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    &lt;div align="justify" style="font-size: 10pt; margin-top: 10pt; margin-left: 4%"&gt;Comprehensive income includes net income and changes in AOCI, which is a balance sheet item in the
    Shareholders&amp;#8217; Equity section of the Company&amp;#8217;s Consolidated Balance Sheets. AOCI is comprised of
    items that have not been recognized in earnings but may be recognized in earnings in the future
    when certain events occur. The components of comprehensive income, net of tax, were as follows:
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    &lt;td align="right"&gt;&lt;b&gt;1,017&lt;/b&gt;&lt;/td&gt;
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    &lt;td&gt;&amp;#160;&lt;/td&gt;
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    &lt;td align="left"&gt;$&lt;/td&gt;
    &lt;td align="right"&gt;774&lt;/td&gt;
    &lt;td&gt;&amp;#160;&lt;/td&gt;
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    &lt;td&gt;
    &lt;div style="margin-left:15px; text-indent:-15px"&gt;Other comprehensive income gains (losses):
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    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td&gt;&amp;#160;&lt;/td&gt;
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    &lt;div style="margin-left:30px; text-indent:-15px"&gt;Net unrealized securities gains
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    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td align="right"&gt;&lt;b&gt;25&lt;/b&gt;&lt;/td&gt;
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    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td&gt;&amp;#160;&lt;/td&gt;
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    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td align="right"&gt;&lt;b&gt;9&lt;/b&gt;&lt;/td&gt;
    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td align="right"&gt;732&lt;/td&gt;
    &lt;td&gt;&amp;#160;&lt;/td&gt;
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    &lt;td&gt;
    &lt;div style="margin-left:30px; text-indent:-15px"&gt;Net unrealized derivative gains
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    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td align="right"&gt;&lt;b&gt;5&lt;/b&gt;&lt;/td&gt;
    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td align="right"&gt;12&lt;/td&gt;
    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td align="right"&gt;&lt;b&gt;12&lt;/b&gt;&lt;/td&gt;
    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td align="right"&gt;31&lt;/td&gt;
    &lt;td&gt;&amp;#160;&lt;/td&gt;
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    &lt;td align="right"&gt;&lt;b&gt;(34&lt;/b&gt;&lt;/td&gt;
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    &lt;td align="right"&gt;(72&lt;/td&gt;
    &lt;td nowrap="nowrap"&gt;)&lt;/td&gt;
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    &lt;td align="right"&gt;&lt;b&gt;(65&lt;/b&gt;&lt;/td&gt;
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    &lt;td&gt;&amp;#160;&lt;/td&gt;
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    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td&gt;&amp;#160;&lt;/td&gt;
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    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td align="right"&gt;&lt;b&gt;35&lt;/b&gt;&lt;/td&gt;
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    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td&gt;&amp;#160;&lt;/td&gt;
    &lt;td align="right"&gt;29&lt;/td&gt;
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    &lt;td&gt;
    &lt;div style="margin-left:15px; text-indent:-15px"&gt;&amp;#160;
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    &lt;td&gt;&amp;#160;&lt;/td&gt;
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    &lt;td&gt;&amp;#160;&lt;/td&gt;
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 -Publisher FASB
 -Name Statement of Financial Accounting Standard (FAS)
 -Number 130
 -Paragraph 14-26

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