<SEC-DOCUMENT>0001839882-25-063322.txt : 20251104
<SEC-HEADER>0001839882-25-063322.hdr.sgml : 20251104
<ACCEPTANCE-DATETIME>20251103180856
ACCESSION NUMBER:		0001839882-25-063322
CONFORMED SUBMISSION TYPE:	FWP
PUBLIC DOCUMENT COUNT:		2
FILED AS OF DATE:		20251104
DATE AS OF CHANGE:		20251103

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MORGAN STANLEY
		CENTRAL INDEX KEY:			0000895421
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		ORGANIZATION NAME:           	02 Finance
		EIN:				363145972
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		FWP
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	333-275587
		FILM NUMBER:		251445601

	BUSINESS ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
		BUSINESS PHONE:		212-761-4000

	MAIL ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MORGAN STANLEY DEAN WITTER & CO
		DATE OF NAME CHANGE:	19980326

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	DEAN WITTER DISCOVER & CO
		DATE OF NAME CHANGE:	19960315

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MORGAN STANLEY
		CENTRAL INDEX KEY:			0000895421
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		ORGANIZATION NAME:           	02 Finance
		EIN:				363145972
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		FWP

	BUSINESS ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
		BUSINESS PHONE:		212-761-4000

	MAIL ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MORGAN STANLEY DEAN WITTER & CO
		DATE OF NAME CHANGE:	19980326

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	DEAN WITTER DISCOVER & CO
		DATE OF NAME CHANGE:	19960315
</SEC-HEADER>
<DOCUMENT>
<TYPE>FWP
<SEQUENCE>1
<FILENAME>ms11781_fwp-35953.htm
<DESCRIPTION>FREE WRITING PROSPECTUS TO PRELIMINARY PRICING SUPPLEMENT NO. 11,781
<TEXT>
<HTML>
    <HEAD>
        <TITLE></TITLE>
<!-- QES 7h3d0c70r 1761860294.2533286 -->
    </HEAD>
    <BODY style="text-decoration-skip-ink: none; ">
        <DIV style="margin: auto; width: 871.20pt; padding: 36pt 0; ">
            <DIV style="width: 792.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <DIV style="position: absolute; width: 300.14pt; height: 36.03pt; z-index: 251657728; left: 531.85pt; top: 10.45pt; ">
                    <P style="line-height: 1.1; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Free Writing Prospectus to Preliminary Pricing Supplement No. 11,781</font></FONT></P>
                    <P style="line-height: 1.1; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Registration Statement Nos. 333-275587; 333-275587-01</font></FONT></P>
                    <P style="line-height: 1.1; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Dated November 3, 2025; Filed pursuant to Rule 433</font></FONT></P>
                </DIV>
                <P style="border-bottom:  0.50pt solid black; padding-left: 0.0pt; margin-top: 0.0pt; margin-bottom: 0; "><FONT style="color: #595959; font-size: 18.0pt; font-family: Arial, sans-serif; text-transform: uppercase; "></FONT><FONT style="color: black; font-size: 18.0pt; font-family: Arial, sans-serif; text-transform: uppercase; "><font style='white-space: pre-wrap;'>M</font></FONT><FONT style="text-transform: none; color: black; font-size: 18.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>organ</font></FONT><FONT style="color: black; font-size: 18.0pt; font-family: Arial, sans-serif; text-transform: uppercase; "><font style='white-space: pre-wrap;'> S</font></FONT><FONT style="text-transform: none; color: black; font-size: 18.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>tanley</font></FONT><FONT style="color: #595959; font-size: 20.0pt; font-family: Arial, sans-serif; text-transform: uppercase; "><font style='white-space: pre-wrap;'> </font></FONT></P>
            </DIV>
            <DIV style="width: 792.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <DIV>
                    <P style="margin-top: 6.6pt; line-height: 18.0pt; padding-left: 0.0pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 20.0pt; "><font style='white-space: pre-wrap;'>Worst</font></FONT><FONT style="font-family: Times New Roman, Times, serif; color: black; font-size: 8.0pt; "></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 20.0pt; "><font style='white-space: pre-wrap;'>-of SPX, NDXT and RTY Trigger PLUS due November 30, 2028</font></FONT></P>
                    <P style="margin-top: 3.3pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-style: italic; color: black; font-size: 10.0pt; "><font style='white-space: pre-wrap;'>This document provides a summary of the terms of the securities.  Investors must carefully review the accompanying preliminary pricing supplement referenced below, product supplement, index supplement and prospectus, and the &#8220;Risk Considerations&#8221; on the following page, prior to making an investment decision.</font></FONT></P>
                </DIV>
<BR clear="all" style="font-size: 1px; ">
                <DIV style="width: 375.20pt; float: left; ">
                    <TABLE width="388.08pt" style="margin-left: 0.0pt; width: 388.08pt; table-layout: fixed; border-collapse: collapse; ">
                        <TR>
                            <TD width="142.56pt" style="width: 142.56pt; border: 0; margin: 0; padding: 0; height: 0; ">
                            </TD>
                            <TD width="245.52pt" style="width: 245.52pt; border: 0; margin: 0; padding: 0; height: 0; ">
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; min-height: 1.10pt; ">
                            <TD colspan="2" style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #296DC1; vertical-align: middle; ">
                                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 1.2; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 20.0pt; "><font style='white-space: pre-wrap;'>Terms</font></FONT></P>
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; min-height: 1.10pt; ">
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; ">
                                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Issuer:</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; min-height: 1.10pt; ">
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; ">
                                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Guarantor:</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley</font></FONT></P>
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; min-height: 1.10pt; ">
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; ">
                                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Underliers:</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 11pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'> Index (SPX), Nasdaq-100</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 11pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'> Technology Sector Index</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 11pt; vertical-align: super; "><font style='white-space: pre-wrap;'>SM</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'> (NDXT) and Russell 2000</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 11pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'> Index (RTY)</font></FONT></P>
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; min-height: 1.10pt; ">
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; ">
                                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Leverage factor:</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>167% to 177%</font></FONT></P>
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; min-height: 1.10pt; ">
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; ">
                                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Downside threshold level:</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>70% of the initial level for each underlier</font></FONT></P>
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; min-height: 1.10pt; ">
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; ">
                                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Pricing date:</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>November 25, 2025</font></FONT></P>
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; min-height: 1.10pt; ">
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; ">
                                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Observation date:</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>November 27, 2028</font></FONT></P>
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; min-height: 1.10pt; ">
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; ">
                                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Maturity date:</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>November 30, 2028</font></FONT></P>
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; min-height: 1.10pt; ">
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; ">
                                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>CUSIP:</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>61779TCX3</font></FONT></P>
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; min-height: 1.10pt; ">
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; ">
                                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Estimated value:</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>$962.40 per security, or within $45.00 of that estimate</font></FONT></P>
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; min-height: 1.10pt; ">
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; ">
                                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Preliminary pricing supplement:</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 15.0pt; word-break: break-all"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'><A HREF="https://www.sec.gov/Archives/edgar/data/895421/000183988225062879/ms11781_424b2-35952.htm">https://www.sec.gov/Archives/edgar/data/895421/000183988225062879/ms11781_424b2-35952.htm</A></font></FONT></P>
                            </TD>
                        </TR>
                    </TABLE>
                    <P style="margin-top: 3.3pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>1</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>All payments are subject to our credit risk </font></FONT></P>
                    <P style="margin-top: 3.3pt; text-indent: 19.8pt; padding-left: 178.2pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                    <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 14.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
</div><div style="width: 48%; float:  right">
                    <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 14.0pt; "><font style='white-space: pre-wrap;'>Hypothetical Payment at Maturity</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 12pt; vertical-align: super; "><font style='white-space: pre-wrap;'>1</font></FONT></P>
                    <P style="line-height: 9.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>The payment at maturity will be based solely on the performance of the worst performing underlier, which could be any underlier. The payoff diagram and table below illustrate the payment at maturity for a range of hypothetical performances of the worst performing underlier over the term of the securities.</font></FONT></P>
                    <P style="margin-bottom: 6.6pt; text-align: center; margin-top: 0; "><FONT style="font-family: Times New Roman, Times, serif; "><font style='white-space: pre-wrap;'><IMG SRC="image_001.jpg" ALT="" STYLE="height: 231pt; width: 300pt">&nbsp;</font></FONT></P>
                    <DIV style="float: left; padding-top: 0.65pt; ">
                        <TABLE width="348.48pt" style="margin-left: 18.0pt; width: 348.48pt; table-layout: fixed; border-collapse: collapse; ">
                            <TR>
                                <TD width="174.24pt" style="width: 174.24pt; border: 0; margin: 0; padding: 0; height: 0; ">
                                </TD>
                                <TD width="174.24pt" style="width: 174.24pt; border: 0; margin: 0; padding: 0; height: 0; ">
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #296DC1; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>% Change in Closing Level of the Worst Performing Underlier</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; background-color: #296DC1; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 10.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Payment at Maturity per Security</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>+60.00%</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: bottom; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$2,002.00*</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>+40.00%</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; background-color: #D9D9D9; vertical-align: bottom; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$1,668.00*</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>+20.00%</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: bottom; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$1,334.00*</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>0.00%</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; background-color: #D9D9D9; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$1,000.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>-20.00%</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$1,000.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>-30.00%</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; background-color: #D9D9D9; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$1,000.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>-31.00%</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$690.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>-40.00%</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; background-color: #D9D9D9; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$600.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>-60.00%</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$400.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>-80.00%</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; background-color: #D9D9D9; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$200.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>-100.00%</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$0.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD colspan="2" style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; vertical-align: middle; ">
                                    <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9.0pt; text-align: center; "><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>*Assumes a leverage factor of 167%</font></FONT></P>
                                </TD>
                            </TR>
                        </TABLE>
                    </DIV>
                </DIV>
<BR clear="all" style="font-size: 1px; ">
            </DIV>
            <DIV style="width: 792.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; ">&nbsp;</FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 871.20pt; padding: 36pt 0; ">
            <DIV style="width: 792.00pt; padding: 30.09pt 39.60pt 0 39.60pt; min-height: 10.00pt; position: relative; ">
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 792.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="border-top:  0.50pt solid black; margin-top: 6.6pt; line-height: 9.0pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>The issuer has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, the issuer, any underwriter or any dealer participating in the offering will arrange to send you the prospectus if you request it by calling toll-free 1-800-584-6837.</font></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.2; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>Underlier(s)</font></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>For more information about the underlier(s), including historical performance information, see the accompanying preliminary pricing supplement.</font></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.2; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>Risk Considerations</font></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The risks set forth below are discussed in more detail in the &#8220;Risk Factors&#8221; section in the accompanying preliminary pricing supplement.  Please review those risk factors carefully prior to making an investment decision. </font></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Risks Relating to an Investment in the Securities</font></U></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The securities do not guarantee the return of any principal and do not pay interest.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The amount payable on the securities is not linked to the values of the underliers at any time other than the observation date.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The market price of the securities may be influenced by many unpredictable factors.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The securities are subject to our credit risk, and any actual or anticipated changes to our credit ratings or credit spreads may adversely affect the market value of the securities.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>As a finance subsidiary, MSFL has no independent operations and will have no independent assets.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The rate we are willing to pay for securities of this type, maturity and issuance size is likely to be lower than the rate implied by our secondary market credit spreads and advantageous to us. Both the lower rate and the inclusion of costs associated with issuing, selling, structuring and hedging the securities in the original issue price reduce the economic terms of the securities, cause the estimated value of the securities to be less than the original issue price and will adversely affect secondary market prices.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The estimated value of the securities is determined by reference to our pricing and valuation models, which may differ from those of other dealers and is not a maximum or minimum secondary market price.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The securities will not be listed on any securities exchange and secondary trading may be limited.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>As discussed in more detail in the accompanying product supplement, investing in the securities is not equivalent to investing in the underlier(s).</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The U.S. federal income tax consequences of an investment in the securities are uncertain.</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Risks Relating to the </font></U><U><font style='white-space: pre-wrap;'>Underlier(s)</font></U></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Because your return on the securities will depend upon the performance of the underlier(s), the securities are subject to the following risk(s), as discussed in more detail in the accompanying product supplement.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>You are exposed to the price risk of each underlier.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Because the securities are linked to the performance of the worst performing underlier, you are exposed to a greater risk of not receiving a positive return on the securities and/or sustaining a significant loss on your investment than if the securities were linked to just one underlier.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Adjustments to an underlying index could adversely affect the value of the securities.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The securities are subject to risks associated with investments in securities with a concentration in the technology sector.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The securities are subject to risks associated with small-capitalization companies.</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Risks Relating to Conflicts of Interest</font></U></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The calculation agent, which is a subsidiary of Morgan Stanley and an affiliate of MSFL, will make determinations with respect to the securities.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hedging and trading activity by our affiliates could potentially adversely affect the value of the securities.</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.2; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>Tax Considerations</font></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>You should review carefully the discussion in the accompanying preliminary pricing supplement under the caption &#8220;Additional Information About the Securities&#8211; United States federal income tax considerations&#8221; concerning the U.S. federal income tax consequences of an investment in the securities, and you should consult your tax adviser.</font></FONT></P>
            </DIV>
            <DIV style="width: 792.00pt; padding: 0 39.60pt 18.21pt 39.60pt; min-height: 21.40pt; position: relative; ">
                <P style="margin-top: 13.2pt; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; ">&nbsp;</FONT></P>
            </DIV>
        </DIV>
        <DIV style="border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
    </BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>image_001.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_001.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0@)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" &. @4# 2(  A$! Q$!_\0
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MY9+,FFRV8B<N%1!-._ER[LGY@5 QDG%==IOAG2M(NVN[.&=;AU*R2RW4LK2
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M /J1O_)NC_B[_P#U(W_DW75?:]=_Z!%I_P"!Q_\ C='VO7?^@1:?^!Q_^-T
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MM>N_] BT_P# X_\ QNC[7KO_ $"+3_P./_QNA,$<K;7'B35-:CFFDU"*PCN
MR026"*'4SR@,V^/<I6-8SP0>03UK#2Z\9:;:6D5DM\XQLGNKFS82&4$@*VRV
MD9DZ\[1P!AQG)]&^UZ[_ - BT_\  X__ !NC[7KO_0(M/_ X_P#QND-N[N9'
MA.^UV?5]4M]7:XFC1MT4QMVAA7D_(@>%&/'??(#C.1G%=;63]KUW_H$6G_@<
M?_C='VO7?^@1:?\ @<?_ (W02D:U%9/VO7?^@1:?^!Q_^-T?:]=_Z!%I_P"!
MQ_\ C= S6HK)^UZ[_P! BT_\#C_\;H^UZ[_T"+3_ ,#C_P#&Z -:BLG[7KO_
M $"+3_P./_QNC[7KO_0(M/\ P./_ ,;H UJJZG_R"KS_ *X/_P"@FJ?VO7?^
M@1:?^!Q_^-U#=RZ]<6<\ TFS!DC9 3?'C(Q_SSH TM,_Y!5G_P!<$_\ 015J
MH+.)K>QMX7QNCC5#CID#%3T %%%% !1110 4444 %%%% !1110 4444 %%%%
M !7G/Q%\37<US'X.\/R[=3O$W7=PI_X\[?NW^\>@'O6]XZ\7IX2T8/#$;G5+
MMO)L;1>LLAZ?\!'4FN,\-:"VD6T]S>3&YU:^?SKZZ;DNY[#_ &1G % %_2=*
MM-$TN#3K&,1V\*[5'<^I/J2>:NT44 %%%% !1110 445:32-2O;4O9B%&) 5
MY\[0,\M@<G YQQGID=: *7G)]K@M1N>>=L)%&-S$=SCT&>2>!78V^B6$)@D:
M!)9H6WI*ZY*MC&1Z<9_.FZ/H5KH\;&,M-<R@>=<R8+R8Z#CH!DX X&:TZ "B
MBB@ HHHH **** "BBB@ KD].\)75OJFN7EWJ$,K:BAB0Q6PC;:5 W28.&88P
M,8'7^]QUE%*UP.8U?PS<ZM80:?)+ISVMLL7EI=V9N$D8*RMYD>Y01RI7!X(R
M<U0E\ SS1&T?6=UD,R(KVQ,PF,'D[R^_!'5MNT')ZUVU%5=[BLK6,G1](GL8
M+TW]W'=75[,99I((C OW%0!5WL1\JCG=UK%\4Z)96FF6D\(N/,75=.QONI7'
M-Y".C,0:["N?\9?\@.V_["NF_P#I;#2N,Z"BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M)-'8S2.T."P>!X\J20&7<HW*2IPRY!QUJEXR_P"0';?]A73?_2V&@#H****
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M(L<: LSL<!1ZDUJ^&[*2_+WEU9M':8'V?S3AI?5BF.%Z8SR>>,8S;MO"=O\
M;4N[^4W7E[6BMR/W:..=V/XCGIGIV&>:Z*@!  HP  /:EHHH **** "BBB@
MHHHH **** "BBB@ HHHH ***KVM_9WPD^R74$_EN4?RI VQ@<$''0@CI0!8H
MHHH **** "N?\9?\@.V_["NF_P#I;#705S_C+_D!VW_85TW_ -+8: .@HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M=2GC>VAMWEB-FL2W;R7#1L"KIN4848VD<GG->A)IMG'<Q7$=M&DD2R*A0;0
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M&Q4X*KM);.>Q SU&1705S-EX9NX/&5YKEQ?PRI)%Y42);A)-I.<2,#\P7HO
M]\GDS_P1]#037H[C0+75K.QO;I+I$>&WBC42D,,C.Y@J^Y9@!ZUGKXWL&>,_
M8[X6Q"B6Z*IY<#G.$?Y]V[Y?X01R.>:5]!UF#P_:Z-IFK6UJD%O'$;E[5G=R
MIY&T.NT$<9#9'8]ZJ2>"[JX*PSZC9K8R",W-O!8LF]T4JI0F4[%QMR"&/R]>
M:<MW8&;>BZXFM+-_H5W92Q;2T-T$#;6&5;Y&88(SWSP<@54\9?\ (#MO^PKI
MO_I;#4FAZ'<Z>ETVIWD%_-<)'$QCMC$GEHNT J7?).22<\YZ"L/Q)X3\-Z9I
M]G>6'A_2K2ZCU73MDT%E'&ZYO(0<,!D9!(_&F[="5?J=Q1112&%%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110!C^*9%B\/W#/?M81[D#W WC:NX;L
MLO* C(+\;<YR,5P<'BV7390T>MVT.G>1(L+W,IOXI)-\8#1SL\9D0;\$L>#N
MRV,8]4HH!ZGDL'Q#UTVT^HR&T&;>-1;F)0(B)YHWF.Z<+M&Q<@R8&Y?G_O:>
ME^,M3UG6M*M[E[2R+7*@V<;AY9T,+MYP=)&0Q$\ #=@C[V1BN[U;4!I>EW%Z
M8S*8E^2('!D8\*H/J20/QK'C\;Z0MO:&\>6WN9XDD:!8))?*+,5VED4C.]67
MW.!U(IIJ_P#7]?UZ!_7]?U^IS5\NO1:AK^M6<FV/3[B619)M4N&4JD0;R_LN
M/*P3_%N!Y)ZU)/XD\2V*W4?G:7)<PQW%S,YMIMC+%%"X5%,QVY\PC.<=\=0>
MD?QSX=2,2/?.L?E^8SFVE"H.?E<[<(_!^1L,<=*DO_&.A:;,T5U=R"1,[ECM
MI9-H"JY)VJ< *ZDGH,^QH6F@XVW.-UGX@:C:-,\;:<9(9)]MD5F$T'EHY5I=
MIP5?&1D+QC&X\A=4^(][I^DR7$-YI5U-'*YB:& ^5>QJJ%O++3#!7<0<&0_*
M2%[#MK.^L/%.G:A;M!,;99I+2594>/?M."5/&0?45L=*%81C^%KB2[\-6<\T
MCR2.&)9V+$_,>YK8HHI"0445GZYK5AX=T6ZU;4IA#:6R;W8]3Z >I)P /4T#
M,?QQXN7PKI*?9HA<ZO>OY%A:CK)(>Y]%7J3_ (UQ_AW1&T>TEDNIVNM3O',]
M[=/UED/7Z*.@ X%5M&M[_6M7F\6:ZA2]N5V6=J>EE;]E'^V>K'^72MF>Z<7$
M=G:0/=7TO,<$?7']YCT51W)^@R<"@"TJL[!54LQ.  .35O3O"L^HS?:-=0);
M*?W>GA@P;'\4I'#>R#CUSVV/#^B3:7 \E]<BYO)6W,50*D0Q]Q.^/<\DYZ#
M&W0     # '04444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M4;BGK(0.<#L.Y_&L6Y\"V\.J1:9#XZ\>7-ZVUI(HM8!\F,G&]SMPHX..[8.
M<'&]X/\ !VFZ'K&JW@O;[5=221;8WNI70N)T3RT?9G V#Y\XZD8/3% %/P%X
M#ET*V2YU.5C<LS2M &SND;[TDK#[[GT^ZO;)&ZN_HHH **** "BBB@ HHHH
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MCIC!(!HT444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M/^,O^0';?]A73?\ TMAH Z"BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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MOT_B;0K/TY@;[5P'#8NU! *G;^XBX.%!'KR6//7&% !H4444 %%%% !1110
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M #CB/YD?7BWI_A'4O%E_;ZYXZ5-L3>99Z%&VZ"V/9I#_ ,M)/T'->@@   #
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M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !7/\
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MWVKA&0L+M0X7;D'R(NN!G.,?>R<8[8% &C1110 4444 %%%% !1110 4444
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M;C8-;Z(=1B66YP>&N#NX'?9]/3)]'M_&?@FTMX[>W\3:!%#&H5(TOX0J@=
M&XKI**0'/_\ "=^#_P#H:]#_ /!C#_\ %4?\)WX/_P"AKT/_ ,&,/_Q5=!10
M!S__  G?@_\ Z&O0_P#P8P__ !5'_"=^#_\ H:]#_P#!C#_\5705E:3IT]EJ
M6NW$I39?7RW$6TY.T6\,?/H=T;?AB@"I_P )WX/_ .AKT/\ \&,/_P 51_PG
M?@__ *&O0_\ P8P__%5T%% '/_\ "=^#_P#H:]#_ /!C#_\ %4?\)WX/_P"A
MKT/_ ,&,/_Q5=!10!S__  G?@_\ Z&O0_P#P8P__ !5'_"=^#_\ H:]#_P#!
MC#_\56CK%I+?:?Y$.W?YT3_,<#"R*Q_0&K] '/\ _"=^#_\ H:]#_P#!C#_\
M51_PG?@__H:]#_\ !C#_ /%5T%% '/\ _"=^#_\ H:]#_P#!C#_\51_PG?@_
M_H:]#_\ !C#_ /%5T%% '/\ _"=^#_\ H:]#_P#!C#_\51_PG?@__H:]#_\
M!C#_ /%5I:;:26OVOS-O[VY>5<'^$XQ5Z@#G_P#A._!__0UZ'_X,8?\ XJJF
MF>.?"2:=$K^*=$##.0VH1 ]3[C^5=710!S__  G?@_\ Z&O0_P#P8P__ !5'
M_"=^#_\ H:]#_P#!C#_\57051UBUEO=*FMX0#(^W )QT8'^E &;_ ,)WX/\
M^AKT/_P8P_\ Q5'_  G?@_\ Z&O0_P#P8P__ !5=!10!S_\ PG?@_P#Z&O0_
M_!C#_P#%4?\ "=^#_P#H:]#_ /!C#_\ %5T%% '/_P#"=^#_ /H:]#_\&,/_
M ,55&Q\<>%%O-3+^*-$56N5,9.HP_,ODQC/;N".K=.O\*]=63I&GSV6IZ]/+
MMV7M\L\.#D[1;01\^AW1M^E %7_A._!__0UZ'_X,8?\ XJC_ (3OP?\ ]#7H
M?_@QA_\ BJZ"B@#G_P#A._!__0UZ'_X,8?\ XJC_ (3OP?\ ]#7H?_@QA_\
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M /0UZ'_X,8?_ (JN@JAK=I+?Z'>VD&/-FA9$R<#)% &=_P )WX/_ .AKT/\
M\&,/_P 51_PG?@__ *&O0_\ P8P__%5T%% '/_\ "=^#_P#H:]#_ /!C#_\
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M!$Q>.*&!45&.02 !@$Y//O0MOZ_K^O0.I%H6IVVK:3#<6UT]T  CRO"T3,P
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MQT"]N;9@MPD1\HX!^<\*!GC.2,9X]:XK^W=<\F;?J5W;RZ:AD>&>*W,EP?,
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2444 %%%% !1110 4444 ?__9

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
