<SEC-DOCUMENT>0001839882-25-068833.txt : 20251201
<SEC-HEADER>0001839882-25-068833.hdr.sgml : 20251201
<ACCEPTANCE-DATETIME>20251201133456
ACCESSION NUMBER:		0001839882-25-068833
CONFORMED SUBMISSION TYPE:	FWP
PUBLIC DOCUMENT COUNT:		2
FILED AS OF DATE:		20251201
DATE AS OF CHANGE:		20251201

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MORGAN STANLEY
		CENTRAL INDEX KEY:			0000895421
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		ORGANIZATION NAME:           	02 Finance
		EIN:				363145972
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		FWP
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	333-275587
		FILM NUMBER:		251538782

	BUSINESS ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
		BUSINESS PHONE:		212-761-4000

	MAIL ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MORGAN STANLEY DEAN WITTER & CO
		DATE OF NAME CHANGE:	19980326

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	DEAN WITTER DISCOVER & CO
		DATE OF NAME CHANGE:	19960315

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MORGAN STANLEY
		CENTRAL INDEX KEY:			0000895421
		STANDARD INDUSTRIAL CLASSIFICATION:	SECURITY BROKERS, DEALERS & FLOTATION COMPANIES [6211]
		ORGANIZATION NAME:           	02 Finance
		EIN:				363145972
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		FWP

	BUSINESS ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036
		BUSINESS PHONE:		212-761-4000

	MAIL ADDRESS:	
		STREET 1:		1585 BROADWAY
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10036

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MORGAN STANLEY DEAN WITTER & CO
		DATE OF NAME CHANGE:	19980326

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	DEAN WITTER DISCOVER & CO
		DATE OF NAME CHANGE:	19960315
</SEC-HEADER>
<DOCUMENT>
<TYPE>FWP
<SEQUENCE>1
<FILENAME>ms12422_fwp-39388.htm
<DESCRIPTION>FREE WRITING PROSPECTUS TO PRELIMINARY PRICING SUPPLEMENT NO. 12,422
<TEXT>
<HTML>
    <HEAD>
        <TITLE></TITLE>
<!-- QES 7h3d0c70r 1764092166.600681 -->
    </HEAD>
    <BODY style="text-decoration-skip-ink: none; ">
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 627.00pt; padding: 39.60pt 20.90pt 0 25.30pt; min-height: 10.00pt; position: relative; ">
            </DIV>
            <DIV style="width: 627.00pt; padding: 10pt 20.90pt 10pt 25.30pt; position: relative; margin-bottom: 20pt; ">
                <DIV>
                    <TABLE width="638.88pt" style="width: 638.88pt; table-layout: fixed; border-collapse: collapse; ">
                        <TR>
                            <TD STYLE="text-align: left; width: 319.44pt; border-width: 0; margin: 0; padding: 0; height: 0; vertical-align: bottom">
                            </TD>
                            <TD width="319.44pt" style="width: 319.44pt; border: 0; margin: 0; padding: 0; height: 0; ">
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; ">
                            <TD STYLE="padding: 0pt 5.94pt; text-align: left; vertical-align: bottom">
                                <P style="margin-top: 4.79pt; margin-bottom: 1.0pt; line-height: 1.35; "><FONT style="font-family: Arial, sans-serif; color: #BB0826; font-size: 20.0pt; "><font style='white-space: pre-wrap;'>Morgan</font></FONT><FONT style="font-size: 8.0pt; font-family: Arial, sans-serif; "></FONT><FONT style="font-family: Arial, sans-serif; color: #BB0826; font-size: 20.0pt; "><font style='white-space: pre-wrap;'> Stanley Finance LLC</font></FONT></P>
                                <P style="margin-top: 4.79pt; margin-bottom: 0.0pt; line-height: 1.35; "><FONT style="font-family: Arial, sans-serif; color: #BB0826; font-size: 18.0pt; "><font style='white-space: pre-wrap;'>Structured Investments</font></FONT><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; "><font style='white-space: pre-wrap;'> </font></FONT></P>
                            </TD>
                            <TD STYLE="padding: 0pt 5.94pt; text-align: left; vertical-align: middle">
                                <P STYLE="margin-top: 0pt; margin-bottom: 0pt; line-height: 1.1"><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #A6A6A6; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Free Writing Prospectus to Preliminary Pricing Supplement No. 12,422</font></FONT></P>
                                <P STYLE="margin-top: 0pt; margin-bottom: 0pt; line-height: 1.1"><FONT style="font-family: Arial, sans-serif; color: #A6A6A6; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Filed pursuant to Rule 433</font></FONT></P>
                                <P STYLE="margin-top: 0pt; margin-bottom: 0pt; line-height: 1.1"><FONT style="font-family: Arial, sans-serif; color: #A6A6A6; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Registration Statement Nos.</font></FONT><FONT style="font-family: Times New Roman, Times, serif; font-size: 12.0pt; "><font style='white-space: pre-wrap;'> </font></FONT><FONT style="font-family: Arial, sans-serif; color: #A6A6A6; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>333-275587; 333-275587-01</font></FONT></P>
                                <P STYLE="margin-top: 0pt; margin-bottom: 0pt; line-height: 1.1"><FONT style="font-family: Arial, sans-serif; color: #A6A6A6; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>December 1, 2025</font></FONT></P>

                            </TD>
                        </TR>
                    </TABLE>
                    <DIV STYLE="background-color: #979797; padding: 6pt 12pt 0pt 6pt; width: 97%">
		    <P style="margin-bottom: 3.3pt; line-height: 1.2; padding-left: 6pt; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; color: #FFFFFF; font-size: 11.0pt; "><font style='white-space: pre-wrap;'>Market Linked Securities&#8212;Auto-Callable with Contingent Downside</font></FONT></P>
                    <P style="margin-bottom: 3.3pt; line-height: 1.2; padding-left: 6pt; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; color: #FFFFFF; font-size: 11.0pt; "><font style='white-space: pre-wrap;'>Principal at Risk Securities Linked to the Lowest Performing of the Common Stock of Bank of America Corporation, the Common Stock of Citigroup Inc. and the Common Stock of The Goldman Sachs Group, Inc. due January 4, 2028</font></FONT></P>
                    <P style="margin-bottom: 3.3pt; line-height: 1.2; padding-left: 6pt; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-style: italic; color: #FFFFFF; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>Fully and Unconditionally Guaranteed by Morgan Stanley</font></FONT></P>
                </DIV>
		</DIV>
<BR CLEAR="ALL" STYLE="line-height: 2pt; font-size: 1px">
                <DIV style="width: 292.70pt; float: left; ">

                    <P style="margin-top: 6.6pt; margin-bottom: 0.0pt; line-height: 1.2; "><FONT style="font-family: Arial, sans-serif; color: #808080; font-size: 11.0pt; "><font style='white-space: pre-wrap;'>Summary of terms</font></FONT></P>
                    <P style="margin-top: 0.39pt; margin-bottom: 0.0pt; line-height: 4.0pt; "><FONT style="font-family: Arial, sans-serif; font-size: 4.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                    <TABLE width="242.11pt" style="width: 242.11pt; table-layout: fixed; border-collapse: collapse; ">
                        <TR>
                            <TD width="67.21pt" style="width: 67.21pt; border: 0; margin: 0; padding: 0; height: 0; ">
                            </TD>
                            <TD width="174.90pt" style="width: 174.90pt; border: 0; margin: 0; padding: 0; height: 0; ">
                            </TD>
                        </TR>
                        <TR style="vertical-align: top; ">
                            <TD style="padding-top: 0.0pt; padding-left: 0.0pt; padding-right: 0.0pt; padding-bottom: 0.0pt; border-top:  0.50pt solid black; border-bottom:  0.50pt solid black; border-left:  0.50pt solid black; border-right:  0.50pt solid black; ">
                                <P style="margin-top: 2.97pt; margin-bottom: 0.0pt; line-height: 7.0pt; padding-left: 2.97pt; "><FONT style="font-family: Arial, sans-serif; font-size: 6.0pt; "><font style='white-space: pre-wrap;'>Issuer and guarantor</font></FONT></P>
                            </TD>
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-top: 2.97pt; margin-bottom: 0pt; line-height: 9pt; padding-left: 2.97pt"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">Morgan Stanley Finance LLC (issuer) and Morgan Stanley (guarantor)</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="line-height: 9pt; vertical-align: top">
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-top: 2.97pt; margin-bottom: 0pt; line-height: 9pt; padding-left: 2.97pt"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">Underlying Stocks:</font></FONT></P>
                            </TD>
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-top: 1.65pt; margin-bottom: 0pt; line-height: 9pt; padding-left: 2.97pt"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">Common stock of Bank of America Corporation (the &#8220;BAC Stock&#8221;), common stock of Citigroup Inc. (the &#8220;C Stock&#8221;) and the common stock of The Goldman Sachs Group, Inc. (the &#8220;GS Stock&#8221;)</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="line-height: 9pt; vertical-align: top">
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-top: 2.97pt; margin-bottom: 0pt; line-height: 9pt; padding-left: 2.97pt"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">Pricing date*</font></FONT></P>
                            </TD>
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-top: 2.97pt; margin-bottom: 0pt; line-height: 9pt; padding-left: 2.97pt"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">December 30, 2025</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="line-height: 9pt; vertical-align: top">
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-top: 3.03pt; margin-bottom: 0pt; line-height: 9pt; padding-left: 2.97pt"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">Original issue date*</font></FONT></P>
                            </TD>
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-top: 3.03pt; margin-bottom: 0pt; line-height: 9pt; padding-left: 2.97pt"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">January 5, 2026</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="line-height: 9pt; vertical-align: top">
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-top: 3.03pt; margin-bottom: 0pt; line-height: 9pt; padding-left: 2.97pt"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">Face amount</font></FONT></P>
                            </TD>
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-top: 3.03pt; margin-bottom: 0pt; line-height: 9pt; padding-left: 2.97pt"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">$1,000 per security</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="line-height: 9pt; vertical-align: top">
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-top: 3.03pt; margin-bottom: 0pt; line-height: 9pt; padding-left: 2.97pt"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">Automatic call </font></FONT></P>
                            </TD>
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-top: 3.03pt; margin-bottom: 0pt; line-height: 9pt; padding-left: 2.97pt"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">If, on any calculation day, beginning on January 5, 2027, the stock closing price of each underlying stock is greater than or equal to its respective starting price, the securities will be automatically called for the applicable call payment on the related call settlement date. The &#8220;call payment&#8221; will be equal to the face amount </font></FONT><FONT STYLE="font: italic 6pt/9pt Arial, sans-serif"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">plus </font></FONT><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">the applicable call premium.</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="line-height: 9pt; vertical-align: top">
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-bottom: 0pt; line-height: 9pt; padding-left: 2.97pt; margin-top: 0"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">Calculation days* and call premiums</font></FONT></P>
                            </TD>
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <DIV WIDTH="174.68pt" STYLE="line-height: 9pt; width: 174.68pt; table-layout: fixed; border-collapse: collapse; display: table">
                                    <DIV STYLE="line-height: 9pt; display: table-row">
                                        <DIV WIDTH="79.92pt" STYLE="line-height: 9pt; width: 79.92pt; border-width: 0; margin: 0; padding: 0; height: 0; display: table-cell">
                                        </DIV>
                                        <DIV WIDTH="94.77pt" STYLE="line-height: 9pt; width: 94.77pt; border-width: 0; margin: 0; padding: 0; height: 0; display: table-cell">
                                        </DIV>
                                    </DIV>
                                    <DIV STYLE="line-height: 9pt; vertical-align: top; min-height: 10.12pt; display: table-row">
                                        <DIV STYLE="line-height: 9pt; padding: 0pt 5.94pt; border-top: black 0.5pt solid; border-right: black 0.75pt solid; border-bottom: black 0.75pt solid; border-left: black 0.5pt solid; display: table-cell">
                                            <P STYLE="margin-bottom: 11pt; line-height: 9pt; margin-top: 0"><FONT STYLE="font: bold 6pt/9pt Arial, sans-serif"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">Calculation Day</font></FONT></P>
                                        </DIV>
                                        <DIV STYLE="line-height: 9pt; padding: 0pt 5.94pt; border-top: black 0.5pt solid; border-right: black 0.5pt solid; border-bottom: black 0.75pt solid; border-left: black 0.75pt solid; display: table-cell">
                                            <P STYLE="margin-bottom: 11pt; line-height: 9pt; margin-top: 0"><FONT STYLE="font: bold 6pt/9pt Arial, sans-serif"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">Call Premium&#8224;</font></FONT></P>
                                        </DIV>
                                    </DIV>
                                    <DIV STYLE="line-height: 9pt; vertical-align: top; min-height: 13.26pt; display: table-row">
                                        <DIV STYLE="line-height: 9pt; padding: 0pt 5.94pt; border-top: black 0.75pt solid; border-right: black 0.75pt solid; border-bottom: black 0.75pt solid; border-left: black 0.5pt solid; display: table-cell">
                                            <P STYLE="margin-top: 2.2pt; margin-bottom: 3.3pt; line-height: 9pt"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">January 5, 2027</font></FONT></P>
                                        </DIV>
                                        <DIV STYLE="line-height: 9pt; padding: 0pt 5.94pt; border-top: black 0.75pt solid; border-right: black 0.5pt solid; border-bottom: black 0.75pt solid; border-left: black 0.75pt solid; display: table-cell">
                                            <P STYLE="margin-bottom: 11pt; line-height: 9pt; margin-top: 0"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">At least 27.25% of the face amount</font></FONT></P>
                                        </DIV>
                                    </DIV>
                                    <DIV STYLE="line-height: 9pt; vertical-align: top; min-height: 12.6pt; display: table-row">
                                        <DIV STYLE="line-height: 9pt; padding: 0pt 5.94pt; border-top: black 0.75pt solid; border-right: black 0.75pt solid; border-bottom: black 0.75pt solid; border-left: black 0.5pt solid; display: table-cell">
                                            <P STYLE="margin-top: 2.2pt; margin-bottom: 3.3pt; line-height: 9pt"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">July 6, 2027</font></FONT></P>
                                        </DIV>
                                        <DIV STYLE="line-height: 9pt; padding: 0pt 5.94pt; border-top: black 0.75pt solid; border-right: black 0.5pt solid; border-bottom: black 0.75pt solid; border-left: black 0.75pt solid; display: table-cell">
                                            <P STYLE="margin-bottom: 11pt; line-height: 9pt; margin-top: 0"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">At least 40.875% of the face amount</font></FONT></P>
                                        </DIV>
                                    </DIV>
                                    <DIV STYLE="line-height: 9pt; vertical-align: top; min-height: 24.75pt; display: table-row">
                                        <DIV STYLE="line-height: 9pt; padding: 0pt 5.94pt; border-bottom: black 0.5pt solid; border-left: black 0.5pt solid; border-top: black 0.75pt solid; border-right: black 0.75pt solid; display: table-cell">
                                            <P STYLE="margin-top: 2.2pt; margin-bottom: 3.3pt; line-height: 9pt"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">December 30, 2027 (the &#8220;final calculation day&#8221;)</font></FONT></P>
                                        </DIV>
                                        <DIV STYLE="line-height: 9pt; padding: 0pt 5.94pt; border-bottom: black 0.5pt solid; border-left: black 0.75pt solid; border-top: black 0.75pt solid; border-right: black 0.5pt solid; display: table-cell">
                                            <P STYLE="margin-bottom: 11pt; line-height: 9pt; margin-top: 0"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">At least 54.50% of the face amount</font></FONT></P>
                                        </DIV>
                                    </DIV>
                                </DIV>
                                <P STYLE="margin-bottom: 0pt; line-height: 9pt; margin-top: 0"><FONT STYLE="font: bold 6pt/9pt Arial, sans-serif"><FONT STYLE="line-height: 9pt; white-space: pre-wrap"> &#8224;</font></FONT><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">to be determined on the pricing date</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="line-height: 9pt; vertical-align: top">
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-bottom: 0pt; line-height: 9pt; padding-left: 2.97pt; margin-top: 0"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">Call settlement dates</font></FONT></P>
                            </TD>
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-bottom: 0pt; line-height: 9pt; padding-left: 0.22pt; margin-top: 0"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">Three business days after the applicable calculation day; provided that the call settlement date for the final calculation day is the maturity date.</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="line-height: 9pt; vertical-align: top; min-height: 72.93pt">
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-bottom: 0pt; line-height: 9pt; padding-left: 2.97pt; margin-top: 0"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">Maturity payment amount (per security)</font></FONT></P>
                            </TD>
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-bottom: 0pt; line-height: 9pt; margin-top: 0; margin-left: 19.8pt; text-indent: -19.8pt"><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT STYLE="line-height: 9pt; display: inline-block; width: 19.8pt; text-indent: 0; text-align: left; font-size: 6pt">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT STYLE="line-height: 9pt"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">if the ending price of any underlying stock is less than its respective starting price but the ending price of each underlying stock is greater than or equal to its respective downside threshold price: </font></FONT></FONT></P>
                                <P STYLE="margin-bottom: 0pt; line-height: 9pt; padding-left: 0.22pt; margin-top: 0"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">                         $1,000; or</font></FONT></P>
                                <P STYLE="margin-bottom: 0pt; line-height: 9pt; margin-top: 0; margin-left: 19.8pt; text-indent: -19.8pt"><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT STYLE="line-height: 9pt; display: inline-block; width: 19.8pt; text-indent: 0; text-align: left; font-size: 6pt">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT STYLE="line-height: 9pt"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">if the ending price of any underlying stock is less than its respective downside threshold price:</font></FONT></FONT></P>
                                <P STYLE="margin-bottom: 0pt; line-height: 9pt; padding-left: 0.22pt; margin-top: 0"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">                         $1,000 &#215; performance factor of the</font></FONT></P>
                                <P STYLE="margin-bottom: 0pt; line-height: 9pt; padding-left: 0.22pt; margin-top: 0"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">                         lowest performing underlying stock </font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="line-height: 9pt; vertical-align: top">
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-top: 2.97pt; margin-bottom: 0pt; line-height: 9pt; padding-left: 2.97pt"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">Maturity date*</font></FONT></P>
                            </TD>
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-top: 2.97pt; margin-bottom: 0pt; line-height: 9pt; padding-left: 2.97pt"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">January 4, 2028</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="line-height: 9pt; vertical-align: top">
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-top: 2.97pt; margin-bottom: 0pt; line-height: 9pt; padding-left: 2.97pt"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">Starting price</font></FONT></P>
                            </TD>
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-top: 2.97pt; margin-bottom: 0pt; line-height: 9pt; padding-left: 2.97pt"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">For each underlying stock, the closing price on the pricing date</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="line-height: 9pt; vertical-align: top">
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-bottom: 0pt; line-height: 9pt; padding-left: 2.97pt; margin-top: 0"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">Ending price</font></FONT></P>
                            </TD>
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-bottom: 0pt; line-height: 9pt; padding-left: 2.97pt; margin-top: 0"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">For each underlying stock, the closing price on the final calculation day.</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="line-height: 9pt; vertical-align: top">
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-bottom: 0pt; line-height: 9pt; padding-left: 2.97pt; margin-top: 0"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">Lowest performing underlying stock</font></FONT></P>
                            </TD>
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-bottom: 0pt; line-height: 9pt; padding-left: 2.97pt; margin-top: 0"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">The underlying stock with the lowest performance factor</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="line-height: 9pt; vertical-align: top">
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-top: 2.97pt; margin-bottom: 0pt; line-height: 9pt; padding-left: 2.97pt"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">Performance factor</font></FONT></P>
                            </TD>
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-top: 2.92pt; margin-bottom: 0pt; line-height: 9pt; padding-left: 2.97pt"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">With respect to each underlying stock, the ending price divided by the starting price</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="line-height: 9pt; vertical-align: top">
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-top: 2.97pt; margin-bottom: 0pt; line-height: 9pt; padding-left: 2.97pt"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">Downside threshold price</font></FONT></P>
                            </TD>
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-top: 2.92pt; margin-bottom: 0pt; line-height: 9pt; padding-left: 2.97pt"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">70% of the starting price for each underlying stock</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="line-height: 9pt; vertical-align: top">
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-top: 3.03pt; margin-bottom: 0pt; line-height: 9pt; padding-left: 2.97pt"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">Calculation agent</font></FONT></P>
                            </TD>
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-top: 3.19pt; margin-bottom: 0pt; line-height: 9pt; padding-left: 2.97pt"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">Morgan Stanley &amp; Co. LLC, an affiliate of the issuer and the guarantor</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="line-height: 9pt; vertical-align: top">
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-top: 2.97pt; margin-bottom: 0pt; line-height: 9pt; padding-left: 2.97pt"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">Denominations</font></FONT></P>
                            </TD>
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-top: 2.97pt; margin-bottom: 0pt; line-height: 9pt; padding-left: 2.97pt"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">$1,000 and any integral multiple of $1,000</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="line-height: 9pt; vertical-align: top">
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-top: 2.97pt; margin-bottom: 0pt; line-height: 9pt; padding-left: 2.97pt"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">Agent discount</font></FONT></P>
                            </TD>
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-top: 2.2pt; margin-bottom: 2.2pt; line-height: 9pt; padding-left: 3.19pt"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">Morgan Stanley &amp; Co. LLC and Wells Fargo Securities, LLC will act as the agents for this offering.  Wells Fargo Securities, LLC will receive a commission of up to $23.25 for each security it sells.  Dealers, including Wells Fargo Advisors (&#8220;WFA&#8221;), may receive a selling concession of up to $17.50 per security, and WFA may receive a distribution expense fee of $0.75 for each security sold by WFA.</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="line-height: 9pt; vertical-align: top">
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-top: 3.3pt; margin-bottom: 0pt; line-height: 9pt; padding-left: 2.97pt"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">CUSIP</font></FONT></P>
                            </TD>
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-top: 3.3pt; margin-bottom: 0pt; line-height: 9pt; padding-left: 2.97pt"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">61779T5P8</font></FONT></P>
                            </TD>
                        </TR>
                        <TR STYLE="line-height: 9pt; vertical-align: top">
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-top: 3.3pt; margin-bottom: 0pt; line-height: 9pt; padding-left: 2.97pt"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">Tax considerations</font></FONT></P>
                            </TD>
                            <TD STYLE="line-height: 9pt; padding: 0pt; border: black 0.5pt solid">
                                <P STYLE="margin-top: 3.3pt; margin-bottom: 0pt; line-height: 9pt; padding-left: 2.97pt"><FONT STYLE="line-height: 9pt; font-family: Arial, sans-serif; font-size: 6pt"><FONT STYLE="line-height: 9pt; white-space: pre-wrap">See preliminary pricing supplement</font></FONT></P>
                            </TD>
                        </TR>
                    </TABLE>
                </DIV>

               <div style="width: 48%; float:  right">
                    <P STYLE="margin-left: -19.8pt; margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 1.2"><FONT style="font-family: Arial, sans-serif; color: #808080; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Hypothetical Payout Profile***</font></FONT></P>
                    <P style="margin-left: -19.8pt; margin-top: 6.6pt; margin-bottom: 6.6pt; line-height: 1.2; text-align: center; "><FONT style="font-family: Arial, sans-serif; color: #808080; font-size: 13.0pt; "><IMG SRC="image_001.jpg" ALT="" STYLE="height: 439px; width: 420px"><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>

                            </FONT><P style="margin-left: -19.8pt; margin-bottom: 1.5pt; line-height: 7.0pt; margin-top: 1.5pt; "><FONT style="font-family: Arial, sans-serif; font-size: 7.0pt; "><font style='white-space: pre-wrap;'>***assumes a call premium equal to the lowest possible call premium that may be determined on the pricing date  </font></FONT></P>
                    <P style="margin-bottom: 1.5pt; line-height: 7.0pt; margin-top: 1.5pt; "><FONT style="font-family: Arial, sans-serif; font-size: 7.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                    <P style="margin-left: -19.8pt; margin-bottom: 1.5pt; line-height: 7.0pt; margin-top: 1.5pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 7.0pt; "><font style='white-space: pre-wrap;'>If the securities are not automatically called and the ending price of any underlying stock on the final calculation day is less than its respective downside threshold price, you will lose more than 30%, and possibly all, of the face amount of your securities at the maturity date.</font></FONT></P>
                    <P style="margin-left: -19.8pt; margin-bottom: 1.5pt; line-height: 7.0pt; margin-top: 1.5pt; "><FONT style="font-family: Arial, sans-serif; font-size: 7.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                    <P style="margin-left: -19.8pt; margin-bottom: 1.5pt; line-height: 7.0pt; margin-top: 1.5pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 7.0pt; "><font style='white-space: pre-wrap;'>Any positive return on the securities will be limited to the applicable call premium, even if the closing price of the lowest performing underlying stock on the applicable calculation day significantly exceeds its starting price. You will not participate in any appreciation of the underlying stocks.</font></FONT></P>
                    <P style="margin-left: -19.8pt; margin-bottom: 1.5pt; line-height: 7.0pt; margin-top: 1.5pt; "><FONT style="font-family: Arial, sans-serif; font-size: 7.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                    <P style="margin-left: -19.8pt; margin-bottom: 1.5pt; line-height: 7.0pt; margin-top: 1.5pt; "><FONT style="font-family: Arial, sans-serif; color: #909090; font-size: 7.0pt; "><font style='white-space: pre-wrap;'>The face amount of each security is $1,000.  This price includes costs associated with issuing, selling, structuring and hedging the securities, which are borne by you, and, consequently, the estimated value of the securities on the pricing date will be less than $1,000 per security.  We estimate that the value of each security on the pricing date will be approximately $952.50, or within $35.00 of that estimate.  Our estimate of the value of the securities as determined on the pricing date will be set forth in the final pricing supplement.  See &#8220;Estimated Value of the Securities&#8221; in the accompanying preliminary pricing supplement for further information.</font></FONT></P>
                    <P style="margin-left: -19.8pt; margin-bottom: 1.5pt; line-height: 7.0pt; margin-top: 1.5pt; "><FONT style="font-family: Arial, sans-serif; font-size: 7.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                    <P style="margin-left: -19.8pt; margin-bottom: 1.5pt; line-height: 7.0pt; margin-top: 1.5pt; "><FONT style="font-family: Arial, sans-serif; color: #909090; font-size: 7.0pt; "><font style='white-space: pre-wrap;'>This document provides a summary of the terms of the securities. Investors should carefully review the accompanying preliminary pricing supplement referenced below, product supplement for principal at risk securities and prospectus, and the &#8220;Selected risk considerations&#8221; on the following page, before making a decision to invest in the securities.</font></FONT></P>
                    <P style="margin-left: -19.8pt; margin-bottom: 11.0pt; line-height: 1.2; margin-top: 1.5pt; "><FONT style="font-family: Arial, sans-serif; font-size: 7.0pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                    <P style="margin-left: -19.8pt; margin-top: 3.3pt; margin-bottom: 0.0pt; line-height: 1.2; word-break: break-all; "><FONT style="font-family: Arial, sans-serif; font-size: 7.0pt; "><font style='white-space: pre-wrap;'>Preliminary pricing supplement:<BR><A HREF="https://www.sec.gov/Archives/edgar/data/895421/000183988225068831/ms12422_424b2-39387.htm">https://www.sec.gov/Archives/edgar/data/895421/000183988225068831/ms12422_424b2-39387.htm</A></font></FONT></P>
                </DIV>
<BR clear="all" style="font-size: 1px; ">
                <DIV>
                    <P style="margin-bottom: 0.0pt; line-height: 1.2; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; color: #909090; font-size: 6.5pt; "><font style='white-space: pre-wrap;'> * subject to change</font></FONT></P>
                    <P style="margin-bottom: 0.0pt; line-height: 7.0pt; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; color: #909090; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>** In addition, selected dealers may receive a fee of up to 0.10% for marketing and other services.</font></FONT></P>
                    <P style="margin-top: 13.2pt; margin-bottom: 0.0pt; line-height: 7.0pt; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>The securities have complex features and investing in the securities involves risks not associated with an investment in ordinary debt securities.  See &#8220;Selected risk considerations&#8221; in this term sheet and &#8220;Risk Factors&#8221; in the accompanying preliminary pricing supplement. All payments on the securities are subject to our credit risk.</font></FONT></P>
                    <P style="margin-bottom: 0.0pt; line-height: 7.0pt; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; color: #C00000; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>This introductory term sheet does not provide all of the information that an investor should consider prior to making an investment decision. </font></FONT><FONT style="font-family: Arial, sans-serif; color: #909090; font-size: 6.5pt; "><font style='white-space: pre-wrap;'> </font></FONT></P>
                    <P style="margin-bottom: 0.0pt; line-height: 7.0pt; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 6.5pt; "><font style='white-space: pre-wrap;'>The securities are not deposits or savings accounts and are not insured by the Federal Deposit Insurance Corporation or any other governmental agency or instrumentality, nor are they obligations of, or guaranteed by, a bank.</font></FONT></P>
                </DIV>
<BR clear="all" style="font-size: 1px; ">
            </DIV>

        </DIV>
        <DIV style="page-break-after: always; border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
        <DIV style="margin: auto; width: 673.20pt; padding: 36pt 0; ">
            <DIV style="width: 587.40pt; padding: 10.00pt 52.80pt 0 33.00pt; min-height: 22.00pt; position: relative; ">
            </DIV>
            <DIV style="width: 587.40pt; padding: 10pt 52.80pt 10pt 33.00pt; position: relative; margin-bottom: 20pt; ">
                <P style="margin-top: 6.6pt; margin-bottom: 0.0pt; line-height: 1.2; "><FONT style="font-family: Arial, sans-serif; color: #808080; font-size: 13.0pt; "><font style='white-space: pre-wrap;'>Selected risk considerations</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 1.2; "><FONT style="font-family: Arial, sans-serif; font-size: 9.0pt; "><font style='white-space: pre-wrap;'>The risks set forth below are discussed in more detail in the &#8220;Risk Factors&#8221; section in the accompanying preliminary pricing supplement, product supplement for principal at risk securities and prospectus.  Please review those risk factors carefully.</font></FONT></P>
                <TABLE width="599.28pt" style="margin-left: -5.94pt; width: 599.28pt; table-layout: fixed; border-collapse: collapse; ">
                    <TR>
                        <TD width="299.64pt" style="width: 299.64pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                        <TD width="299.64pt" style="width: 299.64pt; border: 0; margin: 0; padding: 0; height: 0; ">
                        </TD>
                    </TR>
                    <TR style="vertical-align: top; ">
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 8.8pt; margin-bottom: 3.3pt; line-height: 1.35; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 8.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Risks Relating to an Investment in the Securities</font></U></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.35; margin-left: 45.48pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-size: 8.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>The securities do not pay interest or guarantee the return of the face amount of your securities at maturity. </font></FONT></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.35; margin-left: 45.48pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-size: 8.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>The appreciation potential of the securities is limited by the call payment specified for each calculation day.</font></FONT></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.35; margin-left: 45.48pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-size: 8.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>The market price will be influenced by many unpredictable factors.</font></FONT></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.35; margin-left: 45.48pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-size: 8.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>The securities are subject to our credit risk, and any actual or anticipated changes to our credit ratings or credit spreads may adversely affect the market value of the securities.</font></FONT></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.35; margin-left: 45.48pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-size: 8.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>As a finance subsidiary, MSFL has no independent operations and will have no independent assets.</font></FONT></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.35; margin-left: 45.48pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-size: 8.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Investing in the securities is not equivalent to investing in the underlying stocks.</font></FONT></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.35; margin-left: 45.48pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-size: 8.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Reinvestment risk. </font></FONT></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.35; margin-left: 45.48pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-size: 8.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>The rate we are willing to pay for securities of this type, maturity and issuance size is likely to be lower than the rate implied by our secondary market credit spreads and advantageous to us.  Both the lower rate and the inclusion of costs associated with issuing, selling, structuring and hedging the securities in the face amount reduce the economic terms of the securities, cause the estimated value of the securities to be less than the face amount and will adversely affect secondary market prices.</font></FONT></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.35; margin-left: 45.48pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-size: 8.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>The estimated value of the securities is determined by reference to our pricing and valuation models, which may differ from those of other dealers and is not a maximum or minimum secondary market price.</font></FONT></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.35; margin-left: 45.48pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-size: 8.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>The securities will not be listed on any securities exchange and secondary trading may be limited.</font></FONT></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.35; margin-left: 45.48pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-size: 8.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>The calculation agent, which is a subsidiary of Morgan Stanley and an affiliate of MSFL, will make determinations with respect to the securities.</font></FONT></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.35; margin-left: 45.48pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-size: 8.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Hedging and trading activity by our affiliates could potentially adversely affect the value of the securities.</font></FONT></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.35; margin-left: 45.48pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-size: 8.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>The maturity date may be postponed if the final calculation day is postponed.</font></FONT></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.35; margin-left: 45.48pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-size: 8.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Potentially inconsistent research, opinions or recommendations by Morgan Stanley, MSFL, WFS or our or their respective affiliates.</font></FONT></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.35; margin-left: 45.48pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-size: 8.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>The U.S. federal income tax consequences of an investment in the securities are uncertain.</font></FONT></FONT></P>
                        </TD>
                        <TD style="padding-top: 0.0pt; padding-left: 5.94pt; padding-right: 5.94pt; padding-bottom: 0.0pt; ">
                            <P style="margin-top: 8.8pt; margin-bottom: 3.3pt; line-height: 1.35; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 8.0pt; text-decoration-style: solid; text-decoration-line: underline; "><U><font style='white-space: pre-wrap;'>Risks Relating to the Underlying</font></U><U><font style='white-space: pre-wrap;'> Stock</font></U><U><font style='white-space: pre-wrap;'>s</font></U></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.35; margin-left: 45.48pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-size: 8.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>You are exposed to the price risk of each underlying stock.</font></FONT></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.35; margin-left: 45.48pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-size: 8.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>No affiliation with Bank of America Corporation, Citigroup Inc. or The Goldman Sachs Group, Inc.</font></FONT></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.35; margin-left: 45.48pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-size: 8.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>We may engage in business with or involving Bank of America Corporation, Citigroup Inc. or The Goldman Sachs Group, Inc. without regard to your interests.</font></FONT></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.35; margin-left: 45.48pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-size: 8.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>The antidilution adjustments the calculation agent is required to make do not cover every corporate event that could affect the underlying stocks.</font></FONT></FONT></P>
                            <P style="margin-top: 3.3pt; margin-bottom: 3.3pt; line-height: 1.35; margin-left: 45.48pt; text-indent: -19.80pt; "><!--[if IE]<FONT style="display: inline-block; width: 19.80pt; text-indent: -19.80pt; "><![endif]--><FONT style="display: inline-block; width: 19.80pt; text-indent: 0; text-align: left; font-size: 8.0pt; ">&#9679;</FONT><!--[if IE]</FONT><![endif]--><FONT><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>Historical closing prices of the underlying stocks should not be taken as an indication of the future performance of the underlying stocks during the term of the securities.</font></FONT></FONT></P>
                            <P style="margin-top: 6.6pt; margin-bottom: 3.3pt; line-height: 1.35; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; ">&nbsp;</FONT></P>
                        </TD>
                    </TR>
                </TABLE>
                <P style="margin-bottom: 0.0pt; line-height: 1.2; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; font-weight: bold; font-style: italic; font-size: 8.0pt; "><font style='white-space: pre-wrap;'>For more information about the underlying stocks, including historical performance information, see the accompanying preliminary pricing supplement.</font></FONT></P>
                <P style="margin-top: 6.6pt; margin-bottom: 0.0pt; line-height: 1.2; "><FONT style="font-family: Arial, sans-serif; color: #909090; font-size: 7.5pt; "><font style='white-space: pre-wrap;'>Morgan Stanley and MSFL have filed a registration statement (including a prospectus, as supplemented by the applicable product supplement) with the Securities and Exchange Commission, or SEC, for the offering to which this communication relates.  You should read the prospectus in that registration statement, the applicable product supplement and any other documents relating to this offering that Morgan Stanley and MSFL have filed with the SEC for more complete information about Morgan Stanley, MSFL and this offering.  You may get these documents without cost by visiting EDGAR on the SEC web site at</font></FONT><FONT style="font-family: Arial, sans-serif; color: #FFFFFF; font-size: 7.5pt; "><font style='white-space: pre-wrap;'>.</font></FONT><FONT style="font-family: Arial, sans-serif; color: #909090; font-size: 7.5pt; "><font style='white-space: pre-wrap;'>www.sec.gov.  Alternatively, Morgan Stanley, MSFL, any underwriter or any dealer participating in the offering will arrange to send you the applicable product supplement and prospectus if you so request by calling toll-free 1-(800)-584-6837.</font></FONT></P>
                <P style="margin-bottom: 0.0pt; line-height: 1.2; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; color: #919191; font-size: 7.5pt; "><font style='white-space: pre-wrap;'>&nbsp;</font></FONT></P>
                <P style="margin-bottom: 0.0pt; line-height: 1.2; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; color: #919191; font-size: 7.5pt; "><font style='white-space: pre-wrap;'>Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC and Wells Fargo Advisors Financial Network, LLC, members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo Finance LLC and Wells Fargo &amp; Company.</font></FONT></P>
            </DIV>
            <DIV style="width: 587.40pt; padding: 0 52.80pt 15.40pt 33.00pt; min-height: 0.00pt; position: relative; ">
                <P style="margin-bottom: 19.8pt; line-height: 1.2; text-align: center; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; "><FONT>2</FONT></FONT></P>
                <P style="margin-bottom: 0.0pt; line-height: 1.2; margin-top: 0; "><FONT style="font-family: Arial, sans-serif; font-size: 11.0pt; ">&nbsp;</FONT></P>
            </DIV>
        </DIV>
        <DIV style="border-bottom: 1pt solid black; ">
            <P></P>
        </DIV>
    </BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>image_001.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 image_001.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0@)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" (3 ?P# 2(  A$! Q$!_\0
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MQ1/-%&#$LKA3M^]D ;AR1CMDGBHY/%\4,E[*]N[6ENJ]&C1P=TBL3O< C*<
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MO10!GZ-I2:19O"K(\DLKS2NB; SL<G R<#MU/ K0HHH **** "BBB@ HHHH
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** &3?ZB3_=/\J<OW!]*;-_J)/]T_RIR_<'TH C;_CXC_W6
M_I4M1-_Q\1_[K?TJ6@ HHHH @OH'N;"X@C=4>2-D5F7< 2,9([UR@\-:K%'*
M\ M \T4L!CENY) BNJ+N\QDW,?DZ$#C@&NRHH'<YJ[T&^AF6;1GL[25=HW;
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M$G^Z?Y4Y?N#Z4V;_ %$G^Z?Y4Y?N#Z4 1M_Q\1_[K?TJ6HF_X^(_]UOZ5+0
M4444 %%%% !63XG_ .17U/\ Z]W_ )5K5D^)_P#D5]3_ .O=_P"5 &M1110
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M[]UT%%7[6I_,_O9G[*'\J^Y'/_\ "#>%_P#H!V7_ '[H_P"$&\+_ /0#LO\
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M?=X2(2'[PZ*>M)WMH->9?HJG_95C_P ^L?Y4?V58_P#/K'^5<_-B/Y8_>_\
M(NU/N_N7^9<HJG_95C_SZQ_E1_95C_SZQ_E1S8C^6/WO_(+4^[^Y?YERBJ?]
ME6/_ #ZQ_E1_95C_ ,^L?Y4<V(_EC][_ ,@M3[O[E_F7**I_V58_\^L?Y4?V
M58_\^L?Y4<V(_EC][_R"U/N_N7^9<HJG_95C_P ^L?Y4?V58_P#/K'^5'-B/
MY8_>_P#(+4^[^Y?YERBJ?]E6/_/K'^59^M&PT?3S=?V3->2%A'%;VL6]Y'/
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M1)_X%R__ !5'_"E/ ?\ T")/_ N7_P"*KT"BCZU7_G?WA9'G_P#PI3P'_P!
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M^)_^17U/_KW?^5:U9/B?_D5]3_Z]W_E0!K4444 %%%% !1110 4444 %%%%
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M99M&>SM)5VC=L WY'SLWRG+$A?? (R,Y%GQ=;+/X9O6>253%"S@1R,@8XZ,
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M .GFX_[[H^Q_]/-Q_P!]U9HH K?8_P#IYN/^^Z/L?_3S<?\ ?=6:* *WV/\
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MQ)MNF7=NV,7 7&UC\Y7(&1FE89<6-M D)3G2&Y*?\^A]1_TS]OX?]W[NR""
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M;?PVT$8/KGK6Y%X9T98FV6S,L@C+,T[N6V2&1226)/SDG/?/.17+3?#6XF6
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M,F[U>92\5C"<R$#^)NR+[G]:SK+PI=7NL#6?$MZ;R=#FUL(^+:T_X#_RT?\
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M>1;[20@NBK73!_)0,H'DRG]X3]U,@<C^+8.YH T**** "BBB@ HHHH ****
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M#O.0<]_4]S5^J>G%S#-O\[/VB4#SCDXWG&/]GT]L5<H **** "BBB@ HHHH
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MFLM2N7M[>.<NLQBY YQG+<'@<=\'D<<BG^)_^17U/_KW?^5 &M1110 4444
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M;X9,5Y>P$QS7)R;>U;'\3#[S#^Z/QQ4GAWPK'HLDM]>WL^J:Q/\ Z^^N.O\
MNQJ.(T_V1^.:UM-TRQT>PBL-.M8K6UB&$BB7"C_/K5NFY:60<NMV%%%%04%%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110!G:(LBV$HE-R6^UW)'VB
M0.VTSN1@C^'&-H[+M':M&LOP_L_LV;9]EQ]NN_\ CUW;,_:),YW<[\YW=MV[
M'&*U* "BBB@ HHHH **** "J5R6&IV(!DVGS-VV,%>G=OX?ZU=JG<X_M*QZ9
M_>?\M=IZ?W?XOZ4 7**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@!DW^HD_W3_*G+]P?2FS?ZB3_=/\J<OW!]* (V_P"/B/\
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M:V=) I.-PW%3C/ (5@3Z<D#T!:D6D76OK:3*^EPN1=3G=+=[#@RL0 !'T (
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M-W?AN0/KVJEXCU^/0K6-B\"SRMA!.X5<#&X^_!Z#N10]'8/,;_:>N?;/L_\
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M>?9(/M1789O+&\KZ;L9Q5BB@""*RM+>8S0VL,<I0(72, E1T&1V'I4Q 92K
M$$8(/>EHH HIHVEQF IIMFIMR3#M@4>62<DKQQSZ5,+&S$Z3BU@\Z,L4D\L;
ME+?>P>V>_K5BB@ JB^B:3*DB2:99.LDGF.&MT(9_[QXY/)Y]ZO44 5YK"SN?
M]?:02\J?GC#<K]WKZ9./3-6*** (9[6WNE*W%O%,I4H1(@8%3U'/8X%1C3+
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M-F_U$G^Z?Y4Y?N#Z4 1M_P ?$?\ NM_2I:B;_CXC_P!UOZ5+0 4444 %%%%
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MV_PH EHJ+ST_NR?]^V_PH\]/[LG_ '[;_"@"6BHO/3^[)_W[;_"CST_NR?\
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0H **** "BBB@ HHHH __V0$!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
