<SEC-DOCUMENT>0000004962-12-000076.txt : 20121128
<SEC-HEADER>0000004962-12-000076.hdr.sgml : 20121128
<ACCEPTANCE-DATETIME>20121128081925
ACCESSION NUMBER:		0000004962-12-000076
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		4
CONFORMED PERIOD OF REPORT:	20121128
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20121128
DATE AS OF CHANGE:		20121128

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AMERICAN EXPRESS CO
		CENTRAL INDEX KEY:			0000004962
		STANDARD INDUSTRIAL CLASSIFICATION:	FINANCE SERVICES [6199]
		IRS NUMBER:				134922250
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-07657
		FILM NUMBER:		121227695

	BUSINESS ADDRESS:	
		STREET 1:		200 VESEY STREET
		STREET 2:		50TH FLOOR
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10285
		BUSINESS PHONE:		2126402000

	MAIL ADDRESS:	
		STREET 1:		200 VESEY STREET
		STREET 2:		50TH FLOOR
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10285
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>nov28pressrel.htm
<DESCRIPTION>8-K OF AMERICAN EXPRESS COMPANY DATED NOVEMBER 28, 2012
<TEXT>
<html>
<head>
    <title>nov28pressrel.htm</title>
    <!--Licensed to: American Express-->
    <!--Document Created using EDGARizer 2020 5.4.3.1-->
    <!--Copyright 1995 - 2009 Thomson Reuters. All rights reserved.-->
</head>
<body bgcolor="#ffffff" style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div>
<hr style="COLOR: black" align="left" noshade size="3" width="100%">
</div>
</div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 18pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; BACKGROUND-COLOR: #ffffff">UNITED STATES</font></font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 18pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; BACKGROUND-COLOR: #ffffff">SECURITIES AND EXCHANGE COMMISSION</font></font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; BACKGROUND-COLOR: #ffffff">Washington, D.C. 20549</font></font></div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 3pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 18pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; BACKGROUND-COLOR: #ffffff">FORM 8-K</font></font></div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 3pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; BACKGROUND-COLOR: #ffffff">CURRENT REPORT</font></font></div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; BACKGROUND-COLOR: #ffffff">Pursuant to Section&#160;13 or 15(d) of the Securities Exchange Act of 1934</font></font></div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; BACKGROUND-COLOR: #ffffff">Date of Report (Date of earliest event reported):&#160;November 28, 2012</font></font></div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 3pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; BACKGROUND-COLOR: #ffffff">&#160;&#160;</font></font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 24pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; BACKGROUND-COLOR: #ffffff">AMERICAN EXPRESS COMPANY</font></font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; BACKGROUND-COLOR: #ffffff">(Exact name of registrant as specified in its charter)</font></font></div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 3pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 3pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="middle" width="31%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="middle" width="24%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="middle" width="21%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
</tr><tr>
<td valign="top" width="31%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">New York</font></div>
</td>
<td align="left" valign="bottom" width="6%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="24%" style="BORDER-BOTTOM: black 2px solid; TEXT-ALIGN: center">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1-7657</font></div>
</td>
<td align="left" valign="bottom" width="6%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="21%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">13-4922250</font></div>
</td>
</tr><tr>
<td valign="top" width="31%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(State or other jurisdiction</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">of incorporation or organization)</font></div>
</td>
<td align="left" valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="24%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(Commission File Number)</font></div>
</td>
<td align="left" valign="bottom" width="6%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="21%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(IRS Employer</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Identification No.)</font></div>
</td>
</tr></table>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="44%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">200 Vesey Street, World Financial Center</font></font></div>
</td>
<td align="left" valign="top" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="40%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
</tr><tr>
<td valign="top" width="44%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt">&#160;</font><font style="DISPLAY: inline; FONT-WEIGHT: bold">&#160;New York, New York</font></font></div>
</td>
<td align="left" valign="top" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="40%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt">&#160;</font><font style="DISPLAY: inline; FONT-WEIGHT: bold">10285</font></font></div>
</td>
</tr><tr>
<td valign="top" width="44%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt">&#160;</font><font style="DISPLAY: inline; FONT-WEIGHT: bold">(Address of principal executive offices)</font></font></div>
</td>
<td align="left" valign="top" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td valign="top" width="40%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt">&#160;</font><font style="DISPLAY: inline; FONT-WEIGHT: bold">(Zip Code)</font></font></div>
</td>
</tr></table>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; BACKGROUND-COLOR: #ffffff">Registrant&#8217;s telephone number, including area code: (212) 640-2000</font></font></div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="45%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt">&#160;</font><font style="DISPLAY: inline; FONT-WEIGHT: bold">Not Applicable</font></font></div>
</td>
</tr><tr>
<td valign="top" width="45%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt">&#160;</font><font style="DISPLAY: inline; FONT-WEIGHT: bold">(Former name or former address, if changed since last report)</font></font></div>
</td>
</tr></table>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 3pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; BACKGROUND-COLOR: #ffffff">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):</font></font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 3pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="top" width="3%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: wingdings">&#168;</font></div>
</td>
<td align="left" valign="top" width="71%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Written communications pursuant to Rule&#160;425 under the Securities Act (17 CFR 230.425)</font></div>
</td>
</tr></table>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 3pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="top" width="3%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: wingdings">&#168;</font></div>
</td>
<td align="left" valign="top" width="71%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Soliciting material pursuant to Rule&#160;14a-12 under the Exchange Act (17 CFR 240.14a-12)</font></div>
</td>
</tr></table>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 3pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="top" width="3%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: wingdings">&#168;</font></div>
</td>
<td align="left" valign="top" width="75%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Pre-commencement communications pursuant to Rule&#160;14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</font></div>
</td>
</tr></table>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 3pt; FONT-FAMILY: Times New Roman, serif">&#160;</font></div>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="top" width="3%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: wingdings">&#168;</font></div>
</td>
<td align="left" valign="top" width="75%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Pre-commencement communications pursuant to Rule&#160;13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</font></div>
</td>
</tr></table>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="top" width="12%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Item 8.01</font></div>
</td>
<td align="left" valign="top" width="76%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Other Events</font></div>
</td>
</tr></table>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; BACKGROUND-COLOR: #ffffff">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></font></div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; BACKGROUND-COLOR: #ffffff"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; BACKGROUND-COLOR: #ffffff"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; BACKGROUND-COLOR: #ffffff">On November 28, 2012, American Express Company announced the early tender results of its previously announced private offers to exchange certain of its outstanding debt securities for new debt securities and cash. A copy of the press release containing this announcement is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference herein.</font></font></font></font></font></font></div>

<br>
</div>
</div>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="top" width="12%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Item 9.01</font></div>
</td>
<td align="left" valign="top" width="76%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Financial Statements and Exhibits</font></div>
</td>
</tr></table>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; BACKGROUND-COLOR: #ffffff">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font></font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; BACKGROUND-COLOR: #ffffff">(d)<font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160; </font></font><font style="DISPLAY: inline; BACKGROUND-COLOR: #ffffff">Exhibits</font></font></div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div>
<table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr valign="top">
<td style="WIDTH: 91px">
<div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; BACKGROUND-COLOR: #ffffff">99.1</font></font></div>
</td>
<td width="1233">
<div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; BACKGROUND-COLOR: #ffffff">&#160;Press release, dated November 28, 2012, announcing the early tender results&#160;of&#160;the&#160;private exchange offers.</font></font></div>
</td>
</tr></table>
</div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>
</div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt">-2-</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; BACKGROUND-COLOR: #ffffff">SIGNATURE</font></font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; BACKGROUND-COLOR: #ffffff">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</font></font></div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>
</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td align="left" valign="top" width="47%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" colspan="2" valign="top" width="36%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="11%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
</tr><tr>
<td align="left" valign="top" width="47%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="33%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">AMERICAN EXPRESS COMPANY</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(REGISTRANT)</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></div>
</td>
<td align="left" valign="top" width="11%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
</tr><tr>
<td align="left" valign="top" width="47%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="3%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">By:</font></div>
</td>
<td align="left" valign="top" width="33%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">/s/&#160;Carol V. Schwartz</font></div>
</td>
<td align="left" valign="top" width="11%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
</tr><tr>
<td align="left" valign="top" width="47%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="bottom" width="33%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Name:&#160;Carol V. Schwartz</font></div>
</td>
<td align="left" valign="top" width="11%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
</tr><tr>
<td align="left" valign="top" width="47%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="33%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Title:&#160;Secretary</font></div>
</td>
<td align="left" valign="top" width="11%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
</tr><tr>
<td align="left" valign="top" width="47%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="33%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
<td align="left" valign="top" width="11%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160; </font></td>
</tr></table>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; BACKGROUND-COLOR: #ffffff">Date:&#160;&#160;November 28, 2012</font></font></div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div id="FTR">
<div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>

<div id="PN" style="PAGE-BREAK-AFTER: always; WIDTH: 100%">
<div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt">-3-</font></div>

<div style="WIDTH: 100%; TEXT-ALIGN: center">
<hr style="COLOR: black" noshade size="2">
</div>
</div>

<div id="HDR">
<div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160; </font></div>
</div>
</div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">EXHIBIT INDEX</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center">&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="top" width="12%" style="PADDING-BOTTOM: 2px">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Exhibit</font></div>
</div>
</td>
<td valign="top" width="76%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Description</font></div>
</div>
</td>
</tr><tr>
<td align="left" valign="top" width="12%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">99.1</font></div>
</td>
<td align="left" valign="top" width="76%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; BACKGROUND-COLOR: #ffffff">Press release, dated November 28, 2012, announcing the early tender results of the&#160;private exchange offers.</font></font></div>
</td>
</tr></table>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: center">-4-</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: center">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: center">&#160;</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: center">&#160;</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>exhibit99_1.htm
<DESCRIPTION>PRESS RELEASE RE EARLY TENDER RESULTS OF THE PRIVATE EXCHANGE OFFERS
<TEXT>
<html>
<head>
    <title>exhibit99_1.htm</title>
    <!--Licensed to: American Express-->
    <!--Document Created using EDGARizer 2020 5.4.3.1-->
    <!--Copyright 1995 - 2009 Thomson Reuters. All rights reserved.-->
</head>
<body bgcolor="#ffffff" style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">
<div style="TEXT-ALIGN: right"><font style="FONT-WEIGHT: bold">EXHIBIT 99.1</font></div>

<div style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font>

<div>
<hr style="COLOR: black" align="left" noshade size="3" width="100%">
</div>
</div>

<div>&#160;</div>

<div>&#160;</div>

<div>&#160;</div>

<div><img src="image1.jpg" alt=""></div>

<div>&#160;</div>

<div>&#160;</div>

<div>&#160;</div>

<div><img src="c69036001.jpg" alt=""></div>

<div>&#160;</div>

<div>&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; TEXT-DECORATION: underline">FOR IMMEDIATE RELEASE</font></font></font></font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font> </font></font>

<hr style="COLOR: black" align="left" noshade size="1" width="100%">
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font></div>
</div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 14pt; FONT-FAMILY: Times New Roman">American Express Company Announces Early Tender Results of Note Exchange Offers</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold">NEW YORK, November 28, 2012</font> -- American Express Company announced today the early tender results of its previously announced private offers to exchange (i) any and all of its outstanding&#160;8.125% Senior Notes due 2019 for its new Senior Notes due December 2, 2022 and cash and (ii) any and all of its outstanding&#160;8.150% Senior Notes due 2038 for its new Senior Notes due December 3, 2042 and cash.</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Based on information provided by D.F. King&#160;&amp; Co., Inc., the exchange agent for the exchange offers, the aggregate principal amount of old notes of each series validly tendered for exchange and not validly withdrawn as of the early participation date for the exchange offers (5:00 p.m., New York City time, on November 27, 2012) will satisfy the minimum size condition with respect to new notes to be issued pursuant to the terms and conditions of the exchange offers.</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The following table indicates, among other things, the principal amount of each series of old notes validly tendered for exchange as of the early participation date:</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>

<div>
<table cellpadding="0" cellspacing="0" width="100%" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">
<tr>
<td valign="bottom" width="13%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">CUSIP </font><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Number</font></div>
</div>
</td>
<td valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="21%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Title of </font><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Old Notes</font></div>
</div>
</td>
<td valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="26%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Principal Amount Outstanding</font></div>
</div>
</td>
<td valign="bottom" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="bottom" width="34%" style="BORDER-BOTTOM: black 2px solid">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Principal Amount Tendered as of the Early Participation Date</font></div>
</div>
</td>
</tr><tr bgcolor="#cceeff">
<td valign="top" width="13%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">025816BB4</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="top" width="21%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8.125% Senior Notes due 2019</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="top" width="26%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$1,750,000,000</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="top" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$1,108,067,000</font></div>
</td>
</tr><tr bgcolor="white">
<td valign="top" width="13%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">025816AZ2</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="top" width="21%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8.150% Senior Notes due 2038</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="top" width="26%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$1,000,000,000</font></div>
</td>
<td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
<td valign="top" width="34%">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$779,107,000</font></div>
</td>
</tr></table>
</div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The exchange offers will expire at&#160;11:59 p.m.,&#160;New York City&#160;time, on&#160;December 11, 2012, unless extended or earlier terminated by American Express.&#160;&#160;In accordance with the terms of the exchange offers, tendered old notes may no longer be withdrawn, except in certain limited circumstances where additional withdrawal rights are required by law.&#160;&#160;American Express expects to deliver new notes and cash in exchange for accepted old notes on December 3, 2012 (in the case of old notes tendered at or prior to the early participation date) and on December 13, 2012 (in the case of old notes tendered after the early participation date but at or prior to the expiration date).</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Each exchange offer is being conducted by American Express upon the terms and subject to the conditions set forth in a confidential offering circular, dated November 13, 2012, and related letter of transmittal.&#160;&#160;Additional information regarding pricing of the exchange offers was contained in a press release issued yesterday (November 27, 2012) by American Express.&#160;&#160;The exchange offers are only made, and copies of the offering documents will only be made available, to holders of old notes that have certified their status as (1) a &#8220;Qualified Institutional Buyer&#8221; as defined in Rule 144A under the Securities Act of 1933, as amended or (2)(A) a person other than a &#8220;U.S. person&#8221; as defined in Rule 902 under the Securities Act and (B) if resident and/or located in any Member State of the European Economic Area that has implemented provisions of the Directive 2003/71/EC (as amended, including pursuant to Directive 2010/73/EU, the &#8220;Prospectus Directive&#8221;), a qualified investor as defined in Article 2.1(e) of the Prospectus Directive (each, an &#8220;Eligible Holder&#8221;).</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The exchange offers have not been registered under the Securities Act or any state securities laws. Therefore, the new notes may not be offered or sold in&#160;the United States&#160;absent an applicable exemption from the registration requirements of the Securities Act and any applicable state securities laws. American Express will enter into registration rights agreements with respect to each series of the new notes.</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Documents relating to the exchange offers will only be distributed to holders of the old notes that complete and return a letter of eligibility confirming that they are Eligible Holders. Holders of the old notes that desire to review the eligibility letter may visit the website for this purpose at <font style="DISPLAY: inline; FONT-WEIGHT: bold; TEXT-DECORATION: underline">http://www.dfking.com/axp</font> or contact D.F. King &amp; Co., Inc., the information agent for the exchange offers, by calling toll-free (800) 549-6697 or at (212) 269-5550 (banks and brokerage firms).</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: Times New Roman">This press release is not an offer to sell or a solicitation of an offer to buy any security. The exchange offers are being made solely by the confidential offering circular and related letter of transmittal and only to such persons and in such jurisdictions as is permitted under applicable law.</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">In particular, this communication is only addressed to and directed at: (A) in any Member State of the European Economic Area that has implemented the Prospectus Directive, qualified investors in that Member State within the meaning of the Prospectus Directive and (B)</font> <font style="DISPLAY: inline; FONT-STYLE: italic">(i) persons that are outside the United Kingdom or (ii) investment professionals falling within Article 19(5) of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 (the &#8220;Order&#8221;) or (iii) high net worth companies, and other persons to whom it may lawfully be communicated, falling within Article 49(2)(a) to (d) of the Order (all such persons together being referred to as &#8220;relevant persons&#8221;).&#160;&#160;The new notes are only available to, and any invitation, offer or agreement to subscribe, purchase or otherwise acquire such new notes will be engaged in only with, relevant persons.&#160;&#160;Any person who is not a relevant person should not act or rely on this document or any of its contents.</font></font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; BACKGROUND-COLOR: #ffffff">This press release contains forward-looking statements, which are subject to risks and uncertainties. The forward-looking statements contain words such as &#8220;believe,&#8221; &#8220;expect,&#8221; &#8220;anticipate,&#8221; &#8220;intend,&#8221; &#8220;plan,&#8221; &#8220;will,&#8221; &#8220;may,&#8221; &#8220;likely&#8221; and similar expressions. Readers are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date on which they are made. American Express undertakes no obligation to update or revise any forward-looking statements. Factors that could cause actual results to differ materially from these forward-looking statements include, but are not limited to, whether or not American Express will ultimately consummate the exchange offers, the satisfaction of the conditions described in the confidential offering circular and market conditions.</font></font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: Times New Roman">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-STYLE: normal; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: normal; FONT-FAMILY: Times New Roman; TEXT-DECORATION: underline">About American Express</font></font></font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left">
<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-WEIGHT: normal; FONT-SIZE: 10pt; FONT-STYLE: normal; FONT-FAMILY: Times New Roman">American Express is a global services company, providing customers with access to products, insights and experiences that enrich lives and build business success.&#160; Learn more at <font style="DISPLAY: inline; FONT-WEIGHT: normal; FONT-SIZE: 10pt; FONT-STYLE: normal; FONT-FAMILY: Times New Roman; TEXT-DECORATION: underline">americanexpress.com</font> and connect with us on <font style="DISPLAY: inline; FONT-WEIGHT: normal; FONT-SIZE: 10pt; FONT-STYLE: normal; FONT-FAMILY: Times New Roman; TEXT-DECORATION: underline">facebook.com/americanexpress</font>, <font style="DISPLAY: inline; FONT-WEIGHT: normal; FONT-SIZE: 10pt; FONT-STYLE: normal; FONT-FAMILY: Times New Roman; TEXT-DECORATION: underline">foursquare.com/americanexpress</font>, <font style="DISPLAY: inline; FONT-WEIGHT: normal; FONT-SIZE: 10pt; FONT-STYLE: normal; FONT-FAMILY: Times New Roman; TEXT-DECORATION: underline">linkedin.com/companies/american-express</font>, <font style="DISPLAY: inline; FONT-WEIGHT: normal; FONT-SIZE: 10pt; FONT-STYLE: normal; FONT-FAMILY: Times New Roman; TEXT-DECORATION: underline">twitter.com/americanexpress</font>, and <font style="DISPLAY: inline; FONT-WEIGHT: normal; FONT-SIZE: 10pt; FONT-STYLE: normal; FONT-FAMILY: Times New Roman; TEXT-DECORATION: underline">youtube.com/americanexpress</font>.</font></font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: Times New Roman">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-WEIGHT: normal; FONT-SIZE: 10pt; FONT-STYLE: normal; FONT-FAMILY: Times New Roman"><font style="FONT-WEIGHT: normal; FONT-SIZE: 10pt; FONT-STYLE: normal; FONT-FAMILY: Times New Roman">Key links to products and services:&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: normal; FONT-SIZE: 10pt; FONT-STYLE: normal; FONT-FAMILY: Times New Roman; TEXT-DECORATION: underline">charge and credit cards</font>, <font style="DISPLAY: inline; FONT-WEIGHT: normal; FONT-SIZE: 10pt; FONT-STYLE: normal; FONT-FAMILY: Times New Roman; TEXT-DECORATION: underline">business credit cards</font>, <font style="DISPLAY: inline; FONT-WEIGHT: normal; FONT-SIZE: 10pt; FONT-STYLE: normal; FONT-FAMILY: Times New Roman; TEXT-DECORATION: underline">travel services</font>, <font style="DISPLAY: inline; FONT-WEIGHT: normal; FONT-SIZE: 10pt; FONT-STYLE: normal; FONT-FAMILY: Times New Roman; TEXT-DECORATION: underline">gift cards</font>, <font style="DISPLAY: inline; FONT-WEIGHT: normal; FONT-SIZE: 10pt; FONT-STYLE: normal; FONT-FAMILY: Times New Roman; TEXT-DECORATION: underline">prepaid cards</font>, <font style="DISPLAY: inline; FONT-WEIGHT: normal; FONT-SIZE: 10pt; FONT-STYLE: normal; FONT-FAMILY: Times New Roman; TEXT-DECORATION: underline">merchant services</font>, <font style="DISPLAY: inline; FONT-WEIGHT: normal; FONT-SIZE: 10pt; FONT-STYLE: normal; FONT-FAMILY: Times New Roman; TEXT-DECORATION: underline">business travel</font>, and <font style="DISPLAY: inline; FONT-WEIGHT: normal; FONT-SIZE: 10pt; FONT-STYLE: normal; FONT-FAMILY: Times New Roman; TEXT-DECORATION: underline">corporate card</font></font></font></font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: Times New Roman">&#160;</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: Times New Roman">&#160;</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"># # #</font></font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: Times New Roman"><br>
</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-STYLE: normal; FONT-FAMILY: Times New Roman">CONTACTS:</font></font><br>
</div>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Investors/Analysts:</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Ken Paukowits, <font style="DISPLAY: inline; TEXT-DECORATION: underline">ken.f.paukowits@aexp.com</font> , +1.212.640.6348</font></div>

<div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
</div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Fixed Income Investor Relations</font></div>

<div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Vivian Zhou, <font style="DISPLAY: inline; TEXT-DECORATION: underline">vivian.y.zhou@aexp.com</font>, +1.212.640.6182</font></div>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>image1.jpg
<DESCRIPTION>IMAGE
<TEXT>
begin 644 image1.jpg
M_]C_X``02D9)1@`!`0$`8`!@``#_VP!#``(!`0(!`0("`@("`@("`P4#`P,#
M`P8$!`,%!P8'!P<&!P<("0L)"`@*"`<'"@T*"@L,#`P,!PD.#PT,#@L,#`S_
MVP!#`0("`@,#`P8#`P8,"`<(#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,
M#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`S_P``1"``9`Q$#`2(``A$!`Q$!_\0`
M'P```04!`0$!`0$```````````$"`P0%!@<("0H+_\0`M1```@$#`P($`P4%
M!`0```%]`0(#``01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T?`D,V)R@@D*
M%A<8&1HE)B<H*2HT-38W.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U
M=G=X>7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7&
MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0`'P$``P$!`0$!
M`0$!`0````````$"`P0%!@<("0H+_\0`M1$``@$"!`0#!`<%!`0``0)W``$"
M`Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O`58G+1"A8D-.$E\1<8&1HF
M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$
MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4
MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H`#`,!``(1`Q$`/P#]_**_ECUO
M]NSX)?\`!8#]MGXL>*?VO?VD?B/\+OACX=U*,_"S0?"UC?/"8EFN5AN/+CL[
MI(IHX5C:222-)9'NCM9538OU/_P0R_:*U3_@I/\`!3]KC]C#Q/\`$R_^*?A.
M'1-0/P[\3:R)3JMSIS3RVR7+?:#YOE+(^GSQQR*&A,K(2!L10#]]:*_F^^`'
M_!0S5_`O_!I;\9_`6J+)I_C/P-XCD^%\=IJ3R&Y%KJ5S'-(CQMM>-TAEU&%4
M/"_9AP0"@N?L9?MU:]^QM_P;4_M6?"SQ'Y6D_$OX3>*[WX=II,=\L-[I?]KR
MK!(6=&;+QS?VLZLG#?92`1M+T`?T:T5_.?\`MX?#CX\?\$WO^#;O]FSP]\+O
M^$K\-Z1XM,OB3XG:II*36FJV$M\BWMK;SM&HD@A`=HI&+(=UM#&V=Y4W_P#@
MFA^PU^Q'^TE\0?#6M?`7]L_]H+X:_%74;R&\U+1];UNQTW7-3N0IE,4:_9HX
M[B02,Q.R2Z4CS`0P):@#^B&BJVC6,NF:/:6TUW/?S6\*1274X02W+*H!D8(%
M4,Q&3M4#)X`'%6:`"BBB@`KY@_X+,_MK>*O^"=O_``38^)'QC\%:?X?U3Q/X
M/_LS[%:ZW!-/82_:=4L[.3S$AEBD.([AR-LBX8*3D9!^GZ^`/^#H[_E!1\<_
M^X!_ZD.F4`?G!\+?^#DW_@I)\<?`ECXI\%?LH>'_`!AX8U3S/L6KZ)\,?%&H
M6%WY<C12>7/#>M&^V1'0[2<,C`\@BOMC_@C#_P`'!_B;]OG]I[6?@+\:/A--
M\)_BUHND'40BBXMX;V2$1FX@>SN5$]K)MD65%9Y<H'RRE5,GY4_L!_\`!<K]
MM/\`X)[_`/!.'PCI'@7X!Z#K'P1\)B_:P\::SX(UVXLIQ-J-S-,7OX;J*U;9
M<RS1?*!M\O:<LI)^R?\`@WY_9(^*G_!0S_@H?JO_``4*^,=SX,MSJ4$UMH%E
MX?O(Y!->?V?'IA=HHI9/L\<-GOB,5PWG%V#,HP&8`_=.BOYL/^"G'[?'P\_X
M*&?\%COB5\(OVC?CIXT^$G[+WPJ-WH5K8^&K.[D;6=6LYH(IDFCBMK@22FZ6
MX=9986C2.U54PS[W]?\`^#>3_@H?:^`?^"L?C3]F?P5\:/$?QG_9\\0Z;-?>
M`-5\3K<IJ,5U;VL-R\,(N5BD15B%XDD8B5&:U65%12Q8`^L?^"8W_!:OXI_M
MH_\`!:#]H7]G3Q3H'P_L/!/PF_X2/^R+[2K&\BU6Y_L[7;;3H/M$DES)$VZ&
M9F?9$F7`(VC*G]/Z_`'_`((%_P#*TU^VI_W//_J76-?,.M_MV?!+_@L!^VS\
M6/%/[7O[2/Q'^%WPQ\.ZE&?A9H/A:QOGA,2S7*PW'EQV=TD4T<*QM)))&DLC
MW1VLJIL4`_J<HK\3?^#7[_@H[XS^,GBS]H#X`#XDO\6;#X?I<:O\,-?\227$
M=YJ>GK<RVX>=I0;A;9F>QD"-&7A$[KC&Q%^?OV]?^"9WPV^&G[/_`(]^(?[4
MG[9]QJ_[8^@VFK^(]%T#0O'<-SI]I?J\LUC:6MK/;B^B5WBB0!/)6-L*ORQA
MB`?T9T5^)_\`P2H_;V_:+^/_`/P;._%[Q+X1O]9\7_&?X97^H^&O#^HW#M?Z
MI<VT<-A=-*N49YKF&VO)Q$K!V=H(@2<X'Y[_`/!.KX7?LC_ME^'+>_\`C_\`
MM2_'GX3?M16L]W:R:QKVL10Z3`5E<0M'=S0O(H$3XD6:Z@;S/.``7!8`_JXH
MK\PO^"J7[3'B7_@BI_P0[C;P?\6?%'Q%\8ZQ>6GA7PIXR\2R0ZE?9NEDF,@E
MB14D,=I;W)BDEW?,(RS28"G\7O$?Q,^!?P-_9#T?XX?"[]LOXU7G[:UQ#I6J
MZ]I<T6IK:W]PTD(N+-[F2S593;(S9::ZEBE%NRA6$BB@#^MZBO!O^"7_`.UG
M/^W1_P`$_/A/\5[UM/;5?&&@0SZK]A&VV74(RT%XL:[F*J+B*4!2Q*XP3D&O
M>:`"BBB@`KR_]MWXUZK^S7^Q?\7OB-H5OI]WK?@#P5K/B33X+]'DM9KBSL9K
MB))51D=HR\:A@KJ2"<,#S7J%>`?\%8O^467[2W_9*O%'_IHNJ`/B/_@WG_X.
M'M9_X*M>/?&'P\^*NE>#O#/Q%TRW&L:#%X>M+JVL]5L%VI<*1//,?/B=D;`<
M;DD)"_NW-;G_``4Y_P""U?Q3_8N_X+0?L]?LZ>%M`^']_P""?BS_`,(Y_:]]
MJMC>2ZK;?VCKMSIT_P!GDCN8XEVPPJR;XGPY).X84?CU_P`$X/V7?$O@'_@E
M3'^VG\*(V3XI?LT_%V^N=0BC08UG0&TW1S/#*<;C'$)9R0#@0W-T<9P1[U_P
M4M_:M\+?MP?\%_/^">_Q6\&3^;H'C33?`5_#$\B/-8R'Q=?K-:R["RB:&4/$
MX!.'C84`?TE45^`'_!PY_P`%$=.^+W_!6+PY^RWX]^+WB3X/?LZ^&=/A?XB:
MAH%M=->7MQ=6,EV(9%ACD>>)H);2)$$4D:O<.\BMMPGG_P#P2^_;V\!_L+_\
M%F_AM\(/V=_C]XS^+W[,7Q1MK;1+FT\7Q74+:)JDQN(H(;=+B"V5)1.MK\\4
M*I)'=&,AG164`_H_HK\2?^"87BVW_P""67_!>/\`;-^#6K+<6'@/Q/H\_P`3
M-'>X<PVZ1P#[=L@0C8RB"^N8VD4\?V?M.2IV_,__``:^?M?:_P#"[_@I/\0]
M>^)KZ=H>E?M*>"]8^(5O.\BH-3GL=4NWEE@!D)"(8-:!1_GQ;EL[1N8`_I.H
MK^>[_@DR?C-XY_X)\?MX_ME?#G2-5?XT?%76+J'PO"8WN[BTMHYA=7CV1,9:
MX:-+MDB"H5:73T0*""H^6/\`@G5\+OV1_P!LOPY;W_Q__:E^//PF_:BM9[NU
MDUC7M8BATF`K*XA:.[FA>10(GQ(LUU`WF><``N"P!_5Q17E7[%7P.E_9T_9M
M\-^$V^)7BOXM6^G0`VGB7Q%=P7E]>0-@Q@S1(HD15P%9MS$8R[=:]5H`****
M`"BBB@#^<'X%_P#!U+^WU^U!_:G_``K/]G;X?_$3^P_*_M+_`(1CP%XCU?\`
ML_S=_E>=]GOW\O?Y4FW=C=Y;XSM./>?V8/\`@Z,^//PY_:3\"_#_`/:V_9QF
M^&EI\0=7CTZTUB'1]3\.26,<KQPK/]DU`R&XC25U\QDE3:CY"LRA7_,3_@AS
M_P`%`OVH_P!A&W^*LO[-OP83XMQ>(UTI_$SOX1U;7UT9;87IMB3831^2)!-<
M_P"MSN\GY<;6S])?"G4?VA/^#LO]K[P)IWQ/L_ACX2\!?!&ZFEU^VT=WT^[@
MMKB6V^U1"UENI;UY9A;1QK)\L,95LLK?*P!_3=17XI?\'57_``4KU_X0?&OX
M,?LZZ+\1]6^%/AGQQY&N_$#Q)I,5R+^QTB6^^RQM&\`\PQJ(+V22*(&23RHU
MQM)5_AOP)^VY\$_^"1W[;OP0U#]CW]I;X@_$CX3Z[J/V'XD>'?%MM=VVGV-L
M]Q;K),$FM;.$L\<LSQNB%XGMLNY20HP!^J7_``4Y_P""U?Q3_8N_X+0?L]?L
MZ>%M`^']_P""?BS_`,(Y_:]]JMC>2ZK;?VCKMSIT_P!GDCN8XEVPPJR;XGPY
M).X84?I_7X`_\%]/^5IK]BO_`+D;_P!2Z^I/^#AS_@HCIWQ>_P""L7AS]EOQ
M[\7O$GP>_9U\,Z?"_P`1-0T"VNFO+VXNK&2[$,BPQR//$T$MI$B"*2-7N'>1
M6VX0`_?^BOYP/^"7W[>W@/\`87_X+-_#;X0?L[_'[QG\7OV8OBC;6VB7-IXO
MBNH6T35)C<100VZ7$%LJ2B=;7YXH522.Z,9#.BLOV%_P5#_X)R:'^TU^UCX[
M\4?MG_M3Z?\`"OX'7$-G9_#CPCX?\<QZ6TR1>8TLUY;7]L8'G+KO!A65CG!<
M")00#]?:*_`[_@U*_:MUW2O^"B'QZ_9UT?X@:Y\1/@QX;TW4-3\&7NHWS7*1
M6NGZI;V-M+;JPQ&EQ;7,;E4V(/+7">GQOJOB[P9^U;_P4/\`BUX8_P""E/Q+
M^/'PWU.'6-WAZVT1_P#B1:3(LTL+1^5-;3E+?RO)\B6&`(Z"5W?+`N`?U<T5
M^?'_``37^$G@#_@G-^Q1\3/BGX1_:9\;?M"_"K2M'U#Q$G]H:S;:O8:3%8PR
M3R+`T*M(DPCCV2(&`++GRE;BOQ%^!G[1'P0_X*37?C?XN_ME?M=?%#X:_&:/
M6;@>!],\.Z=J4^G>'H6@B99XE@L[A8H#(?+$,4L4A%L6=F+AR`?U@T5^6'_!
MI]_P4?\`&G[=G[$GBCPY\1O$<GBGQ?\`"C5X=.34;J4RZA=:9<0[[5KIV8M+
M()(KI!*V"RQ+DLRLQ_4^@`HHHH`****`/Q4^"W_!T3XNLO\`@M1XM_9\^*^A
M_#[1OA=9>/=9\":5KFF6-Y'J5M/#J$MI82W4CW,D11V1$D98D"F7?\B*PKZ\
M_P"#A;_@J!X^_P""3/[%_ACXC?#G2/!^M:WK7C6U\-SP>)+6YN;5+>6QO[AG
M58)X7$@>UC`)<C!;Y22"/Q2^!G_!.O2_^"H/_!:S_@H!\+[IHK77&_X3;5_#
M-^ZJ?[/U6W\6V9@?)!PKJTD+D<^7/)@@D$=5_P`%2?\`@H]J'[=?_!O7X%\-
M>.C/9_&CX*_&#3O"'C:RO'07DTT&CZS'%>N@)8>:(W1RP&9X+@`8`)`/Z(OV
M(OC7JO[2G[%_PA^(VNV^GVFM^/\`P5HWB34(+!'CM8;B\L8;B5(E=G=8P\C!
M0SL0`,L3S7J%?A-_P5F_X*7>,OV$?^#>[]CKPA\.M?NO"_C#XO?#O0;1]4M-
MZ7EII=IH=B;O[/,N/)E:2YM4W@[@CR;,-\Z?#'QF_:*^"'_!,NV\"_%+]C']
MKGXH?$7XMGQ!'<>-]$U_3]2M](\0*\,CSW4J36=LLL32J(VCEDEE(N%=75HR
MX`/ZP**_#S_@IY\1;7]G?_@LQ^PQ^V/X:$Q\&_&S3K+0-:N(9=EE]GN42-9I
M9E!5B;34Q(B,</\`V>""-I9?FS_@H]^V9K_AK_@YTM?C4G]GP_#KX#^.?"_P
MYU+6)9%2#3H+NVN3=1RDN"'95UI@X`1!`-W(^<`_I6HK\8M.M9?^"B'_``=S
MWT\L-W/X._91\**D3AS-9RW_`)0QNXV12BZU&3"@EF_L[.<*0OYQZKXN\&?M
M6_\`!0_XM>&/^"E/Q+^/'PWU.'6-WAZVT1_^)%I,BS2PM'Y4UM.4M_*\GR)8
M8`CH)7=\L"X!_5S17Q-_P17_`&1/"7[-GP@U;4_AS^TSXT_:%\`^))RVG_VG
MK=KJNG:2R,1MA>-2\<H7:DB;U7<I/E(U?;-`!1110`4444`?B#_P5'_X.*/V
MI_V7_P#@K#XY_9T^"GPK^'_Q$_L/[!_8UC_PC6KZOKNH>;H]MJ,_[NTO$\S9
MYLS?)$-L<>3G:6/G=W_P<Z?MV_LTV[>*/CC^Q]'I/@.#;#-<R>$/$/A54E=U
M"`WMX]Q"N>5"F/)9EP>,'P/_`(*C_'WXI_LO_P#!V'XY\=?!3P5_PL3XFZ']
M@_L;P]_8]YJ_]H>;X.MH)_\`1K1TGDV6\LTGR,-OE[CE5(*_M/?\%9OVW?\`
M@L'?3?L:>+OAI\,OAKKWC^[LDO=,O],N_#&HLL-S#=1ACJ=XQ`#PI)LBC,SJ
MC!%?E2`?T=?LF_M*^'_VQOV:?!'Q2\++=1Z#XZTB#5[2&Z"BXMA(N6AE"EE$
MD;[D;:2-R'!(YKT.ORD_;Y\<ZO\`\&Z?_!O%X6\%>`]<@7QY9FW\(:5K*V[R
MQKJM_+<WU_=1*^=N%%])%O\`E5O+R#@(?Q\\1_$SX%_`W]D/1_CA\+OVR_C5
M>?MK7$.E:KKVES1:FMK?W#20BXLWN9+-5E-LC-EIKJ6*46[*%82**`/WO_X.
M%O\`@J!X^_X),_L7^&/B-\.=(\'ZUK>M>-;7PW/!XDM;FYM4MY;&_N&=5@GA
M<2![6,`ER,%OE)((^G_V(OC7JO[2G[%_PA^(VNV^GVFM^/\`P5HWB34(+!'C
MM8;B\L8;B5(E=G=8P\C!0SL0`,L3S7XL?\'"_P"UG/\`MT?\&U_[-/Q7O6T]
MM5\8>-M)GU7["-MLNH1Z3K4%XL:[F*J+B*4!2Q*XP3D&M[_@K-_P4N\9?L(_
M\&]W['7A#X=:_=>%_&'Q>^'>@VCZI:;TO+32[30[$W?V>9<>3*TES:IO!W!'
MDV8;YT`/W9HK^3_XS?M%?!#_`()EVW@7XI?L8_M<_%#XB_%L^(([CQOHFOZ?
MJ5OI'B!7AD>>ZE2:SMEEB:51&T<LDLI%PKJZM&7'[2?\%0?A!XK_`."C?PR^
M"'B9/CQHGP-_94U'2E\4>.=8M/%;Z+K6JQW-GYMI%#,8C:M`%8$^=+M.\OL<
MQH"`?HY17\Q'P(^('@7_`()3_P#!=_X&?#[]DSXY^(_B?\&_B!JFC:5XEMY-
M?AO[">ZU*_?3[B*0V\4=M*\48MIU=8]P.U=_''K?_!R9\9_%R?\`!6_PGX(^
M/GB'XM^#?V0+W3(((IO`TAC.HI/;-]IE?>A@FF2[&V2-Q*R6R!D3=)M8`_H<
MHK\B?^"'?[!7[./A/XNV?CC]ES]L/XH^,?"VDV:O>^`+O6K1@4E+%_MUBUO$
MZ(SG*D01NK*V)#DU\3?\%./V^/AY_P`%#/\`@L=\2OA%^T;\=/&GPD_9>^%1
MN]"M;'PU9W<C:SJUG-!%,DT<5M<"24W2W#K++"T:1VJJF&?>X!_2?17X'_\`
M!O)_P4/M?`/_``5C\:?LS^"OC1XC^,_[/GB'39K[P!JOB=;E-1BNK>UAN7AA
M%RL4B*L0O$DC$2HS6JRHJ*6+?OA0`4444`%%%%`'XN_M]?\`!SGXX_8!_P""
MU.M?!+Q-X:\"R_`[PUJ6D0:KJL6G7LGB&WM;S2[2ZFG5UN?*<Q2W+-M%N2T<
M>T`L=U???_!8+]NSQ!^P9_P3#\??''X>0>&=?UKPY%I,^EKJL<MUIEW'>:G9
MVI=A#+$[+Y5RS*5D'.T\C(/XL_MH?LI>&_VXO^#P;QS\)O%L;-H7CC2WL)94
M56DLY?\`A7X>"YC#`KYD,R1RH2"`T:G%6_BQ^UOX@\+?\$$?VK_V,_BQ/Y7Q
M7_9HN]#TW3WFD13K>@#Q)IJV\L*[M[+"&B4'&T0W%IR26P`?M'_P1G_;6\5?
M\%$O^";'PW^,?C73_#^E^)_&']I_;;71()H+"+[-JEY9Q^6DTLL@S';H3ND;
M+%B,#`'T_7X,_!G_`(*$^(/^";__``9[?"SQ=X,OTTKQSXHU/5?"OAZ]:W,W
MV*XN-?U>6691C:)$M;>Y9"_RAPA(;[K?-G[!,_[.&F?$S]G#XA^$_P!KSXR>
M(OVL_&/C[P4OC/P[=QZJECK:W6K6,-]ILMT]H@D$$$LBL\MW)'*L#JH(D44`
M?T\T444`?SPZK_P37^(?_!&7]LGXPZNG[$?A7]L[X,?$&]CO?#*PZ';W]UX9
M3SYWCMXH#:7DL!19_+D"0".010N'&W:OZ3_\$7_A_P");R;Q-XT\8?L5?!S]
ME+4)8FT_3+GPY:65MK>JVLDBRM#-'!;(R0CRX<[Y!ODC!\I0H(^]Z*`/YV_V
M@?\`@CQ\5K?_`(./(M'T#P9XT7]GWQ]\2M'^*.J:S;:'<W>@K+;K/>3QSW6S
MR89/.FU&%$+X47<?RG*K4W_!6/\`X(^_%C]H/_@OH/#VA^$/&VJ_`GXW>(?#
M7BOQ5J=EHETNB:=]E@EM+H3WT:&-)UB^W.N70YOD7&2K'^AZB@#Y^_X*)?%C
MXT_`;]GHZI\!_A%H/Q?UV*06USH-YK`TUH;8J0)(HRFV<*<!HO,C.T_+NZ5^
M%G[:_P"SO\;/^"N>K:+X7^'/_!-]_P!F?Q_I_BB+4]<\?R)_9$-WD31R%IFL
MK19(_-?[0TD;7$A,*%=Q8;OZ5**`.9^"W@G4/AI\'/"7AS5];O?$VJ^']&L]
M-O=8O"#<:K/#`D<ES(0`-\C*7;``RQX%=-110`4444`%?$'_``<>?"?Q5\<?
M^",?QD\+>"O#/B#QAXGU3^Q/L6D:)ITVH7]WY>N:?+)Y<$*M(^V-'<[0<*C$
M\`FOM^B@#X1_X-[/V?M8\"_\$/OA5\/?B;X+U;0M1-OKUIK/ASQ)I4MG<K#/
MK>HN(Y[:=5<+)#(K`,OS(ZD9!!KXJ_8Z_97^,O\`P08_X+0ZMX.\$^`OB;XZ
M_9)^,TD;1SZ)I-[K=KX6:5@(9[EHH9#%+:R!X6+,#);2+(Q=D`7]PZ*`/PA_
M;\_X)>?$/]AG_@K7X[_:3\*_LN^%?VN?A'\3K.YN]4\'3Z7;WEQHU_.T$EQ*
MMO)#<,9WGB>59XH)"5N)D8*3N?ZH_P""//AKQ+\5OCO<>-?$/_!/#X.?LM:'
MI5L]SH'B*/3;*Q\3V[S1&(P)$EE%.&9'E$CL+<!)-FUR6%?IM10!^(/_``1)
M_9.^*?PH_P"#D?\`:Z\=>*?AI\0/#7@GQ+_PF7]D>(=5\/7EGI6J^?XHLYX/
ML]S)&L4OF0JTB;&.Y%+#(!->/ZK_`,$U_B'_`,$9?VR?C#JZ?L1^%?VSO@Q\
M0;V.]\,K#H=O?W7AE//G>.WB@-I>2P%%G\N0)`(Y!%"X<;=J_P!#U%`'YM?\
M$X/@C\1_B7\"_B[JQ_9&^#G[%7CS7_#>H>'_``CXB\.:?8QZV'N8R87FA@MD
M80PRK;R$22+YDD(/E*`"/SC_`."=G[(G[77[/'[//Q\_9A3]D"&]\:_%Y-2M
M-1^+GB'4$L[33;&\L39L@NO(D^V*N)Y8UBF+*]TQ,?S<_P!(-%`'Y!?\&MGP
MH^,O[*/_``2I^+NA:C\)?$VA?$BV\;7NN:)H'C:QO/#$6M"33-.CB433VY*J
MSVTB[PC!3C.`<U\_?MX?&3X[_MK^'_%7@/X@?\$J%N_B]XJTJ[TK2_B#9Q?:
M4T(RK*()OMR631EX"S.`UZB%\':H?:?W^HH`_&WX>_\`!`OXK?$K_@W)7]GK
MQ[K=HGQ;AU<^,O#MEJ=RE[:>%KA6'E:8DR`A`T)G5G0NL<E[+@O&`#\\_L_V
MGQ?^#?PO\(?!W5O^"0OPY\;?$7PIIEI87GC/5O#FFMI^N1P!8C--=&R:!KF1
M0"TAO6)<M(5(R*_H8HH`\]_92^'B?"O]G?PIH8\`>"_A;+:V?FW'A7PGY?\`
M8VBSRNTTT4!CAA1AYDCLS+$H9V<\YW'T*BB@`HHHH`*\/_X*;>$]5\>_\$V_
MV@]"T+3-0UK6]:^&OB.PT_3["W>YNK^XETNY2*&*)`7DD=V55102Q(`!)KW"
MB@#\I?\`@TT_9;\8_!?_`()>_$3P;\6?AYXI\'W.N_$/4I)-&\5:'<:;-?6,
MVDZ7"7\FX16>%RDJ;L%24<9R#7YH7_\`P13^-7[%G_!?/X4:5X=^'7Q.\7?!
MKPE\4?#NJ^'_`!+9Z'>ZAI.E:&^L0WACDN4$D<`MB\XE\QD.Y'E("R`G^HFB
M@#\8?^"WG_!*'XAV'_!3CP7^US\-/@OX5_:(T2*R2R\:_#O4K.WF.IO%:RVR
MW#Q3*ZW`-NT2J1'))%);0L$<8V=1_P`$S[7Q+^TG^U'X?U>]_P""6WP<_9\\
M#Z7+'J$?B?7-%LM.US1+JWDW)-;(VFPSO-YBHT>V*+;L+^;]VOUVHH`_#C_@
M[0_X)\_%7XD?&'X6?&CX(^"?&OBWQ)<Z#JG@/Q*GA;2+G5;M+&:&58]\,$;X
MCDAO-1A>0@</&N?NXY7_`(+O_P#!*SXK?#?]@#]D+_A3WAKQGXO\8_"WPG=?
M#KQ#:^%O#EQJ-[<V^H:4D5U,\<*NT4+%+V-MP/\`Q^@;@WWOWQHH`^3O^"=?
M[+WBC_@GQ_P2-^'W@'PCX9TO5_B%X7\)B]ET;4-3>QM[[6KC==W4+W)C=HP;
MF:558H0H"C"J./RR_;P^,GQW_;7\/^*O`?Q`_P""5"W?Q>\5:5=Z5I?Q!LXO
MM*:$95E$$WVY+)HR\!9G`:]1"^#M4/M/[_44`?%'_!OU^Q-\2OV!/^":?A?P
M)\5]3N+GQ9)>W.JMI<EXEW'X9@F*>7I\<B?*0@4R,%9E$DTH5F4+7VO110`4
M444`%%%%`'X@_P#!FM^R=\4_V7_^&CO^%F?#3X@?#O\`MS_A&?[-_P"$G\/7
MFD?VAY7]K^;Y/VB-/,V>;'NVYV^8F<;AG1_X+5_\$Y_BK^Q-_P`%`_`?[:/[
M)O@WQ+XAU^YU18O'OA7PU:SWDVJD[=TGV6&.1C;W4*O%.57Y)!%*!O9I%_:V
MB@#\>?\`@NY_P3:\>?\`!1JP_9]_:D^$GPUB\2^+_`L-G<:W\.?%^D"RO]8L
M!<1WB65S!=A-PAE-Q'+;2CYTN)"N?NOR7[+4OBO]JCXZZ#H8_P""0'P5^&WA
M1;LV7B#6/&.@6%A':8*EKB%I=*C:2,+NPL44V]BH#@`FOVSHH`_$'_@MM^R=
M\4_BO_P<C_LB^.O"WPT^('B7P3X:_P"$-_M?Q#I7AZ\O-*TKR/%%Y//]HN8X
MVBB\N%ED?>PVHP8X!!KH/^"WG_!*'XAV'_!3CP7^US\-/@OX5_:(T2*R2R\:
M_#O4K.WF.IO%:RVRW#Q3*ZW`-NT2J1'))%);0L$<8V?L]10!^1/_``3/M?$O
M[2?[4?A_5[W_`();?!S]GSP/I<L>H1^)]<T6RT[7-$NK>3<DULC:;#.\WF*C
M1[8HMNPOYOW:^?\`XN?LU?M0_L1?\%^?B+\<KG]F[4_VM-&\>F]M?!MUF.&T
M\/Q3O%):_OS%.EF]I;Q-:;Y%C$B.YW@RG/[[44`?A9_P0S_8\^/'[-?_``<(
M?'CQ=\7OA=X@\.0_$/P[K-^^M:;I=W<>%X[[4M2T[5C:0:B8E@D,:^;$<-]^
M%U&2.?7?^"DW[9'Q_L/BAK?ACXJ_\$S])_:)^'UA>^5X<O\`1[EO$7F8\S;=
M@KIUQ)#NC8C!AA9&+C<VX9_7:B@#\7O^#?C_`()(?%?P'XH_:8\4_%WP3-\(
M/AA\<K*^T;3?A>UY%=6T-M>RR.S/#AMJV\$GV6+>5=E>7?&`$)^9?V>?V*OB
M_P#\$;;SQC\,?&W_``3U\'_MD:;K/B-[CPQXYCT*VU%UC>*.)1(QLKR6"W_=
MJYBF,*QNTWSL&WG^CNB@#Y%_X(]_#77?"_P(U+7_`!9^R_\`";]EWQ1XBGB2
MYT;P9#:13:I#`'$4UVMM"BH0TDOEQM)*RK(Q)0L0?KJBB@`HHHH`****`/Q!
M_P"")/[)WQ3^%'_!R/\`M=>.O%/PT^('AKP3XE_X3+^R/$.J^'KRSTK5?/\`
M%%G/!]GN9(UBE\R%6D38QW(I89`)KQC_`(.F_P#@B_\`$C4_VH[3XM_`_P`!
M^-_&VA_%1ED\7Z)X5TFYU(V>LVL;)%?2P0;VQ-!*X#B,*CI,2VZ<`_T2T4`?
MCG_P4C_X(V>/?^"A?_!!S]E_1/#&BBP^,?P:\#:#+%H6L6_V&^N`=&M8+[3"
MTVTV\_F11,5DVC?;!&VG#+Y7\*/$_P`2_B=XPT3P;!_P1M^#>F:[IL\%KXAU
MK7O#>G:;HUUN7:TT$TFFK$B!OG)CDN<*"H4D@U^\%%`'YU?\'"__``3QN_VL
M?^"-][X1\$^";9_%7PP_LW7/"_AOPU:N\5N;5?LTME90PQJSHMG-<)%$L8!*
M1`(I`Q\1_L]?\$K/BM\4_P#@VK_:*3QSX:\9Q?''XI^++SXB_P!DZGX<N(=>
MN+BRN+=Q";1E69YKG[/=E-J#/VQ=JM_%^^-%`'Y4?\&JG[$WQ`^`G[/GQ8^*
MWQB\.>)?#WQ5^,_BV2[U"+Q#836&I26MOO999;>5$:)I;JYO7X4!U,9Y&W&!
M_P`%)OVR/C_8?%#6_#'Q5_X)GZ3^T3\/K"]\KPY?Z/<MXB\S'F;;L%=.N)(=
MT;$8,,+(Q<;FW#/Z[44`?C]_P;0_\$V?C7^R]\>OCG\6?B#X0NO@KX*^(]Q(
M/#OPU6_2:&S$ET;E96C7)C%M$1;1%RKLKR[D`"&OV!HHH`****`"BBB@#\0?
M^&3OBG_Q&<_\+2_X5I\0/^%9?]#=_P`(]>?V%_R(WV7_`(_?+\C_`(^/W/W_
M`/6?)][BOIW_`(.-O^"14W_!0C]FF+Q_\.K">+X\_"A?[2\-W-A,T%WJMNCB
M2:R#)RTOR^9`?O+,@5642N:_2&B@#\E/$?P*^+/_``7I_P""![^`/B;X+\4?
M#?\`:!\(3VKQOXW\.76DC5M4L5PE[&9H8PJWEO)+&[Q*1%)-(,%0`WRE^S_:
M?%_X-_"_PA\'=6_X)"_#GQM\1?"FF6EA>>,]6\.::VGZY'`%B,TUT;)H&N9%
M`+2&]8ERTA4C(K^ABB@#\;O^#C[]CCQY\0/^"*GP>\#?#CX$1Z9X@TOQ]8ZI
M?^!/A?HTNJV/A\/IVKM<&*.TMH_W0GN!OD$**9)NI+@M+_P4C_X(V>/?^"A?
M_!!S]E_1/#&BBP^,?P:\#:#+%H6L6_V&^N`=&M8+[3"TVTV\_F11,5DVC?;!
M&VG#+^QE%`'X/_"CQ/\`$OXG>,-$\&P?\$;?@WIFNZ;/!:^(=:U[PWIVFZ-=
M;EVM-!-)IJQ(@;YR8Y+G"@J%)(-=7_P<8?\`!/KXW>*/C)^S5\0_AW\*H/BI
M\'_@U96$6H?"3P_8K/IUK):7*RR0QVR1[IK6XMDBM`J0'RX[<8C`D*U^VM%`
M'\Z7[8GP$_:A_:0_X*R?LB?M$^*?V6_$7PY\*:7KV@V2^&_"]O<>([CPWIVE
MZW'>27&HM:VRI;&3[9*45E4[87RHV'/Z>?\`!7/]J#]H+X(:E;Z5X2_9!T/]
MIKX/:E8N^NPKJ8N[R<;'62U?3FMI#R""K+'<!U+*54G%?>-%`'\_'["/[`/Q
MH_:S_P""Q7PN^/WA7]E[4/V(/A5X)AB;6M-246,FL-!+.TL7V9[>"1C=B1('
M7[.D8AC+!]^TMU/[?G_!+SXA_L,_\%:_'?[2?A7]EWPK^US\(_B=9W-WJG@Z
M?2[>\N-&OYV@DN)5MY(;AC.\\3RK/%!(2MQ,C!2=S_N]10!^9/\`P1Y\->)?
MBM\=[CQKXA_X)X?!S]EK0]*MGN=`\11Z;96/B>W>:(Q&!(DLHIPS(\HD=A;@
M))LVN2PK]-J**`"BBB@`HHHH`_$'_AD[XI_\1G/_``M+_A6GQ`_X5E_T-W_"
M/7G]A?\`(C?9?^/WR_(_X^/W/W_]9\GWN*L?\'97_!(SQG^T#:^'OCE\&/"O
MB?Q/XM>*/PKXTT/PW8SWEYK.G[Q-:7+00DM*()HU1@L;DAX'.%@R/VVHH`_&
M7X#?\$C/&O[:?_!JSX!^!FMZ#>^`_BKH5UJ>O:/I_BO2YK"XL;^+7=2EB26.
M55E@\^UG=!)MX2Y#893@^=?\$XXOBC\$OB'\#OA#XJ_X);^"]/\`&7A#4]#L
LM8^+TOARR:.SM8+J".75OM4=D4:^CC4S>8MZSF5#)M/2OW?HH`****`/_]D_
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>c69036001.jpg
<DESCRIPTION>IMAGE
<TEXT>
begin 644 c69036001.jpg
M_]C_X``02D9)1@`!`@``9`!D``#_[``11'5C:WD``0`$````/```_^X`#D%D
M;V)E`&3``````?_;`(0`!@0$!`4$!@4%!@D&!08)"P@&!@@+#`H*"PH*#!`,
M#`P,#`P0#`X/$`\.#!,3%!03$QP;&QL<'Q\?'Q\?'Q\?'P$'!P<-#`T8$!`8
M&A41%1H?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?
M'Q\?'Q\?'Q\?_\``$0@`1P!0`P$1``(1`0,1`?_$`*,```("`P$!````````
M```````'`P8$!0@!`@$``@,!`0````````````````4!`@0&`Q```0,#`@,"
M!PX%!0```````@$#!``1!1(&(1,',11!D[,5558846$B,M(C,W-TE#87-PAQ
MD=&5%H%"4H*2$0`!`P$$!P<%``,!```````!`!$"`R$24@0Q07&1,@4548$B
M0A,S%&&AL9)3P7*B(__:``P#`0`"$0,1`#\`ZIH0JQU'W;(VGM9_-1XX2767
M&@1IQ5$5YAH*\4X^&M&5HBI.Z5ESF8-&F9`.E#[3>=]"Q?&.4SZ5'$4FZW/"
M$>TWG?0L7QCE'2HXBCK<\(1[3>=]"Q?&.4=*CB*.MSPA'M-YWT+%\8Y1TJ.(
MHZW/"$>TWG?0L7QCE'2HXBCK<\(1[3>=]"Q?&.4=*CB*.MSPA'M-YWT+%\8Y
M1TJ.(HZW/"%>.E/5K([URTV%*@,Q!BL(\)M$1*JJ:#9=7\:R9S)BE$$%W6[(
M<PE7D00S!,VEZ:I==??TUF_7Q_*I6[EWNA+>;>P>Y<KUT:Y)%"$4(10A%"$4
M(10A./\`;-^)LO\`8A\J-*N:\`VIWR3CEL715(UTB777W]-9OU\?RJ5NY=[H
M2WFWL'N7*]=&N210A%"$4(10A%"$4(3C_;-^)LO]B'RHTJYKP#:G?)..6Q=%
M4C72*N[\PT#*[>-K)&(8V,ZW,FZN*$S&+FF'_9!M7OEYF,K-.C>LV:IB</%P
MBT]R3D#+;0>PN9E/[:PH9&-#;R&+8`-8DRZYH4'D0OI&^&JRIVTTE"8E$"4F
M=BDT9TS&1,(.`X4<P=MQ<4YDF=MP'=S*\Y`EX4VU6*QW%#>>DB"*A(AM*/%2
MJ8WS)KQN:7UVZE$A`1O"$;^AM0;6L@']L.Y-R*>#PT,&VXABBXV5)(ED,`Z7
MPF2TC8BLEZJTV>](Z?,`K`TS)KL1H\I.D?11[CE;7@R,XRSAL"CN.EE%C8TX
MDCO#X)HL0O`7+%5UK:_N5-(3(C;*T:7"BJ:<3(786%F8OO65&:PN1R[V%A[3
MP[>2\[.P8;CK9(R#3#"NN$\@E<RMV6LEZJ3*,;QG)KKJX$)2NB$;UYMP4\U=
MH8[=+.,EX#!'CXS\:#EWQ;T.=YD"1$XR!&MFFU4$*]^WMJ(WY0<2D]I"M+TX
MU+IC!@0#M*PXTW:@MYHLEM7%,&PW./`O(TJ-/E"<)LVG$4N+B("%P7LJQC.Q
MIRU/WJ@E3\5Z$==WZLK3T_Q^.@]5<PUCXK4*.>'AO=W8'2"$YH(K)_%:SYF1
M-$.7\16G*0C',2NAA='^$UZ6INJ7U?R,+'[%F/S8QS(JN,@]&;>5A30G$X*:
M"?#W4MQK7DHF50`%BL7,)B-(DAPD)D.HVWLJ*^<ML-`8..\@\>_W)>0Y;YIS
M0V7,M;M6G,<K*.B6^U<_+.PGQ0W%K%=H><E9IR3N:-LL"\^1#@G(+*,M:VD^
M9-0%P15"^#I4K5DE3$&@9\)?A6^%4S>H*?$&XAL4?,W`SD6RA[7R##DH0;58
M6:1&%[HT@CS3:!6Q5&Q_WJEZ&B1;(6=L>U0\P;(2M[)=BV+^4W)*A93')L_F
MQLV\X]/8;R\<S-Q\0!5#2BJ-N6G@J@A`$&_PZ/"5Z&<R"+EDM/B"U\B)DT20
MTFRS&2_-[X1LYEGO+<C3RUY2MIK'AVI5P1CU-PV+S,9?SM=^*UT.0\^YKQ;N
MRHK\1\70E"_D8KF0<D.GJYG>E7F(2+PMIH$HZ;Y?86W(,9GP^F&_V#OM4KL+
M+3-OCMA[8ZO1P?<E")Y=A9:/$2F9(2CKX\;\.*5`E$2OW_\`FQ28R,+AIV/B
M#JR].6,Y(W[D\SD<<&+9>QS$1F,DIF2:*PHIQT+J[$\(UX9DQ%,1!>WL6G)Q
MF:QE(7?"VETTJ7)JEUU]_36;]?'\JE;N7>Z$MYM[![ERO71KDDV<-CG)&V]H
MO'$!^*$7(";C^/?R3(FLM5%%;8XH2VX+2RI)ISMM<:VU)S2@\*9:QI>4RU_1
M;27A,@:.C@,?,8P3[3`[G9B,'`24H&BEW**\G-32'TEKW3A7G&H/,1>\KVMM
M*]I4SY`;GF8,^P%1,;/QA8]YAP8.!#(9=QK#SY4>0WD$`'`)M&;B%D5%1$U6
M[:DUB[VR:-HL95&7C=:R#RL)!?N7S/V9F'(.X9RXV/J\\ONMDL9[SJ;(S`N4
M9RVG0J&G&W9>B->+Q#^7M\.C6B>6DTBPXSJ-[3J6PV_B'&M[Y!V7!:!P\VZZ
MPY*Q$J0\K:N#I-N6%FVQ]Q5[%XU2K/\`\PQ\N(?A>E&FU4N//KB3]U%AL*<'
M)!#@PN_QG@F#+S98F7&GQ6W&C^=Y[OTI?"44$4NO94SJ.');19>#%13IW9,`
M^FVZ01WK>]+X<G';F:B1L0R]`2*0/9P<;(QSP$/Q1<*1]*KFE+Z:\<W(2@Y-
MKZ'!_"]\E$QFPC8W%=,?SI3?I8G"777W]-9OU\?RJ5NY=[H2WFWL'N7*]=&N
M26PB[@S\1@8\3)RX[`7T,M/N@"76ZV$21$XUYFE$ER`O6-><0P)`VH<W#N!Q
M]M]S*2S?9OR7B?=4PU)8M)*5QOX;4>E%F8(->9+N=Z^96<S<LFBE9&5()@M;
M*NO.&H%_R#42Z5]]*D4XC0`HE6G+22IO\IW1J0O/,[4B*B%WEZZ(O:GQO>J/
M1AV#<K?(J8CO7O\`E>ZO34_[T]\JH]&&$;D?)J8CO7B[HW.I"2YB<I#?22R7
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M.1UH&A0%3E")$NA$6W#CQKWI59QJ.`Y6>O1IRI73)H]J6_Y3='_7>-][A_*K
M?\RO@.XI9T_+?T&\(_*;H_Z[QOO</Y5'S*^`[BCI^6_H-X64UTMZ("V(N;LC
MN&GQC\X11O\`Z7JIS>8P'<589'*8Q^P7W^5_0SUJC_W&+_6CY>9P_8J?@Y3&
M/V"/ROZ&>M4?^XQ?ZT?+S.'[%'P<IC'[!89=)^CJDJCO:,(JO!.^1%LG_JK?
M,KX#N*I\#+?T&\+S\INC_KO&^]P_E4?,KX#N*.GY;^@WA77I;LO8^`RLR1M[
L<#68D/,(V\RV^PZH!K1=2HTJJG'AQK)FZ]2<0)1NK=D<M2IR)A*\6[0O_]D_
`
end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
