<SEC-DOCUMENT>0001839882-25-069235.txt : 20251202
<SEC-HEADER>0001839882-25-069235.hdr.sgml : 20251202
<ACCEPTANCE-DATETIME>20251202114757
ACCESSION NUMBER:		0001839882-25-069235
CONFORMED SUBMISSION TYPE:	424B2
PUBLIC DOCUMENT COUNT:		2
FILED AS OF DATE:		20251202
DATE AS OF CHANGE:		20251202

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MORGAN STANLEY
		CENTRAL INDEX KEY:			0000895421
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		ORGANIZATION NAME:           	02 Finance
		EIN:				363145972
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B2
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-275587
		FILM NUMBER:		251542132

	BUSINESS ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
		BUSINESS PHONE:		212-761-4000

	MAIL ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MORGAN STANLEY DEAN WITTER & CO
		DATE OF NAME CHANGE:	19980326

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	DEAN WITTER DISCOVER & CO
		DATE OF NAME CHANGE:	19960315

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Morgan Stanley Finance LLC
		CENTRAL INDEX KEY:			0001666268
		STANDARD INDUSTRIAL CLASSIFICATION:	ASSET-BACKED SECURITIES [6189]
		ORGANIZATION NAME:           	Office of Structured Finance
		EIN:				363145972
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B2
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-275587-01
		FILM NUMBER:		251542133

	BUSINESS ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
		BUSINESS PHONE:		(212) 761-4000

	MAIL ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B2
<SEQUENCE>1
<FILENAME>ms12485_424b2-40497.htm
<DESCRIPTION>PRELIMINARY PRICING SUPPLEMENT NO. 12,485
<TEXT>
<HTML>
    <HEAD>
        <TITLE></TITLE>
<!-- QES 7h3d0c70r 1764687678.5030093 -->
    </HEAD>
    <BODY style="text-decoration-skip-ink: none; ">
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="line-height: 9.0pt; padding-left: 0.0pt; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #808080; font-size: 7.5pt; "><font style='white-space: pre-wrap;'>Preliminary Pricing Supplement No. 12,485</font></FONT></P>
                <P style="line-height: 9.0pt; padding-left: 0.0pt; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #808080; font-size: 7.5pt; "><font style='white-space: pre-wrap;'>Registration Statement Nos. 333-275587; 333-275587-01</font></FONT></P>
                <P style="line-height: 9.0pt; padding-left: 0.0pt; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #808080; font-size: 7.5pt; "><font style='white-space: pre-wrap;'>Dated December 2, 2025</font></FONT></P>
                <P style="line-height: 9.0pt; padding-left: 0.0pt; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #808080; font-size: 7.5pt; "><font style='white-space: pre-wrap;'>Filed pursuant to Rule 424(b)(2)</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; text-transform: uppercase; color: #296DC1; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>Structured Investments</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="padding-left: 0.0pt; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 12.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent</font></FONT><FONT style="font-family: Times New Roman, Times, serif; color: black; font-size: 8.0pt; "></FONT><FONT style="font-family: Arial, sans-serif; font-size: 12.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'> Income Auto-Callable Securities due June 24, 2027</font></FONT></P>
                <P style="margin-bottom: 0.0pt; padding-left: 0.0pt; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 10.0pt; color: #808080; "><font style='white-space: pre-wrap;'>Based on the Performance of the VanEck</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 8pt; vertical-align: super; color: #808080; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 10.0pt; color: #808080; "><font style='white-space: pre-wrap;'> Gold Miners ETF &#8236;&#8236;&#8236;</font></FONT></P>
                <P style="margin-bottom: 0.0pt; padding-left: 0.0pt; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; color: #808080; "><font style='white-space: pre-wrap;'>Fully and Unconditionally Guaranteed by Morgan Stanley</font></FONT></P>
                <P style="padding-left: 0.0pt; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 9.5pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 8.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>The securities are unsecured obligations of Morgan Stanley Finance LLC (&#8220;MSFL&#8221;) and are fully and unconditionally guaranteed by Morgan Stanley. The securities have the terms described in the accompanying product supplement and prospectus, as supplemented or modified by this document. The securities do not guarantee the repayment of principal and do not provide for the regular payment of interest. </font></FONT></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 9.5pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 8.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Contingent coupon.</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> The securities will pay a contingent coupon </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>but only if</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> the coupon barrier level on the related observation date. However, if the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> the coupon barrier level on any observation date, we will pay no interest with respect to the related interest period. </font></FONT></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 9.5pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 8.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Automatic early redemption.</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> The securities will be automatically redeemed if the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> the call threshold level on any redemption determination date for an early redemption payment equal to the stated principal amount </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>plus</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> the contingent coupon with respect to the related interest period. No further payments will be made on the securities once they have been automatically redeemed. </font></FONT></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 9.5pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 8.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Payment at maturity.</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> If the securities have not been automatically redeemed prior to maturity and the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>the downside threshold level, investors will receive (in addition to the contingent coupon with respect to the final observation date, if payable) the stated principal amount at maturity. If, however, the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> the downside threshold level, investors will lose 1% for every 1% decline in the level of the underlier over the term of the securities. </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Under these circumstances, the payment at maturity will be significantly less than the stated principal amount and could be zero.</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> </font></FONT></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 9.5pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 8.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>The securities are for investors who seek an opportunity to earn interest at a potentially above-market rate in exchange for the risk of losing a significant portion or all of their principal and the risk of receiving no coupons over the entire term of the securities. You will not participate in any appreciation of the underlier. </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Investors in the securities must be willing to accept the risk of losing their entire initial investment.</font></FONT><FONT style="font-family: Arial, sans-serif; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'> The securities are notes issued as part of MSFL&#8217;s Series A Global Medium-Term Notes program. </font></FONT></FONT></P>
                <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 9.5pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 8.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>All payments are subject to our credit risk. If we default on our obligations, you could lose some or all of your investment. These securities are not secured obligations and you will not have any security interest in, or otherwise have any access to, any underlying reference asset or assets.</font></FONT></FONT></P>
                <TABLE width="100.00%" style="margin-left: auto; width: 100.00%; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="29.33%" style="width: 29.33%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="26.84%" style="width: 26.84%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="26.84%" style="width: 26.84%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="26.99%" style="width: 26.99%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="4" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; font-weight: bold; color: #FFFFFF; "><font style='white-space: pre-wrap;'>TERMS</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Issuer:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Guarantor:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Stated principal amount:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000 per </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>security</font></FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 8.0pt; "></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; width: 34.65pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Issue price:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000 per security (see &#8220;Commissions and issue price&#8221; </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>below</font></FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 8.0pt; "></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>)</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; width: 0.83pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Aggregate principal amount:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Underlier:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>VanEck</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Gold Miners ETF (the &#8220;underlying fund&#8221;)</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Strike date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>December 19, 2025</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Pricing date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>December 19, 2025</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Original issue date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>December 24, 2025</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Final observation date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>June 21, 2027, subject to postponement for non-trading days and certain market disruption events</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Maturity date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>June 24, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="4" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: right; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-style: italic; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Terms continued on the following page</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Agent:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley &amp; Co. LLC (&#8220;MS &amp; Co.&#8221;), an affiliate of MSFL and a wholly owned subsidiary of Morgan Stanley. See &#8220;Supplemental information regarding plan of distribution; conflicts of interest.&#8221;</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Estimated value on the pricing date:</font></FONT></P>
                        </TD>
                        <TD colspan="3" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Approximately $955.00 per security, or within $35.00 of that estimate. See &#8220;Estimated Value of the Securities&#8221; on page 4.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Commissions and issue price:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Price to public</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Agent&#8217;s commissions and fees</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>(1)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; vertical-align: middle; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Proceeds to us</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>(2)</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-indent: 73.32pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Per security</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-indent: 73.32pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Total</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-bottom: 0.0pt; line-height: 8.0pt; margin-top: 0; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-style: italic; font-size: 7.0pt; color: #000000; background-color: #FFFFFF; ">(1)</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 7.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>Selected dealers and their financial advisors will collectively receive from the agent, MS &amp; Co., a fixed sales commission of $    for each security they sell. See &#8220;Supplemental information regarding plan of distribution; conflicts of interest.&#8221; For additional information, see &#8220;Plan of Distribution (Conflicts of Interest)&#8221; in the accompanying product supplement.</font></FONT></FONT></P>
                <P style="margin-bottom: 0.0pt; line-height: 8.0pt; margin-top: 0; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-style: italic; font-size: 7.0pt; color: #000000; background-color: #FFFFFF; ">(2)</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 7.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>See &#8220;Use of Proceeds and Hedging&#8221; in the accompanying product supplement.</font></FONT></FONT></P>
                <P style="margin-bottom: 0.0pt; text-indent: 0.0pt; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>The securities involve risks not associated with an investment in ordinary debt securities. See &#8220;Risk Factors&#8221; beginning on page 7.</font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; line-height: 7.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>The Securities and Exchange Commission and state securities regulators have not approved or disapproved these securities, or determined if this document or the accompanying product supplement and prospectus is truthful or complete. Any representation to the contrary is a criminal offense.</font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; line-height: 7.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>The securities are not deposits or savings accounts and are not insured by the Federal Deposit Insurance Corporation or any other governmental agency or instrumentality, nor are they obligations of, or guaranteed by, a bank.</font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; line-height: 7.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>You should read this document together with the related product supplement and prospectus, each of which can be accessed via the hyperlinks below. Please also see &#8220;Additional Terms of the Securities&#8221; and &#8220;Additional Information About the Securities&#8221; at the end of this document.</font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; line-height: 7.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>References to &#8220;we,&#8221; &#8220;us&#8221; and &#8220;our&#8221; refer to Morgan Stanley or MSFL, or Morgan Stanley and MSFL collectively, as the context requires.</font></FONT></P>
                <P style="margin-top: 0.0pt; margin-bottom: 0.0pt; text-align: center; "><A href="https://www.sec.gov/Archives/edgar/data/895421/000095010325001753/dp224623_424b2-parsupp.htm" style="word-break: break-all; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Product Supplement for Principal at Risk Securities dated </font></U><U><font style='white-space: pre-wrap;'>February 7</font></U><U><font style='white-space: pre-wrap;'>, 2025</font></U></FONT></A><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>         </font></FONT><A href="https://www.sec.gov/Archives/edgar/data/895421/000095010324005205/dp209505_424b2-base.htm" style="word-break: break-all; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Prospectus dated April 12, 202</font></U><U><font style='white-space: pre-wrap;'>4</font></U></FONT></A></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <TABLE width="100.00%" style="margin-left: -5.94pt; width: 100.00%; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="29.33%" style="width: 29.33%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="80.67%" style="width: 80.67%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; font-weight: bold; font-style: italic; "><font style='white-space: pre-wrap;'>Terms </font></FONT><FONT style="font-family: Times New Roman, Times, serif; font-weight: normal; font-style: normal; font-size: 8.0pt; "></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; font-weight: bold; font-style: italic; "><font style='white-space: pre-wrap;'>continued from the previous page</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 9.0pt; font-weight: bold; "><font style='white-space: pre-wrap;'>Automatic early redemption:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The securities are not subject to automatic early redemption until the first redemption determination date. If, on any redemption determination date, the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the call threshold level, the securities will be automatically redeemed for the early redemption payment on the related early redemption date. No further payments will be made on the securities once they have been automatically redeemed.</font></FONT></P>
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The securities will not be redeemed on any early redemption date if the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the call threshold level on the related redemption determination date.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 9.0pt; font-weight: bold; "><font style='white-space: pre-wrap;'>Early redemption payment:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The stated principal amount </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>plus </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the contingent coupon with respect to the related interest period</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 9.0pt; font-weight: bold; "><font style='white-space: pre-wrap;'>Contingent coupon:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>A </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>contingent </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>coupon at an annual rate of </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>10.50% </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>will be paid on the securities on each coupon payment date </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>but</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>only if</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the coupon barrier level on the related observation date.</font></FONT></P>
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>If, on any observation date, the closing level of the underlier is less than the coupon barrier level, we will pay no coupon with respect to the applicable interest period.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 9.0pt; font-weight: bold; "><font style='white-space: pre-wrap;'>Downside threshold level:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$     , which is 65% of the initial level</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 9.0pt; font-weight: bold; "><font style='white-space: pre-wrap;'>Coupon barrier level:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$     , which is 65% of the initial level</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 9.0pt; font-weight: bold; "><font style='white-space: pre-wrap;'>Call threshold level:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$     , which is 100% of the initial level</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 9.0pt; font-weight: bold; "><font style='white-space: pre-wrap;'>Payment at maturity per security:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>If the securities have not been automatically redeemed prior to maturity, investors will receive (in addition to the contingent coupon with respect to the final observation date, if payable) a payment at maturity determined as follows: </font></FONT></P>
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-size: 9.0pt; ">&#8226;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>If the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the downside threshold level:</font></FONT></FONT></P>
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; padding-left: 39.6pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>stated principal amount</font></FONT></P>
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Arial, sans-serif; font-size: 9.0pt; ">&#8226;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>If the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the downside threshold level:</font></FONT></FONT></P>
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; padding-left: 39.6pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>stated principal amount &#215; performance factor</font></FONT></P>
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; padding-left: 19.8pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Under these circumstances, the payment at maturity will be significantly less than the stated principal amount and could be zero.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 9.0pt; font-weight: bold; "><font style='white-space: pre-wrap;'>Redemption determination dates:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>June 22, 2026, July 20, 2026, August 19, 2026, September 21, 2026, October 19, 2026, November 19, 2026, December 21, 2026, January 19, 2027, February 19, 2027, March 19, 2027, April 19, 2027 and May 19, 2027, subject to postponement for non-trading days and certain market disruption events.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 9.0pt; font-weight: bold; "><font style='white-space: pre-wrap;'>First redemption determination date:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>June 22, 2026. Under no circumstances will the securities be redeemed prior to the first redemption determination date.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 9.0pt; font-weight: bold; "><font style='white-space: pre-wrap;'>Early redemption dates:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>June 25, 2026, July 23, 2026, August 24, 2026, September 24, 2026, October 22, 2026, November 24, 2026, December 24, 2026, January 22, 2027, February 24, 2027, March 24, 2027, April 22, 2027 and May 24, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 9.0pt; font-weight: bold; "><font style='white-space: pre-wrap;'>Observation dates:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>As set forth under &#8220;Observation Dates and Coupon Payment Dates&#8221; below, subject to postponement for non-trading days and certain market disruption events.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 9.0pt; font-weight: bold; "><font style='white-space: pre-wrap;'>Coupon payment dates:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>As set forth under &#8220;Observation Dates and Coupon Payment Dates&#8221; below. If any coupon payment date is not a business day, the coupon payment with respect to such date, if any, will be made on the next succeeding business day and no adjustment will be made to any coupon payment made on that succeeding business day. The coupon payment, if any, with respect to the final observation date shall be made on the maturity date.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 9.0pt; font-weight: bold; "><font style='white-space: pre-wrap;'>Initial level:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$     , which is the closing level of the underlier on the strike date</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 9.0pt; font-weight: bold; "><font style='white-space: pre-wrap;'>Final level:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The closing level of the underlier on the final observation date</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 9.0pt; font-weight: bold; "><font style='white-space: pre-wrap;'>Closing level:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&#8220;Closing level&#8221; and &#8220;adjustment factor&#8221; have the meanings set forth under &#8220;General Terms of the Securities&#8212;Some Definitions&#8221; in the accompanying product supplement.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 9.0pt; font-weight: bold; "><font style='white-space: pre-wrap;'>Performance factor:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>final level / initial level</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #296DC1"><B>CUSIP:</B></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">61779TE29</FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #296DC1"><B>ISIN:</B></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; "><P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">US61779TE296</FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 9.0pt; font-weight: bold; "><font style='white-space: pre-wrap;'>Listing:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The securities will not be listed on any securities exchange.</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>2</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 8.8pt; margin-bottom: 8.8pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>Observation Dates and Coupon Payment Dates</font></FONT></P>
                <TABLE width="475.20pt" style="margin-left: auto; width: 475.20pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="237.60pt" style="width: 237.60pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="237.60pt" style="width: 237.60pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Observation Dates</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Coupon Payment Dates</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>January 20, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>January 23, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>February 19, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>February 24, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>March 19, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>March 24, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>April 20, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>April 23, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>May 19, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>May 22, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>June 22, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>June 25, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>July 20, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>July 23, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>August 19, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>August 24, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>September 21, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>September 24, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>October 19, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>October 22, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>November 19, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>November 24, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>December 21, 2026</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>December 24, 2026</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>January 19, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>January 22, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>February 19, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>February 24, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>March 19, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>March 24, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>April 19, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>April 22, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>May 19, 2027</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>May 24, 2027</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>June 21, 2027 (final observation date)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>June 24, 2027 (maturity date)</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>3</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Estimated Value of the Securities</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>The original issue price of each security is $1,000. This price includes costs associated with issuing, selling, structuring and hedging the securities, which are borne by you, and, consequently, the estimated value of the securities on the pricing date will be less than $1,000. Our estimate of the value of the securities as determined on the pricing date will be within the range specified on the cover hereof and will be set forth on the cover of the final pricing supplement.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>What goes into the estimated value on the pricing date?</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>In valuing the securities on the pricing date, we take into account that the securities comprise both a debt component and a performance-based component linked to the underlier. The estimated value of the securities is determined using our own pricing and valuation models, market inputs and assumptions relating to the underlier, instruments based on the underlier, volatility and other factors including current and expected interest rates, as well as an interest rate related to our secondary market credit spread, which is the implied interest rate at which our conventional fixed rate debt trades in the secondary market.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>What determines the economic terms of the securities?</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>In determining the economic terms of the securities, we use an internal funding rate, which is likely to be lower than our secondary market credit spreads and therefore advantageous to us. If the issuing, selling, structuring and hedging costs borne by you were lower or if the internal funding rate were higher, one or more of the economic terms of the securities would be more favorable to you.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>What is the relationship between the estimated value on the pricing date and the secondary market price of the securities?</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>The price at which MS &amp; Co. purchases the securities in the secondary market, absent changes in market conditions, including those related to the underlier, may vary from, and be lower than, the estimated value on the pricing date, because the secondary market price takes into account our secondary market credit spread as well as the bid-offer spread that MS &amp; Co. would charge in a secondary market transaction of this type and other factors. However, because the costs associated with issuing, selling, structuring and hedging the securities are not fully deducted upon issuance, to the extent that MS &amp; Co. may buy or sell the securities in the secondary market during the amortization period specified herein, absent changes in market conditions, including those related to the underlier, and to our secondary market credit spreads, it would do so based on values higher than the estimated value. We expect that those higher values will also be reflected in your brokerage account statements.</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>MS &amp; Co. may, but is not obligated to, make a market in the securities, and, if it once chooses to make a market, may cease doing so at any time.</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>4</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Hypothetical Examples</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>The following hypothetical examples illustrate how to determine whether the securities will be automatically redeemed with respect to a redemption determination date, whether a contingent coupon is payable with respect to an observation date and how to calculate the payment at maturity if the securities have not been automatically redeemed prior to maturity. The following examples are for illustrative purposes only. Whether the securities are automatically redeemed prior to maturity will be determined by reference to the closing level of the underlier on each redemption determination date. Whether you receive a contingent coupon will be determined by reference to the closing level of the underlier on each observation date. The payment at maturity will be determined by reference to the closing level of the underlier on the final observation date. The actual initial level, call threshold level, coupon barrier level and downside threshold level will be determined on the strike date. All payments on the securities are subject to our credit risk. The numbers in the hypothetical examples below may have been rounded for ease of analysis. The below examples are based on the following terms:</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: -5.94pt; width: 594.00pt; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="198.00pt" style="width: 198.00pt; border: 0; margin: 0; padding: 0; height: 0; "></TD>
                        <TD width="396.00pt" style="width: 396.00pt; border: 0; margin: 0; padding: 0; height: 0; "></TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; "><P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #296DC1"><B>Stated
                            principal amount:</B></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; "><P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">$1,000
                            per security</FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; "><P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #296DC1"><B>Hypothetical
                            initial level:</B></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; "><P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">$100.00*</FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; "><P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #296DC1"><B>Hypothetical
                            call threshold level:</B></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; "><P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">$100.00,
                            which is 100% of the hypothetical initial level</FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; "><P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #296DC1"><B>Hypothetical
                            coupon barrier level:</B></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; "><P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">$65.00,
                            which is 65% of the hypothetical initial level</FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; "><P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #296DC1"><B>Hypothetical
                            downside threshold level:</B></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; "><P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">$65.00,
                            which is 65% of the hypothetical initial level</FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; "><P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #296DC1"><B>Contingent
                            coupon:</B></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; "><P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">10.50%
                            <I>per annum </I>(corresponding to approximately $8.75 per interest period per security). The actual contingent
                            coupon will be an amount determined by the calculation agent based on the number of days in the applicable
                            payment period, calculated on a 30/360 day-count basis. The hypothetical contingent coupon of $8.75 is used
                            in these examples for ease of analysis.</FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 3.3pt; margin-bottom: 6.6pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>*The hypothetical initial level of $100.00 for the underlier has been chosen for illustrative purposes only and does not represent the actual initial level of the underlier. Please see &#8220;Historical Information&#8221; below for historical data regarding the actual closing levels of the underlier.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 11.0pt; "><font style='white-space: pre-wrap;'>How to determine whether the securities will be automatically redeemed with respect to a redemption determination date:</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="166.32pt" style="width: 166.32pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="213.84pt" style="width: 213.84pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="213.84pt" style="width: 213.84pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Closing Level of the Underlier</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Early Redemption Payment</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical Redemption Determination Date #1</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$65.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the call threshold level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>N/A</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical Redemption Determination Date #2</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$110.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the call threshold level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000 + $8.75 (t</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>he stated principal amount + the contingent coupon with respect to the related interest period)</font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>For more information, please see &#8220;How to determine whether a contingent coupon is payable with respect to an observation date (if the securities have not been previously automatically redeemed)&#8221; below.</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>On hypothetical redemption determination date #1, because the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the call threshold level, the securities are not automatically redeemed on the related early redemption date.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>On hypothetical redemption determination date #2, because the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the call threshold level, the securities are automatically redeemed on the related early redemption date for an early redemption payment equal to </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the stated principal amount </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>plus</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the contingent coupon with respect to the related interest period. No further payments are made on the securities once they have been automatically redeemed.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>If the closing level of the underlier is less than the call threshold level on each redemption determination date, the securities will not be automatically redeemed prior to maturity.</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>5</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 11.0pt; "><font style='white-space: pre-wrap;'>How to determine whether a contingent coupon is payable with respect to an observation date (if the securities have not been previously automatically redeemed):</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="166.32pt" style="width: 166.32pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="213.84pt" style="width: 213.84pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="213.84pt" style="width: 213.84pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Closing Level of the Underlier</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Payment per Security</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical Observation Date #1</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$90.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the coupon barrier level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$8.75</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical Observation Date #2</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$30.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the coupon barrier level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$0</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hypothetical Observation Date #3</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$120.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the coupon barrier level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000 + $8.75 (t</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>he stated principal amount + the contingent coupon with respect to the related interest period)</font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>For more information, please see &#8220;How to determine whether the securities will be automatically redeemed with respect to a redemption determination date&#8221; above.</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>On hypothetical observation date #1, because the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the coupon barrier level, the contingent coupon is paid on the related coupon payment date. </font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>On hypothetical observation date #2, because the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the coupon barrier level, no contingent coupon is paid on the related coupon payment date. </font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>On hypothetical observation date #3, the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the coupon barrier level. Because the closing level of the underlier is also </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the call threshold level, the securities are automatically redeemed for an early redemption payment equal to </font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the stated principal amount </font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>plus</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the contingent coupon with respect to the related interest period. No further payments are made on the securities once they have been automatically redeemed.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>If the closing level of the underlier is less than the coupon barrier level on each observation date, you will not receive any contingent coupons for the entire term of the securities.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 11.0pt; "><font style='white-space: pre-wrap;'>How to calculate the payment at maturity (if the securities have not been automatically redeemed):</font></FONT></P>
                <P style="margin-top: 3.63pt; margin-bottom: 7.26pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The hypothetical examples below illustrate how to calculate the payment at maturity if the securities have not been automatically redeemed prior to maturity. </font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="71.28pt" style="width: 71.28pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="261.36pt" style="width: 261.36pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="261.36pt" style="width: 261.36pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Final Level</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Payment at Maturity per Security</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Example #1</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$130.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the downside threshold level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000 + $8.75 (t</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>he stated principal amount + the contingent coupon with respect to the final observation date)</font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>For more information, please see &#8220;How to determine whether a contingent coupon is payable with respect to an observation date (if the securities have not been previously automatically redeemed)&#8221; above.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Example #2</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$20.00 (</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the downside threshold level)</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                            <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000 &#215; performance factor = $1,000 &#215; ($20.00 / $100.00) = $200.00</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>In example #1, the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the downside threshold level. Therefore, investors receive at maturity the stated principal amount. Because the final level is also </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the coupon barrier level, investors receive the contingent coupon with respect to the final observation date. Investors do not participate in any appreciation of the underlier.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>In example #2, the final level is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'> the downside threshold level. Therefore, investors receive at maturity a payment that reflects a loss of 1% of principal for each 1% decline in the level of the underlier. Moreover, because the final level is also </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>the coupon barrier level, investors do not receive a contingent coupon with respect to the final observation date.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>If the securities have not been automatically redeemed prior to maturity and the final level is less than the downside threshold level, you will be exposed to the negative performance of the underlier at maturity, and your payment at maturity will be significantly less than the stated principal amount of the securities and could be zero.</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>6</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Risk Factors</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>This section describes the material risks relating to the securities. For further discussion of these and other risks, you should read the section entitled &#8220;Risk Factors&#8221; in the accompanying product supplement and prospectus. We also urge you to consult with your investment, legal, tax, accounting and other advisers in connection with your investment in the securities.</font></FONT></P>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; text-decoration-style: solid; text-decoration-line: underline; font-size: 12.0pt; "><U><font style='white-space: pre-wrap;'>Risks Relating to an Investment in the Securities</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The securities do not guarantee the return of any principal. </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The terms of the securities differ from those of ordinary debt securities in that they do not guarantee the repayment of any principal. If the securities have not been automatically redeemed prior to maturity and the final level is </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> the downside threshold level, the payout at maturity will be an amount in cash that is significantly less than the stated principal amount of each security, and you will lose an amount proportionate to the full decline in the level of the underlier over the term of the securities. </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>There is no minimum payment at maturity on the securities, and, accordingly, you could lose your entire initial investment in the securities.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The securities do not provide for the regular payment of interest. </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The terms of the securities differ from those of ordinary debt securities in that they do not provide for the regular payment of interest. Instead, the securities will pay a contingent coupon on a coupon payment date </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>but only if</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the coupon barrier level on the related observation date. However, if the closing level of the underlier is </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>less than </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>the coupon barrier level on any observation date, we will pay no coupon with respect to the applicable interest period. It is possible that the closing level of the underlier will remain below the coupon barrier level for extended periods of time or even throughout the entire term of the securities so that you will receive few or no contingent coupons. If you do not earn sufficient contingent coupons over the term of the securities, the overall return on the securities may be less than the amount that would be paid on a conventional debt security of ours of comparable maturity.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Payment of the contingent coupon is based on the closing level of the underlier on only the related observation date at the end of the related interest period. </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Whether the contingent coupon will be paid on any coupon payment date will be determined at the end of the related interest period based on the closing level of the underlier on the related observation date. As a result, you will not know whether you will receive the contingent coupon on a coupon payment date until near the end of the relevant interest period. Moreover, because the contingent coupon is based solely on the closing level of the underlier on the observation dates, if the closing level of the underlier on any observation date is </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>less than</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> the coupon barrier level, you will receive no coupon with respect to the related interest period, even if the closing level of the underlier was </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>greater than or equal to</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> the coupon barrier level on other days during that interest period.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Investors will not participate in any appreciation in the value of the underlier. </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Investors will not participate in any appreciation in the value of the underlier from the strike date to the final observation date, and the return on the securities will be limited to the contingent coupons that are paid with respect to the observation dates on which the closing level of the underlier is </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>greater than or equal to</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> the coupon barrier level. It is possible that the closing level of the underlier will remain below the coupon barrier level for extended periods of time or even throughout the entire term of the securities so that you will receive few or no contingent coupons.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The securities are subject to early redemption risk.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> The term of your investment in the securities may be shortened due to the automatic early redemption feature of the securities. If the securities are automatically redeemed prior to maturity, you will receive no further payments on the securities, may be forced to invest in a lower interest rate environment and may not be able to reinvest at comparable terms or returns. However, under no circumstances will the securities be redeemed prior to the first redemption determination date.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The market price of the securities may be influenced by many unpredictable factors.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Several factors, many of which are beyond our control, will influence the value of the securities in the secondary market and the price at which MS &amp; Co. may be willing to purchase or sell the securities in the secondary market. We expect that generally the value of the underlier at any time will affect the value of the securities more than any other single factor. Other factors that may influence the value of the securities include:</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the volatility (frequency and magnitude of changes in value) of the underlier;</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>interest and yield rates in the market;</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>dividend rates on the underlier;</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>geopolitical conditions and economic, financial, political, regulatory or judicial events that affect the underlier or equity markets generally; </font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the availability of comparable instruments;</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the occurrence of certain events affecting the underlier that may or may not require an adjustment to the adjustment factor;</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the composition of the underlier and changes in the component securities of the underlier;</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the time remaining until the securities mature; and</font></FONT></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>7</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>any actual or anticipated changes in our credit ratings or credit spreads.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 19.8pt; "><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Some or all of these factors will influence the price that you will receive if you sell your securities prior to maturity. Generally, the longer the time remaining to maturity, the more the market price of the securities will be affected by the other factors described above. For example, you may have to sell your securities at a substantial discount from the stated principal amount if, at the time of sale, the closing level of the underlier is at, below or not sufficiently above the downside threshold level and/or coupon barrier level, or if market interest rates rise.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 19.8pt; "><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>You can review the historical closing levels of the underlier in the section of this document called &#8220;Historical Information.&#8221; You cannot predict the future performance of the underlier based on its historical performance. The value of the underlier may be, and has recently been, volatile, and we can give you no assurance that the volatility will lessen. There can be no assurance that the closing level of the underlier will be </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the coupon barrier level on any observation date so that you will receive a contingent coupon with respect to the applicable interest period, or that the final level will be </font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>greater than or equal to </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>the downside threshold level so that you do not suffer a significant loss on your initial investment in the securities.  </font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The securities are subject to our credit risk, and any actual or anticipated changes to our credit ratings or credit spreads may adversely affect the market value of the securities.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> You are dependent on our ability to pay all amounts due on the securities, and, therefore, you are subject to our credit risk. The securities are not guaranteed by any other entity. If we default on our obligations under the securities, your investment would be at risk and you could lose some or all of your investment. As a result, the market value of the securities prior to maturity will be affected by changes in the market&#8217;s view of our creditworthiness. Any actual or anticipated decline in our credit ratings or increase in the credit spreads charged by the market for taking our credit risk is likely to adversely affect the market value of the securities.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>As a finance subsidiary, MSFL has no independent operations and will have no independent assets.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> As a finance subsidiary, MSFL has no independent operations beyond the issuance and administration of its securities and will have no independent assets available for distributions to holders of MSFL securities if they make claims in respect of such securities in a bankruptcy, resolution or similar proceeding. Accordingly, any recoveries by such holders will be limited to those available under the related guarantee by Morgan Stanley and that guarantee will rank </font></FONT><FONT style="font-style: italic; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>pari passu</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> with all other unsecured, unsubordinated obligations of Morgan Stanley. Holders will have recourse only to a single claim against Morgan Stanley and its assets under the guarantee. Holders of securities issued by MSFL should accordingly assume that in any such proceedings they would not have any priority over and should be treated </font></FONT><FONT style="font-style: italic; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>pari passu</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> with the claims of other unsecured, unsubordinated creditors of Morgan Stanley, including holders of Morgan Stanley-issued securities.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The rate we are willing to pay for securities of this type, maturity and issuance size is likely to be lower than the rate implied by our secondary market credit spreads and advantageous to us. Both the lower rate and the inclusion of costs associated with issuing, selling, structuring and hedging the securities in the original issue price reduce the economic terms of the securities, cause the estimated value of the securities to be less than the original issue price and will adversely affect secondary market prices.</font></FONT><FONT style="font-size: 9.0pt; background-color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Assuming no change in market conditions or any other relevant factors, the prices, if any, at which dealers, including MS &amp; Co., may be willing to purchase the securities in secondary market transactions will likely be significantly lower than the original issue price, because secondary market prices will exclude the issuing, selling, structuring and hedging-related costs that are included in the original issue price and borne by you and because the secondary market prices will reflect our secondary market credit spreads and the bid-offer spread that any dealer would charge in a secondary market transaction of this type as well as other factors.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 19.8pt; "><FONT style="font-size: 9.0pt; background-color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The inclusion of the costs of issuing, selling, structuring and hedging the securities in the original issue price and the lower rate we are willing to pay as issuer make the economic terms of the securities less favorable to you than they otherwise would be.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 19.8pt; "><FONT style="font-size: 9.0pt; background-color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>However, because the costs associated with issuing, selling, structuring and hedging the securities are not fully deducted upon issuance, to the extent that MS &amp; Co. may buy or sell the securities in the secondary market during the amortization period specified herein, absent changes in market conditions, including those related to the underlier, and to our secondary market credit spreads, it would do so based on values higher than the estimated value, and we expect that those higher values will also be reflected in your brokerage account statements.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The estimated value of the securities is determined by reference to our pricing and valuation models, which may differ from those of other dealers and is not a maximum or minimum secondary market price.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> These pricing and valuation models are proprietary and rely in part on subjective views of certain market inputs and certain assumptions about future events, which may prove to be incorrect. As a result, because there is no market-standard way to value these types of securities, our models may yield a higher estimated value of the securities than those generated by others, including other dealers in the market, if they attempted to value the securities. In addition, the estimated value on the pricing date does not represent a minimum or maximum price at which dealers, including MS &amp; Co., would be willing to purchase your securities in the secondary market (if any exists) at any time. The value of your securities at any time after the date of this document will vary based on many factors that cannot be predicted with accuracy, including our creditworthiness and changes in market conditions. See also &#8220;The market price of the securities may be influenced by many unpredictable factors&#8221; above.</font></FONT></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>8</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The securities will not be listed on any securities exchange and secondary trading may be limited. </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The securities will not be listed on any securities exchange. Therefore, there may be little or no secondary market for the securities. MS &amp; Co. may, but is not obligated to, make a market in the securities and, if it once chooses to make a market, may cease doing so at any time. When it does make a market, it will generally do so for transactions of routine secondary market size at prices based on its estimate of the current value of the securities, taking into account its bid/offer spread, our credit spreads, market volatility, the notional size of the proposed sale, the cost of unwinding any related hedging positions, the time remaining to maturity and the likelihood that it will be able to resell the securities. Even if there is a secondary market, it may not provide enough liquidity to allow you to trade or sell the securities easily. Since other broker-dealers may not participate significantly in the secondary market for the securities, the price at which you may be able to trade your securities is likely to depend on the price, if any, at which MS &amp; Co. is willing to transact. If, at any time, MS &amp; Co. were to cease making a market in the securities, it is likely that there would be no secondary market for the securities. Accordingly, you should be willing to hold your securities to maturity.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>As discussed in more detail in the accompanying product supplement, investing in the securities is not equivalent to investing in the underlier(s).</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; line-height: 11.5pt; margin-bottom: 0; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The U.S. federal income tax consequences of an investment in the securities are uncertain.</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> There is no direct legal authority regarding the proper U.S. federal income tax treatment of the securities, and significant aspects of the tax treatment of the securities are uncertain. Moreover, non-U.S. investors should note that persons having withholding responsibility in respect of the securities are, absent an exception, expected to withhold on any coupon paid to a non-U.S. investor, generally at a rate of 30%. We will not pay any additional amounts in respect of such withholding. You should review carefully the section entitled &#8220;United States Federal Income Tax Considerations&#8221; herein, in combination with the section entitled &#8220;United States Federal Income Tax Considerations&#8221; in the accompanying product supplement, and consult your tax adviser regarding the U.S. federal income tax consequences of an investment in the securities.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; text-decoration-style: solid; text-decoration-line: underline; font-size: 12.0pt; "><U><font style='white-space: pre-wrap;'>Risks Relating to the </font></U><U><font style='white-space: pre-wrap;'>Underlier</font></U><U><font style='white-space: pre-wrap;'>(s)</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-style: italic; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Because your return on the securities will depend upon the performance of the underlier(s), the securities are subject to the following risk(s), as discussed in more detail in the accompanying product supplement.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Adjustments to an underlying fund or the index tracked by such underlying fund could adversely affect the value of the securities. </font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The performance and market price of an underlying fund, particularly during periods of market volatility, may not correlate with the performance of its share underlying index, the performance of the component securities of its share underlying index or the net asset value per share of such underlying fund.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The anti-dilution adjustments the calculation agent is required to make do not cover every event that could affect an underlying fund.</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>There are risks associated with investments in securities linked to the value of foreign equity securities.</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; margin-left: 59.40pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Securities linked to certain underliers are subject to currency exchange risk.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; line-height: 11.5pt; margin-bottom: 0; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The VanEck</font></FONT><FONT style="font-weight: bold; font-size: 7pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Gold Miners ETF has announced a change to the share underlying index that it tracks</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>. Prior to market close on September 19, 2025, the VanEck</font></FONT><FONT style="font-size: 7pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Gold Miners ETF&#8217;s share underlying index was the NYSE Arca Gold Miners Index. After market close on September 19, 2025, the VanEck</font></FONT><FONT style="font-size: 7pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Gold Miners ETF &#8217;s share underling index changed to the MarketVector Global Gold Miners Index. The MarketVector Global Gold Miners Index differs from the NYSE Arca Gold Miners Index, including in the use of different market capitalization criteria for inclusion in the index and different weighting schemes. Accordingly, the composition of the VanEck</font></FONT><FONT style="font-size: 7pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Gold Miners ETF changed as a result of this transition. In connection with this change, the VanEck</font></FONT><FONT style="font-size: 7pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Gold Miners ETF may have experienced, and may continue to experience, additional portfolio turnover, and the VanEck</font></FONT><FONT style="font-size: 7pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Gold Miners ETF may have experienced, and may continue to experience, higher tracking error than had been typical for the VanEck</font></FONT><FONT style="font-size: 7pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Gold Miners ETF. This change could have adversely affected, and may continue to adversely affect, the performance of the VanEck</font></FONT><FONT style="font-size: 7pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Gold Miners ETF and, in turn, your return on the securities. In addition, when evaluating the historical performance of the VanEck</font></FONT><FONT style="font-size: 7pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Gold Miners ETF included below, you should bear in mind that the historical performance of the VanEck</font></FONT><FONT style="font-size: 7pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Gold Miners ETF might have been meaningfully different had the VanEck</font></FONT><FONT style="font-size: 7pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Gold Miners ETF tracked the MarketVector Global Gold Miners Index prior to September 19, 2025. </font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; line-height: 11.0pt; margin-bottom: 0; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-weight: bold; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The securities are subject to risks associated with the gold and silver mining industry. </font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Because the securities are linked to the VanEck</font></FONT><FONT style="font-size: 7pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Gold Miners ETF, the securities are subject to certain risks applicable to the gold and silver mining industry. The stocks included in the MarketVector Global Gold Miners Index and that are generally tracked by the VanEck</font></FONT><FONT style="font-size: 7pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Gold Miners ETF are stocks of companies primarily engaged in the mining of gold or silver. The VanEck</font></FONT><FONT style="font-size: 7pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Gold Miners ETF may be subject to increased price volatility as it is linked to a single industry, market or sector, and may be more susceptible to adverse economic, market, political or regulatory occurrences affecting that industry, market or sector.</font></FONT></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>9</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; line-height: 11.0pt; padding-left: 19.8pt; margin-bottom: 0; "><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Because the VanEck</font></FONT><FONT style="font-size: 7pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Gold Miners ETF primarily invests in stocks, American Depositary Receipts (&#8220;ADRs&#8221;) and Global Depositary Receipts (&#8220;GDRs&#8221;) of companies that are involved in the gold mining industry, the VanEck</font></FONT><FONT style="font-size: 7pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Gold Miners ETF is subject to certain risks associated with such companies. </font></FONT></P>
                <P style="margin-top: 6.6pt; line-height: 11.0pt; padding-left: 19.8pt; margin-bottom: 0; "><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Competitive pressures may have a significant effect on the financial condition of companies in the gold mining industry. Also, gold mining companies are highly dependent on the price of gold. Gold prices are subject to volatile price movements over short periods of time and are affected by numerous factors. These include economic factors, including, among other things, the structure of and confidence in the global monetary system, expectations of the future rate of inflation, the relative strength of, and confidence in, the U.S. dollar (the currency in which the price of gold is generally quoted), interest rates and gold borrowing and lending rates, and global or regional economic, financial, political, regulatory, judicial or other events. Gold prices may also be affected by industry factors such as industrial and jewelry demand, lending, sales and purchases of gold by the official sector, including central banks and other governmental agencies and multilateral institutions which hold gold, levels of gold production and production costs, and short-term changes in supply and demand because of trading activities in the gold market. </font></FONT></P>
                <P style="margin-top: 6.6pt; line-height: 11.0pt; padding-left: 19.8pt; margin-bottom: 0; "><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The VanEck</font></FONT><FONT style="font-size: 7pt; vertical-align: super; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'> Gold Miners ETF invests to a lesser extent in stocks, ADRs and GDRs of companies involved in the silver mining industry. Silver mining companies are highly dependent on the price of silver. Silver prices can fluctuate widely and may be affected by numerous factors. These include general economic trends, technical developments, substitution issues and regulation, as well as specific factors including industrial and jewelry demand, expectations with respect to the rate of inflation, the relative strength of the U.S. dollar (the currency in which the price of silver is generally quoted) and other currencies, interest rates, central bank sales, forward sales by producers, global or regional political or economic events, and production costs and disruptions in major silver producing countries. The supply of silver consists of a combination of new mine production and existing stocks of bullion and fabricated silver held by governments, public and private financial institutions, industrial organizations and private individuals. In addition, the price of silver has on occasion been subject to very rapid short-term changes due to speculative activities. From time to time, above-ground inventories of silver may also influence the market. The major end-uses for silver include industrial applications, jewelry, photography and silverware.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; text-decoration-style: solid; text-decoration-line: underline; font-size: 12.0pt; "><U><font style='white-space: pre-wrap;'>Risks Relating to </font></U><U><font style='white-space: pre-wrap;'>Conflicts of Interest</font></U></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-style: italic; font-size: 9.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>In engaging in certain activities described below and as discussed in more detail in the accompanying product supplement, our affiliates may take actions that may adversely affect the value of and your return on the securities, and in so doing they will have no obligation to consider your interests as an investor in the securities.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; background-color: #FFFFFF; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>The calculation agent, which is a subsidiary of Morgan Stanley and an affiliate of MSFL, will make determinations with respect to the securities. </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>As calculation agent, MS &amp; Co. will make any determinations necessary to calculate any payment(s) on the securities. Moreover, certain determinations made by MS &amp; Co., in its capacity as calculation agent, may require it to exercise discretion and make subjective judgments, which may adversely affect your return on the securities. In addition, MS &amp; Co. has determined the estimated value of the securities on the pricing date.</font></FONT></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #A3C4EB; font-size: 12.0pt; background-color: #FFFFFF; ">&#65517;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>Hedging and trading activity by our affiliates could potentially adversely affect the value of the securities.</font></FONT></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>10</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 1.2; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Historical Information</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>VanEck</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; vertical-align: super; font-size: 10pt; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 12.0pt; "><font style='white-space: pre-wrap;'> Gold Miners ETF Overview</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 10.0pt; "><font style='white-space: pre-wrap;'>Bloomberg Ticker Symbol: </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-variant: small-caps; color: #7A797F; font-size: 10.0pt; "><font style='white-space: pre-wrap;'>GDX UP</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>The VanEck</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; background-color: #FFFFFF; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'> Gold Miners ETF is an exchange-traded fund that seeks investment results that correspond generally to the price and yield performance, before fees and expenses, of its share underlying index, which is the MarketVector Global Gold Miners Index. The underlying fund manager with respect to the VanEck</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; background-color: #FFFFFF; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'> Gold Miners ETF is VanEck</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; background-color: #FFFFFF; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'> ETF Trust, which is a registered investment company. It is possible that the underlier may not fully replicate the performance of its share underlying index due to the temporary unavailability of certain securities in the secondary market or due to other extraordinary circumstances. Prior to market close on September 19, 2025, the VanEck</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; background-color: #FFFFFF; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'> Gold Miners ETF share underlying index was the NYSE Arca Gold Miners Index. Information provided to or filed with the Securities and Exchange Commission by the underlying fund manager pursuant to the Securities Act of 1933 and the Investment Company Act of 1940 can be located by reference to Securities and Exchange Commission file numbers 333-123257 and 811-10325, respectively, through the Securities and Exchange Commission&#8217;s website at www.sec.gov. In addition, information regarding the underlier may be obtained from other sources including, but not limited to, press releases, newspaper articles and other publicly disseminated documents. </font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 9.0pt; background-color: #FFFFFF; "><font style='white-space: pre-wrap;'>Neither we nor the agent makes any representation that such publicly available documents or any other publicly available information regarding the underlier is accurate or complete.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The closing level of the underlier on November 28, 2025 was $83.23. The following graph sets forth the daily closing levels of the underlier for the period noted below. We obtained the historical information presented in this document from Bloomberg Financial Markets, without independent verification. The underlier has at times experienced periods of high volatility. You should not take the historical closing levels of the underlier as an indication of its future performance, and no assurance can be given as to the closing level of the underlier at any time.</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.2; text-align: center; "><FONT style="font-size: 9.0pt; font-weight: bold; font-family: Arial, sans-serif; color: #306DC1; "><font style='white-space: pre-wrap;'>Underlier Daily Closing Levels</font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.2; text-align: center; "><FONT style="font-size: 9.0pt; font-weight: bold; font-family: Arial, sans-serif; color: #306DC1; "><font style='white-space: pre-wrap;'>January 1, 2020 to November 28, 2025</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.2; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; ">                                    <IMG width="578.16pt" height="262.31pt" src="image1.gif" style="width: 578.16pt; height: 262.31pt; ">
                                    </FONT></P>
&nbsp;
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>This document relates only to the securities referenced hereby and does not relate to the underlier. We have derived all disclosures contained in this document regarding the underlier from the publicly available documents described above. In connection with this offering of securities, neither we nor the agent has participated in the preparation of such documents or made any due diligence inquiry with respect to the underlier. Neither we nor the agent makes any representation that such publicly available documents or any other publicly available information regarding the underlier is accurate or complete. Furthermore, we cannot give any assurance that all events occurring prior to the date hereof (including events that would affect the accuracy or completeness of the publicly available documents described above) that would affect the trading price of the underlier (and therefore the closing level of the underlier on the strike date) have been publicly disclosed. Subsequent disclosure of any such events or the disclosure of or failure to disclose material future events concerning the underlier could affect the value received with respect to the securities and therefore the value of the securities.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Neither we nor any of our affiliates makes any representation to you as to the performance of the underlier.</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>11</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>We and/or our affiliates may presently or from time to time engage in business with the underlying fund manager. In the course of such business, we and/or our affiliates may acquire non-public information with respect to the underlier, and neither we nor any of our affiliates undertakes to disclose any such information to you. In addition, one or more of our affiliates may publish research reports with respect to the underlier. The statements in the preceding two sentences are not intended to affect the rights of investors in the securities under the securities laws. You should undertake an independent investigation of the underlier as in your judgment is appropriate to make an informed decision with respect to an investment linked to the underlier.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The securities are not sponsored, endorsed, sold, or promoted by the underlying fund manager. The underlying fund manager makes no representations or warranties to the owners of the securities or any member of the public regarding the advisability of investing in the securities. The underlying fund manager has no obligation or liability in connection with the operation, marketing, trading or sale of the securities.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-style: italic; color: #006FC0; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>MarketVector Global Gold Miners Index</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>. The MarketVector Global Gold Miners Index is a float-adjusted market capitalization weighted index comprised of publicly traded companies involved primarily in the mining of gold and silver. The MarketVector Global Gold Miners Index includes common stocks, ADRs or GDRs of selected companies involved in the mining for gold and silver ore and are listed for trading and electronically quoted on a major stock market that is accessible by foreign investors</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>12</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Additional Terms of the Securities</font></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Please read this information in conjunction with the terms on the cover of this document.</font></FONT></P>
                <TABLE width="100.00%" style="margin-left: auto; width: 100.00%; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="29.33%" style="width: 29.33%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="80.67%" style="width: 80.67%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; font-size: 10.0pt; font-weight: bold; color: #FFFFFF; "><font style='white-space: pre-wrap;'>Additional Terms:</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-size: 8.5pt; background-color: #FFFFFF; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>If the terms described herein are inconsistent with those described in the accompanying product supplement or prospectus, the terms described herein shall control.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Denominations:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-size: 8.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>$1,000 per security and integral multiples thereof</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Day-count convention:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Interest will be computed on the basis of a 360-day year of twelve 30-day months.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Interest period:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-size: 8.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The period from and including the original issue date (in the case of the first interest period) or the previous scheduled coupon payment date, as applicable, to but excluding the following scheduled coupon payment date, with no adjustment for any postponement thereof.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Amortization period:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-size: 8.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The 6-month period following the issue date</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Trustee:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-size: 8.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The Bank of New York Mellon</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Calculation agent:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Morgan Stanley &amp; Co. LLC (&#8220;MS &amp; Co.&#8221;)</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>13</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; "><FONT style="color: #296DC1; font-size: 16.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Additional Information About the Securities</font></FONT></P>
                <TABLE width="100.00%" style="margin-left: auto; width: 100.00%; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="29.33%" style="width: 29.33%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="80.67%" style="width: 80.67%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD colspan="2" style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #296DC1; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; font-size: 10.0pt; font-weight: bold; color: #FFFFFF; "><font style='white-space: pre-wrap;'>Additional Information:</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Minimum ticketing size:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>$1,000 / 1 security</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>United States federal income tax considerations:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>You should review carefully the section in the accompanying product supplement entitled &#8220;United States Federal Income Tax Considerations.&#8221; The following discussion, when read in combination with that section, constitutes the full opinion of our counsel, Davis Polk &amp; Wardwell LLP, regarding the material U.S. federal income tax consequences of owning and disposing of the securities. </font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Generally, this discussion assumes that you purchased the securities for cash in the original issuance at the stated issue price and does not address other circumstances specific to you, including consequences that may arise due to any other investments relating to an underlier. You should consult your tax adviser regarding the effect any such circumstances may have on the U.S. federal income tax consequences of your ownership of a security.</font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>In the opinion of our counsel, which is based on current market conditions, it is reasonable to treat the securities for U.S. federal income tax purposes as prepaid financial contracts with associated coupons, and any coupons as ordinary income, as described in the section entitled &#8220;United States Federal Income Tax Considerations&#8212;Tax Consequences to U.S. Holders&#8212;Securities Treated as Prepaid Financial Contracts with Associated Coupons&#8221; in the accompanying product supplement. There is uncertainty regarding this treatment, and the IRS or a court might not agree with it. Moreover, because this treatment of the securities and our counsel&#8217;s opinion are based on market conditions as of the date of this preliminary pricing supplement, each is subject to confirmation on the pricing date. A different tax treatment could be adverse to you. </font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>We do not plan to request a ruling from the IRS regarding the treatment of the securities. An alternative characterization of the securities could materially and adversely affect the tax consequences of ownership and disposition of the securities, including the timing and character of income recognized. In particular, there is a risk that the securities could be characterized as debt instruments for U.S. federal income tax purposes, in which case the tax consequences of an investment in the securities could be different from those described herein and possibly adverse to certain investors. In addition, the U.S. Treasury Department and the IRS have requested comments on various issues regarding the U.S. federal income tax treatment of &#8220;prepaid forward contracts&#8221; and similar financial instruments and have indicated that such transactions may be the subject of future regulations or other guidance. Furthermore, members of Congress have proposed legislative changes to the tax treatment of derivative contracts. Any legislation, Treasury regulations or other guidance promulgated after consideration of these issues could materially and adversely affect the tax consequences of an investment in the securities, possibly with retroactive effect. </font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Non-U.S. Holders. </font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>The U.S. federal income tax treatment of the coupons is unclear. To the extent that we have withholding responsibility in respect of the securities, we would expect generally to treat the coupons paid to Non-U.S. Holders (as defined in the accompanying product supplement) as subject to U.S. withholding tax. Moreover, you should expect that, if the applicable withholding agent determines that withholding tax should apply, it will be at a rate of 30% (or lower treaty rate). In order to claim an exemption from, or a reduction in, the 30% withholding under an applicable treaty, you may need to comply with certification requirements to establish that you are not a U.S. person and are eligible for such an exemption or reduction under an applicable tax treaty. You should consult your tax adviser regarding the tax treatment of the coupons. </font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>As discussed under &#8220;United States Federal Income Tax Considerations&#8212;Tax Consequences to Non-U.S. Holders&#8212;Dividend Equivalents under Section 871(m) of the Code&#8221; in the accompanying product supplement, Section 871(m) of the Internal Revenue Code and Treasury regulations promulgated thereunder (&#8220;Section 871(m)&#8221;) generally impose a 30% withholding tax on dividend equivalents paid or deemed paid to Non-U.S. Holders with respect to certain financial instruments linked to U.S. equities or indices that include U.S. equities.  The Treasury regulations, as modified by an IRS notice, exempt financial instruments issued prior to January 1, 2027 that do not have a &#8220;delta&#8221; of one.  Based on certain determinations made by us, we expect that Section 871(m) will not apply to the securities with regard to Non-U.S. Holders. Our determination is not binding on the IRS, and the IRS may disagree with this determination. If necessary, further information regarding the potential application of Section 871(m) will be provided in the final pricing supplement for the securities.</font></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 10.0pt; text-indent: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>We will not be required to pay any additional amounts with respect to U.S. federal withholding taxes.</font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>You should consult your tax adviser regarding the U.S. federal income tax consequences of an investment in the securities, including possible alternative treatments, as well as tax consequences arising under the laws of any state, local or non-U.S. taxing jurisdiction.</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>14</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 594.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <P style="text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #7A797F; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                <TABLE width="594.00pt" style="margin-left: auto; width: 594.00pt; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="594.00pt" style="width: 594.00pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; border-top:  0.25pt solid #296DC1; border-bottom:  0.25pt solid #296DC1; ">
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; color: #296DC1; "><font style='white-space: pre-wrap;'>Contingent Income Auto-Callable Securities</font></FONT></P>
                            <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #7A797F; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <TABLE width="100.00%" style="margin-left: auto; width: 100.00%; table-layout: fixed; border-collapse: collapse; margin-right: auto; ">
                    <TR>
                        <TD width="29.33%" style="width: 29.33%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="80.67%" style="width: 80.67%; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Additional </font></FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 8.0pt; "></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>considerations:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Client accounts over which Morgan Stanley, Morgan Stanley Wealth Management or any of their respective subsidiaries have investment discretion are not permitted to purchase the securities, either directly or indirectly.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Supplemental information regarding plan of distribution; conflicts of interest:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; background-color: #DCEBF4; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Selected dealers and their financial advisors will collectively receive from the agent, MS &amp; Co., a fixed sales commission of $    for each security they sell.</font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>MS &amp; Co. is an affiliate of MSFL and a wholly owned subsidiary of Morgan Stanley, and it and other affiliates of ours expect to make a profit by selling, structuring and, when applicable, hedging the securities. </font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>MS &amp; Co. will conduct this offering in compliance with the requirements of FINRA Rule 5121 of the Financial Industry Regulatory Authority, Inc., which is commonly referred to as FINRA, regarding a FINRA member firm&#8217;s distribution of the securities of an affiliate and related conflicts of interest. MS &amp; Co. or any of our other affiliates may not make sales in this offering to any discretionary account. See &#8220;Plan of Distribution (Conflicts of Interest)&#8221; and &#8220;Use of Proceeds and Hedging&#8221; in the accompanying product supplement.</font></FONT></P>
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; min-height: 1.10pt; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Where you can find more information:</font></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-size: 8.5pt; font-family: Arial, sans-serif; color: #000000; "><font style='white-space: pre-wrap;'>Morgan Stanley and MSFL have filed a registration statement (including a prospectus, as supplemented by the product supplement) with the Securities and Exchange Commission (the &#8220;SEC&#8221;) for the offering to which this communication relates. You should read the prospectus in that registration statement, the product supplement and any other documents relating to this offering that MSFL and Morgan Stanley have filed with the SEC for more complete information about Morgan Stanley and this offering. You may get these documents without cost by visiting EDGAR on the SEC website at www.sec.gov. Alternatively, MSFL, Morgan Stanley, any underwriter or any dealer participating in the offering will arrange to send you the prospectus and the product supplement if you so request by calling toll-free 1-(800)-584-6837. </font></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 10.0pt; "><FONT style="font-size: 8.5pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>Terms used but not defined in this document are defined in the product supplement or in the prospectus. Each of the product supplement and the prospectus can be accessed via the hyperlinks set forth on the cover of this document.</font></FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
            </DIV>
            <DIV style="width: 594.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; text-align: left; "><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; width: 507.87pt; display: inline-block; ">&nbsp;</FONT><FONT style="font-family: Arial, sans-serif; color: #296DC1; font-size: 8.5pt; "><font style='white-space: pre-wrap;'>Page </font><FONT>15</FONT></FONT></P>
            </DIV>
        </DIV>
        <DIV style="border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
    </BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>image1.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image1.gif
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M8U%195149%I:8EU=8514=&!@8&)B8G!P<'1T='9V=G=W=WAX>'Q\?']_?P
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M]____P
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MN_?OX,/^BQ]/OKSY\^C3JU_/OKW[]_#CRY]/O[[]^_CSZ]_/O[___P &*."
M!!9HX($()JC@@@PVZ."#$$8HX8045FCAA1AFJ.&&'';HX8<@ABCBB"26:.*)
M**:HXHHLMNCBBS#&*..,--9HXXTXYJCCCCSVZ../0 8IY)!$%FGDD4@FJ>22
M3#;IY)-01BGEE%16:>656&:IY99<=NGEEV"&*>:89)9IYIEHIJGFFFRVZ>:;
M<,8IYYQTUFGGG7CFJ>>>?/;IYY^ !BKHH(06:NBAB":JZ**,-NKHHY!&*NFD
ME%9JZ50  '#IIIQVZNFGH(9*8Z:BEFKJJ:BFJNJJ\"6 0 '^F69:  ()0)1
M K#*>D"M#[F:JZP)/,"1K[$"<*NPO;Y:; '!LNKLL]!&*^VTU-Z$:['8 E
ML@I=FRVP##WPZ[?;8N3MM]KRJI"XZ();[;OPQBOOO/0^BT"[V*I[T+WX9HI
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M__[\;Y2[0*93"/H6 K^,;8X@7#M<0PS(D 1B3'YD@U__)DC!"EKP@K_;'=X
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MZF"*R92U+"KV2V:.'.8K(9+*+ZJ4C\;L2#>(0=.:VO2F.,VI3G?*TY[Z]*=
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MW_]/2?X ,4>@0&GA#!Y$F%#A0H8-%0H;..<6,8K5V%W$F%'C1HX=/7X$Z1$
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M?_[UOW_^CZ?VWT((;5BT<&J(;?H\K^"V.; NA; TMY,[TZN_""2^_J/ "K3
M"\3 ND@5?HLOS4"_A## L5BV]>! A:"ES0F^"(RV"<S %G3!%X3!&&P(?2NQ
M."M /!*+8#BUAAA!@0# !]0^%10^%I3!(C3"(T3"[S.U'U.(]8 _AM YL0@\
MZFH(^FK^CQ04PEHCPB3DPB[TPB\$NSD;O"W;#"9<B"@,"Z9S-(38AF#@-TI*
M-H/ PBS4M"T$PSO$PSS4PWC;AHBPI7Y[L!N4N;#(O&[J/8/(A@,:!O>*B&:3
MPZNC0ZRSPSVDQ$JTQ$LT-([")$!L,$&DM+ PM4:XHXH["%=+L0%$B#F,Q#*;
M1$QTQ5>$Q5CD,#@4B'0C0\T0O3/$P; (LDW(O"<<Q<(+AVV"H/E;1=1K15E4
MQF5DQF9,K@&\N(0@MSEPP(4XNT\$BXAHA0&$GHB (.E[Q,8[QKI+1F<TQW-$
MQW24*Q8[P(.8QD5LB%01BZ-2.G.COG!@,>L#PG$\O7)4QW_^!,B %,B*$L.&
MF$:/.XCW"HL3[$'JL:UB^RICY$=R]+Z!M,B+Q,B,O"A+RT5IW(P25 B%!(O_
M"S;YHL4BVK$A4\6)I#!_U,B7A,F8E$DS:DCVTT7-B,:0W*2P.,G<,K4$TXP^
M'(C."T<(9$E)K,B95,JE9,JF3*-Z],0\DPJ1_(IKG /+^3MMR+Q:#*RB#,*C
M'#F7=,JQ),NR-,O#<34]@\*FB\>=!(MMTK.&% ;9Z[B(2#6)!,OA2\JSY,N^
M],N_5)Q@U$>%&$!AFDJW_ KI*TG>VPP=M)A4A,2\M#6Q!,S*M,S+Q$Q1X2&B
M7 A<JL:%.,D/Y(I@U#)3(SNKM,G^?91,O;R_S'3-UX3-V*P6QY0ZADB51EC
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M]6A'7EK^#ZNE"L7EU5C#Q1;FVR%FJ").XBWFXBXV$UH:V/4D"P952ZOP7*H
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MN)?M[GG1FU[UKC<G2+6+4L4K2_(.]+KLM>]]\9M?Q9[4+FNB[GRW65_]#IC
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M6"/*8S'HF",BPXS9^)=EN)>YR9-#^9B1V;F,=@Y(D&*G G&/XG(>>'C-<24
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MI,IKF,7)P\#A'=\-?3"LO=7K_>+U7=;]_>-!GI2\X1YYNKQ; J;K8HH=EGZ
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MC3;>B&...NY(VS!,N7*9*TP!LQEZZ<T!WGGNA0--4=3P"&5R^%6E7X96^O=
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MM5ZD=M7KG*@'O>7Q^FKBL*^LPFF[^HLDVZNO?EW-MM7N7;S^>1$J(]:W&CO
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M!L.^]'1IOU2/=5D_#HPTL9DP<OW(<Q&!-J2)Z>IJEE]@7I1X'=K&D=.FRY-
MZUG?<Z9U6HX2IAE'<=%4SS)J(\/^L$-JIT40S/8$XD>0!F/[.T S\8KNO@EZ
M!)0G!RCJT8\X9PCRYH_AY#O@#0U@N!'U"B]A7_:CB.]%1&:)X#]]#WB!OXM0
MPW"5&'+]*/.(0!9&*IIIK@C.CG*20$O?70FN>H5B_XE#UO6!CPD^9^MD\IP
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MC/CH'%KJHW4JJ98'Z17;.#+)5Q62#G0J7'/J<[FXH%27>PO91HSI/*:^))M
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M2V/73_'D-$5,;T=LZ=()GR8L*14=(&//3K9$=4, =53$Y&V+]'=(Q#2$2"-
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M/VK%?@-Q,N-:%<$C1<DF#,@B#"\BLB4[,BZK$%ZC?G#1&<+ II1);)IF&-1
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MK2W1LSX&00BACL/(1*;IK6E)M1U=%# ,+2?3<NTC*,(+(G)US:M!CP2]$-O
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M?%0S]' C.BBC)\H$,'$8.*NV\,I$?@P''(D.;T@SR($R$&23V F'X:"\M"G
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M?0BD"Q9)"N>+*,#!!0FC(1RL=CA4"6"?I-+)S-!IV(1,<-^,Z*BU2**D6.&
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MY!A:$;Y66T\\S@'8DK=YL]A!C&A##6.L#83F''?%>95,&1X$C#"^D#E3-K\
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M-H*_,2WD=YV)X/QB*,,9TK"&-LS*WP(7NATB*$  H _B -0Y_?A*<T6L3H$
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M&8^7SH+1+B*?!F%PF9ZC"#AG!$+G+F,P?4F\4=V7/B./?=FG/N&</4$(@R8
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M:S<W-&V?&ET3(U3?C7?>>N_-=]]^_PWXAU9GFD#:"K_-SL]?!ZV0X??B;%$
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MSN99;F:MW2=E!M-SFF9M!N:X$&9WCF=YGF=ZKF=[OF=\SF=]WF=^[F=__F>
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MV0:YOJ?T:I(ONYI4%6_3I%E6U\H+7B:5^=A,KI&8^?% '&^5SDT[MIX?.FU
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M[5"]82 0@\A BLCM5$*L(!&#6#P0,E%.2A1@ *"H)RG.L(IV@H 1'8+$4T'
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MFB3T.P-J1/DR@DP4H3JT-C.L/$/TJ4@4<0@T1%OI/0641<#^JVX*]*%>]&.
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MN]D),G:B^SV$6NW[W0-O\P_V4NR%9^%,Z1[WI"=>88?7^=XY(OF\$Q[M,ST
MVZDXT\H/GO*/_^/E&\_WT/\K\IL7/>53KWJ]-_OPFI^\S0Y@^M-WGO6M+SWF
M1__ZSM>>7K#'/>>U2ON_&Q\K9>YE\9N=_%AZ7MC-;^CS?1UE75+E]]>*/NJF
MG][J9W/YS$?L6; ?+.\KG_SE%_],T.\G\\<2H-#6_MO ;VSYTX;]I(*G]8/(
M_>ZK_R?XUW[_1W_0]W_]]V24MG\ &'_Y]GT!V"?V%W/UUX#^YW=M]E=S$ZB
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M$?R"$RS!"6$ 6UK!OZC!K<C!&[R_Z+O %HPO(4S"^+NG8.C!UBO"(YQ8>DC
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+X1WFX1XVW(   #L!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
