<SEC-DOCUMENT>0001839882-25-067573.txt : 20251125
<SEC-HEADER>0001839882-25-067573.hdr.sgml : 20251125
<ACCEPTANCE-DATETIME>20251125170157
ACCESSION NUMBER:		0001839882-25-067573
CONFORMED SUBMISSION TYPE:	FWP
PUBLIC DOCUMENT COUNT:		2
FILED AS OF DATE:		20251125
DATE AS OF CHANGE:		20251125

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MORGAN STANLEY
		CENTRAL INDEX KEY:			0000895421
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		ORGANIZATION NAME:           	02 Finance
		EIN:				363145972
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		FWP
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	333-275587
		FILM NUMBER:		251522412

	BUSINESS ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
		BUSINESS PHONE:		212-761-4000

	MAIL ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MORGAN STANLEY DEAN WITTER & CO
		DATE OF NAME CHANGE:	19980326

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	DEAN WITTER DISCOVER & CO
		DATE OF NAME CHANGE:	19960315

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MORGAN STANLEY
		CENTRAL INDEX KEY:			0000895421
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		ORGANIZATION NAME:           	02 Finance
		EIN:				363145972
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		FWP

	BUSINESS ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
		BUSINESS PHONE:		212-761-4000

	MAIL ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MORGAN STANLEY DEAN WITTER & CO
		DATE OF NAME CHANGE:	19980326

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	DEAN WITTER DISCOVER & CO
		DATE OF NAME CHANGE:	19960315
</SEC-HEADER>
<DOCUMENT>
<TYPE>FWP
<SEQUENCE>1
<FILENAME>ms12407_fwp-39466.htm
<DESCRIPTION>FREE WRITING PROSPECTUS TO PRELIMINARY PRICING SUPPLEMENT NO. 12,407
<TEXT>
<HTML>
    <HEAD>
        <TITLE></TITLE>
<!-- QES 7h3d0c70r 1764096511.4304047 -->
    </HEAD>
    <BODY style="text-decoration-skip-ink: none; ">
        <DIV STYLE="font-size: 10pt; margin: auto; padding: 36pt 0; width: 871.2pt">
            <DIV STYLE="font-size: 10pt; width: 792pt; padding: 23.76pt 39.6pt 0; min-height: 15.84pt; position: relative">
                <DIV STYLE="font-size: 10pt; position: absolute; width: 300.14pt; height: 36.03pt; z-index: 251657728; left: 531.85pt; top: 16.17pt">
                    <P STYLE="font-size: 10pt; line-height: 1.1; text-align: right; margin-top: 0; margin-bottom: 0"><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Free Writing Prospectus to Preliminary Pricing Supplement No. 12,407</font></FONT></P>
                    <P STYLE="font-size: 10pt; line-height: 1.1; text-align: right; margin-top: 0; margin-bottom: 0"><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Registration Statement Nos. 333-275587; 333-275587-01</font></FONT></P>
                    <P STYLE="font-size: 10pt; line-height: 1.1; text-align: right; margin-top: 0; margin-bottom: 0"><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Dated November 25, 2025; Filed pursuant to Rule 433</font></FONT></P>
                </DIV>
                <P STYLE="font-size: 10pt; border-bottom: black 0.5pt solid; padding-left: 0pt; margin-top: 0pt; margin-bottom: 0"><FONT style="color: #595959; font-size: 18.0pt; font-family: Arial, sans-serif; text-transform: uppercase; "></FONT><FONT style="color: black; font-size: 18.0pt; font-family: Arial, sans-serif; text-transform: uppercase; "><font style='white-space: pre-wrap;'>M</font></FONT><FONT style="text-transform: none; color: black; font-size: 18.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>organ</font></FONT><FONT style="color: black; font-size: 18.0pt; font-family: Arial, sans-serif; text-transform: uppercase; "><font style='white-space: pre-wrap;'> S</font></FONT><FONT style="text-transform: none; color: black; font-size: 18.0pt; font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>tanley</font></FONT><FONT style="color: #595959; font-size: 20.0pt; font-family: Arial, sans-serif; text-transform: uppercase; "><font style='white-space: pre-wrap;'> </font></FONT></P>
            </DIV>
            <DIV STYLE="font-size: 10pt; width: 792pt; padding: 10pt 39.6pt; position: relative; margin-bottom: 20pt">
                <DIV STYLE="font-size: 10pt">
                    <P STYLE="font-size: 10pt; margin-top: 6.6pt; line-height: 18pt; padding-left: 0pt; margin-bottom: 0"><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 16.0pt; "><font style='white-space: pre-wrap;'>SPXFP</font></FONT><FONT style="font-family: Times New Roman, Times, serif; color: black; font-size: 8.0pt; "></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: black; font-size: 16.0pt; "><font style='white-space: pre-wrap;'> Dual Directional Buffered Jump Securities due December 27, 2030</font></FONT></P>
                    <P STYLE="font-size: 10pt; margin-top: 3.3pt; margin-bottom: 6.6pt; line-height: 11pt; padding-left: 0pt"><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-style: italic; color: black; font-size: 10.0pt; "><font style='white-space: pre-wrap;'>This document provides a summary of the terms of the securities.  Investors must carefully review the accompanying preliminary pricing supplement referenced below, product supplement, index supplement and prospectus, and the &#8220;Risk Considerations&#8221; on the following page, prior to making an investment decision.</font></FONT></P>
                </DIV>
<BR clear="all" style="font-size: 1px; ">
                <DIV STYLE="font-size: 10pt; width: 375.2pt; float: left">
                    <TABLE STYLE="width: 388.08pt; font-size: 10pt; margin-left: 0pt; width: 388.08pt; table-layout: fixed; border-collapse: collapse">
                        <TR STYLE="font-size: 10pt">
                            <TD STYLE="width: 142.56pt; font-size: 10pt; width: 142.56pt; border-width: 0; margin: 0; padding: 0; height: 0">
                            </TD>
                            <TD STYLE="width: 245.52pt; font-size: 10pt; width: 245.52pt; border-width: 0; margin: 0; padding: 0; height: 0">
                            </TD>
                        </TR>
                        <TR STYLE="font-size: 10pt; vertical-align: top; min-height: 1.1pt">
                            <TD COLSPAN="2" STYLE="font-size: 10pt; padding: 0pt 6.33pt; border-top: black 0.5pt solid; border-right: black 0.5pt solid; border-left: black 0.5pt solid; background-color: #296DC1; vertical-align: middle">
                                <P STYLE="font-size: 10pt; margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.2"><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 16.0pt; "><font style='white-space: pre-wrap;'>Terms</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="font-size: 10pt; vertical-align: top; min-height: 1.1pt">
                            <TD STYLE="font-size: 10pt; padding: 0pt 6.33pt; border: black 0.5pt solid; background-color: #D9D9D9">
                                <P STYLE="font-size: 10pt; margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15pt"><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Issuer:</font></FONT></P>
                            </TD>
                            <TD STYLE="font-size: 10pt; padding: 0pt 6.33pt; border: black 0.5pt solid">
                                <P STYLE="font-size: 10pt; margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15pt"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley Finance LLC</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="font-size: 10pt; vertical-align: top; min-height: 1.1pt">
                            <TD STYLE="font-size: 10pt; padding: 0pt 6.33pt; border: black 0.5pt solid; background-color: #D9D9D9">
                                <P STYLE="font-size: 10pt; margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15pt"><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Guarantor:</font></FONT></P>
                            </TD>
                            <TD STYLE="font-size: 10pt; padding: 0pt 6.33pt; border: black 0.5pt solid">
                                <P STYLE="font-size: 10pt; margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15pt"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Morgan Stanley</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="font-size: 10pt; vertical-align: top; min-height: 1.1pt">
                            <TD STYLE="font-size: 10pt; padding: 0pt 6.33pt; border: black 0.5pt solid; background-color: #D9D9D9">
                                <P STYLE="font-size: 10pt; margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15pt"><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Underlier:</font></FONT></P>
                            </TD>
                            <TD STYLE="font-size: 10pt; padding: 0pt 6.33pt; border: black 0.5pt solid">
                                <P STYLE="font-size: 10pt; margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15pt"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 11pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'> Futures Excess Return Index (SPXFP) </font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="font-size: 10pt; vertical-align: top; min-height: 1.1pt">
                            <TD STYLE="font-size: 10pt; padding: 0pt 6.33pt; border: black 0.5pt solid; background-color: #D9D9D9">
                                <P STYLE="font-size: 10pt; margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15pt"><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Upside payment:</font></FONT></P>
                            </TD>
                            <TD STYLE="font-size: 10pt; padding: 0pt 6.33pt; border: black 0.5pt solid">
                                <P STYLE="font-size: 10pt; margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15pt"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>$466.50 per security (46.65% of the stated principal amount)</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="font-size: 10pt; vertical-align: top; min-height: 1.1pt">
                            <TD STYLE="font-size: 10pt; padding: 0pt 6.33pt; border: black 0.5pt solid; background-color: #D9D9D9">
                                <P STYLE="font-size: 10pt; margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15pt"><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Absolute return participation rate:</font></FONT></P>
                            </TD>
                            <TD STYLE="font-size: 10pt; padding: 0pt 6.33pt; border: black 0.5pt solid">
                                <P STYLE="font-size: 10pt; margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15pt"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>100%</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="font-size: 10pt; vertical-align: top; min-height: 1.1pt">
                            <TD STYLE="font-size: 10pt; padding: 0pt 6.33pt; border: black 0.5pt solid; background-color: #D9D9D9">
                                <P STYLE="font-size: 10pt; margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15pt"><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Buffer amount:</font></FONT></P>
                            </TD>
                            <TD STYLE="font-size: 10pt; padding: 0pt 6.33pt; border: black 0.5pt solid">
                                <P STYLE="font-size: 10pt; margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15pt"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>15% (85% maximum loss)</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 11pt; vertical-align: super; "><font style='white-space: pre-wrap;'>1</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="font-size: 10pt; vertical-align: top; min-height: 1.1pt">
                            <TD STYLE="font-size: 10pt; padding: 0pt 6.33pt; border: black 0.5pt solid; background-color: #D9D9D9">
                                <P STYLE="font-size: 10pt; margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15pt"><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Pricing date:</font></FONT></P>
                            </TD>
                            <TD STYLE="font-size: 10pt; padding: 0pt 6.33pt; border: black 0.5pt solid">
                                <P STYLE="font-size: 10pt; margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15pt"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>December 23, 2025</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="font-size: 10pt; vertical-align: top; min-height: 1.1pt">
                            <TD STYLE="font-size: 10pt; padding: 0pt 6.33pt; border: black 0.5pt solid; background-color: #D9D9D9">
                                <P STYLE="font-size: 10pt; margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15pt"><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Observation date:</font></FONT></P>
                            </TD>
                            <TD STYLE="font-size: 10pt; padding: 0pt 6.33pt; border: black 0.5pt solid">
                                <P STYLE="font-size: 10pt; margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15pt"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>December 23, 2030</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="font-size: 10pt; vertical-align: top; min-height: 1.1pt">
                            <TD STYLE="font-size: 10pt; padding: 0pt 6.33pt; border: black 0.5pt solid; background-color: #D9D9D9">
                                <P STYLE="font-size: 10pt; margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15pt"><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Maturity date:</font></FONT></P>
                            </TD>
                            <TD STYLE="font-size: 10pt; padding: 0pt 6.33pt; border: black 0.5pt solid">
                                <P STYLE="font-size: 10pt; margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15pt"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>December 27, 2030</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="font-size: 10pt; vertical-align: top; min-height: 1.1pt">
                            <TD STYLE="font-size: 10pt; padding: 0pt 6.33pt; border: black 0.5pt solid; background-color: #D9D9D9">
                                <P STYLE="font-size: 10pt; margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15pt"><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>CUSIP:</font></FONT></P>
                            </TD>
                            <TD STYLE="font-size: 10pt; padding: 0pt 6.33pt; border: black 0.5pt solid">
                                <P STYLE="font-size: 10pt; margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15pt"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>61779T5F0</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="font-size: 10pt; vertical-align: top; min-height: 1.1pt">
                            <TD STYLE="font-size: 10pt; padding: 0pt 6.33pt; border: black 0.5pt solid; background-color: #D9D9D9">
                                <P STYLE="font-size: 10pt; margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15pt"><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Estimated value:</font></FONT></P>
                            </TD>
                            <TD STYLE="font-size: 10pt; padding: 0pt 6.33pt; border: black 0.5pt solid">
                                <P STYLE="font-size: 10pt; margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15pt"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>$952.70 per security, or within $55.00 of that estimate</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="font-size: 10pt; vertical-align: top; min-height: 1.1pt">
                            <TD STYLE="font-size: 10pt; padding: 0pt 6.33pt; border: black 0.5pt solid; background-color: #D9D9D9">
                                <P STYLE="font-size: 10pt; margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15pt"><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Preliminary pricing supplement:</font></FONT></P>
                            </TD>
                            <TD STYLE="font-size: 10pt; padding: 0pt 6.33pt; border: black 0.5pt solid">
                                <P STYLE="font-size: 10pt; margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 15pt"><A href="https://www.sec.gov/Archives/edgar/data/895421/000183988225067333/ms12407_424b2-39465.htm" style="word-break: break-all; "><FONT style="font-family: Arial, sans-serif; font-size: 13.0pt; color: #0000FF; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>https://www.sec.gov/Archives/edgar/data/895421/000183988225067333/ms12407_424b2-39465.htm</font></U></FONT></A><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 13.0pt; "><font style='white-space: pre-wrap;'> </font></FONT></P>
                            </TD>
                        </TR>
                    </TABLE>
                    <P STYLE="font-size: 10pt; margin-top: 3.3pt; margin-bottom: 0"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>1</font></FONT><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>All payments are subject to our credit risk </font></FONT></P>
                </DIV>
                <DIV STYLE="font-size: 10pt; width: 39.6pt; float: left">
                    <P STYLE="font-size: 10pt">&nbsp;</P>
                </DIV>
                <DIV STYLE="font-size: 10pt; width: 375.2pt; float: left">
                    <P STYLE="font-size: 10pt; margin-top: 3.3pt; text-align: center; margin-bottom: 0"><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 14.0pt; "><font style='white-space: pre-wrap;'>Hypothetical Payment at Maturity</font></FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 12pt; vertical-align: super; "><font style='white-space: pre-wrap;'>1</font></FONT></P>
                    <P STYLE="font-size: 10pt; line-height: 9pt; text-align: center; margin-top: 0; margin-bottom: 0"><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>The payoff diagram and table below illustrate the payment at maturity for a range of hypothetical performances of the underlier over the term of the securities.</font></FONT></P>
                    <P STYLE="font-size: 10pt; margin-bottom: 6.6pt; text-align: center; margin-top: 0"><FONT style="font-family: Times New Roman, Times, serif; "><FONT style="width: 308.77pt; height: 234.58pt; ">                                <IMG width="308.77pt" height="234.58pt" src="image1.gif" style="width: 308.77pt; height: 234.58pt; ">
                                </FONT></FONT></P>
                    <DIV STYLE="font-size: 10pt; float: left; padding-top: 0.65pt">
                        <TABLE STYLE="width: 348.48pt; font-size: 10pt; margin-left: 0pt; width: 348.48pt; table-layout: fixed; border-collapse: collapse">
                            <TR STYLE="font-size: 10pt">
                                <TD STYLE="width: 174.24pt; font-size: 10pt; width: 174.24pt; border-width: 0; margin: 0; padding: 0; height: 0">
                                </TD>
                                <TD STYLE="width: 174.24pt; font-size: 10pt; width: 174.24pt; border-width: 0; margin: 0; padding: 0; height: 0">
                                </TD>
                            </TR>
                            <TR STYLE="font-size: 10pt; vertical-align: top; min-height: 1.1pt">
                                <TD STYLE="font-size: 10pt; padding: 2pt 0pt; border: black 0.5pt solid; background-color: #296DC1; vertical-align: middle">
                                    <P STYLE="font-size: 10pt; line-height: 10pt; text-align: center; margin-top: 0; margin-bottom: 0"><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>% Change in Closing Level of the Underlier</font></FONT></P>
                                </TD>
                                <TD STYLE="font-size: 10pt; padding: 2pt 0pt; border: black 0.5pt solid; background-color: #296DC1; vertical-align: middle">
                                    <P STYLE="font-size: 10pt; line-height: 10pt; text-align: center; margin-top: 0; margin-bottom: 0"><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #FFFFFF; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Payment at Maturity per Security</font></FONT></P>
                                </TD>
                            </TR>
                            <TR STYLE="font-size: 10pt; vertical-align: top; min-height: 1.1pt">
                                <TD STYLE="font-size: 10pt; padding: 0pt; border: black 0.5pt solid; background-color: #FFFFFF; vertical-align: middle">
                                    <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9pt; text-align: center"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>+100.00%</font></FONT></P>
                                </TD>
                                <TD STYLE="font-size: 10pt; padding: 0pt; border: black 0.5pt solid; background-color: #FFFFFF">
                                    <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9pt; text-align: center"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$2,000.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR STYLE="font-size: 10pt; vertical-align: top; min-height: 1.1pt">
                                <TD STYLE="font-size: 10pt; padding: 0pt; border: black 0.5pt solid; background-color: #D9D9D9; vertical-align: middle">
                                    <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9pt; text-align: center"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>+80.00%</font></FONT></P>
                                </TD>
                                <TD STYLE="font-size: 10pt; padding: 0pt; border: black 0.5pt solid; background-color: #D9D9D9">
                                    <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9pt; text-align: center"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$1,800.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR STYLE="font-size: 10pt; vertical-align: top; min-height: 1.1pt">
                                <TD STYLE="font-size: 10pt; padding: 0pt; border: black 0.5pt solid; background-color: #FFFFFF; vertical-align: middle">
                                    <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9pt; text-align: center"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>+60.00%</font></FONT></P>
                                </TD>
                                <TD STYLE="font-size: 10pt; padding: 0pt; border: black 0.5pt solid; background-color: #FFFFFF">
                                    <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9pt; text-align: center"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$1,600.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR STYLE="font-size: 10pt; vertical-align: top; min-height: 1.1pt">
                                <TD STYLE="font-size: 10pt; padding: 0pt; border: black 0.5pt solid; background-color: #D9D9D9; vertical-align: middle">
                                    <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9pt; text-align: center"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>+46.65%</font></FONT></P>
                                </TD>
                                <TD STYLE="font-size: 10pt; padding: 0pt; border: black 0.5pt solid; background-color: #D9D9D9">
                                    <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9pt; text-align: center"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$1,466.50</font></FONT></P>
                                </TD>
                            </TR>
                            <TR STYLE="font-size: 10pt; vertical-align: top; min-height: 1.1pt">
                                <TD STYLE="font-size: 10pt; padding: 0pt; border: black 0.5pt solid; vertical-align: middle">
                                    <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9pt; text-align: center"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>+40.00%</font></FONT></P>
                                </TD>
                                <TD STYLE="font-size: 10pt; padding: 0pt; border: black 0.5pt solid">
                                    <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9pt; text-align: center"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$1,466.50</font></FONT></P>
                                </TD>
                            </TR>
                            <TR STYLE="font-size: 10pt; vertical-align: top; min-height: 1.1pt">
                                <TD STYLE="font-size: 10pt; padding: 0pt; border: black 0.5pt solid; background-color: #D9D9D9; vertical-align: middle">
                                    <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9pt; text-align: center"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>+20.00%</font></FONT></P>
                                </TD>
                                <TD STYLE="font-size: 10pt; padding: 0pt; border: black 0.5pt solid; background-color: #D9D9D9">
                                    <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9pt; text-align: center"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$1,466.50</font></FONT></P>
                                </TD>
                            </TR>
                            <TR STYLE="font-size: 10pt; vertical-align: top; min-height: 1.1pt">
                                <TD STYLE="font-size: 10pt; padding: 0pt; border: black 0.5pt solid; vertical-align: middle">
                                    <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9pt; text-align: center"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>0.00%</font></FONT></P>
                                </TD>
                                <TD STYLE="font-size: 10pt; padding: 0pt; border: black 0.5pt solid">
                                    <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9pt; text-align: center"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$1,466.50</font></FONT></P>
                                </TD>
                            </TR>
                            <TR STYLE="font-size: 10pt; vertical-align: top; min-height: 1.1pt">
                                <TD STYLE="font-size: 10pt; padding: 0pt; border: black 0.5pt solid; background-color: #D9D9D9; vertical-align: middle">
                                    <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9pt; text-align: center"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>-10.00%</font></FONT></P>
                                </TD>
                                <TD STYLE="font-size: 10pt; padding: 0pt; border: black 0.5pt solid; background-color: #D9D9D9">
                                    <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9pt; text-align: center"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$1,100.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR STYLE="font-size: 10pt; vertical-align: top; min-height: 1.1pt">
                                <TD STYLE="font-size: 10pt; padding: 0pt; border: black 0.5pt solid; vertical-align: middle">
                                    <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9pt; text-align: center"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>-15.00%</font></FONT></P>
                                </TD>
                                <TD STYLE="font-size: 10pt; padding: 0pt; border: black 0.5pt solid">
                                    <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9pt; text-align: center"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$1,150.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR STYLE="font-size: 10pt; vertical-align: top; min-height: 1.1pt">
                                <TD STYLE="font-size: 10pt; padding: 0pt; border: black 0.5pt solid; background-color: #D9D9D9; vertical-align: middle">
                                    <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9pt; text-align: center"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>-16.00%</font></FONT></P>
                                </TD>
                                <TD STYLE="font-size: 10pt; padding: 0pt; border: black 0.5pt solid; background-color: #D9D9D9; vertical-align: middle">
                                    <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9pt; text-align: center"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$990.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR STYLE="font-size: 10pt; vertical-align: top; min-height: 1.1pt">
                                <TD STYLE="font-size: 10pt; padding: 0pt; border: black 0.5pt solid; vertical-align: middle">
                                    <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9pt; text-align: center"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>-40.00%</font></FONT></P>
                                </TD>
                                <TD STYLE="font-size: 10pt; padding: 0pt; border: black 0.5pt solid; vertical-align: middle">
                                    <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9pt; text-align: center"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$750.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR STYLE="font-size: 10pt; vertical-align: top; min-height: 1.1pt">
                                <TD STYLE="font-size: 10pt; padding: 0pt; border: black 0.5pt solid; background-color: #D9D9D9; vertical-align: middle">
                                    <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9pt; text-align: center"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>-60.00%</font></FONT></P>
                                </TD>
                                <TD STYLE="font-size: 10pt; padding: 0pt; border: black 0.5pt solid; background-color: #D9D9D9; vertical-align: middle">
                                    <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9pt; text-align: center"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$550.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR STYLE="font-size: 10pt; vertical-align: top; min-height: 1.1pt">
                                <TD STYLE="font-size: 10pt; padding: 0pt; border: black 0.5pt solid; vertical-align: middle">
                                    <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9pt; text-align: center"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>-80.00%</font></FONT></P>
                                </TD>
                                <TD STYLE="font-size: 10pt; padding: 0pt; border: black 0.5pt solid; vertical-align: middle">
                                    <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9pt; text-align: center"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$350.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR STYLE="font-size: 10pt; vertical-align: top; min-height: 1.1pt">
                                <TD STYLE="font-size: 10pt; padding: 0pt; border: black 0.5pt solid; background-color: #D9D9D9; vertical-align: middle">
                                    <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9pt; text-align: center"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>-100.00%</font></FONT></P>
                                </TD>
                                <TD STYLE="font-size: 10pt; padding: 0pt; border: black 0.5pt solid; background-color: #D9D9D9; vertical-align: middle">
                                    <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9pt; text-align: center"><FONT style="font-family: Arial, sans-serif; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>$150.00</font></FONT></P>
                                </TD>
                            </TR>
                            <TR STYLE="font-size: 10pt; vertical-align: top; min-height: 12.6pt">
                                <TD COLSPAN="2" STYLE="font-size: 10pt; padding: 0pt; border-top: black 0.5pt solid; vertical-align: middle">
                                    <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 9pt; text-align: center"><FONT style="font-family: Arial, sans-serif; font-style: italic; color: #000000; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                                </TD>
                            </TR>
                        </TABLE>
                    </DIV>
                </DIV>
<BR clear="all" style="font-size: 1px; ">
            </DIV>
            <DIV STYLE="font-size: 10pt; width: 792pt; padding: 0 39.6pt 15.84pt; min-height: 23.76pt; position: relative">
                <P STYLE="font-size: 10pt; margin-top: 0; margin-bottom: 0"><FONT style="font-family: Times New Roman, Times, serif; ">&nbsp;</FONT></P>
            </DIV>
        </DIV>
        <DIV STYLE="font-size: 10pt; page-break-after: always; border-bottom: black 1pt solid">
            <P STYLE="font-size: 10pt"></P>
        </DIV>
        <DIV STYLE="font-size: 10pt; margin: auto; padding: 36pt 0; width: 871.2pt">
            <DIV STYLE="font-size: 10pt; width: 792pt; padding: 30.09pt 39.6pt 0; min-height: 10pt; position: relative">
                <P STYLE="font-size: 10pt; margin-top: 0; margin-bottom: 0"><FONT style="font-family: Times New Roman, Times, serif; ">&nbsp;</FONT></P>
            </DIV>
            <DIV STYLE="font-size: 10pt; width: 792pt; padding: 10pt 39.6pt; position: relative; margin-bottom: 20pt">
                <P STYLE="font-size: 10pt; border-top: black 0.5pt solid; margin-top: 6.6pt; line-height: 9pt; margin-bottom: 0"><FONT style="font-family: Arial, sans-serif; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>The issuer has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, the issuer, any underwriter or any dealer participating in the offering will arrange to send you the prospectus if you request it by calling toll-free 1-800-584-6837.</font></FONT></P>
                <P STYLE="font-size: 10pt; margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.2"><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>Underlier(s)</font></FONT></P>
                <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11pt"><FONT style="font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>For more information about the underlier(s), including historical performance information, see the accompanying preliminary pricing supplement.</font></FONT></P>
                <P STYLE="font-size: 10pt; margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.2"><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>Risk Considerations</font></FONT></P>
                <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11pt"><FONT style="font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>The risks set forth below are discussed in more detail in the &#8220;Risk Factors&#8221; section in the accompanying preliminary pricing supplement.  Please review those risk factors carefully prior to making an investment decision. </font></FONT></P>
                <P STYLE="font-size: 10pt; margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11pt"><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Risks Relating to an Investment in the Securities</font></U></FONT></P>
                <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11pt; text-align: left; margin-left: 19.8pt; text-indent: -19.8pt"><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The securities provide for only the minimum payment at maturity and do not pay interest.</font></FONT></FONT></P>
                <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11pt; text-align: left; margin-left: 19.8pt; text-indent: -19.8pt"><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Any positive return on the securities that is based on the depreciation of the underlier is effectively capped.</font></FONT></FONT></P>
                <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11pt; text-align: left; margin-left: 19.8pt; text-indent: -19.8pt"><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The amount payable on the securities is not linked to the value of the underlier at any time other than the observation date.</font></FONT></FONT></P>
                <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11pt; text-align: left; margin-left: 19.8pt; text-indent: -19.8pt"><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The market price of the securities may be influenced by many unpredictable factors.</font></FONT></FONT></P>
                <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11pt; text-align: left; margin-left: 19.8pt; text-indent: -19.8pt"><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The securities are subject to our credit risk, and any actual or anticipated changes to our credit ratings or credit spreads may adversely affect the market value of the securities.</font></FONT></FONT></P>
                <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11pt; text-align: left; margin-left: 19.8pt; text-indent: -19.8pt"><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>As a finance subsidiary, MSFL has no independent operations and will have no independent assets.</font></FONT></FONT></P>
                <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11pt; text-align: left; margin-left: 19.8pt; text-indent: -19.8pt"><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The rate we are willing to pay for securities of this type, maturity and issuance size is likely to be lower than the rate implied by our secondary market credit spreads and advantageous to us. Both the lower rate and the inclusion of costs associated with issuing, selling, structuring and hedging the securities in the original issue price reduce the economic terms of the securities, cause the estimated value of the securities to be less than the original issue price and will adversely affect secondary market prices.</font></FONT></FONT></P>
                <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11pt; text-align: left; margin-left: 19.8pt; text-indent: -19.8pt"><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The estimated value of the securities is determined by reference to our pricing and valuation models, which may differ from those of other dealers and is not a maximum or minimum secondary market price.</font></FONT></FONT></P>
                <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11pt; text-align: left; margin-left: 19.8pt; text-indent: -19.8pt"><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The securities will not be listed on any securities exchange and secondary trading may be limited.</font></FONT></FONT></P>
                <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11pt; text-align: left; margin-left: 19.8pt; text-indent: -19.8pt"><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>As discussed in more detail in the accompanying product supplement, investing in the securities is not equivalent to investing in the underlier(s).</font></FONT></FONT></P>
                <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11pt; text-align: left; margin-left: 19.8pt; text-indent: -19.8pt"><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The U.S. federal income tax consequences of an investment in the securities are uncertain.</font></FONT></FONT></P>
                <P STYLE="font-size: 10pt; margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11pt"><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Risks Relating to the </font></U><U><font style='white-space: pre-wrap;'>Underlier(s)</font></U></FONT></P>
                <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11pt; text-align: left; margin-left: 19.8pt; text-indent: -19.8pt"><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-style: italic; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Because your return on the securities will depend upon the performance of the underlier(s), the securities are subject to the following risk(s), as discussed in more detail in the accompanying product supplement.</font></FONT></FONT></P>
                <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11pt; text-align: left; margin-left: 79.2pt; text-indent: -19.8pt"><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Higher future prices of a futures contract to which the underlier is linked relative to its current prices may adversely affect the value of the underlier and the value of the securities.</font></FONT></FONT></P>
                <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11pt; text-align: left; margin-left: 79.2pt; text-indent: -19.8pt"><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Suspensions or disruptions of market trading in futures markets could adversely affect the value of the securities.</font></FONT></FONT></P>
                <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11pt; text-align: left; margin-left: 79.2pt; text-indent: -19.8pt"><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-family: Times New Roman, Times, serif; font-size: 9.0pt; ">o</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Legal and regulatory changes could adversely affect the return on and value of the securities.</font></FONT></FONT></P>
                <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11pt; text-align: left; margin-left: 19.8pt; text-indent: -19.8pt"><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Adjustments to the S&amp;P 500</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 7pt; vertical-align: super; "><font style='white-space: pre-wrap;'>&#174;</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'> Futures Excess Return Index could adversely affect the value of the securities.</font></FONT></FONT></P>
                <P STYLE="font-size: 10pt; margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 11pt"><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Risks Relating to Conflicts of Interest</font></U></FONT></P>
                <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11pt; text-align: left; margin-left: 19.8pt; text-indent: -19.8pt"><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The calculation agent, which is a subsidiary of Morgan Stanley and an affiliate of MSFL, will make determinations with respect to the securities.</font></FONT></FONT></P>
                <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11pt; text-align: left; margin-left: 19.8pt; text-indent: -19.8pt"><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; color: #296DC1; font-size: 9.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Hedging and trading activity by our affiliates could potentially adversely affect the value of the securities.</font></FONT></FONT></P>
                <P STYLE="font-size: 10pt; margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.2"><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 12.0pt; "><font style='white-space: pre-wrap;'>Tax Considerations</font></FONT></P>
                <P STYLE="font-size: 10pt; margin-top: 1.1pt; margin-bottom: 1.1pt; line-height: 11pt"><FONT style="font-family: Arial, sans-serif; "><font style='white-space: pre-wrap;'>You should review carefully the discussion in the accompanying preliminary pricing supplement under the caption &#8220;Additional Information About the Securities&#8211; United States federal income tax considerations&#8221; concerning the U.S. federal income tax consequences of an investment in the securities, and you should consult your tax adviser.</font></FONT></P>
            </DIV>
            <DIV STYLE="font-size: 10pt; width: 792pt; padding: 0 39.6pt 18.21pt; min-height: 21.4pt; position: relative">
                <P STYLE="font-size: 10pt; margin-top: 13.2pt; margin-bottom: 0"><FONT style="font-family: Times New Roman, Times, serif; ">&nbsp;</FONT></P>
            </DIV>
        </DIV>
        <DIV STYLE="font-size: 10pt; border-bottom: black 1pt solid">
            <P STYLE="font-size: 10pt"></P>
        </DIV>
    </BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>image1.gif
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image1.gif
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M[^_O[_'Q\?/S\_7U]??W]_?W]_GY^?O[^_W]_?_______P   "'Y!
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M2+! !GCH8P!FA"52'W\"VO??:0"NF!]^*1J"1P<9U&CCC3A"0$$K6.#HXX]
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M\L=T89-1PGE\QBHQZ$I>D02!?:%LU'HTQR&!5"&0$^(]9+$@WL&(^^E9?EA
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M"2$5G =,M%,#S5Y*3)>H$GB@PS1Y?0>.X,?^('=J,G7*[;.%B:ITMX<&IDG
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M+KX(XS#IQ7A*&PP$! $>-.X(BH4;DG@=AP#NY\Y$(QX&$7?;E4A(&\9X"&4
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M'X8PZ4V'B52B_C6@E(-=@Q)HY_N(T($F1X4C-A_%? "N;HFX">L:8S>[6@6
M20U""1FHO.4OC_EQZ'WOG'=T=P;_^>[H1/+^H>"76^#^F@\-">_%8CW=S^#<
MS7=>.$J0.9G][F&#J>[IC_"1OV 5G=R<:N 3D0[Q$T\(%61^^99G^.SKP?+
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MM+"G?.JGS4$"YA*@_8"DA1H-(@JIPN"30!D?-?J@!6&4@19ZG'&HD\H@$9
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MQ"4E<$S(TL+!LL#"J#)_=ALD[ILD*HAZ?0 #;>S&M5K(M]"N[_.N9^>,L4
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M!UV/\R7? U!N"?:.#]PF$%5]]K6P.7H.$UF_76V0 "+@]EWOZ,< Z;% WK,
M PJQZS:CWB>8:?#+V>NJ.",_^$H/ M%FY)'^#>:NP.PW,_0[%94@&]B4;_.7
MK_0],. ;3>N?\/,K%L3?[C"A/U2C7_KEV@8*0 &HW_5'D%6!@^RA(-RP,"=F
M\#0=<&.7-FPH7A)^OUU4P/M=#_'8GEYY'Q]1J=5(X?S*!?W1__80/P.K_^[6
M7Q[8-P 3>O7CN_9LB04!, '>?_,EWP0!OTY1X-D \/3$H^#<C'_Y6;DO 0@
M"7V$A8:'B(F*BXR-CH^0D9*3E)66EYB9FIN<G9Z?H(4P  Y,IJ>HJ:E-2JRF
M% $ LK($)*&C&:&ZN[R]OK^("0!GP,7&Q\C)RLN]!K&SL@:(SM',UI."U]K;
MW-W>W^#A.J2MK:K^YZ?EK*PPPM  $'.?N.'U]O>0"L/X_/W^__4,0!L@+9%
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M:0\7>*ACE9!>R[5KRPGBN" )V[9R*Q4!4 !>,XFH.;>7L!XD"[36@ =H6[,
M@;9C10=Q&[3%AV)H"A55I[>3L+*@8I'X,&S7B A!J1!->5\6AJWW:AI(\2]]
MF+>.&PDG"0T*D)+^4&X,X*U*"Q +*U%.&[1?>)K2.KJ1P)/O8#?_D%\1X+%X
MJ1"#F6%ZZKCF^E[^_MJU<OL#ZXHC_S '(#%'M-(!A\L-H'E?HFF[369/);IZ
MV-L(;/-OX7H/5V:(W3NEB4LFR+NUD0EC_V!5NOM[S:H-T'EM;SJZ5+2X=!&U
MVKF:Y.&WS#"S&R )(0>\Z&%OAEF^0IN^+TL"]G%H_V"MLW.#_72U&6:6""QB
ME7C!IA9WA*NN?]3!AS"AF%O [ F5Y3L5;4DAPUB["$RY+L.YRU!HE%<)-PH0
M-@K#Y'0&@FN[B[>]#ZC #NN@(8&5]Z 'U$/$%SRFLQNE)-F]="D+ .</E!O%
MEM!O(-P-<T Q88IXQ&NF@<;"HSNDLE"D_M # D&.ES .*<@/P7M?P\O^P]4P
MB2S8:9^AOV=9I>^09?PP@27;CA/LNDRK6[&[M7:524QF#;P6;D#LK,$YL/5[
M#S1( ))["9<+$)E+7D^)PYWK/BITR"+Z'&)"0M#0:<,CRE_,7',KL:9[Q=HP
ML@EP-9V@R<P0OPTER^EZ.?*SC17'#$$E7R'12U V/U)F7W(K>2$QP_V  Q3R
MODGLK$8V&K^,OY; 6R&$M]N87+GS0B>FS<(J58N<J;(*H2T+#BH:R)MP@>&[
MJR6882>PQJ/+D(S'RY*$%:*$&E%F/_2E7LN5SV*$REL[L_\6!0!Q'A$\#W]L
ML.9L6A9\PB%Y%".I.Y>4R/!5")G$6<BESZ#^=-$KYK5B#  -8,O(, <=P,H2
M[,[W\+H--<CVVZ_,P%8276+X',?L14R?U5E)M=%/ZW^NZ!=M@+,86X?W10$_
MV\S?AA_$\S#M]5'0O&3"2@3+*RPG^K)@*SN/3-16#1?K(QW!?(I*!5)^VE0B
M<AC!JE(NJ\JS0+%7G=9V43XQG3O77%>^DQ9]4=-2%=4?.[*-X[]-<;,YVP\[
MFV$^J]=J[0M&M4OI=3]F5%>>-=.Z9@EV#(R0BQ3C_!:MB]!8:XW3.]C <%E+
MQ=A>S=1TI6<^? B/+8J#N'P[+!A6"\B7_8Z5J]G*D%'K]=ES)0T6O5R<E<^5
M4-J/6+2Y"](]0;;^"G&V"%E;/%RW-VT5_1S;9(0:)59,:(38"<'/^VR\]DS,
MZ7H$3]W:L-W==Q8_?L:;RE!) B F%\=;V&P_([;"Z]W-V&#7SCK58NL/))#.
MQI#9W$#2#84'M-RYI/&YIB%U\FQG>PC,PXS-HRQHU/JV/X;?S$ 'PZ%:RU#)
M_W#)S?4 ! #<J[K$YXH,>"8B\$/*'5[*V/VK?+N/@JT,(^N=R%#9_H#2^J32
M)UN\#VT,+UT/O$V$D<V'?8T/5K6)S/"[ YW067O H\OAH[T+P-4/.1Z!IXV2
M_S"SW T,U1OE&>#@Y72]W7N^R]'D"XB[FJCAOQ [\^W=,V[/TOR'WTS^FE/+
MO/_@?VBM#3T@YE1N W3.1BEBYJ*[ISMD:/9=#_S43RD>"B(\Y%QL6@R0X0B<
M:TF>BFM^ENO[8_VM#!N,*]_@XOT X_DDX[)K3VG.%%X^?/R+,8..#%-<MLQ0
MZ!5.PN25Z"!JNUY\RN@ZI@S<-@#Q7&0,#G.N$'A@YQF6YUL^R@##TDC8I*6+
M:@#1YWJLYT_+Y3CII"XL+7?."^)( #=C#UBJ$%FLW_DDIEO>C>C;I$+\#DAL
M#UK 'MPNF&5#P%/^4V]LN]<,.(\>D4\,&*@.#C_^ZNX*#Q0LA*]-O!TF[RC:
MT6C,#U*NLTDTPI--51BN[WH+K9^^%*%^<WC^# W+?@]D_N?A@+3^,.GEY/ /
MCU81WQ,3KW&-'+95;0]PCN7,OLG"TNC&.._ :-;=F>[+<!Z"/MS:,=SK?%_C
MNN7[VFW\NN>X&>VS@,S^T "6WA"'8M+VH.GEQ.DMGXKPG9KA' T+'P[\_1")
MVN_D)?53SQ4E?VL 79?WSA\]W>/XD+$9)M2E_K$!$^ZWV=$?'?9V[PWP \TU
M3AACGVE*\"0\=_>"C\@A\F%$?Y9MZLA:DO8*H04$P+.YY?;EVY!+'=U@?)8T
M_T<L?QU-[_5-^^]Z^\Q[]LR'7Y-X#0V6XB5=S]H1!_IR6QH9=1#)7>Q1^7HL
M>R;HK/,:/U8_C[W^+>16SFXN,J^"92\+R3KXR%^:\?-;8'CY'ID&F3@+S-P/
M*J  9Q\1F\\,-D].6S_YO.,[N+/W<#G\"T@$3]+NW?#DD/\2%.X/%JY;#Q
MTYZIBS?R)$_^^2??ZV\/T"\[NR\1@  #$-%7:'B(F*BXR-CH*)CA*#E)66EY
MB9FIN<G9V9D <.8Y2EIJ>HJ:JKK*VEHI ! K*SO@:GN;")" R]OK^PL<W#CG
M,!O+("J,J60 @*QL:P,@ 8TI'5F=K;W=JP#0QATN/DY>;MML#&!@;J[+_@X?
M3RZ%D"Z!)]^7$7N?KXG7(9D\/!D$^CN(D)<2& D;.GP(,9.!B1&5N:O^B#$C
M1!7H9!E@*&_. P $5&@\B3*ERI4L6[I\J?$BS)DT4^&)D"Z!EGQ@O"&(,K/'
M'']X; RMB93=&25)FSI]"K63S*A4J8)9D.X!G7PX" !H</0E$0 4_$GK4#7M
M+P8$MJI]"Y>=@0 !  084-?N@'5Q&4WM"SAECP/IT.:;$&M"34&$\D$*#+D4
M*#21*UMN-3?=K+V7"_WM##H>A70'F,IKTX"D#:1CR^8;:SBT;$9LP\Z^C7M1
M7LT>07_.#5S8G-3&&("3%Z6>@C!-A1(U&CSWTNC4;V>>51=O+,Z=?U?_SHI>
MN@GXY*GP^L V^/7LV[NOWK$ =>_OZV,BT3'^5H#5 W$"P-840 ;!0]" ]L&U
MT($*.G4=7\'1MV"$B. !03H*@)'/&5@=T -4TE"3SS42PN7-<2.>N%)>\D4'
M(8H*AN&-,0ZHQXX2A"U@(%*,^?.8BU1-YF.0&JDX49%%AM:BD.WY0)@Q)_BS
M#P 0E <5%F3Y,Y9)2CKU  $T;@FF//EIYJ!E " 0IH(2I(. %/G4,1( )*B5
MXSL8IHD4'B;BR:<YL/"V79F5)=GG;6TPD(YQ//GD9J&./@JIH]<!JHYONT0:
MG7C&*);/',THJE8;#S1ZF@-W8IJ2"B"BRFHO'>UEI)%(7MKJ;"20QE\^>#S0
MSUL[.O9?K2>!4J?^L,:2@@YW#])Z;&4B67AJLX?\*D^/TCY$[+7:CO*GH+@1
MNJU3/:4S9;B&M'$ 2/)@@0 1YB9$@0)4ODNO)'\JFQNX]<)DPY@&S+EOP (/
M?*(!!.RF7\(%> N9O@2CA =BQK3Y<,467QS=F+PQ')C#&$-T:#I@"8SN#/Y@
M88"['X<3[[PK;ZMQ.O@.RNS+*=F8CFL"4QN/M397D^W/,--55]$)W\4Q8!X+
M+4\'I'5(L" 0\!@LT] $;76S!B<]V])9E_.L,0M$2[(#II5Z]M>_D-"8VL9V
MQ+6E;C^$!2C&1."R4F3/S7??0H\YLVQ>^PT-#&.6Y,]@ .1]6;'F[$W^."MZ
M1H[JI+,L?-O@E/N"QYK&)$!J/%&N&IJ5.L>3Y>:N=/FEZG@:\&<ZF,OM.CEG
M("ICZ^3448P!6LXV@Y14 U@[*E@7+RG"L\3]UIG(AT-$D[,0#X\6C.;VH5E5
M/V]*B=Q':CDM9M;\?3!1SG* RO+8X!6HN!$$N3ES9!!_^9D0\;O]?,8LRXH-
MDZ\_7! C'3CRA\1(%\ $*E!(_--.H"*CN05FHF[V8%PY4*,.'53'.;J"C@0S
M,9T/HBAVQE!6[)@7E0B*D!+G,88!8N /\2A@"]5I#98 $)L54J(V.HQ0S+R%
MC@"@$"HJ[.$B;L(F&N:CA3/Z#L_@X3,C-N+^>%)T3WYFEPBX01" 5=2$AK*B
MNW%T+A;4B\Y8$/B.LW31$8C:TQK7TPP"#'%\;^R$XHQ11J5L2'W@Z8$;WU&4
M,*[Q#'RLHR$W4<0NCL88I?$'S@IXR$A*TC)SM,5=X)%((PXG47]DQZVD9,'H
M"(@H!9FD(1)D2O#,Q6AU*4 L*JD*V&U&4)/"8B'R0X L+L\3F=0A%>IAC%[%
M8PX5\EU]LA>B[4W2>ZG,F/+2 4M4A \ M3#$,RM5"!+&PG]]T"8UI<+%9O9!
M!<HS0*[B,2Z*U>>)[XAB)*DHSMEX$YK*R,M<]K+-;#X0'2OB9Q\:=,M\ A21
MX30EA:"5.,*X[SW^IKMA_B39);?$TSK7W*4P,B.?2\*BFMDYQ$;U64V0%J*C
MUOPF02=JB''E#DJ)B9#CRE&_.DX.I=81J$!;J0R,=C.D <6F(G!JB&9PU*39
MO.1)47K'60 L)*DAP#EI"M6H.@0=? &J4*-YBNS<$Q$;Y5AFRG35KQ[BJD>-
MI\1F@0 F'.16"MA)A$05.GBTP53-5)540^///FCUGZ_,Z6:X2LU:\H6J8[7+
M1/H:5,06 @]*:*QC'PM9)?12?R$K3B??T082")(][&2'.P\)S[L&)C.<^=/"
MN@4-65H4%JXLX3K(&M2Z3 1I8Z6M(7!'J8F)4U.SX%3Q.FN.SQHRM*+^!<P)
M-18X8%A./K'KYW;^:=M;(@VVTO7I.!N W>QJ=[NI05,J/XF^I[H.7>J*!\H*
M&<F6%;<S]M1K";=QEP-H%;6&Z*I8$PLKQ?(UN928[/.(B=#U"GC [S$ 9R;%
MTVI<\JM=K:TZ[AM06,FVL/R=A'^+I])9E(O '.YP>XZ4VKXN&!:'Q1=A@1KA
MD0* FT+EQ(5=UQ5C$&"IWVM# LH+#W:A]Y 96$ H/2PIUNJU%E35:7T#ZUZ>
M?K2;1&5R@B_Q8LI%C$U T1]PRR'<.A(7R R:Y3BZ)0!\FM2T^EQQ=6%%7WY.
MA+Z:B#+A*CN+!EP6>5<F1Y;?N&4N(^6:W-3^QC1]^DPER\ZC,@-G'94 S%F<
MCK)F\P=JTB9)MNFY*O/4KY\1-K,KZK(WB,@/5A'A9KXYC9%0DT<=.@#I2:MZ
MU:H@(:;+851VA%IM Q1;3,<A!F],K4^;'<><#=EK5JOD.B'-2X6A$>MV%%2!
M6(B1AG\\#AL09F1\:NAK /#02#X@ ,$6]DGB4]_V?FO9 32<"[/]#HGYED]U
M'L>=UYAG;P^;TWQ%\KA[.,;/Q?4=FSR >-.$S/4I4Y+,E/=,M-A3ZPJ.W-^[
MG<BZK0T9WEI)\//'_"9>1?P9O":D=5"R/IV66=L,9W@\2 O3L_&4J_P2'T^L
MI9'D70F>3Q;I(XK^YS; *@X.Q(.F#.'*6_)G0(&\*2+'6*UGL0#*9 @K!DBU
MHVQX[1Q*D@'<_CG0<TO/[C#<=12\FQX<>:.7XJG=XGAW%^-M=8A4FC?'CDO1
M*\:1<Q]DU!MFU1FU)_5(MC'M+(F5W^4H*]K9#XF?4V)(1D* $AS+C\^!N X)
MR??RO5U@7USIHLZT[\AK?O/KF?R^F)2./+)#VL[X-:1&J:M2IE(),.1\\3Q/
MKYG'HI$&C 7>I!7P>(@HE=YX@^MK!_MPS0&WLE@H/#9I  U>B^SA,'L5T?[[
MKP5?6[R5A3#C(9X$8&%;UI9'ZE*Y;<='WV;3EU;<E_=O=JC E=3F/D+^,%[%
M.8A]_%DKO[$.:@P%;)^E Z>___^O=:X3!EAA#"AW$ S (?2R*YEG#G,%?T9D
M V@$@&IC?ZWR ](C"S1&%-!F+-+0-CW3?X?D#?,W@2M3@:AR5K*  $[73,S'
M#<XG1=!7@A]S@I "9\5G>I-$7B>3,LVD7C/H-C7H*-67&!P(A$>(A*PBA'T"
M7C27?DD(A5$8*4N8)@"6?P^H@PE@,OF@8\W48T8HA0+C/&Z38;(  >(725(S
M/,TD@V&X+U2X)3J @22A> .FAL B>EH6"FY(?EOW,/F&5@PH57/%@A?4 (7X
M1I+&AR\#ASYR@[$@9P=! 0>P?XMHB9>8$HW^B"*(-AX'$3(&4(D?@X;5D(-K
M-(J8>"R:."*CACZE)@_9%XH88R4:^ [?9TH/@ !@B(K:HHH+$C9(AX7:$'<.
M4 <_XX+; (-&U(:[*"V]>"#-1BZZJ V$EX<6DWOPL'NF5'#,*(9^^"[](F/H
MID< D(!,$S'!6 US( 'H*$)$D'?<6"_.Z!Z * N@<Q"/1(+PJ(_[J WRR!X.
M9PSMUS2Q4'=6(P72J U*@) KU ;LR(^8XH_@P0RA=Q!T,!(!0(M" W7>AT/-
MQ$,/22\161VR1XZNB$[7XS;'J W)V$/+")(0Z8W'\HNR $GYH#C&ES5WETSO
M:$A[]Y+F(I+ T77^LW!]HE&$?@,#I<@->* "I[A 8&"2/WDM08D;Y^<1XB@_
MJ6%.4LF575D-5"D;]!@+VG<0%$26A(-Z Z%ZIH1*7MF,,8DJE3<+3<0CS4"7
MA*,#@Z ]U;A&O>>6;UDO224+?#D.>N YA)DUP?.!4!2"P[6'?YF*< DI)$E[
M^0 'B%*.F]-]J(-MS11^D)F*,:<MFU0<^;@-,F2:5A.+Z"1.\@>:D1DN4F W
M1+F0U0 &!%F;KZF;NVEADLDG5OE*3\@.(I&14C8JCD97J12!O-DJ8 D8^#<+
M^O=['KB&O/>8S#F%O@DF91@+!NAZ*ID-+*E#+HF=+N*<<"&8L<"3D8?^,EA)
M#BB#8Y$$ 0F0F^4I(>>I%BD8"RMHG_WIGS2!GU2!09;UGP5JH"H1H%!!A  P
M 5_W?S86G^S0A:GTA0>*)PGJ%"3@%>B# R4(GM4@GBM$GA9:'QB*%%88G0ZI
M<A]:.(VIAZE)HB6JG1+"G5+BE,$@!BI*.:BQ8^9P!@W0HW74 ;L6HUMBHC-!
M>L90G.H7 *)9I$]JH$?Z$OJ)>0>1;^ZI/S<:#$H9?U"J)%+*$H_X%5RZ#0Y7
MF2(TBP[EF;GHI4$"IBK!B<&$$/AH1"RJ#"$J0B/:IM7QIBC1A+/W PCQ244I
M0M>81B[Z1MNXI_<YH^TQD[%P(0?Q+,941>?^:''KV$SNN*CFV:CK 8W&4) G
M6:6;2JKVV:<5 8[+@Z7D<)/%^$8'>8_UN4 -6:HC<JH/H0?^$8@(H6Z&M)&<
MN9YO1'5:6JN"YXC$!XG$Z@O])IPZ9*?"@*<?I*?%VC6=&APD-ST((9L $*F'
M-!:+>:C!ND8^2:T-D6S*%B24&97P<'+*RCU)211-V4Q06:X)L5Q>96F:UFF7
M,PJW:G%Q@G0P6@V$)Z[U:K!W-4U/IF+6Y4W<U+"\9*VSP2[I<'O^8*:(V$5X
M0 )DF@T X:[E(P7->K#A &9BUF?U9F8])1\#E2S0]7)0%K&A 9SJL*KC\$A*
M9TJ&.GH=:9T<.[+^P:!3&M5D+JM8)*5B0\531MMF,7L98JD+JPD/)< /LKI
MSQH,T2I!T_JSO'!B"JMB1N9>+&92*+9?AK8@<BD+=WEX)%&S:[29\&"+D\0Z
M6_L.715FB\!:]T58^#5;UD5=F>"OYA ]%'D09X"2$P6U[R"(=>2:="L7?[5I
M?=M/$Y980M0,0E18F%M6]4&239<0B"&0CBNZHA4^93)A>_NW7Y6ZEL98D>6Z
MC16XXD":L_ ,"7$&$=I,NU(%C@8!.JI RSFZ<H$P56521@9A+EMB8!5=A;!(
M6$=S];&MP42U4$B=>-A,WI &P<L.8=9Q+=93@T6YW[NZ"B<%&6"^YXO^ONF[
M#TX*'BVT/+C+CW<H#S& J/ & -FKO;!&9+)548&UMQ'6MV!E6"[&M&]!>-&9
MN _9GOZ@!04 OV\$ 6R:O]O0M<C;OY5"MDM&MMZ[N=5Q%6 TP2$LE4%+9"\'
M84NF8BNBM$H+N 5<%>G)LR(LPR!I3TCS7%D4OA_'LMO4MPJ'";&K#,U+<Q@+
MDA!Z,NWBA3XVP]7P9PP#MDQF# X[:&8;'0-*NS[+C58+#%B[0%J[Q*5PKXOP
MOPGGP_I*Q<"QH.2QFUK\"URL0%[\Q:9PKN4 Q+Z@H2XDLN-P!A*PN*+%HQ8+
MI,TTI'&L#7-,#G6,"] I"]V*)82!F(0,R4G^B,BV4*-GB!"C,[V3]+&\@,4K
MM,F1S!*3W I)JE0( 2<T.VEIF@]2T)G@)\&@W##L>QE4JDXGXQ,);(=Z:;VI
M!,>P[!*BG IBBI/PH /-T "N.FG56RWUVT4CZ,O_$QIQ2I0)X3D2"&01T\?B
MT :8FDI$L&C/#!? ; I_6I(($3*9"<[I+(7B/ J/RJV^&PP29W"PZDB93%GP
MK,X(ZL(J4<GV[ OD! #>*6R_"K<Q/$G#FL_AO,\H80/*$P!M&P[X]P$IQ\:^
MX,8)U,L)'1,+G1%.6\M+1XYJE7(Z*7 %6T6(XGL:'7(<71%B&KJH$W8_M['Q
M^LG/DP4WH-)JP<[^RS"'5W+)N)G308V$.VT)ZHH0S_+0::>QG2P,'MM,(2O4
M5$'4D^#.-9D/UC.J5J>SYJ!&UIG24>T44^T(0RD+%>L/,3;,%*W+R_S(RGB=
M8)T48LT(YJ:JGWN4[.G3' G1/?29<$UT+&US.8'+YH!X'<IY@ST/K2FP?HT1
M<HT(:!L+:NL/"G"6C&W9_N?8AC"X)4>M-Y'-X= &O=M,/;!NEPT3F:T/I!&D
M>ZK,(-C6/82]I@V@@#V<Q5":!BN_KLV&]RO;,R'7T4N;![O 7 @ #[Q&$>R@
MO?W+LNP2[NL1QJW<T0VE1'W ]8C8THW=)+K3'UR -5V>;;  JST.S2;^WEW4
M 0Z0W:%,V]P PR9=JA7="Q<=0!F=WN,@SD(\>T1<K/#-"_*M/_1=W^$@RK.+
M@T?=  >PV&D'WN4=#H;+X%)TW@&>B>L-#6GLS[V@!:! GQ+.X5:'R/B!QPG!
M/F,:A=[M"DS]02;>X<$ Q(H,J?C\"U/&H%*HRJ_8RJ;D *^\XA 1N[D&PIZ(
M*$X5AL%#I+K-RV^]XPX1N*2<@0F1'-S*'&&8E^#J6<Q<1<Z<Y#Q.X;W@.;N*
M$"<G45*(S8[&S:;DS5D>$:<JS"C>U!5BY6@.YQS6IPMJS>_P16?*A_2<#PK9
M3+0:YPWQIN1\ ($ZIS%]B01=BP8]=6WQYPG^(:7NS,C\9]:6R-^XX-_V ^"-
MS@M'VL]'C7A[#80DK7N*KG??H.D'8:*IZA%+R@[I]-E1.-.Z(J^IA 5Y?.H"
MON6H8)AL\NKBH#B1>.O!KF<!>IF)HN*MX#FES8RQ/A =<.RJ4^O"+@_XB:VR
M\,W#I)6V'H:BCHVD?DCD*NWHF@^L2'/KFF.@H !B\)"5?@N77CZ9'NZJ )95
M#>._$'=: 9*(S@ZPX9%>$N^RENN=0-:V=^&],!9O?HEZ_HH%SSU^_N]T'/";
M0-=7Z1!G\ #Z_? 9/U$1Z;3VF-,WL;OY$-KU7CZDK?&''/&7 )!S^>P&V]J,
M^=HZA.4GSPWRN-G^V1K5N0WSNYW@-+\*SDB9#^[+P[TNQ=U,\\GP/G_&VG!T
M--GS2@_U?*B)P&U]21_U5S^!C3BS'W'9"V[+0M]#$8[UT$"%>N#F:'7="<WN
MMN#NWP/O8P^SV0#9 8W,#(RSO+GVKM#VW//V<%\)0O@#&N/>XX 8#/#=X6VQ
M"@#V.B3V?@\,-8C?Y(CQVJR51^#XEQ]/%4C@Q\#FPB#/F _ZIF1_"QH!R>T/
M+- , LV<*,,")V/TJ83TH;_I*3].&^H1VA[1_L'JKZGS[83P+8GDLL\*P>?B
M[VR[WH#GY?GROA_S*S3SPM\*L%>CJB\/34 8"O#T(.G9O$ORWV/RT&_^"YX'
MP[MO#I@,_N=O2)-'RY,?#I,*ZJ"9]N'0ZYJ4_<IMR.)0=&N>$*X>H_HNN#<.
M"'V"@X2%AH>(B8J+C(V.CY"1DI.4E8H,!'.6FYR=GI^@H:*CI*6FIZ,& @"L
M  4&A 8!K0"PA02TMK&T!9P ":A2"+2L$ZBF-K,,;<?-SL_0T=+3G#  $=25
MUAG9W=[?X(0) &?AYN?HZ>KKX;+$  .#J^_Q\N^]]L3XE;^G)N\';+!C-*'8
MP(,($RJD1@2 A(6"; #H +&BQ6P, #"[R+&CQX\@"\VJ%6"  5:]W+WJXZZ6
MH)/P6(ZT!3/E3$O]2,V!\$X!&(YM&M02&++^J-&CWTAL7(A'A2:D4*,:PD)4
MJM6K6+,R4MFG9)]5\<#JZAJ3;#U!8 7-.FL6)[!18!2\@X"'H[!?6+3JW<NW
MK]^_@ ,+'DQ8IDNOC-)^=45(\:Q]B]E*RAG*!LQ6 4AT5#'KP=/"H$.G4UH1
M3X?/HE,WHZJZM>O7B>$=$" 9T5K#8V69=)<;WMA(E#WA*4@,@12.>"*PX@:[
MN7-1#1]"E$CQN75+&9=>W\Y=[^6RBGBS9-6[EN[<L\;B4<*^O?OW2H)S:I.1
M6 /M$,\L '# 1_?_ ")B#380;1/@@8>,4PZ"##98D2K$_$;(;>.91 @!Z9UD
MX2#B#;+?.R"V\E;^)TI\QPH%'4EQ   +_.3@B\XUA")$#54'(X ,&(#:C3SV
MV$U+Y!UR4X7H[08/ ;ML* @%#33IY)-0"H6 )QT U(-'/-'EXY:A25%715YR
MN5T;+HIIYIFEE.2.DBS-HXN&Z)D7)(?I\3-B)7,\\$Z+'YU!!)J !BKHH(06
M:FAC\70XGF^QU,FA;^<E*>$C\DF"A5S$1/#EH9QVVD=RQT'4!@1E>BI8#\:8
MJJJ9,,'B%5>&L:F62X_6\UACX$U2*20PF&B "JL&*ZA$!"YDH+!_R;4@LLPR
MR!5MB\("4VUHY4JA8K-22^F=D. AP3L)A-KLN#P.6-&QY&JE8+KL<C?^DYJL
MV,H8(C49T!)-*-D[)"6[,G)&?;0TL&.[!'>'!0":020% , 6;)4#"&SJ\,2B
M 9G+HB':,@\M;&W<BK;;2J+$BL0P1_')**>L\LHL3V+QAAX3H^1W$M+L"[>,
M9 #0GRWW[///0 >-++0(]7O(' [LN:S03&?5A@(\+W0&U$U#U($#56<-$F('
M&5T(%N,0(X'$6I==E+D% F"RV>NLR_;;,'H]B HF$M#P15(\4"K<6J-MK-I\
MJ^-VX(3_)S<>/!&3@!8=D8 +#H5K_30,%5T:=>3?=,  V9AW[IK7:'Q(BV?(
M\41 "9ZGKOKJK+=>B-$_D$S+VA7I!X!QKN?^KOONO ?=K\[$'*!$1T2LN$SO
M+&/Q:^4 4(X\*A @H,?SU$=5Z1P MW(\1\"/77W*?BN$[O>B#$[^^1S)=Y?8
MG"N4)P $Q(#^R<2>"_C\H"B+__X+!4=WA%6Q2%SPPC^'@:HBH]I; 2F!J@4Z
M<!TY05Q/\L(1RP! 8 _,H 8WR,&C]&. Q"!=)-J@@H1U@S@SZN"X* @F%4:"
M#DMSH0Q/\8L>R*X5)G0$"85RC6[,02@'N!(UW$& 2=F+411:1!+-82)>3 HA
M!H",)(AVB%89L56.B&(EL,42*2I$1A5IR-UF>(E,D/&,I.#/.Q P/!VJ@(>M
M*)8TJ# .GW1C8TC^,L1E7)6K1-P*'3&3V1/9,8\M]K$Q(_$BQ@:)*Y Q(HE<
M_)L<$S(^-!K"?);,)$Y&HCW\(&*'(9KD,S@#  <,+!J7420G&0D1.!6B)A6)
M)"1D^:AX'6(>LD($+2FQRX-$IR+4T>0ALB/,8O)+;(P 98A8 0%I>(L5)P#'
M*@HPIUI5\R-B,40V%]++V(!,0]<<3P <M8AN1L*<[" -1$QS2DVRQICPA$0M
M6'$ '2A"F<N,8S3HPY\V?D-#TRS$*ESYF%9Q,H_5.DM!6V&35NB+5I&QQ4)1
M8IAP2DJ/C'H9OB :F5F]@J$5A>AW(*.2C>F"DX=\"4HWM-);PB.@N*+^)JTT
M.JN/D4P7;IK592BT4BP.8HGQ#*I0!?4+(F0@AH/ 9SYI(<I3C(Q%2,V&6/H(
MKP#PT20H!6FV?@JB F154=O,*DJ^JDM&O9(\30R2HCHTBZP6(&9\E!F=NEI3
M6^I1K(?A6!7)T\>!JA6O<8T7K(A45WCPE&.#'>PY8.#)@S2EG9D$@Q"'2MG7
MX4P02EUJIIY! E9HZAQP(B><@E301,:*J_L8B84XV5"OSBM:-5VM0T^[5XY6
MJQ;;A"59]A%6P9*%%4A:DT]UVY*&GJ67:]DH/GHI%M&Z HO)?0E%.XH;>[!T
MNG^D[FYKQ<II_'(Z$Q$J,2M+WC[()[.:3:_^>M?+WO:Z%T18LRZ$4BLGV6+U
MM=A*8A)UNQBM+F8E;9$N?E/ZW]S,XQ7D_*^ )0J>_4XW,@F.U+3LP5L"*TK!
MVM6FFF"Z&'WM)L$P50Q_71E@#&N7Q.B<1O@H>;]X#B.JY85GI<"0 4R]]W8,
MB)*.=\SC*.4(  %80(^'3.0B.RG'*222B-7DRFD.=IL<SJY/*^3<Z^YCQ!;.
MIV3LM;'CNF2P#A:I89<I+2F;%9U<UFHOX:0AE1J)HVFVZY(A*@ U>92K7N[8
MEQ-L#C#2*+Q!S1%D8RQ,H]'8QNQM)BKP@(#MI8/-=6HS=)]KY]L>X,Z8AJV
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MQ<3DX"U9^$0<'N%\R:UO83O1?'<[XF'/]P ":?%:8EQ;X192B"2SKTR#-2:
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MFJ_1BNLPE)IDFJ1),*.YFJ[YFC;8FK!9&&W@ /ZT<PUPF\9$ @4XF^12A38
MDKZI&C/ AG\G5)8YG,R2@TC3=\IY'<7I=^+CCL$'A\]9,*@("9="0-?I'&V
M #-0.0C@CYF4 0M0BMUI*L5G00U0!^GYGO!)685''(H9G_9YGW+XF$D%1).%
MGZK1B<Q3DL44/=/CG\*2;%%PC7]IH(,AF;W^1YUO*)P,2E3ZJ0*X($(3FAJ]
M>)Q!!8P9VBE&TXZ"^:&AH8S,B!#.&%302**@@771T"^V(SPL.J,T6C BF"]9
MQWF=L"L**:$URA=IJ1 G6DSG^*,))U9ZI@^C4"F=U7?H::1:$8]AY)E!]0 !
MH)I0&A+O8A+3-6'W(@K!\3ZGDZ6AX:#H0)EHE)QD^A%<X16*86ZN9B<S>3M#
MNJ9_@9C@59]HQ)AV*A7/4AM+!&J@D!,V! ".UJ>"(9+KU $^*D,DB:A6T5Q;
MIG>NYPG]0 &L\)20NJF<>B- LF41QF>^T&CPXXF=ZA<S  <YB:4RQ).G>A06
M,U.42H&<< 8B$J3^K\H71JD0?#>BQ31>N5H4%E-F<":JA@ &#F!DF)( %) !
MSOJLT!JMTCJMU%JMUGJMV)JMV1H!#Z"MWOJMX!JNXDJM#B !&S"NZ)JNZNJM
M&[ !$  !ZQJO\CJOT]JL]"JM2;, ][JOTYHT#,"O !NPUSH!YRJP!GNP&4"P
M\KHB$H"P#ONL"ONP$ANO[UJP$WNQZ0H! NHIM"%<%&ASAR 1-S:R)%NR)GNR
M*)NR*KNR+-NR+ONR,!NS,CNS-%NS-GNS.)NS.KNS/-NS/ONS0+M>W44HKY(A
MH:IQE- $ *  \-&T3ONT4!NU4CNU5%NU2C ,5INU6KNU7&NUG;4 3-#^M6([
MMF0[M;=3MFB;MFK+'CQ! 6L+'R3P V\[M^]Q!$GCMG2;MWK['E^[MWZ;MTV@
M!'>+MC8  W][N.V!J;:)N(Q;MK<3N(T;N6.;G9T"78DR;QP7IY.0!A?T&N/P
M&O%QAZHAFQ:Q <W3&CJSL841NJ_!$ZI;&&;Z%Z1;$93+*6V:*$$"IXXT";8J
MNJWQN:[!NJ.KGX21NJA[NJTAO*VA'.'I&K'K%[,+$=';&F[2L;0G6%\*"KWK
MN0  NIT[O,UAO*HAOJJAO*K!$_+CO,:9&M.K$.V;&FGU<$H:"MOK&L";O-_+
MOL0[&.0K&OTK&N:;&LJ1OJWQO'WQOD6SOX#^<J.4RH%#*PGU^[O=&[SY*QH(
M?!#_"QH9#!H!+!K*\;J$8<!\<<$#0<*IX:+/$,&J<;_E6\&A8<+KL,'%B[PM
M[+NJ\<&O(<)[ </JP,.@0471H,*IP<*IT<&%X</H(,/\2\-%[,(>S,2IH<-Z
M@<3G0,6'(L2B0<0 [,1'K,"!H<2" <:"8<2@@</JVYN 8<7AH,:%@L6AH<6A
M0<:#P<;?(,: 8<> (<>$8<8%O+X6[,5I#,AEX\:@ <<<S,6$0<?>@,=^P<A^
MH<>#P<>J(<5:H<C=8,F!0LB%8<BKB\AS+,B-#,4:+,J';,,"3,J@0<E9@<G4
MP,IHHLF$,0S>:\K^H.'*TN#(?('+? ')@B')4>S'+PS*!RS,53,'!B"=J9$C
MK]$&!(#,A:P S5$E(!P8TNP:"Q-?K?$MQR@:>*H:" #-L-%HK0,&K.H71?H:
MY-P:;8":A7$&&<#.@.'.\$S-Y$D8-#;/@($'&5"GA+'.S7$&^!RL CW0!%W0
M!GW0")W0"KW0#-W0#OW0$!W1$CW1%%W1%GW1&)W1&KW1'-W1'OW1(!W2(DW0
M'D-2)2AZ(PV3HFHS.6I;GU<D#WP.%HA1K8!0 A8  .9F,=TSBN7 .9K3E<H1
MPTK3X91*<;+3@'0/7.5?)P'4(3'4+?T;1KU[2,T.%\:!4M02;+(B2,O^,B6M
M31>S"SA*)UT]#8X'=HLGUD7],3"M,C872) !U]PEJ";&3?2 *_,;+72=8E#D
M1.:7UIL&U)%B%-TGU]+U"GO]6AU!?4G*"]:7V(JD$--R1'_E"B2HV"'!V'CM
MV(\'V83->X:]* >0V+N;$"/U&R@EU6S=*&7-#F(5UTK=V;GR;^#PUK&-?DP-
M=[H14RIS>P)VN;%'4=GK*(YRU7U];\#UVVTR)W]4W)7F$4CJ?)Q-)*0-J[E=
M:T/2W#/UW$(=7=GKI=D]+\7=P!"AAKC47Q>8$CK:W1D%@; TW.(MJZTMV6G]
MWN&-#\X]WP,1W?DPW58TVYAMU_$]+^ M?_G^7=6G8%)BW5"RBMW,'=\TP=T.
M ]6X-G]+=%AHQWJ1/1"]AMQ=IU.8=M8=,=F+,GL,GN'5$N'Z;=H4]W#U5Q;$
MC=P(C@X4.'=XIA8X'>):MQ#?;4N\@45\S>/T!';R\N+R@GD=)JPB-W\6WFXR
MSJ:^=6 "=N+5@M_;O>,)P45-7>$!%N/+%>#9\*ECH;M<?EA6_N4;SBXS0:E+
M5&?R$M>(X>45<A%+A MGGB28=BM<K:4 _N8HO6M_1-L?D1[DU.8P_GSJG>;8
M=.@DA=QWOMLC/B23C0MRXG S'DN,O@MWWA:0SN>*XH-;#NB,0=<<8>CN)X-'
MKN.7_@T=Y^AX3A;^F$?JWO N'.6#N%#DKR[GLNXP 1!<HL7=L]8;LH5Y(B[@
M7[YG&#CL55[70KW>H'[H*+[KB^T;71IA2!3?O6"L17$;$"+LL# G 06$#[)\
MEU<38A'DBZ[>;#)I**[M%C%5!&[MMH?H2>X1(,N :!'GV#[G(SY=.75A)P%M
MVMT+@MX-*OCKBGT> &]G<B[N)X-Z&%CIY<%'5AYWD1XA'BC6L !O%@\2M#I7
M$P_K=^;N%J'PXXV! N_D'1\5XO%KX@%3+5?:![$QEU91&Z]7)&\46 3PN2OC
MTE[RL@$K_,5\+U=?()%]5'U1CA+N6"[D&)]KL 7S1J\.$-\;5N7R<(?^848K
M\^VB@$<]V!G/9HPQ4+*SXJP>VQ]+;T8_4%J]ZE+E&ZRU4=XNZBOOZ8;A><!.
M;T9"\.9QTMM>%FE/:T82#T8[@_2]?I4-*8K/>T=!(4W=UO\=%GUO^.6-[/BR
M[M(F]I+_4.2-$-0VUEB?5Q7_\P+.V8$O+9#BII/?^=.@>J?_L4%R4VU6^*S/
M+E[?*%<_JR<(4DP?=V[O#!!89Z.N^PT^_-E>Z34/$7GW#L0*^8K/]YSOU,H/
M^,&][HAO_+#^\71>_4<=V)27_;5/]<NW1RYU@?[UV1MR^MZ_Y2W7]*X-^'\4
M\-V/,>H._F8O3:X@:C*Q[O26^]!?7(!@T#?^2%AH>(B8J+C(*   (-CG"%#0
M9P 0$#EH$ "Y^4@I&=II<#F@R9BJRLCI^>FZ26J*VAIY^5CI6$EZ '"Z"APL
M/$Q<;*PZ"5I96$LXRRS[2!OPBQB]W+E\O(V8C-LZ4.@8_NPLG7@].,[-/IQ,
M\%I9'NMZ&VK:%UW=SG_H38F/GBU2S,Y9@Q105[^%XD#A@N9+TRU:!OTA#)4/
M(\.-KUQ-VF?NU"1P'$NF:@5K(D14A=*)TF9RX3J!KRC",J1/G<:8_9+9>CC/
M$K6?#]?I8\ES&TE"ZU2:N]GR(K:=214UH_FT%,&LZ*0.RE8UK%B>_V *3>F(
MXJFKGT"&%!4.[EC^9 X!5K0DC:U0MSIW89PY-UC9D0771ES9M=1?JH'I.BSP
MKZ[6FYSXRIVIL+'@NMIN@=1;&2E>O\L :Q:&,M+'@^$ZA1LG^O0Q>],H'SYT
M*=?BN+*%17:H]?-M0_@RF^Z]:A+,6DYC6<ZH>*I9Y(LN92J(<&M;T;DSQLW<
M.[2SH84GJ^7NR[M.WM3;N[=Z5SO>N&!#\K'VJS[X]\2'X_54WWKH_&(<8_S]
M,P!L*X'F'U/I868@?P?5!5Q&,!U'"'D%LB<A*X_P1<V%Z1TDB'X1=OC50Z*,
MB%V)Z;D6&XKP47+ (?(%9". N\G8%86@N*A6(FE9V!>/W?@W"X,#P(/^VXL[
M&LD55^0YR&&&GFQ(77/0%9;B<BP:(@"!3T))IEA!N1;5=U^B:5%I8\K8BHA7
MKOFE@VZJ62640:ET8YT9YO=FF8BPQ6:*>19XIZ!@%HH3G8=B9&*>/'ZDV%U%
MR@6CHD)^V!5[C-IY*8::LF5:@ TE^I*F"DHY@)>2DF?B='":JF"I?J:J'J[A
MR6<KGE')FAF;^VE*;#\, I0:/6MU M5>/ZDIJX3,3H619Y,U*]YH71(;9T.
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I7P_[V,M^]K2OO>UOC_O<ZW[WO.^][W\/_. +?_C$+[[QCX]\+08" #L!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
