<SEC-DOCUMENT>0001839882-25-063280.txt : 20251104
<SEC-HEADER>0001839882-25-063280.hdr.sgml : 20251104
<ACCEPTANCE-DATETIME>20251103175538
ACCESSION NUMBER:		0001839882-25-063280
CONFORMED SUBMISSION TYPE:	FWP
PUBLIC DOCUMENT COUNT:		2
FILED AS OF DATE:		20251104
DATE AS OF CHANGE:		20251103

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MORGAN STANLEY
		CENTRAL INDEX KEY:			0000895421
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		ORGANIZATION NAME:           	02 Finance
		EIN:				363145972
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		FWP
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	333-275587
		FILM NUMBER:		251445514

	BUSINESS ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
		BUSINESS PHONE:		212-761-4000

	MAIL ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MORGAN STANLEY DEAN WITTER & CO
		DATE OF NAME CHANGE:	19980326

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	DEAN WITTER DISCOVER & CO
		DATE OF NAME CHANGE:	19960315

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MORGAN STANLEY
		CENTRAL INDEX KEY:			0000895421
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		ORGANIZATION NAME:           	02 Finance
		EIN:				363145972
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		FWP

	BUSINESS ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
		BUSINESS PHONE:		212-761-4000

	MAIL ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MORGAN STANLEY DEAN WITTER & CO
		DATE OF NAME CHANGE:	19980326

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	DEAN WITTER DISCOVER & CO
		DATE OF NAME CHANGE:	19960315
</SEC-HEADER>
<DOCUMENT>
<TYPE>FWP
<SEQUENCE>1
<FILENAME>ms11748_fwp-35891.htm
<DESCRIPTION>FREE WRITING PROSPECTUS TO PRELIMINARY PRICING SUPPLEMENT NO. 11,748
<TEXT>
<HTML>
    <HEAD>
        <TITLE></TITLE>
<!-- QES 7h3d0c70r 1761858539.2985113 -->
    </HEAD>
    <BODY style="text-decoration-skip-ink: none; ">
        <DIV style="margin: auto; width: 871.20pt; padding: 36pt 0; ">
            <DIV style="width: 792.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <DIV style="position: absolute; width: 300.14pt; height: 36.03pt; z-index: 251657728; left: 531.85pt; top: 16.17pt; ">
                    <P style="line-height: 1.1; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Free Writing Prospectus to Preliminary Pricing Supplement No. 11,748</font></FONT></P>
                    <P style="line-height: 1.1; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Registration Statement Nos. 333-275587; 333-275587-01</font></FONT></P>
                    <P style="line-height: 1.1; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Dated November 3, 2025; Filed pursuant to Rule 433</font></FONT></P>
                </DIV>
                <P style="border-bottom:  0.50pt solid black; padding-left: 0.0pt; margin-top: 0.0pt; margin-bottom: 0; "><FONT style="color: #595959; font-size: 18.0pt; font-family: Arial, sans-serif; text-transform: uppercase; "></FONT><FONT style="color: black; font-size: 18.0pt; font-family: Arial, sans-serif; text-transform: uppercase; "><font style='white-space: pre-wrap;'>M</font></FONT><FONT style="text-transform: none; color: black; font-size: 18.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>organ</font></FONT><FONT style="color: black; font-size: 18.0pt; font-family: Arial, sans-serif; text-transform: uppercase; "><font style='white-space: pre-wrap;'> S</font></FONT><FONT style="text-transform: none; color: black; font-size: 18.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>tanley</font></FONT><FONT style="color: #595959; font-size: 20.0pt; font-family: Arial, sans-serif; text-transform: uppercase; "><font style='white-space: pre-wrap;'> </font></FONT></P>
            </DIV>
            <DIV style="width: 792.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <DIV>
                    <P style="margin-top: 6.6pt; line-height: 18.0pt; padding-left: 0.0pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 16.0pt; "><font style='white-space: pre-wrap;'>Worst</font></FONT><FONT style="font-family: Times New Roman, Times, serif; color: black; font-size: 8.0pt; "></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 16.0pt; "><font style='white-space: pre-wrap;'>-of INDU and SPX Dual Directional Market-Linked Notes due November 29, 2030</font></FONT></P>
                    <P style="margin-top: 3.3pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-style: italic; color: black; font-size: 10.0pt; "><font style='white-space: pre-wrap;'>This document provides a summary of the terms of the notes.  Investors must carefully review the accompanying preliminary pricing supplement referenced below, product supplement, index supplement and prospectus, and the &#8220;Risk Considerations&#8221; on the following page, prior to making an investment decision.</font></FONT></P>
                </DIV>
<BR clear="all" style="font-size: 1px; ">
                <DIV style="width: 375.20pt; float: left; ">
                    <TABLE width="388.08pt" style="margin-left: 0.0pt; width: 388.08pt; table-layout: fixed; border-collapse: collapse; ">
                        <TR>
                            <TD width="142.56pt" style="width: 142.56pt; border: 0; margin: 0; padding: 0; height: 0; ">
                            </TD>
                            <TD width="245.52pt" style="width: 245.52pt; border: 0; margin: 0; padding: 0; height: 0; ">
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; min-height: 1.10pt; ">
                            <TD colspan="2" style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #296DC1; vertical-align: middle; ">
                                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 1.2; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 20.0pt; "><font style='white-space: pre-wrap;'>Terms</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="height: 30pt; vertical-align: top; min-height: 1.1pt">
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; ">
                                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Issuer:</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="height: 30pt; vertical-align: top; min-height: 1.1pt">
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; ">
                                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Guarantor:</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="height: 30pt; vertical-align: top; min-height: 1.1pt">
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; ">
                                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Underliers:</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Dow Jones Industrial Average</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 11pt; vertical-align: super; "><font style='white-space: pre-wrap;'>SM</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'> (INDU) and S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 11pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'> Index&#8236; (SPX)</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="height: 30pt; vertical-align: top; min-height: 1.1pt">
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; ">
                                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Upside participation rate:</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>100%</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="height: 30pt; vertical-align: top; min-height: 1.1pt">
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; ">
                                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Absolute return participation rate:</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>100%</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="height: 30pt; vertical-align: top; min-height: 1.1pt">
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; ">
                                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Knock-out level:</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>80% of the initial level for each underlier</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="height: 30pt; vertical-align: top; min-height: 1.1pt">
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; ">
                                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Maximum upside payment at maturity:</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>$1,340 to $1,360 per note (134% to 136% of the stated principal amount)</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="height: 30pt; vertical-align: top; min-height: 1.1pt">
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; ">
                                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Pricing date:</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>November 24, 2025</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="height: 30pt; vertical-align: top; min-height: 1.1pt">
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; ">
                                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Observation date:</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>November 25, 2030</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="height: 30pt; vertical-align: top; min-height: 1.1pt">
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; ">
                                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Maturity date:</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>November 29, 2030</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="height: 30pt; vertical-align: top; min-height: 1.1pt">
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; ">
                                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>CUSIP:</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>61779TBQ9</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="height: 30pt; vertical-align: top; min-height: 1.1pt">
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; ">
                                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Estimated value:</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>$946.50 per note, or within $55.00 of that estimate</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="height: 30pt; vertical-align: top; min-height: 32.45pt">
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; ">
                                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Preliminary pricing supplement:</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 15.0pt; word-break: break-all "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'><A HREF="https://www.sec.gov/Archives/edgar/data/895421/000183988225062833/ms11748_424b2-35890.htm">https://www.sec.gov/Archives/edgar/data/895421/000183988225062833/ms11748_424b2-35890.htm</A></font></FONT></P>
                            </TD>
                        </TR>
                    </TABLE>

                    <P style="margin-top: 3.3pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>1</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>All payments are subject to our credit risk </font></FONT></P>
                    <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 14.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                    <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 14.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                    <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 14.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                    <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 14.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
		    </div><div style="width: 48%; float:  right">
                    <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 14.0pt; "><font style='white-space: pre-wrap;'>Hypothetical Payment at Maturity</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 12pt; vertical-align: super; "><font style='white-space: pre-wrap;'>1</font></FONT></P>
                    <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The payment at maturity will be based solely on the performance of the worst performing underlier, which could be either underlier. The payoff diagram and table below illustrate the payment at maturity for a range of hypothetical performances of the worst performing underlier over the term of the notes.</font></FONT></P>
                    <P style="margin-bottom: 6.6pt; text-align: center; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 15.0pt; "><IMG SRC="image_001.jpg" ALT=""><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                    <DIV style="float: left; padding-top: 0.65pt; ">
                        <TABLE width="348.48pt" style="margin-left: 19.0pt; width: 348.48pt; table-layout: fixed; border-collapse: collapse; ">
                            <TR>
                                <TD width="174.24pt" style="width: 174.24pt; border: 0; margin: 0; padding: 0; height: 0; ">
                                </TD>
                                <TD width="174.24pt" style="width: 174.24pt; border: 0; margin: 0; padding: 0; height: 0; ">
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #296DC1; vertical-align: middle; ">
                                    <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 10.0pt; "><font style='white-space: pre-wrap;'>% Change in Closing Level of the Worst Performing Underlier</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; background-color: #296DC1; vertical-align: middle; ">
                                    <P style="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 11.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 10.0pt; "><font style='white-space: pre-wrap;'>Payment at Maturity per Note</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D0CECE; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>+100.00%</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; background-color: #D0CECE; vertical-align: bottom; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,340.00*</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>+80.00%</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: bottom; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,340.00*</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D0CECE; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>+60.00%</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; background-color: #D0CECE; vertical-align: bottom; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,340.00*</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>+34.00%</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: bottom; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,340.00*</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D0CECE; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>+20.00%</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; background-color: #D0CECE; vertical-align: bottom; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,200.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>+10.00%</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: bottom; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,100.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D0CECE; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>0.00%</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; background-color: #D0CECE; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>-5.00%</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,050.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D0CECE; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>-10.00%</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; background-color: #D0CECE; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,100.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>-15.00%</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,150.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D0CECE; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>-20.00%</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; background-color: #D0CECE; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,200.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>-40.00%</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D0CECE; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>-60.00%</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; background-color: #D0CECE; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>$1,000.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD colspan="2" style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>*Assumes a maximum upside payment at maturity of $1,340.00 per note.</font></FONT></P>
                                </TD>
                            </TR>
                        </TABLE>
                    </DIV>
                </DIV>
<BR clear="all" style="font-size: 1px; ">
            </DIV>
            <DIV style="width: 792.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; ">&nbsp;</FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 871.20pt; padding: 36pt 0; ">
            <DIV style="width: 792.00pt; padding: 30.09pt 39.60pt 0 39.60pt; min-height: 10.00pt; position: relative; ">
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 792.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="border-top:  0.50pt solid black; margin-top: 6.6pt; line-height: 9.0pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>The issuer has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, the issuer, any underwriter or any dealer participating in the offering will arrange to send you the prospectus if you request it by calling toll-free 1-800-584-6837.</font></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.2; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>Underlier(s)</font></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>For more information about the underlier(s), including historical performance information, see the accompanying preliminary pricing supplement.</font></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.2; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>Risk Considerations</font></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The risks set forth below are discussed in more detail in the &#8220;Risk Factors&#8221; section in the accompanying preliminary pricing supplement.  Please review those risk factors carefully prior to making an investment decision. </font></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Risks Relating to an Investment in the </font></U><U><font style='white-space: pre-wrap;'>Notes</font></U></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The notes may not pay more than the stated principal amount at maturity.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The notes do not pay interest.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The appreciation potential of the notes is limited by the maximum upside payment at maturity.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Any positive return on the notes that is based on the depreciation of the worst performing underlier is effectively capped.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The amount payable on the notes is not linked to the values of the underliers at any time other than the observation date.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The market price of the notes may be influenced by many unpredictable factors.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The notes are subject to our credit risk, and any actual or anticipated changes to our credit ratings or credit spreads may adversely affect the market value of the notes.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>As a finance subsidiary, MSFL has no independent operations and will have no independent assets.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The rate we are willing to pay for securities of this type, maturity and issuance size is likely to be lower than the rate implied by our secondary market credit spreads and advantageous to us. Both the lower rate and the inclusion of costs associated with issuing, selling, structuring and hedging the notes in the original issue price reduce the economic terms of the notes, cause the estimated value of the notes to be less than the original issue price and will adversely affect secondary market prices.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The estimated value of the notes is determined by reference to our pricing and valuation models, which may differ from those of other dealers and is not a maximum or minimum secondary market price.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The notes will not be listed on any securities exchange and secondary trading may be limited.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>As discussed in more detail in the accompanying product supplement, investing in the notes is not equivalent to investing in the underlier(s).</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>You may be required to recognize taxable income on the notes prior to maturity.</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Risks Relating to the </font></U><U><font style='white-space: pre-wrap;'>Underlier(s)</font></U></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Because your return on the notes will depend upon the performance of the underlier(s), the notes are subject to the following risk(s), as discussed in more detail in the accompanying product supplement.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>You are exposed to the price risk of each underlier.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Because the notes are linked to the performance of the worst performing underlier, you are exposed to a greater risk of not receiving a positive return on the notes and/or sustaining a significant loss on your investment than if the notes were linked to just one underlier.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Adjustments to an underlying index could adversely affect the value of the notes.</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Risks Relating to Conflicts of Interest</font></U></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The calculation agent, which is a subsidiary of Morgan Stanley and an affiliate of MSFL, will make determinations with respect to the notes.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hedging and trading activity by our affiliates could potentially adversely affect the value of the notes.</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.2; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>Tax Considerations</font></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>You should review carefully the discussion in the accompanying preliminary pricing supplement under the caption &#8220;Additional Information About the Notes&#8211;United States federal income tax considerations&#8221; concerning the U.S. federal income tax consequences of an investment in the notes, and you should consult your tax adviser.</font></FONT></P>
            </DIV>
            <DIV style="width: 792.00pt; padding: 0 39.60pt 18.21pt 39.60pt; min-height: 21.40pt; position: relative; ">
                <P style="margin-top: 13.2pt; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; ">&nbsp;</FONT></P>
            </DIV>
        </DIV>
        <DIV style="border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
    </BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>image_001.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_001.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0@)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" %: = # 2(  A$! Q$!_\0
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M:/\ A(+?_GRU3_P E_\ B: -:BLG_A(+?_GRU3_P E_^)H_X2"W_ .?+5/\
MP E_^)H UJ*R?^$@M_\ GRU3_P  )?\ XFC_ (2"W_Y\M4_\ )?_ (F@#6HK
M)_X2"W_Y\M4_\ )?_B:/^$@M_P#GRU3_ , )?_B: -:BLG_A(+?_ )\M4_\
M "7_ .)H_P"$@M_^?+5/_ "7_P")H UJ*R?^$@M_^?+5/_ "7_XFC_A(+?\
MY\M4_P# "7_XF@#6HK)_X2"W_P"?+5/_   E_P#B:/\ A(+?_GRU3_P E_\
MB: -:BLG_A(+?_GRU3_P E_^)H_X2"W_ .?+5/\ P E_^)H UJ*R?^$@M_\
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M@C$[H\H4;V1"JENY ).![9/UI]%+I8.H5D^&_P#D##_KXN/_ $<]:U9/AO\
MY P_Z^+C_P!'/0,UJ*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBHKF5X+:26.!YW125BC(#.?09('YF@!\DB1+ND=47(&6.!DG
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M^S+#_GQMO^_2_P"%']F6'_/C;?\ ?I?\* #^T[#_ )_K;_OZO^-']IV'_/\
M6W_?U?\ &C^S+#_GQMO^_2_X4?V98?\ /C;?]^E_PH /[3L/^?ZV_P"_J_XT
M?VG8?\_UM_W]7_&C^S+#_GQMO^_2_P"%']F6'_/C;?\ ?I?\* #^T[#_ )_K
M;_OZO^-4O#+*^B*RD,IN+@@@Y!'G/5W^S+#_ )\;;_OTO^%6(XTB0)&BH@Z*
MHP!0 ZBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BD9E1&
M=V"JHR23@ 5E:?JTNK70ELH!_98!Q=2$@SMV\M>Z]?F/!XQD'- #+_5YWN7T
MW1XH[B_4@2O)GR;8'!RY'5L'(0<GCE0=PT+"UDM+58IKJ6ZER6>63 +$\\ <
M >@'2K 55S@ 9.3@=32T %%%% !1110 4444 %%%% !1110 4444 9/B?_D5
M]3_Z]W_E6M63XG_Y%?4_^O=_Y5K4 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M07<;1:DL\!.'2:7! \P'(PG)V C'<GK3#H=516!:Z7K$=Z[SZDTD#[P8RV0
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M,D\2[I=BDK'TP&;H"<Y ZXYH CU/5K?2XD\Q7EN)3M@MH1NDF;T4?S)P!U)
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M?_7N_P#*M:@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M_?0H EHJ+[3!_P ]H_\ OH4?:8/^>T?_ 'T* ):*B^TP?\]H_P#OH4HN(6(
MFC)/  84 24444 1W$WV>WDF\N238I;9&N6;V [FO-_ TB'QK?P*)5GBA<W#
M?9Y%,Q9U*F=BQ4.!P .<$]!Q7HM[:I?6,]I*TB1S(49HG*, 1CAAR#[BN2\%
M#PI;M]D\/ZR\DD2NK:>]]O>+#88M$3D'(ZD=_>B/Q?('L=I1110 4444 9/B
M?_D5]3_Z]W_E6M63XG_Y%?4_^O=_Y5K4 %%%% !1110 4444 %%%% !1110
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M?_D5]3_Z]W_E6M63XG_Y%?4_^O=_Y5K4 %%%% !1110 4444 %%%% !1110
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M(+13_',PZ#T4<G%3>&O!T6CW4FKZE=-JGB"X7;/?S#&U?^><2]$0>@Z]ZT]
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M7\1_^#F?_P"*KL:* .._X5QIG_07\1_^#F?_ .*H_P"%<:9_T%_$?_@YG_\
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M[>)(H8E")'&H554=  .@JKJHS;P?+G_2H>V?^6B^Q_SW'6KU !1110 4444
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MOJ?_ %[O_*M:LGQ/_P BOJ?_ %[O_*M:@ HHHH **** "BBB@ HHHH ****
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M0T[_ *ZO_P"BVJ]5"]Q_:&FC(_US]_\ IFWN/Z_U%^@ HHHH **** "BBB@
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MJUJ "BBB@ HHHH ***Q[V;4KZ[ET^P22SB3 FOY$]1G;$#]YL'[Q^4?[1!
M-.X,PMI?LPC:<*?+$C$+NQQD@$@?A5#3=&%I.U]>3?;-3==KW++@*O79&O\
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MIMF)O)=_,\A=V[KG.,Y]ZZ.I&%%%% !5>]O;;3K1[J\F2&%,9=CW)P /4D\
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M;I2RF465K%;"0KC?L0+G';.*OT 9W]MVG_/*_P#_  7S_P#Q%']MVG_/*_\
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MLAC.YG8EAL8C!) SQ6_10"5MCG7\"^'9+/[,]E*REBQD-W,96RNT@R;]Y4J
MNTG&!C&*<O@CPZEL]LNFA87BE@*+*X&R5@[@?-QE@#QTQQBN@HIW X[P_P"
MQH?B6;5VU%KA=DR00^6R^6LL@=LY<KU  V*@ZD@DYJVO@'P\L!@6&^$.XND?
M]IW.V-B22R#S,(>3RN."1T)KIJ*0&%+X-\/3/&SZ7#F*S^PI@D;8,@[!@^H&
M#U'8U/IWAG2-)GBGL[4I-&DD8D:9W8AV#.6+$EB2H.3D\=:UJ*=V 4444@"B
EBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** /_V0$!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
