<SEC-DOCUMENT>0000004962-13-000047.txt : 20130621
<SEC-HEADER>0000004962-13-000047.hdr.sgml : 20130621
<ACCEPTANCE-DATETIME>20130621150107
ACCESSION NUMBER:		0000004962-13-000047
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		5
CONFORMED PERIOD OF REPORT:	20130619
ITEM INFORMATION:		Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20130621
DATE AS OF CHANGE:		20130621

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AMERICAN EXPRESS CO
		CENTRAL INDEX KEY:			0000004962
		STANDARD INDUSTRIAL CLASSIFICATION:	FINANCE SERVICES [6199]
		IRS NUMBER:				134922250
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-07657
		FILM NUMBER:		13926829

	BUSINESS ADDRESS:	
		STREET 1:		200 VESEY STREET
		STREET 2:		50TH FLOOR
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10285
		BUSINESS PHONE:		2126402000

	MAIL ADDRESS:	
		STREET 1:		200 VESEY STREET
		STREET 2:		50TH FLOOR
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10285
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
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<DESCRIPTION>AXP FORM 8-K DATED JUNE 19, 2013
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 12pt">Washington, D.C. 20549</font></font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 18pt">FORM 8-K</font></font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">CURRENT REPORT</font></font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Pursuant to Section 13 or 15(d) of the</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Securities Exchange Act of 1934</font></font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Date of Report (Date of earliest event reported):&#160;&#160;June 19,&#160;2013</font></font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 24pt">AMERICAN EXPRESS COMPANY</font></font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">(Exact name of registrant as specified in its charter)</font></font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">New York</font></div>
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<td valign="top" width="32%" style="BORDER-BOTTOM: black 2px solid">
<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: times new roman; FONT-SIZE: 10pt">1-7657</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Registrant's telephone number, including area code: (212) 640-2000</font></font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):</font></font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</font></div>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="BACKGROUND-COLOR: #ffffff; DISPLAY: inline">(c)</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="BACKGROUND-COLOR: #ffffff; DISPLAY: inline">On June 20, 2013, American Express Company (the &#8220;Company&#8221;) announced the appointment of Jeffrey C. Campbell as Executive Vice President and Chief Financial Officer of the Company, effective as of the business day following the filing of the Company&#8217;s Form 10-Q for the quarter ending June 30, 2013.</font></font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font><font style="BACKGROUND-COLOR: #ffffff; DISPLAY: inline">Mr. Campbell, age 52, previously served as Executive Vice President and Chief Financial Officer of McKesson Corporation, a leading health care services, information technology and distribution company, since January 2004. Mr. Campbell was Senior Vice President and Chief Financial Officer of AMR Corp, the parent company of American Airlines, from June 2002 to December 2003, served as a Vice President of American Airlines from 1998 to June 2002 and served in various management positions of American Airlines from 1990 to 1998. Mr. Campbell has also been a member of the board of directors of Hexcel Corporation since November 2003, where he serves as the chair of the audit committee.</font></font></div>

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<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="BACKGROUND-COLOR: #ffffff; DISPLAY: inline">A copy of the press release announcing the appointment of Mr. Campbell is attached hereto as Exhibit 99.1.</font></font></div>

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<div style="TEXT-INDENT: 36pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="BACKGROUND-COLOR: #ffffff; DISPLAY: inline">In accordance with the terms of an employment offer letter between the Company and Mr. Campbell, Mr. Campbell will be employed at will by the Company starting in July.&#160;&#160;The employment offer letter provides for the following (with portfolio grant awards and equity awards subject to the same performance conditions as awards made to other senior executives of the Company):</font></font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="BACKGROUND-COLOR: #ffffff; DISPLAY: inline">annual base salary of $1,000,000;</font></font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="BACKGROUND-COLOR: #ffffff; DISPLAY: inline">eligibility to participate in the Company&#8217;s annual long-term incentive award program with an award consisting of restricted stock units and stock options with a value of $2,500,000 on the date of grant, with the first award granted July 31, 2013 and vesting in full in the first quarter of 2016;</font></font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="BACKGROUND-COLOR: #ffffff; DISPLAY: inline">a sign-on cash award of $4,000,000 payable in two annual installments beginning on the first anniversary of the date of hire &#8211; such award must be repaid in full if Mr. Campbell voluntarily terminates employment or is terminated for good cause within twelve months after receipt of payment and, to the extent then unpaid, must be paid immediately by the Company upon his termination by the Company other than for good </font><font style="BACKGROUND-COLOR: #ffffff; DISPLAY: inline">cause or termination due to death or disability;</font></font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="BACKGROUND-COLOR: #ffffff; DISPLAY: inline">a sign-on portfolio grant award with a target value of $3,000,000, vesting in February 2015; and</font></font></div>
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<div style="TEXT-INDENT: 0pt; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="BACKGROUND-COLOR: #ffffff; DISPLAY: inline">eligibility to participate in the Company&#8217;s compensation and benefit plans and programs (including flexible perquisite and relocation) as may be generally made available to other executives of the Company at his level.</font></font></div>
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<div align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="BACKGROUND-COLOR: #ffffff; DISPLAY: inline">Press release, dated June 20, 2013, announcing the appointment of Mr. Campbell as Executive Vice President and Chief Financial Officer of the Company.</font></font></div>
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<DESCRIPTION>OFFER LETTER BETWEEN AXP AND J. CAMPBELL
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<div style="TEXT-ALIGN: right; TEXT-INDENT: 0pt; DISPLAY: block"><font style="FONT-WEIGHT: bold">EXHIBIT 10.1<br>
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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">June 13, 2013</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Jeffrey C. Campbell</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Dear Jeff,</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">I am pleased to confirm our offer for the position of Executive Vice President, Chief Financial Officer (&#8220;CFO&#8221;) at American Express Company (&#8220;Company&#8221;) reporting to me. I look forward to working with you to make many lasting contributions to American Express. You will start with the Company no earlier than July 8, 2013 and no later than July 15, 2013.&#160;&#160;You will not assume the title or responsibility of CFO until the Company has filed its SEC Form 10-Q for the second quarter, which must be filed no later than August 9, 2013.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The compensation for this position consists of:</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Salary:</font> A bi-weekly salary of $38,461 which equals $1,000,000 on an annualized basis, less taxes and applicable withholdings.&#160;&#160;American Express has a biweekly pay cycle with pay dates occurring on every other Friday.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Band:</font> As EVP, CFO you will be a Band 99 Executive Officer.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Annual Incentive: </font>You will be eligible to participate in the Company&#8217;s Annual Incentive Award (AIA) program. The actual amount of your award is based on individual contributions which are determined by business unit and organizational performance. Your full year guidance value is $3,500,000. The actual amount paid may be more or less, depending on performance and as approved by the Compensation and Benefits Committee (CBC). For performance year 2013, payable in February 2014, your target value is pro-rated and is approximately $1,600,000 (assuming a July 15<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: text-top">th</font> start date). The actual amount paid may be more or less, depending on performance and as approved by the CBC. Award payments are contingent upon your continuous employment through the payment dates.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Portfolio Grant 2013-2015: </font>A<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#160;</font>Portfolio Grant (PG 2013-2015) award with a target of $1,500,000 granted upon hire, subject to performance against specific financial and corporate objectives, payable generally in cash in February 2016. We expect the Portfolio Grant to be awarded annually. As an illustration, the next Portfolio Grant program would be expected to be granted in January 2014, and would cover the performance period between 2014 and 2016. </font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">Equity Awards with a target of $2,500,000, comprised of the following:</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Performance-Vesting Restricted Stock Units (Performance RSU):&#160;&#160;The grant date for this award will be July 31, 2013, and the next annual grant date for subsequent awards would be planned for January 2014.&#160;&#160;The award will vest in the first quarter of 2016, subject to the Company&#8217;s ROE performance hurdle under the 2013-15 Performance RSU grant that applies to other 2013 annual senior executive Performance RSU awards and your continuous employment with the Company through the vesting date.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Stock Options: The grant date will be July 31, 2013 and the next annual grant date for subsequent awards would be planned for January 2014. The stock option will have an exercise price based on the closing price of the Company's stock on the date of grant. This award vests in full in the first quarter of 2016, subject to performance hurdle of positive Company net income in 2013-15 that applies to other 2013 annual senior executive stock option awards and your continuous employment with the Company through the vesting date.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The targeted value of the awards will be approximately 75% Performance-Vesting Restricted Stock Units and 25% Stock Options. You will receive an equal number of Performance RSUs and Stock Options. Performance RSUs are valued using the grant date closing price of AXP shares and Stock Options are valued using the grant date Black-Scholes value.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#160;In addition, you will receive as a new hire:</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Performance-Vesting Restricted Stock Units:&#160;&#160;The grant date will be July 31, 2013. The award will vest three years from the grant date, subject to the Company&#8217;s ROE performance hurdle applicable under the 2013-15 Performance RSU grant that applies to other 2013 annual senior executive Performance RSU awards and your continuous employment with the Company through the vesting date.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Stock Options: The grant date will be July 31, 2013. The stock option will have an exercise price based on the closing price of the Company's stock on the date of grant and a 10-year option term. This award vests in full three years after the grant date, subject to the same performance hurdle of positive Company net income in 2013-15 as applies to other 2013 annual senior executive stock option awards and your continuous employment with the Company through the vesting date.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The targeted value of the awards will be approximately 75% Performance-Vesting Restricted Stock Units and 25% Stock Options. You will receive an equal number of Performance RSUs and Stock Options. Performance RSUs are valued using the grant date closing price of AXP shares and Stock Options are valued using the grant date Black-Scholes value.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The equity and Portfolio Grant awards specified above and other compensation and benefits are subject to your continuous employment with the Company through the respective vesting dates and the terms of the applicable plan documents. In the event that you leave American Express, and you are not eligible for continued vesting provisions (including receipt of serial severance payments or retirement), any portion of the award that is unvested will be forfeited on your last day of employment.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">As is the case for other senior executives, your long-term incentive awards are all subject to the Company&#8217;s Detrimental Conduct provisions. These provisions prohibit you from engaging in conduct detrimental to the Company both during your employment with the Company and for a period of time after you leave. As a condition for participation in the long-term incentive program, you must sign and return the Detrimental Conduct agreement, which will be forwarded to you following your start date. Some of the areas it covers include non-competition, non-solicitation of customers and employees, and nondisclosure of confidential information.&#160;&#160;However, by this offer, your Detrimental Conduct agreement is deemed modified to provide that Section 2(g) (&#8220;Other Detrimental Conduct&#8221;) shall not apply and that the Company will not denigrate you to the media or financial analysts in the event you leave the Company.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">You are immediately eligible to participate in the Severance Plan, as amended from time to time.&#160;&#160;Under the current terms of the Severance Plan, you would be eligible for two years of severance.&#160;&#160;Severance would be comprised of two years of salary and two years of bonus paid out on a serial basis over 104 weeks (&#8220;Severance Period&#8221;) commencing at the end of your Notice Period.&#160;&#160;Per Company policy, during the Notice Period and Severance Period you will continue to vest in any outstanding equity and Portfolio Grant awards, including those grants specified in this offer.&#160;&#160;To the extent you are notified that your employment is terminated prior to August 8, 2014, you will receive a Notice Period through at least that date.&#160;&#160;During the Severance Period, awards granted on or after January 1, 2014 will continue to vest until the earlier of (i) the end of the Severance Period or (ii) when you commence full-time employment at another entity; awards granted prior to January 1, 2014 vest until the end of the Severance Period.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company's Senior Management Stock Ownership Guidelines require you to own 75,000 shares. Further, 50% of the net shares (75% until 75,000 shares ownership goal is met) received after vesting of RSUs or upon exercise of stock options must be held for at least one year.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Health and welfare benefit coverage for full-time employees will take effect on your date of hire if you elect benefits within 60 days of your hire date. You can access your personalized benefit options online shortly after your hire date.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Additionally, as a senior executive of the Company, you will receive an annual Flexible Perquisite in the amount of $35,000. The first year perquisite payments are prorated from your date of hire and are paid in a lump sum installment shortly following your hire (but not later than sixty (60) days thereafter).</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The following will also be provided: 1) annual vacation pay in accordance with the Company&#8217;s Paid Time Off Policy for someone at your Band level; 2) annual travel allowance in the amount of $30,000, with the first year&#8217;s payment prorated from your date of hire and paid within 60 days of hire, and payable in March thereafter; 3) Key Executive Life Insurance in the amount of four times your base salary (up to $1,500,000 in coverage); and 4) access to garage parking at the World Financial Center, New York.&#160;&#160;All compensation, perquisites and benefits are subject to applicable taxes and withholdings.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">The Company will pay for up to $20,000 in professional fees incurred to negotiate and prepare this offer and all other agreements related to the terms of this offer.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">You are eligible for the Company&#8217;s Full Relocation Package for your relocation from California to the New York area including the items listed below.&#160;&#160;For more details of the policy, you may contact Tricia Schneider, Director, Global Mobility Services at [redacted].</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">As a senior executive of American Express, you will be governed by all the policies and procedures of American Express and its affiliates, including without limitation the Senior Management Stock Ownership Guidelines and the Code of Conduct.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">As a new employee of American Express, you are subject to the terms of the American Express Employment Arbitration Policy. The Policy provides that arbitration is the final, exclusive and required forum for the resolution of all employment-related disputes that are based on a legal claim between you and the Company.&#160;&#160;The Policy and a form you must sign agreeing to abide by the Policy will be provided to you on your first day of employment.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">In accordance with Company policy, this offer and information are subject to governing plans and documents (as modified by the terms above), and is contingent on our receiving the following.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Please Note:</font>&#160;&#160;American Express participates in the E-Verify Program.&#160;&#160;E-Verify is an Internet-based system operated by the Department of Homeland Security (DHS) that allows employers to verify the employment eligibility of their employees, regardless of citizenship. E-Verify electronically compares information on the Form I-9 against the records contained in DHS and Social Security Administration (SSA) databases.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Original documentation which verifies U.S. citizenship or proper documentation of alien work status will be requested from you on your first day of employment. An electronic Form I-9, including a link to the List of Acceptable documents will be sent to you at the email address we have on file for you. It is your responsibility to complete Section 1 of the Form I-9 prior to your start date. You will also be required to bring with you and present your <font style="DISPLAY: inline; FONT-WEIGHT: bold">original </font>work authorization documents (for physical inspection) on your start date (copies are not acceptable). &#160;You should bring with you either one piece of identification that appears in Column A or one piece from column B and one piece from column C.&#160; &#160;Should you be unable to provide the necessary documents within the government mandated 72 hours, you may be terminated, and paid only for the orientation attended.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">This position is located in the American Express Tower in New York City.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Your employment at American Express is at-will, and either you or the Company may terminate the relationship with our without cause at any time, without prejudice to your rights to receive whatever compensation and benefits you are otherwise entitled to pursuant to this offer or under the terms of applicable Company programs such as the Severance Plan. Also, the Company plans and programs may be amended or terminated by the Company at any time. The Federal Reserve Board or other regulatory bodies may from time to time require changes to the compensation programs.</font></div>

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<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Also included with this Offer Letter is the Notice and Acknowledgement of Pay Rate and Pay Date (&#8220;Notice&#8221;).&#160;&#160;The New York State Department of Labor requires that all New York hires receive this Notice.&#160;&#160;Please acknowledge your receipt of this Notice by signing it.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Lastly, Section 954 of the Dodd-Frank Wall Street Reform and Consumer Protection Act requires a publicly traded company to recover from each of its executive officers (&#8220;EO&#8221;), both current and former, some or all of the incentive compensation paid to the EO in the event a company has to restate its earnings.&#160;&#160;The statute requires the Company to review the incentive compensation received by all EOs in the 3-year period preceding the restatement and recover any amount in excess of what would have been paid if the earnings had been stated correctly.&#160;&#160;Included in this letter is a form the Company requires you to sign to comply with Section 954.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Please indicate your acceptance of the offer of employment with the Company by signing and returning a scanned copy of this letter via email to Kathleen McCarthy, SVP, Talent Acquisition &amp; Management</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">([redacted]). This offer shall supersede any prior offer, and will be considered null and void if not signed by you and returned to me by June 20, 2013.&#160;&#160;Also return to Kathleen McCarthy the New York wage Notice and the Dodd-Frank form.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">This offer is irrevocable and open for your acceptance for six business days from the date of the letter.&#160;&#160;Please do not hesitate to call me with any questions.&#160;&#160;Welcome aboard!</font></div>

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<div style="TEXT-ALIGN: right"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold">EXHIBIT 99.1</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">FOR IMMEDIATE RELEASE</font></font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Mike O&#8217;Neill, <font style="DISPLAY: inline; TEXT-DECORATION: underline">mike.o&#8217;neill@aexp</font><font style="DISPLAY: inline; TEXT-DECORATION: underline">.com</font>, +1.212.640.5951</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Ken Paukowits, <font style="DISPLAY: inline; TEXT-DECORATION: underline">ken.f.paukowits@aexp.com</font>, +1.212.640.6348</font></div>

<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Rick Petrino, <font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; TEXT-DECORATION: underline">richard.petrino@aexp.com</font></font>, +1.212.640.5574</font></div>

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<div style="TEXT-ALIGN: center; TEXT-INDENT: 0pt; DISPLAY: block"><font style="DISPLAY: inline; FONT-WEIGHT: bold">AMERICAN EXPRESS NAMES JEFFREY CAMPBELL CHIEF FINANCIAL OFFICER</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold">New York &#8211;&#160;&#160;June 20, 2013</font> &#8211;&#160; <font style="DISPLAY: inline; FONT-WEIGHT: bold">American Express Company (NYSE: AXP) </font>today announced the appointment of Jeffrey C. Campbell as executive vice president and chief financial officer. Mr. Campbell, 52, will lead the company&#8217;s Finance organization and represent American Express to investors, lenders and rating agencies. He will also become a member of the company&#8217;s Operating Committee.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Mr. Campbell will succeed Daniel T. Henry, 64, who as previously announced, will retire later this year after a distinguished 23-year career with American Express.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Mr. Campbell will join American Express next month as executive vice president, Finance. He will assume CFO duties in early August after the company completes its financial filings for the second quarter.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Mr. Campbell joins American Express from McKesson Corporation, where he was executive vice president and chief financial officer of the largest health care services company in the United States. He played a central role at McKesson as it grew and expanded its leadership in health care distribution and technology over the last decade. Mr. Campbell joined McKesson as CFO in 2003.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Before joining McKesson, Mr. Campbell served as chief financial officer of AMR Corporation and its subsidiary, American Airlines, where he helped the business successfully navigate significant financial challenges. He joined AMR in 1990 and progressed through a range of senior management roles, including head of European operations based in London for several years. He was named CFO in 2002.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#8220;Jeff is among the most respected leaders in finance, with deep experience as the CFO of large organizations in complex industries. He knows how to generate shareholder value, facilitate growth, develop strong teams and build flexible financial models. His broad experience in addressing competitive and market challenges will also help us as we continue to invest in our growth initiatives to reach new customers and drive commerce,&#8221; said American Express Chairman and Chief Executive Officer Kenneth I. Chenault.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">&#8220;Our Finance organization is fortunate to be going from one exceptional leader in Dan Henry to another in Jeff Campbell,&#8221; Mr. Chenault added. &#8220;Once again, I want to thank Dan for his tremendous contributions as our chief financial officer since 2007, as well as the many other critical roles he played over the past two decades with American Express. Dan will continue as CFO until we close out the second quarter and will continue to support us as a senior advisor until his retirement becomes effective later this year.&#8221;</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Mr. Campbell said, &#8220;I am excited to begin a new chapter with American Express and help one of the country&#8217;s most storied financial services firms extend its track record of performance.&#8221;</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Mr. Campbell began his career as a certified public accountant and management consultant. Prior to joining AMR, he was a CPA with Deloitte, Haskins and Sells. He is a member of the board of directors of Hexcel Corporation and the San Francisco Chamber of Commerce. He holds an A.B. degree in Economics from Stanford University and an M.B.A. from Harvard University.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt; FONT-WEIGHT: bold"><font style="DISPLAY: inline; TEXT-DECORATION: underline">About American Express</font></font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">American Express is a global services company, providing customers with access to products, insights and experiences that enrich lives and build business success.&#160;Learn more at <font style="DISPLAY: inline; TEXT-DECORATION: underline">americanexpress.com</font> and connect with us on <font style="DISPLAY: inline; TEXT-DECORATION: underline">facebook.com/americanexpress</font>, <font style="DISPLAY: inline; TEXT-DECORATION: underline">foursquare.com/americanexpress</font>, <font style="DISPLAY: inline; TEXT-DECORATION: underline">linkedin.com/companies/american-express</font>, <font style="DISPLAY: inline; TEXT-DECORATION: underline">twitter.com/americanexpress</font>, and <font style="DISPLAY: inline; TEXT-DECORATION: underline">youtube.com/americanexpress</font>.</font></div>

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<div style="TEXT-INDENT: 0pt; DISPLAY: block; MARGIN-LEFT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-FAMILY: Times New Roman; FONT-SIZE: 10pt">Key links to products and services: <font style="DISPLAY: inline; TEXT-DECORATION: underline">charge and credit cards</font>, <font style="DISPLAY: inline; TEXT-DECORATION: underline">business credit cards</font>, <font style="DISPLAY: inline; TEXT-DECORATION: underline">travel services</font>, <font style="DISPLAY: inline; TEXT-DECORATION: underline">gift cards</font>, <font style="DISPLAY: inline; TEXT-DECORATION: underline">prepaid cards</font>, <font style="DISPLAY: inline; TEXT-DECORATION: underline">merchant services</font>, <font style="DISPLAY: inline; TEXT-DECORATION: underline">business travel</font>, and <font style="DISPLAY: inline; TEXT-DECORATION: underline">corporate card</font>.</font></div>
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end
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