<SEC-DOCUMENT>0001839882-25-067062.txt : 20251124
<SEC-HEADER>0001839882-25-067062.hdr.sgml : 20251124
<ACCEPTANCE-DATETIME>20251124151816
ACCESSION NUMBER:		0001839882-25-067062
CONFORMED SUBMISSION TYPE:	FWP
PUBLIC DOCUMENT COUNT:		2
FILED AS OF DATE:		20251124
DATE AS OF CHANGE:		20251124

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MORGAN STANLEY
		CENTRAL INDEX KEY:			0000895421
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		ORGANIZATION NAME:           	02 Finance
		EIN:				363145972
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		FWP
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	333-275587
		FILM NUMBER:		251512437

	BUSINESS ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
		BUSINESS PHONE:		212-761-4000

	MAIL ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MORGAN STANLEY DEAN WITTER & CO
		DATE OF NAME CHANGE:	19980326

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	DEAN WITTER DISCOVER & CO
		DATE OF NAME CHANGE:	19960315

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MORGAN STANLEY
		CENTRAL INDEX KEY:			0000895421
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		ORGANIZATION NAME:           	02 Finance
		EIN:				363145972
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		FWP

	BUSINESS ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
		BUSINESS PHONE:		212-761-4000

	MAIL ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MORGAN STANLEY DEAN WITTER & CO
		DATE OF NAME CHANGE:	19980326

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	DEAN WITTER DISCOVER & CO
		DATE OF NAME CHANGE:	19960315
</SEC-HEADER>
<DOCUMENT>
<TYPE>FWP
<SEQUENCE>1
<FILENAME>ms12334_fwp-39133.htm
<DESCRIPTION>FREE WRITING PROSPECTUS TO PRELIMINARY PRICING SUPPLEMENT NO. 12,334
<TEXT>
<HTML>
    <HEAD>
        <TITLE></TITLE>
<!-- QES 7h3d0c70r 1764004481.3940372 -->
    </HEAD>
    <BODY style="text-decoration-skip-ink: none; ">
        <DIV style="margin: auto; width: 871.20pt; padding: 36pt 0; ">
            <DIV style="width: 792.00pt; padding: 23.76pt 39.60pt 0 39.60pt; min-height: 15.84pt; position: relative; ">
                <DIV style="position: absolute; width: 300.14pt; height: 36.03pt; z-index: 251657728; left: 531.85pt; top: 16.17pt; ">
                    <P style="line-height: 1.1; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Free Writing Prospectus to Preliminary Pricing Supplement No. 12,334</font></FONT></P>
                    <P style="line-height: 1.1; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Registration Statement Nos. 333-275587; 333-275587-01</font></FONT></P>
                    <P style="line-height: 1.1; text-align: right; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Dated November 24, 2025; Filed pursuant to Rule 433</font></FONT></P>
                </DIV>
                <P style="border-bottom:  0.50pt solid black; padding-left: 0.0pt; margin-top: 0.0pt; margin-bottom: 0; "><FONT style="color: #595959; font-size: 18.0pt; font-family: Arial, sans-serif; text-transform: uppercase; "></FONT><FONT style="color: black; font-size: 18.0pt; font-family: Arial, sans-serif; text-transform: uppercase; "><font style='white-space: pre-wrap;'>M</font></FONT><FONT style="text-transform: none; color: black; font-size: 18.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>organ</font></FONT><FONT style="color: black; font-size: 18.0pt; font-family: Arial, sans-serif; text-transform: uppercase; "><font style='white-space: pre-wrap;'> S</font></FONT><FONT style="text-transform: none; color: black; font-size: 18.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>tanley</font></FONT><FONT style="color: #595959; font-size: 20.0pt; font-family: Arial, sans-serif; text-transform: uppercase; "><font style='white-space: pre-wrap;'> </font></FONT></P>
            </DIV>
            <DIV style="width: 792.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <DIV>
                    <P style="margin-top: 6.6pt; line-height: 18.0pt; padding-left: 0.0pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 16.0pt; "><font style='white-space: pre-wrap;'>SPX</font></FONT><FONT style="font-family: Times New Roman, Times, serif; color: black; font-size: 8.0pt; "></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 16.0pt; "><font style='white-space: pre-wrap;'> Trigger Partial Participation Securities due December 10, 2029</font></FONT></P>
                    <P style="margin-top: 3.3pt; margin-bottom: 6.6pt; line-height: 11.0pt; padding-left: 0.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-style: italic; color: black; font-size: 10.0pt; "><font style='white-space: pre-wrap;'>This document provides a summary of the terms of the securities.  Investors must carefully review the accompanying preliminary pricing supplement referenced below, product supplement, index supplement and prospectus, and the &#8220;Risk Considerations&#8221; on the following page, prior to making an investment decision.</font></FONT></P>
                </DIV>
                <DIV style="width: 375.20pt; float: left; ">
                    <TABLE width="388.08pt" style="margin-left: 0.0pt; width: 388.08pt; table-layout: fixed; border-collapse: collapse; ">
                        <TR>
                            <TD width="142.56pt" style="width: 142.56pt; border: 0; margin: 0; padding: 0; height: 0; ">
                            </TD>
                            <TD width="245.52pt" style="width: 245.52pt; border: 0; margin: 0; padding: 0; height: 0; ">
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; min-height: 1.10pt; ">
                            <TD colspan="2" style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #296DC1; vertical-align: middle; ">
                                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.2; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 16.0pt; "><font style='white-space: pre-wrap;'>Terms</font></FONT></P>
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; min-height: 1.10pt; ">
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; ">
                                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Issuer:</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; min-height: 1.10pt; ">
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; ">
                                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Guarantor:</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley</font></FONT></P>
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; min-height: 1.10pt; ">
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; ">
                                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Underlier:</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 11pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'> Index (SPX) </font></FONT></P>
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; min-height: 1.10pt; ">
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; ">
                                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Participation rate:</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>99%. Because the participation rate is less than 100%, you will not participate fully in any appreciation of the underlier.</font></FONT></P>
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; min-height: 1.10pt; ">
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; ">
                                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Downside threshold level:</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>70%</font></FONT></P>
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; min-height: 1.10pt; ">
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; ">
                                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Pricing date:</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>December 5, 2025</font></FONT></P>
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; min-height: 1.10pt; ">
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; ">
                                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Observation date:</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>December 5, 2029</font></FONT></P>
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; min-height: 1.10pt; ">
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; ">
                                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Maturity date:</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>December 10, 2029</font></FONT></P>
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; min-height: 1.10pt; ">
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; ">
                                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>CUSIP:</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>61779TZV2</font></FONT></P>
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; min-height: 1.10pt; ">
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; ">
                                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Estimated value:</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>$974.50 per security, or within $45.00 of that estimate</font></FONT></P>
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; min-height: 1.10pt; ">
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D9D9D9; ">
                                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Preliminary pricing supplement:</font></FONT></P>
                            </TD>
                            <TD style="padding-top: 0.0pt; padding-left: 6.33pt; padding-right: 6.33pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                <P style="margin-top: 0; margin-bottom: 0; word-break: break-all; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'><A HREF="https://www.sec.gov/Archives/edgar/data/895421/000183988225066974/ms12334_424b2-39132.htm">https://www.sec.gov/Archives/edgar/data/895421/000183988225066974/ms12334_424b2-39132.htm</A></font></FONT></P>
                            </TD>
                        </TR>
                    </TABLE>
                    <P style="margin-top: 3.3pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>1</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>All payments are subject to our credit risk </font></FONT></P>
                </DIV>
                <DIV style="width: 39.60pt; float: left; ">
                    <P>&nbsp;</P>
                </DIV>
                <DIV style="width: 375.20pt; float: left; ">
                    <P style="text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 14.0pt; "><font style='white-space: pre-wrap;'>Hypothetical Payment at Maturity</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 9pt; vertical-align: super; "><font style='white-space: pre-wrap;'>1</font></FONT></P>
                    <P style="line-height: 9.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>The payoff diagram and table below illustrate the payment at maturity for a range of hypothetical performances of the underlier over the term of the securities.</font></FONT></P>
                    <P style="margin-bottom: 6.6pt; text-align: center; margin-top: 0; "><FONT style="font-family: Times New Roman, Times, serif; "><FONT style="width: 360.53pt; height: 273.08pt; ">                                <IMG width="360.53pt" height="273.08pt" src="image1.gif" style="width: 360.53pt; height: 273.08pt; ">
                                </FONT></FONT></P>
                    <DIV style="float: left; padding-top: 0.65pt; ">
                        <TABLE width="348.48pt" style="margin-left: 0.0pt; width: 348.48pt; table-layout: fixed; border-collapse: collapse; ">
                            <TR>
                                <TD width="174.24pt" style="width: 174.24pt; border: 0; margin: 0; padding: 0; height: 0; ">
                                </TD>
                                <TD width="174.24pt" style="width: 174.24pt; border: 0; margin: 0; padding: 0; height: 0; ">
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #296DC1; vertical-align: middle; ">
                                    <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>% Change in Closing Level of the Underlier</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; background-color: #296DC1; vertical-align: middle; ">
                                    <P style="line-height: 10.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Payment at Maturity per Security</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                                    <P style="line-height: 9.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>+60.00%</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: bottom; ">
                                    <P style="line-height: 9.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$1,594.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D0CECE; vertical-align: middle; ">
                                    <P style="line-height: 9.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>+40.00%</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; background-color: #D0CECE; vertical-align: bottom; ">
                                    <P style="line-height: 9.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$1,396.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                                    <P style="line-height: 9.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>+20.00%</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: bottom; ">
                                    <P style="line-height: 9.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$1,198.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D0CECE; vertical-align: middle; ">
                                    <P style="line-height: 9.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>+10.00%</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; background-color: #D0CECE; vertical-align: bottom; ">
                                    <P style="line-height: 9.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$1,099.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                                    <P style="line-height: 9.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>+5.00%</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; vertical-align: bottom; ">
                                    <P style="line-height: 9.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$1,049.50</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D0CECE; vertical-align: middle; ">
                                    <P style="line-height: 9.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>0.00%</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; background-color: #D0CECE; ">
                                    <P style="line-height: 9.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$1,000.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; vertical-align: middle; ">
                                    <P style="line-height: 9.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>-20.00%</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; ">
                                    <P style="line-height: 9.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$1,000.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D1D1D1; vertical-align: middle; ">
                                    <P style="line-height: 9.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>-30.00%</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; background-color: #D1D1D1; ">
                                    <P style="line-height: 9.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$1,000.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #FFFFFF; vertical-align: middle; ">
                                    <P style="line-height: 9.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>-31.00%</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; background-color: #FFFFFF; ">
                                    <P style="line-height: 9.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$690.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D1D1D1; vertical-align: middle; ">
                                    <P style="line-height: 9.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>-40.00%</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; background-color: #D1D1D1; vertical-align: middle; ">
                                    <P style="line-height: 9.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$600.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #FFFFFF; vertical-align: middle; ">
                                    <P style="line-height: 9.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>-60.00%</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; background-color: #FFFFFF; vertical-align: middle; ">
                                    <P style="line-height: 9.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$400.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #D1D1D1; vertical-align: middle; ">
                                    <P style="line-height: 9.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>-80.00%</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; background-color: #D1D1D1; vertical-align: middle; ">
                                    <P style="line-height: 9.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$200.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR style="vertical-align: top; min-height: 1.10pt; ">
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; background-color: #FFFFFF; vertical-align: middle; ">
                                    <P style="line-height: 9.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>-100.00%</font></FONT></P>
                                </TD>
                                <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-bottom:  0.50pt solid black; border-top:  0.50pt solid black; border-right:  0.50pt solid black; border-left:  0.50pt solid black; background-color: #FFFFFF; vertical-align: middle; ">
                                    <P style="line-height: 9.0pt; text-align: center; margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$0.00</font></FONT></P>
                                </TD>
                            </TR>
                        </TABLE>
                    </DIV>
                </DIV>
<BR clear="all" style="font-size: 1px; ">
            </DIV>
            <DIV style="width: 792.00pt; padding: 0 39.60pt 15.84pt 39.60pt; min-height: 23.76pt; position: relative; ">
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; ">&nbsp;</FONT></P>
            </DIV>
        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 871.20pt; padding: 36pt 0; ">
            <DIV style="width: 792.00pt; padding: 30.09pt 39.60pt 0 39.60pt; min-height: 10.00pt; position: relative; ">
                <P style="margin-top: 0; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV style="width: 792.00pt; padding: 10pt 39.60pt 10pt 39.60pt; position: relative; margin-bottom: 20pt; ">
                <P style="border-top:  0.50pt solid black; margin-top: 6.6pt; line-height: 9.0pt; margin-bottom: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>The issuer has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, the issuer, any underwriter or any dealer participating in the offering will arrange to send you the prospectus if you request it by calling toll-free 1-800-584-6837.</font></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.2; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>Underlier(s)</font></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 10.0pt; "><font style='white-space: pre-wrap;'>For more information about the underlier(s), including historical performance information, see the accompanying preliminary pricing supplement.</font></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.2; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>Risk Considerations</font></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 10.0pt; "><font style='white-space: pre-wrap;'>The risks set forth below are discussed in more detail in the &#8220;Risk Factors&#8221; section in the accompanying preliminary pricing supplement.  Please review those risk factors carefully prior to making an investment decision. </font></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Risks Relating to an Investment in the Securities</font></U></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The securities do not guarantee the return of any principal and do not pay interest.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The securities offer only reduced participation in any appreciation of the underlier.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The amount payable on the securities is not linked to the value of the underlier at any time other than the observation date.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The market price of the securities may be influenced by many unpredictable factors.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The securities are subject to our credit risk, and any actual or anticipated changes to our credit ratings or credit spreads may adversely affect the market value of the securities.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>As a finance subsidiary, MSFL has no independent operations and will have no independent assets.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The rate we are willing to pay for securities of this type, maturity and issuance size is likely to be lower than the rate implied by our secondary market credit spreads and advantageous to us. Both the lower rate and the inclusion of costs associated with issuing, selling, structuring and hedging the securities in the original issue price reduce the economic terms of the securities, cause the estimated value of the securities to be less than the original issue price and will adversely affect secondary market prices.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The estimated value of the securities is determined by reference to our pricing and valuation models, which may differ from those of other dealers and is not a maximum or minimum secondary market price.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The securities will not be listed on any securities exchange and secondary trading may be limited.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>As discussed in more detail in the accompanying product supplement, investing in the securities is not equivalent to investing in the underlier(s).</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The U.S. federal income tax consequences of an investment in the securities are uncertain.</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Risks Relating to the </font></U><U><font style='white-space: pre-wrap;'>Underlier(s)</font></U></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-style: italic; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Because your return on the securities will depend upon the performance of the underlier(s), the securities are subject to the following risk(s), as discussed in more detail in the accompanying product supplement</font></FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 39.60pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Adjustments to an underlying index could adversely affect the value of the securities.</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Risks Relating to Conflicts of Interest</font></U></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The calculation agent, which is a subsidiary of Morgan Stanley and an affiliate of MSFL, will make determinations with respect to the securities.</font></FONT></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; text-align: left; margin-left: 19.80pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hedging and trading activity by our affiliates could potentially adversely affect the value of the securities.</font></FONT></FONT></P>
                <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.2; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>Tax Considerations</font></FONT></P>
                <P style="margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 10.0pt; "><font style='white-space: pre-wrap;'>You should review carefully the discussion in the accompanying preliminary pricing supplement under the caption &#8220;Additional Information About the Securities&#8211; United States federal income tax considerations&#8221; concerning the U.S. federal income tax consequences of an investment in the securities, and you should consult your tax adviser.</font></FONT></P>
            </DIV>
            <DIV style="width: 792.00pt; padding: 0 39.60pt 18.21pt 39.60pt; min-height: 21.40pt; position: relative; ">
                <P style="margin-top: 13.2pt; margin-bottom: 0; "><FONT style="font-family: Times New Roman, Times, serif; ">&nbsp;</FONT></P>
            </DIV>
        </DIV>
        <DIV style="border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
    </BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>image1.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image1.gif
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M\_3T]/7U]??W]_?W]_GY^?O[^_W]_?_______P
M
M
M
M
M
M
M
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MN_?OX,/^BQ]/OKSY\^C3JU_/OKW[]_#CRY]/O[[]^_CSZ]_/O[___P &*."
M!!9HX($()JC@@@RV%<  !C0HX8045MB8 0$ H"$ $!J$X88 %!!A0P* 6 !"
M)6YX(HHF6NCBBS#&*%.*(&HXHD 9ULCAC0G1N.$ !N4((I!!ZDBDC$@FJ>22
M%1FP(8809MBA(BEV:$"5"^5XXH<<$J2E(EP>B:.&6^8H)I-HIJEFDBE&F*$!
M3H8XYIDY\EA0G&*V*1">7MHX$)\#U;GFH(06RJ"4.$(8YY9DWMDHBP#PN*A
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M??4R7>_]1_O[GP![<X@(< @#Y2/?^"!@)!'<A7'&RQ3\'G(\,#VJ@NS#5*2
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MVW2"!JP((@D4HCT9+<E% 9K2C;HT+2]PD@,XN4T)Z.@ /$/I+(WX3XVV]*5
M%4LA)J"OD!K!;35:P!G@\U.1K)2=30VJ5+?2MDB]0)Y3/ $Q2WI2INX4)D^E
MBQ^?YL4A7H1QJ'*<13(XD3@1TJQ<B>I4YUJ5VU%O=W>$0A0F,( :#0 %\Y'K
M1\(ZE[$ZK:SRR@A:B]1#BPC@36OET*G<.A;!TO6R3M%!B1P04B9<KD8*^ )]
M+-L1PN*%LJQ,+$9,U2.U-@FN#F'^JUE(B]G:(@4" ZC -IE0@WS5" )\J ]M
M-V+:!\*U@HHUH[I<JTS8-N1#S Q+/VU+W:WLX0@TO2/?:F0 /MIGN!HIKEU6
MM4_DKK9Y"$'<:B6[5LBF!;S5C2]/ $&%>&*U?/4$42CQ U^,B+<NJ!U< 7Q$
MR,=NB #1!:0K5;6T-A'80P;6$((O14H ()B#D?)9N: KL%9*RD9"2C!0^BO?
M$M>$#B$5 @Q!Y(!CWH?$%B$L%6#'.7Q&9,8TIIR-.6)>5?I,<.AC+K2.YBX-
M'A;#-:I4D!L;IQ\SV7%+OE&*'DS.KYKXRDA)0TA!0-(-56 _,*X(87U[-A")
MV"!D+K/^<RD2X%?^Z%H ^U(0H[M8^D6(1E8J9=!,N4$QK@A/(UJ6HC)(63\#
M<DJ"AM.9?Q)F+#OZ)(;X0D@ET#<$$ _,5G9D3]/I,HU].9*=GMBG.>*D 917
MN5/^F6R'UJ[EYGF,%_07GDZ$P4>AM=12;E2M-U7GI33ZT< .R1^BL$T@?+)&
M#^W/KR7R7[JTF<&-]:%RE3;1#E?[5^[S5Z7F%RP1V4]6YPJP6Y,6KSW!J\K\
M"[:Z=0('8'*2!6G6T 3^L^R(-+NP[EUNM,<EM"^B"[VLW*"_?<@H(H^[@_%Z
M5[LX#$@X(7QQ"$?WNB>.DS/LE@)]!1%. 51OB-Q;+L\^H[S^(FPU9I);Y'>6
M-1H!WF&'EYS@FIKLFQ3I-#BWFBG3I;C.86((+6R3G@YM0X Z_I"/QZ74IY;7
MDG5D<I;;68,?EM.'%GSP0*:\759\:Z26GKQ52WSG8&?)L+>Y ^'5R*0"(KI#
MC X7KT,=:$+:)T/.C3\-\HJUO2Y:Q#$\6?8VW.TQAXK:PP[V*PBDW5.DJ0;Z
M=@"<#6CP#&'[6P;.8*4+Z=I9$G(96:7R3:42ZE-?"*$I;*->.^KFOLXTX5>O
M$5X"0 06WR03# C:I1((\@N1O%M"KLJHEQ+EYIIV[ZD=];*V>I \M)-Z66ON
M)\L)N<MW>NK3S?KJ8^2:U$LQ4D'^!(&NWE[US]QT7QBN[ZCK48)FFCO - 6L
M79]J5S9'XRKW#//F$S)7.*0_\YV">^M?V9T 8$?;5 );12X@@"#]EQ"ZUQ9N
MYWXT)WSI=4J55WP=YE?HYS1',GH+)T%/DX%[AQ0)Z'_5U0>?I5O;Q%<Q-$,(
M"'XKL8!LP7L)AV'7XB.J92X_=F'0QB-D!&VE1V$T*"D )V[/4F%*]X%'$8(B
M6%L=%2DQ<%_EDP0.H"-8I"!(:! NN$15F(1S%5-0E%U3U +Q!@#>184L:$[B
MQU)EJ(5:2%0!&$S:56FBQ"!92!!7B$1SJ(8;10=(A4#;]%D@8DP2<H<"48<F
M)(AX"%#^=F4 /^!N.K!B&_)-#6*(A%A".7>(:@@")<( 3E@^7&9/.Q:(:8@2
MDRA"AFB)T50(M =/F_@[-H5L$$4ADGB&4!6*ICAQ;9!" Q "VR0$V[<A$^!]
ML$B+)C&* U2*M4A)3O0V1K!-*%"  +!Q+\("PJA2LKA.QGB,<50!&L( ];5)
M&)=4MA>-F,-&+W6-V(A$)"AO[L8$47AVAB CL=A&&V6.YRA":2 \ R #VU0#
M9O<D@(4D\5B.TUB/U*4#3F)IP-0$YY."2A*0+D6/!-D];,A9LD=[W.=B #F0
M(T&, @21$;DV?7!L%+"*P-.+D:(!:.*0\ZB1'QE42V@ -K#^31_@C D0ATRB
MDC[%DBWYD$ZB %($3"C(8ABY))4(5M586%EC?(LF$30')S7Q;$X)2')7%46Y
MD]1%!WTE@'>$!,<&(J.6)CB)%X:E(TKI$0_X>S%!:*D"@U;AD58Y+Q$@ @OU
MA?%F:802EN.W=SUV$3F"@]*VE"MQ<E[AEF_)+8E0!K*W72"2;'>IDR#!D61!
M><!':@AG>C,!>''EF(6)3H.0!>Z67X_(*7C)%S"XEQ718VP)$YBY%82YF<9R
M!\1V1SS0CQJ"4X<@FIKI$9 Y%N3G9I&"9]"C2'[96M$6>,UW8*122(F%0>CE
M5C\V(C\&).+F(\,))OTRE3S1FJ[^22MKL$TCA6Q"URFC61!TP$GF>9[HF9[J
MN9[LV9[N^9[N"8SK58,:E'$M$F6BMW[Y:22^9V8YR'> Y&3&MTBXQF?^::"+
M1!3:N9V=D@A>4%,Z@G:>,IX"40CMJ&88:C:0>%;']69S)F> EGE/$C_ZIY\3
M5# #QS[+@F NEVL;*'4@JE[)=T;%R6CCR*! !0A7 $Q 8)('4 .T0J&* ( 9
M6J1DDU-G)7VJ)$0 X'ZBYV1;]Y^:PGF-=3Q.&D2:HG4R)W"=MR)TIZ"YB:-,
M= <#&&\)$(Z?(J07:J1L^C4;>IH=NF]#DC^E,E871F[SPVWU9W< BJ7(8VK&
MZ4.)XRO^GV<4"RJF:M*==[17]EE'\NDITDA]+T%8;-BFELHU_[A>-3I\[(=Z
MDEDJ?2.=#[<CEDFC%+BG&GA_(;)J!T.=@(D3AXJH2W((#[J5:QHI!V@LTCA)
MY/@X)GFIP/HT$; 1>YFB6?.JIB0B5].B"W&EH[=A03AS4'J@B(2L,Q&KLHHD
M@% %B<=;9JJ"QB*D N$%\%FNYGJNZ J?X:D1I2EKT\I=".%V@_2N/8AZOGFJ
MY+=_S\HN54-(!/!CV)D3V)JM%?(&#@ !BD 'L=E"3*"8&S*%R"*NQ@6HJ=6?
M 3MDUX8X2FIM^XFO%)9O.TAPJSEDFI>=84JP-,,$3G( 8$#^DKUCD1N"DMLB
ML>O3H9:7H!&!FAIKK]'3LV]'HW_VL<ZWI8,J$::I$P.+L@Q"1[G3C5.D8C6R
M7]Q"LW5A8/%CK =*+,Q4):1"1M#78$-H1FP%HD+;=R]Z=7:R+G5VM )[LDKK
M+7W0CEK)L)VXF$,9L6X;7D=Y6G%J?GHF9PD18H&6?G]YG*CD)URB=7U&(W\6
MA*0'+'BG+6G$0R(BE6 JJ6]KC[ZE2< D 8WJ-_1"M<[F=^4'=UL'I9A'HQBH
MN'Z%9"W"@RIB:Y?R/I<GJ @JMJAKK3&1M)E+(#_P1 : 5T_;E;7YB=TBNG/1
MKG(J=3^80_VB6HH$O3X3,./B<D'^>[:F6Z\%-B1V4F$\ZQ.\V[L!PH;<"$PL
MX(R,&;IYFQ&[V3WA*[[]T0=()0$+VT+=5"._.#/(6TE5";]KLX0 @ +=>@2@
M^8Q(6B_[2TGOZ[_X 3YO@P3 I .TF3MH:B\)#$D+S,#T40BMV !.6SZ<M'AG
M=YMK<\%RE,$:'!]Z6%2;U(K^F#W]VQ+M"\/KF\)HP@3$] + ] ,FF0!@X+XU
M?!$S7#LH;,/LP;0(>4?-^%N X#TF'$=%;,3H80CU]  ?3#XL%)0V,H9 C+DR
MO+?4%,527!YG $,F.$5'<*L(8'@=&<0Q!L;1),9C+![8)P \L$F]52,.T,3%
MZ,9B!L?^NB3'<_P= *@ V^2P&O*5;>S%X2>/.<G(@TPHZ1B 5XQ?47MIE.C'
M%#'$M"/(D9P= *P!4'!'C5A,KYC)D&R&CDQ0GOS)UL&%]P1,=?N(B<!$3^Q&
M,>S**;F-E4P^+ER;!UR(FCP1UQ.LQGS,R)S,RKS,S*PCJ:S+20("Z=/+OB,$
MQ L #+"NMCS,$D$'7-?,X!S.XCS.Y'S,# #-AF)Q7D@^+>",$@K%W"P1;9"N
M]%S/]GS/^)S/^KS/_-S/_OS/ /V>=XO.3'(&+LM-C=IXMT*?6M'*!/W0JU$(
M.YIXMZH %4P>PAE=);)@\0I+ 0-+D&*$213/$%W2U-$'U-S^._Q8(Q'PJ.-A
M6"3ZI:[KH7W2NHUCTVKTS":]T^>!>%,DPD^2J^BQ11"BGTB6NF.R*5@2*S"*
M:FBTU![AT#P]U9IQ" :=> 4L0^NA)S;40>."U&RE9$[=0RBZ9A0AU52=UI0A
MT0S+!+QX10-='O-C0VMY?CA+G#J8*5=ZI1V!UFK]UXZ!!RG-.R#@C%RL'J$2
M3C&W?WC=I]\6-41#9$1$TH!=V;GATRVDQ6]CD^Q!1OG&00H'UC]3*=]6/T0F
MTV]$V9:]VK)AU7=T!-<,B.^QH@/ T,V'U'R:V[V&.+M=LA;AUZP=W'E!!Q6
M!XH@T2[[ O'VINW1-]7):A=K9 ?^UF$+IK;"]ZD7<0*J+=S</1I.@#L2@ ?
MA,@'@,GSX4<Q+=DDR[VW[6KLLF RBA &V35]I=/=?=^XP;0&0*XN6\#I:Q\
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M:@H7.SRZSU![]-=GWSG!7H( COK>C9?E]BED(?/[]^<_O4\!T #&3O.OEQQ
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M!OPF'-7LI %^,&5% C   \2&E+'$91<K<"M!V@0)MJ- +B/^8H  I(66"A$
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MR@)I/.6/B7$@>,#3:0A)2?E2EL<*_BI6$T)9(1_9LK%U:UXW\E<JMWEB0 3
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M__WUWY%PUX3O4=^^_5N.Z!/  MP*R"$C[VH\ WR*_&/ !VP(0/@FL>$)HH-
MJ'# "]3 @NBX"MJP#MO !B3 $"1!H.@_)Y DV%G $BR*#&1!!D1 U/"ZXWE!
M#!S!&L1!D"@KU"B+"8B4.\O!IG#!($P_KD.-^\*.VB-"HQC")9R^M3N-XMF)
MX'-")KS^P2K$PH88JM.XCP0Q@BQ<BB8$0\YK$@D0B!WD0:/)H#%LP0ABPS=4
MB)5C $6( ^$PJE5#+#@$"C'40[C;.1&B PSC$1^!N#X<"CXTQ*OCEE7S RU
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M$,M>%"U@@!*@8*,*+K-,]9<2 !%_53&W6\ ^K>;2]5[G]88 8PHI[4E! 08
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M!F  <385G9C-Q:RVJ7(MBQZEF-]@P'?[:'>GQ*?Z_*5?B@\00PB7!<@!!)
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MU/H32[DRM;*>K<M=IYI7T1*P@2KEJU0.=+S'>-5D4&5=%HNS-T:QY &C6H
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MI.,?=T3%R71+?(#<TNK:\P5=#4@L-#/D(U^D+3T1H&DY>B D7V3'^+Q 0@4
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M@$IJJ*8\?8[RJ..%19I3+WW8GU&AFI>'(C&B[REJ5'V3N^DPP24&^*1A>&<
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MSS5\0I"K)*-EW38$YU1B0>1"1K;@>C*'=/1N\1:'*!4_;@0! 8%P(D-F(()
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M;J_)%:3^MACE)SN2*&.AHYO]QIM:P9$8]0&TXY<PTH[%"6_'>16%8)A^= 7
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M.-H230E6>&<^1CDE2*FGTE-66:4C/.5G:R9;:TI4H:8(;G9K0#D<_:E$USE
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MF%$MU3<=$LD<=4RFT5.2IUHMSUS]$6!PS9@[6F0<)=%,U@\4?C7K;O!<55X
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I[WN__WLAP ]\P1]\PB]\PS]\Q$]\Q5]\QF]\QW]\R(]\R9_\XPT( #L!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
