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Customer Deposits (Tables)
 3 Months Ended
Mar. 31, 2013
Customer Deposits (Tables) [Abstract]  
Deposits By Component Alternative

As of March 31, 2013 and December 31, 2012, customer deposits were categorized as interest-bearing or non-interest-bearing, as follows:

(Millions)  2013 2012
U.S.:       
 Interest-bearing  $ 40,786 $39,649
 Non-interest-bearing (includes $155 million of cardmember credit balances)(a)  174  10
Non-U.S.:       
 Interest-bearing    126  135
 Non-interest-bearing (includes $206 million of cardmember credit balances)(a)  215  9
Total customer deposits  $ 41,301 $39,803

  • Beginning the first quarter 2013, the Company reclassified prospectively Cardmember credit balances from Cardmember loans, Cardmember receivables and Other liabilities to Customer deposits.

 
Deposits By Type

Customer deposits by deposit type, as of March 31, 2013 and December 31, 2012 were as follows:

(Millions) 2013 2012
U.S. retail deposits:      
 Savings accounts – Direct $ 21,150 $18,713
 Certificates of deposit:      
  Direct   722  725
  Third-party    8,280  8,851
 Sweep accounts – Third-party    10,634  11,360
 Other retail deposits:      
  Non-U.S. deposits and U.S. non-interest bearing   154  154
 Cardmember credit balances - U.S. and non-U.S.   361   ―
Total customer deposits $ 41,301 $39,803
Time Deposits By Maturity

The scheduled maturities of certificates of deposit as of March 31, 2013 were as follows:

(Millions) U.S. Non-U.S. Total
2013 $ 4,128 $ 1 $ 4,129
2014   2,637   1   2,638
2015   727   ―   727
2016   902   ―   902
2017   382   ―   382
After 5 years   226   ―   226
Total $ 9,002 $ 2 $ 9,004
Time Deposits $100,000 Or More

As of March 31, 2013 and December 31, 2012, certificates of deposit in denominations of $100,000 or more were as follows:

(Millions) 2013 2012
U.S. $476 $475
Non-U.S.  1  1
Total $ 477 $476