<SEC-DOCUMENT>0001839882-25-069317.txt : 20251202
<SEC-HEADER>0001839882-25-069317.hdr.sgml : 20251202
<ACCEPTANCE-DATETIME>20251202142045
ACCESSION NUMBER:		0001839882-25-069317
CONFORMED SUBMISSION TYPE:	424B2
PUBLIC DOCUMENT COUNT:		3
FILED AS OF DATE:		20251202
DATE AS OF CHANGE:		20251202

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MORGAN STANLEY
		CENTRAL INDEX KEY:			0000895421
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		ORGANIZATION NAME:           	02 Finance
		EIN:				363145972
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B2
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-275587
		FILM NUMBER:		251542662

	BUSINESS ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
		BUSINESS PHONE:		212-761-4000

	MAIL ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MORGAN STANLEY DEAN WITTER & CO
		DATE OF NAME CHANGE:	19980326

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	DEAN WITTER DISCOVER & CO
		DATE OF NAME CHANGE:	19960315

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Morgan Stanley Finance LLC
		CENTRAL INDEX KEY:			0001666268
		STANDARD INDUSTRIAL CLASSIFICATION:	ASSET-BACKED SECURITIES [6189]
		ORGANIZATION NAME:           	Office of Structured Finance
		EIN:				363145972
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B2
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-275587-01
		FILM NUMBER:		251542663

	BUSINESS ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
		BUSINESS PHONE:		(212) 761-4000

	MAIL ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B2
<SEQUENCE>1
<FILENAME>ms12497_424b2-40524.htm
<DESCRIPTION>PRELIMINARY PRICING SUPPLEMENT NO. 12,497
<TEXT>
<HTML>
    <HEAD>
        <TITLE></TITLE>
<!-- QES 7h3d0c70r 1764696607.9301443 -->
    </HEAD>
    <BODY style="text-decoration-skip-ink: none; ">
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="line-height: 9.0pt; padding-left: 0.0pt; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; color: #808080; "><font style='white-space: pre-wrap;'>Preliminary Pricing Supplement No. 12,497</font></FONT></P>
                <P style="line-height: 9.0pt; padding-left: 0.0pt; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; color: #808080; "><font style='white-space: pre-wrap;'>Registration Statement Nos. 333-275587; 333-275587-01</font></FONT></P>
                <P style="line-height: 9.0pt; padding-left: 0.0pt; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; color: #808080; "><font style='white-space: pre-wrap;'>Dated December 2, 2025</font></FONT></P>
                <P style="line-height: 9.0pt; padding-left: 0.0pt; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; color: #808080; "><font style='white-space: pre-wrap;'>Filed pursuant to Rule 424(b)(2)</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 20.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; text-transform: uppercase; color: #296DC1; font-size: 14.0pt; "><font style='white-space: pre-wrap;'>Structured Investments</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="padding-left: 0.0pt; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 13.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Callable</font></FONT><FONT style="font-family: Times New Roman, Times, serif; color: black; font-size: 8.0pt; "></FONT><FONT style="font-family: Arial, sans-serif; font-size: 13.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'> Buffered Jump Securities due December 10, 2030</font></FONT></P>
                <P style="margin-bottom: 0.0pt; padding-left: 0.0pt; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 11.0pt; color: #808080; "><font style='white-space: pre-wrap;'>Based on the Performance of the S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9pt; vertical-align: super; color: #808080; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 11.0pt; color: #808080; "><font style='white-space: pre-wrap;'> Futures Excess Return Index</font></FONT></P>
                <P style="margin-bottom: 0.0pt; padding-left: 0.0pt; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; color: #808080; "><font style='white-space: pre-wrap;'>Fully and Unconditionally Guaranteed by Morgan Stanley</font></FONT></P>
                <P style="padding-left: 0.0pt; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 9.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 8.5pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>The securities are unsecured obligations of Morgan Stanley Finance LLC (&#8220;MSFL&#8221;) and are fully and unconditionally guaranteed by Morgan Stanley. The securities have the terms described in the accompanying product supplement, index supplement and prospectus, as supplemented or modified by this document. The securities do not provide for the regular payment of interest. </font></FONT></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 9.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 8.5pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Call feature.</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> We will redeem the securities on any redemption date, for a redemption payment that will increase over the term of the securities, if and only if the output of a risk neutral valuation model on a business day that is at least 2 but no more than 5 business days prior to such redemption date, based on the inputs indicated under &#8220;Call feature&#8221; below, indicates that redeeming on such date is economically rational for us as compared to not redeeming on such date. An early redemption of the securities will not automatically occur based on the performance of the underlier, and no further payments will be made on the securities once they have been redeemed.</font></FONT></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 9.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 8.5pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Payment at maturity.</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> If the securities have not been redeemed prior to maturity and the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>greater than </font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>the initial level, investors will receive the stated principal amount </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>plus</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> the upside payment. If the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>equal to or less than </font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>the initial level but is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>the buffer level, investors will receive only the stated principal amount at maturity. If, however, the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> the buffer level, investors will lose 1% for every 1% decline in the level of the underlier beyond the specified buffer amount. </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Under these circumstances, the payment at maturity will be less, and may be significantly less, than the stated principal amount of the securities, subject to the minimum payment at maturity.</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> </font></FONT></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 9.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 8.5pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>The securities are for investors who are willing to risk their principal and forgo current income in exchange for the buffer feature and the possibility of receiving a redemption payment or payment at maturity that exceeds the stated principal amount. </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Investors in the securities must be willing to accept the risk of losing a significant portion of their initial investment.</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> The securities are notes issued as part of MSFL&#8217;s Series A Global Medium-Term Notes program. </font></FONT></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 9.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 8.5pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>All payments are subject to our credit risk. If we default on our obligations, you could lose some or all of your investment. These securities are not secured obligations and you will not have any security interest in, or otherwise have any access to, any underlying reference asset or assets.</font></FONT></FONT></P>
                <TABLE width="100.00%" style="margin-left: auto; width: 100.00%; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="29.33%" style="width: 29.33%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="23.47%" style="width: 23.47%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="32.27%" style="width: 32.27%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="24.93%" style="width: 24.93%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="4" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; font-weight: bold; color: #FFFFFF; "><font style='white-space: pre-wrap;'>TERMS</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Issuer:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Guarantor:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Stated principal amount:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000 per security</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Issue price:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000 per security (see &#8220;Commissions and issue price&#8221; </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>below</font></FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 8.0pt; "></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>)</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; width: 0.83pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Aggregate principal amount:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Underlier:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; background-color: #DCEBF4; "><font style='white-space: pre-wrap;'>S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; background-color: #DCEBF4; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; background-color: #DCEBF4; "><font style='white-space: pre-wrap;'> Futures Excess Return Index </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>(the &#8220;underlying index&#8221;)</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Strike date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>December 5, 2025</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Pricing date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>December 5, 2025</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Original issue date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>December 10, 2025</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Observation date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>December 5, 2030, subject to postponement for non-trading days and certain market disruption events</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Maturity date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>December 10, 2030</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: right; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-style: italic; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Terms continued on the following page</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Agent:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley &amp; Co. LLC (&#8220;MS &amp; Co.&#8221;), an affiliate of MSFL and a wholly owned subsidiary of Morgan Stanley. See &#8220;Supplemental information regarding plan of distribution; conflicts of interest.&#8221;</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Estimated value on the pricing date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Approximately $950.80 per security, or within $40.00 of that estimate. See &#8220;Estimated Value of the Securities&#8221; on page 4.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Commissions and issue price:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Price to public</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Agent&#8217;s commissions and fees</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>(1)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Proceeds to us</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>(2)</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-indent: 73.32pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Per security</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-indent: 73.32pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Total</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-bottom: 0.0pt; line-height: 8.0pt; margin-top: 0; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-style: italic; font-size: 7.0pt; color: #000000; background-color: #FFFFFF; ">(1)</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 7.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>Selected dealers and their financial advisors will collectively receive from the agent, MS &amp; Co., a fixed sales commission of $       for each security they sell. See &#8220;Supplemental information regarding plan of distribution; conflicts of interest.&#8221; For additional information, see &#8220;Plan of Distribution (Conflicts of Interest)&#8221; in the accompanying product supplement.</font></FONT></FONT></P>
                <P style="margin-bottom: 0.0pt; line-height: 8.0pt; margin-top: 0; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-style: italic; font-size: 7.0pt; color: #000000; background-color: #FFFFFF; ">(2)</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 7.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>See &#8220;Use of Proceeds and Hedging&#8221; in the accompanying product supplement.</font></FONT></FONT></P>
                <P style="margin-bottom: 0.0pt; text-indent: 0.0pt; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>The securities involve risks not associated with an investment in ordinary debt securities. See &#8220;Risk Factors&#8221; beginning on page 6.</font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; line-height: 7.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>The Securities and Exchange Commission and state securities regulators have not approved or disapproved these securities, or determined if this document or the accompanying product supplement, index supplement and prospectus is truthful or complete. Any representation to the contrary is a criminal offense.</font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; line-height: 7.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>The securities are not deposits or savings accounts and are not insured by the Federal Deposit Insurance Corporation or any other governmental agency or instrumentality, nor are they obligations of, or guaranteed by, a bank.</font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; line-height: 7.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>You should read this document together with the related product supplement, index supplement and prospectus, each of which can be accessed via the hyperlinks below. When you read the accompanying index supplement, please note that all references in such supplement to the prospectus dated November 16, 2023, or to any sections therein, should refer instead to the accompanying prospectus dated April 12, 2024 or to the corresponding sections of such prospectus, as applicable. Please also see &#8220;Additional Terms of the Securities&#8221; and &#8220;Additional Information About the Securities&#8221; at the end of this document. </font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; line-height: 7.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>References to &#8220;we,&#8221; &#8220;us&#8221; and &#8220;our&#8221; refer to Morgan Stanley or MSFL, or Morgan Stanley and MSFL collectively, as the context requires.</font></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; text-align: center; "><A href="https://www.sec.gov/Archives/edgar/data/895421/000095010325001753/dp224623_424b2-parsupp.htm" style="word-break: break-all; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Product Supplement for Principal at Risk Securities dated </font></U><U><font style='white-space: pre-wrap;'>February 7</font></U><U><font style='white-space: pre-wrap;'>, 2025</font></U></FONT></A><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>        </font></FONT><A href="https://www.sec.gov/Archives/edgar/data/895421/000095010323016332/dp202718_424b2-isn2023.htm" style="word-break: break-all; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Index Supplement dated November 16, 2023</font></U></FONT></A></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; text-align: center; "><A href="https://www.sec.gov/Archives/edgar/data/895421/000095010324005205/dp209505_424b2-base.htm" style="word-break: break-all; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Prospectus dated April 12, 2024</font></U></FONT></A></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Callable Buffered Jump Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><TABLE WIDTH="100%" STYLE="margin-left: auto; width: 100%; table-layout: fixed; border-collapse: collapse; margin-right: auto">
            <TR></FONT><TD width="29.33%" style="width: 29.33%; border: 0; margin: 0; padding: 0; height: 0; "></TD>
                        <TD width="80.67%" style="width: 80.67%; border: 0; margin: 0; padding: 0; height: 0; "></TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><B><I>Terms
                            continued from the previous page</I></B></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #296DC1"><B>Call
                            feature:</B></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">The
                            securities are not subject to early redemption until the first redemption date. Beginning on the first redemption
                            date, an early redemption, in whole but not in part, will occur on a redemption date if and only if the output
                            of a risk neutral valuation model on a business day that is at least 2 but no more than 5 business days prior
                            to such redemption date, as selected by the calculation agent (the &#8220;determination date&#8221;), taking
                            as input: (i) prevailing reference market levels, volatilities and correlations, as applicable and in each
                            case as of the determination date and (ii) Morgan Stanley&#8217;s credit spreads as of the pricing date,
                            indicates that redeeming on such date is economically rational for us as compared to not redeeming on such
                            date. If we call the securities, we will give you notice at least 2 business days before the redemption date
                            specified in the notice. No further payments will be made on the securities once they have been redeemed.</FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #296DC1"><B>First
                            redemption date:</B></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">December
                            11, 2026, subject to postponement for non-trading days and certain market disruption events</FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #296DC1"><B>Redemption
                            dates:</B></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">As
                            set forth under &#8220;Redemption Dates and Redemption Payments&#8221; below</FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #296DC1"><B>Redemption
                            payment:</B></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">The
                            redemption payment with respect to a redemption date will be an amount in cash per stated principal amount
                            corresponding to a return of approximately 18.50% <I>per annum</I>, as set forth under &#8220;Redemption
                            Dates and Redemption Payments&#8221; below.</FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #296DC1"><B>Payment
                            at maturity per security:</B></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">If
                            the securities have not been redeemed prior to maturity, investors will receive a payment at maturity determined
                            as follows: </FONT></P>
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]-->&#8226;<!--[if IE]</FONT><![endif]-->&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If
                            the final level is <B>greater than</B> the initial level:</FONT></P>
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; padding-left: 39.6pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">stated
                            principal amount + upside payment</FONT></P>
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]-->&#8226;<!--[if IE]</FONT><![endif]-->&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If
                            the final level is <B>equal to or less than </B>the initial level but is <B>greater than or equal to </B>the
                            buffer level:</FONT></P>
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; padding-left: 39.6pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">stated
                            principal amount</FONT></P>
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]-->&#8226;<!--[if IE]</FONT><![endif]-->&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If
                            the final level is <B>less than</B> the buffer level:</FONT></P>
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; padding-left: 39.6pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">stated
                            principal amount &#215; (performance factor + buffer amount)</FONT></P>
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; padding-left: 19.8pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><I>Under
                            these circumstances, the payment at maturity will be less, and may be significantly less, than the stated
                            principal amount, subject to the minimum payment at maturity.</I></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #296DC1"><B>Final
                            level:</B></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">The
                            closing level of the underlier on the observation date</FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #296DC1"><B>Initial
                            level:</B></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;,
                            which is the closing level of the underlier on the strike date</FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #296DC1"><B>Upside
                            payment:</B></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">stated
                            principal amount &#215; participation rate &#215; underlier percent change</FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #296DC1"><B>Buffer
                            level:</B></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;,
                            which is 85% of the initial level</FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #296DC1"><B>Performance
                            factor:</B></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">final
                            level / initial level</FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #296DC1"><B>Buffer
                            amount:</B></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">15%</FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #296DC1"><B>Minimum
                            payment at maturity:</B></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">15%
                            of the stated principal amount</FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #296DC1"><B>Participation
                            rate:</B></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">200%</FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #296DC1"><B>Underlier
                            percent change:</B></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">(final
                            level &#8211; initial level) / initial level</FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #296DC1"><B>CUSIP:</B></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">61779TF28</FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #296DC1"><B>ISIN:</B></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">US61779TF285</FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #296DC1"><B>Listing:</B></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">The
                            securities will not be listed on any securities exchange.</FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 8.8pt; margin-bottom: 8.8pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; background-color: #FFFFFF; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>Redemption Dates and Redemption Payments</font></FONT></P>
                <TABLE width="356.40pt" style="margin-left: auto; width: 356.40pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="39.60pt" style="width: 39.60pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="118.80pt" style="width: 118.80pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="0.00pt" style="width: 0.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="198.00pt" style="width: 198.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="0.00pt" style="width: 0.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD colspan="3" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; background-color: #296DC1; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Redemption Date</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; background-color: #296DC1; vertical-align: middle; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Redemption Payment (per Security)</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#1</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>December 11, 2026</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,185.00</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#2</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>January 8, 2027</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,200.417</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#3</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>February 10, 2027</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,215.833</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#4</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>March 10, 2027</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,231.25</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#5</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>April 8, 2027</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,246.667</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#6</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>May 10, 2027</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,262.083</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#7</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>June 10, 2027</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,277.50</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#8</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>July 9, 2027</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,292.917</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#9</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>August 10, 2027</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,308.333</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#10</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>September 10, 2027</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,323.75</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#11</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>October 8, 2027</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,339.167</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#12</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>November 10, 2027</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,354.583</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#13</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>December 9, 2027</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,370.00</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                </TABLE>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>2</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Callable Buffered Jump Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <TABLE width="356.40pt" style="margin-left: auto; width: 356.40pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="39.60pt" style="width: 39.60pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="118.80pt" style="width: 118.80pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="0.00pt" style="width: 0.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="198.00pt" style="width: 198.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="0.00pt" style="width: 0.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#</font></FONT><FONT style="font-size: 8.0pt; font-family: Times New Roman, Times, serif; "></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>14</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>January 10, 2028</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,385.417</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#15</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>February 10, 2028</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,400.833</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#16</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>March 9, 2028</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,416.25</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#17</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>April 10, 2028</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,431.667</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#18</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>May 10, 2028</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,447.083</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#19</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>June 8, 2028</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,462.50</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#20</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>July 10, 2028</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,477.917</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#21</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>August 10, 2028</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,493.333</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#22</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>September 8, 2028</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,508.75</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#23</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>October 11, 2028</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,524.167</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#24</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>November 9, 2028</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,539.583</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#25</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>December 8, 2028</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,555.00</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#26</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>January 10, 2029</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,570.417</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#27</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>February 8, 2029</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,585.833</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#28</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>March 8, 2029</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,601.25</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#29</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>April 10, 2029</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,616.667</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#30</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>May 10, 2029</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,632.083</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#31</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>June 8, 2029</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,647.50</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#32</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>July 10, 2029</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,662.917</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#33</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>August 9, 2029</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,678.333</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#34</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>September 10, 2029</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,693.75</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#35</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>October 11, 2029</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,709.167</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#36</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>November 8, 2029</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,724.583</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#37</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>December 10, 2029</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,740.00</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#38</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>January 10, 2030</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,755.417</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#39</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>February 8, 2030</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,770.833</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#40</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>March 8, 2030</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,786.25</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#41</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>April 10, 2030</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,801.667</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#42</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>May 9, 2030</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,817.083</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#43</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>June 10, 2030</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,832.50</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#44</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>July 10, 2030</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,847.917</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#45</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>August 8, 2030</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,863.333</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#46</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>September 10, 2030</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,878.75</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#47</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>October 10, 2030</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,894.167</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 13.86pt; ">
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; vertical-align: bottom; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>#48</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>November 8, 2030</font></FONT></P>
                        </TD>
                        <TD colspan="2" style="padding-top: 0.00pt; padding-left: 5.40pt; padding-right: 5.40pt; padding-bottom: 0.00pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,909.583</font></FONT></P>
                        </TD>
                        <TD>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 16.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>3</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Callable Buffered Jump Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Estimated Value of the Securities</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>The original issue price of each security is $1,000. This price includes costs associated with issuing, selling, structuring and hedging the securities, which are borne by you, and, consequently, the estimated value of the securities on the pricing date will be less than $1,000. Our estimate of the value of the securities as determined on the pricing date will be within the range specified on the cover hereof and will be set forth on the cover of the final pricing supplement.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>What goes into the estimated value on the pricing date?</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>In valuing the securities on the pricing date, we take into account that the securities comprise both a debt component and a performance-based component linked to the underlier. The estimated value of the securities is determined using our own pricing and valuation models, market inputs and assumptions relating to the underlier, instruments based on the underlier, volatility and other factors including current and expected interest rates, as well as an interest rate related to our secondary market credit spread, which is the implied interest rate at which our conventional fixed rate debt trades in the secondary market.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>What determines the economic terms of the securities?</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>In determining the economic terms of the securities, we use an internal funding rate, which is likely to be lower than our secondary market credit spreads and therefore advantageous to us. If the issuing, selling, structuring and hedging costs borne by you were lower or if the internal funding rate were higher, one or more of the economic terms of the securities would be more favorable to you.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>What is the relationship between the estimated value on the pricing date and the secondary market price of the securities?</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>The price at which MS &amp; Co. purchases the securities in the secondary market, absent changes in market conditions, including those related to the underlier, may vary from, and be lower than, the estimated value on the pricing date, because the secondary market price takes into account our secondary market credit spread as well as the bid-offer spread that MS &amp; Co. would charge in a secondary market transaction of this type and other factors. However, because the costs associated with issuing, selling, structuring and hedging the securities are not fully deducted upon issuance, to the extent that MS &amp; Co. may buy or sell the securities in the secondary market during the amortization period specified herein, absent changes in market conditions, including those related to the underlier, and to our secondary market credit spreads, it would do so based on values higher than the estimated value. We expect that those higher values will also be reflected in your brokerage account statements.</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>MS &amp; Co. may, but is not obligated to, make a market in the securities, and, if it once chooses to make a market, may cease doing so at any time.</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>4</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Callable Buffered Jump Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Hypothetical Examples</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>The following hypothetical examples illustrate how to calculate the payment at maturity if we do not redeem the securities based on the output of a risk neutral valuation model prior to maturity. The following examples are for illustrative purposes only. The payment at maturity will be determined by reference to the closing level of the underlier on the observation date. The actual initial level and buffer level will be determined on the strike date. All payments on the securities are subject to our credit risk. The numbers in the hypothetical examples below may have been rounded for ease of analysis. The below examples are based on the following terms:</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="158.40pt" style="width: 158.40pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="435.60pt" style="width: 435.60pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Stated principal amount:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; font-weight: normal; color: black; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000 per security</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical initial level:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>100.00*</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical buffer level:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>85.00, which is 85% of the hypothetical initial level</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Buffer amount:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>15%</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Minimum payment at maturity:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>15% of the stated principal amount</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Participation rate:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>200%</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 3.3pt; margin-bottom: 6.6pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>*The hypothetical initial level of 100.00 for the underlier has been chosen for illustrative purposes only and does not represent the actual initial level of the underlier. Please see &#8220;Historical Information&#8221; below for historical data regarding the actual closing levels of the underlier.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 11.0pt; "><font style='white-space: pre-wrap;'>How to calculate the payment at maturity (if the securities have not been redeemed prior to maturity):</font></FONT></P>
                <P style="margin-top: 3.63pt; margin-bottom: 7.26pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The hypothetical examples below illustrate how to calculate the payment at maturity if we do not redeem the securities based on the output of a risk neutral valuation model prior to maturity. </font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="87.12pt" style="width: 87.12pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="253.44pt" style="width: 253.44pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="253.44pt" style="width: 253.44pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Final Level</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Payment at Maturity per Security</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Example #1</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>120.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the initial level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>stated principal amount + upside payment =</font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>stated principal amount + (stated principal amount &#215; participation rate &#215; underlier percent change) =</font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000 + ($1,000 &#215; 200% &#215; 20%) =</font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,400</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Example #2</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>90.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>equal to or less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the initial level but </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the buffer level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Example #3</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>30.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the buffer level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000 &#215; (performance factor + buffer amount) = $1,000 &#215; [(30.00 / 100.00) + 15%] = $450.00</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>In example #1, the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>greater than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the initial level. Therefore, investors receive at maturity the stated principal amount </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>plus</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'> 200% of the appreciation of the underlier over the term of the securities.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>In example #2, the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>equal to or less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the initial level but is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>greater than or equal to</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'> the buffer level. Therefore, investors receive at maturity the stated principal amount.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>In example #3, the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'> the buffer level. Therefore, investors receive at maturity a payment that reflects a loss of 1% of principal for each 1% decline in the level of the underlier beyond the buffer amount.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>If the securities have not been redeemed prior to maturity and the final level is less than the buffer level, you will be exposed to the negative performance of the underlier beyond the buffer amount at maturity, and your payment at maturity will be less, and may be significantly less, than the stated principal amount. </font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>5</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Callable Buffered Jump Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Risk Factors</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>This section describes the material risks relating to the securities. For further discussion of these and other risks, you should read the section entitled &#8220;Risk Factors&#8221; in the accompanying product supplement and prospectus. We also urge you to consult with your investment, legal, tax, accounting and other advisers in connection with your investment in the securities.</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; text-decoration-style: solid; text-decoration-line: underline; font-size: 12.0pt; "><U><font style='white-space: pre-wrap;'>Risks Relating to an Investment in the Securities</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The securities provide for only the minimum payment at maturity and do not pay interest.</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> The terms of the securities differ from those of ordinary debt securities in that they provide for only the minimum payment at maturity and do not pay interest. If we do not redeem the securities based on the output of a risk neutral valuation model prior to maturity and the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the buffer level, the payout at maturity will be an amount in cash that is less than the stated principal amount of each security, and you will lose an amount proportionate to the full decline in the level of the underlier over the term of the securities beyond the buffer amount. </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>You </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>could lose a significant portion of your initial investment in the securities.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>If we redeem the securities based on the output of a risk neutral valuation model prior to maturity, the appreciation potential of the securities is limited by the fixed redemption payment specified for each redemption date.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> If we redeem the securities based on the output of a risk neutral valuation model on any redemption date, the appreciation potential of the securities is limited by the fixed redemption payment, and no further payments will be made on the securities once they have been redeemed. If the securities are redeemed prior to maturity, you will not participate in any appreciation of the underlier, which could be significant. The fixed redemption payment may be less than the payment at maturity you would receive had the securities not been redeemed and instead remained outstanding until maturity.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The securities are subject to early redemption risk. </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The term of your investment in the securities will be shortened if we redeem the securities based on the output of a risk neutral valuation model on any redemption date. In accordance with the risk neutral valuation model determination noted herein, it is more likely that we will redeem the securities when it would be advantageous for you to continue to hold them. As such, we will be more likely to redeem the securities when not redeeming the securities would result in an amount payable on the securities that is greater than instruments of a comparable maturity and credit rating trading in the market. If we redeem the securities prior to maturity, you will receive no further payments on the securities, may be forced to invest in a lower interest rate environment and may not be able to reinvest at comparable terms or returns. </font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 19.8pt; "><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>On the other hand, we will be less likely to redeem the securities when the final level of the underlier is expected to be less than the initial level, such that you will not receive a positive return on the securities. Under no circumstances will we redeem the securities prior to the first redemption date.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The market price of the securities may be influenced by many unpredictable factors.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Several factors, many of which are beyond our control, will influence the value of the securities in the secondary market and the price at which MS &amp; Co. may be willing to purchase or sell the securities in the secondary market. We expect that generally the value of the underlier at any time will affect the value of the securities more than any other single factor. Other factors that may influence the value of the securities include:</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the volatility (frequency and magnitude of changes in value) of the underlier;</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>interest and yield rates in the market;</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>geopolitical conditions and economic, financial, political, regulatory or judicial events that affect the underlier or equity markets generally; </font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the availability of comparable instruments;</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the composition of the underlier and changes in the component securities of the underlier;</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the time remaining until the securities mature; and</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>any actual or anticipated changes in our credit ratings or credit spreads.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 19.8pt; "><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Some or all of these factors will influence the price that you will receive if you sell your securities prior to maturity. Generally, the longer the time remaining to maturity, the more the market price of the securities will be affected by the other factors described above. For example, you may have to sell your securities at a substantial discount from the stated principal amount if, at the time of sale, the closing level of the underlier is at, below or not sufficiently above the buffer level, or if market interest rates rise.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 19.8pt; "><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>You can review the historical closing levels of the underlier in the section of this document called &#8220;Historical Information.&#8221; You cannot predict the future performance of the underlier based on its historical performance. The value of the underlier may be, and has recently been, volatile, and we can give you no assurance that the volatility will lessen. There can be no assurance that the final level will be </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the buffer level so that you do not suffer a loss on your initial investment in the securities.  </font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The securities are subject to our credit risk, and any actual or anticipated changes to our credit ratings or credit spreads may adversely affect the market value of the securities.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> You are dependent on our ability to pay all amounts due on the </font></FONT></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>6</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Callable Buffered Jump Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; "><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>securities, and, therefore, you are subject to our credit risk. The securities are not guaranteed by any other entity. If we default on our obligations under the securities, your investment would be at risk and you could lose some or all of your investment. As a result, the market value of the securities prior to maturity will be affected by changes in the market&#8217;s view of our creditworthiness. Any actual or anticipated decline in our credit ratings or increase in the credit spreads charged by the market for taking our credit risk is likely to adversely affect the market value of the securities.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>As a finance subsidiary, MSFL has no independent operations and will have no independent assets.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> As a finance subsidiary, MSFL has no independent operations beyond the issuance and administration of its securities and will have no independent assets available for distributions to holders of MSFL securities if they make claims in respect of such securities in a bankruptcy, resolution or similar proceeding. Accordingly, any recoveries by such holders will be limited to those available under the related guarantee by Morgan Stanley and that guarantee will rank </font></FONT><FONT style="font-style: italic; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>pari passu</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> with all other unsecured, unsubordinated obligations of Morgan Stanley. Holders will have recourse only to a single claim against Morgan Stanley and its assets under the guarantee. Holders of securities issued by MSFL should accordingly assume that in any such proceedings they would not have any priority over and should be treated </font></FONT><FONT style="font-style: italic; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>pari passu</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> with the claims of other unsecured, unsubordinated creditors of Morgan Stanley, including holders of Morgan Stanley-issued securities.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The rate we are willing to pay for securities of this type, maturity and issuance size is likely to be lower than the rate implied by our secondary market credit spreads and advantageous to us. Both the lower rate and the inclusion of costs associated with issuing, selling, structuring and hedging the securities in the original issue price reduce the economic terms of the securities, cause the estimated value of the securities to be less than the original issue price and will adversely affect secondary market prices.</font></FONT><FONT style="font-size: 9.0pt; background-color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Assuming no change in market conditions or any other relevant factors, the prices, if any, at which dealers, including MS &amp; Co., may be willing to purchase the securities in secondary market transactions will likely be significantly lower than the original issue price, because secondary market prices will exclude the issuing, selling, structuring and hedging-related costs that are included in the original issue price and borne by you and because the secondary market prices will reflect our secondary market credit spreads and the bid-offer spread that any dealer would charge in a secondary market transaction of this type as well as other factors.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 19.8pt; "><FONT style="font-size: 9.0pt; background-color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The inclusion of the costs of issuing, selling, structuring and hedging the securities in the original issue price and the lower rate we are willing to pay as issuer make the economic terms of the securities less favorable to you than they otherwise would be.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 19.8pt; "><FONT style="font-size: 9.0pt; background-color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>However, because the costs associated with issuing, selling, structuring and hedging the securities are not fully deducted upon issuance, to the extent that MS &amp; Co. may buy or sell the securities in the secondary market during the amortization period specified herein, absent changes in market conditions, including those related to the underlier, and to our secondary market credit spreads, it would do so based on values higher than the estimated value, and we expect that those higher values will also be reflected in your brokerage account statements.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The estimated value of the securities is determined by reference to our pricing and valuation models, which may differ from those of other dealers and is not a maximum or minimum secondary market price.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> These pricing and valuation models are proprietary and rely in part on subjective views of certain market inputs and certain assumptions about future events, which may prove to be incorrect. As a result, because there is no market-standard way to value these types of securities, our models may yield a higher estimated value of the securities than those generated by others, including other dealers in the market, if they attempted to value the securities. In addition, the estimated value on the pricing date does not represent a minimum or maximum price at which dealers, including MS &amp; Co., would be willing to purchase your securities in the secondary market (if any exists) at any time. The value of your securities at any time after the date of this document will vary based on many factors that cannot be predicted with accuracy, including our creditworthiness and changes in market conditions. See also &#8220;The market price of the securities may be influenced by many unpredictable factors&#8221; above.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The securities will not be listed on any securities exchange and secondary trading may be limited. </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The securities will not be listed on any securities exchange. Therefore, there may be little or no secondary market for the securities. MS &amp; Co. may, but is not obligated to, make a market in the securities and, if it once chooses to make a market, may cease doing so at any time. When it does make a market, it will generally do so for transactions of routine secondary market size at prices based on its estimate of the current value of the securities, taking into account its bid/offer spread, our credit spreads, market volatility, the notional size of the proposed sale, the cost of unwinding any related hedging positions, the time remaining to maturity and the likelihood that it will be able to resell the securities. Even if there is a secondary market, it may not provide enough liquidity to allow you to trade or sell the securities easily. Since other broker-dealers may not participate significantly in the secondary market for the securities, the price at which you may be able to trade your securities is likely to depend on the price, if any, at which MS &amp; Co. is willing to transact. If, at any time, MS &amp; Co. were to cease making a market in the securities, it is likely that there would be no secondary market for the securities. Accordingly, you should be willing to hold your securities to maturity.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>As discussed in more detail in the accompanying product supplement, investing in the securities is not equivalent to investing in the underlier(s).</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The U.S. federal income tax consequences of an investment in the securities are uncertain. </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>There is no direct legal authority regarding the proper U.S. federal income tax treatment of the securities, and significant aspects of the tax treatment of the </font></FONT></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>7</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Callable Buffered Jump Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; "><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>securities are uncertain. You should review carefully the section entitled &#8220;United States Federal Income Tax Considerations&#8221; herein, in combination with the section entitled &#8220;United States Federal Income Tax Considerations&#8221; in the accompanying product supplement, and consult your tax adviser regarding the U.S. federal income tax consequences of an investment in the securities.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; text-decoration-style: solid; text-decoration-line: underline; font-size: 12.0pt; "><U><font style='white-space: pre-wrap;'>Risks Relating to the </font></U><U><font style='white-space: pre-wrap;'>Underlier</font></U><U><font style='white-space: pre-wrap;'>(s)</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; background-color: #FFFFFF; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-style: italic; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>Because your return on the securities will depend upon the performance of the underlier(s), the securities are subject to the following risk(s), as discussed in more detail in the accompanying product supplement.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Higher future prices of a futures contract to which the underlier is linked relative to its current prices may adversely affect the value of the underlier and the value of the securities.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Suspensions or disruptions of market trading in futures markets could adversely affect the value of the securities.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Legal and regulatory changes could adversely affect the return on and value of the securities.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Adjustments to the S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Futures Excess Return Index could adversely affect the value of the securities. </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>As the underlying index publisher for the S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Futures Excess Return Index, S&amp;P</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Dow Jones Indices LLC can make methodological changes that could change the value of such underlying index. Any of these actions could adversely affect the value of the securities. An underlying index publisher has no obligation to consider your interests in calculating or revising an underlying index. An underlying index publisher may discontinue or suspend calculation or publication of an underlying index at any time. In these circumstances, MS &amp; Co., as the calculation agent, will have the sole discretion to substitute a successor index that is comparable to the discontinued underlying index. MS &amp; Co. could have an economic interest that is different than that of investors in the securities insofar as, for example, MS &amp; Co. is permitted to consider indices that are calculated and published by MS &amp; Co. or any of its affiliates.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 1.2; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 12.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Risks Relating to Conflicts of Interest</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>In engaging in certain activities described below and as discussed in more detail in the accompanying product supplement, our affiliates may take actions that may adversely affect the value of and your return on the securities, and in so doing they will have no obligation to consider your interests as an investor in the securities.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; background-color: #FFFFFF; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>The calculation agent, which is a subsidiary of Morgan Stanley and an affiliate of MSFL, will make determinations with respect to the securities. </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>As calculation agent, MS &amp; Co. will make any determinations necessary to calculate any payment(s) on the securities. Moreover, certain determinations made by MS &amp; Co., in its capacity as calculation agent, may require it to exercise discretion and make subjective judgments, which may adversely affect your return on the securities. In addition, MS &amp; Co. has determined the estimated value of the securities on the pricing date.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; background-color: #FFFFFF; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>Hedging and trading activity by our affiliates could potentially adversely affect the value of the securities.</font></FONT></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>8</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Callable Buffered Jump Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 1.2; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Historical Information</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; vertical-align: super; font-size: 10pt; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 12.0pt; "><font style='white-space: pre-wrap;'> Futures Excess Return Index Overview</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 10.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>Bloomberg Ticker Symbol: SPXFP</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Futures Excess Return Index is an equity futures index that measures the performance of the nearest maturing quarterly E-mini S&amp;P 500 futures contract (its &#8220;futures contract&#8221;) trading on the Chicago Mercantile Exchange. The underlying index publisher with respect to the S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Futures Excess Return Index is S&amp;P</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Dow Jones Indices LLC, or any successor thereof. E-mini S&amp;P 500 futures contracts are U.S. dollar-denominated futures contracts based on the performance of the S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Index (its &#8220;reference index&#8221;). For additional information about the S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Index and how it is calculated and maintained, see &#8220;S&amp;P</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> U.S. Indices&#8212;S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Index&#8221; in the accompanying index supplement. For additional information about the S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Futures Excess Return Index, see the information set forth under &#8220;Annex A&#8212;S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Futures Excess Return Index&#8221; below.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The closing level of the underlier on November 28, 2025 was 559.51. The following graph sets forth the daily closing levels of the underlier for the period noted below. We obtained the historical information presented in this document from Bloomberg Financial Markets, without independent verification. The underlier has at times experienced periods of high volatility. You should not take the historical closing levels of the underlier as an indication of its future performance, and no assurance can be given as to the closing level of the underlier at any time.</font></FONT></P>
                <TABLE width="598.13pt" style="margin-left: auto; width: 598.13pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="598.13pt" style="width: 598.13pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.05pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.2; text-align: center; "><FONT style="font-size: 9.0pt; font-weight: bold; font-family: Arial, sans-serif; color: #306DC1; "><font style='white-space: pre-wrap;'>Underlier Daily Closing Levels</font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.2; text-align: center; "><FONT style="font-size: 9.0pt; font-weight: bold; font-family: Arial, sans-serif; color: #306DC1; "><font style='white-space: pre-wrap;'>January 1, 2020 to November 28, 2025</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.05pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; text-align: center; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">                                    <IMG width="578.16pt" height="281.02pt" src="image1.gif" style="width: 578.16pt; height: 281.02pt; ">
                                    </FONT></P>
&nbsp;
                        </TD>
                    </TR>
                </TABLE>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>9</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Callable Buffered Jump Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Additional Terms of the Securities</font></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Please read this information in conjunction with the terms on the cover of this document.</font></FONT></P>
                <TABLE width="100.00%" style="margin-left: auto; width: 100.00%; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="29.33%" style="width: 29.33%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="80.67%" style="width: 80.67%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; font-size: 10.0pt; font-weight: bold; color: #FFFFFF; "><font style='white-space: pre-wrap;'>Additional Terms:</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-size: 8.5pt; background-color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>If the terms described herein are inconsistent with those described in the accompanying product supplement, index supplement or prospectus, the terms described herein shall control.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Denominations:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-size: 8.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>$1,000 per security and integral multiples thereof</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Amortization period:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-size: 8.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The 6-month period following the issue date</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Trustee:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-size: 8.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The Bank of New York Mellon</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Calculation agent:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Morgan Stanley &amp; Co. LLC (&#8220;MS &amp; Co.&#8221;)</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>10</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Callable Buffered Jump Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Additional Information About the Securities</font></FONT></P>
                <TABLE width="100.00%" style="margin-left: auto; width: 100.00%; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="29.33%" style="width: 29.33%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="80.67%" style="width: 80.67%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; font-size: 10.0pt; font-weight: bold; color: #FFFFFF; "><font style='white-space: pre-wrap;'>Additional Information:</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Minimum ticketing size:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>$1,000 / 1 security</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>United States federal income tax considerations:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>You should review carefully the section in the accompanying product supplement entitled &#8220;United States Federal Income Tax Considerations.&#8221; The following discussion, when read in combination with that section, constitutes the full opinion of our counsel, Davis Polk &amp; Wardwell LLP, regarding the material U.S. federal income tax consequences of owning and disposing of the securities. </font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Generally, this discussion assumes that you purchased the securities for cash in the original issuance at the stated issue price and does not address other circumstances specific to you, including consequences that may arise due to any other investments relating to an underlier. You should consult your tax adviser regarding the effect any such circumstances may have on the U.S. federal income tax consequences of your ownership of a security.</font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>In the opinion of our counsel, which is based on current market conditions, it is reasonable to treat the securities for U.S. federal income tax purposes as prepaid financial contracts that are &#8220;open transactions,&#8221; as described in the section entitled &#8220;United States Federal Income Tax Considerations&#8212;Tax Consequences to U.S. Holders&#8212;Securities Treated as Prepaid Financial Contracts that are Open Transactions&#8221; in the accompanying product supplement. There is uncertainty regarding this treatment, and the IRS or a court might not agree with it. Moreover, because this treatment of the securities and our counsel&#8217;s opinion are based on market conditions as of the date of this preliminary pricing supplement, each is subject to confirmation on the pricing date. A different tax treatment could be adverse to you. Generally, if this treatment is respected, (i) you should not recognize taxable income or loss prior to the taxable disposition of your securities (including upon maturity or an earlier redemption, if applicable) and (ii) the gain or loss on your securities should be treated as capital gain or loss.</font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>We do not plan to request a ruling from the IRS regarding the treatment of the securities. An alternative characterization of the securities could materially and adversely affect the tax consequences of ownership and disposition of the securities, including the timing and character of income recognized. In addition, the U.S. Treasury Department and the IRS have requested comments on various issues regarding the U.S. federal income tax treatment of &#8220;prepaid forward contracts&#8221; and similar financial instruments and have indicated that such transactions may be the subject of future regulations or other guidance. Furthermore, members of Congress have proposed legislative changes to the tax treatment of derivative contracts. Any legislation, Treasury regulations or other guidance promulgated after consideration of these issues could materially and adversely affect the tax consequences of an investment in the securities, possibly with retroactive effect. </font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Non-U.S. Holders.</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'> As discussed under &#8220;United States Federal Income Tax Considerations&#8212;Tax Consequences to Non-U.S. Holders&#8212;Dividend Equivalents under Section 871(m) of the Code&#8221; in the accompanying product supplement, Section 871(m) of the Internal Revenue Code and Treasury regulations promulgated thereunder (&#8220;Section 871(m)&#8221;) generally impose a 30% withholding tax on dividend equivalents paid or deemed paid to Non-U.S. Holders with respect to certain financial instruments linked to U.S. equities or indices that include U.S. equities.  The Treasury regulations, as modified by an IRS notice, exempt financial instruments issued prior to January 1, 2027 that do not have a &#8220;delta&#8221; of one.  Based on certain determinations made by us, we expect that Section 871(m) will not apply to the securities with regard to Non-U.S. Holders. Our determination is not binding on the IRS, and the IRS may disagree with this determination. If necessary, further information regarding the potential application of Section 871(m) will be provided in the final pricing supplement for the securities. </font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>We will not be required to pay any additional amounts with respect to U.S. federal withholding taxes.</font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>You should consult your tax adviser regarding the U.S. federal income tax consequences of an investment in the securities, including possible alternative treatments, as well as tax consequences arising under the laws of any state, local or non-U.S. taxing jurisdiction.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Additional considerations:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Client accounts over which Morgan Stanley, Morgan Stanley Wealth Management or any of their respective subsidiaries have investment discretion are not permitted to purchase the securities, either directly or indirectly.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Supplemental information regarding plan of distribution; conflicts of interest:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Selected dealers and their financial advisors will collectively receive from the agent, MS &amp; Co., a fixed sales commission of $      for each security they sell.</font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>MS &amp; Co. is an affiliate of MSFL and a wholly owned subsidiary of Morgan Stanley, and it and other affiliates of ours expect to make a profit by selling, structuring and, when applicable, hedging the securities. </font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>11</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Callable Buffered Jump Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <TABLE width="100.00%" style="margin-left: auto; width: 100.00%; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="29.33%" style="width: 29.33%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="80.67%" style="width: 80.67%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>MS &amp; Co. will conduct this offering in compliance with the requirements of FINRA Rule 5121 of the Financial Industry Regulatory Authority, Inc., which is commonly referred to as FINRA, regarding a FINRA member firm&#8217;s distribution of the securities of an affiliate and related conflicts of interest. MS &amp; Co. or any of our other affiliates may not make sales in this offering to any discretionary account. See &#8220;Plan of Distribution (Conflicts of Interest)&#8221; and &#8220;Use of Proceeds and Hedging&#8221; in the accompanying product supplement.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Where you can find more information:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Morgan Stanley and MSFL have filed a registration statement (including a prospectus, as supplemented by the product supplement and the index supplement) with the Securities and Exchange Commission (the &#8220;SEC&#8221;) for the offering to which this communication relates. You should read the prospectus in that registration statement, the product supplement, the index supplement and any other documents relating to this offering that MSFL and Morgan Stanley have filed with the SEC for more complete information about Morgan Stanley and this offering. When you read the accompanying index supplement, please note that all references in such supplement to the prospectus dated November 16, 2023, or to any sections therein, should refer instead to the accompanying prospectus dated April 12, 2024 or to the corresponding sections of such prospectus, as applicable. You may get these documents without cost by visiting EDGAR on the SEC website at www.sec.gov. Alternatively, MSFL, Morgan Stanley, any underwriter or any dealer participating in the offering will arrange to send you the prospectus, the index supplement and the product supplement if you so request by calling toll-free 1-(800)-584-6837.</font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Terms used but not defined in this document are defined in the product supplement, in the index supplement or in the prospectus. Each of the product supplement, the index supplement and the prospectus can be accessed via the hyperlinks set forth on the cover of this document.</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #286BC1; font-size: 14.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>12</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Callable Buffered Jump Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Annex A&#8212;S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 11pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 13.0pt; "><font style='white-space: pre-wrap;'> Futures Excess Return Index</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Futures Excess Return Index (the &#8220;SPXFP Index&#8221;) is an equity futures index that measures the performance of the nearest maturing quarterly E-mini S&amp;P 500 futures contract (its &#8220;futures contract&#8221;) trading on the Chicago Mercantile Exchange (the &#8220;CME&#8221;). The underlying index publisher with respect to the SPXFP Index is S&amp;P</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Dow Jones Indices LLC (&#8220;S&amp;P</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&#8221;), or any successor thereof. E-mini S&amp;P 500 futures contracts are U.S. dollar-denominated futures contracts based on the performance of the S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Index (its &#8220;reference index&#8221;). For additional information about the S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Index and how it is calculated and maintained, see &#8220;S&amp;P</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> U.S. Indices&#8212;S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Index&#8221; in the accompanying index supplement.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The SPXFP Index is the excess return version of the S&amp;P 500 Futures Index, which measures the performance of the nearest maturing quarterly E-mini S&amp;P 500 futures contract trading on the CME. The SPXFP Index includes a provision for the replacement of the E-mini S&amp;P 500 futures contract as the contract approaches maturity (also referred to as &#8220;rolling&#8221; or &#8220;the roll&#8221;). This replacement occurs over a one-day rolling period every March, June, September and December, effective after the close of trading five business days preceding the last trading date of the E-mini S&amp;P 500 futures contract.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>S&amp;P</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> is a joint venture between S&amp;P</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Global, Inc. (majority owner) and CME Group Inc. (minority owner), owner of CME Group Index Services LLC. The SPXFP Index is reported by Bloomberg under the ticker symbol &#8220;SPXFP.&#8221; All information contained in this document regarding the SPXFP Index has been derived from publicly available information, without independent verification.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>E-Mini S&amp;P 500 Futures Contract</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The SPXFP Index is constructed from the front-quarter E-mini S&amp;P 500 futures contract. Futures contracts are contracts that legally obligate the holder to buy or sell an asset at a predetermined delivery price during a specified future time period. The futures contract is rolled forward once a quarter, effective after the close of trading five business days prior to expiration.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The E-mini S&amp;P 500 futures (&#8220;ES&#8221;) contracts are U.S. dollar-denominated futures contracts, based on the S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174; </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Index, traded on the CME, representing a contract unit of $50 </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>multiplied by</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the reference index, measured in dollars and cents per index point. The ES contracts are listed for the nearest twenty-one consecutive quarters, for each March, June, September and December. Trading of the ES contracts terminates at 9:30 A.M. Eastern time on the third Friday of the contract month. The daily settlement prices of the ES contracts are based on trading activity in the relevant contract (and in the case of a lead month also being the expiry month, together with trading activity on lead month-second month spread contracts) on the CME during a specified settlement period. The final settlement price of ES contracts is based on the opening prices of the component stocks in the reference index, determined on the third Friday of the contract month. For more information about the reference index, see &#8220;S&amp;P</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174; </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>U.S. Indices&#8212;S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174; </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Index&#8221; in the accompanying index supplement.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>SPXFP Index Calculation</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The SPXFP Index, calculated from the price change of the futures contract, reflects the excess return of the S&amp;P 500 Futures Index. The level of the SPXFP Index on a trading day is calculated as follows:</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>IndexER</font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 7pt; vertical-align: sub; "><font style='white-space: pre-wrap;'>d</font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> = IndexER</font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 7pt; vertical-align: sub; "><font style='white-space: pre-wrap;'>d-1</font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&#215;</font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>(1 + </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>CDR</font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 7pt; vertical-align: sub; "><font style='white-space: pre-wrap;'>d</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>)</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>where:</font></FONT></P>
                <TABLE width="570.24pt" style="margin-left: 29.7pt; width: 570.24pt; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="64.19pt" style="width: 64.19pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="41.64pt" style="width: 41.64pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="49.45pt" style="width: 49.45pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="34.32pt" style="width: 34.32pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="380.66pt" style="width: 380.66pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>IndexER</font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 7pt; vertical-align: sub; "><font style='white-space: pre-wrap;'>d-1</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>=</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The Excess Return Index level on the preceding business day, defined as any date on which the index is calculated</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>CDR</font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 7pt; vertical-align: sub; "><font style='white-space: pre-wrap;'>d</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>=</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The Contract Daily return, defined as:</font></FONT></P>
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; padding-left: 39.6pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; ">                                    <IMG width="134.49pt" height="31.35pt" src="image2.gif" style="width: 134.49pt; height: 31.35pt; ">
                                    </FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>where:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>t</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>=</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The business day on which the calculation is made</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>TDW0</font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 7pt; vertical-align: sub; "><font style='white-space: pre-wrap;'>t</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>=</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Total Dollar Weight Obtained on </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>t</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>, defined as:</font></FONT></P>
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; padding-left: 39.6pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>CRW1</font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 7pt; vertical-align: sub; "><font style='white-space: pre-wrap;'>t-1</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> &#215; </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>DCRP1</font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 7pt; vertical-align: sub; "><font style='white-space: pre-wrap;'>t </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>+ </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>CRW2</font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 7pt; vertical-align: sub; "><font style='white-space: pre-wrap;'>t-1 </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&#215; </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>DCRP2</font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 7pt; vertical-align: sub; "><font style='white-space: pre-wrap;'>t</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> </font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>TDWI</font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 7pt; vertical-align: sub; "><font style='white-space: pre-wrap;'>t-1</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>=</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Total Dollar Weight Invested on the business day preceding </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>t</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>, defined as:</font></FONT></P>
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; padding-left: 39.6pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>CRW1</font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 7pt; vertical-align: sub; "><font style='white-space: pre-wrap;'>t-1</font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&#215; </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>DCRP1</font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 7pt; vertical-align: sub; "><font style='white-space: pre-wrap;'>t-1 </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>+ </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>CRW2</font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 7pt; vertical-align: sub; "><font style='white-space: pre-wrap;'>t-1 </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&#215; </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>DCRP2</font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 7pt; vertical-align: sub; "><font style='white-space: pre-wrap;'>t-1</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>CRW1</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>=</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The contract roll weight of the first nearby contract expiration</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>CRW2</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>=</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The contract roll weight of the roll in contract expiration</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>DCRP</font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 7pt; vertical-align: sub; "><font style='white-space: pre-wrap;'> t</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>=</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0.88pt; margin-bottom: 0.88pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The Daily Contract Reference Price (the official closing price per futures contract, as designated by the relevant exchange) of the futures contract</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The SPXFP Index is calculated on an excess return basis, meaning that the level of the SPXFP Index is determined by its weighted return reduced by the return that could be earned on a notional cash deposit at the notional interest rate, which is a rate equal to the federal funds rate.</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>13</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Callable Buffered Jump Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Overview of Futures Markets</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Futures contracts are traded on regulated futures exchanges, in the over-the-counter market and on various types of electronic trading facilities and markets. As of the date of this pricing supplement, the futures contract is an exchange-traded futures contract. A futures contract provides for a specified settlement month in which the cash settlement is made by the seller (whose position is therefore described as &#8220;short&#8221;) and acquired by the purchaser (whose position is therefore described as &#8220;long&#8221;). </font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>No purchase price is paid or received on the purchase or sale of a futures contract. Instead, an amount of cash or cash equivalents must be deposited with the broker as &#8220;initial margin.&#8221; This amount varies based on the requirements imposed by the exchange clearing houses, but it may be lower than 5% of the notional value of the contract. This margin deposit provides collateral for the obligations of the parties to the futures contract.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>By depositing margin, which may vary in form depending on the exchange, with the clearing house or broker involved, a market participant may be able to earn interest on its margin funds, thereby increasing the total return that it may realize from an investment in futures contracts. However, the SPXFP Index is not a total return index and does not reflect interest that could be earned on funds notionally committed to the trading of futures contracts.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>At any time prior to the expiration of a futures contract, a trader may elect to close out its position by taking an opposite position on the exchange on which the trader obtained the position, subject to the availability of a liquid secondary market. This operates to terminate the position and fix the trader&#8217;s profit or loss. Futures contracts are cleared through the facilities of a centralized clearing house and a brokerage firm that is a member of the clearing house. Futures exchanges may adopt rules and take other actions that affect trading, including imposing speculative position limits, maximum price fluctuations and trading halts and suspensions and requiring liquidation of contracts in certain circumstances.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>---</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The securities are not sponsored, endorsed, sold or promoted by S&amp;P</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>. S&amp;P</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> makes no representation or warranty, express or implied, to the owners of the securities or any member of the public regarding the advisability of investing in securities generally or in the securities particularly or the ability of the SPXFP Index to track general stock market performance. The SPXFP Index is determined, composed and calculated by S&amp;P</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> without regard to us or the securities. S&amp;P</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> has no obligation to take our needs or the needs of the owners of the securities into consideration in determining, composing or calculating the SPXFP Index. S&amp;P</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> is not responsible for and has not participated in the determination of the timing of, prices at, or quantities of the securities to be issued or in the determination or calculation of the equation by which the securities are to be converted into cash. S&amp;P</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> has no obligation or liability in connection with the administration, marketing or trading of the securities.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>S&amp;P</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> DOES NOT GUARANTEE THE ACCURACY AND/OR THE COMPLETENESS OF THE SPXFP INDEX, THE REFERENCE INDEX OR ANY DATA INCLUDED THEREIN. S&amp;P</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> MAKES NO WARRANTY, EXPRESS OR IMPLIED, AS TO RESULTS TO BE OBTAINED BY MORGAN STANLEY, OWNERS OF THE SECURITIES, OR ANY OTHER PERSON OR ENTITY FROM THE USE OF THE SPXFP INDEX, THE REFERENCE INDEX OR ANY DATA INCLUDED THEREIN. S&amp;P</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> MAKES NO EXPRESS OR IMPLIED WARRANTIES, AND HEREBY EXPRESSLY DISCLAIMS ALL WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE WITH RESPECT TO THE SPXFP INDEX, THE REFERENCE INDEX OR ANY DATA INCLUDED THEREIN. WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT SHALL S&amp;P</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> HAVE ANY LIABILITY FOR ANY SPECIAL, PUNITIVE, INDIRECT OR CONSEQUENTIAL DAMAGES (INCLUDING LOST PROFITS), EVEN IF NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES. </font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&#8220;Standard &amp; Poor&#8217;s</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>,&#8221; &#8220;S&amp;P</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>,&#8221; &#8220;S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>,&#8221; &#8220;Standard &amp; Poor&#8217;s 500&#8221; and &#8220;500&#8221; are trademarks of Standard and Poor&#8217;s Financial Services LLC.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #286BC1; font-size: 14.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>14</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
    </BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>image1.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image1.gif
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M?@@(> P,?!(2>A45>1@8>#,S;S8V;C\_:SDY;3P\;"$A=2HJ<BTM<3 P<$!
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MOKR\O+^_O\# P,_/S]O;V]_?W^OKZ^_O[_?W]____P
M
M
M                     "'Y!       (?\+26UA9V5-86=I8VL.9V%M;6$]
M,"XT-30U-#4 +     #-#;4&  C^ *\)'$BPH,&#"!,J7,BPH<.'$"-*G$BQ
MHL6+&#-JW,BQH\>/($.*'$FRI,F3*%.J7,FRI<N7,&/*G$FSILV;.'/JW,FS
MI\^?0(,*'4JTJ-&C2),J7<JTJ=.G4*-*G4JUJM6K6+-JW<JUJ]>O8,.*'4NV
MK-FS:-.J7<NVK=NW<./*G4NWKMV[>//JW<NWK]^_@ ,+'DRXL.'#B!,K7LRX
ML>/'D"-+GDRYLN7+F#-KWLRYL^?/H$.+'DVZM.G3J%.K7LVZM>O7L&/+GDV[
MMNW;N'/KWLV[M^_?P(,+'TZ\N/'CR),K7\Z\N?/GT*-+GTZ]NO7KV+-KW\Z]
MN_?OX,/^BQ]/OKSY\^C3JU_/OKW[]_#CRY]/O[[]^_CSZ]_/O[___P &*."
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M( VI2$=*TI*:]*0#%1\R^:),SS$SFF^L7C-AMKB0N!*6RH"&3G?*TY[Z]*=
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MN<]%)DSO8HAF=+:QK(M(UO" 7>/6%;G?52YTQ3M>\I;7O%;\'UY(D=;&XB&
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ME@?]I>\L )4(UH] 5T%-RU_MB'855HP\UGJUUWO]GL[*QH+^&)W$/+71% H
M2XP;] O!X5%T;!Z /0@  U*(@"F%C0@F(L HS M)\$]R,5=?>E( 4("4D%==
MW="-^%B0>$U"E8XKQ=>45=F599GPJ3$%#5-U-(I,W=2A@X9G@D*"6#?_C*L\
MA8BJ^M2' +-#X4DEJ3EPE56R6U>3^$Y$==)W%5DH'8F-A=?H0%F6Q=JLU=IV
M(<-6U:6"$*V / J>F;PW;3\9';*)C-DR\U9=2L2& %#^0$$\L3=WR5A26MJ2
MZ%4 J-IX3<N.U8B][5N.^$[ !29ZW=K$5=S%?1H]0I_EE+%H(5>=X(_ R,;1
MH3:$X+UV-(C.REF(<!W\? A@()K^0A#=(-FR=[G;4>K3:\#+O"P ]016J'5+
MJ=6(O/6(D3W9867<WO7=WWT7W4L(EX6&=8+8H)!)5F2O+!L@PIC4X>V2JR S
MI/R09I@%BGD(,Q68U5TD=,7+U0R OL5=O]7+C1A?PK7=P^45X&7?]G5?=:G3
M-K4/1\0#I 4*X)HN1$K'HKG*F%J(9%BWTU4*OQ/@!['>6O@9KUR(1-%6^Q-2
MUT)/":W:UAT)"KX&"PX)#+9:WGW?#O;@#^844CO8.?P?2<C1^^T-M2VVJ6J[
MZ1*1#=.*9]K7#!&PH"4(@:)>T]Q3$XM@"4W7C=#@#&5-C0AB"AUB]4T9$%;B
M)6;B2B'^M0:.JZ=J8*+ 7T9,B,YRGV++EFX]B-PZ6*EH/U&MD!O$-@$*A6I!
M"(;=W@>6K B67=?=6U\%XB,6"0LNXHZX8\JXVB;FXS[VX]?XA2)TIV" !5@H
MVIKH5X7H5)!B"I94B*$=,8(HH45X)E"2+B^]BDY]W@QY/%^DR4LU""GD7 ?>
MX05;R\&]AHW]X8S(XSE&2U=N2Y)H9<G8XS^VY5O&Y<[HLJV)V_-3V]]BIX60
MRDU&BES\8IQ]R.%8Q!F&AKK+8:N0NQ>=D+QC!&"8@K\[B)K[93WUR5N;3;QT
M6HXP5+XE8CK.8#J>958VYPU&W%QVYW>&9^80'&JKND(XI)O^R!89A0;\E83)
M]8E</-[V:Z;]C86C):' (.:J"+E9D(5?\&?V6&2\* 286H1G,(A%/&1NGE5D
M;-IR?F591N=U%N*/?HP[T- 3L(4/T-"59NF6=NF7ANF8ENF9INF:MNF;QNF<
MUNF=YNF>]NF?!NJ@%NJA)NJB-NJC1NJD5NJE9NJF=NJGANJHENJIINJJMNJK
MQNJLUNJMYNJN]NJO!NNP%NNQ)NNR7FH." P*6 +A6 (*<.F\@(':!(+ $((
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M_OSZ]_/O[_\_@ $*.""!!1IX((()*BC?*)<A0Y%E ]7"4&T$*<0(09'T%]M
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M")TU$%(P# ^+6&5[]E!"D;1/5=  VJ7&^)D]1"(4B6K1,6OG2]% K(>II.-
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MMCJ!J7%+4MAG5>F#!,&M=%521;0":0^4;>9!*GC=YB)7N?U%$W/A&V !#YC
M!29G^P0Q.T8E#Z344@ME>8H2F**41OY\I8%)(M^#C-1]\U-(^J++7_^.V$,
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M@B*":W6C=6$-V((4)8Y!44,!&=J+:>FXD5L"&<!O(;'H/AW^N3HJ*#0^#B/
MR&W?6'GC.+.4N)*7,'T6$J<6&$>43(UU1,TJZ!C6YX5QL/(BKR7HJ=!$^99U
M[,6L:= X&9>CX]=P<R(:HZ\6=W[A^)/?*I1]N00A)ER;<(#+&#3HB'R35GO=
M TG]TR68(13 KY>Q(Q@F013^<YDS$LV8\ZN(E)Q[ YC7V"*$81(F(9V3EU.1
MV:V469W_CX5[9&4S FRK2,Z.22I-5#7>-R4.C9&OP\4^%)\ADAEB05IZC13'
MF:%; Z9,(YB#C&3KV7/NF:*WSW?N*P*+.2$@3%I\E%$8L_Y^Y&*.*5Q; F)L
MV3NNTJ,A$AE$H8PJ>!$1F*:A [7^+KJ=ITRC-YIS.IJG8^^88AHAFB'[0N+0
MVBNGQVY10]-8V<<5O^.?C1H=FP%(]R @$3*K>P.U( *C64RHA[ILBAJL)2]O
MEO(81"$2(H%40\(9V^-#!><E2T9:*&/L6.*@OZ.+UE>M\9 /ZVLB!">E!5LT
MVHZL5\RLSQJNYCBQ-?)I'%@EJ!?1% ))%B( ?2=)/N.'5P*F1UHZJ#9S)?L-
M;6T/Q)DBB FA3SLP%EMOK,RQ'[METOJUOPZ;8!=8G44AXDPB?!(:#HX1L-%&
M6Z)]O'DZ9+>.<-L2[U(^+<)8=KNY]>)I" 5>KXRV:WME;INZA>[5\M@D-#3X
MT"]X)@+^J5NQLEO"K[FC%=W'N^^0L1<"&:P*OA%QB[![MC]XN_VHN^V[XY(!
MFZ!9)$X8[N9+:".B@BS)C5E"M+DCRQ#[OUD0:$16PD5C?O*[RK2;OS\GLBW\
M$I.!NAC)M$\"30,U(4]<IQ@IQ5\"N;F#:YGTPTD0+67\.>:'K\MZOSE<B/R[
MQNGMH>.#AEDB ;M([5 K;(.V7?NZY;8#<L]H&()AM'W<V9 A%F1!R4M"LZ=\
M-PYM)G"\L75\QP>HQ[?\V<H56G/BT/;@T!"71!-"1WLV)1Q<.PY8:);$$*2\
MS$NM&2QIP"WBM_6<-=+PRU5LP\4\5L@\T%%-3/=@%.*\)'#^#!2*.R$(ZB*Z
M4XYZPL4A'5-!0:[W8F8!Y- H6=%-K1DLS(E3PEM)731H2!(Z,+O#_-"?)]%7
M'=!(,C4<O2=6J0\NYK,3XN" 5R+>-+Q7@KVKU3%>TE):F"Z*\<><2<MKO<^2
M018\?6_J4+TEPD_<^&F^.-KYXM)#%M:/6=:#B-:]G<\.;1$>/26:818H<U,F
M*18XP]@K@J\"^Z4Y(L\[S4$4XB[WPL1A#<U<^]R[CV$<S'H;I6B5MFI;B2L)
M_B^PML(QS-#)_;\\_.&Y#Z3-H@EK@90S@H)_@IE$HA69LXM(_"UJM6H=2>(Q
MGL 4\K0D25H6X>2AH0JI%;:2M.7^]6(84G#@3XSB*QYZ+E[G8R\9+&G=7X+]
M"B&-S*4,?8+-18*R0.F#)MHML$D2#!>SB9[%JB@64I 4OBD2%K=8$P9 VD??
MMSXN;LCI-3S6@YZHAS[M 8\6I"78@:+ H0DCP/V&5\)^ELE+<X_%Y0*,NKH*
M4UGN4TSI[$]QL"BG&4,49E8QH!?Q 6.A0+O0W?[MT3KN*3_LWH[E<6)ULSDD
M:A,HOE<D_&FW:"BYV6*IM?AZ=[KS#:S(4L.!WY)TV<\0%!_A9)\OT.SR4PSH
M-?]#.+_WG0X,SP**1Z9+ULLGJ"XDA(LQ2='/SZ)]%H%'Q)2[C)_ LK]3 )&>
MF!.RC,;^Z!MEV;=?+A(0^%%,^(=_0\S]_*-+1T>])]1V(!B<(@3%N'4"^1X6
MK! B 0&"%+2!! L:/(@PH<*%!X_MP0,1C["!LR)&E&0Q&,.-'#MZ_ @RI,B1
M)$N:/(DRI<J5+%NZ? DSILR9-&O:O(DSI\Z="(<]M!@1EL)F&"W&*A@+*!ZA
M X$)4HJ'%L^I5*M:O8HUJ]:M7+MZ72@,:*BO9,N:/9O5EEI;RJZY?0LWKMRY
M=.O:O8LWK]Z]?/OZ_0LX\-QIMLB088LVL>+%C!L[?@PYLN3)E"NK;!;L&"VH
M$(=-#<89SYYF))/A_&7QET=@2I&*-4O*HBB"K"U*0AU1M>7^W;Q[^_X-/+CP
MX<1K(GL*=1'#9HLL[C$]D)'28P6;35+JN;CV[=R[>_\N$]EK\.3+HUW+5K#Z
M]>S;NW\//SY<PH81F[^//[_^_?S[^^^-3'.A040:3^)Q-A9:QQCE45) %0C-
M*$!%8E8A$?7!#$'#.(<,:!'-\E^((HY(8HDFGKA5,L$D8TAHH&S$C( 0Z7:@
M10D65-N%*.[(8X\^;C?>CT**B%Y;\AV)9))*+KDD?8<I,V244DY)99562GF=
M4GU8")$A5#$3VD2)_83'BQUE:1$R!*$)D7)DA171C= T@QP>(-:XU)5Z[LEG
MGW[^R=$O?0P(T5$;;1B10- X6*C^F 8U0R8>% )*::662LDE1')>RBEC13()
M:JBBCDKJ-4[:UVFJJJ[*:JM7(@I4'\-XB$<M544:D9>*R>@F1X,"Y:AT%@E2
M5FP1 6.04WE" V:<KCX+;;323@L3,KA"5.>,'?V*AR31132:0FR.0FVYYIZK
M520VHLNN3)^6"F^\\LZ+UZE0MHMOOOKN>V(RLL "BZV,L0F1K ,% PNR565J
MD2R+@0)N1[!F1%"V$)65*;$;<>LMOQY_#'+(^!$,$<! 4<>1N@5#LV!$9B:T
M640"BTQSS>U"'!&Y-N]<T+OT_@QTT*#:RW/11A^-M$W),%R(;F@EH]0BV6DE
MK&V,,8K^AYH;R0*55'-"I76*DT0ZVT95:YQTVFJOS;9)M*Z+]1X>21@1,K!8
M-#-"S' I"(1M_PWXB<:6'/B^/@N->.**!T9TX8X_#OFYS(AB""@DX\&(1F?1
M#=$H4V]5%$23A*U8+18IS-#E($*#9T2.:A6*4EXS)(I%&4:.>^ZZEUL[4*"0
M%G.;'IF>6XL0A0M6**"\OGOSSN_&=5#/2WOXXM9?C_U\A3TY???>?R\B,L83
M.@G*7R5#YG-?Q2Y]8Q,[O#%43+V=6U?<1J0Y0]%#Q,@H?H,/P  *4#\JPX,@
MCF$^W$#D91MIF>@LPL !2G""7U'@LBA8J>IE;X,<!%KC, C^PA"*\"O#L!BA
M2/$_K7 .#SKSRMT^Y)AF0:1L8.&,SBHB.ZY 32FD4TB.(C*)$0IQB$3\2ITZ
M1I"W&6I;G,E;$9\(Q9),C"E1I)(&.XC%+(KJ@U7LHA>_F)!@W&]8P*B:11CQ
ME4RI[RO[PP/J&'/$K2%H((.S"!6S J<'<62'0'$:&/\(R$ ^2C:/JM/GS 85
MY ERD5#D(QZ6R,@375&+E*QD?+@8R4QJ<GJUN-:Q!O(+AD$$?EO!$PV] JLU
M-J: :!,7N.K4!Q3B#"BGQ$KP(M)*AHS1@"G<I"]_Z3T'/O(@M1A4"SO21I<!
M<YD#9!\>H,-,_TS2DM2L)F P&<W^;&JS9A,KV2@B,0D_0D,6V9K45FXISJ[T
M[HZ,Z1U$;J<0;D5"E(80I>BX4D?^><2,$2'E-O\)4*3]T(D#:08\/4(GI1 T
MH QM&S-DL;R&XF>:UJRH1>V"38EJ=*.JFJ5H%EJ0&(&KEU5Q9];.@@QH.J:-
MAS3(% M(*'-FQ:/W[(A)(R)3CNH4@)AI:>YPV)F5)+,0)-VI48^*5&A0]*),
M;6I&DPK5J)XH&)'@5A_RMY 70@2K6)%1(2AE09 .I(W!"!VAOKH5&>7,(\D\
MWD&E"M>V"2,4OX*D[NKX5I,D%%L^C:M?_ZK)I39UL-9\*F /B]CB6+"FA[+C
M5F18)DK^"5-1"4'3:)Q)J#YP99=V74@WZY?8T(IL%O9\8^YFJ5F6!*,0>Q!%
M7D4+V]B*4+"$K2TE#2O;W.H6I;ND;/P@DM.J-,.D_O03!!<BSP@-2*T%.8:Z
M!,&\FSA29A^!11]::Y%C'L0ZHIE$='<+7CZUM4M%+5S5>A7>]*KWC[2UK7LY
MB-OURG>^,Q&I4E;'D="EEB"U*P17C<//ONHI4\'5D&.UB@=9.%,0"-;:+75E
MDP#AH0_\A,AW?141M,(,**:EKX?WDPQ8I!,:LPC&WD)3W,C5*8(?;K&+O]?>
M]\K8>O%]L8UO3 M#& *_!+&O4CJL$ 1/38%[ '),! 44-%;^JH :/@A9H6%!
M-0$#%*% QBTG,ET\X,2L8!L)9GM8D!5&]L9D[@XP?N);:&1IC Q#;^0@F^8R
MRWG.:XOQC.\LM!K3><^Y/889#TG3-'G$@E*IA22RM0<!M^2'$"F$^0"%IOT>
MQ+(%$I9VH7PZ3 -%I3)I!J&T/));K@X9/228F_F,:LF<>:0$ 2I0R*7?W4V,
MQZFNM:WU96<\ZWI>>KZUKY/:C'Q>$!J?M<A'("N)"FO*)FK%PR1>VR>3DC2Y
M!*F%3]\F%5=#!,PP*;9%F@P2/ 6Q=Z?DIZ1_C6ZR[!5_ TG&+B&"K!5".W K
M-'*Z[XWO#*[%2+ON-XVWAZI\"US^I\BPIZ0*PB8V0;@C!H]:32"[!UI3JL$]
M<>Q&\'0482N:)1844)TN_1$9]2&/>#"?"><]\)3;9+%Y.D:S;3=.BVR<;9 "
M%\I5CO.<HRC7_N[YT !^+YT+G9D%YPSR)B8(9E2-Q0P)-&=Z>8Q8S'S0%IG=
MI6[YWYBS&T86$0AFMVH3K&4G&=(Q!*=!LD(V.0TJCQZZVULB9DDAF3,:(QZ\
M<]=&D+]][WPW#\]]#G@D];KOA!]A,\8'%<V9T6$.,>#4"S)>J+14JY(XNTA6
MR&U 67#$E.X(F<8"4[#7!+-^NSE'?ABI44/%WH5O/4-"_VEG#X3D$@_<+4_J
M^MSK'CC^?P^\[]\S^-T+OWL(QD,H+"@4"_:-(!=F",D'1.OB]Z&S(1&YJFB/
M$&ISA,#00#Q$K"Z3L[6DYO*;/51J/WSADW] -V6*(^,,N'P&,?WTK_]B>O_[
M_*LG^/;O?^ :+SWK1R%J)58?H3)]( MQ-T,%X6V+D'D<X6E I"IXPD[$9G$<
M<5[0<"W@%Q-U4F G 7O+!@UVUW7^-WSTHQ1[8"MJY31DPG0T]W5[T'8F2(,U
MN!/XIW\YZ!?\9X,]R#-F]3(%U <=EQ+-4 NTD"$D>$8%47S?1A)*M"J$9!!/
MUA&A4PB0%1'4YQ*054LI$7D=,UZ;XH-[%WE=@C(4-Q#CHV3^A4,P(S>&;PB'
M+X&#.DB'><&#<8B'^&)!?0!-=<0P(W82UI(K$4,0'H4KS<<0")9UE<(M\X=P
MK-81F%5L%?@2))=B*-&  Z& 'YB' \<,X[,'=?1L!.%NC 4-3)8V"--A2NAH
MG>B*K^@1<UB'LT@7=PB+M\@IPX4MX)0M5J>$%P$3LO 0HR!D!%$U9F=6K+<0
MI+<J:G@05;.&'%%'OX@'\.<2) B()V%"!C003@=NN/AKP  +I(9XD= ,M# )
MH$!0PS *L7!0F)4TP<-.9K0(I@>.]SB&LDB+^_@6MHB/_Z@G7P<4;N9MRJA7
M&4)H!,$QT(!M(^%1K(**':(UW,?^5A $%6+X$G4T@RDAD!<##<H&:@!I:UHU
M1NB7B((V$,P0#(_'+@R#7Q.S".4EDC/I?_K(CW71  "@DWG1  U0 #JIDST9
M 7S1  KPDT!9  TPE*7BCS3IE#N2#,/ :-@Q2%!ACR?A2&8"6>2"<2.!BJOB
M3*%X/!KQ>1]Q>Q=9$QXEDR3A;6K2< _XE"^VC;(G$EA74 +2A?SR?&XT$)AE
MDG$)F+MGDS<I%PT0 $!Y%Q%PE$#)F !0 $MI%XK9F(WYF*32E(&)F=TQ#*(@
M"0K#/&=9?@?A?7AP:C!A?18(0W V$C*R<)VB@+(GA1U1B@."1#+!FC%Q.8P0
M@J*7F3;^EF6=\X15IXD6L9'Z(FQ[,!'<LGR]R9RY-YB$"1>+"0!V89B3:9T-
M0)W2:9U!.2J7V9S?R1O#8%G*T@<HLVZX% D"L@@@13(8F9$R-X*9IH'.(A(4
MJ2I8\VT4"!*@:1&<R!(+V6VQ9T8%")[@M9=V4A+"%$0^T3 B8W!]8%9Y6: 3
MJG+/"9W7H)UVL9W6F91UL:&369FAXIT42J*+<0R7$Q%*5FQ:>!!Q]Y>JY5A8
M,Y' *!*-R"K\67(-"A+ \&[",Q..I'<JX71 44<O6J*P=7M]8) ; 8IDYSLL
MD0S-80B_$ NUL)8_<J!00:!'RJ6I9J&$F9.-B9.,F91+V9/^C7D =!&F.EFF
M;J&4E+E%0->E<\H;R-"C\#E>Q7D0VH8'+'D2 @@-86F,*<H0P! +9[<NJX*"
M'R*<(9$,N_F-"Y$,M."GY@=#,=$,L4 Y="=,E$BGHE5'XX@2;01[D5H2)%,(
M2_H?H\ MA@ +YC,NGM2GGTJKM?:E_+BFC$D7$<"8"$ 7T@F9;\&K2/FKC(F=
M/U<?05>KR[H830@5Y"*0IHH0SW=N,T%IQT@05IA5Q_-&[\<JPB06%#,2+T1A
M&980M6 (C" +M\.@>)"-&_9)-'$,H1 )]6JORQ.!$&&-S/I7#YD2Z$,H< D2
MWE8FEO<?S# )A0"2AC ),-4W_'G^I?PJL>%UJ_NHG3LY%PI K'6QF,<*%QK+
MIG:QF+Z*K-PSL2?[%6;%6E#1-Z,9I >!A?[I$FWT"W7BB(*J$.F#.OK)*D4A
M"&UD1HBX$2J2#/#8$!;1!Z. #.Z42QM11P);$XF*LH!UFRK!93G48Z(0"4:*
M$"A:,!R($,<0L<'AM2C6%*8VM6DK7Q4[BXMYF(@Y%QU+G1L;G4#IL7.QI@4@
MHG*JMGU;%76B'!UI0(GW$0RCJBJ!)YA%67B5$-VT!UI#<F#+*<! "P85&E#+
M$2N$$*!Y/XN8$+,D-U:Q8GX;5P":$F<9*3?"'*#E$>#*&8Q@L,S2(DI*'BSW
M:<LY$$#^2+J[&UML2X>YFJMX2[<<"Y3!FK=XL9C!FB0CRKO-RQ%<R#)WFF0@
MH56>*A.9<C_X):,)P:>3\C9;>BD]>I4G&1$MA9]0(:$)P2M789_.NU-X\K(A
MP0RX,@I>58@6X8@=<4M]( BA4&&<R#FE61SGF2B@(*O%94$LZKX+O%.^FX.Y
MJ@#7H*N%"90D:Q<(8+=PL:863+S<R23,R\ HB[!X4 @;]T.K,PSJL@<@*0JR
M$+L*00NPX+DR(;BH8Y<(T9$@<L/0 I(I84$IYJQ T;3()8%6 8TA[$O/\ RL
M$PP((W4PW*A6.RS-L$*>D4P"'&0HN2BXLHAJ-;Z\H8#S9X3^!CRXQH<0 J)*
M2*S&'.7 ^O>VCND6$QP7( L =ZNF0!G!;T''=BR\.IG'3<*W:RS(K#,^N(L0
M;?0ZR< ,S1!HBI08MEMRM)$:ZIM(5@:?T>)T0RP2D)6_PWDAG#'#!>&M5O&5
M@RQ(S]"1DL!MF,<2MV0K%C0*J(MV%N$WQV!65*2+D?!\E5H9Q99H![%QS$ *
MDQ#*IFS,OM3&O^>V;R''=>O!<QNR;R&W=W&\'QS(Q[S )320D;"(F 5MXHF_
MC8&%$0$AD8L0^:H4D8"&T.*LTEI].F(0F+6H+-01YFP5LZ3)V Q%9;@'*7::
M+"$@"3+.7>81.%L=9&).SC1&X-O^&VH%"I(@"<6LSQ,M4<D<>,#+S' ;%],,
MS7 LS1E,S<.[O-=,T:2[:HED>3*2SP,Q#* @")/PPF0!>ZUD2@CQ-J(0*0PS
MMI0"FC+[$55L$+-4"*T3$5AL$"0HT31AM"5=12!Y/*_#R2_1Q 7Q<C]F@.9Z
M$ 44+F4X3-S11H;,U&'-QOMVH8"!T1F-L7'1S!JJT1+<UFR=UDH"PF+=G%,)
M%-1')K7I&TT8C>C<+?_#4N<;$=-RH'I=$C]L$*@8&O9X2[S\GH--UT_4</39
M%#HZ$T%L$5Q+$#(2C02AB,$@JR)8',<@9@P=V:>-S&1=UGWADR*]UG'\UA[:
MUJ]-%[3^+1]SC=J!6=7]>1"WM*^5L9>=C"NB, OP)"/AHFQ&G2KSJQ3NN<D6
M$9,%44!H-)?OZME:3!7KG-N1,PL/(;D+81N9(0O<@E[%2!/- 'L(%K\&D2F&
MS9"R,9<X51S,()#NO=WWG=IJP6^KK1>+J;=J'=MN'==P/9UH7>!X8=OQ00TD
MC=]SFF,,4V2!IE( >'?",4;:97#1_4/S1^']1"T"N=X?@7B0Q'T@&>(KM-,Q
MX6J8V^!' [!!Y1&.1$7>3!!:G1-^-F$.8[H<(;4''7NX5!PW-6%ZVN)%SEZJ
MS=]Y@<$@#1>TG>  'M=/WN0!+A_2P.!&SIRS8C[%!B*3HU;^5J=P*>X8^51<
M(.DP;((ZR036S\(,%F.]=>D<YI,I082BRMV7A&@5.XSE;$."G<P0[T,05 BH
M.M$,T%&U$%B""+&;H2'F[J,4@N#8>R[I&&31_7;64'[@4S[@LAWE5"X74NX>
MTW 'R3KIS6EWA1 *A@85C@)9JIL^1&X9W%6^!B'8I(DGK<DFE_@L^:39'F%6
M:UB6KXD'IJ>M5_%#25WJ(9-/0EL0WVM@60A*ELT3:MD17;FY\M.CLY(9P+%"
M2?O%R0[N U3INM;:T?SI 0[JL-WIFU[;GMX7OF 8\2[OAJ$"&Q !*6 +97 "
M^\[O_>[O_P[P 2_P T_P!6_P!X_^\ FO\ O/\ WO\ \/\1$O\1-/\15O\1>/
M\1FO\1O/\1WO\1\/\B$_\%#PXR+0[TT0$4S [R1@$3H@\B\/\#? !$QP _\N
M D= \DIA!!9A _X^ DX $4U@\C!/]$4/\3L %#)@\24P!5,0$35_ A9Q!"=@
M Z&Q P5?!!%1!$;O[SQ@$4K/]6$O]F-/]F5O]F>/]FFO]FN_[TB@%#AP\#)@
M$3RP[R$@ DX/$4&P[SE@$200]CI@$280\"(P OV.]!$!]C;_!$"A]S$P($V?
M^&S?\$00$4\P])*/^9FO^9O/^9WO^9\/^J$O^J-/^J5O^F$_[GCFWYR>Z0:N
M%\V<[@+^WOJ,H\2U;_M*7 QO< (M8 NYL N_#_S!+_S#3_S%;_S'C_S)K_S+
MS_S-[_S/#_W1+_W33_W5;_W7C_W9K_W;S_W=[_W?#_[A+_[C3_[E;_RM\..!
M(/R.8!&W\/N<8!&H8/[S#_V8\&FM,/RXT F>X/[T[___#Q"[! XD6- @P3]X
M%.)!==#A0X.=%N+9X^K6Q$N[/DWDV FBP(0*$WTD6=+DKE83/9UDV=+E2Y@Q
M9<[<A8H/GD2X:.[DV=/G3Z!!A0XE6M3HT9^$."I$M(HDIHFN""9:^$>@4H5\
MD'[<N-#4P4Y[\#P:>&KBJ8>/)BK2N6L5)E.LEBK<TW#KW5W^6/$@PMO7[U_
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MA7*-$9EI@LP>&AXXC'$D@H80IE7^CF=2:NW;N7?W_AU\>/'CR9<W?QY]>O-
M@UYU_QY^?/GSZ=<OFG5K5_7[^??W_]^E7Z[#(QB'=B,(&$G4*C"8@D)QJ+:\
M($)F-(1*(V@/Y@#<D,,./?PPL3T(RFZB _> !I:"VF)((((*? LX9@:$13U&
M".K-IDF4.^9"P8YCZ,!"<!)Q(%$2FFL@&C$2YCI0(D*2Q,4.Q ,A)$W; SH0
MM=R2RRZ]_!+,,,4<D\PR%V-/*/O47)/--MUT$S^NE#&3SCKMO%,B'@MB9)1(
M(@$&(AT)$J3'@0A+D2 A&U*0H!4GDHX@)_&<E-)*+<5ID>DH@A0/(6<I2)B&
MK!NHK63^B,0CDM^4FT6]RPCZ4295U6+&2CP08XA316W*="!&$L)KH$4R J:@
M1?P$I4*(CLF2,41)A4;08O^\E-IJK;T6VVRUW9;;;FU"\\UPQ1V7W'*OB5,_
M;]5=EUV:F %V(+8H>G= /&B!AM-G%V+F5%\K<A8/0-L=F.""_0.E(%@?XI0Z
M 25D*-H3$>*TCP:ONS<]@!V5R6'3H$D.-H=RQ2E:'%\++:,(!PK5O!8' M1&
MM9@UF.::;;X9YYQUWMEF<,W]&>B@A6X*W3EY/AKI;J/%8P^6*1+F5--@:29J
M//122&4\@JLH&=!B2QKLL,4^">"9'X(W-B8)8G4AY_ 0MDK^W 8L,+U/"7):
M)EF44S3F3D4.^288!QJM&;62_5?%\]0>B%70"CI\[,@EGYSRRBV_''.%?!Z:
M\\X]#[?HS$4?_3Q^"R+L(H#ALA@WAAC5MZ)C1(E%0])MO[U@EZV>R'%)/BY(
M262 @642>&U-J&/!!L2[Y8+HGJE633/#T"%>4<5)=T!!=A&C6A46+QG*"E=+
M8MS-/Q_]]-5?G_VO-O\<_OCEMRKT]NV_GZ:L*\LH7P=5?YLA_<+?  EX*;=M
M+2(.0HB#:.$XM0CB1S*J5Z/4PSI[U61I@/->0]"&$[>QRH)X8%M%@-$WDYGG
M5)/8WFD*V$(7OA"&,91AP=XW/QO^WA"']]&*G&;80Q\ZY'5X@!S7' B;_@VD
M=M ('T'V]T,G/I$\XQN(I" B13P8"1J.,YYI;H40ZQ6D#YS:P_?(X[8NQN2+
MD4*(QCBHQIM8<1'-2%ZG)"&PA!P#%--22/]T91[K+<*"AA!%$J%82$,>$I&)
M5"1.:IA#1SZR<_5;Y"3/1S7 :209DF $+*QGB*H]1R$61!TE25G*G-PF6!)9
MH9+2>)U(*"QZP3H&:'*#GE76I% $P6+6S"8,49SJ09@J2"SL9II(,(M7>W@>
ML=3RM?.4+&O/,^4TJ5E-:UZS@(V$Y#:Y.2Y)8A.<1SL@2()XG:M!HYAX8%XX
MV=G.BKS^KGS-&29"IF1,4=#B>UDCB.^848MSIJ<@6)2)%8&'D.1)DUX*Q DS
M0U-/M8 "&;*"V_0>FIY:+6UC[M3H1CG:48]22IO=%.E(Z_/-CYXT3+6 !2PP
M=@P=]0&!#4FG'3OB4-.,$!J"PP,A4=K3:M8JHPRQ(,:0L47!U 4BIC)-,/_3
M(RK&1%:=0<A0L68:@=XD@Q/<0SF/"0VC7K4\>KL.&7U:5K.>%:UI'4M(2=I6
MMU;%I&J5*WJ6)HE81(T1/$6(JP8'$IUBJ* )*=E<"5O(F48D>5=C!BH)XJ^(
M.%1)_^G@3!BJ%M2ML(N0U8E2)]C9<B8I/95=2V%)6UK3GA;^M0]AZUM9V]JE
MQ#6UL5W,"@=42X7T31 A&55!EA:)242"1HQUK&R)J[[%'0\BT51(])XJ3[5@
M[#\,HTDZG8<0"8+V5U+;B5BOLX<B=I8@T#W/9P%87/.>%[WI5>1J7=M>]\)6
MO?&]B6A=Z9!3^0XD^AR(+(R*!TF<JKGR%?#8KGO%6DR"%$.$QFYG-L<F1B2-
M-.W/Z_H(D[\2!*G04.COM*N39K1R1,V 12[!^\_R-(,66PSP@%G<8A>_.&SL
M=>^,WPI?&-^8)-RM%W48(JL'=V2. SE&WV:$8R/?S'&.8^IR'Z>0 E]P(OHT
M&W^F1!.$F0:""7%<E"X,99V$L"#^ CMNO+Y;7?ZD&$%'5O.:V=SF.\F8QG$6
MJ8W=7.>(\%4MFDQ40W0W2H^ 64A9-8V?[5QH:A&9>@PQ(4.^*,TJ.E#!ZM&I
M7AN2#!L58LH9^4QC4U0(FC+V:\/XI)=U,B5&%*(/D7VR?YL1"Q+#CC\JS;2A
M:5UK6]^Z,7"6\ZX?26=<"[@9LY %61?RNC[<1A '.= )$6+I@LPZ([3%PX-B
M:9IU_AK;7\)SDQ5BR8%$Z4C<GHB5<KNALE'$68*(M$5TO.0][OG#%^L),S0C
MB)@JI(A8I-4GB9UM?_\;X &GEJYY77 ;^EK@LHWWVRBM$+0U(UE5[K;QXNF1
M9N3R7KO^O4[#$][Q].@X<0H9YT*.021P2R3>>Q"O?Y*W\H7MJ=\H=Z")$7)E
M/.16XP993/]BV@QD.*[B'A?ZT(E>]/T0W.!)_QS"C4[8=)Z<(58$*\ 6,D>P
M>B2#;='O YO>]?'0=V4+T;&C$0(,4(ABW<U)>WJ6.!!WO_QT'-'Q1!F"YY+/
M;3';)C2T&NMUO_\=\($'"]*57GBA,5WP/D7T_F81B4$J1%;W9F-"=LN(F&,D
M:XH:,^/6EGC/,T;: Y'F,1B+A\O?"5X\E@BB5TR133^L(0 K?2[)3A:0K],Y
M-/_\[GG?>]]'A/"&%WZY$/][=X;^%]P%=V(7DLZ-V3SH'VG^^[2;C>6/Q4+"
MQM?^D)1SM=>G,EM3XGAV"U)A=A<+(M0=%'6O/1;1!O5CLLCP]NE??_L7/?C#
MU_^;BG__:OZ/::*&61AL(;(&;_J&[D1B-_8@PW(I ?T/ ET"Q*!+=ZY(6[)&
M]Q;"J,;/(;YO=QZB L-KS.!O+&@K D\0!5/PU_)O_UI03?I/!1>IOTPC-_!,
M871'FGH$ZD""&61!% Y0+78P!H?0(VRN+Q*BGER.6E;HQQSBNS(0(N8N(L#,
MOSB,@A;C5,R/"+>0"[N0N%C0!<-0/F#0"YW(BCSI.OK -7YN4(1*YZJ/B5RB
MGJZN#.LP(G(.#Y3DXF!N6WH$OQ+^R#2:4.;>T+GHPB[4@@3'HF]:SPX;T1$?
ML9W 4 PG\2K($!)?Z("V3O2*JB#^,"$L"($L"*=40N/N[1(A,03Q #4LR#BX
MY754#R*4PYDJ0@HC0MK*IU!.SRL6!]I.T1=_$1A_2!(ID1BEPA*#\7Z2AS $
M)VI"88M,C+;B")U )4">"QD?T=L4JE9JSUKX*OKV13F^$2+R!0H3PC0FJO0<
M(QE^8>VNT1W?$1YO9QB+D1Z)9H?2)1YE2,>R9'A^(1L[;"&DC55JI1U%PFT(
M)!_+<-NP R'@I=RX9;?6+O3PH!?;:"!@$2)4+"'R)2$[TB,_TJ?FL1Y'$BON
MT6A LH7^\(RG!"T/.]"JH,'87H*@Y@\E4? @K\=MW@Y;=*?]$F(BN?%L"$(G
M&Z)_FFC9:A(IDU(I*4DD2=(IA^(8E])R7N<A%4+]6O(A3",[A LF2D\7I9+W
M-$Y8 *8<+^6X]JYMK@,M8U$H*:*>1JEC; LLYY(NZY)]FO(I23(J[5)LX&6X
M?!(@'<(!"XP13R(F^=+^F*%OA*1OQLA;,&L*Y<TB*(,B_@IO:&$28($#$9,S
M.],S=08O\[(>]_(S=Z8@6L]X(BLHUR*=1G$EE*\TM6_9IL\3N:5U$@(8)@'M
M/O$Z5/,ACB$40$%W?/,AJ&LS8Q,YDU,YN24T1;,827,Y'S/^%#03\@*+(;C+
M%"VR(/*E($>B&4*A#T"!)J,S\/ LG90P6^ E2C@K2E)1%5$.E:+FC!ZBLIB-
M/.\3/_/SS8 B39S3/Z$".O736MCP;7ZDLM82&H:G)Q?BB+930-\18(BL.RV%
M4R8J(A%"$X=2(<".U)1E3QX41$-41#VD.?]3# -T1"<%8&Y%QQ;4(AJT\U+4
M%_$0#_Z26XXR;K@'&C2Q-AL"Y @"01?"BC141HO42(^4,4K41%T019&T3$HO
MR^2B((Y3(JHM-*C424]0$[-36P!&0Y8&=0#&<6;1(192]"HB6H R2]>43=MT
M)I1T2?>O2=UT2R@DJI#+<>QS(V;^Z3IZE$YCT#W'<UMX"2&(##$ !EZT<"%
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M$5GH0+[^PPPVZX2B#NG.G&W-[G:[^]WP!C2N<SV7\B( V'8A\95]C<Y$6QD
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M^!#>UB6&('L1@3 BQS2C\X#EERO^L25:73)*=V>"5%B%5GB%6#@A]Z>"IE<
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M!X&O"ZH3R]DC#CP04Z<4/GIGS( PB#4,?2S&AGS(B)S(]$+&9<PYUE#":3R
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M.,4Y3G*6TY#/C&8ZUS)-JO J(:"8"H_^$L""+&B&[@0,08SGF.^9TY__!&A
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M]4LQ7V+V46Q\8]!P/9C2OW_^]]__U%L_]F.5Z_.)5I,1E[@Q1?$6;\NG_W/
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M&JO)IJ_]VN/Z2FNT#H1PZ*_W9JNCUN_]#O YYN] %.JO-D3[@B\ ,\0":ZL
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M5_=ZQW>.97>=';=\WS=ZT7<?V3=^][=WZ;>?/;5_#SB7 ?CV\#>!)SAT&?A
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M?NE ON17/NA0ON5G/N5@ON9W_N-PON>'?LD+/CX3ONB??@"1OCF;/NJW?I:
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M*0YSR ]SB ^WL/E:< RGSP5C$ RW3@ROD RYT)'.L K34 W9L'Z"R#GTL(L
MD80$L8V>,!&A, N3\ OU3Q)#L1$/,>]&T1$)L11)40H7T0M9T>0B,?DF$?.
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MA'!5L=-7]Y1@RY58T/6$W+1B+99A!95B[35M)-998_5[U%17B5!+NS5D^'4
M5NYBZ2=E809=6\AEMS1.3?8::#8"F4EC(8=G!\=G"0=HYR6?\#5A?]9><W9@
M(R>?YM6""%9K\BEIV]0Y U99N8=!KS99+=%SJE9:6;3X#-0(G]9G(M5KL99[
MM#9!Q_9GNG9$OY99KS9  V!M(?8X._5?A194BG9JN^ECFX9C*Y%'\U96M+0
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MHH*3-H'^S-=\Z =\&>@<%DAI#^@H.'B"+;A<&UA[.MAZ\2>"YD<B/(B!,@B
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M0'RXH('#T:O#N#1*&HG$/KP>,&R_1>PA3US#4MRD)!S#05PF,9/"PXIY7.S
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M3^ M+_H!+U-E[_0^WO?9GA+&=LS<WB9.!M&7WB8[H;ZW7^KT-_8HC?N 8OO
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MX46'I=B7--A,;=9RW37 PE91#=F"%5>+$=B2A;J1!5F%#0R+C0B7Q=-1I<N
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MQX\O;^+,.= D0I0356+4*71H28P^)1Y<270I4X@\,VZ,J; IU:K7GAZ-V""
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M-MBAB".26% #"'14XF*[J0A: P. UV)?)Z8HHXLUVE@7BSGJ]F*,/+K%$8Y
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M'I-^O4/@,V$).EXN\U. $^8PP7G^S1%)\Y4U(>?:JAG.5,*S)2;,W3E+M,=
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MGWGX)O_Z]QOFE[OYN^06 L0U@0,)%C1X$&%"A0L9-G3X$&($ !,G%FA D"(
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EIS\=ZE&7^M2I7G6K7QWK6=?ZUKG>=:]_'>QA%_O8R:[F@   .P$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>image2.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image2.gif
M1TE&.#EAHP F /?)     !D     &2,     (P  +   ,QD ,P 9.D   $8
M %X9 $ 9&789 '89&5X (T8 ,UX ,V(9+'89+$ Z,W9 &79 (WE ,P  0
M1@  51D 50 97B, 0", 50 Z0   9P 9:QD9:P 9>1D9>48 0$8 2UX 0%X9
M1D 9>5HC>78C>1E:7@! =@! >7E 4%YV:XLC (LC&8LC(YU&&8M (XY>+)U>
M(YU>+)U>,ZU>(ZUB++UV,YU&1JU>7JUV1KUV0+UV1KUY1KUV5;UY4*V:5;V=
M=LR+0,R+1LR+2\R+5<F.7MF=5=F=6M>=8L2L9\FM:^:M9^2M:_&]>0 CBP!
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M\___\___]_'_^?'___/_____^?__^_O______?W______P
M
M
M
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(R,$.BB<@ #L!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
