement, the underlier will underperform the performance of an identical index without such a decrement feature.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The underlier is subject to risks associated with the use of significant leverage.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> At times, the underlier will use significant leverage in an effort to achieve its target volatility. When the underlier employs leverage, any declines in the prices of the futures contract will be magnified, resulting in accelerated losses.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The underlier may not be fully invested.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> The underlier is rebalanced on an intraday basis, meaning that it is rebalanced several times a day. When such rebalancing occurs, the underlier&#8217;s exposure to the futures contract will be less than 100% when the implied volatility of the futures contract is above 40%. If the underlier&#8217;s exposure to the futures contract is less than 100%, the underlier will not be fully invested, and any uninvested portion will earn no return. The underlier may be significantly uninvested on any given day, and will realize only a portion of any gains due to appreciation of the futures contract on any such day. Additionally, the 4.0% </font></FONT><FONT style="font-style: italic; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>per annum</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> decrement is deducted daily, even when the underlier is not fully invested.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The underlier was established on August 30, 2024 and therefore has very limited operating history.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> The performances of the underlier and some of the component data have been retrospectively simulated for the period from January 1, 2020 to August 29, 2024. As such, performance for periods prior to the establishment of the underlier has been retrospectively simulated by Morgan Stanley &amp; Co. LLC on a hypothetical basis. A retrospective simulation means that no actual investment which allowed a tracking of the performance of the underlier existed at any time during the period of the retrospective simulation. The methodology used for the calculation and retrospective simulation of the underlier has been developed with the advantage of hindsight. In reality, it is not possible to invest with the advantage of hindsight and therefore this historical performance is purely theoretical and may not be indicative of future performance.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>As the underlier is new and has very limited historical performance, any investment in the underlier may involve greater risk than an investment in an index with longer actual historical performance and a proven track record.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> All information regarding the performance of the underlier prior to August 30, 2024 is hypothetical and back-tested, as the underlier did not exist </font></FONT></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 508.02pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>10</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Memory Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 19.8pt; "><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>prior to that time. It is important to understand that hypothetical back-tested index performance information is subject to significant limitations, in addition to the fact that past performance is never a guarantee of future performance. In particular:</font></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-size: 9.5pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>S&amp;P</font></FONT><FONT style="font-size: 7pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Dow Jones Indices LLC developed the rules of the underlier with the benefit of hindsight - that is, with the benefit of being able to evaluate how the underlier rules would have caused the underlier to perform had it existed during the hypothetical back-tested period.</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-size: 9.5pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The hypothetical back-tested performance of the underlier might look different if it covered a different historical period. The market conditions that existed during the historical period covered by the hypothetical back-tested index performance information in this document are not necessarily representative of the market conditions that will exist in the future.</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-size: 9.5pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>It is impossible to predict whether the underlier will rise or fall. The actual future performance of the underlier may bear little relation to the historical or hypothetical back-tested levels of the underlier.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Adjustments to the S&amp;P</font></FONT><FONT style="font-weight: bold; font-size: 7pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> 500 Futures 40% Intraday 4% Decrement VT Index could adversely affect the value of the securities.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> As the underlying index publisher for the S&amp;P</font></FONT><FONT style="font-size: 7pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> 500 Futures 40% Intraday 4% Decrement VT Index, S&amp;P</font></FONT><FONT style="font-size: 7pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Dow Jones Indices LLC can make methodological changes that could change the value of such underlying index. Any of these actions could adversely affect the value of the securities. An underlying index publisher has no obligation to consider your interests in calculating or revising an underlying index. An underlying index publisher may discontinue or suspend calculation or publication of an underlying index at any time. In these circumstances, MS &amp; Co., as the calculation agent, will have the sole discretion to substitute a successor index that is comparable to the discontinued underlying index. MS &amp; Co. could have an economic interest that is different than that of investors in the securities insofar as, for example, MS &amp; Co. is permitted to consider indices that are calculated and published by MS &amp; Co. or any of its affiliates.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-style: italic; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Because your return on the securities will depend upon the performance of the underlier(s), the securities are subject to the following risk(s), as discussed in more detail in the accompanying product supplement.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Higher future prices of a futures contract to which the underlier is linked relative to its current prices may adversely affect the value of the underlier and the value of the securities.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Suspensions or disruptions of market trading in futures markets could adversely affect the value of the securities.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Legal and regulatory changes could adversely affect the return on and value of the securities.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; text-decoration-style: solid; text-decoration-line: underline; font-size: 12.0pt; "><U><font style='white-space: pre-wrap;'>Risks Relating to Conflicts of Interest</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-style: italic; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>In engaging in certain activities described below and as discussed in more detail in the accompanying product supplement, our affiliates may take actions that may adversely affect the value of and your return on the securities, and in so doing they will have no obligation to consider your interests as an investor in the securities.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; background-color: #FFFFFF; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>The calculation agent, which is a subsidiary of Morgan Stanley and an affiliate of MSFL, will make determinations with respect to the securities. </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>As calculation agent, MS &amp; Co. will make any determinations necessary to calculate any payment(s) on the securities. Moreover, certain determinations made by MS &amp; Co., in its capacity as calculation agent, may require it to exercise discretion and make subjective judgments, which may adversely affect your return on the securities. In addition, MS &amp; Co. has determined the estimated value of the securities on the pricing date.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; background-color: #FFFFFF; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>Hedging and trading activity by our affiliates could potentially adversely affect the value of the securities.</font></FONT></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 508.02pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>11</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Memory Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Historical Information</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>S&amp;P</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; vertical-align: super; font-size: 10pt; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 12.0pt; "><font style='white-space: pre-wrap;'> 500 Futures 40% Intraday 4% Decrement VT Index Overview</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 10.0pt; "><font style='white-space: pre-wrap;'>Bloomberg Ticker Symbol: SPXF40D4</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The S&amp;P</font></FONT><FONT style="font-size: 7pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> 500 Futures 40% Intraday 4% Decrement VT Index is a rules-based, long-only index that was developed by S&amp;P</font></FONT><FONT style="font-size: 7pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Dow Jones Indices LLC and was established on August 30, 2024. The underlying index publisher with respect to the S&amp;P</font></FONT><FONT style="font-size: 7pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> 500 Futures 40% Intraday 4% Decrement VT Index is S&amp;P</font></FONT><FONT style="font-size: 7pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Dow Jones Indices LLC, or any successor thereof. The underlier employs a rules-based quantitative strategy that consists of a risk-adjusted approach based on volume-weighted average prices of E-Mini S&amp;P 500 Futures (the &#8220;futures contract&#8221;) and is rebalanced on an intraday basis. The strategy includes an overall volatility-targeting feature, and the underlier is subject to a 4.0% </font></FONT><FONT style="font-style: italic; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>per annum</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> daily decrement. For additional information about the S&amp;P</font></FONT><FONT style="font-size: 7pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> 500 Futures 40% Intraday 4% Decrement VT Index, see the information set forth under &#8220;Annex A&#8212;S&amp;P</font></FONT><FONT style="font-size: 7pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> 500 Futures 40% Intraday 4% Decrement VT Index&#8221; below.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The inception date for the underlier was August 30, 2024. All information regarding the underlier prior to August 30, 2024 is a hypothetical retrospective simulation calculated by the underlying index publisher, using the same methodology as is currently employed for calculating the underlier based on historical data. A retrospective simulation means that no actual investment which allowed a tracking of the performance of the underlier existed at any time during the period of the retrospective simulation. </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Investors should be aware that no actual investment which allowed a tracking of the performance of the underlier was possible at any time prior to August 30, 2024. Such data must be considered illustrative only.</font></FONT></P>
                <P style="margin-top: 5.5pt; margin-bottom: 0.0pt; line-height: 1.35; "><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The closing level of the underlier on November 12, 2025 was 3,201.34. The following graph sets forth the hypothetical retrospective and daily closing levels of the underlier for the period noted below. No assurance can be given as to the closing level of the underlier at any time.</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.2; text-align: center; "><FONT style="font-size: 9.0pt; font-weight: bold; font-family: Arial, sans-serif; color: #306DC1; "><font style='white-space: pre-wrap;'>Underlier Daily Closing Levels</font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.2; text-align: center; "><FONT style="font-size: 9.0pt; font-weight: bold; font-family: Arial, sans-serif; color: #306DC1; "><font style='white-space: pre-wrap;'>January 1, 2020* to November 12, 2025</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.2; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><FONT style="width: 578.05pt; height: 280.72pt; ">                                        <IMG width="578.05pt" height="280.72pt" src="image1.gif" style="width: 578.05pt; height: 280.72pt; ">
                                        </FONT></FONT></P>
&nbsp;
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.2; "><FONT style="font-style: italic; font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>*The red vertical line indicates August 30, 2024, which is the date on which the underlier was established. All information regarding the underlier prior to August 30, 2024 is a hypothetical retrospective simulation calculated by the underlying index publisher and must be considered illustrative only.</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 508.02pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>12</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Memory Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Additional Terms of the Securities</font></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Please read this information in conjunction with the terms on the cover of this document.</font></FONT></P>
                <TABLE width="100.00%" style="margin-left: auto; width: 100.00%; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="29.33%" style="width: 29.33%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="80.67%" style="width: 80.67%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 10.0pt; "><font style='white-space: pre-wrap;'>Additional Terms:</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>If the terms described herein are inconsistent with those described in the accompanying product supplement, index supplement or prospectus, the terms described herein shall control.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Denominations:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>$1,000 per security and integral multiples thereof</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Day-count convention:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Interest will be computed on the basis of a 360-day year of twelve 30-day months.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Interest period:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>The period from and including the original issue date (in the case of the first interest period) or the previous scheduled coupon payment date, as applicable, to but excluding the following scheduled coupon payment date, with no adjustment for any postponement thereof.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Amortization period:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>The 6-month period following the issue date</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Trustee:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>The Bank of New York Mellon</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Calculation agent:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Morgan Stanley &amp; Co. LLC (&#8220;MS &amp; Co.&#8221;)</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 508.02pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>13</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Memory Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Additional Information About the Securities</font></FONT></P>
                <TABLE width="100.00%" style="margin-left: auto; width: 100.00%; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="29.33%" style="width: 29.33%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="80.67%" style="width: 80.67%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 10.0pt; "><font style='white-space: pre-wrap;'>Additional Information:</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Minimum ticketing size:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>$1,000 / 1 security</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>United States federal income tax considerations:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>You should review carefully the section in the accompanying product supplement entitled &#8220;United States Federal Income Tax Considerations.&#8221; The following discussion, when read in combination with that section, constitutes the full opinion of our counsel, Davis Polk &amp; Wardwell LLP, regarding the material U.S. federal income tax consequences of owning and disposing of the securities. </font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Generally, this discussion assumes that you purchased the securities for cash in the original issuance at the stated issue price and does not address other circumstances specific to you, including consequences that may arise due to any other investments relating to an underlier. You should consult your tax adviser regarding the effect any such circumstances may have on the U.S. federal income tax consequences of your ownership of a security.</font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>In the opinion of our counsel, which is based on current market conditions, it is reasonable to treat the securities for U.S. federal income tax purposes as prepaid financial contracts with associated coupons, and any coupons as ordinary income, as described in the section entitled &#8220;United States Federal Income Tax Considerations&#8212;Tax Consequences to U.S. Holders&#8212;Securities Treated as Prepaid Financial Contracts with Associated Coupons&#8221; in the accompanying product supplement. There is uncertainty regarding this treatment, and the IRS or a court might not agree with it. Moreover, because this treatment of the securities and our counsel&#8217;s opinion are based on market conditions as of the date of this preliminary pricing supplement, each is subject to confirmation on the pricing date. A different tax treatment could be adverse to you. </font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>We do not plan to request a ruling from the IRS regarding the treatment of the securities. An alternative characterization of the securities could materially and adversely affect the tax consequences of ownership and disposition of the securities, including the timing and character of income recognized. In particular, there is a risk that the securities could be characterized as debt instruments for U.S. federal income tax purposes, in which case the tax consequences of an investment in the securities could be different from those described herein and possibly adverse to certain investors. In addition, the U.S. Treasury Department and the IRS have requested comments on various issues regarding the U.S. federal income tax treatment of &#8220;prepaid forward contracts&#8221; and similar financial instruments and have indicated that such transactions may be the subject of future regulations or other guidance. Furthermore, members of Congress have proposed legislative changes to the tax treatment of derivative contracts. Any legislation, Treasury regulations or other guidance promulgated after consideration of these issues could materially and adversely affect the tax consequences of an investment in the securities, possibly with retroactive effect. </font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Non-U.S. Holders. </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>The U.S. federal income tax treatment of the coupons is unclear. To the extent that we have withholding responsibility in respect of the securities, we would expect generally to treat the coupons paid to Non-U.S. Holders (as defined in the accompanying product supplement) as subject to U.S. withholding tax. Moreover, you should expect that, if the applicable withholding agent determines that withholding tax should apply, it will be at a rate of 30% (or lower treaty rate). In order to claim an exemption from, or a reduction in, the 30% withholding under an applicable treaty, you may need to comply with certification requirements to establish that you are not a U.S. person and are eligible for such an exemption or reduction under an applicable tax treaty. You should consult your tax adviser regarding the tax treatment of the coupons. </font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>As discussed under &#8220;United States Federal Income Tax Considerations&#8212;Tax Consequences to Non-U.S. Holders&#8212;Dividend Equivalents under Section 871(m) of the Code&#8221; in the accompanying product supplement, Section 871(m) of the Internal Revenue Code and Treasury regulations promulgated thereunder (&#8220;Section 871(m)&#8221;) generally impose a 30% withholding tax on dividend equivalents paid or deemed paid to Non-U.S. Holders with respect to certain financial instruments linked to U.S. equities or indices that include U.S. equities.  The Treasury regulations, as modified by an IRS notice, exempt financial instruments issued prior to January 1, 2027 that do not have a &#8220;delta&#8221; of one.  Based on certain determinations made by us, we expect that Section 871(m) will not apply to the securities with regard to Non-U.S. Holders. Our determination is not binding on the IRS, and the IRS may disagree with this determination. If necessary, further information regarding the potential application of Section 871(m) will be provided in the final pricing supplement for the securities.</font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>We will not be required to pay any additional amounts with respect to U.S. federal withholding taxes.</font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>You should consult your tax adviser regarding the U.S. federal income tax consequences of an investment in the securities, including possible alternative treatments, as well as tax consequences arising under the laws of any state, local or non-U.S. taxing jurisdiction.</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 508.02pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>14</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Memory Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <TABLE width="100.00%" style="margin-left: auto; width: 100.00%; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="29.33%" style="width: 29.33%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="80.67%" style="width: 80.67%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Additional </font></FONT><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; "></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>considerations:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Client accounts over which Morgan Stanley, Morgan Stanley Wealth Management or any of their respective subsidiaries have investment discretion are not permitted to purchase the securities, either directly or indirectly.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Supplemental information regarding plan of distribution; conflicts of interest:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Selected dealers and their financial advisors will collectively receive from the agent, MS &amp; Co., a fixed sales commission of $      for each security they sell.</font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>MS &amp; Co. is an affiliate of MSFL and a wholly owned subsidiary of Morgan Stanley, and it and other affiliates of ours expect to make a profit by selling, structuring and, when applicable, hedging the securities. </font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>MS &amp; Co. will conduct this offering in compliance with the requirements of FINRA Rule 5121 of the Financial Industry Regulatory Authority, Inc., which is commonly referred to as FINRA, regarding a FINRA member firm&#8217;s distribution of the securities of an affiliate and related conflicts of interest. MS &amp; Co. or any of our other affiliates may not make sales in this offering to any discretionary account. See &#8220;Plan of Distribution (Conflicts of Interest)&#8221; and &#8220;Use of Proceeds and Hedging&#8221; in the accompanying product supplement.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Where you can find more information:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Morgan Stanley and MSFL have filed a registration statement (including a prospectus, as supplemented by the product supplement and the index supplement) with the Securities and Exchange Commission (the &#8220;SEC&#8221;) for the offering to which this communication relates. You should read the prospectus in that registration statement, the product supplement, the index supplement and any other documents relating to this offering that MSFL and Morgan Stanley have filed with the SEC for more complete information about Morgan Stanley and this offering. When you read the accompanying index supplement, please note that all references in such supplement to the prospectus dated November 16, 2023, or to any sections therein, should refer instead to the accompanying prospectus dated April 12, 2024 or to the corresponding sections of such prospectus, as applicable. You may get these documents without cost by visiting EDGAR on the SEC website at www.sec.gov. Alternatively, MSFL, Morgan Stanley, any underwriter or any dealer participating in the offering will arrange to send you the prospectus, the index supplement and the product supplement if you so request by calling toll-free 1-(800)-584-6837.</font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Terms used but not defined in this document are defined in the product supplement, in the index supplement or in the prospectus. Each of the product supplement, the index supplement and the prospectus can be accessed via the hyperlinks set forth on the cover of this document.</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 508.02pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>15</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Memory Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="font-family: Arial, sans-serif; color: #286BC1; font-size: 14.0pt; "><font style='white-space: pre-wrap;'>Annex A&#8212;S&amp;P</font></FONT><FONT style="font-family: Arial, sans-serif; color: #286BC1; font-size: 12pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #286BC1; font-size: 14.0pt; "><font style='white-space: pre-wrap;'> 500 Futures 40% Intraday 4% Decrement VT Index</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Overview</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The S&amp;P</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> 500 Futures 40% Intraday 4% Decrement VT Index (the &#8220;SPXF40D4 Index&#8221;) is a rules-based, long-only index that was developed by S&amp;P</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Dow Jones Indices LLC and was established on August 30, 2024. The SPXF40D4 Index employs a rules-based quantitative strategy that consists of a risk-adjusted approach based on volume-weighted average prices (&#8220;VWAPs&#8221;) of E-Mini S&amp;P 500 Futures (the &#8220;futures contract&#8221;) and is rebalanced on an intraday basis. The strategy includes an overall volatility-targeting feature, and the SPXF40D4 Index is subject to a 4.0% </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>per annum</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> daily decrement. </font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>SPXF40D4 Index Strategy</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The SPXF40D4 Index was developed to provide rules-based exposure to unfunded, rolling positions in the futures contract, with a maximum exposure to the futures contract of 400%. </font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>E-mini S&amp;P 500 Futures</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>E-mini S&amp;P 500 Futures are U.S. dollar-denominated futures contracts, based on the S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Index, traded on the Chicago Mercantile Exchange (the &#8220;CME&#8221;), representing a contract unit of $50 </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>multiplied by </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the level of the S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Index, measured in cents per index point.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>E-mini S&amp;P 500 Futures contracts listed for the nearest nine quarters, for each March, June, September and December, and the nearest three Decembers are available for trading. Trading of the E-mini S&amp;P 500 Futures contracts terminates at 9:30 A.M. Eastern time on the third Friday of the contract month. </font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The daily settlement prices of the E-mini S&amp;P 500 Futures contracts are based on trading activity in the relevant contract (and in the case of a lead month also being the expiry month, together with trading activity on lead month-second month spread contracts) on the CME during a specified settlement period. The final settlement price of the futures contract is based on the opening prices of the component stocks in the S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Index, determined on the third Friday of the contract month. For more information on the S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Index, see &#8220;S&amp;P</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> U.S. Indices&#8212;S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Index&#8221; in the accompanying index supplement.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>SPXF40D4 Index Closing Level Calculation</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>On any day on which the level of the index is calculated (an &#8220;index calculation day&#8221;), the closing level of the SPXF40D4 Index will equal the sum of the cumulative return of the futures contract from the previous index calculation day to the current index calculation day (the &#8220;cumulative futures contract return&#8221;) and the closing level of the SPXF40D4 Index on the previous index calculation day </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>minus </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>a 4.0% </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>per annum</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> daily decrement (see &#8220;Decrement Deduction&#8221;).</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The cumulative futures contract return from day </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>t-1 </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>to day </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>t</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> is calculated using hourly, volume-weighted data as follows:</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; ">(1)</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>product of </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>(a) the VWAP of the futures contract calculated using execution window #1 on day </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>t</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>minus </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the VWAP of the futures contract calculated for execution window #7 with respect to the prior index calculation day (day t-1) and (b) the number of futures contract units as of the final observation window on day </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>t-1</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>; and</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; ">(2)</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The sum of the </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>product of </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>(a) the VWAP of the futures contract calculated using execution window </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>i</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> on day </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>t minus </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the VWAP of the futures contract calculated for the prior execution window </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>i-1</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> on day </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>t </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>and</font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>(b) the number of futures contract units as of the prior observation window </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>i-1</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> with respect to each of execution windows #2-7.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>At the end of each execution window on an index calculation day, the intraday index level is calculated as follows: </font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>With respect to execution window i=1 on day t</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The sum of:</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; ">(1)</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>product of </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>(a) the VWAP of the futures contract calculated using the first execution window on day </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>t</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>minus </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the VWAP of the futures contract calculated for execution window #7 with respect to the prior index calculation day (day </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>t-</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>1) and (b) the number of futures contract units as of the final observation window on day </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>t-1</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>; and</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-size: 9.0pt; ">(2)</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the closing level of the SPXF40D4 Index with respect to day </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>t-1.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>With respect to execution windows i=2 through i=6 on day t</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The sum of:</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; ">(1)</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>product of </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>(a) the VWAP of the futures contract calculated using the first execution window on day </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>t</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>minus </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the VWAP of the futures contract calculated for execution window #7 with respect to the prior index calculation day (day </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>t-</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>1) and (b) the number of futures contract units as of the final observation window on day </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>t-1</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>;</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; ">(2)</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the closing level of the SPXF40D4 Index with respect to day </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>t-1</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>; and </font></FONT></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 508.02pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>16</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Memory Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; ">(3)</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the sum of the </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>product of </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>(a) the VWAP of the futures contract calculated for execution window </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>i</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>minus </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the VWAP of the futures contract calculated for the prior execution window </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>i-1</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> and (b) the number of futures contract units as of the prior observation window </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>i-1 </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>for each of the execution windows on day </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>t </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>from and including execution window #2</font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>through and including execution window </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>i.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>With respect to execution window i=7 on day t</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The intraday index level with respect to execution window #7 on day </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>t </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>will be equal to the closing level of the SPXF40D4 Index with respect to day </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>t.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Volume-Weighted Average Price (&#8220;VWAP&#8221;)</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The closing level of the SPXF40D4 Index is in part calculated based on VWAPs of the futures contract calculated during different windows of time on the relevant index calculation days. The VWAP for the futures contract over a specific observation window is calculated by taking the sum of the products of (i) the price of a trade and (ii) the volume of such trade for all trades that occur within such observation window, and then dividing such sum by the total volume of trades that occur within the applicable observation window.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>VWAP Observation and Execution Windows</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>For a scheduled full trading day, the VWAP observation and execution windows are defined as:</font></FONT></P>
                <TABLE width="356.40pt" style="margin-left: auto; width: 356.40pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="118.80pt" style="width: 118.80pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="118.80pt" style="width: 118.80pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="118.80pt" style="width: 118.80pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #000000; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Window ID</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #000000; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Observation Window</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; background-color: #000000; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Execution Window</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>1</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>10:00:00 to 10:05:00</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>09:55:00 to 10:15:00</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>2</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>11:00:00 to 11:05:00</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>10:55:00 to 11:15:00</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>3</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>12:00:00 to 12:05:00</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>11:55:00 to 12:15:00</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>4</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>13:00:00 to 13:05:00</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>12:55:00 to 13:15:00</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>5</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>14:00:00 to 14:05:00</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>13:55:00 to 14:15:00</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>6</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>15:00:00 to 15:05:00</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>14:55:00 to 15:15:00</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>7</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>15:55:00 to 16:00:00</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>15:55:00 to 16:00:00</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>For a scheduled full early close day, the VWAP observation and execution windows are defined as:</font></FONT></P>
                <TABLE width="356.40pt" style="margin-left: auto; width: 356.40pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="118.80pt" style="width: 118.80pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="118.80pt" style="width: 118.80pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="118.80pt" style="width: 118.80pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #000000; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Window ID</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #000000; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Observation Window</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; background-color: #000000; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Execution Window</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>1</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>12:55:00 to 13:00:00</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>12:55:00 to 13:00:00</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>All windows described above are in Eastern Time.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>For VWAP calculations, trades that occur at times greater than or equal to the start time in a window and before the end time of the window are considered to have occurred within such window.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Calculating the Number of Futures Contract Units</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>When calculating the cumulative futures contract return, the number of futures contract units in the relevant observation window is calculated based on whether or not such observation window occurs on a day that is five business days prior to the expiry date of the current futures contract (an &#8220;index futures contract roll date&#8221;).</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>If day </font></U></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U></U><U></U></FONT><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; "><FONT style="width: 4.12pt; height: 11.83pt; ">                            <IMG width="4.12pt" height="11.83pt" src="image2.gif" style="width: 4.12pt; height: 11.83pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U></U></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'> is </font></U></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-style: italic; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>not</font></U></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'> an index futures contract roll date, then:</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the number of futures contract units as of observation window </font></FONT><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; "><FONT style="width: 3.52pt; height: 11.83pt; ">                            <IMG width="3.52pt" height="11.83pt" src="image3.gif" style="width: 3.52pt; height: 11.83pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> on day </font></FONT><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; "><FONT style="width: 4.12pt; height: 11.83pt; ">                            <IMG width="4.12pt" height="11.83pt" src="image4.gif" style="width: 4.12pt; height: 11.83pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> will be equal to</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; "><FONT style="width: 149.54pt; height: 56.16pt; ">                            <IMG width="149.54pt" height="56.16pt" src="image5.gif" style="width: 149.54pt; height: 56.16pt; ">
                            </FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>where,</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 39.6pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "></FONT><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; "><FONT style="width: 21.29pt; height: 12.43pt; ">                            <IMG width="21.29pt" height="12.43pt" src="image6.gif" style="width: 21.29pt; height: 12.43pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>   = The weight determined on day </font></FONT><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; "><FONT style="width: 21.29pt; height: 11.83pt; ">                            <IMG width="21.29pt" height="11.83pt" src="image7.gif" style="width: 21.29pt; height: 11.83pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> at the final observation window </font></FONT><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; "><FONT style="width: 7.70pt; height: 11.83pt; ">                            <IMG width="7.70pt" height="11.83pt" src="image8.gif" style="width: 7.70pt; height: 11.83pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 39.6pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "></FONT><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; "><FONT style="width: 22.44pt; height: 12.43pt; ">                            <IMG width="22.44pt" height="12.43pt" src="image9.gif" style="width: 22.44pt; height: 12.43pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>   = The weight determined on day </font></FONT><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; "><FONT style="width: 4.12pt; height: 11.83pt; ">                            <IMG width="4.12pt" height="11.83pt" src="image4.gif" style="width: 4.12pt; height: 11.83pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> at observation window </font></FONT><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; "><FONT style="width: 20.68pt; height: 11.83pt; ">                            <IMG width="20.68pt" height="11.83pt" src="image10.gif" style="width: 20.68pt; height: 11.83pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 508.02pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>17</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Memory Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>If day </font></U></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U></U><U></U></FONT><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; "><FONT style="width: 4.12pt; height: 11.83pt; ">                            <IMG width="4.12pt" height="11.83pt" src="image2.gif" style="width: 4.12pt; height: 11.83pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U></U></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'> is an index futures contract roll date, then:</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>for each observation window on day </font></FONT><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; "><FONT style="width: 4.12pt; height: 11.83pt; ">                            <IMG width="4.12pt" height="11.83pt" src="image4.gif" style="width: 4.12pt; height: 11.83pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>, </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>except for the final observation window </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>that occurs on such day, the number of futures contract units will be calculated as if day </font></FONT><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; "><FONT style="width: 4.12pt; height: 11.83pt; ">                            <IMG width="4.12pt" height="11.83pt" src="image4.gif" style="width: 4.12pt; height: 11.83pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> were </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>not </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>an index futures contract roll date. </font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>However, when </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>day </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "></FONT><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; "><FONT style="width: 4.12pt; height: 11.83pt; ">                            <IMG width="4.12pt" height="11.83pt" src="image4.gif" style="width: 4.12pt; height: 11.83pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>is an index futures contract roll date, the number of futures contract units with respect to the final observation will be calculated as follows:</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-indent: 39.6pt; text-align: center; "><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; "><FONT style="width: 124.69pt; height: 27.78pt; ">                            <IMG width="124.69pt" height="27.78pt" src="image11.gif" style="width: 124.69pt; height: 27.78pt; ">
                            </FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; "><FONT style="width: 119.41pt; height: 24.26pt; ">                            <IMG width="119.41pt" height="24.26pt" src="image12.gif" style="width: 119.41pt; height: 24.26pt; ">
                            </FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>where,</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-indent: -49.5pt; padding-left: 89.1pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "></FONT><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; "><FONT style="width: 36.08pt; height: 12.98pt; ">                            <IMG width="36.08pt" height="12.98pt" src="image13.gif" style="width: 36.08pt; height: 12.98pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> = The number of units of the rolling-out futures contract as of the final observation window N on day </font></FONT><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; "><FONT style="width: 4.12pt; height: 11.83pt; ">                            <IMG width="4.12pt" height="11.83pt" src="image4.gif" style="width: 4.12pt; height: 11.83pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-indent: -49.5pt; padding-left: 89.1pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "></FONT><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; "><FONT style="width: 35.48pt; height: 12.98pt; ">                            <IMG width="35.48pt" height="12.98pt" src="image14.gif" style="width: 35.48pt; height: 12.98pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> = The VWAP of the rolling-out futures contract calculated using execution window N - 1 on day </font></FONT><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; "><FONT style="width: 4.12pt; height: 11.83pt; ">                            <IMG width="4.12pt" height="11.83pt" src="image4.gif" style="width: 4.12pt; height: 11.83pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-indent: -49.5pt; padding-left: 89.1pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "></FONT><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; "><FONT style="width: 35.48pt; height: 12.98pt; ">                            <IMG width="35.48pt" height="12.98pt" src="image15.gif" style="width: 35.48pt; height: 12.98pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> = The VWAP of the rolling-out futures contract calculated using execution window N on day </font></FONT><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; "><FONT style="width: 4.12pt; height: 11.83pt; ">                            <IMG width="4.12pt" height="11.83pt" src="image4.gif" style="width: 4.12pt; height: 11.83pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-indent: -49.5pt; padding-left: 89.1pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "></FONT><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; "><FONT style="width: 12.43pt; height: 11.83pt; ">                            <IMG width="12.43pt" height="11.83pt" src="image16.gif" style="width: 12.43pt; height: 11.83pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>         = The VWAP of the rolling-in futures contract calculated using execution window N on day </font></FONT><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; "><FONT style="width: 4.12pt; height: 11.83pt; ">                            <IMG width="4.12pt" height="11.83pt" src="image4.gif" style="width: 4.12pt; height: 11.83pt; ">
                            </FONT></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The weight used to calculate the number of futures contract units in an observation window is based on the target volatility level for the SPXF40D4 Index and the realized volatility of the futures contract. There is a 35% cap on the change in weight from the weight used in the prior observation window, whether such change is positive or negative.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Decrement Deduction</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The SPXF40D4 Index applies a 4.0% </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>per annum</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> daily decrement that will adversely affect the performance of the SPXF40D4 Index in all cases, regardless of whether the SPXF40D4 Index appreciates or depreciates. The decrement feature is applied so that 4.0% </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>per annum</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> is deducted daily from the closing level of the SPXF40D4 Index. The decrement is applied daily after any leverage has been applied. Because of the deduction of the decrement, the SPXF40D4 Index will underperform the performance of an identical index without such a decrement feature.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Volatility Targeting </font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>On a daily basis, the SPXF40D4 Index&#8217;s exposure to the futures contract is adjusted in an effort to seek a target volatility of 40%. If the volatility level of the SPXF40D4 Index is less than the target volatility of 40%, the SPXF40D4 Index will employ leveraged exposure of up to four times (meaning the SPXF40D4 Index can have up to 400% exposure to the futures contract) to seek to achieve the target volatility. Under no circumstances will the SPXF40D4 Index employ exposure of greater than 400% to the futures contract. If the volatility level of the SPXF40D4 Index is above 40%, the SPXF40D4 Index&#8217;s exposure to the futures contract will be reduced to be less than 100% in an effort to seek the target volatility of 40%. </font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Intraday Rebalancing</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The SPXF40D4 Index is rebalanced on an intraday basis, meaning that it is rebalanced at the end of each execution window that occurs on an index calculation day. Certain market disruption events, such as an unscheduled full-day market closure, may affect the timing of a rebalancing so that such rebalancing instead occurs on the next business day on which all necessary data is available.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Overview of Futures Markets </font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Futures contracts are traded on regulated futures exchanges, in the over-the-counter market and on various types of electronic trading facilities and markets. As of the date of this document, the futures contract is an exchange-traded futures contract. A futures contract provides for a specified settlement month in which the cash settlement is made by the seller (whose position is therefore described as &#8220;short&#8221;) and acquired by the purchaser (whose position is therefore described as &#8220;long&#8221;).</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>No purchase price is paid or received on the purchase or sale of a futures contract. Instead, an amount of cash or cash equivalents must be deposited with the broker as &#8220;initial margin.&#8221; This amount varies based on the requirements imposed by the exchange clearing houses, but it may be lower than 5% of the notional value of the contract. This margin deposit provides collateral for the obligations of the parties to the futures contract.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>By depositing margin, which may vary in form depending on the exchange, with the clearing house or broker involved, a market participant may be able to earn interest on its margin funds, thereby increasing the total return that it may realize from an investment in futures contracts. However, the SPXF40D4 Index is not a total return index and does not reflect interest that could be earned on funds notionally committed to the trading of futures contracts.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>At any time prior to the expiration of a futures contract, a trader may elect to close out its position by taking an opposite position on the exchange on which the trader obtained the position, subject to the availability of a liquid secondary market. This operates to terminate </font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 508.02pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>18</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Memory Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 12.0pt; font-family: Arial, sans-serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the position and fix the trader&#8217;s profit or loss. Futures contracts are cleared through the facilities of a centralized clearing house and a brokerage firm that is a member of the clearing house.</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Futures exchanges may adopt rules and take other actions that affect trading, including imposing speculative position limits, maximum price fluctuations and trading halts and suspensions and requiring liquidation of contracts in certain circumstances.</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 508.02pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>19</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
    </BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>image1.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image1.gif
M1TE&.#EAS0VU!O?L      ,# P  ! 0$! 4$! 8%!0<&!@<&!P<'!P@'!P
M"   # D'" D(" D)"0H("0L)"@H*"@L*"@P*"PX.#@  $   %   &! 0$!04
M%!86%AH:&AT='0  (   )   *   +   -   .   /" @("@H*"XN,BTM-2HJ
M.C P,#(R,C0T-#@X.#DY.3P\/#X^/D@  &8>'@  0   1   2   3!\?2P
M4   6!P<4!<76Q4572(B1B0D1"$A23P\1"0D7# P4   8   9 \/9P  :
M; X.:@P,;!86:@  <   = 8&=@@(= H*=@P,=   >   ? ("?@,#?P8&?@\/
M>PD)?0P,?!X>=A45>1@8>#,S;S8V;C\_:SDY;3P\;"$A=20D="HJ<BTM<3 P
M<$@ 4$\'4EX65V(:66TE7'PT84! 0$A(2$Y.3E!04$M+9TY.9D)":D5%:5=7
M8U%195149%U=86!@8&-C8V1D9&QL;&]O;W!P<'1T='=W=WAX>']_?X0\/,
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M^____P
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MN_?OX,/^BQ]/OKSY\^C3JU_/OKW[]_#CRY]/O[[]^_CSZ]_/O[___P &*."
M!!9HX($()JC@@@PVZ."#$$8HX8045FCAA1AFJ.&&'';HX8<@ABCBB"26:.*)
M**:HXHHLMNCBBS#&*..,--9HXXTXYJCCCCSVZ../0 8IY)!$%FGDD4@FJ>22
M3#;IY)-01BGEE%16:>656&:IY99<=NGEEV"&*>:89)9IYIEHIJGFFFRVZ>:;
M<,8IYYQTUFGGG7CFJ>>>?/;IYY^ !BKHH(06:NBAB":JZ**,-NKHHY!&*NFD
ME%9JZ:689JKIIIQVZNFGH(8JZJBDEFKJJ:BFJNJJK+;JZJO^L,8JZZRTUFKK
MK;CFJNNNO/;JZZ_ !BOLL,06:^RQR":K[++,-NOLL]!&*^VTU%9K[;789JOM
MMMQVZ^VWX(8K[KCDEFONN>BFJ^ZZ[+;K[KOPQBOOO/36:^^]^.:K[[[\]NOO
MOP '+/# !!=L\,$()ZSPP@PW[/##$$<L\<045VSQQ1AGK/'&''?L\<<@ARSR
MR"27;/+)**>L\LHLM^SRRS#'+//,--=L\\TXYZSSSCSW[///0 <M]-!$%VWT
MT4@GK?323#?M]--01RWUU%17;?756&>M]=9<=^WUUV"'+?;8C#X P-D:/<"
M 6<#$( !#TSPD-ILMPVWW'.OW7;^  _T3?;?@ <N^)P/!- V1@_4W?;B !B
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MK:C=S1K?'=[HC=;CG:CEO1KGG=[PW=7KC:CMK1KO'=_XS=3S/:CUG1KWG=\
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M^8]_]OPW$9-?^:J_OI<?I9D/Z7R?$0$_^J9O]K%/]1JA#FZP8KS?^VO  B2
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M%9!1F%9Q8-OL]+5;6,?@HM,6>\?\4-OXD#OV4+U,^,^YI5N<Q=O)I5QKTML
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M^\#]1UA0UX?\V)?^^'_JM$QU<9"&+@[T0'8U >G^P7K9<@8(<0+%U7ID\-'
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MP_RFJZFU<@%<^4,ZIQR".>')40--N?DW9A1NN$N0, &X.LS#0H'$;,O$4?'
M1@P5W7P4X=S+N5S.WWPCYTO,[>S.[]R,E[=Q=;%]$9G-#O&5SNS"T/Q,L7DS
M<E8[ 9-@84$Z RR4.TR];ZL4@NS^P.C<T%G\RF+KNN8<T>2[SK +SQFMT1O=
ME!89O6^Q?92($8\9B/M\*UC*3*Y3#%$;,WM$$-\ (I4+$OI4J]J\S58\MTO!
MT$U!S@\]MDK1T^Q T4@QQ8Q<'>S,T4FMU$N-?A!FP'01TC"5$=.&$VGSR9C$
M1))@S303JN=DT"4]3LF2N0DMME$1U$Q1RP!@U$/QP P@%%/LUDF1UG%=(TC-
MU'>-UWD]=K\XQG)A1MS CBHJJE]A-E=]2476UPV5QF+A+XEMJZQ\T]X<MG0=
MR&4MU%^+O3]\%&==%$/=PPZ=SA!=UQBMUZ5MVJ>-?DIX"E\-%Q1##-<JV"^F
M$X7-S\[^5&3^:3.<K!;^LKNKC,"1O10/;,&2O<@+G+86S-E$X=G)S=;J/-H;
MC-K1+=W3+7E4G1<P0@W*.Z"[Q&8X0=LG#4V!QM+R8@M4(\I@3:QBG<? +=0[
MS13A#+Y$X=Y&P=#S+<&6_=R03-W[S=_]W6^!QQ<YM)X985\>T5:&;4F!QMH2
M<W8RL=MFVBMCC:L/$ "@+;<3;,M#8=_RC=_LL.$:WN'78=?^3>(E;N)]5>!0
MW:1:8A';]!6U@>"5=)GN.C-G6--EX2\?+;V_S=Z=;;KB#!53/-E)_  ,X,@7
M'.)'4=])3M],3ATC?N)1+N53SE#7QQ?#FB7SFD2&QG:/$./^^Z<9QRPS$&:X
M7V'E$;[>VTSA8AL :[W0"NW'SNWA3L[A82L4'W[G="X=4$[E?>[G?[Y,TVH7
MN\F?O)41@EZE)ETF*+U,E]G;,#/'Y<,62273!]WCY6RZ;3X5$V#D?1S:DXWD
M=J[3'8[GH1[!^0W,@*[JJ\[J0!4^.7P7D4F5^;*-7)X3,%[;,JH9["DO:N6X
M:)&R]PPJ$MZU?.SFTI'6L5SJ0+'DHO[FSEX5Z( !XYL"R9 "&([MV:[MV\[M
MW>[MWP[NX2[NXT[NY6[NYX[NZ:[NZ\[N[>[N[P[O\2[O\T[O]6[O]X[O^:[O
M^\[O_>[O_P[P 2_P T_P!6_P!X_^\ FO\ O/\ W/\$H@$4(0\! ?$T6@ )JQ
M!!,L!!)A!.,N HJN(##@\"-/\N9> 9HA\26O\N&^\3'Q 2L/\_-.[/!IY&Q^
M[-(QU,L^Y]"N\SIO%7S>ZD$O]$.O0:3,%Y'9$ECNX,'!XE (\@G"Z%DZ-#=S
M6:]Q"O8J.#-_G%BLZ3DBR ]\\^TMVI^]R$KAV2).VD2O]FO/]F2TW741F9+A
MKQD1QRSYY93D&3<C9*JL.%KOF4(.Y%Z/W\Q=O7).^$%Q]JZ5]FW/^(WO^!ZD
MI4=?&5S#C@!X$3&I?$]?&M'D&>>=+E0X/7XOE]8[]H+O[&"O%'-=^&5/W&'_
MF8O_^+'^+_NS'SO1)OF_%&@RC/D> 3%W[_::<<KL,FO4(_I$2?H_K2B*#.1M
MK11%O?H 0-E&D=:N?Q5 3_O7C_W9[RE%BQ>1&5.7)\/2^14OXOMCY!E8SRZ?
ME+&+4_P:B<5J'1UH.]S/O_QR'N>L#Q2)?\X6;;ZPK_W_#Q#B! XD6-#@080)
M%2YDV-#A0X@1)4ZD6-'B18P9-6[DV-'C1Y A18XD6=+D290I5:YDV=+E2Y@Q
M95*D]LCFHV,S#XZZ>1/90&_&>DYKJ*TG+H[3; IBVM2I(YU1I4X5N:GGS6%4
MM6X5>*QG3JYAQ5),5C99-W9IU:YEV];M6[AQY<ZE6]?N7;S^<!\ X O P(.\
M<O?R!2S70-_":0\3CCO8;]O% !*[=0P@\.5RR=:L289M[&?0H46/)EW:]&G4
MJ56O9MW:]6O8L67/IEW;]FW<N77OYNU2Z4VP5&M=?41TH->;QA=*Z_ESXV^G
MT05![5T]K%7BMJR['GYSVW;P",V>O5S>_'GTZ=57_JM^;67!?2VO9=#70-S(
M"=HZO@\WO_NY,MNLL_ *-/! !!-4<$$&&W3P00@CE'!""BNT\$(,,W0IFIZD
MV8H8XJHAZ#>;/&2HF)Y$?&XIZ9JB3D,8"\+N*E1BG&E&3FQ\;3RT /3Q1R"#
MA&N"R "8($CY^J,LLLG8F2#)MXK^/)*M)^V+4KXIA5Q+0,X\T_%+,,,4<TPR
MRS3S3#335'---MMT\\V7D+-)N:F0(>Z[@4C$J:%;>O*&HYH>:=%%.!F<L:<<
M"^6HFIYN470K'K64=%)*\RJR20#9>R"Q"1XH4LGWY M@T[0ZE>\QRDXEE9U-
M/ZTT+2X)?'166FNU]59<<]5U5UY[]?578'-%\29MMF+TJH("M2DXA5"YZ9*.
MMF%QT!>#K>W0FR2Q=J%A;8IF6Y0B?75<<BNM[%1TT6U+/K@22/==(]VJ$EY1
MAZ17W7%C]1)<?OOU]U^  Q9X8((+-OA@A+<:IB<\J?+F*DH*DO:F8AKBY*93
MHIVVQ6K^$Q[M%.)LXF;@5++]T^.+Q"UW998!=/=>>-?M"S^8_<)4K7/?';6Q
M(N&]64M]419Z:**+-OIHI)-6>FFFF^8(%S^YNJ2G323N*:N%ONE).XXF'I2I
MCIV>">20J1F8$HS%5DCEEMMVV]*:WY69K_CH96"N"5Y^-X$L]>I9U;XK#5IM
MP@LW_'#$$U=\<<8;=]RD[FP*BZ>T"7H8*X:,HEAC0;\.^W&2R";..8 OM\G1
MQ=E^>W76WXI;;K;8G>N!!"(SP("[[9J @4\9^/FM!WA/<M5R!P?]>.235WYY
MYIMW_GGH"XQ<6ZXB?Z3&@K9FB,.;ON5(Z\ZIC=XCT:^J.&#^S6TZ7W'56W?_
M?0#IAG_^MXP?_W[\\]=_?_[[]_]_PHFN:EP!T4UJ89">')!;/2E61S8FG<\!
MD"'E:Y3 F.,3QK6/?AODH%RJU,$.VD^"(R1A"4UX0A2F4(4KI(T PV*GFR"E
M(%.S"2T8LK";?.2!T8D@"ZW7DU0(3"@W,5OJS-(C$"91B3A#U1+?)T(61E&*
M4Z1B%:UX12R2<$89X\JQ;$(,@VR1(=;38?@XAL4?WD04 L.AR#)X1"?&L8/N
M^IT<5P;%+.91CWOD8Q_]^$= WDJ,81&%=\)8.85$+F(>V>%3T!BR1RP28&1\
M8UF0:$=,KFXP=<SDJ_ 82%"&4I3^HR1E*4UY2M)(XB8V# LU:"$*9@V$<H]8
MXT)*9I,!=L0J7YO.(R%YLG^YL)+DZ60Q6^8N_1BS;9]$93.=^4QH1E.:TQ1E
M E$C3(5@DR.[])PO;4)#FZCH7Q>S"1>-:$EEIG-<M%-GRYA)37C&4Y[SI&<]
M[4DXTST"=:;1)D)$9\YMFA&"6&SC(VC1H8"ITB8*/"<QV_E0B+;SG?>D:$4M
M>E&,9E2C9)J83;!FFNDQ9)"Z%"@/"7J4GABC=$=IG 8C^E*8*G&B&Z5I36UZ
M4YSF5(_;. 4E]KD@+SX"C*>AI$)F%$2/%)*7/5QA06%H$QGZ*Z@J'>8E8WI5
MK-)OICK^Y6I7O?I5L(8U<=Z84505-$1OH<86/6$(VA;Z$9 M]:3) 2<K_<6]
MM%8UJWOE:^NV*E; !E:P@R5L86]U2YM(0IP)LAXP2U/0AB'$FN0KJ2.O6-!I
MS'(4 $/K(Q:;.)?V5;2C!9IFNF18U*96M:ME;6L7M U;%,.Q3U7C-Q942)LD
MZC207<C5/@(UN5[1BY?XQD&_"3"HW<2QH(4C:9W[W"#]U;73I6YUK7M=[*;D
M&S0$Z%J),U0$Y9.AINF69Q72T4=\E"/<0$5P+XNVG/3I)K;U5U$;:E7HYE>_
M@9%N=OW[7P '6,#6E5-Q!I+&1TBB@0?2T_I,4V Z&02]#N[^B'OU6-[(@LNX
MC\CE???[81#;I;\#)G&)37QB%%M4OAX=" 41::#R?I8T$%9(4&/)$0OG$:\&
M]E<_F8O.$ =9R&P9<8J-?&0D)UG)6726&EM\DTTHU"94-5"3$ZR:"]J$= ?1
MTXTWDN,LZLE[_<+M(P#*ON8.6<TA+O*2W?QF.,=9SLLCIR'%,<M3=%82(^O-
M-W!Q"N\IR\RJZ;)"]!1A''>3C^G;D[]FA#V]KEG2^VWSG"U]:4QG6M,& U]*
M!2+&\D&Z--4@QC'H"Y$-_Z3,CZ!P:0J=$!J#!,Q81"]X^27E\:(9R)/FM7,K
MO6E@!UO8PR;VFAAM$^P=51S:D/+^(\8\&FXH]*<.D3(E"IC;4Y\&O>HU2(%E
M_&5%\Q&(LNV7]EJ:YEZGFZ^_+G:[W?UN>,?;0#LV)#@5>&V#FB:Y"5[N0O))
MG&=KV[<)P7!(9HU%MYH,7-P8>*35_7"LLEO>$Z=XQ2U^\<_@.X;BF*PXP'GF
MT%CY$0MN"'IIQ!KTFM4@O)5UN/>(K4=0.5BU=EQH(7YS94H<XSOG><]]_G.-
M>/<JQ&6I0,JLV]$DG,<.,7F*6M/Q@Q14) >_XBPQMZU7.QSG6U>GSH'^=;"'
M7>P8M_I7&N[CSS"\.1#14P5;\_%$LM7@+M>CBW/]JRP[N^;HYGK?.^GUL0=>
M\(,G?)S^P5GG1R#^HQM^1&GH+7.&M-TFE. S:XX>]\E/G>YY3./=?15KK?M=
M]'($?.%-?WK4IYZZ^<1%V6]"9:$_(MM4V08J)$&+4VN<VPNA[>9<8V5)'@2Q
M'?8(U:T8^QIFY!O&*,;LQQ3CO>]Z]--?8NE5?WWL9U_[-]UV@;\R$)9O1>A1
M9?PC/ ]KXJ#"^:FQWOH%@G9PBZ^/!2TG1K:!'9"+*?P>IG[_DVC][0M  1Q
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M+VQPKNLZ+S)MG4Y(9]EXF99,1$Q5G]\*4T%\[/-Z[\2J*7-HS+@&S?3,54)
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M!WJ@(7C 1'>@(7R@(8Y@1E&@(7*@1$_ )Z2@25%4!WRB"4Q@3-,427F@(6Q
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M,5+(@3_^0HUA?'DOXVNA-+9X[I;X4K6NRK))2*HT]=I:+@1>J @EG>U^^UM
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M<B+)69YA] V^(@FH=$*^ 4PR$9SB^)=/QQ4 :)NTIQ#"]WZ)69S\*3+':9X
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M8;K#>[@T^0A)^Q(OIZCAX:E%%*(M(;:\$F>W %H$I;MQ6Q;>8 S56J"3&[[
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M+K%9I<W3""*$#7S)"'V#*<9A*L^KIU6BP97P.I6(.8?H0MBHNSX$Q;F(O)%
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MNZ8EB#$H]KO4B%,<WX#O0  MD3U.QT:*=J2 W P6<2=E82 BV+37%>IXT[M
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M7@9$,1ADR.E:X8RN[>>=SA\?JJG#'5+'.01-<2E>A*.&\BF&*6G')8__J<3
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M!5C8Q!$I]E&UC<,HUC1TXC<:?0:=6+QC!#K#C^VMD]#K1[V4H6^+_484O$"
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M#DK4Q.'&K!!K G(@6-$CSB8IZBD,42++).Y=QW1 018ZDW59339?FG5D=PY
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M+RB=-Z)'I7*?482075KNO!F<:5I$XBEW8MHA<.C8\C@L6%J#\Z*@#H(=N^[
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M72JZZ2_.2LE5XI^>"])N>QI ;5DLM2*)E\=C@J6Y[K$U7 S^*S4WT'N/JAK
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MA J'XE1SB5JH$*316G9)B"-"-9+(4#1;M6>0-[><0LQ >&'^J-*.CU@V4'Z
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M#&_XVMYTPX0[JFE 7F9EIE*JP14D?$SLLT!GLC%*B^-BH41=Q26.\I13R<#
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M3A4'9UWHA#">P1V46D;$1;YJLU:B;3[K9_+FX)7I<,X-<L;I )CGTHCKF1X
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M"JM(@6 (\>.?OUHX+ 0 8DLL0'\"C)\'%@*" 2(P@0I<( ,;Z, ')C $"[&
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M1&!UFN=YHF=ZWI1"JJ=@.F1VPN?W;2=4E)G!80JI,89'NL19_0E;MN=_ FB
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MBH,*/H+!J2QCF&_[&O !(W!]L6\"G\;[PB]VRB]/X*7:4(2HJD;_T@D FY9
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ME[=Y@Q]Z\T2GD#9-$"<-%D\O$BDLFX0WY/%],WB#EW!^/_1^\W?K^?=.1&#
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MY4;GO_VE9WF=AV,".(">5VX&>( %F(#A!T;3IF3SADLF8GK^GU)B\T9AT(>
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M9ZCIV+WRJVG^5;^ZRPXW61C12[F VV!H!K_X"UU@^J>NVRW^"8R>J%NNN:C
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M=WDLNUWSI==S(W.QS_)I[0&[=[/VF[-?16@)HQC*8,;VEB#<N2#[)RPVVS8
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M;QHDG*ATDGRRB:AI0O.<62*G7-2)J)[$D"'6)!$V>2E.(4W3G)QBISP'M<V
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MIU4YR-5$R/_,V.&R1F^OTFU@DX,GT<^.=$OIK: -4UGG0==W@7Q.;:#76>@
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M<'_T>S\8)?_S,[_V=[+XL[_YAPSY'[_\SS_]U[_]WS_^Y[_^[S__][___S]
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M.'8YYI(Q]NM?@SN;]&:_?!8LZ(]ICN[GO8:6^6B^:AXL::"-AGCIO9H6.FK
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J<<<>?PQRR"*/3'+))I^,<LHJK\QRRRZ_#'/,,L],<\TVWXQSSF,%!  [

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>image2.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image2.gif
M1TE&.#EA!0 . /03        .F8Z &8Z9K9F ) Z9MN0.O^V9CHZD+9FD#J0
MVV:VVV:V___;D/_;MO__MK;__]O_V___V____P
M                         "'Y!       (?\+26UA9V5-86=I8VL.9V%M
M;6$],"XT-30U-#4 +      %  X   4?X"2.9&DZ S0=0*M,QBL2C"@5ZM0@
,40(]@L#"U"J60@ [

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>image3.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image3.gif
M1TE&.#EA!  . /00 #H  &8  ) Z.K9F.I Z9MN0.CHZD !FMCIFMCJ0V]NV
MD/_;D/__MI#;_[;_____V____P
M                         "'Y!       (?\+26UA9V5-86=I8VL.9V%M
M;6$],"XT-30U-#4 +      $  X   4:("2.Y/@(#<D$AU@DXI ^A ,MAM(L
' %+^HA  .P$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>image4.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image4.gif
M1TE&.#EA!0 . /03        .F8Z &8Z9K9F ) Z9MN0.O^V9CHZD+9FD#J0
MVV:VVV:V___;D/_;MO__MK;__]O_V___V____P
M                         "'Y!       (?\+26UA9V5-86=I8VL.9V%M
M;6$],"XT-30U-#4 +      %  X   4?X"2.9&DZ S0=0*M,QBL2C"@5ZM0@
,40(]@L#"1!R%   [

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>image5.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image5.gif
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MWM[______P
M
M
M                                                 "'Y!
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8=[+B%9P"!;\.9D^;$:R?*4L@0%D1"  [

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>image6.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image6.gif
M1TE&.#EA&@ / /4J     #H     .CHZ.F8  &9F.@  9F8 9F8Z9I Z.K9F
M +9F.K9F9MN0.I"09MN09O^V9@ ZD#HZD&8ZD !FMCIFMF9FMCJ0D#J0VV:0
MVV:V_Y"VD)"0MMN0D/^VD+;;D/_;D/_;MMO_MO__MK:VVY#;_[;;_[;_____
MV]O______P
M                                 "'Y!       (?\+26UA9V5-86=I
M8VL.9V%M;6$],"XT-30U-#4 +      :  \   :/0)5P2"P:C\BAPG "!3#)
MJ,I3@#).TF3G(Q%9D"&"H*1J4%1.@ ;%024VF:0".B*<57-T'#(@(Q4:*@\.
M9R,3*7A,(P=8?QHC%A!G#8%91 T8#R62(!6610T77Y)7*A!Q22$(?@UCI@-[
H   1B$8H) NLM*:[*KE2OTF&M1"RLKW!2)TA)E')1TZ]1G6R&$$ .P$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>image7.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image7.gif
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'\+B\% ( .P$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>9
<FILENAME>image8.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image8.gif
M1TE&.#EA"0 . /08     #H  &8Z.I Z ) Z.K9F +9F9MN0.MN09O^V9@ Z
MD#HZD&8ZD#J0D#J0VV:0VV:V_Y"0MO_;D/__MI#;_[;_____V]O______P
M                         "'Y!       (?\+26UA9V5-86=I8VL.9V%M
M;6$],"XT-30U-#4 +      )  X   4V(":.9&F>4J!<6 $XHB%0F+2P5G3
C"5P_M@N"ADE + 2*H1)C'AH,UB1:"_A<$(QED#UYOZ00 #L!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>10
<FILENAME>image9.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image9.gif
M1TE&.#EA&P / /4C     #H     .CH .CHZ.F8  &8Z9K9F +9F.K9F9MN0
M.I"09MN09O^V9@ ZD&8ZD !FMCIFMF9FMI!FD#J0D&:0MCJ0VV:0VV:V___;
MD/_;MO__MK:VVY#;_[;;_[;__]O;V___V]O______P
M
M                                 "'Y!       (?\+26UA9V5-86=I
M8VL.9V%M;6$],"XT-30U-#4 +      ;  \   :&P)%P2!PV(L6D<LG4&#I,
M8F8 388XB&I4F/@PLR--00!50$:9   3FH@:@#C (1*"1P?+:%,XX_49%2!?
M50<8(PP+9QL/=5.'27QQ>H8;$@UG"I!;10H6#!V8&4B<20H4$B.87:H7I4,*
?9*H$KG!S=:4*=*J[(W>O2XRXP$JC&A[$Q0&]G$$ .P$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>11
<FILENAME>image10.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image10.gif
M1TE&.#EA&0 . /07     #H     .F8  #H 9F8 9F8Z9I Z.K9F.I Z9MN0
M.K:09CHZD !FMCIFMCJ0VY"VD-NVD/_;D/__MI#;_[;_____V____P
M                         "'Y!       (?\+26UA9V5-86=I8VL.9V%M
M;6$],"XT-30U-#4 +      9  X   5%X"6.9&F>:*JNJG50+!D957Q:"T34
MUS0TMM&DP+LH'D'1L(B C20!@%0J<"J)(DNB:%N*)(R(->:]0!U)1%2 3KK?
%\%(( #L!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>12
<FILENAME>image11.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image11.gif
M1TE&.#EAEP B /9) "$D(4TD(74D(750(2$D32$D=4TD374D34TD=74D=2%0
M32%0=4U03750375V34U0=750=4UV=9I0(9IV(;QV(9I039IV3;QV39I0=9IV
M=;QV=;R;39J;=;R;=;R]==Z;3=Z;==Z]=?^]=2%0FB%VO$U0FG50FG5VFDUV
MO'5VO)IVFDV;FG6;FDV;O$V;WG6;WG6]WG6]_[R;FIJ]FIJ;O)J]O-Z;FO^]
MFKS>FIK>O/_>FM[>O/_>O-[_O/__O)J;WIJ]WKR]WIK>WIK>_[S>_[S__][>
MWO__WM[______P
M
M
M                                                 "'Y!
M(?\+26UA9V5-86=I8VL.9V%M;6$],"XT-30U-#4 +     "7 "(   ?_@$F"
M@X2%AH>(B8J+C(V.CY"1DI.4CA0%13H!+H@\$$.5H:*CI),W#IP:18='01>@
MI;&RLZ(V."4]*8JOM$DB )R]PJ(\ @2@'R1)F@ Q1S1'%3,OO@#6 "-(@KR/
MFL>,W,/BDQ2</@+*2>7+U"(,L(CA1^$?,8;KBT<8J^/]D!3V0'!0YL.$MDM%
M?"3@9^B<M6#+'JSZ@,)0-%#G7(@(D.Z(!0 1#":9!^#;AV,B#,#S-PZ@CQ0B
ME-4CI>.!AQ+:"NE 4.2(C! +@.C J:X%D@_!*) X&H/'#PHL=+%DB13$D)@Z
M*I;Z4(#(H9B#DOFJN'.BO;(\&L 2D6TJU16Z_V*J\D4M5,V;.0D!'+1W)MB+
MU0 H #*(;4X1=0]Y6GD/DR:(;@6=!.6NG;6VDVI.U#K(QP%8%Z/E^!'SR 8$
M.(" Y7%"FP@6!T;_PI9W4*MPATZE8A@YR8>VAK<QAG1DKB 0,/0"2#?TX(*$
M Q8(D:#LB 0 "[Q2J(@P"6Y#WPO9PB6UMZ*"M<U'0A_X<DY>'VC_PO0LVC3U
MBK+R\(H_DG[^A_#B&2C6G=7.._TAH@EF"3JR8'J". 3 ,D0IM I"%C:HH5M(
M"9)59,Q<4])P&TZUEV^0L2*!"]:EV(N(,,8HXXPTUFCCC3C&F&&!C(A@CX\]
M)D97B402,F 2(0!G0/\- W#B34"@6+5,  3$L)$S^\P&G'L>!@#C-RTYMDDG
MG_06'W;\&?&;-@H1D=41&?049YM9&6$5>[B%9YYN21A7R&TDFL>-"$ZB@!YZ
MA"Y3D2J)LA>A2 V.E\LN@4;F**%'3!"##BT8P:D1F&I:T X#P. I"OOY^)];
M(0) 'S326'8-9GKV]F&$ P! E@&;\NI#KA6=LT 'QSRH:@ ,LK37$2H@H<.!
ME7H7;9'$R0 A2_KPAN%"B$CH(K7@YN<E,.&6.PQ84B;28HOFMMO(B3W^:,\B
MB!%2K[L-'BE(2DPZ226424CYY)79:ND:E_CB1P%M@JC9%ITHP"EG0@FXB8)'
MG4/@N5*M"?<W:*&'&I3HAXR: VD2CG:\X:4L:OKIIZ'&,&JIIZ:Z*:H JIS@
<K2@#NPRO.OCJL[#$#F'LILA>J_/2%EDK2R  .P$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>13
<FILENAME>image12.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image12.gif
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MJ'1*K0H?A9HK,+)ZC5@M]TLN?UF++J5F/J=SZ[9\SERU.C$0O6K'Z_> 9!<
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$!@$ .P$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>14
<FILENAME>image13.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image13.gif
M1TE&.#EA+  0 /4U     #H     .CH .CHZ.F8  &8Z &8 .F9F.@  9@ Z
M9F8 9I Z ) Z.I!F +9F +9F.I Z9I!F9K9F9MN0.K:09MN09MNV9O^V9@ Z
MD#HZD&8ZD#IFMF9FMCJ0MCJ0VV:0VV:VVV:V_[:0D)"VD)"0MI"VMMN0D/^V
MD+;;D/_;D-O;MO_;MMO_MO__MI#;_[;;_[;__]O;V___V]O______P
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KL( Q:AH+)-/J&0 P2<4 ?A==3)SDHH"""@)>/#G3,$ &2H%FC"@D) @ .P$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>15
<FILENAME>image14.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image14.gif
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)/;)1XIJ0(  [

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>16
<FILENAME>image15.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image15.gif
M1TE&.#EA*P 0 /4V     #H     .CH .CHZ.F8  &8Z &8 .F9F.@  9@ Z
M9F8 9I Z ) Z.I!F +9F +9F.I Z9I!F9K9F9MN0.K:09MN09O^V9@ ZD#HZ
MD&8ZD !FMCIFMF9FMI!FD#J0MCJ0VV:0VV:VVV:V_[:0D)"VD)"0MI"VMMN0
MD/^VD+;;D/_;D-O;MO_;MMO_MO__MI#;_[;;_[;__]O;V___V]O______P
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B .!@8\6 >0]?*&3XHH"""@)@/.E%,, P1EQHD/ U) @ .P$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>17
<FILENAME>image16.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image16.gif
M1TE&.#EA#P . /4F     #H  #HZ.F8 .F9F.@  9F8 9I Z.K9F +9F.I Z
M9K9F9MN09O^V9@ ZD#HZD&8ZD !FMCIFMF9FMI!FD#J0VV:0VV:V_Y"VD)"0
MMMN0D/^VD+;;D/_;D/_;MMO_MO__MI#;_[;;_[;_____V]O______P
M
M                                 "'Y!       (?\+26UA9V5-86=I
M8VL.9V%M;6$],"XT-30U-#4 +      /  X   9>0)-P2"P:AXC"J!.H'(4;
M@G,Q>IHTG,=G(F0"ODI2AG3 6) 7$XE2ZIP;@I"0I*@BE2"#W0MP6AL1)@QR
D5@AI0@UG1B #A U?#B5%" "10@F$5B8@$)*:)AT2'B)&00 [

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
